<SEC-DOCUMENT>0000939057-19-000262.txt : 20190614
<SEC-HEADER>0000939057-19-000262.hdr.sgml : 20190614
<ACCEPTANCE-DATETIME>20190614143701
ACCESSION NUMBER:		0000939057-19-000262
CONFORMED SUBMISSION TYPE:	10-K
PUBLIC DOCUMENT COUNT:		131
CONFORMED PERIOD OF REPORT:	20190331
FILED AS OF DATE:		20190614
DATE AS OF CHANGE:		20190614

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			RIVERVIEW BANCORP INC
		CENTRAL INDEX KEY:			0001041368
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035]
		IRS NUMBER:				911838969
		STATE OF INCORPORATION:			WA
		FISCAL YEAR END:			0331

	FILING VALUES:
		FORM TYPE:		10-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-22957
		FILM NUMBER:		19898573

	BUSINESS ADDRESS:	
		STREET 1:		900 WASHINGTON STREET
		STREET 2:		SUITE 900
		CITY:			VANCOUVER
		STATE:			WA
		ZIP:			98660
		BUSINESS PHONE:		360-693-6650

	MAIL ADDRESS:	
		STREET 1:		900 WASHINGTON STREET
		STREET 2:		SUITE 900
		CITY:			VANCOUVER
		STATE:			WA
		ZIP:			98660
</SEC-HEADER>
<DOCUMENT>
<TYPE>10-K
<SEQUENCE>1
<FILENAME>riv10k33119.htm
<DESCRIPTION>FORM 10-K
<TEXT>
<html>
  <head>
    <title></title>
  <meta name="GENERATOR" content="MSHTML 9.00.8112.16737">
    <!-- Licensed to: Breyer & Associates PC
         Document created using EDGARfilings PROfile 5.1.0.0
         Copyright 1995 - 2019 Broadridge -->
  </head>
<body text="#000000" bgcolor="#ffffff" style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">
  <div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.85pt; FONT-WEIGHT: bold">UNITED STATES</div>
  <div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.85pt; FONT-WEIGHT: bold">SECURITIES AND EXCHANGE COMMISSION</div>
  <div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.85pt">Washington, D.C.&#160; 20549</div>
  <div style="LINE-HEIGHT: 10.85pt">&#160;</div>
  <div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.85pt; FONT-WEIGHT: bold">FORM 10-K</div>
  <div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt">
    <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="za8e95288f7d4417fb8541d4c1b6a2f86" class="DSPFListTable">

        <tr>
          <td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">[X]</td>
          <td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
            <div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934</div>
          </td>
        </tr>

    </table>
  </div>
  <div style="LINE-HEIGHT: 10.25pt"><br style="LINE-HEIGHT: 10.25pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 36pt; FONT-SIZE: 10pt">For the Fiscal Year Ended March 31, 2019<font style="FONT-SIZE: 6pt" id="TRGRRTFtoHTMLTab">&#160;&#160;</font>OR</div>
  <div style="LINE-HEIGHT: 10.25pt">&#160;</div>
  <div style="LINE-HEIGHT: 10.25pt">
    <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zf569d981360145a281921354ae3b6872" class="DSPFListTable">

        <tr>
          <td style="WIDTH: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">[&#160; ]</td>
          <td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
            <div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934</div>
          </td>
        </tr>

    </table>
  </div>
  <div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.85pt">Commission File Number: 000-22957</div>
  <div style="LINE-HEIGHT: 11.4pt"><br style="LINE-HEIGHT: 11.4pt">
  </div>
  <div style="TEXT-ALIGN: center; LINE-HEIGHT: 18.25pt; FONT-VARIANT: normal; FONT-STYLE: normal; FONT-FAMILY: 'Times New Roman', Times, serif"><font style="FONT-SIZE: 14pt; FONT-WEIGHT: bold">RIVERVIEW BANCORP, INC.</font><font style="FONT-SIZE: 5.01pt" id="TRGRRTFtoHTMLTab">&#160;&#160; </font>
    <hr noshade="noshade" align="center" style="BORDER-BOTTOM: medium none; TEXT-ALIGN: center; BORDER-LEFT: medium none; BACKGROUND-COLOR: #000000; HEIGHT: 2px; COLOR: #000000; MARGIN-LEFT: auto; BORDER-TOP: medium none; MARGIN-RIGHT: auto; BORDER-RIGHT:
      medium none"> </div>
  <div style="TEXT-ALIGN: center; LINE-HEIGHT: 18.25pt; FONT-VARIANT: normal; FONT-STYLE: normal; FONT-FAMILY: 'Times New Roman', Times, serif">(Exact name of registrant as specified in its charter)</div>
  <div style="LINE-HEIGHT: 9.1pt">&#160;</div>
  <div style="LINE-HEIGHT: 9.1pt">
    <table cellspacing="0" cellpadding="0" border="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zd2a9aa4ec2b44c4797c1a53323cea9d7">

        <tr>
          <td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: center; WIDTH: 35%; VERTICAL-ALIGN: bottom">
            <div>Washington</div>
          </td>
          <td style="PADDING-BOTTOM: 2px; WIDTH: 15%">
            <div>&#160;</div>
          </td>
          <td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: center; WIDTH: 35%; VERTICAL-ALIGN: bottom">
            <div>91-1838969</div>
          </td>
        </tr>
        <tr>
          <td style="TEXT-ALIGN: center; WIDTH: 35%; VERTICAL-ALIGN: bottom">
            <div>(State or other jurisdiction of incorporation or organization)</div>
          </td>
          <td style="WIDTH: 15%">
            <div>&#160;</div>
          </td>
          <td style="TEXT-ALIGN: center; WIDTH: 35%; VERTICAL-ALIGN: bottom">
            <div>(I.R.S. Employer I.D. Number)</div>
          </td>
        </tr>
        <tr>
          <td style="TEXT-ALIGN: center; WIDTH: 35%; VERTICAL-ALIGN: bottom">
            <div>&#160;</div>
          </td>
          <td style="WIDTH: 15%">
            <div>&#160;</div>
          </td>
          <td style="TEXT-ALIGN: center; WIDTH: 35%; VERTICAL-ALIGN: bottom">
            <div>&#160;</div>
          </td>
        </tr>
        <tr>
          <td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: center; WIDTH: 35%; VERTICAL-ALIGN: bottom">
            <div>900 Washington St., Ste. 900, Vancouver, Washington</div>
          </td>
          <td style="PADDING-BOTTOM: 2px; WIDTH: 15%">
            <div>&#160;</div>
          </td>
          <td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: center; WIDTH: 35%; VERTICAL-ALIGN: bottom">
            <div>98660</div>
          </td>
        </tr>
        <tr>
          <td style="TEXT-ALIGN: center; WIDTH: 35%; VERTICAL-ALIGN: bottom">
            <div>(Address of principal executive offices)</div>
          </td>
          <td style="WIDTH: 15%">
            <div>&#160;</div>
          </td>
          <td style="TEXT-ALIGN: center; WIDTH: 35%; VERTICAL-ALIGN: bottom">
            <div>(Zip Code)</div>
          </td>
        </tr>
        <tr>
          <td style="TEXT-ALIGN: center; WIDTH: 35%; VERTICAL-ALIGN: bottom">
            <div>&#160;</div>
          </td>
          <td style="WIDTH: 15%">
            <div>&#160;</div>
          </td>
          <td style="TEXT-ALIGN: center; WIDTH: 35%; VERTICAL-ALIGN: bottom">
            <div>&#160;</div>
          </td>
        </tr>
        <tr>
          <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 35%; VERTICAL-ALIGN: bottom">
            <div>Registrant's telephone number, including area code:</div>
          </td>
          <td style="PADDING-BOTTOM: 2px; WIDTH: 15%">
            <div>&#160;</div>
          </td>
          <td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: center; WIDTH: 35%; VERTICAL-ALIGN: bottom">
            <div>(360) 693-6650</div>
          </td>
        </tr>
        <tr>
          <td style="TEXT-ALIGN: center; WIDTH: 35%; VERTICAL-ALIGN: bottom">
            <div>&#160;</div>
          </td>
          <td style="WIDTH: 15%">
            <div>&#160;</div>
          </td>
          <td style="TEXT-ALIGN: center; WIDTH: 35%; VERTICAL-ALIGN: bottom">
            <div>&#160;</div>
          </td>
        </tr>
        <tr style="HEIGHT: 12px">
          <td style="TEXT-ALIGN: left; WIDTH: 35%; VERTICAL-ALIGN: bottom">
            <div>Securities registered pursuant to Section 12(b) of the Act:</div>
          </td>
          <td style="WIDTH: 15%">
            <div>&#160;</div>
          </td>
          <td style="TEXT-ALIGN: center; WIDTH: 35%; VERTICAL-ALIGN: bottom">
            <div>&#160;</div>
          </td>
        </tr>

    </table>
    <div>&#160;</div>
    <div>
      <table cellspacing="0" cellpadding="0" border="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z4f2411646d584ef0b50f396a1586df20">

          <tr>
            <td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: center; WIDTH: 33.33%; VERTICAL-ALIGN: bottom">Title of each class</td>
            <td style="PADDING-BOTTOM: 2px; WIDTH: 2%">&#160;</td>
            <td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: center; WIDTH: 11%; VERTICAL-ALIGN: bottom">Trading Symbol(s)&#160;</td>
            <td style="PADDING-BOTTOM: 2px; WIDTH: 2%">&#160;</td>
            <td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: center; WIDTH: 33.33%; VERTICAL-ALIGN: bottom">Name of each exchange on which registered&#160;</td>
          </tr>
          <tr>
            <td style="TEXT-ALIGN: center; WIDTH: 33.33%; VERTICAL-ALIGN: bottom">&#160;</td>
            <td style="WIDTH: 2%">&#160;</td>
            <td style="TEXT-ALIGN: center; WIDTH: 11%; VERTICAL-ALIGN: bottom">&#160;</td>
            <td style="WIDTH: 2%">&#160;</td>
            <td style="TEXT-ALIGN: center; WIDTH: 33.33%; VERTICAL-ALIGN: bottom">&#160;</td>
          </tr>
          <tr>
            <td style="TEXT-ALIGN: center; WIDTH: 33.33%; VERTICAL-ALIGN: bottom">
              <div>Common Stock<a name="CommonStock"><!--Anchor--></a>, Par Value $0.01 per share </div>
            </td>
            <td style="WIDTH: 2%">
              <div>&#160;</div>
            </td>
            <td style="TEXT-ALIGN: center; WIDTH: 11%; VERTICAL-ALIGN: bottom">RVSB</td>
            <td style="WIDTH: 2%">&#160;</td>
            <td style="TEXT-ALIGN: center; WIDTH: 33.33%; VERTICAL-ALIGN: bottom">
              <div>The NASDAQ Stock Market LLC</div>
            </td>
          </tr>

      </table>
      &#160;</div>
    <table cellspacing="0" cellpadding="0" border="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zaf31280871b7406f820946bff768ca6b">

        <tr>
          <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 35%; VERTICAL-ALIGN: bottom">Securities registered pursuant to Section 12(g) of the Act:&#160;</td>
          <td style="PADDING-BOTTOM: 2px; WIDTH: 15%">&#160;</td>
          <td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: center; WIDTH: 35%; VERTICAL-ALIGN: bottom">None&#160;</td>
        </tr>

    </table>
    <br style="LINE-HEIGHT: 9.1pt">
    Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Yes&#160;[&#160; ] &#160; No&#160; [X]<br style="LINE-HEIGHT: 9.1pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act.</div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Yes&#160;[&#160;&#160; ]&#160; No&#160; [X]</div>
  <div style="LINE-HEIGHT: 9.1pt"><br style="LINE-HEIGHT: 9.1pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Indicate by check mark whether the registrant (1) filed all reports required to be filed by Section 13 or 15(d) of the Securities
    Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the Registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes&#160;[X]&#160; &#160;No&#160;[&#160;&#160; ]&#160;</div>
  <div style="LINE-HEIGHT: 9.1pt"><br style="LINE-HEIGHT: 9.1pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant
    to Rule 405 of Regulation S-T (&#167;232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit such files). Yes&#160;[X] &#160; No [&#160;&#160; ]</div>
  <div style="LINE-HEIGHT: 9.1pt"><br style="LINE-HEIGHT: 9.1pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 6pt; FONT-SIZE: 10pt">Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated
    filer, a smaller reporting company or an emerging growth company. See definitions of "large accelerated filer," "accelerated filer", "smaller reporting company" and "emerging growth company" in Rule 12b-2 of the Exchange Act.</div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif">Large accelerated filer&#160;[&#160;&#160; ]</font><font id="TRGRRTFtoHTMLTab">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font><font style="FONT-FAMILY: 'Times New Roman', Times, serif"><font style="FONT-FAMILY: 'Times New Roman', Times, serif">Accelerated filer&#160; [X]&#160;&#160;&#160;&#160; </font><font id="TRGRRTFtoHTMLTab">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font>Non-accelerated filer
      [&#160;&#160; ]</font></div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 11.4pt; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif">Smaller reporting company&#160;[X]</font><font id="TRGRRTFtoHTMLTab">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font><font style="FONT-FAMILY: 'Times New Roman', Times, serif">Emerging growth company [&#160;&#160; ]</font></div>
  <div style="LINE-HEIGHT: 9.1pt"><br style="LINE-HEIGHT: 9.1pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for
    complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.&#160; [&#160;&#160; ]</div>
  <div style="LINE-HEIGHT: 9.1pt"><br style="LINE-HEIGHT: 9.1pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Act). Yes&#160;[&#160;&#160; ]&#160;&#160;&#160;&#160; No<font style="FONT-SIZE: 6pt" id="TRGRRTFtoHTMLTab">&#160;&#160;</font>&#160; [X]</div>
  <div style="LINE-HEIGHT: 9.1pt"><br style="LINE-HEIGHT: 9.1pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The aggregate market value of the voting stock held by non-affiliates of the registrant, based on the closing sales price of the
    registrant's Common Stock as quoted on the Nasdaq Global Select Market System under the symbol "RVSB" on September 30, 2018 was $199,772,614 (22,598,712 shares at $8.84 per share). As of June 14, 2019, there were issued and outstanding 22,622,712
    shares of the registrant's common stock.</div>
  <div style="LINE-HEIGHT: 10.25pt"><br style="LINE-HEIGHT: 10.25pt">
  </div>
  <div style="LINE-HEIGHT: 10.25pt">&#160;</div>
  <div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt">DOCUMENTS INCORPORATED BY REFERENCE</div>
  <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Portions of registrant's Definitive Proxy Statement for the 2019 Annual Meeting of Stockholders (Part III).</div>
  <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
    <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">1
      <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; BORDER-COLLAPSE: collapse; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zd331d616147541cf91bdb8bae2891f5e">

        <tr>
          <td style="WIDTH: 100%; VERTICAL-ALIGN: top" colspan="3">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Table of Contents</u></div>
          </td>
        </tr>
        <tr>
          <td style="WIDTH: 12.41%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>PART I</u></div>
          </td>
          <td style="WIDTH: 80.15%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="WIDTH: 7.45%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>PAGE</u></div>
          </td>
        </tr>
        <tr>
          <td style="WIDTH: 12.41%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Item 1.</div>
          </td>
          <td style="WIDTH: 80.15%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Business</div>
          </td>
          <td style="WIDTH: 7.45%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4</div>
          </td>
        </tr>
        <tr>
          <td style="WIDTH: 12.41%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Item 1A.</div>
          </td>
          <td style="WIDTH: 80.15%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Risk Factors</div>
          </td>
          <td style="WIDTH: 7.45%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">31</div>
          </td>
        </tr>
        <tr>
          <td style="WIDTH: 12.41%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Item 1B.</div>
          </td>
          <td style="WIDTH: 80.15%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Unresolved Staff Comments</div>
          </td>
          <td style="WIDTH: 7.45%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">43</div>
          </td>
        </tr>
        <tr>
          <td style="WIDTH: 12.41%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Item 2.</div>
          </td>
          <td style="WIDTH: 80.15%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Properties</div>
          </td>
          <td style="WIDTH: 7.45%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">43</div>
          </td>
        </tr>
        <tr>
          <td style="WIDTH: 12.41%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Item 3.</div>
          </td>
          <td style="WIDTH: 80.15%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Legal Proceedings</div>
          </td>
          <td style="WIDTH: 7.45%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">43</div>
          </td>
        </tr>
        <tr>
          <td style="WIDTH: 12.41%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Item 4.</div>
          </td>
          <td style="WIDTH: 80.15%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Mine Safety Disclosures</div>
          </td>
          <td style="WIDTH: 7.45%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">43</div>
          </td>
        </tr>
        <tr>
          <td style="WIDTH: 12.41%; VERTICAL-ALIGN: top">
            <div style="LINE-HEIGHT: 10.85pt">&#160;</div>
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>PART II</u></div>
          </td>
          <td style="WIDTH: 80.15%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="WIDTH: 7.45%; VERTICAL-ALIGN: top">&#160;</td>
        </tr>
        <tr>
          <td style="WIDTH: 12.41%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Item 5.</div>
          </td>
          <td style="WIDTH: 80.15%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; TEXT-INDENT: -3.6pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 3.6pt; FONT-SIZE: 10pt">Market for Registrant's Common Equity, Related Stockholder Matters and Issuer Purchases
              of Equity Securities</div>
          </td>
          <td style="WIDTH: 7.45%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">44</div>
          </td>
        </tr>
        <tr>
          <td style="WIDTH: 12.41%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Item 6.</div>
          </td>
          <td style="WIDTH: 80.15%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Selected Financial Data</div>
          </td>
          <td style="WIDTH: 7.45%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">46</div>
          </td>
        </tr>
        <tr>
          <td style="WIDTH: 12.41%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Item 7.</div>
          </td>
          <td style="WIDTH: 80.15%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; TEXT-INDENT: -3.6pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 3.6pt; FONT-SIZE: 10pt">Management's Discussion and Analysis of Financial Condition and Results of Operations</div>
          </td>
          <td style="WIDTH: 7.45%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">48</div>
          </td>
        </tr>
        <tr>
          <td style="WIDTH: 12.41%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Item 7A.</div>
          </td>
          <td style="WIDTH: 80.15%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Quantitative and Qualitative Disclosures about Market Risk</div>
          </td>
          <td style="WIDTH: 7.45%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">59</div>
          </td>
        </tr>
        <tr>
          <td style="WIDTH: 12.41%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Item 8.</div>
          </td>
          <td style="WIDTH: 80.15%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Financial Statements and Supplementary Data</div>
          </td>
          <td style="WIDTH: 7.45%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">61</div>
          </td>
        </tr>
        <tr>
          <td style="WIDTH: 12.41%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Item 9.</div>
          </td>
          <td style="WIDTH: 80.15%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Changes in and Disagreements with Accountants on Accounting and Financial Disclosure</div>
          </td>
          <td style="WIDTH: 7.45%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">103</div>
          </td>
        </tr>
        <tr>
          <td style="WIDTH: 12.41%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Item 9A.</div>
          </td>
          <td style="WIDTH: 80.15%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Controls and Procedures</div>
          </td>
          <td style="WIDTH: 7.45%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">103</div>
          </td>
        </tr>
        <tr>
          <td style="WIDTH: 12.41%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Item 9B.</div>
          </td>
          <td style="WIDTH: 80.15%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Other Information</div>
          </td>
          <td style="WIDTH: 7.45%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">104</div>
          </td>
        </tr>
        <tr>
          <td style="WIDTH: 12.41%; VERTICAL-ALIGN: top">
            <div style="LINE-HEIGHT: 10.85pt">&#160;</div>
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>PART III</u></div>
          </td>
          <td style="WIDTH: 80.15%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="WIDTH: 7.45%; VERTICAL-ALIGN: top">&#160;</td>
        </tr>
        <tr>
          <td style="WIDTH: 12.41%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Item 10.</div>
          </td>
          <td style="WIDTH: 80.15%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Directors, Executive Officers and Corporate Governance</div>
          </td>
          <td style="WIDTH: 7.45%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">105</div>
          </td>
        </tr>
        <tr>
          <td style="WIDTH: 12.41%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Item 11.</div>
          </td>
          <td style="WIDTH: 80.15%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Executive Compensation</div>
          </td>
          <td style="WIDTH: 7.45%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">105</div>
          </td>
        </tr>
        <tr>
          <td style="WIDTH: 12.41%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Item 12.</div>
          </td>
          <td style="WIDTH: 80.15%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; TEXT-INDENT: -3.6pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 3.6pt; FONT-SIZE: 10pt">Security Ownership of Certain Beneficial Owners and Management and Related Stockholder
              Matters</div>
          </td>
          <td style="WIDTH: 7.45%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">106</div>
          </td>
        </tr>
        <tr>
          <td style="WIDTH: 12.41%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Item 13.</div>
          </td>
          <td style="WIDTH: 80.15%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Certain Relationships and Related Transactions, and Director Independence</div>
          </td>
          <td style="WIDTH: 7.45%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">106</div>
          </td>
        </tr>
        <tr>
          <td style="WIDTH: 12.41%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Item 14.</div>
          </td>
          <td style="WIDTH: 80.15%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Principal Accounting Fees and Services</div>
          </td>
          <td style="WIDTH: 7.45%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">106</div>
          </td>
        </tr>
        <tr>
          <td style="WIDTH: 12.41%; VERTICAL-ALIGN: top">
            <div style="LINE-HEIGHT: 10.85pt">&#160;</div>
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>PART IV</u></div>
          </td>
          <td style="WIDTH: 80.15%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="WIDTH: 7.45%; VERTICAL-ALIGN: top">&#160;</td>
        </tr>
        <tr>
          <td style="WIDTH: 12.41%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Item 15.</div>
          </td>
          <td style="WIDTH: 80.15%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Exhibits and Financial Statement Schedules</div>
          </td>
          <td style="WIDTH: 7.45%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">107</div>
          </td>
        </tr>
        <tr>
          <td style="WIDTH: 12.41%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Item 16.</div>
          </td>
          <td style="WIDTH: 80.15%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Form 10-K Summary</div>
          </td>
          <td style="WIDTH: 7.45%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">108</div>
          </td>
        </tr>
        <tr>
          <td style="WIDTH: 12.41%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="WIDTH: 80.15%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="WIDTH: 7.45%; VERTICAL-ALIGN: top">&#160;</td>
        </tr>
        <tr>
          <td style="WIDTH: 12.41%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Signatures</div>
          </td>
          <td style="WIDTH: 80.15%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="WIDTH: 7.45%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">109</div>
          </td>
        </tr>
        <tr>
          <td style="WIDTH: 92.55%; VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td style="WIDTH: 7.45%; VERTICAL-ALIGN: top">&#160;</td>
        </tr>

    </table>
  </div>
  <div style="LINE-HEIGHT: 11.4pt"><br style="LINE-HEIGHT: 11.4pt">
  </div>
  <div style="LINE-HEIGHT: 11.4pt"><br style="LINE-HEIGHT: 11.4pt">
  </div>
  <div style="LINE-HEIGHT: 11.4pt"><br style="LINE-HEIGHT: 11.4pt">
  </div>
  <div style="LINE-HEIGHT: 11.4pt"><br style="LINE-HEIGHT: 11.4pt">
  </div>
  <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
    <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">2
      <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
  </div>
  <div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Forward-Looking Statements</u></div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">As used in this Form 10-K, the terms "we," "our," "us," "Riverview" and "Company" refer to Riverview Bancorp, Inc. and its consolidated
    subsidiaries, including its wholly-owned subsidiary, Riverview Community Bank, unless the context indicates otherwise.</div>
  <div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">"Safe Harbor" statement under the Private Securities Litigation Reform Act of 1995: When used in this Form 10-K, the words "believes,"
    "expects," "anticipates," "estimates," "forecasts," "intends," "plans," "targets," "potentially," "probably," "projects," "outlook," or similar expressions or future or conditional verbs such as "may," "will," "should," "would," and "could," or similar
    expressions are intended to identify "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. Forward-looking statements include statements with respect to our beliefs, plans, objectives, goals,
    expectations, assumptions and statements about future performance. These forward-looking statements are subject to known and unknown risks, uncertainties and other factors that could cause actual results to differ materially from the results
    anticipated, including, but not limited to: the credit risks of lending activities, including changes in the level and trend of loan delinquencies and write-offs and changes in the Company's allowance for loan losses and provision for loan losses that
    may be impacted by deterioration in the housing and commercial real estate markets; changes in general economic conditions, either nationally or in the Company's market areas; changes in the levels of general interest rates, and the relative
    differences between short and long-term interest rates, deposit interest rates, the Company's net interest margin and funding sources; fluctuations in the demand for loans, the number of unsold homes, land and other properties and fluctuations in real
    estate values in the Company's market areas; secondary market conditions for loans and the Company's ability to originate loans for sale and sell loans in the secondary market; results of examinations of our bank subsidiary, Riverview Community Bank,
    by the Office of the Comptroller of the Currency and of the Company by the Board of Governors of the Federal Reserve System, or other regulatory authorities, including the possibility that any such regulatory authority may, among other things, require
    the Company to increase its allowance for loan losses, write-down assets, reclassify its assets, change Riverview Community Bank's regulatory capital position or affect the Company's ability to borrow funds or maintain or increase deposits, which could
    adversely affect its liquidity and earnings; legislative or regulatory changes that adversely affect the Company's business including changes in regulatory policies and principles, or the interpretation of regulatory capital or other rules, including
    as a result of Basel III; the Company's ability to attract and retain deposits; the Company's ability to control operating costs and expenses; the use of estimates in determining fair value of certain of the Company's assets, which estimates may prove
    to be incorrect and result in significant declines in valuation; difficulties in reducing risks associated with the loans on the Company's consolidated balance sheet; staffing fluctuations in response to product demand or the implementation of
    corporate strategies that affect the Company's workforce and potential associated charges; disruptions, security breaches, or other adverse events, failures or interruptions in, or attacks on, our information technology systems or on the third-party
    vendors who perform several of our critical processing functions; the Company's ability to retain key members of its senior management team; costs and effects of litigation, including settlements and judgments; the Company's ability to implement its
    business strategies; the Company's ability to successfully integrate any assets, liabilities, customers, systems, and management personnel it may acquire into its operations and the Company's ability to realize related revenue synergies and cost
    savings within expected time frames and any goodwill charges related thereto; increased competitive pressures among financial services companies; changes in consumer spending, borrowing and savings habits; the availability of resources to address
    changes in laws, rules, or regulations or to respond to regulatory actions; the Company's ability to pay dividends on its common stock; adverse changes in the securities markets; inability of key third-party providers to perform their obligations to
    us; changes in accounting policies and practices, as may be adopted by the financial institution regulatory agencies or the Financial Accounting Standards Board, including additional guidance and interpretation on accounting issues and details of the
    implementation of new accounting standards; other economic, competitive, governmental, regulatory, and technological factors affecting the Company's operations, pricing, products and services; and the other risks described from time to time in our
    filings with the Securities and Exchange Commission.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Company cautions readers not to place undue reliance on any forward-looking statements. Moreover, you should treat these statements
    as speaking only as of the date they are made and based only on information then actually known to the Company. The Company does not undertake and specifically disclaims any obligation to revise any forward-looking statements included in this report or
    the reasons why actual results could differ from those contained in such statements, whether as a result of new information or to reflect the occurrence of anticipated or unanticipated events or circumstances after the date of such statements. These
    risks could cause our actual results for fiscal 2020 and beyond to differ materially from those expressed in any forward-looking statements by, or on behalf of, us and could negatively affect the Company's consolidated financial condition and
    consolidated results of operations as well as its stock price performance.</div>
  <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
    <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">3
      <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
  </div>
  <div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">PART I</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Item 1.&#160; Business</u></div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">General</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Riverview Bancorp, Inc., a Washington corporation, is the savings and loan holding company of Riverview Community Bank (the "Bank"). At
    March 31, 2019, the Company had total assets of $1.2 billion, total deposits of $925.1 million and shareholders' equity of $133.1 million. The Company's executive offices are located in Vancouver, Washington. <font style="FONT-FAMILY: 'Times New
      Roman', Times, serif; FONT-SIZE: 10pt">The Bank's subsidiary, Riverview Trust Company (the "Trust Company"), is a trust and financial services company located in downtown Vancouver, Washington, and provides full-service brokerage activities, trust
      and asset management services.</font></div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Company is subject to regulation by the Board of Governors of the Federal Reserve Systems ("Federal Reserve"). Substantially all of
    the Company's business is conducted through the Bank which is regulated by the Office of the Comptroller of the Currency ("OCC"), its primary regulator, and by the Federal Deposit Insurance Corporation ("FDIC"), the insurer of its deposits. The Bank's
    deposits are insured by the FDIC up to applicable legal limits under the Deposit Insurance Fund ("DIF"). The Bank is a member of the Federal Home Loan Bank of Des Moines ("FHLB") which is one of the 11 regional banks in the Federal Home Loan Bank
    System ("FHLB System").</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">As a progressive, community-oriented financial services company, the Company emphasizes local, personal service to residents of its
    primary market area. The Company considers Clark, Klickitat and Skamania counties of Washington, and Multnomah, Washington and Marion counties of Oregon as its primary market area. The Company is engaged predominantly in the business of attracting
    deposits from the general public and using such funds in its primary market area to originate commercial business, commercial real estate, multi-family real estate, land, real estate construction, residential real estate and other consumer loans. The
    Company's loans receivable, net, totaled $864.7 million at March 31, 2019 compared to $800.6 million a year ago.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Company's strategic plan includes targeting the commercial banking customer base in its primary market area for loan originations
    and deposit growth, specifically small and medium size businesses, professionals and wealth building individuals. In pursuit of these goals, the Company will seek to increase the loan portfolio consistent with its strategic plan and asset/liability and
    regulatory capital objectives, which includes maintaining a significant amount of commercial business and commercial real estate loans in its loan portfolio. Significant portions of our new loan originations &#8211; which are mainly concentrated in
    commercial business and commercial real estate loans &#8211; carry adjustable rates, higher yields or shorter terms and higher credit risk than traditional fixed-rate consumer real estate one-to-four family mortgages.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Our strategic plan also stresses increased emphasis on non-interest income, including increased fees for asset management through the
    Trust Company and deposit service charges. The strategic plan is designed to enhance earnings, reduce interest rate risk and provide a more complete range of financial services to customers and the local communities the Company serves. We believe we
    are well positioned to attract new customers and to increase our market share through our 18 branches, including, among others, ten in Clark County, four in the Portland metropolitan area and three lending centers.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">On February 17, 2017, the Company completed the purchase and assumption transaction in which the Company purchased certain assets and
    assumed certain liabilities of MBank, the wholly-owned subsidiary of Merchants Bancorp, including $115.3 million in loans and $130.6 million of deposits (the "MBank transaction"). In addition, as part of the MBank transaction, Riverview Bancorp, Inc.
    assumed the obligations of Merchant Bancorp's trust preferred securities.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
    <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">4
      <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Market Area</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Company conducts operations from its home office in Vancouver, Washington and 18 branch offices located in Camas, Washougal,
    Stevenson, White Salmon, Battle Ground, Goldendale, and Vancouver, Washington (seven branch offices) and Portland (two branch offices), Gresham, Tualatin and Aumsville, Oregon. The Trust Company has two locations, one in downtown Vancouver, Washington
    and one in Lake Oswego, Oregon, and provides full-service brokerage activities, trust and asset management services. Riverview Mortgage, a mortgage broker division of the Bank, originates mortgage loans for various mortgage companies predominantly in
    the Vancouver/Portland metropolitan areas, as well as for the Bank. The Bank's Business and Professional Banking Division, with two lending offices located in Vancouver and one in Portland, offers commercial and business banking services. The Bank also
    operates a lending office for mortgage banking activities in Vancouver.</div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Vancouver is located in Clark County, Washington, which is just north of Portland, Oregon. Many businesses are located in the Vancouver
    area because of the favorable tax structure and lower energy costs in Washington as compared to Oregon. Companies located in the Vancouver area include: Sharp Microelectronics, Hewlett Packard, Georgia Pacific, Underwriters Laboratory, WaferTech,
    Nautilus, Barrett Business Services, PeaceHealth, Fisher Investments and Banfield Pet Hospitals, as well as several support industries. In addition to this industry base, the Columbia River Gorge Scenic Area and the Portland metropolitan area are
    sources of tourism, which has helped to transform the area from its past dependence on the timber industry.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Economic conditions in the Company's market areas continue to be better than those in the past recessionary downturn. According to the
    Washington State Employment Security Department, unemployment in Clark County decreased to 5.3% at March 31, 2019 compared to 5.4% at March 31, 2018. According to the Oregon Employment Department, unemployment in Portland increased to 3.9% at March 31,
    2019 compared to 3.7% at March 31, 2018. According to the Regional Multiple Listing Services ("RMLS"), residential home inventory levels in Portland, Oregon have increased to 2.2 months at March 31, 2019 compared to 1.6 months at March 31, 2018.
    Residential home inventory levels in Clark County have increased to 2.4 months at March 31, 2019 compared to 1.6 months March 31, 2018. According to the RMLS, closed home sales in March 2019 in Clark County decreased 4.8% compared to March 2018. Closed
    home sales during March 2019 in Portland decreased 7.9% compared to March 2018.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Lending Activities</div>
  <div style="LINE-HEIGHT: 7.4pt"><br style="LINE-HEIGHT: 7.4pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">General</font>.&#160; At March 31, 2019, the
    Company's net loans receivable totaled $864.7 million, or 74.7% of total assets at that date. The principal lending activity of the Company is the origination of loans collateralized by commercial properties and commercial business loans. A substantial
    portion of the Company's loan portfolio is secured by real estate, either as primary or secondary collateral, located in its primary market area. The Company's lending activities are subject to the written, non-discriminatory, underwriting standards
    and loan origination procedures established by the Bank's Board of Directors ("Board") and management. The customary sources of loan originations are realtors, walk-in customers, referrals and existing customers. The Bank also uses commissioned loan
    brokers and print advertising to market its products and services.<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</font>Loans are approved at various levels of management, depending upon the amount of the loan.</div>
  <div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
  </div>
  <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
    <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">5
      <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
  </div>
  <div style="LINE-HEIGHT: 13.7pt"><br style="LINE-HEIGHT: 13.7pt">
  </div>
  <div style="LINE-HEIGHT: 13.7pt"><br style="LINE-HEIGHT: 13.7pt">
  </div>
  <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Loan Portfolio Analysis</font>.&#160; The
    following table sets forth the composition of the Company's loan portfolio, excluding loans held for sale, by type of loan at the dates indicated (dollars in thousands):</div>
  <div style="LINE-HEIGHT: 13.7pt"><br style="LINE-HEIGHT: 13.7pt">
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zb01bfc23cf67401b89eaea659d581897">

        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 318px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 13px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="38">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">At March 31,</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 318px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 13px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="6">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2019</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="6">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2018</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="6">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2017</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="6">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2016</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="6">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2015</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="TEXT-ALIGN: center; PADDING-BOTTOM: 2px; WIDTH: 318px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: center; PADDING-BOTTOM: 2px; WIDTH: 13px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: center; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amount</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: center; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: center; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: center; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Percent</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: center; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: center; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: center; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amount</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: center; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: center; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: center; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Percent</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: center; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: center; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: center; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amount</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: center; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: center; PADDING-BOTTOM: 2px; WIDTH: 14px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: center; WIDTH: 97px; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Percent</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: center; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: center; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: center; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amount</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: center; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: center; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: center; VERTICAL-ALIGN: middle" colspan="2">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Percent</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: center; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: center; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: center; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amount</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: center; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: center; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: center; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Percent</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: center; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="WIDTH: 318px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 13px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="38">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 318px; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Commercial and construction:</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 13px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 14px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 97px; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 20.19%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Commercial business</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">162,796</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">18.58</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">137,672</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">16.97</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">107,371</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1.14%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">13.78</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">69,397</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">11.11</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">77,186</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">13.31</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 20.19%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Other real estate mortgage <sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">530,029</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">60.50</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">529,014</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">65.20</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">506,661</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1.14%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">65.00</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">399,527</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">63.94</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">345,506</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">59.60</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 20.19%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Real estate construction</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">90,882</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10.37</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">39,584</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4.88</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">46,157</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1.14%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5.92</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">26,731</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4.28</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">30,498</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5.26</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 20.19%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 18pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total commercial and </div>
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 18pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160; construction</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">783,707</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">89.45</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">706,270</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">87.05</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">660,189</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1.14%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">84.70</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">495,655</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">79.33</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">453,190</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">78.17</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 20.19%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Consumer:</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1.14%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 20.19%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">Real estate one-to-four family</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">84,053</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">9.60</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">90,109</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">11.10</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">92,865</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1.14%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">11.91</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">88,780</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">14.21</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">89,801</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">15.49</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 20.19%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">Other installment</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">8,356</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.95</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">14,997</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1.85</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">26,378</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1.14%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3.39</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">40,384</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6.46</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">36,781</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6.34</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 20.19%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">Total consumer</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">92,409</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10.55</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">105,106</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">12.95</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">119,243</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1.14%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">15.30</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">129,164</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">20.67</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">126,582</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">21.83</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 20.19%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">Total loans</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">876,116</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">100.00</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">811,376</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">100.00</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">779,432</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1.14%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">100.00</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">624,819</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">100.00</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">579,772</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">100.00</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 20.19%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -9pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">Less:</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1.14%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 20.19%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">Allowance for loan losses</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">11,457</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,766</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,528</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1.14%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">9,885</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,762</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 20.19%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -9pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">Total loans receivable, net</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">864,659</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">800,610</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">768,904</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1.14%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">614,934</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">569,010</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" colspan="40">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="40">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"> Other real estate mortgage consists of
                commercial real estate, land and multi-family loans.</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">
            <div>&#160;</div>
          </td>
        </tr>

    </table>
  </div>
  <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
    <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">6
      <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Loan Portfolio Composition.</font> The
    following tables set forth the composition of the Company's commercial and construction loan portfolio based on loan purpose at the dates indicated (in thousands):</div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>
  <div>
    <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z0a96c02d8d6042a084d4fd63575285f1">

        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: top">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="LINE-HEIGHT: 9.7pt"></div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Commercial</div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Business</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Other</div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Real Estate </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Mortgage</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Real Estate </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Construction</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Commercial &amp; </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Construction </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>March 31, 2019</u></div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="14">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: top">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Commercial business</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">162,796</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">162,796</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Commercial construction</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">70,533</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">70,533</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Office buildings</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">118,722</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">118,722</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Warehouse/industrial</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">91,787</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">91,787</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Retail/shopping centers/strip malls</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">64,934</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">64,934</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -7.2pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 7.2pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.15pt">Assisted living facilities</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,740</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,740</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Single purpose facilities</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">183,249</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">183,249</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Land acquisition and development</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">17,027</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">17,027</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Multi-family</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">51,570</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">51,570</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">One-to-four family construction</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">20,349</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">20,349</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 11pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Total</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">162,796</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">530,029</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">90,882</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">783,707</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>

    </table>
  </div>
  <div style="LINE-HEIGHT: 9.7pt">&#160;</div>
  <div>
    <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zc4c802d2eae24dc18b22427c6eb59ed4">

        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>March 31, 2018</u></div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="14">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: top">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 160px; VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 14px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Commercial business</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9.14%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">137,672</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">137,672</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Commercial construction</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9.14%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">23,158</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">23,158</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Office buildings</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9.14%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">124,000</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">124,000</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Warehouse/industrial</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9.14%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">89,442</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">89,442</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Retail/shopping centers/strip malls</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9.14%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">68,932</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">68,932</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -7.2pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 7.2pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.15pt">Assisted living facilities</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9.14%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,934</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,934</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Single purpose facilities</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9.14%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">165,289</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">165,289</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Land acquisition and development</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9.14%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">15,337</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">15,337</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Multi-family</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9.14%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">63,080</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">63,080</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">One-to-four family construction</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9.14%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">16,426</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">16,426</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 11pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Total</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9.14%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">137,672</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">529,014</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">39,584</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">706,270</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>

    </table>
  </div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Commercial Business Lending. </font>At
    March 31, 2019, the commercial business loan portfolio totaled $162.8 million, or 18.6% of total loans. Commercial business loans are typically secured by business equipment, accounts receivable, inventory or other property. The Company's commercial
    business loans may be structured as term loans or as lines of credit. Commercial term loans are generally made to finance the purchase of assets and usually have maturities of five years or less. Commercial lines of credit are typically made for the
    purpose of providing working capital and usually have a term of one year or less. Lines of credit are made at variable rates of interest equal to a negotiated margin above an index rate and term loans are at either a variable or fixed rate. The Company
    also generally obtains personal guarantees from financially capable parties based on a review of personal financial statements.</div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Commercial business lending involves risks that are different from those associated with residential and commercial real estate lending.
    Although commercial business loans are often collateralized by equipment, inventory, accounts receivable or other business assets, the liquidation of collateral in the event of default is often an insufficient source of repayment because accounts
    receivable may be uncollectible and inventories may be obsolete or of limited use, among other things. Accordingly, the repayment of commercial business loans depends primarily on the cash flow and credit-worthiness of the borrower and secondarily on
    the underlying collateral provided by the borrower. Additionally, the borrower's cash flow may be unpredictable and collateral securing these loans may fluctuate in value.</div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Other Real Estate Mortgage Lending.&#160; </font>At



    March 31, 2019, the other real estate mortgage loan portfolio totaled $530.0 million, or 60.5% of total loans. The Company originates other real estate mortgage loans secured by office buildings, warehouse/industrial, retail, assisted living facilities
    and single-purpose facilities (collectively "commercial real estate loans" or "CRE"); as well as land and multi-family loans primarily located in its market area. At March 31, 2019, owner occupied properties accounted for 34.4% and non-owner occupied
    properties accounted for 65.6% of the Company's commercial real estate loan portfolio.</div>
  <div style="LINE-HEIGHT: 7pt"><br style="LINE-HEIGHT: 7pt">
  </div>
  <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
    <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">7
      <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Commercial real estate and multi-family loans typically have higher loan balances, are more difficult to evaluate and monitor, and
    involve a higher degree of risk than one-to-four family residential loans. As a result, commercial real estate and multi-family loans are generally priced at a higher rate of interest than residential one-to-four family loans. Often payments on loans
    secured by commercial properties are dependent on the successful operation and management of the property securing the loan or business conducted on the property securing the loan; therefore, repayment of these loans may be affected by adverse
    conditions in the real estate market or the economy. Real estate lending is generally considered to be collateral based lending with loan amounts based on predetermined loan to collateral values and liquidation of the underlying real estate collateral
    being viewed as the primary source of repayment in the event of borrower default. The Company seeks to minimize these risks by generally limiting the maximum loan-to-value ratio to 80% and strictly scrutinizing the financial condition of the borrower,
    the quality of the collateral and the management of the property securing the loan. Loans are secured by first mortgages and often require specified debt service coverage ("DSC") ratios depending on the characteristics of the collateral. The Company
    generally imposes a minimum DSC ratio of 1.20 for loans secured by income producing properties. Rates and other terms on such loans generally depend on our assessment of credit risk after considering such factors as the borrower's financial condition
    and credit history, loan-to-value ratio, DSC ratio and other factors.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Company actively pursues commercial real estate loans. Loan demand within the Company's market area was competitive in fiscal year
    2019 as economic conditions and competition for strong credit-worthy borrowers remained high. At March 31, 2019 and 2018, the Company had the same two commercial real estate loans totaling $1.1 million and $1.2 million, respectively, on non-accrual
    status. For more information concerning risks related to commercial real estate loans, see Item 1A. "Risk Factors &#8211; Our emphasis on commercial real estate lending may expose us to increased lending risks."</div>
  <div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Land acquisition and development loans are included in the other real estate mortgage loan portfolio balance and represent loans made to
    developers for the purpose of acquiring raw land and/or for the subsequent development and sale of residential lots. Such loans typically finance land purchases and infrastructure development of properties (e.g. roads, utilities, etc.) with the aim of
    making improved lots ready for subsequent sales to consumers or builders for ultimate construction of residential units. The primary source of repayment is generally the cash flow from developer sale of lots or improved parcels of land, secondary
    sources and personal guarantees, which may provide an additional measure of security for such loans. At March 31, 2019, land acquisition and development loans totaled $17.0 million, or 1.94% of total loans compared to $15.3 million, or 1.89% of total
    loans at March 31, 2018. The largest land acquisition and development loan had an outstanding balance at March 31, 2019 of $2.8 million and was performing according to its original payment terms. At March 31, 2019, all of the land acquisition and
    development loans were secured by properties located in Washington and Oregon. At March 31, 2019, the Company had no land acquisition and development loans on non-accrual status.&#160; At March 31, 2018, the Company had one land acquisition and development
    loan totaling $763,000 on non-accrual status.</div>
  <div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Real Estate Construction.&#160; </font>The
    Company originates three types of residential construction loans: (i) speculative construction loans, (ii) custom/presold construction loans and (iii) construction/permanent loans. The Company also originates construction loans for the development of
    business properties and multi-family dwellings. All of the Company's real estate construction loans were made on properties located in Washington and Oregon.</div>
  <div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The composition of the Company's construction loan portfolio, including undisbursed funds, was as follows at the dates indicated
    (dollars in thousands):</div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>
  <div>
    <table cellspacing="0" cellpadding="0" border="0" style="WIDTH: 90%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zeb64beb26cfd4853bcbb979a8a2abc88">

        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 45%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: top" colspan="14">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">At March 31,</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 45%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="6">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2019</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="6">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2018</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 45%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amount <sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Percent</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amount <sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Percent</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="WIDTH: 45%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="14">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 45%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Speculative construction</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">12,315</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">8.01</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7,589</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6.80</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 45%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Commercial/multi-family construction</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">116,815</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">76.01</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">80,357</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">72.04</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 45%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Custom/presold construction</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">19,643</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">12.78</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">18,029</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">16.16</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 45%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Construction/permanent</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,923</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3.20</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,573</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5.00</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 45%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">153,696</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">100.00</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">111,548</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">100.00</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
        </tr>

    </table>
  </div>
  <div style="LINE-HEIGHT: 1.15pt"><br style="LINE-HEIGHT: 1.15pt">
  </div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup>&#160;<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Includes undisbursed funds of $62.8 million and
      $72.0 million at March 31, 2019 and 2018, respectively.</font></div>
  <div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">At March 31, 2019, the balance of the Company's construction loan portfolio, including undisbursed funds, was $153.7 million compared to
    $111.5 million at March 31, 2018. The $42.1 million increase was primarily due to a $36.5 million increase in commercial/multi-family construction loans along with an increase of $4.7 million in speculative construction loans. The Company plans to
    continue to proactively manage and control the growth in its construction loan portfolio in fiscal year 2020 but will continue to originate new construction loans to selected customers.</div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>
  <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
    <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">8
      <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
  </div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Speculative construction loans are made to home builders and are termed "speculative" because the home builder does not have, at the
    time of loan origination, a signed contract with a home buyer who has a commitment for permanent financing with either the Company or another lender for the finished home. The home buyer may be identified either during or after the construction period,
    with the risk that the builder will have to service the speculative construction loan and finance real estate taxes and other carrying costs of the completed home for a significant period of time after the completion of construction until a home buyer
    is identified. The largest speculative construction loan at March 31, 2019 was a loan to finance the construction of a single family home totaling $929,000. This loan is to a single borrower that is secured by a property located in the Company's market
    area. The average balance of loans in the speculative construction loan portfolio at March 31, 2019 was $275,000. At March 31, 2019 and 2018, the Company had no speculative construction loans on non-accrual status.</div>
  <div style="LINE-HEIGHT: 7pt"><br style="LINE-HEIGHT: 7pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The composition of speculative construction and land acquisition and development loans by geographical area is as follows at the dates
    indicated (in thousands):</div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>
  <div>
    <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z2c633c3f5efe43ec8795fa3c8d6ee271">

        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: top">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Northwest </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Oregon</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Other </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Oregon</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Southwest </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Washington</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>March 31, 2019</u></div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="6">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: top">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Land acquisition and development</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,184</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,908</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">12,935</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">17,027</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Speculative and custom/presold construction</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,680</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">104</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">15,284</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">17,068</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Total</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,864</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,012</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">28,219</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">34,095</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>

    </table>
  </div>
  <div style="LINE-HEIGHT: 7pt"><br style="LINE-HEIGHT: 7pt">
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z1ee9f84f6714413a9e417f369a0d580f">

        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>March 31, 2018</u></div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: top">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Land acquisition and development</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">482</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">881</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">13,974</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">15,337</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Speculative and custom/presold construction</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">400</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">421</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">12,596</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">13,417</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Total</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">882</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,302</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">26,570</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">28,754</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>

    </table>
  </div>
  <div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Unlike speculative construction loans, presold construction loans are made for homes that have buyers. Presold construction loans are
    made to homebuilders who, at the time of construction, have a signed contract with a home buyer who has a commitment for permanent financing for the finished home from the Company or another lender. Presold construction loans are generally originated
    for a term of 12 months. At March 31, 2019 and 2018, presold construction loans totaled $8.5 million and $9.0 million, respectively.</div>
  <div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Unlike speculative and presold construction loans, custom construction loans are made directly to the homeowner. At March 31, 2019 and
    2018, the Company had no custom construction loans. Construction/permanent loans are originated to the homeowner rather than the homebuilder along with a commitment by the Company to originate a permanent loan to the homeowner to repay the construction
    loan at the completion of construction. The construction phase of a construction/permanent loan generally lasts six to nine months. At the completion of construction, the Company may either originate a fixed-rate mortgage loan or an adjustable rate
    mortgage ("ARM") loan or use its mortgage brokerage capabilities to obtain permanent financing for the customer with another lender. For adjustable rate loans, the interest rates adjust on their first adjustment date. See "Mortgage Brokerage" and
    "Mortgage Loan Servicing" below for more information. At March 31, 2019, construction/permanent loans totaled $3.3 million, the largest of which had an outstanding balance of $1.4 million and was performing according to its original repayment terms.
    The average balance of loans in the construction/permanent loan portfolio at March 31, 2019 was $410,000.</div>
  <div style="LINE-HEIGHT: 7pt"><br style="LINE-HEIGHT: 7pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Company provides construction financing for non-residential business properties and multi-family dwellings. At March 31, 2019, such
    loans totaled $70.5<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</font>million, or 77.6% of total real estate construction loans and 8.05% of total loans. Borrowers may be the business owner/occupier of the building who
    intends to operate their business from the property upon construction, or non-owner developers. The expected source of repayment of these loans is typically the sale or refinancing of the project upon completion of the construction phase. In certain
    circumstances, the Company may provide or commit to take-out financing upon construction. Take-out financing is subject to the project meeting specific underwriting guidelines. No assurance can be given that such take-out financing will be available
    upon project completion. These loans are secured by office buildings, retail rental space, mini storage facilities, assisted living facilities and multi-family dwellings located in the Company's market area. At March 31, 2019, the largest commercial
    construction loan had a balance of $11.4 million and was performing according to its original repayment terms. <font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The average balance of loans in the commercial construction loan
      portfolio at March 31, 2019 was $3.1 million</font>. At March 31, 2019 and 2018, the Company had no commercial construction loans on non-accrual status.</div>
  <div style="LINE-HEIGHT: 7pt"><br style="LINE-HEIGHT: 7pt">
  </div>
  <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
    <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">9
      <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Company has originated construction and land acquisition and development loans where a component of the cost of the project was the
    interest required to service the debt during the construction period of the loan, sometimes known as interest reserves. The Company allows disbursements of this interest component as long as the project is progressing as originally projected and if
    there has been no deterioration in the financial standing of the borrower or the underlying project. If the Company makes a determination that there is such deterioration, or if the loan becomes nonperforming, the Company halts any disbursement of
    those funds identified for use in paying interest. In some cases, additional interest reserves may be taken by use of deposited funds or through credit lines secured by separate and additional collateral. For additional information concerning the risks
    related to construction lending, see Item 1A. "Risk Factors &#8211; Our real estate construction and land acquisition and development loans expose us to risk."</div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Consumer Lending. </font>Consumer loans
    totaled $92.4 million at March 31, 2019 and were comprised of $65.3 million of one-to-four family mortgage loans, $17.2 million of home equity lines of credit, $1.5 million of land loans to consumers for the future construction of one-to-four family
    homes and $8.4 million of other secured and unsecured consumer loans, which primarily consisted of $5.8 million of purchased automobile loans.</div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">One-to-four family residences located in the Company's primary market area secure the majority of the residential loans. Underwriting
    standards require that one-to-four family portfolio loans generally be owner occupied and that loan amounts not exceed 80% (95% with private mortgage insurance) of the lesser of current appraised value or cost of the underlying collateral. Terms
    typically range from 15 to 30 years. The Company also offers balloon mortgage loans with terms of either five or seven years and originates both fixed-rate mortgages and ARMs with repricing based on the one-year constant maturity U.S. Treasury index or
    other index. At March 31, 2019, the Company had three residential real estate loans totaling $169,000 on non-accrual status compared to four loans totaling $206,000 at March 31, 2018. All of these loans were secured by properties located in Oregon and
    Washington.</div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Company also purchases, from time to time, pools of automobile loans from another financial institution as a way to further
    diversify its loan portfolio and to earn a higher yield than on its cash or short-term investments. These indirect automobile loans are originated through a single dealership group located outside the Company's primary market area. Unlike a direct loan
    where the borrower makes an application directly to the lender, in these loans the dealer, who has a direct financial interest in the loan transaction, assists the borrower in preparing the loan application. Indirect automobile loans we purchased are
    underwritten by us using substantially similar guidelines to our internal guidelines. However, because these loans are originated through a third-party and not directly by us, we do not have direct contact with the borrower and therefore these loans
    may be more susceptible to a material misstatement on the loan application and present greater risks than other types of lending activities. The collateral for these loans is comprised of a mix of used automobiles. These loans are purchased with
    servicing retained by the seller. The Company did not purchase any automobile loans during fiscal years 2019 and 2018. At March 31, 2019, twelve of the purchased automobile loans were on non-accrual status totaling $41,000. At March 31, 2018, eight of
    the purchased automobile loans were on non-accrual status totaling $71,000.</div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Company originates a variety of installment loans, including loans for debt consolidation and other purposes, automobile loans, boat
    loans and savings account loans. At March 31, 2019 and 2018, excluding the purchased automobile loans noted above, the Company had no installment loans on non-accrual status.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Installment consumer loans generally entail greater risk than do residential mortgage loans, particularly in the case of consumer loans
    that are unsecured or secured by assets that depreciate rapidly, such as mobile homes, automobiles, boats and recreational vehicles. In these cases, we face the risk that any collateral for a defaulted loan may not provide an adequate source of
    repayment of the outstanding loan balance. Thus, the recovery and sale of such property could be insufficient to compensate us for the principal outstanding on these loans. Furthermore, the application of various federal and state laws, including
    bankruptcy and insolvency laws, may limit our ability to recover on such loans. Finally, because indirect automobile loan applications are originated by automobile dealerships, we underwrite the loans and we assume the risks associated with
    unsatisfactory origination procedures, including compliance with federal, state and local laws. In addition, since a third-party services these loans for us, any failure of our third-party servicer to timely pursue repossession action may adversely
    affect our ability to limit our credit losses. As a result of these factors, it may become necessary to increase our provision for loan losses in the event our losses on these loans increase, which could negatively affect our results of operations.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
    <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">10
      <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Loan Maturity.</font> The following table
    sets forth certain information at March 31, 2019 regarding the dollar amount of loans maturing in the Company's total loan portfolio based on their contractual terms to maturity but does not include potential prepayments. Demand loans, loans having no
    stated schedule of repayments or stated maturity and overdrafts are reported as due in one year or less. Loan balances are reported net of deferred fees (in thousands):</div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>
  <div>
    <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z0108fe96769c4022ac9e63ffd806df2f">

        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Within 1 </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Year</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">1 &#8211; 3 Years</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">After 3 &#8211; 5 </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Years</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 13px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 161px; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 0.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">After 5 &#8211; 10 </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 0.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Years</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Beyond 10 </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Years</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Commercial and construction:</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="22">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;&#160;&#160;Commercial business</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">17,501</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">19,920</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9.21%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">15,369</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1.21%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">50,117</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">59,889</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">162,796</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;&#160;&#160;Other real estate mortgage</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">14,680</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">20,939</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9.21%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">68,037</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1.21%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">336,189</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">90,184</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">530,029</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr style="HEIGHT: 14px">
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;&#160;&#160;Real estate construction</div>
          </td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">15,085</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,555</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9.21%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1.21%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">62,567</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">11,675</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">90,882</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt">&#160;Total commercial and construction</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">47,266</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">42,414</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9.21%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">83,406</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1.21%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">448,873</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">161,748</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">783,707</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Consumer:</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9.21%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1.21%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;&#160;&#160;Real estate one-to-four family</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">326</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">501</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9.21%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">931</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1.21%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,363</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">77,932</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">84,053</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;&#160;&#160;Other installment</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,047</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,536</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9.21%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,184</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1.21%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">263</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">326</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">8,356</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 17.6pt; FONT-SIZE: 10pt">Total consumer</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,373</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6,037</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9.21%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,115</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1.21%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,626</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">78,258</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">92,409</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total loans</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">48,639</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">48,451</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9.21%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">85,521</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1.21%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">453,499</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">240,006</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">876,116</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>

    </table>
  </div>
  <div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The following table sets forth the dollar amount of loans due after one year from March 31, 2019, which have fixed and adjustable
    interest rates (in thousands)<font style="FONT-SIZE: 6pt" id="TRGRRTFtoHTMLTab">&#160;&#160;</font>:</div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>
  <div>
    <table cellspacing="0" cellpadding="0" border="0" align="center" style="WIDTH: 90%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zbb5b48d82c144611a03c05698139718a">

        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 45%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Fixed </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Rate</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Adjustable </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Rate</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="WIDTH: 45%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: top" colspan="10">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 45%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Commercial and construction:</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 45%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;&#160;&#160;Commercial business</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">89,199</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">56,096</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">145,295</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 45%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;&#160;&#160;Other real estate mortgage</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">180,845</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">334,504</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">515,349</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 45%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;&#160;&#160;Real estate construction</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">27,701</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">48,096</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">75,797</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 45%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;Total commercial and construction</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">297,745</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">438,696</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">736,441</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 45%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Consumer:</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 45%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;&#160;&#160;Real estate one-to-four family</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">63,082</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">20,645</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">83,727</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 45%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;&#160;&#160;Other installment</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6,769</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">540</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7,309</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 45%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;Total consumer</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">69,851</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">21,185</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">91,036</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 45%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total loans</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">367,596</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">459,881</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">827,477</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>

    </table>
  </div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Loan Commitments</font>. The Company
    issues commitments to originate commercial loans, other real estate mortgage loans, construction loans, residential mortgage loans and other installment loans conditioned upon the occurrence of certain events. The Company uses the same credit policies
    in making commitments as it does for on-balance sheet instruments. Commitments to originate loans are conditional and are honored for up to 45 days subject to the Company's usual terms and conditions. Collateral is not required to support commitments.
    At March 31, 2019, the Company had outstanding commitments to originate loans of $40.7 million compared to $35.1 million at March 31, 2018.</div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Mortgage Brokerage.</font> In addition to
    originating mortgage loans for retention in its loan portfolio, the Company employs commissioned brokers who originate mortgage loans (including construction loans) for various mortgage companies, as well as for the Company. The loans brokered to
    mortgage companies are closed in the name of, and funded by, the purchasing mortgage company and are not originated as an asset of the Company. In return, the Company receives a fee ranging from 1.5% to 2.0% of the loan amount that it shares with the
    commissioned broker. Loans brokered to the Company are closed on the Company's books and the commissioned broker receives a portion of the origination fee. During the year ended March 31, 2019, brokered loans totaled $35.0 million (including $10.4
    million brokered to the Company) compared to $43.4 million (including $11.9 million brokered to the Company) of brokered loans in fiscal year 2018. Gross fees of $504,000 and $746,000, which includes brokered loan fees and fees for loans sold to the
    Federal Home Loan Mortgage Company ("FHLMC"), were earned for the years ended March 31, 2019 and 2018, respectively. The interest rate environment has a strong influence on the loan volume and amount of fees generated from the mortgage broker activity.
    In general, during periods of rising interest rates, the volume of loans and the amount of loan fees generally decrease as a result of slower mortgage loan demand. Conversely, during periods of falling interest rates, the volume of loans and the amount
    of loan fees generally increase as a result of the increased mortgage loan demand.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
    <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">11
      <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Mortgage Loan Servicing.</font>&#160; The
    Company is a qualified servicer for the FHLMC. The Company generally sells fixed-rate residential one-to-four family mortgage loans that it originates with maturities of 15 years or more and balloon mortgages to the FHLMC as part of its asset/liability
    strategy. Mortgage loans are sold to the FHLMC on a non-recourse basis whereby foreclosure losses are the responsibility of the FHLMC and not the Company. The Company's general policy is to close its residential loans on FHLMC modified loan documents
    to facilitate future sales to the FHLMC. Upon sale, the Company continues to collect payments on the loans, supervise foreclosure proceedings, and otherwise service the loans. At March 31, 2019, total loans serviced for others were $149.4 million, of
    which $111.4 million were serviced for the FHLMC.</div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 8pt; TEXT-INDENT: 101.5pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Nonperforming Assets.</font>&#160;
    Nonperforming assets were $1.5 million or 0.13% of total assets at March 31, 2019 compared with $2.7 million or 0.24% of total assets at March 31, 2018. The Company had net loan recoveries totaling $641,000 during fiscal 2019 compared to $238,000
    during fiscal 2018. Credit quality metrics continued to improve in the past fiscal year and the real estate market in our primary market area has improved steadily. Although it appears the economic conditions have stabilized, an economic downturn in
    our market area could result in increases in nonperforming assets, increases in the provision for loan losses and charge-offs in the future.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Loans are reviewed regularly and it is the Company's general policy that when a loan is 90 days delinquent or when collection of
    principal or interest appears doubtful, it is placed on non-accrual status, at which time the accrual of interest ceases and a reserve for any unrecoverable accrued interest is established and charged against operations. In general, payments received
    on non-accrual loans are applied to reduce the outstanding principal balance on a cash-basis method.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Company continues to proactively manage its residential construction and land acquisition and development loan portfolios. At March
    31, 2019, the Company's residential construction and land acquisition and development loan portfolios were $20.3 million and $17.0 million, respectively, as compared to $16.4 million and $15.3 million, respectively, at March 31, 2018. At March 31, 2019
    and 2018, there were no nonperforming loans in the residential construction loan portfolio. At March 31, 2019, there were no non-performing loans in the land acquisition and development portfolio. At March 31, 2018, the percentage of nonperforming
    loans in the land acquisition and development portfolio was 4.97%. For the year ended March 31, 2019, there were no charge-offs or recoveries in the residential construction and land acquisition and development loan portfolios. For the year ended March
    31, 2018, the charge-off (recovery) ratio in the residential construction and land acquisition and development portfolio was 0.00% and (1.87)%, respectively.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The following table sets forth information regarding the Company's nonperforming loans at the dates indicated (dollars in thousands):</div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>
  <div>
    <table cellspacing="0" cellpadding="0" border="0" style="WIDTH: 90%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zb9632cbe3fca43ed86d28697a90d810c">

        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 40%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="6">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.45pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">March 31, 2019</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="6">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.45pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">March 31, 2018</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 40%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Number </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">of Loans</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Balance</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Number </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">of Loans</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Balance</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="WIDTH: 40%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Commercial business</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">225</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">178</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Commercial real estate</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,081</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,200</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Land</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">763</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Consumer</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">16</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">213</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">12</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">277</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">20</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,519</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">16</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,418</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>

    </table>
  </div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Nonperforming loans decreased compared to the prior fiscal year. The Company continues its efforts to work out problem loans, seek full
    repayment or pursue foreclosure proceedings. All of these loans are to borrowers with properties located in Oregon and Washington, with the exception of thirteen automobile loans totaling $44,000. At March 31, 2019, 81.70% of the Company's
    nonperforming loans, totaling $1.2 million, were measured for impairment. These loans have been charged down to the estimated fair market value of the collateral less selling costs or carry a specific reserve to reduce the net carrying value. There
    were no reserves associated with these nonperforming loans that were measured for impairment at March 31, 2019. At March 31, 2019, the largest single nonperforming loan was a commercial real estate loan totaling $896,000. This loan was measured for
    impairment during fiscal year 2019 and management determined that a specific reserve was not required.</div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
    <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">12
      <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The following table sets forth information regarding the Company's nonperforming assets at the dates indicated (in thousands):</div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>
  <div>
    <table cellspacing="0" cellpadding="0" border="0" style="WIDTH: 90%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z29709c562e0a49ea9a75f8178747d6ee">

        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 38%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="18">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">At March 31,</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 38%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2019</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2018</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 146px; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2017</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2016</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2015</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="WIDTH: 38%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="18">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="WIDTH: 38%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Loans accounted for on a non-accrual basis:</div>
          </td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 146px; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 38%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Commercial business</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">225</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">178</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1.27%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">294</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 38%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Other real estate mortgage</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,081</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,963</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1.27%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,143</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,360</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,092</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 38%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Consumer</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">210</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">277</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1.27%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">278</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">334</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,226</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 38%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 18pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,516</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,418</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1.27%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,715</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,694</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,318</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 38%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt">Accruing loans which are contractually</div>
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 4.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 13.5pt; FONT-SIZE: 10pt">past due 90 days or more</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1.27%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">34</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">20</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 38%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total nonperforming loans</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,519</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,418</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1.27%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,749</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,714</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,318</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 38%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Real estate owned ("REO")</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">298</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1.27%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">298</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">595</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,603</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 38%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 16.65pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total nonperforming assets</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,519</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,716</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1.27%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,047</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,309</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6,921</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 38%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1.27%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 38%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Foregone interest on non-accrual loans</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">94</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">102</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1.27%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">81</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">112</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">433</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>

    </table>
  </div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The following tables set forth information regarding the Company's nonperforming assets by loan type and geographical area at the dates
    indicated (in thousands):</div>
  <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>
  <div>
    <table cellspacing="0" cellpadding="0" border="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z17707ba7a8674a95ad050cda09235f34">

        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 34%; VERTICAL-ALIGN: top">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Northwest </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Oregon</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Other </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Oregon</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Southwest </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Washington</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Other </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Washington</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="LINE-HEIGHT: 9.7pt"></div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Other</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 34%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>March 31, 2019</u></div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 34%; VERTICAL-ALIGN: top">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 34%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Commercial business</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">65</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">160</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">225</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 34%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Commercial real estate</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">896</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">185</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,081</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr style="HEIGHT: 12px">
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 34%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Land</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 34%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Consumer</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">169</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">44</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">213</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 34%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -9pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Total nonperforming loans</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">65</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">896</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">514</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">44</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,519</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 34%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">REO</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 34%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 8.3pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Total nonperforming assets</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">65</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">896</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">514</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">44</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,519</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>

    </table>
  </div>
  <div style="LINE-HEIGHT: 4.55pt">&#160;</div>
  <div style="LINE-HEIGHT: 4.55pt"><br style="LINE-HEIGHT: 4.55pt">
    &#160;</div>
  <div>
    <table cellspacing="0" cellpadding="0" border="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z4c9f785088ab46d8a2accf7012faafa4">

        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 34%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>March 31, 2018</u></div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 34%; VERTICAL-ALIGN: top">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 34%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Commercial business</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">178</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">178</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 34%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Commercial real estate</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">997</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">203</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,200</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 34%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Land</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">763</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">763</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 34%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Consumer</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">206</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">71</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">277</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 34%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -9pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Total nonperforming loans</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,760</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">587</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">71</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,418</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 34%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">REO</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">298</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">298</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 34%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 8.3pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Total nonperforming assets</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,760</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">587</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">298</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">71</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,716</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>

    </table>
  </div>
  <div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Other loans of concern, which are classified as substandard loans and are not presently included in the non-accrual category, consist of
    loans where the borrowers have cash flow problems, or the collateral securing the respective loans may be inadequate. In either or both of these situations, the borrowers may be unable to comply with the present loan repayment terms, and the loans may
    subsequently be included in the non-accrual category. Management considers the allowance for loan losses to be adequate to cover the probable losses inherent in these and other loans.</div>
  <div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
  </div>
  <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The following table sets forth information regarding the Company's other loans of concern at the dates indicated (dollars in thousands):</div>
  <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>
  <div>
    <table cellspacing="0" cellpadding="0" border="0" style="WIDTH: 85%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z3fd2dfbfa15d4ca7a43f177c55002c23">

        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 40%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="6">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">March 31, 2019</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="6">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">March 31, 2018</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 40%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Number </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">of Loans</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Balance</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Number </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">of Loans</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Balance</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="WIDTH: 40%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Commercial business</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">9</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,734</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">11</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,209</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Commercial real estate</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,308</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,785</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Land</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">728</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Multi-family</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">20</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">11</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">15</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,790</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">14</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,005</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>

    </table>
  </div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">At March 31, 2019, loans delinquent 30 &#8211; 89 days were 0.04% of total loans compared to 0.06% at March 31, 2018. There were no delinquent
    loans 30 &#8211; 89 days past due in our commercial real estate ("CRE") loan portfolio at March 31, 2019 or </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>
  <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
    <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">13
      <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2018. At March 31, 2019, there were no loans 30-89 days past due in our commercial business portfolio.&#160; At March 31, 2018, the 30 &#8211; 89
    days delinquency rate in our commercial business loan portfolio was 0.01% of commercial business loans. CRE loans represent the largest portion of our loan portfolio at 52.67% of total loans and commercial business loans represent 18.58% of total
    loans.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Troubled debt restructurings ("TDRs") are loans for which the Company, for economic or legal reasons related to the borrower's financial
    condition, has granted a concession to the borrower that it would otherwise not consider. A TDR typically involves a modification of terms such as a reduction of the stated interest rate or face amount of the loan, a reduction of accrued interest,
    and/or an extension of the maturity date(s) at a stated interest rate lower than the current market rate for a new loan with similar risk.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">TDRs are considered impaired loans and as such, when a loan is deemed to be impaired, the amount of the impairment is measured using
    discounted cash flows and the original note rate, except when the loan is collateral dependent. In these cases, the estimated fair value of the collateral (less any selling costs, if applicable) is used. Impairment is recognized as a specific component
    within the allowance for loan losses if the estimated value of the impaired loan is less than the recorded investment in the loan. When the amount of the impairment represents a confirmed loss, it is charged off against the allowance for loan losses.
    At March 31, 2019, the Company had TDRs totaling $5.7 million, of which $4.4 million were on accrual status. The $1.3 million of TDRs accounted for on a non-accrual basis at March 31, 2019 are included as nonperforming loans in the nonperforming asset
    table above. All of the Company's TDRs were paying as agreed at March 31, 2019.&#160; The related amount of interest income recognized on these TDR loans was $204,000 for the year ended March 31, 2019.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Company has determined that, in certain circumstances, it is appropriate to split a loan into multiple notes. This typically
    includes a nonperforming charged-off loan that is not supported by the cash flow of the relationship and a performing loan that is supported by the cash flow. These may also be split into multiple notes to align portions of the loan balance with the
    various sources of repayment when more than one exists. Generally, the new loans are restructured based on customary underwriting standards. In situations where they are not, the policy exception qualifies as a concession, and if the borrower is
    experiencing financial difficulties, the loans are accounted for as TDRs.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The accrual status of a loan may change after it has been classified as a TDR. The Company's general policy related to TDRs is to
    perform a credit evaluation of the borrower's financial condition and prospects for repayment under the revised terms. This evaluation includes consideration of the borrower's sustained historical repayment performance for a reasonable period of time.
    A sustained period of repayment performance generally would be a minimum of six months and may include repayments made prior to the restructuring date. If repayment of principal and interest appears doubtful, it is placed on non-accrual status.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">In accordance with the Company's policy guidelines, unsecured loans are generally charged-off when no payments have been received for
    three consecutive months unless an alternative action plan is in effect. Consumer installment loans delinquent six months or more that have not received at least 75% of their required monthly payment in the last 90 days are charged-off. In addition,
    loans discharged in bankruptcy proceedings are charged-off. Loans under bankruptcy protection with no payments received for four consecutive months are charged-off. The outstanding balance of a secured loan that is in excess of the net realizable value
    is generally charged-off if no payments are received for four to five consecutive months. However, charge-offs are postponed if alternative proposals to restructure, obtain additional guarantors, obtain additional assets as collateral or a potential
    sale of the underlying collateral would result in full repayment of the outstanding loan balance. Once any other potential sources of repayment are exhausted, the impaired portion of the loan is charged-off. Regardless of whether a loan is unsecured or
    collateralized, once an amount is determined to be a confirmed loan loss it is promptly charged off.</div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Asset Classification.</font> The OCC has
    adopted various regulations regarding problem assets of savings institutions. The regulations require that each insured institution review and classify its assets on a regular basis. In addition, in connection with examinations of insured institutions,
    OCC examiners have authority to identify problem assets and, if appropriate, require them to be classified as such. There are three classifications for problem assets:&#160; substandard, doubtful and loss (collectively "classified loans"). Substandard
    assets have one or more defined weaknesses and are characterized by the distinct possibility that the insured institution will sustain some loss if the deficiencies are not corrected. Doubtful assets have the weaknesses of substandard assets with the
    additional characteristic that the weaknesses make collection or liquidation in full on the basis of currently existing facts, conditions and values questionable, and there is a high possibility of loss. An asset classified as loss is considered
    uncollectible and of such little value that continuance as an asset of the institution is not warranted.</div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>
  <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
    <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">14
      <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
  </div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">When the Company classifies problem assets as either substandard or doubtful, we may determine that the loan is impaired and establish a
    specific allowance in an amount we deem prudent to address the risk specifically or we may allow the loss to be addressed in the general allowance. General allowances represent loss allowances which have been established to recognize the inherent risk
    associated with lending activities, but which, unlike specific allowances, have not been specifically allocated to particular problem assets. When a problem asset is classified by us as a loss, we are required to charge off the asset in the period in
    which it is deemed uncollectible.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The aggregate amount of the Company's classified loans (comprised entirely of substandard loans), general loss allowances, specific loss
    allowances and net recoveries were as follows at the dates indicated (in thousands):</div>
  <div style="LINE-HEIGHT: 4.55pt"><br style="LINE-HEIGHT: 4.55pt">
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" border="0" align="center" style="WIDTH: 70%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="za4a6830eacb7401e85f40ba034acefea">

        <tr>
          <td valign="bottom" style="WIDTH: 40%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="6">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -1.8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">At or For the Year</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 40%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="6">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Ended March 31,</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 40%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2019</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2018</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="WIDTH: 40%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="6">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Classified loans</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6,306</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7,423</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">General loss allowances</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">11,435</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,697</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Specific loss allowances</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">22</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">69</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Net recoveries</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(641</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(238</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
        </tr>

    </table>
  </div>
  <div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">All of the loans on non-accrual status as of March 31, 2019 were categorized as classified loans. Classified loans at March 31, 2019
    were comprised of eleven commercial business loans totaling $2.0 million, five commercial real estate loans totaling $3.4 million (the largest of which was $1.6 million), two multi-family loans totaling $20,000, one land development loan totaling
    $728,000, three one-to-four family real estate loans totaling $169,000 and twelve purchased automobile loans totaling $41,000.</div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 8pt; TEXT-INDENT: 101.5pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Allowance for Loan Losses.</font> The
    Company maintains an allowance for loan losses to provide for probable losses inherent in the loan portfolio consistent with accounting principles generally accepted in the United States of America (U.S.) ("GAAP") guidelines. The adequacy of the
    allowance is evaluated monthly to maintain the allowance at levels sufficient to provide for inherent losses existing at the balance sheet date. The key components to the evaluation are the Company's internal loan review function by its credit
    administration, which reviews and monitors the risk and quality of the loan portfolio; as well as the Company's external loan reviews and its loan classification systems. Credit officers are expected to monitor their loan portfolios and make
    recommendations to change loan grades whenever changes are warranted. Credit administration approves any changes to loan grades and monitors loan grades. <font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">For additional
      discussion of the Company's methodology for assessing the appropriate level of the allowance for loan losses see </font>Item 7. "Management's Discussion and Analysis of Financial Condition and Results of Operations &#8211; Critical Accounting Policies."</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">In accordance with GAAP, loans acquired from MBank were recorded at their estimated fair value, which resulted in a net discount to the
    loans' contractual amounts, of which a portion reflects a discount for possible credit losses. Credit discounts are included in the determination of fair value, and, as a result, no allowance for loan losses is recorded for acquired loans at the
    acquisition date. The discount recorded on the acquired loans is not reflected in the allowance for loan losses or related allowance coverage ratios. However, we believe it should be considered when comparing certain financial ratios of the Company
    calculated in periods after the MBank transaction, compared to the same financial ratios of the Company in periods prior to the MBank transaction. The net discount on these acquired loans was $1.5 million and $2.2 million at March 31, 2019 and 2018,
    respectively.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Company recorded a provision for loan losses of $50,000 for the year ended March 31, 2019 compared to no provision for the year
    ended March 31, 2018. At March 31, 2019, the Company had an allowance for loan losses of $11.5 million, or 1.31% of total loans, compared to $10.8 million, or 1.33% at March 31, 2018. The increase in the balance of the allowance for loan losses at
    March 31, 2019 reflects the $64.7 million increase in loan balances from March 31, 2018 compared to March 31, 2019 and an increase in recoveries on previously charged-off loans. The Company is continuing to experience increasing real estate values in
    our market areas and improvement in the level of delinquent, nonperforming and classified loans. Net recoveries on previously charged-off loans increased to $641,000 for the fiscal year ended March 31, 2019 compared to $238,000 in the prior fiscal
    year. Nonperforming loans decreased $899,000 and 30-89 day delinquent loans decreased $175,000 during the fiscal year ended March 31, 2019. Classified loans were $6.3 million at March 31, 2019 compared to $7.4 million at March 31, 2018. The $1.1
    million decrease is primarily attributed to the payoff of one commercial business loan with an unpaid principal balance of $779,000 during fiscal year 2019 along with other loan paydowns of $945,000, which was partially offset by $666,000 of newly
    classified loans.&#160; The coverage ratio of allowance for loan losses to nonperforming loans was 754.25% at March 31, 2019 compared to 445.24% at March 31, 2018. The </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>
  <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
    <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">15
      <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Company's general valuation allowance to non-impaired loans was 1.31% and 1.33% at March 31, 2019 and 2018, respectively.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Management considers the allowance for loan losses to be adequate at March 31, 2019 to cover probable losses inherent in the loan
    portfolio based on the assessment of various factors affecting the loan portfolio, and the Company believes it has established its existing allowance for loan losses in accordance with GAAP. However, a decline in local economic conditions, results of
    examinations by the Company's regulators, or other factors could result in a material increase in the allowance for loan losses and may adversely affect the Company's future financial condition and results of operations. In addition, because future
    events affecting borrowers and collateral cannot be predicted with certainty, there can be no assurance that the existing allowance for loan losses will be adequate or that substantial increases will not be necessary should the quality of any loans
    deteriorate or should collateral values decline as a result of the factors discussed elsewhere in this document.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The following table sets forth an analysis of the Company's allowance for loan losses for the periods indicated (dollars in thousands):</div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>
  <div style="LINE-HEIGHT: 1.15pt"><br style="LINE-HEIGHT: 1.15pt">
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zc110779b9cca4051b5593fcf55d4d68e">

        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="18">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Year Ended March 31,</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2019</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2018</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2017</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2016</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2015</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="18">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr style="HEIGHT: 13px">
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Balance at beginning of year</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,766</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,528</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">9,885</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,762</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">12,551</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Provision for (recapture of) loan losses</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">50</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1,150</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1,800</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Recoveries:</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Commercial and construction</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 21.6pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Commercial business</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">240</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">492</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">30</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">34</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 21.6pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Other real estate mortgage</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">824</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">347</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">463</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">331</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">271</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 21.6pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Real estate construction</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 32.4pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total commercial and construction</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">825</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">587</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">955</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">367</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">305</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Consumer</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 18pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;Real estate one-to-four family</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">80</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">11</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">89</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">153</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">158</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 18pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;Other installment</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">27</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">48</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">57</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">27</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">12</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 32.4pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total consumer</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">107</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">59</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">146</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">180</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">170</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 18pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total recoveries</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">932</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">646</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,101</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">547</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">475</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Charge-offs:</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Commercial and construction</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 21.6pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Commercial business</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">120</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 21.6pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Other real estate mortgage</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">68</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">117</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">233</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 21.6pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Real estate construction</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 32.4pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total commercial and construction</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">68</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">118</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">353</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9.9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Consumer</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 18pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;Real estate one-to-four family</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">30</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">12</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">8</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">53</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 18pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;Other installment</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">261</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">328</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">340</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">266</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">58</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 32.4pt; FONT-SIZE: 10pt">Total consumer</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">291</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">340</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">340</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">274</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">111</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -12.15pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 21.15pt; FONT-SIZE: 10pt">Total charge-offs</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">291</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">408</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">458</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">274</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">464</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -12.15pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 21.15pt; FONT-SIZE: 10pt">Net recoveries</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(641</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(238</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(643</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(273</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(11</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Balance at end of year</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">11,457</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,766</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,528</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">9,885</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,762</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Ratio of allowance to total loans</div>
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 18pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">outstanding at end of year</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1.31</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1.33</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1.35</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1.58</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1.86</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -9pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">Ratio of net (recoveries) charge-offs to average net </div>
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -9pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">&#160;&#160;&#160; loans outstanding during year</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(0.08</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(0.03</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(0.10</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(0.05</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(0.00</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -9pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">Ratio of allowance to total nonperforming loans</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">754.25</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">445.24</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">382.98</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">364.22</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">202.37</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>

    </table>
  </div>
  <div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
  </div>
  <div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
  </div>
  <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
    <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">16
      <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
  </div>
  <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The following table sets forth the breakdown of the allowance for loan losses by loan category as of the dates indicated (dollars in
    thousands):</div>
  <div style="LINE-HEIGHT: 13.7pt"><br style="LINE-HEIGHT: 13.7pt">
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="ze3234b42476341e2939f54f3db10096f">

        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="38">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">At March 31,</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="6">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2019</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="6">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2018</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="6">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2017</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="6">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2016</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="6">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2015</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amount</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Loan </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Category </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">as a </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Percent</div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">of Total </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Loans</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amount</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Loan </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Category </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">as a </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Percent of </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Loans</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amount</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Loan </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Category </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">as a </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Percent of </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Loans</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amount</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: middle" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Loan </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Category </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">as a </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Percent </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">of Total </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Loans</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amount</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Loan </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Category </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">as a </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Percent</div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">of Total </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Loans</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="38">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Commercial and construction:</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 20%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Commercial business</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,808</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">18.58</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,668</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">16.97</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,418</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">13.78</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,048</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">11.11</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,263</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">13.31</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 20%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Other real estate mortgage</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6,035</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">60.50</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,956</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">65.20</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,609</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">65.00</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,310</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">63.94</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,155</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">59.60</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 20%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Real estate construction</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,457</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10.37</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">618</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4.88</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">714</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5.92</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">416</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4.28</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">769</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5.26</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 20%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 20%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Consumer:</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 20%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt">Real estate one-to-four family</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,208</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">9.60</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,400</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">11.10</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,525</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">11.91</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,652</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">14.21</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,881</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">15.49</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 20%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt">Other installment</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">239</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.95</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">409</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1.85</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">574</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3.39</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">751</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6.46</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">667</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6.34</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr style="HEIGHT: 16px">
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 20%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Unallocated</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">710</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">715</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">688</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">708</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,027</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 20%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 5%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 20%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">Total allowance for loan losses</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">11,457</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">100.00</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,766</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">100.00</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,528</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">100.00</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">9,885</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">100.00</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,762</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 5%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">100.00</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
        </tr>

    </table>
  </div>
  <div style="LINE-HEIGHT: 11.4pt"><br style="LINE-HEIGHT: 11.4pt">
  </div>
  <div style="LINE-HEIGHT: 11.4pt"><br style="LINE-HEIGHT: 11.4pt">
  </div>
  <div style="LINE-HEIGHT: 11.4pt"><br style="LINE-HEIGHT: 11.4pt">
  </div>
  <div style="LINE-HEIGHT: 11.4pt"><br style="LINE-HEIGHT: 11.4pt">
  </div>
  <div style="LINE-HEIGHT: 11.4pt"><br style="LINE-HEIGHT: 11.4pt">
  </div>
  <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
    <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">17
      <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; TEXT-INDENT: -36pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 36pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Investment Activities</div>
  <div style="LINE-HEIGHT: 7.4pt"><br style="LINE-HEIGHT: 7.4pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Board sets the investment policy of the Company. The Company's investment objectives are: to provide and maintain liquidity within
    regulatory guidelines; to maintain a balance of high quality, diversified investments to minimize risk; to provide collateral for pledging requirements; to serve as a balance to earnings; and to optimize returns. The policy permits investment in
    various types of liquid assets (generally debt securities) permissible under OCC regulation, which includes U.S. Treasury obligations, securities of various federal agencies, "bank qualified" municipal bonds, certain certificates of deposit of insured
    banks, repurchase agreements, federal funds, real estate mortgage investment conduits ("REMICS") and mortgage-backed securities ("MBS"), but does not permit investment in non-investment grade bonds. The policy also dictates the criteria for classifying
    investments in debt securities into one of three categories:&#160; held to maturity, available for sale or trading. At March 31, 2019, no investment securities were held for trading purposes. <font style="FONT-FAMILY: 'Times New Roman', Times, serif;
      FONT-SIZE: 10pt">See </font>Item 7.&#160; "Management's Discussion and Analysis of Financial Condition and Results of Operations &#8211; Critical Accounting Policies."</div>
  <div style="LINE-HEIGHT: 7.4pt"><br style="LINE-HEIGHT: 7.4pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Company primarily purchases agency securities with maturities of five years or less and purchases a combination of MBS backed by
    government agencies (FHLMC, Fannie Mae ("FNMA"), U.S. Small Business Administration ("SBA") or Ginnie Mae ("GNMA")). FHLMC and FNMA securities are not backed by the full faith and credit of the U.S. government, while SBA and GNMA securities are backed
    by the full faith and credit of the U.S. government. At March 31, 2019, the Company owned no privately issued MBS. Our REMICS are MBS issued by FHLMC, FNMA and GNMA and our CRE MBS are issued by FNMA. The Company does not believe that it has any
    exposure to sub-prime lending in its investment securities portfolio. See Note 4 of the Notes to the Consolidated Financial Statements contained in Item 8 of this Form 10-K for additional information.</div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The following table sets forth the investment securities portfolio and carrying values at the dates indicated (dollars in thousands):</div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>
  <div>
    <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z12ff0365e9db4a6db6ecae7764884bd9">

        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="22">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">At March 31,</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="6">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2019</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="6">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2018</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="6">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2017</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Carrying</div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Value</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Percent of</div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Portfolio</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 0.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Carrying</div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 0.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Value</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Percent of</div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Portfolio</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Carrying</div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Value</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 14px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 160px; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Percent of</div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Portfolio</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="22">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Available for sale (at estimated fair value):</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 14px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 160px; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.6pt; FONT-SIZE: 10pt">Municipal securities</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">8,881</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4.98</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">8,732</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4.09</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,819</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1.14%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1.41</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.6pt; FONT-SIZE: 10pt">Agency securities</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">12,341</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6.92</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">22,102</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10.36</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">16,808</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1.14%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">8.39</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.6pt; FONT-SIZE: 10pt">REMICs</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">40,162</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">22.53</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">46,955</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">22.02</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">43,160</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1.14%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">21.55</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.6pt; FONT-SIZE: 10pt">Residential MBS</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">75,821</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">42.54</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">89,074</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">41.77</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">96,611</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1.14%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">48.24</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.6pt; FONT-SIZE: 10pt">Other MBS</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">41,021</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">23.01</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">46,358</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">21.74</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">40,816</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1.14%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">20.38</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">178,226</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">99.98</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">213,221</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">99.98</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">200,214</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1.14%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">99.97</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1.14%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Held to maturity (at amortized cost):</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1.14%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.6pt; FONT-SIZE: 10pt">Residential MBS</div>
          </td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">35</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.02</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">42</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.02</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">64</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1.14%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.03</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total investment securities</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">178,261</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">100.00</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">213,263</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">100.00</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">200,278</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1.14%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">100.00</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
        </tr>

    </table>
  </div>
  <div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
  </div>
  <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The following table sets forth the maturities and weighted average yields in the securities portfolio at March 31, 2019 (dollars in
    thousands):</div>
  <div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z697bdba2093a40b69fba318e2f7c9d4f">

        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="6">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Less Than One Year</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="6">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">One to Five Years</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="6">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">More Than Five to </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Ten Years</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="6">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">More Than</div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Ten Years</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amount</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Weighted </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Average </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Yield <sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amount</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Weighted </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Average </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Yield <sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amount</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Weighted </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Average </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Yield <sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amount</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Weighted </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Average </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Yield <sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="30">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 20%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; MARGIN-RIGHT: 5pt">Municipal securities</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,339</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2.40</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,542</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2.46</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 20%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Agency securities</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,994</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1.30</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,018</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2.76</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6,329</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2.22</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 20%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; TEXT-INDENT: -9pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 5pt">REMICS</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,955</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2.14</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">36</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4.36</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">11,657</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2.42</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">26,514</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2.28</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 20%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; TEXT-INDENT: -9pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 5pt">Residential MBS</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,083</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1.86</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">17,896</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2.05</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">56,877</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2.39</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 20%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; TEXT-INDENT: -9pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 5pt">Other MBS</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,400</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2.11</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">8,152</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2.24</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">28,469</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2.27</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 20%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; MARGIN-RIGHT: 5pt">Total</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,949</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1.63</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">8,537</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2.32</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">47,373</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2.22</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">117,402</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2.34</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
        </tr>

    </table>
  </div>
  <div style="LINE-HEIGHT: 9.1pt"><br style="LINE-HEIGHT: 9.1pt">
  </div>
  <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 4.5pt; FONT-SIZE: 10pt"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)&#160; &#160; </sup>For available for sale securities carried at estimated fair value, the weighted average yield is
    computed using amortized cost without a tax equivalent</div>
  <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8.55pt; TEXT-INDENT: 18pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">adjustment for tax-exempt obligations.</div>
  <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
    <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">18
      <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
  </div>
  <div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Management reviews investment securities quarterly for the presence of other than temporary impairment ("OTTI"), taking into
    consideration current market conditions, the extent and nature of changes in estimated fair value, issuer rating changes and trends, financial condition of the underlying issuers, current analysts' evaluations, the Company's ability and intent to hold
    investments until a recovery of estimated fair value, which may be maturity, as well as other factors. The Company's trust preferred securities investment consisted of a single collateralized debt obligation ("CDO") secured by a pool of trust preferred
    securities issued by other bank holding companies which was liquidated during the year ended March 31, 2017, and the Company received $1.8 million in proceeds from the liquidation. During the year ended March 31, 2017, the Company recognized a $240,000
    OTTI charge related to this CDO. There was no OTTI charge for investment securities for the years ended March 31, 2019 or 2018.</div>
  <div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Deposit Activities and Other Sources of Funds</div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">General.</font> Deposits, loan repayments
    and loan sales are the major sources of the Company's funds for lending and other investment purposes. Loan repayments are a relatively stable source of funds, while deposit inflows and outflows and loan prepayments are significantly influenced by
    general interest rates and money market conditions. Borrowings may be used on a short-term basis to compensate for reductions in the availability of funds from other sources. They may also be used on a longer-term basis for general business purposes.</div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Deposit Accounts.</font> The Company
    attracts deposits from within its primary market area by offering a broad selection of deposit instruments, including demand deposits, negotiable order of withdrawal ("NOW") accounts, money market accounts, savings accounts, certificates of deposit and
    retirement savings plans. The Company has focused on building customer relationship deposits which include both business and consumer depositors. Deposit account terms vary according to, among other factors, the minimum balance required, the time
    periods the funds must remain on deposit and the interest rate. In determining the terms of its deposit accounts, the Company considers the rates offered by its competition, profitability to the Company, matching deposit and loan products and customer
    preferences and concerns.</div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The following table sets forth the average balances of deposit accounts held by the Company at the dates indicated (dollars in thousands):</div>
  <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>
  <div>
    <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z0d56d999689049faa340e715b59b2717">

        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: top" colspan="22">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Year Ended March 31,</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="6">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2019</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="6">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2018</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="6">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2017</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Average </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Balance</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Average </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Rate</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Average </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Balance</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Average </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Rate</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Average </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Balance</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Average </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Rate</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="22">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Non-interest-bearing demand</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">289,707</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.00</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">264,128</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.00</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">202,376</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.00</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Interest-bearing checking</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">180,256</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.06</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">170,124</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.06</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">151,801</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.06</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Savings accounts</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">136,720</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.11</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">132,376</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.10</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">106,324</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.10</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Money market accounts</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">252,202</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.12</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">275,092</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.12</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">252,040</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.12</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Certificates of deposit</div>
          </td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">105,049</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.43</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">136,370</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.47</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">118,769</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.53</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 18pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total</div>
          </td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">963,934</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.10</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">978,090</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.12</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">831,310</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.14</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
        </tr>

    </table>
  </div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Deposit accounts totaled $925.1 million at March 31, 2019 compared to $995.7 million at March 31, 2018. The Company did not have any
    wholesale-brokered deposits at March 31, 2019 and 2018. The Company continues to focus on core deposits and growth generated by customer relationships as opposed to obtaining deposits through the wholesale markets. The Company has continued to
    experience increased competition for customer deposits within its market area. Core branch deposits (comprised of all demand, savings, interest checking accounts and all time deposits excluding wholesale-brokered deposits, trust account deposits,
    Interest on Lawyer Trust Accounts ("IOLTA"), public funds, and internet based deposits) decreased $71.1 million since March 31, 2018. At March 31, 2019, the Company had $14.5 million, or 1.6% of total deposits, in Certificate of Deposit Account
    Registry Service ("CDARS") and Insured Cash Sweep ("ICS") deposits, which were gathered from customers within the Company's primary market-area. CDARS and ICS deposits allow customers access to FDIC insurance on deposits exceeding the $250,000 FDIC
    insurance limit.</div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 8pt; TEXT-INDENT: 101.5pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">At March 31, 2019 and 2018, the Company also had $3.2 million and $3.1 million, respectively, in deposits from public entities located
    in the States of Washington and Oregon, all of which were fully covered by FDIC insurance or secured by pledged collateral.</div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
    <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">19
      <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Company is enrolled in an internet deposit listing service. Under this listing service, the Company may post certificates of deposit
    rates on an internet site where institutional investors have the ability to deposit funds with the Company. At March 31, 2019 and 2018, the Company did not have any deposits through this listing service as the Company chose not to utilize these
    internet based deposits. Although the Company did not originate any internet based deposits during the year ended March 31, 2019, the Company may do so in the future consistent with its asset/liability objectives.</div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Deposit growth remains a key strategic focus for the Company and our ability to achieve deposit growth, particularly growth in core
    deposits, is subject to many risk factors including the effects of competitive pricing pressures, changing customer deposit behavior, and increasing or decreasing interest rate environments. Adverse developments with respect to any of these risk
    factors could limit the Company's ability to attract and retain deposits and could have a material negative impact on the Company's future financial condition, results of operations and cash flows.</div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The following table presents the amount and weighted average rate of certificates of deposit equal to or greater than $100,000 at March
    31, 2019 (dollars in thousands):</div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>
  <div>
    <table cellspacing="0" cellpadding="0" border="0" align="center" style="WIDTH: 70%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zbab85f3934534487a89a06996999a88e">

        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 45%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Maturity Period</u></div>
          </td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amount</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Weighted</div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Average Rate</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr style="HEIGHT: 13px">
          <td valign="bottom" style="WIDTH: 45%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: middle" colspan="6">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 45%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Three months or less</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">9,906</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.46</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 45%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Over three through six months</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7,299</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.41</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 45%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Over six through 12 months</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">12,386</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.43</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 45%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Over 12 months</div>
          </td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">13,466</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.95</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 45%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total</div>
          </td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">43,057</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.60</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
        </tr>

    </table>
  </div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Borrowings.</font> The Company relies
    upon advances from the FHLB and borrowings from the Federal Reserve Bank of San Francisco ("FRB") to supplement its supply of lendable funds and to meet deposit withdrawal requirements. Advances from the FHLB and borrowings from the FRB are typically
    secured by the Bank's commercial business loans, commercial real estate loans and first mortgage residential loans. At March 31, 2019, the Bank had FHLB advances totaling $56.6 million and no FRB borrowings.&#160; At March 31, 2018, the Bank did not have
    any FHLB advances or FRB borrowings.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The FHLB functions as a central reserve bank providing credit for member financial institutions. As a member, the Bank is required to
    own capital stock in the FHLB and is authorized to apply for advances on the security of such stock and certain of its mortgage loans and other assets (primarily securities which are obligations of, or guaranteed by, the U.S.) provided certain
    standards related to credit-worthiness have been met. The FHLB determines specific lines of credit for each member institution and the Bank has a line of credit with the FHLB equal to 45% of its total assets to the extent the Bank provides qualifying
    collateral and holds sufficient FHLB stock. At March 31, 2019, the Bank had an available credit capacity of $517.5 million, subject to sufficient collateral and stock investment.</div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Bank also has a borrowing arrangement with the FRB with an available credit facility of $58.3 million, subject to pledged
    collateral, as of March 31, 2019. The following table sets forth certain information concerning the Company's borrowings for the periods indicated (dollars in thousands):</div>
  <div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" border="0" style="WIDTH: 95%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zf7459670b55b4e468b9ae6f8afcc722c">

        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: top">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: top" colspan="10">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Year Ended March 31,</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: top">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2019</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2018</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2017</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="10">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -8.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.1pt; FONT-SIZE: 10pt">Maximum amounts of FHLB advances outstanding at any month end</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">62,638</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">14,050</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -8.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.1pt; FONT-SIZE: 10pt">Average FHLB advances outstanding</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">15,400</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">787</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">239</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -8.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt">Weighted average rate on FHLB advances</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2.58</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1.60</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.80</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: top">
            <div style="LINE-HEIGHT: 9.7pt">&#160;</div>
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -8.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt">Maximum amounts of FRB borrowings outstanding at any month end</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -8.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt">Average FRB borrowings outstanding</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -8.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt">Weighted average rate on FRB borrowings</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3.00</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1.50</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
        </tr>

    </table>
  </div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
    <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">20
      <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">At March 31, 2019, the Company had three wholly-owned subsidiary grantor trusts totaling $26.6 million that were established for the
    purpose of issuing trust preferred securities and common securities including a $5.2 million trust acquired in the MBank transaction. The trust preferred securities accrue and pay distributions periodically at specified annual rates as provided in each
    trust agreement. The trusts used the net proceeds from each of the offerings to purchase a like amount of junior subordinated debentures (the "Debentures") of the Company. The Debentures are the sole assets of the trusts. The Company's obligations
    under the Debentures and related documents, taken together, constitute a full and unconditional guarantee by the Company of the obligations of the trusts. The trust preferred securities are mandatorily redeemable upon maturity of the Debentures or upon
    earlier redemption as provided in the indentures. The Company has the right to redeem the Debentures in whole or in part on or after specific dates, at a redemption price specified in the indentures governing the Debentures plus any accrued but unpaid
    interest to the redemption date. The Company also has the right to defer the payment of interest on each of the Debentures for a period not to exceed 20 consecutive quarters, provided that the deferral period does not extend beyond the stated maturity.
    During such deferral period, distributions on the corresponding trust preferred securities will also be deferred and the Company may not pay cash dividends to the holders of shares of the Company's common stock. The common securities issued by the
    grantor trusts are held by the Company, and the Company's investment in the common securities of $836,000 at both March 31, 2019 and 2018 is included in prepaid expenses and other assets in the Consolidated Balance Sheets included in the Consolidated
    Financial Statements contained in Item 8 of this Form 10-K. For more information, see also Note 12 of the Notes to the Consolidated Financial Statements contained in Item 8 of this Form 10-K.</div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Taxation</div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">For details regarding the Company's taxes, see Note 13 of the Notes to the Consolidated Financial Statements contained in Item 8 of this
    Form 10-K.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Personnel</div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">As of March 31, 2019, the Company had 250 full&#8209;time equivalent employees, none of whom are represented by a collective bargaining unit.
    The Company believes its relationship with its employees is good.</div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Corporate Information</div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Company's principal executive offices are located at 900 Washington Street, Vancouver, Washington 98660. Its telephone number is
    (360) 693-6650. The Company maintains a website with the address <font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">www.riverviewbank.com</font>. The information contained on the Company's website is not included as a part of,
    or incorporated by reference into, this Annual Report on Form 10-K. Other than an investor's own internet access charges, the Company makes available free of charge through its website the Annual Report on Form 10-K, quarterly reports on Form 10-Q and
    current reports on Form 8-K, and amendments to these reports, as soon as reasonably practicable after it has electronically filed such material with, or furnished such material to, the Securities and Exchange Commission ("SEC").</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Subsidiary Activities</div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Under OCC regulations, the Bank is authorized to invest up to 3% of its assets in subsidiary corporations classified as service
    corporations, with amounts in excess of 2% only if primarily for community purposes, and unlimited amounts in operating subsidiaries. At March 31, 2019, the Bank's investments in its wholly-owned subsidiaries of $1.2 million in Riverview Services, Inc.
    ("Riverview Services") and $5.4 million in the Trust Company were within these limitations.</div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Riverview Services acts as a trustee for deeds of trust on mortgage loans granted by the Bank and receives a reconveyance fee for each
    deed of trust. Riverview Services had net income of $24,000 for the fiscal year ended March 31, 2019 and total assets of $1.2 million at March 31, 2019. Riverview Services' operations are included in the Consolidated Financial Statements of the Company
    contained in Item 8 of this Form 10-K.</div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Trust Company is an asset management company providing trust, estate planning and investment management services. The Trust Company
    had net income of $519,000 for the fiscal year ended March 31, 2019 and total assets of $5.7 million at that date. The Trust Company earns fees on the management of assets held in fiduciary or agency capacity. At March 31, 2019, total assets under
    management were $646.0 million. The Trust Company's operations are included in the Consolidated Financial Statements of the Company contained in Item 8 of this Form 10-K.</div>
  <div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
  </div>
  <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
    <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">21
      <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
  </div>
  <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Information about our Executive Officers</font>.&#160;



    The following table sets forth certain information regarding the executive officers of the Company and its subsidiaries:</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; BORDER-COLLAPSE: collapse; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z4fcaa27112a74595b9d0d6a618a19193">

        <tr>
          <td style="WIDTH: 19.02%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Name</u></div>
          </td>
          <td style="WIDTH: 8.47%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Age </u></font><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;"><u>(1</u></sup><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">)</sup></div>
          </td>
          <td style="WIDTH: 72.5%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Position</u></div>
          </td>
        </tr>
        <tr>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 19.02%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Kevin J. Lycklama</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 8.47%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">41</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 72.5%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">President and Chief Executive Officer</div>
          </td>
        </tr>
        <tr>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 19.02%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">David Lam</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 8.47%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">42</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 72.5%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Executive Vice President and Chief Financial Officer</div>
          </td>
        </tr>
        <tr>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 19.02%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Daniel D. Cox</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 8.47%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">41</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 72.5%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Executive Vice President and Chief Credit Officer</div>
          </td>
        </tr>
        <tr>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 19.02%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Kim J. Capeloto</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 8.47%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">57</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 72.5%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Executive Vice President and Chief Banking Officer</div>
          </td>
        </tr>
        <tr>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 19.02%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Steven P. Plambeck</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 8.47%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">59</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 72.5%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Executive Vice President and Chief Lending Officer</div>
          </td>
        </tr>
        <tr>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 19.02%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Christopher P. Cline</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 8.47%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">58</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 72.5%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">President and Chief Executive Officer of Riverview Trust Company</div>
          </td>
        </tr>

    </table>
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</font>At March 31, 2019</div>
  <div style="LINE-HEIGHT: 9.1pt"><br style="LINE-HEIGHT: 9.1pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Kevin J. Lycklama </font>is President
    and Chief Executive Officer of the Company, positions he has held since April 2, 2018. Prior to assuming the role of President and Chief Executive Officer, Mr. Lycklama served as Executive Vice President and Chief Operating Officer of the Company,
    positions he had held since July 2017. Prior to July 2017, Mr. Lycklama served as Executive Vice President and Chief Financial Officer of the Company since 2008 and Vice President and Controller of the Bank since 2006. Prior to joining Riverview, Mr.
    Lycklama spent five years with a local public accounting firm advancing to the level of audit manager. He holds a Bachelor of Arts degree from Washington State University, is a graduate of the Pacific Coast Banking School and is a certified public
    accountant (CPA).</div>
  <div style="LINE-HEIGHT: 9.1pt"><br style="LINE-HEIGHT: 9.1pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">David Lam </font>is Executive Vice
    President and Chief Financial Officer of the Company, positions he has held since July 2017. Prior to July 2017, Mr. Lam served as Senior Vice President and Controller of the Bank since 2008. He is responsible for accounting, SEC reporting and treasury
    functions for the Bank and the Company. Prior to joining Riverview, Mr. Lam spent ten years working in the public accounting sector advancing to the level of audit manager. Mr. Lam holds a Bachelor of Arts degree in business administration with an
    emphasis in accounting from Oregon State University. Mr. Lam is a CPA, holds a chartered global management accountant designation and is a member of both the American Institute of CPA's and Oregon Society of CPAs.</div>
  <div style="LINE-HEIGHT: 9.1pt"><br style="LINE-HEIGHT: 9.1pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Daniel D. Cox </font>is Executive Vice
    President and Chief Credit Officer and is responsible for credit administration related to the Bank's commercial, mortgage and consumer loan activities. Mr. Cox joined Riverview in August 2002 and spent five years as a commercial lender and progressed
    through the credit administration function, most recently serving as Senior Vice President of Credit Administration. He holds a Bachelor of Arts degree from Washington State University and was an Honor Roll graduate of the Pacific Coast Banking School.
    Mr. Cox is an active mentor in the local schools and was the Past Treasurer and Endowment Chair for the Washougal Schools Foundation and Past Board Member of Camas-Washougal Chamber of Commerce.</div>
  <div style="LINE-HEIGHT: 9.1pt"><br style="LINE-HEIGHT: 9.1pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Kim J. Capeloto </font>is Executive Vice
    President and Chief Banking Officer. Mr. Capeloto has been employed by the Bank since September 2010. Mr. Capeloto has over 30 years of banking experience serving as regional manager for Union Bank of California and Wells Fargo Bank directing small
    business and personal banking activities. Prior to joining the Bank, Mr. Capeloto held the position of President and Chief Executive Officer of the Greater Vancouver Chamber of Commerce. Mr. Capeloto is active in numerous professional and civic
    organizations.</div>
  <div style="LINE-HEIGHT: 9.1pt"><br style="LINE-HEIGHT: 9.1pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Steven P. Plambeck</font><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</font>is Executive Vice President and Chief Lending Officer, a position he has held since March 1, 2018.&#160; Mr. Plambeck is responsible for all loan production including
    commercial, consumer, mortgage and builder/developer construction loans. Mr. Plambeck joined Riverview in January 2011 as Director of Medical Banking. For the past two years Mr. Plambeck served as Senior Vice President and Team Leader for the Portland
    Commercial Team. Mr. Plambeck holds a Bachelor of Science degree in Accounting from the University of Wyoming and is also a graduate of the Pacific Coast Banking School. Mr. Plambeck is a board member for the Providence St. Vincent Council of Trustees,
    Providence Heart and Vascular Institute and the Providence Brain and Spine Institute. Mr. Plambeck is also a member of the Medical and Dental Advisory Team.</div>
  <div style="LINE-HEIGHT: 9.1pt"><br style="LINE-HEIGHT: 9.1pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Christopher P. Cline</font> is President
    and Chief Executive Officer of the Trust Company, a wholly-owned subsidiary of the Bank. Mr. Cline joined the Trust Company in 2016, after having spent eight years managing the trust department of Wells Fargo's Private Bank in Oregon and Southwest
    Washington. Prior to that, Mr. Cline was an estate planning attorney for 17 years, most recently as a partner at Holland &amp; Knight. Mr. Cline manages all aspects of the trust business, is a Fellow of the American College of Trust and Estate Counsel
    and is a nationally recognized speaker and author, having written books on estate planning and trust administration. Mr. Cline holds a Bachelor of Arts degree from San Francisco State University and a Juris Doctor degree from Hastings College of the
    Law in San Francisco.</div>
  <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
    <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">22
      <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
  </div>
  <div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">REGULATION</div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The following is a brief description of certain laws and regulations which are applicable to the Company and the Bank. The description
    of these laws and regulations, as well as descriptions of laws and regulations contained elsewhere herein, does not purport to be complete and is qualified in its entirety by reference to the applicable laws and regulations.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Legislation is introduced from time to time in the United States Congress ("Congress") that may affect the Company's and Bank's
    operations. In addition, the regulations governing the Company and the Bank may be amended from time to time by the OCC, the FDIC, the Federal Reserve Board or the SEC, as appropriate. Any such legislation or regulatory changes in the future could have
    an adverse effect<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</font>on our operations and financial condition. We cannot predict whether any such changes may occur.</div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">General</div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">As a federally chartered savings bank, the Bank is subject to extensive regulation, examination and supervision by the OCC, as its
    primary federal regulator, and the FDIC, as the insurer of its deposits.<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</font>As used herein, the terms "savings institution" and "savings association" refer to federally
    chartered savings banks. Additionally, the Company is subject to extensive regulation, examination and supervision by the Federal Reserve as its primary federal regulator. The Bank is a member of the FHLB System and its deposits are insured up to
    applicable limits by the DIF, which is administered by the FDIC. The Bank must file reports with the OCC concerning its activities and financial condition in addition to obtaining regulatory approvals prior to entering into certain transactions such as
    mergers with, or acquisitions of, other financial institutions. There are periodic examinations of the Bank by the OCC and of the Company by the Federal Reserve to evaluate safety and soundness and compliance with various regulatory requirements. This
    regulatory structure establishes a comprehensive framework of activities in which the Bank may engage and is intended primarily for the protection of the DIF and depositors. The regulatory structure also gives the regulatory authorities extensive
    discretion in connection with their supervisory and enforcement activities and examination policies, including policies with respect to the classification of assets and the establishment of adequate loan loss reserves for regulatory purposes. Any
    change in such policies, whether by the OCC, the Federal Reserve, the FDIC or Congress, could have a material adverse impact on the Company and the Bank and their operations.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">In connection with the enactment of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 (the "Dodd-Frank Act"), the
    laws and regulations affecting depository institutions and their holding companies have changed the bank regulatory structure and the lending, investment, trading and operating activities of depository institutions and their holding companies. Among
    other changes, the Dodd-Frank Act established the Consumer Financial Protection Bureau ("CFPB") as an independent bureau of the Federal Reserve Board. The CFPB assumed responsibility for the implementation of the federal financial consumer protection
    and fair lending laws and regulations and has authority to impose new requirements. The Bank is subject to regulations issued by the CFPB, but as a smaller financial institution, the Bank is generally subject to supervision and enforcement by the OCC
    with respect to its compliance with consumer financial protection laws and CFPB regulations.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">On May 23, 2018, the President signed into law the Economic Growth, Regulatory Relief, and Consumer Protection Act passed by Congress
    (the "Act").&#160;The Act contains a number of provisions extending regulatory relief to banks and savings institutions and their holding companies. Some of these provisions may benefit the Company and the Bank, such as (1) a simplified capital ratio,
    called the Community Bank Capital Ratio, computed as the ratio of tangible equity capital to average consolidated total assets to be set by the federal banking regulators at not less than 8% and not more than 10%, which for most institutions with less
    than $10 billion in consolidated assets will replace the leverage and risk-based capital ratios under current regulations; (2) an option for federal savings institutions to operate as national banks with respect to limits on lending, investments, and
    subsidiaries, without changing their charters to national bank charters; and (3) a lower risk weight on certain loans classified as high volatility commercial real estate exposures. A number of the provisions in the Act require rulemaking or other
    action by the federal banking regulators and so may not have an immediate impact on the Company and the Bank.&#160; &#160;</div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
    <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">23
      <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Federal Regulation of Savings Institutions</div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Office of the Comptroller of the
      Currency.</font>&#160; The OCC has extensive authority over the operations of savings institutions. As part of this authority, the Bank is required to file periodic reports with the OCC and is subject to periodic examinations by the OCC. The OCC also has
    extensive enforcement authority over savings institutions, including the Bank. This enforcement authority includes, among other things, the ability to assess civil money penalties, issue cease-and-desist or removal orders and initiate prompt corrective
    action orders. In general, these enforcement actions may be initiated for violations of laws and regulations and unsafe or unsound practices. Other actions or inactions may provide the basis for enforcement action, including misleading or untimely
    reports filed with the OCC. Except under certain circumstances, public disclosure of final enforcement actions by the OCC is required by law.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">All savings institutions are required to pay assessments to the OCC to fund the agency's operations. The general assessments, paid on a
    semi-annual basis, are determined based on the savings institution's total assets, including consolidated subsidiaries. The Bank's OCC assessment for the fiscal year ended March 31, 2019 was $266,000.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Bank's general permissible lending limit for loans to one borrower is equal to the greater of $500,000 or 15% of unimpaired capital
    and surplus (except for loans fully secured by certain readily marketable collateral, in which case this limit is increased to 25% of unimpaired capital and surplus). At March 31, 2019, the Bank's lending limit under this restriction was $21.2 million
    and, at that date, the Bank's largest lending relationship with one borrower was $14.6 million, which consisted of one commercial real estate loan which was performing according to its original payment terms.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The OCC's oversight of the Bank includes reviewing its compliance with the customer privacy requirements imposed by the
    Gramm-Leach-Bliley Act of 1999 ("GLBA") and the anti-money laundering provisions of the USA Patriot Act. The GLBA privacy requirements place limitations on the sharing of consumer financial information with unaffiliated third parties. They also require
    each financial institution offering financial products or services to retail customers to provide such customers with its privacy policy and with the opportunity to opt out of the sharing of their personal information with unaffiliated third parties.
    The USA Patriot Act imposes significant responsibilities on financial institutions to prevent the use of the U.S. financial system to fund terrorist activities. Its anti-money laundering provisions require financial institutions operating in the U.S.
    to develop anti-money laundering compliance programs and due diligence policies and controls to ensure the detection and reporting of money laundering. These compliance programs are intended to supplement requirements under the Bank Secrecy Act and the
    regulations of the Office of Foreign Assets Control.</div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The OCC, as well as the other federal banking agencies, has adopted guidelines establishing safety and soundness standards on such
    matters as loan underwriting and documentation, asset quality, earnings standards, internal controls and audit systems, interest rate risk exposure and compensation and other employee benefits. Any institution that fails to comply with these standards
    must submit a compliance plan.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Capital Requirements.</font>&#160; Federally
    insured savings institutions, such as the Bank, are required by the OCC to maintain minimum levels of regulatory capital, including a common equity Tier 1 ("CET1") capital to risk-based assets ratio, a Tier 1 capital to risk-based assets ratio, a total
    capital to risk-based assets ratio and a Tier 1 capital to total assets leverage ratio. The capital standards require the maintenance of the following minimum capital ratios: (i) a CET1 capital ratio of 4.5%; (ii) a Tier 1 capital ratio of 6%; (iii) a
    total capital ratio of 8%; and (iv) a Tier 1 leverage ratio of 4%.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Certain changes in what constitutes regulatory capital, including the phasing-out of certain instruments as qualifying capital, are
    subject to transition periods, most of which have expired. The Bank does not have any such instruments. Because of the Bank's asset size, the Bank elected to take a one-time option to permanently opt-out of the inclusion of unrealized gains and losses
    on available for sale debt and equity securities in its capital calculations.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Bank also must maintain a capital conservation buffer consisting of additional CET1 capital greater than 2.5% of risk-weighted
    assets above the required minimum risk-based levels in order to avoid limitations on paying dividends, engaging in share repurchases, and paying discretionary bonuses.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">In order to be considered well-capitalized under the prompt corrective action regulations, the Bank must maintain a CET1 risk-based
    ratio of 6.5%, a Tier 1 risk-based ratio of 8%, a total risk-based capital ratio of 10% and a leverage ratio of 5%, and the Bank must not be subject to any of certain mandates by the OCC requiring it as an individual institution to meet any specified
    capital level.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">As of March 31, 2019, the most recent notification from the OCC categorized the Bank as "well capitalized" under the regulatory
    framework for prompt corrective action. For additional information, see Note 15 of the Notes to Consolidated Financial Statements contained in Item 8 of this Form 10-K.</div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>
  <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
    <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">24
      <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
  </div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Prompt Corrective Action.</font>&#160; An
    institution is considered adequately capitalized if it meets the minimum capital ratios described above. The OCC is required to take certain supervisory actions against undercapitalized savings institutions, the severity of which depends upon the
    institution's degree of undercapitalization. Subject to a narrow exception, the OCC is required to appoint a receiver or conservator for a savings institution that is critically undercapitalized. OCC regulations also require that a capital restoration
    plan be filed with the OCC within 45 days of the date a savings institution receives notice that it is undercapitalized, significantly undercapitalized or critically undercapitalized. In addition, numerous mandatory supervisory actions become
    immediately applicable to an undercapitalized institution, including, but not limited to, increased monitoring by regulators and restrictions on growth, capital distributions and expansion. Significantly undercapitalized and critically undercapitalized
    institutions are subject to more extensive mandatory regulatory actions. The OCC also can take a number of discretionary supervisory actions, including the issuance of a capital directive and the replacement of senior executive officers and directors.
    An institution that is not well-capitalized is subject to certain restrictions on deposit rates and brokered deposits.</div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Federal Home Loan Bank System.</font>&#160;
    The Bank is a member of the FHLB, which is one of 11 regional Federal Home Loan Banks that administer the home financing credit function of savings institutions, each of which serves as a reserve or central bank for its members within its assigned
    region. It is funded primarily from proceeds derived from the sale of consolidated obligations of the FHLB System. It makes loans or advances to members in accordance with policies and procedures established by the Board of Directors of the FHLB, which
    are subject to the oversight of the Federal Housing Finance Agency. All advances from the FHLB are required to be fully secured by sufficient collateral as determined by the FHLB. In addition, all long-term advances are required to provide funds for
    residential home financing. See Business &#8211; "Deposit Activities and Other Sources of Funds &#8211; Borrowings." As a member, the Bank is required to purchase and maintain stock in the FHLB. At March 31, 2019, the Bank held $3.6 million in FHLB stock, which
    was in compliance with this requirement. During the year ended March 31, 2019, the Bank purchased $27,000 of FHLB membership stock at par and $2.3 million of FHLB activity stock at par.</div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The FHLB continues to contribute to low- and moderately-priced housing programs through direct loans or interest subsidies on advances
    targeted for community investment and low- and moderate-income housing projects. These contributions have adversely affected the level of FHLB dividends paid and could continue to do so in the future. These contributions could also have an adverse
    effect on the value of FHLB stock in the future. A reduction in value of the Bank's FHLB stock may result in a decrease in net income and possibly capital.</div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Federal Deposit Insurance Corporation</font>.&#160;



    The DIF of the FDIC insures deposits in the Bank up to $250,000 per separately insured depositor category. As insurer, the FDIC imposes deposit insurance premiums and is authorized to conduct examinations of and to require reporting by FDIC-insured
    institutions. The Bank's deposit insurance premiums for the fiscal year ended March 31, 2019 were $326,000.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Under its regulations, the FDIC sets assessment rates for established small institutions (generally, those with total assets of less
    than $10 billion) based on an institution's weighted average CAMELS component ratings and certain financial ratios. Total base assessment rates range from 1.5 to 16 basis points for institutions with CAMELS composite ratings of 1 or 2, 3 to 30 basis
    points for those with a CAMELS composite score of 3, and 11 to 30 basis points for those with CAMELS composite scores of 4 or 5, all subject to certain adjustments. Assessment rates are expected to decrease in the future as the reserve ratio increases
    in specified increments to the 1.35% ratio required by the Dodd-Frank Act. An institution that has reported on its Call Reports total assets of $10 billion or more for at least four consecutive quarters is considered a large institution and is assessed
    under a complex scorecard method employing many factors.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Dodd-Frank Act increased the minimum FDIC deposit insurance reserve ratio from 1.15 percent to 1.35 percent. The FDIC has adopted a
    plan under which it will meet this ratio by the statutory deadline of December 31, 2020. The Dodd-Frank Act directs the FDIC to offset the effects of higher assessments due to the increase in the reserve ratio on established small institutions by
    charging higher assessments to large institutions. To implement this mandate, large and highly complex institutions paid a surcharge which was discontinued for assessment periods beginning after September 30, 2018. Since established small institutions
    contribute to the DIF while the reserve ratio remains below 1.35% and large institutions paid the surcharge, the FDIC will provide assessment credits to established small institutions for the portion of their assessments that contribute to the
    increase. When the reserve ratio reaches 1.35%, the FDIC will automatically apply an established small institution's assessment credits to reduce its regular deposit insurance assessments.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The FDIC may increase or decrease its rates by 2 basis points without further rule-making. In an emergency, the FDIC may also impose a
    special assessment.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
    <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">25
      <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
  </div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The FDIC may prohibit any insured institution from engaging in any activity determined by regulation or order to pose a serious risk to
    the DIF. The FDIC may terminate the deposit insurance of any insured depository institution, including the Bank, if it determines after a hearing that the institution has engaged or is engaging in unsafe or unsound practices, is in an unsafe or unsound
    condition to continue operations, or has violated any applicable law, regulation, order or any condition imposed by an agreement with the FDIC. It also may suspend deposit insurance temporarily during the hearing process for the permanent termination
    of insurance, if the institution has no tangible capital. If insurance of accounts is terminated, the accounts at the institution at the time of the termination, less subsequent withdrawals, shall continue to be insured for a period of six months to
    two years, as determined by the FDIC. Management is not aware of any existing circumstances which would result in termination of the deposit insurance of the Bank.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Qualified Thrift Lender Test.</font>&#160; All
    savings institutions, including the Bank, are required to meet a qualified thrift lender ("QTL") test to avoid certain restrictions on their operations. This test requires a savings institution to have at least 65% of its total assets, as defined by
    regulation, in qualified thrift investments on a monthly average for nine out of every 12 months on a rolling basis. As an alternative, the savings institution may maintain 60% of its assets in those assets specified in Section 7701(a) (19) of the
    Internal Revenue Code ("Code"). Under either test, such assets primarily consist of residential housing related loans and investments.</div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Any institution that fails to meet the QTL test is subject to certain operating restrictions and may be required to convert to a
    national bank charter, and a savings and loan holding company of such an institution may become regulated as a bank holding company. As of March 31, 2019, the Bank maintained 89.37% of its portfolio assets in qualified thrift investments and therefore
    met the QTL test.</div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Limitations on Capital Distributions.</font>
    OCC regulations impose various restrictions on savings institutions with respect to their ability to make distributions of capital, which include dividends, stock redemptions or repurchases, cash-out mergers and other transactions charged to the
    capital account. Generally, savings institutions, such as the Bank, that before and after the proposed distribution are well-capitalized, may make capital distributions during any calendar year equal to up to 100% of net income for the year-to-date
    plus retained net income for the two preceding years. However, an institution deemed to be in need of more than normal supervision by the OCC may have its dividend authority restricted by the OCC. If the Bank, however, proposes to make a capital
    distribution when it does not meet its capital requirements (or will not following the proposed capital distribution) or that will exceed these net income-based limitations, it must obtain the OCC's approval prior to making such distribution. In
    addition, the Bank must file a prior written notice of a dividend with the Federal Reserve. The Federal Reserve or the OCC may object to a capital distribution based on safety and soundness concerns. Additional restrictions on Bank dividends may apply
    if the Bank fails the QTL test. In addition, as noted above, if the Bank does not have the required capital conservation buffer, its ability to pay dividends to the Company will be limited, which may limit the ability of the Company to pay dividends to
    its stockholders.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Activities of Savings Associations and
      their Subsidiaries.</font>&#160; When a savings institution establishes or acquires a subsidiary or elects to conduct any new activity through a subsidiary that the savings institution controls, the savings institution must file a notice or application
    with the OCC and, in certain circumstances with the FDIC, and receive regulatory approval or non-objection. Savings institutions also must conduct the activities of subsidiaries in accordance with existing regulations and orders.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">With respect to subsidiaries generally, the OCC may determine that investment by a savings institution in, or the activities of, a
    subsidiary must be restricted or eliminated based on safety and soundness or legal reasons.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Transactions with Affiliates.</font> The
    Bank's authority to engage in transactions with affiliates is limited by Sections 23A and 23B of the Federal Reserve Act as implemented by the Federal Reserve's Regulation W. The term affiliates for these purposes generally mean any company that
    controls or is under common control with an institution except subsidiaries of the institution. The Company and its non-savings institution subsidiaries are affiliates of the Bank. In general, transactions with affiliates must be on terms that are as
    favorable to the institution as comparable transactions with non-affiliates. In addition, certain types of transactions are restricted to an aggregate percentage of the institution's capital. In addition, savings institutions are prohibited from
    lending to any affiliate that is engaged in activities that are not permissible for bank holding companies and no savings institution may purchase the securities of any affiliate other than a subsidiary. FDIC-insured institutions are subject, with
    certain exceptions, to certain restrictions on extensions of credit to their parent holding companies or other affiliates, on investments in the stock or other securities of affiliates and on the taking of such stock or securities as collateral from
    any borrower. Collateral in specified amounts must be provided by affiliates in order to receive loans from an institution. In addition, these institutions are prohibited from engaging in certain tying arrangements in connection with any extension of
    credit or the providing of any property or service.</div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>
  <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
    <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">26
      <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
  </div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Sarbanes-Oxley Act of 2002 ("Sarbanes-Oxley Act") generally prohibits a company that makes filings with the SEC from making loans to
    its executive officers and directors. That act, however, contains a specific exception for loans by a depository institution to its executive officers and directors, if the lending is in compliance with federal banking laws. Under such laws, the Bank's
    authority to extend credit to executive officers, directors and 10% stockholders ("insiders"), as well as entities which such persons control, is limited. The law restricts both the individual and aggregate amount of loans the Bank may make to insiders
    based, in part, on the Bank's capital position and requires certain Board approval procedures to be followed. Such loans must be made on terms substantially the same as those offered to unaffiliated individuals and not involve more than the normal risk
    of repayment. There is an exception for loans made pursuant to a benefit or compensation program that is widely available to all employees of the institution and does not give preference to insiders over other employees. There are additional
    restrictions applicable to loans to executive officers.</div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Community Reinvestment Act and Consumer
      Protection Laws.</font> Under the Community Reinvestment Act of 1977 ("CRA"), every FDIC-insured institution has a continuing and affirmative obligation consistent with safe and sound banking practices to help meet the credit needs of its entire
    community, including low and moderate income neighborhoods. The CRA does not establish specific lending requirements or programs for financial institutions nor does it limit an institution's discretion to develop the types of products and services that
    it believes are best suited to its particular community, consistent with the CRA. The CRA requires the OCC, in connection with the examination of the Bank, to assess the institution's record of meeting the credit needs of its community and to take such
    record into account in its evaluation of certain applications, such as a merger or the establishment of a branch, by the Bank. The OCC may use an unsatisfactory rating as the basis for the denial of an application. Similarly, the Federal Reserve is
    required to take into account the performance of an insured institution under the CRA when considering whether to approve an acquisition by the institution's holding company. Due to the heightened attention being given to the CRA in the past few years,
    the Bank may be required to devote additional funds for investment and lending in its local community.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">In connection with its deposit-taking, lending and other activities, the Bank is subject to a number of federal laws designed to protect
    consumers and promote lending to various sectors of the economy and population. Some state laws can apply to these activities as well. The CFPB issues regulations and standards under these federal laws, which include, among others, the Equal Credit
    Opportunity Act, the Truth-in-Lending Act, the Home Mortgage Disclosure Act and the Real Estate Settlement Procedures Act. Through its rulemaking authority, the CFPB has promulgated a number of regulations under these laws that affect our consumer
    businesses. Among these are regulations setting "ability to repay" and "qualified mortgage" standards for residential mortgage loans and establishing new mortgage loan servicing and loan originator compensation standards. The Bank devotes substantial
    compliance, legal and operational business resources to ensure compliance with applicable consumer protection standards. In addition, the OCC has enacted customer privacy regulations that limit the ability of the Bank to disclose nonpublic consumer
    information to non-affiliated third parties. The regulations require disclosure of privacy policies and allow consumers to prevent certain personal information from being shared with non-affiliated parties.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Enforcement.</font>&#160; The OCC has primary
    enforcement responsibility over federally-chartered savings institutions and has the authority to bring action against all "institution-affiliated parties," including shareholders, and any attorneys, appraisers and accountants who knowingly or
    recklessly participate in a wrongful action likely to have an adverse effect on an insured institution. Formal enforcement action may range from the issuance of a capital directive or cease and desist order to removal of officers or directors,
    receivership, conservatorship or termination of deposit insurance. Civil penalties cover a wide range of violations and can range up to $2.0 million per day. The FDIC has the authority to recommend to the OCC that enforcement action be taken with
    respect to a particular savings institution. If action is not taken by the OCC, the FDIC has authority to take such action under certain circumstances. Federal law also establishes criminal penalties for certain violations.</div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Standards for Safety and Soundness.</font>
    As required by statute, the federal banking agencies have adopted interagency guidelines prescribing standards for safety and soundness. The guidelines set forth the safety and soundness standards that the federal banking agencies use to identify and
    address problems at insured depository institutions before capital becomes impaired. If the OCC determines that a savings institution fails to meet any standard prescribed by the guidelines, the OCC may require the institution to submit an acceptable
    plan to achieve compliance with the standard.</div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
    <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">27
      <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Federal Reserve System. </font>The
    Federal Reserve requires that all depository institutions maintain reserves on transaction accounts or non-personal time deposits. These reserves may be in the form of cash or non-interest-bearing deposits with the regional Federal Reserve Bank.
    Interest-bearing checking accounts and other types of accounts that permit payments or transfers to third parties fall within the definition of transaction accounts and are subject to Regulation D reserve requirements, as are any non-personal time
    deposits at a bank. At March 31, 2019, the Bank was in compliance with these reserve requirements. The balances maintained to meet the reserve requirements imposed by the Federal Reserve Board may be used to satisfy any liquidity requirements that may
    be imposed by the OCC.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Commercial Real Estate Lending
      Concentrations</font>.&#160; The federal banking agencies have issued guidance on sound risk management practices for concentrations in commercial real estate lending. The particular focus is on exposure to commercial real estate loans that are dependent
    on the cash flow from the real estate held as collateral and that are likely to be sensitive to conditions in the commercial real estate market (as opposed to real estate collateral held as a secondary source of repayment or as an abundance of
    caution). The purpose of the guidance is not to limit a bank's commercial real estate lending but to guide banks in developing risk management practices and capital levels commensurate with the level and nature of real estate concentrations. The
    guidance directs the OCC and other federal bank regulatory agencies to focus their supervisory resources on institutions that may have significant commercial real estate loan concentration risk. A federal savings bank that has experienced rapid growth
    in commercial real estate lending, has notable exposure to a specific type of commercial real estate loan, or is approaching or exceeding the following supervisory criteria may be identified for further supervisory analysis with respect to real estate
    concentration risk:</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z49173cdce68d49e1bf4472db568d616a" class="DSPFListTable">

        <tr>
          <td style="WIDTH: 22.5pt; VERTICAL-ALIGN: top; align: right">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 7.5pt; FONT-SIZE: 10pt">&#8226;</div>
          </td>
          <td style="WIDTH: auto; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total reported loans for construction, land development and other land represent 100% or more of the bank's capital; or</div>
          </td>
        </tr>

    </table>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z6cc11e6269fe405ba8e96cad0341cdcb" class="DSPFListTable">

        <tr>
          <td style="WIDTH: 22.5pt; VERTICAL-ALIGN: top; align: right">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 7.5pt; FONT-SIZE: 10pt">&#8226;</div>
          </td>
          <td style="WIDTH: auto; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total commercial real estate loans (as defined in the guidance) represent 300% or more of the bank's total capital or the
              outstanding balance of the bank's commercial real estate loan portfolio has increased 50% or more during the prior 36 months.</div>
          </td>
        </tr>

    </table>
  </div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The guidance provides that the strength of an institution's lending and risk management practices with respect to such concentrations
    will be taken into account in supervisory guidance on evaluation of capital adequacy.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Environmental Issues Associated with Real
      Estate Lending.</font> The Comprehensive Environmental Response, Compensation and Liability Act ("CERCLA"), is a federal statute that generally imposes strict liability on all prior and present "owners and operators" of sites containing hazardous
    waste. However, Congress acted to protect secured creditors by providing that the term "owner and operator" excludes a person whose ownership is limited to protecting its security interest in the site. Since the enactment of the CERCLA, this "secured
    creditor exemption" has been the subject of judicial interpretations which have left open the possibility that lenders could be liable for cleanup costs on contaminated property that they hold as collateral for a loan. To the extent that legal
    uncertainty exists in this area, all creditors, including the Bank, that have made loans secured by properties with potential hazardous waste contamination (such as petroleum contamination) could be subject to liability for cleanup costs, which could
    substantially exceed the value of the collateral property.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Bank Secrecy Act/Anti-Money Laundering
      Laws.</font> The Bank is subject to the Bank Secrecy Act and other anti-money laundering laws and regulations, including the USA Patriot Act of 2001. These laws and regulations require the Bank to implement policies, procedures, and controls to
    detect, prevent, and report money laundering and terrorist financing and to verify the identity of their customers. Violations of these requirements can result in substantial civil and criminal sanctions. In addition, provisions of the USA Patriot Act
    require the federal financial institution regulatory agencies to consider the effectiveness of a financial institution's anti-money laundering activities when reviewing mergers and acquisitions.</div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Other Consumer Protection Laws and
      Regulations.</font>&#160;&#160;The Dodd-Frank Act established the CFPB and empowered it to exercise broad regulatory, supervisory and enforcement authority with respect to both new and existing consumer financial protection laws. The Bank is subject to
    consumer protection regulations issued by the CFPB, but as a financial institution with assets of less than $10 billion, the Bank is generally subject to supervision and enforcement by the OCC with respect to compliance with consumer financial
    protection laws and CFPB regulations.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Bank is subject to a broad array of federal and state consumer protection laws and regulations that govern almost every aspect of
    its business relationships with consumers. While the following list is not exhaustive, these include the Truth-in-Lending Act, the Truth in Savings Act, the Electronic Fund Transfers Act, the Expedited Funds Availability Act, the Equal Credit
    Opportunity Act, the Fair Housing Act, the Real Estate Settlement Procedures Act, the Home Mortgage Disclosure Act, the Fair Credit Reporting Act, the Right to Financial Privacy Act, the Home Ownership and Equity Protection Act, the Fair Credit Billing
    Act, the Homeowners Protection Act, the Check Clearing for the 21st Century Act, laws governing flood insurance, laws governing consumer protections in connection with the sale of insurance, federal and state laws prohibiting </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>
  <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
    <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">28
      <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">unfair and deceptive business practices, and various regulations that implement some or all of the foregoing. These laws and regulations
    mandate certain disclosure requirements and regulate the manner in which financial institutions must deal with customers when taking deposits, making loans, collecting loans, and providing other services. Failure to comply with these laws and
    regulations can subject the Bank to various penalties, including but not limited to, enforcement actions, injunctions, fines, civil liability, criminal penalties, punitive damages, and the loss of certain contractual rights.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Savings and Loan Holding Company Regulation</div>
  <div style="LINE-HEIGHT: 7pt"><br style="LINE-HEIGHT: 7pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">General.</font> The Company is a unitary
    savings and loan holding company subject to regulatory oversight of the Federal Reserve. Accordingly, the Company is required to register and file reports with the Federal Reserve and is subject to regulation and examination by the Federal Reserve. In
    addition, the Federal Reserve has enforcement authority over the Company and its non-savings institution subsidiaries, which also permits the Federal Reserve to restrict or prohibit activities that are determined to present a serious risk to the
    subsidiary savings institution. In accordance with the Dodd-Frank Act, the Federal Reserve must require any company that controls an FDIC-insured depository institution to serve as a source of financial strength for the institution. These and other
    Federal Reserve policies, as well as the capital conservatism buffer requirement, may restrict the Company's ability to pay dividends.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 6pt; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Capital Requirements.</font>
    For a savings and loan holding company<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</font>that qualifies as a small bank holding company under the Federal Reserve's Small Bank Holding Company Policy Statement, such as
    the Company, the capital regulations apply to its savings institution subsidiaries, but not the Company. The Federal Reserve expects the holding company's savings institution subsidiaries to be well capitalized under the prompt corrective action
    regulations. At March 31, 2019, the Company exceeded all regulatory capital requirements. See "Federal Regulation of Savings Institutions- Capital Requirements" above.</div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Activities Restrictions.</font> The GLBA
    provides that no company may acquire control of a savings association after May 4, 1999 unless it engages only in the financial activities permitted for financial holding companies under the law or for multiple savings and loan holding companies.
    Further, the GLBA specifies that, subject to a grandfather provision, existing savings and loan holding companies may only engage in such activities. The Company qualifies for grandfathering and is therefore not restricted in terms of its activities.
    Upon any non-supervisory acquisition by the Company of another savings association as a separate subsidiary, the Company would become a multiple savings and loan holding company and would be limited to activities permitted by Federal Reserve
    regulation.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Mergers and Acquisitions.</font> The
    Company must obtain approval from the Federal Reserve before acquiring more than 5% of the voting stock of another savings institution or savings and loan holding company or acquiring such an institution or holding company by merger, consolidation or
    purchase of its assets. In evaluating an application for the Company to acquire control of a savings institution, the Federal Reserve would consider the financial and managerial resources and future prospects of the Company and the target institution,
    the effect of the acquisition on the risk to the DIF, the convenience and the needs of the community, including performance under the CRA and competitive factors.</div>
  <div style="LINE-HEIGHT: 7pt"><br style="LINE-HEIGHT: 7pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 6pt; FONT-SIZE: 10pt">The Federal Reserve may not approve any acquisition that would result in a multiple savings and loan holding company
    controlling savings institutions in more than one state, subject to two exceptions; (i) supervisory acquisitions and (ii) the acquisition of a savings institution in another state if the laws of the state of the target savings institution specifically
    permit such acquisitions. The states vary in the extent to which they permit interstate savings and loan holding company acquisitions.</div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 6pt; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Acquisition of the
      Company.</font><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Any company, except a bank holding company, that
      acquires control of a savings association or savings and loan holding company becomes a "savings and loan holding company" subject to registration, examination and regulation by the Federal Reserve and must obtain the prior approval of the Federal
      Reserve under the Savings and Loan Holding Company Act before obtaining control of a savings association or savings and loan holding company. A bank holding company must obtain the prior approval of the Federal Reserve under the Bank Holding Company
      Act before obtaining control of a savings association or savings and loan holding company and remains subject to regulation under the Bank Holding Company Act. The term "company" includes corporations, partnerships, associations, and certain trusts
      and other entities. "Control" of a savings association or savings and loan holding company is deemed to exist if a company has voting control, directly or indirectly, of more than 25% of any class of the savings association's voting stock or controls
      in any manner the election of a majority of the directors of the savings association or savings and loan holding company, and may be presumed under other circumstances, including, but not limited to, holding in certain cases 10% or more of a class of
      voting securities. In addition, a savings and loan holding company must obtain Federal Reserve approval prior to acquiring voting control of more than 5% of any class of voting stock of another savings association or another savings association
      holding company. A similar provision limiting the acquisition by a bank holding company of 5% or more of a class of voting </font></div>
  <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
    <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">29
      <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 6pt; FONT-SIZE: 10pt">stock of any company is included in the Bank Holding Company Act.</div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 6pt; FONT-SIZE: 10pt">Accordingly, the prior approval of the Federal Reserve would be required:</div>
  <div>
    <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="ze492fdda3b0844a595cd61dd9579ca02" class="DSPFListTable">

        <tr>
          <td style="WIDTH: 36pt; VERTICAL-ALIGN: top; align: right">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 19.6pt; FONT-SIZE: 10pt">&#8226;</div>
          </td>
          <td style="WIDTH: auto; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">before any savings and loan holding company or bank holding company could acquire 5% or more of the common stock of the
              Company; and</div>
          </td>
        </tr>

    </table>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zd4641f8e51994c778cf6add412f08b01" class="DSPFListTable">

        <tr>
          <td style="WIDTH: 36pt; VERTICAL-ALIGN: top; align: right">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 19.6pt; FONT-SIZE: 10pt">&#8226;</div>
          </td>
          <td style="WIDTH: auto; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">before any other company could acquire 25% or more of the common stock of the Company and may be required for an acquisition
              of as little as 10% of such stock.</div>
          </td>
        </tr>

    </table>
  </div>
  <div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">In addition, persons that are not companies are subject to the same or similar definitions of control with respect to savings and loan
    holding companies and savings associations and requirements for prior regulatory approval by the Federal Reserve in the case of control of a savings and loan holding company or by the OCC in the case of control of a savings association not obtained
    through control of a holding company of such savings association.</div>
  <div style="LINE-HEIGHT: 9.1pt"><br style="LINE-HEIGHT: 9.1pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Dividends and Stock Repurchases.</font>&#160;&#160;The



    Federal Reserve's policy statement on the payment of cash dividends applicable to savings and loan holding companies expresses its view that a savings and loan holding company must maintain an adequate capital position and generally should not pay cash
    dividends unless the company's net income for the past year is sufficient to fully fund the cash dividends and that the prospective rate of earnings appears consistent with the company's capital needs, asset quality, and overall financial
    condition.&#160;The Federal Reserve policy statement also indicates that it would be inappropriate for a company experiencing serious financial problems to borrow funds to pay dividends. In addition, a savings and loan holding company is required to give
    the Federal Reserve prior written notice of any purchase or redemption of its outstanding equity securities if the gross consideration for the purchase or redemption, when combined with the net consideration paid for all such purchases or redemptions
    during the preceding twelve months, is equal to 10% or more of its consolidated net worth.&#160;The Federal Reserve may disapprove such a purchase or redemption if it determines that the proposal would constitute an unsafe or unsound practice or would
    violate any law, regulation, Federal Reserve order or any condition imposed by, or written agreement with, the Federal Reserve. The capital conservation buffer requirement may also limit or preclude dividends payable by the Company.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Sarbanes-Oxley Act of 2002.</font>&#160; The
    Sarbanes-Oxley Act was enacted in 2002 in response to public concerns regarding corporate accountability in connection with accounting scandals. The stated goals of the Sarbanes-Oxley Act are to increase corporate responsibility, to provide for
    enhanced penalties for accounting and auditing improprieties at publicly traded companies and to protect investors by improving the accuracy and reliability of corporate disclosures pursuant to the securities laws. The Sarbanes-Oxley Act generally
    applies to all companies, both U.S. and non-U.S., that file or are required to file periodic reports with the SEC under the Securities Exchange Act of 1934, including the Company.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Sarbanes-Oxley Act includes very specific additional disclosure requirements and new corporate governance rules, and requires the
    SEC and securities exchanges to adopt extensive additional disclosures, corporate governance and related rules. The Sarbanes-Oxley Act represents significant federal involvement in matters traditionally left to state regulatory systems, such as the
    regulation of the accounting profession, and to state corporate law, such as the relationship between a board of directors and management and between a board of directors and its committees.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">The Dodd-Frank Wall Street Reform and
      Consumer Protection Act of 2010.</font>&#160; On July 21, 2010, the Dodd-Frank Act was signed into law. The Dodd-Frank-Act imposed new restrictions and an expanded framework of regulatory oversight for financial institutions, including depository
    institutions and implemented new capital regulations discussed above under "- Regulation and Supervision of the Bank - Capital Requirements." In addition, among other changes, the Dodd-Frank Act requires public companies, such as the Company, to (i)
    provide their shareholders with a non-binding vote (a) at least once every three years on the compensation paid to executive officers and (b) at least once every six years on whether they should have a "say on pay" vote every one, two or three years;
    (ii) have a separate, non-binding shareholder vote regarding golden parachutes for named executive officers when a shareholder vote takes place on mergers, acquisitions, dispositions or other transactions that would trigger the parachute payments;
    (iii) provide disclosure in annual proxy materials concerning the relationship between the executive compensation paid and the financial performance of the issuer; and (iv) amend Item 402 of Regulation S-K to require companies to disclose the ratio of
    the Chief Executive Officer's annual total compensation to the median annual total compensation of all other employees. For certain provisions of the Dodd-Frank Act, the implementing regulations have not been promulgated, so the full impact of the
    Dodd-Frank Act on public companies cannot be determined at this time.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
    <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">30
      <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Item 1A.&#160; Risk Factors</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">An investment in our common stock is
      subject to risks inherent in our business. Before making an investment decision, you should carefully consider the risks and uncertainties described below together with all of the other information included in this report. In addition to the risks
      and uncertainties described below, </font><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">other </font><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt;
      FONT-WEIGHT: bold">risks and uncertainties not currently known to us or that we currently deem to be immaterial also may materially and adversely affect our business, financial condition and results of operations.</font>&#160;<font style="FONT-FAMILY:
      'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">The value or market price of our common stock could decline due to any of these identified or other risks, and you could lose all or part of your investment. The risks below also
      include forward-looking statements. This report is qualified in its entirety by these risk factors.</font></div>
  <div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Our business may be adversely affected by downturns in the national and the regional economies on which we depend.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Substantially all of our loans are to businesses and individuals in the states of Washington and Oregon. A decline in the economies of
    the seven counties in which we operate, including the Portland, Oregon metropolitan area, which we consider to be our primary market area, could have a material adverse effect on our business, financial condition, results of operations and prospects.
    Weakness in the global economy has adversely affected many businesses operating in our markets that are dependent upon international trade.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 7pt; FONT-SIZE: 10pt">While real estate values and unemployment rates have recently improved, a deterioration in economic conditions in
    the market areas we serve could result in the following consequences, any of which could have a materially adverse impact on our business, financial condition and results of operations:</div>
  <div>
    <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 7pt; FONT-SIZE: 10pt" id="zabb3856aa47346cd8bb2a6fd6e2ceb4d" class="DSPFListTable">

        <tr>
          <td style="WIDTH: 36pt; VERTICAL-ALIGN: top; align: right">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.7pt; FONT-FAMILY: Symbol, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">&#183;</div>
          </td>
          <td style="WIDTH: auto; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">loan delinquencies, problem assets and foreclosures may increase;</div>
          </td>
        </tr>

    </table>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 7pt; FONT-SIZE: 10pt" id="z071368ac4a22458fbea74d05f0312ccf" class="DSPFListTable">

        <tr>
          <td style="WIDTH: 36pt; VERTICAL-ALIGN: top; align: right">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.7pt; FONT-FAMILY: Symbol, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">&#183;</div>
          </td>
          <td style="WIDTH: auto; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 11.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">we may increase our allowance for loan losses;</div>
          </td>
        </tr>

    </table>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 7pt; FONT-SIZE: 10pt" id="zcb7508cc734845fcab753fcb0ba657dc" class="DSPFListTable">

        <tr>
          <td style="WIDTH: 36pt; VERTICAL-ALIGN: top; align: right">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.7pt; FONT-FAMILY: Symbol, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">&#183;</div>
          </td>
          <td style="WIDTH: auto; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 11.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">the slowing of sales of foreclosed assets;</div>
          </td>
        </tr>

    </table>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 7pt; FONT-SIZE: 10pt" id="z1d5f58aaf7c841ae82e4916c3972127e" class="DSPFListTable">

        <tr>
          <td style="WIDTH: 36pt; VERTICAL-ALIGN: top; align: right">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.7pt; FONT-FAMILY: Symbol, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">&#183;</div>
          </td>
          <td style="WIDTH: auto; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 11.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">demand for our products and services may decline possibly resulting in a decrease in our total loans or assets;</div>
          </td>
        </tr>

    </table>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 7pt; FONT-SIZE: 10pt" id="ze8cc7f73a2094bd8883e9dc0a0b5d7d7" class="DSPFListTable">

        <tr>
          <td style="WIDTH: 36pt; VERTICAL-ALIGN: top; align: right">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.7pt; FONT-FAMILY: Symbol, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">&#183;</div>
          </td>
          <td style="WIDTH: auto; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 11.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">collateral for loans made may decline further in value, exposing us to increased risk loans, reducing customers' borrowing
              power, and reducing the value of assets and collateral associated with existing loans;</div>
          </td>
        </tr>

    </table>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 7pt; FONT-SIZE: 10pt" id="zae24b1d2c744472cbae370db1d538928" class="DSPFListTable">

        <tr>
          <td style="WIDTH: 36pt; VERTICAL-ALIGN: top; align: right">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.7pt; FONT-FAMILY: Symbol, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">&#183;</div>
          </td>
          <td style="WIDTH: auto; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 11.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">the net worth and liquidity of loan guarantors may decline, impairing their ability to honor commitments to us; and</div>
          </td>
        </tr>

    </table>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 7pt; FONT-SIZE: 10pt" id="zb20fb82ead9d4d6c90535e255ef318d7" class="DSPFListTable">

        <tr>
          <td style="WIDTH: 36pt; VERTICAL-ALIGN: top; align: right">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.7pt; FONT-FAMILY: Symbol, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">&#183;</div>
          </td>
          <td style="WIDTH: auto; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 11.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">the amount of our low-cost or non-interest bearing deposits may decrease.</div>
          </td>
        </tr>

    </table>
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 7pt; FONT-SIZE: 10pt">A decline in local economic conditions may have a greater effect on our earnings and capital than on the earnings
    and capital of larger financial institutions whose real estate loan portfolios are geographically diverse. Many of the loans in our portfolio are secured by real estate. Deterioration in the real estate markets where collateral for a mortgage loan is
    located could negatively affect the borrower's ability to repay the loan and the value of the collateral securing the loan. Real estate values are affected by various other factors, including changes in general or regional economic conditions,
    governmental rules or policies and natural disasters such as earthquakes and tornadoes. If we are required to liquidate a significant amount of collateral during a period of reduced real estate values, our financial condition and profitability could be
    adversely affected.</div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 7pt; FONT-SIZE: 10pt">Adverse changes in the regional and general economy could reduce our growth rate, impair our ability to collect
    loans and generally have a negative effect on our financial condition and results of operations.</div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Our real estate construction and land acquisition and development loans expose us to risk.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">We make construction and land acquisition and development loans primarily to builders to finance the construction of single and
    multifamily homes, subdivisions, as well as commercial properties. We originate these loans whether or not the collateral property underlying the loan is under contract for sale. At March 31, 2019, construction loans totaled $90.9 million, or 10.4% of
    our total loan portfolio, of which $20.3 million were for residential real estate projects. Undisbursed funds for construction projects totaled $62.8 million at March 31, 2019. Land acquisition and development loans, which are loans made with land as
    security, totaled $17.0 million, or 1.9% of our total loan portfolio at March 31, 2019.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">In general, construction and land lending involves additional risks because of the inherent difficulty in estimating a property's value
    both before and at completion of the project, as well as the estimated cost of the project and the time needed to sell the property at completion. Construction costs may exceed original estimates as a result of increased materials, labor or other
    costs. Because of the uncertainties inherent in estimating construction costs, as well as the market value of the completed project and the effects of governmental regulation on real property, it is relatively difficult to evaluate accurately </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>
  <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
    <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">31
      <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">the total funds required to complete a project and the related loan-to-value ratio. Changes in the demand, such as for new housing and
    higher than anticipated building costs may cause actual results to vary significantly from those estimated. For these reasons, this type of lending also typically involves higher loan principal amounts and is often concentrated with a small number of
    builders. A downturn in housing, or the real estate market, could increase loan delinquencies, defaults and foreclosures, and significantly impair the value of our collateral and our ability to sell the collateral upon foreclosure. Some of our builders
    have more than one loan outstanding with us and also have residential mortgage loans for rental properties with us. Consequently, an adverse development with respect to one loan or one credit relationship can expose us to a significantly greater risk
    of loss.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">In addition, during the term of most of our construction loans, no payment from the borrower is required since the accumulated interest
    is added to the principal of the loan through an interest reserve. As a result, construction loans often involve the disbursement of substantial funds with repayment dependent on the success of the ultimate project and the ability of the borrower to
    sell or lease the property or refinance the indebtedness, rather than the ability of the borrower or guarantor to repay principal and interest.<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</font>If the appraisal of the
    value of the completed project proves to be overstated, we may have inadequate security for the repayment of the loan upon completion of construction of the project and may incur a loss. Because construction loans require active monitoring of the
    building process, including cost comparisons and on-site inspections, these loans are more difficult and costly to monitor. Increases in market rates of interest may have a more pronounced effect on construction loans by rapidly increasing the
    end-purchasers' borrowing costs, thereby reducing the overall demand for the project. Properties under construction are often difficult to sell and typically must be completed in order to be successfully sold which also complicates the process of
    working out problem construction loans. This may require us to advance additional funds and/or contract with another builder to complete construction. Further, in the case of speculative construction loans, there is the added risk associated with
    identifying an end-purchaser for the finished project, and thus pose a greater potential risk than construction loans to individuals on their personal residences. Loans on land under development or raw land held for future construction, including lot
    loans made to individuals for the future construction of a residence also pose additional risk because of the lack of income being produced by the property and the potential illiquid nature of the collateral. These risks can also be significantly
    impacted by supply and demand conditions.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">At March 31, 2019, real estate construction and land development loans totaled $107.9 million comprised mainly of $17.1 million of
    speculative and custom/presold construction loans, $17.0 million of land acquisition and development loans, $70.5 million of commercial/multi-family construction loans and $3.3 million of custom/presold construction loans.</div>
  <div style="LINE-HEIGHT: 7.4pt"><br style="LINE-HEIGHT: 7.4pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.75pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 7pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Our emphasis on commercial real estate lending may expose us to increased lending risks.</div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Our current business strategy is focused on the expansion of commercial real estate lending. This type of lending activity, while
    potentially more profitable than single-family residential lending, is generally more sensitive to regional and local economic conditions, making loss levels more difficult to predict. Collateral evaluation and financial statement analysis in these
    types of loans requires a more detailed analysis at the time of loan underwriting and on an ongoing basis. Many of our commercial borrowers have more than one loan outstanding with us. Consequently, an adverse development with respect to one loan or
    one credit relationship can expose us to a significantly greater risk of loss.</div>
  <div style="LINE-HEIGHT: 7.4pt"><br style="LINE-HEIGHT: 7.4pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">At March 31, 2019, we had $513.0 million of commercial and multi-family real estate mortgage loans, representing 58.55% of our total
    loan portfolio. These loans typically involve higher principal amounts than other types of loans and some of our commercial borrowers have more than one loan outstanding with us. Consequently, an adverse development with respect to one loan or one
    credit relationship can expose us to a significantly greater risk of loss compared to an adverse development with respect to a one-to-four family residential loan. Repayment on these loans is dependent upon income generated, or expected to be
    generated, by the property securing the loan in amounts sufficient to cover operating expenses and debt service, which may be adversely affected by changes in the economy or local market conditions. For example, if the cash flow from the borrower's
    project is reduced as a result of leases not being obtained or renewed, the borrower's ability to repay the loan may be impaired. Commercial and multi-family mortgage loans also expose a lender to greater credit risk than loans secured by one-to-four
    family residential real estate because the collateral securing these loans typically cannot be sold as easily as residential real estate. In addition, many of our commercial and multi-family real estate loans are not fully amortizing and contain large
    balloon payments upon maturity. Such balloon payments may require the borrower to either sell or refinance the underlying property in order to make the payment, which may increase the risk of default or non-payment.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
    <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">32
      <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">A secondary market for most types of commercial real estate and multi-family loans is not readily liquid, so we have less opportunity to
    mitigate credit risk by selling part or all of our interest in these loans. As a result of these characteristics, if we foreclose on a commercial or multi-family real estate loan, our holding period for the collateral typically is longer than for
    one-to-four family residential mortgage loans because there are fewer potential purchasers of the collateral. Accordingly, charge-offs on commercial and multi-family real estate loans may be larger on a per loan basis than those incurred with our
    residential or consumer loan portfolios.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">The level of our commercial real estate loan portfolio may subject us to additional regulatory scrutiny.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; TEXT-INDENT: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The FDIC, the Federal Reserve and the Office of the Comptroller of the Currency have promulgated joint guidance on
    sound risk management practices for financial institutions with concentrations in commercial real estate lending. Under this guidance, a financial institution that, like us, is actively involved in commercial real estate lending should perform a risk
    assessment to identify concentrations. A financial institution may have a concentration in commercial real estate lending if, among other factors (i) total reported loans for construction, land development, and other land represent 100% or more of
    total capital, or (ii) total reported loans secured by multi-family and non-farm residential properties, loans for construction, land development and other land, and loans otherwise sensitive to the general commercial real estate market, including
    loans to commercial real estate related entities, represent 300% or more of total capital. Based on these criteria, the Bank has a concentration in commercial real estate lending as total loans for multifamily, non-farm/non-residential, construction,
    land development and other land represented 337% of total risk-based capital at March 31, 2019. The particular focus of the guidance is on exposure to commercial real estate loans that are dependent on the cash flow from the real estate held as
    collateral and that are likely to be at greater risk to conditions in the commercial real estate market (as opposed to real estate collateral held as a secondary source of repayment or as an abundance of caution). The purpose of the guidance is to
    guide banks in developing risk management practices and capital levels commensurate with the level and nature of real estate concentrations. The guidance states that management should employ heightened risk management practices including board and
    management oversight and strategic planning, development of underwriting standards, risk assessment and monitoring through market analysis and stress testing.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Our business may be adversely affected by credit risk associated with residential property.</div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 7pt; FONT-SIZE: 10pt">At March 31, 2019, $84.1 million, or 9.60% of our total loan portfolio, was secured by one-to-four family mortgage
    loans and home equity loans. This type of lending is generally sensitive to regional and local economic conditions that significantly impact the ability of borrowers to meet their loan payment obligations, making loss levels difficult to predict. A
    decline in residential real estate values resulting from a downturn in the Washington and Oregon housing markets in which we operate may reduce the value of the real estate collateral securing these types of loans and increase our risk of loss if
    borrowers default on their loans. Recessionary conditions or declines in the volume of real estate sales and/or the sales prices coupled with elevated unemployment rates may result in higher than expected loan delinquencies or problem assets, and a
    decline in demand for our products and services. These potential negative events may cause us to incur losses, adversely affect our capital and liquidity and damage our financial condition and business operations. Further, the Tax Cuts and Jobs Act of
    2017 (the "Tax Act") enacted in the fourth quarter of calendar year 2017 could negatively impact our customers because it lowers the existing caps on mortgage interest deductions and limits the state and local tax deductions. These changes could make
    it more difficult for borrowers to make their loan payments and could also negatively impact the housing market, which could adversely affect our business and loan growth.</div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 7pt; FONT-SIZE: 10pt">Many of our one-to-four family loans and home equity lines of credit are secured by liens on mortgage properties.
    Residential loans with high combined loan-to-value ratios will be more sensitive to declining property values than those with lower combined loan-to-value ratios and therefore may experience a higher incidence of default and severity of losses. In
    addition, if the borrowers sell their homes, they may be unable to repay their loans in full from the sale. Further, the majority of our home equity lines of credit consist of second mortgage loans. For those home equity lines secured by a second
    mortgage, it is unlikely that we will be successful in recovering all or a portion of our loan proceeds in the event of default unless we are prepared to repay the first mortgage loan and such repayment and the costs associated with a foreclosure are
    justified by the value of the property.</div>
  <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
    <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">33
      <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 7pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Repayment of our commercial business loans is often dependent on the cash flows of the borrower,
    which may be unpredictable, and the collateral securing these loans may fluctuate in value.</div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 7pt; FONT-SIZE: 10pt">At March 31, 2019, we had $162.8 million, or 18.6% of total loans, in commercial business loans. Commercial lending
    involves risks that are different from those associated with residential and commercial real estate lending. Real estate lending is generally considered to be collateral based lending with loan amounts based on predetermined loan to collateral values
    and liquidation of the underlying real estate collateral being viewed as the primary source of repayment in the event of borrower default. Our commercial loans are primarily made based on the cash flow of the borrower and secondarily on the underlying
    collateral provided by the borrower. The borrowers' cash flow may be unpredictable, and collateral securing these loans may fluctuate in value. This collateral may consist of equipment, inventory, accounts receivable, or other business assets. In the
    case of loans secured by accounts receivable, the availability of funds for the repayment of these loans may be substantially dependent on the ability of the borrower to collect amounts due from its customers. Other collateral securing loans may
    depreciate over time, may be difficult to appraise, may be illiquid and may fluctuate in value based on the specific type of business and equipment. As a result, the availability of funds for the repayment of commercial business loans may be
    substantially dependent on the success of the business itself which, in turn, is often dependent in part upon general economic conditions and secondarily on the underlying collateral provided by the borrower.</div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Our allowance for loan losses may prove to be insufficient to absorb losses in our loan portfolio.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Lending money is a substantial part of our business and each loan carries a certain risk that it will not be repaid in accordance with
    its terms or that any underlying collateral will not be sufficient to assure repayment. This risk is affected by, among other things:</div>
  <div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 7pt; FONT-SIZE: 10pt" id="zb0f0cfa96eb54484bf59bdde04d7f187" class="DSPFListTable">

        <tr>
          <td style="WIDTH: 54pt; VERTICAL-ALIGN: top; align: right">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.75pt; FONT-FAMILY: Symbol, serif; MARGIN-LEFT: 36pt; FONT-SIZE: 10pt">&#183;</div>
          </td>
          <td style="WIDTH: auto; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.75pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">the cash flow of the borrower and/or the project being financed;</div>
          </td>
        </tr>

    </table>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 7pt; FONT-SIZE: 10pt" id="zb99cd313ef74416c9435a45ade1bb836" class="DSPFListTable">

        <tr>
          <td style="WIDTH: 54pt; VERTICAL-ALIGN: top; align: right">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.75pt; FONT-FAMILY: Symbol, serif; MARGIN-LEFT: 36pt; FONT-SIZE: 10pt">&#183;</div>
          </td>
          <td style="WIDTH: auto; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.75pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">in the case of a collateralized loan, the changes and uncertainties as to the future value of the collateral;</div>
          </td>
        </tr>

    </table>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 7pt; FONT-SIZE: 10pt" id="z734459b40b054b178aa06d89aefdec9a" class="DSPFListTable">

        <tr>
          <td style="WIDTH: 54pt; VERTICAL-ALIGN: top; align: right">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.75pt; FONT-FAMILY: Symbol, serif; MARGIN-LEFT: 36pt; FONT-SIZE: 10pt">&#183;</div>
          </td>
          <td style="WIDTH: auto; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.75pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">the duration of the loan;</div>
          </td>
        </tr>

    </table>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 7pt; FONT-SIZE: 10pt" id="zf4c826677ea3437eb1098ff2adb9c867" class="DSPFListTable">

        <tr>
          <td style="WIDTH: 54pt; VERTICAL-ALIGN: top; align: right">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.75pt; FONT-FAMILY: Symbol, serif; MARGIN-LEFT: 36pt; FONT-SIZE: 10pt">&#183;</div>
          </td>
          <td style="WIDTH: auto; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.75pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">the credit history of a particular borrower; and</div>
          </td>
        </tr>

    </table>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 7pt; FONT-SIZE: 10pt" id="ze34435c00dc84932ab0d58291c062acd" class="DSPFListTable">

        <tr>
          <td style="WIDTH: 54pt; VERTICAL-ALIGN: top; align: right">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.75pt; FONT-FAMILY: Symbol, serif; MARGIN-LEFT: 36pt; FONT-SIZE: 10pt">&#183;</div>
          </td>
          <td style="WIDTH: auto; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.75pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">changes in economic and industry conditions.</div>
          </td>
        </tr>

    </table>
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">We maintain an allowance for loan losses, which is a reserve established through a provision for loan losses charged to expense, which
    we believe is appropriate to provide for probable losses in our loan portfolio. The amount of this allowance is determined by management through periodic reviews and consideration of several factors, including, but not limited to:</div>
  <div style="LINE-HEIGHT: 5.15pt"><br style="LINE-HEIGHT: 5.15pt">
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 7pt; FONT-SIZE: 10pt" id="z28f53a92725846f283d2a71ed9be49d6" class="DSPFListTable">

        <tr>
          <td style="WIDTH: 54pt; VERTICAL-ALIGN: top; align: right">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.75pt; FONT-FAMILY: Symbol, serif; MARGIN-LEFT: 36pt; FONT-SIZE: 10pt">&#183;</div>
          </td>
          <td style="WIDTH: auto; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.75pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">our general reserve, based on our historical default and loss experience and certain macroeconomic factors based on
              management's expectations of future events;</div>
          </td>
        </tr>

    </table>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 7pt; FONT-SIZE: 10pt" id="z92c005ef2b5043818978392653e9e5e2" class="DSPFListTable">

        <tr>
          <td style="WIDTH: 54pt; VERTICAL-ALIGN: top; align: right">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.75pt; FONT-FAMILY: Symbol, serif; MARGIN-LEFT: 36pt; FONT-SIZE: 10pt">&#183;</div>
          </td>
          <td style="WIDTH: auto; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.75pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">our specific reserve, based on our evaluation of impaired loans and their underlying collateral; and</div>
          </td>
        </tr>

    </table>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 7pt; FONT-SIZE: 10pt" id="z0ac511a9ee644f45b78538b4706435ba" class="DSPFListTable">

        <tr>
          <td style="WIDTH: 54pt; VERTICAL-ALIGN: top; align: right">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.75pt; FONT-FAMILY: Symbol, serif; MARGIN-LEFT: 36pt; FONT-SIZE: 10pt">&#183;</div>
          </td>
          <td style="WIDTH: auto; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.75pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">an unallocated reserve to provide for other credit losses inherent in our loan portfolio that may not have been contemplated in
              the other loss factors.</div>
          </td>
        </tr>

    </table>
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The determination of the appropriate level of the allowance for loan losses inherently involves a high degree of subjectivity and
    requires us to make significant estimates of current credit risks and future trends, all of which may undergo material changes. If our estimates are incorrect, the allowance for loan losses may not be sufficient to cover losses inherent in our loan
    portfolio, resulting in the need for increases in our allowance for loan losses through the provision for losses on loans which is charged against income. Deterioration in economic conditions affecting borrowers, new information regarding existing
    loans, identification of additional problem loans and other factors, both within and outside of our control, may also require an increase in the allowance for loan losses. Additionally, pursuant to our growth strategy, management recognizes that
    significant new growth in loan portfolios, new loan products and the refinancing of existing loans can result in portfolios comprised of unseasoned loans that may not perform in a historical or projected manner and will increase the risk that our
    allowance may be insufficient to absorb losses without significant additional provisions.</div>
  <div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
  </div>
  <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
    <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">34
      <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Financial Accounting Standards Board has adopted a new accounting standard update ("ASU") that will be effective for our first
    fiscal year beginning after December 15, 2019. This standard, referred to as "Current Expected Credit Loss", or "CECL", will require financial institutions to determine periodic estimates of lifetime expected credit losses on loans and recognize the
    expected credit losses as allowances for credit losses at inception of the loan. This will change the current method of providing allowances for credit losses that are probable of having been incurred, which may require us to increase our allowance for
    loan losses, and may greatly increase the types of data we would need to collect and review to determine the appropriate level of the allowance for credit losses. For more on this ASU, see Note 1 of the Notes to Consolidated Financial Statements -
    Recently Issued Accounting Pronouncements contained in Item 8 of this report. In addition, bank regulatory agencies periodically review our allowance for loan losses and may require an increase in the provision for possible loan losses or the
    recognition of further loan charge-offs based on judgments different than those of management. If charge-offs in future periods exceed the allowance for loan losses, we may need additional provisions to replenish the allowance for loan losses. Any
    increases in the allowance for loan losses will result in a decrease in net income and, most likely, capital, and may have a material negative effect on our financial condition and results of operations.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Uncertainty relating to the London Interbank Offered Rate ("LIBOR") calculation process and potential phasing out of
    LIBOR may adversely affect our results of operations.</div>
  <div style="LINE-HEIGHT: 8.2pt"><br style="LINE-HEIGHT: 8.2pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">On July 27, 2017, the Chief Executive of the United Kingdom Financial Conduct Authority, which regulates LIBOR, announced that it
    intends to stop persuading or compelling banks to submit rates for the calibration of LIBOR to the administrator of LIBOR after 2021. The announcement indicates that the continuation of LIBOR on the current basis cannot and will not be guaranteed after
    2021. It is impossible to predict whether and to what extent banks will continue to provide LIBOR submissions to the administrator of LIBOR or whether any additional reforms to LIBOR may be enacted in the United Kingdom or elsewhere. At this time, no
    consensus exists as to what rate or rates may become acceptable alternatives to LIBOR and it is impossible to predict the effect of any such alternatives on the value of LIBOR-based securities and variable rate loans, subordinated debentures, or other
    securities or financial arrangements, given LIBOR's role in determining market interest rates globally. Uncertainty as to the nature of alternative reference rates and as to potential changes or other reforms to LIBOR may adversely affect LIBOR rates
    and the value of LIBOR-based loans, and to a lesser extent, securities in our portfolio, and may impact the availability and cost of hedging instruments and borrowings, including the rates we pay on our subordinated debentures and trust preferred
    securities. If LIBOR rates are no longer available, and we are required to implement substitute indices for the calculation of interest rates under our loan agreements with our borrowers or our existing borrowings, we may incur significant expenses in
    effecting the transition, and may be subject to disputes or litigation with customers and creditors over the appropriateness or comparability to LIBOR of the substitute indices, which could have an adverse effect on our results of operations.</div>
  <div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">If our investments in real estate are not properly valued or sufficiently reserved to cover actual losses, or if we
    are required to increase our valuation reserves, our earnings could be reduced.</div>
  <div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">We obtain updated valuations in the form of appraisals and broker price opinions when a loan has been foreclosed and the property is
    taken in as REO and at certain other times during the assets' holding periods. Our net book value ("NBV") in the loan at the time of foreclosure and thereafter is compared to the updated market value of the foreclosed property less estimated selling
    costs (fair value). A charge-off is recorded for any excess in the asset's NBV over its fair value. If our valuation process is incorrect, or if property values decline, the fair value of the investments in real estate may not be sufficient to recover
    our carrying value in such assets, resulting in the need for additional write-downs. Significant write-downs to our investments in real estate could have a material adverse effect on our financial condition, liquidity and results of operations.</div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">In addition, bank regulators periodically review our REO and may require us to recognize further write-downs. Any increase in our
    write-downs, as required by the bank regulators, may have a material adverse effect on our financial condition, liquidity and results of operations.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Our securities portfolio may be negatively impacted by fluctuations in market value and interest rates.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Our securities portfolio may be impacted by fluctuations in market value, potentially reducing accumulated other comprehensive income
    (loss) and/or earnings. Fluctuations in market value may be caused by changes in market interest rates, lower market prices for securities and limited investor demand. Our securities portfolio is evaluated for OTTI. If this evaluation shows impairment
    to the actual or projected cash flows associated with one or more securities, a potential loss to earnings may occur. Changes in interest rates can also have an adverse effect on our financial condition, as our available-for-sale securities are
    reported at their estimated fair value and therefore are impacted by fluctuations in interest rates. We increase or decrease our shareholders' equity by the amount of change in the estimated fair value of the available-for-sale </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>
  <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
    <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">35
      <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">securities, net of taxes. There can be no assurance that the declines in market value will not result in OTTI of these assets, which
    would lead to accounting charges that could have a material adverse effect on our net income and capital levels.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Changes in interest rates may reduce our net interest income and may result in higher defaults in a rising rate
    environment.</div>
  <div style="LINE-HEIGHT: 4.55pt"><br style="LINE-HEIGHT: 4.55pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 7pt; FONT-SIZE: 10pt">Our earnings and cash flows are largely dependent upon our net interest income, which is the difference, or spread,
    between the interest earned on loans, securities and other interest-earning assets and the interest paid on deposits, borrowings, and other interest-bearing liabilities. Interest rates are highly sensitive to many factors that are beyond our control,
    including domestic and international economic conditions and policies of various governmental and regulatory agencies and, in particular, the Federal Reserve. The Federal Reserve has steadily increased the target Fed Funds over the last three years to
    a range of 2.25% to 2.50% as of March 31, 2019. The Federal Reserve could make additional increases in interest rates during 2019 subject to economic conditions. If the Federal Reserve increases the target Fed Funds rate, overall interest rates will
    likely rise, which may negatively impact the housing markets and the U.S. economic recovery. In addition, deflationary pressures, while possibly lowering our operating costs, could have a significant negative effect on our borrowers, especially our
    business borrowers, and the values of collateral securing loans, which could negatively affect our financial performance.</div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 7pt; FONT-SIZE: 10pt">We principally manage interest rate risk by managing our volume and mix of our earning assets and funding
    liabilities. Changes in monetary policy, including changes in interest rates, could influence not only the interest we receive on loans and investments and the amount of interest we pay on deposits and borrowings, but also can affect: (1) our ability
    to originate and/or sell loans; (2) the fair value of our financial assets and liabilities, which could negatively impact shareholders' equity, and our ability to realize gains from the sale of such assets; (3) our ability to obtain and retain deposits
    in competition with other available investment alternatives; (4) the ability of our borrowers to repay adjustable or variable rate loans; and (5) the average duration of our investment securities portfolio and other interest-earning assets.</div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 7pt; FONT-SIZE: 10pt">If the interest rates paid on deposits and other borrowings increase at a faster rate than the interest rates
    received on loans and other investments, our net interest income, and therefore earnings, could be adversely affected. Earnings could also be adversely affected if the interest rates received on loans and other investments fall more quickly than the
    interest rates paid on deposits and other borrowings. In a changing interest rate environment, we may not be able to manage this risk effectively. If we are unable to manage interest rate risk effectively, our business, financial condition and results
    of operations could be materially affected.</div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 7pt; FONT-SIZE: 10pt">Changes in interest rates could also have a negative impact on our results of operations by reducing the ability of
    borrowers to repay their current loan obligations or by reducing our margins and profitability.&#160; Our net interest margin is the difference between the yield we earn on our assets and the interest rate we pay for deposits and our other sources of
    funding.&#160; Changes in interest rates&#8212;up or down&#8212;could adversely affect our net interest margin and, as a result, our net interest income.&#160; Although the yield we earn on our assets and our funding costs tend to move in the same direction in response to
    changes in interest rates, one can rise or fall faster than the other, causing our net interest margin to expand or contract.&#160; Our liabilities tend to be shorter in duration than our assets, so they may adjust faster in response to changes in interest
    rates.&#160; As a result, when interest rates rise, our funding costs may rise faster than the yield we earn on our assets, causing our net interest margin to contract until the yield catches up.&#160; Changes in the slope of the "yield curve"&#8212;or the spread
    between short-term and long-term interest rates&#8212;could also reduce our net interest margin.&#160; Normally, the yield curve is upward sloping, meaning short-term rates are lower than long-term rates.&#160; Because our liabilities tend to be shorter in duration
    than our assets, when the yield curve flattens or even inverts, we could experience pressure on our net interest margin as our cost of funds increases relative to the yield we can earn on our assets.&#160; Also, interest rate decreases can lead to increased
    prepayments of loans and mortgage-backed securities as borrowers refinance their loans to reduce borrowing costs.&#160; Under these circumstances, we are subject to reinvestment risk as we may have to redeploy such repayment proceeds into lower yielding
    investments, which would likely hurt our income.</div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 7pt; FONT-SIZE: 10pt">A sustained increase in market interest rates could adversely affect our earnings. A significant portion of our
    loans have fixed interest rates and longer terms than our deposits and borrowings. As a result of the relatively low interest rate environment, an increasing percentage of our deposits have been comprised of certificates of deposit and other deposits
    yielding no or a relatively low rate of interest having a shorter duration than our assets. At March 31, 2019, we had $59.5 million in certificates of deposit that mature within one year and $284.9 million in non-interest bearing demand deposits. We
    would incur a higher cost of funds to retain these deposits in a rising interest rate environment. Our net interest income could be adversely affected if the rates we pay on deposits and borrowings increase more rapidly than the rates we earn on loans.
    In addition, a substantial amount of our home equity lines of credit have adjustable interest rates. As a result, these loans may experience a higher rate of default in a rising interest rate environment.</div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 7pt; FONT-SIZE: 10pt">&#160;</div>
  <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
    <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">36
      <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 7pt; FONT-SIZE: 10pt">Changes in interest rates also affect the value of our interest-earning assets and in particular our securities
    portfolio.&#160; Generally, the fair value of fixed-rate securities fluctuates inversely with changes in interest rates.&#160; Unrealized gains and losses on securities available for sale are reported as a separate component of equity, net of tax.&#160; Decreases in
    the fair value of securities available for sale resulting from increases in interest rates could have an adverse effect on stockholders' equity.</div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 7pt; FONT-SIZE: 10pt">Although management believes it has implemented effective asset and liability management strategies to reduce the
    potential effects of changes in interest rates on our results of operations, any substantial, unexpected or prolonged change in market interest rates could have a material adverse effect on our financial condition and results of operations. Also, our
    interest rate risk modeling techniques and assumptions likely may not fully predict or capture the impact of actual interest rate changes on our consolidated balance sheet or projected operating results. See Item 7A., "Quantitative and Qualitative
    Disclosures About Market Risk," of this Form 10-K.</div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 7pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Liquidity risk could impair our ability to fund operations and jeopardize our financial
    condition, growth and prospects.</div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Liquidity is essential to our business; therefore, the inability to obtain adequate funding may negatively affect growth and,
    consequently, our earnings capability and capital levels. We require sufficient liquidity to meet customer loan requests, customer deposit maturities and withdrawals, payments on our debt obligations as they come due and other cash commitments under
    both normal operating conditions and other unpredictable circumstances, including events causing industry or general financial market stress. An inability to raise funds through deposits, borrowings, the sale of loans or investment securities, or other
    sources could have a substantial negative effect on our liquidity. Our access to funding sources in amounts adequate to finance our activities on terms that are acceptable to us could be impaired by factors that affect us specifically or the financial
    services industry or economy in general. Factors that could detrimentally impact our access to liquidity sources include a decrease in the level of our business activity as a result of a downturn in the Washington or Oregon markets in which our loans
    are concentrated, negative operating results, or adverse regulatory action against us. Our ability to borrow could also be impaired by factors that are not specific to us, such as a disruption in the financial markets or negative views and expectations
    about the prospects for the financial services industry and the continued uncertainty in credit markets. In particular, our liquidity position could be significantly constrained if we are unable to access funds from the FHLB, the Federal Reserve Bank
    of San Francisco or other wholesale funding sources, or if adequate financing is not available at acceptable interest rates. Finally, if we are required to rely more heavily on more expensive funding sources, our revenues may not increase
    proportionately to cover our costs. Any decline in available funding could adversely impact our ability to originate loans, invest in securities, meet our expenses, or fulfill obligations such as repaying our borrowings or meeting deposit withdrawal
    demands, any of which could, in turn, have a material adverse effect on our business, financial condition and results of operations.</div>
  <div style="LINE-HEIGHT: 4.55pt"><br style="LINE-HEIGHT: 4.55pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">An increase in interest rates, change in the programs offered by governmental sponsored entities ("GSE") or our
    ability to qualify for such programs may reduce our mortgage revenues, which would negatively impact our non-interest income.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Our mortgage banking operations provide a significant portion of our non-interest income. We generate mortgage revenues primarily from
    gains on the sales of single-family mortgage loans pursuant to programs currently offered by FNMA, FHLMC, GNMA and non-<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">GSE entities</font>. These entities account for a
    substantial portion of the secondary market in residential mortgage loans. Any future changes in these programs, our eligibility to participate in such programs, the criteria for loans to be accepted or laws that significantly affect the activity of
    such entities could, in turn, materially adversely affect our results of operations. Mortgage banking is generally considered a volatile source of income because it depends largely on the level of loan volume which, in turn, depends largely on
    prevailing market interest rates. In a rising or higher interest rate environment, our originations of mortgage loans may decrease, resulting in fewer loans that are available to be sold to investors. This would result in a decrease in mortgage banking
    revenues and a corresponding decrease in non-interest income. In addition, our results of operations are affected by the amount of non-interest expense associated with mortgage banking activities, such as salaries and employee benefits, occupancy,
    equipment and data processing expense and other operating costs. During periods of reduced loan demand, our results of operations may be adversely affected to the extent that we are unable to reduce expenses commensurate with the decline in loan
    originations. In addition, although we sell loans into the secondary market without recourse, we are required to give customary representations and warranties about the loans to the buyers. If we breach those representations and warranties, the buyers
    may require us to repurchase the loans and we may incur a loss on the repurchase.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
    <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">37
      <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">We may be adversely affected by risks associated with completed and potential acquisitions.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">As part of our general growth strategy, in February 2017 we expanded our business through the purchase and assumption transaction in
    which the Company purchased certain assets and assumed certain liabilities of MBank, the wholly-owned subsidiary of Merchants Bancorp. Although our business strategy emphasizes organic expansion, we continue, from time to time in the ordinary course of
    business, to engage in preliminary discussions with potential acquisition targets. There can be no assurance that, in the future, we will successfully identify suitable acquisition candidates, complete acquisitions and successfully integrate acquired
    operations into our existing operations or expand into new markets. The consummation of any future acquisitions may dilute shareholder value or may have an adverse effect upon our operating results while the operations of the acquired business are
    being integrated into our operations. In addition, once integrated, acquired operations may not achieve levels of profitability comparable to those achieved by our existing operations, or otherwise perform as expected. Further, transaction-related
    expenses may adversely affect our earnings. These adverse effects on our earnings and results of operations may have a negative impact on the value of our common stock. Acquiring banks, bank branches or businesses involves risks commonly associated
    with acquisitions, including:</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z9c7ec397e570430ea3595d6c8af90a8a" class="DSPFListTable">

        <tr>
          <td style="WIDTH: 54pt; VERTICAL-ALIGN: top; align: right">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: Symbol, serif; MARGIN-LEFT: 36pt; FONT-SIZE: 10pt">&#183;</div>
          </td>
          <td style="WIDTH: auto; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">We may be exposed to potential asset quality issues or unknown or contingent liabilities of the banks, businesses, assets, and
              liabilities we acquire. If these issues or liabilities exceed our estimates, our results of operations and financial condition may be materially negatively affected;</div>
          </td>
        </tr>

    </table>
  </div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z766148b1b917418982c0a082b883850e" class="DSPFListTable">

        <tr>
          <td style="WIDTH: 54pt; VERTICAL-ALIGN: top; align: right">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: Symbol, serif; MARGIN-LEFT: 36pt; FONT-SIZE: 10pt">&#183;</div>
          </td>
          <td style="WIDTH: auto; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Higher than expected deposit attrition;</div>
          </td>
        </tr>

    </table>
  </div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zab7acadaa74d408fb704c6a356312b99" class="DSPFListTable">

        <tr>
          <td style="WIDTH: 54pt; VERTICAL-ALIGN: top; align: right">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: Symbol, serif; MARGIN-LEFT: 36pt; FONT-SIZE: 10pt">&#183;</div>
          </td>
          <td style="WIDTH: auto; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Our strategic efforts may divert resources or management's attention from ongoing business operations and may subject us to
              additional regulatory scrutiny;</div>
          </td>
        </tr>

    </table>
  </div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z532c581190e64ff1b62f60eddb4a6273" class="DSPFListTable">

        <tr>
          <td style="WIDTH: 54pt; VERTICAL-ALIGN: top; align: right">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: Symbol, serif; MARGIN-LEFT: 36pt; FONT-SIZE: 10pt">&#183;</div>
          </td>
          <td style="WIDTH: auto; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Prices at which acquisitions can be made may not be acceptable to us;</div>
          </td>
        </tr>

    </table>
  </div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z0a94d04f06cd4537a2383c03a4c50164" class="DSPFListTable">

        <tr>
          <td style="WIDTH: 54pt; VERTICAL-ALIGN: top; align: right">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: Symbol, serif; MARGIN-LEFT: 36pt; FONT-SIZE: 10pt">&#183;</div>
          </td>
          <td style="WIDTH: auto; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The acquisition of other entities generally requires integration of systems, procedures and personnel of the acquired entity
              into our company to make the transaction economically successful. This integration process is complicated and time consuming and can also be disruptive to the customers of the acquired business. If the integration process is not conducted
              successfully and with minimal adverse effect on the acquired business and its customers, we may not realize the anticipated economic benefits of particular acquisitions within the expected time frame, and we may lose customers or employees of
              the acquired business. We may also experience greater than anticipated customer losses even if the integration process is successful;</div>
          </td>
        </tr>

    </table>
  </div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z7dd1dc2469b3478a98047ca1a9114253" class="DSPFListTable">

        <tr>
          <td style="WIDTH: 54pt; VERTICAL-ALIGN: top; align: right">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: Symbol, serif; MARGIN-LEFT: 36pt; FONT-SIZE: 10pt">&#183;</div>
          </td>
          <td style="WIDTH: auto; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">To the extent our costs of an acquisition exceed the fair value of the net assets acquired, the acquisition will generate
              goodwill. As discussed below, we are required to assess our goodwill for impairment at least annually, and any goodwill impairment charge could have a material adverse effect on our results of operations and financial condition;</div>
          </td>
        </tr>

    </table>
  </div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="za8a3b8c742104d73ac996bc574de0c29" class="DSPFListTable">

        <tr>
          <td style="WIDTH: 54pt; VERTICAL-ALIGN: top; align: right">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: Symbol, serif; MARGIN-LEFT: 36pt; FONT-SIZE: 10pt">&#183;</div>
          </td>
          <td style="WIDTH: auto; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">To finance an acquisition, we may borrow funds, thereby increasing our leverage and diminishing our liquidity, or raise
              additional capital, which could dilute the interests of our existing shareholders; and</div>
          </td>
        </tr>

    </table>
  </div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z686e58ee8c7d4d738937e7186b84b501" class="DSPFListTable">

        <tr>
          <td style="WIDTH: 54pt; VERTICAL-ALIGN: top; align: right">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: Symbol, serif; MARGIN-LEFT: 36pt; FONT-SIZE: 10pt">&#183;</div>
          </td>
          <td style="WIDTH: auto; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">We expect our net income will increase following our acquisitions; however, we also expect our general and administrative
              expenses and consequently our efficiency rates will also increase. Ultimately, we would expect our efficiency ratio to improve; however, if we are not successful in our integration process, this may not occur, and our acquisitions or
              branching activities may not be accretive to earnings in the short or long-term.</div>
          </td>
        </tr>

    </table>
  </div>
  <div style="LINE-HEIGHT: 8.9pt"><br style="LINE-HEIGHT: 8.9pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">The required accounting treatment of loans we acquire through acquisitions could result in higher net interest
    margins and interest income in current periods and lower net interest margins and interest income in future periods.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Under GAAP, we are required to record loans acquired through acquisitions, including purchase credit-impaired loans, at fair value.
    Estimating the fair value of such loans requires management to make estimates based on available information and facts and circumstances on the acquisition date. Actual performance could differ from management's initial estimates. If these loans
    outperform our original fair value estimates, the difference between our original estimate and the actual performance of the loan (the "discount") is accreted into net interest income. Thus, our net interest margins may initially increase due to the
    discount accretion. We expect the yields on our loans to decline as our acquired loan portfolio pays down or matures and the discount decreases, and we expect downward pressure on our interest income to the extent that the runoff on our acquired loan
    portfolio is not replaced with comparable high-yielding loans. This could result in higher net interest margins and interest income in current periods and lower net interest margins and lower interest income in future periods.</div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>
  <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
    <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">38
      <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
  </div>
  <div style="LINE-HEIGHT: 7.4pt"><br style="LINE-HEIGHT: 7.4pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">A general decline in economic conditions may adversely affect the fees generated by our asset management company.</div>
  <div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">To the extent our asset management clients and their assets become adversely affected by weak economic and stock market conditions, they
    may choose to withdraw the amount of assets managed by us and the value of their assets may decline. Our asset management revenues are based on the value of the assets we manage. If our clients withdraw assets or the value of their assets decline, the
    revenues generated by the Trust Company will be adversely affected.</div>
  <div style="LINE-HEIGHT: 4.55pt"><br style="LINE-HEIGHT: 4.55pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Our growth or future losses may require us to raise additional capital in the future, but that capital may not be
    available when it is needed or the cost of that capital may be very high.</div>
  <div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 7pt; FONT-SIZE: 10pt">We are required by federal regulatory authorities to maintain adequate levels of capital to support our operations.
    Our ability to raise additional capital, if needed, will depend on conditions in the capital markets at that time, which are outside our control, and on our financial condition and performance. Accordingly, we cannot make assurances that we will be
    able to raise additional capital if needed on terms that are acceptable to us, or at all. If we cannot raise additional capital when needed, our ability to further expand our operations could be materially impaired and our financial condition and
    liquidity could be materially and adversely affected. In addition, any additional capital we obtain may result in the dilution of the interests of existing holders of our common stock. Further, if we are unable to raise additional capital when required
    by our bank regulators, we may be subject to adverse regulatory action.</div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 7pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold">We may experience future goodwill impairment, which could reduce our earnings.</div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 7pt; FONT-SIZE: 10pt">In accordance with GAAP, we record assets acquired and liabilities assumed in a business combination at their fair
    values with the excess of the purchase consideration over the net assets acquired resulting in the recognition of goodwill. As a result, business combinations typically result in recording goodwill. We perform a goodwill evaluation at least annually to
    test for goodwill impairment. We performed our annual goodwill impairment test during the quarter-ended December 31, 2018, and no impairment was identified. Our assessment of the fair value of goodwill is based on an evaluation of current purchase
    transactions, discounted cash flows from forecasted earnings, our current market capitalization, and a valuation of our assets. Our evaluation of the fair value of goodwill involves a substantial amount of judgment. If our judgment was incorrect and an
    impairment of goodwill was deemed to exist, we would be required to write down our goodwill resulting in a charge to earnings, which could adversely affect our results of operations, perhaps materially; however, it would have no impact on our
    liquidity, operations or regulatory capital. The MBank transaction has increased our goodwill.</div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 7pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold">We operate in a highly regulated environment and may be adversely affected by changes in federal
    and state laws and regulations.</div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 7pt; FONT-SIZE: 10pt">The financial services industry is extensively regulated. Federal and state banking regulations are designed
    primarily to protect the deposit insurance funds and consumers, not to benefit a company's shareholders. These regulations may sometimes impose significant limitations on operations.<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE:
      10pt">&#160;</font>Regulatory authorities have extensive discretion in connection with their supervisory and enforcement activities, including the imposition of restrictions on the operation of an institution, the classification of assets by the
    institution and the adequacy of an institution's allowance for loan losses. These bank regulators also have the ability to impose conditions in the approval of merger and acquisition transactions. The significant federal and state banking regulations
    that affect us are described under the heading "Item 1. Business-Regulation" in Item I of this Form 10-K. These regulations, along with the currently existing tax, accounting, securities, insurance, and monetary laws, regulations, rules, standards,
    policies, and interpretations control the methods by which financial institutions conduct business, implement strategic initiatives and tax compliance, and govern financial reporting and disclosures. These laws, regulations, rules, standards, policies,
    and interpretations are constantly evolving and may change significantly over time. Any new regulations or legislation, change in existing regulations or oversight, whether a change in regulatory policy or a change in a regulator's interpretation of a
    law or regulation, may require us to invest significant management attention and resources to make any necessary changes to operations to comply and could have an adverse effect on our business, financial condition and results of operations.
    Additionally, actions by regulatory agencies or significant litigation against us may lead to penalties that materially affect us. Further, changes in accounting standards can be both difficult to predict and involve judgment and discretion in their
    interpretation by us and our independent registered public accounting firm. These accounting changes could materially impact, potentially even retroactively, how we report our financial condition and results of our operations as could our
    interpretation of those changes.</div>
  <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
    <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">39
      <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 7pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Non-compliance with the USA PATRIOT Act, Bank Secrecy Act, or other laws and regulations could
    result in fines or sanctions and limit our ability to get regulatory approval of acquisitions.</div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; MARGIN-TOP: 4.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The USA PATRIOT and Bank Secrecy Acts require financial institutions to develop programs to prevent financial
    institutions from being used for money laundering and terrorist activities. If such activities are detected, financial institutions are obligated to file suspicious activity reports with the U.S. Treasury's Office of Financial Crimes Enforcement
    Network. These rules require financial institutions to establish procedures for identifying and verifying the identity of customers seeking to open new financial accounts. Failure to comply with these regulations could result in fines or sanctions and
    limit our ability to get regulatory approval of acquisitions. Recently, several banking institutions have received large fines for non-compliance with these laws and regulations. While we have developed policies and procedures designed to assist in
    compliance with these laws and regulations, no assurance can be given that these policies and procedures will be effective in preventing violations of these laws and regulations.</div>
  <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; MARGIN-TOP: 4.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Competition with other financial institutions could adversely affect our profitability.</div>
  <div style="LINE-HEIGHT: 7pt"><br style="LINE-HEIGHT: 7pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Although we consider ourselves competitive in our market areas, we face intense competition in both making loans and attracting
    deposits. Price competition for loans and deposits might result in our earning less on our loans and paying more on our deposits, which reduces net interest income. Some of the institutions with which we compete have substantially greater resources
    than we have and may offer services that we do not provide. We expect competition to increase in the future as a result of legislative, regulatory and technological changes and the continuing trend of consolidation in the financial services industry.
    Our profitability will depend upon our continued ability to compete successfully in our market areas.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">We are subject to certain risks in connection with our use of technology.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Our security measures may not be
      sufficient to mitigate the risk of a cyber-attack</font>. Communications and information systems are essential to the conduct of our business, as we use such systems to manage our customer relationships, our general ledger and virtually all other
    aspects of our business. Our operations rely on the secure processing, storage, and transmission of confidential and other information in our computer systems and networks. Although we take protective measures and endeavor to modify them as
    circumstances warrant, the security of our computer systems, software, and networks may be vulnerable to breaches, fraudulent or unauthorized access, denial or degradation of service attacks, misuse, computer viruses, malware or other malicious code
    and cyber-attacks that could have a security impact. If one or more of these events occur, this could jeopardize our or our customers' confidential and other information processed and stored in, and transmitted through, our computer systems and
    networks, or otherwise cause interruptions or malfunctions in our operations or the operations of our customers or counterparties. We may be required to expend significant additional resources to modify our protective measures or to investigate and
    remediate vulnerabilities or other exposures, and we may be subject to litigation and financial losses that are either not insured against or not fully covered through any insurance maintained by us. We could also suffer significant reputational
    damage.</div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Further, our cardholders use their debit and credit cards to make purchases from third parties or through third-party processing
    services. As such, we are subject to risk from data breaches of such third-party's information systems or their payment processors. Such a data security breach could compromise our account information. The payment methods that we offer also subject us
    to potential fraud and theft by criminals, who are becoming increasingly more sophisticated, seeking to obtain unauthorized access to or exploit weaknesses that may exist in the payment systems. If we fail to comply with applicable rules or
    requirements for the payment methods we accept, or if payment-related data is compromised due to a breach or misuse of data, we may be liable for losses associated with reimbursing our clients for such fraudulent transactions on clients' card accounts,
    as well as costs incurred by payment card issuing banks and other third parties or may be subject to fines and higher transaction fees, or our ability to accept or facilitate certain types of payments may be impaired. We may also incur other costs
    related to data security breaches, such as replacing cards associated with compromised card accounts. In addition, our customers could lose confidence in certain payment types, which may result in a shift to other payment types or potential changes to
    our payment systems that may result in higher costs.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Breaches of information security also may occur through intentional or unintentional acts by those having access to our systems or our
    clients' or counterparties' confidential information, including employees. The Company is continuously working to install new and upgrade its existing information technology systems and provide employee awareness training around phishing, malware, and
    other cyber risks to further protect the Company against cyber risks and security breaches.</div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">There continues to be a rise in electronic fraudulent activity, security breaches and cyber-attacks within the financial services
    industry, especially in the commercial banking sector due to cyber criminals targeting commercial bank accounts. We are regularly the target of attempted cyber and other security threats and must continuously monitor and develop our </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>
  <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
    <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">40
      <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">information technology networks and infrastructure to prevent, detect, address and mitigate the risk of unauthorized access, misuse,
    computer viruses and other events that could have a security impact. Insider or employee cyber and security threats are increasingly a concern for companies, including ours. We are not aware that we have experienced any material misappropriation, loss
    or other unauthorized disclosure of confidential or personally identifiable information as a result of a cyber-security breach or other act, however, some of our clients may have been affected by third-party breaches, which could increase their risks
    of identity theft, credit card fraud and other fraudulent activity that could involve their accounts with us.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Security breaches in our internet
      banking activities could further expose us to possible liability and damage our reputation</font>. Increases in criminal activity levels and sophistication, advances in computer capabilities, new discoveries, vulnerabilities in third-party
    technologies (including browsers and operating systems) or other developments could result in a compromise or breach of the technology, processes and controls that we use to prevent fraudulent transactions and to protect data about us, our clients and
    underlying transactions. Any compromise of our security could deter customers from using our internet banking services that involve the transmission of confidential information. We rely on standard internet security systems to provide the security and
    authentication necessary to effect secure transmission of data. Although we have developed and continue to invest in systems and processes that are designed to detect and prevent security breaches and cyber-attacks and periodically test our security,
    these precautions may not protect our systems from compromises or breaches of our security measures, and could result in losses to us or our clients, our loss of business and/or clients, damage to our reputation, the incurrence of additional expenses,
    disruption to our business, our inability to grow our online services or other businesses, additional regulatory scrutiny or penalties, or our exposure to civil litigation and possible financial liability, any of which could have a material adverse
    effect on our business, financial condition and results of operations.</div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Our security measures may not protect us
      from system failures or interruptions</font>. While we have established policies and procedures to prevent or limit the impact of systems failures and interruptions, there can be no assurance that such events will not occur or that they will be
    adequately addressed if they do. In addition, we outsource certain aspects of our data processing and other operational functions to certain third-party providers. While the Company selects third-party vendors carefully, it does not control their
    actions. If our third-party providers encounter difficulties, including<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</font>those resulting from breakdowns or other disruptions in communication services provided by a
    vendor, failure of a vendor to handle current or higher transaction volumes, cyber-attacks and security breaches or if we otherwise have difficulty in communicating with them, our ability to adequately process and account for transactions could be
    affected, and our ability to deliver products and services to our customers and otherwise conduct our business operations could be adversely impacted. Replacing these third-party vendors could also entail significant delay and expense. Threats to
    information security also exist in the processing of customer information through various other vendors and their personnel.</div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">We cannot assure that such breaches, failures or interruptions will not occur or, if they do occur, that they will be adequately
    addressed by us or the third parties on which we rely. We may not be insured against all types of losses as a result of third-party failures and insurance coverage may be inadequate to cover all losses resulting from breaches, system failures or other
    disruptions. If any of our third-party service providers experience financial, operational or technological difficulties, or if there is any other disruption in our relationships with them, we may be required to identify alternative sources of such
    services, and we cannot assure that we could negotiate terms that are as favorable to us, or could obtain services with similar functionality as found in our existing systems without the need to expend substantial resources, if at all. Further, the
    occurrence of any systems failure or interruption could damage our reputation and result in a loss of customers and business, could subject us to additional regulatory scrutiny, or could expose us to legal liability. Any of these occurrences could have
    a material adverse effect on our financial condition and results of operations.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The board of directors oversees the risk management process, including the risk of cybersecurity, and engages with management on
    cybersecurity issues.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">We are dependent on key personnel and the loss of one or more of those key personnel may materially and adversely
    affect our prospects.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Competition for qualified employees and personnel in the banking industry is intense and there are a limited number of qualified persons
    with knowledge of, and experience in, the community banking industry where the Bank conducts its business.&#160;The process of recruiting personnel with the combination of skills and attributes required to carry out our strategies is often lengthy. Our
    success depends to a significant degree upon our ability to attract and retain qualified management, loan origination, finance, administrative, marketing and technical personnel and upon the continued contributions of our management and personnel.&#160;In
    particular, our success has been and continues to be highly dependent upon the abilities of key executives, including our President and Chief Executive Officer, and certain other employees.&#160;In addition, our success </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>
  <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
    <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">41
      <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">has been and continues to be highly dependent upon the services of our directors, many of whom are at or nearing retirement age, and we
    may not be able to identify and attract suitable candidates to replace such directors.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Our operations rely on numerous external vendors.</div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">We rely on numerous external vendors to provide us with products and services necessary to maintain our day-to-day operations.
    Accordingly, our operations are exposed to risk that these vendors will not perform in accordance with the contracted arrangements under service level agreements. The failure of an external vendor to perform in accordance with the contracted
    arrangements under service level agreements because of changes in the vendor's organizational structure, financial condition, support for existing products and services or strategic focus or for any other reason, could be disruptive to our operations,
    which in turn could have a material negative impact on our financial condition and results of operations. We also could be adversely affected to the extent such an agreement is not renewed by a third-party vendor or is renewed on terms less favorable
    to us. Additionally, the bank regulatory agencies expect financial institutions to be responsible for all aspects of our vendors' performance, including aspects which they delegate to third parties. Disruptions or failures in the physical
    infrastructure or operating systems that support our business and clients, or cyber-attacks or security breaches of the networks, systems or devices that our clients use to access our products and services could result in client attrition, regulatory
    fines, penalties or intervention, reputational damage, reimbursement or other compensation costs, and/or additional compliance costs, any of which could materially adversely affect our results of operations or financial condition.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Our framework for managing risks may not be effective in mitigating risk and loss to us.</div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 11pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">We have established processes and procedures intended to identify, measure, monitor, report, analyze and control the types of risk to which
    we are subject. These risks include liquidity risk, credit risk, market risk, interest rate risk, operational risk, legal and compliance risk, and reputational risk, among others. We also maintain a compliance program to identify, measure, assess, and
    report on our adherence to applicable laws, policies and procedures. While we assess and improve these programs on an ongoing basis, there can be no assurance that our risk management or compliance programs, along with other related controls, will
    effectively mitigate all risk and limit losses in our business. As with any risk management framework, there are inherent limitations to our risk management strategies as there may exist, or develop in the future, risks that we have not appropriately
    anticipated or identified. If our risk management framework proves ineffective, we could suffer unexpected losses which could have a material adverse effect on our financial condition and results of operations.</div>
  <div style="LINE-HEIGHT: 6.15pt"><br style="LINE-HEIGHT: 6.15pt">
  </div>
  <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Our business may be adversely affected by an increasing prevalence of fraud and other financial crimes.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">As a bank, we are susceptible to fraudulent activity that may be committed against us or our clients, which may result in financial
    losses or increased costs to us or our clients, disclosure or misuse of our information or our client information, misappropriation of assets, privacy breaches against our clients, litigation or damage to our reputation. Such fraudulent activity may
    take many forms, including check fraud, electronic fraud, wire fraud, phishing, social engineering and other dishonest acts. Nationally, reported incidents of fraud and other financial crimes have increased. We have also experienced losses due to
    apparent fraud and other financial crimes. While we have policies and procedures designed to prevent such losses, there can be no assurance that such losses will not occur.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Managing reputational risk is important to attracting and maintaining customers, investors and employees.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Threats to our reputation can come from many sources, including adverse sentiment about financial institutions generally, unethical
    practices, employee misconduct, failure to deliver minimum standards of service or quality or operational failures due to integration or conversion challenges as a result of acquisitions we undertake, compliance deficiencies, and questionable or
    fraudulent activities of our customers. We have policies and procedures in place to protect our reputation and promote ethical conduct, but these policies and procedures may not be fully effective. Negative publicity regarding our business, employees,
    or customers, with or without merit, may result in the loss of customers, investors and employees, costly litigation, a decline in revenues and increased governmental regulation.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">We rely on dividends from the Bank for substantially all of our revenue at the holding company level.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">We are an entity separate and distinct from our principal subsidiary, the Bank, and derive substantially all of our revenue at the
    holding company level in the form of dividends from that subsidiary. Accordingly, we are, and will be, dependent upon dividends from the Bank to pay the principal of and interest on our indebtedness, to satisfy our other cash needs and to pay dividends
    on our common stock. The Bank's ability to pay dividends is subject to its ability to earn net income and to meet certain regulatory requirements. In the event the Bank is unable to pay dividends to us, we may not be able to pay dividends on our common
    stock. Also, our right to participate in a distribution of assets upon a subsidiary's liquidation or reorganization is subject to the prior claims of the subsidiary's creditors.</div>
  <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
    <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">42
      <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Item 1B. Unresolved Staff Comments</div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">None.</div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Item 2.&#160; Properties</u></div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The executive offices of the Company are located in downtown Vancouver, Washington at 900 Washington Street. The Company's operational
    center is also located in Vancouver, Washington (both offices are leased). At March 31, 2019, the Bank had 10 offices located in Clark County, Washington (five of which are leased), two offices in Klickitat County, Washington and one office in Skamania
    County, Washington. The Bank also has three offices in Multnomah County, Oregon, one leased office in Washington County, Oregon and one office in Marion County, Oregon. In addition, at March 31, 2019, the Trust Company had one office as part of the
    executive offices leased and one leased office in Clackamas County, Oregon.</div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Item 3.&#160; Legal Proceedings</u></div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Periodically, there have been various claims and lawsuits involving the Company, such as claims to enforce liens, condemnation
    proceedings on properties in which the Company holds security interests, claims involving the making and servicing of real property loans and other issues incident to the Company's business. The Company is not a party to any pending legal proceedings
    that it believes would have a material adverse effect on the financial condition, results of operations or liquidity of the Company.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Item 4.&#160; Mine Safety Disclosures</u></div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Not applicable.</div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>
  <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
    <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">43
      <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
  </div>
  <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">PART II</div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Item 5.&#160; Market for Registrant's Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities</u></div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Company's common stock is traded on the Nasdaq Global Market under the symbol "RVSB." At March 31, 2019, there were 22,607,712
    shares of Company common stock issued and outstanding, 595 stockholders of record and an estimated 2,776 holders in nominee or "street name".</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Stock Repurchase</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Company may repurchase shares of its common stock from time-to-time in open market transactions. The timing, volume and price of
    purchases are made at our discretion and are also contingent upon our overall financial condition, as well as general market conditions. The Company did not repurchase any shares of its common stock during the years ended March 31, 2019, 2018 or 2017.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Securities for Equity Compensation Plans</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Please refer to Item 12 in this Form 10-K for a listing of securities authorized for issuance under equity compensation plans.</div>
  <div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
  </div>
  <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Five-Year Stock Performance Graph</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The following graph compares the cumulative total shareholder return on our common stock with the cumulative total return on the
    Standard &amp; Poor's 500 Stock Index and The NASDAQ Bank Index. The graph assumes that total return includes the reinvestment of all dividends and that the value of the investment in Riverview's common stock and each index was $100 on March 31, 2014,
    and is the base amount used in the graph. The closing price of Riverview's common stock on March 31, 2019 was $7.31.</div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>
  <div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
  </div>
  <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
    <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">44
      <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
  </div>
  <div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
  </div>
  <div style="TEXT-ALIGN: center; LINE-HEIGHT: 11.4pt"><img border="0" align="middle" style="height: 518px; width: 624px;" src="image0.jpg"></div>
  <div>
    <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; BORDER-COLLAPSE: collapse; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zaa45fb6f73554f21be423219b718a950">

        <tr>
          <td style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 26.71%; VERTICAL-ALIGN: bottom; BORDER-TOP: #000000 2px solid">&#160;</td>
          <td style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 2.4%; VERTICAL-ALIGN: bottom; BORDER-TOP: #000000 2px solid">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</div>
          </td>
          <td style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 11.81%; VERTICAL-ALIGN: bottom; BORDER-TOP: #000000 2px solid">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">3/31/14*</div>
          </td>
          <td style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 11.81%; VERTICAL-ALIGN: bottom; BORDER-TOP: #000000 2px solid">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">3/31/15</div>
          </td>
          <td style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 11.81%; VERTICAL-ALIGN: bottom; BORDER-TOP: #000000 2px solid">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">3/31/16</div>
          </td>
          <td style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 11.81%; VERTICAL-ALIGN: bottom; BORDER-TOP: #000000 2px solid">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">3/31/17</div>
          </td>
          <td style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 11.81%; VERTICAL-ALIGN: bottom; BORDER-TOP: #000000 2px solid">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">3/31/18</div>
          </td>
          <td style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 11.81%; VERTICAL-ALIGN: bottom; BORDER-TOP: #000000 2px solid">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">3/31/19</div>
          </td>
        </tr>
        <tr>
          <td style="WIDTH: 26.71%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="WIDTH: 2.4%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="WIDTH: 11.81%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="WIDTH: 11.81%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="WIDTH: 11.81%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="WIDTH: 11.81%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="WIDTH: 11.81%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="WIDTH: 11.81%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 26.71%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Riverview Bancorp, Inc.</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.4%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 11.81%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">100.00</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 11.81%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">131.37</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 11.81%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">124.10</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 11.81%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">214.46</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 11.81%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">283.47</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 11.81%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">225.62</div>
          </td>
        </tr>
        <tr>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 26.71%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">S &amp; P 500</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.4%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 11.81%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">100.00</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 11.81%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">112.73</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 11.81%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">114.74</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 11.81%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">134.45</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 11.81%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">153.26</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 11.81%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">167.81</div>
          </td>
        </tr>
        <tr>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 26.71%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">NASDAQ Bank</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.4%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 11.81%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">100.00</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 11.81%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">101.72</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 11.81%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">102.05</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 11.81%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">145.83</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 11.81%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">161.33</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 11.81%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">142.38</div>
          </td>
        </tr>

    </table>
  </div>
  <div style="LINE-HEIGHT: 11.4pt"><br style="LINE-HEIGHT: 11.4pt">
  </div>
  <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">*$100 invested on 3/31/14 in stock or index-including reinvestment of dividends.</div>
  <div style="LINE-HEIGHT: 9.1pt"><br style="LINE-HEIGHT: 9.1pt">
  </div>
  <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Copyright &#169; 2019, Standard &amp; Poor's, a division of S&amp;P Global. All rights reserved.</div>
  <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">www.researchdatagroup.com/S&amp;P.htm</div>
  <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
    <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">45
      <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
  </div>
  <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Item 6.&#160; Selected Financial Data</u></div>
  <div style="LINE-HEIGHT: 10pt"><br style="LINE-HEIGHT: 10pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The following condensed consolidated statements of operations and financial condition and selected performance ratios as of March 31,
    2019, 2018, 2017, 2016 and 2015 and for the years then ended have been derived from the Company's audited Consolidated Financial Statements. The information below is qualified in its entirety by the detailed information included elsewhere herein and
    should be read along with Item 7. "Management's Discussion and Analysis of Financial Condition and Results of Operations" and Item 8. "Financial Statements and Supplementary Data" included in this Form 10-K.</div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z9af36ed77f19456f85d3e1734be3d952">

        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="18">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">At March 31,</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2019</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2018</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 13px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 161px; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2017</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2016</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2015</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="18">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(In thousands)</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">FINANCIAL CONDITION DATA:</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 13px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 161px; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 13px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 161px; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total assets</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,156,921</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,151,535</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1.21%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,133,939</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">921,229</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">858,750</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Loans receivable, net</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">864,659</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">800,610</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1.21%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">768,904</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">614,934</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">569,010</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Loans held for sale</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">909</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">210</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1.21%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">478</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">503</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">778</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Investment securities available for sale</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">178,226</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">213,221</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1.21%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">200,214</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">150,690</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">112,463</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Investment securities held to maturity</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">35</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">42</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1.21%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">64</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">75</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">86</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Cash and cash equivalents</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">22,950</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">44,767</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1.21%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">64,613</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">55,400</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">58,659</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Deposits</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">925,068</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">995,691</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1.21%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">980,058</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">779,803</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">720,850</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Shareholders' equity</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">133,122</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">116,901</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1.21%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">111,264</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">108,273</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">103,801</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1.21%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: top" colspan="19">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: center; PADDING-BOTTOM: 2px; WIDTH: 40%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: center; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: center; WIDTH: 1%; VERTICAL-ALIGN: bottom" colspan="18">&#160;&#160;&#160;&#160;<font style="FONT-WEIGHT: bold">Years Ended March 31,</font></td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: center; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: center; PADDING-BOTTOM: 2px; WIDTH: 40%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: center; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: center; WIDTH: 1%; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2019</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: center; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: center; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: center; WIDTH: 1%; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2018</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: center; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: center; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: center; WIDTH: 10.22%; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2017</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: center; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: center; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: center; WIDTH: 1%; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2016</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: center; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: center; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: center; WIDTH: 1%; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2015</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: center; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" colspan="18">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(Dollars in thousands, except per share data)</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr style="HEIGHT: 16px">
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">OPERATING DATA:</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1.21%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1.21%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Interest and dividend income</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">49,118</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">44,960</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1.21%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">35,627</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">30,948</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">28,626</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Interest expense</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,815</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,349</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1.21%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,869</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,742</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,916</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Net interest income</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">46,303</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">42,611</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1.21%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">33,758</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">29,206</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">26,710</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Provision for (recapture of) loan losses</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">50</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1.21%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1,150</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1,800</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -6.75pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 6.75pt; FONT-SIZE: 10pt">Net interest income after provision for (recapture of) loan losses</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">46,253</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">42,611</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1.21%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">33,758</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">30,356</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">28,510</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Gains from sales of loans, securities and real estate owned</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">326</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">722</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1.21%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">493</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">338</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">674</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Other non-interest income</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">11,532</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,282</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1.21%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">9,521</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">9,037</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">8,201</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Non-interest expense</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">35,699</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">35,618</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1.21%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">32,981</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">29,947</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">30,744</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 7.65pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Income before income taxes</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">22,412</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">17,997</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1.21%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,791</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">9,784</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6,641</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Provision for income taxes</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,146</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7,755</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1.21%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,387</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,426</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,150</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Net income</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">17,266</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,242</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1.21%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7,404</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6,358</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,491</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>

    </table>
  </div>
  <div style="LINE-HEIGHT: 8pt">&#160;</div>
  <div>
    <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zfa65f6a4de774c8a82cd2df6acf27a73">

        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom">Earnings per share&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Basic</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.76</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.45</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.33</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.28</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.20</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Diluted</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.76</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.45</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.33</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.28</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.20</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Dividends per share</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.15000</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.10500</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.08000</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.06500</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.01125</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>

    </table>
  </div>
  <div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
  </div>
  <div style="LINE-HEIGHT: 10.85pt">&#160;</div>
  <div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
  </div>
  <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
    <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">46
      <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
  </div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; BORDER-COLLAPSE: collapse; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="ze49f5f36f49e42b9b34d95d373901279">

        <tr>
          <td style="WIDTH: 39.71%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="WIDTH: 7.53%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="WIDTH: 3.71%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="WIDTH: 1.82%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="WIDTH: 7.48%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="WIDTH: 3.67%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="WIDTH: 6.48%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="WIDTH: 1.89%; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td style="WIDTH: 7.55%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="WIDTH: 2.24%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="WIDTH: 7.55%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="WIDTH: 2.83%; VERTICAL-ALIGN: top">&#160;</td>
        </tr>
        <tr>
          <td style="WIDTH: 39.71%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 57.46%; VERTICAL-ALIGN: bottom" colspan="15">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">At or For the Years Ended March 31,</div>
          </td>
          <td style="WIDTH: 2.83%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td style="WIDTH: 39.71%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 1.89%; VERTICAL-ALIGN: bottom; BORDER-TOP: #000000 2px solid">&#160;</td>
          <td style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 7.53%; VERTICAL-ALIGN: bottom; BORDER-TOP: #000000 2px solid">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2019</div>
          </td>
          <td style="WIDTH: 3.71%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 1.82%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 7.48%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2018</div>
          </td>
          <td style="WIDTH: 3.67%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 6.48%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2017</div>
          </td>
          <td style="WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 1.89%; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2016</div>
          </td>
          <td style="WIDTH: 2.24%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2015</div>
          </td>
          <td style="WIDTH: 2.83%; VERTICAL-ALIGN: top">&#160;</td>
        </tr>
        <tr>
          <td style="WIDTH: 39.71%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="WIDTH: 58.41%; VERTICAL-ALIGN: bottom" colspan="15">&#160;</td>
        </tr>
        <tr>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 39.71%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">KEY FINANCIAL RATIOS:</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.53%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 3.71%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.82%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.48%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 3.67%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 6.48%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 3.19%; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 0.59%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.24%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.83%; VERTICAL-ALIGN: top">&#160;</td>
        </tr>
        <tr>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 39.71%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Performance Ratios:</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.53%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 3.71%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.82%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.48%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 3.67%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 6.48%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 3.19%; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 0.59%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.24%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.83%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 39.71%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Return on average assets</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.53%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1.51</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 3.71%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.82%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.48%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.90</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 3.67%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 6.48%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.76</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 3.19%; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 0.59%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.72</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.24%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.54</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.83%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
        </tr>
        <tr>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 39.71%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Return on average equity</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.53%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">13.86</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 3.71%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.82%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.48%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">8.78</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 3.67%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 6.48%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6.66</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 3.19%; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 0.59%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5.93</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.24%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4.42</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.83%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 39.71%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Dividend payout ratio <sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.53%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">19.74</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 3.71%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.82%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.48%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">23.33</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 3.67%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 6.48%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">24.24</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 3.19%; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 0.59%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">23.21</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.24%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5.63</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.83%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 39.71%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Interest rate spread</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.53%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4.25</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 3.71%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.82%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.48%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3.99</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 3.67%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 6.48%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3.72</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 3.19%; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 0.59%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3.60</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.24%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3.52</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.83%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 39.71%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Net interest margin</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.53%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4.38</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 3.71%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.82%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.48%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4.08</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 3.67%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 6.48%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3.79</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 3.19%; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 0.59%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3.67</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.24%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3.59</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.83%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 39.71%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Non-interest expense to average assets</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.53%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3.13</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 3.71%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.82%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.48%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3.15</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 3.67%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 6.48%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3.38</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 3.19%; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 0.59%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3.39</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.24%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3.70</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.83%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 39.71%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Efficiency ratio <sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.53%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">61.38</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 3.71%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.82%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.48%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">66.43</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 3.67%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 6.48%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">75.35</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 3.19%; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 0.59%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">77.62</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.24%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">86.40</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.83%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 39.71%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Average equity to average assets</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.53%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10.92</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 3.71%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.82%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.48%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10.30</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 3.67%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 6.48%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">11.39</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 3.19%; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 0.59%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">12.14</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.24%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">12.23</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.83%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 39.71%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Asset Quality Ratios:</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.53%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 3.71%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.82%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.48%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 3.67%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 6.48%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 3.19%; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 0.59%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.24%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.83%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 39.71%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Allowance for loan losses to</div>
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 6.75pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">total loans at end of period</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.53%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1.31</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 3.71%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.82%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.48%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1.33</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 3.67%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 6.48%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1.35</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 3.19%; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 0.59%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1.58</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.24%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1.86</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.83%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 39.71%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Allowance for loan losses to</div>
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;&#160;&#160;nonperforming loans</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.53%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">754.25</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 3.71%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.82%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.48%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">445.24</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 3.67%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 6.48%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">382.98</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 3.19%; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 0.59%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">364.22</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.24%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">202.37</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.83%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 39.71%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Net (recoveries) charge-offs to average outstanding</div>
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 5.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">loans during the period</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.53%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(0.08</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 3.71%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.82%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.48%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(0.03</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 3.67%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 6.48%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(0.10</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 3.19%; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 0.59%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(0.05</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.24%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.83%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 39.71%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.53%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 3.71%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.82%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.48%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 3.67%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 6.48%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 3.19%; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 0.59%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.24%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.83%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 39.71%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Ratio of nonperforming assets</div>
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;&#160;to total assets</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.53%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.13</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 3.71%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.82%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.48%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.24</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 3.67%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 6.48%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.27</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 3.19%; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 0.59%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.36</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.24%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.81</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.83%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 39.71%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Ratio of nonperforming loans</div>
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 5.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">to total loans</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.53%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.17</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 3.71%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.82%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.48%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.30</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 3.67%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 6.48%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.35</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 3.19%; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 0.59%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.43</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.24%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.92</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.83%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 39.71%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt">&#160;</div>
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Capital Ratios:</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.53%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 3.71%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.82%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.48%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 3.67%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 6.48%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 3.19%; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 0.59%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.24%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.83%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 39.71%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total capital to risk-weighted assets</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.53%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">16.88</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 3.71%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.82%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.48%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">15.41</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 3.67%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 6.48%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">14.06</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 3.19%; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 0.59%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">16.07</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.24%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">15.89</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.83%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 39.71%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Tier 1 capital to risk-weighted assets</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.53%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">15.63</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 3.71%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.82%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.48%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">14.16</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 3.67%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 6.48%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">12.81</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 3.19%; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 0.59%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">14.81</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.24%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">14.63</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.83%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 39.71%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Common equity tier 1 capital to risk-weighted assets</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.53%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">15.63</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 3.71%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.82%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.48%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">14.16</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 3.67%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 6.48%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">12.81</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 3.19%; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 0.59%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">14.81</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.24%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">14.63</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.83%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 39.71%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Leverage ratio</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.53%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">11.56</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 3.71%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.82%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.48%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10.26</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 3.67%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 6.48%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10.21</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 3.19%; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 0.59%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">11.18</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.24%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.89%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 7.55%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10.89</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.83%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>

    </table>
  </div>
  <div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z5c22b5f414ba4f509313204a32216aa1" class="DSPFListTable">

        <tr>
          <td style="WIDTH: 36pt; VERTICAL-ALIGN: top; align: right">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td style="WIDTH: auto; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Dividends per share divided by earnings per share</div>
          </td>
        </tr>

    </table>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z5c820db544604c82abdfe9c16e2ebb40" class="DSPFListTable">

        <tr>
          <td style="WIDTH: 36pt; VERTICAL-ALIGN: top; align: right">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
          </td>
          <td style="WIDTH: auto; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Non-interest expense divided by the sum of net interest income and non-interest income</div>
          </td>
        </tr>

    </table>
  </div>
  <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
    <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">47
      <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
  </div>
  <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Item 7.&#160; Management's Discussion and Analysis of Financial Condition and Results of Operations</u></div>
  <div style="LINE-HEIGHT: 7pt"><br style="LINE-HEIGHT: 7pt">
  </div>
  <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">General</div>
  <div style="LINE-HEIGHT: 7pt"><br style="LINE-HEIGHT: 7pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Management's Discussion and Analysis of Financial Condition and Results of Operations is intended to assist in understanding the
    financial condition and results of operations of the Company. The information contained in this section should be read in conjunction with the Consolidated Financial Statements and accompanying Notes thereto contained in Item 8 of this Form 10-K and
    the other sections contained in this Form 10-K. This section contains certain financial information determined by methods other than in accordance with GAAP. These measures include net interest income on a fully tax equivalent basis and net interest
    margin on a fully tax equivalent basis. Management uses these non-GAAP measures in its analysis of the Company's performance. The tax equivalent adjustment to net interest income recognizes the income tax savings when comparing taxable and tax-exempt
    assets. As a result of the enactment of the Tax Act, the federal income tax rate for corporations was reduced from a maximum of 35% to 21%. Management believes that it is a standard practice in the banking industry to present net interest income and
    net interest margin on a fully tax equivalent basis, and accordingly believes that providing these measures may be useful for peer comparison purposes. These disclosures should not be viewed as substitutes for the results determined to be in accordance
    with GAAP, nor are they necessarily comparable to non-GAAP performance measures that may be presented by other companies.</div>
  <div style="LINE-HEIGHT: 7pt"><br style="LINE-HEIGHT: 7pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Critical Accounting Policies</div>
  <div style="LINE-HEIGHT: 7pt"><br style="LINE-HEIGHT: 7pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Company has established various accounting policies that govern the application of GAAP in the preparation of the Company's
    Consolidated Financial Statements. The Company has identified policies that due to judgments, estimates and assumptions inherent in those policies are critical to an understanding of the Company's Consolidated Financial Statements. These policies
    relate to the methodology for the determination of the allowance for loan losses, the valuation of investment securities, the valuation of REO and foreclosed assets, goodwill valuation and the calculation of income taxes. These policies and the
    judgments, estimates and assumptions are described in greater detail in the Notes to the Consolidated Financial Statements contained in Item 8 of this Form 10-K. In particular, Note 1 of the Notes to Consolidated Financial Statements, "Summary of
    Significant Accounting Policies," describes generally the Company's accounting policies. Management believes that the judgments, estimates and assumptions used in the preparation of the Company's Consolidated Financial Statements are appropriate given
    the factual circumstances at the time. However, given the sensitivity of the Company's Consolidated Financial Statements to these critical accounting policies, the use of other judgments, estimates and assumptions could result in material differences
    in the Company's results of operations or financial condition.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Operating Strategy</div>
  <div style="LINE-HEIGHT: 7pt"><br style="LINE-HEIGHT: 7pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Fiscal year 2019 marked the 96<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">th</sup> anniversary since the Bank began operations in 1923. The primary business strategy of the
    Company is to provide comprehensive banking and related financial services within its primary market area. The historical emphasis had previously been on residential real estate lending. Since 1998, however, the Company has been diversifying its loan
    portfolio through the expansion of its commercial and construction loan portfolios. At March 31, 2019, commercial and construction loans represented 89.5% of total loans. Commercial lending, including commercial real estate loans, typically has higher
    credit risk, greater interest margins and shorter terms than residential lending which can increase the loan portfolio's profitability.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Company's goal is to deliver returns to shareholders by increasing higher-yielding assets (in particular, commercial real estate and
    commercial business loans), increasing core deposit balances, managing problem assets, reducing expenses, hiring experienced employees with a commercial lending focus and exploring expansion opportunities. The Company seeks to achieve these results by
    focusing on the following objectives:</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Execution of our Business Plan</u></font>.
    The Company is focused on increasing its loan portfolio, especially higher yielding commercial and construction loans, and its core deposits by expanding its customer base throughout its primary market areas. By emphasizing total relationship banking,
    the Company intends to deepen the relationships with its customers and increase individual customer profitability through cross-marketing programs, which allows the Company to better identify lending opportunities and services for customers. To build
    its core deposit base, the Company will continue to utilize additional product offerings, technology and a focus on customer service in working toward this goal. The Company will also continue to seek to expand its franchise through the selective
    acquisition of individual branches, loan purchases and whole bank transactions that meet its investment and market objectives, such as the February 2017 MBank transaction.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
    <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">48
      <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Maintaining Strong Asset Quality</u></font>.
    The Company believes that strong asset quality is a key to long-term financial success. The Company has actively managed delinquent loans and nonperforming assets by aggressively pursuing the collection of consumer debts, marketing saleable properties
    upon foreclosure or repossession, and through work-outs of classified assets and loan charge-offs. In the past several years, the Company has applied more conservative and stringent underwriting practices to new loans, including, among other things,
    increasing the amount of required collateral or equity requirements, reducing loan-to-value ratios and increasing debt service coverage ratios resulting in improved credit metrics/asset quality. Although the Company intends to prudently increase the
    percentage of its assets consisting of higher-yielding commercial real estate, real estate construction and commercial business loans, which offer higher risk-adjusted returns, shorter maturities and more sensitivity to interest rate fluctuations, the
    Company intends to manage credit exposure through the use of experienced bankers in these areas and a conservative approach to its lending.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Implementation of a Profit Improvement
        Plan ("PIP")</u></font>. The Company's PIP committee is comprised of several members of management and the Board of Directors to undertake several initiatives to reduce non-interest expense and continue its on-going efforts to identify cost saving
    opportunities throughout all aspects of the Company's operations. The PIP committee's mission is not only to find additional cost saving opportunities but also to search for and implement revenue enhancements and additional areas for improvement. As a
    result, the Company has improved its efficiency ratio over the last several years from 98.0% at March 31, 2014 to 61.4% at March 31, 2019.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Introduction of New Products and
        Services</u></font>. The Company continuously reviews new products and services to provide its customers more financial options. All new technology and services are generally reviewed for business development and cost saving purposes. The Company
    continues to experience growth in customer use of its online banking services, where the Bank provides a full array of traditional cash management products as well as online banking products including mobile banking, mobile deposit, bill pay,
    e-statements, and text banking. The products are tailored to meet the needs of small to medium size businesses and households in the markets we serve. The Bank has implemented remote check capture at all of its branches and for selected customers of
    the Bank. The Company intends to selectively add other products to further diversify revenue sources and to capture more of each customer's banking relationship by cross selling loan and deposit products and additional services, including services
    provided through the Trust Company to increase its fee income. Assets under management by the Trust Company totaled $646.0 million and $484.3 million at March 31, 2019 and March 31, 2018, respectively. The Company offers a third-party identity theft
    product to its customers. The identity theft product assists our customers in monitoring their credit and includes an identity theft restoration service.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Attracting Core Deposits and Other
        Deposit Products</u></font><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">.</font> The Company offers personal checking, savings and money-market accounts, which generally are lower-cost sources of
    funds than certificates of deposit and are less likely to be withdrawn when interest rates fluctuate. To build its core deposit base, the Company has sought to reduce its dependence on traditional higher cost deposits in favor of stable lower cost core
    deposits to fund loan growth and decrease its reliance on other wholesale funding sources, including FHLB and FRB advances. The Company believes that its continued focus on building customer relationships will help to increase the level of core
    deposits and locally-based retail certificates of deposit. In addition, the Company intends to increase demand deposits by growing business banking relationships through expanded product lines tailored to meet its target business customers' needs. The
    Company maintains technology-based products to encourage the growth of lower cost deposits, such as personal financial management, business cash management, and business remote deposit products, that enable it to meet its customers' cash management
    needs and compete effectively with banks of all sizes. Core branch deposits decreased $71.1 million at March 31, 2019 compared to March 31, 2018 reflecting increased competition and pricing pressure for deposits over the last year.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Recruiting and Retaining Highly
        Competent Personnel with a Focus on Commercial Lending</u></font><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">.</font> The Company's ability to continue to attract and retain banking professionals
    with strong community relationships and significant knowledge of its markets will be a key to its success. The Company believes that it enhances its market position and adds profitable growth opportunities by focusing on hiring and retaining
    experienced bankers focused on owner occupied commercial real estate and commercial lending, and the deposit balances that accompany these relationships. The Company emphasizes to its employees the importance of delivering exemplary customer service
    and seeking opportunities to build further relationships with its customers. The goal is to compete with other financial service providers by relying on the strength of the Company's customer service and relationship banking approach. The Company
    believes that one of its strengths is that its employees are also shareholders through the Company's employee stock ownership ("ESOP") and 401(k) plans.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
    <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">49
      <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Comparison of Financial Condition at March 31, 2019 and 2018</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Cash and cash equivalents, including interest-earning accounts, totaled $23.0 million at March 31, 2019 compared to $44.8 million at
    March 31, 2018. The decrease in cash balances was primarily the result of funding the increase in loans receivable. The Company's cash balances fluctuate based upon funding needs, and the Company will deploy a portion of excess cash balances to
    purchase investment securities to earn higher yields than the nominal yield earned on cash held in interest-earning accounts, based on the Company's asset/liability management program and liquidity objectives in order to maximize earnings. As a part of
    this strategy, the Company also invests a portion of its excess cash in short-term certificates of deposit held for investment. All of the certificates of deposit held for investment are fully insured by the FDIC. At March 31, 2019, certificates of
    deposits held for investment totaled $747,000 compared to $6.0 million at March 31, 2018.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Investment securities totaled $178.3 million and $213.3 million at March 31, 2019 and 2018, respectively. The decrease was due to the
    utilization of the cash proceeds from pay downs, calls and maturities to supplement the cash needed to fund loan growth.&#160; During the fiscal year ended March 31, 2019, there were no purchases of investment securities. The Company primarily purchases a
    combination of securities backed by government agencies (FHLMC, FNMA, SBA or GNMA). At March 31, 2019, the Company determined that none of its investment securities required an OTTI charge. For additional information on the Company's investment
    securities, see Note 4 of the Notes to the Consolidated Financial Statements contained in Item 8 of this Form 10-K.</div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Loans receivable, net, totaled $864.7 million at March 31, 2019, compared to $800.6 million at March 31, 2018, an increase of $64.0
    million. The Company has had steady loan demand in its market areas and anticipates continued organic loan growth. The increase was mainly concentrated in real estate construction loans which increased $51.3 million or 129.6%. Due to the timing of the
    completion of these real estate construction projects, balances may fluctuate in these categories. Once these projects are completed, these loans will roll to permanent financing and be classified within a category under other real estate mortgage. In
    addition, commercial business loans increased $25.1 million, or 18.2%. Partially offsetting these increases was a decrease in consumer loans of $12.7 million, or 12.1%, as payoffs outpaced originations. The Company also purchases the guaranteed portion
    of SBA loans as a way to supplement loan originations, further diversify its loan portfolio and earn a higher yield than earned on its cash or short-term investments. These SBA loans are originated through another financial institution located outside
    the Company's primary market area. These loans are purchased with servicing retained by the seller. At March 31, 2019, the Company's purchased SBA loan portfolio was $67.9 million compared to $47.0 million at March 31, 2018. During the year ended March
    31, 2019, the Bank purchased $28.6 million of SBA loans, including premiums.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Goodwill was $27.1 million at March 31, 2019 and 2018. For the year ended March 31, 2019, the Company performed its annual goodwill
    impairment test during the third quarter ended December 31, 2018 and determined that no impairment of goodwill existed. For additional information on our goodwill impairment testing, see "Goodwill Valuation" included in this Item 7.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Deposits decreased $70.6 million to $925.1 million at March 31, 2019 compared to $995.7 million at March 31, 2018. The decrease was <font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">due to increased competition and pricing pressures in the Company's market area</font>. The Company had no wholesale-brokered deposits at March 31, 2019 and 2018. Core branch
    deposits accounted for 98.2% of total deposits at March 31, 2019 compared to 98.3% at March 31, 2018. The Company plans to continue its focus on core deposits and on building customer relationships as opposed to obtaining deposits through the wholesale
    markets.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">FHLB advances increased to $56.6 million at March 31, 2019. There were no outstanding FHLB advances at March 31, 2018.&#160; These advances
    were deployed to supplement the funding of loan originations and offset the decrease in deposit balances.</div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Shareholders' equity increased $16.2 million to $133.1 million at March 31, 2019 from $116.9 million at March 31, 2018. The increase was
    mainly attributable to net income of $17.3 million. The increase was partially offset by cash dividends declared of $3.4 million and a decrease in accumulated other comprehensive loss related to unrealized holding loss on securities available for sale,
    net of tax, of $2.1 million for the fiscal year ended March 31, 2019.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Goodwill Valuation</div>
  <div style="LINE-HEIGHT: 6pt"><br style="LINE-HEIGHT: 6pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Goodwill is initially recorded when the purchase price paid for an acquisition exceeds the estimated fair value of the net identified
    tangible and intangible assets acquired. Goodwill is presumed to have an indefinite useful life and is tested, at least annually, for impairment at the reporting unit level. The Company has two reporting units, the Bank and the Trust Company, for
    purposes of evaluating goodwill for impairment. All of the Company's goodwill has been allocated to the Bank reporting unit. The Company performs an annual review in the third quarter of each fiscal year, or more frequently if </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>
  <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
    <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">50
      <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">indications of potential impairment exist, to determine if the recorded goodwill is impaired. If the fair value exceeds the carrying
    value, goodwill at the reporting unit level is not considered impaired and no additional analysis is necessary. If the carrying value of the reporting unit is greater than its fair value, there is an indication that impairment may exist and additional
    analysis must be performed to measure the amount of impairment loss, if any. The amount of impairment is determined by comparing the implied fair value of the reporting unit's goodwill to the carrying value of the goodwill in the same manner as if the
    reporting unit was being acquired in a business combination. Specifically, the Company would allocate the fair value to all of the assets and liabilities of the reporting unit, including unrecognized intangible assets, in a hypothetical analysis that
    would calculate the implied fair value of goodwill. If the implied fair value of goodwill is less than the recorded goodwill, the Company would record an impairment charge for the difference.</div>
  <div style="LINE-HEIGHT: 7pt"><br style="LINE-HEIGHT: 7pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">A significant amount of judgment is involved in determining if an indicator of impairment has occurred. Such indicators may include,
    among others: a significant decline in our expected future cash flows; a sustained, significant decline in our stock price and market capitalization; a significant adverse change in legal factors or in the business climate; adverse action or assessment
    by a regulator; and unanticipated competition. Any adverse change in these factors could have a significant impact on the recoverability of these assets and could have a material impact on the Company's consolidated financial statements.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Company performed its annual goodwill impairment test as of October 31, 2018. The goodwill impairment test involves a two-step
    process. Step one of the goodwill impairment test estimates the fair value of the reporting unit utilizing the allocation of corporate value approach, the income approach and the market approach in order to derive an enterprise value of the Company.
    The allocation of corporate value approach applies the aggregate market value of the Company and divides it among the reporting units. A key assumption in this approach is the control premium applied to the aggregate market value. A control premium is
    utilized as the value of a company from the perspective of a controlling interest is generally higher than the widely quoted market price per share. The Company used an expected control premium of 30%, which was based on comparable transactional
    history. The income approach uses a reporting unit's projection of estimated operating results and cash flows that are discounted using a rate that reflects current market conditions. The projection uses management's best estimates of economic and
    market conditions over the projected period including growth rates in loans and deposits, estimates of future expected changes in net interest margins and cash expenditures. Assumptions used by the Company in its discounted cash flow model (income
    approach) included an annual revenue growth rate that approximated 6.9%, a net interest margin that approximated 4.3% and a return on assets that ranged from 1.33% to 1.53% (average of 1.42%). In addition to utilizing the above projections of estimated
    operating results, key assumptions used to determine the fair value estimate under the income approach were the discount rate of 14.90% utilized for our cash flow estimates and a terminal value estimated at 1.7 times the ending book value of the
    reporting unit. The Company used a build-up approach in developing the discount rate that included: an assessment of the risk free interest rate, the rate of return expected from publicly traded stocks, the industry the Company operates in and the size
    of the Company. The market approach estimates fair value by applying tangible book value multiples to the reporting unit's operating performance. The multiples are derived from comparable publicly traded companies with similar operating and investment
    characteristics of the reporting unit. In applying the market approach method, the Company selected four publicly traded comparable institutions. After selecting comparable institutions, the Company derived the fair value of the reporting unit by
    completing a comparative analysis of the relationship between their financial metrics listed above and their market values utilizing a market multiple of 1.3 times tangible book value. The Company calculated a fair value of its reporting unit of $254.0
    million using the corporate value approach, $194.9 million using the income approach and $259.0 million using the market approach, with a final concluded value of $238.0 million, with primary weight given to the market approach. The results of the
    Company's step one test indicated that the reporting unit's fair value was greater than its carrying value and therefore no impairment of goodwill exists.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Even though the Company determined that there was no goodwill impairment, a decline in the value of its stock price as well as values of
    other financial institutions, declines in revenue for the Company beyond our current forecasts, significant adverse changes in the operating environment for the financial industry or an increase in the value of our assets without an increase in the
    value of the reporting unit may result in a future impairment charge.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">It is possible that changes in circumstances existing at the measurement date or at other times in the future, or in the numerous
    estimates associated with management's judgments, assumptions and estimates made in assessing the fair value of our goodwill, could result in an impairment charge of a portion or all of our goodwill. If the Company recorded an impairment charge, its
    financial position and results of operations would be adversely affected; however, such an impairment charge would have no impact on our liquidity, operations or regulatory capital.</div>
  <div style="LINE-HEIGHT: 6pt"><br style="LINE-HEIGHT: 6pt">
  </div>
  <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
    <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">51
      <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
  </div>
  <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Estimated Fair Value of Level 3 Assets</div>
  <div style="LINE-HEIGHT: 6pt"><br style="LINE-HEIGHT: 6pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 6pt; FONT-SIZE: 10pt">The Company determines the estimated fair value of certain assets that are classified as Level 3 under the fair
    value hierarchy established under GAAP. These Level 3 assets are valued using significant unobservable inputs that are supported by little or no market activity and that are significant to the estimated fair value of the assets. These Level 3 assets
    are certain loans measured for impairment for which there is neither an active market for identical assets from which to determine fair value, nor is there sufficient, current market information about similar assets to use as observable, corroborated
    data for all significant inputs in a valuation model. Under these circumstances, the estimated fair values of these assets are determined using pricing models, discounted cash flow methodologies, appraisals, and other valuation methods in accordance
    with accounting standards, for which the determination of fair value requires significant management judgment or estimation.</div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Valuations using models or other techniques are dependent upon assumptions used for the significant inputs. Where market data is
    available, the inputs used for valuation reflect that information as of the valuation date. In periods of extreme volatility, lessened liquidity or in illiquid markets, there may be more variability in market pricing or a lack of market data to use in
    the valuation process. Judgment is then applied in formulating those inputs.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Certain loans included in the loan portfolio were deemed impaired at March 31, 2019. Accordingly, loans measured for impairment were
    classified as Level 3 in the fair value hierarchy as there is no active market for these loans. Measuring impairment of a loan requires judgment and estimates, and the eventual outcomes may differ from those estimates. Impairment was measured based on
    a number of factors, including recent independent appraisals which are further reduced for estimated selling costs or by estimating the present value of expected future cash flows, discounted at the loan's effective interest rate.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">For additional information on our Level 1, 2 and 3 fair value measurements see Note 17 of the Notes to the Consolidated Financial
    Statements contained in Item 8 of this Form 10-K.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Comparison of Operating Results for the Years Ended March 31, 2019 and 2018</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Net Income.</font> Net income was $17.3
    million, or $0.76 per diluted share, for the fiscal year ended March 31, 2019, compared to $10.2 million, or $0.45 per diluted share, for the fiscal year ended March 31, 2018.<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</font>The



    Company's earnings for the year ended March 31, 2019 compared to last year improved due to increases in both net interest income and non-interest income, partially offset by a slight increase in non-interest expense, as well as the impact of utilizing
    a lower effective tax rate due to the Tax Act. In addition, net income for the year ended March 31, 2018 was negatively affected due to the revaluation of deferred tax assets due to the lower federal corporate income tax rate included in the Tax Act,
    which resulted in a $1.6 million net increase to the Company's provision for income taxes.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Net Interest Income.</font> The Company's
    profitability depends primarily on its net interest income, which is the difference between the income it receives on interest-earning assets and the interest paid on deposits and borrowings. When the rate earned on interest-earning assets equals or
    exceeds the rate paid on interest-bearing liabilities, this positive interest rate spread will generate net interest income. The Company's results of operations are also significantly affected by general economic and competitive conditions,
    particularly changes in market interest rates, government legislation and regulation, and monetary and fiscal policies.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Net interest income for fiscal year 2019 increased $3.7 million, or 8.7%, to $46.3 million compared to $42.6 million in fiscal year
    2018. The net interest margin for the fiscal year ended March 31, 2019 was 4.38% compared to 4.08% for the prior fiscal year. This increase in the net interest margin was primarily the result of the increase in the average balance of loans receivable
    as a result of organic loan growth.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Interest and Dividend Income.</font>
    Interest and dividend income increased to $49.1 million for the fiscal year ended March 31, 2019 from $45.0 million for the fiscal year ended March 31, 2018 due primarily to increases in interest from loans receivable of $4.5 million. This increase was
    due to higher average balances for loans receivable as compared to the prior fiscal year. The average balance of net loans increased $54.9 million to $844.1 million for the fiscal year ended March 31, 2019 from $789.2 million for the prior fiscal year.
    The average yield on net loans was 5.23% for the fiscal year ended March 31, 2019 compared to 5.03% for the prior fiscal year.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Interest Expense.</font> Interest expense
    for the fiscal year ended March 31, 2019 totaled $2.8 million, a $466,000 or 19.8% increase from $2.3 million for the fiscal year ended March 31, 2018. The increase in interest expense was primarily the result of an increase in FHLB advances and an
    interest rate increase related to the Company's variable rate subordinated debentures, which repriced quarterly based on the three-month LIBOR. The weighted average interest rate on other interest-bearing liabilities increased to 4.10% for the fiscal
    year ended March 31, 2019 compared to 3.85% for the prior fiscal year. </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>
  <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
    <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">52
      <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Interest expense on deposits decreased $212,000 due to the decrease in the average balance of interest-bearing deposits primarily as a
    result of the increased competition and pricing pressures in the Company's market area. The average balance of interest-bearing deposits decreased $39.7 million to $674.2 million for the fiscal year ended March 31, 2019 compared to $714.0 million for
    the fiscal year ended March 31, 2018. The weighted average interest rate on interest-bearing deposits was relatively unchanged, decreasing to 0.15% for the fiscal year ended March 31, 2019 from 0.17% for the prior fiscal year.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Provision for Loan Losses.</div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The provision for loan losses totaled $50,000 for the fiscal year ended March 31, 2019 compared to no provision for the fiscal year
    ended March 31, 2018. The increase in the provision for loan losses for the fiscal year 2019 was primarily due to the required provision related to the overall increase in the loan portfolio. The lack of a provision for loan losses for the fiscal year
    2018 was based primarily upon net recoveries and the stabilization of real estate values in our market areas.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">In accordance with GAAP, loans acquired from MBank were recorded at their estimated fair value, which resulted in a net discount to the
    loans' contractual amounts, of which a portion reflects a discount for possible credit losses. Credit discounts are included in the determination of fair value and as a result no allowance for loan losses is recorded for acquired loans at the
    acquisition date. The discount recorded on the acquired loans is not reflected in the allowance for loan losses or related allowance coverage ratios. However, we believe it should be considered when comparing certain financial ratios of the Company
    calculated in periods after the MBank transaction, compared to the same financial ratios of the Company in periods prior to the MBank transaction. For additional information, see Note 1 and Note 3 of the Notes to the Consolidated Financial Statements
    contained in Item 8 of this Form 10-K. At March 31, 2019, the Company had an allowance for loan losses of $11.5 million, or 1.31% of total loans, compared to $10.8 million, or 1.33% at March 31, 2018. Net recoveries for the years ended March 31, 2019
    and 2018 were $641,000 and $238,000, respectively. Net recoveries to average net loans for the years ended March 31, 2019 and 2018 were (0.08)% and (0.03)%, respectively.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Impaired loans are subjected to an impairment analysis to determine an appropriate reserve amount to be held against each loan. As of
    March 31, 2019, the Company had identified $5.7 million of impaired loans. Because the significant majority of the impaired loans are collateral dependent, nearly all of the specific allowances are calculated based on the estimated fair value of the
    collateral. Of those impaired loans, $5.2 million have no specific valuation allowance as their estimated net collateral value is equal to or exceeds the carrying amount of the loan, which in some cases is the result of previous loan charge-offs. The
    remaining $416,000 have specific valuation allowances totaling $22,000. Charge-offs on these impaired loans totaled $83,000 from their original loan balances. Based on a comprehensive analysis, management deemed the allowance for loan losses adequate
    to cover probable losses inherent in the loan portfolio at March 31, 2019. See Note 6 of the Notes to the Consolidated Financial Statements in Item 8 of this Form 10-K for additional information regarding the allowance for loan losses.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Non-Interest Income.</font> Non-interest
    income increased $854,000 to $11.9 million for the year ended March 31, 2019 from $11.0 million for fiscal year 2018. The increase in non-interest income was primarily due to the increase in fees and service charges and asset management fees of
    $920,000 and $343,000, respectively. These increases were partially offset by a decrease in net gains on sales of loans held for sale of $324,000 for the year ended March 31, 2019 compared to the same prior fiscal year reflecting the decline in loans
    originated for sale.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Non-Interest Expense. </font>Non-interest



    expense increased $81,000 to $35.7 million for the fiscal year ended March 31, 2019 compared to $35.6 million for the fiscal year ended March 31, 2018. The increase for the fiscal year March 31, 2019 was due to an increase in professional fees of
    $245,000 and salaries and employee benefits of $577,000 for the year ended March 31, 2019 compared to the prior fiscal year. Offsetting these increases was a decrease in other non-interest expense primarily due to the $355,000 gain on sale of the land
    and building, which occurred in December 2018, related to the Longview branch closure.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Income Taxes.</font> The provision for
    income taxes was $5.1 million and $7.8 million for the fiscal years ended March 31, 2019 and 2018, respectively.<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</font>Although income before income taxes increased, the
    provision for income taxes decreased as a result of utilizing a lower effective federal corporate income tax rate in addition to a one-time net charge to the provision for income taxes of $1.6 million related to the revaluation of the deferred tax
    assets and liabilities, as a result of the Tax Act.&#160; The effective tax rate was 23.0% for the year ended March 31, 2019 compared to 43.1% for the year ended March 31, 2018. At March 31, 2019, the Company had a deferred tax asset of $4.2 million. As of
    March 31, 2019, management deemed that a deferred tax asset valuation allowance related to the Company's deferred tax asset was not necessary. See Note 13 of the Notes to the Consolidated Financial Statements contained in Item 8 of this Form 10-K for
    further discussion of the Company's income taxes.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
    <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">53
      <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Average Balance Sheet</font>. The
    following table sets forth, for the periods indicated, information regarding average balances of assets and liabilities as well as the total dollar amounts of interest income earned on average interest-earning assets and interest expense paid on
    average interest-bearing liabilities, resultant yields, interest rate spread, ratio of interest-earning assets to interest-bearing liabilities and net interest margin. Average balances for a period have been calculated using monthly average balances
    during such period. Non-accruing loans were included in the average loan amounts outstanding. Loan fees, net, of $1.5 million, $1.4 million and $1.3 million were included in interest income for the years ended March 31, 2019, 2018 and 2017,
    respectively.</div>
  <div>&#160;</div>
  <div>
    <table cellspacing="0" cellpadding="0" border="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z9b01ff85f60a41d9ad117b8fc4caeccd">

        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 20%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" colspan="34">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-WEIGHT: bold">Years Ended March 31,</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 20%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" colspan="10">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-WEIGHT: bold">2019</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" colspan="10">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-WEIGHT: bold">2018</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" colspan="10">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-WEIGHT: bold">2017</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 20%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">Average </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">Balance</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">Interest </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">and </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">Dividends</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">Yield/</div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">Cost</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">Average </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">Balance</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">Interest</div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">and</div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">Dividends</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">Yield/</div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">Cost</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">Average </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">Balance</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">Interest</div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">and</div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">Dividends</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">Yield/</div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">Cost</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="WIDTH: 20%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" colspan="34">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">(Dollars in thousands)</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 20%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">Interest-earning assets:</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 20%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt; TEXT-INDENT: 4.5pt; FONT-FAMILY: 'Times New Roman', Times, serif">Mortgage loans</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">663,225</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">35,725</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">5.39</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">%</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">629,153</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">31,914</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">5.07</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">%</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">547,609</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">26,609</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">4.86</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">%</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 20%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt; TEXT-INDENT: 4.5pt; FONT-FAMILY: 'Times New Roman', Times, serif">Non-mortgage loans</div>
          </td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">180,917</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">8,462</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">4.68</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">160,051</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">7,745</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">4.84</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">115,460</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">5,000</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">4.33</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 20%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt; TEXT-INDENT: 8.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">Total net loans <sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">844,142</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">44,187</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">5.23</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">789,204</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">39,659</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">5.03</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">663,069</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">31,609</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">4.77</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 20%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 20%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt; TEXT-INDENT: 4.5pt; FONT-FAMILY: 'Times New Roman', Times, serif">Investment securities <sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">199,463</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">4,647</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">2.33</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">214,723</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">4,786</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">2.23</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">175,862</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">3,589</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">2.04</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 20%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt; TEXT-INDENT: 4.5pt; FONT-FAMILY: 'Times New Roman', Times, serif">Daily interest-earning assets</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">64</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">1</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">1.56</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">104</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">238</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 20%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt; TEXT-INDENT: 4.5pt; FONT-FAMILY: 'Times New Roman', Times, serif">Other earning assets</div>
          </td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">15,394</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">328</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">2.13</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">40,876</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">558</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">1.37</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">51,547</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">443</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">0.86</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 20%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif">Total interest-earning assets</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">1,059,063</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">49,163</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">4.64</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">1,044,907</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">45,003</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">4.31</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">890,716</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">35,641</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">4.00</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 20%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 20%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">Non-interest-earning assets:</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 20%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt; TEXT-INDENT: -1.35pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 5.85pt">Office properties and equipment, net&#160;</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;15,485</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;15,888</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;14,435</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 20%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt; TEXT-INDENT: -1.35pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 5.85pt">Other non-interest-earning assets</div>
          </td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">66,142</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">71,648</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">70,906</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 20%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt; TEXT-INDENT: 18pt; FONT-FAMILY: 'Times New Roman', Times, serif">Total assets</div>
          </td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">1,140,690</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">1,132,443</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">976,057</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 20%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 20%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">Interest-bearing liabilities:</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 20%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt; TEXT-INDENT: 4.5pt; FONT-FAMILY: 'Times New Roman', Times, serif">Savings accounts</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">136,720</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">145</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">0.11</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">%</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">132,376</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">133</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">0.10</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">%</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">106,324</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">110</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">0.10</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">%</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 20%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt; TEXT-INDENT: 4.5pt; FONT-FAMILY: 'Times New Roman', Times, serif">Interest checking accounts</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">180,256</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">101</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">0.06</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">170,124</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">100</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">0.06</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">151,801</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">98</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">0.06</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 20%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt; TEXT-INDENT: 3.6pt; FONT-FAMILY: 'Times New Roman', Times, serif">Money market accounts</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">252,202</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">302</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">0.12</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">275,092</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">335</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">0.12</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">252,040</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">309</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">0.12</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr style="HEIGHT: 13px">
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 20%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt; TEXT-INDENT: 4.5pt; FONT-FAMILY: 'Times New Roman', Times, serif">Certificates of deposit</div>
          </td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">105,049</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">448</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">0.43</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">136,370</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">640</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">0.47</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">118,769</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">634</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">0.53</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 20%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif">Total interest-bearing deposits</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">674,227</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">996</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">0.15</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">713,962</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">1,208</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">0.17</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">628,934</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">1,151</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">0.18</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 20%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 20%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; TEXT-INDENT: 4.5pt; FONT-FAMILY: 'Times New Roman', Times, serif">Other interest-bearing liabilities</div>
          </td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">44,368</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">1,819</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">4.10</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">29,668</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">1,141</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">3.85</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">25,977</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">718</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">2.76</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 20%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif">Total interest-bearing liabilities</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">718,595</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">2,815</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">0.39</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">743,630</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">2,349</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">0.32</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">654,911</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">1,869</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">0.28</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 20%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 20%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0.9pt; FONT-FAMILY: 'Times New Roman', Times, serif">Non-interest-bearing liabilities:</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 20%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt; TEXT-INDENT: 5.4pt; FONT-FAMILY: 'Times New Roman', Times, serif">Non-interest-bearing deposits</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">289,707</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">264,128</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">202,376</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr style="HEIGHT: 15px">
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 20%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt; TEXT-INDENT: 5.4pt; FONT-FAMILY: 'Times New Roman', Times, serif">Other liabilities</div>
          </td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">7,846</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">8,016</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">7,560</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 20%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif">Total liabilities</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">1,016,148</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">1,015,774</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">864,847</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 20%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt; TEXT-INDENT: 8.6pt; FONT-FAMILY: 'Times New Roman', Times, serif">Shareholders' equity</div>
          </td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">124,542</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">116,669</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">111,210</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 20%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt; TEXT-INDENT: 18.9pt; FONT-FAMILY: 'Times New Roman', Times, serif">Total liabilities and shareholders' </div>
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt; TEXT-INDENT: 18.9pt; FONT-FAMILY: 'Times New Roman', Times, serif">&#160; equity</div>
          </td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">1,140,690</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">1,132,443</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">976,057</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 20%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">Net interest income</div>
          </td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">46,348</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">42,654</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">33,772</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 20%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">Interest rate spread</div>
          </td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">4.25</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">%</div>
          </td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">3.99</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">%</div>
          </td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">3.72</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">%</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 20%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">Net interest margin</div>
          </td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">4.38</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">%</div>
          </td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">4.08</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">%</div>
          </td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">3.79</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">%</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 20%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">Ratio of average interest-earning assets</div>
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt; TEXT-INDENT: 6.75pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 8pt">to average interest-bearing liabilities</div>
          </td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">147.38</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">%</div>
          </td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">140.51</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">%</div>
          </td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">136.01</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">%</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 20%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">Tax-Equivalent Adjustment <sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
          </td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">45</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">43</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif">14</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="WIDTH: 20%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; WIDTH: 6%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" colspan="36">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup><font style="FONT-FAMILY: 'Times New Roman', Times, serif"> </font><font style="FONT-FAMILY: 'Times New Roman', Times, serif">Includes



                non-accrual loans.</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" colspan="36">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup> <font style="FONT-FAMILY: 'Times New Roman', Times, serif">For purposes of the computation of average yield on investment securities
                available for sale, historical cost balances were utilized; therefore, the yield information does not give effect to changes in fair value that are reflected as a component of shareholders' equity.</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom" colspan="36">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup><font style="FONT-FAMILY: 'Times New Roman', Times, serif"> </font><font style="FONT-FAMILY: 'Times New Roman', Times, serif">Tax-equivalent



                adjustment relates to non-taxable investment interest income and preferred equity securities dividend income.</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>

    </table>
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>
  <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
    <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">54
      <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Rate/Volume Analysis</div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The following table sets forth the effects of changing rates and volumes on net interest income of the Company for the fiscal year ended
    March 31, 2019 compared to the fiscal year ended March 31, 2018, and the fiscal year ended March 31, 2018 compared to the fiscal year ended March 31, 2017. Information is provided with respect to: (i) effects on interest income attributable to changes
    in volume (changes in volume multiplied by prior rate); (ii) effects on interest income attributable to changes in rate (changes in rate multiplied by prior volume); and (iii) changes in rate/volume (change in rate multiplied by change in volume).
    Variances that were insignificant have been allocated based upon the percentage relationship of changes in volume and changes in rate to the total net change (in thousands). The changes noted in the table below include tax equivalent adjustments, and
    as a result, will not agree to the amounts reflected on the Company's consolidated statements of income for the categories that have been adjusted to reflect tax equivalent income.</div>
  <div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
  </div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z49d4574631c3454e87fca0f3a6ae080d">

        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="22">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Year Ended March 31,</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="10">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2019 vs. 2018</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="10">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2018 vs. 2017</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="6">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Increase (Decrease) Due to</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="6">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Increase (Decrease) Due to</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; MARGIN-RIGHT: 7.2pt">(Dollars in thousands)</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Volume</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Rate</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Increase </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">(Decrease)</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Volume</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Rate</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total</div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Increase</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="22">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; MARGIN-RIGHT: 7.2pt">Interest Income:</div>
          </td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 5.5pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 7.2pt">Mortgage loans</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,760</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,051</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,811</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,112</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,193</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,305</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 5.5pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 7.2pt">Non-mortgage loans</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">980</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(263</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">717</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,103</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">642</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,745</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 5.5pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 7.2pt">Investment securities <sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(349</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">210</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(139</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">842</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">355</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,197</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 5.5pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 7.2pt">Daily interest-earning</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 5.5pt; FONT-SIZE: 10pt">Other earning assets</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(451</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">221</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(230</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(107</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">222</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">115</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 7.75pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 5.75pt; FONT-SIZE: 10pt">Total interest income</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,940</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,220</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,160</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6,950</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,412</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">9,362</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; MARGIN-RIGHT: 7.2pt">Interest Expense:</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 4.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; MARGIN-RIGHT: 7.2pt">Savings accounts</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">9</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">12</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">23</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">23</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 4.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; MARGIN-RIGHT: 7.2pt">Interest checking accounts</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 4.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Money market accounts</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(33</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(33</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">26</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">26</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 4.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; MARGIN-RIGHT: 7.2pt">Certificates of deposit</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(140</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(52</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(192</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">84</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(78</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 4.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Other interest-bearing liabilities</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">600</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">78</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">678</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">112</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">311</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">423</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 7.75pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 5.75pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 7.2pt">Total interest expense</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">431</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">35</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">466</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">247</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">233</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">480</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 7.75pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 5.75pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 7.2pt">Net interest income</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,509</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,185</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,694</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6,703</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,179</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">8,882</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>

    </table>
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup> Interest on municipal securities is presented on a fully tax-equivalent basis.</div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold; MARGIN-RIGHT: 72pt">Asset and Liability Management</div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Company's principal financial objective is to achieve long-term profitability while reducing its exposure to fluctuating market
    interest rates. The Company has sought to reduce the exposure of its earnings to changes in market interest rates by attempting to manage the difference between asset and liability maturities and interest rates. The principal element in achieving this
    objective is to increase the interest rate sensitivity of the Company's interest-earning assets and interest-bearing liabilities. Interest rate sensitivity increases by retaining portfolio loans with interest rates subject to periodic adjustment to
    market conditions and selling fixed-rate one-to-four family mortgage loans with terms to maturity of more than 15 years. The Company relies on retail deposits as its primary source of funds. Management believes retail deposits reduce the effects of
    interest rate fluctuations because they generally represent a stable source of funds. As part of its interest rate risk management strategy, the Company promotes transaction accounts and certificates of deposit with terms up to ten years.</div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Company has adopted a strategy that is designed to maintain or improve the interest rate sensitivity of assets relative to its
    liabilities. The primary elements of this strategy involve: the origination of adjustable rate loans; increasing commercial loans, consumer loans that are adjustable rate and other short-term loans as a portion of total net loans receivable because of
    their generally shorter terms and higher yields than other one-to-four family residential mortgage loans; matching asset and liability maturities; investing in short-term securities; and selling most long term, fixed-rate, one-to-four family mortgage
    loan originations. The strategy for liabilities has been to shorten the maturities for both deposits and borrowings. The longer-term objective is to increase the proportion of noninterest bearing demand deposits, low interest bearing demand deposits,
    money market accounts, and savings deposits relative to certificates of deposit to reduce our overall cost of funds.</div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
  </div>
  <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
    <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">55
      <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Company's mortgage servicing activities provide additional protection from interest rate risk. The Company retains servicing rights
    on all mortgage loans sold. As market interest rates rise, the fixed-rate loans held in the loan portfolio diminish in value. However, the value of the servicing loan portfolio tends to rise as market interest rates increase because borrowers tend not
    to prepay the underlying mortgages, thus providing an interest rate risk hedge versus the fixed-rate loan portfolio. See "Item 1.&#160; Business &#8211; Lending Activities &#8211; Mortgage Loan Servicing."</div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Consumer loans, such as home equity lines of credit and installment loans, commercial loans and construction loans typically have
    shorter terms and higher yields than permanent residential mortgage loans, and accordingly reduce the Company's exposure to fluctuations in interest rates. Adjustable interest rate loans totaled $499.6 million or 57.02% of total loans at March 31, 2019
    as compared to $477.1 million or 58.80% at March 31, 2018. Although the Company has sought to originate adjustable rate loans, the ability to originate and purchase such loans depends to a great extent on market interest rates and borrowers'
    preferences. Particularly in lower interest rate environments, borrowers often prefer to obtain fixed-rate loans. See Item 1. "Business - Lending Activities &#8211; Real Estate Construction " and "- Lending Activities - Consumer Lending."</div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Company may also invest in short-term to medium-term U.S. Government securities as well as mortgage-backed securities issued or
    guaranteed by U.S. Government agencies. At March 31, 2019, the combined investment portfolio carried at $178.3 million had an average life of 4.5 years. Adjustable rate mortgage-backed securities totaled $14.7 million at March 31, 2019 compared to
    $17.8 million at March 31, 2018. See Item 1. "Business &#8211; Investment Activities" for additional information.</div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Liquidity and Capital Resources</div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Liquidity is essential to our business. The objective of the Bank's liquidity management is to maintain ample cash flows to meet
    obligations for depositor withdrawals, to fund the borrowing needs of loan customers, and to fund ongoing operations. Core relationship deposits are the primary source of the Bank's liquidity. As such, the Bank focuses on deposit relationships with
    local consumer and business clients who maintain multiple accounts and services at the Bank.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Liquidity management is both a short and long-term responsibility of the Company's management. The Company adjusts its investments in
    liquid assets based upon management's assessment of (i) expected loan demand, (ii) projected loan sales, (iii) expected deposit flows, (iv) yields available on interest-bearing deposits and (v) its asset/liability management program objectives. Excess
    liquidity is invested generally in interest-bearing overnight deposits and other short-term government and agency obligations. If the Company requires funds beyond its ability to generate them internally, it has additional diversified and reliable
    sources of funds with the FHLB, the FRB and other wholesale facilities. These sources of funds may be used on a long or short-term basis to compensate for a reduction in other sources of funds or on a long-term basis to support lending activities.</div>
  <div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Company's primary sources of funds are customer deposits, proceeds from principal and interest payments on loans, proceeds from the
    sale of loans, maturing securities, FHLB advances and FRB borrowings. While maturities and scheduled amortization of loans and securities are a predictable source of funds, deposit flows and prepayment of mortgage loans and mortgage-backed securities
    are greatly influenced by general interest rates, economic conditions and competition. Management believes that its focus on core relationship deposits coupled with access to borrowing through reliable counterparties provides reasonable and prudent
    assurance that ample liquidity is available. However, depositor or counterparty behavior could change in response to competition, economic or market situations or other unforeseen circumstances, which could have liquidity implications that may require
    different strategic or operational actions.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Company must maintain an adequate level of liquidity to ensure the availability of sufficient funds for loan originations, deposit
    withdrawals and continuing operations, satisfy other financial commitments and take advantage of investment opportunities. During the year ended March 31, 2019, the Bank used its sources of funds primarily to fund loan commitments. At March 31, 2019,
    cash and cash equivalents, certificates of deposit held for investment and available for sale investment securities totaled $202.0 million, or 17.5% of total assets. The Bank generally maintains sufficient cash and short-term investments to meet
    short-term liquidity needs; however, its primary liquidity management practice is to increase or decrease short-term borrowings, including FRB borrowings and FHLB advances. At March 31, 2019, the Bank had no advances from the FRB and had a borrowing
    capacity of $58.3 million from the FRB, subject to sufficient collateral. At March 31, 2019, FHLB advances totaled $56.6 million and the Bank had an available borrowing capacity of $186.8 million, subject to sufficient collateral and stock investment.
    At March 31, 2019, the Bank had sufficient unpledged collateral to allow it to utilize its available borrowing capacity from the FRB and the FHLB. Borrowing capacity may, however, fluctuate based on acceptability and risk rating of loan collateral and
    counterparties could adjust discount rates applied to such collateral at their discretion.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
    <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">56
      <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">An additional source of wholesale funding includes brokered certificates of deposit. While the Company has utilized brokered deposits
    from time to time, the Company historically has not extensively relied on brokered deposits to fund its operations. At March 31, 2019 and 2018, the Bank had no wholesale brokered deposits. The Bank also participates in the CDARS and ICS deposit
    products, which allow the Company to accept deposits in excess of the FDIC insurance limit for that depositor and obtain "pass-through" insurance for the total deposit. The Bank's CDARS and ICS balances were $14.5 million, or 1.6% of total deposits,
    and $23.6 million, or 2.4% of total deposits, at March 31, 2019 and 2018, respectively. In addition, the Bank is enrolled in an internet deposit listing service. Under this listing service, the Bank may post time deposit rates on an internet site where
    institutional investors have the ability to deposit funds with the Bank. At March 31, 2019 and 2018, the Company had no deposits through this listing service. Although the Company did not originate any internet based deposits during the year ended
    March 31, 2019, the Company may do so in the future consistent with its asset/liability objectives. The combination of all the Bank's funding sources gives the Bank available liquidity of $605.3 million, or 52.5% of total assets at March 31, 2019.</div>
  <div style="LINE-HEIGHT: 7pt"><br style="LINE-HEIGHT: 7pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">At March 31, <font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2019</font>, the Company had total commitments
    of $183.0 million, which includes commitments to extend credit of $40.7 million, unused lines of credit totaling $77.0 million, undisbursed construction loans totaling $62.8 million, and standby letters of credit totaling $2.4 million. The Company
    anticipates that it will have sufficient funds available to meet current loan commitments. Certificates of deposit that are scheduled to mature in less than one year from March 31, 2019 totaled $59.5 million. Historically, the Bank has been able to
    retain a significant amount of its deposits as they mature. Offsetting these cash outflows are scheduled loan maturities of less than one year totaling $48.6 million at March 31, 2019.</div>
  <div style="LINE-HEIGHT: 7pt"><br style="LINE-HEIGHT: 7pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Riverview Bancorp, Inc., as a separate legal entity from the Bank, must provide for its own liquidity. Sources of capital and liquidity
    for Riverview Bancorp, Inc. include distributions from the Bank and the issuance of debt or equity securities. Dividends and other capital distributions from the Bank are subject to regulatory notice. At March 31, 2019, Riverview Bancorp, Inc. had $4.2
    million in cash to meet its liquidity needs.</div>
  <div style="LINE-HEIGHT: 4.55pt"><br style="LINE-HEIGHT: 4.55pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Effect of Inflation and Changing Prices</div>
  <div style="LINE-HEIGHT: 7pt"><br style="LINE-HEIGHT: 7pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Consolidated Financial Statements and related financial data presented herein have been prepared in accordance with GAAP, which
    require the measurement of financial position and operating results in terms of historical dollars without considering the change in the relative purchasing power of money over time due to inflation. The primary impact of inflation is reflected in the
    increased cost of the Company's operations. Unlike most industrial companies, virtually all the assets and liabilities of a financial institution are monetary in nature. As a result, interest rates generally have a more significant impact on a
    financial institution's performance than do general levels of inflation. Interest rates do not necessarily move in the same direction or to the same extent as the prices of goods and services.</div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">New Accounting Pronouncements</div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">For a discussion of new accounting pronouncements and their impact on the Company, see Note 1 of the Notes to the Consolidated Financial
    Statements included in Item 8 of this Form 10-K.</div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Contractual Obligations</div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The following table shows the contractual obligations by expected period. Further discussion of commitments is included in Note 19 of
    the Notes to the Consolidated Financial Statements included in Item 8 of this Form 10-K.</div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt">At March 31, <font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2019</font>, scheduled
    maturities of certificates of deposit, future operating minimum lease commitments, capital lease obligations and subordinated debentures were as follows (in thousands):</div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z2ad95cccf71e4f09859a87fe494e0a82">

        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Within</div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">1 Year</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Over</div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">1 - 3 Years</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Over</div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">3 - 5 Years</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">After</div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">5 Years</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total</div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Balance</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Certificates of deposit</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">59,487</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">19,273</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,709</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,537</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">86,006</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Operating leases</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,492</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,582</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,062</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,453</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,589</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Capital lease</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">34</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">86</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">115</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,168</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,403</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Junior subordinates debentures</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">27,836</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">27,836</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 11.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total other contractual obligations</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">61,013</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">20,941</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,886</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">33,994</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">121,834</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>

    </table>
  </div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt">The Company is periodically a party to litigation arising in the ordinary course of business. In the opinion of
    management, these actions will not have a material adverse effect, if any, on the Company's future financial position, results of operations, or liquidity. The Bank has entered into employment contracts with certain key employees, which provide for
    contingent payment subject to future events.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
    <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">57
      <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Off-Balance Sheet Arrangements</div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Company is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs
    of its customers. These financial instruments generally include commitments to originate mortgage, commercial and consumer loans. Those instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount
    recognized in the consolidated balance sheets. The Company's maximum exposure to credit loss in the event of nonperformance by the borrower is represented by the contractual amount of those instruments. The Company uses the same credit policies in
    making commitments as it does for on-balance sheet instruments. Commitments to originate loans are conditional and are honored for up to 45 days subject to the Company's usual terms and conditions. Collateral is not required to support commitments.</div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">At March 31, 2019, the Company had commercial loan commitments of $9.5 million and undisbursed commercial lines of credit of $51.8
    million. Commercial real estate mortgage loan commitments totaled $7.0 million and the undisbursed balance of commercial real estate mortgage loans was $5.0 million at March 31, 2019. At March 31, 2019, construction loan commitments totaled $19.6
    million and undisbursed construction loans totaled $62.8 million. Unused lines of credit secured by land development loans totaled $529,000. Real estate one-to-four family loan commitments totaled $4.7 million and unused lines of credit secured by real
    estate one-to-four family loans totaled $18.6 million at March 31, 2019. Other installment loan commitments totaled $19,000 and unused lines of credit on other installment loans totaled $1.1 million at March 31, 2019. At March 31, 2019, the Company had
    standby letters of credit totaling $2.4 million. For additional information regarding future financial commitments, this discussion and analysis should be read in conjunction with Note 19 of the Notes to the Consolidated Financial Statements contained
    in Item 8 of this Form 10-K.</div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
    <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">58
      <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
  </div>
  <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Item 7A. Quantitative and Qualitative Disclosures About Market Risk</u></div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Our financial condition and operations are influenced significantly by general economic conditions, including the absolute level of
    interest rates as well as changes in interest rates and the slope of the yield curve. Our profitability is dependent to a large extent on our net interest income, which is the difference between the interest received from our interest-earning assets
    and the interest expense incurred on our interest-bearing liabilities.<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</font>Our activities, like all financial institutions, inherently involve the assumption of interest
    rate risk. Interest rate risk is the risk that changes in market interest rates will have an adverse impact on the institution's earnings and underlying economic value. Interest rate risk is determined by the maturity and repricing characteristics of
    an institution's assets, liabilities and off-balance-sheet contracts. Interest rate risk is measured by the variability of financial performance and economic value resulting from changes in interest rates. Interest rate risk is the primary market risk
    affecting our financial performance.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Our Asset/Liability Management Committee ("ALCO") is responsible for monitoring and reviewing asset/liability processes and interest
    rate risk exposure to determine the level of risk appropriate given our operating environment, business plan strategies, performance objectives, capital and liquidity constraints, and asset and liability allocation alternatives; and to manage our
    interest rate risk consistent with regulatory guidelines and policies approved by the Board of Directors. Through such management, we seek to reduce the vulnerability of our earnings and capital position to changes in the level of interest rates. Our
    actions in this regard are taken under the guidance of the ALCO, which is comprised of members of our senior management. The ALCO closely monitors our interest sensitivity exposure, asset and liability allocation decisions, liquidity and capital
    positions, and local and national economic conditions and attempts to structure the loan and investment portfolios and funding sources to maximize earnings within acceptable risk tolerances.</div>
  <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Company does not maintain a trading account for any class of financial instrument nor does it engage in hedging activities or
    purchase high-risk derivative instruments. Furthermore, the Company is not subject to foreign currency exchange rate risk or commodity price risk. For information regarding the sensitivity to interest rate risk of the Company's interest-earning assets
    and interest-bearing liabilities, see the tables under Item 1.&#160; "Business &#8211; Lending Activities," "&#8211; Investment Activities" and "&#8211; Deposit Activities and Other Sources of Funds".</div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Company's principal financial objective is to achieve long-term profitability while limiting its exposure to fluctuating market
    interest rates. The Company intends to reduce risk where appropriate but accepts a degree of risk when warranted by economic circumstances. The Company has sought to reduce the exposure of its earnings to changes in market interest rates by attempting
    to manage the mismatch between asset and liability maturities and interest rates. The principal element in achieving this objective is to increase the interest rate sensitivity of the Company's interest-earning assets by retaining<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"> in its loan </font>portfolio, short&#8211;term loans and loans with interest rates subject to periodic adjustments.</div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Consumer and commercial loans are originated and held in the loan portfolio as the short-term nature of these portfolio loans match
    durations more closely with the short-term nature of retail deposits such as interest checking, money market accounts and savings accounts. The Company relies on retail deposits as its primary source of funds. Management believes retail deposits reduce
    the effects of interest rate fluctuations because they generally represent a more stable source of funds. As part of its interest rate risk management strategy, the Company promotes transaction accounts and certificates of deposit with longer terms to
    maturity. Except for immediate short-term cash needs, and depending on the current interest rate environment, FHLB advances will have short or long-term maturities. FRB borrowings have short-term maturities. For additional information, see Item 7.
    "Management's Discussion and Analysis of Financial Condition and Results of Operations" contained herein.</div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">A number of measures are utilized to monitor and manage interest rate risk, including simulation modeling and traditional interest rate
    gap analysis. While both methods provide an indication of risk for a given change in interest rates, the simulation model is primarily used to assess the impact on earnings that changes in interest rates may produce. Key assumptions in the model
    include cash flows and maturities of financial instruments, changes in market conditions, loan volumes and pricing, deposit sensitivity, consumer preferences and management's capital leverage plans. These assumptions are inherently uncertain;
    therefore, the model cannot precisely estimate net interest income or precisely predict the impact of higher or lower interest rates on net interest income. Actual results may significantly differ from simulated results due to timing, magnitude and
    frequency of interest rate changes and changes in market conditions and specific strategies among other factors.</div>
  <div style="LINE-HEIGHT: 8pt">&#160;</div>
  <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
    <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">59
      <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
  </div>
  <div style="LINE-HEIGHT: 8pt">&#160;</div>
  <div style="LINE-HEIGHT: 8pt">The following table shows the approximate percentage change in net interest income as of March 31, 2019 over a 12 and 24-month period under several rate scenarios:</div>
  <div style="LINE-HEIGHT: 8pt">&#160;</div>
  <div>
    <table cellspacing="0" cellpadding="0" border="0" align="center" style="WIDTH: 80%; BORDER-COLLAPSE: collapse; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z65ebed7ac29641da8ca8d33ca2b01cbb">

        <tr>
          <td style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 39.24%; VERTICAL-ALIGN: top">
            <div style="LINE-HEIGHT: 9.7pt">&#160;</div>
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Change in interest rates <sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td style="WIDTH: 2.53%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 27.85%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Percent change in net </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">interest income (12 months)</div>
          </td>
          <td style="WIDTH: 2.53%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 27.85%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Percent change in net </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">interest income (24 months)</div>
          </td>
        </tr>
        <tr>
          <td style="WIDTH: 39.24%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="WIDTH: 2.53%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="WIDTH: 27.85%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="WIDTH: 2.53%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="WIDTH: 27.85%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 39.24%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Up 300 basis points</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.53%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 27.85%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(5.5)%</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.53%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 27.85%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3.3%</div>
          </td>
        </tr>
        <tr>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 39.24%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Up 200 basis points</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.53%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 27.85%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(3.6)%</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.53%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 27.85%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2.5%</div>
          </td>
        </tr>
        <tr>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 39.24%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Up 100 basis points</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.53%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 27.85%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1.5)%</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.53%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 27.85%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1.9%</div>
          </td>
        </tr>
        <tr>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 39.24%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Base case</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.53%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 27.85%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.53%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 27.85%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.3%</div>
          </td>
        </tr>
        <tr>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 39.24%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Down 100 basis points</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.53%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 27.85%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(0.7)%</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.53%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 27.85%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(4.6)%</div>
          </td>
        </tr>
        <tr>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 39.24%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Down 200 basis points</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.53%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 27.85%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1.8)%</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.53%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 27.85%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(8.8)%</div>
          </td>
        </tr>
        <tr>
          <td style="WIDTH: 39.24%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="WIDTH: 2.53%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="WIDTH: 27.85%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="WIDTH: 2.53%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="WIDTH: 27.85%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 100%; VERTICAL-ALIGN: top" colspan="5">
            <div style="TEXT-ALIGN: left; TEXT-INDENT: -8.6pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.6pt; FONT-SIZE: 10pt"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup>&#160; <font style="FONT-SIZE: 8pt">The target federal funds rate as of March 31, 2019 was 2.5%. No
                rates in this model are allowed to go below zero and therefore a down 300 basis point scenario would not be plausible.</font></div>
          </td>
        </tr>

    </table>
  </div>
  <div><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Our consolidated balance sheet continues to be slightly asset sensitive, meaning that interest-earning assets reprice faster than
    interest-bearing liabilities in a given period. However, due to a number of loans in our loan portfolio with interest rate floors, our net interest income will be negatively impacted in a rising interest rate environment until such time as the current
    rate exceeds these interest rate floors. Net interest income will increase in year two as our interest-earning assets are expected to continue to reprice faster than interest-bearing liabilities. In a falling interest rate environment, our net interest
    income will be negatively impacted as our deposit costs are currently relatively low and interest rates paid cannot decrease significantly. We attempt to limit our interest rate risk through managing the repricing characteristics of our assets and
    liabilities.</div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">As with any method of measuring interest rate risk, certain shortcomings are inherent in the method of analysis presented in the
    foregoing table. For example, although certain assets and liabilities may have similar maturities or periods of repricing, they may react in different degrees to changes in market interest rates. Also, the interest rates on certain types of assets and
    liabilities may fluctuate in advance of changes in market interest rates, while interest rates on other types may lag behind changes in market rates. Additionally, certain assets, such as ARM loans, have features that restrict changes in interest rates
    on a short-term basis and over the life of the asset. Furthermore, in the event of a change in interest rates, expected rates of prepayments on loans and early withdrawals from certificates could deviate significantly from those assumed in calculating
    the table.</div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The following table shows the Company's financial instruments that are sensitive to changes in interest rates, categorized by expected
    maturity, and the instruments' fair values at March 31, 2019. Market risk sensitive instruments are generally defined as on- and off-balance sheet derivatives and other financial instruments (dollars in thousands).</div>
  <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" border="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z4dcfae57dddc4568b98289bb5a4ec284">

        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 30%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Average</div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Rate</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Within</div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">1 Year</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">After</div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">1 - 3</div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Years</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">After</div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">3 - 5</div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Years</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">After</div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">5 - 10</div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Years</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Beyond</div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">10</div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Years</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="WIDTH: 30%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 30%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Interest-Sensitive Assets:</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="22">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 30%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 30%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Loans receivable</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4.94</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">48,639</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">48,451</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">85,521</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">453,499</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">240,006</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">876,116</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 30%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Investment securities and other</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="WIDTH: 30%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 8.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">interest-earning assets</div>
          </td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2.31</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">27,536</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">21,919</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">58,946</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">76,450</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">184,851</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 30%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">FHLB stock</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2.46</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,458</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,093</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,093</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,644</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 30%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 4.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.1pt; FONT-SIZE: 10pt">Total assets</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">77,633</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">71,463</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">145,560</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">529,949</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">240,006</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,064,611</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 30%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 30%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -8.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.1pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Interest-Sensitive Liabilities:</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 30%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 30%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Interest checking</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.06</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">73,356</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">55,016</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">55,016</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">183,388</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 30%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Savings accounts</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.10</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">55,001</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">41,251</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">41,251</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">137,503</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 30%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Money market accounts</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.12</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">93,327</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">69,995</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">69,995</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">233,317</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 30%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Certificate accounts</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.53</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">59,487</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">19,273</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,709</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,521</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">16</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">86,006</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 30%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">FHLB advances</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2.62</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">56,586</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">56,586</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 30%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Subordinated debentures</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4.22</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">27,836</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">27,836</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 30%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -6.75pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 6.75pt; FONT-SIZE: 10pt">Obligations under capital lease</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7.16</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">34</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">86</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">115</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">438</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,730</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,403</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 30%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 12.6pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total liabilities</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">337,791</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">185,621</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">171,086</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,959</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">29,582</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">727,039</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 30%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Interest sensitivity gap</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(260,158</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(114,158</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(25,526</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">526,990</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">210,424</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">337,572</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 30%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -11.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 11.7pt; FONT-SIZE: 10pt">Cumulative interest sensitivity gap</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(260,158</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(374,316</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(399,842</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">127,148</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">337,572</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 30%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Off-Balance Sheet Items:</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 30%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 30%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -9pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt">Commitments to extend credit</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">40,737</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">40,737</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 30%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Unused lines of credit</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">139,842</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">139,842</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>

    </table>
  </div>
  <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
    <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">60
      <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
  </div>
  <div><br>
    &#160;</div>
  <div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Item 8.&#160;&#160; Financial Statements and Supplementary Data</u></div>
    <div style="LINE-HEIGHT: 11.4pt"><br style="LINE-HEIGHT: 11.4pt">
    </div>
    <div style="TEXT-ALIGN: left; LINE-HEIGHT: 15.95pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 18pt; FONT-SIZE: 14pt; FONT-WEIGHT: bold">RIVERVIEW BANCORP, INC. AND SUBSIDIARY</div>
    <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Consolidated Financial Statements for the Years Ended March 31, 2019, 2018 and 2017</div>
    <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Report of Independent Registered Public Accounting Firm</div>
    <div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
    </div>
    <div style="LINE-HEIGHT: 10.25pt"><br style="LINE-HEIGHT: 10.25pt">
    </div>
    <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; BORDER-COLLAPSE: collapse; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zd31a98ff24f749be99119048d6c036c6">

        <tr>
          <td style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 92.59%; VERTICAL-ALIGN: middle">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">TABLE OF CONTENTS</div>
          </td>
          <td style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 7.41%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td style="WIDTH: 92.59%; VERTICAL-ALIGN: bottom; BORDER-TOP: #000000 2px solid">&#160;</td>
          <td style="WIDTH: 7.41%; VERTICAL-ALIGN: bottom; BORDER-TOP: #000000 2px solid">&#160;</td>
        </tr>
        <tr>
          <td style="WIDTH: 92.59%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="WIDTH: 7.41%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Page</div>
          </td>
        </tr>
        <tr>
          <td style="WIDTH: 92.59%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="WIDTH: 7.41%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td style="WIDTH: 92.59%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Report of Independent Registered Public Accounting Firm</div>
          </td>
          <td style="WIDTH: 7.41%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">62</div>
          </td>
        </tr>
        <tr>
          <td style="WIDTH: 92.59%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="WIDTH: 7.41%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td style="WIDTH: 92.59%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Consolidated Balance Sheets as of March 31, 2019 and 2018</div>
          </td>
          <td style="WIDTH: 7.41%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">64</div>
          </td>
        </tr>
        <tr>
          <td style="WIDTH: 92.59%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="WIDTH: 7.41%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td style="WIDTH: 92.59%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Consolidated Statements of Income for the Years Ended March 31, 2019, 2018 and 2017</div>
          </td>
          <td style="WIDTH: 7.41%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">65</div>
          </td>
        </tr>
        <tr>
          <td style="WIDTH: 92.59%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="WIDTH: 7.41%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td style="WIDTH: 92.59%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Consolidated Statements of Comprehensive Income for the Years Ended March 31, 2019, 2018 and 2017</div>
          </td>
          <td style="WIDTH: 7.41%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">66</div>
          </td>
        </tr>
        <tr>
          <td style="WIDTH: 92.59%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="WIDTH: 7.41%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td style="WIDTH: 92.59%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Consolidated Statements of Shareholders' Equity for the Years Ended March 31, 2019, 2018 and 2017</div>
          </td>
          <td style="WIDTH: 7.41%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">67</div>
          </td>
        </tr>
        <tr>
          <td style="WIDTH: 92.59%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="WIDTH: 7.41%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td style="WIDTH: 92.59%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Consolidated Statements of Cash Flows for the Years Ended March 31, 2019, 2018 and 2017</div>
          </td>
          <td style="WIDTH: 7.41%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">68</div>
          </td>
        </tr>
        <tr>
          <td style="WIDTH: 92.59%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="WIDTH: 7.41%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td style="WIDTH: 92.59%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Notes to Consolidated Financial Statements</div>
          </td>
          <td style="WIDTH: 7.41%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">69</div>
          </td>
        </tr>

    </table>
    <div style="LINE-HEIGHT: 10.85pt">&#160;</div>
    <div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
      &#160;</div>
    <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
      <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">61
        <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
    </div>
    <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; BORDER-COLLAPSE: collapse; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z9d2be1e9b0dd4235b0e68f98766acebf">

        <tr>
          <td style="WIDTH: 100%; VERTICAL-ALIGN: top"> </td>
        </tr>

    </table>
    <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; BORDER-COLLAPSE: collapse; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zad772dd06a534128aa2d852a5e96db82">

        <tr>
          <td style="BORDER-BOTTOM: #000000 4px solid; WIDTH: 100%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 15.95pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 14pt; FONT-WEIGHT: bold">Report of Independent Registered Public Accounting Firm</div>
          </td>
        </tr>

    </table>
    <div style="LINE-HEIGHT: 11.4pt"><br style="LINE-HEIGHT: 11.4pt">
    </div>
    <div style="LINE-HEIGHT: 11.4pt">To the Board of Directors and Shareholders of<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><br>
      </font>Riverview Bancorp, Inc.</div>
    <div style="LINE-HEIGHT: 11.4pt"><br style="LINE-HEIGHT: 11.4pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Opinions on the Financial Statements and Internal Control over Financial Reporting</div>
    <div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt">We have audited the accompanying consolidated balance sheets of Riverview Bancorp, Inc. and Subsidiary
      (collectively, "the Company") as of March 31, 2019 and 2018, and the related consolidated statements of income, comprehensive income, shareholders' equity, and cash flows for each of the years in the three-year period ended March 31, 2019, and the
      related notes (collectively referred to as "the financial statements"). We have also audited the Company's internal control over financial reporting as of March 31, 2019, based on criteria established in <font style="FONT-STYLE: italic; FONT-FAMILY:
        'Times New Roman', Times, serif; FONT-SIZE: 10pt">Internal Control &#8211; Integrated Framework (2013)</font> issued by the Committee of Sponsoring Organizations of the Treadway Commission (COSO).</div>
    <div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt">In our opinion, the financial statements referred to above present fairly, in all material respects, the financial
      position of the Company as of March 31, 2019 and 2018, and the results of its operations and its cash flows for each of the years in the three-year period ended March 31, 2019, in conformity with accounting principles generally accepted in the United
      States of America (U.S.). Also, in our opinion, the Company maintained, in all material respects, effective internal control over financial reporting as of March 31, 2019, based on criteria established in <font style="FONT-STYLE: italic;
        FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Internal Control &#8211; Integrated Framework (2013)</font> issued by COSO.</div>
    <div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Basis for Opinion</div>
    <div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt">The Company's management is responsible for these financial statements, for maintaining effective internal control
      over financial reporting, and for its assessment of the effectiveness of internal control over financial reporting included in the accompanying Management's Annual Report on Internal Control Over Financial Reporting. Our responsibility is to express
      an opinion on the Company's financial statements and an opinion on the Company's internal control over financial reporting based on our audits. We are a public accounting firm registered with the Public Company Accounting Oversight Board (United
      States) (PCAOB) and are required to be independent with respect to the Company in accordance with the U.S. federal securities laws and the applicable rules and regulations of the Securities and Exchange Commission and the PCAOB.</div>
    <div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt">We conducted our audits in accordance with the standards of the PCAOB. Those standards require that we plan and
      perform the audits to obtain reasonable assurance about whether the financial statements are free of material misstatement, whether due to error or fraud, and whether effective internal control over financial reporting was maintained in all material
      respects.</div>
    <div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt">Our audits of the financial statements included performing procedures to assess the risks of material misstatement
      of the financial statements, whether due to error or fraud, and performing procedures that respond to those risks. Such procedures included examining, on a test basis, evidence regarding the amounts and disclosures in the financial statements. Our
      audits also included evaluating the accounting principles used and significant estimates made by management, as well as evaluating the overall presentation of the financial statements.&#160; Our audit of internal control over financial reporting included
      obtaining an understanding of internal control over financial reporting, assessing the risk that a material weakness exists, and testing and evaluating the design and operating effectiveness of internal control based on the assessed risk. Our audits
      also included performing such other procedures as we considered necessary in the circumstances. We believe that our audits provide a reasonable basis for our opinions.</div>
    <div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
    </div>
    <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
      <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">62
        <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Definition and Limitations of Internal Control over Financial Reporting</div>
    <div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt">A company's internal control over financial reporting is a process designed to provide reasonable assurance
      regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles. A company's internal control over financial reporting includes those
      policies and procedures that (1) pertain to the maintenance of records that, in reasonable detail, accurately and fairly reflect the transactions and dispositions of the assets of the company; (2) provide reasonable assurance that transactions are
      recorded as necessary to permit preparation of financial statements in accordance with generally accepted accounting principles, and that receipts and expenditures of the company are being made only in accordance with authorizations of management and
      directors of the company; and (3) provide reasonable assurance regarding prevention or timely detection of unauthorized acquisition, use, or disposition of the company's assets that could have a material effect on the financial statements.</div>
    <div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt">Because of its inherent limitations, internal control over financial reporting may not prevent or detect
      misstatements. Also, projections of any evaluation of effectiveness to future periods are subject to the risk that controls may become inadequate because of changes in conditions, or that the degree of compliance with the policies or procedures may
      deteriorate.</div>
    <div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
    </div>
    <div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 11.4pt; MARGIN-LEFT: 0.7pt"><img style="WIDTH: 145px; HEIGHT: 39px" src="image00001.jpg"></div>
    <div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
    </div>
    <div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt">We have served as the Company's auditor since 2015.</div>
    <div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt">Lake Oswego, Oregon</div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 6pt; FONT-SIZE: 10pt">June 14, 2019</div>
    <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
      <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">63
        <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
    </div>
    <div style="TEXT-ALIGN: left; LINE-HEIGHT: 13.7pt; MARGIN-TOP: 6pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 6pt; MARGIN-LEFT: 4.5pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold">RIVERVIEW BANCORP, INC. AND SUBSIDIARY</div>
    <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 4.5pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold">CONSOLIDATED BALANCE SHEETS</div>
    <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 4.5pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold">AS OF MARCH 31, 2019 AND 2018</div>
    <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
    </div>
    <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zb89424a02f8941ebb766e356da03f9a6">

        <tr>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">(In thousands, except share and per share data)</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: middle" colspan="2">
            <div style="LINE-HEIGHT: 9.7pt"></div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 12.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2019</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: middle" colspan="2">
            <div style="LINE-HEIGHT: 9.7pt"></div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2018</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: middle">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">ASSETS</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 76%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.1pt; FONT-SIZE: 10pt">Cash and cash equivalents (including interest-earning accounts of $5,844 and $30,052)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">22,950</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">44,767</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 76%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.1pt; FONT-SIZE: 10pt">Certificates of deposit held for investment</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">747</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,967</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 76%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.1pt; FONT-SIZE: 10pt">Loans held for sale</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">909</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">210</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 76%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.1pt; FONT-SIZE: 10pt">Investment securities:</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 76%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.1pt; FONT-SIZE: 10pt">Available for sale, at estimated fair value</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">178,226</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">213,221</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 76%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.1pt; FONT-SIZE: 10pt">Held to maturity, at amortized cost (estimated fair value of $35 and $43)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">35</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">42</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 76%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.1pt; FONT-SIZE: 10pt">Loans receivable (net of allowance for loan losses of $11,457 and $10,766)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">864,659</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">800,610</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 76%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.1pt; FONT-SIZE: 10pt">Real estate owned ("REO")</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">298</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 76%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.1pt; FONT-SIZE: 10pt">Prepaid expenses and other assets</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,596</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,870</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 76%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.1pt; FONT-SIZE: 10pt">Accrued interest receivable</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,919</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,477</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 76%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.1pt; FONT-SIZE: 10pt">Federal Home Loan Bank ("FHLB") stock, at cost</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,644</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,353</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 76%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.1pt; FONT-SIZE: 10pt">Premises and equipment, net</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">15,458</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">15,783</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 76%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.1pt; FONT-SIZE: 10pt">Deferred income taxes, net</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,195</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,813</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 76%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.1pt; FONT-SIZE: 10pt">Mortgage servicing rights, net</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">296</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">388</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 76%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.1pt; FONT-SIZE: 10pt">Goodwill</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">27,076</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">27,076</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 76%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.1pt; FONT-SIZE: 10pt">Core deposit intangible ("CDI"), net</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">920</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,103</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 76%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.1pt; FONT-SIZE: 10pt">Bank owned life insurance ("BOLI")</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">29,291</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">28,557</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 76%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">TOTAL ASSETS</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,156,921</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,151,535</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 76%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">LIABILITIES AND SHAREHOLDERS' EQUITY</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 76%; VERTICAL-ALIGN: top">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 76%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">LIABILITIES:</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 76%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.1pt; FONT-SIZE: 10pt">Deposits</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">925,068</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">995,691</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 76%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.1pt; FONT-SIZE: 10pt">Accrued expenses and other liabilities</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">12,536</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">9,391</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 76%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.1pt; FONT-SIZE: 10pt">Advance payments by borrowers for taxes and insurance</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">631</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">637</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 76%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.1pt; FONT-SIZE: 10pt">FHLB advances</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">56,586</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 76%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.1pt; FONT-SIZE: 10pt">Junior subordinated debentures</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">26,575</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">26,484</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 76%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.1pt; FONT-SIZE: 10pt">Capital lease obligation</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,403</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,431</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 76%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 17.1pt; FONT-SIZE: 10pt">Total liabilities</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,023,799</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,034,634</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 76%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 76%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt">COMMITMENTS AND CONTINGENCIES (See Note 19)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 76%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 76%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">SHAREHOLDERS' EQUITY:</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 76%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 17.1pt; FONT-SIZE: 10pt">Serial preferred stock, $.01 par value; 250,000 shares authorized; issued and outstanding: none</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 76%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 17.1pt; FONT-SIZE: 10pt">Common stock, $.01 par value; 50,000,000 shares authorized</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 76%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 26.1pt; FONT-SIZE: 10pt">March 31, 2019 &#8211; 22,607,712 shares issued and outstanding</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">226</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">226</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 76%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 26.1pt; FONT-SIZE: 10pt">March 31, 2018 &#8211; 22,570,179 shares issued and outstanding</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 76%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 17.1pt; FONT-SIZE: 10pt">Additional paid-in capital</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">65,094</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">64,871</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 76%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 17.1pt; FONT-SIZE: 10pt">Retained earnings</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">70,428</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">56,552</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 76%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 17.1pt; FONT-SIZE: 10pt">Accumulated other comprehensive loss</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(2,626</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(4,748</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 76%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.1pt; FONT-SIZE: 10pt">Total shareholders' equity</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">133,122</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">116,901</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 76%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,156,921</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,151,535</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>

    </table>
    <div style="LINE-HEIGHT: 10.25pt"><br style="LINE-HEIGHT: 10.25pt">
    </div>
    <div style="TEXT-ALIGN: left; LINE-HEIGHT: 12.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;&#160;See accompanying notes to consolidated
        financial statements</font>.</div>
    <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
      <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">64
        <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
    </div>
    <div style="TEXT-ALIGN: left; LINE-HEIGHT: 18.8pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 4.5pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold">RIVERVIEW BANCORP, INC. AND SUBSIDIARY</div>
    <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 4.5pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold">CONSOLIDATED STATEMENTS OF INCOME</div>
    <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 4.5pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold">FOR THE YEARS ENDED MARCH 31, 2019, 2018 AND 2017</div>
    <div style="LINE-HEIGHT: 10.25pt"><br style="LINE-HEIGHT: 10.25pt">
    </div>
    <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z929e3c1a56de49fda63a24359c6690f1">

        <tr style="HEIGHT: 14px">
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">(In thousands, except share and per share data)</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2019</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2018</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2017</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt">INTEREST AND DIVIDEND INCOME:</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Interest and fees on loans receivable</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">44,187</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">39,659</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">31,609</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Interest on investment securities &#8211; taxable</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,456</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,648</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,550</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Interest on investment securities &#8211; nontaxable</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">146</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">95</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">25</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Other interest and dividends</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">329</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">558</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">443</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 26.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total interest and dividend income</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">49,118</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">44,960</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">35,627</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">INTEREST EXPENSE:</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Interest on deposits</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">996</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,208</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,151</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Interest on borrowings</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,819</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,141</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">718</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 26.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total interest expense</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,815</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,349</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,869</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Net interest income</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">46,303</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">42,611</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">33,758</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Provision for loan losses</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">50</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Net interest income after provision for loan losses</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">46,253</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">42,611</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">33,758</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">NON-INTEREST INCOME:</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Fees and service charges</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6,699</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,779</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,177</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Asset management fees</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,791</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,448</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,988</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Net gains on sales of loans held for sale</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">317</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">641</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">656</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">BOLI</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">734</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">819</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">760</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Other, net</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">317</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">317</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">433</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 26.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total non-interest income, net</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">11,858</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">11,004</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,014</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">NON-INTEREST EXPENSE:</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Salaries and employee benefits</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">22,320</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">21,743</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">19,356</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Occupancy and depreciation</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,334</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,454</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,819</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Data processing</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,467</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,313</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,111</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Amortization of CDI</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">183</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">232</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">27</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Advertising and marketing</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">769</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">747</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">754</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">FDIC insurance premium</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">326</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">476</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">356</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">State and local taxes</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">651</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">605</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">609</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Telecommunications</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">353</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">417</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">317</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Professional fees</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,426</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,181</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,628</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Litigation settlement</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">500</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Other</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,870</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,450</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,504</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 27pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total non-interest expense</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">35,699</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">35,618</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">32,981</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">INCOME BEFORE INCOME TAXES</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">22,412</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">17,997</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,791</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">PROVISION FOR INCOME TAXES</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,146</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7,755</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,387</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">NET INCOME</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">17,266</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,242</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7,404</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Earnings per common share:</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 18pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Basic</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.76</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.45</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.33</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 18pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Diluted</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.76</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.45</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.33</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Weighted average number of common shares outstanding:</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 18pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Basic</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">22,588,395</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">22,531,480</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">22,478,306</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 18pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Diluted</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">22,659,594</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">22,623,455</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">22,548,340</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>

    </table>
    <div style="LINE-HEIGHT: 15.4pt"><br style="LINE-HEIGHT: 15.4pt">
    </div>
    <div style="TEXT-ALIGN: left; LINE-HEIGHT: 20.5pt; FONT-STYLE: italic; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">See accompanying notes to consolidated financial statements.</div>
    <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
      <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">65
        <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
    </div>
    <div style="TEXT-ALIGN: left; LINE-HEIGHT: 20.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">RIVERVIEW BANCORP, INC. AND SUBSIDIARY</div>
    <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME</div>
    <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">FOR THE YEARS ENDED MARCH 31, 2019, 2018 AND 2017</div>
    <div style="LINE-HEIGHT: 10.25pt"><br style="LINE-HEIGHT: 10.25pt">
    </div>
    <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zf4a9275baea545eca23ee6496d0e7fd0">

        <tr>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">(In thousands)</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2019</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2018</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2017</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Net income</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">17,266</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,242</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7,404</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Other comprehensive income (loss):</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.3pt; FONT-SIZE: 10pt">Net unrealized holding gain (loss) from available for sale investment securities arising</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -10.4pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18.7pt; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;during the period, net of tax of ($629), $871 and $1,581, respectively</div>
          </td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,122</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(2,719</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(2,872</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">Reclassification adjustment for other than temporary impairment ("OTTI") of available for</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.3pt; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;sale investment security included in income, net of tax of $0, $0 and ($85) respectively</div>
          </td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">155</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.3pt; FONT-SIZE: 10pt">Reclassification adjustment of net gain from sale of available for sale investment</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 17.1pt; FONT-SIZE: 10pt">securities included in income, net of tax of $0, $0 and $29, respectively</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(53</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total other comprehensive income (loss), net</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,122</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(2,719</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(2,770</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total comprehensive income, net</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">19,388</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7,523</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,634</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>

    </table>
    <div style="TEXT-ALIGN: left; LINE-HEIGHT: 15.4pt; FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>
    <div style="TEXT-ALIGN: left; LINE-HEIGHT: 15.4pt; FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">See accompanying notes to consolidated financial statements.<br style="LINE-HEIGHT: 20.5pt">
    </div>
    <div style="LINE-HEIGHT: 20.5pt"><br style="LINE-HEIGHT: 20.5pt">
    </div>
    <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
      <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">66
        <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
    </div>
    <div style="LINE-HEIGHT: 20.5pt; FONT-WEIGHT: bold">RIVERVIEW BANCORP, INC. AND SUBSIDIARY</div>
    <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY</div>
    <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">FOR THE YEARS ENDED MARCH 31, 2019, 2018 AND 2017</div>
    <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</div>
    <table cellspacing="0" cellpadding="0" border="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zfb6d937b62d448dc8310ce09a94d4cc9">

        <tr style="HEIGHT: 54px">
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 23%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: center; VERTICAL-ALIGN: bottom; FONT-WEIGHT: bold" colspan="6">Common Stock</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="TEXT-ALIGN: center; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Unearned</div>
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Shares</div>
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Issued to </div>
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Employee </div>
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Stock&#160;&#160;</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="TEXT-ALIGN: center; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Accumulated&#160;</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 23%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8.55pt; TEXT-INDENT: 0.45pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">(In thousands, except share data)</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Shares&#160;</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: center; VERTICAL-ALIGN: bottom; FONT-WEIGHT: bold" colspan="2">Amount</td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Additional </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Paid-In </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Capital</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Retained</div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Earnings</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Ownership </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Plan</div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">("ESOP")</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Other</div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Comprehensive</div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Income (Loss)</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="WIDTH: 23%; VERTICAL-ALIGN: top">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 23%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Balance April 1, 2016</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">22,507,890</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">225</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">64,418</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">42,728</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(181</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,083</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">108,273</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 23%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 23%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Net income</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7,404</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7,404</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 23%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: -9pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt">Cash dividend on common stock ($0.08</div>
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: -9pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt">&#160;&#160; per&#160;share)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1,797</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1,797</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 23%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Exercise of stock options</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,000</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">11</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">11</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 23%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Earned ESOP shares</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">39</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">104</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">143</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 23%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: -9pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt">Other comprehensive loss, net</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(2,770</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(2,770</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 23%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 23%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Balance March 31, 2017</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">22,510,890</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">225</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">64,468</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">48,335</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(77</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1,687</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">111,264</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 23%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 23%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Net income</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,242</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,242</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 23%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: -9pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt">Cash dividend on common stock ($0.105 </div>
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: -9pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt">&#160;&#160; per&#160;share)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(2,367</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(2,367</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 23%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Exercise of stock options</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">59,289</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">244</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">245</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 23%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Stock-based compensation expense</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">88</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">88</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" colspan="3" rowspan="1" style="BACKGROUND-COLOR: #cceeff; WIDTH: 23%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: -4.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 4.5pt; FONT-SIZE: 10pt">Reclassification of certain stranded income </div>
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: -4.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 4.5pt; FONT-SIZE: 10pt">&#160;&#160; tax effects as a result of change in federal </div>
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: -4.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 4.5pt; FONT-SIZE: 10pt">&#160;&#160; corporate income tax rate (see Note 1)</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">342</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(342</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 23%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: -9pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt">Earned ESOP shares</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">71</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">77</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">148</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 23%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: -9pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt">Other comprehensive loss, net</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(2,719</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(2,719</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 23%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 23%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Balance March 31, 2018</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">22,570,179</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">226</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">64,871</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">56,552</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(4,748</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">116,901</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 23%; VERTICAL-ALIGN: top">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 23%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Net income</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">17,266</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">17,266</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 23%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: -9pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt">Cash dividend on common stock ($0.15</div>
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: -9pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt">&#160;&#160; per&#160;share)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(3,390</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(3,390</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 23%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Exercise of stock options</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">37,533</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">179</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">179</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 23%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Stock-based compensation expense</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">44</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">44</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 23%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: -9pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt">Other comprehensive income, net</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,122</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,122</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 23%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 23%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Balance March 31, 2019</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">22,607,712</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">226</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">65,094</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">70,428</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(2,626</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 8%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">133,122</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 23%; VERTICAL-ALIGN: top">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 8%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>

    </table>
    <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">See accompanying<font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</font>notes to
      consolidated financial statements.</div>
    <div style="LINE-HEIGHT: 10.25pt"><br style="LINE-HEIGHT: 10.25pt">
    </div>
    <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
      <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">67
        <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
    </div>
    <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">RIVERVIEW BANCORP, INC. AND SUBSIDIARY</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">CONSOLIDATED STATEMENTS OF CASH FLOWS</div>
    <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">FOR THE YEARS ENDED MARCH 31, 2019, 2018 AND 2017</div>
    <div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
    </div>
    <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zbdc786889b9741f7ab5c0bd80d724744">

        <tr>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">(In thousands)</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2019</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2018</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2017</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">CASH FLOWS FROM OPERATING ACTIVITIES:</div>
          </td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Net income</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">17,266</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,242</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7,404</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.6pt; FONT-SIZE: 10pt">Adjustments to reconcile net income to net cash provided by operating activities:</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 17.6pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Depreciation and amortization</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,718</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,917</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,746</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 17.6pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Purchased loans amortization (accretion), net</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(147</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(277</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">441</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 17.6pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Provisions for loan losses</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">50</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 17.6pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Provision (benefit) for deferred income taxes</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(11</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,668</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,103</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 17.6pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Expense related to ESOP</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">148</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">143</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 17.6pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Stock-based compensation expense</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">44</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">88</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 17.6pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Increase in deferred loan origination fees, net of amortization</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">498</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">498</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">543</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 17.6pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Origination of loans held for sale</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(11,105</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(20,502</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(21,032</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 17.6pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Proceeds from sales of loans held for sale</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,579</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">21,204</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">21,477</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 17.6pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Writedown of REO</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">30</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: -9pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 26.6pt; FONT-SIZE: 10pt">Loss on impairment of investment security</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">240</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: -9pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 26.6pt; FONT-SIZE: 10pt">Net gains on sales of loans held for sale, sales of investment securities and sale of REO</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(682</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(725</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(731</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 17.6pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Income from BOLI</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(734</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(819</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(760</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 17.6pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">BOLI death benefit in excess of cash surrender value</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(423</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 17.6pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Changes in certain other assets and liabilities:</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 26.6pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Prepaid expenses and other assets</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(868</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(212</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(369</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 26.6pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Accrued interest receivable</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(442</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(536</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(291</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 26.6pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Accrued expenses and other liabilities</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,988</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(3,755</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,538</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 45pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Net cash provided by operating activities</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">20,154</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">11,939</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">18,059</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">CASH FLOWS FROM INVESTING ACTIVITIES:</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Loan repayments (originations), net</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(34,427</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">11,156</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(37,103</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: -9pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">Purchases of loans receivable</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(29,929</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(43,016</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(5,746</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: -9pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">Principal repayments on investment securities available for sale</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">26,519</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">28,569</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">29,782</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: -9pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">Purchases of investment securities available for sale</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(47,494</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(92,418</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: -9pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">Proceeds from calls, maturities, and sales of investment securities available for sale</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,000</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">950</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7,261</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Principal repayments on investment securities held to maturity</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">22</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">11</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Purchases of premises and equipment and capitalized software</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1,046</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(753</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(598</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Redemption of certificates of deposit held for investment</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,220</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,075</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,727</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Purchases of FHLB stock, net</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(2,291</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(172</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(121</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Cash acquired, net of cash consideration paid in business combination</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">15,116</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Proceeds from death benefit on BOLI</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,236</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Proceeds from sales of REO and premises and equipment</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">976</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">81</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">262</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 45pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Net cash used in investing activities</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(24,971</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(45,582</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(76,591</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">CASH FLOWS FROM FINANCING ACTIVITIES:</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Net increase (decrease) in deposits</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(70,568</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">15,771</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">69,470</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Dividends paid</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(3,163</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(2,140</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1,799</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Proceeds from borrowings</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">326,956</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">55,980</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">23,200</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Repayment of borrowings</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(270,370</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(55,980</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(23,200</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Net increase (decrease) in advance payments by borrowers for taxes and insurance</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(6</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(56</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">84</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Principal payments on capital lease obligation</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(28</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(23</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(21</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Proceeds from exercise of stock options</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">179</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">245</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">11</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 45pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Net cash provided by (used in) financing activities</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(17,000</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">13,797</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">67,745</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(21,817</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(19,846</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">9,213</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">CASH AND CASH EQUIVALENTS, BEGINNING OF YEAR</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">44,767</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">64,613</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">55,400</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">CASH AND CASH EQUIVALENTS, END OF YEAR</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">22,950</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">44,767</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">64,613</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION:</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Cash paid during the year for:</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 17.6pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Interest</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,686</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,176</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,655</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 17.6pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Income taxes</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6,877</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,280</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">285</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">NONCASH INVESTING AND FINANCING ACTIVITIES:</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 9.9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Dividends declared and accrued in other liabilities</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">904</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">677</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">450</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: 10.35pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Other comprehensive income (loss)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,751</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(3,590</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(4,295</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: -7.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 17.6pt; FONT-SIZE: 10pt">Income tax effect related to other comprehensive income (loss)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(629</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">871</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,525</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; TEXT-INDENT: -7.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 17.6pt; FONT-SIZE: 10pt">Business combinations (See Note 3)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 17.6pt; FONT-SIZE: 10pt">Fair value of assets acquired</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(145,386</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 17.6pt; FONT-SIZE: 10pt">Fair value of liabilities assumed</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">134,810</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>

    </table>
    <div style="LINE-HEIGHT: 2.3pt"><br style="LINE-HEIGHT: 2.3pt">
    </div>
    <div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">See accompanying</font><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</font><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">notes to consolidated financial statements.</font></div>
    <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
      <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">68
        <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
    </div>
    <div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">RIVERVIEW BANCORP, INC. AND SUBSIDIARY</div>
    <div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">NOTES TO CONSOLIDATED FINANCIAL STATEMENTS</div>
    <div style="TEXT-ALIGN: left; LINE-HEIGHT: 12.55pt; FONT-VARIANT: normal; FONT-STYLE: normal; FONT-FAMILY: 'Times New Roman', Times, serif"><font style="FONT-SIZE: 10pt; FONT-WEIGHT: bold">YEARS ENDED MARCH 31, 2019, 2018 and 2017</font><font style="FONT-SIZE: 5.02pt" id="TRGRRTFtoHTMLTab">&#160; </font>
      <hr noshade="noshade" align="center" style="BORDER-BOTTOM: medium none; TEXT-ALIGN: center; BORDER-LEFT: medium none; BACKGROUND-COLOR: #000000; HEIGHT: 2px; COLOR: #000000; MARGIN-LEFT: auto; BORDER-TOP: medium none; MARGIN-RIGHT: auto;
        BORDER-RIGHT: medium none"> </div>
    <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z1e4abe15e90a412da33b9a3628c75e98" class="DSPFListTable">

          <tr>
            <td style="WIDTH: 18pt; VERTICAL-ALIGN: top; align: right">
              <div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">1.</div>
            </td>
            <td style="WIDTH: auto; VERTICAL-ALIGN: top">
              <div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="LINE-HEIGHT: 7pt"><br style="LINE-HEIGHT: 7pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT:
        bold">Principles of Consolidation</font> &#8211; The accompanying consolidated financial statements include the accounts of Riverview Bancorp, Inc.; its wholly-owned subsidiary, Riverview Community Bank (the "Bank"); and the Bank's wholly-owned
      subsidiaries, Riverview Services, Inc. and Riverview Trust Company (the "Trust Company") (collectively referred to as the "Company"). All inter-company transactions and balances have been eliminated in consolidation.</div>
    <div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">At March 31, 2019 and 2018, the Trust Company had 2,500 Trust Company stock options outstanding which had been
      granted to the President and Chief Executive Officer of the Trust Company. During the year ended March 31, 2019 and 2018, the Trust Company incurred $44,000 and $88,000, respectively, of stock-based compensation expense related to these options. No
      Trust Company stock options were exercised during the years ended March 31, 2019, 2018 and 2017.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">On February 17, 2017, Riverview Bancorp, Inc. and the Bank completed a purchase and assumption transaction in
      which the Bank purchased certain assets and assumed certain liabilities of MBank, the wholly-owned subsidiary of Merchants Bancorp (the "MBank transaction"). In addition, as part of the MBank transaction, Riverview Bancorp, Inc. assumed the
      obligations of Merchant Bancorp's trust preferred securities. The MBank transaction was accounted for as a business combination pursuant to accounting principles generally accepted in the United States of America ("generally accepted accounting
      principles" or "GAAP"). The results of operations of the acquired assets and assumed liabilities have been included in the Company's consolidated financial statements as of and for the periods since the acquisition date. See Note 3 for additional
      discussion.</div>
    <div style="LINE-HEIGHT: 7pt"><br style="LINE-HEIGHT: 7pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">The Company has three subsidiary grantor trusts which were established in connection with the issuance of trust
      preferred securities (see Note 12). In accordance with GAAP, the accounts and transactions of the trusts are not included in the accompanying consolidated financial statements.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT:
        bold">Nature of Operations</font> &#8211; The Bank is a community-oriented financial institution which operates 18 branches in rural and suburban communities in southwest Washington State and Multnomah, Washington and Marion counties of Oregon. The Bank
      is engaged primarily in the business of attracting deposits from the general public and using such funds, together with other borrowings, to make various commercial business, commercial real estate, land, multi-family real estate, real estate
      construction and consumer loans. Additionally, the Trust Company offers trust and investment services and Riverview Services acts as a trustee for deeds of trust on mortgage loans granted by the Bank and receives a reconveyance fee for each deed of
      trust.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">In September 2018, the Bank completed a purchase and assumption transaction in which all of the Bank's Longview,
      Washington branch deposits were sold to a community bank headquartered in Longview. The Bank sold approximately $3.2 million of deposits and recognized a gain on sale of these deposits of approximately $70,000, which is included in other non-interest
      income in the accompanying consolidated statements of income for the year ended March 31, 2019. This purchase and assumption transaction did not include the sale of any loans, or the exchange of any assets or liabilities other than deposits. The Bank
      subsequently sold the Longview branch land and building in December 2018 and recognized a $355,000 gain on sale, which is included in other non-interest expense in the accompanying consolidated statement of income for the year ended March 31, 2019.</div>
    <div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT:
        bold">Business segments</font> &#8211; The Company's operations are managed along two operating segments, consisting of banking operations performed by the Bank and trust and investment services performed by the Trust Company. While the chief operating
      decision maker uses financial information related to these segments to analyze business performance and allocate resources, the trust and investment services segment does not meet the quantitative threshold under GAAP to be considered a reportable
      segment. As such, these operating segments are aggregated into a single reportable operating segment in the consolidated financial statements. No revenues are derived from foreign countries.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT:
        bold">Use of Estimates in the Preparation of Consolidated Financial Statements</font> &#8211; The preparation of consolidated financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported
      amounts of certain assets and liabilities and disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of related revenue and expense during the reporting period. Actual results
      could differ from those estimates.</div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">&#160;</div>
    <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
      <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">69
        <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
    </div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT:
        bold">Cash and Cash Equivalents</font> &#8211; Cash and cash equivalents include amounts on hand, due from banks and interest-earning deposits in other banks. Cash and cash equivalents have a maturity of 90 days or less at the time of purchase.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT:
        bold">Certificates of Deposit Held for Investment </font>&#8211; Certificates of deposit held for investment include amounts invested with financial institutions at a stated interest rate and maturity date. Early withdrawal penalties apply; however, the
      Company plans to hold these investments to maturity.</div>
    <div style="LINE-HEIGHT: 7.4pt"><br style="LINE-HEIGHT: 7.4pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT:
        bold">Loans Held for Sale</font> &#8211; The Company identifies loans held for sale at the time of origination and such loans are carried at the lower of aggregate cost or estimated fair value. Estimated fair values are derived from available market
      quotations for comparable pools of mortgage loans. Adjustments for unrealized losses, if any, are charged to income.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">Gains or losses on sales of loans held for sale are recognized at the time of sale and are determined by the
      difference between the net sales proceeds and the allocated basis of these loans sold. The Company capitalizes mortgage servicing rights ("MSRs") acquired through the sale of originated mortgage loans or the securitization of mortgage loans with
      servicing rights retained. Upon sale of mortgage loans held for sale, the total cost of the loans designated for sale is allocated to mortgage loans with and without MSRs based on their relative fair values. The MSRs are included as a component of
      net gains on sales of loans held for sale. The MSRs are amortized in proportion to and over the estimated period of the net servicing income and such amortization is reflected as a component of loan servicing income and is included in the
      consolidated statements of income in other non-interest income.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT:
        bold">Investment Securities </font>&#8211; Investments in debt securities are classified as held to maturity when the Company has the ability and positive intent to hold such securities to maturity. Investments in debt securities held to maturity are
      carried at amortized cost. Unrealized losses on investments in debt securities held to maturity due to fluctuations in fair value are recognized when it is determined that a credit-related other than temporary decline in value has occurred.
      Investments in debt securities bought and held principally for the purpose of sale in the near-term are classified as trading securities. Investments in debt securities that the Company intends to hold for an indefinite period, but not necessarily to
      maturity, are classified as available for sale. Such debt securities may be sold to implement the Company's asset/liability management strategies and in response to changes in interest rates and similar factors. Investments in debt securities
      available for sale are reported at estimated fair value. Unrealized gains and losses on investment securities available for sale, net of the related deferred tax effect, are included in total comprehensive income and are reported as a net amount in a
      separate component of shareholders' equity entitled "accumulated other comprehensive income (loss)." Realized gains and losses on sales of investments in debt securities available for sale, determined using the specific identification method, are
      included in earnings on the trade date. Amortization of premiums and accretion of discounts are recognized in interest income over the period to contractual maturity or expected call, if sooner. The Company's investment portfolio consists of debt
      securities and does not include any equity securities.</div>
    <div style="LINE-HEIGHT: 7pt"><br style="LINE-HEIGHT: 7pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">The Company analyzes investments in debt securities for OTTI on a quarterly basis. OTTI is separated into a
      credit component and noncredit component. Credit component losses are reported in non-interest income when the present value of expected future cash flows is less than the amortized cost. Noncredit component losses are recorded in other comprehensive
      income (loss) when the Company (1) does not intend to sell the security or (2) is not more likely than not to have to sell the security prior to the security's anticipated recovery. If the Company is likely to sell an investment in a debt security,
      any noncredit component losses are recognized and are reported in non-interest income.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT:
        bold">Loans Receivable</font> &#8211; Loans are stated at the amount of unpaid principal, reduced by net deferred loan origination fees and an allowance for loan losses. Interest on loans is accrued daily based on the principal amount outstanding.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">Loans are reviewed regularly and it is the Company's general policy that a loan is past due when it is 30 days
      to 89 days delinquent. In general, when a loan is 90 days delinquent or when collection of principal or interest appears doubtful, it is placed on non-accrual status, at which time the accrual of interest ceases and a reserve for unrecoverable
      accrued interest is established and charged against operations. As a general practice, payments received on non-accrual loans are applied to reduce the outstanding principal balance on a cost recovery method. Also as a general practice, a loan is not
      removed from non-accrual status until all delinquent principal, interest and late fees have been brought current and the borrower has demonstrated a history of performance based upon the contractual terms of the note. A history of repayment
      performance generally would be a minimum of six months.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">Loan origination and commitment fees and certain direct loan origination costs are deferred and amortized as an
      adjustment of the yield of the related loan.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT:
        bold">Acquired Loans </font><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#8211;</font> Purchased loans, including loans acquired in business combinations, are recorded at their estimated fair value at
      the acquisition date. Credit discounts are included in the determination of fair value; therefore, an allowance for </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">&#160;</div>
    <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
      <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">70
        <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">loan losses is not recorded at the acquisition date. Acquired loans are evaluated upon acquisition and
      classified as either purchased credit-impaired ("PCI") or purchased non-credit-impaired. PCI loans reflect credit deterioration since origination such that it is probable at acquisition that the Company will be unable to collect all contractually
      required payments. The excess of the cash flows expected to be collected over a PCI loan's carrying value is considered to be the accretable yield and is recognized as interest income over the estimated life of the PCI loan using the effective yield
      method. The excess of the undiscounted contractual balances due over the cash flows expected to be collected is considered to be the nonaccretable difference. The nonaccretable difference represents the Company's estimate of the credit losses
      expected to occur and would be considered in determining the estimated fair value of the loans as of the acquisition date. Subsequent to the acquisition date, any increases in expected cash flows over those expected at the purchase date in excess of
      fair value are adjusted through a change to the accretable yield on a prospective basis. Any subsequent decreases in expected cash flows attributable to credit deterioration are recognized by recording an allowance for loan losses. The Company had no
      PCI loans as of March 31, 2019 and 2018.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">For purchased non-credit-impaired loans, the difference between the fair value and unpaid principal balance of
      the loan at the acquisition date is amortized or accreted to interest income over the life of the loans. Any subsequent deterioration in credit quality is recognized by recording an allowance for loan losses.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT:
        bold">Allowance for Loan Losses</font> &#8211; The allowance for loan losses is maintained at a level sufficient to provide for estimated loan losses based on evaluating known and inherent risks in the loan portfolio. The allowance is provided based upon
      management's ongoing quarterly assessment of the pertinent factors underlying the quality of the loan portfolio. These factors include changes in the size and composition of the loan portfolio, delinquency levels, actual loan loss experience, current
      economic conditions and detailed analysis of individual loans for which full collectability may not be assured. The detailed analysis includes techniques to estimate the fair value of loan collateral and the existence of potential alternative sources
      of repayment. The allowance consists of specific, general and unallocated components.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">The specific component relates to loans that are considered impaired. For loans that are classified as impaired,
      an allowance is established when the discounted cash flows or collateral value (less estimated selling costs, if applicable) of the impaired loan is lower than the carrying value of that loan.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">The general component covers non-impaired loans based on the Company's risk rating system and historical loss
      experience adjusted for qualitative factors. The Company calculates its historical loss rates using the average of the last four quarterly 24-month periods. The Company calculates and applies its historical loss rates by individual loan types in its
      loan portfolio. These historical loss rates are adjusted for qualitative and environmental factors.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">An unallocated component is maintained to cover uncertainties that the Company believes have resulted in
      incurred losses that have not yet been allocated to specific elements of the general and specific components of the allowance for loan losses. Such factors include uncertainties in economic conditions, uncertainties in identifying triggering events
      that directly correlate to subsequent loss rates, changes in appraised value of underlying collateral, risk factors that have not yet manifested themselves in loss allocation factors and historical loss experience data that may not precisely
      correspond to the current loan portfolio or economic conditions. The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating specific and general losses
      in the loan portfolio. The appropriate allowance level is estimated based upon factors and trends identified by the Company as of the date of the filing of the consolidated financial statements.</div>
    <div style="LINE-HEIGHT: 7pt"><br style="LINE-HEIGHT: 7pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">When available information confirms that specific loans or portions thereof are uncollectible, identified
      amounts are charged against the allowance for loan losses. The existence of some or all of the following criteria will generally confirm that a loss has been incurred: the loan is significantly delinquent and the borrower has not demonstrated the
      ability or intent to bring the loan current; the Company has no recourse to the borrower, or if it does, the borrower has insufficient assets to pay the debt; and/or the estimated fair value of the loan collateral is significantly below the current
      loan balance, and there is little or no near-term prospect for improvement.</div>
    <div style="LINE-HEIGHT: 7pt"><br style="LINE-HEIGHT: 7pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">A loan is considered impaired when it is probable that the Company will be unable to collect all amounts due
      (principal and interest) according to the contractual terms of the loan agreement. Typically, factors used in determining if a loan is impaired include, but are not limited to, whether the loan is 90 days or more delinquent, internally designated as
      substandard or worse, on non-accrual status or represents a troubled debt restructuring ("TDR"). The majority of the Company's impaired loans are considered collateral dependent. When a loan is considered collateral dependent, impairment is measured
      using the estimated value of the underlying collateral, less any prior liens, and when applicable, less estimated selling costs. For impaired loans that are not collateral dependent, impairment is measured using the present value of expected future
      cash flows, discounted at the loan's original effective interest rate. When the estimated net realizable value of the impaired loan </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">&#160;</div>
    <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
      <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">71
        <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">is less than the recorded investment in the loan (including accrued interest, net deferred loan fees or costs,
      and unamortized premium or discount), an impairment is recognized by adjusting an allocation of the allowance for loan losses. Subsequent to the initial allocation of allowance to the individual loan, the Company may conclude that it is appropriate
      to record a charge-off of the impaired portion of the loan. When a charge-off is recorded, the loan balance is reduced and the specific allowance is eliminated. Generally, when a collateral dependent loan is initially measured for impairment and has
      not had an appraisal of the collateral in the last six months, the Company obtains an updated market valuation. Subsequently, the Company generally obtains an updated market valuation of the collateral on an annual basis. The collateral valuation may
      occur more frequently if the Company determines that there is an indication that the market value may have declined.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">In accordance with the Company's policy guidelines, unsecured loans are generally charged-off when no payments
      have been received for three consecutive months unless an alternative action plan is in effect. Consumer installment loans delinquent six months or more that have not received at least 75% of their required monthly payments in the last 90 days are
      charged-off. In addition, loans discharged in bankruptcy proceedings are charged-off. Loans under bankruptcy protection with no payments received for four consecutive months are charged-off. The outstanding balance of a secured loan that is in excess
      of the net realizable value of the underlying collateral is generally charged-off if no payments are received for four to five consecutive months. However, charge-offs are postponed if alternative proposals to restructure, obtain additional
      guarantors, obtain additional assets as collateral or a potential sale of the underlying collateral would result in full repayment of the outstanding loan balance. Once any other potential sources of repayment are exhausted, the impaired portion of
      the loan is charged-off. Regardless of whether a loan is unsecured or collateralized, once an amount is determined to be a confirmed loan loss it is charged off.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">A provision for loan losses is charged against income and is added to the allowance for loan losses based on
      regular assessments of the loan portfolio. The allowance for loan losses is allocated to certain loan categories based on the relative risk characteristics, asset classifications and actual loss experience of the loan portfolio. While management has
      allocated the allowance for loan losses to various loan portfolio segments, the allowance is general in nature and is available for the loan portfolio in its entirety.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">Management's evaluation of the allowance for loan losses is based on ongoing, quarterly assessments of the known
      and inherent risks in the loan portfolio. Loss factors are based on the Company's historical loss experience with additional consideration and adjustments made for changes in economic conditions, changes in the amount and composition of the loan
      portfolio, delinquency rates, changes in collateral values, seasoning of the loan portfolio, duration of the current business cycle, a detailed analysis of impaired loans and other factors as deemed appropriate. These factors are evaluated on a
      quarterly basis. Loss rates used by the Company are affected as changes in these factors increase or decrease from quarter to quarter. In addition, regulatory agencies, as an integral part of their examination process, periodically review the
      Company's allowance for loan losses and may require the Company to make additions to the allowance based on their judgment about information available to them at the time of their examinations.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT:
        bold">Allowance for Unfunded Loan Commitments </font>&#8211; The allowance for unfunded loan commitments is maintained at a level believed by management to be sufficient to absorb estimated probable losses related to these unfunded credit facilities.
      The determination of the adequacy of the allowance is based on periodic evaluations of the unfunded credit facilities including an assessment of the probability of commitment usage, credit risk factors for loans outstanding to these same customers,
      and the terms and expiration dates of the unfunded credit facilities. The allowance for unfunded loan commitments is included in accrued expenses and other liabilities in the consolidated balance sheets, with changes to the balance charged against
      non-interest expense.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT:
        bold">Real Estate Owned ("REO")</font> &#8211; REO consists of properties acquired through foreclosure and is initially recorded at the estimated fair value of the properties, less estimated costs of disposal. At the time of foreclosure, specific
      charge-offs are taken against the allowance for loan losses based upon a detailed analysis of the fair value of collateral on the underlying loans on which the Company is in the process of foreclosing. Subsequently, the Company performs an evaluation
      of the properties and records a valuation allowance with an offsetting charge to REO expenses for any declines in value. Management considers third-party appraisals, as well as independent fair market value assessments from realtors or persons
      involved in selling real estate, in determining the estimated fair value of particular properties. In addition, as certain of these third-party appraisals and independent fair market value assessments are only updated periodically, changes in the
      values of specific properties may have occurred subsequent to the most recent appraisals. The amounts the Company will ultimately recover and record in the accompanying consolidated financial statements from the disposition of REO may differ from the
      amounts used in arriving at the net carrying value of these assets because of future market factors beyond the Company's control or because of changes in the Company's strategy for the sale of the property. Costs relating to development and
      improvement of the properties or assets are capitalized, while costs relating to holding the properties or assets are expensed.</div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">&#160;</div>
    <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
      <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">72
        <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
    </div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT:
        bold">Federal Home Loan Bank Stock</font> &#8211; The Bank, as a member of the Federal Home Loan Bank of Des Moines ("FHLB"), is required to maintain a minimum investment in capital stock of the FHLB based on specific percentages of its outstanding FHLB
      advances. The Company's investment in FHLB stock is carried at cost, which approximates fair value. The Company views its investment in FHLB stock as a long-term investment. Accordingly, when evaluating FHLB stock for impairment, the value is
      determined based on the ultimate redemption of the par value rather than recognizing temporary declines in value. The determination of whether a decline affects the ultimate redemption value is influenced by criteria such as: (1) the significance of
      any decline in net assets of the FHLB as compared to the capital stock amount of the FHLB and the length of time this situation has persisted, (2) commitments by the FHLB to make payments required by law or regulation and the level of such payments
      in relation to the operating performance of the FHLB, (3) the impact of legislative and regulatory changes on institutions and, accordingly, the customer base of the FHLB, and (4) the liquidity position of the FHLB. The Company evaluated its
      investment in FHLB stock for OTTI, consistent with its accounting policy. Based on the Company's evaluation, the Company determined there is not any OTTI on its FHLB stock at March 31, 2019.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT:
        bold">Premises and Equipment</font> &#8211; Premises and equipment are stated at cost less accumulated depreciation and amortization. Leasehold improvements are amortized over the estimated term of the related lease or the estimated useful life of the
      improvements, whichever is less. Depreciation is generally computed on the straight-line method over the following estimated useful lives: buildings and improvements &#8211; up to 45 years; furniture and equipment &#8211; 3 to 20 years; and leasehold
      improvements &#8211; 15 to 25 years, or estimated lease term if shorter. Gains or losses on dispositions are reflected in earnings. The cost of maintenance and repairs is charged to expense as incurred. Assets are reviewed for impairment when events
      indicate their carrying value may not be recoverable. If management determines impairment exists the asset is reduced by an offsetting charge to expense.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">Assets held under the Company's capitalized lease, net of accumulated amortization, are included in premises and
      equipment. The assets held under the capitalized lease are amortized on a straight-line basis over the lease term and the amortization is included in depreciation and amortization expense.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT:
        bold">MSRs &#8211;</font> The Company services certain loans that it has originated and sold to the Federal Home Loan Mortgage Corporation ("FHLMC"). Loan servicing includes collecting payments; remitting funds to investors, insurance companies and tax
      authorities; collecting delinquent payments; and foreclosing on properties when necessary. Fees earned for servicing loans for the FHLMC are reported as income when the related mortgage loan payments are collected. Loan servicing costs are charged to
      expense as incurred. In addition, the Company has recorded MSRs, which represent the rights to service loans.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">The Company records its originated MSRs at fair value in accordance with GAAP, which requires the Company to
      allocate the total cost of all mortgage loans sold between the MSRs and the loans (without the MSRs) based on their relative fair values if it is practicable to estimate those fair values. The Company stratifies its MSRs based on the predominant
      characteristics of the underlying financial assets including the coupon interest rate and the contractual maturity of the mortgage. An estimated fair value of MSRs is determined quarterly using a discounted cash flow model. The model estimates the
      present value of the future net cash flows of the servicing loan portfolio based on various factors, such as servicing costs, servicing income, expected prepayment speeds, discount rate, loan maturity and interest rate. Market sources are used to
      determine prepayment speeds, ancillary income, servicing cost and pre-tax required yield. The effect of changes in market interest rates on estimated rates of loan prepayments represents the predominant risk characteristic underlying the MSRs
      portfolio. The Company is amortizing the MSRs in proportion to and over the period of estimated net servicing income.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">MSRs are reviewed quarterly for impairment based on their estimated fair value. The estimated fair value of the
      MSRs, for the purposes of impairment, is measured using the methods described above. Impairment losses are recognized through a valuation allowance for each impaired stratum, with any associated provision recorded as a component of loan servicing
      income.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
      <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">73
        <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT:
        bold">Business Combinations, CDI and Goodwill &#8211;</font> GAAP requires the total purchase price in a business combination to be allocated to the estimated fair values of assets acquired and liabilities assumed, including certain intangible assets.
      Subsequent adjustments to the initial allocation of the purchase price may be made related to fair value estimates for which all relevant information has not been obtained, known, or discovered relating to the acquired entity during the allocation
      period (which is the period of time required to identify and measure the estimated fair values of the assets acquired and liabilities assumed in a business combination). The allocation period is generally limited to one year following consummation of
      a business combination.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">CDI represents the value assigned to demand, interest checking, money market and savings accounts acquired as
      part of an acquisition. CDI represents the future economic benefit of the potential cost savings from acquiring core deposits as part of an acquisition compared to the cost of alternative funding sources. CDI is amortized to non-interest expense
      using an accelerated method based on an estimated runoff of related deposits over a period of ten years. CDI is evaluated for impairment and recoverability whenever events or changes in circumstances indicate that its carrying amount may not be
      recoverable, with any changes in estimated useful life accounted for prospectively over the revised remaining life. The Company recorded CDI of approximately $1.36 million in connection with the assumption of the MBank deposits during the year ended
      March 31, 2017 (see Note 3). At both March 31, 2019 and 2018, gross CDI was $1.36 million. At March 31, 2019 and 2018, accumulated amortization was $443,000 and $260,000, respectively. The amortization expense for CDI in future years is estimated to
      be $160,000, $140,000, $125,000, $116,000, $108,000 and $271,000 for the years ended March 31, 2020, 2021, 2022, 2023, 2024 and thereafter, respectively.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">Goodwill and certain other intangibles generally arise from business combinations. Goodwill and other
      intangibles generated from business combinations that are deemed to have indefinite lives are not subject to amortization and are instead tested for impairment not less than annually. The Company performs an annual review in the third quarter of each
      year, or more frequently if indicators of potential impairment exist, to determine if the recorded goodwill is impaired.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT:
        bold">BOLI </font>&#8211; BOLI policies are recorded at their cash surrender value less applicable surrender charges. Income from BOLI is recognized when earned.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT:
        bold">Advertising and Marketing </font>&#8211; Costs incurred for advertising, merchandising, market research, community investment and business development are classified as advertising and marketing expense and are expensed as incurred.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT:
        bold">Income Taxes </font>&#8211; Income taxes are accounted for using the asset and liability method. Under this method, a deferred tax asset or liability is determined based on the enacted tax rates which will be in effect when the differences between
      the financial statement carrying amounts and tax basis of existing assets and liabilities are expected to be reported in the Company's income tax returns. The effect on deferred taxes of a change in tax rates is recognized in income in the period
      that includes the enactment date.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">Valuation allowances are established to reduce the net carrying amount of deferred tax assets if it is
      determined to be more likely than not that all or some portion of the potential deferred tax asset will not be realized. The Company files a consolidated federal income tax return. The Bank provides for income taxes separately and remits to the
      Company amounts currently due.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT:
        bold">Transfers of financial assets</font> &#8211; Transfers of financial assets are accounted for as sales when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when (1) the assets have been
      isolated from the Company, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and (3) the Company does not maintain effective control over the
      transferred assets through an agreement to repurchase them before their maturity.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT:
        bold">Trust Assets</font> &#8211; Assets held by the Trust Company in a fiduciary or agency capacity for trust customers are not included in the consolidated financial statements because such items are not assets of the Company. Assets totaling $646.0
      million and $484.3 million were held in trust as of March 31, 2019 and 2018, respectively.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT:
        bold">Earnings Per Share </font>&#8211; GAAP requires all companies whose capital structure includes dilutive potential common shares to make a dual presentation of basic and diluted earnings per share for all periods presented. The Company's basic
      earnings per share is computed by dividing net income available to common shareholders by the weighted average number of common shares outstanding for the period, excluding restricted stock and unallocated shares owned by the ESOP. The Company's
      diluted earnings per share reflects the potential dilution that could occur if securities or other contracts to issue common stock were exercised and has been computed after giving consideration to the weighted average diluted effect of the Company's
      stock options.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
      &#160;</div>
    <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
      <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">74
        <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT:
        bold">Stock-Based Compensation </font>&#8211; The Company measures compensation cost for all stock-based awards based on the grant-date fair value of the awards and recognizes compensation cost over the service period of stock-based awards. The fair
      value of stock options is determined using the Black-Scholes valuation model.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT:
        bold">ESOP </font>&#8211; The Company sponsors a leveraged ESOP; however, all ESOP debt was fully repaid during the year ended March 31, 2018. As shares were released, compensation expense was recorded equal to the then current market price of the
      shares and the shares became available for earnings per share calculations. The Company recorded cash dividends on unallocated shares as a reduction of debt and accrued interest. See Note 14 for further discussion.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT:
        bold">New Accounting Pronouncements &#8211; </font>In May 2014, the Financial Accounting Standards Board ("FASB") issued Accounting Standards Update ("ASU") 2014-09, "Revenue from Contracts with Customers", which created FASB Accounting Standards
      Codification ("ASC") Topic 606 ("ASC 606"). ASC 606 implements a common revenue standard that clarifies the principles for recognizing revenue. The core principle of ASC 606 is that an entity should recognize revenue to depict the transfer of
      promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. To achieve that core principle, an entity should apply the following steps: (1)
      identify the contract(s) with a customer, (2) identify the performance obligations in the contract, (3) determine the transaction price, (4) allocate the transaction price to the performance obligations in the contract and (5) recognize revenue when
      (or as) the entity satisfies a performance obligation. ASC 606 was effective for annual periods, and interim reporting periods within those annual periods, beginning after December 15, 2017. The Company adopted ASC 606 on April 1, 2018 using the
      modified retrospective approach. Therefore, the comparative information for prior periods has not been adjusted and continues to be reported under superseded ASC 605. There was no cumulative effect adjustment as of April 1, 2018, and there were no
      material changes to the timing or amount of revenue recognized for the year ended March 31, 2019; however, additional disclosures were incorporated in the Notes to the Consolidated Financial Statements upon adoption. The majority of the Company's
      revenue is comprised of interest income from financial assets, which is explicitly excluded from the scope of ASC 606. The Company elected to apply the practical expedient pursuant to ASC 606 and therefore does not disclose information about
      remaining performance obligations that have an original expected term of one year or less and allows the Company to expense costs related to obtaining a contract as incurred when the amortization period would have been one year or less. See Note 18
      for additional discussion.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">In January 2016, the FASB issued ASU 2016-01, "Financial Instruments &#8211; Overall: Recognition and Measurement of
      Financial Assets and Financial Liabilities" ("ASU 2016-01"). ASU 2016-01 generally requires equity investments &#8211; except those accounted for under the equity method of accounting or those that result in consolidation of the investee &#8211; to be measured
      at fair value with changes in fair value recognized in net income. However, an entity may choose to measure equity investments that do not have readily determinable fair values at cost minus impairment, if any, plus or minus changes resulting from
      observable price changes in orderly transactions for the identical or a similar investment of the same issuer. ASU 2016-01 is intended to simplify the impairment assessment of equity investments without readily determinable fair values by requiring a
      qualitative assessment to identify impairment. ASU 2016-01 also eliminates certain disclosures related to the fair value of financial instruments and requires entities to use the exit price notion when measuring the fair value of financial
      instruments for disclosure purposes. ASU 2016-01 was effective for fiscal years beginning after December 15, 2017, including interim periods within those fiscal years. The Company adopted this ASU on April 1, 2018. As required by ASU 2016-01, the
      fair value disclosure for loans receivable was computed using an exit price notion and deposits with no stated maturity are no longer included in the fair value disclosures in Note 17.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">In February 2016, the FASB issued ASU 2016-02, "Leases" ("ASU 2016-02"). ASU 2016-02 created FASB ASC Topic 842
      ("ASC 842") related to leases and is intended to increase transparency and comparability among organizations by requiring the recognition of lease assets and lease liabilities in the balance sheet and disclosure of key information about leasing
      arrangements. The principal change required by ASU 2016-02 relates to lessee accounting, and is that for operating leases, a lessee is required to (1) recognize a right-of-use asset and a lease liability, initially measured at the present value of
      the lease payments, in the statement of financial position, (2) recognize a single lease cost, calculated so that the cost of the lease is allocated over the lease term generally on a straight-line basis, and (3) classify all cash payments within
      operating activities in the statement of cash flows. For leases with a term of 12 months or less, a lessee is permitted to make an accounting policy election by class of underlying asset not to recognize lease assets and lease liabilities. If a
      lessee makes this election, it should recognize lease expense for such leases generally on a straight-line basis over the lease term. ASU 2016-02 also changes disclosure requirements related to leasing activities and requires certain qualitative
      disclosures along with specific quantitative disclosures. ASU 2016-02 is effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2018. Early application of ASU 2016-02 is permitted. In July 2018,
      the FASB issued ASU 2018-11, "Leases (Topic 842) Targeted Improvements" ("ASU 2018-11"). The amendments in this ASU provide entities with an additional (and optional) transition method to adopt ASU 2016-02.&#160; Under this new transition method, an </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">&#160;</div>
    <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
      <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">75
        <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">entity initially applies the new leases standard at the adoption date and recognizes a cumulative-effect
      adjustment to the opening balance of retained earnings in the period of adoption. Consequently, an entity's reporting for the comparative periods presented in the financial statements in which it adopts the new leases standard will continue to be in
      accordance with current GAAP. The Company will adopt the provisions of ASC 842 effective April 1, 2019 utilizing the transition method allowed under ASU 2018-11 and will not restate comparative periods. The Company will elect the package of practical
      expedients permitted under ASC 842's transition guidance, which allows the Company to carryforward its historical lease classifications and its assessment as to whether a contract is or contains a lease. The Company will also elect to not recognize
      lease assets and lease liabilities for leases with an initial term of 12 months or less. The Company expects the adoption of ASC 842 will result in an increase in other assets and an increase in other liabilities of approximately $5.6 million. The
      Company does not expect the adoption of ASC 842 to have a material impact on its future consolidated statements of income.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">In June 2016, the FASB issued ASU 2016-13, "Financial Instruments &#8211; Credit Losses: Measurement of Credit Losses
      on Financial Instruments" ("ASU 2016-13"). ASU 2016-13 replaces the existing incurred losses methodology for estimating allowances with a current expected credit losses methodology with respect to most financial assets measured at amortized cost and
      certain other instruments, including trade and other receivables, loans, held to maturity investment securities and off-balance sheet commitments. In addition, ASU 2016-13 requires credit losses relating to available for sale debt securities to be
      recorded through an allowance for credit losses rather than as a reduction of carrying amount. ASU 2016-13 also changes the accounting for PCI debt securities and loans. ASU 2016-13 retains many of the current disclosure requirements in GAAP and
      expands certain disclosure requirements. ASU 2016-13 is effective for fiscal years beginning after December 15, 2019, including interim periods within those fiscal years. Upon adoption, the Company expects a change in the processes and procedures to
      calculate the allowance for loan losses, including changes in assumptions and estimates to consider expected credit losses over the life of the loan versus the current accounting practice that utilizes the incurred loss model. In addition, the
      current accounting policy and procedures for other-than-temporary impairment on investment securities available for sale will be replaced with an allowance approach. The Company is reviewing the requirements of ASU 2016-13 and has begun developing
      and implementing processes and procedures to ensure it is fully compliant with the amendments at the adoption date. At this time, management anticipates the allowance for loan losses will increase as a result of the implementation of ASU 2016-13;
      however, until its evaluation is complete, the magnitude of the increase will not be known.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">In January 2017, the FASB issued ASU 2017-04, "Intangibles &#8211; Goodwill and Other: Simplifying the Test for
      Goodwill Impairment" ("ASU 2017-04"). ASU 2017-04 simplifies the subsequent measurement of goodwill and eliminates Step 2 from the goodwill impairment test. In computing the implied fair value of goodwill under Step 2, an entity had to perform
      procedures to determine the fair value at the impairment testing date of its assets and liabilities (including unrecognized assets and liabilities) following the procedure that would be required in determining the fair value of assets acquired and
      liabilities assumed in a business combination. Under ASU 2017-04, an entity should perform its annual, or interim, goodwill impairment test by comparing the fair value of a reporting unit with its carrying amount. An entity should recognize an
      impairment charge for the amount by which the carrying amount exceeds the reporting unit's fair value; however, the loss recognized should not exceed the total amount of goodwill allocated to that reporting unit. Additionally, an entity should
      consider income tax effects from any tax deductible goodwill on the carrying amount of the reporting unit when measuring the goodwill impairment loss, if applicable. ASU 2017-04 is effective for annual or interim goodwill impairment tests in fiscal
      years beginning after December 15, 2019. Early application of ASU 2017-04 is permitted for interim or annual goodwill impairment tests performed on testing dates after January 1, 2017. The adoption of ASU 2017-04 is not expected to have a material
      impact on the Company's future consolidated financial statements.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">In March 2017, the FASB issued ASU 2017-08, "Receivables &#8211; Nonrefundable Fees and Other Costs: Premium
      Amortization on Purchased Callable Debt Securities" ("ASU 2017-08"). ASU 2017-08 shortens the amortization period for certain callable debt securities held at a premium to the earliest call date. ASU 2017-08 is effective for fiscal years beginning
      after December 15, 2018, including interim periods within those fiscal years. The adoption of ASU 2017-08 is not expected to have a material impact on the Company's future consolidated financial statements.</div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; MARGIN-LEFT: 16.55pt"><br style="LINE-HEIGHT: 10.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">In February 2018, the FASB issued ASU 2018-02, "Income Statement &#8211; Reporting Comprehensive Income:
      Reclassification of Certain Tax Effects from Accumulated Other Comprehensive Income" ("ASU 2018-02"). ASU 2018-02 allows a reclassification from accumulated other comprehensive income ("AOCI") to retained earnings for stranded tax effects resulting
      from the Tax Cuts and Jobs Act (the "Tax Act") (see Note 13). The amount of the reclassification would be calculated on the basis of the difference between the historical and newly enacted tax rates for deferred tax liabilities and assets related to
      items within AOCI. ASU 2018-02 was effective for fiscal years beginning after December 15, 2018, and early adoption was permitted. ASU 2018-02 should be applied either in the period of adoption or retrospectively to each </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">&#160;</div>
    <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
      <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">76
        <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">period in which the effect of the change in the federal corporate tax rate is recognized. The Company elected to
      early adopt ASU 2018-02 and, as a result, reclassified $342,000 of stranded tax effects from AOCI to retained earnings in the fourth quarter of the fiscal year ended March 31, 2018.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">In August 2018, the FASB issued ASU 2018-13, "Fair Value Measurement (Topic 820): Disclosure Framework &#8211; Changes
      to the Disclosure Requirements for Fair Value Measurement" ("ASU 2018-13"). ASU 2018-13 modifies the disclosure requirements for fair value measurements. The following disclosure requirements were removed from ASC Topic 820 &#8211; Fair Value Measurement:
      (1) the amount of and reasons for transfers between Level 1 and Level 2 of the fair value hierarchy; (2) the policy for timing of transfers between levels; and (3) the valuation processes for Level 3 fair value measurements. ASU 2018-13 clarifies
      that the measurement uncertainty disclosure is to communicate information about the uncertainty in measurement as of the reporting date. In addition, ASU 2018-13 adds new disclosure requirements for Level 3 measurements. ASU 2018-13 is effective for
      fiscal years beginning after December 15, 2019, including interim periods within those fiscal years. Early adoption is permitted for any removed or modified disclosures. The adoption of ASU 2018-13 is not expected to have a material impact on the
      Company's future consolidated financial statements.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">In August 2018, the FASB issued ASU 2018-15, "Intangibles - Goodwill and Other - Internal-Use Software (Subtopic
      350-40), Customer's Accounting for Implementation Costs Incurred in a Cloud Computing Arrangement That Is a Service Contract" ("ASU 2018-15"). The amendments in ASU 2018-15 broaden the scope of ASC Subtopic 350-40 to include costs incurred to
      implement a hosting arrangement that is a service contract. The amendments align the requirements for capitalizing implementation costs incurred in a hosting arrangement that is a service contract with the requirements for capitalizing implementation
      costs incurred to develop or obtain internal-use software (and hosting arrangements that include an internal-use software license). The costs are capitalized or expensed depending on the nature of the costs and the project stage during which they are
      incurred, consistent with the accounting for internal-use software costs. The amendments in ASU 2018-15 result in consistent capitalization of implementation costs of a hosting arrangement that is a service contract and implementation costs incurred
      to develop or obtain internal use software (and hosting arrangements that include an internal-use software license). The accounting for the service element of a hosting arrangement that is a service contract is not affected by the amendments in ASU
      2018-15. ASU 2018-15 is effective for fiscal years beginning after December 15, 2019, including interim periods within those fiscal years. The adoption of ASU 2018-15 is not expected to have a material impact on the Company's future consolidated
      financial statements.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT:
        bold">Reclassifications</font> &#8211; Certain prior period amounts have been reclassified to conform to the current period presentation; such reclassifications had no effect on previously reported net income or total shareholders' equity.</div>
    <div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zd298ac97b6b54123bf7bb1c64c827e92" class="DSPFListTable">

          <tr>
            <td style="WIDTH: 18pt; VERTICAL-ALIGN: top; align: right">
              <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2.</div>
            </td>
            <td style="WIDTH: auto; VERTICAL-ALIGN: top">
              <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">RESTRICTED ASSETS</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">Regulations of the Board of Governors of the Federal Reserve System require that the Bank maintain minimum
      reserve balances either on hand or on deposit with the Federal Reserve Bank of San Francisco ("FRB") based on a percentage of deposits. The amounts of such balances as of March 31, 2019 and 2018 were $1.8 million and $1.7 million, respectively, which
      were in compliance with the minimum reserve requirements.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
      <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">77
        <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zc3b57b9d51bc4cb99670766d71ef3ed2" class="DSPFListTable">

          <tr>
            <td style="WIDTH: 18pt; VERTICAL-ALIGN: top; align: right">
              <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">3.</div>
            </td>
            <td style="WIDTH: auto; VERTICAL-ALIGN: top">
              <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">BUSINESS COMBINATIONS</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">On February 17, 2017, the Company acquired certain assets and assumed certain liabilities of Merchants Bancorp
      and its wholly-owned subsidiary, MBank. MBank provided community banking services to individuals and businesses from banking offices in the Portland, Oregon metropolitan area. As a result of the MBank transaction, the Company has increased its
      presence in the Portland, Oregon metropolitan area and further diversified its loan, customer and deposit base. Total consideration paid under the MBank transaction consisted of $12.1 million in cash. There were no transfers of common stock or other
      equity instruments in connection with the MBank transaction, and the Company did not obtain any equity interests in Merchants Bancorp or MBank.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">The acquired assets and assumed liabilities were recorded in the Company's consolidated balance sheets at their
      estimated fair values as of the February 17, 2017 transaction date, and the related results of operations have been included in the Company's consolidated statements of income since the transaction date. The excess of the consideration transferred
      over the fair value of the identifiable net assets acquired was recorded as goodwill. The goodwill arising from the transaction consists largely of the synergies and economies of scale expected from combining the operations of the Company and the
      acquired business.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">In most instances, determining the estimated fair values of the acquired assets and assumed liabilities required
      the Company to estimate cash flows expected to result from those assets and liabilities and to discount those cash flows at the appropriate rate of interest. Differences may arise between contractually required payments and the expected cash flows at
      the acquisition date due to items such as estimated credit losses, prepayments or early withdrawals, and other factors. The most significant of those determinations related to the valuation of acquired loans. For such loans, the excess of cash flows
      expected at acquisition over the estimated fair value is recognized as interest income over the remaining lives of the loans. In accordance with GAAP, there was no carry-over of MBank's previously established allowance for loan losses. Goodwill is
      expected to be fully deductible for income tax purposes as, under the terms of the MBank transaction, the Company purchased certain assets and assumed certain liabilities of MBank but did not acquire any equity or other ownership interests.</div>
    <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">The following table summarizes the fair value of consideration transferred, the estimated fair values of assets
      acquired and liabilities assumed as of the acquisition date, and the resulting goodwill relating to the transaction (in thousands):</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <table cellspacing="0" cellpadding="0" border="0" style="WIDTH: 95%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zb86b979604a747898df6b10bfcf965af">

        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 55%; VERTICAL-ALIGN: top">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: top" colspan="10">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">At February 17, 2017</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 55%; VERTICAL-ALIGN: top">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Book </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Value</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Fair Value </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Adjustment</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Estimated </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Fair Value</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="WIDTH: 55%; VERTICAL-ALIGN: top">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 55%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Cash consideration transferred</div>
          </td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">12,080</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 55%; VERTICAL-ALIGN: top">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 55%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Recognized amounts of identifiable assets acquired and liabilities assumed</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 55%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Identifiable assets acquired</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 55%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">Cash and cash equivalents</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">27,196</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">27,196</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 55%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">Loans receivable</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">115,283</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(3,258</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">112,025</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 55%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">CDI</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,363</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,363</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 55%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">Premises and equipment</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,769</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">399</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,168</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 55%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">BOLI</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,113</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,113</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 55%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">Accrued interest receivable and other assets</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">431</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">90</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">521</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 55%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 27pt; FONT-SIZE: 10pt">Total identifiable assets acquired</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">146,792</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1,406</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">145,386</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 55%; VERTICAL-ALIGN: top">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 55%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Liabilities assumed</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 55%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">Deposits</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">130,572</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">235</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">130,807</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 55%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">Junior subordinated debentures</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,155</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1,468</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,687</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 55%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">Accrued expenses and other liabilities</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">293</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">23</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">316</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 55%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 27pt; FONT-SIZE: 10pt">Total liabilities assumed</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">136,020</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1,210</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">134,810</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 55%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 27pt; FONT-SIZE: 10pt">Total identifiable net assets acquired</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,772</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(196</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,576</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 55%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 27pt; FONT-SIZE: 10pt">Goodwill recognized</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,504</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>

    </table>
    <div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
    </div>
    <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
      <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">78
        <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">The acquired loan portfolio was valued using Level 3 inputs (see Note 17) and included the use of present value
      techniques (including cash flow estimates) and incorporated assumptions that the Company believes marketplace participants would use in estimating fair values.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">The operating results of the Company for the years ended March 31, 2019, 2018 and 2017 included operating
      results produced by the MBank transaction for the years ended March 31, 2019 and 2018 and the period from February 17, 2017 to March 31, 2017, respectively. Disclosure of the amount of MBank's revenue and net income (excluding integration costs)
      included in the Company's consolidated statements of income is impracticable due to the integration of the operations and accounting for the transaction.</div>
    <div style="LINE-HEIGHT: 5.15pt"><br style="LINE-HEIGHT: 5.15pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">For illustrative purposes only, the following table presents certain unaudited pro forma information for the
      years ended March 31, 2017 and 2016. This unaudited estimated pro forma financial information was calculated as if MBank had been acquired as of the beginning of the year prior to the date of acquisition. This unaudited pro forma information combines
      the historical results of MBank with the Company's consolidated historical results and includes certain adjustments reflecting the estimated impact of certain fair value adjustments for the respective periods. The pro forma information is not
      indicative of what would have occurred had the transaction occurred as of the beginning of the year prior to the acquisition. The unaudited pro forma information does not consider any changes to the provision for credit losses resulting from
      recording loan assets at fair value. Additionally, the Company expects to achieve further operating cost savings and other business synergies, including revenue growth as a result of the transaction, which are not reflected in the pro forma amounts
      that follow. As a result, actual amounts would have differed from the unaudited pro forma information presented (in thousands):</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <table cellspacing="0" cellpadding="0" border="0" align="center" style="WIDTH: 80%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z7cc262aac18b4d0f88ecd6f1a93b640a">

        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 45%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="6">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">For the Year Ended March 31,</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 45%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Unaudited Pro Forma</div>
          </td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2017</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2016</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="WIDTH: 45%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 45%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total revenues (net interest income plus non-interest income)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">49,290</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">45,261</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 45%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Net income</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">9,277</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">8,260</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>

    </table>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">The following table shows the impact of the acquisition-related expenses related to the MBank transaction for
      the year ended March 31, 2017 to the various components of noninterest expense (in thousands):</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <table cellspacing="0" cellpadding="0" border="0" align="center" style="WIDTH: 70%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z5bbd9f992a0548ad84f033987dac3f3d">

        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 45%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Salaries and employee benefits</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">26</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 45%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Occupancy and depreciation</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 45%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Data processing</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">63</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 45%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Professional fees</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">653</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 45%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt">Total impact of acquisition related costs to noninterest expense</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">748</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 45%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>

    </table>
    <div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z77e2833619c94aa1b80b7c94282db3c8" class="DSPFListTable">

          <tr>
            <td style="WIDTH: 18pt; VERTICAL-ALIGN: top; align: right">
              <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">4.</div>
            </td>
            <td style="WIDTH: auto; VERTICAL-ALIGN: top">
              <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">INVESTMENT SECURITIES</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">The amortized cost and approximate fair value of investment securities consisted of the following at the dates
      indicated (in thousands):</div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">&#160;</div>
    <table cellspacing="0" cellpadding="0" border="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z900e243194ce457c9a20c749f8106f7c">

        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 45%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amortized </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Cost</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Gross</div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Unrealized Gains</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Gross</div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Unrealized Losses</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Estimated Fair </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Value</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="WIDTH: 45%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>March 31, 2019</u></div>
          </td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 45%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Available for sale:</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 45%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt">Municipal securities</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">8,885</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">30</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(34</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">8,881</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 45%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt">Agency securities</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">12,426</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">22</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(107</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">12,341</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 45%; VERTICAL-ALIGN: top">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt">Real estate mortgage investment conduits <sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">40,835</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(673</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">40,162</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 45%; VERTICAL-ALIGN: top">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt">Residential mortgage-backed securities <sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">77,402</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1,588</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">75,821</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 45%; VERTICAL-ALIGN: top">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt">Other mortgage-backed securities <sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">42,133</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">12</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1,124</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">41,021</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 45%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; TEXT-INDENT: 18pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total available for sale</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">181,681</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">71</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(3,526</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">178,226</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 45%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 45%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Held to maturity:</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 45%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt">Residential mortgage-backed securities <sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">35</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">35</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="WIDTH: 45%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr style="HEIGHT: 12px">
          <td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: top" colspan="16">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup> Comprised of FHLMC, Federal National Mortgage Association ("FNMA") and Ginnie Mae ("GNMA") issued securities.</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td style="TEXT-ALIGN: left; VERTICAL-ALIGN: top" colspan="16">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup> Comprised of U.S. Small Business Administration ("SBA") issued securities and commercial real estate ("CRE") secured securities issued
              by FNMA.</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: top" colspan="16">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup> Comprised of FHLMC and FNMA issued securities.</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>

    </table>
    <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
      <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">79
        <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
    </div>
    <div style="LINE-HEIGHT: 1.15pt"><br style="LINE-HEIGHT: 1.15pt">
    </div>
    <table cellspacing="0" cellpadding="0" border="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zed09d44408dc47a4afd972dd5c51dbc4">

        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 45%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amortized </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Cost</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Gross</div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Unrealized Gains</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Gross</div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Unrealized Losses</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Estimated Fair </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Value</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="WIDTH: 45%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>March 31, 2018</u></div>
          </td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 45%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Available for sale:</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 45%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt">Municipal securities</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">9,041</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(309</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">8,732</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 45%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt">Agency securities</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">22,412</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(311</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">22,102</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr style="HEIGHT: 18px">
          <td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 45%; VERTICAL-ALIGN: top">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt">Real estate mortgage investment conduits <sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">48,310</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1,355</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">46,955</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 45%; VERTICAL-ALIGN: top">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt">Residential mortgage-backed securities <sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">91,786</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(2,715</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">89,074</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 45%; VERTICAL-ALIGN: top">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt">Other mortgage-backed securities <sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">47,878</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1,521</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">46,358</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 45%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; TEXT-INDENT: 18pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total available for sale</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">219,427</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(6,211</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">213,221</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 45%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 45%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Held to maturity:</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 45%; VERTICAL-ALIGN: top">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt">Residential mortgage-backed securities <sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">42</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">43</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="16">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: top" colspan="16">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup> Comprised of FHLMC, FNMA and GNMA issued securities.</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td style="TEXT-ALIGN: left; VERTICAL-ALIGN: top" colspan="16">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup> Comprised of SBA issued securities and CRE secured securities issued by FNMA.</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: top" colspan="16">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup> Comprised of FHLMC and FNMA issued securities.</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>

    </table>
    <div style="LINE-HEIGHT: 4.55pt"><br style="LINE-HEIGHT: 4.55pt">
    </div>
    <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; TEXT-INDENT: 18pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The contractual maturities of investment securities as of March 31, 2019 are as follows (in thousands):</div>
    <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; TEXT-INDENT: 18pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>
    <table cellspacing="0" cellpadding="0" border="0" align="center" style="WIDTH: 90%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z338e11025ab14fb2abc63c49fc7f1a48">

        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 45%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="6">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Available for Sale</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="6">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Held to Maturity</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 45%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amortized</div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Cost</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Estimated</div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Fair Value</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amortized</div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Cost</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Estimated</div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Fair Value</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 45%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Due in one year or less</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,961</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,949</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 45%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Due after one year through five years</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">8,585</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">8,505</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">32</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">32</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 45%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Due after five years through ten years</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">48,050</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">47,373</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 45%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Due after ten years</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">120,085</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">117,399</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 45%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 12.6pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">181,681</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">178,226</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">35</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">35</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>

    </table>
    <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">Expected maturities of investment securities may differ from contractual maturities because borrowers may have the
      right to prepay obligations with or without prepayment penalties.</div>
    <div style="LINE-HEIGHT: 4.55pt"><br style="LINE-HEIGHT: 4.55pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">The fair value of temporarily impaired investment securities, the amount of unrealized losses and the length of
      time these unrealized losses existed are as follows at the dates indicated (in thousands):</div>
    <div style="LINE-HEIGHT: 9.1pt"><br style="LINE-HEIGHT: 9.1pt">
    </div>
    <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z7dc132d6e7ff443a894b79d293752ee3">

        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: top">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: top" colspan="6">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Less than 12 months</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: top" colspan="6">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">12 months or longer</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="6">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -19.35pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: top">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Estimated </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Fair Value</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Unrealized</div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Losses</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Estimated </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Fair Value</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Unrealized</div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Losses</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Estimated </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Fair Value</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Unrealized</div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Losses</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -18pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold; MARGIN-RIGHT: 3.6pt"><u>March 31, 2019</u></div>
          </td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="VERTICAL-ALIGN: top">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -17.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Available for sale:</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -17.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 26.15pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Municipal securities</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6,554</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(34</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6,554</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(34</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -17.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 26.15pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Agency securities</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6,861</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(107</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6,861</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(107</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -9pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Real estate mortgage investment conduits <sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">40,126</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(673</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">40,126</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(673</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -17.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 26.15pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Residential mortgage-backed securities <sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">74,288</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1,588</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">74,288</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1,588</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -17.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 26.15pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Other mortgage-backed securities <sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">40,409</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1,124</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">40,409</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1,124</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -4.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 22.5pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Total available for sale</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">168,238</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(3,526</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">168,238</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(3,526</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: top">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -18pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold; MARGIN-RIGHT: 3.6pt"><u>March 31, 2018</u></div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: top">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -17.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Available for sale:</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -17.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 26.15pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Municipal securities</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6,626</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(236</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,106</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(73</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">8,732</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(309</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -17.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 26.15pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Agency securities</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,301</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(112</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">15,797</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(199</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">21,098</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(311</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -8.95pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Real estate mortgage investment conduits <sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">31,922</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(774</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">14,983</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(581</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">46,905</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1,355</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -17.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 26.15pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Residential mortgage-backed securities <sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">50,941</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1,192</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">37,823</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1,523</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">88,764</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(2,715</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -17.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 26.15pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Other mortgage-backed securities <sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">16,355</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(382</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">29,351</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1,139</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">45,706</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1,521</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -4.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 22.5pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Total available for sale</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">111,145</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(2,696</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">100,060</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(3,515</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">211,205</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(6,211</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: top">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td style="TEXT-ALIGN: left; VERTICAL-ALIGN: top" colspan="24">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup> Comprised of FHLMC, FNMA and GNMA issued securities.</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: top" colspan="24">
            <div style="LINE-HEIGHT: 8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup> Comprised of SBA and CRE secured securities issued by FNMA.</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>

    </table>
    <div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
    </div>
    <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
      <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">80
        <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">The unrealized losses on the Company's investment securities were primarily attributable to increases in market
      interest rates subsequent to their purchase by the Company. The Company expects the fair value of these securities to recover as the securities approach their maturity dates or sooner if market yields for such securities decline. The Company does not
      believe that these securities are other than temporarily impaired because of their credit quality or related to any issuer or industry specific event. Based on management's evaluation and intent, the unrealized losses related to the investment
      securities in the above tables are considered temporary.</div>
    <div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">The Company had no sales and realized no gains or losses on sales of investment securities for the years ended
      March 31, 2019 and 2018. Gross realized gains on sales of investment securities available for sale totaled $82,000 for the year ended March 31, 2017 and were recorded in other non-interest income in the 2017 consolidated statement of income. The
      income tax of $29,000 related to these realized gains was recorded in the provision for income taxes in the consolidated statement of income for the year ended March 31, 2017.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">Investment securities available for sale with an amortized cost of $5.8 million and $3.7 million and a fair value
      of $5.7 million and $3.6 million at March 31, 2019 and 2018, respectively, were pledged as collateral for government public funds held by the Bank.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z79546ed7e20848278ffb776d1608094c" class="DSPFListTable">

          <tr>
            <td style="WIDTH: 16pt; VERTICAL-ALIGN: top; align: right">
              <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">5.</div>
            </td>
            <td style="WIDTH: auto; VERTICAL-ALIGN: top">
              <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">LOANS RECEIVABLE</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="LINE-HEIGHT: 7pt"><br style="LINE-HEIGHT: 7pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">Loans receivable at March 31, 2019 and 2018 are reported net of deferred loan fees totaling $4.0 million and
      $3.6 million, respectively. Loans receivable are also reported net of discounts and premiums, totaling $1.5 million and $1.8 million, respectively, as of March 31, 2019, compared to $2.2 million and $2.0 million, respectively, as of March 31, 2018.
      Loans receivable, excluding loans held for sale, consisted of the following at the dates indicated (in thousands):</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="LINE-HEIGHT: 1pt"><br style="LINE-HEIGHT: 1pt">
    </div>
    <table cellspacing="0" cellpadding="0" border="0" align="center" style="WIDTH: 80%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z7f3cc1b2cb014be4a7775fcea00c5180">

        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 50%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: middle" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">March 31, </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2019</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: top" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">March 31, </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2018</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 50%; VERTICAL-ALIGN: top">
            <div style="text-align: left; line-height: 9.7pt; font-family: &quot;Times New Roman&quot;,Times,serif; font-size: 10pt;">Commercial and construction</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 50%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 6.75pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Commercial business</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">162,796</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">137,672</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 50%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 6.75pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Commercial real estate</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">461,432</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">450,597</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 50%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 6.75pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Land</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">17,027</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">15,337</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 50%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 6.75pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Multi-family</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">51,570</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">63,080</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 50%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 6.75pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Real estate construction</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">90,882</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">39,584</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 50%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 22.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total commercial and construction</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">783,707</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">706,270</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 50%; VERTICAL-ALIGN: top">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 50%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Consumer</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 50%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 6.75pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Real estate one-to-four family</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">84,053</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">90,109</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 50%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 6.75pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Other installment <sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">8,356</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">14,997</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 50%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 16.65pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total consumer</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">92,409</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">105,106</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 50%; VERTICAL-ALIGN: top">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 50%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 0.4pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total loans</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">876,116</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">811,376</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 50%; VERTICAL-ALIGN: top">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 50%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Less: Allowance for loan losses</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">11,457</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,766</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 50%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Loans receivable, net</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">864,659</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">800,610</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 50%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td style="TEXT-ALIGN: left; VERTICAL-ALIGN: top" colspan="8">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"> Consists primarily of purchased automobile loans totaling
                $5.8 million and $12.9 million at March 31, 2019 and 2018, respectively.</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>

    </table>
    <div style="line-height: 5.7pt; clear: both;"><br style="LINE-HEIGHT: 5.7pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">The Company's loan portfolio includes originated and purchased loans. Originated loans and purchased loans for
      which there was no evidence of credit deterioration at their acquisition date and for which it was probable that the Company would be able to collect all contractually required payments, are referred to collectively as "loans". The Company originates
      commercial business, commercial real estate, land, multi-family real estate, real estate construction, residential real estate and other consumer loans. At March 31, 2019 and 2018, the Company had no loans to foreign domiciled businesses or foreign
      countries, or loans related to highly leveraged transactions. Substantially all of the mortgage loans in the Company's loan portfolio are secured by properties located in Washington and Oregon, and accordingly, the ultimate collectibility of a
      substantial portion of the Company's loan portfolio is susceptible to changes in the local economic conditions in these markets. Loans and extensions of credit outstanding at one time to one borrower are generally limited by federal regulations to
      15% of the Bank's shareholders' equity, excluding AOCI. The Company considers its loan portfolio to have very little exposure to sub-prime mortgage loans since the Company has not historically engaged in this type of lending. At March 31, 2019, loans
      carried at $513.3 million were pledged as collateral to the FHLB and FRB for borrowing arrangements.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
      <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">81
        <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">Aggregate loans to officers and directors, all of which are current, consist of the following for the periods
      indicated (in thousands):</div>
    <div style="LINE-HEIGHT: 4.55pt"><br style="LINE-HEIGHT: 4.55pt">
    </div>
    <div style="LINE-HEIGHT: 1pt"><br style="LINE-HEIGHT: 1pt">
    </div>
    <table cellspacing="0" cellpadding="0" border="0" align="center" style="WIDTH: 80%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z5a255bb1021241dbaf1f09259a1f4441">

        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 45%; VERTICAL-ALIGN: top">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: top" colspan="10">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Year Ended March 31,</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 45%; VERTICAL-ALIGN: top">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2019</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2018</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2017</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 45%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Beginning balance</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">981</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">859</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">841</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 45%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Originations</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">359</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">526</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">228</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 45%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Principal repayments</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(562</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(404</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(210</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 45%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Ending balance</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">778</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">981</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">859</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>

    </table>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Loan segment risk characteristics:</u></font>
      The Company considers its loan classes to be the same as its loan segments. The following are loan segment risk characteristics of the Company's loan portfolio:</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 36pt; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Commercial business</u></font> &#8211;
      Commercial business loans are primarily made based on the operating cash flows of the borrower or conversion of working capital assets to cash and secondarily on the underlying collateral provided by the borrower. The cash flows of borrowers may be
      volatile and the value of the collateral securing these loans may be difficult to measure. Most commercial business loans are secured by the assets being financed or other business assets such as accounts receivable or inventory and generally include
      a personal guarantee based on a review of personal financial statements. The Company will extend some short-term loans on an unsecured basis to highly qualified borrowers. Although commercial business loans are often collateralized by equipment,
      inventory, accounts receivable or other business assets, the liquidation of collateral in the event of a borrower default is often an insufficient source of repayment, because accounts receivable may be uncollectible and inventories and equipment may
      be obsolete or of limited use. Accordingly, the repayment of a commercial business loan depends primarily on the credit-worthiness of the borrower (and any guarantors), while the liquidation of collateral is a secondary and potentially insufficient
      source of repayment. The Company attempts to mitigate these risks by adhering to its underwriting policies in evaluating the management of the business and the credit-worthiness of the borrowers and the guarantors.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 36pt; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Commercial real estate</u></font> &#8211;
      The Company originates commercial real estate loans within its primary market areas secured by properties such as office buildings, warehouse/industrial, retail, assisted living, single purpose facilities, and other commercial properties. These are
      cash flow loans that share characteristics of both real estate and commercial business loans. The primary source of repayment is cash flow from the operation of the collateral property and secondarily through liquidation of the collateral. These
      loans are generally higher risk than other classifications of loans in that they typically involve higher loan amounts, are dependent on the management experience of the owners, and may be adversely affected by conditions in the real estate market or
      the economy. Owner-occupied commercial real estate loans are generally of lower credit risk than non-owner occupied commercial real estate loans as the borrowers' businesses are likely dependent on the properties. Underwriting for these loans is
      primarily dependent on the repayment capacity derived from the operation of the occupying business rather than rents paid by third-parties. The Company attempts to mitigate these risks by generally limiting the maximum loan-to-value ratio to 65%-80%
      depending on the property type and scrutinizing the financial condition of the borrower, the quality of the collateral and the management of the property securing the loan.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 36pt; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Land</u></font> &#8211; The Company has
      historically originated loans for the acquisition of raw land upon which the purchaser can then build or make improvements necessary to build or sell as improved lots. Currently, the Company is originating new land loans on a limited basis. Loans
      secured by undeveloped land or improved lots involve greater risks than one-to-four family residential mortgage loans because these loans are more difficult to evaluate. If the estimate of value proves to be inaccurate, in the event of default or
      foreclosure, the Company may incur a loss. The Company attempts to minimize this risk by generally limiting the maximum loan-to-value ratio on raw land loans to 65% and on improved land loans to 75%.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
      <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">82
        <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 36pt; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Multi-family</u></font> &#8211; The
      Company originates loans secured by multi-family dwelling units (more than four units). These loans involve a greater degree of risk than one-to-four family residential mortgage loans as these loans are usually greater in amount, dependent on the
      cash flow capacity of the project, and are more difficult to evaluate and monitor. Repayment of loans secured by multi-family properties typically depends on the successful operation and management of the properties. Consequently, repayment of such
      loans may be affected by adverse conditions in the real estate market or economy. The Company attempts to mitigate these risks by thoroughly evaluating the global financial condition of the borrower, the management experience of the borrower, and the
      quality of the collateral property securing the loan.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 36pt; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Real estate construction-</u></font>
      &#8211; The Company originates construction loans for one-to-four family residential, multi-family, and commercial real estate properties. The one-to-four family residential construction loans include construction of consumer custom homes whereby the home
      buyer is the borrower as well as speculative and presold loans for home builders. Speculative one-to four-family construction loans are loans for which the home builder does not have, at the time of the loan origination, a signed contract with a home
      buyer who has a commitment for permanent financing with the Company or another lender for the finished home. The home buyer may be identified either during or after the construction period. Multi-family construction loans are originated to construct
      apartment buildings and condominium projects. Commercial construction loans are originated to construct properties such as office buildings, retail rental space and mini-storage facilities, and assisted living facilities. All construction loans are
      short-term and generally the rate is variable in nature. Construction lending can involve a higher level of risk than other types of lending because funds are advanced based on a prospective value of the project at completion, the total estimated
      construction cost of the project, and the borrowers' equity at risk. Additionally, the repayment of the loan is conditional on the success of the ultimate project which is subject to interest rate changes, governmental regulations, general economic
      conditions and the ability of the borrower to sell or lease the property or refinance the indebtedness. If the Company's estimate of the value of a project at completion proves to be overstated, it may have inadequate security for repayment of the
      loan and may incur a loss if the borrower does not repay the loan. Projects may also be jeopardized by disagreements between borrowers and builders and by the failure of builders to pay subcontractors. Loans to construct homes for which no purchaser
      has been identified carry more risk because the payoff for the loan depends on the builder's ability to sell the property prior to the time that the construction loan is due. Although the nature of real estate construction loans is such that they are
      generally more difficult to evaluate and monitor, the Company attempts to closely monitor the construction project by on-site inspections. The Company also attempts to mitigate the risks of construction lending by adhering to its underwriting
      policies, disbursement procedures and monitoring practices.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 36pt; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Real estate one-to-four family</u></font>
      &#8211; The Company originates both fixed-rate and adjustable-rate loans secured by one- to-four family residences located in its primary market areas. The majority of the fixed-rate one-to-four family loans are sold in the secondary market for
      asset/liability management purposes and to generate non-interest income. The Company's lending policies generally limit the maximum loan-to-value on one-to-four family loans to 80% of the lesser of the appraised value or the purchase price. However,
      the Company usually obtains private mortgage insurance on the portion of the principal amount that exceeds 80% of the appraised value of the property. Terms of maturity typically range from 15 to 30 years. The Company also originates home equity
      lines of credit and second mortgage loans. Home equity lines of credit and second mortgage loans have a greater credit risk than one-to-four family residential mortgage loans because they are secured by mortgages subordinated to the existing first
      mortgage on the property, which may or may not be held by the Company. The Company attempts to mitigate residential lending risks by adhering to its underwriting policies in evaluating the collateral and the credit-worthiness of the borrower.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 36pt; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Other installment</u></font> &#8211; The
      Company originates other consumer loans, which include automobile, boat, motorcycle, recreational vehicle, savings account and unsecured loans. As of March 31, 2019 and 2018, other installment loans primarily consist of purchased automobile loans.
      These purchased automobile loans were originated through a single dealership group located outside the Company's primary market area. The collateral for these purchased automobile loans is comprised of a mix of used automobiles. These loans were
      purchased with servicing retained by the seller. Other consumer loans generally have shorter terms to maturity than mortgage loans. Other consumer loans generally involve a greater degree of risk than do residential mortgage loans, particularly in
      the case of consumer loans that are unsecured or secured by rapidly depreciating assets such as automobiles. In such cases, any repossessed collateral for a defaulted consumer loan may not provide an adequate source of repayment of the outstanding
      loan balance as a result of the greater likelihood of damage, loss or depreciation. The Company attempts to mitigate these risks by adhering to its underwriting policies in evaluating the credit-worthiness of the borrower.</div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 36pt; FONT-SIZE: 10pt">&#160;</div>
    <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
      <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">83
        <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z5f2643f8f9e94cf8b1fb46496df0e14d" class="DSPFListTable">

          <tr>
            <td style="WIDTH: 18pt; VERTICAL-ALIGN: top; align: right">
              <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">6.</div>
            </td>
            <td style="WIDTH: auto; VERTICAL-ALIGN: top">
              <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">ALLOWANCE FOR LOAN LOSSES</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">The following tables present a reconciliation of the allowance for loan losses for the periods indicated (in
      thousands):</div>
    <div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
    </div>
    <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z9cc43f6cbc874e82a17212ac544316f5">

        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>March 31, 2019</u></div>
          </td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Commercial </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Business</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Commercial </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Real Estate</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Land</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Multi-</div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Family</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Real Estate Construction</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Consumer</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Unallocated</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="VERTICAL-ALIGN: top">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 20%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8.55pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Beginning balance</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,668</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,914</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">220</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">822</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">618</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,809</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">715</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,766</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 20%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8.55pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Provision for (recapture of)</div>
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8.55pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">&#160;&#160;loan losses</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">139</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(685</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">34</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(94</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">839</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(178</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(5</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">50</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 20%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8.55pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Charge-offs</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(291</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(291</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 20%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8.55pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Recoveries</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">824</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">107</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">932</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 20%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8.55pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Ending balance</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,808</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,053</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">254</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">728</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,457</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,447</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">710</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">11,457</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>

    </table>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z12159c36b23044289e4e964d6fa96ce7">

        <tr>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>March 31, 2018</u></div>
          </td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="VERTICAL-ALIGN: top">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 20%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8.55pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Beginning balance</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,418</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,084</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">228</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">297</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">714</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,099</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">688</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,528</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 20%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8.55pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Provision for (recapture of)</div>
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8.55pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">&#160;&#160;loan losses</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(156</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(301</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">525</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(96</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(9</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">27</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 20%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8.55pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Charge-offs</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(68</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(340</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(408</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 20%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8.55pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Recoveries</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">240</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">54</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">293</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">59</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">646</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 20%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8.55pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Ending balance</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,668</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,914</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">220</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">822</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">618</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,809</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">715</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,766</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>

    </table>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="ze3b032c950d54493aba5ef68fbba3c99">

        <tr>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>March 31, 2017</u></div>
          </td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="VERTICAL-ALIGN: top">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 20%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8.55pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Beginning balance</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,048</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,273</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">325</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">712</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">416</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,403</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">708</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">9,885</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 20%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8.55pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Provision for (recapture of)</div>
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8.55pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">&#160;&#160;loan losses</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(121</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">926</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(558</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(415</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">298</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(110</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(20</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 20%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8.55pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Charge-offs</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(117</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(340</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(458</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 20%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8.55pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Recoveries</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">492</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">461</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">146</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,101</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 20%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8.55pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Ending balance</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,418</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,084</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">228</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">297</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">714</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,099</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">688</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 7%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,528</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>

    </table>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">The following tables present an analysis of loans receivable and the allowance for loan losses, based on impairment
      methodology, at the dates indicated (in thousands):</div>
    <div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
    </div>
    <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z89626f2113b44c10a68cc572f7351be3">

        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="10">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Allowance for Loan Losses</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="10">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Recorded Investment in Loans</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>March 31, 2019</u></div>
          </td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Individually </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Evaluated for </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Impairment</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 13px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 161px; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Collectively </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Evaluated for </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Impairment</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Individually </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Evaluated for </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Impairment</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Collectively </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Evaluated for </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Impairment</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 13px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 161px; VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Commercial business</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1.21%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,808</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,808</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">160</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">162,636</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">162,796</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Commercial real estate</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1.21%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,053</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,053</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,482</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">458,950</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">461,432</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Land</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1.21%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">254</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">254</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">728</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">16,299</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">17,027</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Multi-family</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1.21%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">728</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">728</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,598</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">49,972</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">51,570</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Real estate construction</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1.21%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,457</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,457</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">90,882</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">90,882</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Consumer</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">22</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1.21%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,425</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,447</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">697</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">91,712</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">92,409</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Unallocated</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1.21%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">710</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">710</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">22</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1.21%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">11,435</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">11,457</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,665</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">870,451</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">876,116</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>

    </table>
    <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
    </div>
    <div style="LINE-HEIGHT: 1.15pt"><br style="LINE-HEIGHT: 1.15pt">
    </div>
    <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z3fdd5e829af34e9fa89813e2472e6fcc">

        <tr>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>March 31, 2018</u></div>
          </td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Commercial business</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,668</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,668</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,004</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">136,668</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">137,672</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Commercial real estate</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,914</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,914</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,883</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">447,714</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">450,597</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Land</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">220</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">220</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">763</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">14,574</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">15,337</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Multi-family</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">822</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">822</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,644</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">61,436</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">63,080</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Real estate construction</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">618</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">618</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">39,584</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">39,584</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Consumer</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">69</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,740</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,809</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,428</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">103,678</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">105,106</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Unallocated</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">715</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">715</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">69</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,697</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,766</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7,722</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">803,654</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">811,376</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>

    </table>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">Changes in the allowance for unfunded loan commitments were as follows for the years indicated (in thousands):</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <table cellspacing="0" cellpadding="0" border="0" style="WIDTH: 80%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zd71a654224764490b85ac349a3bca3af">

        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 45%; VERTICAL-ALIGN: top">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom" colspan="10">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Year Ended March 31,</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr style="HEIGHT: 12px">
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 45%; VERTICAL-ALIGN: top">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: center; WIDTH: 1%; VERTICAL-ALIGN: bottom; FONT-WEIGHT: bold" colspan="2">2019</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom; FONT-WEIGHT: bold">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom; FONT-WEIGHT: bold">&#160;</td>
          <td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: center; WIDTH: 1%; VERTICAL-ALIGN: bottom; FONT-WEIGHT: bold" colspan="2">2018&#160;&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom; FONT-WEIGHT: bold">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom; FONT-WEIGHT: bold">&#160;</td>
          <td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: center; WIDTH: 1%; VERTICAL-ALIGN: bottom; FONT-WEIGHT: bold" colspan="2">2017&#160;&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="WIDTH: 45%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Beginning balance</div>
          </td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">480</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">388</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">324</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 45%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Net change in allowance for unfunded loan commitments</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(11</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">92</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">64</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 45%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Ending balance</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">469</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">480</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">388</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>

    </table>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">&#160;</div>
    <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
      <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">84
        <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">&#160;</div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">The following tables present an analysis of loans by aging category at the dates indicated (in thousands):</div>
    <div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
    </div>
    <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z8e07f85e6e9d4a2e837e3c7cc680c002">

        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>March 31, 2019</u></div>
          </td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">30-89 Days </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Past Due</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">90 Days </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">and </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Greater </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Past Due</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Non-accrual</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total Past </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Due and </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Non-</div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">accrual</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Current</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total Loans </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Receivable</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="VERTICAL-ALIGN: top">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Commercial business</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">225</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">225</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">162,571</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">162,796</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Commercial real estate</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,081</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,081</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">460,351</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">461,432</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Land</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">17,027</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">17,027</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Multi-family</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">51,570</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">51,570</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -9pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Real estate construction</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">90,882</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">90,882</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Consumer</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">345</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">210</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">558</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">91,851</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">92,409</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -9pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Total</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">345</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,516</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,864</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">874,252</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">876,116</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>

    </table>
    <div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
      &#160;</div>
    <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zf403f2e4295a40ada4f808c12d76a340">

        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>March 31, 2018</u></div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: top">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Commercial business</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">178</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">185</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">137,487</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">137,672</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Commercial real estate</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,200</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,200</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">449,397</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">450,597</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Land</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">763</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">763</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">14,574</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">15,337</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Multi-family</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">63,080</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">63,080</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -9pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Real estate construction</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">39,584</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">39,584</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Consumer</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">513</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">277</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">790</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">104,316</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">105,106</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -9pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Total</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">520</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,418</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,938</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">808,438</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">811,376</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>

    </table>
    <div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">Interest income foregone on non-accrual loans was $94,000, $102,000 and $81,000 for the years ended March 31, 2019,
      2018 and 2017, respectively.</div>
    <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Credit quality indicators:</u></font>
      The Company monitors credit risk in its loan portfolio using a risk rating system (on a scale of one to nine) for all commercial (non-consumer) loans. The risk rating system is a measure of the credit risk of the borrower based on their historical,
      current and anticipated future financial characteristics. The Company assigns a risk rating to each commercial loan at origination and subsequently updates these ratings, as necessary, so that the risk rating continues to reflect the appropriate risk
      characteristics of the loan. Application of appropriate risk ratings is key to management of loan portfolio risk. In determining the appropriate risk rating, the Company considers the following factors: delinquency, payment history, quality of
      management, liquidity, leverage, earnings trends, alternative funding sources, geographic risk, industry risk, cash flow adequacy, account practices, asset protection and extraordinary risks. Consumer loans, including custom construction loans, are
      not assigned a risk rating but rather are grouped into homogeneous pools with similar risk characteristics. When a consumer loan is delinquent 90 days, it is placed on non-accrual status and assigned a substandard risk rating. Loss factors are
      assigned to each risk rating and homogeneous pool based on historical loss experience for similar loans. This historical loss experience is adjusted for qualitative factors that are likely to cause the estimated credit losses to differ from the
      Company's historical loss experience. The Company uses these loss factors to estimate the general component of its allowance for loan losses.</div>
    <div style="LINE-HEIGHT: 7.4pt"><br style="LINE-HEIGHT: 7.4pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; TEXT-INDENT: 0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 45pt; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Pass</u></font>
      &#8211; These loans have a risk rating between 1 and 4 and are to borrowers that meet normal credit standards. Any deficiencies in satisfactory asset quality, liquidity, debt servicing capacity and coverage are offset by strengths in other areas. The
      borrower currently has the capacity to perform according to the loan terms. Any concerns about risk factors such as stability of margins, stability of cash flows, liquidity, dependence on a single product/supplier/customer, depth of management, etc.
      are offset by strengths in other areas. Typically, these loans are secured by the operating assets of the borrower and/or real estate. The borrower's management is considered competent. The borrower has the ability to repay the debt in the normal
      course of business.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 45pt; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Watch</u></font> &#8211; These loans have
      a risk rating of 5 and are included in the "pass" rating. However, there would typically be some reason for additional management oversight, such as the borrower's recent financial setbacks and/or deteriorating financial position, industry concerns
      and failure to perform on other borrowing obligations. Loans with this rating are monitored closely in an effort to correct deficiencies.</div>
    <div style="LINE-HEIGHT: 7.4pt"><br style="LINE-HEIGHT: 7.4pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 45pt; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Special mention</u></font> &#8211; These
      loans have a risk rating of 6 and are rated in accordance with regulatory guidelines. These loans have potential weaknesses that deserve management's close attention. If left uncorrected, these potential weaknesses may result in deterioration of the
      repayment prospects for the loan or in the credit position at some future date. These loans pose elevated risk but their weakness does not yet justify a "substandard" classification.</div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; MARGIN-LEFT: 45pt"><br style="LINE-HEIGHT: 10.85pt">
    </div>
    <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
      <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">85
        <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 45pt; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Substandard</u></font> &#8211; These loans
      have a risk rating of 7 and are rated in accordance with regulatory guidelines, for which the accrual of interest may or may not be discontinued. By definition under regulatory guidelines, a "substandard" loan has defined weaknesses which make
      payment default or principal exposure likely but not yet certain. Repayment of such loans is likely to be dependent upon collateral liquidation, a secondary source of repayment, or an event outside of the normal course of business.</div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; MARGIN-LEFT: 45pt"><br style="LINE-HEIGHT: 10.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 45pt; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Doubtful</u></font> &#8211; These loans
      have a risk rating of 8 and are rated in accordance with regulatory guidelines. Such loans are placed on non-accrual status and repayment may be dependent upon collateral which has value that is difficult to determine or upon some near-term event
      which lacks certainty.</div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; MARGIN-LEFT: 45pt"><br style="LINE-HEIGHT: 10.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 45pt; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Loss</u></font> &#8211; These loans have a
      risk rating of 9 and are rated in accordance with regulatory guidelines. Such loans are charged-off or charged-down when payment is acknowledged to be uncertain or when the timing or value of payments cannot be determined. "Loss" is not intended to
      imply that the loan or some portion of it will never be paid, nor does it in any way imply that there has been a forgiveness of debt.</div>
    <div style="LINE-HEIGHT: 7.4pt"><br style="LINE-HEIGHT: 7.4pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18.2pt; FONT-SIZE: 10pt">The following tables present an analysis of loans by credit quality indicators at the dates indicated (in
      thousands):</div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18.2pt; FONT-SIZE: 10pt">&#160;</div>
    <table cellspacing="0" cellpadding="0" border="0" align="center" style="WIDTH: 95%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z3d5aba5a85654123bcbab9cf2672f020">

        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>March 31, 2019</u></div>
          </td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Pass</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Special </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Mention</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Substandard</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Doubtful</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Loss</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total Loans </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Receivable</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Commercial business</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">159,997</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">840</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,959</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">162,796</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Commercial real estate</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">454,013</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,030</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,389</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">461,432</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Land</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">16,299</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">728</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">17,027</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Multi-family</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">51,093</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">457</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">20</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">51,570</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Real estate construction</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">90,882</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">90,882</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Consumer</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">92,199</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">210</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">92,409</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt">Total</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">864,483</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,327</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6,306</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">876,116</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>

    </table>
    <div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
      &#160;</div>
    <table cellspacing="0" cellpadding="0" border="0" align="center" style="WIDTH: 95%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z17dca9009d324f4eb1f429503ee07216">

        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>March 31, 2018</u></div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Commercial business</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">132,309</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,976</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,387</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">137,672</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Commercial real estate</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">440,123</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7,489</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,985</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">450,597</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Land</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">14,574</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">763</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">15,337</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Multi-family</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">60,879</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,190</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">11</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">63,080</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Real estate construction</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">39,584</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">39,584</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Consumer</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">104,829</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">277</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">105,106</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt">Total</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">792,298</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">11,655</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7,423</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">811,376</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>

    </table>
    <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Impaired loans:</u></font> The
      following tables present the total and average recorded investment in impaired loans at the dates and for the years indicated (in thousands):</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <table cellspacing="0" cellpadding="0" border="0" align="center" style="WIDTH: 95%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z290286909d19401b99af8fae23ad2e7f">

        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>March 31, 2019</u></div>
          </td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Recorded </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Investment with </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">No Specific </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Valuation </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Allowance</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Recorded </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Investment </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">with Specific </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Valuation </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Allowance</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Recorded </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Investment</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Unpaid </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Principal </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Balance</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Related </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Specific </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Valuation </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Allowance</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="VERTICAL-ALIGN: top">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Commercial business</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">160</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">160</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">182</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Commercial real estate</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,482</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,482</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,424</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Land</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">728</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">728</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">766</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Multi-family</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,598</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,598</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,709</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Consumer</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">281</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">416</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">697</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">807</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">22</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -9pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Total</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,249</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">416</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,665</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6,888</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">22</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt">&#160;</div>
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>March 31, 2018</u></div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Commercial business</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,004</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,004</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,062</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Commercial real estate</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,883</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,883</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,816</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Land</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">763</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">763</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">790</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Multi-family</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,644</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,644</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,765</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Consumer</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">294</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,134</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,428</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,544</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">69</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -9pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 9pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Total</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6,588</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,134</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7,722</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">8,977</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">69</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>

    </table>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
      <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">86
        <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
    </div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <table cellspacing="0" cellpadding="0" border="0" align="center" style="WIDTH: 95%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z9ea9a552e0304b27adac82a95ae838a8">

        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="6">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Year ended</div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">March 31, 2019</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="6">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Year ended</div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">March 31, 2018</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="6">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Year ended</div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">March 31, 2017</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Average </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Recorded </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Investment</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Interest </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Recognized </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">on Impaired </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Loans</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Average </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Recorded </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Investment</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Interest </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Recognized </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">on Impaired </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Loans</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Average </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Recorded </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Investment</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Interest </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Recognized </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">on Impaired </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Loans</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Commercial business</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">334</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">930</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">41</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">255</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Commercial real estate</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,607</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">64</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,185</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">101</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">8,823</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">337</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Land</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">742</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">781</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">801</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Multi-family</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,620</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">88</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,668</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">90</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,710</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">93</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Consumer</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">992</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">45</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,452</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">62</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,529</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">62</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6,295</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">204</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">9,016</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">294</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">13,118</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">502</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>

    </table>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">The cash basis interest income on impaired loans was not materially different than the interest recognized on
      impaired loans as shown in the above table.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">TDRs are loans for which the Company, for economic or legal reasons related to the borrower's financial condition,
      has granted a concession to the borrower that it would otherwise not consider. A TDR typically involves a modification of terms such as a reduction of the stated interest rate or face amount of the loan, a reduction of accrued interest, and/or an
      extension of the maturity date(s) at a stated interest rate lower than the current market rate for a new loan with similar risk. TDRs are considered impaired loans and as such, impairment is measured as described for impaired loans in Note 1 &#8211;
      Summary of Significant Accounting Policies &#8211; Allowance for Loan Losses.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">The following table presents TDRs by interest accrual status at the dates indicated (in thousands):</div>
    <div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
    </div>
    <table cellspacing="0" cellpadding="0" border="0" align="center" style="WIDTH: 95%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z42f6778cee744c4ea7aefbaf7dcd076a">

        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="10">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">March 31, 2019</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="10">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">March 31, 2018</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Accrual</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Nonaccrual</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Accrual</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Nonaccrual</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Commercial business</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">160</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">160</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">826</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">178</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,004</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Commercial real estate</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,401</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,081</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,482</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,683</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,200</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,883</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Land</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">728</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">728</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">763</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">763</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Multi-family</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,598</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,598</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,644</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,644</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Consumer</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">697</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">697</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,428</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,428</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,424</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,241</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,665</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,581</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,141</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7,722</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>

    </table>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">At March 31, 2019, the Company had no commitments to lend additional funds on these loans. At March 31, 2019, all
      of the Company's TDRs were paying as agreed.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">There were no new TDRs for the years ended March 31, 2019 and 2018. There was one new TDR for the year ended March
      31, 2017 consisting of a commercial business loan with a pre-modification outstanding recorded investment balance of $116,000 and a post-modification outstanding recorded investment balance of $107,000. This loan was repaid in full during the year
      ended March 31, 2018. There were no loans that were modified as a TDR within the previous twelve months that subsequently defaulted in the twelve months ended March 31, 2019.</div>
    <div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z1dc86a91d662461ba2b7aab493537ea9" class="DSPFListTable">

          <tr>
            <td style="WIDTH: 18pt; VERTICAL-ALIGN: top; align: right">
              <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">7.</div>
            </td>
            <td style="WIDTH: auto; VERTICAL-ALIGN: top">
              <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">REAL ESTATE OWNED</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="LINE-HEIGHT: 7pt"><br style="LINE-HEIGHT: 7pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">The following table is a summary of the activity in REO for the years indicated (in thousands):</div>
    <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
    </div>
    <table cellspacing="0" cellpadding="0" border="0" align="center" style="WIDTH: 95%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z41a90de828234017abccb89a2b1f2ef4">

        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: top">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: top" colspan="10">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Year Ended March 31,</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: top">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2019</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2018</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2017</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Balance at beginning of year, net</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">298</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">298</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">595</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Additions</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Dispositions</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(298</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(267</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Writedowns</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(30</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Balance at end of year, net</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">298</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">298</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>

    </table>
    <div style="LINE-HEIGHT: 7pt"><br style="LINE-HEIGHT: 7pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">At March 31, 2019, there was one single family property for which formal foreclosure proceedings were in process
      with a carrying amount of $106,000.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
      <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">87
        <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z677b294d42644a65985f65f66c50702e" class="DSPFListTable">

          <tr>
            <td style="WIDTH: 18pt; VERTICAL-ALIGN: top; align: right">
              <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">8.</div>
            </td>
            <td style="WIDTH: auto; VERTICAL-ALIGN: top">
              <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">PREMISES AND EQUIPMENT</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="LINE-HEIGHT: 7pt"><br style="LINE-HEIGHT: 7pt">
    </div>
    <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">Premises and equipment consisted of the following at the dates indicated (in thousands):</div>
    <div style="LINE-HEIGHT: 1pt"><br style="LINE-HEIGHT: 1pt">
    </div>
    <table cellspacing="0" cellpadding="0" border="0" align="center" style="WIDTH: 95%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z711bcf47c6a64412aa6597e8d8940315">

        <tr style="HEIGHT: 15px">
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 55%; VERTICAL-ALIGN: top">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: top" colspan="6">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -1.35pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">March 31,</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 55%; VERTICAL-ALIGN: top">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2019</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2018</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="WIDTH: 55%; VERTICAL-ALIGN: top">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 55%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Land</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,531</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,710</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 55%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Buildings and improvements</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">15,349</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">15,281</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 55%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Leasehold improvements</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,666</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,666</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 55%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Furniture and equipment</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,694</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,783</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 55%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Building under capitalized lease</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,956</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,956</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="background-color: rgb(255, 255, 255); width: 55%; vertical-align: top; padding-bottom: 2px;">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Construction in progress</div>
          </td>
          <td valign="bottom" style="background-color: rgb(255, 255, 255); width: 1%; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          <td valign="bottom" style="text-align: left; background-color: rgb(255, 255, 255); width: 1%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" style="text-align: right; background-color: rgb(255, 255, 255); width: 9%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">733</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="text-align: left; background-color: rgb(255, 255, 255); width: 1%; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          <td valign="bottom" style="background-color: rgb(255, 255, 255); width: 1%; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          <td valign="bottom" style="text-align: left; background-color: rgb(255, 255, 255); width: 1%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          <td valign="bottom" style="text-align: right; background-color: rgb(255, 255, 255); width: 9%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">720</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="text-align: left; background-color: rgb(255, 255, 255); width: 1%; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 55%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 27.9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">35,929</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">36,116</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 55%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Less accumulated depreciation and amortization</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(20,471</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(20,333</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 55%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 27pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Premises and equipment, net</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">15,458</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">15,783</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>

    </table>
    <div style="LINE-HEIGHT: 2.3pt"><br style="LINE-HEIGHT: 2.3pt">
    </div>
    <div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">Depreciation and amortization expense was $1.1 million, $1.2 million and $1.1 million for the years ended March
      31, 2019, 2018 and 2017, respectively.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">The Company has a capital lease for the shell of the building constructed as the Company's operations center
      which expires in November 2039. For each of the years ended March 31, 2019, 2018 and 2017, the Company recorded $77,000 in amortization expense related to this capital lease. At March 31, 2019 and 2018, accumulated amortization for the capital lease
      totaled $1.4 million and $1.3 million, respectively.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">In March 2010, the Company sold two of its branch locations. The Company maintains a substantial continuing
      involvement in the locations through various non-cancellable operating leases that contain certain renewal options. The resulting gain on sale of $2.1 million was deferred and is being amortized over the lives of the respective leases. At March 31,
      2019, the remaining deferred gain was $697,000 and is included in accrued expenses and other liabilities in the accompanying 2019 consolidated balance sheets.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">The Company is obligated under various noncancellable lease agreements for land and buildings that require
      future minimum rental payments, exclusive of taxes and other charges. The following is a schedule of future minimum lease payments under the Company's capital lease together with the present value of net minimum lease payments and the future minimum
      rental payments required under operating leases that have initial or noncancellable lease terms in excess of one year as of March 31, 2019 (in thousands):</div>
    <div style="LINE-HEIGHT: 6pt"><br style="LINE-HEIGHT: 6pt">
    </div>
    <table cellspacing="0" cellpadding="0" border="0" align="center" style="WIDTH: 80%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z48c5a555d36b4fad93a4134ba3e3322f">

        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 55%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Year Ending March 31:</div>
          </td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Operating Leases</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Capital Lease</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 55%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2020</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,492</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">205</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 55%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2021</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">905</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">208</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 55%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2022</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">677</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">212</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 55%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2023</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">527</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">215</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 55%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2024</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">535</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">219</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 55%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Thereafter</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,453</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,622</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 55%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total minimum lease payments</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,589</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,681</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 55%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Less amount representing interest</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(2,278</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 55%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Present value of net minimum lease payments</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,403</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>

    </table>
    <div style="LINE-HEIGHT: 2.3pt"><br style="LINE-HEIGHT: 2.3pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">Rent expense was $2.0 million, $2.1 million and $1.8 million for the years ended March 31, 2019, 2018 and 2017,
      respectively.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
      <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">88
        <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z74def238f79e4a1e8a8fadb7b429c214" class="DSPFListTable">

          <tr>
            <td style="WIDTH: 18pt; VERTICAL-ALIGN: top; align: right">
              <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">9.</div>
            </td>
            <td style="WIDTH: auto; VERTICAL-ALIGN: top">
              <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">GOODWILL</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">Goodwill and certain other intangibles generally arise from business combinations accounted for under the
      purchase method of accounting. Goodwill and other intangibles deemed to have indefinite lives generated from business combinations are not subject to amortization and are instead tested for impairment not less than annually. The Company has two
      reporting units, the Bank and the Trust Company, for purposes of evaluating goodwill for impairment. All of the Company's goodwill has been allocated to the Bank reporting unit.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">The Company performed an impairment assessment as of October 31, 2018 and determined that no impairment of
      goodwill exists. The goodwill impairment test involves a two-step process. The first step is a comparison of the reporting unit's fair value to its carrying value. If the reporting unit's fair value is less than its carrying value, the Company would
      be required to progress to the second step. In the second step, the Company calculates the implied fair value of goodwill and compares the implied fair value of goodwill to the carrying amount of goodwill in the Company's consolidated balance sheet.
      If the carrying amount of the goodwill is greater than the implied fair value of that goodwill, an impairment loss must be recognized in an amount equal to that excess. The implied fair value of goodwill is determined in the same manner as goodwill
      recognized in a business combination. The results of the Company's step one test indicated that the reporting unit's fair value was greater than its carrying value, and, therefore, a step two analysis was not required; however, no assurance can be
      given that the Company's goodwill will not be written down in future periods.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">An interim impairment test was not deemed necessary as of March 31, 2019 due to the amount by which the fair
      value of the reporting unit exceeded the carrying value as of the most recent valuation, and because the Company determined that, based on an analysis of events that have occurred and circumstances that have changed since the most recent valuation
      date, the likelihood that a current estimated fair value determination would be less than the current carrying amount of the reporting unit is remote.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">The following table presents the changes in the carrying amount of goodwill for the years indicated (in
      thousands):</div>
    <div style="LINE-HEIGHT: 6.85pt"><font style="FONT-SIZE: 9pt" id="TRGRRTFtoHTMLTab">&#160;&#160;&#160;&#160;</font><font style="FONT-SIZE: 9pt" id="TRGRRTFtoHTMLTab">&#160;&#160;&#160;&#160;</font></div>
    <table cellspacing="0" cellpadding="0" border="0" align="center" style="WIDTH: 95%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zf75153cfc88d4749ad5ff214e1e46733">

        <tr>
          <td style="PADDING-BOTTOM: 2px; WIDTH: 50%; MARGIN-LEFT: 18pt; VERTICAL-ALIGN: top">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: top" colspan="11">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Year Ended March 31,</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 50%; VERTICAL-ALIGN: top">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="3">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2019</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="3">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2018</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="3">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2017</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 50%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Net carrying value at beginning of period</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">27,076</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">27,076</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">25,572</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr style="HEIGHT: 12px">
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 50%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">MBank Transaction (see Note 3)</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,504</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 50%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Net carrying value at the end of period</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">27,076</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">27,076</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">27,076</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>

    </table>
    <div style="LINE-HEIGHT: 8pt; MARGIN-LEFT: 18pt; CLEAR: both"><br style="LINE-HEIGHT: 8pt">
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zcf5a29304c1449fabbe2d23f0f6ad319" class="DSPFListTable">

          <tr>
            <td style="WIDTH: 18pt; VERTICAL-ALIGN: top; align: right">
              <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">10.</div>
            </td>
            <td style="WIDTH: auto; VERTICAL-ALIGN: top">
              <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">DEPOSITS</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="LINE-HEIGHT: 7pt"><br style="LINE-HEIGHT: 7pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">Deposit accounts consisted of the following at the dates indicated (in thousands):</div>
    <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
    </div>
    <table cellspacing="0" cellpadding="0" border="0" align="center" style="WIDTH: 80%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z9c5084f833574766a55675d6c6508ad5">

        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 45%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Account Type</u></div>
          </td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">March 31, </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2019</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">March 31, </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2018</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 45%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Non-interest-bearing</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">284,854</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">278,966</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 45%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Interest-bearing checking</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">183,388</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">192,989</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 45%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Money market</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">233,317</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">265,661</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 45%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Savings accounts</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">137,503</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">134,931</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 45%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Certificates of deposit</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">86,006</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">123,144</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 45%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 13.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">925,068</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">995,691</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>

    </table>
    <div style="LINE-HEIGHT: 7pt"><br style="LINE-HEIGHT: 7pt">
    </div>
    <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">Individual certificates of deposit in amounts of $250,000 or more totaled $10.5 million and $10.8 million at March
      31, 2019 and 2018, respectively.</div>
    <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
      <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">89
        <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
    </div>
    <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">Scheduled maturities of certificates of deposit for future years ending March 31 are as follows (in thousands):</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <table cellspacing="0" cellpadding="0" border="0" align="center" style="WIDTH: 60%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z872f4b8ba7264b7b896f32b5239483a4">

        <tr>
          <td valign="bottom" style="WIDTH: 45%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Year Ending March 31:</div>
          </td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 45%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2020</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">59,487</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 45%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2021</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">14,072</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 45%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2022</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,201</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 45%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2023</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,552</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 45%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2024</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,157</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 45%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Thereafter</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,537</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 45%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -9pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">Total</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">86,006</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>

    </table>
    <div style="LINE-HEIGHT: 7pt"><br style="LINE-HEIGHT: 7pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">Interest expense by deposit type was as follows for the years indicated (in thousands):</div>
    <div style="LINE-HEIGHT: 6pt"><br style="LINE-HEIGHT: 6pt">
    </div>
    <table cellspacing="0" cellpadding="0" border="0" align="center" style="WIDTH: 90%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zbfcf0079b4204899bab97a55a5b90216">

        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 45%; VERTICAL-ALIGN: top">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: top" colspan="10">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Year Ended March 31,</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 45%; VERTICAL-ALIGN: top">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2019</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2018</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2017</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 45%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Interest-bearing checking</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">101</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">100</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">98</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 45%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Money market</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">302</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">335</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">309</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 45%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Savings accounts</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">145</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">133</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">110</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 45%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Certificates of deposit</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">448</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">640</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">634</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 45%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">996</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,208</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,151</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>

    </table>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zb2a4008845fb41ed8c9a71cbd78bc2bf" class="DSPFListTable">

          <tr>
            <td style="WIDTH: 18pt; VERTICAL-ALIGN: top; align: right">
              <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold">11.</div>
            </td>
            <td style="WIDTH: auto; VERTICAL-ALIGN: top">
              <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">FEDERAL HOME LOAN BANK ADVANCES</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="LINE-HEIGHT: 4.55pt"><br style="LINE-HEIGHT: 4.55pt">
    </div>
    <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; TEXT-INDENT: 0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 22.4pt; FONT-SIZE: 10pt">FHLB advances &#8211; which consist of overnight borrowings &#8211; are summarized as follows (dollars in
      thousands):</div>
    <div style="LINE-HEIGHT: 4.55pt"><br style="LINE-HEIGHT: 4.55pt">
    </div>
    <div style="LINE-HEIGHT: 3.4pt"><br style="LINE-HEIGHT: 3.4pt">
    </div>
    <table cellspacing="0" cellpadding="0" border="0" align="center" style="WIDTH: 95%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z177842bed0724808ace0cfed1c8dc2dc">

        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 45%; VERTICAL-ALIGN: top">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">March 31, 2019</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">March 31, 2018</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 45%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">FHLB advances</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">56,586</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 45%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Weighted average interest rate on FHLB advances <sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2.58</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1.60</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
        </tr>
        <tr>
          <td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: top" colspan="8">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;"> </sup>Computed based on the borrowing activity for the years ending March 31, 2019 and 2018, respectively.</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>

    </table>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">The Bank has a credit line with the FHLB equal to 45% of total assets, limited by available collateral. At March
      31, 2019, based on collateral values, the Bank had additional borrowing capacity of $186.8 million from the FHLB.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">FHLB advances are collateralized with the FHLB by certain investment and mortgage-backed securities, FHLB stock
      owned by the Bank, deposits with the FHLB, and certain mortgages on deeds of trust securing such properties as provided in the agreements with the FHLB. At March 31, 2019, loans carried at $402.7 million were pledged as collateral to the FHLB.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z026da2042cd24370bdba6cd53d5ae056" class="DSPFListTable">

          <tr>
            <td style="WIDTH: 18pt; VERTICAL-ALIGN: top; align: right">
              <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">12.</div>
            </td>
            <td style="WIDTH: auto; VERTICAL-ALIGN: top">
              <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">JUNIOR SUBORDINATED DEBENTURES</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">The Company has wholly-owned subsidiary grantor trusts that were established for the purpose of issuing trust
      preferred securities and common securities. The trust preferred securities accrue and pay distributions periodically at specified annual rates as provided in each trust agreement. The trusts used the net proceeds from each of the offerings to
      purchase a like amount of junior subordinated debentures (the "Debentures") of the Company. The Debentures are the sole assets of the trusts. The Company's obligations under the Debentures and related documents, taken together, constitute a full and
      unconditional guarantee by the Company of the obligations of the trusts. The trust preferred securities are mandatorily redeemable upon maturity of the Debentures or upon earlier redemption as provided in the indentures. The Company has the right to
      redeem the Debentures in whole or in part on or after specific dates, at a redemption price specified in the indentures governing the Debentures plus any accrued but unpaid interest to the redemption date. The Company also has the right to defer the
      payment of interest on each of the Debentures for a period not to exceed 20 consecutive quarters, provided that the deferral period does not extend beyond the stated maturity. During such deferral period, distributions on the corresponding trust
      preferred securities will also be deferred and the Company may not pay cash dividends to the holders of shares of the Company's common stock.</div>
    <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 6pt; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">The Debentures issued by the Company to the grantor trusts, totaling $26.6 million and $26.5
      million at March 31, 2019 and 2018, respectively, are reported as "junior subordinated debentures" in the consolidated balance sheets. The common securities issued by the grantor trusts were purchased by the Company, and the Company's investment in
      the common securities of $836,000 at both March 31, 2019 and 2018, is included in prepaid expenses and other assets in the consolidated balance sheets. The Company records interest expense on the Debentures in the consolidated statements of income.</div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 6pt; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">&#160;</div>
    <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
      <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">90
        <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 6pt; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">The following table is a summary of the terms and the amounts outstanding of the Debentures at
      March 31, 2019 (dollars in thousands):</div>
    <table cellspacing="0" cellpadding="0" border="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zd48572d7034a4814a998f5f3eb37cf07">

        <tr>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 30%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Issuance Trust</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Issuance </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Date</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; WIDTH: 11px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amount </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Outstanding</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold; MARGIN-RIGHT: 0.5pt">Rate Type</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Initial </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Rate</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Current </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Rate</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Maturity </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Date</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr style="HEIGHT: 16px">
          <td valign="bottom" style="WIDTH: 30%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 11px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 30%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Riverview Bancorp Statutory Trust I</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="TEXT-ALIGN: center; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">12/2005</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 11px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7,217</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Variable <sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5.88</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3.97</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3/2036</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 30%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Riverview Bancorp Statutory Trust II</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="TEXT-ALIGN: center; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">06/2007</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 11px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">15,464</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Variable <sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7.03</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3.96</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">9/2037</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 30%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Merchants Bancorp Statutory Trust I <sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></div>
          </td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="TEXT-ALIGN: center; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">06/2003</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 11px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,155</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Variable <sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
          </td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4.16</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5.71</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6/2033</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 30%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 11px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">27,836</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr style="HEIGHT: 14px">
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 30%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Fair value adjustment <sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></div>
          </td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 11px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1,261</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 30%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 22.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total Debentures</div>
          </td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 11px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">26,575</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>

    </table>
    <div>&#160;</div>
    <table cellspacing="0" cellpadding="0" border="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z63c6d3f65cdb4b68ba7167dba23b37b3">

        <tr>
          <td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: top">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1) </sup><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The trust preferred securities reprice quarterly based on
                the three-month LIBOR plus 1.36%.</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: top">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"> </font>The trust preferred securities reprice quarterly
              based on the three-month LIBOR plus 1.35%.</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td style="TEXT-ALIGN: left; VERTICAL-ALIGN: top">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3) </sup><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The trust preferred securities reprice quarterly based on
                the three-month LIBOR plus 3.10%.</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr style="HEIGHT: 12px">
          <td style="TEXT-ALIGN: left; VERTICAL-ALIGN: top">
            <div style="LINE-HEIGHT: 8.55pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4) </sup>Amount, net of accretion, attributable to the MBank transaction. See Note 3.</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>

    </table>
    <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z77aeb03bdab34083b4782809ae687c00" class="DSPFListTable">

          <tr>
            <td style="WIDTH: 18pt; VERTICAL-ALIGN: top; align: right">
              <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">13.</div>
            </td>
            <td style="WIDTH: auto; VERTICAL-ALIGN: top">
              <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">INCOME TAXES</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="LINE-HEIGHT: 4.55pt"><br style="LINE-HEIGHT: 4.55pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">Provision for income taxes consisted of the following for the periods indicated (in thousands):</div>
    <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
    </div>
    <table cellspacing="0" cellpadding="0" border="0" align="center" style="WIDTH: 80%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z96793e3dbaf9443ba8b86594cbf23095">

        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 45%; VERTICAL-ALIGN: top">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="10">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Year Ended March 31&#160;</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td style="TEXT-ALIGN: center; PADDING-BOTTOM: 2px; WIDTH: 45%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: center; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</div>
          </td>
          <td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: center; VERTICAL-ALIGN: bottom" colspan="2">&#160;<font style="FONT-WEIGHT: bold">2019</font>&#160;</td>
          <td nowrap="nowrap" style="TEXT-ALIGN: center; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="TEXT-ALIGN: center; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</div>
          </td>
          <td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: center; VERTICAL-ALIGN: bottom; FONT-WEIGHT: bold" colspan="2">2018</td>
          <td nowrap="nowrap" style="TEXT-ALIGN: center; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: center; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</div>
          </td>
          <td style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: center; VERTICAL-ALIGN: bottom" colspan="2">&#160;<font style="FONT-WEIGHT: bold">2017</font>&#160;</td>
          <td nowrap="nowrap" style="TEXT-ALIGN: center; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 45%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Current</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,157</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,087</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">284</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 45%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Deferred</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(11</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,668</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,103</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 45%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,146</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7,755</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,387</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>

    </table>
    <div style="LINE-HEIGHT: 7pt"><br style="LINE-HEIGHT: 7pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">The tax effects of temporary differences that give rise to significant portions of deferred tax assets and
      deferred tax liabilities are as follows at the dates indicated (in thousands):</div>
    <div style="LINE-HEIGHT: 4.55pt"><br style="LINE-HEIGHT: 4.55pt">
    </div>
    <table cellspacing="0" cellpadding="0" border="0" align="center" style="WIDTH: 90%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zc20d090794434af69598f33452230f18">

        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 50%; VERTICAL-ALIGN: top">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">March 31, 2019</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">March 31, 2018</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="WIDTH: 50%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Deferred tax assets:</div>
          </td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 50%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Deferred compensation</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">45</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">77</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 50%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Allowance for loan losses</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,862</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,643</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr style="HEIGHT: 16px">
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 50%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Accrued expenses</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">131</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">127</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 50%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Accumulated depreciation and amortization</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">797</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">753</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 50%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Deferred gain on sale</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">167</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">201</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 50%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Purchase accounting</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">141</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">150</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 50%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Net unrealized loss on investment securities available for sale</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">829</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,458</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 50%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Other</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">242</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">236</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 50%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 18pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total deferred tax assets</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,214</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,645</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>

    </table>
    <div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
      &#160;</div>
    <table cellspacing="0" cellpadding="0" border="0" align="center" style="WIDTH: 90%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zd677247409e6483f891347a539f5f5d2">

        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 50%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Deferred tax liabilities:</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 50%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">FHLB stock dividend</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(97</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(95</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 50%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Prepaid expenses</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(148</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(109</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 50%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Loan fees/costs</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(774</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(628</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 50%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 18pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total deferred tax liabilities</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1,019</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(832</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 50%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Deferred tax assets, net</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,195</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,813</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>

    </table>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">A reconciliation of the Company's effective income tax rate with the federal statutory tax rate is as follows
      for the years indicated:</div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">&#160;</div>
    <table cellspacing="0" cellpadding="0" border="0" align="center" style="WIDTH: 90%; BORDER-COLLAPSE: collapse; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="za8e6da3d476340ee89605a7dfefd0e81">

        <tr>
          <td style="WIDTH: 54.23%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="8">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Year Ended March 31,</div>
          </td>
        </tr>
        <tr>
          <td style="WIDTH: 54.23%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 10%; VERTICAL-ALIGN: bottom; BORDER-TOP: #000000 2px solid">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2019</div>
          </td>
          <td style="WIDTH: 1%; VERTICAL-ALIGN: bottom; BORDER-TOP: #000000 2px solid">&#160;</td>
          <td style="WIDTH: 1%; VERTICAL-ALIGN: bottom; BORDER-TOP: #000000 2px solid">&#160;</td>
          <td style="WIDTH: 10.23%; VERTICAL-ALIGN: bottom; BORDER-TOP: #000000 2px solid">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2018</div>
          </td>
          <td style="WIDTH: 1%; VERTICAL-ALIGN: bottom; BORDER-TOP: #000000 2px solid">&#160;</td>
          <td style="WIDTH: 1.2%; VERTICAL-ALIGN: bottom; BORDER-TOP: #000000 2px solid">&#160;</td>
          <td style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom; BORDER-TOP: #000000 2px solid" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2017</div>
          </td>
        </tr>
        <tr>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 54.23%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Statutory federal income tax rate</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 10%; VERTICAL-ALIGN: bottom; BORDER-TOP: #000000 2px solid">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">21.0</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 10.23%; VERTICAL-ALIGN: bottom; BORDER-TOP: #000000 2px solid">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">30.8</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.2%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 10%; VERTICAL-ALIGN: bottom; BORDER-TOP: #000000 2px solid">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">34.0</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
        </tr>
        <tr>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 54.23%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">State and local income tax rate</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 10%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3.0</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 10.23%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2.5</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.2%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 10%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1.5</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 54.23%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Revaluation of net deferred tax assets due to Tax Act</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 10%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 10.23%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">11.4</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.2%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 10%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 54.23%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">ESOP market value adjustment</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 10%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(0.1)</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 10.23%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.2%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 10%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(0.1</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
        </tr>
        <tr>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 54.23%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">BOLI</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 10%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(0.8)</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 10.23%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1.5</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.2%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 10%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(3.8</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
        </tr>
        <tr>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 54.23%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Other, net</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BORDER-BOTTOM: #000000 2px solid; BACKGROUND-COLOR: #ffffff; WIDTH: 10%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(0.1)</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BORDER-BOTTOM: #000000 2px solid; BACKGROUND-COLOR: #ffffff; WIDTH: 10.23%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(0.1</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.2%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BORDER-BOTTOM: #000000 2px solid; BACKGROUND-COLOR: #ffffff; WIDTH: 10%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(0.2</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
        </tr>
        <tr>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 54.23%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Effective federal income tax rate</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BORDER-BOTTOM: #000000 4px double; BACKGROUND-COLOR: #cceeff; WIDTH: 10%; VERTICAL-ALIGN: bottom; BORDER-TOP: #000000 2px solid">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">23.0</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BORDER-BOTTOM: #000000 4px double; BACKGROUND-COLOR: #cceeff; WIDTH: 10.23%; VERTICAL-ALIGN: bottom; BORDER-TOP: #000000 2px solid">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">43.1</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.2%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BORDER-BOTTOM: #000000 4px double; BACKGROUND-COLOR: #cceeff; WIDTH: 10%; VERTICAL-ALIGN: bottom; BORDER-TOP: #000000 2px solid">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">31.4</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
        </tr>

    </table>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">On December 22, 2017, the federal government enacted the Tax Act. The Tax Act made significant changes to the U.S.
      tax law including, among other things: a reduction in the federal corporate income tax rate from a maximum of 35.0% to 21.0% </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">&#160;</div>
    <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
      <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">91
        <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">effective January 1, 2018; changes to the tax treatment of net operating loss carryforwards and carrybacks; and a
      repeal of the corporate alternative minimum tax. The Tax Act reduced the Company's federal corporate income tax rate from 34.0% to a blended federal corporate income tax rate of 30.8% for the fiscal year ended March 31, 2018. As a result of using a
      blended tax rate, the Company recognized a $422,000 benefit for income taxes during the quarter ended December 31, 2017. Also as a result of the Tax Act, the reduction of the corporate tax rate required the Company to remeasure its deferred tax
      assets and liabilities based upon the lower federal tax rate. Accordingly, during the year ended March 31, 2018, the Company recorded a one-time $2.1 million charge to the provision for income taxes in conjunction with remeasuring its net deferred
      tax asset to account for the future impact of the decrease in the federal corporate income tax rate. In addition, the Company has made an adjustment between retained earnings and AOCI related to the stranded tax effects due to the change in the
      federal corporate tax rate applied to the net unrealized losses on available for sale investment securities (see discussion of ASU 2018-02 in Note 1).&#160; Beginning in fiscal year 2019, the Company utilized a federal corporate income tax rate of 21.0%.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">The Bank's retained earnings at both March 31, 2019 and 2018 include a base year allowance for loan losses, which
      amounted to $2.2 million, for which no federal income tax liability has been recognized. The related unrecognized deferred tax liability at both March 31, 2019 and 2018 was $517,000. This represents the balance of the allowance for loan losses
      created for tax purposes as of December 31, 1987. These amounts are subject to recapture in the unlikely event that the Company's banking subsidiaries (1) make distributions in excess of current and accumulated earnings and profits, as calculated for
      federal tax purposes, (2) redeem their stock, or (3) liquidate. Management does not expect this temporary difference to reverse in the foreseeable future.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">At March 31, 2019 and 2018, the Company had no unrecognized tax benefits or uncertain tax positions. In
      addition, the Company had no accrued interest or penalties related to income tax matters as of March 31, 2019 or 2018. It is the Company's policy to recognize potential accrued interest and penalties related to income tax matters as a component of
      provision for income taxes. The Company is subject to U.S. federal and State of Oregon income taxes. The years 2016 to 2019 remain open to examination for federal income taxes, and the years 2015 to 2019 remain open to State of Oregon examination.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z38e3a2328b8745d38189090c55d24149" class="DSPFListTable">

          <tr>
            <td style="WIDTH: 18pt; VERTICAL-ALIGN: top; align: right">
              <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">14.</div>
            </td>
            <td style="WIDTH: auto; VERTICAL-ALIGN: top">
              <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">EMPLOYEE BENEFIT PLANS</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="LINE-HEIGHT: 7.5pt"><br style="LINE-HEIGHT: 7.5pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT:
        bold">Retirement Plan</font> - The Riverview Bancorp, Inc. Employees' Savings and Profit Sharing Plan (the "Plan") is a defined contribution profit-sharing plan incorporating the provisions of Section 401(k) of the Internal Revenue Code. Company
      expenses related to the Plan for the years ended March 31, 2019, 2018 and 2017 were $527,000, $547,000 and $489,000, respectively.</div>
    <div style="LINE-HEIGHT: 7.5pt"><br style="LINE-HEIGHT: 7.5pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT:
        bold">Directors' and Executive Officers' Deferred Compensation Plan</font> ("Deferred Compensation Plan") &#8211; The Deferred Compensation Plan is a nonqualified deferred compensation plan. Directors may elect to defer their monthly directors' fees
      until retirement with no income tax payable by the director until retirement benefits are received. The Chairman, President, and Executive and Senior Vice Presidents of the Company may also defer salary into the Deferred Compensation Plan. The
      Company accrues annual interest on the unfunded liability under the Deferred Compensation Plan based upon a formula relating to gross revenues, which was 4.28%, 3.99% and 3.68% for the years ended March 31, 2019, 2018 and 2017, respectively. The
      estimated liability under the Deferred Compensation Plan is accrued as earned by the participants. At March 31, 2019 and 2018, the Company's aggregate liability under the Deferred Compensation Plan was $186,000 and $330,000, respectively, which is
      recorded in accrued expenses and other liabilities in the accompanying consolidated balance sheets.</div>
    <div style="LINE-HEIGHT: 7.5pt"><br style="LINE-HEIGHT: 7.5pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT:
        bold">Stock Option Plans</font>&#160;<font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</font> In July 1998, shareholders of the Company approved the adoption of the 1998 Stock Option Plan ("1998 Plan").
      The 1998 Plan was effective in October 1998 and expired in October 2008. In addition, in July 2003, shareholders of the Company approved the adoption of the 2003 Stock Option Plan ("2003 Plan"). The 2003 Plan was effective in July 2003 and expired in
      July 2013. Accordingly, no further option awards may be granted under the 1998 Plan or the 2003 Plan; however, any awards granted prior to their respective expiration dates remain outstanding subject to their terms. Each option granted under the 1998
      Plan or the 2003 Plan has an exercise price equal to the fair market value of the Company's common stock on the date of the grant, a maximum term of ten years and a vesting period from zero to five years.</div>
    <div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">In July 2017, the shareholders of the Company approved the Riverview Bancorp, Inc. 2017 Equity Incentive Plan
      ("2017 Plan"). The 2017 Plan provides for the grant of incentive stock options, non-qualified stock options, restricted stock and restricted stock units. The Company has reserved 1,800,000 shares of its common stock for issuance under the 2017 Plan,
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">&#160;</div>
    <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
      <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">92
        <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">none of which have been awarded. The 1998 Plan, the 2003 Plan and the 2017 Plan are collectively referred to as
      "the Stock Option Plans".</div>
    <div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">The fair value of each stock option granted is estimated on the date of grant using the Black-Scholes stock
      option valuation model. The fair value of all awards is amortized on a straight-line basis over the requisite service periods, which are generally the vesting periods. The expected life of options granted represents the period of time that they are
      expected to be outstanding. The expected life is determined based on historical experience with similar options, giving consideration to the contractual terms and vesting schedules. Expected volatility is estimated at the date of grant based on the
      historical volatility of the Company's common stock. Expected dividends are based on dividend trends and the market value of the Company's common stock at the time of grant. The risk-free interest rate for periods within the contractual life of the
      options is based on the U.S. Treasury yield curve in effect at the time of the grant. There were no stock options granted during the years ended March 31, 2019, 2018 and 2017 under the Stock Option Plans.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">As of March 31, 2019, all outstanding stock options were fully vested and there was no remaining unrecognized
      compensation expense under the Stock Option Plans. There was no stock-based compensation expense related to stock options for the years ended March 31, 2019, 2018 and 2017 under the Stock Option Plans.</div>
    <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">The following table presents the activity related to stock options under the Stock Option Plans for the years
      indicated:</div>
    <div style="LINE-HEIGHT: 6pt"><br style="LINE-HEIGHT: 6pt">
    </div>
    <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z169c719ef113482b85f4d0f7bce7432c">

        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: top">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: top" colspan="22">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Year Ended March 31,</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: top">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: top" colspan="6">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2019</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="6">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2018</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="6">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2017</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Number of </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Shares</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Weighted </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Average </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Exercise </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Price</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Number of </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Shares</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Weighted </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Average </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Exercise </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Price</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Number of </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Shares</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Weighted </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Average </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Exercise </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Price</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Balance, beginning of year</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">141,365</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3.77</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">220,654</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4.74</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">223,654</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4.73</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 13.5pt; FONT-SIZE: 10pt">Options exercised</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(37,533</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4.84</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(59,289</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4.13</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(3,000</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3.84</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 13.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Options expired</div>
          </td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(2,500</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">8.12</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(20,000</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">13.42</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Balance, end of year</div>
          </td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">101,332</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3.26</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">141,365</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3.77</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">220,654</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4.74</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>

    </table>
    <div style="LINE-HEIGHT: 7.5pt"><br style="LINE-HEIGHT: 7.5pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">Additional information regarding stock options outstanding as of March 31, 2019 is as follows:</div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 6pt; TEXT-INDENT: 101.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">`</div>
    <table cellspacing="0" cellpadding="0" border="0" align="center" style="WIDTH: 90%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z0e1fed2a24764ceabfc42ba0d3bb5cc8">

        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="6">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Options Outstanding</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="6">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Options Exercisable</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Weighted Avg</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Weighted</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Weighted</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Remaining</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Average</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Average</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Range of</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Contractual</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Exercise</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Exercise</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Exercise Price</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Life (years)</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Number</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Price</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Number</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Price</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1.00 - $3.00</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3.88</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">51,332</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2.70</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">51,332</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2.70</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3.01 - $5.00</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.48</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">50,000</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3.84</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">50,000</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3.84</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2.20</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">101,332</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3.26</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">101,332</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3.26</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>

    </table>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">The following table presents information on stock options outstanding as of March 31, 2019 and 2018, less estimated
      forfeitures:</div>
    <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
    </div>
    <table cellspacing="0" cellpadding="0" border="0" align="center" style="WIDTH: 80%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zad1d4d3408e54c54957ae4d70207c48a">

        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 55%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">March 31, 2019</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">March 31, 2018</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="WIDTH: 55%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 0.45pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Stock options fully vested and expected to vest:</div>
          </td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="WIDTH: 55%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 13.5pt; FONT-SIZE: 10pt">Number</div>
          </td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">101,332</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">141,365</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 55%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 13.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Weighted average exercise price</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3.26</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3.77</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 55%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 13.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Aggregate intrinsic value <sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">410,000</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">788,000</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 55%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 13.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Weighted average contractual term of options (years)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2.20</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2.78</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 55%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Stock options fully vested and currently exercisable:</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 55%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 13.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Number</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">101,332</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">141,365</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 55%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 13.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Weighted average exercise price</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3.26</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3.77</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 55%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 13.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Aggregate intrinsic value <sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">410,000</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">788,000</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 55%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 13.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Weighted average contractual term of options (years)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2.20</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2.78</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 55%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" colspan="8">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"> </font><font style="FONT-FAMILY: 'Times
                New Roman', Times, serif; FONT-SIZE: 10pt">The aggregate intrinsic value of a stock option in the table above represents the total pre-tax intrinsic value (the amount by which the current market value of the underlying stock exceeds the
                exercise price) that would have been received by the option holders had all option holders exercised. This amount changes based on changes in the market value of the Company's stock.</font></div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>

    </table>
    <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">The total intrinsic value of stock options exercised was $153,000, $257,000 and $5,000 for the years ended March
      31, 2019, 2018 and 2017, respectively.</div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">&#160;</div>
    <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
      <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">93
        <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
    </div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT:
        bold">Employee Stock Ownership Plan</font>&#160;<font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">- </font>The Company sponsors an ESOP that covers all employees with at least one year and 1,000 hours of
      service who are over the age of 21. Shares were released and allocated to participant accounts on or about December 31 of each year through December 2017, at which point all available shares had been released and allocated. ESOP compensation expense
      included in salaries and employee benefits was $148,000 and $143,000 for the years ended March 31, 2018 and 2017, respectively.</div>
    <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">ESOP share activity is summarized in the following table:</div>
    <div style="LINE-HEIGHT: 4.55pt"><br style="LINE-HEIGHT: 4.55pt">
    </div>
    <table cellspacing="0" cellpadding="0" border="0" align="center" style="WIDTH: 95%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z6b4cebe9f13c492e965a459f2030681f">

        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 45%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 0.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Estimated Fair </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 0.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Value of </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 0.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Unreleased</div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 0.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Shares</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Unreleased</div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">ESOP</div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Shares</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 0.9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Allocated</div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">and Released</div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Shares</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="WIDTH: 45%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 45%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold; MARGIN-RIGHT: 7.2pt">Balance, March 31, 2016</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">207,000</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">49,266</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">913,318</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">962,584</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 45%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; MARGIN-RIGHT: 7.2pt">Allocation December 31, 2016</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(24,633</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">24,633</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 45%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold; MARGIN-RIGHT: 7.2pt">Balance, March 31, 2017</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">176,000</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">24,633</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">937,951</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">962,584</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 45%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; MARGIN-RIGHT: 7.2pt">Allocation December 31, 2017</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: right; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(24,633</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">24,633</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 45%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold; MARGIN-RIGHT: 7.2pt">Balance, March 31, 2018</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: right; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">962,584</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">962,584</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>

    </table>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">For the fiscal year ended March 31, 2019, the Bank purchased 25,000 shares of common stock on the open market
      and contributed such shares to the ESOP as a discretionary employer contribution. The Company recorded employee benefits expense of $197,000 for this contribution which represented the fair value of the related common stock. Shares held by the ESOP
      at March 31, 2019 totaled 441,966.</div>
    <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z8cb54e54029f4063844b14134bbe22d5" class="DSPFListTable">

          <tr>
            <td style="WIDTH: 18pt; VERTICAL-ALIGN: top; align: right">
              <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">15.</div>
            </td>
            <td style="WIDTH: auto; VERTICAL-ALIGN: top">
              <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">SHAREHOLDERS' EQUITY AND REGULATORY CAPITAL REQUIREMENTS</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">The Bank is subject to various regulatory capital requirements administered by the Office of the Comptroller of
      the Currency ("OCC")<font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">.</font><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font>Failure



      to meet minimum capital requirements can result in the initiation of certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on<font style="FONT-STYLE: italic;
        FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</font>the Bank's<font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</font>financial statements<font style="FONT-STYLE: italic;
        FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">. </font>Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital guidelines that involve
      quantitative measures of the Bank's assets, liabilities and certain off-balance sheet items as calculated under regulatory accounting practices. The Bank's capital amounts and classification are also subject to qualitative judgments by the regulators
      about components, risk weightings and other factors.</div>
    <div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">Quantitative measures established by regulation to ensure capital adequacy require the Bank to maintain minimum
      amounts and ratios of total and tier I capital to risk-weighted assets, core capital to total assets and tangible capital to tangible assets (set forth in the table below).<font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif;
        FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font>Management believes the Bank met all capital adequacy requirements to which it was subject to as of March 31, 2019.</div>
    <div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">As of March 31, 2019, the most recent notification from the OCC categorized the Bank as "well capitalized" under
      the regulatory framework for prompt corrective action. The Bank's actual and required minimum capital amounts and ratios were as follows at the dates indicated (dollars in thousands):</div>
    <div style="LINE-HEIGHT: 6pt"><br style="LINE-HEIGHT: 6pt">
    </div>
    <table cellspacing="0" cellpadding="0" border="0" align="center" style="WIDTH: 95%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zabf18d5a48de4dbe81b973eb62f2a202">

        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="6">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Actual</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="6">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">For Capital </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Adequacy Purposes</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="6">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">"Well Capitalized" </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Under Prompt </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Corrective Action</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amount</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Ratio</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amount</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Ratio</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amount</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Ratio</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold; MARGIN-RIGHT: 3.6pt"><u>March 31, 2019</u></div>
          </td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Total Capital:</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; TEXT-INDENT: 6.05pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">(To Risk-Weighted Assets)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">140,062</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">16.88</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">66,379</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">8.0</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">82,974</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10.0</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Tier 1 Capital:</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; TEXT-INDENT: 6.05pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">(To Risk-Weighted Assets)</div>
          </td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">129,671</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">15.63</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">49,784</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6.0</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">66,379</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">8.0</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Common equity tier 1 Capital:</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; TEXT-INDENT: 6.05pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">(To Risk-Weighted Assets)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">129,671</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">15.63</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">37,338</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4.5</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">53,933</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6.5</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Tier 1 Capital (Leverage):</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; TEXT-INDENT: 7.65pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.15pt">(To Average Tangible Assets)</div>
          </td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">129,671</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">11.56</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">44,874</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4.0</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">56,092</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5.0</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>

    </table>
    <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
    </div>
    <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
    </div>
    <div style="LINE-HEIGHT: 8pt">&#160;</div>
    <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
      <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">94
        <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
    </div>
    <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
    </div>
    <table cellspacing="0" cellpadding="0" border="0" align="center" style="WIDTH: 95%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zb1d2deca696842fbb32b7596dfbc6f60">

        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="6">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Actual</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="6">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">For Capital</div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;Adequacy Purposes</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="6">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">"Well Capitalized" </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Under Prompt </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Corrective Action</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold; MARGIN-RIGHT: 3.6pt"><u>March 31, 2018</u></div>
          </td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amount</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Ratio</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amount</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Ratio</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amount</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Ratio</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Total Capital:</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; TEXT-INDENT: 6.05pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">(To Risk-Weighted Assets)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">123,061</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">15.41</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">63,868</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">8.0</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">79,835</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10.0</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">%</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Tier 1 Capital:</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; TEXT-INDENT: 6.05pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">(To Risk-Weighted Assets)</div>
          </td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">113,066</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">14.16</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">47,901</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6.0</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">63,868</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">8.0</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Common equity tier 1 Capital:</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; TEXT-INDENT: 8.3pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">(To Risk-Weighted Assets)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">113,066</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">14.16</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">35,926</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4.5</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">51,893</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6.5</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.6pt">Tier 1 Capital (Leverage):</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="WIDTH: 28%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0.45pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 7.2pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 3.15pt">(To Average Tangible Assets)</div>
          </td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">113,066</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10.26</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">44,093</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4.0</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">55,116</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5.0</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>

    </table>
    <div style="LINE-HEIGHT: 1.7pt"><br style="LINE-HEIGHT: 1.7pt">
    </div>
    <div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">In addition to the minimum common equity tier 1 ("CET1"), Tier 1 and total capital ratios, the Bank is required
      to maintain a capital conservation buffer consisting of additional CET1 capital in order to avoid limitations on paying dividends, engaging in share repurchases, and paying discretionary bonuses based on percentages of eligible retained income that
      could be utilized for such actions. The capital conservation buffer is required to be an amount greater than 2.5% of risk-weighted assets. As of March 31, 2019, the Bank's CET1 capital exceeded the required capital conservation buffer at an amount
      greater than 2.5%.</div>
    <div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">For a savings and loan holding company, such as the Company, the capital guidelines apply on a bank only basis.
      The Federal Reserve expects the holding company's subsidiary banks to be well capitalized under the prompt corrective action regulations. If the Company was subject to regulatory guidelines for bank holding companies at March 31, 2019, the Company
      would have exceeded all regulatory capital requirements.</div>
    <div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">At periodic intervals, the OCC and the FDIC routinely examine the Bank's financial condition and risk management
      processes as part of their legally prescribed oversight. Based on their examinations, these regulators can direct that the Company's consolidated financial statements be adjusted in accordance with their findings. A future examination by the OCC or
      the FDIC could include a review of certain transactions or other amounts reported in the Company's 2019 consolidated financial statements. The Company did not repurchase any shares of common stock for the years ended March 31, 2019, 2018 or 2017.</div>
    <div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z88aea93866844e588fb2d3bdb63871e5" class="DSPFListTable">

          <tr>
            <td style="WIDTH: 18pt; VERTICAL-ALIGN: top; align: right">
              <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">16.</div>
            </td>
            <td style="WIDTH: auto; VERTICAL-ALIGN: top">
              <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">EARNINGS PER SHARE</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">Basic earnings per share ("EPS") is computed by dividing net income or loss applicable to common stock by the
      weighted average number of common shares outstanding during the period, without considering any dilutive items. Diluted EPS is computed by dividing net income or loss applicable to common stock by the weighted average number of common shares and
      common stock equivalents for items that are dilutive, net of shares assumed to be repurchased using the treasury stock method at the average share price for the Company's common stock during the period. Common stock equivalents arise from the assumed
      exercise of outstanding stock options. Shares owned by the Company's ESOP that have not been allocated are not considered to be outstanding for the purpose of computing basic and diluted EPS<font style="FONT-FAMILY: 'Times New Roman', Times, serif;
        FONT-SIZE: 10pt">. As of March 31, 2019 and 2018, all shares under the Company's ESOP were allocated. For the year ended March 31, 2019, there were no stock options excluded in computing diluted EPS.&#160; For the years ended March 31, 2018 and 2017,
        stock options for 8,000 and 59,000 shares, respectively, of common stock were excluded in computing diluted EPS because they were antidilutive.</font></div>
    <div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">The following table presents a reconciliation of the components used to compute basic and diluted EPS for the
      years indicated:</div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">&#160;</div>
    <div style="LINE-HEIGHT: 1.15pt"><br style="LINE-HEIGHT: 1.15pt">
    </div>
    <table cellspacing="0" cellpadding="0" border="0" align="center" style="WIDTH: 90%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="ze4807dea18e541cf9c8ed82b07365fda">

        <tr>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="10">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Year Ended March 31,</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(Dollars and share data in thousands, except per share data)</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2019</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -3.8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2018</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -3.8pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2017</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 1.15pt; FONT-FAMILY: 'Times New Roman', serif; FONT-SIZE: 1pt">P</div>
          </td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Basic EPS computation:</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Numerator-net income</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">17,266</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,242</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7,404</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Denominator-weighted average common shares outstanding</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">22,588</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">22,531</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">22,478</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Basic EPS</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.76</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.45</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.33</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Diluted EPS computation:</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Numerator-net income</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">17,266</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,242</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7,404</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Denominator-weighted average common shares outstanding</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">22,588</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">22,531</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">22,478</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 22.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Effect of dilutive stock options</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">72</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">92</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">70</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 22.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Weighted average common shares and common stock</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 30.6pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">equivalents</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">22,660</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">22,623</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">22,548</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Diluted EPS</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.76</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.45</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.33</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>

    </table>
    <div>&#160;</div>
    <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
      <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">95
        <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
    </div>
    <div>&#160;</div>
    <div>
      <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zdca813b82dbb4b2680d3def40d210dd8" class="DSPFListTable">

          <tr>
            <td style="WIDTH: 18pt; VERTICAL-ALIGN: top; align: right">
              <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">17.</div>
            </td>
            <td style="WIDTH: auto; VERTICAL-ALIGN: top">
              <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">FAIR VALUE MEASUREMENTS</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 22.5pt; FONT-SIZE: 10pt">Fair value is defined under GAAP as the exchange price that would be received for an asset or paid to transfer a
      liability (exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. GAAP requires that valuation techniques maximize the use of observable
      inputs and minimize the use of unobservable inputs. GAAP also establishes a fair value hierarchy which prioritizes the valuation inputs into three broad levels.&#160; Based on the underlying inputs, each fair value measurement in its entirety is reported
      in one of three levels. These levels are:</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 36pt; FONT-SIZE: 10pt">Quoted prices in active markets for identical assets (Level 1): Inputs that are quoted unadjusted prices in active
      markets for identical assets or liabilities that the Company has the ability to access at the measurement date. An active market is a market in which transactions for the asset or liability occur with sufficient frequency and volume to provide
      pricing information on an ongoing basis.</div>
    <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 36pt; FONT-SIZE: 10pt">Other observable inputs (Level 2): Inputs that reflect the assumptions market participants would use in pricing the
      asset or liability developed based on market data obtained from sources independent of the reporting entity including quoted prices for similar assets or liabilities in active markets, quoted prices for identical or similar assets or liabilities in
      inactive markets and inputs derived principally from or corroborated by observable market data by correlation or other means.</div>
    <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 36pt; FONT-SIZE: 10pt">Significant unobservable inputs (Level 3): Inputs that reflect the reporting entity's own assumptions about the
      assumptions market participants would use in pricing an asset or liability developed based on the best information available in the circumstances.</div>
    <div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">Financial instruments are presented in the tables that follow by recurring or nonrecurring measurement status.
      Recurring assets are initially measured at fair value and are required to be remeasured at fair value in the consolidated financial statements at each reporting date. Assets measured on a nonrecurring basis are assets that, as a result of an event or
      circumstance, were required to be remeasured at fair value after initial recognition in the consolidated financial statements at some time during the reporting period.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">The following tables present assets that are measured at estimated fair value on a recurring basis at the dates
      indicated (in thousands):</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <table cellspacing="0" cellpadding="0" border="0" align="center" style="WIDTH: 95%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z1914b950e75c4844825b58b05772ce3f">

        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="10">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Estimated Fair Value Measurements Using</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>March 31, 2019</u></div>
          </td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total Estimated</div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Fair Value</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Level 1</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Level 2</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Level 3</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Investment securities available for sale:</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">Municipal securities</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">8,881</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">8,881</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">Agency securities</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">12,341</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">12,341</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -18pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 36pt; FONT-SIZE: 10pt">Real estate mortgage investment conduits</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">40,162</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">40,162</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -18pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 36pt; FONT-SIZE: 10pt">Residential mortgage-backed securities</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">75,821</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">75,821</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -18pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 36pt; FONT-SIZE: 10pt">Other mortgage-backed securities</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">41,021</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">41,021</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total assets measured at fair value on a recurring basis</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">178,226</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">178,226</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>

    </table>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <table cellspacing="0" cellpadding="0" border="0" align="center" style="WIDTH: 95%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z47991f3c165f44f7b354e20897564d4e">

        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="10">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Estimated Fair Value Measurements Using</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>March 31, 2018</u></div>
          </td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total Estimated</div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Fair Value</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Level 1</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Level 2</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Level 3</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 8.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Investment securities available for sale:</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">Municipal securities</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">8,732</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">8,732</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">Agency securities</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">22,102</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">22,102</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -18pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 36pt; FONT-SIZE: 10pt">Real estate mortgage investment conduits</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">46,955</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">46,955</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -18pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 36pt; FONT-SIZE: 10pt">Residential mortgage-backed securities</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">89,074</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">89,074</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -18pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 36pt; FONT-SIZE: 10pt">Other mortgage-backed securities</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">46,358</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">46,358</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total assets measured at fair value on a recurring basis</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">213,221</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">213,221</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>

    </table>
    <div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 6pt; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">There were no transfers of assets into or out of Levels 1, 2 or 3 during the years ended March
      31, 2019 and 2018.</div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-BOTTOM: 6pt; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">&#160;</div>
    <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
      <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">96
        <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">The following methods were used to estimate the fair value of investment securities in the above table:</div>
    <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">Investment securities are included within Level 1 of the hierarchy when quoted prices in an active market for
      identical assets are available. The Company uses a third-party pricing service to assist the Company in determining the fair value of its Level 2 securities, which incorporates pricing models and/or quoted prices of investment securities with similar
      characteristics. Investment securities are included within Level 3 of the hierarchy when there are significant unobservable inputs.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">For Level 2 securities, the independent pricing service provides pricing information by utilizing evaluated pricing
      models supported with market data information. Standard inputs include benchmark yields, reported trades, broker/dealer quotes, issuer spreads, two-sided markets, benchmark securities, bids, offers and reference data from market research
      publications. The Company's third-party pricing service has established processes for the Company to submit inquiries regarding the estimated fair value. In such cases, the Company's third-party pricing service will review the inputs to the
      evaluation in light of any new market data presented by the Company. The Company's third-party pricing service may then affirm the original estimated fair value or may update the evaluation on a go-forward basis.</div>
    <div style="LINE-HEIGHT: 7.4pt"><br style="LINE-HEIGHT: 7.4pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">Management reviews the pricing information received from the third-party pricing service through a combination of
      procedures that include an evaluation of methodologies used by the pricing service, analytical reviews and performance analysis of the prices against statistics and trends. Based on this review, management determines whether the current placement of
      the security in the fair value hierarchy is appropriate or whether transfers may be warranted. As necessary, management compares prices received from the pricing service to discounted cash flow models or by performing independent valuations of inputs
      and assumptions similar to those used by the pricing service in order to help ensure prices represent a reasonable estimate of fair value.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">The following tables present assets that are measured at estimated fair value on a nonrecurring basis at the dates
      indicated (in thousands):</div>
    <div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
    </div>
    <table cellspacing="0" cellpadding="0" border="0" align="center" style="WIDTH: 95%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z016cee2c3d284995912d91e3a955657c">

        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="10">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Estimated fair value measurements using</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total estimated </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">fair value&#160;</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Level 1</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Level&#160;2&#160;</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Level&#160;3&#160;</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom"><u><font style="font-weight: bold;">March 31, 2019</font></u> <br>
          </td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Impaired loans</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">394</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">394</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>

    </table>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <table cellspacing="0" cellpadding="0" border="0" align="center" style="WIDTH: 95%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z7d8242b9518e4a238dab3f68a5955f3d">

        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>March 31, 2018</u></div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Impaired loans</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,143</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,143</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>

    </table>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">The following table presents quantitative information about Level 3 inputs for financial instruments measured at
      fair value on a nonrecurring basis at March 31, 2019 and 2018:</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <table cellspacing="0" cellpadding="0" border="0" align="center" style="WIDTH: 95%; BORDER-COLLAPSE: collapse; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z94ed153085934c088a9e5afba78545b6">

        <tr style="HEIGHT: 14px">
          <td style="WIDTH: 28.72%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="WIDTH: 1.47%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 19.98%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Valuation technique</div>
          </td>
          <td style="WIDTH: 2.16%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 29.93%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Significant unobservable inputs</div>
          </td>
          <td style="WIDTH: 2.42%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 15.32%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Range</div>
          </td>
        </tr>
        <tr>
          <td style="WIDTH: 28.72%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="WIDTH: 1.47%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="WIDTH: 19.98%; VERTICAL-ALIGN: bottom; BORDER-TOP: #000000 2px solid">&#160;</td>
          <td style="WIDTH: 2.16%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="WIDTH: 29.93%; VERTICAL-ALIGN: bottom; BORDER-TOP: #000000 2px solid">&#160;</td>
          <td style="WIDTH: 2.42%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="WIDTH: 15.32%; VERTICAL-ALIGN: bottom; BORDER-TOP: #000000 2px solid">&#160;</td>
        </tr>
        <tr>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 28.72%; VERTICAL-ALIGN: middle">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Impaired loans</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.47%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 19.98%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Appraised value</div>
            <div style="LINE-HEIGHT: 5.7pt">&#160;</div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Discounted cash flows</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.16%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 29.93%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Adjustment for market conditions</div>
            <div style="LINE-HEIGHT: 5.7pt">&#160;</div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Discount rate</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.42%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 15.32%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.9pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 2.7pt; FONT-SIZE: 10pt">N/A<sup style="font-weight: bold; vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            <div style="LINE-HEIGHT: 5.7pt">&#160;</div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.9pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 2.7pt; FONT-SIZE: 10pt">5.25% 8.00%</div>
          </td>
        </tr>
        <tr>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 28.72%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.47%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 19.98%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.16%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 29.93%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.42%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 15.32%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td style="TEXT-ALIGN: left; WIDTH: 100%; VERTICAL-ALIGN: top" colspan="7">
            <div style="LINE-HEIGHT: 5.7pt"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup>&#160; There were no adjustments to appraised values of impaired loans as of March 31, 2019 and 2018.</div>
            <div style="LINE-HEIGHT: 5.7pt">&#160;</div>
          </td>
        </tr>

    </table>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">For information regarding the Company's method for estimating the fair value of impaired loans, see Note 1 &#8211;
      Summary of Significant Accounting Policies &#8211; Allowance for Loan Losses.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">In determining the estimated net realizable value of the underlying collateral, the Company primarily uses
      third-party appraisals which may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the appraisers to adjust for
      differences between the comparable sales and income data available and include consideration of variations in location, size, and income production capacity of the property. Additionally, the appraisals are periodically further adjusted by the
      Company in consideration of charges that may be incurred in the event of foreclosure and are based on management's historical knowledge, changes in business factors and changes in market conditions.</div>
    <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">Impaired loans are reviewed and evaluated quarterly for additional impairment and adjusted accordingly based on the
      same factors identified above. Because of the high degree of judgment required in estimating the fair value of collateral underlying impaired loans and because of the relationship between fair value and general economic conditions, the Company
      considers the fair value of impaired loans to be highly sensitive to changes in market conditions.</div>
    <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
      <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">97
        <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">The following disclosure of the estimated fair value of financial instruments is made in accordance with GAAP.
      The Company, using available market information and appropriate valuation methodologies, has determined the estimated fair value amounts. However, considerable judgment is necessary to interpret market data in the development of the estimates of fair
      value. Accordingly, the estimates presented herein are not necessarily indicative of the amounts the Company could realize in the future. The use of different market assumptions and/or estimation methodologies may have a material effect on the
      estimated fair value amounts.</div>
    <div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">The carrying amounts and estimated fair values of financial instruments are as follows at the dates indicated
      (in thousands):</div>
    <div style="LINE-HEIGHT: 3.4pt"><br style="LINE-HEIGHT: 3.4pt">
    </div>
    <table cellspacing="0" cellpadding="0" border="0" align="center" style="WIDTH: 95%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="ze52112a5376942148bc47c28bfeb105f">

        <tr style="HEIGHT: 26px">
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>March 31, 2019</u></div>
          </td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Carrying </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amount</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Level 1</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Level 2</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Level 3</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Estimated </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Fair Value</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold; MARGIN-RIGHT: 0.7pt">Assets:</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0.7pt">Cash and cash equivalents</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">22,950</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">22,950</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">22,950</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0.7pt">Certificates of deposit held for investment</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">747</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">746</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">746</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0.7pt">Loans held for sale</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">909</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">909</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">909</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0.7pt">Investment securities available for sale</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">178,226</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">178,226</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">178,226</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0.7pt">Investment securities held to maturity</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">35</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">35</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">35</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0.7pt">Loans receivable, net</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">864,659</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">862,429</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">862,429</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0.7pt">FHLB stock</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,644</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,644</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,644</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold; MARGIN-RIGHT: 0.7pt">Liabilities:</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0.7pt">Certificates of deposit</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">86,006</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">84,455</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">84,455</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">FHLB advances</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">56,586</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">56,586</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">56,586</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Junior subordinated debentures</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">26,575</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">15,468</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">15,468</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Capital lease obligation</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,403</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,403</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,403</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>

    </table>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <table cellspacing="0" cellpadding="0" border="0" align="center" style="WIDTH: 95%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zbc498f95ce684dd98c075f7cb4c59c37">

        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>March 31, 2018</u></div>
          </td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Carrying </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amount</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Level 1</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Level 2</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Level 3</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Estimated </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Fair Value</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold; MARGIN-RIGHT: 0.7pt">Assets:</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0.7pt">Cash and cash equivalents</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">44,767</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">44,767</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">44,767</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0.7pt">Certificates of deposit held for investment</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,967</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,959</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,959</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0.7pt">Loans held for sale</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">210</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">210</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">210</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0.7pt">Investment securities available for sale</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">213,221</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">213,221</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">213,221</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0.7pt">Investment securities held to maturity</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">42</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">43</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">43</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0.7pt">Loans receivable, net</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">800,610</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">792,916</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">792,916</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0.7pt">FHLB stock</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,353</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,353</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,353</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold; MARGIN-RIGHT: 0.7pt">Liabilities:</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 0.7pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0.7pt">Certificates of deposit</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">123,144</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">120,940</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">120,940</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Junior subordinated debentures</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">26,484</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">15,274</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">15,274</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 40%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Capital lease obligation</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,431</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,431</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,431</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>

    </table>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; TEXT-INDENT: -0.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.8pt; FONT-SIZE: 10pt">Fair value estimates were based on existing financial instruments without attempting to
      estimate the value of anticipated future business. The fair value was not estimated for assets and liabilities that were not considered financial instruments.</div>
    <div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zcb89ad844a0542b58bcfa5ba998191fb" class="DSPFListTable">

          <tr>
            <td style="WIDTH: 18pt; VERTICAL-ALIGN: top; align: right">
              <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">18.</div>
            </td>
            <td style="WIDTH: auto; VERTICAL-ALIGN: top">
              <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">REVENUE FROM CONTRACTS WITH CUSTOMERS</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">In accordance with <font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">ASC 606</font>,
      revenues are recognized when goods or services are transferred to the customer in exchange for the consideration the Company expects to be entitled to receive. The largest portion of the Company's revenue is from interest income, which is not within
      the scope of ASC 606. All of the Company's revenue from contracts with customers within the scope of ASC 606 is recognized in non-interest income with the exception of gains on sales of REO, which are included in non-interest expense.</div>
    <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
    </div>
    <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
      <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">98
        <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">If a contract is determined to be within the scope of ASC 606, the Company recognizes revenue as it satisfies a
      performance obligation. Payments from customers are generally collected at the time services are rendered, monthly, or quarterly. For contracts with customers within the scope of ASC 606, revenue is either earned at a point in time or revenue is
      earned over time. Examples of revenue earned at a point in time are <font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">automated teller machine ("ATM")</font> transaction fees, wire transfer fees, overdraft fees and
      interchange fees. Revenue earned at a point in time is primarily based on the number and type of transactions that are generally derived from transactional information accumulated by the Company's systems and is recognized immediately as the
      transactions occur or upon providing the service to complete the customer's transaction. The Company is generally the principal in these contracts, with the exception of interchange fees, in which case the Company is acting as the agent and records
      revenue net of expenses paid to the principal. Examples of revenue earned over time, which generally occur on a monthly basis, are deposit account maintenance fees, investment advisory fees, merchant revenue, trust and investment management fees and
      safe deposit box fees. Revenue is generally derived from transactional information accumulated by the Company's systems or those of third-parties and is recognized as the related transactions occur or services are rendered to the customer.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt"><u>Disaggregation of Revenue</u></div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">The following table includes the Company's non-interest income disaggregated by type of service (in thousands):</div>
    <div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
    </div>
    <table cellspacing="0" cellpadding="0" border="0" align="center" style="WIDTH: 90%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z6fe9a45675aa42d9b80f56cfc99d6297">

        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 55%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="10">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Year Ended March 31</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 55%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2019</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2018</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2017</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="WIDTH: 55%; VERTICAL-ALIGN: top">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 55%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 6.75pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Asset management fees</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,791</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,448</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,988</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 55%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 6.75pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Debit card and ATM fees</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,104</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,961</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,535</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 55%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 6.75pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Deposit related fees</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,721</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,628</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,486</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 55%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 6.75pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Loan related fees</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,258</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">671</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">725</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 55%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 6.75pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">BOLI <sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">734</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">819</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">760</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 55%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 6.75pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Net gains on sales of loans held for sale <sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">317</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">641</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">656</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 55%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 6.75pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">FHLMC loan servicing fees <sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">141</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">122</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">114</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 55%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 6.75pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Other, net</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">792</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">714</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">750</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 55%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 22.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total non-interest income</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">11,858</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">11,004</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,014</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 55%; VERTICAL-ALIGN: top">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="WIDTH: 55%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1) </sup><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Not within the scope of ASC 606</font></div>
          </td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>

    </table>
    <div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">For the years ended March 31, 2019, 2018 and 2017, substantially all of the Company's revenues within the scope of
      ASC 606 are for performance obligations satisfied at a specified date.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt"><u>Revenues recognized within the scope of ASC 606</u></div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Asset



        management fees</font>: Asset management fees are variable, since they are based on the underlying portfolio value, which is subject to market conditions and amounts invested by clients through the Trust Company. Asset management fees are
      recognized over the period that services are provided, and when the portfolio values are known or can be estimated at the end of each quarter.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Debit



        card and ATM fees</font>: Debit and ATM interchange income represents fees earned when a debit card issued by the Bank is used. The Bank earns interchange fees from debit cardholder transactions through the MasterCard&#174; payment network. Interchange
      fees from cardholder transactions represent a percentage of the underlying transaction value and are recognized daily, concurrently with the transaction processing services provided to the cardholder. The performance obligation is satisfied and the
      fees are earned when the cost of the transaction is charged to the cardholders' debit card. Certain expenses directly associated with the debit cards are recorded on a net basis with the interchange income.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Deposit



        related fees</font>: Fees are earned on the Bank's deposit accounts for various products offered to or services performed for the Bank's customers. Fees include business account fees, non-sufficient fund fees, stop payment fees, wire services, safe
      deposit box and others. These fees are recognized on a daily, monthly or quarterly basis, depending on the type of service.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Loan



        related fees</font>: Non-interest loan fee income is earned on loans that the Bank services, excluding loans serviced for the FHLMC which are not within the scope of ASC 606. Loan related fees include prepayment fees, late charges, brokered loan
      fees, maintenance fees and others. These fees are recognized on a daily, monthly, quarterly or annual basis, depending on the type of service.</div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">&#160;</div>
    <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
      <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">99
        <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
    </div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Other</font>:
      Fees earned on other services, such as merchant services or occasional non-recurring type services, are recognized at the time of the event or the applicable billing cycle.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt"><u>Contract Balances</u></div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">As of March 31, 2019, the Company had no significant contract liabilities where the Company had an obligation to
      transfer goods or services for which the Company had already received consideration. In addition, the Company had no material unsatisfied performance obligations as of this date.</div>
    <div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zbbdcf09fa18742768f72d0006ae7ee62" class="DSPFListTable">

          <tr>
            <td style="WIDTH: 18pt; VERTICAL-ALIGN: top; align: right">
              <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">19.</div>
            </td>
            <td style="WIDTH: auto; VERTICAL-ALIGN: top">
              <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">COMMITMENTS AND CONTINGENCIES</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Off-balance sheet
        arrangements </font>&#8211; In the normal course of business, the Company is a party to financial instruments with off-balance sheet risk in order to meet the financing needs of its customers. These financial instruments generally include commitments to
      originate mortgage, commercial and consumer loans. These instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amounts recognized in the consolidated balance sheets. The Company's maximum exposure to
      credit loss in the event of nonperformance by the borrower is represented by the contractual amount of those instruments. The Company uses the same credit policies in making commitments as it does for on-balance sheet instruments. Commitments to
      originate loans are conditional and are honored for up to 45 days subject to the Company's usual terms and conditions. Collateral is not required to support commitments.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">Standby letters of credit are conditional commitments issued by the Company to guarantee the performance of a
      customer to a third-party. These guarantees are primarily used to support public and private borrowing arrangements. The credit risk involved in issuing letters of credit is essentially the same as that involved in extending loan facilities to
      customers. Collateral held varies and is required in instances where the Company deems it necessary.</div>
    <div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">Significant off-balance sheet commitments are listed below at the dates indicated (in thousands):</div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">&#160;</div>
    <div style="LINE-HEIGHT: 1pt"><br style="LINE-HEIGHT: 1pt">
    </div>
    <table cellspacing="0" cellpadding="0" border="0" align="center" style="WIDTH: 85%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z777bb20852864adf97b06d627d6529fd">

        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 55%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="6">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Contract or Notional Amount</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 55%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">March 31, 2019</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">March 31, 2018</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="WIDTH: 55%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Commitments to originate loans:</div>
          </td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: top" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 55%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Adjustable-rate</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">30,579</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">20,065</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 55%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Fixed-rate</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,158</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">14,989</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 55%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Standby letters of credit</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,410</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,432</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 55%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Undisbursed loan funds and unused lines of credit</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">139,842</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">152,982</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 55%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 13.5pt; FONT-SIZE: 10pt">Total</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">182,989</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">190,468</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>

    </table>
    <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">At March 31, 2019, the Company had firm commitments to sell $1.7 million of residential loans to the FHLMC.
      Typically, these agreements are short-term fixed-rate commitments and no material gain or loss is likely.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Other Contractual
        Obligations </font>&#8211; In connection with certain asset sales, the Company typically makes representations and warranties about the underlying assets conforming to specified guidelines. If the underlying assets do not conform to the specifications,
      the Company may have an obligation to repurchase the assets or indemnify the purchaser against loss. At March 31, 2019, loans under warranty totaled $111.4 million, which substantially represents the unpaid principal balance of the Company's loans
      serviced for the FHLMC. The Company believes that the potential for loss under these arrangements is remote. At March 31, 2019, the Company had an allowance for FHLMC loans of $13,000.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">The Bank is a public depository and, accordingly, accepts deposit and other public funds belonging to, or held
      for the benefit of, Washington and Oregon states, political subdivisions thereof, and municipal corporations. In accordance with applicable state law, in the event of default of a participating bank, all other participating banks in the state
      collectively assure that no loss of funds are suffered by any public depositor. Generally, in the event of default by a public depository, the assessment attributable to all public depositories is allocated on a pro rata basis in proportion to the
      maximum liability of each depository as it existed on the date of loss. The Company has not incurred any losses related to public depository funds for the years ended March 31, 2019, 2018 and 2017.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt">The Bank has entered into employment contracts with certain key employees, which provide for contingent payments
      subject to future events.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 16.55pt; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Litigation</font>
      &#8211; The Company is periodically a party to litigation arising in the ordinary course of business. In the opinion of management, these actions will not have a material effect, if any, on the Company's future consolidated financial position, results of
      operations and cash flows.</div>
    <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
      <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">100
        <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
    </div>
    <div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z85df3c5a5a57454e87119dc21c24228e" class="DSPFListTable">

          <tr>
            <td style="WIDTH: 18pt; VERTICAL-ALIGN: top; align: right">
              <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">20.</div>
            </td>
            <td style="WIDTH: auto; VERTICAL-ALIGN: top">
              <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">RIVERVIEW BANCORP, INC. (PARENT COMPANY ONLY)</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="LINE-HEIGHT: 10.25pt"><br style="LINE-HEIGHT: 10.25pt">
    </div>
    <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zfc8cd664c6ef409a914de30db0695c27">

        <tr>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">BALANCE SHEETS</div>
          </td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">AS OF MARCH 31, 2019 AND 2018</div>
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</div>
          </td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">(In thousands)</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2019</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2018</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: middle">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">ASSETS</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 76%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Cash and cash equivalents</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,178</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6,479</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 76%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Investment in the Bank</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">155,041</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">136,497</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 76%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Other assets</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,445</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,166</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 76%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">TOTAL ASSETS</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">160,664</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">144,142</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 76%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt">&#160;</div>
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">LIABILITIES AND SHAREHOLDERS' EQUITY</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 76%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Accrued expenses and other liabilities</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">63</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">80</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 76%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Dividend payable</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">904</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">677</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 76%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Borrowings</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">26,575</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">26,484</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 76%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Shareholders' equity</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">133,122</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">116,901</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 76%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">160,664</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">144,142</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>

    </table>
    <div style="LINE-HEIGHT: 10.25pt"><br style="LINE-HEIGHT: 10.25pt">
    </div>
    <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z68eaa83afc2f41cba7bb3b27501cca03">

        <tr>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">STATEMENTS OF INCOME</div>
          </td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">FOR THE YEARS ENDED MARCH 31, 2019, 2018 AND 2017</div>
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</div>
          </td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">(In thousands)</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2019</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2018</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2017</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt">INCOME:</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Interest on investment securities and other short-term investments</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">35</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">26</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">21</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Interest on loan receivable from the Bank</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">15</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 18pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total income</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">35</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">32</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">36</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt">EXPENSE:</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Management service fees paid to the Bank</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">143</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">143</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">143</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Other expenses</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,298</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,020</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">587</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 18pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total expense</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,441</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,163</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">730</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">LOSS BEFORE INCOME TAXES AND EQUITY</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 18pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">IN UNDISTRIBUTED INCOME OF THE BANK</div>
          </td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1,406</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1,131</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(694</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">BENEFIT FOR INCOME TAXES</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(294</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(513</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(235</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">LOSS OF PARENT COMPANY</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1,112</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(618</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(459</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">EQUITY IN UNDISTRIBUTED INCOME OF THE BANK</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">18,378</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,860</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7,863</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">NET INCOME</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">17,266</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,242</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7,404</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>

    </table>
    <div style="LINE-HEIGHT: 10.25pt"><br style="LINE-HEIGHT: 10.25pt">
    </div>
    <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">There were no items of other comprehensive income that were solely attributable to the parent company.</div>
    <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
      <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">101
        <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
    </div>
    <div style="LINE-HEIGHT: 10.25pt"><br style="LINE-HEIGHT: 10.25pt">
    </div>
    <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">RIVERVIEW BANCORP, INC. (PARENT COMPANY ONLY)</div>
    <div style="LINE-HEIGHT: 10.25pt"><br style="LINE-HEIGHT: 10.25pt">
    </div>
    <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">STATEMENTS OF CASH FLOWS</div>
    <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">FOR THE YEARS ENDED MARCH 31, 2019, 2018 AND 2017</div>
    <div style="LINE-HEIGHT: 10.25pt"><br style="LINE-HEIGHT: 10.25pt">
    </div>
    <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z1afbba5ea22741eab303aba27a896bfb">

        <tr>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">(In thousands)</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2019</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2018</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2017</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="VERTICAL-ALIGN: top">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: top">
            <div style="LINE-HEIGHT: 10.25pt">CASH FLOWS FROM OPERATING ACTIVITIES:</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 8.6pt; FONT-SIZE: 10pt">Net income</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">17,266</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,242</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">7,404</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: -18pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 26.6pt; FONT-SIZE: 10pt">Adjustments to reconcile net income to net cash provided by (used in) operating
              activities:</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 17.6pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Equity in undistributed income of the Bank</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(18,378</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(10,860</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(7,863</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 17.6pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Amortization</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">91</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">94</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">22</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 17.6pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Provision for deferred income taxes</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">174</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">666</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 17.6pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Earned ESOP shares</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">148</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">143</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 17.6pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Changes in assets and liabilities:</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 26.6pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Other assets</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(447</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,770</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1,031</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 26.6pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Accrued expenses and other liabilities</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">141</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(132</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(19</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 35.6pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Net cash provided by (used in) operating activities</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1,317</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,436</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(678</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: top">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: top">
            <div style="LINE-HEIGHT: 10.25pt">CASH FLOWS FROM INVESTING ACTIVITIES:</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Proceeds from assumption of junior subordinated debt (see Note 3)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,687</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Dividend from the Bank</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,000</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,750</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,500</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 35.6pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Net cash provided by investing activities</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,000</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,750</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6,187</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: top">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: top">
            <div style="LINE-HEIGHT: 10.25pt">CASH FLOWS FROM FINANCING ACTIVITIES:</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Dividends paid</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(3,163</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(2,140</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1,799</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 9pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Proceeds from exercise of stock options</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">179</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">245</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">11</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 35.6pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Net cash used in financing activities</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(2,984</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1,895</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(1,788</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(2,301</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,291</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,721</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: top">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: top">
            <div style="LINE-HEIGHT: 10.25pt">CASH AND CASH EQUIVALENTS, BEGINNING OF YEAR</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6,479</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,188</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,467</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 64%; VERTICAL-ALIGN: top">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 64%; VERTICAL-ALIGN: top">
            <div style="LINE-HEIGHT: 10.25pt">CASH AND CASH EQUIVALENTS, END OF YEAR</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,178</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">6,479</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,188</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>

    </table>
    <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
      <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">102
        <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
    </div>
    <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 4.5pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold">RIVERVIEW BANCORP, INC.</div>
    <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 4.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">SELECTED QUARTERLY FINANCIAL DATA (UNAUDITED):</div>
    <div style="LINE-HEIGHT: 9.1pt"><br style="LINE-HEIGHT: 9.1pt">
    </div>
    <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z2b0f70c34f424c018680322238948ea6">

        <tr>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">(Dollars in thousands, except per share data)</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: top" colspan="14">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Three Months Ended</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">March 31</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">December 31</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">September 30</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">June 30</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 1.75pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Fiscal 2019:</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom" colspan="2">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 8.6pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 1.75pt; FONT-SIZE: 10pt">Interest and dividend income</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">12,464</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">12,336</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">12,213</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">12,105</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 10.4pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Interest expense</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">930</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">656</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">611</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">618</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 21.6pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Net interest income</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">11,534</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">11,680</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">11,602</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">11,487</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 10.4pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Provision for (recapture of) loan losses</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">250</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(200</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">)</div>
          </td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 10.4pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Non-interest income, net</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,008</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,782</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,016</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,052</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 10.4pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Non-interest expense</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">8,962</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">8,803</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">8,915</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">9,019</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr style="HEIGHT: 13px">
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 21.6pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Income before income taxes</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,580</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,659</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,453</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,720</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 10.4pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Provision for income taxes</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,373</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,271</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,224</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,278</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; TEXT-INDENT: 21.6pt">Net income</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,207</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,388</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,229</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,442</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; TEXT-INDENT: 10.4pt">Basic earnings per common share <sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.19</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.19</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.19</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.20</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; TEXT-INDENT: 10.4pt">Diluted earnings per common share <sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.19</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.19</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.19</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.20</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -0.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 1.75pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Fiscal 2018:</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 8.6pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 1.75pt; FONT-SIZE: 10pt">Interest and dividend income</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">11,244</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">11,378</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">11,315</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">11,023</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 10.4pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Interest expense</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">587</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">582</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">590</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">590</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 21.6pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Net interest income</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,657</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,796</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,725</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">10,433</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 10.4pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Provision for loan losses</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 10.4pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Non-interest income, net</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,663</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,890</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,713</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,738</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 10.4pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Non-interest expense</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">9,127</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">8,558</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">8,759</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">9,174</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 21.6pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Income before income taxes</div>
          </td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,193</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">5,128</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">4,679</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,997</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: 10.4pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Provision for income taxes</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,184</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,608</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,620</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,343</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 2px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; TEXT-INDENT: 21.6pt">Net income</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,009</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,520</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3,059</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2,654</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; TEXT-INDENT: 10.4pt">Basic earnings per common share <sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.13</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.07</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.14</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.12</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 52%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="TEXT-ALIGN: right; BACKGROUND-COLOR: #ffffff; WIDTH: 9%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" nowrap="nowrap" style="TEXT-ALIGN: left; BACKGROUND-COLOR: #ffffff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 52%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; TEXT-INDENT: 10.4pt">Diluted earnings per common share <sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.13</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.07</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.14</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM-COLOR: ; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: left; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">$</div>
          </td>
          <td valign="bottom" style="BORDER-BOTTOM: #000000 4px double; TEXT-ALIGN: right; BACKGROUND-COLOR: #cceeff; WIDTH: 9%; VERTICAL-ALIGN: bottom">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">0.12</div>
          </td>
          <td valign="bottom" nowrap="nowrap" style="BORDER-BOTTOM-COLOR: ; TEXT-ALIGN: left; PADDING-BOTTOM: 4px; BACKGROUND-COLOR: #cceeff; WIDTH: 1%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>

    </table>
    <div style="LINE-HEIGHT: 3.4pt"><br style="LINE-HEIGHT: 3.4pt">
    </div>
    <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup>&#160; <font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Quarterly earnings per common share
        may vary from annual earnings common per share due to rounding.</font></div>
    <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; TEXT-INDENT: -31.5pt; MARGIN-LEFT: 31.5pt"><br style="LINE-HEIGHT: 9.7pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Item 9. Changes in and Disagreements with Accountants on Accounting and Financial Disclosure</u></div>
    <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
    </div>
    <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Not applicable.</div>
    <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Item 9A. Controls and Procedures</u></div>
    <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; TEXT-INDENT: 36pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">(a) <font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Evaluation of Disclosure
          Controls and Procedures</u></font>:&#160; An evaluation of the Company's disclosure controls and procedures (as defined in Rule 13a-15(e) of the Securities Exchange Act of 1934 ("Exchange Act")) was carried out under the supervision and with the
      participation of the Company's Chief Executive Officer, Chief Financial Officer and several other members of the Company's senior management as of the end of the period covered by this annual report. The Company's Chief Executive Officer and Chief
      Financial Officer concluded that as of March 31, 2019, the Company's disclosure controls and procedures were effective in ensuring that the information required to be disclosed by the Company in the reports it files or submits under the Exchange Act
      is (i) accumulated and communicated to the Company's management (including the Chief Executive Officer and Chief Financial Officer) in a timely manner, and (ii) recorded, processed, summarized and reported within the time periods specified in the
      SEC's rules and forms.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">While the Company believes the present design of its disclosure controls and procedures is effective to achieve its goal, future
      events affecting its business may cause the Company to modify its disclosure controls and procedures. The Company does not expect that its disclosure controls and procedures and internal control over financial reporting will prevent all errors and
      fraud. A control procedure, no matter how well conceived and operated, can provide only reasonable, not absolute, assurance that the objectives of the control procedure are met. Because of the inherent limitations in all control procedures, no
      evaluation of controls can provide absolute assurance that all control issues and instances of fraud, if any, within the Company have been </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>
    <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
      <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">103
        <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">detected. These inherent limitations include the realities that judgments in decision-making can be faulty and that breakdowns in
      controls or procedures can occur because of simple errors or mistakes. Additionally, controls can be circumvented by the individual acts of some persons, by collusion of two or more people, or by management override of the controls. The design of any
      control procedure is based in part upon certain assumptions about the likelihood of future events, and there can be no assurance that any design will succeed in achieving its stated goals under all potential future conditions; over time, controls may
      become inadequate because of changes in conditions, or the degree of compliance with the policies or procedures may deteriorate. Because of the inherent limitations in a cost-effective control procedure, misstatements attributable to errors or fraud
      may occur and not be detected.</div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-SIZE: 9pt" id="TRGRRTFtoHTMLTab">&#160;&#160;&#160;&#160;</font><font style="FONT-SIZE: 9pt" id="TRGRRTFtoHTMLTab">&#160;&#160;&#160;&#160;</font><font style="FONT-SIZE: 9pt" id="TRGRRTFtoHTMLTab">&#160;&#160;&#160;&#160;</font><font style="FONT-SIZE: 9pt" id="TRGRRTFtoHTMLTab">&#160;&#160;&#160;&#160;</font>(b) <font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Changes in Internal Controls:</u></font> There
      was no change in the Company's internal control over financial reporting during the Company's most recently completed fiscal quarter that has materially affected, or is reasonably likely to materially affect, the Company's internal control over
      financial reporting.</div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-SIZE: 9pt" id="TRGRRTFtoHTMLTab">&#160;&#160;&#160;&#160;</font><font style="FONT-SIZE: 9pt" id="TRGRRTFtoHTMLTab">&#160;&#160;&#160;&#160;</font><font style="FONT-SIZE: 9pt" id="TRGRRTFtoHTMLTab">&#160;&#160;&#160;&#160;</font><font style="FONT-SIZE: 9pt" id="TRGRRTFtoHTMLTab">&#160;&#160;&#160;&#160;</font>(c) <font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><u>Management's Annual Report on Internal Control
          Over Financial Reporting:</u></font> The management of Riverview Bancorp, Inc. is responsible for establishing and maintaining adequate internal control over financial reporting. This internal control system has been designed to provide
      reasonable assurance to the Company's management and board of directors regarding the preparation and fair presentation of the Company's published consolidated financial statements.</div>
    <div style="LINE-HEIGHT: 5.7pt">&#160;</div>
    <div>All internal control systems, no matter how well designed, have inherent limitations. Therefore, even those systems determined to be effective can provide only reasonable assurance with respect to financial statement preparation and presentation.</div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The management of Riverview Bancorp, Inc. has assessed the effectiveness of the Company's internal control over financial reporting as
      of March 31, 2019. To make the assessment, we used the criteria for effective internal control over financial reporting described in Internal Control &#8211; Integrated Framework (2013), issued by the Committee of Sponsoring Organizations of the Treadway
      Commission. Based on our assessment, we have concluded that, as of March 31, 2019, the Company's internal control over financial reporting was effective based on those criteria.</div>
    <div style="LINE-HEIGHT: 8pt"><br style="LINE-HEIGHT: 8pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Company's independent registered public accounting firm that audits the Company's consolidated financial statements has audited
      the Company's internal control over financial reporting as of March 31, 2019. The attestation report, appearing in "Item 8: Financial Statements and Supplementary Data" of this Form 10-K, expresses an unqualified opinion on the effectiveness of the
      Company's internal control over financial reporting as of March 31, 2019.</div>
    <div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Item 9B. Other Information</u></div>
    <div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">There was no information to be disclosed by the Company in a report on Form 8-K during the fourth quarter of fiscal year 2019 that was
      not so disclosed.</div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; MARGIN-LEFT: 0.9pt"><br style="LINE-HEIGHT: 10.85pt">
    </div>
    <div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
    </div>
    <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
      <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">104
        <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
    </div>
    <div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">PART III</div>
    <div style="LINE-HEIGHT: 9.1pt"><br style="LINE-HEIGHT: 9.1pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Item 10.&#160; Directors, Executive Officers and Corporate Governance</u></div>
    <div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The information contained under the section captioned "Proposal I &#8209; Election of Directors" contained in the Company's Proxy Statement
      for the 2019 Annual Meeting of Stockholders, and "Part I - Business -- Executive Officers" of this Form 10-K, is incorporated herein by reference.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Code of Ethics</u></div>
    <div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">In December 2003, the Board of Directors adopted the Officer and Director Code of Ethics. The Code of Ethics is applicable to each of
      the Company's officers, including the principal executive officer and senior financial officers, and requires individuals to maintain the highest standards of professional conduct. A copy of the Code of Ethics is available on the Company's website at
      <font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">www.riverviewbank.com</font>.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Audit Committee Matters and Audit Committee Financial Expert</u></div>
    <div style="LINE-HEIGHT: 5.7pt"><br style="LINE-HEIGHT: 5.7pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The Company has a separately-designated standing Audit Committee, composed of Directors Gerald L. Nies, Bess. R. Wills, and Jerry C.
      Olson. Each member of the Audit Committee is "independent," as defined in the Nasdaq Stock Market Listing Standards. The Company's Board of Directors has designated Mr. Olson, Audit Committee Chairman, as its financial expert, as defined in SEC's
      Regulation S-K.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Nomination Procedures</u></div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">There have been no material changes to the procedures by which shareholders may recommend nominees to the Company's Board of
      Directors.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Item 11.&#160; Executive Compensation</u></div>
    <div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The information set forth under the sections captioned "Executive Compensation" and "Directors' Compensation" in the Company's Proxy
      Statement for the 2019 Annual Meeting of Stockholders (excluding the information contained under the heading "Personnel/Compensation Committee Report,") is incorporated herein by reference.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
      <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">105
        <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Item 12.&#160; Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters</u></div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The information set forth under the caption "Security Ownership of Certain Beneficial Owners and Management" in the Company's Proxy
      Statement for the 2019 Annual Meeting of Stockholders is incorporated herein by reference.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><font style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Equity Compensation Plan Information.</font>&#160;
      The following table summarizes share and exercise price information about the Company's equity compensation plan as of March 31, 2019.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <table cellspacing="0" cellpadding="0" border="0" style="WIDTH: 90%; BORDER-COLLAPSE: collapse; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zc6a2770986da4bfba3946b841f03fb2f">

        <tr>
          <td style="WIDTH: 51.71%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Plan category</div>
          </td>
          <td style="WIDTH: 2.15%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 12.9%; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Number of </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">securities to be </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">issued upon </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">exercise of </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">outstanding </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">options</div>
          </td>
          <td style="WIDTH: 1.85%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="WIDTH: 1.85%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 11.35%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Weighted-</div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">average&#160; </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">price of </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">outstanding </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">options</div>
          </td>
          <td style="WIDTH: 2.15%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 16.03%; VERTICAL-ALIGN: bottom" colspan="2">
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Number of </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">securities </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">remaining </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">available for future </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">issuance under </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">equity </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">compensation </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">plans excluding </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">securities reflected </div>
            <div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">in column (A)</div>
          </td>
        </tr>
        <tr>
          <td style="WIDTH: 51.71%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="WIDTH: 2.15%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="WIDTH: 4.3%; VERTICAL-ALIGN: top; BORDER-TOP: #000000 2px solid">&#160;</td>
          <td style="WIDTH: 8.6%; VERTICAL-ALIGN: top; BORDER-TOP: #000000 2px solid">&#160;</td>
          <td style="WIDTH: 1.85%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="WIDTH: 1.85%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="WIDTH: 11.35%; VERTICAL-ALIGN: top; BORDER-TOP: #000000 2px solid">&#160;</td>
          <td style="WIDTH: 2.15%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="WIDTH: 2.15%; VERTICAL-ALIGN: top; BORDER-TOP: #000000 2px solid">&#160;</td>
          <td style="WIDTH: 13.88%; VERTICAL-ALIGN: top; BORDER-TOP: #000000 2px solid">&#160;</td>
        </tr>
        <tr style="HEIGHT: 12px">
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 51.71%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Equity compensation plans approved by security holders:</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.15%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 4.3%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 8.6%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; MARGIN-RIGHT: 8.65pt">(A)</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.85%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.85%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 11.35%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; MARGIN-RIGHT: 8.65pt">(B)</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.15%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.15%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 13.88%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; MARGIN-RIGHT: 8.65pt">(C)</div>
          </td>
        </tr>
        <tr>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 51.71%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2017 Equity Incentive Plan</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.15%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 4.3%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 8.6%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.85%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.85%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 11.35%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.15%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.15%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 13.88%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,800,000</div>
          </td>
        </tr>
        <tr>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 51.71%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">2003 Stock Option Plan</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.15%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 4.3%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 8.6%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">101,332</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.85%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.85%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 11.35%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3.26</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.15%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.15%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 13.88%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
        </tr>
        <tr>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 51.71%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.15%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 4.3%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 8.6%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.85%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.85%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 11.35%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.15%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.15%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 13.88%; VERTICAL-ALIGN: top">&#160;</td>
        </tr>
        <tr>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 51.71%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Equity compensation plans not approved by security holders:</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.15%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 4.3%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 8.6%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.85%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.85%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 11.35%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.15%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.15%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 13.88%; VERTICAL-ALIGN: bottom">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">-</div>
          </td>
        </tr>
        <tr>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 51.71%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.15%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 4.3%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="BORDER-BOTTOM: #000000 2px solid; BACKGROUND-COLOR: #ffffff; WIDTH: 8.6%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.85%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 1.85%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 11.35%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.15%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="BACKGROUND-COLOR: #ffffff; WIDTH: 2.15%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="BORDER-BOTTOM: #000000 2px solid; BACKGROUND-COLOR: #ffffff; WIDTH: 13.88%; VERTICAL-ALIGN: top">&#160;</td>
        </tr>
        <tr>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 51.71%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Total</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.15%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 4.3%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="BORDER-BOTTOM: #000000 4px double; BACKGROUND-COLOR: #cceeff; WIDTH: 8.6%; VERTICAL-ALIGN: bottom; BORDER-TOP: #000000 2px solid">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">101,332</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.85%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 1.85%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 11.35%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">3.26</div>
          </td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.15%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="BACKGROUND-COLOR: #cceeff; WIDTH: 2.15%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="BORDER-BOTTOM: #000000 4px double; BACKGROUND-COLOR: #cceeff; WIDTH: 13.88%; VERTICAL-ALIGN: top; BORDER-TOP: #000000 2px solid">
            <div style="TEXT-ALIGN: right; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">1,800,000</div>
          </td>
        </tr>

    </table>
    <div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Item 13.&#160; Certain Relationships and Related Transactions, and Director Independence</u></div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The information set forth under the headings "Related Party Transactions" and "Director Independence" under the heading "Meetings and
      Committees of the Board of Directors and Corporate Governance Matters &#8211; Corporate Governance" in the Company's Proxy Statement for the 2019 Annual Meeting of Stockholders is incorporated herein by reference.</div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Item 14.&#160; Principal Accounting Fees and Services</u></div>
    <div style="LINE-HEIGHT: 6.85pt"><br style="LINE-HEIGHT: 6.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The information set forth under the section captioned "Independent Registered Public Accounting Firm" in the Company's Proxy Statement
      for the 2019 Annual Meeting of Stockholders (excluding the information contained under the heading of "Report of the Audit Committee") is incorporated herein by reference.</div>
    <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
      <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">106
        <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
    </div>
    <div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">PART IV</div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Item 15.&#160; Exhibits and Financial Statement Schedules</u></div>
    <div style="LINE-HEIGHT: 6.85pt">&#160;</div>
    <div style="LINE-HEIGHT: 6.85pt">&#160;</div>
    <div style="LINE-HEIGHT: 6.85pt">
      <table cellspacing="0" cellpadding="0" border="0" style="WIDTH: 100%; BORDER-COLLAPSE: collapse; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z8de3fc8e7f8c46029f3cbefb2e612ee9">

          <tr>
            <td style="TEXT-ALIGN: left; WIDTH: 4%; VERTICAL-ALIGN: top">
              <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;&#160; (a)</div>
            </td>
            <td style="TEXT-ALIGN: left; WIDTH: 3%; VERTICAL-ALIGN: top">1. </td>
            <td style="TEXT-ALIGN: left; WIDTH: 93%; VERTICAL-ALIGN: top">
              <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">
                <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Financial Statements</div>
                <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">See "Part II &#8211;Item 8. Financial Statements and Supplementary Data."</div>
              </div>
            </td>
          </tr>

      </table>
    </div>
    <div>&#160;</div>
    <div style="LINE-HEIGHT: 6.85pt">
      <table cellspacing="0" cellpadding="0" border="0" style="WIDTH: 100%; BORDER-COLLAPSE: collapse; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zc18e4c859a7b46e4beafb17a535e02fd">

          <tr>
            <td style="WIDTH: 4%; VERTICAL-ALIGN: top">
              <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>
            </td>
            <td style="TEXT-ALIGN: left; WIDTH: 3%; VERTICAL-ALIGN: top">2.&#160;</td>
            <td style="TEXT-ALIGN: left; WIDTH: 93%; VERTICAL-ALIGN: top">
              <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">
                <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Financial Statement Schedules&#160;</div>
                <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">All schedules are omitted because they are not required or applicable, or the required information is shown in the
                  consolidated financial statements or the notes thereto.</div>
              </div>
            </td>
          </tr>

      </table>
    </div>
    <div>&#160;</div>
    <table cellspacing="0" cellpadding="0" border="0" style="WIDTH: 100%; BORDER-COLLAPSE: collapse; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z35e492c873cd4889a51e12a1e3e26fc8">

        <tr>
          <td style="WIDTH: 4%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>
          </td>
          <td style="WIDTH: 3%; VERTICAL-ALIGN: bottom">&#160;</td>
          <td style="TEXT-ALIGN: left; WIDTH: 9.8%; VERTICAL-ALIGN: top">
            <div style="LINE-HEIGHT: 9.7pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Exhibits</div>
          </td>
          <td style="WIDTH: 82%; VERTICAL-ALIGN: bottom">&#160;</td>
        </tr>
        <tr>
          <td style="WIDTH: 4%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="WIDTH: 3%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="TEXT-ALIGN: left; WIDTH: 9.8%; VERTICAL-ALIGN: top">
            <div style="LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; MARGIN-RIGHT: 5.8pt"><a href="http://www.sec.gov/Archives/edgar/data/1041368/000093905716001016/ex218k92916.htm">2.1</a></div>
          </td>
          <td style="WIDTH: 82%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 3.6pt; FONT-SIZE: 10pt"><a href="http://www.sec.gov/Archives/edgar/data/1041368/000093905716001016/ex218k92916.htm">Purchase and
                Assumption Agreement among Riverview Community Bank, a federal savings bank, and Riverview Bancorp, Inc. a Washington corporation, and MBank, an Oregon state-chartered commercial bank, and Merchants Bancorp, an Oregon corporation (1)</a></div>
          </td>
        </tr>
        <tr>
          <td style="WIDTH: 4%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="WIDTH: 3%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="WIDTH: 9.8%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; MARGIN-RIGHT: 5.8pt"><a href="http://www.sec.gov/Archives/edgar/data/1041368/0000950168-97-001681.txt">3.1</a></div>
          </td>
          <td style="WIDTH: 82%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 3.6pt; FONT-SIZE: 10pt"><a href="http://www.sec.gov/Archives/edgar/data/1041368/0000950168-97-001681.txt">Articles of Incorporation
                of the Registrant (2)</a></div>
          </td>
        </tr>
        <tr>
          <td style="WIDTH: 4%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="WIDTH: 3%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="WIDTH: 9.8%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; MARGIN-RIGHT: 5.8pt"><a href="http://www.sec.gov/Archives/edgar/data/1041368/000093905719000200/riv8k42419exh32.htm">3.2</a></div>
          </td>
          <td style="WIDTH: 82%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 3.6pt; FONT-SIZE: 10pt"><a href="http://www.sec.gov/Archives/edgar/data/1041368/000093905719000200/riv8k42419exh32.htm">Bylaws of
                the Registrant (3)</a></div>
          </td>
        </tr>
        <tr>
          <td style="WIDTH: 4%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="WIDTH: 3%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="WIDTH: 9.8%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; MARGIN-RIGHT: 5.8pt"><a href="http://www.sec.gov/Archives/edgar/data/1041368/0000950168-97-001681.txt">4.1</a></div>
          </td>
          <td style="WIDTH: 82%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 3.6pt; FONT-SIZE: 10pt"><a href="http://www.sec.gov/Archives/edgar/data/1041368/0000950168-97-001681.txt">Form of Certificate of
                Common Stock of the Registrant (2)</a></div>
          </td>
        </tr>
        <tr>
          <td style="WIDTH: 4%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="WIDTH: 3%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="WIDTH: 9.8%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; MARGIN-RIGHT: 5.8pt"><a href="#CommonStock">4.2</a></div>
          </td>
          <td style="WIDTH: 82%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 3.6pt; FONT-SIZE: 10pt"><a href="#CommonStock">Description of Riverview Bancorp, Inc. Common Stock *</a></div>
          </td>
        </tr>
        <tr>
          <td style="WIDTH: 4%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="WIDTH: 3%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="WIDTH: 9.8%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; MARGIN-RIGHT: 5.8pt"><a href="riv1k33119exh101.htm">10.1</a></div>
          </td>
          <td style="WIDTH: 82%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 3.6pt; FONT-SIZE: 10pt">
              <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><a href="riv1k33119exh101.htm">Form
                  of Employment Agreement between the Company and the Bank and each of Kevin J. Lycklama, David Lam,</a></div>
              <a href="riv1k33119exh101.htm"> </a>
              <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt"><a href="riv1k33119exh101.htm">Daniel
                  D. Cox, Kim J. Capeloto and Steven P. Plambeck (4)</a></div>
            </div>
          </td>
        </tr>
        <tr>
          <td style="WIDTH: 4%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="WIDTH: 3%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="WIDTH: 9.8%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; MARGIN-RIGHT: 5.8pt"><a href="riv10k33119exh102.htm">10.2</a></div>
          </td>
          <td style="WIDTH: 82%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 3.6pt; FONT-SIZE: 10pt"><a href="riv10k33119exh102.htm">Form of Change in Control Agreement between the Company and the Bank and each of Kevin J. Lycklama, David Lam, Daniel D.
                Cox, Kim J. Capeloto and Steven P. Plambeck (4)</a></div>
          </td>
        </tr>
        <tr>
          <td style="WIDTH: 4%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="WIDTH: 3%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="WIDTH: 9.8%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; MARGIN-RIGHT: 5.8pt"><a href="http://www.sec.gov/Archives/edgar/data/1041368/000093905717000272/exhibit10333117.htm">10.3</a></div>
          </td>
          <td style="WIDTH: 82%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 3.6pt; FONT-SIZE: 10pt"><a href="http://www.sec.gov/Archives/edgar/data/1041368/000093905717000272/exhibit10333117.htm">Form of
                Employment Agreement between the Company and Chris P. Cline (5)</a></div>
          </td>
        </tr>
        <tr style="HEIGHT: 12px">
          <td style="WIDTH: 4%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="WIDTH: 3%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="WIDTH: 9.8%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; MARGIN-RIGHT: 5.8pt"><a href="http://www.sec.gov/Archives/edgar/data/1041368/000093905717000272/exhibit10433117.htm">10.4</a></div>
          </td>
          <td style="WIDTH: 82%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 3.6pt; FONT-SIZE: 10pt"><a href="http://www.sec.gov/Archives/edgar/data/1041368/000093905717000272/exhibit10433117.htm">Form of Change
                in Control Agreement between the Company and Chris P. Cline (5)</a></div>
          </td>
        </tr>
        <tr>
          <td style="WIDTH: 4%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="WIDTH: 3%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="WIDTH: 9.8%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; MARGIN-RIGHT: 5.8pt"><a href="http://www.sec.gov/Archives/edgar/data/1041368/0000939057-97-000165.txt">10.5</a></div>
          </td>
          <td style="WIDTH: 82%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 3.6pt; FONT-SIZE: 10pt"><a href="http://www.sec.gov/Archives/edgar/data/1041368/0000939057-97-000165.txt">Employee Severance
                Compensation Plan (6)</a></div>
          </td>
        </tr>
        <tr>
          <td style="WIDTH: 4%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="WIDTH: 3%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="WIDTH: 9.8%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; MARGIN-RIGHT: 5.8pt"><a href="http://www.sec.gov/Archives/edgar/data/1041368/0000939057-98-000097.txt">10.6</a>&#160;</div>
          </td>
          <td style="WIDTH: 82%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 3.6pt; FONT-SIZE: 10pt"><a href="http://www.sec.gov/Archives/edgar/data/1041368/0000939057-98-000097.txt">Employee Stock Ownership Plan
                (7)</a></div>
          </td>
        </tr>
        <tr>
          <td style="WIDTH: 4%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="WIDTH: 3%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="WIDTH: 9.8%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; MARGIN-RIGHT: 5.8pt"><a href="http://www.sec.gov/Archives/edgar/data/1041368/0000939057-98-000097.txt">10.7</a></div>
          </td>
          <td style="WIDTH: 82%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 3.6pt; FONT-SIZE: 10pt"><a href="http://www.sec.gov/Archives/edgar/data/1041368/0000939057-98-000097.txt">Reserved</a></div>
          </td>
        </tr>
        <tr>
          <td style="WIDTH: 4%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="WIDTH: 3%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="WIDTH: 9.8%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; MARGIN-RIGHT: 5.8pt"><a href="http://www.sec.gov/Archives/edgar/data/1041368/000093905703000159/prxy03.htm">10.8</a></div>
          </td>
          <td style="WIDTH: 82%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 3.6pt; FONT-SIZE: 10pt"><a href="http://www.sec.gov/Archives/edgar/data/1041368/000093905703000159/prxy03.htm">2003 Stock Option
                Plan (8)</a></div>
          </td>
        </tr>
        <tr>
          <td style="WIDTH: 4%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="WIDTH: 3%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="WIDTH: 9.8%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; MARGIN-RIGHT: 5.8pt"><a href="http://www.sec.gov/Archives/edgar/data/1041368/000093905705000325/0000939057-05-000325.txt">10.9</a></div>
          </td>
          <td style="WIDTH: 82%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 3.6pt; FONT-SIZE: 10pt"><a href="http://www.sec.gov/Archives/edgar/data/1041368/000093905705000325/0000939057-05-000325.txt">Form of
                Incentive Stock Option Award Pursuant to 2003 Stock Option Plan (9)</a></div>
          </td>
        </tr>
        <tr>
          <td style="WIDTH: 4%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="WIDTH: 3%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="WIDTH: 9.8%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; MARGIN-RIGHT: 5.8pt"><a href="http://www.sec.gov/Archives/edgar/data/1041368/000093905705000325/0000939057-05-000325.txt">10.10</a></div>
          </td>
          <td style="WIDTH: 82%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 3.6pt; FONT-SIZE: 10pt"><a href="http://www.sec.gov/Archives/edgar/data/1041368/000093905705000325/0000939057-05-000325.txt">Form of
                Non-qualified Stock Option Award Pursuant to 2003 Stock Option Plan (9)</a></div>
          </td>
        </tr>
        <tr>
          <td style="WIDTH: 4%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="WIDTH: 3%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="WIDTH: 9.8%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; MARGIN-RIGHT: 5.8pt"><a href="http://www.sec.gov/Archives/edgar/data/1041368/000093905709000170/ex109.htm">10.11</a></div>
          </td>
          <td style="WIDTH: 82%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 3.6pt; FONT-SIZE: 10pt"><a href="http://www.sec.gov/Archives/edgar/data/1041368/000093905709000170/ex109.htm">Deferred Compensation
                Plan (10)</a></div>
          </td>
        </tr>
        <tr>
          <td style="WIDTH: 4%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="WIDTH: 3%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="WIDTH: 9.8%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; MARGIN-RIGHT: 5.8pt"><a href="http://www.sec.gov/Archives/edgar/data/1041368/000093905717000285/rivproxy17.htm">10.12</a></div>
          </td>
          <td style="WIDTH: 82%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 3.6pt; FONT-SIZE: 10pt"><a href="http://www.sec.gov/Archives/edgar/data/1041368/000093905717000285/rivproxy17.htm">2017 Equity
                Incentive Plan (11)</a></div>
          </td>
        </tr>
        <tr>
          <td style="WIDTH: 4%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="WIDTH: 3%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="WIDTH: 9.8%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; MARGIN-RIGHT: 5.8pt"><a href="http://www.sec.gov/Archives/edgar/data/1041368/000093905718000521/rivs8103118exh102.htm">10.13</a></div>
          </td>
          <td style="WIDTH: 82%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 3.6pt; FONT-SIZE: 10pt"><a href="http://www.sec.gov/Archives/edgar/data/1041368/000093905718000521/rivs8103118exh102.htm">Form of
                Incentive Stock Option Award Agreement under the Riverview Bancorp, Inc. 2017 Equity Incentive Plan (12)</a></div>
          </td>
        </tr>
        <tr>
          <td style="WIDTH: 4%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="WIDTH: 3%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="WIDTH: 9.8%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; MARGIN-RIGHT: 5.8pt"><a href="http://www.sec.gov/Archives/edgar/data/1041368/000093905718000521/rivs8103118exh103.htm">10.14</a></div>
          </td>
          <td style="WIDTH: 82%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 3.6pt; FONT-SIZE: 10pt"><a href="http://www.sec.gov/Archives/edgar/data/1041368/000093905718000521/rivs8103118exh103.htm">Form of
                Non-Qualified Stock Option Award Agreement under the Riverview Bancorp, Inc. 2017 Equity Incentive Plan (12)</a></div>
          </td>
        </tr>
        <tr>
          <td style="WIDTH: 4%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="WIDTH: 3%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="WIDTH: 9.8%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; MARGIN-RIGHT: 5.8pt"><a href="http://www.sec.gov/Archives/edgar/data/1041368/000093905718000521/rivs8103118exh104.htm">10.15</a></div>
          </td>
          <td style="WIDTH: 82%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 3.6pt; FONT-SIZE: 10pt"><a href="http://www.sec.gov/Archives/edgar/data/1041368/000093905718000521/rivs8103118exh104.htm">Form of
                Restricted Stock Award Agreement under the Riverview Bancorp, Inc. 2017 Equity Incentive Plan (12)</a></div>
          </td>
        </tr>
        <tr>
          <td style="WIDTH: 4%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="WIDTH: 3%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="WIDTH: 9.8%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; MARGIN-RIGHT: 5.8pt"><a href="http://www.sec.gov/Archives/edgar/data/1041368/000093905718000521/rivs8103118exh105.htm">10.16</a></div>
          </td>
          <td style="WIDTH: 82%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 3.6pt; FONT-SIZE: 10pt"><a href="http://www.sec.gov/Archives/edgar/data/1041368/000093905718000521/rivs8103118exh105.htm">Form of
                Restricted Stock Unit Award Agreement under the Riverview Bancorp, Inc. 2017 Equity Incentive Plan (12)</a></div>
          </td>
        </tr>
        <tr>
          <td style="WIDTH: 4%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="WIDTH: 3%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="WIDTH: 9.8%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; MARGIN-RIGHT: 5.8pt"><a href="http://www.sec.gov/Archives/edgar/data/1041368/000093905717000272/exhibit2133117.htm">21</a></div>
          </td>
          <td style="WIDTH: 82%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 3.6pt; FONT-SIZE: 10pt"><a href="http://www.sec.gov/Archives/edgar/data/1041368/000093905717000272/exhibit2133117.htm">Subsidiaries
                of Registrant (13)</a></div>
          </td>
        </tr>
        <tr>
          <td style="WIDTH: 4%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="WIDTH: 3%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="WIDTH: 9.8%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; MARGIN-RIGHT: 5.8pt"><a href="riv10k33119exh23.htm">23</a></div>
          </td>
          <td style="WIDTH: 82%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 3.6pt; FONT-SIZE: 10pt"><a href="riv10k33119exh23.htm">Consent of Independent Registered Public Accounting Firm *</a></div>
          </td>
        </tr>
        <tr>
          <td style="WIDTH: 4%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="WIDTH: 3%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="WIDTH: 9.8%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; MARGIN-RIGHT: 5.8pt"><a href="riv10k33119exh311.htm">31.1</a></div>
          </td>
          <td style="WIDTH: 82%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 3.6pt; FONT-SIZE: 10pt"><a href="riv10k33119exh311.htm">Certification of Chief Executive Officer Pursuant to Section 302 of the Sarbanes-Oxley Act *</a></div>
          </td>
        </tr>
        <tr>
          <td style="WIDTH: 4%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="WIDTH: 3%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="WIDTH: 9.8%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; MARGIN-RIGHT: 5.8pt"><a href="riv10k33119exh312.htm">31.2</a></div>
          </td>
          <td style="WIDTH: 82%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 3.6pt; FONT-SIZE: 10pt"><a href="riv10k33119exh312.htm">Certification of Chief Financial Officer Pursuant to Section 302 of the Sarbanes-Oxley Act *</a></div>
          </td>
        </tr>
        <tr>
          <td style="WIDTH: 4%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="WIDTH: 3%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="WIDTH: 9.8%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; MARGIN-RIGHT: 5.8pt"><a href="riv10k33119exh32.htm">32</a></div>
          </td>
          <td style="WIDTH: 82%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 3.6pt; FONT-SIZE: 10pt"><a href="riv10k33119exh32.htm">Certification of Chief Executive Officer and Chief Financial Officer Pursuant to Section 906 of the Sarbanes-Oxley Act *</a></div>
          </td>
        </tr>
        <tr>
          <td style="WIDTH: 4%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="WIDTH: 3%; VERTICAL-ALIGN: top">&#160;</td>
          <td style="WIDTH: 9.8%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; MARGIN-RIGHT: 5.8pt">101</div>
          </td>
          <td style="WIDTH: 82%; VERTICAL-ALIGN: top">
            <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 3.6pt; FONT-SIZE: 10pt">The following materials from Riverview Bancorp Inc.'s Annual Report on Form 10-K for the year ended March
              31, 2019, formatted on Extensible Business Reporting Language (XBRL) (a) Consolidated Balance Sheets; (b) Consolidated Statements of Income; (c) Consolidated Statements of Comprehensive Income; (d) Consolidated Statements of Shareholders'
              Equity (e) Consolidated Statements of Cash Flows; and (f) Notes to Consolidated Financial Statements *</div>
          </td>
        </tr>

    </table>
    <div><br style="LINE-HEIGHT: 6.85pt">
      &#160; <br>
      <div style="text-align: justify;">
        <div>
          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zb0271b2febe1416ba8ab3a0077208032">

              <tr>
                <td style="width: 31.5pt; vertical-align: top; align: right; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(1)</td>
                <td style="width: auto; vertical-align: top; text-align: justify;">
                  <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Filed as an exhibit to the Registrant&#8217;s Current Report on Form 8-K filed with the SEC on September 29, 2016 and incorporated herein by reference.</font></div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="text-align: justify;">
        <div>
          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z662529a1c390401bbc2dd372f4e49cf7">

              <tr>
                <td style="width: 31.5pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(2)</font></td>
                <td style="width: auto; vertical-align: top; text-align: justify;">
                  <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Filed as an exhibit to the Registrant's Registration Statement on Form S-1 (Registration No. 333-30203), and incorporated herein by reference.</font></div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="text-align: justify;">
        <div>
          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z9acf4608114344139f1fe6e347e842ed">

              <tr>
                <td style="width: 31.5pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(3)</font></td>
                <td style="width: auto; vertical-align: top; text-align: justify;">
                  <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Filed as an exhibit to the Registrant&#8217;s Current Report on Form 8-K filed with the SEC on May 3, 2019 and incorporated herein by reference.</font></div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="text-align: justify;">
        <div>
          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z1d96aaf4c9c34b7b81bb852b79d545e3">

              <tr>
                <td style="width: 31.5pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(4)</font></td>
                <td style="width: auto; vertical-align: top; text-align: justify;">
                  <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Filed as an exhibit to the Registrant&#8217;s Annual Report on Form 10-K for the year ended March 31, 2019, and incorporated herein by reference.</font></div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="text-align: justify;">
        <div>
          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zc0318e087474479aae40e07b066d8c4c">

              <tr>
                <td style="width: 31.5pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(5)</font></td>
                <td style="width: auto; vertical-align: top; text-align: justify;">
                  <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Filed as an exhibit to the Registrant's Annual Report on Form 10-K for the year ended March 31, 2017 and incorporated herein by reference.</font></div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="text-align: justify;">
        <div>
          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z80a278cb963b4b2d8f038d52414acd70">

              <tr>
                <td style="width: 31.5pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(6)</font></td>
                <td style="width: auto; vertical-align: top; text-align: justify;">
                  <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Filed as an exhibit to the Registrant's Quarterly Report on Form 10-Q for the quarter ended September 30, 1997, and incorporated herein by reference.</font></div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="text-align: justify;">
        <div>
          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z40ddd5c276fa4f8f9f5c9beefecee2c2">

              <tr>
                <td style="width: 31.5pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(7)</font></td>
                <td style="width: auto; vertical-align: top; text-align: justify;">
                  <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Filed as an exhibit to the Registrant's Annual Report on Form 10-K for the year ended March 31, 1998, and incorporated herein by reference.</font></div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="text-align: justify;">
        <div>
          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z0237ca2185a549f89f96f09de3ce03b6">

              <tr>
                <td style="width: 31.5pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(8)</font></td>
                <td style="width: auto; vertical-align: top; text-align: justify;">
                  <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Filed as an exhibit to the Registrant&#8217;s Definitive Annual Meeting Proxy Statement (000-22957), filed with the Commission on June 5, 2003, and incorporated
                      herein by reference.</font></div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="text-align: justify;">
        <div>
          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zcf35d4ccb33b4042be3d236a33edab10">

              <tr>
                <td style="width: 31.5pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(9)</font></td>
                <td style="width: auto; vertical-align: top; text-align: justify;">
                  <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Filed as an exhibit to the Registrant&#8217;s Quarterly Report on Form 10-Q for the quarter ended December 31, 2005, and incorporated herein by reference.</font></div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="text-align: justify;">
        <div>
          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z64e05d3777194b49b0ed1e35ed39074b">

              <tr>
                <td style="width: 31.5pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(10)</font></td>
                <td style="width: auto; vertical-align: top; text-align: justify;">
                  <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Filed as an exhibit to the Registrant&#8217;s Annual Report on Form 10-K for the year ended March 31, 2009 and incorporated herein by reference.</font></div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="text-align: justify;">
        <div>
          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z1bd8067cd3b646b3b5c087bc20693e5f">

              <tr>
                <td style="width: 31.5pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(11)</font></td>
                <td style="width: auto; vertical-align: top; text-align: justify;">
                  <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Filed as Appendix A to the Registrant&#8217;s Definitive Annual Meeting Proxy Statement (000-22957), filed with the Commission on June 16, 2017, and incorporated
                      herein by reference.</font></div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="text-align: justify;">
        <div>
          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z30f902fac6c34070929fec3bbccd6235">

              <tr>
                <td style="width: 31.5pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(12)</font></td>
                <td style="width: auto; vertical-align: top; text-align: justify;">
                  <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Filed as an exhibit to the Registrant&#8217;s Registration Statement on Form S-8 (Registration No. 333-228099), and incorporated herein by reference.</font></div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="text-align: justify;">
        <div>
          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z650f92d656ec4b5592e694b9afbede06">

              <tr>
                <td style="width: 31.5pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(13)</font></td>
                <td style="width: auto; vertical-align: top; text-align: justify;">
                  <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Filed as an exhibit to the Registrant&#8217;s Annual Report on Form 10-K for the year ended March 31, 2017, and incorporated herein by reference.</font></div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="text-align: justify;">
        <div>
          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z1813d237bafd41e2910dd1ff38058e53">

              <tr>
                <td style="width: 31.5pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">*</font></td>
                <td style="width: auto; vertical-align: top; text-align: justify;">
                  <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Filed herewith</font></div>
                </td>
              </tr>

          </table>
        </div>
      </div>
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt"> </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt"> </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt"> </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt"> </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt"> </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt"> </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt"> </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt"> </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt"> </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt"> </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt"> </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt"> </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt"> </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 9.1pt"> </div>
    <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
      <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">107
        <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Item 16.&#160; Form 10-K Summary</u></div>
    <div style="LINE-HEIGHT: 10.25pt"><br style="LINE-HEIGHT: 10.25pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">None.</div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.25pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>
    <div style="MARGIN-TOP: 10pt; MARGIN-BOTTOM: 10pt; CLEAR: both" id="DSPFPageBreakArea">
      <div style="TEXT-ALIGN: center; PAGE-BREAK-AFTER: always" id="DSPFPageBreak">108
        <hr noshade="noshade" style="BORDER-RIGHT-WIDTH: 0px; BACKGROUND-COLOR: #000000; MARGIN: 4px 0px; WIDTH: 100%; BORDER-TOP-WIDTH: 0px; BORDER-BOTTOM-WIDTH: 0px; HEIGHT: 2px; COLOR: #000000; CLEAR: both; BORDER-LEFT-WIDTH: 0px"> </div>
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">SIGNATURES</div>
    <div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; TEXT-INDENT: 36.3pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has
      duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.</div>
    <div style="LINE-HEIGHT: 10.85pt">&#160;</div>
    <div style="LINE-HEIGHT: 10.85pt">
      <table cellspacing="0" cellpadding="0" border="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z8e2d9f463f81422788b227065f03d63a">

          <tr>
            <td style="WIDTH: 4.89%">&#160;</td>
            <td style="WIDTH: 45.14%">&#160;</td>
            <td style="WIDTH: 4.7%" colspan="2">RIVERVIEW BANCORP, INC.</td>
          </tr>
          <tr>
            <td style="WIDTH: 4.89%">&#160;</td>
            <td style="WIDTH: 45.14%">&#160;</td>
            <td style="WIDTH: 4.7%">&#160;</td>
            <td style="FONT-VARIANT: normal; FONT-STYLE: normal; WIDTH: 45.84%; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt; FONT-WEIGHT: normal">&#160;</td>
          </tr>
          <tr>
            <td style="WIDTH: 4.89%">
              <div>Date:</div>
            </td>
            <td style="WIDTH: 45.14%">
              <div>June 14, 2019</div>
            </td>
            <td style="WIDTH: 4.7%">
              <div>By:</div>
            </td>
            <td style="FONT-VARIANT: normal; FONT-STYLE: normal; WIDTH: 45.84%; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt; FONT-WEIGHT: normal">
              <div><u>/s/ Kevin J. Lycklama</u></div>
            </td>
          </tr>
          <tr>
            <td style="WIDTH: 4.89%">
              <div>&#160;</div>
            </td>
            <td style="WIDTH: 45.14%">
              <div>&#160;</div>
            </td>
            <td style="WIDTH: 4.7%">
              <div>&#160;</div>
            </td>
            <td style="WIDTH: 45.84%">
              <div>Kevin J. Lycklama</div>
            </td>
          </tr>
          <tr>
            <td style="WIDTH: 4.89%">
              <div>&#160;</div>
            </td>
            <td style="WIDTH: 45.14%">
              <div>&#160;</div>
            </td>
            <td style="WIDTH: 4.7%">
              <div>&#160;</div>
            </td>
            <td style="WIDTH: 45.84%">
              <div>President and Chief Executive Officer </div>
              <div>Director </div>
              <div>(Duly Authorized Representative)</div>
            </td>
          </tr>

      </table>
      <div>&#160;</div>
      <div><font style="FONT-SIZE: 9pt" id="TRGRRTFtoHTMLTab">&#160;&#160;&#160;&#160;</font><font style="FONT-SIZE: 9pt" id="TRGRRTFtoHTMLTab">&#160;&#160;&#160;&#160;</font><font style="FONT-SIZE: 9pt" id="TRGRRTFtoHTMLTab">&#160;&#160;&#160;&#160;</font><font style="FONT-SIZE: 9pt" id="TRGRRTFtoHTMLTab">&#160;&#160;&#160;&#160;</font>Pursuant



        to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following persons on behalf of the registrant and in the capacities and on the dates indicated.</div>
      <div>&#160;</div>
      <table cellspacing="0" cellpadding="0" border="0" style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zc16601cc7af241b6b6f43f3b5e702302">

          <tr>
            <td style="WIDTH: 4.89%">
              <div>By: </div>
            </td>
            <td style="FONT-VARIANT: normal; FONT-STYLE: normal; WIDTH: 45.14%; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt; FONT-WEIGHT: normal">
              <div><u>/s/ Patrick Sheaffer</u></div>
            </td>
            <td style="WIDTH: 4.7%">
              <div>By:</div>
            </td>
            <td style="FONT-VARIANT: normal; FONT-STYLE: normal; WIDTH: 45.84%; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt; FONT-WEIGHT: normal">
              <div><u>/s/ Kevin J. Lycklama</u></div>
            </td>
          </tr>
          <tr>
            <td style="WIDTH: 4.89%">
              <div>&#160;</div>
            </td>
            <td style="WIDTH: 45.14%">
              <div>Patrick Sheaffer</div>
            </td>
            <td style="WIDTH: 4.7%">
              <div>&#160;</div>
            </td>
            <td style="WIDTH: 45.84%">
              <div>Kevin J. Lycklama</div>
            </td>
          </tr>
          <tr>
            <td style="WIDTH: 4.89%">
              <div>&#160;</div>
            </td>
            <td style="TEXT-ALIGN: left; WIDTH: 45.14%; VERTICAL-ALIGN: top">
              <div>Chairman of the Board</div>
            </td>
            <td style="WIDTH: 4.7%">
              <div>&#160;</div>
            </td>
            <td style="WIDTH: 45.84%">
              <div>President and Chief Executive Officer<font style="FONT-SIZE: 5pt">&#160; </font></div>
              <div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Director </div>
              <div>(Principal Executive Officer)</div>
            </td>
          </tr>
          <tr>
            <td style="WIDTH: 4.89%">
              <div>&#160;</div>
            </td>
            <td style="WIDTH: 45.14%">
              <div>&#160;</div>
            </td>
            <td style="WIDTH: 4.7%">
              <div>&#160;</div>
            </td>
            <td style="WIDTH: 45.84%">
              <div>&#160;</div>
            </td>
          </tr>
          <tr>
            <td style="WIDTH: 4.89%">
              <div>Date:</div>
            </td>
            <td style="WIDTH: 45.14%">
              <div>June 14, 2019</div>
            </td>
            <td style="WIDTH: 4.7%">
              <div>Date:</div>
            </td>
            <td style="WIDTH: 45.84%">
              <div>June 14, 2019</div>
            </td>
          </tr>
          <tr style="HEIGHT: 14px">
            <td style="WIDTH: 4.89%">
              <div>&#160;</div>
            </td>
            <td style="WIDTH: 45.14%">
              <div>&#160;</div>
            </td>
            <td style="WIDTH: 4.7%">
              <div>&#160;</div>
            </td>
            <td style="WIDTH: 45.84%">
              <div>&#160;</div>
            </td>
          </tr>
          <tr>
            <td style="WIDTH: 4.89%">
              <div>&#160;</div>
            </td>
            <td style="WIDTH: 45.14%">
              <div>&#160;</div>
            </td>
            <td style="WIDTH: 4.7%">
              <div>&#160;</div>
            </td>
            <td style="WIDTH: 45.84%">
              <div>&#160;</div>
            </td>
          </tr>
          <tr>
            <td style="WIDTH: 4.89%">
              <div>By:</div>
            </td>
            <td style="FONT-VARIANT: normal; FONT-STYLE: normal; WIDTH: 45.14%; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt; FONT-WEIGHT: normal">
              <div><u>/s/ David Lam</u></div>
            </td>
            <td style="WIDTH: 4.7%">
              <div>By:</div>
            </td>
            <td style="FONT-VARIANT: normal; FONT-STYLE: normal; WIDTH: 45.84%; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt; FONT-WEIGHT: normal">
              <div><u>/s/ Bess R. Wills</u></div>
            </td>
          </tr>
          <tr>
            <td style="WIDTH: 4.89%">
              <div>&#160;</div>
            </td>
            <td style="WIDTH: 45.14%">
              <div>David Lam</div>
            </td>
            <td style="WIDTH: 4.7%">
              <div>&#160;</div>
            </td>
            <td style="WIDTH: 45.84%">
              <div>Bess R. Wills</div>
            </td>
          </tr>
          <tr>
            <td style="WIDTH: 4.89%">
              <div>&#160;</div>
            </td>
            <td style="WIDTH: 45.14%">
              <div>Executive Vice President and</div>
            </td>
            <td style="WIDTH: 4.7%">
              <div>&#160;</div>
            </td>
            <td style="WIDTH: 45.84%">
              <div>Director</div>
            </td>
          </tr>
          <tr>
            <td style="WIDTH: 4.89%">
              <div>&#160;</div>
            </td>
            <td style="WIDTH: 45.14%">
              <div>Chief Financial Officer </div>
              <div>(Principal Financial and Accounting Officer)</div>
            </td>
            <td style="WIDTH: 4.7%">
              <div>&#160;</div>
            </td>
            <td style="WIDTH: 45.84%">
              <div>&#160;</div>
            </td>
          </tr>
          <tr>
            <td style="WIDTH: 4.89%">
              <div>&#160;</div>
            </td>
            <td style="WIDTH: 45.14%">
              <div>&#160;</div>
            </td>
            <td style="WIDTH: 4.7%">
              <div>&#160;</div>
            </td>
            <td style="WIDTH: 45.84%">
              <div>&#160;</div>
            </td>
          </tr>
          <tr>
            <td style="WIDTH: 4.89%">
              <div>Date:</div>
            </td>
            <td style="WIDTH: 45.14%">June 14, 2019</td>
            <td style="WIDTH: 4.7%">
              <div>Date:</div>
            </td>
            <td style="WIDTH: 45.84%">
              <div>June 14, 2019</div>
            </td>
          </tr>
          <tr>
            <td style="WIDTH: 4.89%">
              <div>&#160;</div>
            </td>
            <td style="WIDTH: 45.14%">
              <div>&#160;</div>
            </td>
            <td style="WIDTH: 4.7%">
              <div>&#160;</div>
            </td>
            <td style="WIDTH: 45.84%">
              <div>&#160;</div>
            </td>
          </tr>
          <tr>
            <td style="WIDTH: 4.89%">
              <div>&#160;</div>
            </td>
            <td style="WIDTH: 45.14%">
              <div>&#160;</div>
            </td>
            <td style="WIDTH: 4.7%">
              <div>&#160;</div>
            </td>
            <td style="WIDTH: 45.84%">
              <div>&#160;</div>
            </td>
          </tr>
          <tr style="HEIGHT: 12px">
            <td style="WIDTH: 4.89%">
              <div>By:</div>
            </td>
            <td style="FONT-VARIANT: normal; FONT-STYLE: normal; WIDTH: 45.14%; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt; FONT-WEIGHT: normal">
              <div><u>/s/ David Nierenberg</u></div>
            </td>
            <td style="WIDTH: 4.7%">
              <div>By:</div>
            </td>
            <td style="FONT-VARIANT: normal; FONT-STYLE: normal; WIDTH: 45.84%; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt; FONT-WEIGHT: normal">
              <div><u>/s/ Bradley J. Carlson</u></div>
            </td>
          </tr>
          <tr>
            <td style="WIDTH: 4.89%">
              <div>&#160;</div>
            </td>
            <td style="WIDTH: 45.14%">
              <div>David Nierenberg</div>
            </td>
            <td style="WIDTH: 4.7%">
              <div>&#160;</div>
            </td>
            <td style="WIDTH: 45.84%">
              <div>Bradley J. Carlson</div>
            </td>
          </tr>
          <tr>
            <td style="WIDTH: 4.89%">
              <div>&#160;</div>
            </td>
            <td style="WIDTH: 45.14%">
              <div>Director</div>
            </td>
            <td style="WIDTH: 4.7%">
              <div>&#160;</div>
            </td>
            <td style="WIDTH: 45.84%">Director</td>
          </tr>
          <tr>
            <td style="WIDTH: 4.89%">
              <div>&#160;</div>
            </td>
            <td style="WIDTH: 45.14%">
              <div>&#160;</div>
            </td>
            <td style="WIDTH: 4.7%">
              <div>&#160;</div>
            </td>
            <td style="WIDTH: 45.84%">
              <div>&#160;</div>
            </td>
          </tr>
          <tr>
            <td style="WIDTH: 4.89%">
              <div>Date:</div>
            </td>
            <td style="WIDTH: 45.14%">
              <div>June 14, 2019</div>
            </td>
            <td style="WIDTH: 4.7%">
              <div>Date:</div>
            </td>
            <td style="WIDTH: 45.84%">
              <div>June 14, 2019</div>
            </td>
          </tr>
          <tr>
            <td style="WIDTH: 4.89%">
              <div>&#160;</div>
            </td>
            <td style="WIDTH: 45.14%">
              <div>&#160;</div>
            </td>
            <td style="WIDTH: 4.7%">
              <div>&#160;</div>
            </td>
            <td style="WIDTH: 45.84%">
              <div>&#160;</div>
            </td>
          </tr>
          <tr>
            <td style="WIDTH: 4.89%">
              <div>&#160;</div>
            </td>
            <td style="WIDTH: 45.14%">
              <div>&#160;</div>
            </td>
            <td style="WIDTH: 4.7%">
              <div>&#160;</div>
            </td>
            <td style="WIDTH: 45.84%">
              <div>&#160;</div>
            </td>
          </tr>
          <tr style="HEIGHT: 12px">
            <td style="WIDTH: 4.89%">
              <div>By:</div>
            </td>
            <td style="FONT-VARIANT: normal; FONT-STYLE: normal; WIDTH: 45.14%; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt; FONT-WEIGHT: normal">
              <div><u>/s/ John A. Karas</u></div>
            </td>
            <td style="WIDTH: 4.7%">
              <div>By:</div>
            </td>
            <td style="FONT-VARIANT: normal; FONT-STYLE: normal; WIDTH: 45.84%; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt; FONT-WEIGHT: normal">
              <div><u>/s/ Jerry C. Olson</u></div>
            </td>
          </tr>
          <tr>
            <td style="WIDTH: 4.89%">
              <div>&#160;</div>
            </td>
            <td style="WIDTH: 45.14%">
              <div>John A. Karas</div>
            </td>
            <td style="WIDTH: 4.7%">
              <div>&#160;</div>
            </td>
            <td style="WIDTH: 45.84%">
              <div>Jerry C. Olson</div>
            </td>
          </tr>
          <tr>
            <td style="WIDTH: 4.89%">&#160;</td>
            <td style="WIDTH: 45.14%">Director</td>
            <td style="WIDTH: 4.7%">&#160;</td>
            <td style="WIDTH: 45.84%">Director&#160;</td>
          </tr>
          <tr>
            <td style="WIDTH: 4.89%">&#160;</td>
            <td style="WIDTH: 45.14%">&#160;</td>
            <td style="WIDTH: 4.7%">&#160;</td>
            <td style="WIDTH: 45.84%">&#160;</td>
          </tr>
          <tr>
            <td style="WIDTH: 4.89%">Date:</td>
            <td style="WIDTH: 45.14%">June 14, 2019</td>
            <td style="WIDTH: 4.7%">Date:&#160;</td>
            <td style="WIDTH: 45.84%">June 14, 2019&#160;</td>
          </tr>
          <tr>
            <td style="WIDTH: 4.89%">&#160;</td>
            <td style="WIDTH: 45.14%">&#160;</td>
            <td style="WIDTH: 4.7%">&#160;</td>
            <td style="WIDTH: 45.84%">&#160;</td>
          </tr>
          <tr>
            <td style="WIDTH: 4.89%">&#160;</td>
            <td style="WIDTH: 45.14%">&#160;</td>
            <td style="WIDTH: 4.7%">&#160;</td>
            <td style="WIDTH: 45.84%">&#160;</td>
          </tr>
          <tr>
            <td style="WIDTH: 4.89%">By:</td>
            <td style="FONT-VARIANT: normal; FONT-STYLE: normal; WIDTH: 45.14%; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt; FONT-WEIGHT: normal"><u>/s/ Gerald L. Nies</u></td>
            <td style="WIDTH: 4.7%">By:&#160;</td>
            <td style="FONT-VARIANT: normal; FONT-STYLE: normal; WIDTH: 45.84%; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt; FONT-WEIGHT: normal"><u>/s/ Patricia W. Eby</u></td>
          </tr>
          <tr>
            <td style="WIDTH: 4.89%">
              <div>&#160;</div>
            </td>
            <td style="WIDTH: 45.14%">
              <div>Gerald L. Nies</div>
            </td>
            <td style="WIDTH: 4.7%">
              <div>&#160;</div>
            </td>
            <td style="WIDTH: 45.84%">
              <div>Patricia W. Eby</div>
            </td>
          </tr>
          <tr>
            <td style="WIDTH: 4.89%">
              <div>&#160;</div>
            </td>
            <td style="WIDTH: 45.14%">
              <div>Director</div>
            </td>
            <td style="WIDTH: 4.7%">
              <div>&#160;</div>
            </td>
            <td style="WIDTH: 45.84%">
              <div>Director</div>
            </td>
          </tr>
          <tr>
            <td style="WIDTH: 4.89%">&#160;</td>
            <td style="WIDTH: 45.14%">&#160;</td>
            <td style="WIDTH: 4.7%">&#160;</td>
            <td style="WIDTH: 45.84%">&#160;</td>
          </tr>
          <tr>
            <td style="WIDTH: 4.89%">
              <div>Date:</div>
            </td>
            <td style="WIDTH: 45.14%">
              <div>June 14, 2019</div>
            </td>
            <td style="WIDTH: 4.7%">
              <div>Date:</div>
            </td>
            <td style="WIDTH: 45.84%">
              <div>June 14, 2019</div>
            </td>
          </tr>

      </table>
      <br style="LINE-HEIGHT: 10.85pt">
      <font style="FONT-SIZE: 5.05pt" id="TRGRRTFtoHTMLTab">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div>
    <div style="TEXT-ALIGN: center; LINE-HEIGHT: 11.4pt">&#160;</div>
    <div style="TEXT-ALIGN: center; LINE-HEIGHT: 11.4pt">&#160;</div>
    <div style="TEXT-ALIGN: center; LINE-HEIGHT: 11.4pt">&#160;</div>
    <div style="TEXT-ALIGN: center; LINE-HEIGHT: 11.4pt">109</div>
    <div style="TEXT-ALIGN: center; LINE-HEIGHT: 11.4pt">
      <hr noshade="noshade" align="center" style="BORDER-BOTTOM: medium none; TEXT-ALIGN: center; BORDER-LEFT: medium none; BACKGROUND-COLOR: #000000; HEIGHT: 2px; COLOR: #000000; MARGIN-LEFT: auto; BORDER-TOP: medium none; MARGIN-RIGHT: auto;
        BORDER-RIGHT: medium none"> </div>
    <div style="TEXT-ALIGN: center; LINE-HEIGHT: 11.4pt"><br style="LINE-HEIGHT: 11.4pt">
    </div>
    <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt"><font style="FONT-SIZE: 5.14pt" id="TRGRRTFtoHTMLTab">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font><br style="LINE-HEIGHT: 10.85pt">
    </div>
    <div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</div>
    <div style="LINE-HEIGHT: 11.4pt"><br style="LINE-HEIGHT: 11.4pt">
    </div>
    <div style="LINE-HEIGHT: 13.7pt"><br style="LINE-HEIGHT: 13.7pt">
    </div>
  </div>
  <div>&#160;</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-10.1
<SEQUENCE>2
<FILENAME>riv1k33119exh101.htm
<DESCRIPTION>EXHIBIT 10.1
<TEXT>
<html>
  <head>
    <title></title>
    <!-- Licensed to: Breyer & Associates PC
         Document created using EDGARfilings PROfile 5.1.0.0
         Copyright 1995 - 2019 Broadridge -->
  </head>
<body text="#000000" bgcolor="#ffffff" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;">
  <div>
    <div style="line-height: 20.5pt; text-align: right;"><font style="font-weight: bold;">Exhibit 10.1</font><br style="line-height: 20.5pt;">
    </div>
    <div style="line-height: 20.5pt;"><br style="line-height: 20.5pt;">
    </div>
    <div style="line-height: 20.5pt;"><br style="line-height: 20.5pt;">
    </div>
    <div style="line-height: 20.5pt;"><br style="line-height: 20.5pt;">
    </div>
    <div style="line-height: 20.5pt;"><br style="line-height: 20.5pt;">
    </div>
    <div style="line-height: 20.5pt;"><br style="line-height: 20.5pt;">
    </div>
    <div style="line-height: 20.5pt;"><br style="line-height: 20.5pt;">
    </div>
    <div style="line-height: 20.5pt;"><br style="line-height: 20.5pt;">
    </div>
    <div style="text-align: center; line-height: 18.25pt; font-family: 'Times New Roman', Times, serif; font-size: 14pt; font-weight: bold;">RIVERVIEW BANCORP, INC.</div>
    <div style="line-height: 18.25pt;"><br style="line-height: 18.25pt;">
    </div>
    <div style="text-align: center; line-height: 18.25pt;"><font style="font-size: 14pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">RIVERVIEW COMMUNITY BANK</font></div>
    <div style="line-height: 18.25pt;"><br style="line-height: 18.25pt;">
    </div>
    <div style="line-height: 20.5pt;"><br style="line-height: 20.5pt;">
    </div>
    <div style="line-height: 20.5pt;"><br style="line-height: 20.5pt;">
    </div>
    <div style="text-align: center; line-height: 20.5pt;"><font style="font-size: 18pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">EMPLOYMENT AGREEMENT<font style="font-size: 18pt; font-family: 'Times New Roman', Times, serif;"><br>
        </font></font><br style="line-height: 20.5pt;">
    </div>
    <div style="text-align: center; line-height: 20.5pt;"><font style="font-size: 18pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">FOR<font style="font-size: 18pt; font-family: 'Times New Roman', Times, serif;"><br>
        </font><br style="line-height: 20.5pt;">
        <font style="font-size: 18pt; font-family: 'Times New Roman', Times, serif;"><br>
        </font>___________________</font></div>
    <div style="line-height: 20.5pt; margin-bottom: 12pt;"><br style="line-height: 20.5pt;">
    </div>
    <div style="line-height: 20.5pt; margin-bottom: 12pt;"><br style="line-height: 20.5pt;">
    </div>
    <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div id="DSPFPageBreak" style="page-break-after: always;">
        <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
    </div>
    <div style="text-align: center; line-height: 12.55pt; margin-bottom: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">RIVERVIEW BANCORP, INC.</font></div>
    <div style="text-align: center; line-height: 12.55pt; margin-bottom: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">RIVERVIEW COMMUNITY BANK</font></div>
    <div style="text-align: center; line-height: 12.55pt; margin-bottom: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">EMPLOYMENT AGREEMENT</font></div>
    <div style="text-align: center; line-height: 12.55pt; margin-bottom: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">FOR</font></div>
    <div style="text-align: center; line-height: 13.7pt; margin-bottom: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">______________</font></div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">This EMPLOYMENT AGREEMENT (this &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman',
          Times, serif;"><u>Agreement</u></font>&#8221;) is entered into by and between RIVERVIEW BANCORP, INC., a registered savings and loan holding company (&#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Bancorp</u></font>&#8221;),
        and RIVERVIEW COMMUNITY BANK, a federally chartered savings bank (the &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Bank</u></font>&#8221;), which is a wholly owned subsidiary of Bancorp, (Bancorp and Bank are
        collectively referred to as the &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Company</u></font>&#8221;), and _________ (&#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Executive</u></font>&#8221;),

        and is dated <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">December 31, 2018</font> (the &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Effective Date</u></font>&#8221;).&#160; The Company and
        Executive are referred to herein individually as a &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Party</u></font>&#8221; and, collectively, as the &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times,
          serif;"><u>Parties</u></font>.&#8221;</font></div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zd5931843a3aa4066a1b5b14125a1aa37">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">1.</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold; font-variant: small-caps;"><u>At-Will</u></font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;"><u>&#160;</u></font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold; font-variant: small-caps;"><u>Employment</u></font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">.</font>&#160; The Bank will commence or continue to employ Executive, subject to the terms and conditions set forth in this Agreement.&#160; The
                    employment is &#8220;at will.&#8221;&#160; Notwithstanding the Employment Term set forth in this Agreement, the Company may terminate Executive&#8217;s employment at any time for any lawful reason or for no reason at all, subject to the provisions of this
                    Agreement.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z17df9f1ffbc7405a93a71e904fc00f1a">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">2.</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold; font-variant: small-caps;"><u>Term; Extension</u></font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">.</font></font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z52796569b54a4740b8d39091663fba0c">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(a)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Employment Term.</font>&#160; The term of this Agreement begins on
                    the Effective Date and shall continue until the one (1) year anniversary thereof, unless Executive&#8217;s employment is terminated earlier pursuant to Section 6 of this Agreement.&#160; The period during which Executive is employed by the Bank
                    hereunder is hereinafter referred to as the &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Employment Term</u></font>.&#8221;&#160; The last day of Executive&#8217;s employment with the Bank is hereinafter referred to
                    as the &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Termination Date</u></font>.&#8221;</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zf528363035f846528c7a24afa9e7eb2c">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(b)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Extensions.</font>&#160; At any time during the Employment Term,
                    Company&#8217;s Board of Directors (the &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Board</u></font>&#8221;) may elect in writing to extend the Employment Term of this Agreement on the same terms and conditions
                    for one (1) additional year beyond the current Employment Term.&#160; This Agreement may be extended by the Board in writing up to five (5) times in the same&#160;manner.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z97bc8b43a5c84a01a55b7308c6da9de3">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">3.</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold; font-variant: small-caps;"><u>Position</u></font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">.</font>&#160; Executive will serve as the Bank&#8217;s ____________ or such other position as the Company may designate from time to time.&#160; Executive also
                    agrees to serve, if elected, as an officer and/or director of the Company or any of its affiliates.&#160; Executive will faithfully and diligently perform the duties that are normal and customary to the position, as well as those duties
                    assigned from time to time by the Company&#8217;s Board and/or the Bank&#8217;s Chief Executive Officer (the&#160;&#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>CEO</u></font>&#8221;).&#160; Executive&#8217;s duties and responsibilities
                    shall be subject to change from time to time in the Board&#8217;s or the CEO&#8217;s discretion; provided, however, that the foregoing shall not vitiate or modify the application of the termination for Cause provision of Section 6(b) hereof, or
                    Executive&#8217;s rights upon any resignation for Good Reason in Section 6(c).</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt; margin-bottom: 12pt; text-align: center;"> <br>
    </div>
    <div style="line-height: 12.55pt; margin-bottom: 12pt; text-align: center;"> 1<br style="line-height: 12.55pt;">
    </div>
    <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div id="DSPFPageBreak" style="page-break-after: always;">
        <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;"><br>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable">

          <tr>
            <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">4.</font></td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold; font-variant: small-caps;"><u>Obligations; </u></font></font></div>
            </td>
          </tr>

      </table>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z8a3b1f838eeb4feb8dad1f440ee78211">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(a)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Executive shall devote Executive&#8217;s best efforts, energies, and skills to the position and shall not engage in any business, professional, or employment
                    activity that is not on the Company&#8217;s behalf (whether or not pursued for gain or profit), except for:</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z256619f99b7e430bb5461a15365265d8">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(1)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Activities approved in writing in advance by the Board; and</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z11ce8d64ca32433da15069312677177f">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(2)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Passive investments that do not involve Executive providing any advice or services to the businesses in which the investments are made.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="za41314b8b1cc44639b1f11551da1013b">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(b)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The principal place of Executive&#8217;s <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">employment shall be Company&#8217;s headquarters in
                      the greater Vancouver, Washington metropolitan area, provided that Executive may be required to travel on Company business during the Employment Term.&#160; Executive agrees to maintain a full-time residence in close proximity to
                      Vancouver, Washington during the Employment Term.</font></font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zac275e23492e40398f40794e00d61a76">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(c)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Executive&#8217;s employment shall be governed by any employment policies, procedures
                      or handbooks as may be adopted by Company and are applicable to employees (the &#8220;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Company&#8217;s Employment Policies</u></font><font style="font-size:
                      10pt; font-family: 'Times New Roman', Times, serif;">&#8221;), as they may be modified from time to time, except to the extent those Employment Policies are inconsistent with the terms of this Agreement, in which case this Agreement shall
                      control.&#160; The Company&#8217;s Employment Policies include, but are not limited to, the Personnel Policy Manual, the Code of Conduct, the Conflict of Interest and Whistleblower Policy, and the Technology Use Policy. In performing Executive&#8217;s
                      duties, </font>Executive also agrees to act in accordance with applicable state and federal laws.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z5b3f3c31865243ef8e0e89fbbc1c1340">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(d)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The Company anticipates that Executive will be active in community associations in the Company&#8217;s market area.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">5.</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold; font-variant: small-caps;"><u>Compensation/Benefits</u></font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold; font-variant: small-caps;">.</font></font></div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z3fce6756bf044ef287b37ee080fe8c0a">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(a)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Base Salary.</font>&#160; For services performed under this
                    Agreement, Executive&#8217;s annual base salary as of the Effective Date is $<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">______</font> (the &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times,
                      serif;"><u>Base Salary</u></font>&#8221;).&#160; The Base Salary will be paid in periodic installments in accordance with the Company&#8217;s regular payroll schedule and subject to all lawful and authorized deductions and withholdings.&#160; Executive&#8217;s
                    Base Salary shall be reviewed at least annually by the Board after taking into consideration the Executive&#8217;s performance individually and as part of the Company, and the Board may, but shall not be required to, increase the Base Salary
                    during the Employment Term.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z88050f994801462a9caf4e5ff7772058">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(b)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Incentive Compensation.</font>&#160; In addition to the Base
                    Salary, Executive will participate in the Company&#8217;s Annual Incentive Plan and any successor incentive compensation plans, to be paid in compliance with the terms and conditions of applicable incentive compensation plans (the &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Incentive Compensation</u></font>&#8221;).</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z954f0a6857dc4349a824107c2768bec1">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(c)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Other Benefits.</font>&#160; During the term of this Agreement,
                    Executive shall be entitled to participate in the Company&#8217;s health and welfare, retirement and all other employee benefit plans, practices, and programs maintained by the Company, as in effect from time to time (collectively, &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Employee Benefit Plans</u></font>&#8221;), and which other employees of the Company are generally eligible, subject to the terms of the applicable Employee Benefit</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <div>
          <div style="text-align: center;"> 2<br>
          </div>
          <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
            <div id="DSPFPageBreak" style="page-break-after: always;">
              <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
          </div>
          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable">

              <tr>
                <td style="width: 36pt;"><br>
                </td>
                <td style="width: 36pt; vertical-align: top; align: right;"><br>
                </td>
                <td style="width: auto; vertical-align: top; text-align: justify;">
                  <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Plans.&#160; The Company reserves the right to amend or terminate any Employee Benefit Plans at any time in its sole discretion, subject to the terms of such
                      Employee Benefit Plans and applicable law.</font></div>
                </td>
              </tr>

          </table>
        </div>
        <div> <br>
        </div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zbd6df1e4d8d04461a6a4762889149ea6">

            <tr>
              <td style="width: 36pt;">
                <div><br>
                </div>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(d)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Reimbursable Expenses.</font>&#160; Executive is authorized to
                    receive reimbursement for reasonable expenses incurred in performing Executive&#8217;s duties and in promoting the business of the Company, provided that such expenses are incurred and accounted for in accordance with the policies and
                    procedures established from time to time by the Company, and further provided that all such reimbursements shall comply with Section 409A of the Internal Revenue Code of 1986, as it may be amended from time to time (the &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Code</u></font>&#8221;).</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z141a8036e22644229774a7811cf81a6d">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(e)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Vacation.</font>&#160; Executive shall be entitled to paid vacation
                    and sick leave according to the Company&#8217;s Employment Policies.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zd153647361034983aa7a0c96d04d295c">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(f)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Insurance and Indemnification.</font>&#160; The Company shall
                    provide Executive (including Executive&#8217;s heirs, executors and administrators) with coverage under a standard directors&#8217; and officers&#8217; liability insurance policy at Company&#8217;s expense, and, with respect to any claims not covered by that
                    policy, shall indemnify Executive (and Executive&#8217;s heirs, executors and administrators) to the fullest extent permitted under law against all expenses and liabilities reasonably incurred by Executive in connection with or arising out of
                    any action, suit or proceeding brought by a third party against the Company in which Executive may be involved by reason of having been a director or officer of the Company or any of its affiliates (whether or not Executive continues to
                    be a director or officer at the time of incurring those expenses or liabilities).&#160; Those expenses and liabilities include, but are not limited to, court costs, attorneys&#8217; fees and expenses, judgments and reasonable settlement&#160;costs;
                    provided, however, Company shall not be required to reimburse Executive for any expenses and liabilities caused by Executive&#8217;s intentional or reckless violation of the Company&#8217;s Employment Policies or the law.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z13f97d131c084b2db94675843ccdedd2">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(g)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Withholding Taxes.</font>&#160; All amounts payable to Executive as
                    compensation hereunder, including any bonuses or other monetary incentives, shall be subject to such federal, state and local taxes as may be required to be withheld pursuant to any applicable law or regulation.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="za05ef64c5c184847a9029254ef005d52">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">6.</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold; font-variant: small-caps;"><u>Termination of Employment</u></font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">.</font>&#160; Executive&#8217;s employment and this Agreement may be terminated by Company with or without cause (as defined below), by Executive with or
                    without Good Reason (as defined below), or upon the expiration of the Employment Term in accordance with Section 2 of this Agreement.&#160; The Party seeking to terminate employment must provide written notice of its intent to terminate,
                    citing the specific Section of this Agreement upon which the Party is relying and the Termination Date.&#160; Executive&#8217;s employment may also terminate due to death or disability, as defined below in Subsection 6(a).</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z7332ba0c70ba411d9246136208154bd6">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(a)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Death or Disability.</font>&#160; <font style="font-size: 10pt;
                      font-family: 'Times New Roman', Times, serif;">Upon death, this Agreement automatically terminates.&#160; Company may terminate this Agreement because of disability by delivering written notice to Executive stating the Termination Date.&#160;
                      Company&#8217;s decision to terminate because of disability shall be based on its good faith determination that Executive is unable as result of physical or mental illness to perform the essential functions of Executive&#8217;s position, despite
                      reasonable accommodation, for an aggregate of ninety (90) days during any period of one hundred eighty (180) consecutive days (unless a longer period is required</font></font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <div>
          <div style="text-align: center;"> 3<br>
          </div>
          <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
            <div id="DSPFPageBreak" style="page-break-after: always;">
              <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
          </div>
          <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="z7332ba0c70ba411d9246136208154bd6">

              <tr>
                <td style="width: 36pt;"><br>
                </td>
                <td style="width: 36pt; vertical-align: top; align: right;"><br>
                </td>
                <td style="width: auto; vertical-align: top; text-align: justify;">
                  <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">by law, in which case the longer period would apply).&#160; Company&#8217;s disability
                        determination should be based on evidence from a competent health care provider obtained with the cooperation of Executive, and should consider any reasonable accommodation that the Company may provide without undue hardship, and
                        any other considerations required by law.</font></font></div>
                </td>
              </tr>

          </table>
        </div>
        <div> <br>
        </div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z6df1c1cb943a4fbdb743e8c1aba7c8b1">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(b)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#8220;</font><font style="font-size: 10pt; font-family: 'Times New
                      Roman', Times, serif; font-weight: bold;">Cause.&#8221;</font></font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z3f5af46d14ea4422bf77e9f4532f4e29">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(1)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold; font-style: italic;">Definition.</font><font style="font-size:
                      10pt; font-family: 'Times New Roman', Times, serif; font-style: italic;">&#160; </font>Cause for termination of employment means the occurrence of any one or more of the following:</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z75b26f03963d48edb17f89ea4dc63ac6">

            <tr>
              <td style="width: 108pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(A)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Conviction of any felony, a misdemeanor involving moral turpitude, or of any crime in connection with Executive&#8217;s duties;</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zbb7c13754cab471982b8865d17440e3f">

            <tr>
              <td style="width: 108pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(B)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Removal of Executive from office or permanent prohibition of Executive from participating in the conduct of the Company&#8217;s affairs by an order issued by a bank
                    regulatory authority;</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zbad272f389d34d909fd5c52b7a416f0a">

            <tr>
              <td style="width: 108pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(C)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Conduct involving dishonesty, embezzlement, misappropriation, fraud, or a material breach of a fiduciary duty in the performance of Executive&#8217;s duties;</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z715460b71fb545d8951834c2f0e76d7d">

            <tr>
              <td style="width: 108pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(D)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Participation in any incident compromising Executive&#8217;s reputation and as a consequence materially diminishing Executive&#8217;s ability to represent Company with
                    the public;</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z0516baa6c51a4e7c9c5df186bef00ce0">

            <tr>
              <td style="width: 108pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(E)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Conduct significantly harmful to the Company, including but not limited to public disparagement of the Company or any affiliate of the Company, intentional or
                    reckless violation of law or of any significant policy or procedure of the Company;</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z55810276c3a148de80982fd408c9362d">

            <tr>
              <td style="width: 108pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(F)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Willful misfeasance, gross negligence, or refusal or failure to act in accordance with any lawful and reasonable stipulation, requirement or directive of the
                    Board or CEO. As used in this Subsection 6(b)(1)(F), the term &#8220;reasonable&#8221; means any stipulation, requirement, or directive that falls under the Board&#8217;s or CEO&#8217;s authority;</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z4a0059db47ce4e738ac00800b4ecbc35">

            <tr>
              <td style="width: 108pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(G)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Material breach of any material obligations under this Agreement or any other written policies or rules of Company;</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zf9e50b6d194944bca3ae28226736e2c6">

            <tr>
              <td style="width: 108pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(H)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Sexual harassment, as defined by the Company&#8217;s Employment Policies.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z4044634182f6458daec016049a167511">

            <tr>
              <td style="width: 108pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(I)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Willful unauthorized disclosure of trade secrets and Confidential Information (as defined below); or</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z50d2e2c151d846e9a2d46df392297c93">

            <tr>
              <td style="width: 108pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(J)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Chronic drug or alcohol abuse to an extent that materially impairs Executive&#8217;s performance of Executive&#8217;s duties.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zac76da91be8241968e6f0bafa08f210a">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(2)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold; font-style: italic;">Procedure for Termination for Cause.</font>&#160;
                    Termination for Cause will be automatic upon the occurrence of an incident under Subsections (6)(b)(1)(A) or (B) above. <br>
                  </font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <div>
          <div style="text-align: center;"> 4<br>
          </div>
          <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
            <div id="DSPFPageBreak" style="page-break-after: always;">
              <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
          </div>
          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable">

              <tr>
                <td style="width: 72pt;"><br>
                </td>
                <td style="width: 36pt; vertical-align: top; align: right;"><br>
                </td>
                <td style="width: auto; vertical-align: top; text-align: justify;">
                  <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Otherwise, the Board may not terminate Executive&#8217;s employment for Cause unless:</font></div>
                </td>
              </tr>

          </table>
        </div>
        <div> <br>
        </div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zc2897d9927d041acbf481a040c3e89a3">

            <tr>
              <td style="width: 108pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(A)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">With respect to incidents under Subsections 6(b)(1)(C), (D), (E), (F), (G), (H), (I), or (J):</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z7b15823cf8a3462aa57c977667e6dcbe">

            <tr>
              <td style="width: 144pt;"><br>
              </td>
              <td style="width: 31.5pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(i)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Executive is given reasonable written notice (in no event less than five (5) business days&#8217; notice) of the Board meeting called to make that determination;
                    and</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zed8fbd23e1f142cfa3629cc0f849669e">

            <tr>
              <td style="width: 144pt;"><br>
              </td>
              <td style="width: 31.5pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(ii)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Executive and Executive&#8217;s legal counsel are given the opportunity to address the incident(s) at that meeting.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z12f3cb60460a42df8110a7324c5562ae">

            <tr>
              <td style="width: 108pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(B)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">In addition, with respect to incidents under Subsections (1)(F) or (G) only, Executive is first given:</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z60f00387644646039e24cd2bddfd14f2">

            <tr>
              <td style="width: 144pt;"><br>
              </td>
              <td style="width: 31.5pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(i)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Written notice by the Board or CEO specifying in detail the performance issues; and</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="ze0494247ebbd420499db885001fbbc55">

            <tr>
              <td style="width: 144pt;"><br>
              </td>
              <td style="width: 31.5pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(ii)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">A reasonable opportunity to cure the issues specified in the&#160;notice; provided, however, if Company reasonably expects irreparable injury from a delay in
                    termination, Company may terminate Executive without an opportunity to cure.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z6bb3c66cd2254837b330e95ff2297723">

            <tr>
              <td style="width: 144pt;"><br>
              </td>
              <td style="width: 31.5pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(iii)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">If an opportunity to cure is provided, Company&#8217;s Board shall also determine, in its sole discretion, whether Executive has in fact cured the cause and done so
                    in a timely manner.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zb3e71819fa4e424daa1ddb40cee3bfe3">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(3)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold; font-style: italic;">Procedure for Termination Without Cause.</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160; </font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Company may terminate Executive&#8217;s employment and this
                      Agreement during the Employment Term without Cause by delivering at least thirty (30) days&#8217; prior written notice stating the Termination Date.&#160; During the period between the delivery of the notice of termination and the Termination
                      Date, the Executive&#8217;s employment shall continue and Executive shall continue to perform Executive&#8217;s duties and cooperate in the orderly transition of Executive&#8217;s duties.&#160; At Company&#8217;s discretion, it may pay the Executive&#8217;s
                      then-current Base Salary for the notice period and excuse Executive from any further duties during such period.</font></font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z08287788ab0f4d318638d37b19fd0958">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(c)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#8220;</font><font style="font-size: 10pt; font-family: 'Times New
                      Roman', Times, serif; font-weight: bold;">Good Reason.&#8221;</font></font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z3e38ad19d3c7493790c0fa68f37d8851">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(1)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold; font-style: italic;">Definition</font><font style="font-size:
                      10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">.&#160; </font>Subject to Subsection 6(c)(2) below, Good Reason for Executive&#8217;s resignation means any one or more of the following occurring without
                    Executive&#8217;s&#160;consent:</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z02f8ec0f691a444b84bc7f7a23beab75">

            <tr>
              <td style="width: 108pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(A)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">A material reduction of Executive&#8217;s Base Salary;</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z5ec5d9a76fcc4d8e91e1352bbde9888d">

            <tr>
              <td style="width: 108pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(B)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">A relocation or transfer of Executive&#8217;s principal place of employment that would require Executive to commute on a regular basis more than twenty-five (25)
                    miles each way from the main business office of the Company as of the Effective Date; or</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <div style="text-align: center;"> 5<br>
        </div>
        <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div id="DSPFPageBreak" style="page-break-after: always;">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        </div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z5b977846eb314ff48ed0a7c6394ac2fc">

            <tr>
              <td style="width: 108pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(C)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Any other action or inaction that constitutes a material breach of this Agreement by Company.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zb10b3a21576041bab64c2283eafd499e">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(2)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold; font-style: italic;">Procedure for Resignation for Good Reason</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">.&#160; </font>To resign for Good Reason, Executive must give the Company:</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z740889a1a3a448c3913ef39ebe07d329">

            <tr>
              <td style="width: 108pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(A)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Written notice of the intended resignation and a detailed description of the Good Reason not more than thirty (30) days after Executive becomes aware of the
                    initial existence of the Good Reason; and</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zdfa86cef3e644810854c78f58710ff07">

            <tr>
              <td style="width: 108pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(B)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">A reasonable opportunity of at least thirty (30) days in which to cure those circumstances.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z784d8de17ea949ba80c01ddeb89a8167">

            <tr>
              <td style="width: 108pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(C)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Good Reason shall not exist if Executive (a) fails to provide such notice within
                      the thirty (30) day notice period, or (b) the Company cures the specified condition within the thirty (30) day cure period.</font></font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zaafdffa9b2d2411588f12478166227bc">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(d)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Resignation of All Other Positions.&#160; </font>Upon termination
                    of Executive&#8217;s employment hereunder for any reason, Executive agrees to resign from all positions that Executive holds as an officer or member of a board (or a committee thereof) of Company or any of its affiliates.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z55a7328332d647ef9767da54a38a7c20">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">7.</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold; font-variant: small-caps;"><u>Separation Benefits</u></font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">.</font></font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zeab79e410c224a20959f2b35637f6842">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(a)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Payment of Accrued Salary and Benefits.&#160; </font>Upon
                    termination of Executive&#8217;s employment for any reason, Executive will receive payments for all Base Salary and benefits accrued and payable as of the date of Executive&#8217;s Termination Date, which shall be paid in accordance with applicable
                    law.&#160; All further compensation and benefits shall terminate as of the Termination Date, except as otherwise required by law (e.g., COBRA coverage) or as provided in Subsections 7(c), (d), or (e) below.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z7efc79ba443f483eac0f07e04b8eaeb9">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(b)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Termination for Cause or Without Good Reason.</font>&#160; If
                    Executive&#8217;s employment is terminated upon death, the expiration of the Employment Term, by the Company for Cause, or by Executive without Good Reason, Executive will have no right to receive additional compensation past the Termination
                    Date and will have no right to any unpaid Incentive Compensation.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zd5ee26db7d2848caa514298c9a76b39e">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(c)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Termination Without Cause or for Good Reason</font>.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z39672db80d2445d69ddcd3c5f04a0099">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(1)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Subject to the limitations in Subsection 7(c)(3) below, if Executive&#8217;s employment is terminated by the Company without Cause or by Executive with Good Reason,
                    the Company will pay Executive (or in the event of Executive&#8217;s subsequent death, Executive&#8217;s beneficiaries or estate) a severance benefit (the &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Severance
                        Benefit</u></font>&#8221;) in an aggregate amount equal to:</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zb6fabeef6277425ca1fcf100a4af5552">

            <tr>
              <td style="width: 108pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(A)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Twelve (12) months of Executive&#8217;s monthly Base Salary (based on the Executive&#8217;s Base Salary as of the Termination Date), to be paid for a period of twelve
                    months beginning on the commencement date as determined under Subsection 7(c)(3)(B) below, subject to all applicable payroll tax withholding and other deductions required by law;</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <div style="text-align: center;"> 6<br>
        </div>
        <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div id="DSPFPageBreak" style="page-break-after: always;">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        </div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z7b2fca418e2349df8da3125a57314f91">

            <tr>
              <td style="width: 108pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(B)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Any unpaid Incentive Compensation based on the fiscal year that ended immediately before the Termination Date, to be paid on the same date and in the same
                    manner Executive would be paid if Executive remained employed with Company, subject to all applicable payroll tax withholding and other deductions required by law; and</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zd97224df259d405da6a0c60f95ad638d">

            <tr>
              <td style="width: 108pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(C)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">If Executive timely and properly elects health continuation coverage under the Consolidated Omnibus Budget Reconciliation Act of 1985 or any applicable state
                    health insurance continuation law (&#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>COBRA</u></font>&#8221;), the Company shall directly pay or reimburse Executive for the monthly COBRA premium paid by
                    Executive for Executive and Executive&#8217;s dependents (at the same percentage as paid by the Company as of the Termination Date). Executive shall be eligible to receive such reimbursement until the earliest of: (i) the twelve (12) month
                    anniversary of the Termination Date; (ii) the date the Executive is no longer eligible to receive COBRA continuation coverage; or (iii) the date on which Executive becomes eligible to receive substantially similar coverage from another
                    employer or other source.&#160; Notwithstanding the foregoing, if the Company&#8217;s payments under this Section 7(c)(1)(C) would violate the nondiscrimination rules applicable to non-grandfathered plans under the Affordable Care Act (the &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>ACA</u></font>&#8221;), or result in the imposition of penalties under the ACA and the related regulations and guidance promulgated thereunder, the Parties agree to
                    reform this Section 7(c)(1)(C) in a manner as is necessary to comply with the ACA.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zb3b5b3856262495da609c1df29869762">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(2)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The Parties intend the Severance Payments under this Section 7 to qualify for the
                      exemption from Section 409A of the Code, for separation pay, pursuant to Treasury Regulations 1.409A-1(b)(9)(iii).</font></font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zf1d7509f881d4b6fa05d914ac5ee3627">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(3)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Severance Benefits Limitations.&#160; </font>Payment of the
                    Severance Benefit will be subject to the following&#160;limitations:</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zea168a99f078498aa4e3ed52849e3d75">

            <tr>
              <td style="width: 108pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(A)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Release of Claims.</font>&#160; Executive&#8217;s receipt of the
                    Severance Benefit is conditioned on Executive having executed a separation agreement in substantially the same form attached hereto as Exhibit A (the &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Separation

                        Agreement</u></font>&#8221;) and the revocation period having expired without Executive having revoked the Separation Agreement.&#160; Executive must execute the Separation Agreement and the revocation period must expire within sixty (60) days
                    of the Termination Date.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z787c5cedbc0844d8b027973e19dd07c8">

            <tr>
              <td style="width: 108pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(B)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Commencement of Payment.</font>&#160; The first payment of
                    Severance Benefits is payable after the Separation Agreement is effective, but no later than sixty (60) days following the Termination Date; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">notwithstanding
                      the foregoing to the contrary, where Executive&#8217;s Termination Date occurs after November 1 of a calendar year, assuming Company receives a fully executed Separation Agreement within sixty (60) days following the Termination Date, the
                      first payment shall be made as soon as practicable after the beginning of the next following calendar year but in no event later than March 15 of such calendar year.</font></font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <div style="text-align: center;"> 7<br>
        </div>
        <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div id="DSPFPageBreak" style="page-break-after: always;">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        </div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="za38e81dfff01410ca11a1285fbefeee4">

            <tr>
              <td style="width: 108pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(C)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Conclusion of Payment.&#160; </font>Company&#8217;s obligation to pay
                    Executive&#8217;s Severance Benefit under this Agreement shall end immediately upon Executive engaging in Prohibited Activity (as defined under Subsection 9(b)), or upon the conclusion of the twelve (12) month period, whichever occurs first.&#160;
                    Executive agrees to notify Company in writing immediately upon Executive&#8217;s commencement of Prohibited Activity (as defined under Subsection 9(b)). Executive understands and agrees that Executive must immediately return or repay to
                    Company any Severance Benefit or portion thereof that was made to Executive after the time Executive engages in Prohibited Activity. The conclusion of payment for engaging in Prohibited Activity shall apply even if Executive&#8217;s
                    noncompetition restriction does not extend beyond Executive&#8217;s Employment Term.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="za41df09cc52a44fe85063e98132cd980">

            <tr>
              <td style="width: 108pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(D)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Compliance with Material Terms.&#160; </font>Receipt of the
                    Severance Benefit is further conditioned on Executive not being in violation of any material term of this Agreement, including without limitation the restricted covenants in Section 9, or in violation of any material term of the
                    Separation Agreement.&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">If Executive violates any material term of this Agreement or the Separation Agreement, the Company may immediately stop paying
                      Severance Benefits and will have no further payment obligations.</font></font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zc308e6b0f332486194cd1885e4a18128">

            <tr>
              <td style="width: 108pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(E)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Regulatory Limitation.</font>&#160; The Company shall make no
                    payment for Severance Benefits provided for under this Agreement to the extent that the payment would be prohibited by applicable banking regulations or any regulatory order.&#160; If the payment is prohibited, the Company shall use
                    reasonable efforts to secure the consent of the banking regulator to make the payment in the highest amount permissible, up to the amount provided for in this Agreement.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z2b26d10d823e4e1e994771e2aef67f78">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(d)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Change in Control Benefits.</font></font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 12pt; width: 100%;" class="DSPFListTable" id="zc42dbdfc19c94276b5c1d44ee46e9e28">

          <tr>
            <td style="width: 108pt; vertical-align: top; align: right;">
              <div style="text-align: left; margin-left: 72pt; line-height: 12.55pt; margin-bottom: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(1)</font></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 12.55pt; text-align: justify;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">If Executive&#8217;s employment terminates under circumstances that qualify as a payment event under the Change In
                  Control Agreement between the Company and Executive, as amended (the&#160;&#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>CIC Agreement</u></font>&#8221;), Executive will receive:</font></div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 12pt; width: 100%;" class="DSPFListTable" id="z43176d91b8a44f13814775341e35fe76">

          <tr>
            <td style="width: 144pt; vertical-align: top; align: right;">
              <div style="margin: 0px 0px 0px 108pt; line-height: 12.55pt; text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(A)</font></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 12.55pt; text-align: justify;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Only those payments under this Agreement that are payable under Subsection 7(a) above; and</font></div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 12pt; width: 100%;" class="DSPFListTable" id="zaa6284b39f6346479fc1313e89849c5e">

          <tr>
            <td style="width: 144pt; vertical-align: top; align: right;">
              <div style="margin: 0px 0px 0px 108pt; line-height: 12.55pt; text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(B)</font></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 12.55pt; text-align: justify;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The benefits payable in accordance with the terms and conditions of the CIC&#160;Agreement in lieu of any
                  Severance Benefits payable under Subsection&#160;7(c) above.</font></div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z96d1ed61cc0a4d6695d798899540c33f">

          <tr>
            <td style="width: 108pt; vertical-align: top; align: right;">
              <div style="text-align: left; margin-left: 72pt; line-height: 12.55pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(2)</font></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; line-height: 12.55pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">If Executive&#8217;s employment terminates under circumstances that do not qualify as a payment event under the
                  CIC&#160;Agreement, the compensation and benefits payable to Executive upon termination of employment will be determined solely under this&#160;Section&#160;7.</font></div>
            </td>
          </tr>

      </table>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="line-height: 12.55pt; text-align: center;">8<br style="line-height: 12.55pt;">
    </div>
    <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div id="DSPFPageBreak" style="page-break-after: always;">
        <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z619a6f35f4794a20998e724b1d5a6f89">

          <tr>
            <td style="width: 36pt; vertical-align: top; align: right;">
              <div style="text-align: left; margin-left: 36pt; line-height: 12.55pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">(e)</font></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 12.55pt; text-align: justify; text-indent: 0px;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Disability.</font></div>
            </td>
          </tr>

      </table>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 12pt; width: 100%;" class="DSPFListTable" id="z4266e6ad9c374033a2e08a71d2ad87f2">

          <tr>
            <td style="width: 108pt; vertical-align: top; align: right;">
              <div style="text-align: left; margin-left: 72pt; line-height: 12.55pt; margin-bottom: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">(1)</font></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 12.55pt; text-align: justify;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Transition
                    Payment.&#160; </font>If Executive becomes disabled as defined in Subsection 6(a) above, Executive&#8217;s employment will terminate and the Company will pay Executive, as transition pay and in lieu of the Severance Benefits, a lump sum payment
                  equal to four (4) months of Executive&#8217;s Base salary (based on the Executive&#8217;s Base Salary as of the Termination Date) (the &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Transition Payment</u></font>&#8221;).
                  The Transition Payment is subject to the limitations in Subsections 7(c)(3)(A), 7(c)(3)(D), and 7(c)(3)(E) above.</font></div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 12pt; width: 100%;" class="DSPFListTable" id="zb5c37161b4d74d26bafcc32def1aa200">

          <tr>
            <td style="width: 108pt; vertical-align: top; align: right;">
              <div style="text-align: left; margin-left: 72pt; line-height: 12.55pt; margin-bottom: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">(2)</font></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 12.55pt; text-align: justify;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Commencement
                    of Payment.&#160; </font>The Transition Payment is payable after the Separation Agreement is effective, but no later than sixty (60) days following the Termination date;<font style="font-size: 10pt; font-family: 'Times New Roman', Times,
                    serif;"> notwithstanding the foregoing to the contrary, where Executive&#8217;s Termination Date occurs after November 1 of a calendar year, assuming Company receives a fully executed Separation Agreement within sixty (60) days following the
                    Termination Date, the Transition Payment shall be made as soon as practicable after the beginning of the next following calendar year but in no event later than March 15 of such calendar year.</font></font></div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 12pt; width: 100%;" class="DSPFListTable" id="zfd1e3987eb3e450899d0c37250f8419d">

          <tr>
            <td style="width: 108pt; vertical-align: top; align: right;">
              <div style="text-align: left; margin-left: 72pt; line-height: 12.55pt; margin-bottom: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">(3)</font></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 12.55pt; text-align: justify;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Transition
                    Benefits.&#160; </font>If Executive becomes disabled as defined in Subsection 6(a) above, Executive&#8217;s employment will terminate and the Company will, if reasonably possible, continue Executive&#8217;s life, medical, dental, and disability
                  coverage on the policies in existence before Executive&#8217;s termination for disability until the earliest of the</font></div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 12pt; width: 100%;" class="DSPFListTable">

            <tr>
              <td style="width: 144pt; vertical-align: top; align: right;">
                <div style="margin: 0px 0px 0px 108pt; line-height: 12.55pt; text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(A)</font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; text-align: justify;">
                  <div style="line-height: 12.55pt; text-align: justify;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Executive&#8217;s full-time employment with another employer;</font></div>
                </div>
              </td>
            </tr>

        </table>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 12pt; width: 100%;" class="DSPFListTable">

            <tr>
              <td style="width: 144pt; vertical-align: top; align: right;">
                <div style="margin: 0px 0px 0px 108pt; line-height: 12.55pt; text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(B)</font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; text-align: justify;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Executive&#8217;s death; or</font></div>
              </td>
            </tr>

        </table>
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 12pt; width: 100%;" class="DSPFListTable" id="z6a2593efa2294b7998a6f165b46e93e3">

          <tr>
            <td style="width: 144pt; vertical-align: top; align: right;">
              <div style="margin: 0px 0px 0px 108pt; line-height: 12.55pt; text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(C)</font></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 12.55pt; text-align: justify;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The 12 month anniversary of the Termination Date.</font></div>
            </td>
          </tr>

      </table>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="za6fb70a9ccbd446cbb1823923b3c8464">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">8.</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold; font-variant: small-caps;"><u>Cooperation Following Termination</u></font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold; font-variant: small-caps;">.</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-variant: small-caps;">&#160; </font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Executive agrees that when Executive&#8217;s employment ends, whether voluntarily or involuntarily, Executive will cooperate fully with Company in all matters relating
                      to the completion of pending work, the orderly transfer of any such pending work to other employees, the return of all property, and in any business or legal matters in which participation is requested.&#160; </font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-style: italic;">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Executive further agrees to preserve the attorney-client
                      privilege regarding any legal matters to which Executive was privy during Executive&#8217;s employment with Company.&#160; If Company asks Executive to assist in any litigation after employment ends, Executive agrees to cooperate by assisting
                      Company&#8217;s counsel in the preparation and execution of sworn declarations, appearing voluntarily without subpoena, and testifying truthfully in declarations, depositions, and at any arbitrations, administrative hearings or trials.&#160; If
                      requested by Company to provide such assistance, Executive shall be reimbursed for any reasonable out-of-pocket expenses.</font></font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z562d89eeb4a64cfcb2768e65d57bb636">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">9.</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold; font-variant: small-caps;"><u>Restrictive Covenants</u></font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">.</font></font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z19dfd79900a0486eb6ab1bd19afc5f7e">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(a)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Confidential Information.</font></font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zd48c0f328f324f76a5f4c49862af0fda">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(1)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Executive&#8217;s Obligations.</font>&#160; <font style="font-size:
                      10pt; font-family: 'Times New Roman', Times, serif;">For an indefinite period, Executive shall protect and preserve as confidential all of Company&#8217;s Confidential Information (defined below in Subsection 9(a)(2)) at any time known to
                      Executive or in Executive&#8217;s</font></font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <div style="text-align: center;"> 9<br>
        </div>
        <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div id="DSPFPageBreak" style="page-break-after: always;">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable">

              <tr>
                <td style="width: 72pt;"><br>
                </td>
                <td style="width: 36pt; vertical-align: top; align: right;"><br>
                </td>
                <td style="width: auto; vertical-align: top; text-align: justify;">
                  <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">possession or control with not less than the diligence, care and effort which a
                        prudent owner would use to protect his or her own most sensitive information.&#160; Executive shall neither disclose to third parties, use, nor allow others to use any Confidential Information for any purpose other than for the sole
                        benefit of Company and as specifically approved in writing in advance by Company&#8217;s Board in each instance.&#160; Executive acknowledges and agrees that the covenants contained in this Subsection 9(a) shall supplement, rather than replace
                        or contradict, any other rights or remedies that Company may have under applicable law.&#160; If a dispute arises, Executive has the burden to show that information is not Company&#8217;s Confidential Information.&#160; If anyone tries to compel
                        Executive to disclose any of Company&#8217;s Confidential Information by subpoena or otherwise, Executive will promptly notify the Board or the CEO so that Company may take any actions it deems necessary to protect its interests.&#160; </font>This

                      Subsection 9(a) shall survive the termination of this Agreement.</font></div>
                </td>
              </tr>

          </table>
        </div>
        <div> <br>
        </div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z3a6eb0a122b846b2b69e5e6793df9f26">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(2)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Definition of Confidential Information.</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160; &#8220;Confidential Information&#8221; means information which (a) derive independent economic value, actual or potential, from not being generally known to, and not being
                      readily ascertainable by proper means by, other persons who can obtain economic value from its disclosure or use; and (b) are the subject of efforts that are reasonable under the circumstances to maintain their secrecy.&#160; Confidential
                      Information also includes proprietary or secret information belonging to Company that was disclosed to or known by Executive as a consequence of Executive&#8217;s employment with Company and not otherwise publicly known, whether or not
                      received prior to the Effective Date, whether or not marked confidential or labeled as Confidential Information, and whether or not considered a trade secret under applicable law.&#160; Confidential Information may consist of verbal,
                      written, or electronically stored information, and may be tangible or merely remembered.</font></font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z42abc574da2e432fa7fbe49688e62038">

            <tr>
              <td style="width: 108pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(A)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Examples of Confidential Information.&#160; </font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Company provides the following list of Confidential Information by way of example, but this list is not intended to be exhaustive: inventions; technical
                      information; algorithms, designs, concepts, systems, techniques, methods, models, procedures, or processes; know-how or methodologies; manuals, contracts, or reports; purchasing or accounting information; regulatory information and
                      communications related thereto; financial history or projections; legal affairs; formulae; compositions; software or computer programs; research projects; business modes and information; the identity of all vendors, vendor lists, and
                      vendor contact information; the identity of customers, customer lists, and customer contact information; pricing data; financial data; sources of supply; marketing plans and/or strategies, including price strategies, marketing, sales,
                      technology, research and development, production, or merchandising systems or plans; and information pertaining to any aspect of any activity or business of Company or its vendors, suppliers, distributors or customers, including
                      information entrusted to Company by third parties (including vendors, customers and prospective vendors or customers), or any trade secrets, proprietary or confidential matter of Company or of such third parties.</font></font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <div style="text-align: center;"> 10<br>
        </div>
        <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div id="DSPFPageBreak" style="page-break-after: always;">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        </div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z885a51211e6242688d79d3faebb3d8c5">

            <tr>
              <td style="width: 108pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(B)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Excluded Confidential Information.</font>&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Confidential Information does not include information that Executive can prove (a) was known by or in the possession of Executive prior to employment with Company
                      through means other than as a result of past relationships or business dealings between Executive and Company or its vendors, suppliers or customers; (b) consists in whole or in part of any Prior Intellectual Property (defined below
                      in Section 10); or (c) is known to or readily discoverable by others not under an obligation of confidentiality.</font></font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="za01f39894a5c4a6e817ad2dcdc90df31">

            <tr>
              <td style="width: 108pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(C)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">DTSA Disclosure.&#160; </font>Pursuant to the Defend Trade Secrets
                    Act of 2016, Executive will not have criminal or civil liability under any federal or state trade secret law for the disclosure of a trade secret that (A) is made (i) in confidence to a federal, state, or local government official,
                    either directly or indirectly, or to an attorney and (ii) solely for the purpose of reporting or investigating a suspected violation of law; or (B) is made in a complaint or other document filed in a lawsuit or other proceeding, if such
                    filing is made under seal.&#160; In addition, if Executive files a lawsuit for retaliation against the Company for reporting a suspected violation of law, Executive may disclose the trade secret to Executive&#8217;s attorney and may use the trade
                    secret information in the court proceeding, if Executive files any document containing the trade secret under seal and does not disclose the trade secret, except pursuant to court order.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z3b6c8d974c954bf2b451327094af86e1">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(b)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Noncompetition.</font>&#160; Executive acknowledges and agrees that
                    due to Executive&#8217;s position and responsibilities with the Company, Executive will have access to trade secrets and Confidential Information.&#160; Because of the Company&#8217;s protectable interest, and the good and valuable consideration offered
                    to Executive during the Employment Term, for the Employment Term, and for a period of one (1) year following the Termination Date (unless Company terminates Executive without Cause (as defined in Subsection 6(b)<font style="font-size:
                      10pt; font-family: 'Times New Roman', Times, serif;">(1)</font>), Executive resigns for Good Reason (as defined in Subsection 6(c)(1)), or Company terminates Executive because of disability (as defined under Subsection 6(a)),
                    Executive agrees and covenants not to, directly or indirectly, engage in any &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Prohibited Activity</u></font>&#8221; in any city, town, or county in which the
                    Company or Company&#8217;s affiliates have an office or branch or has filed an application for regulatory approval to establish an office or branch.&#160; For the sake of clarity, this noncompetition restriction shall not extend beyond Executive&#8217;s
                    Employment Term if Executive&#8217;s employment is terminated by Company without Cause (as defined under Subsection 6(b)(1), Executive Resigns for Good Reason (as defined under Subsection 6(c)(1), or Company terminates Executive because of
                    disability (as defined under Subsection 6(a)).&#160; Prohibited Activity is defined as an activity Executive engages in or which Executive contributes Executive&#8217;s knowledge, directly or indirectly, in whole or in part, as an employee,
                    employer, operator, manager, advisor, consultant, contractor, agent, partner, director, stockholder, officer, volunteer, intern, or any other similar capacity, in the same or similar business of Company, including, without limitation,
                    the business of providing depository or lending services.&#160; Prohibited Activity also includes activity that may require or inevitably require disclosure of trade secrets, proprietary information, or Confidential Information.&#160; Nothing
                    herein shall prohibit Executive from purchasing or owning less than five percent (5%) of the publicly traded securities of any corporation, provided that such ownership represents a passive investment and that Executive is not a
                    controlling person of, or a member of a group that controls, such corporation.&#160; Provided Executive&#8217;s Termination Date occurs during the <br>
                  </font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <div style="text-align: center;"> 11<br>
        </div>
        <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div id="DSPFPageBreak" style="page-break-after: always;">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable">

              <tr>
                <td style="width: 36pt;"><br>
                </td>
                <td style="width: 36pt; vertical-align: top; align: right;"><br>
                </td>
                <td style="width: auto; vertical-align: top; text-align: justify;">
                  <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">term of this Agreement, including any extension, this Subsection 9(b) shall survive the termination of this Agreement.</font></div>
                </td>
              </tr>

          </table>
        </div>
        <div> <br>
        </div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z97ad1464f97d4e13ab010a064e9337fd">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(c)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Nonsolicitation.</font></font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zb43cc1b64ec6479e8497f7635a39b75a">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(1)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">During the Employment Term and for a twelve (12) month period following the Termination Date, whether terminated for any reason whatsoever, by Executive or
                    Company, Executive will not, directly or indirectly,<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"> solicit, call on, induce or encourage Customers or Business Partners (defined below) to terminate or limit
                      their relationship with Company or to send their business elsewhere</font> or assist any person, group or entity in doing so or attempting to do so.&#160; This Subsection 9(c) shall survive the termination of this Agreement.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zc34e92487f35413c82eefe034dc08fa6">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(2)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Customers</u></font>&#8221; are:</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zbfaa3c91cb4145909850e63db5573ef0">

            <tr>
              <td style="width: 108pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(A)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">All customers serviced by the Company or any of the Company&#8217;s affiliates at any time within 12 months before the Termination Date;</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="ze599e01ef40b4f0d8921f4628e061458">

            <tr>
              <td style="width: 108pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(B)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">All customers and potential customers whom the Company or the Company&#8217;s affiliates, with the knowledge or participation of Executive, actively solicited at
                    any time during the 12 months before the Termination Date; and</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zb0d1b50dbfb94d03bd63be1f0acdf9cc">

            <tr>
              <td style="width: 108pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(C)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">All successors, owners, directors, partners and management personnel of the Customers described in Subsection (A) or&#160;(B)&#160;above.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z13a609a632bc449ca1120bb2261e8a66">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(3)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Business Partners</u></font>&#8221; are suppliers, vendors, investors, financial
                    institutions, and other persons and entities with whom Company currently conducts or has conducted business during the 12 months before the Termination Date.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zd792aa81e68e47fa9e60e2780eac5bb0">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(d)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Nonraiding of Employees.</font>&#160; Executive recognizes that the
                    workforce of the Company and its affiliates are a vital part of the Company&#8217;s business.&#160; Therefore, Executive agrees that during the Employment Term and for a twelve (12) month period following the Termination Date, whether terminated
                    for any reason whatsoever, by Executive or Company, Executive will not directly or indirectly recruit or solicit any Company Employee to: (i) breach or modify any provision of such employee&#8217;s employment agreement with Company; (ii)
                    reduce or change the quality or quantity or availability of such employee&#8217;s services to Company; or (iii) terminate such employee&#8217;s employment with Company or any Company Party.&#160; Executive also agrees not to disclose or identify any
                    Company employee as a potential candidate to a third party; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">however, this does not restrict general solicitations, such as help-wanted ads or job postings, so
                      long as those solicitations are not specifically directed to individuals who are known to be currently employed by Company.&#160; For purposes of this Subsection, &#8220;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times,
                      serif;"><u>Company Employees</u></font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#8221; means all employees working for the Company as of the Termination date.&#160; </font>This Subsection 9(d) shall survive
                    the termination of this Agreement.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zffa98621299b480dbe5b98c6c2614863">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(e)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Injunctive Relief.</font>&#160; Executive acknowledges that it is
                    impossible to measure in money the damages that the Company will incur if Executive fails to observe the covenants in this Section 9 (the &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Restrictive
                        Covenants</u></font>&#8221;) and, therefore, Executive agrees that:</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <div style="text-align: center;"> 12<br>
        </div>
        <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div id="DSPFPageBreak" style="page-break-after: always;">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        </div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z0373866230944946a2bec22182d20958">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(1)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The Company shall be entitled to an injunction, restraining order or such other equitable relief (without the requirement to post bond) restraining Executive
                    from committing any breach or threatened breach of the Restrictive Covenants;</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 11pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z16533ab3769f47699c4151d7d5d0df7a">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(2)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">If the Company is required to post a bond in order to secure an injunction or other equitable remedy, that bond shall be no more than a nominal&#160;amount;</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z4f147d2d89be42998de1751d73fc9161">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(3)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Executive waives any claim or defense that an adequate remedy at law is available to the Company; and</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zeb3e586e370e45539d8e2c55c911a973">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(4)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">These injunctive remedies are cumulative and are in addition to any other rights and remedies the Company may have at law or in equity.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z0dd00a63a52d44e194156ec2b9b7b1b8">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(f)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Reasonableness.</font>&#160; The parties agree that:</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z3553b962e1f04392ac8baf21c1220e34">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(1)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">This Agreement in its entirety, and in particular the Restrictive Covenants, is reasonable both as to time and scope;</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zdd419484b4614d2ba00087f101fd6f32">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(2)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The Restrictive Covenants are necessary for the protection of the Company&#8217;s business and goodwill;</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z3971343997ce4de697eacf21a34cebff">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(3)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The Restrictive Covenants are not any greater than are reasonably necessary to secure the Company&#8217;s business and goodwill;</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zf739b15e464644ae95e9bb43198f3f9e">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(4)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The degree of injury to the public due to the loss of the service and skill of Executive or the restrictions placed upon Executive&#8217;s opportunity to make a
                    living with Executive&#8217;s skills upon enforcement of those covenants, does not and will not warrant non-enforcement of those restraints; and</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 13.7pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z8fa80f994f0046a6bf3889d3e59da0d7">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(5)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">If the scope of the Restrictive Covenants is adjudged too broad to be capable of
                      enforcement, then the parties authorize that court or arbitrator to narrow the Restrictive Covenants so as to make them capable of enforcement, given all relevant circumstances, and to enforce them to the fullest extent allowed.</font></font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z44a624a0fd04493487a9375959b1931b">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">10.</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold; font-variant: small-caps;"><u>Protection of Intellectual
                        Property</u></font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold; font-variant: small-caps;">.</font></font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z4359872a03124681bf412febb8a33403">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(a)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Company&#8217;s Ownership.</font><font style="font-size: 10pt;
                      font-family: 'Times New Roman', Times, serif;">&#160; Company owns all Inventions and Works (as defined below in Subsection 10(b)) that Executive makes, conceives, develops, discovers, reduces to practice or fixes in a tangible medium of
                      expression, alone or with others, either (a) during Executive&#8217;s employment by Company (including the Employment Term and past employment, and whether or not during working hours), or (b) within one (1) year after the Termination Date
                      in each case, if the Invention or Works results from any work Executive performed for Company or involves the use or assistance of Company&#8217;s facilities, equipment, materials, personnel or Confidential Information.&#160; If Executive has
                      any pre-existing Invention or Work that Executive requests to exclude from Company ownership (&#8220;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Prior Intellectual Property</u></font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#8221;), Executive shall make full written disclosure to Company by submitting an attachment to this Agreement listing the Prior Intellectual Property (the &#8220;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Prior Intellectual Property Disclosure</u></font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#8221;).&#160; If Executive does not attach
                      a Prior Intellectual Property Disclosure to this Agreement, Executive represents and warrants that Executive owns no Prior Intellectual Property that Executive requests to exclude from Company ownership.</font></font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <div style="text-align: center;"> 13<br>
        </div>
        <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div id="DSPFPageBreak" style="page-break-after: always;">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        </div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z9d833da1de9d44059a48170a75f37949">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(b)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Definitions of Invention and Works.</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160; &#8220;Inventions&#8221; means discoveries, developments, concepts, ideas, improvements to existing technology, processes, procedures, machines, products, compositions of
                      matter, trade secrets, formulas, algorithms, computer programs and techniques, custom software, and all other matters ordinarily intended by the word &#8220;invention,&#8221; whether or not patentable or copyrightable.&#160; &#8220;Inventions&#8221; also includes
                      all records and expressions of those matters. &#8220;Works&#8221; means original works of authorship, including interim work product, modifications and derivative works, and all similar matters, whether or not copyrightable.</font></font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zcd1fdd97dd014d098c8244fc766c7679">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(c)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Disclosure and Assignment.</font><font style="font-size: 10pt;
                      font-family: 'Times New Roman', Times, serif;">&#160; Executive will promptly disclose to Company, will hold in trust for Company&#8217;s sole benefit, will assign to Company, and hereby does assign to Company all Inventions and Works described
                      in Subsections 10(a) and 10(b), including all copyrights, patent rights, and trade secret rights, vested and contingent, except those pre-existing Inventions identified on the Prior Intellectual Property Disclosure.&#160; To the extent
                      that such Inventions and Works may be considered &#8220;works made for hire&#8221; under the copyright act, they are hereby agreed to be works made for hire; otherwise, Executive hereby irrevocably assigns and conveys all such rights, title and
                      interest to Company, subject to no liens, claims or reserved rights.&#160; Executive will waive and hereby does waive any moral rights Executive has or may have in the Inventions and Works described in Subsections</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">10(a) and 10(b).&#160; Executive further agrees that if the
                      foregoing waiver is not effective, Executive agrees not to assert any such moral rights.&#160; To the extent that Executive cannot assign the rights contemplated in Subsections 10(a) and 10(b), including moral rights, Executive hereby
                      grants to Company a fully-paid, royalty free, worldwide, perpetual, exclusive license to use, create and own derivative works of and otherwise exploit such rights.&#160; At Company&#8217;s direction and expense, Executive will execute all
                      documents and take all actions necessary or convenient for Company to document, obtain, maintain or assign its rights to these Inventions and Works.&#160; Company shall have full control over all applications for patents or other legal
                      protection of these Inventions and Works.</font></font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z436781c58a754e12bc057664b077d63f">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(d)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Disclaimer Regarding Inventions Developed Entirely on
                      Executive&#8217;s Own Time.</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160; Pursuant to RCW 49.44.140(3), Subsection 10(c) of this Agreement regarding the assignment of certain inventions to Company does
                      not apply to an Invention for which no equipment, supplies, facilities, or trade secret information of Company was used and which was developed entirely on Executive's own time, unless (a) the Invention relates (i) directly to
                      Company&#8217;s business, or (ii) to Company&#8217;s actual or demonstrably anticipated research or development, or (b) the Invention results from any work performed by Executive for Company.</font></font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zdb4d23d3d449455794cfd0b4f0fa81d4">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">11.</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold; font-variant: small-caps;"><u>Non-Disparagement</u></font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold; font-variant: small-caps;">.</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-variant: small-caps;">&#160; </font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Executive agrees and covenants that Executive will not at any time make, publish or communicate to any person or entity or in any public forum any defamatory or
                      disparaging remarks, comments, or statements concerning the Company or its affiliates, or any of its employees, officers, investors, known customers, or other associated third parties.&#160; </font>Provided, however, that nothing in this
                    Agreement shall preclude Executive from making truthful statements that are required by applicable law, regulation, or legal process.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zbef97fe7dcc4468a8eb19aa6fae00e31">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">12.</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold; font-variant: small-caps;"><u>Return of Company Property</u></font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">.</font>&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Executive will safeguard and return to Company when
                      Executive&#8217;s employment ends, or sooner if Company requests, all documents and property in Executive&#8217;s care, custody or control relating to Executive&#8217;s employment or Company&#8217;s business and customers (including but not limited to
                      Confidential Information (defined above), keys, pass</font></font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <div>
          <div style="text-align: center;"> 14<br>
          </div>
          <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
            <div id="DSPFPageBreak" style="page-break-after: always;">
              <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
          </div>
          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable">

              <tr>
                <td style="width: 36pt; vertical-align: top; align: right;"><br>
                </td>
                <td style="width: auto; vertical-align: top; text-align: justify;">
                  <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">cards, identification cards ), or any reproductions thereof, whether such
                        information is reduced to writing, existing in hard copies or electronic form, and whether residing on Company&#8217;s computers, Executive&#8217;s own personal computer, laptop, tablet, or mobile device, or other electronic media used for
                        Company business.&#160; After employment ends, or sooner if Company requests, Executive must disclose all computer user identifications and passwords used by Executive in the course of employment or necessary for accessing information on
                        the Company&#8217;s computer system, and Executive will not retain copies of any Confidential Information or other materials belonging to Company unless expressly authorized in writing by Company.&#160; </font>The obligations in this Section
                      include the return of documents and other materials that may be in Executive&#8217;s desk at work, Executive&#8217;s car or place of residence, or in any other location under Executive&#8217;s control.</font></div>
                </td>
              </tr>

          </table>
        </div>
        <div> <br>
        </div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z741c3fe70aa542e3962627dcd526e8dc">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">13.</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold; font-variant: small-caps;"><u>Dispute Resolution</u></font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">.</font></font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z1820f85be2db424c9cb737329f2b1fb9">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(a)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Arbitration</font>.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z23f4db43c6004ceca669b85f873ac886">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(1)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The parties agree to submit any dispute arising under this Agreement or Executive&#8217;s employment with Company, regardless of the nature of the dispute or the
                    legal concepts involved, to final, binding, and private arbitration. Disputes subject to arbitration include not only disputes involving the negotiation, meaning, or performance of this Agreement, but also claims Executive may have
                    against Company, Company&#8217;s affiliates, or against any of their officers, directors, supervisors, managers, employees or agents for violation of any federal, state, or local statute arising out of Executive&#8217;s employment relationship with
                    Company.&#160; Executive and Company intend and agree that class action and representative action procedures are hereby waived and shall not be asserted, nor will they apply, in any arbitration pursuant to this Agreement.&#160; The Parties also
                    agree that the following claims are not subject to arbitration: <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(a) claims that cannot be subject to arbitration as a matter of law; (b) claims for workers&#8217;
                      compensation or unemployment compensation; and (c) claims under an Employee Benefit Plan that specifies a different procedure.</font></font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z4de9060b41594f39b9f6dfe914305c4d">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(2)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">All claims subject to arbitration shall be settled by final and binding arbitration in accordance with the employment dispute resolution rules of the American
                    Arbitration Association (&#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>AAA</u></font>&#8221;) in effect at the time the demand for arbitration is made (&#8220;<font style="font-size: 10pt; font-family: 'Times New
                      Roman', Times, serif;"><u>Rules and Procedures</u></font>&#8221;), which are available online at https://www.adr.org/sites/default/files/Employment%20Rules.pdf. Accordingly, the Parties are not permitted to pursue court action regarding
                    claims that are subject to arbitration.&#160; Such arbitration shall be filed with the AAA and shall be heard before a single neutral arbitrator who is experienced in employment law, who shall be selected as provided in AAA&#8217;s Rules and
                    Procedures.&#160; The aggrieved Party must file the arbitration complaint with AAA and provide all other parties against whom or which a claim is brought written notice no later than the expiration of the statute of limitations that the law
                    prescribes for the claim.&#160; Otherwise, the claim shall be deemed waived.&#160; The arbitration complaint and written notice must identify and describe all claims, the facts upon which such claims are based, and the relief or remedy sought.&#160;
                    Any arbitration shall be heard in Vancouver, Washington; provided, however, if arbitration in Vancouver, Washington is impractical because Executive&#8217;s employment for Company is located more than 100 miles from Vancouver, Washington, the
                    arbitration may <br>
                  </font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <div>
          <div style="text-align: center;"> 15<br>
          </div>
          <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
            <div id="DSPFPageBreak" style="page-break-after: always;">
              <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
          </div>
          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable">

              <tr>
                <td style="width: 72pt;"><br>
                </td>
                <td style="width: 36pt; vertical-align: top; align: right;"><br>
                </td>
                <td style="width: auto; vertical-align: top; text-align: justify;">
                  <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">be held in the county and state where Executive last worked during Executive&#8217;s employment for Company.</font></div>
                </td>
              </tr>

          </table>
        </div>
        <div> <br>
        </div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zb46fdf24ae58438da63d8ace38c827e1">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(3)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Company shall be responsible for the arbitrator&#8217;s fees and expenses in excess of any reasonable filing fee with the AAA; provided, however, each party shall
                    pay its own costs and attorneys&#8217; fees, if any.&#160; The arbitrator shall issue a written decision that contains the essential findings and conclusions on which the decision is based.&#160; <font style="font-size: 10pt; font-family: 'Times New
                      Roman', Times, serif;">The arbitrator&#8217;s decision shall be final, binding and conclusive upon the Parties.&#160; Suit may be brought to compel arbitration or to enforce any arbitration award in a court of competent jurisdiction.</font></font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z4ed5e2b5700d457f92ebadcccdf8a864">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(4)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Neither this agreement to arbitrate nor any demand for arbitration shall waive or otherwise affect Company&#8217;s right to obtain any provisional remedy,
                    including, without limitation, injunctive relief for unfair competition, the use or unauthorized disclosure or misappropriation of trade secrets, the disclosure of any other Confidential Information or the violation of the
                    confidentiality or other provisions of Section 9 of this Agreement.&#160; This Agreement also does not prohibit Executive from filing an administrative charge or complaint with any governmental agency.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z019a4c270e924098a644989031742a64">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">14.</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold; font-variant: small-caps;"><u>Miscellaneous</u></font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">.</font></font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zbb567cb97da2496f835d9197c5ce58da">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(a)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Notices.</font>&#160; Any notice to be delivered under this
                    Agreement shall be given in writing and shall be deemed delivered three days after mailing by certified mail, postage prepaid, addressed to the Company&#8217;s Chair of the Board or to Executive at Executive&#8217;s last known address on the record
                    of the Company.&#160; Either party may designate an address for notices by written notice to the other.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z7d9833ef62b64361a00dd71350ed3d33">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(b)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Governing Law; Venue &amp; Jurisdiction.</font>&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Executive acknowledges that Company maintains its headquarters in Vancouver, Washington.&#160; The Parties therefore agree that this Agreement shall be governed by and
                      construed in accordance with the laws of the State of Washington, without giving effect to the rules governing the conflicts of laws, and without the aid of any canon, custom, or rule of law requiring construction against the drafter,
                      and regardless of whether a party changes domicile or residence.&#160; Executive hereby waives the right to argue to the contrary.&#160; In the event such election is invalid, then the court shall apply the law of the state or states in which
                      Executive performs services for Company.&#160; Executive consents to the exercise of personal jurisdiction by a court of competent jurisdiction in the State of Washington and agrees that venue for any action not subject to arbitration
                      shall be in Clark County, Washington, and hereby waives the right to argue to the contrary.</font></font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z4283a10e1014456cacc4ab7e40fc6b32">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(c)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Amendment/Waiver.</font></font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z8ae1dbbb57f14e7b9c14b7d62a226161">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(1)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">This Agreement may not be amended, released, discharged, abandoned, changed or modified in any manner, except by an instrument in writing signed by each of
                    the Parties hereto; provided, however, the Board may extend the Employment Term of this Agreement in writing without the signature of Executive as provided under Section 2.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <div style="text-align: center;"> 16<br>
        </div>
        <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div id="DSPFPageBreak" style="page-break-after: always;">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        </div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z04ee515b6fbe4ff9813fd5801b5f0e1d">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(2)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The failure of any Party to enforce at any time any of the provisions of this Agreement shall in no way be construed to be a waiver of any such provision, nor
                    in any way to affect the validity of this Agreement or any part of it or the right of any Party to enforce each and every such provision. No waiver or any breach of this Agreement shall be held to be a waiver of any other or subsequent
                    breach.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z555a8ffe32ad4830bccaf71a06350fda">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(d)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Severability.</font>&#160; If any provision of this Agreement is
                    held by a court or arbitrator to be invalid or unenforceable, the remaining provisions shall continue to be fully effective.&#160; If any part of this Agreement is held to be unenforceable as written, it shall be enforced to the maximum
                    extent allowed by applicable law.&#160; The unenforceability of any provision in this Agreement in any jurisdiction shall not affect the enforceability of any provision of this Agreement in any other&#160;jurisdiction.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z10133daaddb144e8b7cfca6df0cf349e">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(e)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Entire Agreement.</font>&#160; This Agreement represents the entire
                    agreement between the Parties regarding the matters addressed in this Agreement and together with the Company&#8217;s Employment Policies governs the terms of Executive&#8217;s employment.&#160; Where there is a conflict between this Agreement and the
                    Company&#8217;s Employment Policies, the terms of this Agreement shall govern. This Agreement supersedes any other prior oral or written employment agreements between the Parties. This Agreement does not supersede any incentive compensation
                    agreement (including stock option or other equity incentive agreement agreements) and/or the Change in Control Agreement entered into separately by the parties to this Agreement.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zc2b821217f9b433f9ce22c1e9eec36c7">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(f)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Code Section 409A Compliance.</font>&#160; <font style="font-size:
                      10pt; font-family: 'Times New Roman', Times, serif;">For purposes of this Agreement, a termination of employment will be determined consistent with the rules relating to a &#8220;separation from service&#8221; as defined in Section 409A of the
                      Code and the regulations thereunder (&#8220;Section 409A&#8221;).&#160; The Parties intend that this Agreement, to the extent possible, will be administered in accordance with Section 409A and the Treasury Regulations and other applicable regulatory
                      guidance issued thereunder, and will be interpreted in a manner so that no payments made to Executive under this Agreement constitute a deferral of compensation or, if so, will constitute a deferral for which the payment and other
                      terms are compliant with Section 409A so as to avoid imposition of any additional tax to Executive under Section 409A.&#160; Company makes no representation or warranty as to compliance with Section 409A and shall have no liability to the
                      Executive or any other person for any adverse consequences arising under Section 409A.&#160; Notwithstanding anything else provided herein, to the extent any payments provided under this Agreement in connection with Executive&#8217;s termination
                      of employment constitute deferred compensation subject to Section 409A, and Executive is deemed at the time of such termination of employment to be a &#8220;specified Executive&#8221; under Section 409A, then such payment shall not be made or
                      commence until the earlier of (i) the expiration of the 6-month period measured from Executive&#8217;s separation from service from Company or (ii) the date of Executive&#8217;s death following such a separation from service; provided, however,
                      that such deferral shall only be effected to the extent required to avoid adverse tax treatment to Executive including, without limitation, the additional tax for which Executive would otherwise be liable under Section 409A(a)(1)(B)
                      in the absence of such a deferral.&#160; The first payment thereof will include a catch-up payment covering the amount that would have otherwise been paid during the period between Executive&#8217;s termination of employment and the first
                      payment date but for the application of this provision, and the balance of the installments (if any) will be payable in accordance with their original schedule.&#160; Except as otherwise expressly provided herein, to the extent any</font></font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <div>
          <div style="text-align: center;"> 17<br>
          </div>
          <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
            <div id="DSPFPageBreak" style="page-break-after: always;">
              <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
          </div>
          <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="zc2b821217f9b433f9ce22c1e9eec36c7">

              <tr>
                <td style="width: 36pt;"><br>
                </td>
                <td style="width: 36pt; vertical-align: top; align: right;"><br>
                </td>
                <td style="width: auto; vertical-align: top; text-align: justify;">
                  <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">expense reimbursement or the provision of any in-kind benefit under this
                        Agreement is determined to be subject to Section 409A of the Code, the amount of any such expenses eligible for reimbursement, or the provision of any in-kind benefit, in one calendar year shall not affect the expenses eligible for
                        reimbursement in any other taxable year (except for any lifetime or other aggregate limitation applicable to medical expenses), in no event shall any expenses be reimbursed after the last day of the calendar year following the
                        calendar year in which the Executive incurred such expenses, and in no event shall any right to reimbursement or the provision of any in-kind benefit be subject to liquidation or exchange for another benefit.</font></font></div>
                </td>
              </tr>

          </table>
        </div>
        <div> <br>
        </div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zc50fbfd48f12447a91a083c1d4484ccc">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(g)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Assignment; Death; Binding Effect.</font></font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zac114821a6dc4cd1a9e979e2b4176ef6">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(1)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Executive shall not assign or transfer any of Executive&#8217;s rights under this Agreement, wholly or partially, to any other person or to delegate the performance
                    of the Executive&#8217;s duties under the terms of this Agreement.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zab5e50f6c14c4f648aabd9b587b07313">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(2)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Upon Executive&#8217;s death, no death benefit is payable under this Agreement other than benefits that were already in pay status at the date of death.&#160;
                    Executive&#8217;s rights under this Agreement with respect to any benefits earned before the date of death shall inure to Executive&#8217;s heirs, executors, administrators or personal representatives.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zaca66751197a4d13bbeec8b446c10cfd">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(3)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The rights and obligations of the Company under this Agreement shall inure to the benefit of and be binding in each and every respect upon the direct and
                    indirect successors and assigns of the Company, regardless of the manner in which the successors or assigns succeed to the interests or assets of the Company.&#160; This Agreement shall not be terminated by the voluntary or involuntary
                    dissolution of the Company, by any merger, consolidation or acquisition where the Company is not the surviving corporation, by any transfer of all or substantially all of the Company&#8217;s assets, or by any other change in the Company&#8217;s
                    structure or the manner in which the Company&#8217;s business or assets are held.&#160; Executive&#8217;s employment shall not be deemed terminated upon the occurrence of one of the foregoing events. In the event of any merger, consolidation or transfer
                    of assets, this Agreement shall be binding upon and shall inure to the benefit of the surviving entity or the entity to which the assets are transferred.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z7d1153eb03494c83be2bac335e767893">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(h)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Survival</font>.&#160; If any benefits provided to Executive under
                    this Agreement are still owed, or claims under the Agreement are still pending at the time of the Termination Date, this Agreement shall continue in force with respect to those obligations or claims, until those benefits are paid in
                    full or those claims are resolved in full.&#160; The covenants in Section 8, Section 9, and Section 10, and the dispute resolution provisions in Section 13 of this Agreement shall survive the termination of this Agreement and shall be
                    enforceable regardless of any claim the Parties may have against one another; provided, however, Subsection 9(b) shall not survive this Agreement if Executive&#8217;s Termination Date occurs after the term of this Agreement, including any
                    extension, expires.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <div style="text-align: center;"> 18<br>
        </div>
        <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div id="DSPFPageBreak" style="page-break-after: always;">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        </div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zaf01e7e0729343caae4974f55d2754e2">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(i)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Board&#8217;s Authority.</font></font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z96356b0f527e4627aff0d7d6a6b94e9d">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(1)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The Board has the authority to interpret and construe the provisions of this Agreement, including the attached Separation Agreement.&#160; However, with respect to
                    any decision of the Board regarding Executive&#8217;s benefits under this Agreement or the attached Separation Agreement (including eligibility for benefits, the calculation of benefits or the forfeiture of benefits), the burden of proof
                    shall be on the Board and that decision shall be:</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <div>
          <div>
            <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable">

                <tr>
                  <td style="width: 108pt;"><br>
                  </td>
                  <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(A)</font></td>
                  <td style="width: auto; vertical-align: top; text-align: justify;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Subject to the duty of good faith and fair dealing;</font></td>
                </tr>

            </table>
          </div>
          <div> <br>
          </div>
          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable">

              <tr>
                <td style="width: 108pt;"><br>
                </td>
                <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(B)</font></td>
                <td style="width: auto; vertical-align: top; text-align: justify;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Supported by a preponderance of the evidence; and</font></td>
              </tr>

          </table>
        </div>
        <div> <br>
        </div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zb84193a6d0fb40d084dab2eb3c194f63">

            <tr>
              <td style="width: 108pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(C)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Made by the affirmative vote of at least three fourths of the Board.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z784757ceedf8474b810fff54c3ed3632">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(2)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">An arbitrator or a court reviewing such a decision by the Board shall make its own independent decision and not grant deference to the Board&#8217;s&#160;decision.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="za1b8b1f550314277b0c807672f4a7e99">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(j)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Actions by Banking Regulatory Authorities</font>.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z87d58dfe44044aed836f49fc4ee7d386">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(1)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">If Executive is suspended and/or temporarily prohibited from participating in the conduct of the Company&#8217;s affairs by a notice served under Section 8(e)(3) or
                    (g)(1) of the Federal Deposit Insurance Act (the &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>FDIA</u></font>&#8221;), 12 U.S.C. &#167; 1818(e)(3) and (g)(1), the Company&#8217;s obligations under this Agreement shall
                    be suspended as of the date of service, unless stayed by appropriate proceedings.&#160; If the charges in the notice are dismissed, the Company may in its discretion:</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="za8a8c4ada9f24bccba06fcc6b7c95f43">

            <tr>
              <td style="width: 108pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(A)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Pay Executive all or part of the payments under this Agreement that were withheld while its obligations under this Agreement were suspended; and/or</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z046bb43046664beb9184d4d4b30d072e">

            <tr>
              <td style="width: 108pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(B)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Reinstate in whole or in part any of its obligations which were&#160;suspended.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z0fe5a3ebccbb4db2b3d9fe8628fcc6aa">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(2)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">If Executive is removed and/or permanently prohibited from participating in the conduct of the Company&#8217;s affairs by an order issued under Section 8(e)(4) or
                    (g)(1) of the FDIA, 12 U.S.C. &#167; 1818(e)(4) and (g)(1), Executive shall be terminated for Cause as of the effective date of the order.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z5ec3ea58a10a4c02a1000e9faf8239a1">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(3)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">If the Company is in default (as defined in Section 3(x)(1) of the FDIA, 12&#160;U.S.C.&#160;&#167;&#160;1813(x)(1)), all further obligations under this Agreement shall terminate
                    as of the date of default.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z227dc43348ec45b592e8290ab84a15bd">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(4)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">This Agreement may be terminated entirely or suspended for a period of time by the applicable banking regulatory authority, or as otherwise required by law,
                    if:</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="za8bb58ec2d34446f95c937dbbce5f296">

            <tr>
              <td style="width: 108pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(A)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The Federal Deposit Insurance Corporation (&#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>FDIC</u></font>&#8221;) enters into an
                    agreement to provide assistance to or on behalf of the Company under the authority contained in Section 13(c) of the FDIA, 12&#160;U.S.C.&#160;&#167;&#160;1823(c);</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <div style="text-align: center;"> 19<br>
        </div>
        <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div id="DSPFPageBreak" style="page-break-after: always;">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        </div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zf55abbe178c24a6999cd125fb777dc66">

            <tr>
              <td style="width: 108pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(B)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The applicable banking regulatory authority approves a supervisory merger to resolve problems related to the operation of the Company; or</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z966f4893a4624b22ba9158b13113e11d">

            <tr>
              <td style="width: 108pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(C)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The applicable banking regulatory authority determines the Company is in an unsafe or unsound condition.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zdf10e42b73f3497b8aec4f8b01ddbe95">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(5)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The Severance Benefit and the indemnification rights granted under Section 5(f) are subject to and conditioned upon their compliance with 12&#160;U.S.C.&#160;&#167;&#160;1828(k)
                    and FDIC regulation 12 C.F.R. Part 359, &#8220;Golden Parachute and Indemnification Payments.&#8221;</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z56994683afe240f9973713576e6561ef">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(k)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Attorneys&#8217; Fees and Costs.</font><font style="font-size: 10pt;
                      font-family: 'Times New Roman', Times, serif;">&#160; In any dispute arising out of or relating to this Agreement, including in compelling arbitration, or enforcing or collecting an arbitration award, the prevailing party shall be entitled
                      to recover from the non-prevailing party its own reasonable attorneys&#8217; fees, filing and services fees, witness fees, arbitrator&#8217;s fees, and any other reasonably incurred expenses and costs, to the extent not expressly prohibited by
                      applicable law.</font></font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z806157ffef8c49fc87baa4d13d9e88f0">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(l)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Headings, Captions.&#160; </font><font style="font-size: 10pt;
                      font-family: 'Times New Roman', Times, serif;">The headings and captions used in this Agreement are for convenience only and shall not affect the meaning or interpretation of the Agreement.</font></font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z7ada1945f0c44cada74a76e6c11fd1eb">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(m)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Counterparts.&#160; </font><font style="font-size: 10pt;
                      font-family: 'Times New Roman', Times, serif;">For the convenience of the Parties, this Agreement may be executed by facsimile and in any number of counterparts, all of which when taken together shall constitute one and the same
                      Agreement.</font></font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z197f4a69c9e74eb0b9e9a0aad3ccc9e2">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">15.</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold; font-variant: small-caps;"><u>Advice of Counsel</u></font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">.</font>&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Executive acknowledges that Executive has had adequate
                      time to consult legal counsel and financial advisors before signing this Agreement.&#160; Executive understands that Company makes no representations as to the tax consequences of any payments under this Agreement.&#160; Both Parties have
                      participated and had an equal opportunity to participate in the drafting of this Agreement.&#160; No ambiguity shall be construed against any Party upon a claim that such party drafted the ambiguous language.</font></font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: center; text-indent: -36pt; margin-left: 36pt; line-height: 12.55pt; margin-bottom: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">[<font style="font-size: 10pt; font-family: 'Times New
          Roman', Times, serif; font-style: italic;">Signature page to follow</font>]</font></div>
    <div style="line-height: 12.55pt; margin-bottom: 12pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="line-height: 12.55pt; margin-bottom: 12pt; text-align: center;"><br style="line-height: 12.55pt;">
      20</div>
    <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div id="DSPFPageBreak" style="page-break-after: always;">
        <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
    </div>
    <div style="text-align: left; line-height: 12.55pt; margin-bottom: 24pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">EXECUTIVE:</font></div>
    <div style="text-align: left; line-height: 12.55pt;"><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 216pt" id="TRGRRTFtoHTMLTab">&#160;</font><br style="line-height: 12.55pt;">
      <table cellspacing="0" cellpadding="0" border="0" id="zcaf2a32aabdd45348449241e0e577433" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;">

          <tr>
            <td style="width: 35%;">
              <div>___________________________________________________ <br>
              </div>
            </td>
            <td style="width: 15%;">
              <div>&#160;</div>
            </td>
            <td style="width: 35%;">
              <div>&#160;</div>
            </td>
          </tr>
          <tr>
            <td rowspan="1" style="width: 35%;">&#160;</td>
            <td rowspan="1" style="width: 15%;">&#160;</td>
            <td rowspan="1" style="width: 35%;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 35%;">
              <div>_______________ <br>
              </div>
            </td>
            <td style="width: 15%;">
              <div>&#160;</div>
            </td>
            <td style="width: 35%;">
              <div>&#160;</div>
            </td>
          </tr>
          <tr>
            <td rowspan="1" style="width: 35%;">&#160;</td>
            <td rowspan="1" style="width: 15%;">&#160;</td>
            <td rowspan="1" style="width: 35%;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 35%;">Date:_______________________________________________<br>
            </td>
            <td style="width: 15%;">
              <div>&#160;</div>
            </td>
            <td style="width: 35%;">
              <div>&#160;</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="line-height: 11pt; margin-bottom: 6pt;"><br style="line-height: 11pt;">
    </div>
    <div style="line-height: 11pt; margin-bottom: 6pt;"><br style="line-height: 11pt;">
    </div>
    <div style="line-height: 11pt; margin-bottom: 6pt;">
      <table cellspacing="0" cellpadding="0" border="0" id="z19e94196d4db44b9afc8901154b36f73" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;">

          <tr>
            <td style="width: 35%;">
              <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">RIVERVIEW COMMUNITY BANK</font> <br>
              </div>
            </td>
            <td style="width: 15%;">
              <div>&#160;</div>
            </td>
            <td style="width: 35%;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">RIVERVIEW BANCORP, INC.</font></td>
          </tr>
          <tr>
            <td rowspan="1" style="width: 35%;">&#160;</td>
            <td rowspan="1" style="width: 15%;">&#160;</td>
            <td rowspan="1" style="width: 35%;">&#160;</td>
          </tr>
          <tr>
            <td rowspan="1" style="width: 35%;">By:&#160; ________________________________________________ </td>
            <td rowspan="1" style="width: 15%;">&#160;</td>
            <td rowspan="1" style="width: 35%;">By:&#160; ________________________________________________</td>
          </tr>
          <tr>
            <td rowspan="1" style="width: 35%;">&#160;</td>
            <td rowspan="1" style="width: 15%;">&#160;</td>
            <td rowspan="1" style="width: 35%;">&#160;</td>
          </tr>
          <tr>
            <td rowspan="1" style="width: 35%;">Title: _______________________________________________<br>
            </td>
            <td rowspan="1" style="width: 15%;">&#160;</td>
            <td rowspan="1" style="width: 35%;">Title: _______________________________________________</td>
          </tr>
          <tr>
            <td style="width: 35%;">
              <div>&#160;</div>
            </td>
            <td style="width: 15%;">
              <div>&#160;</div>
            </td>
            <td style="width: 35%;">
              <div>&#160;</div>
            </td>
          </tr>
          <tr>
            <td style="width: 35%;">Date:_______________________________________________</td>
            <td style="width: 15%;">
              <div>&#160;</div>
            </td>
            <td style="width: 35%;">Date:_______________________________________________</td>
          </tr>

      </table>
    </div>
    <div style="text-align: left; line-height: 12.55pt; margin-bottom: 24pt;"><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 252pt" id="TRGRRTFtoHTMLTab">&#160;</font><br>
    </div>
    <div><br>
    </div>
    <div><br>
    </div>
    <div><br>
    </div>
    <div><br>
    </div>
    <div><br>
    </div>
    <div style="text-align: center;">21<br>
    </div>
    <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div id="DSPFPageBreak" style="page-break-after: always;">
        <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
    </div>
    <br>
    <div style="text-align: center; line-height: 12.55pt; margin-bottom: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Exhibit

            A</u></font></font></div>
    <div style="text-align: center; line-height: 12.55pt; margin-bottom: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">EMPLOYMENT SEPARATION AGREEMENT AND RELEASE OF CLAIMS</font></div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">This is a confidential separation agreement (this &#8220;<font style="font-size: 10pt; font-family:
          'Times New Roman', Times, serif;"><u>Separation Agreement</u></font>&#8221;) between you, <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">____________</font>, and us, Riverview Community Bank (the &#8220;<font style="font-size:
          10pt; font-family: 'Times New Roman', Times, serif;"><u>Bank</u></font>&#8221;) and Riverview Bancorp, Inc. (&#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Bancorp</u></font>&#8221;) (Bancorp and the Bank are collectively
        referred to as &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Riverview</u></font>&#8221;). This Separation Agreement is dated for reference purposes <font style="font-size: 10pt; font-family: 'Times New Roman', Times,
          serif;">____________</font>, 20<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">____</font>, which is the date we delivered this Separation Agreement to you for your&#160;consideration.</font></div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z43e5d5c65b6242a5a8c566d94aab341e">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">1.</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Termination of Employment.</font>&#160; Your employment terminates
                    (or was terminated) on <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">____________</font>, 20<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">____</font> (the &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Separation Date</u></font>&#8221;).</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z0d87bf75d66f4105816bc035e59adef1">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">2.</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Payments.</font>&#160; In exchange for your agreeing to the release
                    of claims and other terms in this Separation Agreement, we will pay you the Severance Benefit specified in Section 7 of the Employment Agreement between you and Riverview dated <font style="font-size: 10pt; font-family: 'Times New
                      Roman', Times, serif;">____________</font> (the &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Employment Agreement</u></font>&#8221;), which is incorporated herein by reference.&#160; You acknowledge that we
                    are not obligated to make these payments to you unless you enter this Separation Agreement, comply with the Restrictive Covenants in Section 9 of the Employment Agreement, and otherwise comply and continue to comply with the material
                    terms of the Employment Agreement and of this Separation&#160;Agreement.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z476f792ab5b441e5957c046f4942f441">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">3.</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">COBRA Continuation Coverage.</font>&#160; Your normal employee
                    participation in Riverview&#8217;s group health coverage will terminate on the Separation Date or, if provided under the group health plan, the last day of the month in which the Separation Date occurs.&#160; Continuation of group health coverage
                    thereafter will be made available to you and your dependents pursuant to the Consolidated Omnibus Budget Reconciliation Act of 1985 or any applicable state health insurance continuation law (collectively, &#8220;<font style="font-size: 10pt;
                      font-family: 'Times New Roman', Times, serif;"><u>COBRA</u></font>&#8221;).&#160; You understand and agree that your right to benefits under Riverview&#8217;s health and welfare benefit program, if any, shall be limited to those set forth under COBRA
                    and continuation of group health coverage after the Separation Date is entirely at your expense, as provided under COBRA, unless Section 7 of the Employment Agreement provides otherwise.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zbaa9e9062b53456890397cdc510bac8a">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">4.</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Full Payment and Entitlement to Leave.</font>&#160; You acknowledge
                    having received full payment of all compensation of any kind (including but not limited to wages, salary, bonuses, paid time off, sick leave, reimbursable expenses, and incentive compensation) that you earned as a result of your
                    employment by us and that was owing to you as of the Separation Date.&#160; Any and all agreements to pay you bonuses or other incentive compensation are terminated.&#160; You understand and agree that you have no right to receive any further
                    payments for bonuses or other incentive compensation, except the payments as described in Section&#160;2&#160;of this Agreement (above).&#160; You also acknowledge you have taken and have not been deprived of any leave to which you were legally
                    entitled prior to the Separation date.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="za479b2d10c834375b5818eb60e4c8388">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">5.</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Release of Claims.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z7aa49ad4f3304bdaa8ceb387040d932c">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(a)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">You hereby release:</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zbbd9f2122d564dceb7ee331f7aa82d08">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(1)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Riverview and its parent companies, divisions, subsidiaries, and affiliates, and each of their benefit plans (each, including Riverview, a &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Riverview Affiliate</u></font>&#8221;);</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <div style="text-align: center;"> A-1<br>
        </div>
        <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div id="DSPFPageBreak" style="page-break-after: always;">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        </div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z2541d2aff9bb456cba14dd574e959588">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(2)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Each of the Riverview Affiliates&#8217; past and present shareholders, executives, directors, members, officers, agents, employees, representatives, administrators,
                    fiduciaries and attorneys; and</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z787eb21130e64a028a9f2f21d07f393d">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(3)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The predecessors, successors, transferees and assigns of each of such persons and entities, from any and all claims of any kind, known or unknown, that arose
                    on or before the date you signed this Separation&#160;Agreement.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zcf3da8c799d54ddfb5816a9567cecfce">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(b)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The claims you are releasing include, without limitation, wrongful termination, constructive discharge, breach of contract, violations arising under federal,
                    state or local laws or ordinances prohibiting discrimination or harassment on the basis of age, race, color, national origin, religion, sex, gender, disability, marital status, sexual orientation or any other protected status, failure
                    to accommodate a disability or religious practice, violation of public policy, retaliation, failure to hire, wage and hour violations, including overtime claims, tortious interference with contract or expectancy, fraud or negligent
                    misrepresentation, breach of privacy, defamation, intentional or negligent infliction of emotional distress, unfair labor practices, breach of a right to stock or stock options or other equity interests, attorneys&#8217; fees or costs, and
                    any other claims that are based on any legal obligations that arise out of or are related to your Employment Agreement and your employment relationship with us.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zd849ad4c2ac24ed9b9904288b3963e5e">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(c)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">You specifically waive any rights or claims that you may have under Title 49 of the Revised Code of Washington, the Civil Rights Act of 1964 (including
                    Title&#160;VII of that Act), the Civil Rights Act of 1991, the Rehabiliation Act of 1973, the Age Discrimination in Employment Act of 1967 (ADEA), the Older Workers Benefit Protection Act (OWBPA), the Americans with Disabilities Act of 1990
                    (ADA), the Equal Pay Act of 1963 (EPA), the Genetic Information Nondiscrimination Act of 2008 (GINA), the Fair Labor Standards Act of 1938 (FLSA), the Family and Medical Leave Act of 1993 (FMLA), the Occupational Safety and Health Act
                    (OSHA), the Sarbanes-Oxley Act of 2002, the Fair Credit Reporting Act (FCRA), the Uniformed Services Employment and Reemployment Rights Act of 1994, the Worker Adjustment and Retraining Notification Act (WARN), the Employee Retirement
                    Income Security Act of 1974 (ERISA), the National Labor Relations Act (NLRA), the Washington Law Against Discrimination (WLAD), the Washington Industrial Welfare Act, the Washington Family Leave Act, the Washington Minimum Wage Act, the
                    Washington Wage Payment Act, the Washington Rebate Act and all similar federal, state and local&#160;laws.&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">The aforementioned claims are
                      examples, not a complete list, of the released claims.&#160; It is the Parties&#8217; intent that you release any and all claims arising from or related to your employment, your contract of employment, and separation of employment, of whatever
                      kind or nature, known or unknown, to the greatest degree allowed by law, against us, which arose or occurred on or before the date you sign this Separation Agreement</font>.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z467b6114684d447eab7ec5bfd9ac8e10">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(d)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">You agree not to seek any personal recovery (of money damages, injunctive relief or otherwise) for the claims you are releasing in this Separation Agreement,
                    either through any complaint to any governmental agency or otherwise, whether individually or through a class action.&#160; You agree never to start or participate as a plaintiff in any lawsuit or arbitration asserting any of the claims you
                    are releasing in this Separation Agreement.&#160; You represent and warrant that you have not initiated any complaint, charge, lawsuit or arbitration involving any of the claims you are releasing in this Separation Agreement.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <div style="text-align: center;"> A-2<br>
        </div>
        <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div id="DSPFPageBreak" style="page-break-after: always;">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        </div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zcc20b6b525cf4c8cb329e39aa9356cfc">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(e)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Should you apply for future employment with a Riverview Affiliate, the Riverview Affiliate has no obligation to consider you for future employment.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z690c0a82888044fd9eb85a790d2b19e4">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(f)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">You represent and warrant that you have all necessary authority to enter into this Separation Agreement (including, if you are married, on behalf of your
                    marital community) and that you have not transferred any interest in any claims to your spouse or to any third party.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z7929527724b946a288d11a01a98683da">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(g)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">This Separation Agreement does not affect your rights arising under any of Riverview&#8217;s benefit plans through the Separation Date or afterwards under the terms
                    of those plans to receive pension plan benefits, medical plan benefits, unemployment compensation benefits or workers&#8217; compensation benefits.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z49cb10b38c02458981c8b60807b1ad0c">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(h)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">This Separation Agreement also does not affect your rights under agreements, bylaw provisions, insurance or otherwise, to be indemnified, defended or held
                    harmless in connection with claims that may be asserted against you by third&#160;parties.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z62c4e1c2b5004d9f89054390579e7e38">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(i)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">This Separation Agreement also does not affect your rights to file a charge or complaint with or participate in an investigation by the Equal Employment
                    Opportunity Commission or other government agency.&#160; But, you give up any right to recover or receive any personal relief or benefit from any such charge, complaint, or investigation, or from any lawsuit or administrative action filed by
                    any government agency which is the result of any such charge, complaint, or participation by you.&#160; Personal relief or benefit includes attorneys&#8217; fees, monetary damages, and reinstatement.&#160; Nothing in this Agreement is intended to
                    prevent you from reporting potential violations of the law, cooperating or participating in any investigation by the Equal Employment Opportunity Commission, SEC, or other government agency concerning any Riverview Affiliate, or from
                    testifying truthfully in any legal proceeding resulting from any government agency&#8217;s enforcement actions.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z94ed3624912742a98b25a7de1ab78ad0">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(j)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">You understand that you are releasing potentially unknown claims, and that you have limited knowledge with respect to some of the claims being released.&#160; You
                    acknowledge that there is a risk that, after signing this Separation Agreement, you may learn information that might have affected your decision to enter into this Separation Agreement.&#160; You assume this risk and all other risks of any
                    mistake in entering into this Separation Agreement.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z1f7abd7e087d4949ba1a14e60f96e7e9">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(k)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">You agree that this release is fairly and knowingly made.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z3c6064e0d0ae496b834c5224918ef121">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">6.</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">No Admission of Liability.</font>&#160; Neither this Separation
                    Agreement nor the payments made under this Separation Agreement are an admission of liability or wrongdoing by any Riverview Affiliate.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z74c6e7ebd56249e68d16ec212daf00b4">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">7.</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Riverview Materials.</font>&#160; You represent and warrant that
                    you have, or no later than the Separation Date will have, returned all keys, credit cards, documents, Confidential Information (as defined in Section 9 of the Employment Agreement), and other materials that belong to us, and disclosed
                    all computer user identifications and passwords used by you in the course of your employment or necessary for accessing information on our computer system, in accordance with Section 12 of the Employment Agreement, which is incorporated
                    herein by reference.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <div style="text-align: center;"> A-3<br>
        </div>
        <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div id="DSPFPageBreak" style="page-break-after: always;">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        </div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zfd068a0b9f25443aa915d1ba43c0ecfc">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">8.</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Nondisclosure.</font>&#160; You will comply with the covenant
                    regarding confidential information in Section 9(a) of the Employment Agreement, which covenant is incorporated herein by reference.&#160; You also agree to keep the terms of this Separation Agreement in strict confidence and not to disclose
                    the same to any other person or entity except as may be required by law. Except for litigation arising out of the breach of or attempt to enforce this Separation Agreement, this Separation Agreement shall not be admissible as evidence
                    in any legal proceeding.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z2d8d15c7bb0a41f99d630b6181efef38">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">9.</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Non-Disparagement and Non-Incitement.</font>&#160; You agree not to
                    make, publish, or communicate (or causing others to make, publish, or communicate) any public or private disparaging statements concerning any Riverview Affiliate or their current or former officers, directors, members, shareholders,
                    employees, agents, customers, suppliers, or investors, including without limitation statements made to employees of any Riverview Affiliate or statements made on internet blogs, social media sites, and review sites; provided, however,
                    that nothing in this Separation Agreement shall preclude you from making truthful statements that are required by applicable law, regulation, or legal process.&#160; You may not disparage any Riverview Affiliate or its business or products,
                    and may not encourage any third parties to sue a Riverview Affiliate.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z547c42b6c5954d7c916318bf88a323a0">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">10.</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Cooperation Regarding Other Claims.</font>&#160; If any claim is
                    asserted by or against a Riverview Affiliate as to which you have relevant knowledge, you will reasonably cooperate with us in the prosecution or defense of that claim, including by providing truthful information and testimony as
                    reasonably requested by us.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z6753e1786a46431cbb3e5defbc05f876">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">11.</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Noncompetition; Nonsolicitation; No Interference.</font>&#160; You
                    will comply with Section&#160;9(b), 9(c) and 9(d) of the Employment Agreement, incorporated herein by reference, and Riverview will have the right to enforce those provisions under the terms of Section 9(e) of the Employment Agreement,
                    incorporated herein by reference.&#160; Following the expiration of the covenants referenced in the preceding sentence, you will not, apart from good faith competition, interfere with any Riverview Affiliate&#8217;s relationships with customers,
                    employees, vendors, or others.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="ze2e310e3429a483e93b20c6e17aa2b17">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">12.</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Liquidated Damages.&#160; </font>Any breach by you of provisions
                    set out in Sections 7 through 11 above shall be a material breach of this Separation Agreement for which we agree that Riverview or one of its affiliates would suffer irreparable harm and damage to its reputation, and for which
                    liquidated damages in the amount of the Severance Benefit specified in Section 7 of the Employment Agreement or actual damages, whichever is greater, shall be assessed. The foregoing shall not be interpreted to preclude any additional
                    remedy available to Riverview at law or in equity, including but not limited to injunctive relief.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z7dba651672ba43288d110f7f5b70706c">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">13.</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Independent Legal Counsel.</font>&#160; You are advised and
                    encouraged to consult with an attorney before signing this Separation Agreement.&#160; You acknowledge that you have had an adequate opportunity to do so.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z9c1b4a3f772b4655bf8d3384e8e87ab6">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">14.</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Consideration Period.</font>&#160; You have 21 days from the date
                    this Separation Agreement is given to you to consider this Separation Agreement before signing it.&#160; You may use as much or as little of this 21-day period as you wish before signing.&#160; If you do not sign and return this Separation
                    Agreement within this 21-day period, you will not be eligible to receive the benefits described in this Separation Agreement.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z04a5bf5c9ef341e6919aa72f9d38264d">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">15.</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Revocation Period and Effective Date.</font>&#160; You have 7
                    calendar days after signing this Separation Agreement to revoke it.&#160; To revoke this Separation Agreement after signing it, you must deliver a written notice of revocation to Riverview&#8217;s Chief Executive Officer or the Chairman of the
                    Board before the 7-day period expires.&#160; This Separation Agreement shall not become effective until the</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <div style="text-align: center;"> A-4<br>
        </div>
        <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div id="DSPFPageBreak" style="page-break-after: always;">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable">

              <tr>
                <td style="width: 36pt; vertical-align: top; align: right;"><br>
                </td>
                <td style="width: auto; vertical-align: top; text-align: justify;">
                  <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">8th calendar day after you sign it (the &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Effective Date</u></font>&#8221;).&#160; If
                      you revoke this Separation Agreement, it will not become effective or enforceable, and you will not be entitled to the benefits described in this Separation Agreement.</font></div>
                </td>
              </tr>

          </table>
          <br>
        </div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z450ceb2b11cc47fe8cf55839f7d0085a">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">16.</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Knowing and Voluntary Waivers under the ADEA.</font>&#160; You
                    acknowledges that you understand this is a full release of all existing claims whether currently known or unknown including, but not limited to, claims for age discrimination under the Age Discrimination in Employment Act.&#160; You agree
                    and acknowledges that you have read and understood this Separation Agreement, and that you have consulted with an attorney regarding the meaning and application of this Separation Agreement, or, if you have not consulted with an
                    attorney, you have been advised to do so and have had ample opportunity to do so.&#160; You enter into this Separation Agreement knowingly, voluntarily, free from duress, and as a result of your own free will and with the intention to waive,
                    settle, and release all claims you have or may have against each Riverview Affiliate.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zba2ad857232c46b0ba5f27b79a0bfdb7">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">17.</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Governing Law.</font>&#160; This Separation Agreement is governed
                    by the laws of the State of Washington that apply to contracts executed and to be performed entirely within the State of Washington.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z83b4b23e849347fa90761eecb9c136ab">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">18.</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Dispute Resolution.</font>&#160; Any dispute arising under this
                    Agreement shall be subject to arbitration in accordance with Section 13 of the Employment Agreement, which Sections are specifically incorporated by reference, in their entirety, in this Agreement.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z9fd304f5d37847e7920a8bc4baddd674">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">19.</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Saving Provision.</font>&#160; If any part of this Separation
                    Agreement is held to be unenforceable, it shall not affect any other part, except if the release in Section 5 is determined to be invalid or unenforceable, this Separation Agreement shall be voidable by Riverview for a period of sixty
                    (60) days following receipt of written notice of the invalidity or unenforceability.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zada10923c840432694dafae686295784">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">20.</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Final and Complete Agreement.</font>&#160; Except for the
                    Employment Agreement and/or the Change in Control Agreement, which are expressly incorporated herein by reference, this Separation Agreement is the final and complete expression of all agreements between us on all subjects related to
                    your employment or its termination and supersedes and replaces all prior discussions, representations, agreements, policies and practices.&#160; You acknowledge you are not signing this Separation Agreement relying on anything not set out
                    herein.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zc34f9fd6f3b040bd9ce162e38112a5e7">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">21.</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Miscellaneous.</font>&#160; This Separation Agreement may be signed
                    in counterparts, both of which shall be deemed an original, but both of which, taken together shall constitute the same instrument.&#160; A signature made on a faxed or electronically mailed copy of the Separation Agreement or a signature
                    transmitted by facsimile or electronic shall have the same effect as the original signature.&#160; The Section headings used in this Separation Agreement are intended solely for convenience of reference and shall not in any manner amplify,
                    limit, modify or otherwise be used in the interpretation of any of the provisions hereof.&#160; This Separation Agreement was the result of the negotiations between the parties.&#160; In the event of vagueness, ambiguity or uncertainty, the
                    Separation Agreement shall not be construed against the party preparing it, but shall be construed as if both parties prepared it jointly.&#160; If you or Riverview fails to enforce this Separation Agreement or to insist on performance of
                    any term, that failure does not mean a waiver of that term or of the Separation Agreement.&#160; This Separation Agreement remains in full force and effect anyway.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: center; text-indent: -36pt; margin-left: 36pt; line-height: 12.55pt; margin-bottom: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">[<font style="font-size: 10pt; font-family: 'Times New
          Roman', Times, serif; font-style: italic;">Signature page to follow</font>]</font></div>
    <div style="margin: 0px 0px 0px 36pt; text-align: left; text-indent: -36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;"> <br>
      </font></div>
    <div style="text-align: center;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;,Times,serif; font-weight: bold;"><font style="font-weight: normal;">A-5</font><br>
      </font></div>
    <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div id="DSPFPageBreak" style="page-break-after: always;">
        <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
    </div>
    <div style="text-align: left; text-indent: -36pt; margin-left: 36pt; line-height: 12.55pt; margin-bottom: 24pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Riverview Community Bank</font></div>
    <div style="text-align: left; line-height: 12.55pt; margin-bottom: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">By:&#160; ___________________________________</font><font style="display: inline-block; text-indent: 0px;
        font-size: 1px; width: 216pt" id="TRGRRTFtoHTMLTab"><br>
      </font></div>
    <div style="text-align: left; line-height: 12.55pt; margin-bottom: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Title: __________________________________</font><font style="display: inline-block; text-indent: 0px;
        font-size: 1px; width: 216pt" id="TRGRRTFtoHTMLTab">&#160; <br>
      </font></div>
    <div style="text-align: left; line-height: 12.55pt; margin-bottom: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Date:&#160; __________________________________</font><font style="display: inline-block; text-indent: 0px;
        font-size: 1px; width: 216pt" id="TRGRRTFtoHTMLTab"><br>
      </font></div>
    <div style="line-height: 12.55pt; margin-bottom: 12pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="line-height: 12.55pt; margin-bottom: 12pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: left; line-height: 12.55pt; margin-bottom: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Riverview Bancorp, Inc.</font></div>
    <div style="text-align: left; line-height: 12.55pt; margin-bottom: 12pt;">
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">By:&#160; ___________________________________</font><font style="display: inline-block; text-indent:
          0px; font-size: 1px; width: 216pt" id="TRGRRTFtoHTMLTab"><br>
        </font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Title: __________________________________</font><font style="display: inline-block; text-indent:
          0px; font-size: 1px; width: 216pt" id="TRGRRTFtoHTMLTab">&#160; <br>
        </font></div>
      <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Date:&#160; __________________________________</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"></font><font style="display: inline-block;
        text-indent: 0px; font-size: 1px; width: 216pt" id="TRGRRTFtoHTMLTab"> <br>
      </font></div>
    <div><br>
    </div>
    <br>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">I, the undersigned, having been advised to consult with an attorney, hereby
        agree to be bound by this Separation Agreement and confirm that I have read and understood each part of it.</font></div>
    <div style="line-height: 12.55pt; margin-bottom: 12pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="line-height: 12.55pt; margin-bottom: 12pt;">_____________________________________________<br style="line-height: 12.55pt;">
    </div>
    <div style="line-height: 12.55pt; margin-bottom: 12pt;"> <br>
    </div>
    <div style="line-height: 12.55pt; text-align: left;">_____________________________________________</div>
    <div style="line-height: 12.55pt; text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"> Printed Name</font></div>
    <div style="text-align: left; line-height: 12.55pt;"><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 252pt" id="TRGRRTFtoHTMLTab">&#160;</font><br style="line-height: 12.55pt;">
    </div>
    <div style="line-height: 12.55pt; text-align: left;"><br>
      _____________________________________________</div>
    <div style="line-height: 12.55pt; text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Date</font></div>
    <div style="line-height: 12.55pt; text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"> <br>
      </font></div>
    <div style="line-height: 12.55pt; text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"> <br>
      </font></div>
    <div style="line-height: 12.55pt; text-align: left;">
      <div style="text-align: center;">A-6<font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;,Times,serif;"><br>
        </font></div>
      <hr noshade="noshade" align="center" style="height: 2px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;"></div>
  </div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-10.2
<SEQUENCE>3
<FILENAME>riv10k33119exh102.htm
<DESCRIPTION>EXHIBIT 10.2
<TEXT>
<html>
  <head>
    <title></title>
    <!-- Licensed to: Breyer & Associates PC
         Document created using EDGARfilings PROfile 5.1.0.0
         Copyright 1995 - 2019 Broadridge -->
  </head>
<body text="#000000" bgcolor="#ffffff" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;">
  <div>
    <div style="line-height: 13.7pt; margin-bottom: 3pt; text-align: right;"><font style="font-weight: bold;">Exhibit 10.2</font><br style="line-height: 13.7pt;">
    </div>
    <div style="line-height: 20.5pt;"><br style="line-height: 20.5pt;">
    </div>
    <div style="line-height: 20.5pt;"><br style="line-height: 20.5pt;">
    </div>
    <div style="line-height: 20.5pt;"><br style="line-height: 20.5pt;">
    </div>
    <div style="line-height: 20.5pt;"><br style="line-height: 20.5pt;">
    </div>
    <div style="line-height: 20.5pt;"><br style="line-height: 20.5pt;">
    </div>
    <div style="line-height: 20.5pt;"><br style="line-height: 20.5pt;">
    </div>
    <div style="line-height: 20.5pt;"><br style="line-height: 20.5pt;">
    </div>
    <div style="text-align: center; line-height: 18.25pt; font-family: 'Times New Roman', Times, serif; font-size: 14pt; font-weight: bold;">RIVERVIEW BANCORP, INC.</div>
    <div style="line-height: 18.25pt;"><br style="line-height: 18.25pt;">
    </div>
    <div style="text-align: center; line-height: 18.25pt;"><font style="font-size: 14pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">RIVERVIEW COMMUNITY BANK</font></div>
    <div style="line-height: 20.5pt;"><br style="line-height: 20.5pt;">
    </div>
    <div style="line-height: 20.5pt;"><br style="line-height: 20.5pt;">
    </div>
    <div style="text-align: center; line-height: 20.5pt;"><font style="font-size: 18pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">CHANGE IN CONTROL AGREEMENT<font style="font-size: 18pt; font-family: 'Times New Roman', Times,
          serif;"><br>
        </font></font><br style="line-height: 20.5pt;">
    </div>
    <div style="text-align: center; line-height: 20.5pt;"><font style="font-size: 18pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">FOR<font style="font-size: 18pt; font-family: 'Times New Roman', Times, serif;"><br>
        </font><br style="line-height: 20.5pt;">
        <font style="font-size: 18pt; font-family: 'Times New Roman', Times, serif;"><br>
        </font>____________</font></div>
    <div style="line-height: 16.8pt;"><br style="line-height: 16.8pt;">
    </div>
    <div style="line-height: 16.8pt;"><br style="line-height: 16.8pt;">
    </div>
    <div style="line-height: 16.8pt;"><br style="line-height: 16.8pt;">
    </div>
    <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div id="DSPFPageBreak" style="page-break-after: always;">
        <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
    </div>
    <div style="line-height: 16.8pt;"><br style="line-height: 16.8pt;">
    </div>
    <div style="line-height: 16.8pt;"><br style="line-height: 16.8pt;">
    </div>
    <div style="text-align: center; line-height: 12.55pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">RIVERVIEW BANCORP, INC.</font></div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: center; line-height: 12.55pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">RIVERVIEW COMMUNITY BANK</font></div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: center; line-height: 12.55pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">CHANGE IN CONTROL AGREEMENT</font></div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: center; line-height: 12.55pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">FOR</font></div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: center; line-height: 12.55pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">____________</font></div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="line-height: 14.4pt;">
      <div style="line-height: 12.55pt;">
        <hr noshade="noshade" align="center" style="height: 4px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;"></div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">This CHANGE IN CONTROL AGREEMENT (&#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Agreement</u></font>&#8221;)

        is entered by and between RIVERVIEW&#160;BANCORP,&#160;INC., a registered savings and loan holding company (&#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Bancorp</u></font>&#8221;), RIVERVIEW COMMUNITY BANK, a federally chartered
        savings bank (the &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Bank</u></font>&#8221;), which is a wholly owned subsidiary of Bancorp (Bancorp and the Bank are collectively referred to as the &#8220;<font style="font-size:
          10pt; font-family: 'Times New Roman', Times, serif;"><u>Company</u></font>&#8221;), and _____________ (&#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Executive</u></font>&#8221;), and is dated December 31, 2018 (the&#160;&#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Effective Date</u></font>&#8221;).&#160; The Company and Executive are referred to herein individually as a &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times,
          serif;"><u>Party</u></font>&#8221; and, collectively, as the &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Parties</u></font>.&#8221;</font></div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="line-height: 12.55pt; text-align: justify; text-indent: 0px;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold; font-variant: small-caps;">1.</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt;
        font-family: 'Times New Roman', Times, serif; font-weight: bold;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-variant: small-caps;"><u>Term; Extensions</u></font>.</font></div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z6befa601c65f40759fdeadb14ad53021">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(a)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Term.</font>&#160; The term of this Agreement begins on the
                    Effective Date and shall continue until the one (1) year anniversary thereof, unless Executive&#8217;s employment is terminated earlier (the &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Term</u></font>&#8221;).</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zae5d7d888f36467994ed47e71816c68e">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(b)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Extensions.</font>&#160; At any time during the Term of this
                    Agreement, the Company&#8217;s Board of Directors (the &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Board</u></font>&#8221;) may elect in writing to extend the Term of this Agreement on the same terms and
                    conditions for one (1) additional year beyond the current Term.&#160; This Agreement may be extended in writing any number of times in the same&#160;manner.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z169c9db0df7b4858bf72b946920e14fa">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(c)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">At-Will Employment</font>.&#160; Notwithstanding the Term of this
                    Agreement or anything else contained herein, the Bank employs Executive on an &#8220;at will&#8221; basis, which means the Company may terminate Executive&#8217;s employment at any time for any lawful reason or for no reason at all, subject to the
                    provisions of this Agreement.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z536ae91e59b749bab5a64e8cb23c3fcd">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold; font-variant: small-caps;">2.</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-variant: small-caps;"><u>Definitions</u></font>.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zcb0044d6dd084c0fb22f29c8fd308baa">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(a)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#8220;</font><font style="font-size: 10pt; font-family: 'Times New
                      Roman', Times, serif; font-weight: bold;"><u>Cause</u></font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">.&#8221;</font></font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z95816a80b7b04b4abffc27ae824fcf64">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(1)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold; font-style: italic;">Definition.&#160; </font>Cause for termination
                    of employment means the occurrence of any one or more of the following:</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z9a1e3e8c98e0431cb81566304eb6106f">

            <tr>
              <td style="width: 108pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(A)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Conviction of any felony, a misdemeanor involving moral turpitude, or of any crime in connection with Executive&#8217;s duties;</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z1141c63e86d14776b5010500de3d10bf">

            <tr>
              <td style="width: 108pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(B)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Removal of Executive from office or permanent prohibition of Executive from participating in the conduct of the Company&#8217;s affairs by an order issued by a bank
                    regulatory authority;</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z744131f3dab346af9f5b369ee05dd3ea">

            <tr>
              <td style="width: 108pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(C)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Conduct involving dishonesty, embezzlement, misappropriation, fraud, or a material breach of a fiduciary duty in the performance of Executive&#8217;s duties;</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <div style="text-align: center;"> 1<br>
        </div>
        <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div id="DSPFPageBreak" style="page-break-after: always;">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        </div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zbb4b4aa588d74868a7d2487b66e4738d">

            <tr>
              <td style="width: 108pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(D)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Participation in any incident compromising Executive&#8217;s reputation and as a consequence materially diminishing Executive&#8217;s ability to represent Company with
                    the public;</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z91bdbaead49840109755203713df4c71">

            <tr>
              <td style="width: 108pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(E)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Conduct significantly harmful to the Company, including but not limited to public disparagement of the Company or any affiliate of the Company, intentional or
                    reckless violation of law or of any significant policy or procedure of the Company;</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z013576c8e2aa42258fa641bc577f11a5">

            <tr>
              <td style="width: 108pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(F)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Willful misfeasance, gross negligence, or refusal or failure to act in accordance with any lawful stipulation, requirement or directive of the Board or the
                    Company&#8217;s Chief Executive Officer (the &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>CEO</u></font>&#8221;);</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z0eb33c1ec5be452191426a5292cc3dd2">

            <tr>
              <td style="width: 108pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(G)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Material breach of any material obligations under this Agreement or any other written policies or rules of the Company;</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z40816dbbe3f84bc49073e9f024b7a348">

            <tr>
              <td style="width: 108pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(H)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Sexual harassment, as defined by the Company&#8217;s internal written policies;</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z054abde0fce5477fbcc15996e89c5f91">

            <tr>
              <td style="width: 108pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(I)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Willful unauthorized disclosure of trade secrets and Confidential Information (as defined below in Section 5); or</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zf6790b64d54240a589bf41960732b30d">

            <tr>
              <td style="width: 108pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(J)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Chronic drug or alcohol abuse to an extent that materially impairs Executive&#8217;s performance of Executive&#8217;s duties.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z5f8fe8b1949b409cab71a5e44c9a9483">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(2)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold; font-style: italic;">Procedure for Termination for Cause.</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160; </font>Termination for Cause will be automatic upon the occurrence of an incident under Subsections (2)(a)(1)(A) or (B) above.&#160; Otherwise,
                    the Board may not terminate Executive&#8217;s employment for Cause unless:</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="ze15275ead6104c26aad7c366e1210d03">

            <tr>
              <td style="width: 108pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(A)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">With respect to incidents under Subsections (2)(a)(1)(C), (D), (E), (F), (G), (H), (I), or (J):</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z71aa3e5d8c3b4ea6b3475216bb2e1fe3">

            <tr>
              <td style="width: 144pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(i)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Executive is given reasonable written notice (in no event less than five (5) business days&#8217; notice) of the Board meeting called to make that determination;
                    and</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zbfb9fbaefef649b1a55b10e5549cdc61">

            <tr>
              <td style="width: 144pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(ii)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Executive and Executive&#8217;s legal counsel are given the opportunity to address the incident(s) at that meeting.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z9a5c8fe66d0748f5b54d7202730d65a7">

            <tr>
              <td style="width: 108pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(B)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">In addition, with respect to incidents under Subsections 2(a)(1)(F) or (G) only, Executive is first given:</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z1f58e7507ede42c481ef33b4b9b51784">

            <tr>
              <td style="width: 144pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(i)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Written notice by the Board or CEO specifying in detail the performance issues; and</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zc140904731054a4987d174fa0c3208c0">

            <tr>
              <td style="width: 144pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(ii)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">A reasonable opportunity to cure the issues specified in the&#160;notice; provided, however, if Company reasonably expects irreparable injury from a delay in
                    termination, Company may terminate Executive without an opportunity to cure.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z65955f5b33f24a1699c6180c942fe3e5">

            <tr>
              <td style="width: 144pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(iii)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">If an opportunity to cure is provided, Company&#8217;s Board shall also determine, in its sole discretion, whether Executive has in fact cured</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="line-height: 12.55pt; text-align: center;">2<br style="line-height: 12.55pt;">
    </div>
    <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div id="DSPFPageBreak" style="page-break-after: always;">
        <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
    </div>
    <div style="line-height: 12.55pt; text-align: justify;"><br>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable">

          <tr>
            <td style="width: 144pt;"><br>
            </td>
            <td style="width: 36pt; vertical-align: top; align: right;"><br>
            </td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">the cause and done so in a timely manner.</font></div>
            </td>
          </tr>

      </table>
    </div>
    <div style="text-align: justify; margin-left: 36pt; line-height: 12.55pt;"><br>
      <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;"></font></font></div>
    <div style="line-height: 12.55pt;">
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable">

          <tr>
            <td style="width: 36pt;"><br>
            </td>
            <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(b)</font></td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#8220;</font><u><font style="font-weight: bold;">Good Reason</font></u><font style="font-weight: bold;">."</font><u><br>
                  </u></font></div>
            </td>
          </tr>

      </table>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zd259c854ebea44dc83ca6bbc0a749b49">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(1)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold; font-style: italic;">Definition.&#160; </font>Subject to Subsection
                    (2) below, Good Reason for Executive&#8217;s resignation means any one or more of the following occurring without Executive&#8217;s&#160;consent:</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z3695c2a0f1c74ca9a2c23d6387bb7675">

            <tr>
              <td style="width: 108pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(A)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">A material reduction of Executive&#8217;s base salary as in effect immediately prior to the Change in Control (as defined in Subsection 2(c) below);</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zedf4b815e2ab4d5b843e575fe0f4dd30">

            <tr>
              <td style="width: 108pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(B)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">A relocation or transfer of Executive&#8217;s principal place of employment that would require Executive to commute on a regular basis more than twenty-five (25)
                    miles each way from the main business office of the Company as of the Effective Date of this Agreement or outside the State of Washington;</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zddc5209f2d6e4a9f905767d86977a417">

            <tr>
              <td style="width: 108pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(C)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">A change in Executive&#8217;s position of employment such that Executive&#8217;s authority, duties or responsibilities are materially changed; or</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zcf3a43be431b4d498fb07b617087a1c8">

            <tr>
              <td style="width: 108pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(D)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Any other action or inaction that constitutes a material breach of this Agreement by Company.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z9a1b769fcf6e480c88837065d006941e">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(2)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold; font-style: italic;">Procedure for Resignation for Good Cause</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">.&#160; </font>To resign for &#8220;Good Reason,&#8221; Executive must give the Company:</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z006bfab2ac6d401aa6db704ecd34f953">

            <tr>
              <td style="width: 108pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(A)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Written notice of the intended resignation and a detailed description of the Good Reason not more than thirty (30) days after Executive becomes aware of the
                    initial existence of the Good Reason; and</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 0pt;"> <br>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zd39a7bfe43bd4c499070e110af1cb75a">

            <tr>
              <td style="width: 108pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(B)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">A reasonable opportunity of at least thirty (30) days in which to cure those circumstances.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z50f65882752d4ab1b0b03bba5b8a8749">

            <tr>
              <td style="width: 108pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(C)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Good Reason shall not exist if Executive (a) fails to provide such notice within
                      the thirty (30) day notice period, or (b) the Company cures the specified condition within the thirty (30) day cure period.</font></font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z69db922bb53246dd9876a5f091c9abc2">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(c)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#8220;</font><font style="font-size: 10pt; font-family: 'Times New
                      Roman', Times, serif; font-weight: bold;"><u>Change in Control</u></font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#8221;</font> means the occurrence of any of the following:</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z7952f34d6244426aad4bb6003d411332">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(1)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Bank or Bancorp merges or consolidates with another entity and, as a result, less than 51% of the combined voting power of the resulting entity immediately
                    after the merger or consolidation is held by persons who were the holders of Bank or Bancorp&#8217;s voting securities immediately before the merger or&#160;consolidation.&#160; A Change of Control will be deemed to occur on the date the applicable
                    transaction closes;</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z5b568380b688481c9a9ea2f4a37ca567">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(2)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Any person, entity, or group of persons or entities, other than through merger or consolidation, acquires a majority of the Bank or Bancorp&#8217;s outstanding
                    common stock or substantially all of the Bank&#8217;s or Bancorp&#8217;s assets; provided, that, a Change in Control shall not occur if any person, entity, or group already owns more than a majority of the Bank or Bancorp&#8217;s outstanding common stock
                    and acquires additional stock.&#160; A Change of Control will be deemed to occur on the date that any person, entity, or group first becomes the majority owner of the Bank or Bancorp&#8217;s</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <div>
          <div style="text-align: center;"> 3<br>
          </div>
          <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
            <div id="DSPFPageBreak" style="page-break-after: always;">
              <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
          </div>
          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable">

              <tr>
                <td style="width: 72pt;"><br>
                </td>
                <td style="width: 36pt; vertical-align: top; align: right;"><br>
                </td>
                <td style="width: auto; vertical-align: top; text-align: justify;">
                  <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">common stock or acquires substantially all of the Bank&#8217;s or Bancorp&#8217;s assets;</font></div>
                </td>
              </tr>

          </table>
        </div>
        <div> <br>
        </div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z3884cc8ec6d54f10813451cc900e24b6">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(3)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">A majority of the members of the Board are replaced during any twelve-month period by directors whose appointment or election is not endorsed by a majority of
                    the Board before the date of appointment or election.&#160; A Change in Control will be deemed to occur on the date members of the incumbent board first cease to constitute at least a majority of the Board; or</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z66d706f1e3b2457d87a2b3db6a7e3d5d">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(4)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Approval by Bancorp&#8217;s or the Bank&#8217;s shareholders of the Bank&#8217;s complete liquidation, dissolution or sale to another entity.&#160; A Change of Control will be
                    deemed to occur on the date the applicable transaction closes.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zb284a576c8be40ad951ea612c30745b0">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold; font-variant: small-caps;">3</font><font style="font-size: 10pt; font-family: 'Times
                  New Roman', Times, serif; font-weight: bold; font-style: italic; font-variant: small-caps;">.</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-variant: small-caps;"><u>Change in Control Benefits</u></font>.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z794fd823dece470ab3ff51d7112d33e5">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(a)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Benefit Entitlement and Amount.</font></font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z18ada7ca17114c029ea7029716906b84">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(1)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Double Trigger.&#160; </font>Subject to the limitations under
                    Subsection 3(a)(2) below, if Executive&#8217;s employment with the Bank is: (i) terminated by the Company without Cause or is terminated by Executive with Good Reason; and (ii) the Executive&#8217;s employment termination takes place within the
                    time period of six (6) months prior to a Change in Control and twenty-four (24) months after a Change in Control (the &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Change in Control Window</u></font>&#8221;),

                    the Company shall pay Executive a severance benefit (the &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Change in Control Benefit</u></font>&#8221;) equal to:</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z5089400e612e43308d7b2286c5b90a90">

            <tr>
              <td style="width: 108pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(A)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">_______________ years of Executive&#8217;s annual base salary (based on the higher of Executive&#8217;s base salary as of the Change in Control or as of the date of
                    termination of employment);</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z5a54c419582c4bad8b905da37efd4a9e">

            <tr>
              <td style="width: 108pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(B)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">________________ years of Executive&#8217;s target annual incentive compensation (based on the higher of the Executive&#8217;s target annual incentive compensation for
                    the year in which the Change in Control occurs or as of the date of the termination of employment);</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z7f28829b441840ba8d31803d145c5145">

            <tr>
              <td style="width: 108pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(C)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Any unpaid incentive compensation earned from the Company&#8217;s Annual Incentive Plan and/or any successor incentive compensation plans (&#8220;<font style="font-size:
                      10pt; font-family: 'Times New Roman', Times, serif;"><u>Incentive Compensation</u></font>&#8221;) based upon the fiscal year that ended immediately before the date of the termination;</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z29c160b793d544eba4930e0cd4b027eb">

            <tr>
              <td style="width: 108pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(D)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Prorated Incentive Compensation for the fiscal year in which the termination occurs based on the Executive&#8217;s target annual Incentive Compensation through the
                    month ended before the date of&#160;termination; and</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z2fdd03ee503e4e56972b7d74caa458cd">

            <tr>
              <td style="width: 108pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(E)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">If Executive timely and properly elects health continuation coverage under the Consolidated Omnibus Budget Reconciliation Act of 1985 or any applicable state
                    health insurance continuation law (&#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>COBRA</u></font>&#8221;), the Company shall directly pay or reimburse Executive for the monthly COBRA premium paid by
                    Executive for Executive and Executive&#8217;s dependents.&#160; Executive shall be eligible to receive such reimbursement until the earliest of: (i) the eighteen (18) month anniversary of the date Executive&#8217;s employment is terminated; (ii) the
                    date the Executive is no longer eligible to receive COBRA continuation coverage; or (iii) the date on which Executive becomes eligible to receive substantially similar coverage</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="line-height: 12.55pt; text-align: center;">4<br style="line-height: 12.55pt;">
    </div>
    <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div id="DSPFPageBreak" style="page-break-after: always;">
        <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
    </div>
    <div style="line-height: 12.55pt;">
      <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="z2fdd03ee503e4e56972b7d74caa458cd">

          <tr>
            <td style="width: 108pt;"><br>
            </td>
            <td style="width: 36pt; vertical-align: top; align: right;"><br>
            </td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">from another employer or other source.&#160; Notwithstanding the foregoing, if the Company&#8217;s payments under this Section 3(a)(1)(E) would violate the
                  nondiscrimination rules applicable to non-grandfathered plans under the Affordable Care Act (the &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>ACA</u></font>&#8221;), or result in the imposition of penalties
                  under the ACA and the related regulations and guidance promulgated thereunder, the Parties agree to reform this Section 3(a)(1)(E) in a manner as is necessary to comply with the ACA.</font></div>
            </td>
          </tr>

      </table>
    </div>
    <div style="text-align: justify; margin-left: 108pt; line-height: 12.55pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"> <br>
      </font></div>
    <div style="text-align: justify; margin-left: 108pt; line-height: 12.55pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">In addition to the payments set forth above, all stock options and restricted stock shall become
        one-hundred percent (100%) vested.</font></div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z334ae0f91f9f4416b02c0de08762976e">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(2)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Code Section 280G</font>.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zdba2a8e127f74190b3119d17c882ac21">

            <tr>
              <td style="width: 108pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(A)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold; font-style: italic;">Reduction.</font>&#160; Notwithstanding any
                    other provision of this Agreement or any other plan, arrangement or agreement to the contrary, if any of the payments or benefits provided or to be provided by the Company or its affiliates to the Executive or for the Executive's
                    benefit pursuant to the terms of this Agreement or otherwise ("<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Covered Payments</u></font>") constitute parachute payments ("<font style="font-size: 10pt;
                      font-family: 'Times New Roman', Times, serif;"><u>Parachute Payments</u></font>") within the meaning of Section 280G of Internal Revenue Code of 1986, as amended (the &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman',
                      Times, serif;"><u>Code</u></font>&#8221;), but for this Subsection 3(a)(2), be subject to the excise tax imposed under Section 4999 of the Code (or any successor provision thereto) or any similar tax imposed by state or local law or any
                    interest or penalties with respect to such taxes (collectively, the "<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Excise Tax</u></font>"), then the Covered Payments shall be reduced to the minimum
                    extent necessary to ensure that no portion of the Covered Payments is subject to the Excise Tax.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z3fd4cf8cfb674cdd8b0f723ad1468326">

            <tr>
              <td style="width: 108pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(B)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold; font-style: italic;">Order of Reduction.</font>&#160; Any such
                    reduction shall be made in accordance with Section 409A of the Code and the following:</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z6e2dbd129359445a85df84161e3dbc6b">

            <tr>
              <td style="width: 144pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(i)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The Covered Payments which do not constitute nonqualified deferred compensation subject to Section 409A of the Code shall be reduced first; and</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="za2217d9d1832406a972ccc91d1d95976">

            <tr>
              <td style="width: 144pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(ii)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">All other Covered Payments shall then be reduced as follows: (i) cash payments shall be reduced before non-cash payments; and (ii) payments to be made on a
                    later payment date shall be reduced before payments to be made on an earlier payment date.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z0fae540ca98b4bb2a2df671a14cdce02">

            <tr>
              <td style="width: 108pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(C)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold; font-style: italic;">Determinations.</font>&#160; Any determination
                    required under this Subsection, including whether any payments or benefits are Parachute Payments, shall be made by the Company in its sole discretion. The Executive shall provide the Company with such information and documents as the
                    Company may reasonably request in order to make a determination under this Subsection. The Company's determination shall be final and binding on the Executive.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zce68fd43742b449bba6d5555e7416304">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(3)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The Change in Control Benefit shall be subject to any withholding and payroll deduction requirements.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="line-height: 12.55pt; text-align: center;">5<br style="line-height: 12.55pt;">
    </div>
    <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div id="DSPFPageBreak" style="page-break-after: always;">
        <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
    </div>
    <div style="line-height: 12.55pt;">
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable">

          <tr>
            <td style="width: 36pt;"><br>
            </td>
            <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(b)</font></td>
            <td style="width: auto; vertical-align: top; text-align: justify;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Payment

                  of Benefit.</font></font></td>
          </tr>

      </table>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zedcd3f6d92024a4c9e08df3c7caca7ad">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(1)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Payment Timing.&#160; </font>Subject to Subsection 3(b)(2) below,
                    the Change in Control Benefit under Subsection 3(a)(1)(A), (B), (C), and (D) will be paid in a lump sum within thirty (30) days of termination of Executive&#8217;s employment during the Change in Control Window or, if later, within seven (7)
                    days after the expiration of the Separation Agreement&#8217;s revocation period as described in Section 4(a) below.&#160; If the combined consideration and revocation periods (as defined in Sections 14 and 15 of the Separation Agreement) overlap
                    two calendar years, the payment will be made in the later of the two years (irrespective of the year in which the Separation Agreement is effective and irrevocable) resulting in taxation to Executive in the second calendar year.&#160; The
                    COBRA benefit will be paid as described under Subsection 3(a)(1)(E).</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zffad18b89f8f4047b111db6093f633d1">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(2)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Section 409A Compliance.</font>&#160; If the Change in Control
                    Benefit is subject to &#167; 409A of the Code and Executive is deemed to be a &#8220;specified employee&#8221; within the meaning of Code Section 409A(a)(2)(B)(i), the lump-sum payment will not be made until the seventh month following termination of
                    employment.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt;"><br>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable">

          <tr>
            <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold; font-variant: small-caps;">4.</font></td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold; font-variant: small-caps;"><u><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Limitations on Change in Control Benefits</font></u></font>.</font></div>
            </td>
          </tr>

      </table>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z93d6ab932d1f4c88b9f7beca42d45e0a">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(a)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Release of Claims.</font>&#160; Executive&#8217;s receipt of the Change
                    in Control Benefit and the additional benefits under Section 3 is conditioned on Executive having executed a separation agreement in substantially the form attached hereto as Exhibit A (the &#8220;<font style="font-size: 10pt; font-family:
                      'Times New Roman', Times, serif;"><u>Separation Agreement</u></font>&#8221;) and the revocation period having expired without revocation.&#160; Executive must execute the Separation Agreement and the revocation period must expire within sixty
                    (60) days of the date of Executive&#8217;s termination of employment with Company.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zd691498dd9f14907a90953ff9bbd80e0">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(b)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Compliance with Material Terms.&#160; </font>Receipt of the Change
                    in Control Benefit is further conditioned on Executive not being in violation of any material term of this Agreement, including without limitation the restricted covenants in Section 5, or in violation of any material term of the
                    Separation Agreement.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zd883852f2aaa4fccba88831c28a91dc7">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(c)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Regulatory Limitation.</font>&#160; Notwithstanding the foregoing,
                    the Company shall make no payment of any benefit provided for under this Agreement to the extent that the payment would be prohibited by applicable banking regulations or any regulatory order.&#160; If such payment is so prohibited, the
                    Company shall use its best efforts to secure the consent of the banking regulator to make the payments in the highest amount permissible, up to the amount provided for in this Agreement.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z898be4784e6d4d85a104ab43fe76a1cb">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold; font-variant: small-caps;">5.</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-variant: small-caps;"><u>Restrictive Covenants</u></font>.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z0a10d40cfbc440b2a60f813c3fc2ccf6">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(a)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Confidential Information.</font></font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z97a50b91c30b48d487880af58a7750bc">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(1)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Executive&#8217;s Obligations</font>.&#160; <font style="font-size:
                      10pt; font-family: 'Times New Roman', Times, serif;">For an indefinite period, Executive shall protect and preserve as confidential all of Company&#8217;s Confidential Information (defined below in Subsection 5(a)(2)) at any time known to
                      Executive or in Executive&#8217;s possession or control with not less than the diligence, care and effort which a prudent owner would use to protect his or her own most sensitive information.&#160; Executive shall neither disclose to third
                      parties, use, nor allow others to use any Confidential Information for any purpose other than for the sole benefit of Company and as specifically approved in writing in advance by Company&#8217;s Board in each instance.</font></font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <div>
          <div style="text-align: center;"> 6<br>
          </div>
          <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
            <div id="DSPFPageBreak" style="page-break-after: always;">
              <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
          </div>
          <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="z97a50b91c30b48d487880af58a7750bc">

              <tr>
                <td style="width: 72pt;"><br>
                </td>
                <td style="width: 36pt; vertical-align: top; align: right;"><br>
                </td>
                <td style="width: auto; vertical-align: top; text-align: justify;">
                  <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Executive acknowledges and agrees that the covenants contained in this
                        Subsection 5(a) shall supplement, rather than replace or contradict, any other rights or remedies that Company may have under applicable law.&#160; If a dispute arises, Executive has the burden to show that information is not Company&#8217;s
                        Confidential Information.&#160; If anyone tries to compel Executive to disclose any of Company&#8217;s Confidential Information by subpoena or otherwise, Executive will promptly notify the Board or the CEO so that Company may take any actions
                        it deems necessary to protect its interests.</font></font></div>
                </td>
              </tr>

          </table>
        </div>
        <div> <br>
        </div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z10de7c752841401b88c67b5bd1bb3de8">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(2)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Definition of Confidential Information.</font>&#160; &#8220;Confidential
                    Information&#8221; means information which (a) derive independent economic value, actual or potential, from not being generally known to, and not being readily ascertainable by proper means by, other persons who can obtain economic value from
                    its disclosure or use; and (b) are the subject of efforts that are reasonable under the circumstances to maintain their secrecy.&#160; Confidential Information also includes proprietary or secret information belonging to Company that was
                    disclosed to or known by Executive as a consequence of Executive&#8217;s employment with Company and not otherwise publicly known, whether or not received prior to the Effective Date, whether or not marked confidential or labeled as
                    Confidential Information, and whether or not considered a trade secret under applicable law.&#160; Confidential Information may consist of verbal, written, or electronically stored information, and may be tangible or merely remembered.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z113896258bef4325a2097f01b6d88fca">

            <tr>
              <td style="width: 108pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(A)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Examples of Confidential Information.&#160; </font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Company provides the following list of Confidential Information by way of example, but this list is not intended to be exhaustive: inventions; technical
                      information; algorithms, designs, concepts, systems, techniques, methods, models, procedures, or processes; know-how or methodologies; manuals, contracts, or reports; purchasing or accounting information; regulatory information and
                      communications related thereto; financial history or projections; legal affairs; formulae; compositions; software or computer programs; research projects; business modes and information; the identity of all vendors, vendor lists, and
                      vendor contact information; the identity of customers, customer lists, and customer contact information; pricing data; financial data; sources of supply; marketing plans and/or strategies, including price strategies, marketing, sales,
                      technology, research and development, production, or merchandising systems or plans; and information pertaining to any aspect of any activity or business of Company or its vendors, suppliers, distributors or customers, including
                      information entrusted to Company by third parties (including vendors, customers and prospective vendors or customers), or any trade secrets, proprietary or confidential matter of Company or of such third parties.</font></font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z9f655439a8934c6c827d8582819e121d">

            <tr>
              <td style="width: 108pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(B)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Excluded Confidential Information</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">.&#160; </font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Confidential Information does not include information that Executive can
                      prove (a) was known by or in the possession of Executive prior to employment with Company through means other than as a result of past relationships or business dealings between Executive and Company or its vendors, suppliers or
                      customers; (b) consists in whole or in part of any Prior Intellectual Property (defined below in Section 6); or (c) is known to or readily discoverable by others not under an obligation of confidentiality.</font></font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <div style="text-align: center;"> 7<br>
        </div>
        <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div id="DSPFPageBreak" style="page-break-after: always;">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        </div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z9415bfea2c714ca7af02b43b47a9acaf">

            <tr>
              <td style="width: 108pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(C)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">DTSA Disclosure.</font>&#160; Pursuant to the Defend Trade Secrets
                    Act of 2016, Executive will not have criminal or civil liability under any federal or state trade secret law for the disclosure of a trade secret that (A) is made (i) in confidence to a federal, state, or local government official,
                    either directly or indirectly, or to an attorney and (ii) solely for the purpose of reporting or investigating a suspected violation of law; or (B) is made in a complaint or other document filed in a lawsuit or other proceeding, if such
                    filing is made under seal.&#160; In addition, if Executive files a lawsuit for retaliation against the Company for reporting a suspected violation of law, Executive may disclose the trade secret to Executive&#8217;s attorney and may use the trade
                    secret information in the court proceeding, if Executive files any document containing the trade secret under seal and does not disclose the trade secret, except pursuant to court order.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z39b47b324c634990bfde83e5de15fbab">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(b)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Nonsolicitation.</font></font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zd9b348636c9442a4a5019e6ec3664491">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(1)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">During employment and for a one-year period following termination of Executive&#8217;s employment for any reason whatsoever, Executive will not, directly or
                    indirectly,<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"> solicit, call on, induce or encourage Customers or Business Partners (defined below) to terminate or limit their relationship with Company or to
                      send their business elsewhere</font> or assist any person, group or entity in doing so or attempting to do so.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zdd5b315ff9d341fb97bed582850cdf74">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(2)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Customers</u></font>&#8221; are:</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="ze750f89536474c47b7535f7b1ee94a7e">

            <tr>
              <td style="width: 108pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(A)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">All customers serviced by the Company or any of the Company&#8217;s affiliates at any time within 12 months before the date of termination of Executive&#8217;s
                    employment;</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z2284566b9e2f47fea74de0cd33c7d5a6">

            <tr>
              <td style="width: 108pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(B)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">All customers and potential customers whom the Company or the Company&#8217;s affiliates, with the knowledge or participation of Executive, actively solicited at
                    any time during the 12 months before the termination of Executive&#8217;s employment; and</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z166efd164d934653beafce5597627711">

            <tr>
              <td style="width: 108pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(C)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">All successors, owners, directors, partners and management personnel of the Customers described in Subsection (A) or&#160;(B)&#160;above.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zc179b2661267473b93632af107cfcb28">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(3)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Business Partners</u></font>&#8221; are suppliers, vendors, investors, financial
                    institutions, and other persons and entities with whom Company currently conducts or has conducted business during the 12 months prior to Executive&#8217;s termination of employment.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z0a30b13ad19c4761aca3174b789df9fd">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(c)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Nonraiding of Employees.</font></font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z2993dfd150764d359a65b5267e491cfc">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(1)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Executive recognizes that the workforce of the Company and its affiliates are a vital part of the Company&#8217;s business.&#160; Therefore, Executive agrees that, for
                    12 months following termination of Executive&#8217;s employment for any reason whatsoever, Executive will not directly or indirectly recruit or solicit any Company Employee to: (i) breach or modify any provision of such employee&#8217;s employment
                    agreement with Company; (ii) reduce or change the quality or quantity or availability of such employee&#8217;s services to Company; or (iii) terminate such employee&#8217;s employment with Company or any Company Party.&#160; Executive also agrees not to
                    disclose or identify any Company employee as a potential candidate to a third party; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">however, this does not restrict general solicitations, such as
                      help-wanted ads or job postings,&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"></font></font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <div style="text-align: center;"> 8<br>
        </div>
        <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div id="DSPFPageBreak" style="page-break-after: always;">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="z2993dfd150764d359a65b5267e491cfc">

              <tr>
                <td style="width: 72pt;"><br>
                </td>
                <td style="width: 36pt; vertical-align: top; align: right;"><br>
                </td>
                <td style="width: auto; vertical-align: top; text-align: justify;">
                  <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">so long as those solicitations are not specifically directed to individuals who
                        are known to be currently employed by Company.&#160; For purposes of this Subsection, &#8220;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Company Employees</u></font><font style="font-size: 10pt;
                        font-family: 'Times New Roman', Times, serif;">&#8221; means all employees working for the Company as of the date of Executive&#8217;s termination from Company.</font></font></div>
                </td>
              </tr>

          </table>
        </div>
        <div> <br>
        </div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z6305916dc9cf467daccb852fb9bfc47c">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(d)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Injunctive Relief.</font>&#160; Executive acknowledges that it is
                    impossible to measure in money the damages that the Company will incur if Executive fails to observe the covenants in this Section 5 (the &#8220;Restrictive Covenants&#8221;) and, therefore, the Executive agrees that:</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z25ef76e724fc4831a2227797406d84d6">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(1)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The Company shall be entitled to an injunction, restraining order or such other equitable relief (without the requirement to post bond) restraining Executive
                    from committing any breach or threatened breach of the Restrictive Covenants;</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zd78bd0f4a61848aca6eec0b0bd6222bf">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(2)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">If the Company is required to post a bond in order to secure an injunction or other equitable remedy, that bond shall be no more than a nominal&#160;amount;</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zcdddf39773c84a238171344d5e1a8e3e">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(3)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Executive waives any claim or defense that an adequate remedy at law is available to the Company; and</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z001d0810009648bab694c058db3131b3">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(4)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">These injunctive remedies are cumulative and are in addition to any other rights and remedies the Company may have at law or in equity.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="za52bb1fd367f4bad91263701962323ff">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(e)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Reasonableness</font>.&#160; The parties agree that:</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z29222fb9394740b1b8eb3505ee6aa06a">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(1)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">This Agreement in its entirety, and in particular the Restrictive Covenants, is reasonable both as to time and scope;</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z467957f20c564c5ab021097471cfb612">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(2)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The Restrictive Covenants are necessary for the protection of the Company&#8217;s business and goodwill;</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z92556f8f69a54f61be35e9ce5c3a83ae">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(3)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The Restrictive Covenants are not any greater than are reasonably necessary to secure the Company&#8217;s business and goodwill;</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="ze6f57124d75541eab8dac7a6024f37b2">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(4)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The degree of injury to the public due to the loss of the service and skill of Executive or the restrictions placed upon Executive&#8217;s opportunity to make a
                    living with Executive&#8217;s skills upon enforcement of those covenants, does not and will not warrant non-enforcement of those restraints; and</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z760dc8b3a1374cad906f514b4200420e">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(5)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">If the scope of the Restrictive Covenants is adjudged too broad to be capable of enforcement, then the parties authorize that court or arbitrator to narrow
                    the Restrictive Covenants so as to make them capable of enforcement, given all relevant circumstances, and to enforce them to the fullest extent allowed.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zac0449bec1944f519c26e12a5cd967ba">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(f)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Survival.</font>&#160; This Section shall survive the termination
                    of this&#160;Agreement.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zc668e5a37bce410cb4f2018def91668e">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">6.</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-variant: small-caps;"><u>Protection of Intellectual
                        Property</u></font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-variant: small-caps;">.</font></font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z3439e7e59b924d5493754334d3e3a6db">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(a)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Company&#8217;s Ownership.</font><font style="font-size: 10pt;
                      font-family: 'Times New Roman', Times, serif;">&#160; Company owns all Inventions and Works (as defined below in Subsection 6(b)) that Executive makes, conceives, develops, discovers, reduces to practice or fixes in a tangible medium of
                      expression, alone or with others, either (a) during Executive&#8217;s employment by Company (including past and future employment, and whether or not during working hours), or (b) within one (1) year after the </font>termination of
                    Executive&#8217;s employment<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"> in each case, if the Invention or Works results from any work Executive</font><font style="font-size: 10pt; font-family: 'Times New
                      Roman', Times, serif;"></font></font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <div style="text-align: center;"> 9<br>
        </div>
        <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div id="DSPFPageBreak" style="page-break-after: always;">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable">

              <tr>
                <td style="width: 36pt;"><br>
                </td>
                <td style="width: 36pt; vertical-align: top; align: right;"><br>
                </td>
                <td style="width: auto; vertical-align: top; text-align: justify;">
                  <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">performed for Company or involves the use or assistance of Company&#8217;s
                        facilities, equipment, materials, personnel or Confidential Information.&#160; If Executive has any pre-existing Invention or Work </font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">that Executive
                        requests to exclude from Company ownership</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"> (&#8220;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Prior
                          Intellectual Property</u></font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#8221;), Executive shall make full written disclosure to Company by submitting an attachment to this Agreement listing the
                        Prior Intellectual Property (the &#8220;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Prior Intellectual Property Disclosure</u></font><font style="font-size: 10pt; font-family: 'Times New Roman',
                        Times, serif;">&#8221;).&#160; If Executive does not attach a Prior Intellectual Property Disclosure to this Agreement, Executive represents and warrants that Executive owns no Prior Intellectual Property that Executive requests to exclude
                        from Company ownership.</font></font></div>
                </td>
              </tr>

          </table>
        </div>
        <div> <br>
        </div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zefa64fe4c87d437490549ec1c2114ac1">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(b)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Definitions of Invention and Works.</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160; &#8220;Inventions&#8221; means discoveries, developments, concepts, ideas, improvements to existing technology, processes, procedures, machines, products, compositions of
                      matter, trade secrets, formulas, algorithms, computer programs and techniques, custom software, and all other matters ordinarily intended by the word &#8220;invention,&#8221; whether or not patentable or copyrightable.&#160; &#8220;Inventions&#8221; also includes
                      all records and expressions of those matters. &#8220;Works&#8221; means original works of authorship, including interim work product, modifications and derivative works, and all similar matters, whether or not copyrightable.</font></font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zd989d9446213464d80481c87bc912588">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(c)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Disclosure and Assignment.</font>&#160; Executive will promptly
                    disclose to Company, will hold in trust for Company&#8217;s sole benefit, will assign to Company, and hereby does assign to Company all Inventions and Works described in Subsections 6(a) and 6(b), including all copyrights, patent rights, and
                    trade secret rights, vested and contingent, except those pre-existing Inventions identified on the Prior Intellectual Property Disclosure.&#160; To the extent that such Inventions and Works may be considered &#8220;works made for hire&#8221; under the
                    copyright act, they are hereby agreed to be works made for hire; otherwise, Executive hereby irrevocably assigns and conveys all such rights, title and interest to Company, subject to no liens, claims or reserved rights.&#160; Executive will
                    waive and hereby does waive any moral rights Executive has or may have in the Inventions and Works described in Subsections<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;</font>6(a) and
                    6(b).&#160; Executive further agrees that if the foregoing waiver is not effective, Executive agrees not to assert any such moral rights.&#160; To the extent that Executive cannot assign the rights contemplated in Subsections 6(a) and 6(b),
                    including moral rights, Executive hereby grants to Company a fully-paid, royalty free, worldwide, perpetual, exclusive license to use, create and own derivative works of and otherwise exploit such rights.&#160; At Company&#8217;s direction and
                    expense, Executive will execute all documents and take all actions necessary or convenient for Company to document, obtain, maintain or assign its rights to these Inventions and Works.&#160; Company shall have full control over all
                    applications for patents or other legal protection of these Inventions and Works.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z72e09917102c45978ef7049b39c5a9f3">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(d)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Disclaimer Regarding Inventions Developed Entirely on
                      Executive&#8217;s Own Time.</font>&#160; Pursuant to RCW 49.44.140(3), Subsection 6(c) of this Agreement regarding the assignment of certain inventions to Company does not apply to an Invention for which no equipment, supplies, facilities, or
                    trade secret information of Company was used and which was developed entirely on Executive's own time, unless (a) the Invention relates (i) directly to Company&#8217;s business, or (ii) to Company&#8217;s actual or demonstrably anticipated research
                    or development, or (b) the Invention results from any work performed by Executive for Company.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt; margin-bottom: 12pt; text-align: center;">10<br style="line-height: 12.55pt;">
    </div>
    <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div id="DSPFPageBreak" style="page-break-after: always;">
        <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zd74a42742c1e431c87a3d9234e42105a">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">7.</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold; font-variant: small-caps;"><u>Return of Company Property</u></font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">.</font>&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Executive will safeguard and return to Company when
                      Executive&#8217;s employment ends, or sooner if Company requests, all documents and property in Executive&#8217;s care, custody or control relating to Executive&#8217;s employment or Company&#8217;s business and customers (including but not limited to
                      Confidential Information (defined above), keys, pass cards, identification cards ), or any reproductions thereof, whether such information is reduced to writing, existing in hard copies or electronic form, and whether residing on
                      Company&#8217;s computers, Executive&#8217;s own personal computer, laptop, tablet, or mobile device, or other electronic media used for Company business.&#160; After employment ends, or sooner if Company requests, Executive must disclose all computer
                      user identifications and passwords used by Executive in the course of employment or necessary for accessing information on the Company&#8217;s computer system, and Executive will not retain copies of any Confidential Information or other
                      materials belonging to Company unless expressly authorized in writing by Company.&#160; </font>The obligations in this Section include the return of documents and other materials that may be in Executive&#8217;s desk at work, Executive&#8217;s car or
                    place of residence, or in any other location under Executive&#8217;s control.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="ze18f7b782259496d8c254fe494422b4f">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">8.</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-variant: small-caps;"><u>Dispute Resolution</u></font>.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z0463fadd7aa44e7790bb94aaa505fd8f">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(a)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Arbitration.</font></font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z761aed789c3e468cae267e2fe32053a2">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(1)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The parties agree to submit any dispute arising under this Agreement or Executive&#8217;s employment with Company, regardless of the nature of the dispute or the
                    legal concepts involved, to final, binding, and private arbitration. Disputes subject to arbitration include not only disputes involving the negotiation, meaning, or performance of this Agreement, but also claims Executive may have
                    against Company, Company&#8217;s affiliates, or against any of their officers, directors, supervisors, managers, employees or agents for violation of any federal, state, or local statute arising out of Executive&#8217;s employment relationship with
                    Company.&#160; Executive and Company intend and agree that class action and representative action procedures are hereby waived and shall not be asserted, nor will they apply, in any arbitration pursuant to this Agreement.&#160; The Parties also
                    agree that the following claims are not subject to arbitration: <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(a) claims that cannot be subject to arbitration as a matter of law; (b) claims for workers&#8217;
                      compensation or unemployment compensation; and (c) claims under an employee benefit or pension plan that specifies a different procedure.</font></font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z27fa038b6b69475597c2b1e036f10804">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(2)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">All claims subject to arbitration shall be settled by final and binding arbitration in accordance with the employment dispute resolution rules of the American
                    Arbitration Association (&#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>AAA</u></font>&#8221;) in effect at the time the demand for arbitration is made (&#8220;<font style="font-size: 10pt; font-family: 'Times New
                      Roman', Times, serif;"><u>Rules and Procedures</u></font>&#8221;), which are available online at https://www.adr.org/sites/default/files/Employment%20Rules.pdf. Accordingly, the Parties are not permitted to pursue court action regarding
                    claims that are subject to arbitration.&#160; Such arbitration shall be filed with the AAA and shall be heard before a single neutral arbitrator who is experienced in employment law, who shall be selected as provided in AAA&#8217;s Rules and
                    Procedures.&#160; The aggrieved Party must file the arbitration complaint with AAA and provide all other parties against whom or which a claim is brought written notice no later than the expiration of the statute of limitations that the law
                    prescribes for the claim.&#160; Otherwise, the claim shall be deemed waived.&#160; The arbitration complaint and written notice must identify and describe all claims, the facts upon which such claims are based, and the relief or remedy sought.&#160;
                    Any arbitration shall be heard in Vancouver, Washington; provided, however, if arbitration in Vancouver, Washington is impractical because Executive&#8217;s employment for Company is located more than 100 miles from <br>
                  </font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <div style="text-align: center;"> 11<br>
        </div>
        <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div id="DSPFPageBreak" style="page-break-after: always;">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable">

              <tr>
                <td style="width: 72pt;"><br>
                </td>
                <td style="width: 36pt; vertical-align: top; align: right;"><br>
                </td>
                <td style="width: auto; vertical-align: top; text-align: justify;">
                  <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Vancouver, Washington, the arbitration may be held in the county and state where Executive last worked during Executive&#8217;s employment for Company.</font></div>
                </td>
              </tr>

          </table>
        </div>
        <div> <br>
        </div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z5de8ad9f11cf4c8ab2342c1229b05c8d">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(3)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Company shall be responsible for the arbitrator&#8217;s fees and expenses in excess of any reasonable filing fee with the AAA; provided, however, each party shall
                    pay its own costs and attorneys&#8217; fees, if any.&#160; The arbitrator shall issue a written decision that contains the essential findings and conclusions on which the decision is based.&#160; <font style="font-size: 10pt; font-family: 'Times New
                      Roman', Times, serif;">The arbitrator&#8217;s decision shall be final, binding and conclusive upon the Parties.&#160; Suit may be brought to compel arbitration or to enforce any arbitration award in a court of competent jurisdiction.</font></font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z17f61df9a6d64ce0950b542b5268814b">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(4)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Neither this agreement to arbitrate nor any demand for arbitration shall waive or otherwise affect Company&#8217;s right to obtain any provisional remedy,
                    including, without limitation, injunctive relief for unfair competition, the use or unauthorized disclosure or misappropriation of trade secrets, the disclosure of any other Confidential Information or the violation of the
                    confidentiality or other provisions of Section 5 of this Agreement.&#160; This Agreement also does not prohibit Executive from filing an administrative charge or complaint with any governmental agency.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z6286fbe678434de29ca14abdfbe70313">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold; font-variant: small-caps;">9.</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold; font-variant: small-caps;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Miscellaneous</u></font>.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z9285bc36dcf4498db3ae880021478871">

          <tr>
            <td style="width: 72pt; vertical-align: top; align: right;">
              <div style="text-align: left; margin-left: 36pt; line-height: 12.55pt; font-weight: normal;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;,Times,serif;">(a)</font></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; line-height: 12.55pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Notices</font>.&#160;

                  Any notice to be delivered under this Agreement shall be given in writing and shall be deemed delivered three days after mailing by certified mail, postage prepaid, addressed to the Company&#8217;s Chair of the Board or to Executive at
                  Executive&#8217;s last known address on the record of the Company.&#160; Either party may designate an address for notices by written notice to the other.</font></div>
            </td>
          </tr>

      </table>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z043926a7d14242a4902d37fea4cb8ba9">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(b)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Governing Law; Venue &amp; Jurisdiction</font>.&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Executive acknowledges that Company maintains its headquarters in Vancouver, Washington.&#160; The Parties therefore agree that this Agreement shall be governed by and
                      construed in accordance with the laws of the State of Washington, without giving effect to the rules governing the conflicts of laws, and without the aid of any canon, custom, or rule of law requiring construction against the drafter,
                      and regardless of whether a party changes domicile or residence.&#160; Executive hereby waives the right to argue to the contrary.&#160; In the event such election is invalid, then the court shall apply the law of the state or states in which
                      Executive performs services for Company.&#160; Executive consents to the exercise of personal jurisdiction by a court of competent jurisdiction in the State of Washington and agrees that venue for any action not subject to arbitration
                      shall be in Clark County, Washington, and hereby waives the right to argue to the contrary.</font></font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z36060bad91db4780b0d159a34e3b5785">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(c)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Amendment/Waiver.</font></font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z4fd37c336c384a72a304752b06f53a91">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(1)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">This Agreement may not be amended, released, discharged, abandoned, changed, or modified in any manner, except by an instrument in writing signed by each of
                    the Parties hereto.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zb09c1fda3435484e8ee954aa8c83072c">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(2)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The failure of any Party to enforce at any time any of the provisions of this Agreement shall in no way be construed to be a waiver of any such provision, nor
                    in any way to affect the validity of this Agreement or any part of it or the right of any Party to enforce each and every such provision. No waiver or any breach of this Agreement shall be held to be a waiver of any other or subsequent
                    breach.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <div style="text-align: center;"> 12<br>
        </div>
        <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div id="DSPFPageBreak" style="page-break-after: always;">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        </div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z2147a451aee24b5c821e3a07558d0b02">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(d)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Severability.</font>&#160; If any provision of this Agreement is
                    held by a court or arbitrator to be invalid or unenforceable, the remaining provisions shall continue to be fully effective.&#160; If any part of this Agreement is held to be unenforceable as written, it shall be enforced to the maximum
                    extent allowed by applicable law.&#160; The unenforceability of any provision in this Agreement in any jurisdiction shall not affect the enforceability of any provision of this Agreement in any other&#160;jurisdiction.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z70447ab0a98c4e1ea92e69d4160e9a82">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(e)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Entire Agreement</font>.&#160; This Agreement represents the entire
                    agreement between the Parties regarding the matters addressed in this Agreement.&#160; This Agreement supersedes any other prior oral or written employment agreements between the Parties.&#160; Provided, however, this Agreement does not supersede
                    any incentive compensation agreement (including stock option or other equity incentive agreements)</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z6e6bca782f40488682d02d48c247f3db">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(f)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Code Section 409A Compliance.</font>&#160; For purposes of this
                    Agreement, a termination of employment will be determined consistent with the rules relating to a &#8220;separation from service&#8221; as defined in Section 409A of the Code and the regulations thereunder (&#8220;Section 409A&#8221;).&#160; The Parties intend that
                    this Agreement, to the extent possible, will be administered in accordance with Section 409A and the Treasury Regulations and other applicable regulatory guidance issued thereunder, and will be interpreted in a manner so that no
                    payments made to Executive under this Agreement constitute a deferral of compensation or, if so, will constitute a deferral for which the payment and other terms are compliant with Section 409A so as to avoid imposition of any
                    additional tax to Executive under Section 409A.&#160; Company makes no representation or warranty as to compliance with Section 409A and shall have no liability to the Executive or any other person for any adverse consequences arising under
                    Section 409A.&#160; Notwithstanding anything else provided herein, to the extent any payments provided under this Agreement in connection with Executive&#8217;s termination of employment constitute deferred compensation subject to Section 409A,
                    and Executive is deemed at the time of such termination of employment to be a &#8220;specified Executive&#8221; under Section 409A, then such payment shall not be made or commence until the earlier of (i) the expiration of the 6-month period
                    measured from Executive&#8217;s separation from service from Company or (ii) the date of Executive&#8217;s death following such a separation from service; provided, however, that such deferral shall only be effected to the extent required to avoid
                    adverse tax treatment to Executive including, without limitation, the additional tax for which Executive would otherwise be liable under Section 409A(a)(1)(B) in the absence of such a deferral.&#160; The first payment thereof will include a
                    catch-up payment covering the amount that would have otherwise been paid during the period between Executive&#8217;s termination of employment and the first payment date but for the application of this provision, and the balance of the
                    installments (if any) will be payable in accordance with their original schedule.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="margin: 0px 0px 12pt 36pt; line-height: 12.55pt; text-align: justify; text-indent: 0px;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(g)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New
        Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Assignment; Death; Binding Effect.</font></font></div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z34efeb1928484df78aa4b4af7bb700c0">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(1)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Executive shall not assign or transfer any of Executive&#8217;s rights under this Agreement, wholly or partially, to any other person or to delegate the performance
                    of the Executive&#8217;s duties under the terms of this Agreement.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="ze909d43920f043aca271eab2cd7e8236">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(2)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Upon Executive&#8217;s death, no death benefit is payable under this Agreement other than benefits that were already in pay status at the date of death.&#160;
                    Executive&#8217;s rights under this Agreement with respect to any benefits earned before the date of death shall inure to Executive&#8217;s heirs, executors, administrators or personal&#160;representatives.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <div style="text-align: center;"> <br>
          13</div>
        <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div id="DSPFPageBreak" style="page-break-after: always;">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        </div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zdce45028dfdc4f8bba1d3ec5a540ef2b">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(3)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The rights and obligations of the Company under this Agreement shall inure to the benefit of and be binding in each and every respect upon the direct and
                    indirect successors and assigns of the Company, regardless of the manner in which the successors or assigns succeed to the interests or assets of the Company.&#160; This Agreement shall not be terminated by the voluntary or involuntary
                    dissolution of the Company, by any merger, consolidation or acquisition where the Company is not the surviving corporation, by any transfer of all or substantially all of the Company&#8217;s assets, or by any other change in the Company&#8217;s
                    structure or the manner in which the Company&#8217;s business or assets are held.&#160; Executive&#8217;s employment shall not be deemed terminated upon the occurrence of one of the foregoing events. In the event of any merger, consolidation or sale or
                    transfer of assets, this Agreement shall be binding upon and shall inure to the benefit of the surviving business or the business entity to which the assets are transferred.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zfd1fcb01b3b842c1851ea8b1ba2525a9">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(h)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Survival.</font>&#160; If any benefits provided to Executive under
                    this Agreement are still owed, or claims under the Agreement are still pending at the time of termination of this Agreement, this Agreement shall continue in force with respect to those obligations or claims, until those benefits are
                    paid in full or those claims are resolved in full.&#160; The covenants in Section 5 and Section 6, and the dispute resolution provisions in Section 8 of this Agreement shall survive the termination of this Agreement and shall be enforceable
                    regardless of any claim Executive may have against the&#160;Company.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zf1203fe0df834889bae223526e1027c1">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(i)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Board of Director&#8217;s Authority.</font></font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zcbadb53bfb89470a87880c7310972f26">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(1)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Bancorp&#8217;s Board of Directors has the authority to interpret and construe the provisions of this Agreement, including the attached Separation Agreement.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z1d949841a2104fd49361a0910b668e24">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(2)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Bancorp&#8217;s Board of Directors has the authority to decide matters relating to termination for Cause or Good Reason, the violation of the Restrictive Covenants
                    and the calculation of benefits.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z8030d926fabc4e96873250ba2a31069d">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(3)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">In a decision under Subsection (1) or (2) above, the burden of proof shall be on that Board of Directors and that decision shall be:</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="line-height: 12.55pt;">
      <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="z2ea11bfd67214b7c9a043a38a63594fd">

          <tr>
            <td style="width: 108pt;"><br>
            </td>
            <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(A)</font></td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Subject to the duty of good faith and fair dealing;</font></div>
            </td>
          </tr>

      </table>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="line-height: 12.55pt;">
      <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="z2ea11bfd67214b7c9a043a38a63594fd">

          <tr>
            <td style="width: 108pt;"><br>
            </td>
            <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(B)</font></td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Supported by clear and convincing evidence; and</font></div>
            </td>
          </tr>

      </table>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z2ea11bfd67214b7c9a043a38a63594fd">

            <tr>
              <td style="width: 108pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(C)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Made by the affirmative vote of at least three fourths of that Board of&#160;Directors.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z6347cb304e5345428ddf7c34ee71a8a1">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(4)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">An arbitrator or a court reviewing such a decision by that Board of Directors shall make its own independent decision and not grant deference to the that
                    Board of Director&#8217;s decision.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="line-height: 12.55pt;">
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable">

          <tr>
            <td style="width: 36pt;"><br>
            </td>
            <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(j)</font></td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Joint and Several Obligation. </font> Bancorp and the Bank will
                  be jointly and severally liable for the payment obligations under this Agreement.</font></div>
            </td>
          </tr>

      </table>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zf69e68d253b24fa4a9312731a52440ec">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(k)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Actions by Banking Regulatory Authorities.</font></font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zcf6f0c7bd405421d811ee800d9776525">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(1)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">If Executive is suspended and/or temporarily prohibited from participating in the conduct of the Company&#8217;s affairs by a notice served under Section 8(e)(3) or
                    (g)(1)</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <div>
          <div style="text-align: center;"> 14<br>
          </div>
          <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
            <div id="DSPFPageBreak" style="page-break-after: always;">
              <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
          </div>
          <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="zcf6f0c7bd405421d811ee800d9776525">

              <tr>
                <td style="width: 72pt;"><br>
                </td>
                <td style="width: 36pt; vertical-align: top; align: right;"><br>
                </td>
                <td style="width: auto; vertical-align: top; text-align: justify;">
                  <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">of the FDIA, 12 U.S.C. &#167; 1818(e)(3) and (g)(1), the Company&#8217;s obligations under this Agreement shall be suspended as of the date of service, unless stayed
                      by appropriate proceedings.&#160; If the charges in the notice are dismissed, the Company may in its&#160;discretion:</font></div>
                </td>
              </tr>

          </table>
        </div>
        <div> <br>
        </div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z671b2368a08448428d5c136c7972cabc">

            <tr>
              <td style="width: 108pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(A)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Pay Executive all or part of the payments under this Agreement that were withheld while its obligations under this Agreement were suspended; and/or</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="ze19b2e6b945f4fe9b12152aa2295a67a">

            <tr>
              <td style="width: 108pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(B)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Reinstate in whole or in part any of its obligations which were suspended.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zfae3a10e9b984c72b15b31d68e6fe7a3">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(2)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">If Executive is removed and/or permanently prohibited from participating in the conduct of the Company&#8217;s affairs by an order issued under Section 8(e)(4) or
                    (g)(1) of the FDIA, 12 U.S.C. &#167; 1818(e)(4) and (g)(1), Executive shall be terminated for Cause as of the effective date of the order.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zecb15ed57fda4130a3e45c5a316ffc7a">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(3)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">If the Company is in default (as defined in Section 3(x)(1) of the FDIA, 12&#160;U.S.C.&#160;&#167;&#160;1813(x)(1)), all further obligations under this Agreement shall terminate
                    as of the date of default.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z9eacae277b8c48fd916c2f5becba3fb2">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(4)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">This Agreement may be terminated entirely or suspended for a period of time by the applicable banking regulatory authority, or as otherwise required by law,
                    if:</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z35c5c7e59b204dde92c756095b8fd46d">

            <tr>
              <td style="width: 108pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(A)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The Federal Deposit Insurance Corporation (&#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>FDIC</u></font>&#8221;) enters into an
                    agreement to provide assistance to or on behalf of the Company under the authority contained in Section 13(c) of the FDIA, 12 U.S.C. &#167; 1823(c);</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z378f17825091444b82ec47eac0da9b7e">

            <tr>
              <td style="width: 108pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(B)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The applicable banking regulatory authority approves a supervisory merger to resolve problems related to the operation of the Company; or</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zf720421afa4648abaa8de8c68a474e4d">

            <tr>
              <td style="width: 108pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(C)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The applicable banking regulatory authority determines the Company is in an unsafe or unsound condition.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z4be1980217e443418fb13472ec88834c">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(5)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The Change in Control Benefit is subject to and conditioned upon its compliance with 12 U.S.C. &#167; 1828(k) and FDIC regulation 12 C.F.R. Part 359, &#8220;Golden
                    Parachute and Indemnification Payments.&#8221;</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z4d823d182524411c8b50dc7d42ef8870">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(l)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Attorneys&#8217; Fees and Costs.</font><font style="font-size: 10pt;
                      font-family: 'Times New Roman', Times, serif;">&#160; In any dispute arising out of or relating to this Agreement, including in compelling arbitration, or enforcing or collecting an arbitration award, the prevailing party shall be entitled
                      to recover from the non-prevailing party its own reasonable attorneys&#8217; fees, filing and services fees, witness fees, arbitrator&#8217;s fees, and any other reasonably incurred expenses and costs, to the extent not expressly prohibited by
                      applicable law.</font></font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z532dde6e8edc461aa53cfbd9d801a189">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(m)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Headings, Captions.&#160; </font>The headings and captions used in
                    this Agreement are for convenience only and shall not affect the meaning or interpretation of the Agreement.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z60c61fd8cbce4a64aeff1cdbf5ff7e21">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(n)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Counterparts.&#160; </font><font style="font-size: 10pt;
                      font-family: 'Times New Roman', Times, serif;">For the convenience of the Parties, this Agreement may be executed by facsimile and in any number of counterparts, all of which when taken together shall constitute one and the same
                      Agreement.</font></font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <div style="text-align: center;"> 15<br>
        </div>
        <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div id="DSPFPageBreak" style="page-break-after: always;">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        </div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z9a00cbe9f0474389992dac6462f7bc90">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold; font-variant: small-caps;">10.</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold; font-variant: small-caps;"><u>Advice of Counsel</u></font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">.</font>&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Executive acknowledges that Executive has had adequate
                      time to consult legal counsel and financial advisors before signing this Agreement.&#160; Executive understands that Company makes no representations as to the tax consequences of any payments under this Agreement.&#160; Both Parties have
                      participated and had an equal opportunity to participate in the drafting of this Agreement.&#160; No ambiguity shall be construed against any Party upon a claim that such party drafted the ambiguous language.</font></font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: center; text-indent: -36pt; margin-left: 36pt; line-height: 12.55pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">[<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;
          font-style: italic;">Signature page to follow</font>]</font></div>
    <div style="text-align: left; text-indent: -36pt; margin-left: 36pt; line-height: 12.55pt; margin-bottom: 24pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;"> <br>
      </font></div>
    <div style="text-align: left; text-indent: -36pt; margin-left: 36pt; line-height: 12.55pt; margin-bottom: 24pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;"> <br>
      </font></div>
    <div style="text-align: left; text-indent: -36pt; margin-left: 36pt; line-height: 12.55pt; margin-bottom: 24pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;"> <br>
      </font></div>
    <div style="margin: 0px 0px 0px 36pt; line-height: 12.55pt; text-align: center; text-indent: -36pt;"><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;,Times,serif; font-weight: bold;"> <font style="font-weight: normal;">16</font><br>
      </font></div>
    <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div id="DSPFPageBreak" style="page-break-after: always;">
        <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
    </div>
    <div style="text-align: center; line-height: 12.55pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">EXECUTIVE</font>
      <div><br>
      </div>
      <br>
      <div style="text-align: left; line-height: 12.55pt;"><br style="line-height: 12.55pt;">
        <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;">

            <tr>
              <td style="width: 35%;">
                <div>___________________________________________________ <br>
                </div>
              </td>
              <td style="width: 15%;">
                <div>&#160;</div>
              </td>
              <td style="width: 35%;">
                <div>&#160;</div>
              </td>
            </tr>
            <tr>
              <td rowspan="1" style="width: 35%;">&#160;</td>
              <td rowspan="1" style="width: 15%;">&#160;</td>
              <td rowspan="1" style="width: 35%;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 35%;">
                <div>_______________ <br>
                </div>
              </td>
              <td style="width: 15%;">
                <div>&#160;</div>
              </td>
              <td style="width: 35%;">
                <div>&#160;</div>
              </td>
            </tr>
            <tr>
              <td rowspan="1" style="width: 35%;">&#160;</td>
              <td rowspan="1" style="width: 15%;">&#160;</td>
              <td rowspan="1" style="width: 35%;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 35%;">Date:_______________________________________________<br>
              </td>
              <td style="width: 15%;">
                <div>&#160;</div>
              </td>
              <td style="width: 35%;">
                <div>&#160;</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 11pt; margin-bottom: 6pt;"><br style="line-height: 11pt;">
      </div>
      <div style="line-height: 11pt; margin-bottom: 6pt;"><br style="line-height: 11pt;">
      </div>
      <div style="line-height: 11pt; margin-bottom: 6pt;">
        <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;">

            <tr>
              <td style="width: 35%;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">RIVERVIEW COMMUNITY BANK</font> <br>
                </div>
              </td>
              <td style="width: 15%;">
                <div>&#160;</div>
              </td>
              <td style="width: 35%;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">RIVERVIEW BANCORP, INC.</font></td>
            </tr>
            <tr>
              <td rowspan="1" style="width: 35%;">&#160;</td>
              <td rowspan="1" style="width: 15%;">&#160;</td>
              <td rowspan="1" style="width: 35%;">&#160;</td>
            </tr>
            <tr>
              <td rowspan="1" style="width: 35%;">By:&#160; ________________________________________________ </td>
              <td rowspan="1" style="width: 15%;">&#160;</td>
              <td rowspan="1" style="width: 35%;">By:&#160; ________________________________________________</td>
            </tr>
            <tr>
              <td rowspan="1" style="width: 35%;">&#160;</td>
              <td rowspan="1" style="width: 15%;">&#160;</td>
              <td rowspan="1" style="width: 35%;">&#160;</td>
            </tr>
            <tr>
              <td rowspan="1" style="width: 35%;">Title: _______________________________________________<br>
              </td>
              <td rowspan="1" style="width: 15%;">&#160;</td>
              <td rowspan="1" style="width: 35%;">Title: _______________________________________________</td>
            </tr>
            <tr>
              <td style="width: 35%;">
                <div>&#160;</div>
              </td>
              <td style="width: 15%;">
                <div>&#160;</div>
              </td>
              <td style="width: 35%;">
                <div>&#160;</div>
              </td>
            </tr>
            <tr>
              <td style="width: 35%;">Date:_______________________________________________</td>
              <td style="width: 15%;">
                <div>&#160;</div>
              </td>
              <td style="width: 35%;">Date:_______________________________________________</td>
            </tr>

        </table>
      </div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 24pt;"><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 252pt">&#160;</font><br>
      </div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 24pt;"><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 252pt"> <br>
        </font></div>
      <div style="text-align: center;">17</div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div id="DSPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Exhibit A</font></div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: center; line-height: 12.55pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">EMPLOYMENT SEPARATION AGREEMENT AND RELEASE OF CLAIMS</font></div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">This is a confidential separation agreement (this &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times,
          serif;"><u>Separation Agreement</u></font>&#8221;) between you, ____________, and us, Riverview Community Bank (the &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Bank</u></font>&#8221;) and Riverview Bancorp, Inc. (&#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Bancorp</u></font>&#8221;) (Bancorp and the Bank are collectively referred to as &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Riverview</u></font>&#8221;).

        This Separation Agreement is dated for reference purposes ____________, 20____, which is the date we delivered this Separation Agreement to you for your&#160;consideration.</font></div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z8c014a75b2f44eba8a1ff20f25894520">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">1.</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Termination of Employment.</font>&#160; Your employment terminates
                    (or was terminated) on ____________, 20____ (the &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Separation Date</u></font>&#8221;), which was within the number of months of a Change in Control as specified in
                    Section 3(a)(1) in the Change in Control Agreement between you and Riverview dated ____________, 20____ (the &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>CIC Agreement</u></font>&#8221;), which is
                    incorporated herein by reference.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zf36ac71947824a0e9e53aa87ba6aea03">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">2.</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Payments.</font>&#160; In exchange for your agreeing to the release
                    of claims and other terms in this Separation Agreement, we will pay you the Change in Control Benefit and other payments in Section 3 of the CIC Agreement.&#160; You acknowledge that we are not obligated to make these payments to you unless
                    you enter this Separation Agreement, comply with the Restrictive Covenants in Section 5 of the CIC Agreement, and otherwise comply and continue to comply with the material terms of the CIC Agreement and of this Separation Agreement.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z184ebd83368948fcb2ac7f0f224cb96b">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">3.</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">COBRA Continuation Coverage</font>.&#160; Your normal employee
                    participation in Riverview&#8217;s group health coverage will terminate on the Separation Date or, if provided under the group health plan, the last day of the month in which the Separation Date occurs.&#160; Continuation of group health coverage
                    thereafter will be made available to you and your dependents pursuant to the Consolidated Omnibus Budget Reconciliation Act of 1985 or any applicable state health insurance continuation law (collectively, &#8220;<font style="font-size: 10pt;
                      font-family: 'Times New Roman', Times, serif;"><u>COBRA</u></font>&#8221;).&#160; You understand and agree that your right to benefits under Riverview&#8217;s health and welfare benefit program, if any, shall be limited to those set forth under COBRA
                    and continuation of group health coverage after the Separation Date is entirely at your expense, as provided under COBRA, unless Section 3 of the CIC provides otherwise.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zdd2c565d2b674abdad80e034b6683f1f">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">4.</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Full Payment and Entitlement to Leave.</font>&#160; You acknowledge
                    having received full payment of all compensation of any kind (including but not limited to wages, salary, bonuses, paid time off, sick leave, reimbursable expenses, and incentive compensation) that you earned as a result of your
                    employment by us and that was owing to you as of the Separation Date.&#160; Any and all agreements to pay you bonuses or other incentive compensation are terminated.&#160; You understand and agree that you have no right to receive any further
                    payments for bonuses or other incentive compensation, except the payments as described in Section&#160;2&#160;of this Agreement (above).&#160; You also acknowledge you have taken and have not been deprived of any leave to which you were legally
                    entitled prior to the Separation date.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">5.</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;
        font-weight: bold;">Release of Claims.</font></div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z3c1c3a0a67b2443e95ddb5d0e00994ad">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(a)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">You hereby release:</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z79d32157d9924ae3aa5a6f9bc8ac1d63">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(1)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Riverview and its parent companies, divisions, subsidiaries, and affiliates, and each of their benefit plans (each, including Riverview, a &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Riverview Affiliate</u></font>&#8221;);</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zd0319a978af94c8c880316f936f91532">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(2)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Each of the Riverview Affiliates&#8217; past and present shareholders, executives, directors, members, officers, agents, employees, representatives, administrators,
                    fiduciaries and attorneys; and</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <div style="text-align: center;"> A-1<br>
        </div>
        <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div id="DSPFPageBreak" style="page-break-after: always;">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        </div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z1b85a2edc0284c5d817038344096a2e9">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(3)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The predecessors, successors, transferees and assigns of each of such persons and entities, from any and all claims of any kind, known or unknown, that arose
                    on or before the date you signed this Separation&#160;Agreement.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zcda71c87783c41db88d3d3fc1995aea2">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(b)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The claims you are releasing include, without limitation, wrongful termination, constructive discharge, breach of contract, violations arising under federal,
                    state or local laws or ordinances prohibiting discrimination or harassment on the basis of age, race, color, national origin, religion, sex, gender, disability, marital status, sexual orientation or any other protected status, failure
                    to accommodate a disability or religious practice, violation of public policy, retaliation, failure to hire, wage and hour violations, including overtime claims, tortious interference with contract or expectancy, fraud or negligent
                    misrepresentation, breach of privacy, defamation, intentional or negligent infliction of emotional distress, unfair labor practices, breach of a right to stock or stock options or other equity interests, attorneys&#8217; fees or costs, and
                    any other claims that are based on any legal obligations that arise out of or are related to your employment relationship with us.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z6acec9a40a65422e800d2d596aaa0c09">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(c)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">You specifically waive any rights or claims that you may have under Title 49 of the Revised Code of Washington, the Civil Rights Act of 1964 (including
                    Title&#160;VII of that Act), the Civil Rights Act of 1991, the Rehabiliation Act of 1973, the Age Discrimination in Employment Act of 1967 (ADEA), the Older Workers Benefit Protection Act (OWBPA), the Americans with Disabilities Act of 1990
                    (ADA), the Equal Pay Act of 1963 (EPA), the Genetic Information Nondiscrimination Act of 2008 (GINA), the Fair Labor Standards Act of 1938 (FLSA), the Family and Medical Leave Act of 1993 (FMLA), the Occupational Safety and Health Act
                    (OSHA), the Sarbanes-Oxley Act of 2002, the Fair Credit Reporting Act (FCRA), the Uniformed Services Employment and Reemployment Rights Act of 1994, the Worker Adjustment and Retraining Notification Act (WARN), the Employee Retirement
                    Income Security Act of 1974 (ERISA), the National Labor Relations Act (NLRA), the Washington Law Against Discrimination (WLAD), the Washington Industrial Welfare Act, the Washington Family Leave Act, the Washington Minimum Wage Act, the
                    Washington Wage Payment Act, the Washington Rebate Act and all similar federal, state and local&#160;laws.&#160; <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">The aforementioned claims are
                      examples, not a complete list, of the released claims.&#160; It is the Parties&#8217; intent that you release any and all claims arising from or related to your employment, your contract of employment, and separation of employment, of whatever
                      kind or nature, known or unknown, to the greatest degree allowed by law, against us, which arose or occurred on or before the date you sign this Separation Agreement</font>.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zd3ccc9d9e5c047e4bfa6d9513df00805">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(d)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">You agree not to seek any personal recovery (of money damages, injunctive relief or otherwise) for the claims you are releasing in this Separation Agreement,
                    either through any complaint to any governmental agency or otherwise, whether individually or through a class action.&#160; You agree never to start or participate as a plaintiff in any lawsuit or arbitration asserting any of the claims you
                    are releasing in this Separation Agreement.&#160; You represent and warrant that you have not initiated any complaint, charge, lawsuit or arbitration involving any of the claims you are releasing in this Separation Agreement.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zc16a3fe668034cb391842c875c1542a2">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(e)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Should you apply for future employment with a Riverview Affiliate, the Riverview Affiliate has no obligation to consider you for future employment.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z47597908c69f4766afa65ba6982a239e">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(f)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">You represent and warrant that you have all necessary authority to enter into this Separation Agreement (including, if you are married, on behalf of your
                    marital community) and that you have not transferred any interest in any claims to your spouse or to any third party.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <div style="text-align: center;"> A-2<br>
        </div>
        <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div id="DSPFPageBreak" style="page-break-after: always;">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        </div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zbb3e14b4a5c84e0687597ebe9dbfda07">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(g)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">This Separation Agreement does not affect your rights arising under any of Riverview&#8217;s benefit plans through the Separation Date or afterwards under the terms
                    of those plans to receive pension plan benefits, medical plan benefits, unemployment compensation benefits or workers&#8217; compensation benefits.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z5f0079ee9c3949d695b79281e2fc5df4">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(h)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">This Separation Agreement also does not affect your rights under agreements, bylaw provisions, insurance or otherwise, to be indemnified, defended or held
                    harmless in connection with claims that may be asserted against you by third&#160;parties.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z469a919aee204ca1ba20249e1aeff306">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(i)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">This Separation Agreement also does not affect your rights to file a charge or complaint with or participate in an investigation by the Equal Employment
                    Opportunity Commission or other government agency.&#160; But, you give up any right to recover or receive any personal relief or benefit from any such charge, complaint, or investigation, or from any lawsuit or administrative action filed by
                    any government agency which is the result of any such charge, complaint, or participation by you.&#160; Personal relief or benefit includes attorneys&#8217; fees, monetary damages, and reinstatement.&#160; Nothing in this Agreement is intended to
                    prevent you from reporting potential violations of the law, cooperating or participating in any investigation by the Equal Employment Opportunity Commission, SEC, or other government agency concerning any Riverview Affiliate, or from
                    testifying truthfully in any legal proceeding resulting from any government agency&#8217;s enforcement actions.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z6f25f1f7796c48e7b1d1f704d9c5c776">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(j)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">You understand that you are releasing potentially unknown claims, and that you have limited knowledge with respect to some of the claims being released.&#160; You
                    acknowledge that there is a risk that, after signing this Separation Agreement, you may learn information that might have affected your decision to enter into this Separation Agreement.&#160; You assume this risk and all other risks of any
                    mistake in entering into this Separation Agreement.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z6291bae25e174e00818fa5f390b07a2d">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(k)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">You agree that this release is fairly and knowingly made.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zb3b97ed90e1e4b41a946fda08e0657f8">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">6.</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">No Admission of Liability.</font>&#160; Neither this Separation
                    Agreement nor the payments made under this Separation Agreement are an admission of liability or wrongdoing by any Riverview Affiliate.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z670b722d9e934680a91e55e7cf467eb8">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">7.</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Riverview Materials.</font>&#160; You represent and warrant that
                    you have, or no later than the Separation Date will have, returned all keys, credit cards, documents, Confidential Information (as defined in Section 5 of the CIC Agreement), and other materials that belong to us, and disclosed all
                    computer user identifications and passwords used by you in the course of your employment or necessary for accessing information on our computer system, in accordance with Section 7 of the CIC Agreement, which is incorporated herein by
                    reference.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zebc0dfaf476941dfb94a15d8864e27c5">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">8.</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Nondisclosure Agreement.</font>&#160; You will comply with the
                    covenant regarding confidential information in Section 5(a) of the CIC Agreement, which covenant is incorporated herein by reference.&#160; You also agree to keep the terms of this Separation Agreement in strict confidence and not to
                    disclose the same to any other person or entity except as may be required by law. Except for litigation arising out of the breach of or attempt to enforce this Separation Agreement, this Separation Agreement shall not be admissible as
                    evidence in any legal proceeding.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zad8a0de16a364735beed65cf666c8b82">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">9.</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Non-Disparagement and Non-Incitement</font>.&#160; You agree not to
                    make, publish, or communicate (or causing others to make, publish, or communicate) any public or private disparaging statements concerning any Riverview Affiliate or their current or former officers, directors, members, shareholders,
                    employees, agents, customers, suppliers, or investors, including without limitation statements made to employees of any Riverview Affiliate or statements made on internet blogs, social media sites, and review sites; provided, however,
                    that nothing in this Separation Agreement</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="line-height: 12.55pt;">
      <div style="text-align: center;"> A-3<br>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div id="DSPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable">

          <tr>
            <td style="width: 36pt; vertical-align: top; align: right;"><br>
            </td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">shall preclude you from making truthful statements that are required by applicable law, regulation, or legal process.&#160; You may not disparage any Riverview
                  Affiliate or its business or products, and may not encourage any third parties to sue a Riverview Affiliate.</font></div>
            </td>
          </tr>

      </table>
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <div> <br>
        </div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z466ba56fce4647729f7780b126eed41c">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">10.</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Cooperation Regarding Other Claims.</font>&#160; If any claim is
                    asserted by or against a Riverview Affiliate as to which you have relevant knowledge, you will reasonably cooperate with us in the prosecution or defense of that claim, including by providing truthful information and testimony as
                    reasonably requested by us.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z1139c40ad28c43d382257c98f0499665">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">11.</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Nonsolicitation; No Interference.</font>&#160; You will comply with
                    Sections 5(b) and 5(c) of the CIC Agreement, incorporated herein by reference, and Riverview will have the right to enforce those provisions under the terms of Section 5(d) of the CIC Agreement, incorporated herein by reference.&#160;
                    Following the expiration of the covenants referenced in the preceding sentence, you will not, apart from good faith competition, interfere with any Riverview Affiliate&#8217;s relationships with customers, employees, vendors, or others.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z67a1aaa883fc4bdd8e090d5879685bed">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">12.</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Liquidated Damages.&#160; </font>Any breach by you of provisions
                    set out in Sections 7 through 11 above shall be a material breach of this Separation Agreement for which we agree that Riverview or one of its affiliates would suffer irreparable harm and damage to its reputation, and for which
                    liquidated damages in the amount of the Change in Control Benefit specified in Section 3 of the CIC Agreement or actual damages, whichever is greater, shall be assessed. The foregoing shall not be interpreted to preclude any additional
                    remedy available to Riverview at law or in equity, including but not limited to injunctive relief.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z05b73d4d8afb49a3a824c84822664b98">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">13.</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Independent Legal Counsel.</font>&#160; You are advised and
                    encouraged to consult with an attorney before signing this Separation Agreement.&#160; You acknowledge that you have had an adequate opportunity to do so.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zd95dea67d7194642ad96ea0dec29597f">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">14.</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Consideration Period.</font>&#160; You have 21 days from the date
                    this Separation Agreement is given to you to consider this Separation Agreement before signing it.&#160; You may use as much or as little of this 21&#8209;day period as you wish before signing.&#160; If you do not sign and return this Separation
                    Agreement within this 21-day period, you will not be eligible to receive the benefits described in this Separation&#160;Agreement.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z508eac062cd7479e917578420612e9cd">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">15.</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Revocation Period and Effective Date.</font>&#160; You have 7
                    calendar days after signing this Separation Agreement to revoke it.&#160; To revoke this Separation Agreement after signing it, you must deliver a written notice of revocation to Riverview&#8217;s Chief Executive Officer or the Chairman of the
                    Board before the 7-day period expires.&#160; This Separation Agreement shall not become effective until the 8th calendar day after you sign it (the &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><u>Effective
                        Date</u></font>&#8221;).&#160; If you revoke this Separation Agreement, it will not become effective or enforceable, and you will not be entitled to the benefits described in this Separation Agreement.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z19500ce9c476499bad10fe5811689577">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">16.</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Knowing and Voluntary Waivers under the ADEA.</font>&#160; You
                    acknowledges that you understand this is a full release of all existing claims whether currently known or unknown including, but not limited to, claims for age discrimination under the Age Discrimination in Employment Act.&#160; You agree
                    and acknowledges that you have read and understood this Separation Agreement, and that you have consulted with an attorney regarding the meaning and application of this Separation Agreement, or, if you have not consulted with an
                    attorney, you have been advised to do so and have had ample opportunity to do so.&#160; You enter into this Separation Agreement knowingly, voluntarily, free from duress, and as a result of your own free will and with the intention to waive,
                    settle, and release all claims you have or may have against each Riverview Affiliate.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <div style="text-align: center;"> A-4<br>
        </div>
        <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div id="DSPFPageBreak" style="page-break-after: always;">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        </div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zd6b68d7ce41942e68f091bc57e82c3ad">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">17.</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Governing Law.</font>&#160; This Separation Agreement is governed
                    by the laws of the State of Washington that apply to contracts executed and to be performed entirely within the State of Washington.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="zd4d6c68c8b4a43a1ae2ec52812a27d30">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">18.</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Dispute Resolution.</font>&#160; Any dispute arising under this
                    Agreement shall be subject to arbitration in accordance with Section 8 of the CIC Agreement, which Sections are specifically incorporated by reference, in their entirety, in this Agreement.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z7af62c64582e4bb4ba2eecbbe9495daf">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">19.</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Saving Provision.</font>&#160; If any part of this Separation
                    Agreement is held to be unenforceable, it shall not affect any other part, except if the release in Section 5 is determined to be invalid or unenforceable, this Separation Agreement shall be voidable by Riverview for a period of sixty
                    (60) days following receipt of written notice of the invalidity or unenforceability.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z4f6b4c03b60e41e38541a17d4895b39e">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">20.</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Final and Complete Agreement.</font>&#160; Except for the CIC
                    Agreement and/or the Employment Agreement, which are expressly incorporated herein by reference, this Separation Agreement is the final and complete expression of all agreements between us on all subjects relating to your employment or
                    its termination and supersedes and replaces all prior discussions, representations, agreements, policies and practices.&#160; You acknowledge you are not signing this Separation Agreement relying on anything not set out herein.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;" class="DSPFListTable" id="z56c1fb43a9964f4ab5fcd1ccdbd29998">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">21.</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Miscellaneous.</font><font style="font-size: 10pt;
                      font-family: 'Times New Roman', Times, serif;">&#160; </font>This Separation Agreement may be signed in counterparts, both of which shall be deemed an original, but both of which, taken together shall constitute the same instrument.&#160; A
                    signature made on a faxed or electronically mailed copy of the Separation Agreement or a signature transmitted by facsimile or electronic shall have the same effect as the original signature.&#160; The section headings used in this
                    Separation Agreement are intended solely for convenience of reference and shall not in any manner amplify, limit, modify or otherwise be used in the interpretation of any of the provisions hereof.&#160; This Separation Agreement was the
                    result of the negotiations between the parties.&#160; In the event of vagueness, ambiguity or uncertainty, the Separation Agreement shall not be construed against the party preparing it, but shall be construed as if both parties prepared it
                    jointly.&#160; If you or Riverview fails to enforce this Separation Agreement or to insist on performance of any term, that failure does not mean a waiver of that term or of the Separation Agreement.&#160; This Separation Agreement remains in
                    full force and effect anyway.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: center; text-indent: -36pt; margin-left: 36pt; line-height: 12.55pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">[<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;
          font-style: italic;">Signature page to follow</font>]</font></div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="line-height: 12.55pt; text-align: center;">A-5<br style="line-height: 12.55pt;">
    </div>
    <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div id="DSPFPageBreak" style="page-break-after: always;">
        <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 24pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Riverview Community Bank</font></div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">By:______________________________</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width:
        216pt" id="TRGRRTFtoHTMLTab"> <br>
      </font></div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Title:&#160; ____________________________</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width:
        216pt" id="TRGRRTFtoHTMLTab"><br>
      </font></div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Date:&#160; ____________________________</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width:
        216pt" id="TRGRRTFtoHTMLTab"><br>
      </font></div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 24pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Riverview Bancorp, Inc.</font></div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="line-height: 12.55pt;">
      <div style="text-align: justify; line-height: 12.55pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">By:______________________________</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width:
          216pt"> <br>
        </font></div>
      <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
      </div>
      <div style="text-align: justify; line-height: 12.55pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Title:&#160; ____________________________</font><font style="display: inline-block; text-indent: 0px; font-size: 1px;
          width: 216pt"><br>
        </font></div>
      <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
      </div>
      <div style="text-align: justify; line-height: 12.55pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Date:&#160; ____________________________</font></div>
    </div>
    <br>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">I, the undersigned, having been advised to consult with an attorney, hereby agree to be bound by
        this Separation Agreement and confirm that I have read and understood each part of it.</font></div>
    <div style="line-height: 12pt;"><br style="line-height: 12pt;">
    </div>
    <div style="line-height: 12pt;"><br style="line-height: 12pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;"><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 216pt" id="TRGRRTFtoHTMLTab">&#160;</font><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;"> _________________________________<font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 216pt"> <br>
      </font></div>
    <div style="text-align: justify; line-height: 12.55pt;"> <br>
    </div>
    <div style="text-align: justify; line-height: 12.55pt;"> <br>
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">_________________________________<font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 216pt" id="TRGRRTFtoHTMLTab"> </font><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Print Name</font></div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt;">_________________________________<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"></font></div>
    <div style="text-align: justify; line-height: 12.55pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Date:</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 216pt" id="TRGRRTFtoHTMLTab">&#160;</font></div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="line-height: 12.55pt;">
      <div style="text-align: center;">A-6<br style="line-height: 12.55pt;">
      </div>
      <hr noshade="noshade" align="center" style="height: 2px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;"></div>
  </div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-23
<SEQUENCE>4
<FILENAME>riv10k33119exh23.htm
<DESCRIPTION>EXHIBIT 23
<TEXT>
<html>
<head>
    <title></title>
<meta name="GENERATOR" content="MSHTML 9.00.8112.16737">
    <!-- Licensed to: Breyer & Associates PC
         Document created using EDGARfilings PROfile 5.1.0.0
         Copyright 1995 - 2019 Broadridge -->
  </head>
<body style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" bgcolor="#ffffff" text="#000000">
<div><br>
<div style="text-align: justify; line-height: 10.85pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Exhibit 23</div>

<div style="LINE-HEIGHT: 10.85pt">&#160;</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.85pt; FONT-WEIGHT: bold">Consent of Independent Registered Public Accounting Firm</div>

<div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
</div>

<div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">We consent to the incorporation by reference in Registration Statement No. 333-217276 on Form S-3 and Registration Statements No. 333-38887 and No. 333-109894 on Form S-8 of Riverview Bancorp, Inc. of our report dated June 14, 2019, with respect to the consolidated financial statements of Riverview Bancorp, Inc. and Subsidiary (collectively, "Riverview"), and the effectiveness of Riverview's internal control over financial reporting, included in Riverview's Annual Report (Form 10-K) for the year ended March 31, 2019.</div>

<div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">/s/ Delap LLP</div>

<div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Lake Oswego, Oregon</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">June 14, 2019</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">110

<hr style="BORDER-BOTTOM: medium none; TEXT-ALIGN: center; BORDER-LEFT: medium none; BACKGROUND-COLOR: #000000; HEIGHT: 2px; COLOR: #000000; MARGIN-LEFT: auto; BORDER-TOP: medium none; MARGIN-RIGHT: auto; BORDER-RIGHT: medium none" align="center" noshade="noshade">
</div>
</div>
</body>
</html>

</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-31.1
<SEQUENCE>5
<FILENAME>riv10k33119exh311.htm
<DESCRIPTION>EXHIBIT 31.1
<TEXT>
<html>
<head>
    <title></title>
<meta name="GENERATOR" content="MSHTML 9.00.8112.16737">
    <!-- Licensed to: Breyer & Associates PC
         Document created using EDGARfilings PROfile 5.1.0.0
         Copyright 1995 - 2019 Broadridge -->
  </head>
<body style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" bgcolor="#ffffff" text="#000000">
<div>
<div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
</div>

<div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Exhibit 31.1</u></div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Certification Required</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">By Rules 13a-14(a) and 15d-14(a) under the Securities Exchange Act of 1934</div>

<div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">I, Kevin J. Lycklama, certify that:</div>

<div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
</div>

<div>
<table style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z8e5be1cd8b2d4b43acba240786b96caa" class="DSPFListTable" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 36pt; VERTICAL-ALIGN: top; align: right">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">1.</div>
</td>
<td style="WIDTH: auto; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">I have reviewed this Annual Report on Form 10-K of Riverview Bancorp, Inc.;</div>
</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
</div>

<div>
<table style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z716b8ad7e1e343828bc149741705d16b" class="DSPFListTable" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 36pt; VERTICAL-ALIGN: top; align: right">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">2.</div>
</td>
<td style="WIDTH: auto; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;</div>
</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
</div>

<div>
<table style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z90c3564095b24b84acef66b5e563670d" class="DSPFListTable" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 36pt; VERTICAL-ALIGN: top; align: right">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">3.</div>
</td>
<td style="WIDTH: auto; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;</div>
</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
</div>

<div>
<table style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z57c50488ab67499f8f569ba98058f852" class="DSPFListTable" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 36pt; VERTICAL-ALIGN: top; align: right">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">4.</div>
</td>
<td style="WIDTH: auto; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The registrant's other certifying officer(s) and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:</div>
</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
</div>

<div>
<table style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z9aa2fc2818164104aa7fde9322904217" class="DSPFListTable" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 61.2pt; VERTICAL-ALIGN: top; align: right">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 39.6pt; FONT-SIZE: 10pt">a)</div>
</td>
<td style="WIDTH: auto; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this annual report is being prepared;</div>
</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
</div>

<div>
<table style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z08d89e8bf7244883bb33dffb39119a65" class="DSPFListTable" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 61.2pt; VERTICAL-ALIGN: top; align: right">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 39.6pt; FONT-SIZE: 10pt">b)</div>
</td>
<td style="WIDTH: auto; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;</div>
</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
</div>

<div>
<table style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z1ebbc73c51aa4833a5f951fae935f4b9" class="DSPFListTable" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 61.2pt; VERTICAL-ALIGN: top; align: right">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 39.6pt; FONT-SIZE: 10pt">c)</div>
</td>
<td style="WIDTH: auto; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Evaluated the effectiveness of the registrant's disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and</div>
</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
</div>

<div>
<table style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z1f4c4d622a2b4347b7828b2ca2de7026" class="DSPFListTable" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 61.2pt; VERTICAL-ALIGN: top; align: right">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 39.6pt; FONT-SIZE: 10pt">d)</div>
</td>
<td style="WIDTH: auto; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Disclosed in this report any change in the registrant's internal control over financial reporting that occurred during the registrant's most recent fiscal quarter (the registrant's fiscal fourth quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant's internal control over financial reporting; and</div>
</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
</div>

<div>
<table style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="ze8cb1ba17d0f4639a0f7debda00249d7" class="DSPFListTable" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 36pt; VERTICAL-ALIGN: top; align: right">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">5.</div>
</td>
<td style="WIDTH: auto; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The registrant's other certifying officer(s) and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant's auditors and the audit committee of registrant's board of directors (or persons performing the equivalent functions):</div>
</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
</div>

<div>
<table style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zfdf113d5dd73447293c6e67bd5858a35" class="DSPFListTable" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 61.2pt; VERTICAL-ALIGN: top; align: right">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 39.6pt; FONT-SIZE: 10pt">a)</div>
</td>
<td style="WIDTH: auto; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">All significant deficiencies and material weaknesses in the design or operation of internal controls over financial reporting, which are reasonably likely to adversely affect the registrant's ability to record, process, summarize and report financial information; and</div>
</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
</div>

<div>
<table style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z5565dcb654bf4428aec2c0f44f708be3" class="DSPFListTable" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 61.2pt; VERTICAL-ALIGN: top; align: right">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 39.6pt; FONT-SIZE: 10pt">b)</div>
</td>
<td style="WIDTH: auto; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant's internal control over financial reporting.</div>
</td>
</tr>
</table>
</div>

<div>&#160;</div>

<div>
<table style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z67f56c0e9a3544ad99015a709de2e5e1" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 50%">
<div>Date: June 14, 2019</div>
</td>
<td style="FONT-VARIANT: normal; FONT-STYLE: normal; WIDTH: 50%; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt; FONT-WEIGHT: normal"><u> </u>
<div><u>/S/ Kevin J. Lycklama</u></div>
</td>
</tr>

<tr>
<td style="WIDTH: 50%">
<div>&#160;</div>
</td>
<td style="WIDTH: 50%">
<div>Kevin J. Lycklama</div>
</td>
</tr>

<tr>
<td style="WIDTH: 50%">
<div>&#160;</div>
</td>
<td style="WIDTH: 50%">
<div>Chief Executive Officer</div>
</td>
</tr>
</table>
</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; TEXT-INDENT: 216pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 216pt; FONT-SIZE: 10pt">&#160;</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; TEXT-INDENT: 216pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 216pt; FONT-SIZE: 10pt">&#160;</div>

<br>
</div>

<div>&#160;</div>

<div style="TEXT-ALIGN: center">111

<hr style="BORDER-BOTTOM: medium none; TEXT-ALIGN: center; BORDER-LEFT: medium none; BACKGROUND-COLOR: #000000; HEIGHT: 2px; COLOR: #000000; MARGIN-LEFT: auto; BORDER-TOP: medium none; MARGIN-RIGHT: auto; BORDER-RIGHT: medium none" align="center" noshade="noshade">
</div>
</body>
</html>

</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-31.2
<SEQUENCE>6
<FILENAME>riv10k33119exh312.htm
<DESCRIPTION>EXHIBIT 31.2
<TEXT>
<html>
<head>
    <title></title>
<meta name="GENERATOR" content="MSHTML 9.00.8112.16737">
    <!-- Licensed to: Breyer & Associates PC
         Document created using EDGARfilings PROfile 5.1.0.0
         Copyright 1995 - 2019 Broadridge -->
  </head>
<body style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" bgcolor="#ffffff" text="#000000">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><u>Exhibit 31.2</u></div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Certification Required</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">By Rules 13a-14(a) and 15d-14(a) under the Securities Exchange Act of 1934</div>

<div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
</div>

<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">I, David Lam, certify that:</div>

<div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt">
<table style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z0c978632b24a4a38bee84e2237c830e8" class="DSPFListTable" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 16.1pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">1.</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">I have reviewed this Annual Report on Form 10-K of Riverview Bancorp, Inc.;</div>
</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt">
<table style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z40aa0330e78f41a99200f42b6bd108f6" class="DSPFListTable" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 18pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">2.</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;</div>
</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt">
<table style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zac196883ca2c46a48b1aa61fd53e72f8" class="DSPFListTable" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 18pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">3.</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;</div>
</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt">
<table style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zdc7acb6e02044510aca7a08560026fc3" class="DSPFListTable" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 18pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">4.</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The registrant's other certifying officer(s) and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:</div>
</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt">
<table style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zdb4075271edf4f7685234e2a9384c33e" class="DSPFListTable" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 18pt"></td>
<td style="WIDTH: 18pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">a)</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this annual report is being prepared;</div>
</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
</div>

<div>
<table style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z2c7f0e1ab6bc49a8ac22dc28a56ca22b" class="DSPFListTable" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 36pt; VERTICAL-ALIGN: top; align: right">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">b)</div>
</td>
<td style="WIDTH: auto; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;</div>
</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
</div>

<div>
<table style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zd4d59e03f76a4660a0a62572dd6adcf8" class="DSPFListTable" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 36pt; VERTICAL-ALIGN: top; align: right">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">c)</div>
</td>
<td style="WIDTH: auto; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Evaluated the effectiveness of the registrant's disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and</div>
</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt">
<table style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z8268a0ca1cce41f69ab6a3a060558c76" class="DSPFListTable" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 18pt"></td>
<td style="WIDTH: 18pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">d)</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Disclosed in this report any change in the registrant's internal control over financial reporting that occurred during the registrant's most recent fiscal quarter (the registrant's fiscal fourth quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant's internal control over financial reporting; and</div>
</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt">
<table style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z483282189544490b965ee1b154bf7637" class="DSPFListTable" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 18pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">5.</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">The registrant's other certifying officer(s) and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant's auditors and the audit committee of registrant's board of directors (or persons performing the equivalent function):</div>
</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt">
<table style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z7ee2b3f241c64f9bbc6602332b5218b5" class="DSPFListTable" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 18pt"></td>
<td style="WIDTH: 18pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">a)</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">All significant deficiencies and material weaknesses in the design or operation of internal controls over financial reporting, which are reasonably likely to adversely affect the registrant's ability to record, process, summarize and report financial information; and</div>
</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt">
<table style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z249ab48ab13a4c699a45b988e9c7828f" class="DSPFListTable" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 18pt"></td>
<td style="WIDTH: 18pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt; VERTICAL-ALIGN: top; align: right">b)</td>
<td style="TEXT-ALIGN: justify; WIDTH: auto; VERTICAL-ALIGN: top">
<div style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant's internal control over financial reporting.</div>
</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 10.85pt">&#160;</div>

<div style="LINE-HEIGHT: 10.85pt">
<table style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z47faf348863a44b2a157dcb4b3d52744" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 50%">
<div>Date: June 14, 2019</div>
</td>
<td style="FONT-VARIANT: normal; FONT-STYLE: normal; WIDTH: 50%; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt; FONT-WEIGHT: normal"><u> </u>
<div><u>/S/ David Lam</u></div>
</td>
</tr>

<tr>
<td style="WIDTH: 50%">
<div>&#160;</div>
</td>
<td style="WIDTH: 50%">
<div>David Lam</div>
</td>
</tr>

<tr>
<td style="WIDTH: 50%">
<div>&#160;</div>
</td>
<td style="WIDTH: 50%">
<div>Chief Financial Officer</div>
</td>
</tr>
</table>
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; TEXT-INDENT: 220.5pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">&#160;</div>

<div>&#160;</div>

<div>&#160;</div>

<div style="TEXT-ALIGN: center">&#160;</div>

<div style="TEXT-ALIGN: center">&#160;</div>

<div style="TEXT-ALIGN: center">112

<hr style="BORDER-BOTTOM: medium none; TEXT-ALIGN: center; BORDER-LEFT: medium none; BACKGROUND-COLOR: #000000; HEIGHT: 2px; COLOR: #000000; MARGIN-LEFT: auto; BORDER-TOP: medium none; MARGIN-RIGHT: auto; BORDER-RIGHT: medium none" align="center" noshade="noshade">
</div>

<div><br>
</div>
</body>
</html>

</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-32
<SEQUENCE>7
<FILENAME>riv10k33119exh32.htm
<DESCRIPTION>EXHIBIT 32
<TEXT>
<html>
<head>
    <title></title>
<meta name="GENERATOR" content="MSHTML 9.00.8112.16737">
    <!-- Licensed to: Breyer & Associates PC
         Document created using EDGARfilings PROfile 5.1.0.0
         Copyright 1995 - 2019 Broadridge -->
  </head>
<body style="FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" bgcolor="#ffffff" text="#000000">
<div><br>
<div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Exhibit 32</div>

<div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">CERTIFICATION PURSUANT TO</div>

<div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">18 U.S.C. 1350,</div>

<div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">AS ADOPTED PURSUANT TO</div>

<div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002</div>

<div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
</div>

<div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
</div>

<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">The undersigned herby certifies in his capacity as an officer of Riverview Bancorp, Inc. (the "Company") pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley act of 2002 and in connection with this Annual Report on Form 10-K that:</div>

<div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
</div>

<div>
<table style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zf59f18311c46423cb80aa01c1e6ad5ad" class="DSPFListTable" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 36pt; VERTICAL-ALIGN: top; align: right">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">1.</div>
</td>
<td style="WIDTH: auto; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">the report fully complies with the requirements of Sections 13(a) or 15(d) of the Securities Exchange Act of 1934, as amended, and</div>
</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
</div>

<div>
<table style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="zead2b7cb0ffc483796e0fca0c1fc5d7c" class="DSPFListTable" cellspacing="0" cellpadding="0">
<tr>
<td style="WIDTH: 36pt; VERTICAL-ALIGN: top; align: right">
<div style="TEXT-ALIGN: left; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; MARGIN-LEFT: 18pt; FONT-SIZE: 10pt">2.</div>
</td>
<td style="WIDTH: auto; VERTICAL-ALIGN: top">
<div style="TEXT-ALIGN: justify; LINE-HEIGHT: 10.85pt; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt">the information contained in the report fairly presents, in all material respects, the Company's financial condition and results of operations as of the dates and for the periods presented in the financial statements included in such report.</div>
</td>
</tr>
</table>
</div>

<div style="LINE-HEIGHT: 10.85pt"><br style="LINE-HEIGHT: 10.85pt">
</div>

<div style="LINE-HEIGHT: 10.85pt">&#160;</div>

<div style="LINE-HEIGHT: 10.85pt">&#160;</div>

<div style="LINE-HEIGHT: 10.85pt">&#160;</div>

<div style="LINE-HEIGHT: 10.85pt">
<table style="WIDTH: 100%; FONT-FAMILY: 'Times New Roman', Times, serif; FONT-SIZE: 10pt" id="z7608377d167b49ba94e29035caf545ec" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="FONT-VARIANT: normal; FONT-STYLE: normal; WIDTH: 50%; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt; FONT-WEIGHT: normal"><u> </u>
<div><u>/S/ Kevin J. Lycklama</u></div>
</td>
<td style="FONT-VARIANT: normal; FONT-STYLE: normal; WIDTH: 50%; FONT-FAMILY: 'Times New Roman'; FONT-SIZE: 10pt; FONT-WEIGHT: normal"><u> </u>
<div><u>/S/ David Lam</u></div>
</td>
</tr>

<tr>
<td style="WIDTH: 50%">
<div>Kevin J. Lycklama</div>
</td>
<td style="WIDTH: 50%">
<div>David Lam</div>
</td>
</tr>

<tr>
<td style="WIDTH: 50%">Chief Executive Officer</td>
<td style="WIDTH: 50%">Chief Financial Officer</td>
</tr>

<tr>
<td style="WIDTH: 50%">
<div>&#160;</div>
</td>
<td style="WIDTH: 50%">
<div>&#160;</div>
</td>
</tr>

<tr>
<td style="WIDTH: 50%">
<div>Dated: June 14, 2019</div>
</td>
<td style="WIDTH: 50%">
<div>Dated: June 14, 2019</div>
</td>
</tr>
</table>

<br style="LINE-HEIGHT: 10.85pt">
</div>

<div style="LINE-HEIGHT: 10.85pt">&#160;</div>

<div style="LINE-HEIGHT: 10.85pt">&#160;</div>

<div style="LINE-HEIGHT: 10.85pt">&#160;</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.85pt">&#160;</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.85pt">&#160;</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.85pt">&#160;</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.85pt">113

<hr style="BORDER-BOTTOM: medium none; TEXT-ALIGN: center; BORDER-LEFT: medium none; BACKGROUND-COLOR: #000000; HEIGHT: 2px; COLOR: #000000; MARGIN-LEFT: auto; BORDER-TOP: medium none; MARGIN-RIGHT: auto; BORDER-RIGHT: medium none" align="center" noshade="noshade">
</div>
</div>
</body>
</html>

</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>8
<FILENAME>image0.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image0.jpg
M_]C_X  02D9)1@ ! 0$ E@"6  #_VP!#  @&!@<&!0@'!P<)"0@*#!0-# L+
M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+# Q-#0T'R<Y/3@R/"XS-#+_
MVP!# 0D)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P  1" ,J \\# 2(  A$! Q$!_\0
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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M#_#$&D[7O+.VM[A(&8*)1Y6" 3QGG(SQUKFV^)CPZ1'X8^)O@B9+ @('BA:
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M0R_GT]B#WKZ+H PO%/C#1/!NG+>:U>"!7)$4:C=)*1V51U^O09Y-<5IOQ_\
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M:C+<V.A^$;-B;G6+Q=RKUV @#\V8'_@-92647PW^/>FQ6X\K2M:M$MAZ!L!
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M<[\@C()P#U[UG_'C_DE5[_UWA_\ 0Q7,>._#YU?]GK0;Z),W&EV=M<*1UV%
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M0:"2VN+>7 M97MP+F-3]Y&D'WER!@8H [JBBB@ HHHH **** "BBB@ HHHH
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M&H'+8'IU)-<M>^"]9F_9\T9(=,U%-9TZ^:X6V6!Q. TC X3&[NK=.V:^B**
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M>U8@%PHP" <9!4E2,YZ8K'U_Q7\1O'FCS>'+#P'>:0;H>7<W5TS!2G\0!=%
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M /0]C6+\(/ FL:1XQUV75+&\BBL;>2TLY;B)E1]SGF,D<C )^7^][U[_ $4
M>*?!CPKJ*^ O$VCZQI]YIQOY&B NK=HR5:+;N 8#(YK+\*ZMX^^%FGS^'9_
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MTWX8:-:7]K/:W,:R[X9XRCKF5R,J>1P0:[6BB@ HHHH **** "BBB@ HHHH
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M,LXMY[_[7&1&Y?8"J8#,N<?-QSD=N=K6_'&I6NNW6E>'_"UUKDEBBO?2)<)
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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M*X9-\3!^"5;D-DX&,T >DT5F>'[?5+;0[6/6KT7FI;-UQ*J*J[CR54* -HZ
M]3C)K3H **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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MD!MW0D ;L< 8P>M>E44 9VO:/;^(- OM(N@/)NX6B8XSMR.& ]0<'\*YS4/
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M<?[0W9Q[8]ZT;3PR=/\ &-[KMG>>5;W\*K=V7EY$DJ\+*&W?*=O!&#FN@HH
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !48MX%N7N5AC$[H$>4*-S*"2
M 3U(!)P/<^M244 %%%% !1110 50T_\ X_=5_P"OI?\ T3%5^J&G_P#'[JO_
M %]+_P"B8J +]%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%<SXD^(/A;PC>Q6>NZJ
MMI<2Q^:D?DR2$IDC/R*<<@]?0UB_\+M^'G_0P_\ DE<?_&Z /0**HZ-K.G^(
M-)M]4TNY%S97 )BE"E=V"0>" 1@@CD=JO4 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !5#3_P#C]U7_ *^E_P#1,57ZH:?_ ,?NJ_\ 7TO_ *)B
MH OT444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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MA.4EC_WD."/KTK=H **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 50T_\ X_=5_P"OI?\
MT3%5^J&G_P#'[JO_ %]+_P"B8J +]%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !117FNLZ]J7CW5I_#/A*Y:WTN%O+U76H^B^L,)[N>[#I_,
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M%C=#,<A4D?N8_P"Z2/UK3JAI_P#Q^ZK_ -?2_P#HF*@"_1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !67XA\0Z=X7T6?5M4G\JVA';EG8]%4=V/I_2IM7U>QT'2;C4]2N%
M@M+=-\DC?R'J2> .YKAO#ND7OC?6H?&/B6V:&RA.[1=*E_Y9+VGD'=SP1Z?E
M0 _PUX=U'Q-K<?C+Q=!Y<J<Z3I3<K9(>CN.\IX/M]0 OHE%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 50T__ (_=5_Z^E_\ 1,57ZH:?
M_P ?NJ_]?2_^B8J +]%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 5!>7EOI]G->7<R0V\*%Y)'.%
M51U)J9F5%+,0JJ,DDX %>7.TOQ;UPPQET\$:=-^\<$C^U)E/W1_TR4]^_P#Z
M" 2:79W'Q1UF'Q!JT+Q>%;.3=I=A*,&[<<>?*/[O]U3_ "SN].IL<:11K'&B
MI&@"JJC 4#H /2G4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 50T__C]U7_KZ7_T3%5^J&G_\?NJ_]?2_^B8J +]%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M117GGC#Q!J.N:R? _A68QWTB[M3U!>180GL#_P ]&'0=1GMU !5U[4+KXC:[
M/X2T2=X="M&VZUJ,1_UA_P"?>,^I_B/_ .IO1-/L+32M/@L+&!(+6W01Q1(,
M!0*J>'O#^G>%]$M])TN'RK:!<<_>=N[,>Y/K6I0 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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MSGW)J^%-!U#Q!K2^-O%4!CNBI&E::_(L8C_$1_SU;N>WZ#T&@ HHHH ****
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M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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M'70/[*UBQO"1G9#.K,/JN<C\10!K4444 %%%% !1110 4444 %%%% !1110
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M5G?\*L_ZGWQS_P"#C_["O0** ,CPOX<L_"7ARTT/3Y)Y+6UW[&G8,YW.7.2
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MEC.[RG7YY6_S@BNU\%?"[3O"VGWL=_<R:S<Z@JB\-V-T4FTY V'(.#W.3]*
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MUR__  M3P-G_ )&:Q_[Z/^% &[8^'=#TN<SZ?HVG6DQSF2WM4C;GKR #S6D
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M9V,\<D4@^Z20/F&>N: /:?#NAP^&] M-'M[J[NH;52D<MW('D*Y) )  P <
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M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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M(+2UCSLA@C$:+DDG"C@9))_&K% 'G_\ PICP6>&M+UE/56OYL'_QZK%C\(/
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %4-/_ ./W5?\ KZ7_ -$Q5?JAI_\ Q^ZK_P!?
M2_\ HF*@"_1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !5#3_\ C]U7_KZ7_P!$Q5?JAI__ !^Z
MK_U]+_Z)BH OT444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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M<;I'"C/U-4=)GAN9]3F@E26)KH;7C8,#^YC'45IU0T__ (_=5_Z^E_\ 1,5
M%^BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "J&G_\ '[JO_7TO_HF*K]4-/_X_=5_Z^E_]$Q4
M7Z*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH *H:?_Q^ZK_U]+_Z)BJ_5#3_ /C]U7_KZ7_T3%0!
M?HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "
MBBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **
M** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHH
MH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
M HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "
MBBB@ HHHH **** "BBB@ JAI_P#Q^ZK_ -?2_P#HF*K]4-/_ ./W5?\ KZ7_
M -$Q4 7Z*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH *H:?_ ,?NJ_\ 7TO_ *)BJ_5#3_\ C]U7
M_KZ7_P!$Q4 7Z*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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M_:%S_P! >]_[[A_^.4 7Z*H?VA<_] >]_P"^X?\ XY1_:%S_ - >]_[[A_\
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M0_M"Y_Z ][_WW#_\<H_M"Y_Z ][_ -]P_P#QR@"_15#^T+G_ * ][_WW#_\
M'*K6US>PW%X[Z3>%9I@Z 20\#8BX_P!9ZJ?SH V**H?VA<_] >]_[[A_^.4?
MVA<_] >]_P"^X?\ XY0!?HJA_:%S_P! >]_[[A_^.4?VA<_] >]_[[A_^.4
M7Z*H?VA<_P#0'O?^^X?_ (Y1_:%S_P! >]_[[A_^.4 7Z*H?VA<_] >]_P"^
MX?\ XY1_:%S_ - >]_[[A_\ CE %^BJ']H7/_0'O?^^X?_CE']H7/_0'O?\
MON'_ ..4 7Z*H?VA<_\ 0'O?^^X?_CE']H7/_0'O?^^X?_CE %^BJ']H7/\
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MM"Y_Z ][_P!]P_\ QRC^T+G_ * ][_WW#_\ '* +]%4/[0N?^@/>_P#?</\
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M+9ST/05Z!I;7SZ5:/J<<4=^T*FX2'.Q9,?,%R3QG/>@"W1110 4444 %%%%
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MA*J 2/QK4HH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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MIECI_P  +A=.UQM8L9]766.<V36JKD@,JHW\.0>G&2:] ^*6EM9^$=)\0Z7
MJW/AVXAND6, ?N1@.OTQ@_0&@#<\7>.['1+;5+.SU&SBUFRMTN&6\MYWAB1G
M507,2D\[N .>1QBM.X\5:7H_A6TUO7=1M;:"6&-C*H;:[,N<(I&\YY(&,X_&
MO%)8IM7^$OCKQK=HRRZY<KY ?JL$<JJH_F/^ BM#Q['=);_#&\.I#3+&.%4-
M^]NLT=M,8T*LRM\IZ'&>F">U 'IT7Q+\'SZ&^M1:U&]A',L,DBQ2$QNWW=R[
M=R@^I 'O6C=^+-#L?$5EH%S?JFJ7J;[>#8QWKSSN VC[IZD=*\=C\*6OB67Q
MBT/C>'Q+J<VF;9UM]-$$1D4J\3&1#Y;-E,<9/)]#7)P:A?Z];2_$B59?,\/2
MZ= B@GYU08E[]R0?^!4 ?2>G>(])U;5=1TRQN_.N]-94NT$;@1L<X&XC!/!Z
M$]*\_P#%?CCQW!\0;CPSX1T;3-0\BT2Y87.5< X!.3*@ZD<=:T/@S9S?\(?<
M:[=C_2]<O9;Z0GDX+84?H3^-><_$BR\)WWQGO8_&&IW>GV TZ)HI;52S-)Q@
M'"/QC=V[=: .]\'_ ! \3S^,9/#'C31;/3KPVANXY+60%50'^+YW [\Y[=.:
MWK#XI^"=3UA-*M/$$$EY(_EHIC=5=O0.5"G/;!Y[5XAHE_HOA?Q5?#P!+-X@
MTN31[B2_CO[7(&U6(!)13LSMR,8.<<\8KZO?P7WASPC._BV.[O9;^)UTBTAC
M@@L$R<YCC'# X )QD$X!ZT ?0&L_$/PIX>U*?3M6UB*TNX(1,\;QOG:>F"%P
MQYZ#)]N*MZ?XQ\.ZIX?DUVTU>V?3(L^;<,VP1D=F#8*GD<$9Y'K7"VT$4O[2
MM\\D:NT6BJT989VG*C(]\$C\:\UU2VD'A?QTD,3M8VWBE7N8H^@A#.#QZ9V_
MI0![WX=^('A7Q7>26FBZQ%<W$8W&(H\;$=R X&X?3-0ZM\2_!VAZN=*U'7;>
M&]!VM'M=@A]&900I^I%9EIXC\!:GXYTQ--^RWNMO9$6UU:Q^:L,8!^1BOW#@
MGJ!@'!QG%<%X-UCP]H?@+QAI7BFXM8=9-U<?;8+D@2W)*_+M!Y?G.,9P3GOF
M@#UC6O'OA?P]-:Q:KJ\-N;N$SP-L9ED0#.0R@CZ<\]LUE_\ "W_ >QG;7T0+
M$)OWEM,I92<#:"F6/L,GOTKRKPGI]TGB?X66^K1%I!9W,B)*,E4S(T?7T&TC
MTXKH9=4T/1OVE-0N-:GMK53IR+;SW!"HDI5#G<>%)7<,GUQWH ]7T'Q%I'B?
M31J&BWT=Y:EBI= 058=BI *GV('6M,G"D^@KQOX?ZWI>E:Q\0?$OGB#PO]NC
M\N=(V:-GR0Q4*"2,LO0?Q"O7K>ZAO;&*[MWWP3QB2-L$;E(R#@\]#0!P'A+X
MG0W?@6X\2>*I;:QBBOWM-UO#(5XQMX&XYYZ]*W])^(?A+7=:;1],URWN;X9Q
M&H8!\<G8Q&U^.?E)KPA@#^SK? ]#KQ_F*]"\<6T%I\2/AD+>)(@LLD0"#&$
M3"_3D_G0!VOB#XA^$_"U\MEK.LPVUTP!\H(\C*#TW! =OXXKH+.\MM0LX;RS
MGCGMIE#QRQMN5@>X->-Z%J>@:'XT^(]OXNFMX)+J7>%NV -Q;%6PJ9^]P1P.
M3D>E=SX3\7>$);71]'T/=9_:[9I[*R:U>/\ =@MN.<;>H;G//7G- '94444
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MA"+"DH)5G9@HR 0<<YZ]JY_PYXM\33QW6IZSJ7@ZYTBRMGFNUT:>62XB(4L
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M*VBD!*O(S  $ @GN>#VKPSXC:3=^$/%-MHL _P")#JFJ0ZI:KC AE!*R(/\
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MZ9#!+'<2 1I,\8#DDNN2. ,'^&NB^#MSJND:WXA\&:]9KI][)G488(W!5 ^
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M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
3 %%%% !1110 4444 %%%% '_V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>9
<FILENAME>image00001.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image00001.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  @&!@<&!0@'!P<)"0@*#!0-# L+
M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+# Q-#0T'R<Y/3@R/"XS-#+_
MVP!# 0D)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P  1" "( ?<# 2(  A$! Q$!_\0
M'P   04! 0$! 0$           $" P0%!@<("0H+_\0 M1   @$# P($ P4%
M! 0   %] 0(#  01!1(A,4$&$U%A!R)Q%#*!D:$((T*QP152T? D,V)R@@D*
M%A<8&1HE)B<H*2HT-38W.#DZ0T1%1D=(24I35%565UA96F-D969G:&EJ<W1U
M=G=X>7J#A(6&AXB)BI*3E)66EYB9FJ*CI*6FIZBIJK*SM+6VM[BYNL+#Q,7&
MQ\C)RM+3U-76U]C9VN'BX^3EYN?HZ>KQ\O/T]?;W^/GZ_\0 'P$  P$! 0$!
M 0$! 0        $" P0%!@<("0H+_\0 M1$  @$"! 0#! <%! 0  0)W  $"
M Q$$!2$Q!A)!40=A<1,B,H$(%$*1H;'!"2,S4O 58G+1"A8D-.$E\1<8&1HF
M)R@I*C4V-S@Y.D-$149'2$E*4U155E=865IC9&5F9VAI:G-T=79W>'EZ@H.$
MA8:'B(F*DI.4E9:7F)F:HJ.DI::GJ*FJLK.TM;:WN+FZPL/$Q<;'R,G*TM/4
MU=;7V-G:XN/DY>;GZ.GJ\O/T]?;W^/GZ_]H # ,!  (1 Q$ /P#W^BBO@S5H
M;ZVUF^@U0R'4([B1+HR2;V,H8A\MD[CNSSDYH ^\Z*^./!WQ8\4^";/[#83P
M7-@-Q2TO(RZ1LQ!)4@AAT/&=OS,<9.:]4TW]I;39;AEU3PW=VT&S*O:W*SL6
MR."K! !C/.>PXYX /<Z*\WT;XY^!M7V++?SZ;,\HB6.^@*YSC#%DW(JY/5F&
M,$G YKM--\2Z#K-PUOI>MZ;?3JF]H[6Z25@N0,D*2<9(Y]Q0!J4444 %%%%
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M/$>D>*=+74M%OH[NT+E-Z@J58=0RL 5/0X('!!Z$5J4 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !7S!^T=_P E#T__ +!4?_HV6OI^OF#]H[_DH>G_ /8*C_\
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MOY21X01QD#" #JQ_.O2*R] \.:1X6TM=-T6QCM+0.7V*2Q9CU+,Q)8]!DD\
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MS8!PHR3C@5\@?$KQO_PGOBUM5CM?LUK%$+:V1C\YC5F8,_.-Q+$X' X'.,D
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MQ7T7!!#:V\5O;Q1PP1($CCC4*J*!@  <  =J /@2OM_P)_R3SPS_ -@JU_\
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MW_;W_P"T:^?Z^N_B_P##^;QWX:A.G^7_ &MI[M+;!V($JL/GCSG +84@D=5
MR 21\Z:%\.O$E]XATRSU'PYKEO8SW<45Q-]AD3RXV<!FW,N!@$G)X% 'V?11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 5EZ_X<TCQ3I;:;K5C'=VA</L8E2K#H592"IZC
M((X)'0FBB@#'T#X:>#_"^J+J>CZ+'!>*A196FDE* ]=N]B <<9'."1T)KK**
M* "LN;PUH-SJ@U2?1--EU .KB[>U1I0RXVG>1G(P,'/&!110!J4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
..%%% !1110 4444 ?_]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.INS
<SEQUENCE>10
<FILENAME>rvsb-20190331.xml
<DESCRIPTION>XBRL
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>
<!-- Generated using Ez-XBRL version 8.0.2.0 [06/11/2019 10:37:30 AM] -->
<!-- Based on XBRL 2.1 -->
<!--XBRL Document Modified with Ez-Editor Version 1.8.0.4 on Thursday, June 13, 2019 12:50:38 PM -->
<xbrli:xbrl xmlns:rvsb="http://www.riverviewbank.com/20190331" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:iso4217="http://www.xbrl.org/2003/iso4217" xmlns:nonnum="http://www.xbrl.org/dtr/type/non-numeric" xmlns:num="http://www.xbrl.org/dtr/type/numeric" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:country="http://xbrl.sec.gov/country/2017-01-31" xmlns:currency="http://xbrl.sec.gov/currency/2017-01-31" xmlns:dei="http://xbrl.sec.gov/dei/2018-01-31" xmlns:exch="http://xbrl.sec.gov/exch/2018-01-31" xmlns:invest="http://xbrl.sec.gov/invest/2013-01-31" xmlns:naics="http://xbrl.sec.gov/naics/2017-01-31" xmlns:sic="http://xbrl.sec.gov/sic/2011-01-31" xmlns:stpr="http://xbrl.sec.gov/stpr/2018-01-31" xmlns:us-gaap="http://fasb.org/us-gaap/2018-01-31" xmlns:us-types="http://fasb.org/us-types/2018-01-31" xmlns:xl="http://www.xbrl.org/2003/XLink" xmlns:utr="http://www.xbrl.org/2009/utr" xmlns:srt-types="http://fasb.org/srt-types/2018-01-31" xmlns:srt="http://fasb.org/srt/2018-01-31">
<link:schemaRef xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:type="simple" xlink:href="rvsb-20190331.xsd"/>
<!-- Context Section  -->
<xbrli:context id="Context_As_Of_31_Mar_2010T00_00_00_TO_31_Mar_2010T00_00_00">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2010-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_Custom_01_Mar_2010T00_00_00_TO_31_Mar_2010T00_00_00">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2010-03-01
</xbrli:startDate>
<xbrli:endDate>
2010-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2015T00_00_00_TO_31_Mar_2016T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:BusinessAcquisitionAxis">rvsb:MerchantsBancorpMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2015-04-01
</xbrli:startDate>
<xbrli:endDate>
2016-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_17_Feb_2017T00_00_00_TO_17_Feb_2017T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:BusinessAcquisitionAxis">rvsb:MerchantsBancorpMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementBasisAxis">us-gaap:CarryingReportedAmountFairValueDisclosureMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2017-02-17
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_17_Feb_2017T00_00_00_TO_17_Feb_2017T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember_FairValueByMeasurementBasisAxis_ChangeDuringPeriodFairValueDisclosureMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:BusinessAcquisitionAxis">rvsb:MerchantsBancorpMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementBasisAxis">us-gaap:ChangeDuringPeriodFairValueDisclosureMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2017-02-17
</xbrli:instant>
</xbrli:period>
</xbrli:context>

<xbrli:context id="Context_Custom_01_Feb_2017T00_00_00_TO_17_Feb_2017T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:BusinessAcquisitionAxis">rvsb:MerchantsBancorpMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2017-02-01
</xbrli:startDate>
<xbrli:endDate>
2017-02-17
</xbrli:endDate>
</xbrli:period>
</xbrli:context>


<xbrli:context id="Context_Custom_01_Feb_2017T00_00_00_TO_17_Feb_2017T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:BusinessAcquisitionAxis">rvsb:MerchantsBancorpMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementBasisAxis">us-gaap:EstimateOfFairValueFairValueDisclosureMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2017-02-01
</xbrli:startDate>
<xbrli:endDate>
2017-02-17
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2016-04-01
</xbrli:startDate>
<xbrli:endDate>
2017-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2016-04-01
</xbrli:startDate>
<xbrli:endDate>
2017-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_UnallocatedFinancingReceivablesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:UnallocatedFinancingReceivablesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2016-04-01
</xbrli:startDate>
<xbrli:endDate>
2017-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2016-04-01
</xbrli:startDate>
<xbrli:endDate>
2017-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_StatementEquityComponentsAxis_RetainedEarningsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2016-04-01
</xbrli:startDate>
<xbrli:endDate>
2017-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_StatementEquityComponentsAxis_DeferredCompensationShareBasedPaymentsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:DeferredCompensationShareBasedPaymentsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2016-04-01
</xbrli:startDate>
<xbrli:endDate>
2017-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2016-04-01
</xbrli:startDate>
<xbrli:endDate>
2017-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_StatementEquityComponentsAxis_CommonStockMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2016-04-01
</xbrli:startDate>
<xbrli:endDate>
2017-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2016-04-01
</xbrli:startDate>
<xbrli:endDate>
2017-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_PlanNameAxis_RetirementPlanMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">rvsb:RetirementPlanMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2016-04-01
</xbrli:startDate>
<xbrli:endDate>
2017-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_PlanNameAxis_DirectorsAndExecutiveOfficersDeferredCompensationPlanMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">rvsb:DirectorsAndExecutiveOfficersDeferredCompensationPlanMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2016-04-01
</xbrli:startDate>
<xbrli:endDate>
2017-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_PlanNameAxis_StockOptionPlansMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">rvsb:StockOptionPlansMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2016-04-01
</xbrli:startDate>
<xbrli:endDate>
2017-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2016-04-01
</xbrli:startDate>
<xbrli:endDate>
2017-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2016-04-01
</xbrli:startDate>
<xbrli:endDate>
2017-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:LandMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2016-04-01
</xbrli:startDate>
<xbrli:endDate>
2017-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">srt:MultifamilyMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2016-04-01
</xbrli:startDate>
<xbrli:endDate>
2017-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2016-04-01
</xbrli:startDate>
<xbrli:endDate>
2017-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:BusinessAcquisitionAxis">rvsb:MerchantsBancorpMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2016-04-01
</xbrli:startDate>
<xbrli:endDate>
2017-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_ProductOrServiceAxis_DepositAccountMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="srt:ProductOrServiceAxis">us-gaap:DepositAccountMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2016-04-01
</xbrli:startDate>
<xbrli:endDate>
2017-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_ProductOrServiceAxis_AssetManagement1Member">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="srt:ProductOrServiceAxis">us-gaap:AssetManagement1Member</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2016-04-01
</xbrli:startDate>
<xbrli:endDate>
2017-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_ProductOrServiceAxis_DebitCardMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="srt:ProductOrServiceAxis">us-gaap:DebitCardMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2016-04-01
</xbrli:startDate>
<xbrli:endDate>
2017-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_ProductOrServiceAxis_LoanRelatedFeesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="srt:ProductOrServiceAxis">rvsb:LoanRelatedFeesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2016-04-01
</xbrli:startDate>
<xbrli:endDate>
2017-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_ProductOrServiceAxis_BankServicingMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="srt:ProductOrServiceAxis">us-gaap:BankServicingMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2016-04-01
</xbrli:startDate>
<xbrli:endDate>
2017-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2017-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>

<xbrli:context id="Context_3ME_01_Apr_2017T00_00_00_TO_30_Jun_2017T00_00_00">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2017-04-01
</xbrli:startDate>
<xbrli:endDate>
2017-06-30
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_3ME_01_Jul_2017T00_00_00_TO_30_Sep_2017T00_00_00">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2017-07-01
</xbrli:startDate>
<xbrli:endDate>
2017-09-30
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_3ME_01_Oct_2017T00_00_00_TO_31_Dec_2017T00_00_00">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2017-10-01
</xbrli:startDate>
<xbrli:endDate>
2017-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_3ME_01_Jan_2018T00_00_00_TO_31_Mar_2018T00_00_00">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2018-01-01
</xbrli:startDate>
<xbrli:endDate>
2018-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2017-04-01
</xbrli:startDate>
<xbrli:endDate>
2018-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2017-04-01
</xbrli:startDate>
<xbrli:endDate>
2018-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_UnallocatedFinancingReceivablesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:UnallocatedFinancingReceivablesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2017-04-01
</xbrli:startDate>
<xbrli:endDate>
2018-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2017-04-01
</xbrli:startDate>
<xbrli:endDate>
2018-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_StatementEquityComponentsAxis_RetainedEarningsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2017-04-01
</xbrli:startDate>
<xbrli:endDate>
2018-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_StatementEquityComponentsAxis_DeferredCompensationShareBasedPaymentsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:DeferredCompensationShareBasedPaymentsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2017-04-01
</xbrli:startDate>
<xbrli:endDate>
2018-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2017-04-01
</xbrli:startDate>
<xbrli:endDate>
2018-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_StatementEquityComponentsAxis_CommonStockMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2017-04-01
</xbrli:startDate>
<xbrli:endDate>
2018-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2017-04-01
</xbrli:startDate>
<xbrli:endDate>
2018-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_PlanNameAxis_RetirementPlanMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">rvsb:RetirementPlanMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2017-04-01
</xbrli:startDate>
<xbrli:endDate>
2018-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_PlanNameAxis_DirectorsAndExecutiveOfficersDeferredCompensationPlanMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">rvsb:DirectorsAndExecutiveOfficersDeferredCompensationPlanMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2017-04-01
</xbrli:startDate>
<xbrli:endDate>
2018-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_PlanNameAxis_StockOptionPlansMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">rvsb:StockOptionPlansMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2017-04-01
</xbrli:startDate>
<xbrli:endDate>
2018-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2017-04-01
</xbrli:startDate>
<xbrli:endDate>
2018-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2017-04-01
</xbrli:startDate>
<xbrli:endDate>
2018-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:LandMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2017-04-01
</xbrli:startDate>
<xbrli:endDate>
2018-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">srt:MultifamilyMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2017-04-01
</xbrli:startDate>
<xbrli:endDate>
2018-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2017-04-01
</xbrli:startDate>
<xbrli:endDate>
2018-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_ProductOrServiceAxis_DepositAccountMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="srt:ProductOrServiceAxis">us-gaap:DepositAccountMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2017-04-01
</xbrli:startDate>
<xbrli:endDate>
2018-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_ProductOrServiceAxis_AssetManagement1Member">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="srt:ProductOrServiceAxis">us-gaap:AssetManagement1Member</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2017-04-01
</xbrli:startDate>
<xbrli:endDate>
2018-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_ProductOrServiceAxis_DebitCardMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="srt:ProductOrServiceAxis">us-gaap:DebitCardMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2017-04-01
</xbrli:startDate>
<xbrli:endDate>
2018-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_ProductOrServiceAxis_LoanRelatedFeesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="srt:ProductOrServiceAxis">rvsb:LoanRelatedFeesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2017-04-01
</xbrli:startDate>
<xbrli:endDate>
2018-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_ProductOrServiceAxis_BankServicingMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="srt:ProductOrServiceAxis">us-gaap:BankServicingMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2017-04-01
</xbrli:startDate>
<xbrli:endDate>
2018-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_UnallocatedFinancingReceivablesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:UnallocatedFinancingReceivablesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_StatementEquityComponentsAxis_RetainedEarningsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_StatementEquityComponentsAxis_CommonStockMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_PlanNameAxis_DirectorsAndExecutiveOfficersDeferredCompensationPlanMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">rvsb:DirectorsAndExecutiveOfficersDeferredCompensationPlanMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:LandMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">srt:MultifamilyMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_CashMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CashMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_CertificatesOfDepositMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CertificatesOfDepositMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_LoansHeldForSaleMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">rvsb:LoansHeldForSaleMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_AvailableforsaleSecuritiesMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:AvailableforsaleSecuritiesMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_AvailableforsaleSecuritiesMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:AvailableforsaleSecuritiesMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_HeldtomaturitySecuritiesMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:HeldtomaturitySecuritiesMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_LoansReceivableMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:LoansReceivableMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_InvestmentInFederalHomeLoanBankStockMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:InvestmentInFederalHomeLoanBankStockMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_SubordinatedDebtObligationsMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:SubordinatedDebtObligationsMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_CapitalLeaseObligationMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">rvsb:CapitalLeaseObligationMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_AutomobileLoanMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_PassMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_SpecialMentionMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_SubstandardMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_DoubtfulMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_LossMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">rvsb:LossMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To89DaysPastDueMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">rvsb:FinancingReceivables30To89DaysPastDueMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember_FinancialInstrumentAxis_CashMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementBasisAxis">us-gaap:EstimateOfFairValueFairValueDisclosureMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CashMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember_FinancialInstrumentAxis_CertificatesOfDepositMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementBasisAxis">us-gaap:EstimateOfFairValueFairValueDisclosureMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CertificatesOfDepositMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember_FinancialInstrumentAxis_AvailableforsaleSecuritiesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementBasisAxis">us-gaap:EstimateOfFairValueFairValueDisclosureMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:AvailableforsaleSecuritiesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember_FinancialInstrumentAxis_HeldtomaturitySecuritiesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementBasisAxis">us-gaap:EstimateOfFairValueFairValueDisclosureMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:HeldtomaturitySecuritiesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember_FinancialInstrumentAxis_LoansReceivableMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementBasisAxis">us-gaap:EstimateOfFairValueFairValueDisclosureMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:LoansReceivableMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember_FinancialInstrumentAxis_InvestmentInFederalHomeLoanBankStockMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementBasisAxis">us-gaap:EstimateOfFairValueFairValueDisclosureMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:InvestmentInFederalHomeLoanBankStockMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember_FinancialInstrumentAxis_SubordinatedDebtObligationsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementBasisAxis">us-gaap:EstimateOfFairValueFairValueDisclosureMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:SubordinatedDebtObligationsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember_FinancialInstrumentAxis_LoansHeldForSaleMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementBasisAxis">us-gaap:EstimateOfFairValueFairValueDisclosureMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">rvsb:LoansHeldForSaleMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember_FinancialInstrumentAxis_CapitalLeaseObligationMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementBasisAxis">us-gaap:EstimateOfFairValueFairValueDisclosureMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">rvsb:CapitalLeaseObligationMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember_FinancialInstrumentAxis_CapitalLeaseObligationMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementBasisAxis">us-gaap:CarryingReportedAmountFairValueDisclosureMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">rvsb:CapitalLeaseObligationMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember_FinancialInstrumentAxis_LoansHeldForSaleMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementBasisAxis">us-gaap:CarryingReportedAmountFairValueDisclosureMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">rvsb:LoansHeldForSaleMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember_FinancialInstrumentAxis_SubordinatedDebtObligationsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementBasisAxis">us-gaap:CarryingReportedAmountFairValueDisclosureMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:SubordinatedDebtObligationsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember_FinancialInstrumentAxis_InvestmentInFederalHomeLoanBankStockMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementBasisAxis">us-gaap:CarryingReportedAmountFairValueDisclosureMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:InvestmentInFederalHomeLoanBankStockMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember_FinancialInstrumentAxis_LoansReceivableMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementBasisAxis">us-gaap:CarryingReportedAmountFairValueDisclosureMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:LoansReceivableMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember_FinancialInstrumentAxis_HeldtomaturitySecuritiesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementBasisAxis">us-gaap:CarryingReportedAmountFairValueDisclosureMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:HeldtomaturitySecuritiesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember_FinancialInstrumentAxis_AvailableforsaleSecuritiesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementBasisAxis">us-gaap:CarryingReportedAmountFairValueDisclosureMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:AvailableforsaleSecuritiesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember_FinancialInstrumentAxis_CertificatesOfDepositMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementBasisAxis">us-gaap:CarryingReportedAmountFairValueDisclosureMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CertificatesOfDepositMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember_FinancialInstrumentAxis_CashMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementBasisAxis">us-gaap:CarryingReportedAmountFairValueDisclosureMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CashMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_UnusedLinesOfCreditMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:UnusedLinesOfCreditMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_LoanOriginationCommitmentsMember_InvestmentTypeAxis_AdjustableRateLoansMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:LoanOriginationCommitmentsMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">us-gaap:AdjustableRateLoansMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_LoanOriginationCommitmentsMember_InvestmentTypeAxis_FixedRateLoansMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:LoanOriginationCommitmentsMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">rvsb:FixedRateLoansMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_StandbyLettersOfCreditMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:StandbyLettersOfCreditMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To89DaysPastDueMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">rvsb:FinancingReceivables30To89DaysPastDueMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_InternalCreditAssessmentAxis_PassMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_InternalCreditAssessmentAxis_SpecialMentionMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_InternalCreditAssessmentAxis_SubstandardMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_PropertyPlantAndEquipmentByTypeAxis_LandMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:LandMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_PropertyPlantAndEquipmentByTypeAxis_BuildingAndBuildingImprovementsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:BuildingAndBuildingImprovementsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_PropertyPlantAndEquipmentByTypeAxis_LeaseholdImprovementsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:LeaseholdImprovementsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_PropertyPlantAndEquipmentByTypeAxis_BuildingsUnderCapitalizedLeasesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">rvsb:BuildingsUnderCapitalizedLeasesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_PropertyPlantAndEquipmentByTypeAxis_ConstructionInProgress1Member">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">rvsb:ConstructionInProgress1Member</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_DepositsTypeAxis_NonInterestBearingMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="rvsb:DepositsTypeAxis">rvsb:NonInterestBearingMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_DepositsTypeAxis_InterestCheckingMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="rvsb:DepositsTypeAxis">rvsb:InterestCheckingMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_DepositsTypeAxis_MoneyMarketMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="rvsb:DepositsTypeAxis">rvsb:MoneyMarketMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_DepositsTypeAxis_SavingsAccountsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="rvsb:DepositsTypeAxis">rvsb:SavingsAccountsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_DepositsTypeAxis_CertificatesOfDeposit1Member">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="rvsb:DepositsTypeAxis">rvsb:CertificatesOfDeposit1Member</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_PropertyPlantAndEquipmentByTypeAxis_FurnitureAndFixturesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:FurnitureAndFixturesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_RealEstateOneToFourFamilyMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">rvsb:RealEstateOneToFourFamilyMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_OtherInstallmentMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">rvsb:OtherInstallmentMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To89DaysPastDueMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">rvsb:FinancingReceivables30To89DaysPastDueMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To89DaysPastDueMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">rvsb:FinancingReceivables30To89DaysPastDueMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To89DaysPastDueMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:LandMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">rvsb:FinancingReceivables30To89DaysPastDueMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:LandMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To89DaysPastDueMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">srt:MultifamilyMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">rvsb:FinancingReceivables30To89DaysPastDueMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">srt:MultifamilyMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To89DaysPastDueMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">rvsb:FinancingReceivables30To89DaysPastDueMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_PassMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_SpecialMentionMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_SubstandardMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_DoubtfulMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_LossMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">rvsb:LossMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember_InternalCreditAssessmentAxis_PassMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:LandMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember_InternalCreditAssessmentAxis_SpecialMentionMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:LandMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember_InternalCreditAssessmentAxis_SubstandardMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:LandMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember_InternalCreditAssessmentAxis_DoubtfulMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:LandMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember_InternalCreditAssessmentAxis_LossMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:LandMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">rvsb:LossMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember_InternalCreditAssessmentAxis_PassMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">srt:MultifamilyMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember_InternalCreditAssessmentAxis_SpecialMentionMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">srt:MultifamilyMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember_InternalCreditAssessmentAxis_SubstandardMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">srt:MultifamilyMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember_InternalCreditAssessmentAxis_DoubtfulMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">srt:MultifamilyMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember_InternalCreditAssessmentAxis_LossMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">srt:MultifamilyMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">rvsb:LossMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_PassMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_SpecialMentionMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_SubstandardMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_DoubtfulMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_LossMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">rvsb:LossMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember_InternalCreditAssessmentAxis_PassMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember_InternalCreditAssessmentAxis_SubstandardMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember_InternalCreditAssessmentAxis_DoubtfulMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember_InternalCreditAssessmentAxis_LossMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">rvsb:LossMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_InternalCreditAssessmentAxis_DoubtfulMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_InternalCreditAssessmentAxis_LossMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">rvsb:LossMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Mar-2018T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>

<xbrli:segment><xbrldi:explicitMember dimension="us-gaap:BusinessAcquisitionAxis">rvsb:MerchantsBancorpMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FiniteLivedIntangibleAssetsByMajorClassAxis">us-gaap:CoreDepositsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FinancialInstrumentAxis_CertificatesOfDepositMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CertificatesOfDepositMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FinancialInstrumentAxis_LoansHeldForSaleMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">rvsb:LoansHeldForSaleMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FinancialInstrumentAxis_AvailableforsaleSecuritiesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:AvailableforsaleSecuritiesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FinancialInstrumentAxis_HeldtomaturitySecuritiesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:HeldtomaturitySecuritiesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FinancialInstrumentAxis_LoansReceivableMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:LoansReceivableMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FinancialInstrumentAxis_InvestmentInFederalHomeLoanBankStockMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:InvestmentInFederalHomeLoanBankStockMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FinancialInstrumentAxis_SubordinatedDebtObligationsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:SubordinatedDebtObligationsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FinancialInstrumentAxis_CapitalLeaseObligationMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">rvsb:CapitalLeaseObligationMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FinancialInstrumentAxis_CashMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CashMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FinancialInstrumentAxis_LoansReceivableMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:LoansReceivableMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FinancialInstrumentAxis_SubordinatedDebtObligationsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:SubordinatedDebtObligationsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FinancialInstrumentAxis_CashMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CashMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FinancialInstrumentAxis_CertificatesOfDepositMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CertificatesOfDepositMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FinancialInstrumentAxis_LoansHeldForSaleMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">rvsb:LoansHeldForSaleMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FinancialInstrumentAxis_HeldtomaturitySecuritiesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:HeldtomaturitySecuritiesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FinancialInstrumentAxis_InvestmentInFederalHomeLoanBankStockMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:InvestmentInFederalHomeLoanBankStockMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FinancialInstrumentAxis_CapitalLeaseObligationMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">rvsb:CapitalLeaseObligationMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USGovernmentAgenciesDebtSecuritiesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_RealEstateMortgageInvestmentConduitsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">rvsb:RealEstateMortgageInvestmentConduitsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_OtherMortgageBackedSecuritiesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">rvsb:OtherMortgageBackedSecuritiesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_ResidentialMortgageBackedSecuritiesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:ResidentialMortgageBackedSecuritiesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_MunicipalSecuritiesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">rvsb:MunicipalSecuritiesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FinancialInstrumentAxis_MunicipalSecuritiesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">rvsb:MunicipalSecuritiesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USGovernmentAgenciesDebtSecuritiesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FinancialInstrumentAxis_RealEstateMortgageInvestmentConduitsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">rvsb:RealEstateMortgageInvestmentConduitsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FinancialInstrumentAxis_ResidentialMortgageBackedSecuritiesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:ResidentialMortgageBackedSecuritiesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FinancialInstrumentAxis_OtherMortgageBackedSecuritiesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">rvsb:OtherMortgageBackedSecuritiesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FinancialInstrumentAxis_MunicipalSecuritiesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">rvsb:MunicipalSecuritiesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USGovernmentAgenciesDebtSecuritiesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FinancialInstrumentAxis_RealEstateMortgageInvestmentConduitsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">rvsb:RealEstateMortgageInvestmentConduitsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FinancialInstrumentAxis_ResidentialMortgageBackedSecuritiesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:ResidentialMortgageBackedSecuritiesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FinancialInstrumentAxis_OtherMortgageBackedSecuritiesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">rvsb:OtherMortgageBackedSecuritiesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FinancialInstrumentAxis_MunicipalSecuritiesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">rvsb:MunicipalSecuritiesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USGovernmentAgenciesDebtSecuritiesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FinancialInstrumentAxis_RealEstateMortgageInvestmentConduitsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">rvsb:RealEstateMortgageInvestmentConduitsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FinancialInstrumentAxis_ResidentialMortgageBackedSecuritiesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:ResidentialMortgageBackedSecuritiesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FinancialInstrumentAxis_OtherMortgageBackedSecuritiesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">rvsb:OtherMortgageBackedSecuritiesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_MunicipalSecuritiesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">rvsb:MunicipalSecuritiesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USGovernmentAgenciesDebtSecuritiesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_RealEstateMortgageInvestmentConduitsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">rvsb:RealEstateMortgageInvestmentConduitsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_ResidentialMortgageBackedSecuritiesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:ResidentialMortgageBackedSecuritiesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_OtherMortgageBackedSecuritiesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">rvsb:OtherMortgageBackedSecuritiesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsNonrecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FinancialInstrumentAxis_ImpairedLoansMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">rvsb:ImpairedLoansMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsNonrecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FinancialInstrumentAxis_ImpairedLoansMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">rvsb:ImpairedLoansMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsNonrecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FinancialInstrumentAxis_ImpairedLoansMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">rvsb:ImpairedLoansMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsNonrecurringMember_FinancialInstrumentAxis_ImpairedLoansMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">rvsb:ImpairedLoansMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_AvailableforsaleSecuritiesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:AvailableforsaleSecuritiesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_14-Jun-2019T00_00_00">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>2019-06-14</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_3ME_01_Apr_2018T00_00_00_TO_30_Jun_2018T00_00_00">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2018-04-01
</xbrli:startDate>
<xbrli:endDate>
2018-06-30
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_3ME_01_Jul_2018T00_00_00_TO_30_Sep_2018T00_00_00">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2018-07-01
</xbrli:startDate>
<xbrli:endDate>
2018-09-30
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_30_Sep_2018T00_00_00_TO_30_Sep_2018T00_00_00">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2018-09-30
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_Custom_01_Sep_2018T00_00_00_TO_30_Sep_2018T00_00_00">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2018-09-01
</xbrli:startDate>
<xbrli:endDate>
2018-09-30
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_3ME_01_Oct_2018T00_00_00_TO_31_Dec_2018T00_00_00">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2018-10-01
</xbrli:startDate>
<xbrli:endDate>
2018-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_3ME_01_Jan_2019T00_00_00_TO_31_Mar_2019T00_00_00">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2019-01-01
</xbrli:startDate>
<xbrli:endDate>
2019-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2018-04-01
</xbrli:startDate>
<xbrli:endDate>
2019-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2018-04-01
</xbrli:startDate>
<xbrli:endDate>
2019-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_UnallocatedFinancingReceivablesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:UnallocatedFinancingReceivablesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2018-04-01
</xbrli:startDate>
<xbrli:endDate>
2019-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2018-04-01
</xbrli:startDate>
<xbrli:endDate>
2019-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_StatementEquityComponentsAxis_RetainedEarningsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2018-04-01
</xbrli:startDate>
<xbrli:endDate>
2019-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2018-04-01
</xbrli:startDate>
<xbrli:endDate>
2019-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_StatementEquityComponentsAxis_CommonStockMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2018-04-01
</xbrli:startDate>
<xbrli:endDate>
2019-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2018-04-01
</xbrli:startDate>
<xbrli:endDate>
2019-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_PlanNameAxis_RetirementPlanMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">rvsb:RetirementPlanMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2018-04-01
</xbrli:startDate>
<xbrli:endDate>
2019-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_PlanNameAxis_DirectorsAndExecutiveOfficersDeferredCompensationPlanMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">rvsb:DirectorsAndExecutiveOfficersDeferredCompensationPlanMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2018-04-01
</xbrli:startDate>
<xbrli:endDate>
2019-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_PlanNameAxis_StockOptionPlansMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">rvsb:StockOptionPlansMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2018-04-01
</xbrli:startDate>
<xbrli:endDate>
2019-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2018-04-01
</xbrli:startDate>
<xbrli:endDate>
2019-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2018-04-01
</xbrli:startDate>
<xbrli:endDate>
2019-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:LandMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2018-04-01
</xbrli:startDate>
<xbrli:endDate>
2019-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">srt:MultifamilyMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2018-04-01
</xbrli:startDate>
<xbrli:endDate>
2019-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2018-04-01
</xbrli:startDate>
<xbrli:endDate>
2019-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:BusinessAcquisitionAxis">rvsb:MerchantsBancorpMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2018-04-01
</xbrli:startDate>
<xbrli:endDate>
2019-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember_IncomeStatementLocationAxis_SalariesAndEmployeeBenefitMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:BusinessAcquisitionAxis">rvsb:MerchantsBancorpMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">rvsb:SalariesAndEmployeeBenefitMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2018-04-01
</xbrli:startDate>
<xbrli:endDate>
2019-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember_IncomeStatementLocationAxis_OccupancyAndDepreciationMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:BusinessAcquisitionAxis">rvsb:MerchantsBancorpMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">rvsb:OccupancyAndDepreciationMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2018-04-01
</xbrli:startDate>
<xbrli:endDate>
2019-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember_IncomeStatementLocationAxis_DataProcessingMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:BusinessAcquisitionAxis">rvsb:MerchantsBancorpMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">rvsb:DataProcessingMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2018-04-01
</xbrli:startDate>
<xbrli:endDate>
2019-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember_IncomeStatementLocationAxis_ProfessionalFeesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:BusinessAcquisitionAxis">rvsb:MerchantsBancorpMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">rvsb:ProfessionalFeesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2018-04-01
</xbrli:startDate>
<xbrli:endDate>
2019-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_PropertyPlantAndEquipmentByTypeAxis_LeaseholdImprovementsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:LeaseholdImprovementsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2018-04-01
</xbrli:startDate>
<xbrli:endDate>
2019-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_PropertyPlantAndEquipmentByTypeAxis_FurnitureAndFixturesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:FurnitureAndFixturesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2018-04-01
</xbrli:startDate>
<xbrli:endDate>
2019-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_RealEstateOneToFourFamilyMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">rvsb:RealEstateOneToFourFamilyMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2018-04-01
</xbrli:startDate>
<xbrli:endDate>
2019-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_12ME_01-Apr-2018T00_00_00_TO_31-Mar-2019T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>

<xbrli:segment><xbrldi:explicitMember dimension="us-gaap:BusinessAcquisitionAxis">rvsb:MerchantsBancorpMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FiniteLivedIntangibleAssetsByMajorClassAxis">us-gaap:CoreDepositsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2018-04-01
</xbrli:startDate>
<xbrli:endDate>
2019-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>


<xbrli:context id="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_IssuanceTrustAxis_RiverviewBancorpStatutoryTrustIMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="rvsb:IssuanceTrustAxis">rvsb:RiverviewBancorpStatutoryTrustIMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2018-04-01
</xbrli:startDate>
<xbrli:endDate>
2019-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_IssuanceTrustAxis_RiverviewBancorpStatutoryTrustIIMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="rvsb:IssuanceTrustAxis">rvsb:RiverviewBancorpStatutoryTrustIIMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2018-04-01
</xbrli:startDate>
<xbrli:endDate>
2019-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_IssuanceTrustAxis_MerchantsBancorpStatutoryTrustIMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="rvsb:IssuanceTrustAxis">rvsb:MerchantsBancorpStatutoryTrustIMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2018-04-01
</xbrli:startDate>
<xbrli:endDate>
2019-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_AwardTypeAxis_EmployeeStockOptionMember_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_RangeOfExercisePriceOneMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">us-gaap:EmployeeStockOptionMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis">rvsb:RangeOfExercisePriceOneMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2018-04-01
</xbrli:startDate>
<xbrli:endDate>
2019-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_AwardTypeAxis_EmployeeStockOptionMember_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_RangeOfExercisePriceTwoMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">us-gaap:EmployeeStockOptionMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis">rvsb:RangeOfExercisePriceTwoMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2018-04-01
</xbrli:startDate>
<xbrli:endDate>
2019-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_AwardTypeAxis_EmployeeStockOptionMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">us-gaap:EmployeeStockOptionMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2018-04-01
</xbrli:startDate>
<xbrli:endDate>
2019-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_PropertyPlantAndEquipmentByTypeAxis_BuildingImprovementsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:BuildingImprovementsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2018-04-01
</xbrli:startDate>
<xbrli:endDate>
2019-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_RangeAxis_MaximumMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="srt:RangeAxis">srt:MaximumMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2018-04-01
</xbrli:startDate>
<xbrli:endDate>
2019-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_RangeAxis_MinimumMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="srt:RangeAxis">srt:MinimumMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2018-04-01
</xbrli:startDate>
<xbrli:endDate>
2019-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_RawLandLoansMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">rvsb:RawLandLoansMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2018-04-01
</xbrli:startDate>
<xbrli:endDate>
2019-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandAndLandImprovementsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:LandAndLandImprovementsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2018-04-01
</xbrli:startDate>
<xbrli:endDate>
2019-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_RealEstateOneToFourFamilyMember_RangeAxis_MaximumMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">rvsb:RealEstateOneToFourFamilyMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="srt:RangeAxis">srt:MaximumMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2018-04-01
</xbrli:startDate>
<xbrli:endDate>
2019-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_RealEstateOneToFourFamilyMember_RangeAxis_MinimumMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">rvsb:RealEstateOneToFourFamilyMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="srt:RangeAxis">srt:MinimumMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2018-04-01
</xbrli:startDate>
<xbrli:endDate>
2019-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_NewAccountingPronouncementEarlyAdoptionAxis_AdjustmentsForNewAccountingPrincipleEarlyAdoptionMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:NewAccountingPronouncementEarlyAdoptionAxis">us-gaap:AdjustmentsForNewAccountingPrincipleEarlyAdoptionMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2018-04-01
</xbrli:startDate>
<xbrli:endDate>
2019-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_ProductOrServiceAxis_DepositAccountMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="srt:ProductOrServiceAxis">us-gaap:DepositAccountMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2018-04-01
</xbrli:startDate>
<xbrli:endDate>
2019-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_ProductOrServiceAxis_AssetManagement1Member">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="srt:ProductOrServiceAxis">us-gaap:AssetManagement1Member</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2018-04-01
</xbrli:startDate>
<xbrli:endDate>
2019-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_ProductOrServiceAxis_DebitCardMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="srt:ProductOrServiceAxis">us-gaap:DebitCardMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2018-04-01
</xbrli:startDate>
<xbrli:endDate>
2019-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_ProductOrServiceAxis_LoanRelatedFeesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="srt:ProductOrServiceAxis">rvsb:LoanRelatedFeesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2018-04-01
</xbrli:startDate>
<xbrli:endDate>
2019-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_ProductOrServiceAxis_BankServicingMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="srt:ProductOrServiceAxis">us-gaap:BankServicingMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2018-04-01
</xbrli:startDate>
<xbrli:endDate>
2019-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_NewAccountingPronouncementEarlyAdoptionAxis_AccountingStandardsUpdate201602Member">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:NewAccountingPronouncementEarlyAdoptionAxis">us-gaap:AccountingStandardsUpdate201602Member</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2018-04-01
</xbrli:startDate>
<xbrli:endDate>
2019-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_UnallocatedFinancingReceivablesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:UnallocatedFinancingReceivablesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_PlanNameAxis_DirectorsAndExecutiveOfficersDeferredCompensationPlanMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">rvsb:DirectorsAndExecutiveOfficersDeferredCompensationPlanMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_PlanNameAxis_StockOptionPlansMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">rvsb:StockOptionPlansMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:LandMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">srt:MultifamilyMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_CashMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CashMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_CertificatesOfDepositMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CertificatesOfDepositMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_LoansHeldForSaleMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">rvsb:LoansHeldForSaleMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_AvailableforsaleSecuritiesMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:AvailableforsaleSecuritiesMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_AvailableforsaleSecuritiesMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:AvailableforsaleSecuritiesMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_HeldtomaturitySecuritiesMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:HeldtomaturitySecuritiesMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_LoansReceivableMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:LoansReceivableMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_InvestmentInFederalHomeLoanBankStockMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:InvestmentInFederalHomeLoanBankStockMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_SubordinatedDebtObligationsMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:SubordinatedDebtObligationsMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_CapitalLeaseObligationMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">rvsb:CapitalLeaseObligationMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_AutomobileLoanMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_PassMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_SpecialMentionMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_SubstandardMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_DoubtfulMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_LossMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">rvsb:LossMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To89DaysPastDueMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">rvsb:FinancingReceivables30To89DaysPastDueMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember_FinancialInstrumentAxis_CashMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementBasisAxis">us-gaap:EstimateOfFairValueFairValueDisclosureMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CashMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember_FinancialInstrumentAxis_CertificatesOfDepositMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementBasisAxis">us-gaap:EstimateOfFairValueFairValueDisclosureMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CertificatesOfDepositMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember_FinancialInstrumentAxis_AvailableforsaleSecuritiesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementBasisAxis">us-gaap:EstimateOfFairValueFairValueDisclosureMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:AvailableforsaleSecuritiesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember_FinancialInstrumentAxis_HeldtomaturitySecuritiesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementBasisAxis">us-gaap:EstimateOfFairValueFairValueDisclosureMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:HeldtomaturitySecuritiesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember_FinancialInstrumentAxis_LoansReceivableMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementBasisAxis">us-gaap:EstimateOfFairValueFairValueDisclosureMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:LoansReceivableMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember_FinancialInstrumentAxis_InvestmentInFederalHomeLoanBankStockMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementBasisAxis">us-gaap:EstimateOfFairValueFairValueDisclosureMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:InvestmentInFederalHomeLoanBankStockMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember_FinancialInstrumentAxis_SubordinatedDebtObligationsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementBasisAxis">us-gaap:EstimateOfFairValueFairValueDisclosureMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:SubordinatedDebtObligationsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember_FinancialInstrumentAxis_LoansHeldForSaleMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementBasisAxis">us-gaap:EstimateOfFairValueFairValueDisclosureMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">rvsb:LoansHeldForSaleMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember_FinancialInstrumentAxis_CapitalLeaseObligationMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementBasisAxis">us-gaap:EstimateOfFairValueFairValueDisclosureMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">rvsb:CapitalLeaseObligationMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember_FinancialInstrumentAxis_CapitalLeaseObligationMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementBasisAxis">us-gaap:CarryingReportedAmountFairValueDisclosureMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">rvsb:CapitalLeaseObligationMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember_FinancialInstrumentAxis_LoansHeldForSaleMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementBasisAxis">us-gaap:CarryingReportedAmountFairValueDisclosureMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">rvsb:LoansHeldForSaleMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember_FinancialInstrumentAxis_SubordinatedDebtObligationsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementBasisAxis">us-gaap:CarryingReportedAmountFairValueDisclosureMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:SubordinatedDebtObligationsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember_FinancialInstrumentAxis_InvestmentInFederalHomeLoanBankStockMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementBasisAxis">us-gaap:CarryingReportedAmountFairValueDisclosureMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:InvestmentInFederalHomeLoanBankStockMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember_FinancialInstrumentAxis_LoansReceivableMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementBasisAxis">us-gaap:CarryingReportedAmountFairValueDisclosureMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:LoansReceivableMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember_FinancialInstrumentAxis_HeldtomaturitySecuritiesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementBasisAxis">us-gaap:CarryingReportedAmountFairValueDisclosureMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:HeldtomaturitySecuritiesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember_FinancialInstrumentAxis_AvailableforsaleSecuritiesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementBasisAxis">us-gaap:CarryingReportedAmountFairValueDisclosureMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:AvailableforsaleSecuritiesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember_FinancialInstrumentAxis_CertificatesOfDepositMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementBasisAxis">us-gaap:CarryingReportedAmountFairValueDisclosureMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CertificatesOfDepositMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember_FinancialInstrumentAxis_CashMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementBasisAxis">us-gaap:CarryingReportedAmountFairValueDisclosureMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CashMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_UnusedLinesOfCreditMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:UnusedLinesOfCreditMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_LoanOriginationCommitmentsMember_InvestmentTypeAxis_AdjustableRateLoansMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:LoanOriginationCommitmentsMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">us-gaap:AdjustableRateLoansMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_LoanOriginationCommitmentsMember_InvestmentTypeAxis_FixedRateLoansMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:LoanOriginationCommitmentsMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">rvsb:FixedRateLoansMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_StandbyLettersOfCreditMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:StandbyLettersOfCreditMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To89DaysPastDueMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">rvsb:FinancingReceivables30To89DaysPastDueMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_InternalCreditAssessmentAxis_PassMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_InternalCreditAssessmentAxis_SpecialMentionMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_InternalCreditAssessmentAxis_SubstandardMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_PropertyPlantAndEquipmentByTypeAxis_LandMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:LandMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_PropertyPlantAndEquipmentByTypeAxis_BuildingAndBuildingImprovementsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:BuildingAndBuildingImprovementsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_PropertyPlantAndEquipmentByTypeAxis_LeaseholdImprovementsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:LeaseholdImprovementsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_PropertyPlantAndEquipmentByTypeAxis_BuildingsUnderCapitalizedLeasesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">rvsb:BuildingsUnderCapitalizedLeasesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_PropertyPlantAndEquipmentByTypeAxis_ConstructionInProgress1Member">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">rvsb:ConstructionInProgress1Member</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_DepositsTypeAxis_NonInterestBearingMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="rvsb:DepositsTypeAxis">rvsb:NonInterestBearingMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_DepositsTypeAxis_InterestCheckingMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="rvsb:DepositsTypeAxis">rvsb:InterestCheckingMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_DepositsTypeAxis_MoneyMarketMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="rvsb:DepositsTypeAxis">rvsb:MoneyMarketMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_DepositsTypeAxis_SavingsAccountsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="rvsb:DepositsTypeAxis">rvsb:SavingsAccountsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_DepositsTypeAxis_CertificatesOfDeposit1Member">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="rvsb:DepositsTypeAxis">rvsb:CertificatesOfDeposit1Member</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_PropertyPlantAndEquipmentByTypeAxis_FurnitureAndFixturesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:FurnitureAndFixturesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_RealEstateOneToFourFamilyMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">rvsb:RealEstateOneToFourFamilyMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_OtherInstallmentMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">rvsb:OtherInstallmentMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To89DaysPastDueMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">rvsb:FinancingReceivables30To89DaysPastDueMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To89DaysPastDueMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">rvsb:FinancingReceivables30To89DaysPastDueMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To89DaysPastDueMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:LandMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">rvsb:FinancingReceivables30To89DaysPastDueMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:LandMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To89DaysPastDueMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">srt:MultifamilyMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">rvsb:FinancingReceivables30To89DaysPastDueMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">srt:MultifamilyMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To89DaysPastDueMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">rvsb:FinancingReceivables30To89DaysPastDueMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_PassMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_SpecialMentionMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_SubstandardMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_DoubtfulMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_LossMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">rvsb:LossMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember_InternalCreditAssessmentAxis_PassMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:LandMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember_InternalCreditAssessmentAxis_SpecialMentionMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:LandMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember_InternalCreditAssessmentAxis_SubstandardMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:LandMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember_InternalCreditAssessmentAxis_DoubtfulMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:LandMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember_InternalCreditAssessmentAxis_LossMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:LandMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">rvsb:LossMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember_InternalCreditAssessmentAxis_PassMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">srt:MultifamilyMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember_InternalCreditAssessmentAxis_SpecialMentionMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">srt:MultifamilyMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember_InternalCreditAssessmentAxis_SubstandardMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">srt:MultifamilyMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember_InternalCreditAssessmentAxis_DoubtfulMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">srt:MultifamilyMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember_InternalCreditAssessmentAxis_LossMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">srt:MultifamilyMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">rvsb:LossMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_PassMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_SpecialMentionMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_SubstandardMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_DoubtfulMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_LossMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">rvsb:LossMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember_InternalCreditAssessmentAxis_PassMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember_InternalCreditAssessmentAxis_SubstandardMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember_InternalCreditAssessmentAxis_DoubtfulMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember_InternalCreditAssessmentAxis_LossMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">rvsb:LossMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_InternalCreditAssessmentAxis_DoubtfulMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_InternalCreditAssessmentAxis_LossMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">rvsb:LossMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Mar-2019T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>

<xbrli:segment><xbrldi:explicitMember dimension="us-gaap:BusinessAcquisitionAxis">rvsb:MerchantsBancorpMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FiniteLivedIntangibleAssetsByMajorClassAxis">us-gaap:CoreDepositsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FinancialInstrumentAxis_CertificatesOfDepositMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CertificatesOfDepositMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FinancialInstrumentAxis_LoansHeldForSaleMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">rvsb:LoansHeldForSaleMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FinancialInstrumentAxis_AvailableforsaleSecuritiesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:AvailableforsaleSecuritiesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FinancialInstrumentAxis_HeldtomaturitySecuritiesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:HeldtomaturitySecuritiesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FinancialInstrumentAxis_LoansReceivableMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:LoansReceivableMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FinancialInstrumentAxis_InvestmentInFederalHomeLoanBankStockMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:InvestmentInFederalHomeLoanBankStockMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FinancialInstrumentAxis_SubordinatedDebtObligationsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:SubordinatedDebtObligationsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FinancialInstrumentAxis_CapitalLeaseObligationMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">rvsb:CapitalLeaseObligationMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FinancialInstrumentAxis_CashMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CashMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FinancialInstrumentAxis_LoansReceivableMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:LoansReceivableMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FinancialInstrumentAxis_SubordinatedDebtObligationsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:SubordinatedDebtObligationsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FinancialInstrumentAxis_CashMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CashMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FinancialInstrumentAxis_CertificatesOfDepositMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CertificatesOfDepositMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FinancialInstrumentAxis_LoansHeldForSaleMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">rvsb:LoansHeldForSaleMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FinancialInstrumentAxis_HeldtomaturitySecuritiesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:HeldtomaturitySecuritiesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FinancialInstrumentAxis_InvestmentInFederalHomeLoanBankStockMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:InvestmentInFederalHomeLoanBankStockMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FinancialInstrumentAxis_CapitalLeaseObligationMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">rvsb:CapitalLeaseObligationMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_IssuanceTrustAxis_RiverviewBancorpStatutoryTrustIMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="rvsb:IssuanceTrustAxis">rvsb:RiverviewBancorpStatutoryTrustIMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_IssuanceTrustAxis_RiverviewBancorpStatutoryTrustIIMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="rvsb:IssuanceTrustAxis">rvsb:RiverviewBancorpStatutoryTrustIIMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_IssuanceTrustAxis_MerchantsBancorpStatutoryTrustIMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="rvsb:IssuanceTrustAxis">rvsb:MerchantsBancorpStatutoryTrustIMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_AwardTypeAxis_EmployeeStockOptionMember_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_RangeOfExercisePriceOneMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">us-gaap:EmployeeStockOptionMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis">rvsb:RangeOfExercisePriceOneMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_AwardTypeAxis_EmployeeStockOptionMember_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_RangeOfExercisePriceTwoMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">us-gaap:EmployeeStockOptionMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis">rvsb:RangeOfExercisePriceTwoMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_AwardTypeAxis_EmployeeStockOptionMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">us-gaap:EmployeeStockOptionMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USGovernmentAgenciesDebtSecuritiesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_RealEstateMortgageInvestmentConduitsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">rvsb:RealEstateMortgageInvestmentConduitsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_OtherMortgageBackedSecuritiesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">rvsb:OtherMortgageBackedSecuritiesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_ResidentialMortgageBackedSecuritiesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:ResidentialMortgageBackedSecuritiesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_MunicipalSecuritiesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">rvsb:MunicipalSecuritiesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FinancialInstrumentAxis_MunicipalSecuritiesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">rvsb:MunicipalSecuritiesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USGovernmentAgenciesDebtSecuritiesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FinancialInstrumentAxis_RealEstateMortgageInvestmentConduitsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">rvsb:RealEstateMortgageInvestmentConduitsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FinancialInstrumentAxis_ResidentialMortgageBackedSecuritiesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:ResidentialMortgageBackedSecuritiesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FinancialInstrumentAxis_OtherMortgageBackedSecuritiesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">rvsb:OtherMortgageBackedSecuritiesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FinancialInstrumentAxis_MunicipalSecuritiesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">rvsb:MunicipalSecuritiesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USGovernmentAgenciesDebtSecuritiesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FinancialInstrumentAxis_RealEstateMortgageInvestmentConduitsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">rvsb:RealEstateMortgageInvestmentConduitsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FinancialInstrumentAxis_ResidentialMortgageBackedSecuritiesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:ResidentialMortgageBackedSecuritiesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FinancialInstrumentAxis_OtherMortgageBackedSecuritiesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">rvsb:OtherMortgageBackedSecuritiesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FinancialInstrumentAxis_MunicipalSecuritiesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">rvsb:MunicipalSecuritiesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USGovernmentAgenciesDebtSecuritiesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FinancialInstrumentAxis_RealEstateMortgageInvestmentConduitsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">rvsb:RealEstateMortgageInvestmentConduitsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FinancialInstrumentAxis_ResidentialMortgageBackedSecuritiesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:ResidentialMortgageBackedSecuritiesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FinancialInstrumentAxis_OtherMortgageBackedSecuritiesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">rvsb:OtherMortgageBackedSecuritiesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_MunicipalSecuritiesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">rvsb:MunicipalSecuritiesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USGovernmentAgenciesDebtSecuritiesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_RealEstateMortgageInvestmentConduitsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">rvsb:RealEstateMortgageInvestmentConduitsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_ResidentialMortgageBackedSecuritiesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:ResidentialMortgageBackedSecuritiesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_OtherMortgageBackedSecuritiesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">rvsb:OtherMortgageBackedSecuritiesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsNonrecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FinancialInstrumentAxis_ImpairedLoansMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">rvsb:ImpairedLoansMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsNonrecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FinancialInstrumentAxis_ImpairedLoansMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">rvsb:ImpairedLoansMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsNonrecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FinancialInstrumentAxis_ImpairedLoansMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">rvsb:ImpairedLoansMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsNonrecurringMember_FinancialInstrumentAxis_ImpairedLoansMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">rvsb:ImpairedLoansMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_AvailableforsaleSecuritiesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:AvailableforsaleSecuritiesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsNonrecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FinancialInstrumentAxis_ImpairedLoansMember_ValuationTechniqueAxis_ValuationTechniqueDiscountedCashFlowMember_MeasurementInputTypeAxis_MeasurementInputDiscountRateMember_RangeAxis_MinimumMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">rvsb:ImpairedLoansMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:ValuationTechniqueAxis">us-gaap:ValuationTechniqueDiscountedCashFlowMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:MeasurementInputTypeAxis">us-gaap:MeasurementInputDiscountRateMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="srt:RangeAxis">srt:MinimumMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsNonrecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FinancialInstrumentAxis_ImpairedLoansMember_ValuationTechniqueAxis_ValuationTechniqueDiscountedCashFlowMember_MeasurementInputTypeAxis_MeasurementInputDiscountRateMember_RangeAxis_MaximumMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">rvsb:ImpairedLoansMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:ValuationTechniqueAxis">us-gaap:ValuationTechniqueDiscountedCashFlowMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:MeasurementInputTypeAxis">us-gaap:MeasurementInputDiscountRateMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="srt:RangeAxis">srt:MaximumMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember_FinancialInstrumentAxis_FederalHomeLoanBankAdvancesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementBasisAxis">us-gaap:CarryingReportedAmountFairValueDisclosureMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:FederalHomeLoanBankAdvancesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FinancialInstrumentAxis_FederalHomeLoanBankAdvancesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:FederalHomeLoanBankAdvancesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FinancialInstrumentAxis_FederalHomeLoanBankAdvancesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:FederalHomeLoanBankAdvancesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FinancialInstrumentAxis_FederalHomeLoanBankAdvancesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:FederalHomeLoanBankAdvancesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember_FinancialInstrumentAxis_FederalHomeLoanBankAdvancesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementBasisAxis">us-gaap:EstimateOfFairValueFairValueDisclosureMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:FederalHomeLoanBankAdvancesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_01_Apr_2015T00_00_00_TO_31_Mar_2016T00_00_00">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2016-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_01_Apr_2016T00_00_00_TO_31_Mar_2016T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2016-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2017-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_01_Apr_2016T00_00_00_TO_31_Mar_2016T00_00_00_FinancingReceivablePortfolioSegmentAxis_UnallocatedFinancingReceivablesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:UnallocatedFinancingReceivablesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2016-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_UnallocatedFinancingReceivablesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:UnallocatedFinancingReceivablesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2017-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_01_Apr_2016T00_00_00_TO_31_Mar_2016T00_00_00_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2016-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2017-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_01_Apr_2016T00_00_00_TO_31_Mar_2016T00_00_00_StatementEquityComponentsAxis_RetainedEarningsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2016-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_StatementEquityComponentsAxis_RetainedEarningsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2017-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_01_Apr_2016T00_00_00_TO_31_Mar_2016T00_00_00_StatementEquityComponentsAxis_DeferredCompensationShareBasedPaymentsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:DeferredCompensationShareBasedPaymentsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2016-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_StatementEquityComponentsAxis_DeferredCompensationShareBasedPaymentsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:DeferredCompensationShareBasedPaymentsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2017-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_01_Apr_2016T00_00_00_TO_31_Mar_2016T00_00_00_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2016-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2017-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_01_Apr_2016T00_00_00_TO_31_Mar_2016T00_00_00_StatementEquityComponentsAxis_CommonStockMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2016-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_StatementEquityComponentsAxis_CommonStockMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2017-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_01_Apr_2016T00_00_00_TO_31_Mar_2016T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2016-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2017-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_01_Apr_2016T00_00_00_TO_31_Mar_2016T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2016-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2017-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_01_Apr_2016T00_00_00_TO_31_Mar_2016T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2016-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2017-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_01_Apr_2016T00_00_00_TO_31_Mar_2016T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:LandMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2016-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:LandMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2017-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_01_Apr_2016T00_00_00_TO_31_Mar_2016T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">srt:MultifamilyMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2016-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">srt:MultifamilyMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2017-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_01_Apr_2016T00_00_00_TO_31_Mar_2016T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2016-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2017-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_StatementEquityComponentsAxis_RetainedEarningsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_StatementEquityComponentsAxis_CommonStockMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2019-03-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<!-- Unit Section  -->
<!--
I~1\FVPHexeD5678YReqi>MrlsywiI~\FVP645=c444c555cT{h>HE;:E=4<1H6J7186G71E6<;1E=;=7G6=5E6; -->
<xbrli:unit id="shares"><xbrli:measure>xbrli:shares</xbrli:measure></xbrli:unit>
<xbrli:unit id="USD"><xbrli:measure>iso4217:USD</xbrli:measure></xbrli:unit>
<xbrli:unit id="USD_per_Share"><xbrli:divide><xbrli:unitNumerator><xbrli:measure>iso4217:USD</xbrli:measure></xbrli:unitNumerator><xbrli:unitDenominator><xbrli:measure>xbrli:shares</xbrli:measure></xbrli:unitDenominator></xbrli:divide></xbrli:unit>
<xbrli:unit id="pure"><xbrli:measure>xbrli:pure</xbrli:measure></xbrli:unit>
<xbrli:unit id="Branch"><xbrli:measure>rvsb:Branch</xbrli:measure></xbrli:unit>
<xbrli:unit id="service"><xbrli:measure>rvsb:service</xbrli:measure></xbrli:unit>
<xbrli:unit id="Segment"><xbrli:measure>rvsb:Segment</xbrli:measure></xbrli:unit>
<!-- Element Section  --><dei:EntityRegistrantName contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">RIVERVIEW BANCORP INC</dei:EntityRegistrantName>
<dei:EntityCentralIndexKey contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">0001041368</dei:EntityCentralIndexKey>
<dei:TradingSymbol contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">rvsb</dei:TradingSymbol>
<dei:EntityCurrentReportingStatus contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">Yes</dei:EntityCurrentReportingStatus>
<dei:EntityVoluntaryFilers contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">No</dei:EntityVoluntaryFilers>
<dei:CurrentFiscalYearEndDate contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">--03-31</dei:CurrentFiscalYearEndDate>
<dei:EntityFilerCategory contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">Accelerated Filer</dei:EntityFilerCategory>
<dei:EntityWellKnownSeasonedIssuer contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">No</dei:EntityWellKnownSeasonedIssuer>
<dei:EntityCommonStockSharesOutstanding contextRef="Context_As_Of_14-Jun-2019T00_00_00" unitRef="shares" decimals="INF">22622712</dei:EntityCommonStockSharesOutstanding>
<dei:EntityPublicFloat contextRef="Context_As_Of_30_Sep_2018T00_00_00_TO_30_Sep_2018T00_00_00" unitRef="USD" decimals="0">199772614</dei:EntityPublicFloat>
<dei:DocumentType contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">10-K</dei:DocumentType>
<dei:DocumentPeriodEndDate contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">2019-03-31</dei:DocumentPeriodEndDate>
<dei:AmendmentFlag contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">false</dei:AmendmentFlag>
<dei:DocumentFiscalYearFocus contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">2019</dei:DocumentFiscalYearFocus>
<dei:DocumentFiscalPeriodFocus contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">FY</dei:DocumentFiscalPeriodFocus>
<us-gaap:CashEquivalentsAtCarryingValue contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">44767000</us-gaap:CashEquivalentsAtCarryingValue>
<us-gaap:CashEquivalentsAtCarryingValue contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">22950000</us-gaap:CashEquivalentsAtCarryingValue>
<us-gaap:CertificatesOfDepositAtCarryingValue contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">5967000</us-gaap:CertificatesOfDepositAtCarryingValue>
<us-gaap:CertificatesOfDepositAtCarryingValue contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">747000</us-gaap:CertificatesOfDepositAtCarryingValue>
<us-gaap:LoansReceivableHeldForSaleAmount contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">210000</us-gaap:LoansReceivableHeldForSaleAmount>
<us-gaap:LoansReceivableHeldForSaleAmount contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">909000</us-gaap:LoansReceivableHeldForSaleAmount>
<us-gaap:AvailableForSaleSecurities contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">213221000</us-gaap:AvailableForSaleSecurities>
<us-gaap:AvailableForSaleSecurities contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">178226000</us-gaap:AvailableForSaleSecurities>
<us-gaap:HeldToMaturitySecurities contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">42000</us-gaap:HeldToMaturitySecurities>
<us-gaap:HeldToMaturitySecurities contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_ResidentialMortgageBackedSecuritiesMember" unitRef="USD" decimals="-3" id="Footnote-1_1">42000</us-gaap:HeldToMaturitySecurities>
<us-gaap:HeldToMaturitySecurities contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">35000</us-gaap:HeldToMaturitySecurities>
<us-gaap:HeldToMaturitySecurities contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_ResidentialMortgageBackedSecuritiesMember" unitRef="USD" decimals="-3" id="Footnote-1_2">35000</us-gaap:HeldToMaturitySecurities>
<us-gaap:LoansAndLeasesReceivableNetReportedAmount contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">800610000</us-gaap:LoansAndLeasesReceivableNetReportedAmount>
<us-gaap:LoansAndLeasesReceivableNetReportedAmount contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">864659000</us-gaap:LoansAndLeasesReceivableNetReportedAmount>
<us-gaap:OtherRealEstateAndForeclosedAssets contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">298000</us-gaap:OtherRealEstateAndForeclosedAssets>
<us-gaap:PrepaidExpenseAndOtherAssets contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">3870000</us-gaap:PrepaidExpenseAndOtherAssets>
<us-gaap:PrepaidExpenseAndOtherAssets contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">4596000</us-gaap:PrepaidExpenseAndOtherAssets>
<us-gaap:InterestReceivable contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">3477000</us-gaap:InterestReceivable>
<us-gaap:InterestReceivable contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">3919000</us-gaap:InterestReceivable>
<us-gaap:FederalHomeLoanBankStock contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">1353000</us-gaap:FederalHomeLoanBankStock>
<us-gaap:FederalHomeLoanBankStock contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">3644000</us-gaap:FederalHomeLoanBankStock>
<us-gaap:PropertyPlantAndEquipmentNet contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">15783000</us-gaap:PropertyPlantAndEquipmentNet>
<us-gaap:PropertyPlantAndEquipmentNet contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">15458000</us-gaap:PropertyPlantAndEquipmentNet>
<us-gaap:DeferredIncomeTaxAssetsNet contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">4813000</us-gaap:DeferredIncomeTaxAssetsNet>
<us-gaap:DeferredIncomeTaxAssetsNet contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">4195000</us-gaap:DeferredIncomeTaxAssetsNet>
<us-gaap:ServicingAssetAtAmortizedValue contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">388000</us-gaap:ServicingAssetAtAmortizedValue>
<us-gaap:ServicingAssetAtAmortizedValue contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">296000</us-gaap:ServicingAssetAtAmortizedValue>


<us-gaap:Goodwill contextRef="Context_As_Of_17-Feb-2017T00_00_00_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember_BusinessAcquisitionAxis_MerchantsBancorpMember" unitRef="USD" decimals="-3">1504000</us-gaap:Goodwill>
<us-gaap:Goodwill contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">27076000</us-gaap:Goodwill>
<us-gaap:Goodwill contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">27076000</us-gaap:Goodwill>
<us-gaap:Goodwill contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">27076000</us-gaap:Goodwill>
<us-gaap:Goodwill contextRef="Context_As_Of_01_Apr_2015T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="USD" decimals="-3">25572000</us-gaap:Goodwill>
<us-gaap:FiniteLivedIntangibleAssetsNet contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">1103000</us-gaap:FiniteLivedIntangibleAssetsNet>
<us-gaap:FiniteLivedIntangibleAssetsNet contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">920000</us-gaap:FiniteLivedIntangibleAssetsNet>
<us-gaap:BankOwnedLifeInsurance contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">28557000</us-gaap:BankOwnedLifeInsurance>
<us-gaap:BankOwnedLifeInsurance contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">29291000</us-gaap:BankOwnedLifeInsurance>
<us-gaap:Assets contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">1151535000</us-gaap:Assets>
<us-gaap:Assets contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">144142000</us-gaap:Assets>
<us-gaap:Assets contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">1156921000</us-gaap:Assets>
<us-gaap:Assets contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">160664000</us-gaap:Assets>
<us-gaap:Deposits contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">995691000</us-gaap:Deposits>
<us-gaap:Deposits contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">925068000</us-gaap:Deposits>
<us-gaap:AccruedLiabilitiesAndOtherLiabilities contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">9391000</us-gaap:AccruedLiabilitiesAndOtherLiabilities>
<us-gaap:AccruedLiabilitiesAndOtherLiabilities contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">80000</us-gaap:AccruedLiabilitiesAndOtherLiabilities>
<us-gaap:AccruedLiabilitiesAndOtherLiabilities contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">12536000</us-gaap:AccruedLiabilitiesAndOtherLiabilities>
<us-gaap:AccruedLiabilitiesAndOtherLiabilities contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">63000</us-gaap:AccruedLiabilitiesAndOtherLiabilities>
<us-gaap:AdvancePaymentsByBorrowersForTaxesAndInsurance contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">637000</us-gaap:AdvancePaymentsByBorrowersForTaxesAndInsurance>
<us-gaap:AdvancePaymentsByBorrowersForTaxesAndInsurance contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">631000</us-gaap:AdvancePaymentsByBorrowersForTaxesAndInsurance>
<us-gaap:JuniorSubordinatedNotes contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">26484000</us-gaap:JuniorSubordinatedNotes>
<us-gaap:JuniorSubordinatedNotes contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">26575000</us-gaap:JuniorSubordinatedNotes>
<us-gaap:CapitalLeaseObligations contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">2431000</us-gaap:CapitalLeaseObligations>
<us-gaap:CapitalLeaseObligations contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">2403000</us-gaap:CapitalLeaseObligations>
<us-gaap:Liabilities contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">1034634000</us-gaap:Liabilities>
<us-gaap:Liabilities contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">1023799000</us-gaap:Liabilities>
<us-gaap:CommitmentsAndContingencies contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" xsi:nil="true"/>
<us-gaap:CommitmentsAndContingencies contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" xsi:nil="true"/>
<us-gaap:PreferredStockValue contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" xsi:nil="true"/>
<us-gaap:PreferredStockValue contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" xsi:nil="true"/>
<us-gaap:CommonStockValue contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">226000</us-gaap:CommonStockValue>
<us-gaap:CommonStockValue contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">226000</us-gaap:CommonStockValue>
<us-gaap:AdditionalPaidInCapitalCommonStock contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">64871000</us-gaap:AdditionalPaidInCapitalCommonStock>
<us-gaap:AdditionalPaidInCapitalCommonStock contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">65094000</us-gaap:AdditionalPaidInCapitalCommonStock>
<us-gaap:RetainedEarningsAccumulatedDeficit contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">56552000</us-gaap:RetainedEarningsAccumulatedDeficit>
<us-gaap:RetainedEarningsAccumulatedDeficit contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">70428000</us-gaap:RetainedEarningsAccumulatedDeficit>
<us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">-4748000</us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax>
<us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">-2626000</us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax>
<us-gaap:StockholdersEquity contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">116901000</us-gaap:StockholdersEquity>
<us-gaap:StockholdersEquity contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">116901000</us-gaap:StockholdersEquity>
<us-gaap:StockholdersEquity contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">133122000</us-gaap:StockholdersEquity>
<us-gaap:StockholdersEquity contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">133122000</us-gaap:StockholdersEquity>
<us-gaap:LiabilitiesAndStockholdersEquity contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">1151535000</us-gaap:LiabilitiesAndStockholdersEquity>
<us-gaap:LiabilitiesAndStockholdersEquity contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">144142000</us-gaap:LiabilitiesAndStockholdersEquity>
<us-gaap:LiabilitiesAndStockholdersEquity contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">1156921000</us-gaap:LiabilitiesAndStockholdersEquity>
<us-gaap:LiabilitiesAndStockholdersEquity contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">160664000</us-gaap:LiabilitiesAndStockholdersEquity>
<us-gaap:InterestBearingDepositsInBanks contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">30052000</us-gaap:InterestBearingDepositsInBanks>
<us-gaap:InterestBearingDepositsInBanks contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">5844000</us-gaap:InterestBearingDepositsInBanks>
<us-gaap:MortgageBackedSecuritiesHeldToMaturityFairValueDisclosure contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">43000</us-gaap:MortgageBackedSecuritiesHeldToMaturityFairValueDisclosure>
<us-gaap:MortgageBackedSecuritiesHeldToMaturityFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">35000</us-gaap:MortgageBackedSecuritiesHeldToMaturityFairValueDisclosure>
<us-gaap:FinancingReceivableAllowanceForCreditLosses contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">10766000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
<us-gaap:FinancingReceivableAllowanceForCreditLosses contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">11457000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
<us-gaap:PreferredStockParOrStatedValuePerShare contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD_per_Share" decimals="2">0.01</us-gaap:PreferredStockParOrStatedValuePerShare>
<us-gaap:PreferredStockParOrStatedValuePerShare contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD_per_Share" decimals="2">0.01</us-gaap:PreferredStockParOrStatedValuePerShare>
<us-gaap:PreferredStockSharesAuthorized contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="shares" decimals="INF">250000</us-gaap:PreferredStockSharesAuthorized>
<us-gaap:PreferredStockSharesAuthorized contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="shares" decimals="INF">250000</us-gaap:PreferredStockSharesAuthorized>
<us-gaap:PreferredStockSharesIssued contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="shares" decimals="INF">0</us-gaap:PreferredStockSharesIssued>
<us-gaap:PreferredStockSharesIssued contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="shares" decimals="INF">0</us-gaap:PreferredStockSharesIssued>
<us-gaap:PreferredStockSharesOutstanding contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="shares" decimals="INF">0</us-gaap:PreferredStockSharesOutstanding>
<us-gaap:PreferredStockSharesOutstanding contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="shares" decimals="INF">0</us-gaap:PreferredStockSharesOutstanding>
<us-gaap:CommonStockParOrStatedValuePerShare contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD_per_Share" decimals="2">0.01</us-gaap:CommonStockParOrStatedValuePerShare>
<us-gaap:CommonStockParOrStatedValuePerShare contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD_per_Share" decimals="2">0.01</us-gaap:CommonStockParOrStatedValuePerShare>
<us-gaap:CommonStockSharesAuthorized contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="shares" decimals="INF">50000000</us-gaap:CommonStockSharesAuthorized>
<us-gaap:CommonStockSharesAuthorized contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="shares" decimals="INF">50000000</us-gaap:CommonStockSharesAuthorized>
<us-gaap:CommonStockSharesIssued contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="shares" decimals="INF">22570179</us-gaap:CommonStockSharesIssued>
<us-gaap:CommonStockSharesIssued contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="shares" decimals="INF">22607712</us-gaap:CommonStockSharesIssued>
<us-gaap:CommonStockSharesOutstanding contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="shares" decimals="INF">22570179</us-gaap:CommonStockSharesOutstanding>
<us-gaap:CommonStockSharesOutstanding contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="shares" decimals="INF">22607712</us-gaap:CommonStockSharesOutstanding>
<us-gaap:InterestAndFeeIncomeLoansAndLeases contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">31609000</us-gaap:InterestAndFeeIncomeLoansAndLeases>
<us-gaap:InterestAndFeeIncomeLoansAndLeases contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">15000</us-gaap:InterestAndFeeIncomeLoansAndLeases>
<us-gaap:InterestAndFeeIncomeLoansAndLeases contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">39659000</us-gaap:InterestAndFeeIncomeLoansAndLeases>
<us-gaap:InterestAndFeeIncomeLoansAndLeases contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">6000</us-gaap:InterestAndFeeIncomeLoansAndLeases>
<us-gaap:InterestAndFeeIncomeLoansAndLeases contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">44187000</us-gaap:InterestAndFeeIncomeLoansAndLeases>
<us-gaap:InterestAndFeeIncomeLoansAndLeases contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">0</us-gaap:InterestAndFeeIncomeLoansAndLeases>
<us-gaap:InterestIncomeSecuritiesTaxable contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">3550000</us-gaap:InterestIncomeSecuritiesTaxable>
<us-gaap:InterestIncomeSecuritiesTaxable contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">4648000</us-gaap:InterestIncomeSecuritiesTaxable>
<us-gaap:InterestIncomeSecuritiesTaxable contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">4456000</us-gaap:InterestIncomeSecuritiesTaxable>
<us-gaap:InterestIncomeSecuritiesTaxExempt contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">25000</us-gaap:InterestIncomeSecuritiesTaxExempt>
<us-gaap:InterestIncomeSecuritiesTaxExempt contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">95000</us-gaap:InterestIncomeSecuritiesTaxExempt>
<us-gaap:InterestIncomeSecuritiesTaxExempt contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">146000</us-gaap:InterestIncomeSecuritiesTaxExempt>
<us-gaap:OtherInterestAndDividendIncome contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">443000</us-gaap:OtherInterestAndDividendIncome>
<us-gaap:OtherInterestAndDividendIncome contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">558000</us-gaap:OtherInterestAndDividendIncome>
<us-gaap:OtherInterestAndDividendIncome contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">329000</us-gaap:OtherInterestAndDividendIncome>
<us-gaap:InterestAndDividendIncomeOperating contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">35627000</us-gaap:InterestAndDividendIncomeOperating>
<us-gaap:InterestAndDividendIncomeOperating contextRef="Context_3ME_01_Apr_2017T00_00_00_TO_30_Jun_2017T00_00_00" unitRef="USD" decimals="-3">11023000</us-gaap:InterestAndDividendIncomeOperating>
<us-gaap:InterestAndDividendIncomeOperating contextRef="Context_3ME_01_Jul_2017T00_00_00_TO_30_Sep_2017T00_00_00" unitRef="USD" decimals="-3">11315000</us-gaap:InterestAndDividendIncomeOperating>
<us-gaap:InterestAndDividendIncomeOperating contextRef="Context_3ME_01_Oct_2017T00_00_00_TO_31_Dec_2017T00_00_00" unitRef="USD" decimals="-3">11378000</us-gaap:InterestAndDividendIncomeOperating>
<us-gaap:InterestAndDividendIncomeOperating contextRef="Context_3ME_01_Jan_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">11244000</us-gaap:InterestAndDividendIncomeOperating>
<us-gaap:InterestAndDividendIncomeOperating contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">44960000</us-gaap:InterestAndDividendIncomeOperating>
<us-gaap:InterestAndDividendIncomeOperating contextRef="Context_3ME_01_Apr_2018T00_00_00_TO_30_Jun_2018T00_00_00" unitRef="USD" decimals="-3">12105000</us-gaap:InterestAndDividendIncomeOperating>
<us-gaap:InterestAndDividendIncomeOperating contextRef="Context_3ME_01_Jul_2018T00_00_00_TO_30_Sep_2018T00_00_00" unitRef="USD" decimals="-3">12213000</us-gaap:InterestAndDividendIncomeOperating>
<us-gaap:InterestAndDividendIncomeOperating contextRef="Context_3ME_01_Oct_2018T00_00_00_TO_31_Dec_2018T00_00_00" unitRef="USD" decimals="-3">12336000</us-gaap:InterestAndDividendIncomeOperating>
<us-gaap:InterestAndDividendIncomeOperating contextRef="Context_3ME_01_Jan_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">12464000</us-gaap:InterestAndDividendIncomeOperating>
<us-gaap:InterestAndDividendIncomeOperating contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">49118000</us-gaap:InterestAndDividendIncomeOperating>
<us-gaap:InterestExpenseDeposits contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">1151000</us-gaap:InterestExpenseDeposits>
<us-gaap:InterestExpenseDeposits contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">1208000</us-gaap:InterestExpenseDeposits>
<us-gaap:InterestExpenseDeposits contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">996000</us-gaap:InterestExpenseDeposits>
<us-gaap:InterestExpenseBorrowings contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">718000</us-gaap:InterestExpenseBorrowings>
<us-gaap:InterestExpenseBorrowings contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">1141000</us-gaap:InterestExpenseBorrowings>
<us-gaap:InterestExpenseBorrowings contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">1819000</us-gaap:InterestExpenseBorrowings>
<us-gaap:InterestExpense contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">1869000</us-gaap:InterestExpense>
<us-gaap:InterestExpense contextRef="Context_3ME_01_Apr_2017T00_00_00_TO_30_Jun_2017T00_00_00" unitRef="USD" decimals="-3">590000</us-gaap:InterestExpense>
<us-gaap:InterestExpense contextRef="Context_3ME_01_Jul_2017T00_00_00_TO_30_Sep_2017T00_00_00" unitRef="USD" decimals="-3">590000</us-gaap:InterestExpense>
<us-gaap:InterestExpense contextRef="Context_3ME_01_Oct_2017T00_00_00_TO_31_Dec_2017T00_00_00" unitRef="USD" decimals="-3">582000</us-gaap:InterestExpense>
<us-gaap:InterestExpense contextRef="Context_3ME_01_Jan_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">587000</us-gaap:InterestExpense>
<us-gaap:InterestExpense contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">2349000</us-gaap:InterestExpense>
<us-gaap:InterestExpense contextRef="Context_3ME_01_Apr_2018T00_00_00_TO_30_Jun_2018T00_00_00" unitRef="USD" decimals="-3">618000</us-gaap:InterestExpense>
<us-gaap:InterestExpense contextRef="Context_3ME_01_Jul_2018T00_00_00_TO_30_Sep_2018T00_00_00" unitRef="USD" decimals="-3">611000</us-gaap:InterestExpense>
<us-gaap:InterestExpense contextRef="Context_3ME_01_Oct_2018T00_00_00_TO_31_Dec_2018T00_00_00" unitRef="USD" decimals="-3">656000</us-gaap:InterestExpense>
<us-gaap:InterestExpense contextRef="Context_3ME_01_Jan_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">930000</us-gaap:InterestExpense>
<us-gaap:InterestExpense contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">2815000</us-gaap:InterestExpense>
<us-gaap:InterestIncomeExpenseNet contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">33758000</us-gaap:InterestIncomeExpenseNet>
<us-gaap:InterestIncomeExpenseNet contextRef="Context_3ME_01_Apr_2017T00_00_00_TO_30_Jun_2017T00_00_00" unitRef="USD" decimals="-3">10433000</us-gaap:InterestIncomeExpenseNet>
<us-gaap:InterestIncomeExpenseNet contextRef="Context_3ME_01_Jul_2017T00_00_00_TO_30_Sep_2017T00_00_00" unitRef="USD" decimals="-3">10725000</us-gaap:InterestIncomeExpenseNet>
<us-gaap:InterestIncomeExpenseNet contextRef="Context_3ME_01_Oct_2017T00_00_00_TO_31_Dec_2017T00_00_00" unitRef="USD" decimals="-3">10796000</us-gaap:InterestIncomeExpenseNet>
<us-gaap:InterestIncomeExpenseNet contextRef="Context_3ME_01_Jan_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">10657000</us-gaap:InterestIncomeExpenseNet>
<us-gaap:InterestIncomeExpenseNet contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">42611000</us-gaap:InterestIncomeExpenseNet>
<us-gaap:InterestIncomeExpenseNet contextRef="Context_3ME_01_Apr_2018T00_00_00_TO_30_Jun_2018T00_00_00" unitRef="USD" decimals="-3">11487000</us-gaap:InterestIncomeExpenseNet>
<us-gaap:InterestIncomeExpenseNet contextRef="Context_3ME_01_Jul_2018T00_00_00_TO_30_Sep_2018T00_00_00" unitRef="USD" decimals="-3">11602000</us-gaap:InterestIncomeExpenseNet>
<us-gaap:InterestIncomeExpenseNet contextRef="Context_3ME_01_Oct_2018T00_00_00_TO_31_Dec_2018T00_00_00" unitRef="USD" decimals="-3">11680000</us-gaap:InterestIncomeExpenseNet>
<us-gaap:InterestIncomeExpenseNet contextRef="Context_3ME_01_Jan_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">11534000</us-gaap:InterestIncomeExpenseNet>
<us-gaap:InterestIncomeExpenseNet contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">46303000</us-gaap:InterestIncomeExpenseNet>
<us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">50000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
<us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">33758000</us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss>
<us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">42611000</us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss>
<us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">46253000</us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss>

<us-gaap:RevenueFromContractWithCustomerIncludingAssessedTax contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_ProductOrServiceAxis_BankServicingMember" unitRef="USD" decimals="-3">5177000</us-gaap:RevenueFromContractWithCustomerIncludingAssessedTax>

<us-gaap:RevenueFromContractWithCustomerIncludingAssessedTax contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_ProductOrServiceAxis_BankServicingMember" unitRef="USD" decimals="-3">5779000</us-gaap:RevenueFromContractWithCustomerIncludingAssessedTax>

<us-gaap:RevenueFromContractWithCustomerIncludingAssessedTax contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_ProductOrServiceAxis_BankServicingMember" unitRef="USD" decimals="-3">6699000</us-gaap:RevenueFromContractWithCustomerIncludingAssessedTax>
<us-gaap:RevenueFromContractWithCustomerIncludingAssessedTax contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_ProductOrServiceAxis_DepositAccountMember" unitRef="USD" decimals="-3">1486000</us-gaap:RevenueFromContractWithCustomerIncludingAssessedTax>
<us-gaap:RevenueFromContractWithCustomerIncludingAssessedTax contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_ProductOrServiceAxis_AssetManagement1Member" unitRef="USD" decimals="-3">2988000</us-gaap:RevenueFromContractWithCustomerIncludingAssessedTax>
<us-gaap:RevenueFromContractWithCustomerIncludingAssessedTax contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_ProductOrServiceAxis_DebitCardMember" unitRef="USD" decimals="-3">2535000</us-gaap:RevenueFromContractWithCustomerIncludingAssessedTax>
<us-gaap:RevenueFromContractWithCustomerIncludingAssessedTax contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_ProductOrServiceAxis_LoanRelatedFeesMember" unitRef="USD" decimals="-3">725000</us-gaap:RevenueFromContractWithCustomerIncludingAssessedTax>
<us-gaap:RevenueFromContractWithCustomerIncludingAssessedTax contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_ProductOrServiceAxis_DepositAccountMember" unitRef="USD" decimals="-3">1628000</us-gaap:RevenueFromContractWithCustomerIncludingAssessedTax>
<us-gaap:RevenueFromContractWithCustomerIncludingAssessedTax contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_ProductOrServiceAxis_AssetManagement1Member" unitRef="USD" decimals="-3">3448000</us-gaap:RevenueFromContractWithCustomerIncludingAssessedTax>
<us-gaap:RevenueFromContractWithCustomerIncludingAssessedTax contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_ProductOrServiceAxis_DebitCardMember" unitRef="USD" decimals="-3">2961000</us-gaap:RevenueFromContractWithCustomerIncludingAssessedTax>
<us-gaap:RevenueFromContractWithCustomerIncludingAssessedTax contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_ProductOrServiceAxis_LoanRelatedFeesMember" unitRef="USD" decimals="-3">671000</us-gaap:RevenueFromContractWithCustomerIncludingAssessedTax>
<us-gaap:RevenueFromContractWithCustomerIncludingAssessedTax contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_ProductOrServiceAxis_DepositAccountMember" unitRef="USD" decimals="-3">1721000</us-gaap:RevenueFromContractWithCustomerIncludingAssessedTax>
<us-gaap:RevenueFromContractWithCustomerIncludingAssessedTax contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_ProductOrServiceAxis_AssetManagement1Member" unitRef="USD" decimals="-3">3791000</us-gaap:RevenueFromContractWithCustomerIncludingAssessedTax>
<us-gaap:RevenueFromContractWithCustomerIncludingAssessedTax contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_ProductOrServiceAxis_DebitCardMember" unitRef="USD" decimals="-3">3104000</us-gaap:RevenueFromContractWithCustomerIncludingAssessedTax>
<us-gaap:RevenueFromContractWithCustomerIncludingAssessedTax contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_ProductOrServiceAxis_LoanRelatedFeesMember" unitRef="USD" decimals="-3">1258000</us-gaap:RevenueFromContractWithCustomerIncludingAssessedTax>
<us-gaap:GainLossOnSalesOfLoansNet contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3" id="Footnote-2_1">656000</us-gaap:GainLossOnSalesOfLoansNet>
<us-gaap:GainLossOnSalesOfLoansNet contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3" id="Footnote-2_2">641000</us-gaap:GainLossOnSalesOfLoansNet>
<us-gaap:GainLossOnSalesOfLoansNet contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3" id="Footnote-2_3">317000</us-gaap:GainLossOnSalesOfLoansNet>
<us-gaap:BankOwnedLifeInsuranceIncome contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3" id="Footnote-2_4">760000</us-gaap:BankOwnedLifeInsuranceIncome>
<us-gaap:BankOwnedLifeInsuranceIncome contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3" id="Footnote-2_5">819000</us-gaap:BankOwnedLifeInsuranceIncome>
<us-gaap:BankOwnedLifeInsuranceIncome contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3" id="Footnote-2_6">734000</us-gaap:BankOwnedLifeInsuranceIncome>
<us-gaap:NoninterestIncomeOtherOperatingIncome contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">433000</us-gaap:NoninterestIncomeOtherOperatingIncome>
<us-gaap:NoninterestIncomeOtherOperatingIncome contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">317000</us-gaap:NoninterestIncomeOtherOperatingIncome>
<us-gaap:NoninterestIncomeOtherOperatingIncome contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">317000</us-gaap:NoninterestIncomeOtherOperatingIncome>
<us-gaap:NoninterestIncome contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">10014000</us-gaap:NoninterestIncome>
<us-gaap:NoninterestIncome contextRef="Context_3ME_01_Apr_2017T00_00_00_TO_30_Jun_2017T00_00_00" unitRef="USD" decimals="-3">2738000</us-gaap:NoninterestIncome>
<us-gaap:NoninterestIncome contextRef="Context_3ME_01_Jul_2017T00_00_00_TO_30_Sep_2017T00_00_00" unitRef="USD" decimals="-3">2713000</us-gaap:NoninterestIncome>
<us-gaap:NoninterestIncome contextRef="Context_3ME_01_Oct_2017T00_00_00_TO_31_Dec_2017T00_00_00" unitRef="USD" decimals="-3">2890000</us-gaap:NoninterestIncome>
<us-gaap:NoninterestIncome contextRef="Context_3ME_01_Jan_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">2663000</us-gaap:NoninterestIncome>
<us-gaap:NoninterestIncome contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">11004000</us-gaap:NoninterestIncome>
<us-gaap:NoninterestIncome contextRef="Context_3ME_01_Apr_2018T00_00_00_TO_30_Jun_2018T00_00_00" unitRef="USD" decimals="-3">3052000</us-gaap:NoninterestIncome>
<us-gaap:NoninterestIncome contextRef="Context_3ME_01_Jul_2018T00_00_00_TO_30_Sep_2018T00_00_00" unitRef="USD" decimals="-3">3016000</us-gaap:NoninterestIncome>
<us-gaap:NoninterestIncome contextRef="Context_3ME_01_Oct_2018T00_00_00_TO_31_Dec_2018T00_00_00" unitRef="USD" decimals="-3">2782000</us-gaap:NoninterestIncome>
<us-gaap:NoninterestIncome contextRef="Context_3ME_01_Jan_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">3008000</us-gaap:NoninterestIncome>
<us-gaap:NoninterestIncome contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">11858000</us-gaap:NoninterestIncome>
<us-gaap:LaborAndRelatedExpense contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">19356000</us-gaap:LaborAndRelatedExpense>
<us-gaap:LaborAndRelatedExpense contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">21743000</us-gaap:LaborAndRelatedExpense>
<us-gaap:LaborAndRelatedExpense contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">22320000</us-gaap:LaborAndRelatedExpense>
<us-gaap:OccupancyNet contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">4819000</us-gaap:OccupancyNet>
<us-gaap:OccupancyNet contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">5454000</us-gaap:OccupancyNet>
<us-gaap:OccupancyNet contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">5334000</us-gaap:OccupancyNet>
<us-gaap:InformationTechnologyAndDataProcessing contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">2111000</us-gaap:InformationTechnologyAndDataProcessing>
<us-gaap:InformationTechnologyAndDataProcessing contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">2313000</us-gaap:InformationTechnologyAndDataProcessing>
<us-gaap:InformationTechnologyAndDataProcessing contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">2467000</us-gaap:InformationTechnologyAndDataProcessing>
<us-gaap:AmortizationOfIntangibleAssets contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">27000</us-gaap:AmortizationOfIntangibleAssets>
<us-gaap:AmortizationOfIntangibleAssets contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">232000</us-gaap:AmortizationOfIntangibleAssets>
<us-gaap:AmortizationOfIntangibleAssets contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">183000</us-gaap:AmortizationOfIntangibleAssets>
<us-gaap:MarketingAndAdvertisingExpense contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">754000</us-gaap:MarketingAndAdvertisingExpense>
<us-gaap:MarketingAndAdvertisingExpense contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">747000</us-gaap:MarketingAndAdvertisingExpense>
<us-gaap:MarketingAndAdvertisingExpense contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">769000</us-gaap:MarketingAndAdvertisingExpense>
<us-gaap:FederalDepositInsuranceCorporationPremiumExpense contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">356000</us-gaap:FederalDepositInsuranceCorporationPremiumExpense>
<us-gaap:FederalDepositInsuranceCorporationPremiumExpense contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">476000</us-gaap:FederalDepositInsuranceCorporationPremiumExpense>
<us-gaap:FederalDepositInsuranceCorporationPremiumExpense contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">326000</us-gaap:FederalDepositInsuranceCorporationPremiumExpense>
<us-gaap:ExciseAndSalesTaxes contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">609000</us-gaap:ExciseAndSalesTaxes>
<us-gaap:ExciseAndSalesTaxes contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">605000</us-gaap:ExciseAndSalesTaxes>
<us-gaap:ExciseAndSalesTaxes contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">651000</us-gaap:ExciseAndSalesTaxes>
<us-gaap:CommunicationsAndInformationTechnology contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">317000</us-gaap:CommunicationsAndInformationTechnology>
<us-gaap:CommunicationsAndInformationTechnology contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">417000</us-gaap:CommunicationsAndInformationTechnology>
<us-gaap:CommunicationsAndInformationTechnology contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">353000</us-gaap:CommunicationsAndInformationTechnology>
<us-gaap:ProfessionalFees contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">1628000</us-gaap:ProfessionalFees>
<us-gaap:ProfessionalFees contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">1181000</us-gaap:ProfessionalFees>
<us-gaap:ProfessionalFees contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">1426000</us-gaap:ProfessionalFees>
<us-gaap:LitigationSettlementExpense contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">500000</us-gaap:LitigationSettlementExpense>
<us-gaap:LitigationSettlementExpense contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">0</us-gaap:LitigationSettlementExpense>
<us-gaap:LitigationSettlementExpense contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">0</us-gaap:LitigationSettlementExpense>
<us-gaap:OtherNoninterestExpense contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">2504000</us-gaap:OtherNoninterestExpense>
<us-gaap:OtherNoninterestExpense contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">587000</us-gaap:OtherNoninterestExpense>
<us-gaap:OtherNoninterestExpense contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">2450000</us-gaap:OtherNoninterestExpense>
<us-gaap:OtherNoninterestExpense contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">1020000</us-gaap:OtherNoninterestExpense>
<us-gaap:OtherNoninterestExpense contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">1870000</us-gaap:OtherNoninterestExpense>
<us-gaap:OtherNoninterestExpense contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">1298000</us-gaap:OtherNoninterestExpense>
<us-gaap:NoninterestExpense contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">32981000</us-gaap:NoninterestExpense>
<us-gaap:NoninterestExpense contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">730000</us-gaap:NoninterestExpense>
<us-gaap:NoninterestExpense contextRef="Context_3ME_01_Apr_2017T00_00_00_TO_30_Jun_2017T00_00_00" unitRef="USD" decimals="-3">9174000</us-gaap:NoninterestExpense>
<us-gaap:NoninterestExpense contextRef="Context_3ME_01_Jul_2017T00_00_00_TO_30_Sep_2017T00_00_00" unitRef="USD" decimals="-3">8759000</us-gaap:NoninterestExpense>
<us-gaap:NoninterestExpense contextRef="Context_3ME_01_Oct_2017T00_00_00_TO_31_Dec_2017T00_00_00" unitRef="USD" decimals="-3">8558000</us-gaap:NoninterestExpense>
<us-gaap:NoninterestExpense contextRef="Context_3ME_01_Jan_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">9127000</us-gaap:NoninterestExpense>
<us-gaap:NoninterestExpense contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">35618000</us-gaap:NoninterestExpense>
<us-gaap:NoninterestExpense contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">1163000</us-gaap:NoninterestExpense>
<us-gaap:NoninterestExpense contextRef="Context_3ME_01_Apr_2018T00_00_00_TO_30_Jun_2018T00_00_00" unitRef="USD" decimals="-3">9019000</us-gaap:NoninterestExpense>
<us-gaap:NoninterestExpense contextRef="Context_3ME_01_Jul_2018T00_00_00_TO_30_Sep_2018T00_00_00" unitRef="USD" decimals="-3">8915000</us-gaap:NoninterestExpense>
<us-gaap:NoninterestExpense contextRef="Context_3ME_01_Oct_2018T00_00_00_TO_31_Dec_2018T00_00_00" unitRef="USD" decimals="-3">8803000</us-gaap:NoninterestExpense>
<us-gaap:NoninterestExpense contextRef="Context_3ME_01_Jan_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">8962000</us-gaap:NoninterestExpense>
<us-gaap:NoninterestExpense contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">35699000</us-gaap:NoninterestExpense>
<us-gaap:NoninterestExpense contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">1441000</us-gaap:NoninterestExpense>
<us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">10791000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
<us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">-694000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
<us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments contextRef="Context_3ME_01_Apr_2017T00_00_00_TO_30_Jun_2017T00_00_00" unitRef="USD" decimals="-3">3997000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
<us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments contextRef="Context_3ME_01_Jul_2017T00_00_00_TO_30_Sep_2017T00_00_00" unitRef="USD" decimals="-3">4679000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
<us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments contextRef="Context_3ME_01_Oct_2017T00_00_00_TO_31_Dec_2017T00_00_00" unitRef="USD" decimals="-3">5128000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
<us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments contextRef="Context_3ME_01_Jan_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">4193000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
<us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">17997000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
<us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">-1131000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
<us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments contextRef="Context_3ME_01_Apr_2018T00_00_00_TO_30_Jun_2018T00_00_00" unitRef="USD" decimals="-3">5720000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
<us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments contextRef="Context_3ME_01_Jul_2018T00_00_00_TO_30_Sep_2018T00_00_00" unitRef="USD" decimals="-3">5453000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
<us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments contextRef="Context_3ME_01_Oct_2018T00_00_00_TO_31_Dec_2018T00_00_00" unitRef="USD" decimals="-3">5659000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
<us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments contextRef="Context_3ME_01_Jan_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">5580000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
<us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">22412000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
<us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">-1406000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
<us-gaap:IncomeTaxExpenseBenefit contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">3387000</us-gaap:IncomeTaxExpenseBenefit>
<us-gaap:IncomeTaxExpenseBenefit contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">-235000</us-gaap:IncomeTaxExpenseBenefit>
<us-gaap:IncomeTaxExpenseBenefit contextRef="Context_3ME_01_Apr_2017T00_00_00_TO_30_Jun_2017T00_00_00" unitRef="USD" decimals="-3">1343000</us-gaap:IncomeTaxExpenseBenefit>
<us-gaap:IncomeTaxExpenseBenefit contextRef="Context_3ME_01_Jul_2017T00_00_00_TO_30_Sep_2017T00_00_00" unitRef="USD" decimals="-3">1620000</us-gaap:IncomeTaxExpenseBenefit>
<us-gaap:IncomeTaxExpenseBenefit contextRef="Context_3ME_01_Oct_2017T00_00_00_TO_31_Dec_2017T00_00_00" unitRef="USD" decimals="-3">3608000</us-gaap:IncomeTaxExpenseBenefit>
<us-gaap:IncomeTaxExpenseBenefit contextRef="Context_3ME_01_Jan_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">1184000</us-gaap:IncomeTaxExpenseBenefit>
<us-gaap:IncomeTaxExpenseBenefit contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">7755000</us-gaap:IncomeTaxExpenseBenefit>
<us-gaap:IncomeTaxExpenseBenefit contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">-513000</us-gaap:IncomeTaxExpenseBenefit>
<us-gaap:IncomeTaxExpenseBenefit contextRef="Context_3ME_01_Apr_2018T00_00_00_TO_30_Jun_2018T00_00_00" unitRef="USD" decimals="-3">1278000</us-gaap:IncomeTaxExpenseBenefit>
<us-gaap:IncomeTaxExpenseBenefit contextRef="Context_3ME_01_Jul_2018T00_00_00_TO_30_Sep_2018T00_00_00" unitRef="USD" decimals="-3">1224000</us-gaap:IncomeTaxExpenseBenefit>
<us-gaap:IncomeTaxExpenseBenefit contextRef="Context_3ME_01_Oct_2018T00_00_00_TO_31_Dec_2018T00_00_00" unitRef="USD" decimals="-3">1271000</us-gaap:IncomeTaxExpenseBenefit>
<us-gaap:IncomeTaxExpenseBenefit contextRef="Context_3ME_01_Jan_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">1373000</us-gaap:IncomeTaxExpenseBenefit>
<us-gaap:IncomeTaxExpenseBenefit contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">5146000</us-gaap:IncomeTaxExpenseBenefit>
<us-gaap:IncomeTaxExpenseBenefit contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">-294000</us-gaap:IncomeTaxExpenseBenefit>
<us-gaap:NetIncomeLoss contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">7404000</us-gaap:NetIncomeLoss>
<us-gaap:NetIncomeLoss contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">7404000</us-gaap:NetIncomeLoss>
<us-gaap:NetIncomeLoss contextRef="Context_3ME_01_Apr_2017T00_00_00_TO_30_Jun_2017T00_00_00" unitRef="USD" decimals="-3">2654000</us-gaap:NetIncomeLoss>
<us-gaap:NetIncomeLoss contextRef="Context_3ME_01_Jul_2017T00_00_00_TO_30_Sep_2017T00_00_00" unitRef="USD" decimals="-3">3059000</us-gaap:NetIncomeLoss>
<us-gaap:NetIncomeLoss contextRef="Context_3ME_01_Oct_2017T00_00_00_TO_31_Dec_2017T00_00_00" unitRef="USD" decimals="-3">1520000</us-gaap:NetIncomeLoss>
<us-gaap:NetIncomeLoss contextRef="Context_3ME_01_Jan_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">3009000</us-gaap:NetIncomeLoss>
<us-gaap:NetIncomeLoss contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">10242000</us-gaap:NetIncomeLoss>
<us-gaap:NetIncomeLoss contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">10242000</us-gaap:NetIncomeLoss>
<us-gaap:NetIncomeLoss contextRef="Context_3ME_01_Apr_2018T00_00_00_TO_30_Jun_2018T00_00_00" unitRef="USD" decimals="-3">4442000</us-gaap:NetIncomeLoss>
<us-gaap:NetIncomeLoss contextRef="Context_3ME_01_Jul_2018T00_00_00_TO_30_Sep_2018T00_00_00" unitRef="USD" decimals="-3">4229000</us-gaap:NetIncomeLoss>
<us-gaap:NetIncomeLoss contextRef="Context_3ME_01_Oct_2018T00_00_00_TO_31_Dec_2018T00_00_00" unitRef="USD" decimals="-3">4388000</us-gaap:NetIncomeLoss>
<us-gaap:NetIncomeLoss contextRef="Context_3ME_01_Jan_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">4207000</us-gaap:NetIncomeLoss>
<us-gaap:NetIncomeLoss contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">17266000</us-gaap:NetIncomeLoss>
<us-gaap:NetIncomeLoss contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">17266000</us-gaap:NetIncomeLoss>
<us-gaap:EarningsPerShareBasic contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD_per_Share" decimals="2">0.33</us-gaap:EarningsPerShareBasic>
<us-gaap:EarningsPerShareBasic contextRef="Context_3ME_01_Apr_2017T00_00_00_TO_30_Jun_2017T00_00_00" unitRef="USD_per_Share" decimals="2" id="Footnote-15_87">0.12</us-gaap:EarningsPerShareBasic>
<us-gaap:EarningsPerShareBasic contextRef="Context_3ME_01_Jul_2017T00_00_00_TO_30_Sep_2017T00_00_00" unitRef="USD_per_Share" decimals="2" id="Footnote-15_76">0.14</us-gaap:EarningsPerShareBasic>
<us-gaap:EarningsPerShareBasic contextRef="Context_3ME_01_Oct_2017T00_00_00_TO_31_Dec_2017T00_00_00" unitRef="USD_per_Share" decimals="2" id="Footnote-15_65">0.07</us-gaap:EarningsPerShareBasic>
<us-gaap:EarningsPerShareBasic contextRef="Context_3ME_01_Jan_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD_per_Share" decimals="2" id="Footnote-15_54">0.13</us-gaap:EarningsPerShareBasic>
<us-gaap:EarningsPerShareBasic contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD_per_Share" decimals="2">0.45</us-gaap:EarningsPerShareBasic>
<us-gaap:EarningsPerShareBasic contextRef="Context_3ME_01_Apr_2018T00_00_00_TO_30_Jun_2018T00_00_00" unitRef="USD_per_Share" decimals="2" id="Footnote-15_43">0.20</us-gaap:EarningsPerShareBasic>
<us-gaap:EarningsPerShareBasic contextRef="Context_3ME_01_Jul_2018T00_00_00_TO_30_Sep_2018T00_00_00" unitRef="USD_per_Share" decimals="2" id="Footnote-15_32">0.19</us-gaap:EarningsPerShareBasic>
<us-gaap:EarningsPerShareBasic contextRef="Context_3ME_01_Oct_2018T00_00_00_TO_31_Dec_2018T00_00_00" unitRef="USD_per_Share" decimals="2" id="Footnote-15_21">0.19</us-gaap:EarningsPerShareBasic>
<us-gaap:EarningsPerShareBasic contextRef="Context_3ME_01_Jan_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD_per_Share" decimals="2" id="Footnote-15_10">0.19</us-gaap:EarningsPerShareBasic>
<us-gaap:EarningsPerShareBasic contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD_per_Share" decimals="2">0.76</us-gaap:EarningsPerShareBasic>
<us-gaap:EarningsPerShareDiluted contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD_per_Share" decimals="2">0.33</us-gaap:EarningsPerShareDiluted>
<us-gaap:EarningsPerShareDiluted contextRef="Context_3ME_01_Apr_2017T00_00_00_TO_30_Jun_2017T00_00_00" unitRef="USD_per_Share" decimals="2" id="Footnote-15_88">0.12</us-gaap:EarningsPerShareDiluted>
<us-gaap:EarningsPerShareDiluted contextRef="Context_3ME_01_Jul_2017T00_00_00_TO_30_Sep_2017T00_00_00" unitRef="USD_per_Share" decimals="2" id="Footnote-15_77">0.14</us-gaap:EarningsPerShareDiluted>
<us-gaap:EarningsPerShareDiluted contextRef="Context_3ME_01_Oct_2017T00_00_00_TO_31_Dec_2017T00_00_00" unitRef="USD_per_Share" decimals="2" id="Footnote-15_66">0.07</us-gaap:EarningsPerShareDiluted>
<us-gaap:EarningsPerShareDiluted contextRef="Context_3ME_01_Jan_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD_per_Share" decimals="2" id="Footnote-15_55">0.13</us-gaap:EarningsPerShareDiluted>
<us-gaap:EarningsPerShareDiluted contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD_per_Share" decimals="2">0.45</us-gaap:EarningsPerShareDiluted>
<us-gaap:EarningsPerShareDiluted contextRef="Context_3ME_01_Apr_2018T00_00_00_TO_30_Jun_2018T00_00_00" unitRef="USD_per_Share" decimals="2" id="Footnote-15_44">0.20</us-gaap:EarningsPerShareDiluted>
<us-gaap:EarningsPerShareDiluted contextRef="Context_3ME_01_Jul_2018T00_00_00_TO_30_Sep_2018T00_00_00" unitRef="USD_per_Share" decimals="2" id="Footnote-15_33">0.19</us-gaap:EarningsPerShareDiluted>
<us-gaap:EarningsPerShareDiluted contextRef="Context_3ME_01_Oct_2018T00_00_00_TO_31_Dec_2018T00_00_00" unitRef="USD_per_Share" decimals="2" id="Footnote-15_22">0.19</us-gaap:EarningsPerShareDiluted>
<us-gaap:EarningsPerShareDiluted contextRef="Context_3ME_01_Jan_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD_per_Share" decimals="2" id="Footnote-15_11">0.19</us-gaap:EarningsPerShareDiluted>
<us-gaap:EarningsPerShareDiluted contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD_per_Share" decimals="2">0.76</us-gaap:EarningsPerShareDiluted>
<us-gaap:WeightedAverageNumberOfSharesOutstandingBasic contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="shares" decimals="0">22478306</us-gaap:WeightedAverageNumberOfSharesOutstandingBasic>
<us-gaap:WeightedAverageNumberOfSharesOutstandingBasic contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="shares" decimals="0">22531480</us-gaap:WeightedAverageNumberOfSharesOutstandingBasic>
<us-gaap:WeightedAverageNumberOfSharesOutstandingBasic contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="shares" decimals="0">22588395</us-gaap:WeightedAverageNumberOfSharesOutstandingBasic>
<us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="shares" decimals="0">22548340</us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding>
<us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="shares" decimals="0">22623455</us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding>
<us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="shares" decimals="0">22659594</us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding>
<us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">-2872000</us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax>
<us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">-2719000</us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax>
<us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">2122000</us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax>
<us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxIncludingPortionAttributableToNoncontrollingInterestAvailableforsaleSecurities contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">-155000</us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxIncludingPortionAttributableToNoncontrollingInterestAvailableforsaleSecurities>
<us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">53000</us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax>
<us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">-2770000</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
<us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">-2719000</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
<us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">2122000</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
<us-gaap:ComprehensiveIncomeNetOfTax contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">4634000</us-gaap:ComprehensiveIncomeNetOfTax>
<us-gaap:ComprehensiveIncomeNetOfTax contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">7523000</us-gaap:ComprehensiveIncomeNetOfTax>
<us-gaap:ComprehensiveIncomeNetOfTax contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">19388000</us-gaap:ComprehensiveIncomeNetOfTax>
<us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">-1581000</us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax>
<us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">-871000</us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax>
<us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">629000</us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax>
<us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossTaxPortionAttributableToParentAvailableforsaleSecurities contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">85000</us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossTaxPortionAttributableToParentAvailableforsaleSecurities>
<us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossTaxPortionAttributableToParentAvailableforsaleSecurities contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">0</us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossTaxPortionAttributableToParentAvailableforsaleSecurities>
<us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossTaxPortionAttributableToParentAvailableforsaleSecurities contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">0</us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossTaxPortionAttributableToParentAvailableforsaleSecurities>
<us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">29000</us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax>
<us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">0</us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax>
<us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">0</us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax>
<us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">111264000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
<us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">116901000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
<us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember" unitRef="USD" decimals="-3">64871000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
<us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_StatementEquityComponentsAxis_RetainedEarningsMember" unitRef="USD" decimals="-3">56552000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
<us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="-3">-4748000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
<us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_StatementEquityComponentsAxis_CommonStockMember" unitRef="USD" decimals="-3">226000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
<us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">133122000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
<us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="Context_As_Of_01_Apr_2015T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="USD" decimals="-3">108273000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
<us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="Context_As_Of_01_Apr_2016T00_00_00_TO_31_Mar_2016T00_00_00_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember" unitRef="USD" decimals="-3">64418000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
<us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="Context_As_Of_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember" unitRef="USD" decimals="-3">64468000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
<us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="Context_As_Of_01_Apr_2016T00_00_00_TO_31_Mar_2016T00_00_00_StatementEquityComponentsAxis_RetainedEarningsMember" unitRef="USD" decimals="-3">42728000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
<us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="Context_As_Of_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_StatementEquityComponentsAxis_RetainedEarningsMember" unitRef="USD" decimals="-3">48335000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
<us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="Context_As_Of_01_Apr_2016T00_00_00_TO_31_Mar_2016T00_00_00_StatementEquityComponentsAxis_DeferredCompensationShareBasedPaymentsMember" unitRef="USD" decimals="-3">-181000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
<us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="Context_As_Of_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_StatementEquityComponentsAxis_DeferredCompensationShareBasedPaymentsMember" unitRef="USD" decimals="-3">-77000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
<us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="Context_As_Of_01_Apr_2016T00_00_00_TO_31_Mar_2016T00_00_00_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="-3">1083000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
<us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="Context_As_Of_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="-3">-1687000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
<us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="Context_As_Of_01_Apr_2016T00_00_00_TO_31_Mar_2016T00_00_00_StatementEquityComponentsAxis_CommonStockMember" unitRef="USD" decimals="-3">225000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
<us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="Context_As_Of_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_StatementEquityComponentsAxis_CommonStockMember" unitRef="USD" decimals="-3">225000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
<us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="Context_As_Of_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember" unitRef="USD" decimals="-3">65094000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
<us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="Context_As_Of_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_StatementEquityComponentsAxis_RetainedEarningsMember" unitRef="USD" decimals="-3">70428000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
<us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="Context_As_Of_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="-3">-2626000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
<us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="Context_As_Of_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_StatementEquityComponentsAxis_CommonStockMember" unitRef="USD" decimals="-3">226000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
<us-gaap:SharesOutstanding contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_StatementEquityComponentsAxis_CommonStockMember" unitRef="shares" decimals="INF">22570179</us-gaap:SharesOutstanding>
<us-gaap:SharesOutstanding contextRef="Context_As_Of_01_Apr_2016T00_00_00_TO_31_Mar_2016T00_00_00_StatementEquityComponentsAxis_CommonStockMember" unitRef="shares" decimals="INF">22507890</us-gaap:SharesOutstanding>
<us-gaap:SharesOutstanding contextRef="Context_As_Of_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_StatementEquityComponentsAxis_CommonStockMember" unitRef="shares" decimals="INF">22510890</us-gaap:SharesOutstanding>
<us-gaap:SharesOutstanding contextRef="Context_As_Of_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_StatementEquityComponentsAxis_CommonStockMember" unitRef="shares" decimals="INF">22607712</us-gaap:SharesOutstanding>
<us-gaap:ProfitLoss contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">7404000</us-gaap:ProfitLoss>
<us-gaap:ProfitLoss contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_StatementEquityComponentsAxis_RetainedEarningsMember" unitRef="USD" decimals="-3">7404000</us-gaap:ProfitLoss>
<us-gaap:ProfitLoss contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">10242000</us-gaap:ProfitLoss>
<us-gaap:ProfitLoss contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_StatementEquityComponentsAxis_RetainedEarningsMember" unitRef="USD" decimals="-3">10242000</us-gaap:ProfitLoss>
<us-gaap:ProfitLoss contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">17266000</us-gaap:ProfitLoss>
<us-gaap:ProfitLoss contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_StatementEquityComponentsAxis_RetainedEarningsMember" unitRef="USD" decimals="-3">17266000</us-gaap:ProfitLoss>
<us-gaap:DividendsCash contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">1797000</us-gaap:DividendsCash>
<us-gaap:DividendsCash contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_StatementEquityComponentsAxis_RetainedEarningsMember" unitRef="USD" decimals="-3">1797000</us-gaap:DividendsCash>
<us-gaap:DividendsCash contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">2367000</us-gaap:DividendsCash>
<us-gaap:DividendsCash contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_StatementEquityComponentsAxis_RetainedEarningsMember" unitRef="USD" decimals="-3">2367000</us-gaap:DividendsCash>
<us-gaap:DividendsCash contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">3390000</us-gaap:DividendsCash>
<us-gaap:DividendsCash contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_StatementEquityComponentsAxis_RetainedEarningsMember" unitRef="USD" decimals="-3">3390000</us-gaap:DividendsCash>
<us-gaap:StockIssuedDuringPeriodValueStockOptionsExercised contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">11000</us-gaap:StockIssuedDuringPeriodValueStockOptionsExercised>
<us-gaap:StockIssuedDuringPeriodValueStockOptionsExercised contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember" unitRef="USD" decimals="-3">11000</us-gaap:StockIssuedDuringPeriodValueStockOptionsExercised>
<us-gaap:StockIssuedDuringPeriodValueStockOptionsExercised contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">245000</us-gaap:StockIssuedDuringPeriodValueStockOptionsExercised>
<us-gaap:StockIssuedDuringPeriodValueStockOptionsExercised contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember" unitRef="USD" decimals="-3">244000</us-gaap:StockIssuedDuringPeriodValueStockOptionsExercised>
<us-gaap:StockIssuedDuringPeriodValueStockOptionsExercised contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_StatementEquityComponentsAxis_CommonStockMember" unitRef="USD" decimals="-3">1000</us-gaap:StockIssuedDuringPeriodValueStockOptionsExercised>
<us-gaap:StockIssuedDuringPeriodValueStockOptionsExercised contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">179000</us-gaap:StockIssuedDuringPeriodValueStockOptionsExercised>
<us-gaap:StockIssuedDuringPeriodValueStockOptionsExercised contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember" unitRef="USD" decimals="-3">179000</us-gaap:StockIssuedDuringPeriodValueStockOptionsExercised>
<us-gaap:StockIssuedDuringPeriodSharesStockOptionsExercised contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="shares" decimals="INF">3000</us-gaap:StockIssuedDuringPeriodSharesStockOptionsExercised>
<us-gaap:StockIssuedDuringPeriodSharesStockOptionsExercised contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_StatementEquityComponentsAxis_CommonStockMember" unitRef="shares" decimals="0">3000</us-gaap:StockIssuedDuringPeriodSharesStockOptionsExercised>
<us-gaap:StockIssuedDuringPeriodSharesStockOptionsExercised contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="shares" decimals="INF">59289</us-gaap:StockIssuedDuringPeriodSharesStockOptionsExercised>
<us-gaap:StockIssuedDuringPeriodSharesStockOptionsExercised contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_StatementEquityComponentsAxis_CommonStockMember" unitRef="shares" decimals="INF">59289</us-gaap:StockIssuedDuringPeriodSharesStockOptionsExercised>
<us-gaap:StockIssuedDuringPeriodSharesStockOptionsExercised contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="shares" decimals="INF">37533</us-gaap:StockIssuedDuringPeriodSharesStockOptionsExercised>
<us-gaap:StockIssuedDuringPeriodSharesStockOptionsExercised contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_StatementEquityComponentsAxis_CommonStockMember" unitRef="shares" decimals="INF">37533</us-gaap:StockIssuedDuringPeriodSharesStockOptionsExercised>
<us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationStockOptionsRequisiteServicePeriodRecognition contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">88000</us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationStockOptionsRequisiteServicePeriodRecognition>
<us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationStockOptionsRequisiteServicePeriodRecognition contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember" unitRef="USD" decimals="-3">88000</us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationStockOptionsRequisiteServicePeriodRecognition>
<us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationStockOptionsRequisiteServicePeriodRecognition contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">44000</us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationStockOptionsRequisiteServicePeriodRecognition>
<us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationStockOptionsRequisiteServicePeriodRecognition contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember" unitRef="USD" decimals="-3">44000</us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationStockOptionsRequisiteServicePeriodRecognition>



<us-gaap:AmortizationOfESOPAward contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">143000</us-gaap:AmortizationOfESOPAward>
<us-gaap:AmortizationOfESOPAward contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember" unitRef="USD" decimals="-3">39000</us-gaap:AmortizationOfESOPAward>
<us-gaap:AmortizationOfESOPAward contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_StatementEquityComponentsAxis_DeferredCompensationShareBasedPaymentsMember" unitRef="USD" decimals="-3">104000</us-gaap:AmortizationOfESOPAward>
<us-gaap:AmortizationOfESOPAward contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">148000</us-gaap:AmortizationOfESOPAward>
<us-gaap:AmortizationOfESOPAward contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember" unitRef="USD" decimals="-3">71000</us-gaap:AmortizationOfESOPAward>
<us-gaap:AmortizationOfESOPAward contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_StatementEquityComponentsAxis_DeferredCompensationShareBasedPaymentsMember" unitRef="USD" decimals="-3">77000</us-gaap:AmortizationOfESOPAward>
<us-gaap:OtherComprehensiveIncomeLossNetOfTax contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">-2770000</us-gaap:OtherComprehensiveIncomeLossNetOfTax>
<us-gaap:OtherComprehensiveIncomeLossNetOfTax contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="-3">-2770000</us-gaap:OtherComprehensiveIncomeLossNetOfTax>
<us-gaap:OtherComprehensiveIncomeLossNetOfTax contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">-2719000</us-gaap:OtherComprehensiveIncomeLossNetOfTax>
<us-gaap:OtherComprehensiveIncomeLossNetOfTax contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="-3">-2719000</us-gaap:OtherComprehensiveIncomeLossNetOfTax>
<us-gaap:OtherComprehensiveIncomeLossNetOfTax contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">2122000</us-gaap:OtherComprehensiveIncomeLossNetOfTax>
<us-gaap:OtherComprehensiveIncomeLossNetOfTax contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="-3">2122000</us-gaap:OtherComprehensiveIncomeLossNetOfTax>
<us-gaap:CommonStockDividendsPerShareCashPaid contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD_per_Share" decimals="2">0.08</us-gaap:CommonStockDividendsPerShareCashPaid>
<us-gaap:CommonStockDividendsPerShareCashPaid contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD_per_Share" decimals="3">0.105</us-gaap:CommonStockDividendsPerShareCashPaid>
<us-gaap:CommonStockDividendsPerShareCashPaid contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD_per_Share" decimals="2">0.15</us-gaap:CommonStockDividendsPerShareCashPaid>
<us-gaap:DepreciationAmortizationAndAccretionNet contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">2746000</us-gaap:DepreciationAmortizationAndAccretionNet>
<us-gaap:DepreciationAmortizationAndAccretionNet contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">2917000</us-gaap:DepreciationAmortizationAndAccretionNet>
<us-gaap:DepreciationAmortizationAndAccretionNet contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">2718000</us-gaap:DepreciationAmortizationAndAccretionNet>
<rvsb:PurchasedLoansAmortizationAccretionNet contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">441000</rvsb:PurchasedLoansAmortizationAccretionNet>
<rvsb:PurchasedLoansAmortizationAccretionNet contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">-277000</rvsb:PurchasedLoansAmortizationAccretionNet>
<rvsb:PurchasedLoansAmortizationAccretionNet contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">-147000</rvsb:PurchasedLoansAmortizationAccretionNet>
<us-gaap:IncreaseDecreaseInDeferredIncomeTaxes contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">-3103000</us-gaap:IncreaseDecreaseInDeferredIncomeTaxes>
<us-gaap:IncreaseDecreaseInDeferredIncomeTaxes contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">-3668000</us-gaap:IncreaseDecreaseInDeferredIncomeTaxes>
<us-gaap:IncreaseDecreaseInDeferredIncomeTaxes contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">11000</us-gaap:IncreaseDecreaseInDeferredIncomeTaxes>
<us-gaap:OtherNoncashExpense contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">143000</us-gaap:OtherNoncashExpense>
<us-gaap:OtherNoncashExpense contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">148000</us-gaap:OtherNoncashExpense>
<us-gaap:IncreaseDecreaseInLoansDeferredIncome contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">-543000</us-gaap:IncreaseDecreaseInLoansDeferredIncome>
<us-gaap:IncreaseDecreaseInLoansDeferredIncome contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">-498000</us-gaap:IncreaseDecreaseInLoansDeferredIncome>
<us-gaap:IncreaseDecreaseInLoansDeferredIncome contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">-498000</us-gaap:IncreaseDecreaseInLoansDeferredIncome>
<us-gaap:PaymentsForOriginationAndPurchasesOfLoansHeldForSale contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">21032000</us-gaap:PaymentsForOriginationAndPurchasesOfLoansHeldForSale>
<us-gaap:PaymentsForOriginationAndPurchasesOfLoansHeldForSale contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">20502000</us-gaap:PaymentsForOriginationAndPurchasesOfLoansHeldForSale>
<us-gaap:PaymentsForOriginationAndPurchasesOfLoansHeldForSale contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">11105000</us-gaap:PaymentsForOriginationAndPurchasesOfLoansHeldForSale>
<us-gaap:ProceedsFromSaleOfLoansHeldForSale contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">21477000</us-gaap:ProceedsFromSaleOfLoansHeldForSale>
<us-gaap:ProceedsFromSaleOfLoansHeldForSale contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">21204000</us-gaap:ProceedsFromSaleOfLoansHeldForSale>
<us-gaap:ProceedsFromSaleOfLoansHeldForSale contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">10579000</us-gaap:ProceedsFromSaleOfLoansHeldForSale>
<us-gaap:ShareBasedCompensation contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">88000</us-gaap:ShareBasedCompensation>
<us-gaap:ShareBasedCompensation contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">44000</us-gaap:ShareBasedCompensation>
<rvsb:IncreaseDecreaseRealEstateOwnedValuationAllowance contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">30000</rvsb:IncreaseDecreaseRealEstateOwnedValuationAllowance>
<us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">240000</us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet>
<us-gaap:GainLossOnSaleOfOtherAssets contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">731000</us-gaap:GainLossOnSaleOfOtherAssets>
<us-gaap:GainLossOnSaleOfOtherAssets contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">725000</us-gaap:GainLossOnSaleOfOtherAssets>
<us-gaap:GainLossOnSaleOfOtherAssets contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">682000</us-gaap:GainLossOnSaleOfOtherAssets>
<rvsb:BoliDeathBenefitInExcessOfCashSurrenderValue contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">423000</rvsb:BoliDeathBenefitInExcessOfCashSurrenderValue>
<us-gaap:IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">369000</us-gaap:IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets>
<us-gaap:IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">212000</us-gaap:IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets>
<us-gaap:IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">868000</us-gaap:IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets>
<us-gaap:IncreaseDecreaseInAccruedInterestReceivableNet contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">291000</us-gaap:IncreaseDecreaseInAccruedInterestReceivableNet>
<us-gaap:IncreaseDecreaseInAccruedInterestReceivableNet contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">536000</us-gaap:IncreaseDecreaseInAccruedInterestReceivableNet>
<us-gaap:IncreaseDecreaseInAccruedInterestReceivableNet contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">442000</us-gaap:IncreaseDecreaseInAccruedInterestReceivableNet>
<us-gaap:IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">5538000</us-gaap:IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities>
<us-gaap:IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">-3755000</us-gaap:IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities>
<us-gaap:IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">2988000</us-gaap:IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities>
<us-gaap:NetCashProvidedByUsedInOperatingActivities contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">18059000</us-gaap:NetCashProvidedByUsedInOperatingActivities>
<us-gaap:NetCashProvidedByUsedInOperatingActivities contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">11939000</us-gaap:NetCashProvidedByUsedInOperatingActivities>
<us-gaap:NetCashProvidedByUsedInOperatingActivities contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">20154000</us-gaap:NetCashProvidedByUsedInOperatingActivities>
<us-gaap:PaymentsForProceedsFromLoansAndLeases contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">37103000</us-gaap:PaymentsForProceedsFromLoansAndLeases>
<us-gaap:PaymentsForProceedsFromLoansAndLeases contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">-11156000</us-gaap:PaymentsForProceedsFromLoansAndLeases>
<us-gaap:PaymentsForProceedsFromLoansAndLeases contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">34427000</us-gaap:PaymentsForProceedsFromLoansAndLeases>
<us-gaap:PaymentsForProceedsFromOtherLoansAndLeases contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">5746000</us-gaap:PaymentsForProceedsFromOtherLoansAndLeases>
<us-gaap:PaymentsForProceedsFromOtherLoansAndLeases contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">43016000</us-gaap:PaymentsForProceedsFromOtherLoansAndLeases>
<us-gaap:PaymentsForProceedsFromOtherLoansAndLeases contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">29929000</us-gaap:PaymentsForProceedsFromOtherLoansAndLeases>
<us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">29782000</us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities>
<us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">28569000</us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities>
<us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">26519000</us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities>
<us-gaap:PaymentsToAcquireAvailableForSaleSecurities contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">92418000</us-gaap:PaymentsToAcquireAvailableForSaleSecurities>
<us-gaap:PaymentsToAcquireAvailableForSaleSecurities contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">47494000</us-gaap:PaymentsToAcquireAvailableForSaleSecurities>
<us-gaap:ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">7261000</us-gaap:ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities>
<us-gaap:ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">950000</us-gaap:ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities>
<us-gaap:ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">10000000</us-gaap:ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities>
<us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">11000</us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities>
<us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">22000</us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities>
<us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">7000</us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities>
<us-gaap:PaymentsToAcquirePropertyPlantAndEquipment contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">598000</us-gaap:PaymentsToAcquirePropertyPlantAndEquipment>
<us-gaap:PaymentsToAcquirePropertyPlantAndEquipment contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">753000</us-gaap:PaymentsToAcquirePropertyPlantAndEquipment>
<us-gaap:PaymentsToAcquirePropertyPlantAndEquipment contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">1046000</us-gaap:PaymentsToAcquirePropertyPlantAndEquipment>
<rvsb:ProceedsFromSaleOfCertificatesOfDepositHeldForInvestment contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">5727000</rvsb:ProceedsFromSaleOfCertificatesOfDepositHeldForInvestment>
<rvsb:ProceedsFromSaleOfCertificatesOfDepositHeldForInvestment contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">5075000</rvsb:ProceedsFromSaleOfCertificatesOfDepositHeldForInvestment>
<rvsb:ProceedsFromSaleOfCertificatesOfDepositHeldForInvestment contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">5220000</rvsb:ProceedsFromSaleOfCertificatesOfDepositHeldForInvestment>
<us-gaap:PaymentsForProceedsFromFederalHomeLoanBankStock contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">121000</us-gaap:PaymentsForProceedsFromFederalHomeLoanBankStock>
<us-gaap:PaymentsForProceedsFromFederalHomeLoanBankStock contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">172000</us-gaap:PaymentsForProceedsFromFederalHomeLoanBankStock>
<us-gaap:PaymentsForProceedsFromFederalHomeLoanBankStock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">2291000</us-gaap:PaymentsForProceedsFromFederalHomeLoanBankStock>
<us-gaap:CashAcquiredFromAcquisition contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">15116000</us-gaap:CashAcquiredFromAcquisition>
<rvsb:PaymentsForProceedsFromDeathBenefitOnBoli contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">-1236000</rvsb:PaymentsForProceedsFromDeathBenefitOnBoli>
<us-gaap:ProceedsFromSaleOfForeclosedAssets contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">262000</us-gaap:ProceedsFromSaleOfForeclosedAssets>
<us-gaap:ProceedsFromSaleOfForeclosedAssets contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">81000</us-gaap:ProceedsFromSaleOfForeclosedAssets>
<us-gaap:ProceedsFromSaleOfForeclosedAssets contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">976000</us-gaap:ProceedsFromSaleOfForeclosedAssets>
<us-gaap:NetCashProvidedByUsedInInvestingActivities contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">-76591000</us-gaap:NetCashProvidedByUsedInInvestingActivities>
<us-gaap:NetCashProvidedByUsedInInvestingActivities contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">-45582000</us-gaap:NetCashProvidedByUsedInInvestingActivities>
<us-gaap:NetCashProvidedByUsedInInvestingActivities contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">-24971000</us-gaap:NetCashProvidedByUsedInInvestingActivities>
<us-gaap:IncreaseDecreaseInDeposits contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">69470000</us-gaap:IncreaseDecreaseInDeposits>
<us-gaap:IncreaseDecreaseInDeposits contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">15771000</us-gaap:IncreaseDecreaseInDeposits>
<us-gaap:IncreaseDecreaseInDeposits contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">-70568000</us-gaap:IncreaseDecreaseInDeposits>
<us-gaap:PaymentsOfDividends contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">1799000</us-gaap:PaymentsOfDividends>
<us-gaap:PaymentsOfDividends contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">-1799000</us-gaap:PaymentsOfDividends>
<us-gaap:PaymentsOfDividends contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">2140000</us-gaap:PaymentsOfDividends>
<us-gaap:PaymentsOfDividends contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">-2140000</us-gaap:PaymentsOfDividends>
<us-gaap:PaymentsOfDividends contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">3163000</us-gaap:PaymentsOfDividends>
<us-gaap:PaymentsOfDividends contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">-3163000</us-gaap:PaymentsOfDividends>
<us-gaap:ProceedsFromOtherShortTermDebt contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">23200000</us-gaap:ProceedsFromOtherShortTermDebt>
<us-gaap:ProceedsFromOtherShortTermDebt contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">55980000</us-gaap:ProceedsFromOtherShortTermDebt>
<us-gaap:ProceedsFromOtherShortTermDebt contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">326956000</us-gaap:ProceedsFromOtherShortTermDebt>
<us-gaap:RepaymentsOfDebt contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">23200000</us-gaap:RepaymentsOfDebt>
<us-gaap:RepaymentsOfDebt contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">55980000</us-gaap:RepaymentsOfDebt>
<us-gaap:RepaymentsOfDebt contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">270370000</us-gaap:RepaymentsOfDebt>
<us-gaap:RepaymentsOfDebtAndCapitalLeaseObligations contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">21000</us-gaap:RepaymentsOfDebtAndCapitalLeaseObligations>
<us-gaap:RepaymentsOfDebtAndCapitalLeaseObligations contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">23000</us-gaap:RepaymentsOfDebtAndCapitalLeaseObligations>
<us-gaap:RepaymentsOfDebtAndCapitalLeaseObligations contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">28000</us-gaap:RepaymentsOfDebtAndCapitalLeaseObligations>
<us-gaap:IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">84000</us-gaap:IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance>
<us-gaap:IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">-56000</us-gaap:IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance>
<us-gaap:IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">-6000</us-gaap:IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance>
<us-gaap:ProceedsFromStockOptionsExercised contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">11000</us-gaap:ProceedsFromStockOptionsExercised>
<us-gaap:ProceedsFromStockOptionsExercised contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">11000</us-gaap:ProceedsFromStockOptionsExercised>
<us-gaap:ProceedsFromStockOptionsExercised contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">245000</us-gaap:ProceedsFromStockOptionsExercised>
<us-gaap:ProceedsFromStockOptionsExercised contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">245000</us-gaap:ProceedsFromStockOptionsExercised>
<us-gaap:ProceedsFromStockOptionsExercised contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">179000</us-gaap:ProceedsFromStockOptionsExercised>
<us-gaap:ProceedsFromStockOptionsExercised contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">179000</us-gaap:ProceedsFromStockOptionsExercised>
<us-gaap:NetCashProvidedByUsedInFinancingActivities contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">67745000</us-gaap:NetCashProvidedByUsedInFinancingActivities>
<us-gaap:NetCashProvidedByUsedInFinancingActivities contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">13797000</us-gaap:NetCashProvidedByUsedInFinancingActivities>
<us-gaap:NetCashProvidedByUsedInFinancingActivities contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">-17000000</us-gaap:NetCashProvidedByUsedInFinancingActivities>
<us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">9213000</us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease>
<us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">3721000</us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease>
<us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">-19846000</us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease>
<us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">1291000</us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease>
<us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">-21817000</us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease>
<us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">-2301000</us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease>
<us-gaap:CashAndCashEquivalentsAtCarryingValue contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">64613000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
<us-gaap:CashAndCashEquivalentsAtCarryingValue contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">44767000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
<us-gaap:CashAndCashEquivalentsAtCarryingValue contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">6479000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
<us-gaap:CashAndCashEquivalentsAtCarryingValue contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">22950000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
<us-gaap:CashAndCashEquivalentsAtCarryingValue contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">4178000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
<us-gaap:CashAndCashEquivalentsAtCarryingValue contextRef="Context_As_Of_01_Apr_2015T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="USD" decimals="-3">55400000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
<us-gaap:CashAndCashEquivalentsAtCarryingValue contextRef="Context_As_Of_01_Apr_2016T00_00_00_TO_31_Mar_2016T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">1467000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
<us-gaap:CashAndCashEquivalentsAtCarryingValue contextRef="Context_As_Of_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">5188000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
<us-gaap:InterestPaidNet contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">1655000</us-gaap:InterestPaidNet>
<us-gaap:InterestPaidNet contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">2176000</us-gaap:InterestPaidNet>
<us-gaap:InterestPaidNet contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">2686000</us-gaap:InterestPaidNet>
<us-gaap:IncomeTaxesPaid contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">285000</us-gaap:IncomeTaxesPaid>
<us-gaap:IncomeTaxesPaid contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">3280000</us-gaap:IncomeTaxesPaid>
<us-gaap:IncomeTaxesPaid contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">6877000</us-gaap:IncomeTaxesPaid>
<rvsb:OtherComprehensiveIncomeLoss contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">-4295000</rvsb:OtherComprehensiveIncomeLoss>
<rvsb:OtherComprehensiveIncomeLoss contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">-3590000</rvsb:OtherComprehensiveIncomeLoss>
<rvsb:OtherComprehensiveIncomeLoss contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">2751000</rvsb:OtherComprehensiveIncomeLoss>
<us-gaap:IncomeTaxEffectsAllocatedDirectlyToEquityOther contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">1525000</us-gaap:IncomeTaxEffectsAllocatedDirectlyToEquityOther>
<us-gaap:IncomeTaxEffectsAllocatedDirectlyToEquityOther contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">871000</us-gaap:IncomeTaxEffectsAllocatedDirectlyToEquityOther>
<us-gaap:IncomeTaxEffectsAllocatedDirectlyToEquityOther contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">-629000</us-gaap:IncomeTaxEffectsAllocatedDirectlyToEquityOther>
<us-gaap:FairValueOfAssetsAcquired contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">145386000</us-gaap:FairValueOfAssetsAcquired>
<us-gaap:LiabilitiesAssumed1 contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">134810000</us-gaap:LiabilitiesAssumed1>
<rvsb:DividendsDeclaredAndAccruedInOtherLiabilities contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">450000</rvsb:DividendsDeclaredAndAccruedInOtherLiabilities>
<rvsb:DividendsDeclaredAndAccruedInOtherLiabilities contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">677000</rvsb:DividendsDeclaredAndAccruedInOtherLiabilities>
<rvsb:DividendsDeclaredAndAccruedInOtherLiabilities contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">904000</rvsb:DividendsDeclaredAndAccruedInOtherLiabilities>
<us-gaap:SignificantAccountingPoliciesTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;div style="widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;
&lt;table style="width: 100%; font-family: 'times new roman', times, serif; font-size: 10pt;"  class="dspflisttable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="width: 18pt; vertical-align: top;"&gt;
&lt;div style="text-align: left; line-height: 11.4pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;1.&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: auto; vertical-align: top;"&gt;
&lt;div style="text-align: left; line-height: 11.4pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;div style="line-height: 7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Principles of Consolidation&lt;/font&gt;&amp;#160;&amp;#8211; The accompanying consolidated financial statements include the accounts of Riverview Bancorp, Inc.; its wholly-owned subsidiary, Riverview Community Bank (the "Bank"); and the Bank's wholly-owned subsidiaries, Riverview Services, Inc. and Riverview Trust Company (the "Trust Company") (collectively referred to as the "Company"). All inter-company transactions and balances have been eliminated in consolidation.&lt;/div&gt;
&lt;div style="line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;At March 31, 2019 and 2018, the Trust Company had 2,500 Trust Company stock options outstanding which had been granted to the President and Chief Executive Officer of the Trust Company. During the year ended March 31, 2019 and 2018, the Trust Company incurred $44,000 and $88,000, respectively, of stock-based compensation expense related to these options. No Trust Company stock options were exercised during the years ended March 31, 2019, 2018 and 2017.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;On February 17, 2017, Riverview Bancorp, Inc. and the Bank completed a purchase and assumption transaction in which the Bank purchased certain assets and assumed certain liabilities of MBank, the wholly-owned subsidiary of Merchants Bancorp (the "MBank transaction"). In addition, as part of the MBank transaction, Riverview Bancorp, Inc. assumed the obligations of Merchant Bancorp's trust preferred securities. The MBank transaction was accounted for as a business combination pursuant to accounting principles generally accepted in the United States of America ("generally accepted accounting principles" or "GAAP"). The results of operations of the acquired assets and assumed liabilities have been included in the Company's consolidated financial statements as of and for the periods since the acquisition date. See Note 3 for additional discussion.&lt;/div&gt;
&lt;div style="line-height: 7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The Company has three subsidiary grantor trusts which were established in connection with the
 issuance of trust preferred securities (see Note 12). In accordance with GAAP, the accounts and transactions of the trusts are not included in the accompanying consolidated financial statements.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Nature of Operations&lt;/font&gt;&amp;#160;&amp;#8211; The Bank is a community-oriented financial institution which operates 18 branches in rural and suburban communities in southwest Washington State and Multnomah, Washington and Marion counties of Oregon. The Bank is engaged primarily in the business of attracting deposits from the general public and using such funds, together with other borrowings, to make various commercial business, commercial real estate, land, multi-family real estate, real estate construction and consumer loans. Additionally, the Trust Company offers trust and investment services and Riverview Services acts as a trustee for deeds of trust on mortgage loans granted by the Bank and receives a reconveyance fee for each deed of trust.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;In September 2018, the Bank completed a purchase and assumption transaction in which all of the Bank's Longview, Washington branch deposits were sold to a community bank headquartered in Longview. The Bank sold approximately $3.2 million of deposits and recognized a gain on sale of these deposits of approximately $70,000, which is included in other non-interest income in the accompanying consolidated statements of income for the year ended March 31, 2019. This purchase and assumption transaction did not include the sale of any loans, or the exchange of any assets or liabilities other than deposits. The Bank subsequently sold the Longview branch land and building in December 2018 and recognized a $355,000 gain on sale, which is included in other non-interest expense in the accompanying consolidated statement of income for the year ended March 31, 2019.&lt;/div&gt;
&lt;div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Business segments&lt;/font&gt;&amp;#160;&amp;#8211; The Company's operations are managed along two operating segments, consisting of banking operations performed by the Bank and trust and investment services performed by the Trust Company. While the chief operating decision maker uses financial information related to these segments to analyze business performance and allocate resources, the trust and investment services segment does not meet the quantitative threshold under GAAP to be considered a reportable segment. As such, these operating segments are aggregated into a single reportable operating segment in the consolidated financial statements. No revenues are derived from foreign countries.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Use of Estimates in the Preparation of Consolidated Financial Statements&lt;/font&gt;&amp;#160;&amp;#8211; The preparation of consolidated financial statements in conformity with GAAP requires management to make estimates and
 assumptions that affect the reported amounts of certain assets and liabilities and disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of related revenue and expense during the reporting period. Actual results could differ from those estimates.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Cash and Cash Equivalents&lt;/font&gt;&amp;#160;&amp;#8211; Cash and cash equivalents include amounts on hand, due from banks and interest-earning deposits in other banks. Cash and cash equivalents have a maturity of 90 days or less at the time of purchase.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Certificates of Deposit Held for Investment&amp;#160;&lt;/font&gt;&amp;#8211; Certificates of deposit held for investment include amounts invested with financial institutions at a stated interest rate and maturity date. Early withdrawal penalties apply; however, the Company plans to hold these investments to maturity.&lt;/div&gt;
&lt;div style="line-height: 7.4pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Loans Held for Sale&lt;/font&gt;&amp;#160;&amp;#8211; The Company identifies loans held for sale at the time of origination and such loans are carried at the lower of aggregate cost or estimated fair value. Estimated fair values are derived from available market quotations for comparable pools of mortgage loans. Adjustments for unrealized losses, if any, are charged to income.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;Gains or losses on sales of loans held for sale are recognized at the time of sale and are determined by the difference between the net sales proceeds and the allocated basis of these loans sold. The Company capitalizes mortgage servicing rights ("MSRs") acquired through the sale of originated mortgage loans or the securitization of mortgage loans with servicing rights retained. Upon sale of mortgage loans held for sale, the total cost of the loans designated for sale is allocated to mortgage loans with and without MSRs based on their relative fair values. The MSRs are included as a component of net gains on sales of loans held for sale. The MSRs are amortized in proportion to and over the estimated period of the net servicing income and such amortization is reflected as a component of loan servicing income and is included in the consolidated statements of income in other non-interest income.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none;
 background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Investment Securities&amp;#160;&lt;/font&gt;&amp;#8211; Investments in debt securities are classified as held to maturity when the Company has the ability and positive intent to hold such securities to maturity. Investments in debt securities held to maturity are carried at amortized cost. Unrealized losses on investments in debt securities held to maturity due to fluctuations in fair value are recognized when it is determined that a credit-related other than temporary decline in value has occurred. Investments in debt securities bought and held principally for the purpose of sale in the near-term are classified as trading securities. Investments in debt securities that the Company intends to hold for an indefinite period, but not necessarily to maturity, are classified as available for sale. Such debt securities may be sold to implement the Company's asset/liability management strategies and in response to changes in interest rates and similar factors. Investments in debt securities available for sale are reported at estimated fair value. Unrealized gains and losses on investment securities available for sale, net of the related deferred tax effect, are included in total comprehensive income and are reported as a net amount in a separate component of shareholders' equity entitled "accumulated other comprehensive income (loss)." Realized gains and losses on sales of investments in debt securities available for sale, determined using the specific identification method, are included in earnings on the trade date. Amortization of premiums and accretion of discounts are recognized in interest income over the period to contractual maturity or expected call, if sooner. The Company's investment portfolio consists of debt securities and does not include any equity securities.&lt;/div&gt;
&lt;div style="line-height: 7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The Company analyzes investments in debt securities for OTTI on a quarterly basis. OTTI is separated into a credit component and noncredit component. Credit component losses are reported in non-interest income when the present value of expected future cash flows is less than the amortized cost. Noncredit component losses are recorded in other comprehensive income (loss) when the Company (1) does not intend to sell the security or (2) is not more likely than not to have to sell the security prior to the security's anticipated recovery. If the Company is likely to sell an investment in a debt security, any noncredit component losses are recognized and are reported in non-interest income.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Loans Receivable&lt;/font&gt;&amp;#160;&amp;#8211; Loans are stated at the amount of unpaid principal, reduced by net deferred loan origination fees and an allowance for loan losses. Interest on loans is accrued daily based on the principal amount outstanding.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;Loans are reviewed regularly and it is the Company's general policy that a loan is past due when it is 30 days to 89 days delinquent. In general, when a loan is 90 days delinquent or when collection of principal or interest appears doubtful, it is placed on non-accrual status, at which time the accrual of interest ceases and a reserve for unrecoverable accrued interest is established and charged against operations. As a general practice, payments received on non-accrual loans are applied to reduce the outstanding principal balance on a cost recovery method. Also as a general practice, a loan is not removed from non-accrual status until all delinquent principal,
 interest and late fees have been brought current and the borrower has demonstrated a history of performance based upon the contractual terms of the note. A history of repayment performance generally would be a minimum of six months.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;Loan origination and commitment fees and certain direct loan origination costs are deferred and amortized as an adjustment of the yield of the related loan.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Acquired Loans&amp;#160;&lt;/font&gt;&lt;font style="font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&amp;#8211;&lt;/font&gt;&amp;#160;Purchased loans, including loans acquired in business combinations, are recorded at their estimated fair value at the acquisition date. Credit discounts are included in the determination of fair value; therefore, an allowance for&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;loan losses is not recorded at the acquisition date. Acquired loans are evaluated upon acquisition and classified as either purchased credit-impaired ("PCI") or purchased non-credit-impaired. PCI loans reflect credit deterioration since origination such that it is probable at acquisition that the Company will be unable to collect all contractually required payments. The excess of the cash flows expected to be collected over a PCI loan's carrying value is considered to be the accretable yield and is recognized as interest income over the estimated life of the PCI loan using the effective yield method. The excess of the undiscounted contractual balances due over the cash flows expected to be collected is considered to be the nonaccretable difference. The nonaccretable difference represents the Company's estimate of the credit losses expected to occur and would be considered in determining the estimated fair value of the loans as of the acquisition date. Subsequent to the acquisition date, any increases in expected cash flows over those expected at the purchase date in excess of fair value are adjusted through a change to the accretable yield on a prospective basis. Any subsequent decreases in expected cash flows attributable to credit deterioration are recognized by recording an allowance for loan losses. The Company had no PCI loans as of March 31, 2019 and 2018.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;For purchased non-credit-impaired loans, the difference between the fair value and unpaid principal balance of the loan at the acquisition date is amortized or accreted to interest income over the life of the loans. Any subsequent deterioration in credit quality is recognized by recording an allowance for loan losses.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial;
 text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Allowance for Loan Losses&lt;/font&gt;&amp;#160;&amp;#8211; The allowance for loan losses is maintained at a level sufficient to provide for estimated loan losses based on evaluating known and inherent risks in the loan portfolio. The allowance is provided based upon management's ongoing quarterly assessment of the pertinent factors underlying the quality of the loan portfolio. These factors include changes in the size and composition of the loan portfolio, delinquency levels, actual loan loss experience, current economic conditions and detailed analysis of individual loans for which full collectability may not be assured. The detailed analysis includes techniques to estimate the fair value of loan collateral and the existence of potential alternative sources of repayment. The allowance consists of specific, general and unallocated components.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The specific component relates to loans that are considered impaired. For loans that are classified as impaired, an allowance is established when the discounted cash flows or collateral value (less estimated selling costs, if applicable) of the impaired loan is lower than the carrying value of that loan.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The general component covers non-impaired loans based on the Company's risk rating system and historical loss experience adjusted for qualitative factors. The Company calculates its historical loss rates using the average of the last four quarterly 24-month periods. The Company calculates and applies its historical loss rates by individual loan types in its loan portfolio. These historical loss rates are adjusted for qualitative and environmental factors.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;An unallocated component is maintained to cover uncertainties that the Company believes have resulted in incurred losses that have not yet been allocated to specific elements of the general and specific components of the allowance for loan losses. Such factors include uncertainties in economic conditions, uncertainties in identifying triggering events that directly correlate to subsequent loss rates, changes in appraised value of underlying collateral, risk factors that have not yet manifested themselves in loss allocation factors and historical loss experience data that may not precisely correspond to the current loan portfolio or economic conditions. The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating specific and general losses in the loan portfolio. The appropriate allowance level is estimated based upon factors and trends identified by the Company as of the date of the filing of the consolidated financial statements.&lt;/div&gt;
&lt;div style="line-height: 7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal;
 color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;When available information confirms that specific loans or portions thereof are uncollectible, identified amounts are charged against the allowance for loan losses. The existence of some or all of the following criteria will generally confirm that a loss has been incurred: the loan is significantly delinquent and the borrower has not demonstrated the ability or intent to bring the loan current; the Company has no recourse to the borrower, or if it does, the borrower has insufficient assets to pay the debt; and/or the estimated fair value of the loan collateral is significantly below the current loan balance, and there is little or no near-term prospect for improvement.&lt;/div&gt;
&lt;div style="line-height: 7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;A loan is considered impaired when it is probable that the Company will be unable to collect all amounts due (principal and interest) according to the contractual terms of the loan agreement. Typically, factors used in determining if a loan is impaired include, but are not limited to, whether the loan is 90 days or more delinquent, internally designated as substandard or worse, on non-accrual status or represents a troubled debt restructuring ("TDR"). The majority of the Company's impaired loans are considered collateral dependent. When a loan is considered collateral dependent, impairment is measured using the estimated value of the underlying collateral, less any prior liens, and when applicable, less estimated selling costs. For impaired loans that are not collateral dependent, impairment is measured using the present value of expected future cash flows, discounted at the loan's original effective interest rate. When the estimated net realizable value of the impaired loan&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;is less than the recorded investment in the loan (including accrued interest, net deferred loan fees or costs, and unamortized premium or discount), an impairment is recognized by adjusting an allocation of the allowance for loan losses. Subsequent to the initial allocation of allowance to the individual loan, the Company may conclude that it is appropriate to record a charge-off of the impaired portion of the loan. When a charge-off is recorded, the loan balance is reduced and the specific allowance is eliminated. Generally, when a collateral dependent loan is initially measured for impairment and has not had an appraisal of the collateral in the last six months, the Company obtains an updated market valuation. Subsequently, the Company generally obtains an updated market valuation of the collateral on an annual basis. The collateral valuation may occur more frequently if the Company determines that there is an indication that the market value may have declined.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;In accordance with the Company's policy guidelines, unsecured loans are generally charged-off when no payments have been received for three consecutive months unless an alternative action plan is in effect. Consumer installment loans delinquent six months or more that have not received at least 75% of their required monthly payments in the last 90 days are charged-off. In addition, loans discharged in bankruptcy proceedings are charged-off. Loans under bankruptcy protection with no payments received for four consecutive months are charged-off. The outstanding balance of a secured loan that is in excess of the net realizable value of the underlying collateral is generally charged-off if no payments are received for four to five consecutive months. However, charge-offs are postponed if alternative proposals to restructure, obtain additional guarantors, obtain additional assets as collateral or a potential sale of the underlying collateral would result in full repayment of the outstanding loan balance. Once any other potential sources of repayment are exhausted, the impaired portion of the loan is
 charged-off. Regardless of whether a loan is unsecured or collateralized, once an amount is determined to be a confirmed loan loss it is charged off.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;A provision for loan losses is charged against income and is added to the allowance for loan losses based on regular assessments of the loan portfolio. The allowance for loan losses is allocated to certain loan categories based on the relative risk characteristics, asset classifications and actual loss experience of the loan portfolio. While management has allocated the allowance for loan losses to various loan portfolio segments, the allowance is general in nature and is available for the loan portfolio in its entirety.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;Management's evaluation of the allowance for loan losses is based on ongoing, quarterly assessments of the known and inherent risks in the loan portfolio. Loss factors are based on the Company's historical loss experience with additional consideration and adjustments made for changes in economic conditions, changes in the amount and composition of the loan portfolio, delinquency rates, changes in collateral values, seasoning of the loan portfolio, duration of the current business cycle, a detailed analysis of impaired loans and other factors as deemed appropriate. These factors are evaluated on a quarterly basis. Loss rates used by the Company are affected as changes in these factors increase or decrease from quarter to quarter. In addition, regulatory agencies, as an integral part of their examination process, periodically review the Company's allowance for loan losses and may require the Company to make additions to the allowance based on their judgment about information available to them at the time of their examinations.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Allowance for Unfunded Loan Commitments&amp;#160;&lt;/font&gt;&amp;#8211; The allowance for unfunded loan commitments is maintained at a level believed by management to be sufficient to absorb estimated probable losses related to these unfunded credit facilities. The determination of the adequacy of the allowance is based on periodic evaluations of the unfunded credit facilities including an assessment of the probability of commitment usage, credit risk factors for loans outstanding to these same customers, and the terms and expiration dates of the unfunded credit facilities. The allowance for unfunded loan commitments is included in accrued expenses and other liabilities in the consolidated balance sheets, with changes to the balance charged against non-interest expense.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Real Estate Owned ("REO")&lt;/font&gt;&amp;#160;&amp;#8211; REO consists of properties acquired through foreclosure and is initially recorded at the estimated fair value of the properties, less estimated costs of disposal. At the time of foreclosure, specific charge-offs are taken against the allowance for loan losses based upon a detailed analysis of the
 fair value of collateral on the underlying loans on which the Company is in the process of foreclosing. Subsequently, the Company performs an evaluation of the properties and records a valuation allowance with an offsetting charge to REO expenses for any declines in value. Management considers third-party appraisals, as well as independent fair market value assessments from realtors or persons involved in selling real estate, in determining the estimated fair value of particular properties. In addition, as certain of these third-party appraisals and independent fair market value assessments are only updated periodically, changes in the values of specific properties may have occurred subsequent to the most recent appraisals. The amounts the Company will ultimately recover and record in the accompanying consolidated financial statements from the disposition of REO may differ from the amounts used in arriving at the net carrying value of these assets because of future market factors beyond the Company's control or because of changes in the Company's strategy for the sale of the property. Costs relating to development and improvement of the properties or assets are capitalized, while costs relating to holding the properties or assets are expensed.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Federal Home Loan Bank Stock&lt;/font&gt;&amp;#160;&amp;#8211; The Bank, as a member of the Federal Home Loan Bank of Des Moines ("FHLB"), is required to maintain a minimum investment in capital stock of the FHLB based on specific percentages of its outstanding FHLB advances. The Company's investment in FHLB stock is carried at cost, which approximates fair value. The Company views its investment in FHLB stock as a long-term investment. Accordingly, when evaluating FHLB stock for impairment, the value is determined based on the ultimate redemption of the par value rather than recognizing temporary declines in value. The determination of whether a decline affects the ultimate redemption value is influenced by criteria such as: (1) the significance of any decline in net assets of the FHLB as compared to the capital stock amount of the FHLB and the length of time this situation has persisted, (2) commitments by the FHLB to make payments required by law or regulation and the level of such payments in relation to the operating performance of the FHLB, (3) the impact of legislative and regulatory changes on institutions and, accordingly, the customer base of the FHLB, and (4) the liquidity position of the FHLB. The Company evaluated its investment in FHLB stock for OTTI, consistent with its accounting policy. Based on the Company's evaluation, the Company determined there is not any OTTI on its FHLB stock at March 31, 2019.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Premises and Equipment&lt;/font&gt;&amp;#160;&amp;#8211; Premises and equipment are stated at cost less accumulated depreciation and amortization. Leasehold improvements are amortized over the estimated term of the related lease or the estimated useful life of the improvements, whichever is less. Depreciation is generally computed on the straight-line method over the following estimated useful lives: buildings and improvements &amp;#8211; up to 45 years; furniture and equipment &amp;#8211; 3 to 20 years; and leasehold improvements &amp;#8211; 15 to 25 years, or estimated lease term if shorter. Gains or losses on dispositions are reflected in earnings. The cost of maintenance and repairs is charged to expense as incurred. Assets are reviewed for impairment when events indicate their carrying value may not be recoverable. If management determines impairment exists the asset is reduced by an offsetting charge to expense.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;Assets held under the Company's capitalized lease, net of accumulated amortization, are included in premises and equipment. The assets held under the capitalized lease are amortized on a straight-line basis over the
 lease term and the amortization is included in depreciation and amortization expense.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;MSRs &amp;#8211;&lt;/font&gt;&amp;#160;The Company services certain loans that it has originated and sold to the Federal Home Loan Mortgage Corporation ("FHLMC"). Loan servicing includes collecting payments; remitting funds to investors, insurance companies and tax authorities; collecting delinquent payments; and foreclosing on properties when necessary. Fees earned for servicing loans for the FHLMC are reported as income when the related mortgage loan payments are collected. Loan servicing costs are charged to expense as incurred. In addition, the Company has recorded MSRs, which represent the rights to service loans.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The Company records its originated MSRs at fair value in accordance with GAAP, which requires the Company to allocate the total cost of all mortgage loans sold between the MSRs and the loans (without the MSRs) based on their relative fair values if it is practicable to estimate those fair values. The Company stratifies its MSRs based on the predominant characteristics of the underlying financial assets including the coupon interest rate and the contractual maturity of the mortgage. An estimated fair value of MSRs is determined quarterly using a discounted cash flow model. The model estimates the present value of the future net cash flows of the servicing loan portfolio based on various factors, such as servicing costs, servicing income, expected prepayment speeds, discount rate, loan maturity and interest rate. Market sources are used to determine prepayment speeds, ancillary income, servicing cost and pre-tax required yield. The effect of changes in market interest rates on estimated rates of loan prepayments represents the predominant risk characteristic underlying the MSRs portfolio. The Company is amortizing the MSRs in proportion to and over the period of estimated net servicing income.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;MSRs are reviewed quarterly for impairment based on their estimated fair value. The estimated fair value of the MSRs, for the purposes of impairment, is measured using the methods described above. Impairment losses are recognized through a valuation allowance for each impaired stratum, with any associated provision recorded as a component of loan servicing income.&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Business Combinations, CDI and Goodwill &amp;#8211;&lt;/font&gt;&amp;#160;GAAP requires the total purchase price in a business combination to be allocated to the estimated fair values of assets acquired and liabilities assumed, including certain intangible assets. Subsequent adjustments to the initial allocation of the purchase price may be made related to fair value estimates for which all relevant information has not been obtained, known, or discovered relating to the acquired entity during the allocation period (which
 is the period of time required to identify and measure the estimated fair values of the assets acquired and liabilities assumed in a business combination). The allocation period is generally limited to one year following consummation of a business combination.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;CDI represents the value assigned to demand, interest checking, money market and savings accounts acquired as part of an acquisition. CDI represents the future economic benefit of the potential cost savings from acquiring core deposits as part of an acquisition compared to the cost of alternative funding sources. CDI is amortized to non-interest expense using an accelerated method based on an estimated runoff of related deposits over a period of ten years. CDI is evaluated for impairment and recoverability whenever events or changes in circumstances indicate that its carrying amount may not be recoverable, with any changes in estimated useful life accounted for prospectively over the revised remaining life. The Company recorded CDI of approximately $1.36 million in connection with the assumption of the MBank deposits during the year ended March 31, 2017 (see Note 3). At both March 31, 2019 and 2018, gross CDI was $1.36 million. At March 31, 2019 and 2018, accumulated amortization was $443,000 and $260,000, respectively. The amortization expense for CDI in future years is estimated to be $160,000, $140,000, $125,000, $116,000, $108,000 and $271,000 for the years ended March 31, 2020, 2021, 2022, 2023, 2024 and thereafter, respectively.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;Goodwill and certain other intangibles generally arise from business combinations. Goodwill and other intangibles generated from business combinations that are deemed to have indefinite lives are not subject to amortization and are instead tested for impairment not less than annually. The Company performs an annual review in the third quarter of each year, or more frequently if indicators of potential impairment exist, to determine if the recorded goodwill is impaired.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;BOLI&amp;#160;&lt;/font&gt;&amp;#8211; BOLI policies are recorded at their cash surrender value less applicable surrender charges. Income from BOLI is recognized when earned.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Advertising and Marketing&amp;#160;&lt;/font&gt;&amp;#8211; Costs incurred for advertising, merchandising, market research, community investment and business development are classified as advertising and marketing expense and are expensed as incurred.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial;
 text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Income Taxes&amp;#160;&lt;/font&gt;&amp;#8211; Income taxes are accounted for using the asset and liability method. Under this method, a deferred tax asset or liability is determined based on the enacted tax rates which will be in effect when the differences between the financial statement carrying amounts and tax basis of existing assets and liabilities are expected to be reported in the Company's income tax returns. The effect on deferred taxes of a change in tax rates is recognized in income in the period that includes the enactment date.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;Valuation allowances are established to reduce the net carrying amount of deferred tax assets if it is determined to be more likely than not that all or some portion of the potential deferred tax asset will not be realized. The Company files a consolidated federal income tax return. The Bank provides for income taxes separately and remits to the Company amounts currently due.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Transfers of financial assets&lt;/font&gt;&amp;#160;&amp;#8211; Transfers of financial assets are accounted for as sales when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from the Company, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and (3) the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Trust Assets&lt;/font&gt;&amp;#160;&amp;#8211; Assets held by the Trust Company in a fiduciary or agency capacity for trust customers are not included in the consolidated financial statements because such items are not assets of the Company. Assets totaling $646.0 million and $484.3 million were held in trust as of March 31, 2019 and 2018, respectively.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Earnings Per Share&amp;#160;&lt;/font&gt;&amp;#8211; GAAP requires all companies whose capital structure includes dilutive potential common shares to make a dual presentation of basic and diluted earnings per share for all periods
 presented. The Company's basic earnings per share is computed by dividing net income available to common shareholders by the weighted average number of common shares outstanding for the period, excluding restricted stock and unallocated shares owned by the ESOP. The Company's diluted earnings per share reflects the potential dilution that could occur if securities or other contracts to issue common stock were exercised and has been computed after giving consideration to the weighted average diluted effect of the Company's stock options.&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Stock-Based Compensation&amp;#160;&lt;/font&gt;&amp;#8211; The Company measures compensation cost for all stock-based awards based on the grant-date fair value of the awards and recognizes compensation cost over the service period of stock-based awards. The fair value of stock options is determined using the Black-Scholes valuation model.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;ESOP&amp;#160;&lt;/font&gt;&amp;#8211; The Company sponsors a leveraged ESOP; however, all ESOP debt was fully repaid during the year ended March 31, 2018. As shares were released, compensation expense was recorded equal to the then current market price of the shares and the shares became available for earnings per share calculations. The Company recorded cash dividends on unallocated shares as a reduction of debt and accrued interest. See Note 14 for further discussion.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;New Accounting Pronouncements &amp;#8211;&amp;#160;&lt;/font&gt;In May 2014, the Financial Accounting Standards Board ("FASB") issued Accounting Standards Update ("ASU") 2014-09, "Revenue from Contracts with Customers", which created FASB Accounting Standards Codification ("ASC") Topic 606 ("ASC 606"). ASC 606 implements a common revenue standard that clarifies the principles for recognizing revenue. The core principle of ASC 606 is that an entity should recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. To achieve that core principle, an entity should apply the following steps: (1) identify the contract(s) with a customer, (2) identify the performance obligations in the contract, (3) determine the transaction price, (4) allocate the transaction price to the performance obligations in the contract and (5) recognize revenue when (or as) the entity satisfies a performance obligation. ASC 606 was effective for annual periods, and interim reporting periods within those annual periods, beginning after December 15, 2017. The Company adopted ASC 606 on April 1, 2018 using the modified retrospective approach. Therefore, the comparative information for prior periods has not been adjusted and continues to be reported under superseded ASC 605. There was no cumulative effect adjustment as of April 1, 2018, and there were no material changes to the timing or amount of revenue recognized for the year ended March 31, 2019; however, additional disclosures were incorporated in the Notes to the Consolidated Financial Statements upon adoption. The majority of the Company's revenue is comprised of interest income from financial assets, which is explicitly excluded from the scope of ASC 606. The Company elected to apply the practical expedient pursuant to ASC 606 and therefore does not disclose information about remaining performance obligations that have an original expected term of one year or less and allows the Company to expense costs related to obtaining a contract as incurred when the amortization period would have been one year or less. See Note 18 for additional discussion.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none;
 background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;In January 2016, the FASB issued ASU 2016-01, "Financial Instruments &amp;#8211; Overall: Recognition and Measurement of Financial Assets and Financial Liabilities" ("ASU 2016-01"). ASU 2016-01 generally requires equity investments &amp;#8211; except those accounted for under the equity method of accounting or those that result in consolidation of the investee &amp;#8211; to be measured at fair value with changes in fair value recognized in net income. However, an entity may choose to measure equity investments that do not have readily determinable fair values at cost minus impairment, if any, plus or minus changes resulting from observable price changes in orderly transactions for the identical or a similar investment of the same issuer. ASU 2016-01 is intended to simplify the impairment assessment of equity investments without readily determinable fair values by requiring a qualitative assessment to identify impairment. ASU 2016-01 also eliminates certain disclosures related to the fair value of financial instruments and requires entities to use the exit price notion when measuring the fair value of financial instruments for disclosure purposes. ASU 2016-01 was effective for fiscal years beginning after December 15, 2017, including interim periods within those fiscal years. The Company adopted this ASU on April 1, 2018. As required by ASU 2016-01, the fair value disclosure for loans receivable was computed using an exit price notion and deposits with no stated maturity are no longer included in the fair value disclosures in Note 17.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;In February 2016, the FASB issued ASU 2016-02, "Leases" ("ASU 2016-02"). ASU 2016-02 created FASB ASC Topic 842 ("ASC 842") related to leases and is intended to increase transparency and comparability among organizations by requiring the recognition of lease assets and lease liabilities in the balance sheet and disclosure of key information about leasing arrangements. The principal change required by ASU 2016-02 relates to lessee accounting, and is that for operating leases, a lessee is required to (1) recognize a right-of-use asset and a lease liability, initially measured at the present value of the lease payments, in the statement of financial position, (2) recognize a single lease cost, calculated so that the cost of the lease is allocated over the lease term generally on a straight-line basis, and (3) classify all cash payments within operating activities in the statement of cash flows. For leases with a term of 12 months or less, a lessee is permitted to make an accounting policy election by class of underlying asset not to recognize lease assets and lease liabilities. If a lessee makes this election, it should recognize lease expense for such leases generally on a straight-line basis over the lease term. ASU 2016-02 also changes disclosure requirements related to leasing activities and requires certain qualitative disclosures along with specific quantitative disclosures. ASU 2016-02 is effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2018. Early application of ASU 2016-02 is permitted. In July 2018, the FASB issued ASU 2018-11, "Leases (Topic 842) Targeted Improvements" ("ASU 2018-11"). The amendments in this ASU provide entities with an additional (and optional) transition method to adopt ASU 2016-02.&amp;#160; Under this new transition method, an&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;entity initially applies the new leases standard at the adoption date and recognizes a cumulative-effect adjustment to the opening balance of retained earnings in the period of adoption. Consequently, an entity's reporting for the comparative periods presented in the financial statements in which it adopts the new leases standard will continue to be in accordance with current GAAP. The Company will adopt the provisions of ASC 842 effective April 1, 2019 utilizing the transition method allowed under ASU 2018-11 and will not restate comparative periods. The Company will elect the package of practical expedients permitted under ASC 842's transition guidance, which allows the
 Company to carryforward its historical lease classifications and its assessment as to whether a contract is or contains a lease. The Company will also elect to not recognize lease assets and lease liabilities for leases with an initial term of 12 months or less. The Company expects the adoption of ASC 842 will result in an increase in other assets and an increase in other liabilities of approximately $5.6 million. The Company does not expect the adoption of ASC 842 to have a material impact on its future consolidated statements of income.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;In June 2016, the FASB issued ASU 2016-13, "Financial Instruments &amp;#8211; Credit Losses: Measurement of Credit Losses on Financial Instruments" ("ASU 2016-13"). ASU 2016-13 replaces the existing incurred losses methodology for estimating allowances with a current expected credit losses methodology with respect to most financial assets measured at amortized cost and certain other instruments, including trade and other receivables, loans, held to maturity investment securities and off-balance sheet commitments. In addition, ASU 2016-13 requires credit losses relating to available for sale debt securities to be recorded through an allowance for credit losses rather than as a reduction of carrying amount. ASU 2016-13 also changes the accounting for PCI debt securities and loans. ASU 2016-13 retains many of the current disclosure requirements in GAAP and expands certain disclosure requirements. ASU 2016-13 is effective for fiscal years beginning after December 15, 2019, including interim periods within those fiscal years. Upon adoption, the Company expects a change in the processes and procedures to calculate the allowance for loan losses, including changes in assumptions and estimates to consider expected credit losses over the life of the loan versus the current accounting practice that utilizes the incurred loss model. In addition, the current accounting policy and procedures for other-than-temporary impairment on investment securities available for sale will be replaced with an allowance approach. The Company is reviewing the requirements of ASU 2016-13 and has begun developing and implementing processes and procedures to ensure it is fully compliant with the amendments at the adoption date. At this time, management anticipates the allowance for loan losses will increase as a result of the implementation of ASU 2016-13; however, until its evaluation is complete, the magnitude of the increase will not be known.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;In January 2017, the FASB issued ASU 2017-04, "Intangibles &amp;#8211; Goodwill and Other: Simplifying the Test for Goodwill Impairment" ("ASU 2017-04"). ASU 2017-04 simplifies the subsequent measurement of goodwill and eliminates Step 2 from the goodwill impairment test. In computing the implied fair value of goodwill under Step 2, an entity had to perform procedures to determine the fair value at the impairment testing date of its assets and liabilities (including unrecognized assets and liabilities) following the procedure that would be required in determining the fair value of assets acquired and liabilities assumed in a business combination. Under ASU 2017-04, an entity should perform its annual, or interim, goodwill impairment test by comparing the fair value of a reporting unit with its carrying amount. An entity should recognize an impairment charge for the amount by which the carrying amount exceeds the reporting unit's fair value; however, the loss recognized should not exceed the total amount of goodwill allocated to that reporting unit. Additionally, an entity should consider income tax effects from any tax deductible goodwill on the carrying amount of the reporting unit when measuring the goodwill impairment loss, if applicable. ASU 2017-04 is effective for annual or interim goodwill impairment tests in fiscal years beginning after December 15, 2019. Early application of ASU 2017-04 is permitted for interim or annual goodwill impairment tests performed on testing dates after January 1, 2017. The adoption of ASU 2017-04 is not expected to have a material impact on the Company's future consolidated financial statements.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal;
 -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;In March 2017, the FASB issued ASU 2017-08, "Receivables &amp;#8211; Nonrefundable Fees and Other Costs: Premium Amortization on Purchased Callable Debt Securities" ("ASU 2017-08"). ASU 2017-08 shortens the amortization period for certain callable debt securities held at a premium to the earliest call date. ASU 2017-08 is effective for fiscal years beginning after December 15, 2018, including interim periods within those fiscal years. The adoption of ASU 2017-08 is not expected to have a material impact on the Company's future consolidated financial statements.&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;In February 2018, the FASB issued ASU 2018-02, "Income Statement &amp;#8211; Reporting Comprehensive Income: Reclassification of Certain Tax Effects from Accumulated Other Comprehensive Income" ("ASU 2018-02"). ASU 2018-02 allows a reclassification from accumulated other comprehensive income ("AOCI") to retained earnings for stranded tax effects resulting from the Tax Cuts and Jobs Act (the "Tax Act") (see Note 13). The amount of the reclassification would be calculated on the basis of the difference between the historical and newly enacted tax rates for deferred tax liabilities and assets related to items within AOCI. ASU 2018-02 was effective for fiscal years beginning after December 15, 2018, and early adoption was permitted. ASU 2018-02 should be applied either in the period of adoption or retrospectively to each&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;period in which the effect of the change in the federal corporate tax rate is recognized. The Company elected to early adopt ASU 2018-02 and, as a result, reclassified $342,000 of stranded tax effects from AOCI to retained earnings in the fourth quarter of the fiscal year ended March 31, 2018.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;In August 2018, the FASB issued ASU 2018-13, "Fair Value Measurement (Topic 820): Disclosure Framework &amp;#8211; Changes to the Disclosure Requirements for Fair Value Measurement" ("ASU 2018-13"). ASU 2018-13 modifies the disclosure requirements for fair value measurements. The following disclosure requirements were removed from ASC Topic 820 &amp;#8211; Fair Value Measurement: (1) the amount of and reasons for transfers between Level 1 and Level 2 of the fair value hierarchy; (2) the policy for timing of transfers between levels; and (3) the valuation processes for Level 3 fair value measurements. ASU 2018-13 clarifies that the measurement uncertainty disclosure is to communicate information about the uncertainty in measurement as of the reporting date. In addition, ASU 2018-13 adds new disclosure requirements for Level 3 measurements. ASU 2018-13 is effective for fiscal years beginning after December 15, 2019, including interim periods within those fiscal years. Early adoption is permitted for any removed or modified disclosures. The adoption of ASU 2018-13 is not expected to have a material impact on the Company's future consolidated financial statements.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;In August 2018, the FASB
 issued ASU 2018-15, "Intangibles - Goodwill and Other - Internal-Use Software (Subtopic 350-40), Customer's Accounting for Implementation Costs Incurred in a Cloud Computing Arrangement That Is a Service Contract" ("ASU 2018-15"). The amendments in ASU 2018-15 broaden the scope of ASC Subtopic 350-40 to include costs incurred to implement a hosting arrangement that is a service contract. The amendments align the requirements for capitalizing implementation costs incurred in a hosting arrangement that is a service contract with the requirements for capitalizing implementation costs incurred to develop or obtain internal-use software (and hosting arrangements that include an internal-use software license). The costs are capitalized or expensed depending on the nature of the costs and the project stage during which they are incurred, consistent with the accounting for internal-use software costs. The amendments in ASU 2018-15 result in consistent capitalization of implementation costs of a hosting arrangement that is a service contract and implementation costs incurred to develop or obtain internal use software (and hosting arrangements that include an internal-use software license). The accounting for the service element of a hosting arrangement that is a service contract is not affected by the amendments in ASU 2018-15. ASU 2018-15 is effective for fiscal years beginning after December 15, 2019, including interim periods within those fiscal years. The adoption of ASU 2018-15 is not expected to have a material impact on the Company's future consolidated financial statements.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Reclassifications&lt;/font&gt;&amp;#160;&amp;#8211; Certain prior period amounts have been reclassified to conform to the current period presentation; such reclassifications had no effect on previously reported net income or total shareholders' equity.&lt;/div&gt;</us-gaap:SignificantAccountingPoliciesTextBlock>
<us-gaap:RestrictedAssetsDisclosureTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;div style="widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;
&lt;table style="width: 100%; font-family: 'times new roman', times, serif; font-size: 10pt;"  class="dspflisttable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="width: 18pt; vertical-align: top;"&gt;
&lt;div style="text-align: left; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2.&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: auto; vertical-align: top;"&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;RESTRICTED ASSETS&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;Regulations of the Board of Governors of the Federal Reserve System require that the Bank maintain minimum reserve balances either on hand or on deposit with the Federal Reserve Bank of San Francisco ("FRB") based on a percentage of deposits. The amounts of such balances as of March 31, 2019 and 2018 were $1.8 million and $1.7 million, respectively, which were in compliance with the minimum reserve requirements.&lt;/div&gt;</us-gaap:RestrictedAssetsDisclosureTextBlock>
<us-gaap:BusinessCombinationDisclosureTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;div style="widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;
&lt;table style="width: 100%; font-family: 'times new roman', times, serif; font-size: 10pt;" class="dspflisttable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="width: 18pt; vertical-align: top;"&gt;
&lt;div style="text-align: left; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;3.&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: auto; vertical-align: top;"&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;BUSINESS COMBINATIONS&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;On February 17, 2017, the Company acquired certain assets and assumed certain liabilities of Merchants Bancorp and its wholly-owned subsidiary, MBank. MBank provided community banking services to individuals and businesses from banking offices in the Portland, Oregon metropolitan area. As a result of the MBank transaction, the Company has increased its presence in the Portland, Oregon metropolitan area and further diversified its loan, customer and deposit base. Total consideration paid under the MBank transaction consisted of $12.1 million in cash. There were no transfers of common stock or other equity instruments in connection with the MBank transaction, and the Company did not obtain any equity interests in Merchants Bancorp or MBank.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The acquired assets and assumed liabilities were recorded in the Company's consolidated balance sheets at their estimated fair values as of the February 17, 2017 transaction date, and the related results of operations have been included in the Company's consolidated statements of income since the transaction date. The excess of the consideration transferred over the fair value of the identifiable net assets acquired was recorded as goodwill. The goodwill arising from the transaction consists largely of the synergies and economies of scale expected from combining the operations of the Company and the acquired business.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;In most instances, determining the estimated fair values of the acquired assets and assumed liabilities required the Company to estimate cash flows expected to result from those assets and liabilities and to discount those cash flows at the appropriate rate of interest. Differences may arise between contractually required payments and the expected cash flows at the acquisition date due to items such as estimated credit losses, prepayments or early withdrawals, and other factors. The most significant of those determinations related to the valuation of acquired loans. For such loans, the excess of cash flows expected at acquisition over the estimated fair value is recognized as interest income over the remaining lives of the loans. In accordance with GAAP, there was no carry-over of MBank's previously established allowance for loan losses. Goodwill is expected to be fully deductible for income tax purposes as, under the terms of the MBank transaction, the Company purchased certain assets and assumed certain liabilities of MBank but did not acquire any equity or other ownership interests.&lt;/div&gt;
&lt;div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The following table summarizes the fair value of consideration transferred, the estimated fair values of assets acquired and liabilities assumed as of the acquisition date, and the resulting goodwill relating to the transaction (in thousands):&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 96%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; width: 905px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="10"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;At February 17, 2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; width: 905px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Book&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Value&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Fair Value&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Adjustment&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Estimated&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Fair Value&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="width: 905px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 905px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Cash consideration transferred&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;12,080&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 905px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 905px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Recognized amounts of identifiable assets acquired and liabilities assumed&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 905px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Identifiable assets acquired&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 905px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;"&gt;Cash and cash equivalents&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 147px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;27,196&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 148px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;27,196&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 905px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;"&gt;Loans receivable&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 147px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;115,283&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 148px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(3,258&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;112,025&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 905px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;"&gt;CDI&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 147px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 148px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,363&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,363&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 905px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;"&gt;Premises and equipment&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 147px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,769&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 148px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;399&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,168&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 905px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;"&gt;BOLI&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 147px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,113&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 148px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,113&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 905px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;"&gt;Accrued interest receivable and other assets&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 147px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;431&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 148px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;90&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;521&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 905px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 27pt; font-size: 10pt;"&gt;Total identifiable assets acquired&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 147px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;146,792&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 148px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,406&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;145,386&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 905px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 147px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 148px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 905px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Liabilities assumed&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 147px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 148px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 905px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;"&gt;Deposits&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 147px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;130,572&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 148px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;235&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;130,807&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 905px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;"&gt;Junior subordinated debentures&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 147px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,155&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 148px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,468&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,687&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 905px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;"&gt;Accrued expenses and other liabilities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 147px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;293&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 148px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;23&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;316&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 905px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 27pt; font-size: 10pt;"&gt;Total liabilities assumed&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 147px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;136,020&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 148px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,210&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;134,810&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 905px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 27pt; font-size: 10pt;"&gt;Total identifiable net assets acquired&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 147px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10,772&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 148px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(196&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10,576&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 905px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 27pt; font-size: 10pt;"&gt;Goodwill recognized&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 147px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 148px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,504&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The acquired loan portfolio was valued using Level 3 inputs (see Note 17) and included the use of present value techniques (including cash flow estimates) and incorporated assumptions that the Company believes marketplace participants would use in estimating fair values.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The operating results of the Company for the years ended March 31, 2019, 2018 and 2017 included operating results produced by the MBank transaction for the years ended March 31, 2019 and 2018 and the period from February 17, 2017 to March 31, 2017, respectively. Disclosure of the amount of MBank's revenue and net income (excluding integration costs) included in the Company's consolidated statements of income is impracticable due to the integration of the operations and accounting for the transaction.&lt;/div&gt;
&lt;div style="line-height: 5.15pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;For illustrative purposes only, the following table presents certain unaudited pro forma information for the years ended March 31, 2017 and 2016. This unaudited estimated pro forma financial information was calculated as if MBank had been acquired as of the beginning of the year prior to the date of acquisition. This unaudited pro forma information combines the historical results of MBank with the Company's consolidated historical results and includes certain adjustments reflecting the estimated impact of certain fair value adjustments for the respective periods. The pro forma information is not indicative of what would have occurred had the transaction occurred as of the beginning of the year prior to the acquisition. The unaudited pro forma information does not consider any changes to the provision for credit losses resulting from recording loan assets at fair value. Additionally, the Company expects to achieve further operating cost savings and other business synergies, including revenue growth as a result of the transaction, which are not reflected in the pro forma amounts that follow. As a result, actual amounts would have differed from the unaudited pro forma information presented (in thousands):&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 85%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; width: 819px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;For the Year Ended March 31,&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; width: 819px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Unaudited Pro Forma&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2016&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="width: 819px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 819px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total revenues (net interest income plus non-interest income)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 164px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;49,290&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 166px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;45,261&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 819px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Net income&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 164px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;9,277&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 166px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8,260&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The following table shows the impact of the acquisition-related expenses related to the MBank transaction for the year ended March 31, 2017 to the various components of noninterest expense (in thousands):&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 70%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 868px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Salaries and employee benefits&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 173px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;26&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 868px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Occupancy and depreciation&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 173px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;6&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 868px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Data processing&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 173px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;63&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 868px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Professional fees&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 173px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;653&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 868px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;"&gt;Total impact of acquisition related costs to noninterest expense&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 173px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;748&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 868px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 173px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:BusinessCombinationDisclosureTextBlock>
<us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;div style="widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;
&lt;table style="width: 100%; font-family: 'times new roman', times, serif; font-size: 10pt;"  class="dspflisttable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="width: 18pt; vertical-align: top;"&gt;
&lt;div style="text-align: left; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;4.&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: auto; vertical-align: top;"&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;INVESTMENT SECURITIES&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The amortized cost and approximate fair value of investment securities consisted of the following at the dates indicated (in thousands):&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Amortized&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Cost&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Gross&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Unrealized Gains&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Gross&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Unrealized Losses&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Estimated Fair&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Value&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&lt;u&gt;March 31, 2019&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times
 new roman', times, serif; font-size: 10pt;"&gt;Available for sale:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;"&gt;Municipal securities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8,885&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;30&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(34&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8,881&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;"&gt;Agency securities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;12,426&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;22&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(107&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family:
 'times new roman', times, serif; font-size: 10pt;"&gt;12,341&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 815px; vertical-align: top;"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;"&gt;Real estate mortgage investment conduits&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;40,835&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(673&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;40,162&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 815px; vertical-align: top;"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;"&gt;Residential mortgage-backed securities&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;77,402&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,588&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;75,821&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 815px; vertical-align: top;"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;"&gt;Other mortgage-backed securities&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(2)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;42,133&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px;
 vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;12&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,124&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;41,021&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; text-indent: 18pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total available for sale&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;181,681&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;71&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(3,526&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;178,226&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px;
 vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Held to maturity:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;"&gt;Residential mortgage-backed securities&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(3)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;35&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;35&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="width: 815px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 16px;
 vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="height: 12px;"&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: top;" colspan="16"&gt;
&lt;div style="line-height: 8pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&amp;#160;Comprised of FHLMC, Federal National Mortgage Association ("FNMA") and Ginnie Mae ("GNMA") issued securities.&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="text-align: left; vertical-align: top;" colspan="16"&gt;
&lt;div style="line-height: 8pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(2)&lt;/sup&gt;&amp;#160;Comprised of U.S. Small Business Administration ("SBA") issued securities and commercial real estate ("CRE") secured securities issued by FNMA.&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: top;" colspan="16"&gt;
&lt;div style="line-height: 8pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(3)&lt;/sup&gt;&amp;#160;Comprised of FHLMC and FNMA issued securities.&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; margin-top: 10pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; margin-bottom: 10pt; letter-spacing: normal; color: #000000; clear: both; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" &gt;
&lt;div style="text-align: center; break-after: page;" &gt;&lt;br style="line-height: 1.15pt;" /&gt;&amp;#160;&lt;/div&gt;
&lt;/div&gt;
&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Amortized&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Cost&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Gross&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Unrealized Gains&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Gross&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Unrealized Losses&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Estimated Fair&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Value&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&lt;u&gt;March 31, 2018&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left;
 vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Available for sale:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;"&gt;Municipal securities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;9,041&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(309&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8,732&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;"&gt;Agency securities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;22,412&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt;
 font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(311&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;22,102&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 815px; vertical-align: top;"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;"&gt;Real estate mortgage investment conduits&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;48,310&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,355&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;46,955&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 815px; vertical-align: top;"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;"&gt;Residential mortgage-backed securities&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;91,786&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(2,715&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;89,074&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 815px; vertical-align: top;"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;"&gt;Other mortgage-backed securities&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(2)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width:
 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;47,878&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,521&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;46,358&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; text-indent: 18pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total available for sale&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;219,427&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(6,211&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;213,221&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align:
 bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Held to maturity:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 815px; vertical-align: top;"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;"&gt;Residential mortgage-backed securities&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(3)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;42&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align:
 bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;43&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="16"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: top;" colspan="16"&gt;
&lt;div style="line-height: 8pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&amp;#160;Comprised of FHLMC, FNMA and GNMA issued securities.&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="text-align: left; vertical-align: top;" colspan="16"&gt;
&lt;div style="line-height: 8pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(2)&lt;/sup&gt;&amp;#160;Comprised of SBA issued securities and CRE secured securities issued by FNMA.&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: top;" colspan="16"&gt;
&lt;div style="line-height: 8pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(3)&lt;/sup&gt;&amp;#160;Comprised of FHLMC and FNMA issued securities.&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 4.55pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: left; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 18pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The contractual maturities of investment securities as of March 31, 2019 are as follows (in thousands):&lt;/div&gt;
&lt;div style="text-align: left; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 18pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; width: 684px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Available for Sale&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Held to Maturity&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; width: 684px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Amortized&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Cost&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Estimated&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Fair Value&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Amortized&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Cost&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom:
 2px; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Estimated&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Fair Value&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 684px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Due in one year or less&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,961&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,949&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 137px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 684px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Due after one year through five years&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8,585&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8,505&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;32&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 137px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;32&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 684px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Due after five years through ten years&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;48,050&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left;
 background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;47,373&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 137px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 684px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Due after ten years&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;120,085&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;117,399&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 137px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 684px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 12.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;181,681&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;178,226&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px
 double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;35&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 137px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;35&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;Expected maturities of investment securities may differ from contractual maturities because borrowers may have the right to prepay obligations with or without prepayment penalties.&lt;/div&gt;
&lt;div style="line-height: 4.55pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The fair value of temporarily impaired investment securities, the amount of unrealized losses and the length of time these unrealized losses existed are as follows at the dates indicated (in thousands):&lt;/div&gt;
&lt;div style="line-height: 9.1pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Less than 12 months&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;12 months or longer&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; text-indent: -19.35pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Estimated&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Fair Value&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid;
 vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Unrealized&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Losses&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Estimated&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Fair Value&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Unrealized&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Losses&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Estimated&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Fair Value&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Unrealized&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Losses&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -18pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt; font-weight: bold; margin-right: 3.6pt;"&gt;&lt;u&gt;March 31, 2019&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Available for sale:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color:
 #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 26.15pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Municipal securities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;6,554&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(34&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;6,554&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(34&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 26.15pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Agency securities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;"
 valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;6,861&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(107&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;6,861&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(107&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -9pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Real estate mortgage investment conduits&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;40,126&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(673&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;40,126&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(673&lt;/div&gt;
&lt;/td&gt;
&lt;td
 style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 26.15pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Residential mortgage-backed securities&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;74,288&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,588&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;74,288&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,588&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 26.15pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Other mortgage-backed securities&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(2)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;40,409&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width:
 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,124&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;40,409&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,124&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -4.5pt; font-family: 'times new roman', times, serif; margin-left: 22.5pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Total available for sale&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;168,238&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(3,526&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;168,238&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family:
 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(3,526&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -18pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt; font-weight: bold; margin-right: 3.6pt;"&gt;&lt;u&gt;March 31, 2018&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: top;"
 valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Available for sale:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 26.15pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Municipal securities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times
 new roman', times, serif; font-size: 10pt;"&gt;6,626&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(236&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,106&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(73&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8,732&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(309&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 26.15pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Agency securities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,301&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(112&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;15,797&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(199&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px;
 vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;21,098&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(311&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -8.95pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Real estate mortgage investment conduits&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;31,922&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(774&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;14,983&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(581&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;46,905&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,355&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 26.15pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Residential mortgage-backed securities&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;50,941&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,192&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height:
 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;37,823&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,523&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;88,764&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(2,715&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 26.15pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Other mortgage-backed securities&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(2)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;16,355&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(382&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;29,351&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,139&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;45,706&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left;
 background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,521&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -4.5pt; font-family: 'times new roman', times, serif; margin-left: 22.5pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Total available for sale&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;111,145&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(2,696&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;100,060&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(3,515&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;211,205&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(6,211&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;"
 valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="text-align: left; vertical-align: top;" colspan="24"&gt;
&lt;div style="line-height: 8pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&amp;#160;Comprised of FHLMC, FNMA and GNMA issued securities.&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: top;" colspan="24"&gt;
&lt;div style="line-height: 8pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(2)&lt;/sup&gt;&amp;#160;Comprised of SBA and CRE secured securities issued by FNMA.&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The unrealized losses on the Company's investment securities were primarily attributable to increases in market interest rates subsequent to their purchase by the Company. The Company expects the fair value of these securities to recover as the securities approach their maturity dates or sooner if market yields for such securities decline. The Company does not believe that these securities are other than temporarily impaired because of their credit quality or related to any issuer or industry specific event. Based on management's evaluation and intent, the unrealized losses related to the investment securities in the above tables are considered temporary.&lt;/div&gt;
&lt;div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The Company had no sales and realized no gains or losses on sales of investment securities for the years ended March 31, 2019 and 2018. Gross realized gains on sales of investment securities available for sale totaled $82,000 for the year ended March 31, 2017 and were recorded in other non-interest income in the 2017 consolidated statement of income. The income tax of $29,000 related to these realized gains was recorded in the provision for income taxes in the consolidated statement of income for the year ended March 31, 2017.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400;
 word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;Investment securities available for sale with an amortized cost of $5.8 million and $3.7 million and a fair value of $5.7 million and $3.6 million at March 31, 2019 and 2018, respectively, were pledged as collateral for government public funds held by the Bank.&lt;/div&gt;</us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock>
<us-gaap:LoansNotesTradeAndOtherReceivablesExcludingAllowanceForCreditLossesTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;div style="widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;
&lt;table style="width: 100%; font-family: 'times new roman', times, serif; font-size: 10pt;"  class="dspflisttable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="width: 18pt; vertical-align: top;"&gt;
&lt;div style="text-align: left; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;5.&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: auto; vertical-align: top;"&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;LOANS RECEIVABLE&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;div style="line-height: 7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;Loans receivable at March 31, 2019 and 2018 are reported net of deferred loan fees totaling $4.0 million and $3.6 million, respectively. Loans receivable are also reported net of discounts and premiums, totaling $1.5 million and $1.8 million, respectively, as of March 31, 2019, compared to $2.2 million and $2.0 million, respectively, as of March 31, 2018. Loans receivable, excluding loans held for sale, consisted of the following at the dates indicated (in thousands):&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="line-height: 1pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 80%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; width: 849px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: middle;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;March 31,&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2019&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;March 31,&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2018&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 849px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Commercial and construction&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 849px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Commercial business&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 152px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size:
 10pt;"&gt;162,796&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 155px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;137,672&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 849px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Commercial real estate&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 152px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;461,432&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 155px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;450,597&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 849px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Land&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 152px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;17,027&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 155px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;15,337&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 849px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Multi-family&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 152px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;51,570&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 155px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;63,080&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 849px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Real estate construction&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 152px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;90,882&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 155px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;39,584&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 849px; vertical-align: top;"
 valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 22.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total commercial and construction&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 152px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;783,707&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 155px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;706,270&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 849px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 152px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 155px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 849px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Consumer&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 152px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 155px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 849px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Real estate one-to-four family&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 152px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;84,053&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 155px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;90,109&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 849px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Other installment&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 152px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8,356&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 155px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;14,997&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 849px;
 vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 16.65pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total consumer&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 152px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;92,409&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 155px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;105,106&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 849px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 152px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 155px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 849px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 0.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total loans&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 152px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;876,116&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 155px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;811,376&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 849px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 152px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 155px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 849px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Less: Allowance for loan losses&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 152px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;11,457&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 155px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10,766&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color:
 #cceeff; width: 849px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Loans receivable, net&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 152px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;864,659&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 155px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;800,610&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 849px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 152px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 155px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="text-align: left; vertical-align: top;" colspan="8"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;font style="font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&amp;#160;Consists primarily of purchased automobile loans totaling $5.8 million and $12.9 million at March 31, 2019 and 2018, respectively.&lt;/font&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The Company's loan portfolio includes originated and purchased loans. Originated loans and purchased loans for which there was no evidence of credit deterioration at their acquisition date and for which it was probable that the Company would be able to collect all contractually required payments, are referred to collectively as "loans". The Company originates commercial business, commercial real estate, land, multi-family real estate, real estate construction, residential real estate and other consumer loans. At March 31, 2019 and 2018, the Company had no loans to foreign domiciled businesses or foreign countries, or loans related to highly leveraged transactions. Substantially all of the mortgage loans in the Company's loan portfolio are secured by properties located in Washington and Oregon, and accordingly, the ultimate collectibility of a substantial portion of the Company's loan portfolio is susceptible to changes in the local economic conditions in these markets. Loans and extensions of credit outstanding at one time to one borrower are generally limited by federal regulations to 15% of the Bank's shareholders' equity, excluding AOCI. The Company considers its loan portfolio to have very little exposure to sub-prime mortgage loans since the Company has not historically engaged in this type of lending. At March 31, 2019, loans carried at $513.3 million were pledged as collateral to the FHLB and FRB for borrowing arrangements.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;Aggregate loans to officers and directors, all of which are
 current, consist of the following for the periods indicated (in thousands):&lt;/div&gt;
&lt;div style="line-height: 4.55pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="line-height: 1pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 80%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; width: 699px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="10"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Year Ended March 31,&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; width: 699px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2019&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2018&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 699px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Beginning balance&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 139px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;981&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 139px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;859&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 140px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;841&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 699px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Originations&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 139px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;359&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right;
 background-color: #ffffff; width: 139px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;526&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 140px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;228&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 699px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Principal repayments&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 139px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(562&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 139px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(404&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 140px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(210&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 699px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Ending balance&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 139px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;778&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 139px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;981&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 140px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;859&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal;
 color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;u&gt;Loan segment risk characteristics:&lt;/u&gt;&lt;/font&gt;&amp;#160;The Company considers its loan classes to be the same as its loan segments. The following are loan segment risk characteristics of the Company's loan portfolio:&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 36pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;u&gt;Commercial business&lt;/u&gt;&lt;/font&gt;&amp;#160;&amp;#8211; Commercial business loans are primarily made based on the operating cash flows of the borrower or conversion of working capital assets to cash and secondarily on the underlying collateral provided by the borrower. The cash flows of borrowers may be volatile and the value of the collateral securing these loans may be difficult to measure. Most commercial business loans are secured by the assets being financed or other business assets such as accounts receivable or inventory and generally include a personal guarantee based on a review of personal financial statements. The Company will extend some short-term loans on an unsecured basis to highly qualified borrowers. Although commercial business loans are often collateralized by equipment, inventory, accounts receivable or other business assets, the liquidation of collateral in the event of a borrower default is often an insufficient source of repayment, because accounts receivable may be uncollectible and inventories and equipment may be obsolete or of limited use. Accordingly, the repayment of a commercial business loan depends primarily on the credit-worthiness of the borrower (and any guarantors), while the liquidation of collateral is a secondary and potentially insufficient source of repayment. The Company attempts to mitigate these risks by adhering to its underwriting policies in evaluating the management of the business and the credit-worthiness of the borrowers and the guarantors.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 36pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;u&gt;Commercial real estate&lt;/u&gt;&lt;/font&gt;&amp;#160;&amp;#8211; The Company originates commercial real estate loans within its primary market areas secured by properties such as office buildings, warehouse/industrial, retail, assisted living, single purpose facilities, and other commercial properties. These are cash flow loans that share characteristics of both real estate and commercial business loans. The primary source of repayment is cash flow from the operation of the collateral property and secondarily through liquidation of the collateral. These loans are generally higher risk than other classifications of loans in that they typically involve higher loan amounts, are dependent on the management experience of the owners, and may be adversely affected by conditions in the real estate market or the economy. Owner-occupied commercial real estate loans are generally of lower credit risk than non-owner occupied commercial real estate loans as the borrowers' businesses are likely dependent on the properties. Underwriting for these loans is primarily dependent on the repayment capacity derived from the operation of the occupying business rather than rents paid by third-parties. The Company attempts to mitigate these risks by generally limiting the maximum loan-to-value ratio to 65%-80% depending on the property type and scrutinizing the financial condition of the borrower, the quality of the collateral and the management of the property securing the loan.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 36pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;u&gt;Land&lt;/u&gt;&lt;/font&gt;&amp;#160;&amp;#8211; The Company has historically originated loans for the acquisition of raw land upon which the purchaser can then build or make improvements necessary to build or sell as improved lots. Currently, the Company is originating new land loans on a limited basis. Loans secured by undeveloped
 land or improved lots involve greater risks than one-to-four family residential mortgage loans because these loans are more difficult to evaluate. If the estimate of value proves to be inaccurate, in the event of default or foreclosure, the Company may incur a loss. The Company attempts to minimize this risk by generally limiting the maximum loan-to-value ratio on raw land loans to 65% and on improved land loans to 75%.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 36pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;u&gt;Multi-family&lt;/u&gt;&lt;/font&gt;&amp;#160;&amp;#8211; The Company originates loans secured by multi-family dwelling units (more than four units). These loans involve a greater degree of risk than one-to-four family residential mortgage loans as these loans are usually greater in amount, dependent on the cash flow capacity of the project, and are more difficult to evaluate and monitor. Repayment of loans secured by multi-family properties typically depends on the successful operation and management of the properties. Consequently, repayment of such loans may be affected by adverse conditions in the real estate market or economy. The Company attempts to mitigate these risks by thoroughly evaluating the global financial condition of the borrower, the management experience of the borrower, and the quality of the collateral property securing the loan.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 36pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;u&gt;Real estate construction-&lt;/u&gt;&lt;/font&gt;&amp;#160;&amp;#8211; The Company originates construction loans for one-to-four family residential, multi-family, and commercial real estate properties. The one-to-four family residential construction loans include construction of consumer custom homes whereby the home buyer is the borrower as well as speculative and presold loans for home builders. Speculative one-to four-family construction loans are loans for which the home builder does not have, at the time of the loan origination, a signed contract with a home buyer who has a commitment for permanent financing with the Company or another lender for the finished home. The home buyer may be identified either during or after the construction period. Multi-family construction loans are originated to construct apartment buildings and condominium projects. Commercial construction loans are originated to construct properties such as office buildings, retail rental space and mini-storage facilities, and assisted living facilities. All construction loans are short-term and generally the rate is variable in nature. Construction lending can involve a higher level of risk than other types of lending because funds are advanced based on a prospective value of the project at completion, the total estimated construction cost of the project, and the borrowers' equity at risk. Additionally, the repayment of the loan is conditional on the success of the ultimate project which is subject to interest rate changes, governmental regulations, general economic conditions and the ability of the borrower to sell or lease the property or refinance the indebtedness. If the Company's estimate of the value of a project at completion proves to be overstated, it may have inadequate security for repayment of the loan and may incur a loss if the borrower does not repay the loan. Projects may also be jeopardized by disagreements between borrowers and builders and by the failure of builders to pay subcontractors. Loans to construct homes for which no purchaser has been identified carry more risk because the payoff for the loan depends on the builder's ability to sell the property prior to the time that the construction loan is due. Although the nature of real estate construction loans is such that they are generally more difficult to evaluate and monitor, the Company attempts to closely monitor the construction project by on-site inspections. The Company also attempts to mitigate the risks of construction lending by adhering to its underwriting policies, disbursement procedures and monitoring practices.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 36pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: 'times new
 roman', times, serif; font-size: 10pt;"&gt;&lt;u&gt;Real estate one-to-four family&lt;/u&gt;&lt;/font&gt;&amp;#160;&amp;#8211; The Company originates both fixed-rate and adjustable-rate loans secured by one- to-four family residences located in its primary market areas. The majority of the fixed-rate one-to-four family loans are sold in the secondary market for asset/liability management purposes and to generate non-interest income. The Company's lending policies generally limit the maximum loan-to-value on one-to-four family loans to 80% of the lesser of the appraised value or the purchase price. However, the Company usually obtains private mortgage insurance on the portion of the principal amount that exceeds 80% of the appraised value of the property. Terms of maturity typically range from 15 to 30 years. The Company also originates home equity lines of credit and second mortgage loans. Home equity lines of credit and second mortgage loans have a greater credit risk than one-to-four family residential mortgage loans because they are secured by mortgages subordinated to the existing first mortgage on the property, which may or may not be held by the Company. The Company attempts to mitigate residential lending risks by adhering to its underwriting policies in evaluating the collateral and the credit-worthiness of the borrower.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 36pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;u&gt;Other installment&lt;/u&gt;&lt;/font&gt;&amp;#160;&amp;#8211; The Company originates other consumer loans, which include automobile, boat, motorcycle, recreational vehicle, savings account and unsecured loans. As of March 31, 2019 and 2018, other installment loans primarily consist of purchased automobile loans. These purchased automobile loans were originated through a single dealership group located outside the Company's primary market area. The collateral for these purchased automobile loans is comprised of a mix of used automobiles. These loans were purchased with servicing retained by the seller. Other consumer loans generally have shorter terms to maturity than mortgage loans. Other consumer loans generally involve a greater degree of risk than do residential mortgage loans, particularly in the case of consumer loans that are unsecured or secured by rapidly depreciating assets such as automobiles. In such cases, any repossessed collateral for a defaulted consumer loan may not provide an adequate source of repayment of the outstanding loan balance as a result of the greater likelihood of damage, loss or depreciation. The Company attempts to mitigate these risks by adhering to its underwriting policies in evaluating the credit-worthiness of the borrower.&lt;/div&gt;</us-gaap:LoansNotesTradeAndOtherReceivablesExcludingAllowanceForCreditLossesTextBlock>
<us-gaap:AllowanceForCreditLossesTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;div style="widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;
&lt;table style="width: 100%; font-family: 'times new roman', times, serif; font-size: 10pt;"  class="dspflisttable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="width: 18pt; vertical-align: top;"&gt;
&lt;div style="text-align: left; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;6.&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: auto; vertical-align: top;"&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;ALLOWANCE FOR LOAN LOSSES&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The following tables present a reconciliation of the allowance for loan losses for the periods indicated (in thousands):&lt;/div&gt;
&lt;div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&lt;u&gt;March 31, 2019&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Commercial&lt;/div&gt;
&lt;div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Business&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Commercial&lt;/div&gt;
&lt;div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Real Estate&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Land&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Multi-&lt;/div&gt;
&lt;div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Family&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Real Estate Construction&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Consumer&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Unallocated&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td
 style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 314px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Beginning balance&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,668&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,914&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;220&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;822&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;618&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,809&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align:
 left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;715&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10,766&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 314px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Provision for (recapture of)&lt;/div&gt;
&lt;div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;&amp;#160;&amp;#160;loan losses&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;139&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(685&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;34&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(94&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;839&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(178&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(5&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;50&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 314px; vertical-align: top;"
 valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Charge-offs&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(291&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(291&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 314px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Recoveries&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;824&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td
 style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;107&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;932&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 314px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Ending balance&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,808&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,053&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;254&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left;
 background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;728&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,457&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,447&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;710&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;11,457&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&lt;u&gt;March 31, 2018&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td
 style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 314px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Beginning balance&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,418&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,084&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;228&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;297&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;714&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,099&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;688&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color:
 #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10,528&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 314px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Provision for (recapture of)&lt;/div&gt;
&lt;div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;&amp;#160;&amp;#160;loan losses&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(156&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(301&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;525&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(96&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(9&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;27&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 314px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Charge-offs&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family:
 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(68&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(340&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(408&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 314px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Recoveries&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;240&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;54&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;293&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align:
 bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;59&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;646&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 314px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Ending balance&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,668&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,914&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;220&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;822&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color:
 #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;618&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,809&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;715&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10,766&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&lt;u&gt;March 31, 2017&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom"
 colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 314px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Beginning balance&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,048&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,273&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;325&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;712&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;416&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,403&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;708&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size:
 10pt;"&gt;9,885&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 314px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Provision for (recapture of)&lt;/div&gt;
&lt;div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;&amp;#160;&amp;#160;loan losses&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(121&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;926&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(558&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(415&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;298&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(110&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(20&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 314px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Charge-offs&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;"
 valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(117&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(340&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(458&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 314px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Recoveries&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;492&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;461&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px;
 vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;146&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,101&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 314px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Ending balance&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,418&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,084&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;228&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;297&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left;
 background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;714&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,099&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;688&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10,528&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The following tables present an analysis of loans receivable and the allowance for loan losses, based on impairment methodology, at the dates indicated (in thousands):&lt;/div&gt;
&lt;div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="10"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Allowance for Loan Losses&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="10"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Recorded Investment in Loans&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&lt;u&gt;March 31, 2019&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Individually&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Evaluated for&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight:
 bold;"&gt;Impairment&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; width: 161px; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Collectively&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Evaluated for&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Impairment&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Individually&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Evaluated for&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Impairment&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Collectively&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Evaluated for&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Impairment&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 161px; vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Commercial business&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,808&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div
 style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,808&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;160&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;162,636&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;162,796&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Commercial real estate&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,053&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,053&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,482&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;458,950&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;461,432&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Land&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px;
 vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;254&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;254&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;728&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;16,299&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;17,027&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Multi-family&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;728&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;728&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,598&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;49,972&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;51,570&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Real estate construction&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px;
 vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,457&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,457&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;90,882&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;90,882&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Consumer&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;22&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,425&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,447&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;697&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;91,712&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align:
 bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;92,409&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Unallocated&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;710&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;710&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;22&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;11,435&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom:
 #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;11,457&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,665&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;870,451&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;876,116&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="line-height: 1.15pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&lt;u&gt;March 31, 2018&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td
 style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Commercial business&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,668&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,668&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,004&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;136,668&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;137,672&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Commercial real estate&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,914&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,914&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align:
 right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,883&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;447,714&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;450,597&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Land&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;220&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;220&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;763&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;14,574&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;15,337&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Multi-family&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;822&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color:
 #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;822&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,644&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;61,436&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;63,080&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Real estate construction&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;618&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;618&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;39,584&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;39,584&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Consumer&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;69&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff;
 width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,740&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,809&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,428&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;103,678&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;105,106&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Unallocated&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;715&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;715&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left;
 padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;69&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10,697&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10,766&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,722&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;803,654&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;811,376&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: left; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;Changes in the allowance for unfunded loan commitments were as follows for the years indicated (in thousands):&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 80%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing:
 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; width: 699px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; width: 523px; vertical-align: bottom;" valign="bottom" colspan="10"&gt;
&lt;div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Year Ended March 31,&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="height: 12px;"&gt;
&lt;td style="padding-bottom: 2px; width: 699px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: center; width: 154px; vertical-align: bottom; font-weight: bold;" colspan="2"&gt;2019&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom; font-weight: bold;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 15px; vertical-align: bottom; font-weight: bold;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: center; width: 154px; vertical-align: bottom; font-weight: bold;" colspan="2"&gt;2018&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom; font-weight: bold;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 15px; vertical-align: bottom; font-weight: bold;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: center; width: 155px; vertical-align: bottom; font-weight: bold;" colspan="2"&gt;2017&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="width: 699px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Beginning balance&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; width: 139px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;480&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; width: 139px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;388&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; width: 140px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;324&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 699px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Net change in allowance for unfunded loan commitments&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 139px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(11&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 139px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;92&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 140px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;64&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 699px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Ending balance&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px;
 vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 139px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;469&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 139px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;480&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 140px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;388&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The following tables present an analysis of loans by aging category at the dates indicated (in thousands):&lt;/div&gt;
&lt;div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&lt;u&gt;March 31, 2019&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;30-89 Days&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Past Due&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;90 Days&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;and&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Greater&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Past Due&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Non-accrual&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Total Past&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new
 roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Due and&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Non-&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;accrual&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Current&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Total Loans&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Receivable&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Commercial business&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;225&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;225&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;162,571&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;"
 valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;162,796&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Commercial real estate&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,081&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,081&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;460,351&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;461,432&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Land&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td
 style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;17,027&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;17,027&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Multi-family&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;51,570&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;51,570&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -9pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Real estate construction&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color:
 #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;90,882&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;90,882&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Consumer&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;345&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;210&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;558&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;91,851&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;92,409&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -9pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt;
 font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;345&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,516&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,864&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;874,252&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;876,116&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;br style="line-height: 5.7pt;" /&gt;&amp;#160;&lt;/div&gt;
&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&lt;u&gt;March 31, 2018&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff;
 vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Commercial business&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;178&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;185&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;137,487&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;137,672&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;"
 valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Commercial real estate&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,200&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,200&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;449,397&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;450,597&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Land&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;763&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;763&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size:
 10pt;"&gt;14,574&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;15,337&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Multi-family&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;63,080&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;63,080&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -9pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Real estate construction&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;"
 valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;39,584&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;39,584&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Consumer&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;513&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;277&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;790&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;104,316&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;105,106&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -9pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;520&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color:
 #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,418&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,938&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;808,438&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;811,376&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18.2pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;Interest income foregone on non-accrual loans was $94,000, $102,000 and $81,000 for the years ended March 31, 2019, 2018 and 2017, respectively.&lt;/div&gt;
&lt;div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18.2pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;u&gt;Credit quality indicators:&lt;/u&gt;&lt;/font&gt;&amp;#160;The Company monitors credit risk in its loan portfolio using a risk rating system (on a scale of one to nine) for all commercial (non-consumer) loans. The risk rating system is a measure of the credit risk of the borrower based on their historical, current and anticipated future financial characteristics. The Company assigns a risk rating to each commercial loan at origination and subsequently updates these ratings, as necessary, so that the risk rating continues to reflect the appropriate risk characteristics of the loan. Application of appropriate risk ratings is key to management of loan portfolio risk. In determining the appropriate risk rating,
 the Company considers the following factors: delinquency, payment history, quality of management, liquidity, leverage, earnings trends, alternative funding sources, geographic risk, industry risk, cash flow adequacy, account practices, asset protection and extraordinary risks. Consumer loans, including custom construction loans, are not assigned a risk rating but rather are grouped into homogeneous pools with similar risk characteristics. When a consumer loan is delinquent 90 days, it is placed on non-accrual status and assigned a substandard risk rating. Loss factors are assigned to each risk rating and homogeneous pool based on historical loss experience for similar loans. This historical loss experience is adjusted for qualitative factors that are likely to cause the estimated credit losses to differ from the Company's historical loss experience. The Company uses these loss factors to estimate the general component of its allowance for loan losses.&lt;/div&gt;
&lt;div style="line-height: 7.4pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0.7pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 45pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;u&gt;Pass&lt;/u&gt;&lt;/font&gt;&amp;#160;&amp;#8211; These loans have a risk rating between 1 and 4 and are to borrowers that meet normal credit standards. Any deficiencies in satisfactory asset quality, liquidity, debt servicing capacity and coverage are offset by strengths in other areas. The borrower currently has the capacity to perform according to the loan terms. Any concerns about risk factors such as stability of margins, stability of cash flows, liquidity, dependence on a single product/supplier/customer, depth of management, etc. are offset by strengths in other areas. Typically, these loans are secured by the operating assets of the borrower and/or real estate. The borrower's management is considered competent. The borrower has the ability to repay the debt in the normal course of business.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 45pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;u&gt;Watch&lt;/u&gt;&lt;/font&gt;&amp;#160;&amp;#8211; These loans have a risk rating of 5 and are included in the "pass" rating. However, there would typically be some reason for additional management oversight, such as the borrower's recent financial setbacks and/or deteriorating financial position, industry concerns and failure to perform on other borrowing obligations. Loans with this rating are monitored closely in an effort to correct deficiencies.&lt;/div&gt;
&lt;div style="line-height: 7.4pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 45pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;u&gt;Special mention&lt;/u&gt;&lt;/font&gt;&amp;#160;&amp;#8211; These loans have a risk rating of 6 and are rated in accordance with regulatory guidelines. These loans have potential weaknesses that deserve management's close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or in the credit position at some future date. These loans pose elevated risk but their weakness does not yet justify a "substandard" classification.&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 45pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 45pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;u&gt;Substandard&lt;/u&gt;&lt;/font&gt;&amp;#160;&amp;#8211; These loans
 have a risk rating of 7 and are rated in accordance with regulatory guidelines, for which the accrual of interest may or may not be discontinued. By definition under regulatory guidelines, a "substandard" loan has defined weaknesses which make payment default or principal exposure likely but not yet certain. Repayment of such loans is likely to be dependent upon collateral liquidation, a secondary source of repayment, or an event outside of the normal course of business.&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 45pt; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 45pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;u&gt;Doubtful&lt;/u&gt;&lt;/font&gt;&amp;#160;&amp;#8211; These loans have a risk rating of 8 and are rated in accordance with regulatory guidelines. Such loans are placed on non-accrual status and repayment may be dependent upon collateral which has value that is difficult to determine or upon some near-term event which lacks certainty.&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 45pt; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 45pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;u&gt;Loss&lt;/u&gt;&lt;/font&gt;&amp;#160;&amp;#8211; These loans have a risk rating of 9 and are rated in accordance with regulatory guidelines. Such loans are charged-off or charged-down when payment is acknowledged to be uncertain or when the timing or value of payments cannot be determined. "Loss" is not intended to imply that the loan or some portion of it will never be paid, nor does it in any way imply that there has been a forgiveness of debt.&lt;/div&gt;
&lt;div style="line-height: 7.4pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18.2pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The following tables present an analysis of loans by credit quality indicators at the dates indicated (in thousands):&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18.2pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&lt;u&gt;March 31, 2019&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Pass&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Special&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Mention&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt;
 font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Substandard&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Doubtful&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Loss&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Total Loans&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Receivable&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Commercial business&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;159,997&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;840&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,959&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px;
 vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;162,796&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Commercial real estate&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;454,013&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,030&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,389&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;461,432&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Land&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;16,299&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;728&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;"
 valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;17,027&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Multi-family&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;51,093&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;457&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;20&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;51,570&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Real estate construction&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;90,882&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"
 nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;90,882&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Consumer&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;92,199&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;210&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;92,409&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff;
 width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;864,483&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,327&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;6,306&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;876,116&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;br style="line-height: 5.7pt;" /&gt;&amp;#160;&lt;/div&gt;
&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&lt;u&gt;March 31, 2018&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td
 style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Commercial business&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;132,309&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,976&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,387&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;137,672&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family:
 'times new roman', times, serif; font-size: 10pt;"&gt;Commercial real estate&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;440,123&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,489&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,985&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;450,597&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Land&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;14,574&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;763&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align:
 bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;15,337&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Multi-family&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;60,879&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,190&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;11&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;63,080&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Real estate construction&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;39,584&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;"
 valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;39,584&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Consumer&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;104,829&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;277&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;105,106&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;792,298&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width:
 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;11,655&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,423&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;811,376&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;u&gt;Impaired loans:&lt;/u&gt;&lt;/font&gt;&amp;#160;The following tables present the total and average recorded investment in impaired loans at the dates and for the years indicated (in thousands):&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&lt;u&gt;March 31, 2019&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Recorded&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Investment with&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;No Specific&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Valuation&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Allowance&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom:
 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Recorded&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Investment&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;with Specific&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Valuation&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Allowance&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Total&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Recorded&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Investment&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Unpaid&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Principal&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Balance&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Related&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Specific&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Valuation&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Allowance&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 627px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Commercial business&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;160&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;160&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width:
 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;182&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 627px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Commercial real estate&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,482&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,482&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,424&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 627px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Land&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;728&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;728&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td
 style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;766&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 627px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Multi-family&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,598&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,598&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,709&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 627px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Consumer&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;281&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;416&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;697&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px;
 vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;807&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;22&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 627px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -9pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,249&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;416&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,665&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;6,888&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;22&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 627px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&lt;u&gt;March 31, 2018&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align:
 left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 627px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Commercial business&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,004&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,004&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,062&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 627px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Commercial real estate&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,883&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,883&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align:
 bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,816&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 627px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Land&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;763&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;763&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;790&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 627px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Multi-family&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,644&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,644&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,765&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"
 nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 627px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Consumer&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;294&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,134&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,428&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,544&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;69&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 627px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -9pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;6,588&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,134&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,722&lt;/div&gt;
&lt;/td&gt;
&lt;td
 style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8,977&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;69&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Year ended&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;March 31, 2019&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Year ended&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;March 31, 2018&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Year ended&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;March 31, 2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Average&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Recorded&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Investment&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Interest&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Recognized&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;on Impaired&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Loans&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Average&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Recorded&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight:
 bold;"&gt;Investment&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Interest&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Recognized on&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Impaired&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Loans&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Average&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Recorded&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Investment&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Interest&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Recognized&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;on Impaired&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Loans&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Commercial business&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;334&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;930&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt;
 font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;41&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;255&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Commercial real estate&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,607&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;64&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,185&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;101&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8,823&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;337&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Land&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;742&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;"
 valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;781&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;801&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Multi-family&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,620&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;88&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,668&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;90&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,710&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;93&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Consumer&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;992&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;"
 valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;45&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,452&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;62&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,529&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;62&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;6,295&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;204&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;9,016&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;294&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td
 style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;13,118&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;502&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The cash basis interest income on impaired loans was not materially different than the interest recognized on impaired loans as shown in the above table.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;TDRs are loans for which the Company, for economic or legal reasons related to the borrower's financial condition, has granted a concession to the borrower that it would otherwise not consider. A TDR typically involves a modification of terms such as a reduction of the stated interest rate or face amount of the loan, a reduction of accrued interest, and/or an extension of the maturity date(s) at a stated interest rate lower than the current market rate for a new loan with similar risk. TDRs are considered impaired loans and as such, impairment is measured as described for impaired loans in Note 1 &amp;#8211; Summary of Significant Accounting Policies &amp;#8211; Allowance for Loan Losses.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The following table presents TDRs by interest accrual status at the dates indicated (in thousands):&lt;/div&gt;
&lt;div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="10"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;March 31, 2019&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="10"&gt;
&lt;div
 style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;March 31, 2018&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Accrual&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Nonaccrual&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Accrual&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Nonaccrual&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Commercial business&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;160&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;160&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px;
 vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;826&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;178&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,004&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Commercial real estate&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,401&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,081&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,482&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,683&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,200&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,883&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Land&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;728&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div
 style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;728&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;763&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;763&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Multi-family&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,598&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,598&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,644&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,644&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Consumer&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right;
 background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;697&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;697&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,428&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,428&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,424&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,241&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,665&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width:
 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,581&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,141&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,722&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;At March 31, 2019, the Company had no commitments to lend additional funds on these loans. At March 31, 2019, all of the Company's TDRs were paying as agreed.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;There were no new TDRs for the years ended March 31, 2019 and 2018. There was one new TDR for the year ended March 31, 2017 consisting of a commercial business loan with a pre-modification outstanding recorded investment balance of $116,000 and a post-modification outstanding recorded investment balance of $107,000. This loan was repaid in full during the year ended March 31, 2018. There were no loans that were modified as a TDR within the previous twelve months that subsequently defaulted in the twelve months ended March 31, 2019.&lt;/div&gt;</us-gaap:AllowanceForCreditLossesTextBlock>
<us-gaap:PropertyPlantAndEquipmentDisclosureTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;div style="widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;
&lt;table style="width: 100%; font-family: 'times new roman', times, serif; font-size: 10pt;"  class="dspflisttable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="width: 18pt; vertical-align: top;"&gt;
&lt;div style="text-align: left; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;8.&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: auto; vertical-align: top;"&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;PREMISES AND EQUIPMENT&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;div style="line-height: 7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: left; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;Premises and equipment consisted of the following at the dates indicated (in thousands):&lt;/div&gt;
&lt;div style="line-height: 1pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; text-indent: -1.35pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;March 31,&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2019&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2018&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1191px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Land&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,531&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,710&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1191px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Buildings and
 improvements&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;15,349&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;15,281&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1191px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Leasehold improvements&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,666&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,666&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1191px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Furniture and equipment&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10,694&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10,783&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1191px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Building under capitalized lease&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,956&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,956&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1191px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Construction in progress&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;733&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;720&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td
 style="background-color: #cceeff; width: 1191px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; text-indent: 27.9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;35,929&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;36,116&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="border-bottom: #000000 2px solid; background-color: #ffffff; width: 1191px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Less accumulated depreciation and amortization&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(20,471&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(20,333&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="border-bottom: #000000 4px double; background-color: #cceeff; width: 1191px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; text-indent: 27pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Premises and equipment, net&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;15,458&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;15,783&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 2.3pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;Depreciation and amortization expense was $1.1 million, $1.2 million and $1.1 million for the years ended March 31, 2019, 2018 and 2017,
 respectively.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The Company has a capital lease for the shell of the building constructed as the Company's operations center which expires in November 2039. For each of the years ended March 31, 2019, 2018 and 2017, the Company recorded $77,000 in amortization expense related to this capital lease. At March 31, 2019 and 2018, accumulated amortization for the capital lease totaled $1.4 million and $1.3 million, respectively.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;In March 2010, the Company sold two of its branch locations. The Company maintains a substantial continuing involvement in the locations through various non-cancellable operating leases that contain certain renewal options. The resulting gain on sale of $2.1 million was deferred and is being amortized over the lives of the respective leases. At March 31, 2019, the remaining deferred gain was $697,000 and is included in accrued expenses and other liabilities in the accompanying 2019 consolidated balance sheets.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The Company is obligated under various noncancellable lease agreements for land and buildings that require future minimum rental payments, exclusive of taxes and other charges. The following is a schedule of future minimum lease payments under the Company's capital lease together with the present value of net minimum lease payments and the future minimum rental payments required under operating leases that have initial or noncancellable lease terms in excess of one year as of March 31, 2019 (in thousands):&lt;/div&gt;
&lt;div style="line-height: 6pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 80%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; width: 875px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Year Ending March 31:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Operating Leases&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Capital Lease&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 875px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2020&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div
 style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 143px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,492&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 144px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;205&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 875px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2021&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 143px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;905&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 144px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;208&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 875px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2022&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 143px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;677&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 144px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;212&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 875px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2023&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 143px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;527&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 144px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;215&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 875px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2024&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 143px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;535&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 144px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;219&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 875px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt;
 font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Thereafter&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 143px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,453&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 144px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,622&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 875px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total minimum lease payments&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 143px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,589&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 144px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,681&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 875px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Less amount representing interest&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 2px; background-color: #ffffff; width: 143px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 144px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(2,278&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 875px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Present value of net minimum lease payments&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 143px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 144px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,403&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 2.3pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;
 text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;Rent expense was $2.0 million, $2.1 million and $1.8 million for the years ended March 31, 2019, 2018 and 2017, respectively.&lt;/div&gt;</us-gaap:PropertyPlantAndEquipmentDisclosureTextBlock>
<us-gaap:RealEstateOwnedTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;div style="widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;
&lt;table style="width: 100%; font-family: 'times new roman', times, serif; font-size: 10pt;"  class="dspflisttable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="width: 18pt; vertical-align: top;"&gt;
&lt;div style="text-align: left; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;7.&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: auto; vertical-align: top;"&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;REAL ESTATE OWNED&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;div style="line-height: 7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The following table is a summary of the activity in REO for the years indicated (in thousands):&lt;/div&gt;
&lt;div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="10"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Year Ended March 31,&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2019&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2018&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Balance at beginning of year, net&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;298&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;298&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size:
 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;595&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Additions&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Dispositions&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(298&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(267&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Writedowns&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(30&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div
 style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Balance at end of year, net&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;298&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;298&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;At March 31, 2019, there was one single family property for which formal foreclosure proceedings were in process with a carrying amount of $106,000.&lt;/div&gt;</us-gaap:RealEstateOwnedTextBlock>
<us-gaap:GoodwillAndIntangibleAssetsDisclosureTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;div style="widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;
&lt;table style="width: 100%; font-family: 'times new roman', times, serif; font-size: 10pt;"  class="dspflisttable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="width: 18pt; vertical-align: top;"&gt;
&lt;div style="text-align: left; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;9.&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: auto; vertical-align: top;"&gt;
&lt;div style="text-align: left; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;GOODWILL&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;div style="line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;Goodwill and certain other intangibles generally arise from business combinations accounted for under the purchase method of accounting. Goodwill and other intangibles deemed to have indefinite lives generated from business combinations are not subject to amortization and are instead tested for impairment not less than annually. The Company has two reporting units, the Bank and the Trust Company, for purposes of evaluating goodwill for impairment. All of the Company's goodwill has been allocated to the Bank reporting unit.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The Company performed an impairment assessment as of October 31, 2018 and determined that no impairment of goodwill exists. The goodwill impairment test involves a two-step process. The first step is a comparison of the reporting unit's fair value to its carrying value. If the reporting unit's fair value is less than its carrying value, the Company would be required to progress to the second step. In the second step, the Company calculates the implied fair value of goodwill and compares the implied fair value of goodwill to the carrying amount of goodwill in the Company's consolidated balance sheet. If the carrying amount of the goodwill is greater than the implied fair value of that goodwill, an impairment loss must be recognized in an amount equal to that excess. The implied fair value of goodwill is determined in the same manner as goodwill recognized in a business combination. The results of the Company's step one test indicated that the reporting unit's fair value was greater than its carrying value, and, therefore, a step two analysis was not required; however, no assurance can be given that the Company's goodwill will not be written down in future periods.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;An interim impairment test was not deemed necessary as of March 31, 2019 due to the amount by which the fair value of the reporting unit exceeded the carrying value as of the most recent valuation, and because the Company determined that, based on an analysis of events that have occurred and circumstances that have changed since the most recent valuation date, the likelihood that a current estimated fair value determination would be less than the current carrying amount of the reporting unit is remote.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt;
 font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The following table presents the changes in the carrying amount of goodwill for the years indicated (in thousands):&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 80%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; width: 732px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="11"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Year Ended March 31,&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; width: 732px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="3"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2019&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="3"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2018&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="3"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 732px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Net carrying value at beginning of period&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 131px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;27,076&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 131px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;27,076&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 132px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;25,572&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="height: 12px;"&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 732px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;MBank Transaction (see Note 3)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 131px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 131px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;"
 valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 132px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,504&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 732px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Net carrying value at the end of period&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 131px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;27,076&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 131px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;27,076&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 132px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;27,076&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:GoodwillAndIntangibleAssetsDisclosureTextBlock>
<us-gaap:DepositLiabilitiesDisclosuresTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;div style="widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;
&lt;table style="width: 100%; font-family: 'times new roman', times, serif; font-size: 10pt;"  class="dspflisttable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="width: 18pt; vertical-align: top;"&gt;
&lt;div style="text-align: left; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;10.&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: auto; vertical-align: top;"&gt;
&lt;div style="text-align: left; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;DEPOSITS&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;div style="line-height: 7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;Deposit accounts consisted of the following at the dates indicated (in thousands):&lt;/div&gt;
&lt;div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 80%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; width: 819px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&lt;u&gt;Account Type&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;March 31,&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2019&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;March 31,&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2018&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 819px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Non-interest-bearing&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 164px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;284,854&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 166px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;278,966&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 819px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Interest-bearing checking&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 164px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;183,388&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom"
 nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 166px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;192,989&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 819px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Money market&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 164px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;233,317&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 166px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;265,661&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 819px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Savings accounts&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 164px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;137,503&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 166px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;134,931&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 819px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Certificates of deposit&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 164px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;86,006&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 166px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;123,144&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 819px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 13.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 164px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;925,068&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 166px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;995,691&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 18px;
 vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: left; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;Individual certificates of deposit in amounts of $250,000 or more totaled $10.5 million and $10.8 million at March 31, 2019 and 2018, respectively.&lt;/div&gt;
&lt;div style="text-align: left; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: left; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;Scheduled maturities of certificates of deposit for future years ending March 31 are as follows (in thousands):&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 60%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="width: 743px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Year Ending March 31:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 743px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2020&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 148px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;59,487&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 743px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2021&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 148px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;14,072&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 743px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2022&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 148px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,201&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 743px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2023&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 148px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size:
 10pt;"&gt;1,552&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 743px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2024&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 148px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,157&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 743px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Thereafter&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 148px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,537&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 743px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; text-indent: -9pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 148px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;86,006&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;Interest expense by deposit type was as follows for the years indicated (in thousands):&lt;/div&gt;
&lt;div style="line-height: 6pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; width: 785px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="10"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Year Ended March 31,&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; width: 785px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2019&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2018&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size:
 10pt; font-weight: bold;"&gt;2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 785px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Interest-bearing checking&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 156px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;101&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 157px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;100&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 158px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;98&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 785px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Money market&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 156px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;302&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 157px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;335&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 158px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;309&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 785px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Savings accounts&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 156px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;145&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 157px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;133&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 158px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;110&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 785px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Certificates of deposit&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color:
 #ffffff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 156px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;448&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 157px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;640&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 158px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;634&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 785px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 156px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;996&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 157px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,208&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 158px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,151&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:DepositLiabilitiesDisclosuresTextBlock>
<rvsb:JuniorSubordinatedDebentureDisclosureTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;div style="widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;
&lt;table style="width: 100%; font-family: 'times new roman', times, serif; font-size: 10pt;" id="z026da2042cd24370bdba6cd53d5ae056" class="dspflisttable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="width: 18pt; vertical-align: top;"&gt;
&lt;div style="text-align: left; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;12.&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: auto; vertical-align: top;"&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;JUNIOR SUBORDINATED DEBENTURES&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The Company has wholly-owned subsidiary grantor trusts that were established for the purpose of issuing trust preferred securities and common securities. The trust preferred securities accrue and pay distributions periodically at specified annual rates as provided in each trust agreement. The trusts used the net proceeds from each of the offerings to purchase a like amount of junior subordinated debentures (the "Debentures") of the Company. The Debentures are the sole assets of the trusts. The Company's obligations under the Debentures and related documents, taken together, constitute a full and unconditional guarantee by the Company of the obligations of the trusts. The trust preferred securities are mandatorily redeemable upon maturity of the Debentures or upon earlier redemption as provided in the indentures. The Company has the right to redeem the Debentures in whole or in part on or after specific dates, at a redemption price specified in the indentures governing the Debentures plus any accrued but unpaid interest to the redemption date. The Company also has the right to defer the payment of interest on each of the Debentures for a period not to exceed 20 consecutive quarters, provided that the deferral period does not extend beyond the stated maturity. During such deferral period, distributions on the corresponding trust preferred securities will also be deferred and the Company may not pay cash dividends to the holders of shares of the Company's common stock.&lt;/div&gt;
&lt;div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; margin-bottom: 6pt; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The Debentures issued by the Company to the grantor trusts, totaling $26.6 million and $26.5 million at March 31, 2019 and 2018, respectively, are reported as "junior subordinated debentures" in the consolidated balance sheets. The common securities issued by the grantor trusts were purchased by the Company, and the Company's investment in the common securities of $836,000 at both March 31, 2019 and 2018, is included in prepaid expenses and other assets in the consolidated balance sheets. The Company records interest expense on the Debentures in the consolidated statements of income.&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; margin-bottom: 6pt; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The following table is a summary of the terms and the amounts outstanding of the Debentures at March 31, 2019 (dollars in thousands):&lt;/div&gt;
&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" id="zd48572d7034a4814a998f5f3eb37cf07" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="border-bottom: #000000 2px solid; width: 404px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Issuance Trust&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Issuance&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Date&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 11px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Amount&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Outstanding&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; width: 121px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold; margin-right: 0.5pt;"&gt;Rate Type&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Initial&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Rate&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Current&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Rate&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Maturity&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Date&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="height: 16px;"&gt;
&lt;td style="width: 404px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 11px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 121px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 404px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Riverview Bancorp Statutory Trust I&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; background-color: #cceeff; width: 121px; vertical-align: bottom;"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;12/2005&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 11px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 121px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,217&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 121px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Variable&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 121px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5.88&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 121px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3.97&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 121px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3/2036&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 404px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Riverview Bancorp Statutory Trust II&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; background-color: #ffffff; width: 121px; vertical-align: bottom;"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;06/2007&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 11px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 121px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;15,464&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 121px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Variable&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(2)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 121px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7.03&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 121px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3.96&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 121px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;9/2037&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 404px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Merchants Bancorp Statutory Trust I&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(4)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; padding-bottom: 2px; background-color: #cceeff; width: 121px; vertical-align: bottom;"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;06/2003&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 11px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 121px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,155&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 121px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Variable&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(3)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 2px; background-color: #cceeff; width: 121px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4.16&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 2px; background-color: #cceeff; width: 121px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5.71&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 2px; background-color: #cceeff; width: 121px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;6/2033&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 404px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 121px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 11px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 121px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;27,836&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 121px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 121px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 121px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 121px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="height: 14px;"&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 404px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Fair value adjustment&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(4)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 2px; background-color: #cceeff; width: 121px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 11px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 121px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,261&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 121px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 2px; background-color: #cceeff; width: 121px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 2px; background-color: #cceeff; width: 121px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 2px; background-color: #cceeff; width: 121px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 404px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 22.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total Debentures&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 4px; background-color: #ffffff; width: 121px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 11px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 121px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;26,575&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 121px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 4px; background-color: #ffffff; width: 121px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 4px; background-color: #ffffff; width: 121px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 4px; background-color: #ffffff; width: 121px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" id="z63c6d3f65cdb4b68ba7167dba23b37b3" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: top;"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&amp;#160;&lt;/sup&gt;&lt;font style="font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;The trust preferred securities reprice quarterly based on the three-month LIBOR plus 1.36%.&lt;/font&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: top;"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(2)&lt;/sup&gt;&lt;font style="font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&amp;#160;&lt;/font&gt;The trust preferred securities reprice quarterly based on the three-month LIBOR plus 1.35%.&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(3)&amp;#160;&lt;/sup&gt;&lt;font style="font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;The trust preferred securities reprice quarterly based on the three-month LIBOR plus 3.10%.&lt;/font&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="height: 12px;"&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(4)&amp;#160;&lt;/sup&gt;Amount, net of accretion, attributable to the MBank transaction. See Note 3.&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</rvsb:JuniorSubordinatedDebentureDisclosureTextBlock>
<us-gaap:IncomeTaxDisclosureTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;div style="widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;
&lt;table style="width: 100%; font-family: 'times new roman', times, serif; font-size: 10pt;"  class="dspflisttable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="width: 18pt; vertical-align: top;"&gt;
&lt;div style="text-align: left; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;13.&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: auto; vertical-align: top;"&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;INCOME TAXES&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;div style="line-height: 4.55pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;Provision for income taxes consisted of the following for the periods indicated (in thousands):&lt;/div&gt;
&lt;div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 80%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; width: 699px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="10"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Year Ended March 31&amp;#160;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="text-align: center; padding-bottom: 2px; width: 699px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; padding-bottom: 2px; vertical-align: bottom;"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: center; vertical-align: bottom;" colspan="2"&gt;&amp;#160;&lt;font style="font-weight: bold;"&gt;2019&lt;/font&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; padding-bottom: 2px; width: 15px; vertical-align: bottom;" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; padding-bottom: 2px; vertical-align: bottom;"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: center; vertical-align: bottom; font-weight: bold;" colspan="2"&gt;2018&lt;/td&gt;
&lt;td style="text-align: center; padding-bottom: 2px; width: 15px; vertical-align: bottom;" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; padding-bottom: 2px; vertical-align: bottom;"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: center; vertical-align: bottom;" colspan="2"&gt;&amp;#160;&lt;font style="font-weight: bold;"&gt;2017&lt;/font&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; padding-bottom: 2px; width: 16px; vertical-align: bottom;" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 699px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Current&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 139px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,157&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 139px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,087&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align:
 bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 140px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;284&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 699px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Deferred&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 139px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(11&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 139px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,668&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 140px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,103&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 699px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 139px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,146&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 139px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,755&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 140px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,387&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The tax effects of temporary differences that give rise to significant portions of deferred tax assets and deferred tax liabilities are as follows at the dates indicated (in thousands):&lt;/div&gt;
&lt;div style="line-height: 4.55pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal;
 orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; width: 954px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;March 31, 2019&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;March 31, 2018&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="width: 954px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Deferred tax assets:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 954px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Deferred compensation&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 171px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;45&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 171px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;77&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 954px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Allowance for loan losses&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 171px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,862&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 171px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,643&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="height: 16px;"&gt;
&lt;td style="background-color: #cceeff; width: 954px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Accrued expenses&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 171px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;131&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 171px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;127&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left;
 background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 954px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Accumulated depreciation and amortization&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 171px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;797&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 171px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;753&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 954px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Deferred gain on sale&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 171px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;167&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 171px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;201&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 954px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Purchase accounting&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 171px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;141&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 171px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;150&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 954px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Net unrealized loss on investment securities available for sale&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 171px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;829&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 171px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,458&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 954px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Other&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 171px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;242&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 19px;
 vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 171px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;236&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 954px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 18pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total deferred tax assets&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 171px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,214&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 171px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,645&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;br style="line-height: 5.7pt;" /&gt;&amp;#160;&lt;/div&gt;
&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 954px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Deferred tax liabilities:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 954px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;FHLB stock dividend&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 171px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(97&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 171px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(95&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 954px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Prepaid expenses&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 171px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(148&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 171px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif;
 font-size: 10pt;"&gt;(109&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 954px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Loan fees/costs&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 171px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(774&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 171px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(628&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 954px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 18pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total deferred tax liabilities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 171px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,019&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 171px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(832&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 954px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Deferred tax assets, net&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 171px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,195&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 171px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,813&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;A reconciliation of the Company's effective income tax rate with the federal
 statutory tax rate is as follows for the years indicated:&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; border-collapse: collapse; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="width: 844px; vertical-align: top;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" colspan="8"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Year Ended March 31,&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="width: 844px; vertical-align: top;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; width: 155px; vertical-align: bottom; border-top: #000000 2px solid;"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2019&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom; border-top: #000000 2px solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom; border-top: #000000 2px solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 160px; vertical-align: bottom; border-top: #000000 2px solid;"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2018&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom; border-top: #000000 2px solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 17px; vertical-align: bottom; border-top: #000000 2px solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom; border-top: #000000 2px solid;" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2017&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 844px; vertical-align: top;"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Statutory federal income tax rate&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 155px; vertical-align: bottom; border-top: #000000 2px solid;"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;21.0&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 160px; vertical-align: bottom; border-top: #000000 2px solid;"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;30.8&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 17px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 158px; vertical-align: bottom; border-top: #000000 2px solid;"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;34.0&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 844px; vertical-align: top;"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;State and local income tax rate&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 155px; vertical-align: bottom;"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3.0&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 160px; vertical-align: bottom;"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2.5&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 17px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 158px; vertical-align: bottom;"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1.5&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 844px; vertical-align: top;"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Revaluation of net deferred tax assets due to Tax Act&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 155px; vertical-align: bottom;"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 160px; vertical-align: bottom;"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;11.4&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width:
 17px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 158px; vertical-align: bottom;"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 844px; vertical-align: top;"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;ESOP market value adjustment&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 155px; vertical-align: bottom;"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(0.1)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 160px; vertical-align: bottom;"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 17px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 158px; vertical-align: bottom;"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(0.1&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 844px; vertical-align: top;"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;BOLI&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 155px; vertical-align: bottom;"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(0.8)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 160px; vertical-align: bottom;"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1.5&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 17px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 158px; vertical-align: bottom;"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(3.8&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 844px; vertical-align: top;"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Other, net&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; background-color: #ffffff; width: 155px; vertical-align: bottom;"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(0.1)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; background-color: #ffffff; width: 160px; vertical-align: bottom;"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(0.1&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 17px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; background-color: #ffffff; width: 158px; vertical-align: bottom;"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(0.2&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 844px; vertical-align: top;"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Effective federal income tax rate&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; background-color: #cceeff; width: 155px; vertical-align: bottom; border-top: #000000 2px solid;"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;23.0&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; background-color: #cceeff; width: 160px; vertical-align: bottom; border-top: #000000 2px solid;"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;43.1&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 17px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; background-color: #cceeff; width: 158px; vertical-align: bottom; border-top: #000000 2px solid;"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;31.4&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px;
 vertical-align: bottom;"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;On December 22, 2017, the federal government enacted the Tax Act. The Tax Act made significant changes to the U.S. tax law including, among other things: a reduction in the federal corporate income tax rate from a maximum of 35.0% to 21.0%&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;effective January 1, 2018; changes to the tax treatment of net operating loss carryforwards and carrybacks; and a repeal of the corporate alternative minimum tax. The Tax Act reduced the Company's federal corporate income tax rate from 34.0% to a blended federal corporate income tax rate of 30.8% for the fiscal year ended March 31, 2018. As a result of using a blended tax rate, the Company recognized a $422,000 benefit for income taxes during the quarter ended December 31, 2017. Also as a result of the Tax Act, the reduction of the corporate tax rate required the Company to remeasure its deferred tax assets and liabilities based upon the lower federal tax rate. Accordingly, during the year ended March 31, 2018, the Company recorded a one-time $2.1 million charge to the provision for income taxes in conjunction with remeasuring its net deferred tax asset to account for the future impact of the decrease in the federal corporate income tax rate. In addition, the Company has made an adjustment between retained earnings and AOCI related to the stranded tax effects due to the change in the federal corporate tax rate applied to the net unrealized losses on available for sale investment securities (see discussion of ASU 2018-02 in Note 1).&amp;#160; Beginning in fiscal year 2019, the Company utilized a federal corporate income tax rate of 21.0%.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The Bank's retained earnings at both March 31, 2019 and 2018 include a base year allowance for loan losses, which amounted to $2.2 million, for which no federal income tax liability has been recognized. The related unrecognized deferred tax liability at both March 31, 2019 and 2018 was $517,000. This represents the balance of the allowance for loan losses created for tax purposes as of December 31, 1987. These amounts are subject to recapture in the unlikely event that the Company's banking subsidiaries (1) make distributions in excess of current and accumulated earnings and profits, as calculated for federal tax purposes, (2) redeem their stock, or (3) liquidate. Management does not expect this temporary difference to reverse in the foreseeable future.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;At March 31, 2019 and 2018, the Company had no unrecognized tax benefits or uncertain tax positions. In addition, the Company had no accrued interest or penalties related to income tax matters as of March 31, 2019 or 2018. It is the Company's policy to recognize potential accrued interest and penalties related to income tax matters as a component of provision for income taxes. The Company is subject to U.S. federal and State of Oregon income taxes. The years 2016 to 2019 remain open to examination for
 federal income taxes, and the years 2015 to 2019 remain open to State of Oregon examination.&lt;/div&gt;</us-gaap:IncomeTaxDisclosureTextBlock>
<us-gaap:CompensationAndEmployeeBenefitPlansTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;div style="widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;
&lt;table style="width: 100%; font-family: 'times new roman', times, serif; font-size: 10pt;"  class="dspflisttable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="width: 18pt; vertical-align: top;"&gt;
&lt;div style="text-align: left; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;14.&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: auto; vertical-align: top;"&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;EMPLOYEE BENEFIT PLANS&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;div style="line-height: 7.5pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Retirement Plan&lt;/font&gt;&amp;#160;- The Riverview Bancorp, Inc. Employees' Savings and Profit Sharing Plan (the "Plan") is a defined contribution profit-sharing plan incorporating the provisions of Section 401(k) of the Internal Revenue Code. Company expenses related to the Plan for the years ended March 31, 2019, 2018 and 2017 were $527,000, $547,000 and $489,000, respectively.&lt;/div&gt;
&lt;div style="line-height: 7.5pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Directors' and Executive Officers' Deferred Compensation Plan&lt;/font&gt;&amp;#160;("Deferred Compensation Plan") &amp;#8211; The Deferred Compensation Plan is a nonqualified deferred compensation plan. Directors may elect to defer their monthly directors' fees until retirement with no income tax payable by the director until retirement benefits are received. The Chairman, President, and Executive and Senior Vice Presidents of the Company may also defer salary into the Deferred Compensation Plan. The Company accrues annual interest on the unfunded liability under the Deferred Compensation Plan based upon a formula relating to gross revenues, which was 4.28%, 3.99% and 3.68% for the years ended March 31, 2019, 2018 and 2017, respectively. The estimated liability under the Deferred Compensation Plan is accrued as earned by the participants. At March 31, 2019 and 2018, the Company's aggregate liability under the Deferred Compensation Plan was $186,000 and $330,000, respectively, which is recorded in accrued expenses and other liabilities in the accompanying consolidated balance sheets.&lt;/div&gt;
&lt;div style="line-height: 7.5pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Stock Option Plans&lt;/font&gt;&amp;#160;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/font&gt;&amp;#160;In July 1998, shareholders of the Company approved the adoption of the 1998 Stock Option Plan ("1998 Plan"). The 1998 Plan was effective in October 1998 and expired in October 2008. In addition, in July 2003, shareholders of the Company approved the adoption of the 2003 Stock Option Plan ("2003 Plan"). The 2003 Plan was effective in July 2003 and expired in July 2013. Accordingly, no further option awards may be granted under the 1998 Plan or the 2003 Plan; however, any awards granted prior to their respective expiration dates remain outstanding subject to their terms. Each option granted under the 1998 Plan or the 2003 Plan has an exercise price equal to the fair market value of the Company's common stock on the date of the grant, a maximum term of ten years and a vesting period from zero to five years.&lt;/div&gt;
&lt;div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal;
 orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;In July 2017, the shareholders of the Company approved the Riverview Bancorp, Inc. 2017 Equity Incentive Plan ("2017 Plan"). The 2017 Plan provides for the grant of incentive stock options, non-qualified stock options, restricted stock and restricted stock units. The Company has reserved 1,800,000 shares of its common stock for issuance under the 2017 Plan,&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;none of which have been awarded. The 1998 Plan, the 2003 Plan and the 2017 Plan are collectively referred to as "the Stock Option Plans".&lt;/div&gt;
&lt;div style="line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The fair value of each stock option granted is estimated on the date of grant using the Black-Scholes stock option valuation model. The fair value of all awards is amortized on a straight-line basis over the requisite service periods, which are generally the vesting periods. The expected life of options granted represents the period of time that they are expected to be outstanding. The expected life is determined based on historical experience with similar options, giving consideration to the contractual terms and vesting schedules. Expected volatility is estimated at the date of grant based on the historical volatility of the Company's common stock. Expected dividends are based on dividend trends and the market value of the Company's common stock at the time of grant. The risk-free interest rate for periods within the contractual life of the options is based on the U.S. Treasury yield curve in effect at the time of the grant. There were no stock options granted during the years ended March 31, 2019, 2018 and 2017 under the Stock Option Plans.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;As of March 31, 2019, all outstanding stock options were fully vested and there was no remaining unrecognized compensation expense under the Stock Option Plans. There was no stock-based compensation expense related to stock options for the years ended March 31, 2019, 2018 and 2017 under the Stock Option Plans.&lt;/div&gt;
&lt;div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The following table presents the activity related to stock options under the Stock Option Plans for the years indicated:&lt;/div&gt;
&lt;div style="line-height: 6pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000;
 font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="22"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Year Ended March 31,&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2019&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2018&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Number of&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Shares&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Weighted&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Average&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Exercise&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Price&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Number of&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Shares&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Weighted&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Average&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Exercise&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Price&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Number of&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Shares&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Weighted&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Average&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight:
 bold;"&gt;Exercise&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Price&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Balance, beginning of year&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;141,365&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3.77&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;220,654&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4.74&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;223,654&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4.73&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 13.5pt; font-size: 10pt;"&gt;Options exercised&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(37,533&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4.84&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(59,289&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div
 style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4.13&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(3,000&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3.84&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; text-indent: 13.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Options expired&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(2,500&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 2px; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8.12&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(20,000&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 2px; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;13.42&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 2px; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Balance, end of year&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;101,332&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left;
 padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 4px; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3.26&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;141,365&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 4px; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3.77&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;220,654&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 4px; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4.74&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 7.5pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;Additional information regarding stock options outstanding as of March 31, 2019 is as follows:&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 6pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 101.5pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;`&lt;/div&gt;
&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Options Outstanding&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6"&gt;
&lt;div
 style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Options Exercisable&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Weighted Avg&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Weighted&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Weighted&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Remaining&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Average&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Average&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Range of&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Contractual&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Exercise&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Exercise&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Exercise Price&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Life (years)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height:
 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Number&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Price&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Number&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Price&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 178px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1.00 - $3.00&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 179px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3.88&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 180px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;51,332&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 180px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2.70&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 180px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;51,332&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 180px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2.70&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt;
 font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 4px; background-color: #ffffff; width: 178px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3.01 - $5.00&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 4px; background-color: #ffffff; width: 179px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.48&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; padding-bottom: 2px; background-color: #ffffff; width: 180px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;50,000&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 4px; background-color: #ffffff; width: 180px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3.84&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 180px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;50,000&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 4px; background-color: #ffffff; width: 180px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3.84&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 178px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 179px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2.20&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 180px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;101,332&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 180px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3.26&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 180px; vertical-align: bottom;"
 valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;101,332&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 180px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3.26&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The following table presents information on stock options outstanding as of March 31, 2019 and 2018, less estimated forfeitures:&lt;/div&gt;
&lt;div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 80%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; width: 875px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;March 31, 2019&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;March 31, 2018&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="width: 875px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; text-indent: 0.45pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Stock options fully vested and expected to vest:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="width: 875px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 13.5pt; font-size: 10pt;"&gt;Number&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 143px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;101,332&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 144px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;141,365&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 875px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; text-indent: 13.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Weighted average exercise price&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 143px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size:
 10pt;"&gt;3.26&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 144px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3.77&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 875px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; text-indent: 13.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Aggregate intrinsic value&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 143px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;410,000&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 144px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;788,000&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 875px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; text-indent: 13.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Weighted average contractual term of options (years)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 143px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2.20&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 144px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2.78&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 875px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Stock options fully vested and currently exercisable:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 143px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 144px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 875px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; text-indent: 13.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Number&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 143px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;101,332&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 144px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;141,365&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 875px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; text-indent: 13.5pt; font-family:
 'times new roman', times, serif; font-size: 10pt;"&gt;Weighted average exercise price&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 143px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3.26&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 144px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3.77&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 875px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; text-indent: 13.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Aggregate intrinsic value&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 143px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;410,000&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 144px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;788,000&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 875px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; text-indent: 13.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Weighted average contractual term of options (years)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 143px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2.20&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 144px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2.78&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 875px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 143px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 144px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="8"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;font style="font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;font style="font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;The aggregate intrinsic value of a stock option in the table above represents the total pre-tax intrinsic value (the amount by which the current market value of the underlying stock exceeds the exercise price) that would have been received by the option holders had all option holders exercised. This amount changes based on changes in the market value of the Company's stock.&lt;/font&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif;
 white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The total intrinsic value of stock options exercised was $153,000, $257,000 and $5,000 for the years ended March 31, 2019, 2018 and 2017, respectively.&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Employee Stock Ownership Plan&lt;/font&gt;&amp;#160;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&amp;#160;&lt;/font&gt;The Company sponsors an ESOP that covers all employees with at least one year and 1,000 hours of service who are over the age of 21. Shares were released and allocated to participant accounts on or about December 31 of each year through December 2017, at which point all available shares had been released and allocated. ESOP compensation expense included in salaries and employee benefits was $148,000 and $143,000 for the years ended March 31, 2018 and 2017, respectively.&lt;/div&gt;
&lt;div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;ESOP share activity is summarized in the following table:&lt;/div&gt;
&lt;div style="line-height: 4.55pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 96%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; width: 726px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; text-indent: 0.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Estimated Fair&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; text-indent: 0.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Value of&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; text-indent: 0.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Unreleased&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; text-indent: 0.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Shares&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Unreleased&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;ESOP&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Shares&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; text-indent: 0.9pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Allocated&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family:
 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;and Released&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Shares&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="width: 726px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 726px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold; margin-right: 7.2pt;"&gt;Balance, March 31, 2016&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 144px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;207,000&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 145px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;49,266&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 145px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;913,318&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 147px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;962,584&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 726px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; margin-right: 7.2pt;"&gt;Allocation December 31, 2016&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 2px; background-color: #ffffff; width: 144px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 145px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(24,633&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 145px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;24,633&lt;/div&gt;
&lt;/td&gt;
&lt;td
 style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 147px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 726px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold; margin-right: 7.2pt;"&gt;Balance, March 31, 2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 144px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;176,000&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 145px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;24,633&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 145px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;937,951&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 147px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;962,584&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 726px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; margin-right: 7.2pt;"&gt;Allocation December 31, 2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 2px; background-color: #ffffff; width: 144px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 145px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(24,633&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 145px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;24,633&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 147px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 726px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold; margin-right: 7.2pt;"&gt;Balance, March 31,
 2018&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 144px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 145px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 145px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;962,584&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 147px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;962,584&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;For the fiscal year ended March 31, 2019, the Bank purchased 25,000 shares of common stock on the open market and contributed such shares to the ESOP as a discretionary employer contribution. The Company recorded employee benefits expense of $197,000 for this contribution which represented the fair value of the related common stock. Shares held by the ESOP at March 31, 2019 totaled 441,966.&lt;/div&gt;</us-gaap:CompensationAndEmployeeBenefitPlansTextBlock>
<us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;div style="widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;
&lt;table style="width: 100%; font-family: 'times new roman', times, serif; font-size: 10pt;"  class="dspflisttable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="width: 18pt; vertical-align: top;"&gt;
&lt;div style="text-align: left; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;15.&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: auto; vertical-align: top;"&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;SHAREHOLDERS' EQUITY AND REGULATORY CAPITAL REQUIREMENTS&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The Bank is subject to various regulatory capital requirements administered by the Office of the Comptroller of the Currency ("OCC")&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;.&lt;/font&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/font&gt;Failure to meet minimum capital requirements can result in the initiation of certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&amp;#160;&lt;/font&gt;the Bank's&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&amp;#160;&lt;/font&gt;financial statements&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;.&amp;#160;&lt;/font&gt;Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital guidelines that involve quantitative measures of the Bank's assets, liabilities and certain off-balance sheet items as calculated under regulatory accounting practices. The Bank's capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings and other factors.&lt;/div&gt;
&lt;div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;Quantitative measures established by regulation to ensure capital adequacy require the Bank to maintain minimum amounts and ratios of total and tier I capital to risk-weighted assets, core capital to total assets and tangible capital to tangible assets (set forth in the table below).&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/font&gt;Management believes the Bank met all capital adequacy requirements to which it was subject to as of March 31, 2019.&lt;/div&gt;
&lt;div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;As of March 31, 2019, the most recent notification from the OCC categorized the Bank as "well capitalized" under the regulatory framework for prompt corrective action. The Bank's actual and required minimum capital amounts and ratios were as follows at the dates indicated (dollars in thousands):&lt;/div&gt;
&lt;div style="line-height: 6pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 96%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt;
 word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Actual&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;For Capital&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Adequacy Purposes&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;"Well Capitalized"&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Under Prompt&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Corrective Action&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Amount&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Ratio&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Amount&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Ratio&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Amount&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Ratio&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; font-weight: bold; margin-right: 3.6pt;"&gt;&lt;u&gt;March 31, 2019&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Total Capital:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff;
 vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 417px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; text-indent: 6.05pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;(To Risk-Weighted Assets)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;140,062&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;16.88&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;66,379&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8.0&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;82,974&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10.0&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 417px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Tier 1 Capital:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align:
 left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="width: 417px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; text-indent: 6.05pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;(To Risk-Weighted Assets)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;129,671&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;15.63&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;49,784&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;6.0&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;66,379&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8.0&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 417px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Common equity tier 1 Capital:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"
 nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 417px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; text-indent: 6.05pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;(To Risk-Weighted Assets)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;129,671&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;15.63&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;37,338&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4.5&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;53,933&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;6.5&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 417px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Tier 1 Capital (Leverage):&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td
 style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="width: 417px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; text-indent: 7.65pt; font-family: 'times new roman', times, serif; font-size: 10pt; margin-right: 3.15pt;"&gt;(To Average Tangible Assets)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;129,671&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;11.56&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;44,874&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4.0&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;56,092&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5.0&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 96%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Actual&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif;
 font-size: 10pt; font-weight: bold;"&gt;For Capital&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;Adequacy Purposes&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;"Well Capitalized"&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Under Prompt&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Corrective Action&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; font-weight: bold; margin-right: 3.6pt;"&gt;&lt;u&gt;March 31, 2018&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Amount&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Ratio&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Amount&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Ratio&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Amount&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Ratio&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Total Capital:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td
 style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 417px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; text-indent: 6.05pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;(To Risk-Weighted Assets)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;123,061&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;15.41&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;63,868&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8.0&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;79,835&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10.0&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 417px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Tier 1 Capital:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width:
 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="width: 417px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; text-indent: 6.05pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;(To Risk-Weighted Assets)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;113,066&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;14.16&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;47,901&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;6.0&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;63,868&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8.0&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 417px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Common equity tier 1 Capital:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td
 style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 417px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; text-indent: 8.3pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;(To Risk-Weighted Assets)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;113,066&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;14.16&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;35,926&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4.5&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;51,893&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;6.5&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 417px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Tier 1 Capital (Leverage):&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color:
 #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="width: 417px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; text-indent: 0.45pt; font-family: 'times new roman', times, serif; margin-left: 7.2pt; font-size: 10pt; margin-right: 3.15pt;"&gt;(To Average Tangible Assets)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;113,066&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10.26&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;44,093&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4.0&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;55,116&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5.0&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 1.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;In addition to the minimum common equity tier 1 ("CET1"), Tier 1 and total capital ratios, the Bank is required to maintain a capital conservation buffer consisting of additional CET1 capital in order to avoid limitations on paying dividends, engaging in share repurchases, and paying discretionary bonuses based on percentages of eligible retained income that could be utilized for such actions. The capital conservation buffer is required to be an amount greater than 2.5% of risk-weighted assets. As of March 31, 2019, the Bank's CET1 capital exceeded the required capital conservation buffer at an amount greater than 2.5%.&lt;/div&gt;
&lt;div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family:
 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;For a savings and loan holding company, such as the Company, the capital guidelines apply on a bank only basis. The Federal Reserve expects the holding company's subsidiary banks to be well capitalized under the prompt corrective action regulations. If the Company was subject to regulatory guidelines for bank holding companies at March 31, 2019, the Company would have exceeded all regulatory capital requirements.&lt;/div&gt;
&lt;div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;At periodic intervals, the OCC and the FDIC routinely examine the Bank's financial condition and risk management processes as part of their legally prescribed oversight. Based on their examinations, these regulators can direct that the Company's consolidated financial statements be adjusted in accordance with their findings. A future examination by the OCC or the FDIC could include a review of certain transactions or other amounts reported in the Company's 2019 consolidated financial statements. The Company did not repurchase any shares of common stock for the years ended March 31, 2019, 2018 or 2017.&lt;/div&gt;</us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock>
<us-gaap:EarningsPerShareTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;div style="widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;
&lt;table style="width: 100%; font-family: 'times new roman', times, serif; font-size: 10pt;"  class="dspflisttable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="width: 18pt; vertical-align: top;"&gt;
&lt;div style="text-align: left; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;16.&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: auto; vertical-align: top;"&gt;
&lt;div style="text-align: left; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;EARNINGS PER SHARE&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;Basic earnings per share ("EPS") is computed by dividing net income or loss applicable to common stock by the weighted average number of common shares outstanding during the period, without considering any dilutive items. Diluted EPS is computed by dividing net income or loss applicable to common stock by the weighted average number of common shares and common stock equivalents for items that are dilutive, net of shares assumed to be repurchased using the treasury stock method at the average share price for the Company's common stock during the period. Common stock equivalents arise from the assumed exercise of outstanding stock options. Shares owned by the Company's ESOP that have not been allocated are not considered to be outstanding for the purpose of computing basic and diluted EPS&lt;font style="font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;. As of March 31, 2019 and 2018, all shares under the Company's ESOP were allocated. For the year ended March 31, 2019, there were no stock options excluded in computing diluted EPS.&amp;#160; For the years ended March 31, 2018 and 2017, stock options for 8,000 and 59,000 shares, respectively, of common stock were excluded in computing diluted EPS because they were antidilutive.&lt;/font&gt;&lt;/div&gt;
&lt;div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The following table presents a reconciliation of the components used to compute basic and diluted EPS for the years indicated:&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="line-height: 1.15pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="10"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Year Ended March 31,&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(Dollars and share data in thousands, except per share data)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom:
 #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2019&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; text-indent: -3.8pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2018&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; text-indent: -3.8pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 1.15pt; font-family: 'times new roman', serif; font-size: 1pt;"&gt;P&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Basic EPS computation:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Numerator-net income&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;17,266&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10,242&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,404&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Denominator-weighted average common shares outstanding&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;22,588&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td
 style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;22,531&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;22,478&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Basic EPS&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.76&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.45&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.33&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Diluted EPS computation:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Numerator-net income&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;17,266&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10,242&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff;
 vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,404&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -10.35pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Denominator-weighted average common shares outstanding&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;22,588&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;22,531&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;22,478&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 22.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Effect of dilutive stock options&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;72&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;92&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;70&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 22.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Weighted average common shares and common stock&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: left; line-height:
 9.7pt; text-indent: 30.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;equivalents&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;22,660&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;22,623&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;22,548&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Diluted EPS&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.76&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.45&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.33&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:EarningsPerShareTextBlock>
<us-gaap:FairValueMeasurementInputsDisclosureTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;div style="widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;
&lt;table style="width: 100%; font-family: 'times new roman', times, serif; font-size: 10pt;" id="zdca813b82dbb4b2680d3def40d210dd8" class="dspflisttable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="width: 18pt; vertical-align: top;"&gt;
&lt;div style="text-align: left; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;17.&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: auto; vertical-align: top;"&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;FAIR VALUE MEASUREMENTS&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 22.5pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;Fair value is defined under GAAP as the exchange price that would be received for an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. GAAP requires that valuation techniques maximize the use of observable inputs and minimize the use of unobservable inputs. GAAP also establishes a fair value hierarchy which prioritizes the valuation inputs into three broad levels.&amp;#160; Based on the underlying inputs, each fair value measurement in its entirety is reported in one of three levels. These levels are:&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 36pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;Quoted prices in active markets for identical assets (Level 1): Inputs that are quoted unadjusted prices in active markets for identical assets or liabilities that the Company has the ability to access at the measurement date. An active market is a market in which transactions for the asset or liability occur with sufficient frequency and volume to provide pricing information on an ongoing basis.&lt;/div&gt;
&lt;div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 36pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;Other observable inputs (Level 2): Inputs that reflect the assumptions market participants would use in pricing the asset or liability developed based on market data obtained from sources independent of the reporting entity including quoted prices for similar assets or liabilities in active markets, quoted prices for identical or similar assets or liabilities in inactive markets and inputs derived principally from or corroborated by observable market data by correlation or other means.&lt;/div&gt;
&lt;div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 36pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;Significant unobservable inputs (Level 3): Inputs that reflect the reporting entity's own assumptions about the assumptions market participants would use in pricing an asset or liability developed based on the best information available in the circumstances.&lt;/div&gt;
&lt;div style="line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;Financial instruments are presented in the tables that follow by recurring or nonrecurring measurement status. Recurring assets are initially measured at fair value and are required to be remeasured at fair value in the consolidated financial statements at each reporting date. Assets measured on a nonrecurring basis are assets that, as a result of an event or circumstance, were required to be remeasured at fair value after initial recognition in the consolidated financial statements at some time during the reporting period.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The following tables present assets that are measured at estimated fair value on a recurring basis at the dates indicated (in thousands):&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 85%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" id="z1914b950e75c4844825b58b05772ce3f" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="10"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Estimated Fair Value Measurements Using&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&lt;u&gt;March 31, 2019&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Total Estimated&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Fair Value&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Level 1&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Level 2&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Level 3&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Investment securities available for sale:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 666px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;"&gt;Municipal securities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8,881&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 115px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8,881&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 115px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 666px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;"&gt;Agency securities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;12,341&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;12,341&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 666px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -18pt; font-family: 'times new roman', times, serif; margin-left: 36pt; font-size: 10pt;"&gt;Real estate mortgage investment conduits&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;40,162&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 115px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;40,162&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 115px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 666px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -18pt; font-family: 'times new roman', times, serif; margin-left: 36pt; font-size: 10pt;"&gt;Residential mortgage-backed securities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;75,821&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;75,821&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 666px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -18pt; font-family: 'times new roman', times, serif; margin-left: 36pt; font-size: 10pt;"&gt;Other mortgage-backed securities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;41,021&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 115px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;41,021&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 115px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 666px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total assets measured at fair value on a recurring basis&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;178,226&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;178,226&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 85%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" id="z47991f3c165f44f7b354e20897564d4e" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="10"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Estimated Fair Value Measurements Using&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&lt;u&gt;March 31, 2018&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Total Estimated&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Fair Value&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Level 1&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Level 2&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Level 3&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Investment securities available for sale:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 666px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;"&gt;Municipal securities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8,732&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 115px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8,732&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 115px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 666px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;"&gt;Agency securities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;22,102&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;22,102&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 666px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -18pt; font-family: 'times new roman', times, serif; margin-left: 36pt; font-size: 10pt;"&gt;Real estate mortgage investment conduits&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;46,955&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 115px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;46,955&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 115px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 666px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -18pt; font-family: 'times new roman', times, serif; margin-left: 36pt; font-size: 10pt;"&gt;Residential mortgage-backed securities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;89,074&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;89,074&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 666px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -18pt; font-family: 'times new roman', times, serif; margin-left: 36pt; font-size: 10pt;"&gt;Other mortgage-backed securities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;46,358&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 115px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;46,358&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 115px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 666px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total assets measured at fair value on a recurring basis&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;213,221&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;213,221&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; margin-bottom: 6pt; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;There were no transfers of assets into or out of Levels 1, 2 or 3 during the years ended March 31, 2019 and 2018.&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The following methods were used to estimate the fair value of investment securities in the above table:&lt;/div&gt;
&lt;div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;Investment securities are included within Level 1 of the hierarchy when quoted prices in an active market for identical assets are available. The Company uses a third-party pricing service to assist the Company in determining the fair value of its Level 2 securities, which incorporates pricing models and/or quoted prices of investment securities with similar characteristics. Investment securities are included within Level 3 of the hierarchy when there are significant unobservable inputs.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;For Level 2 securities, the independent pricing service provides pricing information by utilizing evaluated pricing models supported with market data information. Standard inputs include benchmark yields, reported trades, broker/dealer quotes, issuer spreads, two-sided markets, benchmark securities, bids, offers and reference data from market research publications. The Company's third-party pricing service has established processes for the Company to submit inquiries regarding the estimated fair value. In such cases, the Company's third-party pricing service will review the inputs to the evaluation in light of any new market data presented by the Company. The Company's third-party pricing service may then affirm the original estimated fair value or may update the evaluation on a go-forward basis.&lt;/div&gt;
&lt;div style="line-height: 7.4pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;Management reviews the pricing information received from the third-party pricing service through a combination of procedures that include an evaluation of methodologies used by the pricing service, analytical reviews and performance analysis of the prices against statistics and trends. Based on this review, management determines whether the current placement of the security in the fair value hierarchy is appropriate or whether transfers may be warranted. As necessary, management compares prices received from the pricing service to discounted cash flow models or by performing independent valuations of inputs and assumptions similar to those used by the pricing service in order to help ensure prices represent a reasonable estimate of fair value.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The following tables present assets that are measured at estimated fair value on a nonrecurring basis at the dates indicated (in thousands):&lt;/div&gt;
&lt;div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" id="z016cee2c3d284995912d91e3a955657c" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="10"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Estimated fair value measurements using&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Total estimated&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;fair value&amp;#160;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Level 1&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Level&amp;#160;2&amp;#160;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Level&amp;#160;3&amp;#160;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="border-bottom: #000000 4px double; background-color: #cceeff; width: 666px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Impaired loans&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;394&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;394&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" id="z7d8242b9518e4a238dab3f68a5955f3d" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&lt;u&gt;March 31, 2018&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="border-bottom: #000000 4px double; background-color: #cceeff; width: 666px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Impaired loans&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,143&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,143&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The following table presents quantitative information about Level 3 inputs for financial instruments measured at fair value on a nonrecurring basis at March 31, 2019 and 2018:&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; border-collapse: collapse; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" id="z94ed153085934c088a9e5afba78545b6" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="height: 14px;"&gt;
&lt;td style="width: 368px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 18px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; width: 255px; vertical-align: bottom;"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Valuation technique&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 27px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; width: 384px; vertical-align: bottom;"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; font-weight: bold;"&gt;Significant unobservable inputs&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 30px; vertical-align: top;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; width: 198px; vertical-align: bottom;"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Range&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="width: 368px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 18px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 255px; vertical-align: bottom; border-top: #000000 2px solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 27px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 384px; vertical-align: bottom; border-top: #000000 2px solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 30px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 198px; vertical-align: bottom; border-top: #000000 2px solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 368px; vertical-align: middle;"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Impaired loans&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 18px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 255px; vertical-align: bottom;"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Appraised value&lt;/div&gt;
&lt;div style="line-height: 5.7pt;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Discounted cash flows&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 27px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 384px; vertical-align: bottom;"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Adjustment for market conditions&lt;/div&gt;
&lt;div style="line-height: 5.7pt;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Discount rate&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 30px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 198px; vertical-align: bottom;"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; text-indent: -0.9pt; font-family: 'times new roman', times, serif; margin-left: 2.7pt; font-size: 10pt;"&gt;N/A&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top; font-weight: bold;"&gt;(1)&lt;/sup&gt;&lt;/div&gt;
&lt;div style="line-height: 5.7pt;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; text-indent: -0.9pt; font-family: 'times new roman', times, serif; margin-left: 2.7pt; font-size: 10pt;"&gt;5.25% 8.00%&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 368px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 18px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 255px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 27px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 384px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 30px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 198px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="text-align: left; width: 1282px; vertical-align: top;" colspan="7"&gt;
&lt;div style="line-height: 5.7pt;"&gt;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&amp;#160; There were no adjustments to appraised values of impaired loans as of March 31, 2019 and 2018.&lt;/div&gt;
&lt;div style="line-height: 5.7pt;"&gt;&amp;#160;&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;For information regarding the Company's method for estimating the fair value of impaired loans, see Note 1 &amp;#8211; Summary of Significant Accounting Policies &amp;#8211; Allowance for Loan Losses.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;In determining the estimated net realizable value of the underlying collateral, the Company primarily uses third-party appraisals which may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the appraisers to adjust for differences between the comparable sales and income data available and include consideration of variations in location, size, and income production capacity of the property. Additionally, the appraisals are periodically further adjusted by the Company in consideration of charges that may be incurred in the event of foreclosure and are based on management's historical knowledge, changes in business factors and changes in market conditions.&lt;/div&gt;
&lt;div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;Impaired loans are reviewed and evaluated quarterly for additional impairment and adjusted accordingly based on the same factors identified above. Because of the high degree of judgment required in estimating the fair value of collateral underlying impaired loans and because of the relationship between fair value and general economic conditions, the Company considers the fair value of impaired loans to be highly sensitive to changes in market conditions.&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The following disclosure of the estimated fair value of financial instruments is made in accordance with GAAP. The Company, using available market information and appropriate valuation methodologies, has determined the estimated fair value amounts. However, considerable judgment is necessary to interpret market data in the development of the estimates of fair value. Accordingly, the estimates presented herein are not necessarily indicative of the amounts the Company could realize in the future. The use of different market assumptions and/or estimation methodologies may have a material effect on the estimated fair value amounts.&lt;/div&gt;
&lt;div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The carrying amounts and estimated fair values of financial instruments are as follows at the dates indicated (in thousands):&lt;/div&gt;
&lt;div style="line-height: 3.4pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 80%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" id="ze52112a5376942148bc47c28bfeb105f" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="height: 26px;"&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&lt;u&gt;March 31, 2019&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Carrying&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Amount&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Level 1&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Level 2&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Level 3&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Estimated&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Fair Value&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; font-weight: bold; margin-right: 0.7pt;"&gt;Assets:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 513px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;"&gt;Cash and cash equivalents&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;22,950&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;22,950&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 115px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 115px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;22,950&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 513px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;"&gt;Certificates of deposit held for investment&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;747&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;746&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;746&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 513px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;"&gt;Loans held for sale&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;909&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;909&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 115px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 115px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;909&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 513px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;"&gt;Investment securities available for sale&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;178,226&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;178,226&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;178,226&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 513px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;"&gt;Investment securities held to maturity&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;35&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;35&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 115px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 115px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;35&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 513px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;"&gt;Loans receivable, net&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;864,659&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;862,429&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;862,429&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 513px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;"&gt;FHLB stock&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,644&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,644&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 115px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 115px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,644&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 513px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 513px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; font-weight: bold; margin-right: 0.7pt;"&gt;Liabilities:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 115px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 115px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 513px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;"&gt;Certificates of deposit&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;86,006&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;84,455&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;84,455&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 513px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;FHLB advances&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;56,586&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;56,586&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 115px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 115px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;56,586&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 513px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Junior subordinated debentures&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;26,575&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;15,468&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;15,468&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 513px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Capital lease obligation&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,403&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,403&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 115px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 115px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,403&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 80%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" id="zbc498f95ce684dd98c075f7cb4c59c37" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&lt;u&gt;March 31, 2018&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Carrying&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Amount&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Level 1&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Level 2&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Level 3&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Estimated&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Fair Value&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; font-weight: bold; margin-right: 0.7pt;"&gt;Assets:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 513px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;"&gt;Cash and cash equivalents&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;44,767&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;44,767&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 115px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 115px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;44,767&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 513px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;"&gt;Certificates of deposit held for investment&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,967&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,959&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,959&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 513px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;"&gt;Loans held for sale&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;210&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;210&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 115px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 115px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;210&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 513px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;"&gt;Investment securities available for sale&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;213,221&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;213,221&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;213,221&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 513px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;"&gt;Investment securities held to maturity&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;42&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;43&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 115px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 115px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;43&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 513px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;"&gt;Loans receivable, net&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;800,610&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;792,916&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;792,916&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 513px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;"&gt;FHLB stock&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,353&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,353&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 115px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 115px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,353&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 513px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 513px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; font-weight: bold; margin-right: 0.7pt;"&gt;Liabilities:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 115px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 115px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 513px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;"&gt;Certificates of deposit&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;123,144&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;120,940&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;120,940&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 513px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Junior subordinated debentures&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;26,484&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 115px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;15,274&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 115px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;15,274&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 513px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Capital lease obligation&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,431&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,431&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,431&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: -0.25pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.8pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;Fair value estimates were based on existing financial instruments without attempting to estimate the value of anticipated future business. The fair value was not estimated for assets and liabilities that were not considered financial instruments.&lt;/div&gt;</us-gaap:FairValueMeasurementInputsDisclosureTextBlock>
<us-gaap:CommitmentsAndContingenciesDisclosureTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;div style="widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;
&lt;table style="width: 100%; font-family: 'times new roman', times, serif; font-size: 10pt;"  class="dspflisttable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="width: 18pt; vertical-align: top;"&gt;
&lt;div style="text-align: left; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;19.&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: auto; vertical-align: top;"&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;COMMITMENTS AND CONTINGENCIES&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Off-balance sheet arrangements&amp;#160;&lt;/font&gt;&amp;#8211; In the normal course of business, the Company is a party to financial instruments with off-balance sheet risk in order to meet the financing needs of its customers. These financial instruments generally include commitments to originate mortgage, commercial and consumer loans. These instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amounts recognized in the consolidated balance sheets. The Company's maximum exposure to credit loss in the event of nonperformance by the borrower is represented by the contractual amount of those instruments. The Company uses the same credit policies in making commitments as it does for on-balance sheet instruments. Commitments to originate loans are conditional and are honored for up to 45 days subject to the Company's usual terms and conditions. Collateral is not required to support commitments.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;Standby letters of credit are conditional commitments issued by the Company to guarantee the performance of a customer to a third-party. These guarantees are primarily used to support public and private borrowing arrangements. The credit risk involved in issuing letters of credit is essentially the same as that involved in extending loan facilities to customers. Collateral held varies and is required in instances where the Company deems it necessary.&lt;/div&gt;
&lt;div style="line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;Significant off-balance sheet commitments are listed below at the dates indicated (in thousands):&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="line-height: 1pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 85%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0"
 cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; width: 929px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Contract or Notional Amount&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; width: 929px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;March 31, 2019&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;March 31, 2018&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="width: 929px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Commitments to originate loans:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 929px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Adjustable-rate&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;30,579&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 154px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;20,065&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 929px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Fixed-rate&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10,158&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 154px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;14,989&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 929px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Standby letters of credit&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,410&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 154px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,432&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width:
 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 929px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Undisbursed loan funds and unused lines of credit&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;139,842&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 154px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;152,982&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 929px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 13.5pt; font-size: 10pt;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;182,989&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 154px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;190,468&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;At March 31, 2019, the Company had firm commitments to sell $1.7 million of residential loans to the FHLMC. Typically, these agreements are short-term fixed-rate commitments and no material gain or loss is likely.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Other Contractual Obligations&amp;#160;&lt;/font&gt;&amp;#8211; In connection with certain asset sales, the Company typically makes representations and warranties about the underlying assets conforming to specified guidelines. If the underlying assets do not conform to the specifications, the Company may have an obligation to repurchase the assets or indemnify the purchaser against loss. At March 31, 2019, loans under warranty totaled $111.4 million, which substantially represents the unpaid principal balance of the Company's loans serviced for the FHLMC. The Company believes that the potential for loss under these arrangements is remote. At March 31, 2019, the Company had an allowance for FHLMC loans of $13,000.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px;
 font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The Bank is a public depository and, accordingly, accepts deposit and other public funds belonging to, or held for the benefit of, Washington and Oregon states, political subdivisions thereof, and municipal corporations. In accordance with applicable state law, in the event of default of a participating bank, all other participating banks in the state collectively assure that no loss of funds are suffered by any public depositor. Generally, in the event of default by a public depository, the assessment attributable to all public depositories is allocated on a pro rata basis in proportion to the maximum liability of each depository as it existed on the date of loss. The Company has not incurred any losses related to public depository funds for the years ended March 31, 2019, 2018 and 2017.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The Bank has entered into employment contracts with certain key employees, which provide for contingent payments subject to future events.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Litigation&lt;/font&gt;&amp;#160;&amp;#8211; The Company is periodically a party to litigation arising in the ordinary course of business. In the opinion of management, these actions will not have a material effect, if any, on the Company's future consolidated financial position, results of operations and cash flows.&lt;/div&gt;</us-gaap:CommitmentsAndContingenciesDisclosureTextBlock>
<us-gaap:CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;div style="widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;
&lt;table style="width: 100%; font-family: 'times new roman', times, serif; font-size: 10pt;"  class="dspflisttable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="width: 18pt; vertical-align: top;"&gt;
&lt;div style="text-align: left; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;20.&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: auto; vertical-align: top;"&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;RIVERVIEW BANCORP, INC. (PARENT COMPANY ONLY)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;div style="line-height: 10.25pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;BALANCE SHEETS&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;AS OF MARCH 31, 2019 AND 2018&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2019&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2018&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; vertical-align: middle;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;ASSETS&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1191px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Cash and cash equivalents&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,178&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size:
 10pt;"&gt;6,479&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1191px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Investment in the Bank&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;155,041&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;136,497&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 1191px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Other assets&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,445&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,166&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 1191px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;TOTAL ASSETS&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;160,664&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;144,142&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1191px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;LIABILITIES AND SHAREHOLDERS' EQUITY&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1191px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Accrued expenses and other liabilities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;"
 valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;63&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;80&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1191px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Dividend payable&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;904&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;677&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1191px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Borrowings&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;26,575&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;26,484&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 1191px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Shareholders' equity&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;133,122&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;116,901&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 1191px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;160,664&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;"
 valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;144,142&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 10.25pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;STATEMENTS OF INCOME&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;FOR THE YEARS ENDED MARCH 31, 2019, 2018 AND 2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2019&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2018&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt;"&gt;INCOME:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td
 style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1003px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Interest on investment securities and other short-term investments&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;35&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;26&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;21&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 1003px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Interest on loan receivable from the Bank&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;6&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;15&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1003px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 18pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total income&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;35&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;32&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;36&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td
 style="background-color: #cceeff; width: 1003px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1003px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt;"&gt;EXPENSE:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1003px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Management service fees paid to the Bank&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;143&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;143&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;143&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 1003px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Other expenses&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,298&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,020&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px;
 background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;587&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 1003px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 18pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total expense&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,441&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,163&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;730&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1003px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;LOSS BEFORE INCOME TAXES AND EQUITY&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="width: 1003px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 18pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;IN UNDISTRIBUTED INCOME OF THE BANK&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,406&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,131&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(694&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 1003px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt;
 font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;BENEFIT FOR INCOME TAXES&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(294&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(513&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(235&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1003px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;LOSS OF PARENT COMPANY&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,112&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(618&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(459&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 1003px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;EQUITY IN UNDISTRIBUTED INCOME OF THE BANK&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;18,378&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10,860&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div
 style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,863&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 1003px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;NET INCOME&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;17,266&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10,242&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,404&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 10.25pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: left; line-height: 10.25pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;There were no items of other comprehensive income that were solely attributable to the parent company.&lt;/div&gt;
&lt;div style="widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; margin-top: 10pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; margin-bottom: 10pt; letter-spacing: normal; color: #000000; clear: both; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" &gt;RIVERVIEW BANCORP, INC. (PARENT COMPANY ONLY)&lt;/div&gt;
&lt;div style="text-align: left; line-height: 10.25pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: bold; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;STATEMENTS OF CASH FLOWS&lt;/div&gt;
&lt;div style="text-align: left; line-height: 10.25pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: bold; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;FOR THE YEARS ENDED MARCH 31, 2019, 2018 AND 2017&lt;/div&gt;
&lt;div style="line-height: 10.25pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div
 style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2019&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2018&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; vertical-align: top;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt;"&gt;CASH FLOWS FROM OPERATING ACTIVITIES:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; margin-left: 8.6pt; font-size: 10pt;"&gt;Net income&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;17,266&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10,242&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,404&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: -18pt; font-family: 'times new roman', times, serif; margin-left: 26.6pt; font-size: 10pt;"&gt;Adjustments to reconcile net income to net cash provided by (used in) operating activities:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left;
 background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 17.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Equity in undistributed income of the Bank&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(18,378&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(10,860&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(7,863&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 17.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Amortization&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;91&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;94&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;22&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 17.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Provision for deferred income taxes&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;174&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;666&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt;
 text-indent: 17.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Earned ESOP shares&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;148&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;143&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 17.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Changes in assets and liabilities:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 26.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Other assets&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(447&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,770&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,031&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 26.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Accrued expenses and other liabilities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;141&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;"
 valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(132&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(19&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 35.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Net cash provided by (used in) operating activities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,317&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,436&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(678&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt;"&gt;CASH FLOWS FROM INVESTING ACTIVITIES:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"
 nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1003px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Proceeds from assumption of junior subordinated debt (see Note 3)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,687&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 1003px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Dividend from the Bank&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,000&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,750&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,500&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 35.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Net cash provided by investing activities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,000&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,750&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;6,187&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width:
 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt;"&gt;CASH FLOWS FROM FINANCING ACTIVITIES:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1003px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Dividends paid&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(3,163&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(2,140&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,799&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 1003px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Proceeds from exercise of stock options&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;179&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;245&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;"
 valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;11&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 35.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Net cash used in financing activities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(2,984&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,895&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,788&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1003px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(2,301&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,291&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,721&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff;
 width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt;"&gt;CASH AND CASH EQUIVALENTS, BEGINNING OF YEAR&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;6,479&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,188&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,467&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt;"&gt;CASH AND CASH EQUIVALENTS, END OF YEAR&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,178&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;6,479&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,188&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; margin-top: 10pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; margin-bottom: 10pt; letter-spacing: normal; color: #000000; clear: both; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal;
 font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" &gt;&amp;#160;&amp;#160; RIVERVIEW BANCORP, INC.&lt;/div&gt;
&lt;div style="text-align: left; line-height: 10.25pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 4.5pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: bold; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;SELECTED QUARTERLY FINANCIAL DATA (UNAUDITED):&lt;/div&gt;
&lt;div style="line-height: 9.1pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;(Dollars in thousands, except per share data)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="14"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Three Months Ended&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;March 31&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;December 31&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;September 30&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;June 30&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -0.85pt; font-family: 'times new roman', times, serif; margin-left: 1.75pt; font-size: 10pt; font-weight: bold;"&gt;Fiscal 2019:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 8.6pt; font-family: 'times new roman', times, serif; margin-left: 1.75pt; font-size: 10pt;"&gt;Interest and dividend income&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;12,464&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left;
 background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;12,336&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;12,213&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;12,105&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Interest expense&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;930&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;656&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;611&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;618&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 21.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Net interest income&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;11,534&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;11,680&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;11,602&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width:
 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;11,487&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Provision for (recapture of) loan losses&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;250&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(200&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Non-interest income, net&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,008&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,782&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,016&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,052&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Non-interest expense&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8,962&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align:
 bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8,803&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8,915&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;9,019&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="height: 13px;"&gt;
&lt;td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 21.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Income before income taxes&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,580&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,659&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,453&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,720&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Provision for income taxes&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,373&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,271&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family:
 'times new roman', times, serif; font-size: 10pt;"&gt;1,224&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,278&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; text-indent: 21.6pt;"&gt;Net income&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,207&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,388&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,229&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,442&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"
 nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; text-indent: 10.4pt;"&gt;Basic earnings per common share&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.19&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.19&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.19&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.20&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff;
 width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; text-indent: 10.4pt;"&gt;Diluted earnings per common share&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.19&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.19&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.19&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.20&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -0.85pt; font-family: 'times new roman', times, serif; margin-left: 1.75pt; font-size: 10pt; font-weight: bold;"&gt;Fiscal 2018:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width:
 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 8.6pt; font-family: 'times new roman', times, serif; margin-left: 1.75pt; font-size: 10pt;"&gt;Interest and dividend income&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;11,244&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;11,378&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;11,315&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;11,023&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Interest expense&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;587&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;582&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;590&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;590&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color:
 #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 21.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Net interest income&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10,657&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10,796&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10,725&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10,433&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Provision for loan losses&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Non-interest income, net&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,663&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,890&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px;
 vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,713&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,738&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Non-interest expense&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;9,127&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8,558&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8,759&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;9,174&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 21.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Income before income taxes&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,193&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,128&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,679&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,997&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif;
 font-size: 10pt;"&gt;Provision for income taxes&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,184&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,608&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,620&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,343&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; text-indent: 21.6pt;"&gt;Net income&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,009&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,520&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;"
 valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,059&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,654&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; text-indent: 10.4pt;"&gt;Basic earnings per common share&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.13&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.07&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.14&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.12&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 815px;
 vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; text-indent: 10.4pt;"&gt;Diluted earnings per common share&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.13&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.07&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.14&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.12&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 3.4pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: left; line-height: 9.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&amp;#160;&amp;#160;&lt;font style="font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Quarterly earnings per common share may vary from annual earnings common per share due to rounding.&lt;/font&gt;&lt;/div&gt;</us-gaap:CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock>
<us-gaap:ConsolidationPolicyTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Principles of Consolidation&lt;/font&gt;&amp;#160;&amp;#8211; The accompanying consolidated financial statements include the accounts of Riverview Bancorp, Inc.; its wholly-owned subsidiary, Riverview Community Bank (the "Bank"); and the Bank's wholly-owned subsidiaries, Riverview Services, Inc. and Riverview Trust Company (the "Trust Company") (collectively referred to as the "Company"). All inter-company transactions and balances have been eliminated in consolidation.&lt;/div&gt;
&lt;div style="line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;At March 31, 2019 and 2018, the Trust Company had 2,500 Trust Company stock options outstanding which had been granted to the President and Chief Executive Officer of the Trust Company. During the year ended March 31, 2019 and 2018, the Trust Company incurred $44,000 and $88,000, respectively, of stock-based compensation expense related to these options. No Trust Company stock options were exercised during the years ended March 31, 2019, 2018 and 2017.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;On February 17, 2017, Riverview Bancorp, Inc. and the Bank completed a purchase and assumption transaction in which the Bank purchased certain assets and assumed certain liabilities of MBank, the wholly-owned subsidiary of Merchants Bancorp (the "MBank transaction"). In addition, as part of the MBank transaction, Riverview Bancorp, Inc. assumed the obligations of Merchant Bancorp's trust preferred securities. The MBank transaction was accounted for as a business combination pursuant to accounting principles generally accepted in the United States of America ("generally accepted accounting principles" or "GAAP"). The results of operations of the acquired assets and assumed liabilities have been included in the Company's consolidated financial statements as of and for the periods since the acquisition date. See Note 3 for additional discussion.&lt;/div&gt;
&lt;div style="line-height: 7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The Company has three subsidiary grantor trusts which were established in connection with the issuance of trust preferred securities (see Note 12). In accordance with GAAP, the accounts and transactions of the trusts are not included in the accompanying consolidated financial statements.&lt;/div&gt;</us-gaap:ConsolidationPolicyTextBlock>
<rvsb:NatureOfOperationsPolicyTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Nature of Operations&lt;/font&gt;&amp;#160;&amp;#8211; The Bank is a community-oriented financial institution which operates 18 branches in rural and suburban communities in southwest Washington State and Multnomah, Washington and Marion counties of Oregon. The Bank is engaged primarily in the business of attracting deposits from the general public and using such funds, together with other borrowings, to make various commercial business, commercial real estate, land, multi-family real estate, real estate construction and consumer loans. Additionally, the Trust Company offers trust and investment services and Riverview Services acts as a trustee for deeds of trust on mortgage loans granted by the Bank and receives a reconveyance fee for each deed of trust.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;In September 2018, the Bank completed a purchase and assumption transaction in which all of the Bank's Longview, Washington branch deposits were sold to a community bank headquartered in Longview. The Bank sold approximately $3.2 million of deposits and recognized a gain on sale of these deposits of approximately $70,000, which is included in other non-interest income in the accompanying consolidated statements of income for the year ended March 31, 2019. This purchase and assumption transaction did not include the sale of any loans, or the exchange of any assets or liabilities other than deposits. The Bank subsequently sold the Longview branch land and building in December 2018 and recognized a $355,000 gain on sale, which is included in other non-interest expense in the accompanying consolidated statement of income for the year ended March 31, 2019.&lt;/div&gt;</rvsb:NatureOfOperationsPolicyTextBlock>
<us-gaap:SegmentReportingPolicyPolicyTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Business segments&lt;/font&gt;&amp;#160;&amp;#8211; The Company's operations are managed along two operating segments, consisting of banking operations performed by the Bank and trust and investment services performed by the Trust Company. While the chief operating decision maker uses financial information related to these segments to analyze business performance and allocate resources, the trust and investment services segment does not meet the quantitative threshold under GAAP to be considered a reportable segment. As such, these operating segments are aggregated into a single reportable operating segment in the consolidated financial statements. No revenues are derived from foreign countries.&lt;/div&gt;</us-gaap:SegmentReportingPolicyPolicyTextBlock>
<us-gaap:UseOfEstimates contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Use of Estimates in the Preparation of Consolidated Financial Statements&lt;/font&gt;&amp;#160;&amp;#8211; The preparation of consolidated financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of certain assets and liabilities and disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of related revenue and expense during the reporting period. Actual results could differ from those estimates.&lt;/div&gt;</us-gaap:UseOfEstimates>
<us-gaap:CashAndCashEquivalentsPolicyTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Cash and Cash Equivalents&lt;/font&gt;&amp;#160;&amp;#8211; Cash and cash equivalents include amounts on hand, due from banks and interest-earning deposits in other banks. Cash and cash equivalents have a maturity of 90 days or less at the time of purchase.&lt;/div&gt;</us-gaap:CashAndCashEquivalentsPolicyTextBlock>
<rvsb:CertificatesOfDepositHeldForInvestmentPolicyTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Certificates of Deposit Held for Investment&amp;#160;&lt;/font&gt;&amp;#8211; Certificates of deposit held for investment include amounts invested with financial institutions at a stated interest rate and maturity date. Early withdrawal penalties apply; however, the Company plans to hold these investments to maturity.&lt;/div&gt;</rvsb:CertificatesOfDepositHeldForInvestmentPolicyTextBlock>
<us-gaap:FinanceLoanAndLeaseReceivablesHeldForSalePolicy contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Loans Held for Sale&lt;/font&gt;&amp;#160;&amp;#8211; The Company identifies loans held for sale at the time of origination and such loans are carried at the lower of aggregate cost or estimated fair value. Estimated fair values are derived from available market quotations for comparable pools of mortgage loans. Adjustments for unrealized losses, if any, are charged to income.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;Gains or losses on sales of loans held for sale are recognized at the time of sale and are determined by the difference between the net sales proceeds and the allocated basis of these loans sold. The Company capitalizes mortgage servicing rights ("MSRs") acquired through the sale of originated mortgage loans or the securitization of mortgage loans with servicing rights retained. Upon sale of mortgage loans held for sale, the total cost of the loans designated for sale is allocated to mortgage loans with and without MSRs based on their relative fair values. The MSRs are included as a component of net gains on sales of loans held for sale. The MSRs are amortized in proportion to and over the estimated period of the net servicing income and such amortization is reflected as a component of loan servicing income and is included in the consolidated statements of income in other non-interest income.&lt;/div&gt;</us-gaap:FinanceLoanAndLeaseReceivablesHeldForSalePolicy>

<us-gaap:MarketableSecuritiesPolicy contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Investment Securities&amp;#160;&lt;/font&gt;&amp;#8211; Investments in debt securities are classified as held to maturity when the Company has the ability and positive intent to hold such securities to maturity. Investments in debt securities held to maturity are carried at amortized cost. Unrealized losses on investments in debt securities held to maturity due to fluctuations in fair value are recognized when it is determined that a credit-related other than temporary decline in value has occurred. Investments in debt securities bought and held principally for the purpose of sale in the near-term are classified as trading securities. Investments in debt securities that the Company intends to hold for an indefinite period, but not necessarily to maturity, are classified as available for sale. Such debt securities may be sold to implement the Company's asset/liability management strategies and in response to changes in interest rates and similar factors. Investments in debt securities available for sale are reported at estimated fair value. Unrealized gains and losses on investment securities available for sale, net of the related deferred tax effect, are included in total comprehensive income and are reported as a net amount in a separate component of shareholders' equity entitled "accumulated other comprehensive income (loss)." Realized gains and losses on sales of investments in debt securities available for sale, determined using the specific identification method, are included in earnings on the trade date. Amortization of premiums and accretion of discounts are recognized in interest income over the period to contractual maturity or expected call, if sooner. The Company's investment portfolio consists of debt securities and does not include any equity securities.&lt;/div&gt;
&lt;div style="line-height: 7pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The Company analyzes investments in debt securities for OTTI on a quarterly basis. OTTI is separated into a credit component and noncredit component. Credit component losses are reported in non-interest income when the present value of expected future cash flows is less than the amortized cost. Noncredit component losses are recorded in other comprehensive income (loss) when the Company (1) does not intend to sell the security or (2) is not more likely than not to have to sell the security prior to the security's anticipated recovery. If the Company is likely to sell an investment in a debt security, any noncredit component losses are recognized and are reported in non-interest income.&lt;/div&gt;</us-gaap:MarketableSecuritiesPolicy>
<us-gaap:FinanceLoansAndLeasesReceivablePolicy contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Loans Receivable&lt;/font&gt;&amp;#160;&amp;#8211; Loans are stated at the amount of unpaid principal, reduced by net deferred loan origination fees and an allowance for loan losses. Interest on loans is accrued daily based on the principal amount outstanding.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;Loans are reviewed regularly and it is the Company's general policy that a loan is past due when it is 30 days to 89 days delinquent. In general, when a loan is 90 days delinquent or when collection of principal or interest appears doubtful, it is placed on non-accrual status, at which time the accrual of interest ceases and a reserve for unrecoverable accrued interest is established and charged against operations. As a general practice, payments received on non-accrual loans are applied to reduce the outstanding principal balance on a cost recovery method. Also as a general practice, a loan is not removed from non-accrual status until all delinquent principal, interest and late fees have been brought current and the borrower has demonstrated a history of performance based upon the contractual terms of the note. A history of repayment performance generally would be a minimum of six months.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;Loan origination and commitment fees and certain direct loan origination costs are deferred and amortized as an adjustment of the yield of the related loan.&lt;/div&gt;</us-gaap:FinanceLoansAndLeasesReceivablePolicy>
<rvsb:AcquiredLoansPolicyTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Acquired Loans&amp;#160;&lt;/font&gt;&lt;font style="font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&amp;#8211;&lt;/font&gt;&amp;#160;Purchased loans, including loans acquired in business combinations, are recorded at their estimated fair value at the acquisition date. Credit discounts are included in the determination of fair value; therefore, an allowance for loan losses is not recorded at the acquisition date. Acquired loans are evaluated upon acquisition and classified as either purchased credit-impaired ("PCI") or purchased non-credit-impaired. PCI loans reflect credit deterioration since origination such that it is probable at acquisition that the Company will be unable to collect all contractually required payments. The excess of the cash flows expected to be collected over a PCI loan's carrying value is considered to be the accretable yield and is recognized as interest income over the estimated life of the PCI loan using the effective yield method. The excess of the undiscounted contractual balances due over the cash flows expected to be collected is considered to be the nonaccretable difference. The nonaccretable difference represents the Company's estimate of the credit losses expected to occur and would be considered in determining the estimated fair value of the loans as of the acquisition date. Subsequent to the acquisition date, any increases in expected cash flows over those expected at the purchase date in excess of fair value are adjusted through a change to the accretable yield on a prospective basis. Any subsequent decreases in expected cash flows attributable to credit deterioration are recognized by recording an allowance for loan losses. The Company had no PCI loans as of March 31, 2019 and 2018.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;For purchased non-credit-impaired loans, the difference between the fair value and unpaid principal balance of the loan at the acquisition date is amortized or accreted to interest income over the life of the loans. Any subsequent deterioration in credit quality is recognized by recording an allowance for loan losses.&lt;/div&gt;</rvsb:AcquiredLoansPolicyTextBlock>
<us-gaap:LoansAndLeasesReceivableAllowanceForLoanLossesPolicy contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Allowance for Loan Losses&lt;/font&gt;&amp;#160;&amp;#8211; The allowance for loan losses is maintained at a level sufficient to provide for estimated loan losses based on evaluating known and inherent risks in the loan portfolio. The allowance is provided based upon management's ongoing quarterly assessment of the pertinent factors underlying the quality of the loan portfolio. These factors include changes in the size and composition of the loan portfolio, delinquency levels, actual loan loss experience, current economic conditions and detailed analysis of individual loans for which full collectability may not be assured. The detailed analysis includes techniques to estimate the fair value of loan collateral and the existence of potential alternative sources of repayment. The allowance consists of specific, general and unallocated components.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The specific component relates to loans that are considered impaired. For loans that are classified as impaired, an allowance is established when the discounted cash flows or collateral value (less estimated selling costs, if applicable) of the impaired loan is lower than the carrying value of that loan.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The general component covers non-impaired loans based on the Company's risk rating system and historical loss experience adjusted for qualitative factors. The Company calculates its historical loss rates using the average of the last four quarterly 24-month periods. The Company calculates and applies its historical loss rates by individual loan types in its loan portfolio. These historical loss rates are adjusted for qualitative and environmental factors.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;An unallocated component is maintained to cover uncertainties that the Company believes have resulted in incurred losses that have not yet been allocated to specific elements of the general and specific components of the allowance for loan losses. Such factors include uncertainties in economic conditions, uncertainties in identifying triggering events that directly correlate to subsequent loss rates, changes in appraised value of underlying collateral, risk factors that have not yet manifested themselves in loss allocation factors and historical loss experience data that may not precisely correspond to the current loan portfolio or economic conditions. The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating specific and general losses in the loan portfolio. The appropriate allowance level is estimated based upon factors and trends identified by the Company as of the date of the filing of the consolidated financial statements.&lt;/div&gt;
&lt;div style="line-height: 7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size:
 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;When available information confirms that specific loans or portions thereof are uncollectible, identified amounts are charged against the allowance for loan losses. The existence of some or all of the following criteria will generally confirm that a loss has been incurred: the loan is significantly delinquent and the borrower has not demonstrated the ability or intent to bring the loan current; the Company has no recourse to the borrower, or if it does, the borrower has insufficient assets to pay the debt; and/or the estimated fair value of the loan collateral is significantly below the current loan balance, and there is little or no near-term prospect for improvement.&lt;/div&gt;
&lt;div style="line-height: 7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;A loan is considered impaired when it is probable that the Company will be unable to collect all amounts due (principal and interest) according to the contractual terms of the loan agreement. Typically, factors used in determining if a loan is impaired include, but are not limited to, whether the loan is 90 days or more delinquent, internally designated as substandard or worse, on non-accrual status or represents a troubled debt restructuring ("TDR"). The majority of the Company's impaired loans are considered collateral dependent. When a loan is considered collateral dependent, impairment is measured using the estimated value of the underlying collateral, less any prior liens, and when applicable, less estimated selling costs. For impaired loans that are not collateral dependent, impairment is measured using the present value of expected future cash flows, discounted at the loan's original effective interest rate. When the estimated net realizable value of the impaired loan&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;is less than the recorded investment in the loan (including accrued interest, net deferred loan fees or costs, and unamortized premium or discount), an impairment is recognized by adjusting an allocation of the allowance for loan losses. Subsequent to the initial allocation of allowance to the individual loan, the Company may conclude that it is appropriate to record a charge-off of the impaired portion of the loan. When a charge-off is recorded, the loan balance is reduced and the specific allowance is eliminated. Generally, when a collateral dependent loan is initially measured for impairment and has not had an appraisal of the collateral in the last six months, the Company obtains an updated market valuation. Subsequently, the Company generally obtains an updated market valuation of the collateral on an annual basis. The collateral valuation may occur more frequently if the Company determines that there is an indication that the market value may have declined.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;In accordance with the Company's policy guidelines, unsecured loans are generally charged-off when no payments have been received for three consecutive months unless an alternative action plan is in effect. Consumer installment loans delinquent six months or more that have not received at least 75% of their required monthly payments in the last 90 days are charged-off. In addition, loans discharged in bankruptcy proceedings are charged-off. Loans under bankruptcy protection with no payments received for four consecutive months are charged-off. The outstanding balance of a secured loan that is in excess of the net realizable value of the underlying collateral is generally charged-off if no payments are received for four to five consecutive months. However, charge-offs are postponed if alternative proposals to restructure, obtain additional guarantors, obtain additional assets as collateral or a potential sale of the underlying collateral would result in full repayment of the outstanding loan balance. Once any other potential sources of repayment are exhausted, the impaired portion of the loan is charged-off. Regardless of whether a loan is
 unsecured or collateralized, once an amount is determined to be a confirmed loan loss it is charged off.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;A provision for loan losses is charged against income and is added to the allowance for loan losses based on regular assessments of the loan portfolio. The allowance for loan losses is allocated to certain loan categories based on the relative risk characteristics, asset classifications and actual loss experience of the loan portfolio. While management has allocated the allowance for loan losses to various loan portfolio segments, the allowance is general in nature and is available for the loan portfolio in its entirety.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;Management's evaluation of the allowance for loan losses is based on ongoing, quarterly assessments of the known and inherent risks in the loan portfolio. Loss factors are based on the Company's historical loss experience with additional consideration and adjustments made for changes in economic conditions, changes in the amount and composition of the loan portfolio, delinquency rates, changes in collateral values, seasoning of the loan portfolio, duration of the current business cycle, a detailed analysis of impaired loans and other factors as deemed appropriate. These factors are evaluated on a quarterly basis. Loss rates used by the Company are affected as changes in these factors increase or decrease from quarter to quarter. In addition, regulatory agencies, as an integral part of their examination process, periodically review the Company's allowance for loan losses and may require the Company to make additions to the allowance based on their judgment about information available to them at the time of their examinations.&lt;/div&gt;</us-gaap:LoansAndLeasesReceivableAllowanceForLoanLossesPolicy>
<rvsb:AllowanceForUnfundedLoanCommitmentsPolicyTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Allowance for Unfunded Loan Commitments&amp;#160;&lt;/font&gt;&amp;#8211; The allowance for unfunded loan commitments is maintained at a level believed by management to be sufficient to absorb estimated probable losses related to these unfunded credit facilities. The determination of the adequacy of the allowance is based on periodic evaluations of the unfunded credit facilities including an assessment of the probability of commitment usage, credit risk factors for loans outstanding to these same customers, and the terms and expiration dates of the unfunded credit facilities. The allowance for unfunded loan commitments is included in accrued expenses and other liabilities in the consolidated balance sheets, with changes to the balance charged against non-interest expense.&lt;/div&gt;</rvsb:AllowanceForUnfundedLoanCommitmentsPolicyTextBlock>
<rvsb:RealEstateOwnedReoPolicyTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Real Estate Owned ("REO")&lt;/font&gt;&amp;#160;&amp;#8211; REO consists of properties acquired through foreclosure and is initially recorded at the estimated fair value of the properties, less estimated costs of disposal. At the time of foreclosure, specific charge-offs are taken against the allowance for loan losses based upon a detailed analysis of the fair value of collateral on the underlying loans on which the Company is in the process of foreclosing. Subsequently, the Company performs an evaluation of the properties and records a valuation allowance with an offsetting charge to REO expenses for any declines in value. Management considers third-party appraisals, as well as independent fair market value assessments from realtors or persons involved in selling real estate, in determining the estimated fair value of particular properties. In addition, as certain of these third-party appraisals and independent fair market value assessments are only updated periodically, changes in the values of specific properties may have occurred subsequent to the most recent appraisals. The amounts the Company will ultimately recover and record in the accompanying consolidated financial statements from the disposition of REO may differ from the amounts used in arriving at the net carrying value of these assets because of future market factors beyond the Company's control or because of changes in the Company's strategy for the sale of the property. Costs relating to development and improvement of the properties or assets are capitalized, while costs relating to holding the properties or assets are expensed.&lt;/div&gt;</rvsb:RealEstateOwnedReoPolicyTextBlock>
<rvsb:FederalHomeLoanBankStockPolicyTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Federal Home Loan Bank Stock&lt;/font&gt;&amp;#160;&amp;#8211; The Bank, as a member of the Federal Home Loan Bank of Des Moines ("FHLB"), is required to maintain a minimum investment in capital stock of the FHLB based on specific percentages of its outstanding FHLB advances. The Company's investment in FHLB stock is carried at cost, which approximates fair value. The Company views its investment in FHLB stock as a long-term investment. Accordingly, when evaluating FHLB stock for impairment, the value is determined based on the ultimate redemption of the par value rather than recognizing temporary declines in value. The determination of whether a decline affects the ultimate redemption value is influenced by criteria such as: (1) the significance of any decline in net assets of the FHLB as compared to the capital stock amount of the FHLB and the length of time this situation has persisted, (2) commitments by the FHLB to make payments required by law or regulation and the level of such payments in relation to the operating performance of the FHLB, (3) the impact of legislative and regulatory changes on institutions and, accordingly, the customer base of the FHLB, and (4) the liquidity position of the FHLB. The Company evaluated its investment in FHLB stock for OTTI, consistent with its accounting policy. Based on the Company's evaluation, the Company determined there is not any OTTI on its FHLB stock at March 31, 2019.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;</rvsb:FederalHomeLoanBankStockPolicyTextBlock>
<us-gaap:PropertyPlantAndEquipmentPolicyTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Premises and Equipment&lt;/font&gt;&amp;#160;&amp;#8211; Premises and equipment are stated at cost less accumulated depreciation and amortization. Leasehold improvements are amortized over the estimated term of the related lease or the estimated useful life of the improvements, whichever is less. Depreciation is generally computed on the straight-line method over the following estimated useful lives: buildings and improvements &amp;#8211; up to 45 years; furniture and equipment &amp;#8211; 3 to 20 years; and leasehold improvements &amp;#8211; 15 to 25 years, or estimated lease term if shorter. Gains or losses on dispositions are reflected in earnings. The cost of maintenance and repairs is charged to expense as incurred. Assets are reviewed for impairment when events indicate their carrying value may not be recoverable. If management determines impairment exists the asset is reduced by an offsetting charge to expense.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;Assets held under the Company's capitalized lease, net of accumulated amortization, are included in premises and equipment. The assets held under the capitalized lease are amortized on a straight-line basis over the lease term and the amortization is included in depreciation and amortization expense.&lt;/div&gt;</us-gaap:PropertyPlantAndEquipmentPolicyTextBlock>
<rvsb:MortgageServicingRightsPolicyTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;MSRs &amp;#8211;&lt;/font&gt;&amp;#160;The Company services certain loans that it has originated and sold to the Federal Home Loan Mortgage Corporation ("FHLMC"). Loan servicing includes collecting payments; remitting funds to investors, insurance companies and tax authorities; collecting delinquent payments; and foreclosing on properties when necessary. Fees earned for servicing loans for the FHLMC are reported as income when the related mortgage loan payments are collected. Loan servicing costs are charged to expense as incurred. In addition, the Company has recorded MSRs, which represent the rights to service loans.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The Company records its originated MSRs at fair value in accordance with GAAP, which requires the Company to allocate the total cost of all mortgage loans sold between the MSRs and the loans (without the MSRs) based on their relative fair values if it is practicable to estimate those fair values. The Company stratifies its MSRs based on the predominant characteristics of the underlying financial assets including the coupon interest rate and the contractual maturity of the mortgage. An estimated fair value of MSRs is determined quarterly using a discounted cash flow model. The model estimates the present value of the future net cash flows of the servicing loan portfolio based on various factors, such as servicing costs, servicing income, expected prepayment speeds, discount rate, loan maturity and interest rate. Market sources are used to determine prepayment speeds, ancillary income, servicing cost and pre-tax required yield. The effect of changes in market interest rates on estimated rates of loan prepayments represents the predominant risk characteristic underlying the MSRs portfolio. The Company is amortizing the MSRs in proportion to and over the period of estimated net servicing income.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;MSRs are reviewed quarterly for impairment based on their estimated fair value. The estimated fair value of the MSRs, for the purposes of impairment, is measured using the methods described above. Impairment losses are recognized through a valuation allowance for each impaired stratum, with any associated provision recorded as a component of loan servicing income.&lt;/div&gt;</rvsb:MortgageServicingRightsPolicyTextBlock>
<us-gaap:BusinessCombinationsPolicy contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Business Combinations, CDI and Goodwill &amp;#8211;&lt;/font&gt;&amp;#160;GAAP requires the total purchase price in a business combination to be allocated to the estimated fair values of assets acquired and liabilities assumed, including certain intangible assets. Subsequent adjustments to the initial allocation of the purchase price may be made related to fair value estimates for which all relevant information has not been obtained, known, or discovered relating to the acquired entity during the allocation period (which is the period of time required to identify and measure the estimated fair values of the assets acquired and liabilities assumed in a business combination). The allocation period is generally limited to one year following consummation of a business combination.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;CDI represents the value assigned to demand, interest checking, money market and savings accounts acquired as part of an acquisition. CDI represents the future economic benefit of the potential cost savings from acquiring core deposits as part of an acquisition compared to the cost of alternative funding sources. CDI is amortized to non-interest expense using an accelerated method based on an estimated runoff of related deposits over a period of ten years. CDI is evaluated for impairment and recoverability whenever events or changes in circumstances indicate that its carrying amount may not be recoverable, with any changes in estimated useful life accounted for prospectively over the revised remaining life. The Company recorded CDI of approximately $1.36 million in connection with the assumption of the MBank deposits during the year ended March 31, 2017 (see Note 3). At both March 31, 2019 and 2018, gross CDI was $1.36 million. At March 31, 2019 and 2018, accumulated amortization was $443,000 and $260,000, respectively. The amortization expense for CDI in future years is estimated to be $160,000, $140,000, $125,000, $116,000, $108,000 and $271,000 for the years ended March 31, 2020, 2021, 2022, 2023, 2024 and thereafter, respectively.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;Goodwill and certain other intangibles generally arise from business combinations. Goodwill and other intangibles generated from business combinations that are deemed to have indefinite lives are not subject to amortization and are instead tested for impairment not less than annually. The Company performs an annual review in the third quarter of each year, or more frequently if indicators of potential impairment exist, to determine if the recorded goodwill is impaired.&lt;/div&gt;</us-gaap:BusinessCombinationsPolicy>
<us-gaap:LifeInsuranceCorporateOrBankOwnedTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;BOLI&amp;#160;&lt;/font&gt;&amp;#8211; BOLI policies are recorded at their cash surrender value less applicable surrender charges. Income from BOLI is recognized when earned.&lt;/div&gt;</us-gaap:LifeInsuranceCorporateOrBankOwnedTextBlock>
<us-gaap:AdvertisingCostsPolicyTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Advertising and Marketing&amp;#160;&lt;/font&gt;&amp;#8211; Costs incurred for advertising, merchandising, market research, community investment and business development are classified as advertising and marketing expense and are expensed as incurred.&lt;/div&gt;</us-gaap:AdvertisingCostsPolicyTextBlock>
<us-gaap:IncomeTaxPolicyTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Income Taxes&amp;#160;&lt;/font&gt;&amp;#8211; Income taxes are accounted for using the asset and liability method. Under this method, a deferred tax asset or liability is determined based on the enacted tax rates which will be in effect when the differences between the financial statement carrying amounts and tax basis of existing assets and liabilities are expected to be reported in the Company's income tax returns. The effect on deferred taxes of a change in tax rates is recognized in income in the period that includes the enactment date.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;Valuation allowances are established to reduce the net carrying amount of deferred tax assets if it is determined to be more likely than not that all or some portion of the potential deferred tax asset will not be realized. The Company files a consolidated federal income tax return. The Bank provides for income taxes separately and remits to the Company amounts currently due.&lt;/div&gt;</us-gaap:IncomeTaxPolicyTextBlock>
<us-gaap:TransfersAndServicingOfFinancialAssetsServicingOfFinancialAssetsPolicy contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Transfers of financial assets&lt;/font&gt;&amp;#160;&amp;#8211; Transfers of financial assets are accounted for as sales when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from the Company, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and (3) the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity.&lt;/div&gt;</us-gaap:TransfersAndServicingOfFinancialAssetsServicingOfFinancialAssetsPolicy>
<rvsb:TrustAssetsPolicyTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Trust Assets&lt;/font&gt;&amp;#160;&amp;#8211; Assets held by the Trust Company in a fiduciary or agency capacity for trust customers are not included in the consolidated financial statements because such items are not assets of the Company. Assets totaling $646.0 million and $484.3 million were held in trust as of March 31, 2019 and 2018, respectively.&lt;/div&gt;</rvsb:TrustAssetsPolicyTextBlock>
<us-gaap:EarningsPerSharePolicyTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Earnings Per Share&amp;#160;&lt;/font&gt;&amp;#8211; GAAP requires all companies whose capital structure includes dilutive potential common shares to make a dual presentation of basic and diluted earnings per share for all periods presented. The Company's basic earnings per share is computed by dividing net income available to common shareholders by the weighted average number of common shares outstanding for the period, excluding restricted stock and unallocated shares owned by the ESOP. The Company's diluted earnings per share reflects the potential dilution that could occur if securities or other contracts to issue common stock were exercised and has been computed after giving consideration to the weighted average diluted effect of the Company's stock options.&lt;/div&gt;</us-gaap:EarningsPerSharePolicyTextBlock>
<us-gaap:ShareBasedCompensationOptionAndIncentivePlansPolicy contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Stock-Based Compensation&amp;#160;&lt;/font&gt;&amp;#8211; The Company measures compensation cost for all stock-based awards based on the grant-date fair value of the awards and recognizes compensation cost over the service period of stock-based awards. The fair value of stock options is determined using the Black-Scholes valuation model.&lt;/div&gt;</us-gaap:ShareBasedCompensationOptionAndIncentivePlansPolicy>
<us-gaap:EmployeeStockOwnershipPlanESOPPolicy contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;ESOP&amp;#160;&lt;/font&gt;&amp;#8211; The Company sponsors a leveraged ESOP; however, all ESOP debt was fully repaid during the year ended March 31, 2018. As shares were released, compensation expense was recorded equal to the then current market price of the shares and the shares became available for earnings per share calculations. The Company recorded cash dividends on unallocated shares as a reduction of debt and accrued interest. See Note 14 for further discussion.&lt;/div&gt;</us-gaap:EmployeeStockOwnershipPlanESOPPolicy>
<us-gaap:NewAccountingPronouncementsPolicyPolicyTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;New Accounting Pronouncements &amp;#8211;&amp;#160;&lt;/font&gt;In May 2014, the Financial Accounting Standards Board ("FASB") issued Accounting Standards Update ("ASU") 2014-09, "Revenue from Contracts with Customers", which created FASB Accounting Standards Codification ("ASC") Topic 606 ("ASC 606"). ASC 606 implements a common revenue standard that clarifies the principles for recognizing revenue. The core principle of ASC 606 is that an entity should recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. To achieve that core principle, an entity should apply the following steps: (1) identify the contract(s) with a customer, (2) identify the performance obligations in the contract, (3) determine the transaction price, (4) allocate the transaction price to the performance obligations in the contract and (5) recognize revenue when (or as) the entity satisfies a performance obligation. ASC 606 was effective for annual periods, and interim reporting periods within those annual periods, beginning after December 15, 2017. The Company adopted ASC 606 on April 1, 2018 using the modified retrospective approach. Therefore, the comparative information for prior periods has not been adjusted and continues to be reported under superseded ASC 605. There was no cumulative effect adjustment as of April 1, 2018, and there were no material changes to the timing or amount of revenue recognized for the year ended March 31, 2019; however, additional disclosures were incorporated in the Notes to the Consolidated Financial Statements upon adoption. The majority of the Company's revenue is comprised of interest income from financial assets, which is explicitly excluded from the scope of ASC 606. The Company elected to apply the practical expedient pursuant to ASC 606 and therefore does not disclose information about remaining performance obligations that have an original expected term of one year or less and allows the Company to expense costs related to obtaining a contract as incurred when the amortization period would have been one year or less. See Note 18 for additional discussion.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;In January 2016, the FASB issued ASU 2016-01, "Financial Instruments &amp;#8211; Overall: Recognition and Measurement of Financial Assets and Financial Liabilities" ("ASU 2016-01"). ASU 2016-01 generally requires equity investments &amp;#8211; except those accounted for under the equity method of accounting or those that result in consolidation of the investee &amp;#8211; to be measured at fair value with changes in fair value recognized in net income. However, an entity may choose to measure equity investments that do not have readily determinable fair values at cost minus impairment, if any, plus or minus changes resulting from observable price changes in orderly transactions for the identical or a similar investment of the same issuer. ASU 2016-01 is intended to simplify the impairment assessment of equity investments without readily determinable fair values by requiring a qualitative assessment to identify impairment. ASU 2016-01 also eliminates certain disclosures related to the fair value of financial instruments and requires entities to use the exit price notion when measuring the fair value of financial instruments for disclosure purposes. ASU 2016-01 was effective for fiscal years beginning after December 15, 2017, including interim periods within those fiscal years. The Company adopted this ASU on April 1, 2018. As required by ASU 2016-01, the fair value disclosure for loans receivable was computed using an exit price notion and deposits with no stated maturity are no longer included in the fair value disclosures in Note 17.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;In February 2016, the FASB issued ASU 2016-02, "Leases" ("ASU 2016-02"). ASU 2016-02 created FASB ASC Topic 842 ("ASC 842") related to leases and is intended to increase transparency and comparability among organizations by requiring the recognition of lease assets and lease liabilities in the balance sheet and disclosure of key information about leasing arrangements. The principal change required by ASU 2016-02 relates to lessee accounting, and is that for operating leases, a lessee is required to (1) recognize a right-of-use asset and a lease liability, initially measured at the present value of the lease payments, in the statement of financial position, (2) recognize a single lease cost, calculated so that the cost of the lease is allocated over the lease term generally on a straight-line basis, and (3) classify all cash payments within operating activities in the statement of cash flows. For leases with a term of 12 months or less, a lessee is permitted to make an accounting policy election by class of underlying asset not to recognize lease assets and lease liabilities. If a lessee makes this election, it should recognize lease expense for such leases generally on a straight-line basis over the lease term. ASU 2016-02 also changes disclosure requirements related to leasing activities and requires certain qualitative disclosures along with specific quantitative disclosures. ASU 2016-02 is effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2018. Early application of ASU 2016-02 is permitted. In July 2018, the FASB issued ASU 2018-11, "Leases (Topic 842) Targeted Improvements" ("ASU 2018-11"). The amendments in this ASU provide entities with an additional (and optional) transition method to adopt ASU 2016-02.&amp;#160; Under this new transition method, an&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;entity initially applies the new leases standard at the adoption date and recognizes a cumulative-effect adjustment to the opening balance of retained earnings in the period of adoption. Consequently, an entity's reporting for the comparative periods presented in the financial statements in which it adopts the new leases standard will continue to be in accordance with current GAAP. The Company will adopt the provisions of ASC 842 effective April 1, 2019 utilizing the transition method allowed under ASU 2018-11 and will not restate comparative periods. The Company will elect the package of practical expedients permitted under ASC 842's transition guidance, which allows the Company to carryforward its historical lease classifications and its assessment as to whether a contract is or contains a lease. The Company will also elect to not recognize lease assets and lease liabilities for leases with an initial term of 12 months or less. The Company expects the adoption of ASC 842 will result in an increase in other assets and an increase in other liabilities of approximately $5.6 million. The Company does not expect the adoption of ASC 842 to have a material impact on its future consolidated statements of income.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;In June 2016, the FASB issued ASU 2016-13, "Financial Instruments &amp;#8211; Credit Losses: Measurement of Credit Losses on Financial Instruments" ("ASU 2016-13"). ASU 2016-13 replaces the existing incurred losses methodology for estimating allowances with a current expected credit losses methodology with respect to most financial assets measured at amortized cost and certain other instruments, including trade and other receivables, loans, held to maturity investment securities and off-balance sheet commitments. In addition, ASU 2016-13 requires credit losses relating to available for sale debt securities to be recorded through an allowance for credit losses rather than as a reduction of carrying amount. ASU 2016-13 also changes the accounting for PCI debt securities and loans. ASU 2016-13 retains many of the current disclosure requirements in GAAP and expands certain disclosure requirements. ASU 2016-13 is effective for fiscal years beginning after December 15, 2019, including interim periods within those fiscal years. Upon adoption, the Company expects a change in the processes and procedures to calculate the allowance for loan losses, including changes in assumptions and estimates to consider expected credit losses over the life of the loan versus the current accounting practice that utilizes the incurred loss model. In addition, the current accounting policy and procedures for other-than-temporary impairment on investment securities available for sale will be replaced with an allowance approach. The Company is reviewing the requirements of ASU 2016-13 and has begun developing and implementing processes and procedures to ensure it is fully compliant with the amendments at the adoption date. At this time, management anticipates the allowance for loan losses will increase as a result of the implementation of ASU 2016-13; however, until its evaluation is complete, the magnitude of the increase will not be known.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;In January 2017, the FASB issued ASU 2017-04, "Intangibles &amp;#8211; Goodwill and Other: Simplifying the Test for Goodwill Impairment" ("ASU 2017-04"). ASU 2017-04 simplifies the subsequent measurement of goodwill and eliminates Step 2 from the goodwill impairment test. In computing the implied fair value of goodwill under Step 2, an entity had to perform procedures to determine the fair value at the impairment testing date of its assets and liabilities (including unrecognized assets and liabilities) following the procedure that would be required in determining the fair value of assets acquired and liabilities assumed in a business combination. Under ASU 2017-04, an entity should perform its annual, or interim, goodwill impairment test by comparing the fair value of a reporting unit with its carrying amount. An entity should recognize an impairment charge for the amount by which the carrying amount exceeds the reporting unit's fair value; however, the loss recognized should not exceed the total amount of goodwill allocated to that reporting unit. Additionally, an entity should consider income tax effects from any tax deductible goodwill on the carrying amount of the reporting unit when measuring the goodwill impairment loss, if applicable. ASU 2017-04 is effective for annual or interim goodwill impairment tests in fiscal years beginning after December 15, 2019. Early application of ASU 2017-04 is permitted for interim or annual goodwill impairment tests performed on testing dates after January 1, 2017. The adoption of ASU 2017-04 is not expected to have a material impact on the Company's future consolidated financial statements.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;In March 2017, the FASB issued ASU 2017-08, "Receivables &amp;#8211; Nonrefundable Fees and Other Costs: Premium Amortization on Purchased Callable Debt Securities" ("ASU 2017-08"). ASU 2017-08 shortens the amortization period for certain callable debt securities held at a premium to the earliest call date. ASU 2017-08 is effective for fiscal years beginning after December 15, 2018, including interim periods within those fiscal years. The adoption of ASU 2017-08 is not expected to have a material impact on the Company's future consolidated financial statements.&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;In February 2018, the FASB issued ASU 2018-02, "Income Statement &amp;#8211; Reporting Comprehensive Income: Reclassification of Certain Tax Effects from Accumulated Other Comprehensive Income" ("ASU 2018-02"). ASU 2018-02 allows a reclassification from accumulated other comprehensive income ("AOCI") to retained earnings for stranded tax effects resulting from the Tax Cuts and Jobs Act (the "Tax Act") (see Note 13). The amount of the reclassification would be calculated on the basis of the difference between the historical and newly enacted tax rates for deferred tax liabilities and assets related to items within AOCI. ASU 2018-02 was effective for fiscal years beginning after December 15, 2018, and early adoption was permitted. ASU 2018-02 should be applied either in the period of adoption or retrospectively to each&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;period in which the effect of the change in the federal corporate tax rate is recognized. The Company elected to early adopt ASU 2018-02 and, as a result, reclassified $342,000 of stranded tax effects from AOCI to retained earnings in the fourth quarter of the fiscal year ended March 31, 2018.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;In August 2018, the FASB issued ASU 2018-13, "Fair Value Measurement (Topic 820): Disclosure Framework &amp;#8211; Changes to the Disclosure Requirements for Fair Value Measurement" ("ASU 2018-13"). ASU 2018-13 modifies the disclosure requirements for fair value measurements. The following disclosure requirements were removed from ASC Topic 820 &amp;#8211; Fair Value Measurement: (1) the amount of and reasons for transfers between Level 1 and Level 2 of the fair value hierarchy; (2) the policy for timing of transfers between levels; and (3) the valuation processes for Level 3 fair value measurements. ASU 2018-13 clarifies that the measurement uncertainty disclosure is to communicate information about the uncertainty in measurement as of the reporting date. In addition, ASU 2018-13 adds new disclosure requirements for Level 3 measurements. ASU 2018-13 is effective for fiscal years beginning after December 15, 2019, including interim periods within those fiscal years. Early adoption is permitted for any removed or modified disclosures. The adoption of ASU 2018-13 is not expected to have a material impact on the Company's future consolidated financial statements.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;In August 2018, the FASB issued ASU 2018-15, "Intangibles - Goodwill and Other - Internal-Use Software (Subtopic 350-40), Customer's Accounting for Implementation Costs Incurred in a Cloud Computing Arrangement That Is a Service Contract" ("ASU 2018-15"). The amendments in ASU 2018-15 broaden the scope of ASC Subtopic 350-40 to include costs incurred to implement a hosting arrangement that is a service contract. The amendments align the requirements for capitalizing implementation costs incurred in a hosting arrangement that is a service contract with the requirements for capitalizing implementation costs incurred to develop or obtain internal-use software (and hosting arrangements that include an internal-use software license). The costs are capitalized or expensed depending on the nature of the costs and the project stage during which they are incurred, consistent with the accounting for internal-use software costs. The amendments in ASU 2018-15 result in consistent capitalization of implementation costs of a hosting arrangement that is a service contract and implementation costs incurred to develop or obtain internal use software (and hosting arrangements that include an internal-use software license). The accounting for the service element of a hosting arrangement that is a service contract is not affected by the amendments in ASU 2018-15. ASU 2018-15 is effective for fiscal years beginning after December 15, 2019, including interim periods within those fiscal years. The adoption of ASU 2018-15 is not expected to have a material impact on the Company's future consolidated financial statements.&lt;/div&gt;</us-gaap:NewAccountingPronouncementsPolicyPolicyTextBlock>
<us-gaap:PriorPeriodReclassificationAdjustmentDescription contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Reclassifications&lt;/font&gt;&amp;#160;&amp;#8211; Certain prior period amounts have been reclassified to conform to the current period presentation; such reclassifications had no effect on previously reported net income or total shareholders' equity.&lt;/div&gt;</us-gaap:PriorPeriodReclassificationAdjustmentDescription>
<us-gaap:ScheduleOfBusinessAcquisitionsByAcquisitionTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 96%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; width: 905px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="10"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;At February 17, 2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; width: 905px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Book&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Value&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Fair Value&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Adjustment&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Estimated&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Fair Value&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="width: 905px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 905px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Cash consideration transferred&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;12,080&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 905px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width:
 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 905px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Recognized amounts of identifiable assets acquired and liabilities assumed&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 905px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Identifiable assets acquired&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 905px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;"&gt;Cash and cash equivalents&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 147px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;27,196&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 148px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;27,196&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 905px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;"&gt;Loans receivable&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 147px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;115,283&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 148px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(3,258&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;"
 valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;112,025&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 905px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;"&gt;CDI&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 147px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 148px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,363&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,363&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 905px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;"&gt;Premises and equipment&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 147px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,769&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 148px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;399&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,168&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 905px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;"&gt;BOLI&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 147px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,113&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 148px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,113&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 905px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;"&gt;Accrued interest receivable and other assets&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color:
 #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 147px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;431&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 148px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;90&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;521&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 905px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 27pt; font-size: 10pt;"&gt;Total identifiable assets acquired&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 147px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;146,792&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 148px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,406&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;145,386&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 905px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 147px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 148px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 905px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Liabilities assumed&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 147px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right;
 background-color: #cceeff; width: 148px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 905px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;"&gt;Deposits&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 147px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;130,572&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 148px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;235&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;130,807&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 905px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;"&gt;Junior subordinated debentures&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 147px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,155&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 148px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,468&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,687&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 905px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;"&gt;Accrued expenses and other liabilities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 147px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;293&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 148px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;23&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 151px;
 vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;316&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 905px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 27pt; font-size: 10pt;"&gt;Total liabilities assumed&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 147px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;136,020&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 148px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,210&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;134,810&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 905px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 27pt; font-size: 10pt;"&gt;Total identifiable net assets acquired&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 147px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10,772&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 148px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(196&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10,576&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 905px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 27pt; font-size: 10pt;"&gt;Goodwill recognized&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 147px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 148px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px;
 background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,504&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:ScheduleOfBusinessAcquisitionsByAcquisitionTextBlock>
<us-gaap:BusinessAcquisitionProFormaInformationTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 80%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; width: 819px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;For the Year Ended March 31,&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; width: 819px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Unaudited Pro Forma&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2016&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="width: 819px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 819px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total revenues (net interest income plus non-interest income)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 164px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;49,290&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 166px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;45,261&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 819px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Net income&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 164px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;9,277&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 166px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8,260&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:BusinessAcquisitionProFormaInformationTextBlock>
<rvsb:ScheduleOfBusinessAcquisitionsRelatedExpensesTableTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 1096px; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 868px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Salaries and employee benefits&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 173px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;26&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 868px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Occupancy and depreciation&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 173px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;6&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 868px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Data processing&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 173px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;63&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 868px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Professional fees&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 173px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;653&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 868px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;"&gt;Total impact of acquisition related costs to noninterest expense&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 173px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;748&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 868px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 173px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</rvsb:ScheduleOfBusinessAcquisitionsRelatedExpensesTableTextBlock>
<us-gaap:AvailableForSaleSecuritiesTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Amortized&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Cost&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Gross&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Unrealized Gains&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Gross&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Unrealized Losses&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Estimated Fair&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Value&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&lt;u&gt;March 31, 2019&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Available for sale:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;"&gt;Municipal securities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8,885&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px;
 vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;30&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(34&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8,881&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;"&gt;Agency securities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;12,426&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;22&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(107&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;12,341&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 815px; vertical-align: top;"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;"&gt;Real estate mortgage investment conduits&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;40,835&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(673&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color:
 #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;40,162&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 815px; vertical-align: top;"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;"&gt;Residential mortgage-backed securities&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;77,402&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,588&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;75,821&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 815px; vertical-align: top;"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;"&gt;Other mortgage-backed securities&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(2)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;42,133&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;12&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,124&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;41,021&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; text-indent: 18pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total available for sale&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div
 style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;181,681&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;71&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(3,526&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;178,226&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Held to maturity:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px;
 vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;"&gt;Residential mortgage-backed securities&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(3)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;35&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;35&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="width: 815px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="height: 12px;"&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: top;" colspan="16"&gt;
&lt;div style="line-height: 8pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&amp;#160;Comprised of FHLMC, Federal National Mortgage Association ("FNMA") and Ginnie Mae ("GNMA") issued securities.&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="text-align: left; vertical-align: top;" colspan="16"&gt;
&lt;div style="line-height: 8pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(2)&lt;/sup&gt;&amp;#160;Comprised of U.S. Small Business Administration ("SBA") issued securities and commercial real estate ("CRE") secured securities issued by FNMA.&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: top;" colspan="16"&gt;
&lt;div style="line-height: 8pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(3)&lt;/sup&gt;&amp;#160;Comprised of FHLMC and FNMA issued securities.&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff;
 vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; margin-top: 10pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; margin-bottom: 10pt; letter-spacing: normal; color: #000000; clear: both; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" &gt;
&lt;div style="text-align: center; break-after: page;" &gt;&lt;br style="line-height: 1.15pt;" /&gt;&amp;#160;&lt;/div&gt;
&lt;/div&gt;
&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Amortized&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Cost&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Gross&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Unrealized Gains&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Gross&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Unrealized Losses&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Estimated Fair&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Value&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&lt;u&gt;March 31, 2018&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Available for sale:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;"&gt;Municipal securities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right;
 background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;9,041&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(309&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8,732&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;"&gt;Agency securities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;22,412&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(311&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;22,102&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 815px; vertical-align: top;"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;"&gt;Real estate mortgage investment conduits&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;48,310&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td
 style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,355&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;46,955&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 815px; vertical-align: top;"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;"&gt;Residential mortgage-backed securities&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;91,786&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(2,715&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;89,074&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 815px; vertical-align: top;"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;"&gt;Other mortgage-backed securities&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(2)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;47,878&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,521&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;46,358&lt;/div&gt;
&lt;/td&gt;
&lt;td
 style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; text-indent: 18pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total available for sale&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;219,427&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(6,211&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;213,221&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Held to maturity:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align:
 bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 815px; vertical-align: top;"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;"&gt;Residential mortgage-backed securities&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(3)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;42&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;43&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="16"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: top;" colspan="16"&gt;
&lt;div style="line-height: 8pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&amp;#160;Comprised of FHLMC, FNMA and GNMA issued securities.&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="text-align: left; vertical-align: top;" colspan="16"&gt;
&lt;div style="line-height: 8pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(2)&lt;/sup&gt;&amp;#160;Comprised of SBA issued securities and CRE secured securities issued by FNMA.&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: top;" colspan="16"&gt;
&lt;div style="line-height: 8pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(3)&lt;/sup&gt;&amp;#160;Comprised of FHLMC and FNMA issued securities.&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:AvailableForSaleSecuritiesTextBlock>
<us-gaap:InvestmentsClassifiedByContractualMaturityDateTableTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; width: 684px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Available for Sale&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Held to Maturity&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; width: 684px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Amortized&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Cost&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Estimated&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Fair Value&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Amortized&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Cost&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Estimated&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Fair Value&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 684px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Due in one year or less&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,961&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,949&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 137px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif;
 font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 684px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Due after one year through five years&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8,585&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8,505&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;32&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 137px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;32&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 684px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Due after five years through ten years&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;48,050&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;47,373&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 137px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 684px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Due after ten years&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;120,085&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;117,399&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px;
 background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 137px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 684px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 12.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;181,681&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;178,226&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;35&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 137px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;35&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:InvestmentsClassifiedByContractualMaturityDateTableTextBlock>
<rvsb:ScheduleOfTemporarilyImpairedSecuritiesFairValueAndUnrealizedLossesTableTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Less than 12 months&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;12 months or longer&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; text-indent: -19.35pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Estimated&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Fair Value&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Unrealized&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Losses&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Estimated&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Fair Value&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Unrealized&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Losses&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Estimated&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Fair Value&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Unrealized&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Losses&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -18pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt; font-weight: bold; margin-right: 3.6pt;"&gt;&lt;u&gt;March 31, 2019&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"
 valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Available for sale:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 26.15pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Municipal securities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;6,554&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size:
 10pt;"&gt;(34&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;6,554&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(34&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 26.15pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Agency securities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;6,861&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(107&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;6,861&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(107&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -9pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Real estate mortgage investment conduits&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;"
 valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;40,126&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(673&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;40,126&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(673&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 26.15pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Residential mortgage-backed securities&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;74,288&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,588&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;74,288&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,588&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"
 nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 26.15pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Other mortgage-backed securities&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(2)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;40,409&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,124&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;40,409&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,124&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -4.5pt; font-family: 'times new roman', times, serif; margin-left: 22.5pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Total available for sale&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;"
 valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;168,238&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(3,526&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;168,238&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(3,526&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -18pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt; font-weight: bold; margin-right: 3.6pt;"&gt;&lt;u&gt;March 31, 2018&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align:
 bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Available for sale:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px;
 vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 26.15pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Municipal securities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;6,626&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(236&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,106&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(73&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8,732&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(309&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 26.15pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Agency securities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff;
 width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,301&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(112&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;15,797&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(199&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;21,098&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(311&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -8.95pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Real estate mortgage investment conduits&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;31,922&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(774&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;14,983&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(581&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;"
 valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;46,905&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,355&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 26.15pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Residential mortgage-backed securities&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;50,941&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,192&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;37,823&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,523&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;88,764&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(2,715&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 26.15pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Other mortgage-backed securities&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(2)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;16,355&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times,
 serif; font-size: 10pt;"&gt;(382&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;29,351&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,139&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;45,706&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,521&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -4.5pt; font-family: 'times new roman', times, serif; margin-left: 22.5pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Total available for sale&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;111,145&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(2,696&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;100,060&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(3,515&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times
 new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;211,205&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(6,211&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="text-align: left; vertical-align: top;" colspan="24"&gt;
&lt;div style="line-height: 8pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&amp;#160;Comprised of FHLMC, FNMA and GNMA issued securities.&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: top;" colspan="24"&gt;
&lt;div style="line-height: 8pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(2)&lt;/sup&gt;&amp;#160;Comprised of SBA and CRE secured securities issued by FNMA.&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</rvsb:ScheduleOfTemporarilyImpairedSecuritiesFairValueAndUnrealizedLossesTableTextBlock>
<us-gaap:ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 80%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; width: 849px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: middle;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;March 31,&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2019&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;March 31,&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2018&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 849px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Commercial and construction&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 849px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Commercial business&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 152px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;162,796&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 155px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;137,672&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 849px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Commercial real estate&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 152px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;461,432&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 155px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;450,597&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 849px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Land&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 152px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;17,027&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 155px; vertical-align:
 bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;15,337&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 849px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Multi-family&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 152px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;51,570&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 155px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;63,080&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 849px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Real estate construction&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 152px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;90,882&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 155px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;39,584&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 849px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 22.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total commercial and construction&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 152px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;783,707&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 155px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;706,270&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 849px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 152px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 155px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 849px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Consumer&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 152px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width:
 155px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 849px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Real estate one-to-four family&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 152px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;84,053&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 155px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;90,109&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 849px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Other installment&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 152px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8,356&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 155px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;14,997&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 849px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 16.65pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total consumer&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 152px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;92,409&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 155px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;105,106&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 849px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 152px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 155px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 849px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 0.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total loans&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 152px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;876,116&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff;
 width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 155px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;811,376&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 849px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 152px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 155px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 849px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Less: Allowance for loan losses&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 152px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;11,457&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 155px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10,766&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 849px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Loans receivable, net&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 152px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;864,659&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 155px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;800,610&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 849px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 152px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 155px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="text-align: left; vertical-align: top;" colspan="8"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;font style="font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&amp;#160;Consists primarily of purchased automobile loans totaling $5.8 million and $12.9 million at March 31, 2019 and 2018, respectively.&lt;/font&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; width: 17px; vertical-align: bottom;" valign="bottom"
 nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock>
<us-gaap:ScheduleOfRelatedPartyTransactionsTableTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 1253px; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; width: 699px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="10"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Year Ended March 31,&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; width: 699px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2019&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2018&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 699px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Beginning balance&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 139px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;981&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 139px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;859&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 140px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;841&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 699px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Originations&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 139px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;359&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 139px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;526&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 140px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;228&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 699px; vertical-align: top;"
 valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Principal repayments&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 139px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(562&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 139px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(404&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 140px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(210&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 699px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Ending balance&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 139px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;778&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 139px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;981&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 140px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;859&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:ScheduleOfRelatedPartyTransactionsTableTextBlock>
<rvsb:ScheduleOfAllowanceForLoanAndLeaseLossesRollForwardTableTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&lt;u&gt;March 31, 2019&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Commercial&lt;/div&gt;
&lt;div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Business&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Commercial&lt;/div&gt;
&lt;div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Real Estate&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Land&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Multi-&lt;/div&gt;
&lt;div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Family&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Real Estate Construction&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Consumer&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Unallocated&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 314px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left:
 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Beginning balance&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,668&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,914&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;220&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;822&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;618&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,809&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;715&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10,766&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 314px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Provision for (recapture of)&lt;/div&gt;
&lt;div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;&amp;#160;&amp;#160;loan losses&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;139&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color:
 #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(685&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;34&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(94&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;839&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(178&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(5&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;50&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 314px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Charge-offs&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;"
 valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(291&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(291&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 314px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Recoveries&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;824&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;107&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"
 nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;932&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 314px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Ending balance&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,808&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,053&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;254&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;728&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,457&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,447&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px
 double; text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;710&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;11,457&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&lt;u&gt;March 31, 2018&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 314px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Beginning balance&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif;
 font-size: 10pt;"&gt;1,418&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,084&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;228&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;297&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;714&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,099&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;688&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10,528&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 314px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Provision for (recapture of)&lt;/div&gt;
&lt;div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;&amp;#160;&amp;#160;loan losses&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(156&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px;
 vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(301&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;525&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(96&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(9&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;27&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 314px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Charge-offs&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(68&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"
 nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(340&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(408&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 314px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Recoveries&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;240&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;54&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;293&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;59&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times
 new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;646&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 314px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Ending balance&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,668&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,914&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;220&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;822&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;618&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,809&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;715&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td
 style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10,766&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&lt;u&gt;March 31, 2017&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 314px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Beginning balance&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,048&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td
 style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,273&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;325&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;712&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;416&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,403&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;708&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;9,885&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 314px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Provision for (recapture of)&lt;/div&gt;
&lt;div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;&amp;#160;&amp;#160;loan losses&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(121&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;926&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(558&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size:
 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(415&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;298&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(110&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(20&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 314px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Charge-offs&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(117&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color:
 #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(340&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(458&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 314px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Recoveries&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;492&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;461&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;146&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align:
 bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,101&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 314px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Ending balance&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,418&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,084&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;228&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;297&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;714&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,099&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;688&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double;
 text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10,528&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</rvsb:ScheduleOfAllowanceForLoanAndLeaseLossesRollForwardTableTextBlock>
<rvsb:ScheduleOfImpairedFinancingReceivablesTableTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="10"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Allowance for Loan Losses&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="10"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Recorded Investment in Loans&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&lt;u&gt;March 31, 2019&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Individually&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Evaluated for&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Impairment&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; width: 161px; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Collectively&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Evaluated for&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Impairment&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Individually&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Evaluated for&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Impairment&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Collectively&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Evaluated for&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Impairment&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 13px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 161px; vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom"
 nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Commercial business&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,808&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,808&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;160&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;162,636&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;162,796&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Commercial real estate&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,053&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,053&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;"
 valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,482&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;458,950&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;461,432&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Land&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;254&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;254&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;728&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;16,299&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;17,027&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Multi-family&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;728&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div
 style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;728&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,598&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;49,972&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;51,570&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Real estate construction&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,457&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,457&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;90,882&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;90,882&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Consumer&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;22&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div
 style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,425&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,447&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;697&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;91,712&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;92,409&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Unallocated&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;710&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;710&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 12px;
 vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;22&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;11,435&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;11,457&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,665&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;870,451&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;876,116&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="line-height: 1.15pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&lt;u&gt;March 31, 2018&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align:
 bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Commercial business&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,668&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,668&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,004&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;136,668&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;137,672&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px;
 vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Commercial real estate&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,914&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,914&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,883&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;447,714&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;450,597&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Land&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;220&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;220&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;763&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;14,574&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align:
 bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;15,337&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Multi-family&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;822&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;822&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,644&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;61,436&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;63,080&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Real estate construction&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;618&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;618&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;"
 valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;39,584&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;39,584&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Consumer&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;69&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,740&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,809&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,428&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;103,678&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;105,106&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Unallocated&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;715&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px
 solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;715&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;69&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10,697&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10,766&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,722&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;803,654&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;"
 valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;811,376&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</rvsb:ScheduleOfImpairedFinancingReceivablesTableTextBlock>
<rvsb:ScheduleOfChangesInAllowanceForUnfundedLoanCommitmentsTableTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 80%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; width: 699px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; width: 523px; vertical-align: bottom;" valign="bottom" colspan="10"&gt;
&lt;div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Year Ended March 31,&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="height: 12px;"&gt;
&lt;td style="padding-bottom: 2px; width: 699px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: center; width: 154px; vertical-align: bottom; font-weight: bold;" colspan="2"&gt;2019&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom; font-weight: bold;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 15px; vertical-align: bottom; font-weight: bold;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: center; width: 154px; vertical-align: bottom; font-weight: bold;" colspan="2"&gt;2018&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom; font-weight: bold;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 15px; vertical-align: bottom; font-weight: bold;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: center; width: 155px; vertical-align: bottom; font-weight: bold;" colspan="2"&gt;2017&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="width: 699px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Beginning balance&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; width: 139px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;480&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; width: 139px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;388&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; width: 140px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;324&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 699px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Net change in allowance for unfunded loan commitments&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 139px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(11&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 139px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;92&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 140px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;64&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 699px; vertical-align: top;" valign="bottom"&gt;
&lt;div
 style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Ending balance&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 139px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;469&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 139px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;480&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 140px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;388&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</rvsb:ScheduleOfChangesInAllowanceForUnfundedLoanCommitmentsTableTextBlock>
<us-gaap:PastDueFinancingReceivablesTableTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&lt;u&gt;March 31, 2019&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;30-89 Days&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Past Due&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;90 Days&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;and&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Greater&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Past Due&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Non-accrual&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Total Past&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Due and&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Non-&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;accrual&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Current&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Total Loans&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Receivable&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Commercial business&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width:
 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;225&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;225&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;162,571&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;162,796&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Commercial real estate&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,081&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,081&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;460,351&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;"
 valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;461,432&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Land&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;17,027&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;17,027&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Multi-family&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td
 style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;51,570&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;51,570&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -9pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Real estate construction&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;90,882&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;90,882&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Consumer&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;345&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color:
 #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;210&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;558&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;91,851&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;92,409&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -9pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;345&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,516&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,864&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;874,252&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px;
 vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;876,116&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;br style="line-height: 5.7pt;" /&gt;&amp;#160;&lt;/div&gt;
&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&lt;u&gt;March 31, 2018&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Commercial business&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align:
 right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;178&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;185&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;137,487&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;137,672&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Commercial real estate&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,200&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,200&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;449,397&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;450,597&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color:
 #cceeff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Land&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;763&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;763&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;14,574&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;15,337&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Multi-family&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;63,080&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;"
 valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;63,080&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -9pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Real estate construction&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;39,584&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;39,584&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Consumer&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;513&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;277&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;"
 valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;790&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;104,316&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;105,106&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -9pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;520&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,418&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,938&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;808,438&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;811,376&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align:
 left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:PastDueFinancingReceivablesTableTextBlock>
<rvsb:ScheduleOfCreditQualityIndicatorsTableTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&lt;u&gt;March 31, 2019&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Pass&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Special&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Mention&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Substandard&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Doubtful&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Loss&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Total Loans&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Receivable&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Commercial business&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;159,997&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;840&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px;
 vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,959&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;162,796&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Commercial real estate&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;454,013&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,030&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,389&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;461,432&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Land&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family:
 'times new roman', times, serif; font-size: 10pt;"&gt;16,299&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;728&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;17,027&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Multi-family&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;51,093&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;457&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;20&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;51,570&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px;
 vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Real estate construction&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;90,882&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;90,882&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Consumer&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;92,199&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;210&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff;
 width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;92,409&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;864,483&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,327&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;6,306&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;876,116&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;br style="line-height: 5.7pt;" /&gt;&amp;#160;&lt;/div&gt;
&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt;
 word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&lt;u&gt;March 31, 2018&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Commercial business&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;132,309&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,976&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,387&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size:
 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;137,672&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Commercial real estate&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;440,123&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,489&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,985&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;450,597&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Land&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;14,574&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td
 style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;763&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;15,337&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Multi-family&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;60,879&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,190&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;11&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;63,080&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Real estate construction&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;39,584&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td
 style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;39,584&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Consumer&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;104,829&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;277&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom:
 #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;105,106&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;792,298&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;11,655&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,423&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;811,376&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</rvsb:ScheduleOfCreditQualityIndicatorsTableTextBlock>
<rvsb:ScheduleOfImpairedLoansAverageRecordedInvestmentAndInterestRecognizedTableTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&lt;u&gt;March 31, 2019&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Recorded&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Investment with&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;No Specific&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Valuation&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Allowance&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Recorded&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Investment&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;with Specific&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Valuation&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Allowance&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Total&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Recorded&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Investment&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Unpaid&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Principal&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Balance&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Related&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Specific&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Valuation&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Allowance&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 627px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Commercial business&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height:
 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;160&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;160&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;182&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 627px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Commercial real estate&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,482&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,482&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,424&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 627px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Land&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td
 style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;728&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;728&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;766&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 627px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Multi-family&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,598&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,598&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,709&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 627px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Consumer&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;281&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td
 style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;416&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;697&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;807&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;22&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 627px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -9pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,249&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;416&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,665&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;6,888&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;22&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom:
 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 627px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&lt;u&gt;March 31, 2018&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 627px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Commercial business&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,004&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,004&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,062&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 627px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Commercial real estate&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px;
 vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,883&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,883&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,816&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 627px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Land&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;763&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;763&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;790&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 627px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Multi-family&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,644&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"
 nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,644&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,765&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 627px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Consumer&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;294&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,134&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,428&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,544&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;69&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 627px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -9pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width:
 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;6,588&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,134&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,722&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8,977&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;69&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&amp;#160;&lt;/div&gt;
&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Year ended&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;March 31, 2019&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Year ended&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;March 31, 2018&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Year ended&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;March 31, 2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Average&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Recorded&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt;
 font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Investment&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Interest&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Recognized&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;on Impaired&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Loans&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Average&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Recorded&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Investment&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Interest&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Recognized on&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Impaired&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Loans&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Average&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Recorded&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Investment&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Interest&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Recognized&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;on Impaired&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Loans&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Commercial business&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;334&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;"
 valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;930&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;41&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;255&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Commercial real estate&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,607&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;64&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,185&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;101&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8,823&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size:
 10pt;"&gt;337&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Land&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;742&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;781&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;801&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Multi-family&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,620&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;88&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,668&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;90&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,710&lt;/div&gt;
&lt;/td&gt;
&lt;td
 style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;93&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Consumer&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;992&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;45&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,452&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;62&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,529&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;62&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;6,295&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;204&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;"
 valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;9,016&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;294&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;13,118&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;502&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</rvsb:ScheduleOfImpairedLoansAverageRecordedInvestmentAndInterestRecognizedTableTextBlock>
<rvsb:ScheduleOfTdrsByInterestAccrualStatusTableTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="10"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;March 31, 2019&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="10"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;March 31, 2018&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Accrual&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Nonaccrual&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Accrual&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Nonaccrual&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Commercial business&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times,
 serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;160&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;160&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;826&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;178&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,004&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Commercial real estate&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,401&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,081&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,482&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,683&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,200&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,883&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color:
 #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Land&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;728&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;728&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;763&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;763&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Multi-family&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,598&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,598&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,644&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;"
 valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,644&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Consumer&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;697&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;697&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,428&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,428&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,424&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,241&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px
 double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,665&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,581&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,141&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,722&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</rvsb:ScheduleOfTdrsByInterestAccrualStatusTableTextBlock>
<us-gaap:PropertyPlantAndEquipmentTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; text-indent: -1.35pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;March 31,&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2019&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2018&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1191px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Land&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,531&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,710&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1191px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Buildings and improvements&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;15,349&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;15,281&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1191px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Leasehold improvements&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,666&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,666&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"
 nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1191px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Furniture and equipment&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10,694&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10,783&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1191px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Building under capitalized lease&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,956&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,956&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1191px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Construction in progress&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;733&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;720&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1191px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; text-indent: 27.9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;35,929&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;36,116&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="border-bottom: #000000 2px solid; background-color: #ffffff; width: 1191px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Less accumulated depreciation and amortization&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(20,471&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; background-color:
 #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(20,333&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="border-bottom: #000000 4px double; background-color: #cceeff; width: 1191px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; text-indent: 27pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Premises and equipment, net&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;15,458&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;15,783&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:PropertyPlantAndEquipmentTextBlock>
<us-gaap:ScheduleOfFutureMinimumLeasePaymentsForCapitalLeasesTableTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 80%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; width: 875px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Year Ending March 31:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Operating Leases&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Capital Lease&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 875px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2020&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 143px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,492&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 144px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;205&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 875px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2021&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 143px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;905&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 144px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;208&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 875px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2022&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 143px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;677&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 144px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;212&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 875px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2023&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 143px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;527&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align:
 bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 144px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;215&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 875px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2024&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 143px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;535&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 144px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;219&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 875px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Thereafter&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 143px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,453&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 144px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,622&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 875px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total minimum lease payments&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 143px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,589&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 144px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,681&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 875px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Less amount representing interest&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 2px; background-color: #ffffff; width: 143px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 144px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(2,278&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size:
 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 875px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Present value of net minimum lease payments&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 143px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 144px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,403&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:ScheduleOfFutureMinimumLeasePaymentsForCapitalLeasesTableTextBlock>
<rvsb:ScheduleOfActivityInReoRealEstateOwnedTableTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="10"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Year Ended March 31,&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2019&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2018&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Balance at beginning of year, net&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;298&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;298&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;595&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Additions&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size:
 10pt;"&gt;Dispositions&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(298&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(267&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Writedowns&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(30&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Balance at end of year, net&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;298&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;298&lt;/div&gt;
&lt;/td&gt;
&lt;td
 style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</rvsb:ScheduleOfActivityInReoRealEstateOwnedTableTextBlock>
<us-gaap:ScheduleOfGoodwillTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 80%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; width: 732px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="11"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Year Ended March 31,&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; width: 732px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="3"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2019&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="3"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2018&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="3"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 732px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Net carrying value at beginning of period&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 131px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;27,076&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 131px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;27,076&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 132px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;25,572&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="height: 12px;"&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 732px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;MBank Transaction (see Note 3)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 131px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 131px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 132px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,504&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px;
 background-color: #cceeff; width: 732px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Net carrying value at the end of period&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 131px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;27,076&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 131px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;27,076&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 132px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;27,076&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:ScheduleOfGoodwillTextBlock>
<rvsb:ScheduleOfDepositAccountsTableTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 80%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; width: 819px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&lt;u&gt;Account Type&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;March 31,&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2019&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;March 31,&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2018&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 819px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Non-interest-bearing&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 164px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;284,854&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 166px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;278,966&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 819px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Interest-bearing checking&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 164px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;183,388&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 166px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;192,989&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 819px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Money market&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 164px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;233,317&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 166px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;265,661&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 819px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Savings accounts&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 164px;
 vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;137,503&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 166px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;134,931&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 819px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Certificates of deposit&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 164px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;86,006&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 166px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;123,144&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 819px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 13.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 164px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;925,068&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 166px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;995,691&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</rvsb:ScheduleOfDepositAccountsTableTextBlock>
<rvsb:ScheduleOfMaturitiesOfCertificatesOfDepositForFutureYearsTableTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 60%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="width: 743px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Year Ending March 31:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 743px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2020&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 148px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;59,487&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 743px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2021&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 148px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;14,072&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 743px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2022&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 148px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,201&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 743px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2023&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 148px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,552&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 743px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2024&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 148px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,157&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 743px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Thereafter&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 148px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,537&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 743px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; text-indent: -9pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 148px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times
 new roman', times, serif; font-size: 10pt;"&gt;86,006&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</rvsb:ScheduleOfMaturitiesOfCertificatesOfDepositForFutureYearsTableTextBlock>
<rvsb:ScheduleOfInterestExpenseByDepositTypeTableTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; width: 785px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="10"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Year Ended March 31,&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; width: 785px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2019&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2018&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 785px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Interest-bearing checking&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 156px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;101&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 157px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;100&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 158px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;98&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 785px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Money market&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 156px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;302&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 157px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;335&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 158px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;309&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 785px; vertical-align: top;" valign="bottom"&gt;
&lt;div
 style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Savings accounts&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 156px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;145&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 157px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;133&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 158px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;110&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 785px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Certificates of deposit&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 156px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;448&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 157px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;640&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 158px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;634&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 785px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 156px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;996&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 157px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,208&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 158px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,151&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</rvsb:ScheduleOfInterestExpenseByDepositTypeTableTextBlock>
<rvsb:ScheduleOfTermsOfCurrentDebenturesTableTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Issuance Trust&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Issuance&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Date&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; width: 155px; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Amount&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Outstanding&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold; margin-right: 0.5pt;"&gt;Rate Type&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Initial&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Rate&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Current&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Rate&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Maturity&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Date&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 155px; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 314px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Riverview Bancorp Statutory Trust I&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;12/2005&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,217&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"
 nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 314px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Variable&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5.88&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3.97&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3/2036&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 314px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Riverview Bancorp Statutory Trust II&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;06/2007&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;15,464&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 314px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Variable&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(2)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7.03&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3.96&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;9/2037&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 314px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Merchants Bancorp Statutory Trust I&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(4)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 2px; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;06/2003&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left;
 padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,155&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 314px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Variable&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(3)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 2px; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4.16&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 2px; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5.71&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 2px; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;6/2033&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 314px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;27,836&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 314px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="height: 14px;"&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 314px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Fair value adjustment&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(4)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 2px; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left;
 padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,261&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 314px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 2px; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 2px; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 2px; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 314px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 22.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total Debentures&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 4px; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;26,575&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 314px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 4px; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 4px; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 4px; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="width: 314px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 142px; vertical-align: bottom;"
 valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 314px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: top;" colspan="21"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&amp;#160;&lt;/sup&gt;&lt;font style="font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;The trust preferred securities reprice quarterly based on the three-month LIBOR plus 1.36%.&lt;/font&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: top;" colspan="21"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(2)&lt;/sup&gt;&lt;font style="font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&amp;#160;&lt;/font&gt;The trust preferred securities reprice quarterly based on the three-month LIBOR plus 1.35%.&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="text-align: left; vertical-align: top;" colspan="21"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(3)&amp;#160;&lt;/sup&gt;&lt;font style="font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;The trust preferred securities reprice quarterly based on the three-month LIBOR plus 3.10%.&lt;/font&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="height: 12px;"&gt;
&lt;td style="text-align: left; vertical-align: top;" colspan="21"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(4)&amp;#160;&lt;/sup&gt;Amount, net of accretion, attributable to the MBank transaction. See Note 3.&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</rvsb:ScheduleOfTermsOfCurrentDebenturesTableTextBlock>
<us-gaap:ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 80%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; width: 699px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="10"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Year Ended March 31&amp;#160;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="text-align: center; padding-bottom: 2px; width: 699px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; padding-bottom: 2px; vertical-align: bottom;"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: center; vertical-align: bottom;" colspan="2"&gt;&amp;#160;&lt;font style="font-weight: bold;"&gt;2019&lt;/font&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; padding-bottom: 2px; width: 15px; vertical-align: bottom;" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; padding-bottom: 2px; vertical-align: bottom;"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: center; vertical-align: bottom; font-weight: bold;" colspan="2"&gt;2018&lt;/td&gt;
&lt;td style="text-align: center; padding-bottom: 2px; width: 15px; vertical-align: bottom;" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; padding-bottom: 2px; vertical-align: bottom;"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: center; vertical-align: bottom;" colspan="2"&gt;&amp;#160;&lt;font style="font-weight: bold;"&gt;2017&lt;/font&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; padding-bottom: 2px; width: 16px; vertical-align: bottom;" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 699px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Current&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 139px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,157&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 139px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,087&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 140px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;284&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 699px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Deferred&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 139px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(11&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 139px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,668&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color:
 #ffffff; width: 140px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,103&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 699px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 139px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,146&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 139px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,755&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 140px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,387&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock>
<us-gaap:ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; width: 954px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;March 31, 2019&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;March 31, 2018&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="width: 954px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Deferred tax assets:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 954px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Deferred compensation&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 171px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;45&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 171px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;77&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 954px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Allowance for loan losses&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 171px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,862&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 171px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,643&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="height: 16px;"&gt;
&lt;td style="background-color: #cceeff; width: 954px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Accrued expenses&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 171px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;131&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 171px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;127&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 954px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt;
 font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Accumulated depreciation and amortization&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 171px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;797&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 171px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;753&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 954px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Deferred gain on sale&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 171px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;167&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 171px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;201&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 954px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Purchase accounting&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 171px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;141&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 171px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;150&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 954px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Net unrealized loss on investment securities available for sale&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 171px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;829&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 171px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,458&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 954px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Other&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 171px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;242&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right;
 background-color: #ffffff; width: 171px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;236&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 954px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 18pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total deferred tax assets&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 171px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,214&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 171px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,645&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;br style="line-height: 5.7pt;" /&gt;&amp;#160;&lt;/div&gt;
&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 1410px; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 954px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Deferred tax liabilities:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 954px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;FHLB stock dividend&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 171px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(97&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 171px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(95&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 954px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Prepaid expenses&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 171px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(148&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 171px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(109&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size:
 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 954px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Loan fees/costs&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 171px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(774&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 171px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(628&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 954px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 18pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total deferred tax liabilities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 171px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,019&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 171px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(832&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 954px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Deferred tax assets, net&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 171px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,195&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 171px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,813&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock>
<us-gaap:ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; border-collapse: collapse; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="width: 844px; vertical-align: top;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" colspan="8"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Year Ended March 31,&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="width: 844px; vertical-align: top;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; width: 155px; vertical-align: bottom; border-top: #000000 2px solid;"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2019&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom; border-top: #000000 2px solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom; border-top: #000000 2px solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 160px; vertical-align: bottom; border-top: #000000 2px solid;"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2018&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom; border-top: #000000 2px solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 17px; vertical-align: bottom; border-top: #000000 2px solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom; border-top: #000000 2px solid;" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2017&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 844px; vertical-align: top;"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Statutory federal income tax rate&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 155px; vertical-align: bottom; border-top: #000000 2px solid;"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;21.0&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 160px; vertical-align: bottom; border-top: #000000 2px solid;"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;30.8&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 17px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 158px; vertical-align: bottom; border-top: #000000 2px solid;"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;34.0&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 844px; vertical-align: top;"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;State and local income tax rate&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 155px; vertical-align: bottom;"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3.0&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 160px; vertical-align: bottom;"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2.5&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 17px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 158px; vertical-align: bottom;"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1.5&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 844px; vertical-align: top;"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Revaluation of net deferred tax assets due to Tax Act&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 155px; vertical-align: bottom;"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 160px; vertical-align: bottom;"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;11.4&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 17px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 158px; vertical-align: bottom;"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 844px; vertical-align: top;"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;ESOP market value adjustment&lt;/div&gt;
&lt;/td&gt;
&lt;td
 style="background-color: #ffffff; width: 15px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 155px; vertical-align: bottom;"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(0.1)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 160px; vertical-align: bottom;"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 17px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 158px; vertical-align: bottom;"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(0.1&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 844px; vertical-align: top;"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;BOLI&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 155px; vertical-align: bottom;"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(0.8)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 160px; vertical-align: bottom;"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1.5&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 17px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 158px; vertical-align: bottom;"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(3.8&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 844px; vertical-align: top;"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Other, net&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; background-color: #ffffff; width: 155px; vertical-align: bottom;"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(0.1)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; background-color: #ffffff; width: 160px; vertical-align: bottom;"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(0.1&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 17px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; background-color: #ffffff; width: 158px; vertical-align: bottom;"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(0.2&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 844px; vertical-align: top;"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Effective federal income tax rate&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; background-color: #cceeff; width: 155px; vertical-align: bottom; border-top: #000000 2px solid;"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;23.0&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; background-color: #cceeff; width: 160px; vertical-align: bottom; border-top: #000000 2px solid;"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;43.1&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 17px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; background-color: #cceeff; width: 158px; vertical-align: bottom; border-top: #000000 2px solid;"&gt;
&lt;div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;31.4&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock>
<us-gaap:DisclosureOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="22"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Year Ended March 31,&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2019&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2018&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Number of&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Shares&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Weighted&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Average&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Exercise&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Price&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Number of&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Shares&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Weighted&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Average&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Exercise&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Price&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Number of&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Shares&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Weighted&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Average&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Exercise&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Price&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align:
 bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Balance, beginning of year&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;141,365&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3.77&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;220,654&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4.74&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;223,654&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4.73&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 13.5pt; font-size: 10pt;"&gt;Options exercised&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(37,533&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4.84&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(59,289&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4.13&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"
 nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(3,000&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3.84&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; text-indent: 13.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Options expired&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(2,500&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 2px; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8.12&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(20,000&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 2px; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;13.42&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 2px; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Balance, end of year&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;101,332&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;"
 valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 4px; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3.26&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;141,365&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 4px; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3.77&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;220,654&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 4px; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4.74&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:DisclosureOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTextBlock>
<us-gaap:ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Options Outstanding&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Options Exercisable&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Weighted Avg&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Weighted&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Weighted&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Remaining&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Average&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Average&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Range of&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Contractual&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Exercise&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;"
 valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Exercise&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Exercise Price&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Life (years)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Number&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Price&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Number&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Price&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 178px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1.00 - $3.00&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 179px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3.88&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 180px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;51,332&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 180px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2.70&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left;
 background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 180px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;51,332&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 180px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2.70&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 4px; background-color: #ffffff; width: 178px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3.01 - $5.00&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 4px; background-color: #ffffff; width: 179px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.48&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; padding-bottom: 2px; background-color: #ffffff; width: 180px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;50,000&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 4px; background-color: #ffffff; width: 180px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3.84&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 180px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;50,000&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 4px; background-color: #ffffff; width: 180px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3.84&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 178px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 179px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2.20&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align:
 right; background-color: #cceeff; width: 180px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;101,332&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 180px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3.26&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 180px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;101,332&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 180px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3.26&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTextBlock>
<rvsb:ScheduleOfStockOptionsOutstandingTableTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 80%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; width: 875px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;March 31, 2019&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;March 31, 2018&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="width: 875px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; text-indent: 0.45pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Stock options fully vested and expected to vest:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="width: 875px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 13.5pt; font-size: 10pt;"&gt;Number&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 143px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;101,332&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 144px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;141,365&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 875px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; text-indent: 13.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Weighted average exercise price&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 143px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3.26&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 144px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3.77&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 875px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; text-indent: 13.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Aggregate intrinsic value&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 143px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;410,000&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 144px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;788,000&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 875px;
 vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; text-indent: 13.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Weighted average contractual term of options (years)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 143px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2.20&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 144px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2.78&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 875px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Stock options fully vested and currently exercisable:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 143px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 144px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 875px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; text-indent: 13.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Number&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 143px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;101,332&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 144px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;141,365&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 875px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; text-indent: 13.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Weighted average exercise price&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 143px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3.26&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 144px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3.77&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 875px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; text-indent: 13.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Aggregate intrinsic value&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 143px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;410,000&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left;
 background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 144px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;788,000&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 875px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: justify; line-height: 9.7pt; text-indent: 13.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Weighted average contractual term of options (years)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 143px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2.20&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 144px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2.78&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 875px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 143px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 144px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="8"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;font style="font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;font style="font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;The aggregate intrinsic value of a stock option in the table above represents the total pre-tax intrinsic value (the amount by which the current market value of the underlying stock exceeds the exercise price) that would have been received by the option holders had all option holders exercised. This amount changes based on changes in the market value of the Company's stock.&lt;/font&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</rvsb:ScheduleOfStockOptionsOutstandingTableTextBlock>
<us-gaap:ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 96%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Actual&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;For Capital&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Adequacy Purposes&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;"Well Capitalized"&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Under Prompt&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Corrective Action&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Amount&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Ratio&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Amount&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Ratio&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Amount&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Ratio&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; font-weight: bold; margin-right: 3.6pt;"&gt;&lt;u&gt;March 31, 2019&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div
 style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Total Capital:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 417px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; text-indent: 6.05pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;(To Risk-Weighted Assets)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;140,062&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;16.88&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;66,379&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8.0&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;82,974&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10.0&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 417px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Tier 1 Capital:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff;
 width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="width: 417px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; text-indent: 6.05pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;(To Risk-Weighted Assets)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;129,671&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;15.63&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;49,784&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;6.0&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;66,379&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8.0&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 417px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Common equity tier 1 Capital:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align:
 right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 417px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; text-indent: 6.05pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;(To Risk-Weighted Assets)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;129,671&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;15.63&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;37,338&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4.5&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;53,933&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;6.5&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 417px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Tier 1 Capital (Leverage):&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color:
 #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="width: 417px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; text-indent: 7.65pt; font-family: 'times new roman', times, serif; font-size: 10pt; margin-right: 3.15pt;"&gt;(To Average Tangible Assets)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;129,671&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;11.56&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;44,874&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4.0&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;56,092&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5.0&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 96%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Actual&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;"
 valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;For Capital&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;Adequacy Purposes&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;"Well Capitalized"&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Under Prompt&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Corrective Action&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; font-weight: bold; margin-right: 3.6pt;"&gt;&lt;u&gt;March 31, 2018&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Amount&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Ratio&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Amount&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Ratio&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Amount&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Ratio&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Total Capital:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td
 style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 417px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; text-indent: 6.05pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;(To Risk-Weighted Assets)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;123,061&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;15.41&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;63,868&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8.0&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;79,835&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10.0&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 417px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Tier 1 Capital:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align:
 bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="width: 417px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; text-indent: 6.05pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;(To Risk-Weighted Assets)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;113,066&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;14.16&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;47,901&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;6.0&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;63,868&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8.0&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 417px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Common equity tier 1 Capital:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color:
 #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 417px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; text-indent: 8.3pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;(To Risk-Weighted Assets)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;113,066&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;14.16&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;35,926&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4.5&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;51,893&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;6.5&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 417px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;"&gt;Tier 1 Capital (Leverage):&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px;
 vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="width: 417px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.1pt; text-indent: 0.45pt; font-family: 'times new roman', times, serif; margin-left: 7.2pt; font-size: 10pt; margin-right: 3.15pt;"&gt;(To Average Tangible Assets)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;113,066&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10.26&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;44,093&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4.0&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;55,116&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5.0&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock>
<us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="10"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Year Ended March 31,&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(Dollars and share data in thousands, except per share data)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2019&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; text-indent: -3.8pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2018&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; text-indent: -3.8pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 1.15pt; font-family: 'times new roman', serif; font-size: 1pt;"&gt;P&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Basic EPS computation:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Numerator-net income&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;17,266&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10,242&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,404&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Denominator-weighted average common shares outstanding&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;22,588&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;22,531&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;22,478&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Basic EPS&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.76&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.45&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.33&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Diluted EPS computation:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Numerator-net income&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;17,266&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10,242&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,404&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -10.35pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Denominator-weighted average common shares outstanding&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;22,588&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;22,531&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;22,478&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 22.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Effect of dilutive stock options&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;72&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;92&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;70&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 22.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Weighted average common shares and common stock&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 30.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;equivalents&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;22,660&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;22,623&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;22,548&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Diluted EPS&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.76&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.45&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.33&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock>
<us-gaap:ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 96%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="10"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Estimated Fair Value Measurements Using&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&lt;u&gt;March 31, 2019&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Total Estimated&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Fair Value&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Level 1&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Level 2&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Level 3&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Investment securities available for sale:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 774px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;"&gt;Municipal securities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8,881&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px;
 vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8,881&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 774px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;"&gt;Agency securities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;12,341&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;12,341&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 774px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -18pt; font-family: 'times new roman', times, serif; margin-left: 36pt; font-size: 10pt;"&gt;Real estate mortgage investment conduits&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;40,162&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;40,162&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff;
 width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 774px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -18pt; font-family: 'times new roman', times, serif; margin-left: 36pt; font-size: 10pt;"&gt;Residential mortgage-backed securities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;75,821&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;75,821&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 774px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -18pt; font-family: 'times new roman', times, serif; margin-left: 36pt; font-size: 10pt;"&gt;Other mortgage-backed securities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;41,021&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;41,021&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 774px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total assets measured at fair value on a recurring basis&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff;
 width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;178,226&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;178,226&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 96%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="10"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Estimated Fair Value Measurements Using&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&lt;u&gt;March 31, 2018&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Total Estimated&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Fair Value&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Level 1&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Level 2&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Level 3&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td
 style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 8.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Investment securities available for sale:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 774px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;"&gt;Municipal securities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8,732&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8,732&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 774px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;"&gt;Agency securities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;22,102&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px;
 vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;22,102&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 774px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -18pt; font-family: 'times new roman', times, serif; margin-left: 36pt; font-size: 10pt;"&gt;Real estate mortgage investment conduits&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;46,955&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;46,955&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 774px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -18pt; font-family: 'times new roman', times, serif; margin-left: 36pt; font-size: 10pt;"&gt;Residential mortgage-backed securities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;89,074&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;89,074&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 774px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -18pt; font-family: 'times new roman', times, serif; margin-left: 36pt; font-size: 10pt;"&gt;Other mortgage-backed securities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid;
 text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;46,358&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;46,358&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 774px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total assets measured at fair value on a recurring basis&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;213,221&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;213,221&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock>
<rvsb:ScheduleOfAssetsMeasuredAtFairValueOnNonRecurringBasisTableTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" id="z016cee2c3d284995912d91e3a955657c" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="10"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Estimated fair value measurements using&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Total estimated&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;fair value&amp;#160;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Level 1&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Level&amp;#160;2&amp;#160;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Level&amp;#160;3&amp;#160;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&lt;u&gt;&lt;font style="font-weight: bold;"&gt;March 31, 2019&lt;/font&gt;&lt;/u&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 774px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Impaired loans&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;394&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;394&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal;"&gt;&amp;#160;&lt;/div&gt;
&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" id="z7d8242b9518e4a238dab3f68a5955f3d" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&lt;u&gt;March 31, 2018&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 774px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Impaired loans&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,143&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,143&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</rvsb:ScheduleOfAssetsMeasuredAtFairValueOnNonRecurringBasisTableTextBlock>
<us-gaap:FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 96%; border-collapse: collapse; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="height: 14px;"&gt;
&lt;td style="width: 427px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 21px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; width: 297px; vertical-align: bottom;"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Valuation technique&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 32px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; width: 446px; vertical-align: bottom;"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; font-weight: bold;"&gt;Significant unobservable inputs&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 36px; vertical-align: top;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; width: 229px; vertical-align: bottom;"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Range&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="width: 427px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 21px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 297px; vertical-align: bottom; border-top: #000000 2px solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 32px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 446px; vertical-align: bottom; border-top: #000000 2px solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 36px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 229px; vertical-align: bottom; border-top: #000000 2px solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 427px; vertical-align: middle;"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Impaired loans&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 21px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 297px; vertical-align: bottom;"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Appraised value&lt;/div&gt;
&lt;div style="line-height: 5.7pt;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Discounted cash flows&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 32px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 446px; vertical-align: bottom;"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Adjustment for market conditions&lt;/div&gt;
&lt;div style="line-height: 5.7pt;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Discount rate&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 36px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 229px; vertical-align: bottom;"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; text-indent: -0.9pt; font-family: 'times new roman', times, serif; margin-left: 2.7pt; font-size: 10pt;"&gt;N/A&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top; font-weight: bold;"&gt;(1)&lt;/sup&gt;&lt;/div&gt;
&lt;div style="line-height: 5.7pt;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; text-indent: -0.9pt; font-family: 'times new roman', times, serif; margin-left: 2.7pt; font-size: 10pt;"&gt;5.25% 8.00%&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 427px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 21px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 297px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 32px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 446px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 36px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 229px; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="text-align: left; width: 1488px; vertical-align: top;" colspan="7"&gt;
&lt;div style="line-height: 5.7pt;"&gt;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&amp;#160; There were no adjustments to appraised values of impaired loans as of March 31, 2019 and 2018.&lt;/div&gt;
&lt;div style="line-height: 5.7pt;"&gt;&amp;#160;&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock>
<us-gaap:FairValueOptionQuantitativeDisclosuresTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 96%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="height: 26px;"&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&lt;u&gt;March 31, 2019&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Carrying&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Amount&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Level 1&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Level 2&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Level 3&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Estimated&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Fair Value&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; font-weight: bold; margin-right: 0.7pt;"&gt;Assets:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 596px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;"&gt;Cash and cash equivalents&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;22,950&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;22,950&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff;
 width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;22,950&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 596px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;"&gt;Certificates of deposit held for investment&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;747&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;746&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;746&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 596px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;"&gt;Loans held for sale&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;909&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt;
 font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;909&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;909&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 596px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;"&gt;Investment securities available for sale&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;178,226&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;178,226&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;178,226&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 596px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;"&gt;Investment securities held to maturity&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;35&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;35&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right;
 background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;35&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 596px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;"&gt;Loans receivable, net&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;864,659&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;862,429&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;862,429&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 596px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;"&gt;FHLB stock&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,644&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,644&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align:
 bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,644&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 596px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 596px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; font-weight: bold; margin-right: 0.7pt;"&gt;Liabilities:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 596px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;"&gt;Certificates of deposit&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;86,006&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman',
 times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;84,455&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;84,455&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 596px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;FHLB advances&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;56,586&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;56,586&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;56,586&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 596px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Junior subordinated debentures&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;26,575&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman',
 times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;15,468&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;15,468&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 596px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Capital lease obligation&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,403&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,403&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,403&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 96%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;&lt;u&gt;March 31, 2018&lt;/u&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Carrying&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Amount&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Level 1&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align:
 center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Level 2&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Level 3&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Estimated&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Fair Value&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; font-weight: bold; margin-right: 0.7pt;"&gt;Assets:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 596px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;"&gt;Cash and cash equivalents&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;44,767&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;44,767&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width:
 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;44,767&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 596px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;"&gt;Certificates of deposit held for investment&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,967&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,959&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,959&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 596px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;"&gt;Loans held for sale&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;210&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;210&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td
 style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;210&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 596px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;"&gt;Investment securities available for sale&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;213,221&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;213,221&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;213,221&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 596px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;"&gt;Investment securities held to maturity&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;42&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;43&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div
 style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;43&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 596px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;"&gt;Loans receivable, net&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;800,610&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;792,916&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;792,916&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 596px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;"&gt;FHLB stock&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,353&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,353&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,353&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 596px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff;
 width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 596px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; font-weight: bold; margin-right: 0.7pt;"&gt;Liabilities:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 596px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;"&gt;Certificates of deposit&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;123,144&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;120,940&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left;
 background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;120,940&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 596px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Junior subordinated debentures&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;26,484&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;15,274&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;15,274&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 596px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Capital lease obligation&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,431&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,431&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align:
 left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,431&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:FairValueOptionQuantitativeDisclosuresTextBlock>
<rvsb:ScheduleOfSignificantOffBalanceSheetCommitmentsTableTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 85%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; width: 929px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Contract or Notional Amount&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; width: 929px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;March 31, 2019&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;March 31, 2018&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="width: 929px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Commitments to originate loans:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: top;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 929px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Adjustable-rate&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;30,579&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 154px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;20,065&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 929px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Fixed-rate&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10,158&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 154px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;14,989&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 929px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Standby letters of credit&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,410&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left;
 background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 154px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,432&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 929px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Undisbursed loan funds and unused lines of credit&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;139,842&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 154px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;152,982&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 929px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 13.5pt; font-size: 10pt;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;182,989&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 154px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;190,468&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</rvsb:ScheduleOfSignificantOffBalanceSheetCommitmentsTableTextBlock>
<srt:ScheduleOfCondensedBalanceSheetTableTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;BALANCE SHEETS&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;AS OF MARCH 31, 2019 AND 2018&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2019&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2018&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; vertical-align: middle;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;ASSETS&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1191px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Cash and cash equivalents&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,178&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;6,479&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1191px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Investment in the Bank&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;155,041&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;136,497&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;"
 valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 1191px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Other assets&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,445&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,166&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 1191px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;TOTAL ASSETS&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;160,664&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;144,142&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1191px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;LIABILITIES AND SHAREHOLDERS' EQUITY&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1191px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Accrued expenses and other liabilities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;63&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;80&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1191px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Dividend payable&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left;
 background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;904&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;677&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1191px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Borrowings&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;26,575&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;26,484&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 1191px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Shareholders' equity&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;133,122&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;116,901&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 1191px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;160,664&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;144,142&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</srt:ScheduleOfCondensedBalanceSheetTableTextBlock>
<srt:ScheduleOfCondensedIncomeStatementTableTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;STATEMENTS OF INCOME&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;FOR THE YEARS ENDED MARCH 31, 2019, 2018 AND 2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2019&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2018&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt;"&gt;INCOME:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1003px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Interest on investment securities and other short-term investments&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;35&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align:
 bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;26&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;21&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 1003px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Interest on loan receivable from the Bank&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;6&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;15&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1003px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 18pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total income&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;35&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;32&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;36&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1003px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left;
 background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1003px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt;"&gt;EXPENSE:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1003px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Management service fees paid to the Bank&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;143&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;143&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;143&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 1003px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Other expenses&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,298&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,020&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;587&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 1003px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 18pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total expense&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;"
 valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,441&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,163&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;730&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1003px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;LOSS BEFORE INCOME TAXES AND EQUITY&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="width: 1003px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 18pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;IN UNDISTRIBUTED INCOME OF THE BANK&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,406&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,131&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(694&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 1003px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;BENEFIT FOR INCOME TAXES&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(294&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom:
 #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(513&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(235&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1003px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;LOSS OF PARENT COMPANY&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,112&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(618&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(459&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 1003px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;EQUITY IN UNDISTRIBUTED INCOME OF THE BANK&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;18,378&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10,860&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,863&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 1003px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;NET INCOME&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;17,266&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left;
 padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10,242&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,404&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</srt:ScheduleOfCondensedIncomeStatementTableTextBlock>
<srt:ScheduleOfCondensedCashFlowStatementTableTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;div style="text-align: left; line-height: 10.25pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: bold; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;STATEMENTS OF CASH FLOWS&lt;/div&gt;
&lt;div style="text-align: left; line-height: 10.25pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: bold; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;FOR THE YEARS ENDED MARCH 31, 2019, 2018 AND 2017&lt;/div&gt;
&lt;div style="line-height: 10.25pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;(In thousands)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2019&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2018&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; vertical-align: top;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt;"&gt;CASH FLOWS FROM OPERATING ACTIVITIES:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; margin-left: 8.6pt; font-size: 10pt;"&gt;Net income&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;17,266&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new
 roman', times, serif; font-size: 10pt;"&gt;10,242&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;7,404&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: -18pt; font-family: 'times new roman', times, serif; margin-left: 26.6pt; font-size: 10pt;"&gt;Adjustments to reconcile net income to net cash provided by (used in) operating activities:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 17.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Equity in undistributed income of the Bank&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(18,378&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(10,860&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(7,863&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 17.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Amortization&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;91&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;94&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size:
 10pt;"&gt;22&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 17.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Provision for deferred income taxes&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;174&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;666&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 17.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Earned ESOP shares&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;148&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;143&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 17.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Changes in assets and liabilities:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 26.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Other assets&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(447&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td
 style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,770&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,031&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 26.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Accrued expenses and other liabilities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;141&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(132&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(19&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 35.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Net cash provided by (used in) operating activities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,317&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,436&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(678&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;"
 valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt;"&gt;CASH FLOWS FROM INVESTING ACTIVITIES:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1003px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Proceeds from assumption of junior subordinated debt (see Note 3)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,687&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 1003px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Dividend from the Bank&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,000&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,750&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,500&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1003px;
 vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 35.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Net cash provided by investing activities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,000&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,750&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;6,187&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt;"&gt;CASH FLOWS FROM FINANCING ACTIVITIES:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1003px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Dividends paid&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(3,163&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(2,140&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;"
 valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,799&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 1003px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Proceeds from exercise of stock options&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;179&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;245&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;11&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; text-indent: 35.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Net cash used in financing activities&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(2,984&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,895&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(1,788&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 1003px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(2,301&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right;
 background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,291&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,721&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt;"&gt;CASH AND CASH EQUIVALENTS, BEGINNING OF YEAR&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;6,479&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,188&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,467&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt;"&gt;CASH AND CASH EQUIVALENTS, END OF YEAR&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size:
 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,178&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;6,479&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,188&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</srt:ScheduleOfCondensedCashFlowStatementTableTextBlock>
<us-gaap:ScheduleOfQuarterlyFinancialInformationTableTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;div style="text-align: left; line-height: 10.25pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 4.5pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: bold; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;SELECTED QUARTERLY FINANCIAL DATA (UNAUDITED):&lt;/div&gt;
&lt;div style="line-height: 9.1pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;(Dollars in thousands, except per share data)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="14"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Three Months Ended&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;March 31&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;December 31&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;September 30&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;June 30&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -0.85pt; font-family: 'times new roman', times, serif; margin-left: 1.75pt; font-size: 10pt; font-weight: bold;"&gt;Fiscal 2019:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 8.6pt; font-family: 'times new roman', times, serif; margin-left: 1.75pt; font-size: 10pt;"&gt;Interest and dividend income&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;12,464&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right;
 background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;12,336&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;12,213&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;12,105&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Interest expense&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;930&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;656&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;611&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;618&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 21.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Net interest income&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;11,534&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;11,680&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;11,602&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left;
 background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;11,487&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Provision for (recapture of) loan losses&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;250&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(200&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Non-interest income, net&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,008&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,782&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,016&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,052&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Non-interest expense&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8,962&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000
 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8,803&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8,915&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;9,019&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="height: 13px;"&gt;
&lt;td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 21.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Income before income taxes&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,580&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,659&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,453&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,720&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Provision for income taxes&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,373&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,271&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,224&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"
 nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,278&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; text-indent: 21.6pt;"&gt;Net income&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,207&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,388&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,229&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,442&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px;
 vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; text-indent: 10.4pt;"&gt;Basic earnings per common share&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.19&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.19&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.19&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.20&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 815px; vertical-align: bottom;"
 valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; text-indent: 10.4pt;"&gt;Diluted earnings per common share&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.19&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.19&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.19&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.20&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: -0.85pt; font-family: 'times new roman', times, serif; margin-left: 1.75pt; font-size: 10pt; font-weight: bold;"&gt;Fiscal 2018:&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td
 style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 8.6pt; font-family: 'times new roman', times, serif; margin-left: 1.75pt; font-size: 10pt;"&gt;Interest and dividend income&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;11,244&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;11,378&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;11,315&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;11,023&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Interest expense&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;587&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;582&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;590&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;590&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 815px; vertical-align: bottom;"
 valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 21.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Net interest income&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10,657&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10,796&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10,725&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10,433&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Provision for loan losses&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Non-interest income, net&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,663&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,890&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div
 style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,713&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,738&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Non-interest expense&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;9,127&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8,558&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;8,759&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;9,174&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 21.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Income before income taxes&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,193&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;5,128&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;4,679&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,997&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Provision for income taxes&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;"
 valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,184&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,608&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,620&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,343&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; text-indent: 21.6pt;"&gt;Net income&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,009&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,520&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000
 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,059&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,654&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; text-indent: 10.4pt;"&gt;Basic earnings per common share&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.13&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.07&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.14&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.12&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td
 style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; text-indent: 10.4pt;"&gt;Diluted earnings per common share&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.13&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.07&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.14&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;0.12&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 3.4pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: left; line-height: 9.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&amp;#160;&amp;#160;&lt;font style="font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Quarterly earnings per common share may vary from annual earnings common per share due to rounding.&lt;/font&gt;&lt;/div&gt;</us-gaap:ScheduleOfQuarterlyFinancialInformationTableTextBlock>
<us-gaap:PropertyPlantAndEquipmentEstimatedUsefulLives contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_PropertyPlantAndEquipmentByTypeAxis_LeaseholdImprovementsMember">15 to 25 years, or estimated lease term if shorter</us-gaap:PropertyPlantAndEquipmentEstimatedUsefulLives>
<us-gaap:PropertyPlantAndEquipmentEstimatedUsefulLives contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_PropertyPlantAndEquipmentByTypeAxis_FurnitureAndFixturesMember">3 to 20 years</us-gaap:PropertyPlantAndEquipmentEstimatedUsefulLives>
<us-gaap:PropertyPlantAndEquipmentEstimatedUsefulLives contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_PropertyPlantAndEquipmentByTypeAxis_BuildingImprovementsMember">Up to 45 years</us-gaap:PropertyPlantAndEquipmentEstimatedUsefulLives>
<us-gaap:FiniteLivedIntangibleAssetsRemainingAmortizationPeriod1 contextRef="Context_12ME_01-Apr-2018T00_00_00_TO_31-Mar-2019T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember">P10Y</us-gaap:FiniteLivedIntangibleAssetsRemainingAmortizationPeriod1>
<rvsb:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCdi contextRef="Context_As_Of_17_Feb_2017T00_00_00_TO_17_Feb_2017T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember" unitRef="USD" decimals="-3">0</rvsb:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCdi>
<rvsb:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCdi contextRef="Context_As_Of_17_Feb_2017T00_00_00_TO_17_Feb_2017T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember_FairValueByMeasurementBasisAxis_ChangeDuringPeriodFairValueDisclosureMember" unitRef="USD" decimals="-3">1363000</rvsb:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCdi>
<rvsb:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCdi contextRef="Context_As_Of_17-Feb-2017T00_00_00_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember_BusinessAcquisitionAxis_MerchantsBancorpMember" unitRef="USD" decimals="-3">1363000</rvsb:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCdi>

<us-gaap:FiniteLivedCoreDepositsGross contextRef="Context_As_Of_31-Mar-2018T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember" unitRef="USD" decimals="-4">1360000</us-gaap:FiniteLivedCoreDepositsGross>

<us-gaap:FiniteLivedCoreDepositsGross contextRef="Context_As_Of_31-Mar-2019T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember" unitRef="USD" decimals="-4">1360000</us-gaap:FiniteLivedCoreDepositsGross>

<us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization contextRef="Context_As_Of_31-Mar-2018T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember" unitRef="USD" decimals="0">260000</us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization>
<us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization contextRef="Context_As_Of_31-Mar-2019T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember" unitRef="USD" decimals="0">443000</us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization>
<us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths contextRef="Context_As_Of_31-Mar-2019T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember" unitRef="USD" decimals="0">160000</us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths>
<us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo contextRef="Context_As_Of_31-Mar-2019T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember" unitRef="USD" decimals="0">140000</us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo>
<us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearThree contextRef="Context_As_Of_31-Mar-2019T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember" unitRef="USD" decimals="0">125000</us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearThree>
<us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearFour contextRef="Context_As_Of_31-Mar-2019T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember" unitRef="USD" decimals="0">116000</us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearFour>
<us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearFive contextRef="Context_As_Of_31-Mar-2019T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember" unitRef="USD" decimals="0">108000</us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearFive>
<us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive contextRef="Context_As_Of_31-Mar-2019T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember" unitRef="USD" decimals="0">271000</us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive>
<rvsb:EarlyAdoptionOfReclassificationOfTaxEffectsFromAociToRetainedEarnings contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_NewAccountingPronouncementEarlyAdoptionAxis_AdjustmentsForNewAccountingPrincipleEarlyAdoptionMember" unitRef="USD" decimals="0">342000</rvsb:EarlyAdoptionOfReclassificationOfTaxEffectsFromAociToRetainedEarnings>
<us-gaap:AssetsHeldInTrust contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-5">484300000</us-gaap:AssetsHeldInTrust>
<us-gaap:AssetsHeldInTrust contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-5">646000000</us-gaap:AssetsHeldInTrust>
<rvsb:MinimumReserveBalance contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-5">1700000</rvsb:MinimumReserveBalance>
<rvsb:MinimumReserveBalance contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-5">1800000</rvsb:MinimumReserveBalance>
<us-gaap:PaymentsToAcquireBusinessesGross contextRef="Context_Custom_01_Feb_2017T00_00_00_TO_17_Feb_2017T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember" unitRef="USD" decimals="-5">12100000</us-gaap:PaymentsToAcquireBusinessesGross>


<us-gaap:PaymentsToAcquireBusinessesGross contextRef="Context_Custom_01_Feb_2017T00_00_00_TO_17_Feb_2017T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">12080000</us-gaap:PaymentsToAcquireBusinessesGross>
<us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCashAndEquivalents contextRef="Context_As_Of_17_Feb_2017T00_00_00_TO_17_Feb_2017T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember" unitRef="USD" decimals="-3">27196000</us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCashAndEquivalents>
<us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCashAndEquivalents contextRef="Context_As_Of_17_Feb_2017T00_00_00_TO_17_Feb_2017T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember_FairValueByMeasurementBasisAxis_ChangeDuringPeriodFairValueDisclosureMember" unitRef="USD" decimals="-3">0</us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCashAndEquivalents>
<us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCashAndEquivalents contextRef="Context_As_Of_17-Feb-2017T00_00_00_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember_BusinessAcquisitionAxis_MerchantsBancorpMember" unitRef="USD" decimals="-3">27196000</us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCashAndEquivalents>
<rvsb:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLoansReceivable contextRef="Context_As_Of_17_Feb_2017T00_00_00_TO_17_Feb_2017T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember" unitRef="USD" decimals="-3">115283000</rvsb:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLoansReceivable>
<rvsb:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLoansReceivable contextRef="Context_As_Of_17_Feb_2017T00_00_00_TO_17_Feb_2017T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember_FairValueByMeasurementBasisAxis_ChangeDuringPeriodFairValueDisclosureMember" unitRef="USD" decimals="-3">-3258000</rvsb:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLoansReceivable>
<rvsb:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLoansReceivable contextRef="Context_As_Of_17-Feb-2017T00_00_00_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember_BusinessAcquisitionAxis_MerchantsBancorpMember" unitRef="USD" decimals="-3">112025000</rvsb:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLoansReceivable>
<us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedPropertyPlantAndEquipment contextRef="Context_As_Of_17_Feb_2017T00_00_00_TO_17_Feb_2017T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember" unitRef="USD" decimals="-3">1769000</us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedPropertyPlantAndEquipment>
<us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedPropertyPlantAndEquipment contextRef="Context_As_Of_17_Feb_2017T00_00_00_TO_17_Feb_2017T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember_FairValueByMeasurementBasisAxis_ChangeDuringPeriodFairValueDisclosureMember" unitRef="USD" decimals="-3">399000</us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedPropertyPlantAndEquipment>
<us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedPropertyPlantAndEquipment contextRef="Context_As_Of_17-Feb-2017T00_00_00_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember_BusinessAcquisitionAxis_MerchantsBancorpMember" unitRef="USD" decimals="-3">2168000</us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedPropertyPlantAndEquipment>
<rvsb:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedBankOwnedLifeInsurance contextRef="Context_As_Of_17_Feb_2017T00_00_00_TO_17_Feb_2017T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember" unitRef="USD" decimals="-3">2113000</rvsb:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedBankOwnedLifeInsurance>
<rvsb:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedBankOwnedLifeInsurance contextRef="Context_As_Of_17_Feb_2017T00_00_00_TO_17_Feb_2017T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember_FairValueByMeasurementBasisAxis_ChangeDuringPeriodFairValueDisclosureMember" unitRef="USD" decimals="-3">0</rvsb:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedBankOwnedLifeInsurance>
<rvsb:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedBankOwnedLifeInsurance contextRef="Context_As_Of_17-Feb-2017T00_00_00_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember_BusinessAcquisitionAxis_MerchantsBancorpMember" unitRef="USD" decimals="-3">2113000</rvsb:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedBankOwnedLifeInsurance>
<rvsb:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedInterestReceivableAndOtherAssets contextRef="Context_As_Of_17_Feb_2017T00_00_00_TO_17_Feb_2017T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember" unitRef="USD" decimals="-3">431000</rvsb:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedInterestReceivableAndOtherAssets>
<rvsb:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedInterestReceivableAndOtherAssets contextRef="Context_As_Of_17_Feb_2017T00_00_00_TO_17_Feb_2017T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember_FairValueByMeasurementBasisAxis_ChangeDuringPeriodFairValueDisclosureMember" unitRef="USD" decimals="-3">90000</rvsb:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedInterestReceivableAndOtherAssets>
<rvsb:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedInterestReceivableAndOtherAssets contextRef="Context_As_Of_17-Feb-2017T00_00_00_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember_BusinessAcquisitionAxis_MerchantsBancorpMember" unitRef="USD" decimals="-3">521000</rvsb:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedInterestReceivableAndOtherAssets>
<us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets contextRef="Context_As_Of_17_Feb_2017T00_00_00_TO_17_Feb_2017T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember" unitRef="USD" decimals="-3">146792000</us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets>
<us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets contextRef="Context_As_Of_17_Feb_2017T00_00_00_TO_17_Feb_2017T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember_FairValueByMeasurementBasisAxis_ChangeDuringPeriodFairValueDisclosureMember" unitRef="USD" decimals="-3">-1406000</us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets>
<us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets contextRef="Context_As_Of_17-Feb-2017T00_00_00_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember_BusinessAcquisitionAxis_MerchantsBancorpMember" unitRef="USD" decimals="-3">145386000</us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets>
<rvsb:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDeposits contextRef="Context_As_Of_17_Feb_2017T00_00_00_TO_17_Feb_2017T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember" unitRef="USD" decimals="-3">130572000</rvsb:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDeposits>
<rvsb:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDeposits contextRef="Context_As_Of_17_Feb_2017T00_00_00_TO_17_Feb_2017T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember_FairValueByMeasurementBasisAxis_ChangeDuringPeriodFairValueDisclosureMember" unitRef="USD" decimals="-3">235000</rvsb:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDeposits>
<rvsb:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDeposits contextRef="Context_As_Of_17-Feb-2017T00_00_00_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember_BusinessAcquisitionAxis_MerchantsBancorpMember" unitRef="USD" decimals="-3">130807000</rvsb:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDeposits>
<rvsb:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedJuniorSubordinatedDebentures contextRef="Context_As_Of_17_Feb_2017T00_00_00_TO_17_Feb_2017T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember" unitRef="USD" decimals="-3">5155000</rvsb:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedJuniorSubordinatedDebentures>
<rvsb:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedJuniorSubordinatedDebentures contextRef="Context_As_Of_17_Feb_2017T00_00_00_TO_17_Feb_2017T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember_FairValueByMeasurementBasisAxis_ChangeDuringPeriodFairValueDisclosureMember" unitRef="USD" decimals="-3">-1468000</rvsb:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedJuniorSubordinatedDebentures>
<rvsb:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedJuniorSubordinatedDebentures contextRef="Context_As_Of_17-Feb-2017T00_00_00_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember_BusinessAcquisitionAxis_MerchantsBancorpMember" unitRef="USD" decimals="-3">3687000</rvsb:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedJuniorSubordinatedDebentures>
<rvsb:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedExpensesAndOtherLiabilities contextRef="Context_As_Of_17_Feb_2017T00_00_00_TO_17_Feb_2017T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember" unitRef="USD" decimals="-3">293000</rvsb:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedExpensesAndOtherLiabilities>
<rvsb:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedExpensesAndOtherLiabilities contextRef="Context_As_Of_17_Feb_2017T00_00_00_TO_17_Feb_2017T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember_FairValueByMeasurementBasisAxis_ChangeDuringPeriodFairValueDisclosureMember" unitRef="USD" decimals="-3">23000</rvsb:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedExpensesAndOtherLiabilities>
<rvsb:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedExpensesAndOtherLiabilities contextRef="Context_As_Of_17-Feb-2017T00_00_00_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember_BusinessAcquisitionAxis_MerchantsBancorpMember" unitRef="USD" decimals="-3">316000</rvsb:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedExpensesAndOtherLiabilities>
<us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilities contextRef="Context_As_Of_17_Feb_2017T00_00_00_TO_17_Feb_2017T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember" unitRef="USD" decimals="-3">136020000</us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilities>
<us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilities contextRef="Context_As_Of_17_Feb_2017T00_00_00_TO_17_Feb_2017T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember_FairValueByMeasurementBasisAxis_ChangeDuringPeriodFairValueDisclosureMember" unitRef="USD" decimals="-3">-1210000</us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilities>
<us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilities contextRef="Context_As_Of_17-Feb-2017T00_00_00_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember_BusinessAcquisitionAxis_MerchantsBancorpMember" unitRef="USD" decimals="-3">134810000</us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilities>
<us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet contextRef="Context_As_Of_17_Feb_2017T00_00_00_TO_17_Feb_2017T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember" unitRef="USD" decimals="-3">10772000</us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet>
<us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet contextRef="Context_As_Of_17_Feb_2017T00_00_00_TO_17_Feb_2017T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember_FairValueByMeasurementBasisAxis_ChangeDuringPeriodFairValueDisclosureMember" unitRef="USD" decimals="-3">-196000</us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet>
<us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet contextRef="Context_As_Of_17-Feb-2017T00_00_00_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember_BusinessAcquisitionAxis_MerchantsBancorpMember" unitRef="USD" decimals="-3">10576000</us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet>
<us-gaap:BusinessAcquisitionsProFormaRevenue contextRef="Context_FYE_01_Apr_2015T00_00_00_TO_31_Mar_2016T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember" unitRef="USD" decimals="-3">45261000</us-gaap:BusinessAcquisitionsProFormaRevenue>
<us-gaap:BusinessAcquisitionsProFormaRevenue contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember" unitRef="USD" decimals="-3">49290000</us-gaap:BusinessAcquisitionsProFormaRevenue>
<us-gaap:BusinessAcquisitionsProFormaNetIncomeLoss contextRef="Context_FYE_01_Apr_2015T00_00_00_TO_31_Mar_2016T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember" unitRef="USD" decimals="-3">8260000</us-gaap:BusinessAcquisitionsProFormaNetIncomeLoss>
<us-gaap:BusinessAcquisitionsProFormaNetIncomeLoss contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember" unitRef="USD" decimals="-3">9277000</us-gaap:BusinessAcquisitionsProFormaNetIncomeLoss>
<us-gaap:BusinessCombinationAcquisitionRelatedCosts contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember" unitRef="USD" decimals="-3">748000</us-gaap:BusinessCombinationAcquisitionRelatedCosts>
<us-gaap:BusinessCombinationAcquisitionRelatedCosts contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember_IncomeStatementLocationAxis_SalariesAndEmployeeBenefitMember" unitRef="USD" decimals="-3">26000</us-gaap:BusinessCombinationAcquisitionRelatedCosts>
<us-gaap:BusinessCombinationAcquisitionRelatedCosts contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember_IncomeStatementLocationAxis_OccupancyAndDepreciationMember" unitRef="USD" decimals="-3">6000</us-gaap:BusinessCombinationAcquisitionRelatedCosts>
<us-gaap:BusinessCombinationAcquisitionRelatedCosts contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember_IncomeStatementLocationAxis_DataProcessingMember" unitRef="USD" decimals="-3">63000</us-gaap:BusinessCombinationAcquisitionRelatedCosts>
<us-gaap:BusinessCombinationAcquisitionRelatedCosts contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_BusinessAcquisitionAxis_MerchantsBancorpMember_IncomeStatementLocationAxis_ProfessionalFeesMember" unitRef="USD" decimals="-3">653000</us-gaap:BusinessCombinationAcquisitionRelatedCosts>
<us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_ResidentialMortgageBackedSecuritiesMember" unitRef="USD" decimals="-3" id="Footnote-1_3">1000</us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain>
<us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_ResidentialMortgageBackedSecuritiesMember" unitRef="USD" decimals="-3" id="Footnote-1_4">0</us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain>
<us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_ResidentialMortgageBackedSecuritiesMember" unitRef="USD" decimals="-3" id="Footnote-1_5">0</us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss>
<us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_ResidentialMortgageBackedSecuritiesMember" unitRef="USD" decimals="-3" id="Footnote-1_6">0</us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss>
<us-gaap:HeldToMaturitySecuritiesFairValue contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_ResidentialMortgageBackedSecuritiesMember" unitRef="USD" decimals="-3" id="Footnote-1_7">43000</us-gaap:HeldToMaturitySecuritiesFairValue>
<us-gaap:HeldToMaturitySecuritiesFairValue contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_ResidentialMortgageBackedSecuritiesMember" unitRef="USD" decimals="-3" id="Footnote-1_8">35000</us-gaap:HeldToMaturitySecuritiesFairValue>
<us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">4961000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost>
<us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">4949000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue>
<us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">8585000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost>
<us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">8505000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue>
<us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">48050000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost>
<us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">47373000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue>
<us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">120085000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost>
<us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">117399000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue>
<us-gaap:AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">181681000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis>
<us-gaap:AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">178226000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate>
<us-gaap:HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">0</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount>
<us-gaap:HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">0</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue>
<us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">32000</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount>
<us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">32000</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue>
<us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">0</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount>
<us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">0</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue>
<us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">3000</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount>
<us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">3000</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue>
<us-gaap:HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">35000</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis>
<us-gaap:HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValue contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">35000</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValue>
<us-gaap:AvailableForSaleSecuritiesGrossRealizedGainLossNet contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="0">82000</us-gaap:AvailableForSaleSecuritiesGrossRealizedGainLossNet>
<rvsb:PledgedAssetsSeparatelyReportedSecuritiesPledgedAsCollateralAtAmortizedCost contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_AvailableforsaleSecuritiesMember" unitRef="USD" decimals="-5">3700000</rvsb:PledgedAssetsSeparatelyReportedSecuritiesPledgedAsCollateralAtAmortizedCost>
<rvsb:PledgedAssetsSeparatelyReportedSecuritiesPledgedAsCollateralAtAmortizedCost contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_AvailableforsaleSecuritiesMember" unitRef="USD" decimals="-5">5800000</rvsb:PledgedAssetsSeparatelyReportedSecuritiesPledgedAsCollateralAtAmortizedCost>
<us-gaap:PledgedAssetsSeparatelyReportedSecuritiesPledgedAsCollateralAtFairValue contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_AvailableforsaleSecuritiesMember" unitRef="USD" decimals="-5">3600000</us-gaap:PledgedAssetsSeparatelyReportedSecuritiesPledgedAsCollateralAtFairValue>
<us-gaap:PledgedAssetsSeparatelyReportedSecuritiesPledgedAsCollateralAtFairValue contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_AvailableforsaleSecuritiesMember" unitRef="USD" decimals="-5">5700000</us-gaap:PledgedAssetsSeparatelyReportedSecuritiesPledgedAsCollateralAtFairValue>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">811376000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">105106000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="-3">137672000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">450597000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember" unitRef="USD" decimals="-3">15337000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember" unitRef="USD" decimals="-3">63080000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">39584000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember" unitRef="USD" decimals="-3">706270000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_AutomobileLoanMember" unitRef="USD" decimals="-5">12900000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_PassMember" unitRef="USD" decimals="-3">104829000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="USD" decimals="-3">0</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="USD" decimals="-3">277000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_DoubtfulMember" unitRef="USD" decimals="-3">0</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_LossMember" unitRef="USD" decimals="-3">0</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_InternalCreditAssessmentAxis_PassMember" unitRef="USD" decimals="-3">792298000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="USD" decimals="-3">11655000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_InternalCreditAssessmentAxis_SubstandardMember" unitRef="USD" decimals="-3">7423000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_RealEstateOneToFourFamilyMember" unitRef="USD" decimals="-3">90109000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_OtherInstallmentMember" unitRef="USD" decimals="-3" id="Footnote-3_1">14997000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_PassMember" unitRef="USD" decimals="-3">440123000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="USD" decimals="-3">7489000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="USD" decimals="-3">2985000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_DoubtfulMember" unitRef="USD" decimals="-3">0</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_LossMember" unitRef="USD" decimals="-3">0</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember_InternalCreditAssessmentAxis_PassMember" unitRef="USD" decimals="-3">14574000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="USD" decimals="-3">0</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="USD" decimals="-3">763000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember_InternalCreditAssessmentAxis_DoubtfulMember" unitRef="USD" decimals="-3">0</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember_InternalCreditAssessmentAxis_LossMember" unitRef="USD" decimals="-3">0</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember_InternalCreditAssessmentAxis_PassMember" unitRef="USD" decimals="-3">60879000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="USD" decimals="-3">2190000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="USD" decimals="-3">11000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember_InternalCreditAssessmentAxis_DoubtfulMember" unitRef="USD" decimals="-3">0</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember_InternalCreditAssessmentAxis_LossMember" unitRef="USD" decimals="-3">0</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_PassMember" unitRef="USD" decimals="-3">39584000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="USD" decimals="-3">0</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="USD" decimals="-3">0</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_DoubtfulMember" unitRef="USD" decimals="-3">0</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_LossMember" unitRef="USD" decimals="-3">0</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember_InternalCreditAssessmentAxis_PassMember" unitRef="USD" decimals="-3">132309000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="USD" decimals="-3">1976000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="USD" decimals="-3">3387000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember_InternalCreditAssessmentAxis_DoubtfulMember" unitRef="USD" decimals="-3">0</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember_InternalCreditAssessmentAxis_LossMember" unitRef="USD" decimals="-3">0</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_InternalCreditAssessmentAxis_DoubtfulMember" unitRef="USD" decimals="-3">0</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_InternalCreditAssessmentAxis_LossMember" unitRef="USD" decimals="-3">0</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">876116000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">92409000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="-3">162796000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">461432000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember" unitRef="USD" decimals="-3">17027000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember" unitRef="USD" decimals="-3">51570000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">90882000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember" unitRef="USD" decimals="-3">783707000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_AutomobileLoanMember" unitRef="USD" decimals="-5">5800000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_PassMember" unitRef="USD" decimals="-3">92199000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="USD" decimals="-3">0</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="USD" decimals="-3">210000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_DoubtfulMember" unitRef="USD" decimals="-3">0</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_InternalCreditAssessmentAxis_LossMember" unitRef="USD" decimals="-3">0</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_InternalCreditAssessmentAxis_PassMember" unitRef="USD" decimals="-3">864483000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="USD" decimals="-3">5327000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_InternalCreditAssessmentAxis_SubstandardMember" unitRef="USD" decimals="-3">6306000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_RealEstateOneToFourFamilyMember" unitRef="USD" decimals="-3">84053000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_OtherInstallmentMember" unitRef="USD" decimals="-3" id="Footnote-3_2">8356000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_PassMember" unitRef="USD" decimals="-3">454013000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="USD" decimals="-3">4030000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="USD" decimals="-3">3389000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_DoubtfulMember" unitRef="USD" decimals="-3">0</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_InternalCreditAssessmentAxis_LossMember" unitRef="USD" decimals="-3">0</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember_InternalCreditAssessmentAxis_PassMember" unitRef="USD" decimals="-3">16299000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="USD" decimals="-3">0</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="USD" decimals="-3">728000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember_InternalCreditAssessmentAxis_DoubtfulMember" unitRef="USD" decimals="-3">0</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember_InternalCreditAssessmentAxis_LossMember" unitRef="USD" decimals="-3">0</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember_InternalCreditAssessmentAxis_PassMember" unitRef="USD" decimals="-3">51093000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="USD" decimals="-3">457000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="USD" decimals="-3">20000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember_InternalCreditAssessmentAxis_DoubtfulMember" unitRef="USD" decimals="-3">0</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember_InternalCreditAssessmentAxis_LossMember" unitRef="USD" decimals="-3">0</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_PassMember" unitRef="USD" decimals="-3">90882000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="USD" decimals="-3">0</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="USD" decimals="-3">0</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_DoubtfulMember" unitRef="USD" decimals="-3">0</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_InternalCreditAssessmentAxis_LossMember" unitRef="USD" decimals="-3">0</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember_InternalCreditAssessmentAxis_PassMember" unitRef="USD" decimals="-3">159997000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember_InternalCreditAssessmentAxis_SpecialMentionMember" unitRef="USD" decimals="-3">840000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember_InternalCreditAssessmentAxis_SubstandardMember" unitRef="USD" decimals="-3">1959000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember_InternalCreditAssessmentAxis_DoubtfulMember" unitRef="USD" decimals="-3">0</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember_InternalCreditAssessmentAxis_LossMember" unitRef="USD" decimals="-3">0</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_InternalCreditAssessmentAxis_DoubtfulMember" unitRef="USD" decimals="-3">0</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_InternalCreditAssessmentAxis_LossMember" unitRef="USD" decimals="-3">0</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableAllowance contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">10528000</us-gaap:LoansAndLeasesReceivableAllowance>
<us-gaap:LoansAndLeasesReceivableAllowance contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">10766000</us-gaap:LoansAndLeasesReceivableAllowance>
<us-gaap:LoansAndLeasesReceivableAllowance contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">1809000</us-gaap:LoansAndLeasesReceivableAllowance>
<us-gaap:LoansAndLeasesReceivableAllowance contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">715000</us-gaap:LoansAndLeasesReceivableAllowance>
<us-gaap:LoansAndLeasesReceivableAllowance contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="-3">1668000</us-gaap:LoansAndLeasesReceivableAllowance>
<us-gaap:LoansAndLeasesReceivableAllowance contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">4914000</us-gaap:LoansAndLeasesReceivableAllowance>
<us-gaap:LoansAndLeasesReceivableAllowance contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember" unitRef="USD" decimals="-3">220000</us-gaap:LoansAndLeasesReceivableAllowance>
<us-gaap:LoansAndLeasesReceivableAllowance contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember" unitRef="USD" decimals="-3">822000</us-gaap:LoansAndLeasesReceivableAllowance>
<us-gaap:LoansAndLeasesReceivableAllowance contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">618000</us-gaap:LoansAndLeasesReceivableAllowance>
<us-gaap:LoansAndLeasesReceivableAllowance contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">11457000</us-gaap:LoansAndLeasesReceivableAllowance>
<us-gaap:LoansAndLeasesReceivableAllowance contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">1447000</us-gaap:LoansAndLeasesReceivableAllowance>
<us-gaap:LoansAndLeasesReceivableAllowance contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">710000</us-gaap:LoansAndLeasesReceivableAllowance>
<us-gaap:LoansAndLeasesReceivableAllowance contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="-3">1808000</us-gaap:LoansAndLeasesReceivableAllowance>
<us-gaap:LoansAndLeasesReceivableAllowance contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">5053000</us-gaap:LoansAndLeasesReceivableAllowance>
<us-gaap:LoansAndLeasesReceivableAllowance contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember" unitRef="USD" decimals="-3">254000</us-gaap:LoansAndLeasesReceivableAllowance>
<us-gaap:LoansAndLeasesReceivableAllowance contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember" unitRef="USD" decimals="-3">728000</us-gaap:LoansAndLeasesReceivableAllowance>
<us-gaap:LoansAndLeasesReceivableAllowance contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">1457000</us-gaap:LoansAndLeasesReceivableAllowance>
<us-gaap:LoansAndLeasesReceivableAllowance contextRef="Context_As_Of_01_Apr_2015T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="USD" decimals="-3">9885000</us-gaap:LoansAndLeasesReceivableAllowance>
<us-gaap:LoansAndLeasesReceivableAllowance contextRef="Context_As_Of_01_Apr_2016T00_00_00_TO_31_Mar_2016T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">2403000</us-gaap:LoansAndLeasesReceivableAllowance>
<us-gaap:LoansAndLeasesReceivableAllowance contextRef="Context_As_Of_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">2099000</us-gaap:LoansAndLeasesReceivableAllowance>
<us-gaap:LoansAndLeasesReceivableAllowance contextRef="Context_As_Of_01_Apr_2016T00_00_00_TO_31_Mar_2016T00_00_00_FinancingReceivablePortfolioSegmentAxis_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">708000</us-gaap:LoansAndLeasesReceivableAllowance>
<us-gaap:LoansAndLeasesReceivableAllowance contextRef="Context_As_Of_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">688000</us-gaap:LoansAndLeasesReceivableAllowance>
<us-gaap:LoansAndLeasesReceivableAllowance contextRef="Context_As_Of_01_Apr_2016T00_00_00_TO_31_Mar_2016T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="-3">1048000</us-gaap:LoansAndLeasesReceivableAllowance>
<us-gaap:LoansAndLeasesReceivableAllowance contextRef="Context_As_Of_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="-3">1418000</us-gaap:LoansAndLeasesReceivableAllowance>
<us-gaap:LoansAndLeasesReceivableAllowance contextRef="Context_As_Of_01_Apr_2016T00_00_00_TO_31_Mar_2016T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">4273000</us-gaap:LoansAndLeasesReceivableAllowance>
<us-gaap:LoansAndLeasesReceivableAllowance contextRef="Context_As_Of_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">5084000</us-gaap:LoansAndLeasesReceivableAllowance>
<us-gaap:LoansAndLeasesReceivableAllowance contextRef="Context_As_Of_01_Apr_2016T00_00_00_TO_31_Mar_2016T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember" unitRef="USD" decimals="-3">325000</us-gaap:LoansAndLeasesReceivableAllowance>
<us-gaap:LoansAndLeasesReceivableAllowance contextRef="Context_As_Of_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember" unitRef="USD" decimals="-3">228000</us-gaap:LoansAndLeasesReceivableAllowance>
<us-gaap:LoansAndLeasesReceivableAllowance contextRef="Context_As_Of_01_Apr_2016T00_00_00_TO_31_Mar_2016T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember" unitRef="USD" decimals="-3">712000</us-gaap:LoansAndLeasesReceivableAllowance>
<us-gaap:LoansAndLeasesReceivableAllowance contextRef="Context_As_Of_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember" unitRef="USD" decimals="-3">297000</us-gaap:LoansAndLeasesReceivableAllowance>
<us-gaap:LoansAndLeasesReceivableAllowance contextRef="Context_As_Of_01_Apr_2016T00_00_00_TO_31_Mar_2016T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">416000</us-gaap:LoansAndLeasesReceivableAllowance>
<us-gaap:LoansAndLeasesReceivableAllowance contextRef="Context_As_Of_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">714000</us-gaap:LoansAndLeasesReceivableAllowance>
<rvsb:LoansToOfficersAndDirectors contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">859000</rvsb:LoansToOfficersAndDirectors>
<rvsb:LoansToOfficersAndDirectors contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">981000</rvsb:LoansToOfficersAndDirectors>
<rvsb:LoansToOfficersAndDirectors contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">778000</rvsb:LoansToOfficersAndDirectors>
<rvsb:LoansToOfficersAndDirectors contextRef="Context_As_Of_01_Apr_2015T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="USD" decimals="-3">841000</rvsb:LoansToOfficersAndDirectors>
<rvsb:LoansToOfficersAndDirectorsOriginations contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">228000</rvsb:LoansToOfficersAndDirectorsOriginations>
<rvsb:LoansToOfficersAndDirectorsOriginations contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">526000</rvsb:LoansToOfficersAndDirectorsOriginations>
<rvsb:LoansToOfficersAndDirectorsOriginations contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">359000</rvsb:LoansToOfficersAndDirectorsOriginations>
<rvsb:LoansToOfficersAndDirectorsPrincipalRepayments contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">210000</rvsb:LoansToOfficersAndDirectorsPrincipalRepayments>
<rvsb:LoansToOfficersAndDirectorsPrincipalRepayments contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">404000</rvsb:LoansToOfficersAndDirectorsPrincipalRepayments>
<rvsb:LoansToOfficersAndDirectorsPrincipalRepayments contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">562000</rvsb:LoansToOfficersAndDirectorsPrincipalRepayments>
<us-gaap:LoansAndLeasesReceivableDeferredIncome contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-5">3600000</us-gaap:LoansAndLeasesReceivableDeferredIncome>

<us-gaap:LoansAndLeasesReceivableDeferredIncome contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-5">4000000</us-gaap:LoansAndLeasesReceivableDeferredIncome>

<us-gaap:LoansPledgedAsCollateral contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-5">513300000</us-gaap:LoansPledgedAsCollateral>
<rvsb:MaximumLoanToValueRatio contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_RealEstateOneToFourFamilyMember" unitRef="pure" decimals="2">0.80</rvsb:MaximumLoanToValueRatio>
<rvsb:MaximumLoanToValueRatio contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_RangeAxis_MaximumMember" unitRef="pure" decimals="2">0.80</rvsb:MaximumLoanToValueRatio>
<rvsb:MaximumLoanToValueRatio contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_RangeAxis_MinimumMember" unitRef="pure" decimals="2">0.65</rvsb:MaximumLoanToValueRatio>
<rvsb:MaximumLoanToValueRatio contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_RawLandLoansMember" unitRef="pure" decimals="2">0.65</rvsb:MaximumLoanToValueRatio>
<rvsb:MaximumLoanToValueRatio contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandAndLandImprovementsMember" unitRef="pure" decimals="2">0.75</rvsb:MaximumLoanToValueRatio>
<rvsb:LoansReceivableTermsOfMaturity contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_RealEstateOneToFourFamilyMember_RangeAxis_MaximumMember">P30Y</rvsb:LoansReceivableTermsOfMaturity>
<rvsb:LoansReceivableTermsOfMaturity contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_RealEstateOneToFourFamilyMember_RangeAxis_MinimumMember">P15Y</rvsb:LoansReceivableTermsOfMaturity>
<rvsb:PercentageOfLoansAndExtensionsOfCreditOutstanding contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="pure" decimals="2">0.15</rvsb:PercentageOfLoansAndExtensionsOfCreditOutstanding>
<rvsb:DiscountOnLoansReceivable contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-5">2200000</rvsb:DiscountOnLoansReceivable>
<rvsb:DiscountOnLoansReceivable contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-5">1500000</rvsb:DiscountOnLoansReceivable>
<rvsb:PremiumsOnLoansReceivable contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-5">2000000</rvsb:PremiumsOnLoansReceivable>
<rvsb:PremiumsOnLoansReceivable contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-5">1800000</rvsb:PremiumsOnLoansReceivable>
<us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">0</us-gaap:ProvisionForLoanAndLeaseLosses>
<us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">-110000</us-gaap:ProvisionForLoanAndLeaseLosses>
<us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">-20000</us-gaap:ProvisionForLoanAndLeaseLosses>
<us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="-3">-121000</us-gaap:ProvisionForLoanAndLeaseLosses>
<us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">926000</us-gaap:ProvisionForLoanAndLeaseLosses>
<us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember" unitRef="USD" decimals="-3">-558000</us-gaap:ProvisionForLoanAndLeaseLosses>
<us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember" unitRef="USD" decimals="-3">-415000</us-gaap:ProvisionForLoanAndLeaseLosses>
<us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">298000</us-gaap:ProvisionForLoanAndLeaseLosses>
<us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Context_3ME_01_Apr_2017T00_00_00_TO_30_Jun_2017T00_00_00" unitRef="USD" decimals="-3">0</us-gaap:ProvisionForLoanAndLeaseLosses>
<us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Context_3ME_01_Jul_2017T00_00_00_TO_30_Sep_2017T00_00_00" unitRef="USD" decimals="-3">0</us-gaap:ProvisionForLoanAndLeaseLosses>
<us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Context_3ME_01_Oct_2017T00_00_00_TO_31_Dec_2017T00_00_00" unitRef="USD" decimals="-3">0</us-gaap:ProvisionForLoanAndLeaseLosses>
<us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Context_3ME_01_Jan_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">0</us-gaap:ProvisionForLoanAndLeaseLosses>
<us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">0</us-gaap:ProvisionForLoanAndLeaseLosses>
<us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">-9000</us-gaap:ProvisionForLoanAndLeaseLosses>
<us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">27000</us-gaap:ProvisionForLoanAndLeaseLosses>
<us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="-3">10000</us-gaap:ProvisionForLoanAndLeaseLosses>
<us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">-156000</us-gaap:ProvisionForLoanAndLeaseLosses>
<us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember" unitRef="USD" decimals="-3">-301000</us-gaap:ProvisionForLoanAndLeaseLosses>
<us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember" unitRef="USD" decimals="-3">525000</us-gaap:ProvisionForLoanAndLeaseLosses>
<us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">-96000</us-gaap:ProvisionForLoanAndLeaseLosses>
<us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Context_3ME_01_Apr_2018T00_00_00_TO_30_Jun_2018T00_00_00" unitRef="USD" decimals="-3">-200000</us-gaap:ProvisionForLoanAndLeaseLosses>
<us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Context_3ME_01_Jul_2018T00_00_00_TO_30_Sep_2018T00_00_00" unitRef="USD" decimals="-3">250000</us-gaap:ProvisionForLoanAndLeaseLosses>
<us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Context_3ME_01_Oct_2018T00_00_00_TO_31_Dec_2018T00_00_00" unitRef="USD" decimals="-3">0</us-gaap:ProvisionForLoanAndLeaseLosses>
<us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Context_3ME_01_Jan_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">0</us-gaap:ProvisionForLoanAndLeaseLosses>
<us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">50000</us-gaap:ProvisionForLoanAndLeaseLosses>
<us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">-178000</us-gaap:ProvisionForLoanAndLeaseLosses>
<us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">-5000</us-gaap:ProvisionForLoanAndLeaseLosses>
<us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="-3">139000</us-gaap:ProvisionForLoanAndLeaseLosses>
<us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">-685000</us-gaap:ProvisionForLoanAndLeaseLosses>
<us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember" unitRef="USD" decimals="-3">34000</us-gaap:ProvisionForLoanAndLeaseLosses>
<us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember" unitRef="USD" decimals="-3">-94000</us-gaap:ProvisionForLoanAndLeaseLosses>
<us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">839000</us-gaap:ProvisionForLoanAndLeaseLosses>
<us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">458000</us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs>
<us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">340000</us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs>
<us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">0</us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs>
<us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="-3">1000</us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs>
<us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">117000</us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs>
<us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember" unitRef="USD" decimals="-3">0</us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs>
<us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember" unitRef="USD" decimals="-3">0</us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs>
<us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">0</us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs>
<us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">408000</us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs>
<us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">340000</us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs>
<us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">0</us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs>
<us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="-3">0</us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs>
<us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">68000</us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs>
<us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember" unitRef="USD" decimals="-3">0</us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs>
<us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember" unitRef="USD" decimals="-3">0</us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs>
<us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">0</us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs>
<us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">291000</us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs>
<us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">291000</us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs>
<us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">0</us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs>
<us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="-3">0</us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs>
<us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">0</us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs>
<us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember" unitRef="USD" decimals="-3">0</us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs>
<us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember" unitRef="USD" decimals="-3">0</us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs>
<us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">0</us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs>
<us-gaap:AllowanceForLoanAndLeaseLossRecoveryOfBadDebts contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">1101000</us-gaap:AllowanceForLoanAndLeaseLossRecoveryOfBadDebts>
<us-gaap:AllowanceForLoanAndLeaseLossRecoveryOfBadDebts contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">146000</us-gaap:AllowanceForLoanAndLeaseLossRecoveryOfBadDebts>
<us-gaap:AllowanceForLoanAndLeaseLossRecoveryOfBadDebts contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">0</us-gaap:AllowanceForLoanAndLeaseLossRecoveryOfBadDebts>
<us-gaap:AllowanceForLoanAndLeaseLossRecoveryOfBadDebts contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="-3">492000</us-gaap:AllowanceForLoanAndLeaseLossRecoveryOfBadDebts>
<us-gaap:AllowanceForLoanAndLeaseLossRecoveryOfBadDebts contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">2000</us-gaap:AllowanceForLoanAndLeaseLossRecoveryOfBadDebts>
<us-gaap:AllowanceForLoanAndLeaseLossRecoveryOfBadDebts contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember" unitRef="USD" decimals="-3">461000</us-gaap:AllowanceForLoanAndLeaseLossRecoveryOfBadDebts>
<us-gaap:AllowanceForLoanAndLeaseLossRecoveryOfBadDebts contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember" unitRef="USD" decimals="-3">0</us-gaap:AllowanceForLoanAndLeaseLossRecoveryOfBadDebts>
<us-gaap:AllowanceForLoanAndLeaseLossRecoveryOfBadDebts contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">0</us-gaap:AllowanceForLoanAndLeaseLossRecoveryOfBadDebts>
<us-gaap:AllowanceForLoanAndLeaseLossRecoveryOfBadDebts contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">646000</us-gaap:AllowanceForLoanAndLeaseLossRecoveryOfBadDebts>
<us-gaap:AllowanceForLoanAndLeaseLossRecoveryOfBadDebts contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">59000</us-gaap:AllowanceForLoanAndLeaseLossRecoveryOfBadDebts>
<us-gaap:AllowanceForLoanAndLeaseLossRecoveryOfBadDebts contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">0</us-gaap:AllowanceForLoanAndLeaseLossRecoveryOfBadDebts>
<us-gaap:AllowanceForLoanAndLeaseLossRecoveryOfBadDebts contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="-3">240000</us-gaap:AllowanceForLoanAndLeaseLossRecoveryOfBadDebts>
<us-gaap:AllowanceForLoanAndLeaseLossRecoveryOfBadDebts contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">54000</us-gaap:AllowanceForLoanAndLeaseLossRecoveryOfBadDebts>
<us-gaap:AllowanceForLoanAndLeaseLossRecoveryOfBadDebts contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember" unitRef="USD" decimals="-3">293000</us-gaap:AllowanceForLoanAndLeaseLossRecoveryOfBadDebts>
<us-gaap:AllowanceForLoanAndLeaseLossRecoveryOfBadDebts contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember" unitRef="USD" decimals="-3">0</us-gaap:AllowanceForLoanAndLeaseLossRecoveryOfBadDebts>
<us-gaap:AllowanceForLoanAndLeaseLossRecoveryOfBadDebts contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">0</us-gaap:AllowanceForLoanAndLeaseLossRecoveryOfBadDebts>
<us-gaap:AllowanceForLoanAndLeaseLossRecoveryOfBadDebts contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">932000</us-gaap:AllowanceForLoanAndLeaseLossRecoveryOfBadDebts>
<us-gaap:AllowanceForLoanAndLeaseLossRecoveryOfBadDebts contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">107000</us-gaap:AllowanceForLoanAndLeaseLossRecoveryOfBadDebts>
<us-gaap:AllowanceForLoanAndLeaseLossRecoveryOfBadDebts contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">0</us-gaap:AllowanceForLoanAndLeaseLossRecoveryOfBadDebts>
<us-gaap:AllowanceForLoanAndLeaseLossRecoveryOfBadDebts contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="-3">1000</us-gaap:AllowanceForLoanAndLeaseLossRecoveryOfBadDebts>
<us-gaap:AllowanceForLoanAndLeaseLossRecoveryOfBadDebts contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">824000</us-gaap:AllowanceForLoanAndLeaseLossRecoveryOfBadDebts>
<us-gaap:AllowanceForLoanAndLeaseLossRecoveryOfBadDebts contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember" unitRef="USD" decimals="-3">0</us-gaap:AllowanceForLoanAndLeaseLossRecoveryOfBadDebts>
<us-gaap:AllowanceForLoanAndLeaseLossRecoveryOfBadDebts contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember" unitRef="USD" decimals="-3">0</us-gaap:AllowanceForLoanAndLeaseLossRecoveryOfBadDebts>
<us-gaap:AllowanceForLoanAndLeaseLossRecoveryOfBadDebts contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">0</us-gaap:AllowanceForLoanAndLeaseLossRecoveryOfBadDebts>
<us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">69000</us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1>
<us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">69000</us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1>
<us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1>
<us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1>
<us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1>
<us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1>
<us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1>
<us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1>
<us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">22000</us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1>
<us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">22000</us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1>
<us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1>
<us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1>
<us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1>
<us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1>
<us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1>
<us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1>
<us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">10697000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
<us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">1740000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
<us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">715000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
<us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="-3">1668000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
<us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">4914000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
<us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember" unitRef="USD" decimals="-3">220000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
<us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember" unitRef="USD" decimals="-3">822000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
<us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">618000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
<us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">11435000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
<us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">1425000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
<us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">710000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
<us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="-3">1808000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
<us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">5053000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
<us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember" unitRef="USD" decimals="-3">254000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
<us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember" unitRef="USD" decimals="-3">728000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
<us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">1457000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
<rvsb:FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">10766000</rvsb:FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment>
<rvsb:FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">1809000</rvsb:FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment>
<rvsb:FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">715000</rvsb:FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment>
<rvsb:FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="-3">1668000</rvsb:FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment>
<rvsb:FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">4914000</rvsb:FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment>
<rvsb:FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember" unitRef="USD" decimals="-3">220000</rvsb:FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment>
<rvsb:FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember" unitRef="USD" decimals="-3">822000</rvsb:FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment>
<rvsb:FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">618000</rvsb:FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment>
<rvsb:FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">11457000</rvsb:FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment>
<rvsb:FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">1447000</rvsb:FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment>
<rvsb:FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">710000</rvsb:FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment>
<rvsb:FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="-3">1808000</rvsb:FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment>
<rvsb:FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">5053000</rvsb:FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment>
<rvsb:FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember" unitRef="USD" decimals="-3">254000</rvsb:FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment>
<rvsb:FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember" unitRef="USD" decimals="-3">728000</rvsb:FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment>
<rvsb:FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">1457000</rvsb:FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment>
<us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">7722000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
<us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">1428000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
<us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
<us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="-3">1004000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
<us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">2883000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
<us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember" unitRef="USD" decimals="-3">763000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
<us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember" unitRef="USD" decimals="-3">1644000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
<us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
<us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">5665000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
<us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">697000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
<us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
<us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="-3">160000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
<us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">2482000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
<us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember" unitRef="USD" decimals="-3">728000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
<us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember" unitRef="USD" decimals="-3">1598000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
<us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
<us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">803654000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
<us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">103678000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
<us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
<us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="-3">136668000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
<us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">447714000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
<us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember" unitRef="USD" decimals="-3">14574000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
<us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember" unitRef="USD" decimals="-3">61436000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
<us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">39584000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
<us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">870451000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
<us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">91712000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
<us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
<us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="-3">162636000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
<us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">458950000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
<us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember" unitRef="USD" decimals="-3">16299000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
<us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember" unitRef="USD" decimals="-3">49972000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
<us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">90882000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
<rvsb:FinancingReceivableEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">811376000</rvsb:FinancingReceivableEvaluatedForImpairment>
<rvsb:FinancingReceivableEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">105106000</rvsb:FinancingReceivableEvaluatedForImpairment>
<rvsb:FinancingReceivableEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">0</rvsb:FinancingReceivableEvaluatedForImpairment>
<rvsb:FinancingReceivableEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="-3">137672000</rvsb:FinancingReceivableEvaluatedForImpairment>
<rvsb:FinancingReceivableEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">450597000</rvsb:FinancingReceivableEvaluatedForImpairment>
<rvsb:FinancingReceivableEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember" unitRef="USD" decimals="-3">15337000</rvsb:FinancingReceivableEvaluatedForImpairment>
<rvsb:FinancingReceivableEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember" unitRef="USD" decimals="-3">63080000</rvsb:FinancingReceivableEvaluatedForImpairment>
<rvsb:FinancingReceivableEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">39584000</rvsb:FinancingReceivableEvaluatedForImpairment>
<rvsb:FinancingReceivableEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">876116000</rvsb:FinancingReceivableEvaluatedForImpairment>
<rvsb:FinancingReceivableEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">92409000</rvsb:FinancingReceivableEvaluatedForImpairment>
<rvsb:FinancingReceivableEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">0</rvsb:FinancingReceivableEvaluatedForImpairment>
<rvsb:FinancingReceivableEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="-3">162796000</rvsb:FinancingReceivableEvaluatedForImpairment>
<rvsb:FinancingReceivableEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">461432000</rvsb:FinancingReceivableEvaluatedForImpairment>
<rvsb:FinancingReceivableEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember" unitRef="USD" decimals="-3">17027000</rvsb:FinancingReceivableEvaluatedForImpairment>
<rvsb:FinancingReceivableEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember" unitRef="USD" decimals="-3">51570000</rvsb:FinancingReceivableEvaluatedForImpairment>
<rvsb:FinancingReceivableEvaluatedForImpairment contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">90882000</rvsb:FinancingReceivableEvaluatedForImpairment>
<rvsb:AllowanceForUnfundedLoanCommitments contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">388000</rvsb:AllowanceForUnfundedLoanCommitments>
<rvsb:AllowanceForUnfundedLoanCommitments contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">480000</rvsb:AllowanceForUnfundedLoanCommitments>
<rvsb:AllowanceForUnfundedLoanCommitments contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">469000</rvsb:AllowanceForUnfundedLoanCommitments>
<rvsb:AllowanceForUnfundedLoanCommitments contextRef="Context_As_Of_01_Apr_2015T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="USD" decimals="-3">324000</rvsb:AllowanceForUnfundedLoanCommitments>
<rvsb:ChangeInAllowanceForUnfundedLoanCommitments contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">64000</rvsb:ChangeInAllowanceForUnfundedLoanCommitments>
<rvsb:ChangeInAllowanceForUnfundedLoanCommitments contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">92000</rvsb:ChangeInAllowanceForUnfundedLoanCommitments>
<rvsb:ChangeInAllowanceForUnfundedLoanCommitments contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">-11000</rvsb:ChangeInAllowanceForUnfundedLoanCommitments>
<us-gaap:FinancingReceivableRecordedInvestmentPastDue contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To89DaysPastDueMember" unitRef="USD" decimals="-3">513000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
<us-gaap:FinancingReceivableRecordedInvestmentPastDue contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
<us-gaap:FinancingReceivableRecordedInvestmentPastDue contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To89DaysPastDueMember" unitRef="USD" decimals="-3">520000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
<us-gaap:FinancingReceivableRecordedInvestmentPastDue contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
<us-gaap:FinancingReceivableRecordedInvestmentPastDue contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To89DaysPastDueMember" unitRef="USD" decimals="-3">7000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
<us-gaap:FinancingReceivableRecordedInvestmentPastDue contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
<us-gaap:FinancingReceivableRecordedInvestmentPastDue contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To89DaysPastDueMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
<us-gaap:FinancingReceivableRecordedInvestmentPastDue contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
<us-gaap:FinancingReceivableRecordedInvestmentPastDue contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To89DaysPastDueMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
<us-gaap:FinancingReceivableRecordedInvestmentPastDue contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
<us-gaap:FinancingReceivableRecordedInvestmentPastDue contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To89DaysPastDueMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
<us-gaap:FinancingReceivableRecordedInvestmentPastDue contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
<us-gaap:FinancingReceivableRecordedInvestmentPastDue contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To89DaysPastDueMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
<us-gaap:FinancingReceivableRecordedInvestmentPastDue contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
<us-gaap:FinancingReceivableRecordedInvestmentPastDue contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To89DaysPastDueMember" unitRef="USD" decimals="-3">345000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
<us-gaap:FinancingReceivableRecordedInvestmentPastDue contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="USD" decimals="-3">3000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
<us-gaap:FinancingReceivableRecordedInvestmentPastDue contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To89DaysPastDueMember" unitRef="USD" decimals="-3">345000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
<us-gaap:FinancingReceivableRecordedInvestmentPastDue contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="USD" decimals="-3">3000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
<us-gaap:FinancingReceivableRecordedInvestmentPastDue contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To89DaysPastDueMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
<us-gaap:FinancingReceivableRecordedInvestmentPastDue contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
<us-gaap:FinancingReceivableRecordedInvestmentPastDue contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To89DaysPastDueMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
<us-gaap:FinancingReceivableRecordedInvestmentPastDue contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
<us-gaap:FinancingReceivableRecordedInvestmentPastDue contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To89DaysPastDueMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
<us-gaap:FinancingReceivableRecordedInvestmentPastDue contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
<us-gaap:FinancingReceivableRecordedInvestmentPastDue contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To89DaysPastDueMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
<us-gaap:FinancingReceivableRecordedInvestmentPastDue contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
<us-gaap:FinancingReceivableRecordedInvestmentPastDue contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivables30To89DaysPastDueMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
<us-gaap:FinancingReceivableRecordedInvestmentPastDue contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember_FinancingReceivablesPeriodPastDueAxis_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
<us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">2418000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
<us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">277000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
<us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="-3">178000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
<us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">1200000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
<us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember" unitRef="USD" decimals="-3">763000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
<us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
<us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
<us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">1516000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
<us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">210000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
<us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="-3">225000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
<us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">1081000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
<us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
<us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
<us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
<rvsb:FinancingReceivableRecordedInvestmentPastDueAndNonAccrual contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">2938000</rvsb:FinancingReceivableRecordedInvestmentPastDueAndNonAccrual>
<rvsb:FinancingReceivableRecordedInvestmentPastDueAndNonAccrual contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">790000</rvsb:FinancingReceivableRecordedInvestmentPastDueAndNonAccrual>
<rvsb:FinancingReceivableRecordedInvestmentPastDueAndNonAccrual contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="-3">185000</rvsb:FinancingReceivableRecordedInvestmentPastDueAndNonAccrual>
<rvsb:FinancingReceivableRecordedInvestmentPastDueAndNonAccrual contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">1200000</rvsb:FinancingReceivableRecordedInvestmentPastDueAndNonAccrual>
<rvsb:FinancingReceivableRecordedInvestmentPastDueAndNonAccrual contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember" unitRef="USD" decimals="-3">763000</rvsb:FinancingReceivableRecordedInvestmentPastDueAndNonAccrual>
<rvsb:FinancingReceivableRecordedInvestmentPastDueAndNonAccrual contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember" unitRef="USD" decimals="-3">0</rvsb:FinancingReceivableRecordedInvestmentPastDueAndNonAccrual>
<rvsb:FinancingReceivableRecordedInvestmentPastDueAndNonAccrual contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">0</rvsb:FinancingReceivableRecordedInvestmentPastDueAndNonAccrual>
<rvsb:FinancingReceivableRecordedInvestmentPastDueAndNonAccrual contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">1864000</rvsb:FinancingReceivableRecordedInvestmentPastDueAndNonAccrual>
<rvsb:FinancingReceivableRecordedInvestmentPastDueAndNonAccrual contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">558000</rvsb:FinancingReceivableRecordedInvestmentPastDueAndNonAccrual>
<rvsb:FinancingReceivableRecordedInvestmentPastDueAndNonAccrual contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="-3">225000</rvsb:FinancingReceivableRecordedInvestmentPastDueAndNonAccrual>
<rvsb:FinancingReceivableRecordedInvestmentPastDueAndNonAccrual contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">1081000</rvsb:FinancingReceivableRecordedInvestmentPastDueAndNonAccrual>
<rvsb:FinancingReceivableRecordedInvestmentPastDueAndNonAccrual contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember" unitRef="USD" decimals="-3">0</rvsb:FinancingReceivableRecordedInvestmentPastDueAndNonAccrual>
<rvsb:FinancingReceivableRecordedInvestmentPastDueAndNonAccrual contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember" unitRef="USD" decimals="-3">0</rvsb:FinancingReceivableRecordedInvestmentPastDueAndNonAccrual>
<rvsb:FinancingReceivableRecordedInvestmentPastDueAndNonAccrual contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">0</rvsb:FinancingReceivableRecordedInvestmentPastDueAndNonAccrual>
<us-gaap:FinancingReceivableRecordedInvestmentCurrent contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">808438000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
<us-gaap:FinancingReceivableRecordedInvestmentCurrent contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">104316000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
<us-gaap:FinancingReceivableRecordedInvestmentCurrent contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="-3">137487000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
<us-gaap:FinancingReceivableRecordedInvestmentCurrent contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">449397000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
<us-gaap:FinancingReceivableRecordedInvestmentCurrent contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember" unitRef="USD" decimals="-3">14574000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
<us-gaap:FinancingReceivableRecordedInvestmentCurrent contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember" unitRef="USD" decimals="-3">63080000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
<us-gaap:FinancingReceivableRecordedInvestmentCurrent contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">39584000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
<us-gaap:FinancingReceivableRecordedInvestmentCurrent contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">874252000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
<us-gaap:FinancingReceivableRecordedInvestmentCurrent contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">91851000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
<us-gaap:FinancingReceivableRecordedInvestmentCurrent contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="-3">162571000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
<us-gaap:FinancingReceivableRecordedInvestmentCurrent contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">460351000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
<us-gaap:FinancingReceivableRecordedInvestmentCurrent contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember" unitRef="USD" decimals="-3">17027000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
<us-gaap:FinancingReceivableRecordedInvestmentCurrent contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember" unitRef="USD" decimals="-3">51570000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
<us-gaap:FinancingReceivableRecordedInvestmentCurrent contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">90882000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
<us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">6588000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">294000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="-3">1004000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">2883000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember" unitRef="USD" decimals="-3">763000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember" unitRef="USD" decimals="-3">1644000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">5249000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">281000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="-3">160000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">2482000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember" unitRef="USD" decimals="-3">728000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember" unitRef="USD" decimals="-3">1598000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">1134000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">1134000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">416000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">416000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableRecordedInvestment contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">7722000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableRecordedInvestment contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">1428000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableRecordedInvestment contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="-3">1004000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableRecordedInvestment contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">2883000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableRecordedInvestment contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember" unitRef="USD" decimals="-3">763000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableRecordedInvestment contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember" unitRef="USD" decimals="-3">1644000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableRecordedInvestment contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">5665000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableRecordedInvestment contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">697000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableRecordedInvestment contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="-3">160000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableRecordedInvestment contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">2482000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableRecordedInvestment contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember" unitRef="USD" decimals="-3">728000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableRecordedInvestment contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember" unitRef="USD" decimals="-3">1598000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">8977000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
<us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">1544000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
<us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="-3">1062000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
<us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">3816000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
<us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember" unitRef="USD" decimals="-3">790000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
<us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember" unitRef="USD" decimals="-3">1765000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
<us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">6888000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
<us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">807000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
<us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="-3">182000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
<us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">3424000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
<us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember" unitRef="USD" decimals="-3">766000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
<us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember" unitRef="USD" decimals="-3">1709000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
<us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">69000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
<us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">69000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
<us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
<us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
<us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
<us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
<us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">22000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
<us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">22000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
<us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
<us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
<us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
<us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">13118000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">1529000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="-3">255000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">8823000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember" unitRef="USD" decimals="-3">801000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember" unitRef="USD" decimals="-3">1710000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">9016000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">1452000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="-3">930000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">4185000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember" unitRef="USD" decimals="-3">781000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember" unitRef="USD" decimals="-3">1668000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">6295000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">992000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="-3">334000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">2607000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember" unitRef="USD" decimals="-3">742000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember" unitRef="USD" decimals="-3">1620000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">502000</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
<us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">62000</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
<us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="-3">10000</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
<us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">337000</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
<us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
<us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember" unitRef="USD" decimals="-3">93000</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
<us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">294000</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
<us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">62000</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
<us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="-3">41000</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
<us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">101000</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
<us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
<us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember" unitRef="USD" decimals="-3">90000</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
<us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">204000</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
<us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">45000</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
<us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
<us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">64000</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
<us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember" unitRef="USD" decimals="-3">7000</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
<us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember" unitRef="USD" decimals="-3">88000</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
<rvsb:TdrByAccrualStatusAccrual contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">5581000</rvsb:TdrByAccrualStatusAccrual>
<rvsb:TdrByAccrualStatusAccrual contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">1428000</rvsb:TdrByAccrualStatusAccrual>
<rvsb:TdrByAccrualStatusAccrual contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="-3">826000</rvsb:TdrByAccrualStatusAccrual>
<rvsb:TdrByAccrualStatusAccrual contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">1683000</rvsb:TdrByAccrualStatusAccrual>
<rvsb:TdrByAccrualStatusAccrual contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember" unitRef="USD" decimals="-3">0</rvsb:TdrByAccrualStatusAccrual>
<rvsb:TdrByAccrualStatusAccrual contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember" unitRef="USD" decimals="-3">1644000</rvsb:TdrByAccrualStatusAccrual>
<rvsb:TdrByAccrualStatusAccrual contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">4424000</rvsb:TdrByAccrualStatusAccrual>
<rvsb:TdrByAccrualStatusAccrual contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">697000</rvsb:TdrByAccrualStatusAccrual>
<rvsb:TdrByAccrualStatusAccrual contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="-3">0</rvsb:TdrByAccrualStatusAccrual>
<rvsb:TdrByAccrualStatusAccrual contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">1401000</rvsb:TdrByAccrualStatusAccrual>
<rvsb:TdrByAccrualStatusAccrual contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember" unitRef="USD" decimals="-3">728000</rvsb:TdrByAccrualStatusAccrual>
<rvsb:TdrByAccrualStatusAccrual contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember" unitRef="USD" decimals="-3">1598000</rvsb:TdrByAccrualStatusAccrual>
<rvsb:TdrByAccrualStatusNonAccrual contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">2141000</rvsb:TdrByAccrualStatusNonAccrual>
<rvsb:TdrByAccrualStatusNonAccrual contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">0</rvsb:TdrByAccrualStatusNonAccrual>
<rvsb:TdrByAccrualStatusNonAccrual contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="-3">178000</rvsb:TdrByAccrualStatusNonAccrual>
<rvsb:TdrByAccrualStatusNonAccrual contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">1200000</rvsb:TdrByAccrualStatusNonAccrual>
<rvsb:TdrByAccrualStatusNonAccrual contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember" unitRef="USD" decimals="-3">763000</rvsb:TdrByAccrualStatusNonAccrual>
<rvsb:TdrByAccrualStatusNonAccrual contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember" unitRef="USD" decimals="-3">0</rvsb:TdrByAccrualStatusNonAccrual>
<rvsb:TdrByAccrualStatusNonAccrual contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">1241000</rvsb:TdrByAccrualStatusNonAccrual>
<rvsb:TdrByAccrualStatusNonAccrual contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">0</rvsb:TdrByAccrualStatusNonAccrual>
<rvsb:TdrByAccrualStatusNonAccrual contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="-3">160000</rvsb:TdrByAccrualStatusNonAccrual>
<rvsb:TdrByAccrualStatusNonAccrual contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">1081000</rvsb:TdrByAccrualStatusNonAccrual>
<rvsb:TdrByAccrualStatusNonAccrual contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember" unitRef="USD" decimals="-3">0</rvsb:TdrByAccrualStatusNonAccrual>
<rvsb:TdrByAccrualStatusNonAccrual contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember" unitRef="USD" decimals="-3">0</rvsb:TdrByAccrualStatusNonAccrual>
<rvsb:TdrByAccrualStatusTotal contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">7722000</rvsb:TdrByAccrualStatusTotal>
<rvsb:TdrByAccrualStatusTotal contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">1428000</rvsb:TdrByAccrualStatusTotal>
<rvsb:TdrByAccrualStatusTotal contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="-3">1004000</rvsb:TdrByAccrualStatusTotal>
<rvsb:TdrByAccrualStatusTotal contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">2883000</rvsb:TdrByAccrualStatusTotal>
<rvsb:TdrByAccrualStatusTotal contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember" unitRef="USD" decimals="-3">763000</rvsb:TdrByAccrualStatusTotal>
<rvsb:TdrByAccrualStatusTotal contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember" unitRef="USD" decimals="-3">1644000</rvsb:TdrByAccrualStatusTotal>
<rvsb:TdrByAccrualStatusTotal contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">5665000</rvsb:TdrByAccrualStatusTotal>
<rvsb:TdrByAccrualStatusTotal contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">697000</rvsb:TdrByAccrualStatusTotal>
<rvsb:TdrByAccrualStatusTotal contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="-3">160000</rvsb:TdrByAccrualStatusTotal>
<rvsb:TdrByAccrualStatusTotal contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">2482000</rvsb:TdrByAccrualStatusTotal>
<rvsb:TdrByAccrualStatusTotal contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_LandMember" unitRef="USD" decimals="-3">728000</rvsb:TdrByAccrualStatusTotal>
<rvsb:TdrByAccrualStatusTotal contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_MultifamilyMember" unitRef="USD" decimals="-3">1598000</rvsb:TdrByAccrualStatusTotal>
<rvsb:InterestIncomeForegoneOnNonAccrualLoans contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="0">81000</rvsb:InterestIncomeForegoneOnNonAccrualLoans>
<rvsb:InterestIncomeForegoneOnNonAccrualLoans contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="0">102000</rvsb:InterestIncomeForegoneOnNonAccrualLoans>
<rvsb:InterestIncomeForegoneOnNonAccrualLoans contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="0">94000</rvsb:InterestIncomeForegoneOnNonAccrualLoans>


<us-gaap:PropertyPlantAndEquipmentGross contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">36116000</us-gaap:PropertyPlantAndEquipmentGross>
<us-gaap:PropertyPlantAndEquipmentGross contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_PropertyPlantAndEquipmentByTypeAxis_LandMember" unitRef="USD" decimals="-3">4710000</us-gaap:PropertyPlantAndEquipmentGross>
<us-gaap:PropertyPlantAndEquipmentGross contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_PropertyPlantAndEquipmentByTypeAxis_BuildingAndBuildingImprovementsMember" unitRef="USD" decimals="-3">15281000</us-gaap:PropertyPlantAndEquipmentGross>
<us-gaap:PropertyPlantAndEquipmentGross contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_PropertyPlantAndEquipmentByTypeAxis_LeaseholdImprovementsMember" unitRef="USD" decimals="-3">1666000</us-gaap:PropertyPlantAndEquipmentGross>
<us-gaap:PropertyPlantAndEquipmentGross contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_PropertyPlantAndEquipmentByTypeAxis_BuildingsUnderCapitalizedLeasesMember" unitRef="USD" decimals="-3">2956000</us-gaap:PropertyPlantAndEquipmentGross>
<us-gaap:PropertyPlantAndEquipmentGross contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_PropertyPlantAndEquipmentByTypeAxis_ConstructionInProgress1Member" unitRef="USD" decimals="-3">720000</us-gaap:PropertyPlantAndEquipmentGross>
<us-gaap:PropertyPlantAndEquipmentGross contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_PropertyPlantAndEquipmentByTypeAxis_FurnitureAndFixturesMember" unitRef="USD" decimals="-3">10783000</us-gaap:PropertyPlantAndEquipmentGross>
<us-gaap:PropertyPlantAndEquipmentGross contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">35929000</us-gaap:PropertyPlantAndEquipmentGross>
<us-gaap:PropertyPlantAndEquipmentGross contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_PropertyPlantAndEquipmentByTypeAxis_LandMember" unitRef="USD" decimals="-3">4531000</us-gaap:PropertyPlantAndEquipmentGross>
<us-gaap:PropertyPlantAndEquipmentGross contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_PropertyPlantAndEquipmentByTypeAxis_BuildingAndBuildingImprovementsMember" unitRef="USD" decimals="-3">15349000</us-gaap:PropertyPlantAndEquipmentGross>
<us-gaap:PropertyPlantAndEquipmentGross contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_PropertyPlantAndEquipmentByTypeAxis_LeaseholdImprovementsMember" unitRef="USD" decimals="-3">1666000</us-gaap:PropertyPlantAndEquipmentGross>
<us-gaap:PropertyPlantAndEquipmentGross contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_PropertyPlantAndEquipmentByTypeAxis_BuildingsUnderCapitalizedLeasesMember" unitRef="USD" decimals="-3">2956000</us-gaap:PropertyPlantAndEquipmentGross>
<us-gaap:PropertyPlantAndEquipmentGross contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_PropertyPlantAndEquipmentByTypeAxis_ConstructionInProgress1Member" unitRef="USD" decimals="-3">733000</us-gaap:PropertyPlantAndEquipmentGross>
<us-gaap:PropertyPlantAndEquipmentGross contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_PropertyPlantAndEquipmentByTypeAxis_FurnitureAndFixturesMember" unitRef="USD" decimals="-3">10694000</us-gaap:PropertyPlantAndEquipmentGross>
<us-gaap:AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">20333000</us-gaap:AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment>
<us-gaap:AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">20471000</us-gaap:AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment>
<us-gaap:OperatingLeasesFutureMinimumPaymentsDueCurrent contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">1492000</us-gaap:OperatingLeasesFutureMinimumPaymentsDueCurrent>
<us-gaap:OperatingLeasesFutureMinimumPaymentsDueInTwoYears contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">905000</us-gaap:OperatingLeasesFutureMinimumPaymentsDueInTwoYears>
<us-gaap:OperatingLeasesFutureMinimumPaymentsDueInThreeYears contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">677000</us-gaap:OperatingLeasesFutureMinimumPaymentsDueInThreeYears>
<us-gaap:OperatingLeasesFutureMinimumPaymentsDueInFourYears contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">527000</us-gaap:OperatingLeasesFutureMinimumPaymentsDueInFourYears>
<us-gaap:OperatingLeasesFutureMinimumPaymentsDueInFiveYears contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">535000</us-gaap:OperatingLeasesFutureMinimumPaymentsDueInFiveYears>
<us-gaap:OperatingLeasesFutureMinimumPaymentsDueThereafter contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">1453000</us-gaap:OperatingLeasesFutureMinimumPaymentsDueThereafter>
<us-gaap:OperatingLeasesFutureMinimumPaymentsDue contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">5589000</us-gaap:OperatingLeasesFutureMinimumPaymentsDue>
<us-gaap:CapitalLeasesFutureMinimumPaymentsNextRollingTwelveMonths contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">205000</us-gaap:CapitalLeasesFutureMinimumPaymentsNextRollingTwelveMonths>
<us-gaap:CapitalLeasesFutureMinimumPaymentsDueInRollingYearTwo contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">208000</us-gaap:CapitalLeasesFutureMinimumPaymentsDueInRollingYearTwo>
<us-gaap:CapitalLeasesFutureMinimumPaymentsDueInRollingYearThree contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">212000</us-gaap:CapitalLeasesFutureMinimumPaymentsDueInRollingYearThree>
<us-gaap:CapitalLeasesFutureMinimumPaymentsDueInRollingYearFour contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">215000</us-gaap:CapitalLeasesFutureMinimumPaymentsDueInRollingYearFour>
<us-gaap:CapitalLeasesFutureMinimumPaymentsDueInRollingYearFive contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">219000</us-gaap:CapitalLeasesFutureMinimumPaymentsDueInRollingYearFive>
<us-gaap:CapitalLeasesFutureMinimumPaymentsDueInRollingAfterYearFive contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">3622000</us-gaap:CapitalLeasesFutureMinimumPaymentsDueInRollingAfterYearFive>
<us-gaap:CapitalLeasesFutureMinimumPaymentsDue contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">4681000</us-gaap:CapitalLeasesFutureMinimumPaymentsDue>
<us-gaap:CapitalLeasesFutureMinimumPaymentsInterestIncludedInPayments contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">2278000</us-gaap:CapitalLeasesFutureMinimumPaymentsInterestIncludedInPayments>
<us-gaap:CapitalLeasesFutureMinimumPaymentsPresentValueOfNetMinimumPayments contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">2403000</us-gaap:CapitalLeasesFutureMinimumPaymentsPresentValueOfNetMinimumPayments>
<rvsb:PremisesAndEquipmentDepreciationExpense contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-5">1100000</rvsb:PremisesAndEquipmentDepreciationExpense>
<rvsb:PremisesAndEquipmentDepreciationExpense contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-5">1200000</rvsb:PremisesAndEquipmentDepreciationExpense>
<rvsb:PremisesAndEquipmentDepreciationExpense contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-5">1100000</rvsb:PremisesAndEquipmentDepreciationExpense>
<rvsb:PremisesAndEquipmentAmortizationExpense contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="0">77000</rvsb:PremisesAndEquipmentAmortizationExpense>
<rvsb:PremisesAndEquipmentAmortizationExpense contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="0">77000</rvsb:PremisesAndEquipmentAmortizationExpense>
<rvsb:PremisesAndEquipmentAmortizationExpense contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="0">77000</rvsb:PremisesAndEquipmentAmortizationExpense>
<rvsb:PremisesAndEquipmentAccumulatedAmortizationForCapitalLease contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-5">1300000</rvsb:PremisesAndEquipmentAccumulatedAmortizationForCapitalLease>
<rvsb:PremisesAndEquipmentAccumulatedAmortizationForCapitalLease contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-5">1400000</rvsb:PremisesAndEquipmentAccumulatedAmortizationForCapitalLease>
<rvsb:NumberOfBranchLocationSold contextRef="Context_As_Of_31_Mar_2010T00_00_00_TO_31_Mar_2010T00_00_00" unitRef="Branch" decimals="INF">2</rvsb:NumberOfBranchLocationSold>
<rvsb:DeferredGainLossOnCancellationOfLease contextRef="Context_Custom_01_Mar_2010T00_00_00_TO_31_Mar_2010T00_00_00" unitRef="USD" decimals="-5">2100000</rvsb:DeferredGainLossOnCancellationOfLease>
<rvsb:DeferredGainLossOnCancellationOfLease contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">697000000</rvsb:DeferredGainLossOnCancellationOfLease>
<us-gaap:LeaseAndRentalExpense contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-5">1800000</us-gaap:LeaseAndRentalExpense>
<us-gaap:LeaseAndRentalExpense contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-5">2100000</us-gaap:LeaseAndRentalExpense>
<us-gaap:LeaseAndRentalExpense contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-5">2000000</us-gaap:LeaseAndRentalExpense>
<rvsb:RealEstateOwnedBalance contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">298000</rvsb:RealEstateOwnedBalance>
<rvsb:RealEstateOwnedBalance contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">298000</rvsb:RealEstateOwnedBalance>
<rvsb:RealEstateOwnedBalance contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">0</rvsb:RealEstateOwnedBalance>
<rvsb:RealEstateOwnedBalance contextRef="Context_As_Of_01_Apr_2015T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="USD" decimals="-3">595000</rvsb:RealEstateOwnedBalance>
<rvsb:RealEstateOwnedAdditions contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">0</rvsb:RealEstateOwnedAdditions>
<rvsb:RealEstateOwnedAdditions contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">0</rvsb:RealEstateOwnedAdditions>
<rvsb:RealEstateOwnedAdditions contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">0</rvsb:RealEstateOwnedAdditions>
<rvsb:RealEstateOwnedDispositions contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">267000</rvsb:RealEstateOwnedDispositions>
<rvsb:RealEstateOwnedDispositions contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">0</rvsb:RealEstateOwnedDispositions>
<rvsb:RealEstateOwnedDispositions contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">298000</rvsb:RealEstateOwnedDispositions>
<rvsb:RealEstateOwnedWritedowns contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">30000</rvsb:RealEstateOwnedWritedowns>
<rvsb:RealEstateOwnedWritedowns contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">0</rvsb:RealEstateOwnedWritedowns>
<rvsb:RealEstateOwnedWritedowns contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">0</rvsb:RealEstateOwnedWritedowns>
<us-gaap:ForeclosedAssets contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="0">106000</us-gaap:ForeclosedAssets>
<us-gaap:GoodwillAcquiredDuringPeriod contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">1504000</us-gaap:GoodwillAcquiredDuringPeriod>
<us-gaap:GoodwillAcquiredDuringPeriod contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">0</us-gaap:GoodwillAcquiredDuringPeriod>
<us-gaap:GoodwillAcquiredDuringPeriod contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">0</us-gaap:GoodwillAcquiredDuringPeriod>
<rvsb:DepositAccountsBalance contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">995691000</rvsb:DepositAccountsBalance>
<rvsb:DepositAccountsBalance contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_DepositsTypeAxis_NonInterestBearingMember" unitRef="USD" decimals="-3">278966000</rvsb:DepositAccountsBalance>
<rvsb:DepositAccountsBalance contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_DepositsTypeAxis_InterestCheckingMember" unitRef="USD" decimals="-3">192989000</rvsb:DepositAccountsBalance>
<rvsb:DepositAccountsBalance contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_DepositsTypeAxis_MoneyMarketMember" unitRef="USD" decimals="-3">265661000</rvsb:DepositAccountsBalance>
<rvsb:DepositAccountsBalance contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_DepositsTypeAxis_SavingsAccountsMember" unitRef="USD" decimals="-3">134931000</rvsb:DepositAccountsBalance>
<rvsb:DepositAccountsBalance contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_DepositsTypeAxis_CertificatesOfDeposit1Member" unitRef="USD" decimals="-3">123144000</rvsb:DepositAccountsBalance>
<rvsb:DepositAccountsBalance contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">925068000</rvsb:DepositAccountsBalance>
<rvsb:DepositAccountsBalance contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_DepositsTypeAxis_NonInterestBearingMember" unitRef="USD" decimals="-3">284854000</rvsb:DepositAccountsBalance>
<rvsb:DepositAccountsBalance contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_DepositsTypeAxis_InterestCheckingMember" unitRef="USD" decimals="-3">183388000</rvsb:DepositAccountsBalance>
<rvsb:DepositAccountsBalance contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_DepositsTypeAxis_MoneyMarketMember" unitRef="USD" decimals="-3">233317000</rvsb:DepositAccountsBalance>
<rvsb:DepositAccountsBalance contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_DepositsTypeAxis_SavingsAccountsMember" unitRef="USD" decimals="-3">137503000</rvsb:DepositAccountsBalance>
<rvsb:DepositAccountsBalance contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_DepositsTypeAxis_CertificatesOfDeposit1Member" unitRef="USD" decimals="-3">86006000</rvsb:DepositAccountsBalance>
<us-gaap:TimeDepositMaturitiesYearOne contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">59487000</us-gaap:TimeDepositMaturitiesYearOne>
<us-gaap:TimeDepositMaturitiesYearTwo contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">14072000</us-gaap:TimeDepositMaturitiesYearTwo>
<us-gaap:TimeDepositMaturitiesYearThree contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">5201000</us-gaap:TimeDepositMaturitiesYearThree>
<us-gaap:TimeDepositMaturitiesYearFour contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">1552000</us-gaap:TimeDepositMaturitiesYearFour>
<us-gaap:TimeDepositMaturitiesYearFive contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">3157000</us-gaap:TimeDepositMaturitiesYearFive>
<us-gaap:TimeDepositMaturitiesAfterRollingYearFive contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">2537000</us-gaap:TimeDepositMaturitiesAfterRollingYearFive>
<us-gaap:TimeDeposits contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">86006000</us-gaap:TimeDeposits>
<us-gaap:InterestExpenseNegotiableOrderOfWithdrawalNOWDeposits contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">98000</us-gaap:InterestExpenseNegotiableOrderOfWithdrawalNOWDeposits>
<us-gaap:InterestExpenseNegotiableOrderOfWithdrawalNOWDeposits contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">100000</us-gaap:InterestExpenseNegotiableOrderOfWithdrawalNOWDeposits>
<us-gaap:InterestExpenseNegotiableOrderOfWithdrawalNOWDeposits contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">101000</us-gaap:InterestExpenseNegotiableOrderOfWithdrawalNOWDeposits>
<us-gaap:InterestExpenseMoneyMarketDeposits contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">309000</us-gaap:InterestExpenseMoneyMarketDeposits>
<us-gaap:InterestExpenseMoneyMarketDeposits contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">335000</us-gaap:InterestExpenseMoneyMarketDeposits>
<us-gaap:InterestExpenseMoneyMarketDeposits contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">302000</us-gaap:InterestExpenseMoneyMarketDeposits>
<us-gaap:InterestExpenseSavingsDeposits contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">110000</us-gaap:InterestExpenseSavingsDeposits>
<us-gaap:InterestExpenseSavingsDeposits contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">133000</us-gaap:InterestExpenseSavingsDeposits>
<us-gaap:InterestExpenseSavingsDeposits contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">145000</us-gaap:InterestExpenseSavingsDeposits>
<us-gaap:InterestExpenseTimeDeposits contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">634000</us-gaap:InterestExpenseTimeDeposits>
<us-gaap:InterestExpenseTimeDeposits contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">640000</us-gaap:InterestExpenseTimeDeposits>
<us-gaap:InterestExpenseTimeDeposits contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">448000</us-gaap:InterestExpenseTimeDeposits>
<rvsb:TimeDepositsMoreThan250000 contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-5">10800000</rvsb:TimeDepositsMoreThan250000>
<rvsb:TimeDepositsMoreThan250000 contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-5">10500000</rvsb:TimeDepositsMoreThan250000>
<rvsb:DebtInstrumentDateOfIssuance contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_IssuanceTrustAxis_RiverviewBancorpStatutoryTrustIMember">12/2005</rvsb:DebtInstrumentDateOfIssuance>
<rvsb:DebtInstrumentDateOfIssuance contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_IssuanceTrustAxis_RiverviewBancorpStatutoryTrustIIMember">06/2007</rvsb:DebtInstrumentDateOfIssuance>
<rvsb:DebtInstrumentDateOfIssuance contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_IssuanceTrustAxis_MerchantsBancorpStatutoryTrustIMember" id="Footnote-4_1">06/2003</rvsb:DebtInstrumentDateOfIssuance>
<us-gaap:DebtInstrumentCarryingAmount contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">27836000</us-gaap:DebtInstrumentCarryingAmount>
<us-gaap:DebtInstrumentCarryingAmount contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_IssuanceTrustAxis_RiverviewBancorpStatutoryTrustIMember" unitRef="USD" decimals="-3">7217000</us-gaap:DebtInstrumentCarryingAmount>
<us-gaap:DebtInstrumentCarryingAmount contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_IssuanceTrustAxis_RiverviewBancorpStatutoryTrustIIMember" unitRef="USD" decimals="-3">15464000</us-gaap:DebtInstrumentCarryingAmount>
<us-gaap:DebtInstrumentCarryingAmount contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_IssuanceTrustAxis_MerchantsBancorpStatutoryTrustIMember" unitRef="USD" decimals="-3" id="Footnote-4_2">5155000</us-gaap:DebtInstrumentCarryingAmount>
<us-gaap:DebtInstrumentInterestRateTerms contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_IssuanceTrustAxis_RiverviewBancorpStatutoryTrustIMember" id="Footnote-5_1">Variable</us-gaap:DebtInstrumentInterestRateTerms>
<us-gaap:DebtInstrumentInterestRateTerms contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_IssuanceTrustAxis_RiverviewBancorpStatutoryTrustIIMember" id="Footnote-6_1">Variable</us-gaap:DebtInstrumentInterestRateTerms>
<us-gaap:DebtInstrumentInterestRateTerms contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_IssuanceTrustAxis_MerchantsBancorpStatutoryTrustIMember" id="Footnote-7_1">Variable</us-gaap:DebtInstrumentInterestRateTerms>
<us-gaap:DebtInstrumentInterestRateStatedPercentage contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_IssuanceTrustAxis_RiverviewBancorpStatutoryTrustIMember" unitRef="pure" decimals="4">0.0588</us-gaap:DebtInstrumentInterestRateStatedPercentage>
<us-gaap:DebtInstrumentInterestRateStatedPercentage contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_IssuanceTrustAxis_RiverviewBancorpStatutoryTrustIIMember" unitRef="pure" decimals="4">0.0703</us-gaap:DebtInstrumentInterestRateStatedPercentage>
<us-gaap:DebtInstrumentInterestRateStatedPercentage contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_IssuanceTrustAxis_MerchantsBancorpStatutoryTrustIMember" unitRef="pure" decimals="4" id="Footnote-4_4">0.0416</us-gaap:DebtInstrumentInterestRateStatedPercentage>
<us-gaap:DebtInstrumentInterestRateEffectivePercentage contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_IssuanceTrustAxis_RiverviewBancorpStatutoryTrustIMember" unitRef="pure" decimals="4">0.0397</us-gaap:DebtInstrumentInterestRateEffectivePercentage>
<us-gaap:DebtInstrumentInterestRateEffectivePercentage contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_IssuanceTrustAxis_RiverviewBancorpStatutoryTrustIIMember" unitRef="pure" decimals="4">0.0396</us-gaap:DebtInstrumentInterestRateEffectivePercentage>
<us-gaap:DebtInstrumentInterestRateEffectivePercentage contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_IssuanceTrustAxis_MerchantsBancorpStatutoryTrustIMember" unitRef="pure" decimals="4" id="Footnote-4_5">0.0571</us-gaap:DebtInstrumentInterestRateEffectivePercentage>
<us-gaap:DebtInstrumentMaturityDateDescription contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_IssuanceTrustAxis_RiverviewBancorpStatutoryTrustIMember">3/2036</us-gaap:DebtInstrumentMaturityDateDescription>
<us-gaap:DebtInstrumentMaturityDateDescription contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_IssuanceTrustAxis_RiverviewBancorpStatutoryTrustIIMember">9/2037</us-gaap:DebtInstrumentMaturityDateDescription>
<us-gaap:DebtInstrumentMaturityDateDescription contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_IssuanceTrustAxis_MerchantsBancorpStatutoryTrustIMember" id="Footnote-4_6">6/2033</us-gaap:DebtInstrumentMaturityDateDescription>
<us-gaap:LiabilitiesFairValueAdjustment contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3" id="Footnote-4_7">1261000</us-gaap:LiabilitiesFairValueAdjustment>
<rvsb:DebenturesIssuedToGrantorTrusts contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-5">26500000</rvsb:DebenturesIssuedToGrantorTrusts>
<rvsb:DebenturesIssuedToGrantorTrusts contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-5">26600000</rvsb:DebenturesIssuedToGrantorTrusts>
<rvsb:CommonSecuritiesIssuedByGrantorTrusts contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="0">836000</rvsb:CommonSecuritiesIssuedByGrantorTrusts>
<rvsb:CommonSecuritiesIssuedByGrantorTrusts contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="0">836000</rvsb:CommonSecuritiesIssuedByGrantorTrusts>
<us-gaap:DebtInstrumentBasisSpreadOnVariableRate1 contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_IssuanceTrustAxis_RiverviewBancorpStatutoryTrustIMember" unitRef="pure" decimals="4">0.0136</us-gaap:DebtInstrumentBasisSpreadOnVariableRate1>
<us-gaap:DebtInstrumentBasisSpreadOnVariableRate1 contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_IssuanceTrustAxis_RiverviewBancorpStatutoryTrustIIMember" unitRef="pure" decimals="4">0.0135</us-gaap:DebtInstrumentBasisSpreadOnVariableRate1>
<us-gaap:DebtInstrumentBasisSpreadOnVariableRate1 contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_IssuanceTrustAxis_MerchantsBancorpStatutoryTrustIMember" unitRef="pure" decimals="4">0.0310</us-gaap:DebtInstrumentBasisSpreadOnVariableRate1>
<us-gaap:DebtInstrumentDescriptionOfVariableRateBasis contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_IssuanceTrustAxis_RiverviewBancorpStatutoryTrustIMember">three-month LIBOR</us-gaap:DebtInstrumentDescriptionOfVariableRateBasis>
<us-gaap:DebtInstrumentDescriptionOfVariableRateBasis contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_IssuanceTrustAxis_RiverviewBancorpStatutoryTrustIIMember">three-month LIBOR</us-gaap:DebtInstrumentDescriptionOfVariableRateBasis>
<us-gaap:DebtInstrumentDescriptionOfVariableRateBasis contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_IssuanceTrustAxis_MerchantsBancorpStatutoryTrustIMember">three-month LIBOR</us-gaap:DebtInstrumentDescriptionOfVariableRateBasis>
<us-gaap:CurrentIncomeTaxExpenseBenefit contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">284000</us-gaap:CurrentIncomeTaxExpenseBenefit>
<us-gaap:CurrentIncomeTaxExpenseBenefit contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">4087000</us-gaap:CurrentIncomeTaxExpenseBenefit>
<us-gaap:CurrentIncomeTaxExpenseBenefit contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">5157000</us-gaap:CurrentIncomeTaxExpenseBenefit>
<us-gaap:DeferredIncomeTaxExpenseBenefit contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">3103000</us-gaap:DeferredIncomeTaxExpenseBenefit>
<us-gaap:DeferredIncomeTaxExpenseBenefit contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">3668000</us-gaap:DeferredIncomeTaxExpenseBenefit>
<us-gaap:DeferredIncomeTaxExpenseBenefit contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">-11000</us-gaap:DeferredIncomeTaxExpenseBenefit>
<rvsb:IncomeTaxProvisionBenefitCurrentAndDeferred contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">3387000</rvsb:IncomeTaxProvisionBenefitCurrentAndDeferred>
<rvsb:IncomeTaxProvisionBenefitCurrentAndDeferred contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">7755000</rvsb:IncomeTaxProvisionBenefitCurrentAndDeferred>
<rvsb:IncomeTaxProvisionBenefitCurrentAndDeferred contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">5146000</rvsb:IncomeTaxProvisionBenefitCurrentAndDeferred>
<us-gaap:DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefits contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">77000</us-gaap:DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefits>
<us-gaap:DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefits contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">45000</us-gaap:DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefits>
<us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">2643000</us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses>
<us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">2862000</us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses>
<us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">127000</us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities>
<us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">131000</us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities>
<us-gaap:DeferredTaxAssetsPropertyPlantAndEquipment contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">753000</us-gaap:DeferredTaxAssetsPropertyPlantAndEquipment>
<us-gaap:DeferredTaxAssetsPropertyPlantAndEquipment contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">797000</us-gaap:DeferredTaxAssetsPropertyPlantAndEquipment>
<us-gaap:DeferredTaxAssetsDeferredGainOnSaleLeasebackTransaction contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">201000</us-gaap:DeferredTaxAssetsDeferredGainOnSaleLeasebackTransaction>
<us-gaap:DeferredTaxAssetsDeferredGainOnSaleLeasebackTransaction contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">167000</us-gaap:DeferredTaxAssetsDeferredGainOnSaleLeasebackTransaction>
<rvsb:DeferredTaxAssetsPurchaseAccounting contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">150000</rvsb:DeferredTaxAssetsPurchaseAccounting>
<rvsb:DeferredTaxAssetsPurchaseAccounting contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">141000</rvsb:DeferredTaxAssetsPurchaseAccounting>
<us-gaap:DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">1458000</us-gaap:DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross>
<us-gaap:DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">829000</us-gaap:DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross>
<us-gaap:DeferredTaxAssetsOther contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">236000</us-gaap:DeferredTaxAssetsOther>
<us-gaap:DeferredTaxAssetsOther contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">242000</us-gaap:DeferredTaxAssetsOther>
<us-gaap:DeferredTaxAssetsGross contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">5645000</us-gaap:DeferredTaxAssetsGross>
<us-gaap:DeferredTaxAssetsGross contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">5214000</us-gaap:DeferredTaxAssetsGross>
<rvsb:DeferredTaxLiabilitiesFhlbStockDividend contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">95000</rvsb:DeferredTaxLiabilitiesFhlbStockDividend>
<rvsb:DeferredTaxLiabilitiesFhlbStockDividend contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">97000</rvsb:DeferredTaxLiabilitiesFhlbStockDividend>
<us-gaap:DeferredTaxLiabilitiesPrepaidExpenses contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">109000</us-gaap:DeferredTaxLiabilitiesPrepaidExpenses>
<us-gaap:DeferredTaxLiabilitiesPrepaidExpenses contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">148000</us-gaap:DeferredTaxLiabilitiesPrepaidExpenses>
<rvsb:DeferredTaxLiabilitiesLoanFeesAndCosts contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">628000</rvsb:DeferredTaxLiabilitiesLoanFeesAndCosts>
<rvsb:DeferredTaxLiabilitiesLoanFeesAndCosts contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">774000</rvsb:DeferredTaxLiabilitiesLoanFeesAndCosts>
<us-gaap:DeferredTaxLiabilities contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">832000</us-gaap:DeferredTaxLiabilities>
<us-gaap:DeferredTaxLiabilities contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">1019000</us-gaap:DeferredTaxLiabilities>
<us-gaap:DeferredTaxAssetsLiabilitiesNet contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">4813000</us-gaap:DeferredTaxAssetsLiabilitiesNet>
<us-gaap:DeferredTaxAssetsLiabilitiesNet contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">4195000</us-gaap:DeferredTaxAssetsLiabilitiesNet>
<us-gaap:EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="pure" decimals="2">0.34</us-gaap:EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate>
<us-gaap:EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="pure" decimals="3">0.308</us-gaap:EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate>
<us-gaap:EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="pure" decimals="2">0.21</us-gaap:EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate>


<us-gaap:EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="pure" decimals="3">0.015</us-gaap:EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes>
<us-gaap:EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="pure" decimals="3">0.025</us-gaap:EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes>
<us-gaap:EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="pure" decimals="2">0.03</us-gaap:EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes>
<rvsb:EffectiveIncomeTaxRateReconciliationRevaluationOfNetDeferredTaxAssetsDueToTaxAct contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="pure" decimals="2">0.00</rvsb:EffectiveIncomeTaxRateReconciliationRevaluationOfNetDeferredTaxAssetsDueToTaxAct>
<rvsb:EffectiveIncomeTaxRateReconciliationRevaluationOfNetDeferredTaxAssetsDueToTaxAct contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="pure" decimals="3">0.114</rvsb:EffectiveIncomeTaxRateReconciliationRevaluationOfNetDeferredTaxAssetsDueToTaxAct>
<rvsb:EffectiveIncomeTaxRateReconciliationRevaluationOfNetDeferredTaxAssetsDueToTaxAct contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="pure" decimals="2">0.00</rvsb:EffectiveIncomeTaxRateReconciliationRevaluationOfNetDeferredTaxAssetsDueToTaxAct>
<us-gaap:EffectiveIncomeTaxRateReconciliationNondeductibleExpenseShareBasedCompensationCost contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="pure" decimals="3">0.001</us-gaap:EffectiveIncomeTaxRateReconciliationNondeductibleExpenseShareBasedCompensationCost>
<us-gaap:EffectiveIncomeTaxRateReconciliationNondeductibleExpenseShareBasedCompensationCost contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="pure" decimals="2">0.00</us-gaap:EffectiveIncomeTaxRateReconciliationNondeductibleExpenseShareBasedCompensationCost>
<us-gaap:EffectiveIncomeTaxRateReconciliationNondeductibleExpenseShareBasedCompensationCost contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="pure" decimals="3">0.001</us-gaap:EffectiveIncomeTaxRateReconciliationNondeductibleExpenseShareBasedCompensationCost>
<us-gaap:EffectiveIncomeTaxRateReconciliationNondeductibleExpenseLifeInsurance contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="pure" decimals="3">0.038</us-gaap:EffectiveIncomeTaxRateReconciliationNondeductibleExpenseLifeInsurance>
<us-gaap:EffectiveIncomeTaxRateReconciliationNondeductibleExpenseLifeInsurance contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="pure" decimals="3">0.015</us-gaap:EffectiveIncomeTaxRateReconciliationNondeductibleExpenseLifeInsurance>
<us-gaap:EffectiveIncomeTaxRateReconciliationNondeductibleExpenseLifeInsurance contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="pure" decimals="3">0.008</us-gaap:EffectiveIncomeTaxRateReconciliationNondeductibleExpenseLifeInsurance>
<us-gaap:EffectiveIncomeTaxRateReconciliationOtherAdjustments contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="pure" decimals="3">-0.002</us-gaap:EffectiveIncomeTaxRateReconciliationOtherAdjustments>
<us-gaap:EffectiveIncomeTaxRateReconciliationOtherAdjustments contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="pure" decimals="3">-0.001</us-gaap:EffectiveIncomeTaxRateReconciliationOtherAdjustments>
<us-gaap:EffectiveIncomeTaxRateReconciliationOtherAdjustments contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="pure" decimals="3">-0.001</us-gaap:EffectiveIncomeTaxRateReconciliationOtherAdjustments>
<us-gaap:EffectiveIncomeTaxRateContinuingOperations contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="pure" decimals="3">0.314</us-gaap:EffectiveIncomeTaxRateContinuingOperations>
<us-gaap:EffectiveIncomeTaxRateContinuingOperations contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="pure" decimals="3">0.431</us-gaap:EffectiveIncomeTaxRateContinuingOperations>
<us-gaap:EffectiveIncomeTaxRateContinuingOperations contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="pure" decimals="2">0.23</us-gaap:EffectiveIncomeTaxRateContinuingOperations>
<rvsb:OneTimeChargeToProvisionForIncomeTaxes contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-5">2100000</rvsb:OneTimeChargeToProvisionForIncomeTaxes>
<rvsb:BaseYearAllowanceForLoanLosses contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-5">2200000</rvsb:BaseYearAllowanceForLoanLosses>
<rvsb:BaseYearAllowanceForLoanLosses contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-5">2200000</rvsb:BaseYearAllowanceForLoanLosses>

<us-gaap:DeferredTaxLiabilityNotRecognizedAmountOfUnrecognizedDeferredTaxLiabilityBadDebtReserveForTaxPurposesOfQualifiedLender contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="0">517000</us-gaap:DeferredTaxLiabilityNotRecognizedAmountOfUnrecognizedDeferredTaxLiabilityBadDebtReserveForTaxPurposesOfQualifiedLender>
<rvsb:TaxCutsAndJobsActNetTaxExpenseBenefit contextRef="Context_3ME_01_Oct_2017T00_00_00_TO_31_Dec_2017T00_00_00" unitRef="USD" decimals="INF">422000</rvsb:TaxCutsAndJobsActNetTaxExpenseBenefit>
<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="shares" decimals="INF">220654</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber>
<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="shares" decimals="INF">141365</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber>
<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="shares" decimals="INF">101332</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber>
<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber contextRef="Context_As_Of_01_Apr_2015T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="shares" decimals="INF">223654</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber>
<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="shares" decimals="INF">0</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod>
<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="shares" decimals="INF">20000</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod>
<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="shares" decimals="INF">2500</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod>
<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD_per_Share" decimals="2">4.74</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice>
<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD_per_Share" decimals="2">3.77</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice>
<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD_per_Share" decimals="2">3.26</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice>
<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice contextRef="Context_As_Of_01_Apr_2015T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="USD_per_Share" decimals="2">4.73</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice>
<us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD_per_Share" decimals="2">3.84</us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice>
<us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD_per_Share" decimals="2">4.13</us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice>
<us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD_per_Share" decimals="2">4.84</us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice>
<us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD_per_Share" decimals="0">0</us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice>
<us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD_per_Share" decimals="2">13.42</us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice>
<us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD_per_Share" decimals="2">8.12</us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice>
<us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_AwardTypeAxis_EmployeeStockOptionMember_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_RangeOfExercisePriceOneMember" unitRef="USD_per_Share" decimals="0">1</us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit>
<us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_AwardTypeAxis_EmployeeStockOptionMember_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_RangeOfExercisePriceTwoMember" unitRef="USD_per_Share" decimals="2">3.01</us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit>
<us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_AwardTypeAxis_EmployeeStockOptionMember_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_RangeOfExercisePriceOneMember" unitRef="USD_per_Share" decimals="0">3</us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit>
<us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_AwardTypeAxis_EmployeeStockOptionMember_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_RangeOfExercisePriceTwoMember" unitRef="USD_per_Share" decimals="0">5</us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit>
<us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2 contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_AwardTypeAxis_EmployeeStockOptionMember_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_RangeOfExercisePriceOneMember">P3Y10M17D</us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2>
<us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2 contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_AwardTypeAxis_EmployeeStockOptionMember_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_RangeOfExercisePriceTwoMember">P5M23D</us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2>
<us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2 contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_AwardTypeAxis_EmployeeStockOptionMember">P2Y2M12D</us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2>
<us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_AwardTypeAxis_EmployeeStockOptionMember_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_RangeOfExercisePriceOneMember" unitRef="shares" decimals="INF">51332</us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions>
<us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_AwardTypeAxis_EmployeeStockOptionMember_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_RangeOfExercisePriceTwoMember" unitRef="shares" decimals="INF">50000</us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions>
<us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_AwardTypeAxis_EmployeeStockOptionMember" unitRef="shares" decimals="INF">101332</us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions>
<us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1 contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_AwardTypeAxis_EmployeeStockOptionMember_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_RangeOfExercisePriceOneMember" unitRef="USD_per_Share" decimals="1">2.7</us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1>
<us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1 contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_AwardTypeAxis_EmployeeStockOptionMember_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_RangeOfExercisePriceTwoMember" unitRef="USD_per_Share" decimals="2">3.84</us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1>
<us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1 contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_AwardTypeAxis_EmployeeStockOptionMember" unitRef="USD_per_Share" decimals="2">3.26</us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1>
<us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_AwardTypeAxis_EmployeeStockOptionMember_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_RangeOfExercisePriceOneMember" unitRef="shares" decimals="INF">51332</us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions>
<us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_AwardTypeAxis_EmployeeStockOptionMember_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_RangeOfExercisePriceTwoMember" unitRef="shares" decimals="INF">50000</us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions>
<us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_AwardTypeAxis_EmployeeStockOptionMember" unitRef="shares" decimals="INF">101332</us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions>
<us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1 contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_AwardTypeAxis_EmployeeStockOptionMember_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_RangeOfExercisePriceOneMember" unitRef="USD_per_Share" decimals="1">2.7</us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1>
<us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1 contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_AwardTypeAxis_EmployeeStockOptionMember_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_RangeOfExercisePriceTwoMember" unitRef="USD_per_Share" decimals="2">3.84</us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1>
<us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1 contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_AwardTypeAxis_EmployeeStockOptionMember" unitRef="USD_per_Share" decimals="2">3.26</us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1>
<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingNumber contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="shares" decimals="INF">141365</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingNumber>
<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingNumber contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="shares" decimals="INF">101332</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingNumber>
<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageExercisePrice contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD_per_Share" decimals="2">3.77</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageExercisePrice>
<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageExercisePrice contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD_per_Share" decimals="2">3.26</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageExercisePrice>
<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingAggregateIntrinsicValue contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="0">788000</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingAggregateIntrinsicValue>
<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingAggregateIntrinsicValue contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="0">410000</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingAggregateIntrinsicValue>
<us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageRemainingContractualTerm1 contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00">P2Y9M11D</us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageRemainingContractualTerm1>
<us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageRemainingContractualTerm1 contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">P2Y2M12D</us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageRemainingContractualTerm1>
<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableNumber contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="shares" decimals="INF">141365</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableNumber>
<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableNumber contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="shares" decimals="INF">101332</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableNumber>
<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageExercisePrice contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD_per_Share" decimals="2">3.77</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageExercisePrice>
<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageExercisePrice contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD_per_Share" decimals="2">3.26</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageExercisePrice>
<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableAggregateIntrinsicValue contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="0">788000</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableAggregateIntrinsicValue>
<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableAggregateIntrinsicValue contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="0">410000</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableAggregateIntrinsicValue>
<us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageRemainingContractualTerm1 contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00">P2Y9M11D</us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageRemainingContractualTerm1>
<us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageRemainingContractualTerm1 contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">P2Y2M12D</us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageRemainingContractualTerm1>
<us-gaap:DefinedContributionPlanCostRecognized contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_PlanNameAxis_RetirementPlanMember" unitRef="USD" decimals="0">489000</us-gaap:DefinedContributionPlanCostRecognized>
<us-gaap:DefinedContributionPlanCostRecognized contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_PlanNameAxis_RetirementPlanMember" unitRef="USD" decimals="0">547000</us-gaap:DefinedContributionPlanCostRecognized>
<us-gaap:DefinedContributionPlanCostRecognized contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_PlanNameAxis_RetirementPlanMember" unitRef="USD" decimals="0">527000</us-gaap:DefinedContributionPlanCostRecognized>
<rvsb:DeferredCompensationPlanAnnualInterestRate contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_PlanNameAxis_DirectorsAndExecutiveOfficersDeferredCompensationPlanMember" unitRef="pure" decimals="4">0.0368</rvsb:DeferredCompensationPlanAnnualInterestRate>
<rvsb:DeferredCompensationPlanAnnualInterestRate contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_PlanNameAxis_DirectorsAndExecutiveOfficersDeferredCompensationPlanMember" unitRef="pure" decimals="4">0.0399</rvsb:DeferredCompensationPlanAnnualInterestRate>
<rvsb:DeferredCompensationPlanAnnualInterestRate contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_PlanNameAxis_DirectorsAndExecutiveOfficersDeferredCompensationPlanMember" unitRef="pure" decimals="4">0.0428</rvsb:DeferredCompensationPlanAnnualInterestRate>
<us-gaap:DeferredCompensationLiabilityCurrentAndNoncurrent contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_PlanNameAxis_DirectorsAndExecutiveOfficersDeferredCompensationPlanMember" unitRef="USD" decimals="0">330000</us-gaap:DeferredCompensationLiabilityCurrentAndNoncurrent>
<us-gaap:DeferredCompensationLiabilityCurrentAndNoncurrent contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_PlanNameAxis_DirectorsAndExecutiveOfficersDeferredCompensationPlanMember" unitRef="USD" decimals="0">186000</us-gaap:DeferredCompensationLiabilityCurrentAndNoncurrent>
<us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardExpirationPeriod contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_PlanNameAxis_StockOptionPlansMember">P10Y</us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardExpirationPeriod>
<rvsb:ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriodDescription contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_PlanNameAxis_StockOptionPlansMember">Zero to five years</rvsb:ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriodDescription>
<us-gaap:CommonStockCapitalSharesReservedForFutureIssuance contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_PlanNameAxis_StockOptionPlansMember" unitRef="shares" decimals="INF">1800000</us-gaap:CommonStockCapitalSharesReservedForFutureIssuance>
<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_PlanNameAxis_StockOptionPlansMember" unitRef="USD" decimals="0">5000</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue>
<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_PlanNameAxis_StockOptionPlansMember" unitRef="USD" decimals="0">257000</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue>
<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_PlanNameAxis_StockOptionPlansMember" unitRef="USD" decimals="0">153000</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue>
<us-gaap:EmployeeStockOwnershipPlanESOPDeferredSharesFairValue contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="0">176000</us-gaap:EmployeeStockOwnershipPlanESOPDeferredSharesFairValue>
<us-gaap:EmployeeStockOwnershipPlanESOPDeferredSharesFairValue contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">0</us-gaap:EmployeeStockOwnershipPlanESOPDeferredSharesFairValue>
<us-gaap:EmployeeStockOwnershipPlanESOPDeferredSharesFairValue contextRef="Context_As_Of_01_Apr_2015T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="USD" decimals="0">207000</us-gaap:EmployeeStockOwnershipPlanESOPDeferredSharesFairValue>
<us-gaap:EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="shares" decimals="INF">24633</us-gaap:EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares>
<us-gaap:EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="shares" decimals="INF">0</us-gaap:EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares>
<us-gaap:EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares contextRef="Context_As_Of_01_Apr_2015T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="shares" decimals="INF">49266</us-gaap:EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares>
<us-gaap:EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="shares" decimals="INF">937951</us-gaap:EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares>
<us-gaap:EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="shares" decimals="INF">962584</us-gaap:EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares>
<us-gaap:EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares contextRef="Context_As_Of_01_Apr_2015T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="shares" decimals="INF">913318</us-gaap:EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares>
<us-gaap:EmployeeStockOwnershipPlanESOPSharesInESOP contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="shares" decimals="INF">962584</us-gaap:EmployeeStockOwnershipPlanESOPSharesInESOP>
<us-gaap:EmployeeStockOwnershipPlanESOPSharesInESOP contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="shares" decimals="INF">962584</us-gaap:EmployeeStockOwnershipPlanESOPSharesInESOP>
<us-gaap:EmployeeStockOwnershipPlanESOPSharesInESOP contextRef="Context_As_Of_01_Apr_2015T00_00_00_TO_31_Mar_2016T00_00_00" unitRef="shares" decimals="INF">962584</us-gaap:EmployeeStockOwnershipPlanESOPSharesInESOP>
<us-gaap:EmployeeStockOwnershipPlanESOPSharesContributedToESOP contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="shares" decimals="INF">24633</us-gaap:EmployeeStockOwnershipPlanESOPSharesContributedToESOP>
<us-gaap:EmployeeStockOwnershipPlanESOPSharesContributedToESOP contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="shares" decimals="INF">24633</us-gaap:EmployeeStockOwnershipPlanESOPSharesContributedToESOP>
<rvsb:EmployeeStockOwnershipPlanEsopSharesAllocatedAndReleasedContributedToEsop contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="shares" decimals="INF">24633</rvsb:EmployeeStockOwnershipPlanEsopSharesAllocatedAndReleasedContributedToEsop>
<rvsb:EmployeeStockOwnershipPlanEsopSharesAllocatedAndReleasedContributedToEsop contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="shares" decimals="INF">24633</rvsb:EmployeeStockOwnershipPlanEsopSharesAllocatedAndReleasedContributedToEsop>
<us-gaap:EmployeeStockOwnershipPlanESOPCompensationExpense contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="0">143000</us-gaap:EmployeeStockOwnershipPlanESOPCompensationExpense>
<us-gaap:EmployeeStockOwnershipPlanESOPCompensationExpense contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="0">148000</us-gaap:EmployeeStockOwnershipPlanESOPCompensationExpense>
<us-gaap:SharesHeldInEmployeeStockOptionPlanAllocated contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="shares" decimals="INF">441966</us-gaap:SharesHeldInEmployeeStockOptionPlanAllocated>
<rvsb:NumberOfHoursOfService contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="service" decimals="INF">1000</rvsb:NumberOfHoursOfService>
<us-gaap:Capital contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">123061000</us-gaap:Capital>
<us-gaap:Capital contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">140062000</us-gaap:Capital>
<us-gaap:CapitalToRiskWeightedAssets contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="pure" decimals="4">0.1541</us-gaap:CapitalToRiskWeightedAssets>
<us-gaap:CapitalToRiskWeightedAssets contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="pure" decimals="4">0.1688</us-gaap:CapitalToRiskWeightedAssets>
<us-gaap:CapitalRequiredForCapitalAdequacy contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">63868000</us-gaap:CapitalRequiredForCapitalAdequacy>
<us-gaap:CapitalRequiredForCapitalAdequacy contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">66379000</us-gaap:CapitalRequiredForCapitalAdequacy>
<us-gaap:CapitalRequiredForCapitalAdequacyToRiskWeightedAssets contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="pure" decimals="2">0.08</us-gaap:CapitalRequiredForCapitalAdequacyToRiskWeightedAssets>
<us-gaap:CapitalRequiredForCapitalAdequacyToRiskWeightedAssets contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="pure" decimals="2">0.08</us-gaap:CapitalRequiredForCapitalAdequacyToRiskWeightedAssets>
<us-gaap:CapitalRequiredToBeWellCapitalized contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">79835000</us-gaap:CapitalRequiredToBeWellCapitalized>
<us-gaap:CapitalRequiredToBeWellCapitalized contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">82974000</us-gaap:CapitalRequiredToBeWellCapitalized>
<us-gaap:CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="pure" decimals="2">0.10</us-gaap:CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets>
<us-gaap:CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="pure" decimals="2">0.10</us-gaap:CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets>
<us-gaap:TierOneRiskBasedCapital contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">113066000</us-gaap:TierOneRiskBasedCapital>
<us-gaap:TierOneRiskBasedCapital contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">129671000</us-gaap:TierOneRiskBasedCapital>
<us-gaap:TierOneRiskBasedCapitalToRiskWeightedAssets contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="pure" decimals="4">0.1416</us-gaap:TierOneRiskBasedCapitalToRiskWeightedAssets>
<us-gaap:TierOneRiskBasedCapitalToRiskWeightedAssets contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="pure" decimals="4">0.1563</us-gaap:TierOneRiskBasedCapitalToRiskWeightedAssets>
<us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacy contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">47901000</us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacy>
<us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacy contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">49784000</us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacy>
<us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="pure" decimals="2">0.06</us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets>
<us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="pure" decimals="2">0.06</us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets>
<us-gaap:TierOneRiskBasedCapitalRequiredToBeWellCapitalized contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">63868000</us-gaap:TierOneRiskBasedCapitalRequiredToBeWellCapitalized>
<us-gaap:TierOneRiskBasedCapitalRequiredToBeWellCapitalized contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">66379000</us-gaap:TierOneRiskBasedCapitalRequiredToBeWellCapitalized>
<us-gaap:TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="pure" decimals="2">0.08</us-gaap:TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets>
<us-gaap:TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="pure" decimals="2">0.08</us-gaap:TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets>
<rvsb:CommonEquityTier1Capital contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">113066000</rvsb:CommonEquityTier1Capital>
<rvsb:CommonEquityTier1Capital contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">129671000</rvsb:CommonEquityTier1Capital>
<rvsb:CommonEquityTier1CapitalToRiskWeightedAssets contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="pure" decimals="4">0.1416</rvsb:CommonEquityTier1CapitalToRiskWeightedAssets>
<rvsb:CommonEquityTier1CapitalToRiskWeightedAssets contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="pure" decimals="4">0.1563</rvsb:CommonEquityTier1CapitalToRiskWeightedAssets>
<rvsb:CommonEquityTier1CapitalForAdequacy contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">35926000</rvsb:CommonEquityTier1CapitalForAdequacy>
<rvsb:CommonEquityTier1CapitalForAdequacy contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">37338000</rvsb:CommonEquityTier1CapitalForAdequacy>
<rvsb:CommonEquityTier1CapitalForAdequacyToRiskWeightedAssets contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="pure" decimals="3">0.045</rvsb:CommonEquityTier1CapitalForAdequacyToRiskWeightedAssets>
<rvsb:CommonEquityTier1CapitalForAdequacyToRiskWeightedAssets contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="pure" decimals="3">0.045</rvsb:CommonEquityTier1CapitalForAdequacyToRiskWeightedAssets>
<rvsb:CommonEquityTier1CapitalRequiredToBeWellCapitalized contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">51893000</rvsb:CommonEquityTier1CapitalRequiredToBeWellCapitalized>
<rvsb:CommonEquityTier1CapitalRequiredToBeWellCapitalized contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">53933000</rvsb:CommonEquityTier1CapitalRequiredToBeWellCapitalized>
<rvsb:CommonEquityTier1CapitalToBeWellCapitalizedToRiskWeightedAssets contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="pure" decimals="3">0.065</rvsb:CommonEquityTier1CapitalToBeWellCapitalizedToRiskWeightedAssets>
<rvsb:CommonEquityTier1CapitalToBeWellCapitalizedToRiskWeightedAssets contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="pure" decimals="3">0.065</rvsb:CommonEquityTier1CapitalToBeWellCapitalizedToRiskWeightedAssets>
<us-gaap:TierOneLeverageCapital contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">113066000</us-gaap:TierOneLeverageCapital>
<us-gaap:TierOneLeverageCapital contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">129671000</us-gaap:TierOneLeverageCapital>
<us-gaap:TierOneLeverageCapitalToAverageAssets contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="pure" decimals="4">0.1026</us-gaap:TierOneLeverageCapitalToAverageAssets>
<us-gaap:TierOneLeverageCapitalToAverageAssets contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="pure" decimals="4">0.1156</us-gaap:TierOneLeverageCapitalToAverageAssets>
<us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacy contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">44093000</us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacy>
<us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacy contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">44874000</us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacy>
<us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="pure" decimals="2">0.04</us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets>
<us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="pure" decimals="2">0.04</us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets>
<us-gaap:TierOneLeverageCapitalRequiredToBeWellCapitalized contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">55116000</us-gaap:TierOneLeverageCapitalRequiredToBeWellCapitalized>
<us-gaap:TierOneLeverageCapitalRequiredToBeWellCapitalized contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">56092000</us-gaap:TierOneLeverageCapitalRequiredToBeWellCapitalized>
<us-gaap:TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="pure" decimals="2">0.05</us-gaap:TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets>
<us-gaap:TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="pure" decimals="2">0.05</us-gaap:TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets>
<us-gaap:IncrementalCommonSharesAttributableToShareBasedPaymentArrangements contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="shares" decimals="-3">70000</us-gaap:IncrementalCommonSharesAttributableToShareBasedPaymentArrangements>
<us-gaap:IncrementalCommonSharesAttributableToShareBasedPaymentArrangements contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="shares" decimals="-3">92000</us-gaap:IncrementalCommonSharesAttributableToShareBasedPaymentArrangements>
<us-gaap:IncrementalCommonSharesAttributableToShareBasedPaymentArrangements contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="shares" decimals="-3">72000</us-gaap:IncrementalCommonSharesAttributableToShareBasedPaymentArrangements>
<us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="shares" decimals="0">59000</us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount>
<us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="shares" decimals="0">8000</us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount>
<us-gaap:InvestmentsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">0</us-gaap:InvestmentsFairValueDisclosure>
<us-gaap:InvestmentsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FinancialInstrumentAxis_MunicipalSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:InvestmentsFairValueDisclosure>
<us-gaap:InvestmentsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:InvestmentsFairValueDisclosure>
<us-gaap:InvestmentsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FinancialInstrumentAxis_RealEstateMortgageInvestmentConduitsMember" unitRef="USD" decimals="-3">0</us-gaap:InvestmentsFairValueDisclosure>
<us-gaap:InvestmentsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FinancialInstrumentAxis_ResidentialMortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:InvestmentsFairValueDisclosure>
<us-gaap:InvestmentsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FinancialInstrumentAxis_OtherMortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:InvestmentsFairValueDisclosure>
<us-gaap:InvestmentsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FinancialInstrumentAxis_MunicipalSecuritiesMember" unitRef="USD" decimals="-3">8732000</us-gaap:InvestmentsFairValueDisclosure>
<us-gaap:InvestmentsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember" unitRef="USD" decimals="-3">22102000</us-gaap:InvestmentsFairValueDisclosure>
<us-gaap:InvestmentsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FinancialInstrumentAxis_RealEstateMortgageInvestmentConduitsMember" unitRef="USD" decimals="-3">46955000</us-gaap:InvestmentsFairValueDisclosure>
<us-gaap:InvestmentsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FinancialInstrumentAxis_ResidentialMortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">89074000</us-gaap:InvestmentsFairValueDisclosure>
<us-gaap:InvestmentsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FinancialInstrumentAxis_OtherMortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">46358000</us-gaap:InvestmentsFairValueDisclosure>
<us-gaap:InvestmentsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FinancialInstrumentAxis_MunicipalSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:InvestmentsFairValueDisclosure>
<us-gaap:InvestmentsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:InvestmentsFairValueDisclosure>
<us-gaap:InvestmentsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FinancialInstrumentAxis_RealEstateMortgageInvestmentConduitsMember" unitRef="USD" decimals="-3">0</us-gaap:InvestmentsFairValueDisclosure>
<us-gaap:InvestmentsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FinancialInstrumentAxis_ResidentialMortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:InvestmentsFairValueDisclosure>
<us-gaap:InvestmentsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FinancialInstrumentAxis_OtherMortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:InvestmentsFairValueDisclosure>
<us-gaap:InvestmentsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_MunicipalSecuritiesMember" unitRef="USD" decimals="-3">8732000</us-gaap:InvestmentsFairValueDisclosure>
<us-gaap:InvestmentsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember" unitRef="USD" decimals="-3">22102000</us-gaap:InvestmentsFairValueDisclosure>
<us-gaap:InvestmentsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_RealEstateMortgageInvestmentConduitsMember" unitRef="USD" decimals="-3">46955000</us-gaap:InvestmentsFairValueDisclosure>
<us-gaap:InvestmentsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_ResidentialMortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">89074000</us-gaap:InvestmentsFairValueDisclosure>
<us-gaap:InvestmentsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_OtherMortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">46358000</us-gaap:InvestmentsFairValueDisclosure>
<us-gaap:InvestmentsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">213221000</us-gaap:InvestmentsFairValueDisclosure>
<us-gaap:InvestmentsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">213221000</us-gaap:InvestmentsFairValueDisclosure>
<us-gaap:InvestmentsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member" unitRef="USD" decimals="-3">0</us-gaap:InvestmentsFairValueDisclosure>
<us-gaap:InvestmentsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">0</us-gaap:InvestmentsFairValueDisclosure>
<us-gaap:InvestmentsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FinancialInstrumentAxis_MunicipalSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:InvestmentsFairValueDisclosure>
<us-gaap:InvestmentsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:InvestmentsFairValueDisclosure>
<us-gaap:InvestmentsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FinancialInstrumentAxis_RealEstateMortgageInvestmentConduitsMember" unitRef="USD" decimals="-3">0</us-gaap:InvestmentsFairValueDisclosure>
<us-gaap:InvestmentsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FinancialInstrumentAxis_ResidentialMortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:InvestmentsFairValueDisclosure>
<us-gaap:InvestmentsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FinancialInstrumentAxis_OtherMortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:InvestmentsFairValueDisclosure>
<us-gaap:InvestmentsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FinancialInstrumentAxis_MunicipalSecuritiesMember" unitRef="USD" decimals="-3">8881000</us-gaap:InvestmentsFairValueDisclosure>
<us-gaap:InvestmentsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember" unitRef="USD" decimals="-3">12341000</us-gaap:InvestmentsFairValueDisclosure>
<us-gaap:InvestmentsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FinancialInstrumentAxis_RealEstateMortgageInvestmentConduitsMember" unitRef="USD" decimals="-3">40162000</us-gaap:InvestmentsFairValueDisclosure>
<us-gaap:InvestmentsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FinancialInstrumentAxis_ResidentialMortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">75821000</us-gaap:InvestmentsFairValueDisclosure>
<us-gaap:InvestmentsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FinancialInstrumentAxis_OtherMortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">41021000</us-gaap:InvestmentsFairValueDisclosure>
<us-gaap:InvestmentsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FinancialInstrumentAxis_MunicipalSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:InvestmentsFairValueDisclosure>
<us-gaap:InvestmentsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:InvestmentsFairValueDisclosure>
<us-gaap:InvestmentsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FinancialInstrumentAxis_RealEstateMortgageInvestmentConduitsMember" unitRef="USD" decimals="-3">0</us-gaap:InvestmentsFairValueDisclosure>
<us-gaap:InvestmentsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FinancialInstrumentAxis_ResidentialMortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:InvestmentsFairValueDisclosure>
<us-gaap:InvestmentsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FinancialInstrumentAxis_OtherMortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:InvestmentsFairValueDisclosure>
<us-gaap:InvestmentsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_MunicipalSecuritiesMember" unitRef="USD" decimals="-3">8881000</us-gaap:InvestmentsFairValueDisclosure>
<us-gaap:InvestmentsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember" unitRef="USD" decimals="-3">12341000</us-gaap:InvestmentsFairValueDisclosure>
<us-gaap:InvestmentsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_RealEstateMortgageInvestmentConduitsMember" unitRef="USD" decimals="-3">40162000</us-gaap:InvestmentsFairValueDisclosure>
<us-gaap:InvestmentsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_ResidentialMortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">75821000</us-gaap:InvestmentsFairValueDisclosure>
<us-gaap:InvestmentsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FinancialInstrumentAxis_OtherMortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">41021000</us-gaap:InvestmentsFairValueDisclosure>
<us-gaap:InvestmentsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">178226000</us-gaap:InvestmentsFairValueDisclosure>
<us-gaap:InvestmentsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">178226000</us-gaap:InvestmentsFairValueDisclosure>
<us-gaap:InvestmentsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsRecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member" unitRef="USD" decimals="-3">0</us-gaap:InvestmentsFairValueDisclosure>
<us-gaap:AssetsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_CashMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member" unitRef="USD" decimals="-3">44767000</us-gaap:AssetsFairValueDisclosure>
<us-gaap:AssetsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_CertificatesOfDepositMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">5959000</us-gaap:AssetsFairValueDisclosure>
<us-gaap:AssetsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_LoansHeldForSaleMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">210000</us-gaap:AssetsFairValueDisclosure>
<us-gaap:AssetsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_AvailableforsaleSecuritiesMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">213221000</us-gaap:AssetsFairValueDisclosure>
<us-gaap:AssetsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_AvailableforsaleSecuritiesMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">0</us-gaap:AssetsFairValueDisclosure>
<us-gaap:AssetsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_HeldtomaturitySecuritiesMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">43000</us-gaap:AssetsFairValueDisclosure>
<us-gaap:AssetsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_LoansReceivableMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">792916000</us-gaap:AssetsFairValueDisclosure>
<us-gaap:AssetsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_InvestmentInFederalHomeLoanBankStockMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">1353000</us-gaap:AssetsFairValueDisclosure>
<us-gaap:AssetsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember_FinancialInstrumentAxis_CashMember" unitRef="USD" decimals="-3">44767000</us-gaap:AssetsFairValueDisclosure>
<us-gaap:AssetsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember_FinancialInstrumentAxis_CertificatesOfDepositMember" unitRef="USD" decimals="-3">5959000</us-gaap:AssetsFairValueDisclosure>
<us-gaap:AssetsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember_FinancialInstrumentAxis_AvailableforsaleSecuritiesMember" unitRef="USD" decimals="-3">213221000</us-gaap:AssetsFairValueDisclosure>
<us-gaap:AssetsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember_FinancialInstrumentAxis_HeldtomaturitySecuritiesMember" unitRef="USD" decimals="-3">43000</us-gaap:AssetsFairValueDisclosure>
<us-gaap:AssetsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember_FinancialInstrumentAxis_LoansReceivableMember" unitRef="USD" decimals="-3">792916000</us-gaap:AssetsFairValueDisclosure>
<us-gaap:AssetsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember_FinancialInstrumentAxis_InvestmentInFederalHomeLoanBankStockMember" unitRef="USD" decimals="-3">1353000</us-gaap:AssetsFairValueDisclosure>
<us-gaap:AssetsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember_FinancialInstrumentAxis_LoansHeldForSaleMember" unitRef="USD" decimals="-3">210000</us-gaap:AssetsFairValueDisclosure>
<us-gaap:AssetsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember_FinancialInstrumentAxis_LoansHeldForSaleMember" unitRef="USD" decimals="-3">210000</us-gaap:AssetsFairValueDisclosure>
<us-gaap:AssetsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember_FinancialInstrumentAxis_InvestmentInFederalHomeLoanBankStockMember" unitRef="USD" decimals="-3">1353000</us-gaap:AssetsFairValueDisclosure>
<us-gaap:AssetsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember_FinancialInstrumentAxis_LoansReceivableMember" unitRef="USD" decimals="-3">800610000</us-gaap:AssetsFairValueDisclosure>
<us-gaap:AssetsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember_FinancialInstrumentAxis_HeldtomaturitySecuritiesMember" unitRef="USD" decimals="-3">42000</us-gaap:AssetsFairValueDisclosure>
<us-gaap:AssetsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember_FinancialInstrumentAxis_AvailableforsaleSecuritiesMember" unitRef="USD" decimals="-3">213221000</us-gaap:AssetsFairValueDisclosure>
<us-gaap:AssetsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember_FinancialInstrumentAxis_CertificatesOfDepositMember" unitRef="USD" decimals="-3">5967000</us-gaap:AssetsFairValueDisclosure>
<us-gaap:AssetsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember_FinancialInstrumentAxis_CashMember" unitRef="USD" decimals="-3">44767000</us-gaap:AssetsFairValueDisclosure>
<us-gaap:AssetsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FinancialInstrumentAxis_CertificatesOfDepositMember" unitRef="USD" decimals="-3">0</us-gaap:AssetsFairValueDisclosure>
<us-gaap:AssetsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FinancialInstrumentAxis_LoansHeldForSaleMember" unitRef="USD" decimals="-3">0</us-gaap:AssetsFairValueDisclosure>
<us-gaap:AssetsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FinancialInstrumentAxis_AvailableforsaleSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:AssetsFairValueDisclosure>
<us-gaap:AssetsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FinancialInstrumentAxis_HeldtomaturitySecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:AssetsFairValueDisclosure>
<us-gaap:AssetsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FinancialInstrumentAxis_LoansReceivableMember" unitRef="USD" decimals="-3">0</us-gaap:AssetsFairValueDisclosure>
<us-gaap:AssetsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FinancialInstrumentAxis_InvestmentInFederalHomeLoanBankStockMember" unitRef="USD" decimals="-3">0</us-gaap:AssetsFairValueDisclosure>
<us-gaap:AssetsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FinancialInstrumentAxis_CashMember" unitRef="USD" decimals="-3">0</us-gaap:AssetsFairValueDisclosure>
<us-gaap:AssetsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FinancialInstrumentAxis_LoansReceivableMember" unitRef="USD" decimals="-3">0</us-gaap:AssetsFairValueDisclosure>
<us-gaap:AssetsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FinancialInstrumentAxis_CashMember" unitRef="USD" decimals="-3">0</us-gaap:AssetsFairValueDisclosure>
<us-gaap:AssetsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FinancialInstrumentAxis_CertificatesOfDepositMember" unitRef="USD" decimals="-3">0</us-gaap:AssetsFairValueDisclosure>
<us-gaap:AssetsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FinancialInstrumentAxis_LoansHeldForSaleMember" unitRef="USD" decimals="-3">0</us-gaap:AssetsFairValueDisclosure>
<us-gaap:AssetsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FinancialInstrumentAxis_HeldtomaturitySecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:AssetsFairValueDisclosure>
<us-gaap:AssetsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FinancialInstrumentAxis_InvestmentInFederalHomeLoanBankStockMember" unitRef="USD" decimals="-3">0</us-gaap:AssetsFairValueDisclosure>
<us-gaap:AssetsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsNonrecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FinancialInstrumentAxis_ImpairedLoansMember" unitRef="USD" decimals="-3">0</us-gaap:AssetsFairValueDisclosure>
<us-gaap:AssetsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsNonrecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FinancialInstrumentAxis_ImpairedLoansMember" unitRef="USD" decimals="-3">0</us-gaap:AssetsFairValueDisclosure>
<us-gaap:AssetsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsNonrecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FinancialInstrumentAxis_ImpairedLoansMember" unitRef="USD" decimals="-3">2143000</us-gaap:AssetsFairValueDisclosure>
<us-gaap:AssetsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsNonrecurringMember_FinancialInstrumentAxis_ImpairedLoansMember" unitRef="USD" decimals="-3">2143000</us-gaap:AssetsFairValueDisclosure>
<us-gaap:AssetsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_CashMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member" unitRef="USD" decimals="-3">22950000</us-gaap:AssetsFairValueDisclosure>
<us-gaap:AssetsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_CertificatesOfDepositMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">746000</us-gaap:AssetsFairValueDisclosure>
<us-gaap:AssetsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_LoansHeldForSaleMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">909000</us-gaap:AssetsFairValueDisclosure>
<us-gaap:AssetsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_AvailableforsaleSecuritiesMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">178226000</us-gaap:AssetsFairValueDisclosure>
<us-gaap:AssetsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_AvailableforsaleSecuritiesMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">0</us-gaap:AssetsFairValueDisclosure>
<us-gaap:AssetsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_HeldtomaturitySecuritiesMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">35000</us-gaap:AssetsFairValueDisclosure>
<us-gaap:AssetsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_LoansReceivableMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">862429000</us-gaap:AssetsFairValueDisclosure>
<us-gaap:AssetsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_InvestmentInFederalHomeLoanBankStockMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">3644000</us-gaap:AssetsFairValueDisclosure>
<us-gaap:AssetsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember_FinancialInstrumentAxis_CashMember" unitRef="USD" decimals="-3">22950000</us-gaap:AssetsFairValueDisclosure>
<us-gaap:AssetsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember_FinancialInstrumentAxis_CertificatesOfDepositMember" unitRef="USD" decimals="-3">746000</us-gaap:AssetsFairValueDisclosure>
<us-gaap:AssetsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember_FinancialInstrumentAxis_AvailableforsaleSecuritiesMember" unitRef="USD" decimals="-3">178226000</us-gaap:AssetsFairValueDisclosure>
<us-gaap:AssetsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember_FinancialInstrumentAxis_HeldtomaturitySecuritiesMember" unitRef="USD" decimals="-3">35000</us-gaap:AssetsFairValueDisclosure>
<us-gaap:AssetsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember_FinancialInstrumentAxis_LoansReceivableMember" unitRef="USD" decimals="-3">862429000</us-gaap:AssetsFairValueDisclosure>
<us-gaap:AssetsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember_FinancialInstrumentAxis_InvestmentInFederalHomeLoanBankStockMember" unitRef="USD" decimals="-3">3644000</us-gaap:AssetsFairValueDisclosure>
<us-gaap:AssetsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember_FinancialInstrumentAxis_LoansHeldForSaleMember" unitRef="USD" decimals="-3">909000</us-gaap:AssetsFairValueDisclosure>
<us-gaap:AssetsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember_FinancialInstrumentAxis_LoansHeldForSaleMember" unitRef="USD" decimals="-3">909000</us-gaap:AssetsFairValueDisclosure>
<us-gaap:AssetsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember_FinancialInstrumentAxis_InvestmentInFederalHomeLoanBankStockMember" unitRef="USD" decimals="-3">3644000</us-gaap:AssetsFairValueDisclosure>
<us-gaap:AssetsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember_FinancialInstrumentAxis_LoansReceivableMember" unitRef="USD" decimals="-3">864659000</us-gaap:AssetsFairValueDisclosure>
<us-gaap:AssetsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember_FinancialInstrumentAxis_HeldtomaturitySecuritiesMember" unitRef="USD" decimals="-3">35000</us-gaap:AssetsFairValueDisclosure>
<us-gaap:AssetsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember_FinancialInstrumentAxis_AvailableforsaleSecuritiesMember" unitRef="USD" decimals="-3">178226000</us-gaap:AssetsFairValueDisclosure>
<us-gaap:AssetsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember_FinancialInstrumentAxis_CertificatesOfDepositMember" unitRef="USD" decimals="-3">747000</us-gaap:AssetsFairValueDisclosure>
<us-gaap:AssetsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember_FinancialInstrumentAxis_CashMember" unitRef="USD" decimals="-3">22950000</us-gaap:AssetsFairValueDisclosure>
<us-gaap:AssetsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FinancialInstrumentAxis_CertificatesOfDepositMember" unitRef="USD" decimals="-3">0</us-gaap:AssetsFairValueDisclosure>
<us-gaap:AssetsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FinancialInstrumentAxis_LoansHeldForSaleMember" unitRef="USD" decimals="-3">0</us-gaap:AssetsFairValueDisclosure>
<us-gaap:AssetsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FinancialInstrumentAxis_AvailableforsaleSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:AssetsFairValueDisclosure>
<us-gaap:AssetsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FinancialInstrumentAxis_HeldtomaturitySecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:AssetsFairValueDisclosure>
<us-gaap:AssetsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FinancialInstrumentAxis_LoansReceivableMember" unitRef="USD" decimals="-3">0</us-gaap:AssetsFairValueDisclosure>
<us-gaap:AssetsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FinancialInstrumentAxis_InvestmentInFederalHomeLoanBankStockMember" unitRef="USD" decimals="-3">0</us-gaap:AssetsFairValueDisclosure>
<us-gaap:AssetsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FinancialInstrumentAxis_CashMember" unitRef="USD" decimals="-3">0</us-gaap:AssetsFairValueDisclosure>
<us-gaap:AssetsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FinancialInstrumentAxis_LoansReceivableMember" unitRef="USD" decimals="-3">0</us-gaap:AssetsFairValueDisclosure>
<us-gaap:AssetsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FinancialInstrumentAxis_CashMember" unitRef="USD" decimals="-3">0</us-gaap:AssetsFairValueDisclosure>
<us-gaap:AssetsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FinancialInstrumentAxis_CertificatesOfDepositMember" unitRef="USD" decimals="-3">0</us-gaap:AssetsFairValueDisclosure>
<us-gaap:AssetsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FinancialInstrumentAxis_LoansHeldForSaleMember" unitRef="USD" decimals="-3">0</us-gaap:AssetsFairValueDisclosure>
<us-gaap:AssetsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FinancialInstrumentAxis_HeldtomaturitySecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:AssetsFairValueDisclosure>
<us-gaap:AssetsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FinancialInstrumentAxis_InvestmentInFederalHomeLoanBankStockMember" unitRef="USD" decimals="-3">0</us-gaap:AssetsFairValueDisclosure>
<us-gaap:AssetsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsNonrecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FinancialInstrumentAxis_ImpairedLoansMember" unitRef="USD" decimals="-3">0</us-gaap:AssetsFairValueDisclosure>
<us-gaap:AssetsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsNonrecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FinancialInstrumentAxis_ImpairedLoansMember" unitRef="USD" decimals="-3">0</us-gaap:AssetsFairValueDisclosure>
<us-gaap:AssetsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsNonrecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FinancialInstrumentAxis_ImpairedLoansMember" unitRef="USD" decimals="-3">394000</us-gaap:AssetsFairValueDisclosure>
<us-gaap:AssetsFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsNonrecurringMember_FinancialInstrumentAxis_ImpairedLoansMember" unitRef="USD" decimals="-3">394000</us-gaap:AssetsFairValueDisclosure>

<us-gaap:LiabilitiesFairValueDisclosure contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_SubordinatedDebtObligationsMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">15274000</us-gaap:LiabilitiesFairValueDisclosure>
<us-gaap:LiabilitiesFairValueDisclosure contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_CapitalLeaseObligationMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">2431000</us-gaap:LiabilitiesFairValueDisclosure>

<us-gaap:LiabilitiesFairValueDisclosure contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember_FinancialInstrumentAxis_SubordinatedDebtObligationsMember" unitRef="USD" decimals="-3">15274000</us-gaap:LiabilitiesFairValueDisclosure>
<us-gaap:LiabilitiesFairValueDisclosure contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember_FinancialInstrumentAxis_CapitalLeaseObligationMember" unitRef="USD" decimals="-3">2431000</us-gaap:LiabilitiesFairValueDisclosure>
<us-gaap:LiabilitiesFairValueDisclosure contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember_FinancialInstrumentAxis_CapitalLeaseObligationMember" unitRef="USD" decimals="-3">2431000</us-gaap:LiabilitiesFairValueDisclosure>
<us-gaap:LiabilitiesFairValueDisclosure contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember_FinancialInstrumentAxis_SubordinatedDebtObligationsMember" unitRef="USD" decimals="-3">26484000</us-gaap:LiabilitiesFairValueDisclosure>


<us-gaap:LiabilitiesFairValueDisclosure contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FinancialInstrumentAxis_SubordinatedDebtObligationsMember" unitRef="USD" decimals="-3">0</us-gaap:LiabilitiesFairValueDisclosure>
<us-gaap:LiabilitiesFairValueDisclosure contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FinancialInstrumentAxis_CapitalLeaseObligationMember" unitRef="USD" decimals="-3">0</us-gaap:LiabilitiesFairValueDisclosure>
<us-gaap:LiabilitiesFairValueDisclosure contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FinancialInstrumentAxis_SubordinatedDebtObligationsMember" unitRef="USD" decimals="-3">0</us-gaap:LiabilitiesFairValueDisclosure>

<us-gaap:LiabilitiesFairValueDisclosure contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FinancialInstrumentAxis_CapitalLeaseObligationMember" unitRef="USD" decimals="-3">0</us-gaap:LiabilitiesFairValueDisclosure>

<us-gaap:LiabilitiesFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_SubordinatedDebtObligationsMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">15468000</us-gaap:LiabilitiesFairValueDisclosure>
<us-gaap:LiabilitiesFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_CapitalLeaseObligationMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">2403000</us-gaap:LiabilitiesFairValueDisclosure>

<us-gaap:LiabilitiesFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember_FinancialInstrumentAxis_SubordinatedDebtObligationsMember" unitRef="USD" decimals="-3">15468000</us-gaap:LiabilitiesFairValueDisclosure>
<us-gaap:LiabilitiesFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember_FinancialInstrumentAxis_CapitalLeaseObligationMember" unitRef="USD" decimals="-3">2403000</us-gaap:LiabilitiesFairValueDisclosure>
<us-gaap:LiabilitiesFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember_FinancialInstrumentAxis_CapitalLeaseObligationMember" unitRef="USD" decimals="-3">2403000</us-gaap:LiabilitiesFairValueDisclosure>
<us-gaap:LiabilitiesFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember_FinancialInstrumentAxis_SubordinatedDebtObligationsMember" unitRef="USD" decimals="-3">26575000</us-gaap:LiabilitiesFairValueDisclosure>


<us-gaap:LiabilitiesFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FinancialInstrumentAxis_SubordinatedDebtObligationsMember" unitRef="USD" decimals="-3">0</us-gaap:LiabilitiesFairValueDisclosure>
<us-gaap:LiabilitiesFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FinancialInstrumentAxis_CapitalLeaseObligationMember" unitRef="USD" decimals="-3">0</us-gaap:LiabilitiesFairValueDisclosure>
<us-gaap:LiabilitiesFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FinancialInstrumentAxis_SubordinatedDebtObligationsMember" unitRef="USD" decimals="-3">0</us-gaap:LiabilitiesFairValueDisclosure>

<us-gaap:LiabilitiesFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FinancialInstrumentAxis_CapitalLeaseObligationMember" unitRef="USD" decimals="-3">0</us-gaap:LiabilitiesFairValueDisclosure>
<us-gaap:LiabilitiesFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember_FinancialInstrumentAxis_FederalHomeLoanBankAdvancesMember" unitRef="USD" decimals="-3">56586000</us-gaap:LiabilitiesFairValueDisclosure>
<us-gaap:LiabilitiesFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_FinancialInstrumentAxis_FederalHomeLoanBankAdvancesMember" unitRef="USD" decimals="-3">0</us-gaap:LiabilitiesFairValueDisclosure>
<us-gaap:LiabilitiesFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_FinancialInstrumentAxis_FederalHomeLoanBankAdvancesMember" unitRef="USD" decimals="-3">56586000</us-gaap:LiabilitiesFairValueDisclosure>
<us-gaap:LiabilitiesFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FinancialInstrumentAxis_FederalHomeLoanBankAdvancesMember" unitRef="USD" decimals="-3">0</us-gaap:LiabilitiesFairValueDisclosure>
<us-gaap:LiabilitiesFairValueDisclosure contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember_FinancialInstrumentAxis_FederalHomeLoanBankAdvancesMember" unitRef="USD" decimals="-3">56586000</us-gaap:LiabilitiesFairValueDisclosure>
<us-gaap:FairValueDisclosureOffbalanceSheetRisksFaceAmountLiability contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">190468000</us-gaap:FairValueDisclosureOffbalanceSheetRisksFaceAmountLiability>
<us-gaap:FairValueDisclosureOffbalanceSheetRisksFaceAmountLiability contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_UnusedLinesOfCreditMember" unitRef="USD" decimals="-3">152982000</us-gaap:FairValueDisclosureOffbalanceSheetRisksFaceAmountLiability>
<us-gaap:FairValueDisclosureOffbalanceSheetRisksFaceAmountLiability contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_LoanOriginationCommitmentsMember_InvestmentTypeAxis_AdjustableRateLoansMember" unitRef="USD" decimals="-3">20065000</us-gaap:FairValueDisclosureOffbalanceSheetRisksFaceAmountLiability>
<us-gaap:FairValueDisclosureOffbalanceSheetRisksFaceAmountLiability contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_LoanOriginationCommitmentsMember_InvestmentTypeAxis_FixedRateLoansMember" unitRef="USD" decimals="-3">14989000</us-gaap:FairValueDisclosureOffbalanceSheetRisksFaceAmountLiability>
<us-gaap:FairValueDisclosureOffbalanceSheetRisksFaceAmountLiability contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_StandbyLettersOfCreditMember" unitRef="USD" decimals="-3">2432000</us-gaap:FairValueDisclosureOffbalanceSheetRisksFaceAmountLiability>
<us-gaap:FairValueDisclosureOffbalanceSheetRisksFaceAmountLiability contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">182989000</us-gaap:FairValueDisclosureOffbalanceSheetRisksFaceAmountLiability>
<us-gaap:FairValueDisclosureOffbalanceSheetRisksFaceAmountLiability contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_UnusedLinesOfCreditMember" unitRef="USD" decimals="-3">139842000</us-gaap:FairValueDisclosureOffbalanceSheetRisksFaceAmountLiability>
<us-gaap:FairValueDisclosureOffbalanceSheetRisksFaceAmountLiability contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_LoanOriginationCommitmentsMember_InvestmentTypeAxis_AdjustableRateLoansMember" unitRef="USD" decimals="-3">30579000</us-gaap:FairValueDisclosureOffbalanceSheetRisksFaceAmountLiability>
<us-gaap:FairValueDisclosureOffbalanceSheetRisksFaceAmountLiability contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_LoanOriginationCommitmentsMember_InvestmentTypeAxis_FixedRateLoansMember" unitRef="USD" decimals="-3">10158000</us-gaap:FairValueDisclosureOffbalanceSheetRisksFaceAmountLiability>
<us-gaap:FairValueDisclosureOffbalanceSheetRisksFaceAmountLiability contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_StandbyLettersOfCreditMember" unitRef="USD" decimals="-3">2410000</us-gaap:FairValueDisclosureOffbalanceSheetRisksFaceAmountLiability>
<us-gaap:LoansAndLeasesReceivableCommitmentsToPurchaseOrSell contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-5">1700000</us-gaap:LoansAndLeasesReceivableCommitmentsToPurchaseOrSell>
<rvsb:LoansUnderWarranty contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-5">111400000</rvsb:LoansUnderWarranty>
<rvsb:AllowanceForFederalHomeLoanMortgageCorporationLoans contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="0">13000</rvsb:AllowanceForFederalHomeLoanMortgageCorporationLoans>
<rvsb:ThresholdLimitForHonoringOfCommitments contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">P45D</rvsb:ThresholdLimitForHonoringOfCommitments>
<us-gaap:InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">136497000</us-gaap:InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures>
<us-gaap:InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">155041000</us-gaap:InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures>
<us-gaap:OtherAssets contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">1166000</us-gaap:OtherAssets>
<us-gaap:OtherAssets contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">1445000</us-gaap:OtherAssets>
<us-gaap:DividendsPayableCurrentAndNoncurrent contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">677000</us-gaap:DividendsPayableCurrentAndNoncurrent>
<us-gaap:DividendsPayableCurrentAndNoncurrent contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">904000</us-gaap:DividendsPayableCurrentAndNoncurrent>
<us-gaap:LongTermDebt contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">26484000</us-gaap:LongTermDebt>
<us-gaap:LongTermDebt contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">26575000</us-gaap:LongTermDebt>
<us-gaap:InterestAndDividendIncomeSecurities contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">21000</us-gaap:InterestAndDividendIncomeSecurities>
<us-gaap:InterestAndDividendIncomeSecurities contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">26000</us-gaap:InterestAndDividendIncomeSecurities>
<us-gaap:InterestAndDividendIncomeSecurities contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">35000</us-gaap:InterestAndDividendIncomeSecurities>
<us-gaap:InterestIncomeOperating contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">36000</us-gaap:InterestIncomeOperating>
<us-gaap:InterestIncomeOperating contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">32000</us-gaap:InterestIncomeOperating>
<us-gaap:InterestIncomeOperating contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">35000</us-gaap:InterestIncomeOperating>
<us-gaap:OtherGeneralAndAdministrativeExpense contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">143000</us-gaap:OtherGeneralAndAdministrativeExpense>
<us-gaap:OtherGeneralAndAdministrativeExpense contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">143000</us-gaap:OtherGeneralAndAdministrativeExpense>
<us-gaap:OtherGeneralAndAdministrativeExpense contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">143000</us-gaap:OtherGeneralAndAdministrativeExpense>
<us-gaap:IncomeLossAttributableToParent contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">-459000</us-gaap:IncomeLossAttributableToParent>
<us-gaap:IncomeLossAttributableToParent contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">-618000</us-gaap:IncomeLossAttributableToParent>
<us-gaap:IncomeLossAttributableToParent contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">-1112000</us-gaap:IncomeLossAttributableToParent>
<rvsb:UndistributedEarningOfDomesticSubsidiary contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">7863000</rvsb:UndistributedEarningOfDomesticSubsidiary>
<rvsb:UndistributedEarningOfDomesticSubsidiary contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">10860000</rvsb:UndistributedEarningOfDomesticSubsidiary>
<rvsb:UndistributedEarningOfDomesticSubsidiary contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">18378000</rvsb:UndistributedEarningOfDomesticSubsidiary>
<rvsb:EquityInUndistributedEarningsLossOfBank contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">7863000</rvsb:EquityInUndistributedEarningsLossOfBank>
<rvsb:EquityInUndistributedEarningsLossOfBank contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">10860000</rvsb:EquityInUndistributedEarningsLossOfBank>
<rvsb:EquityInUndistributedEarningsLossOfBank contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">18378000</rvsb:EquityInUndistributedEarningsLossOfBank>
<us-gaap:AdjustmentForAmortization contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">22000</us-gaap:AdjustmentForAmortization>
<us-gaap:AdjustmentForAmortization contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">94000</us-gaap:AdjustmentForAmortization>
<us-gaap:AdjustmentForAmortization contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">91000</us-gaap:AdjustmentForAmortization>
<us-gaap:DeferredIncomeTaxesAndTaxCredits contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">666000</us-gaap:DeferredIncomeTaxesAndTaxCredits>
<us-gaap:DeferredIncomeTaxesAndTaxCredits contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">174000</us-gaap:DeferredIncomeTaxesAndTaxCredits>
<us-gaap:DeferredIncomeTaxesAndTaxCredits contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">10000</us-gaap:DeferredIncomeTaxesAndTaxCredits>
<rvsb:EarnedEsopShares contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">143000</rvsb:EarnedEsopShares>
<rvsb:EarnedEsopShares contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">148000</rvsb:EarnedEsopShares>
<rvsb:EarnedEsopShares contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">0</rvsb:EarnedEsopShares>
<us-gaap:IncreaseDecreaseInOtherOperatingAssets contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">-1031000</us-gaap:IncreaseDecreaseInOtherOperatingAssets>
<us-gaap:IncreaseDecreaseInOtherOperatingAssets contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">1770000</us-gaap:IncreaseDecreaseInOtherOperatingAssets>
<us-gaap:IncreaseDecreaseInOtherOperatingAssets contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">-447000</us-gaap:IncreaseDecreaseInOtherOperatingAssets>
<us-gaap:IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">-19000</us-gaap:IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities>
<us-gaap:IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">-132000</us-gaap:IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities>
<us-gaap:IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">141000</us-gaap:IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities>
<us-gaap:NetCashProvidedByUsedInOperatingActivitiesContinuingOperations contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">-678000</us-gaap:NetCashProvidedByUsedInOperatingActivitiesContinuingOperations>
<us-gaap:NetCashProvidedByUsedInOperatingActivitiesContinuingOperations contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">1436000</us-gaap:NetCashProvidedByUsedInOperatingActivitiesContinuingOperations>
<us-gaap:NetCashProvidedByUsedInOperatingActivitiesContinuingOperations contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">-1317000</us-gaap:NetCashProvidedByUsedInOperatingActivitiesContinuingOperations>
<rvsb:ProceedsFromAssumptionOfJuniorSubordinatedDebt contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">3687000</rvsb:ProceedsFromAssumptionOfJuniorSubordinatedDebt>
<rvsb:ProceedsFromAssumptionOfJuniorSubordinatedDebt contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">0</rvsb:ProceedsFromAssumptionOfJuniorSubordinatedDebt>
<rvsb:ProceedsFromAssumptionOfJuniorSubordinatedDebt contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">0</rvsb:ProceedsFromAssumptionOfJuniorSubordinatedDebt>
<us-gaap:CashDividendsPaidToParentCompanyByConsolidatedSubsidiaries contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">2500000</us-gaap:CashDividendsPaidToParentCompanyByConsolidatedSubsidiaries>
<us-gaap:CashDividendsPaidToParentCompanyByConsolidatedSubsidiaries contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">1750000</us-gaap:CashDividendsPaidToParentCompanyByConsolidatedSubsidiaries>
<us-gaap:CashDividendsPaidToParentCompanyByConsolidatedSubsidiaries contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">2000000</us-gaap:CashDividendsPaidToParentCompanyByConsolidatedSubsidiaries>
<us-gaap:NetCashProvidedByUsedInInvestingActivitiesContinuingOperations contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">6187000</us-gaap:NetCashProvidedByUsedInInvestingActivitiesContinuingOperations>
<us-gaap:NetCashProvidedByUsedInInvestingActivitiesContinuingOperations contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">1750000</us-gaap:NetCashProvidedByUsedInInvestingActivitiesContinuingOperations>
<us-gaap:NetCashProvidedByUsedInInvestingActivitiesContinuingOperations contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">2000000</us-gaap:NetCashProvidedByUsedInInvestingActivitiesContinuingOperations>
<us-gaap:NetCashProvidedByUsedInFinancingActivitiesContinuingOperations contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">-1788000</us-gaap:NetCashProvidedByUsedInFinancingActivitiesContinuingOperations>
<us-gaap:NetCashProvidedByUsedInFinancingActivitiesContinuingOperations contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">-1895000</us-gaap:NetCashProvidedByUsedInFinancingActivitiesContinuingOperations>
<us-gaap:NetCashProvidedByUsedInFinancingActivitiesContinuingOperations contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_ConsolidatedEntitiesAxis_ParentCompanyMember" unitRef="USD" decimals="-3">-2984000</us-gaap:NetCashProvidedByUsedInFinancingActivitiesContinuingOperations>
<us-gaap:NumberOfOperatingSegments contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="Segment" decimals="INF">2</us-gaap:NumberOfOperatingSegments>
<us-gaap:NumberOfOperatingSegments contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="Segment" decimals="INF">2</us-gaap:NumberOfOperatingSegments>
<rvsb:NumberOfBranches contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="Branch" decimals="INF">19</rvsb:NumberOfBranches>
<rvsb:NumberOfBranches contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="Branch" decimals="INF">18</rvsb:NumberOfBranches>
<rvsb:NumberOfStockOptionsOutstandingHeldByTrust contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="shares" decimals="INF">2500</rvsb:NumberOfStockOptionsOutstandingHeldByTrust>
<rvsb:NumberOfStockOptionsOutstandingHeldByTrust contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="shares" decimals="INF">2500</rvsb:NumberOfStockOptionsOutstandingHeldByTrust>
<us-gaap:AllocatedShareBasedCompensationExpense contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="0">88000</us-gaap:AllocatedShareBasedCompensationExpense>
<us-gaap:AllocatedShareBasedCompensationExpense contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="0">44000</us-gaap:AllocatedShareBasedCompensationExpense>
<rvsb:MinimumPercentageOfMonthlyPaymentsChargedOffForConsumerInstallmentLoan contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="pure" decimals="2">0.75</rvsb:MinimumPercentageOfMonthlyPaymentsChargedOffForConsumerInstallmentLoan>
<rvsb:MinimumPercentageOfMonthlyPaymentsChargedOffForConsumerInstallmentLoan contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="pure" decimals="2">0.75</rvsb:MinimumPercentageOfMonthlyPaymentsChargedOffForConsumerInstallmentLoan>
<dei:EntitySmallBusiness contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">true</dei:EntitySmallBusiness>
<dei:EntityEmergingGrowthCompany contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">false</dei:EntityEmergingGrowthCompany>
<us-gaap:FederalHomeLoanBankAdvancesLongTerm contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">56586000</us-gaap:FederalHomeLoanBankAdvancesLongTerm>
<us-gaap:FederalHomeLoanBankAdvancesDisclosureTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;div style="widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;
&lt;table style="width: 100%; font-family: 'times new roman', times, serif; font-size: 10pt;"  class="dspflisttable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="width: 18pt; vertical-align: top;"&gt;
&lt;div style="text-align: left; line-height: 10.85pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; font-weight: bold;"&gt;11.&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: auto; vertical-align: top;"&gt;
&lt;div style="text-align: left; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;FEDERAL HOME LOAN BANK ADVANCES&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;div style="line-height: 4.55pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: left; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0.7pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 22.4pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;FHLB advances &amp;#8211; which consist of overnight borrowings &amp;#8211; are summarized as follows (dollars in thousands):&lt;/div&gt;
&lt;div style="line-height: 4.55pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="line-height: 3.4pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 96%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; width: 974px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;March 31, 2019&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 21px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;March 31, 2018&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 21px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 974px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;FHLB advances&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 195px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;56,586&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 21px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 21px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 196px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 21px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 974px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Weighted average interest rate on FHLB advances&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 195px; vertical-align:
 bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2.58&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 21px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 21px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 196px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1.60&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 21px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: top;" colspan="8"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;&amp;#160;&lt;/sup&gt;Computed based on the borrowing activity for the years ending March 31, 2019 and 2018, respectively.&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 21px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The Bank has a credit line with the FHLB equal to 45% of total assets, limited by available collateral. At March 31, 2019, based on collateral values, the Bank had additional borrowing capacity of $186.8 million from the FHLB.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;FHLB advances are collateralized with the FHLB by certain investment and mortgage-backed securities, FHLB stock owned by the Bank, deposits with the FHLB, and certain mortgages on deeds of trust securing such properties as provided in the agreements with the FHLB. At March 31, 2019, loans carried at $402.7 million were pledged as collateral to the FHLB.&lt;/div&gt;</us-gaap:FederalHomeLoanBankAdvancesDisclosureTextBlock>
<us-gaap:RevenueFromContractWithCustomerTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;div style="widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;
&lt;table style="width: 100%; font-family: 'times new roman', times, serif; font-size: 10pt;"  class="dspflisttable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="width: 18pt; vertical-align: top;"&gt;
&lt;div style="text-align: left; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;18.&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: auto; vertical-align: top;"&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;REVENUE FROM CONTRACTS WITH CUSTOMERS&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;In accordance with&amp;#160;&lt;font style="font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;ASC 606&lt;/font&gt;, revenues are recognized when goods or services are transferred to the customer in exchange for the consideration the Company expects to be entitled to receive. The largest portion of the Company's revenue is from interest income, which is not within the scope of ASC 606. All of the Company's revenue from contracts with customers within the scope of ASC 606 is recognized in non-interest income with the exception of gains on sales of REO, which are included in non-interest expense.&lt;/div&gt;
&lt;div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;If a contract is determined to be within the scope of ASC 606, the Company recognizes revenue as it satisfies a performance obligation. Payments from customers are generally collected at the time services are rendered, monthly, or quarterly. For contracts with customers within the scope of ASC 606, revenue is either earned at a point in time or revenue is earned over time. Examples of revenue earned at a point in time are&amp;#160;&lt;font style="font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;automated teller machine ("ATM")&lt;/font&gt;&amp;#160;transaction fees, wire transfer fees, overdraft fees and interchange fees. Revenue earned at a point in time is primarily based on the number and type of transactions that are generally derived from transactional information accumulated by the Company's systems and is recognized immediately as the transactions occur or upon providing the service to complete the customer's transaction. The Company is generally the principal in these contracts, with the exception of interchange fees, in which case the Company is acting as the agent and records revenue net of expenses paid to the principal. Examples of revenue earned over time, which generally occur on a monthly basis, are deposit account maintenance fees, investment advisory fees, merchant revenue, trust and investment management fees and safe deposit box fees. Revenue is generally derived from transactional information accumulated by the Company's systems or those of third-parties and is recognized as the related transactions occur or services are rendered to the customer.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;u&gt;Disaggregation of Revenue&lt;/u&gt;&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color:
 #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;The following table includes the Company's non-interest income disaggregated by type of service (in thousands):&lt;/div&gt;
&lt;div style="line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; width: 854px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="10"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Year Ended March 31&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; width: 854px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2019&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2018&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="width: 854px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 854px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Asset management fees&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 139px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,791&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 139px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,448&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,988&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 854px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Debit card and ATM fees&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;"
 valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 139px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,104&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 139px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,961&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,535&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 854px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Deposit related fees&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 139px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,721&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 139px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,628&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,486&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 854px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Loan related fees&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 139px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,258&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 139px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;671&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;725&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 854px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;BOLI&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 139px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;734&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width:
 139px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;819&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;760&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 854px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Net gains on sales of loans held for sale&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 139px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;317&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 139px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;641&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;656&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 854px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;FHLMC loan servicing fees&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 139px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;141&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 139px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;122&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;114&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 854px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Other, net&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 139px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;792&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 139px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;714&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom:
 #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;750&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 854px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 22.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total non-interest income&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 139px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;11,858&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 139px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;11,004&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10,014&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 854px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 139px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 139px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="width: 854px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&amp;#160;&lt;/sup&gt;&lt;font style="font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Not within the scope of ASC 606&lt;/font&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 139px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 139px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;div style="line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style:
 normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;For the years ended March 31, 2019, 2018 and 2017, substantially all of the Company's revenues within the scope of ASC 606 are for performance obligations satisfied at a specified date.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;u&gt;Revenues recognized within the scope of ASC 606&lt;/u&gt;&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Asset management fees&lt;/font&gt;: Asset management fees are variable, since they are based on the underlying portfolio value, which is subject to market conditions and amounts invested by clients through the Trust Company. Asset management fees are recognized over the period that services are provided, and when the portfolio values are known or can be estimated at the end of each quarter.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Debit card and ATM fees&lt;/font&gt;: Debit and ATM interchange income represents fees earned when a debit card issued by the Bank is used. The Bank earns interchange fees from debit cardholder transactions through the MasterCard&amp;#174; payment network. Interchange fees from cardholder transactions represent a percentage of the underlying transaction value and are recognized daily, concurrently with the transaction processing services provided to the cardholder. The performance obligation is satisfied and the fees are earned when the cost of the transaction is charged to the cardholders' debit card. Certain expenses directly associated with the debit cards are recorded on a net basis with the interchange income.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Deposit related fees&lt;/font&gt;: Fees are earned on the Bank's deposit accounts for various products offered to or services performed for the Bank's customers. Fees include business account fees, non-sufficient fund fees, stop payment fees, wire services, safe deposit box and others. These fees are recognized on a daily, monthly or quarterly basis, depending on the type of service.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px;
 font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Loan related fees&lt;/font&gt;: Non-interest loan fee income is earned on loans that the Bank services, excluding loans serviced for the FHLMC which are not within the scope of ASC 606. Loan related fees include prepayment fees, late charges, brokered loan fees, maintenance fees and others. These fees are recognized on a daily, monthly, quarterly or annual basis, depending on the type of service.&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Other&lt;/font&gt;: Fees earned on other services, such as merchant services or occasional non-recurring type services, are recognized at the time of the event or the applicable billing cycle.&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&lt;u&gt;Contract Balances&lt;/u&gt;&lt;/div&gt;
&lt;div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;&amp;#160;&lt;/div&gt;
&lt;div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"&gt;As of March 31, 2019, the Company had no significant contract liabilities where the Company had an obligation to transfer goods or services for which the Company had already received consideration. In addition, the Company had no material unsatisfied performance obligations as of this date.&lt;/div&gt;</us-gaap:RevenueFromContractWithCustomerTextBlock>
<us-gaap:FederalHomeLoanBankAdvancesTableTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 96%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; width: 974px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;March 31, 2019&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 21px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;March 31, 2018&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 21px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 974px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;FHLB advances&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 195px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;56,586&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 21px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 21px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 196px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 21px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 974px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Weighted average interest rate on FHLB advances&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 195px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2.58&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 21px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 21px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 196px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1.60&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 21px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="text-align: left; background-color: #cceeff; vertical-align: top;" colspan="8"&gt;
&lt;div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;&amp;#160;&lt;/sup&gt;Computed based on the borrowing activity for the years ending March 31, 2019 and 2018, respectively.&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 21px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:FederalHomeLoanBankAdvancesTableTextBlock>
<us-gaap:DisaggregationOfRevenueTableTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; width: 854px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="10"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Year Ended March 31&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; width: 854px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2019&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2018&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="width: 854px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 854px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Asset management fees&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 139px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,791&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 139px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,448&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,988&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 854px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Debit card and ATM fees&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 139px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;3,104&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 139px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div
 style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,961&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;2,535&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 854px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Deposit related fees&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 139px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,721&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 139px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,628&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,486&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 854px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Loan related fees&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 139px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;1,258&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 139px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;671&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;725&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 854px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;BOLI&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 139px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;734&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 139px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;819&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;760&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;"
 valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 854px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Net gains on sales of loans held for sale&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 139px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;317&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 139px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;641&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;656&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 854px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;FHLMC loan servicing fees&amp;#160;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&lt;/sup&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 139px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;141&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 139px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;122&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;114&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 854px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Other, net&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 139px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;792&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 139px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;714&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;750&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 854px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; text-indent: 22.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Total non-interest
 income&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 139px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;11,858&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 139px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;11,004&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;10,014&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #ffffff; width: 854px; vertical-align: top;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 139px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 139px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="width: 854px; vertical-align: top;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;&lt;sup style="line-height: 1; font-size: smaller; vertical-align: text-top;"&gt;(1)&amp;#160;&lt;/sup&gt;&lt;font style="font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;Not within the scope of ASC 606&lt;/font&gt;&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:DisaggregationOfRevenueTableTextBlock>
<rvsb:BankSoldDeposits contextRef="Context_As_Of_30_Sep_2018T00_00_00_TO_30_Sep_2018T00_00_00" unitRef="USD" decimals="-5">3200000</rvsb:BankSoldDeposits>
<rvsb:GainOnSaleDeposits contextRef="Context_Custom_01_Sep_2018T00_00_00_TO_30_Sep_2018T00_00_00" unitRef="USD" decimals="0">70000</rvsb:GainOnSaleDeposits>
<us-gaap:GainLossOnSaleOfPropertyPlantEquipment contextRef="Context_9ME_01-Apr-2018T00_00_00_TO_31-Dec-2018T00_00_00" unitRef="USD" decimals="0">355000</us-gaap:GainLossOnSaleOfPropertyPlantEquipment>
<us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">219427000</us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis>
<us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember" unitRef="USD" decimals="-3">22412000</us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis>
<us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_RealEstateMortgageInvestmentConduitsMember" unitRef="USD" decimals="-3" id="Footnote-8_1">48310000</us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis>
<us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_OtherMortgageBackedSecuritiesMember" unitRef="USD" decimals="-3" id="Footnote-9_1">47878000</us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis>
<us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_ResidentialMortgageBackedSecuritiesMember" unitRef="USD" decimals="-3" id="Footnote-8_2">91786000</us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis>
<us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_MunicipalSecuritiesMember" unitRef="USD" decimals="-3">9041000</us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis>
<us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">181681000</us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis>
<us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember" unitRef="USD" decimals="-3">12426000</us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis>
<us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_RealEstateMortgageInvestmentConduitsMember" unitRef="USD" decimals="-3" id="Footnote-10_1">40835000</us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis>
<us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_OtherMortgageBackedSecuritiesMember" unitRef="USD" decimals="-3" id="Footnote-11_1">42133000</us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis>
<us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_ResidentialMortgageBackedSecuritiesMember" unitRef="USD" decimals="-3" id="Footnote-10_2">77402000</us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis>
<us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_MunicipalSecuritiesMember" unitRef="USD" decimals="-3">8885000</us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis>
<us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">5000</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax>
<us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember" unitRef="USD" decimals="-3">1000</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax>
<us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_RealEstateMortgageInvestmentConduitsMember" unitRef="USD" decimals="-3" id="Footnote-8_3">0</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax>
<us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_OtherMortgageBackedSecuritiesMember" unitRef="USD" decimals="-3" id="Footnote-9_2">1000</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax>
<us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_ResidentialMortgageBackedSecuritiesMember" unitRef="USD" decimals="-3" id="Footnote-8_4">3000</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax>
<us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_MunicipalSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax>
<us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">71000</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax>
<us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember" unitRef="USD" decimals="-3">22000</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax>
<us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_RealEstateMortgageInvestmentConduitsMember" unitRef="USD" decimals="-3" id="Footnote-10_3">0</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax>
<us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_OtherMortgageBackedSecuritiesMember" unitRef="USD" decimals="-3" id="Footnote-11_2">12000</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax>
<us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_ResidentialMortgageBackedSecuritiesMember" unitRef="USD" decimals="-3" id="Footnote-10_4">7000</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax>
<us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_MunicipalSecuritiesMember" unitRef="USD" decimals="-3">30000</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax>
<us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">6211000</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax>
<us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember" unitRef="USD" decimals="-3">311000</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax>
<us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_RealEstateMortgageInvestmentConduitsMember" unitRef="USD" decimals="-3" id="Footnote-8_5">1355000</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax>
<us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_OtherMortgageBackedSecuritiesMember" unitRef="USD" decimals="-3" id="Footnote-9_3">1521000</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax>
<us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_ResidentialMortgageBackedSecuritiesMember" unitRef="USD" decimals="-3" id="Footnote-8_6">2715000</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax>
<us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_MunicipalSecuritiesMember" unitRef="USD" decimals="-3">309000</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax>
<us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">3526000</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax>
<us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember" unitRef="USD" decimals="-3">107000</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax>
<us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_RealEstateMortgageInvestmentConduitsMember" unitRef="USD" decimals="-3" id="Footnote-10_5">673000</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax>
<us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_OtherMortgageBackedSecuritiesMember" unitRef="USD" decimals="-3" id="Footnote-11_3">1124000</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax>
<us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_ResidentialMortgageBackedSecuritiesMember" unitRef="USD" decimals="-3" id="Footnote-10_6">1588000</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax>
<us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_MunicipalSecuritiesMember" unitRef="USD" decimals="-3">34000</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax>
<us-gaap:AvailableForSaleSecuritiesDebtSecurities contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">213221000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
<us-gaap:AvailableForSaleSecuritiesDebtSecurities contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember" unitRef="USD" decimals="-3">22102000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
<us-gaap:AvailableForSaleSecuritiesDebtSecurities contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_RealEstateMortgageInvestmentConduitsMember" unitRef="USD" decimals="-3" id="Footnote-8_7">46955000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
<us-gaap:AvailableForSaleSecuritiesDebtSecurities contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_OtherMortgageBackedSecuritiesMember" unitRef="USD" decimals="-3" id="Footnote-9_4">46358000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
<us-gaap:AvailableForSaleSecuritiesDebtSecurities contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_ResidentialMortgageBackedSecuritiesMember" unitRef="USD" decimals="-3" id="Footnote-8_8">89074000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
<us-gaap:AvailableForSaleSecuritiesDebtSecurities contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_MunicipalSecuritiesMember" unitRef="USD" decimals="-3">8732000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
<us-gaap:AvailableForSaleSecuritiesDebtSecurities contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">178226000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
<us-gaap:AvailableForSaleSecuritiesDebtSecurities contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember" unitRef="USD" decimals="-3">12341000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
<us-gaap:AvailableForSaleSecuritiesDebtSecurities contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_RealEstateMortgageInvestmentConduitsMember" unitRef="USD" decimals="-3" id="Footnote-10_7">40162000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
<us-gaap:AvailableForSaleSecuritiesDebtSecurities contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_OtherMortgageBackedSecuritiesMember" unitRef="USD" decimals="-3" id="Footnote-11_4">41021000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
<us-gaap:AvailableForSaleSecuritiesDebtSecurities contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_ResidentialMortgageBackedSecuritiesMember" unitRef="USD" decimals="-3" id="Footnote-10_8">75821000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
<us-gaap:AvailableForSaleSecuritiesDebtSecurities contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_MunicipalSecuritiesMember" unitRef="USD" decimals="-3">8881000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
<us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">111145000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months>
<us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember" unitRef="USD" decimals="-3">5301000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months>
<us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_RealEstateMortgageInvestmentConduitsMember" unitRef="USD" decimals="-3">31922000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months>
<us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_ResidentialMortgageBackedSecuritiesMember" unitRef="USD" decimals="-3" id="Footnote-8_9">50941000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months>

<us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_MunicipalSecuritiesMember" unitRef="USD" decimals="-3">6626000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months>
<us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">0</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months>
<us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months>
<us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_RealEstateMortgageInvestmentConduitsMember" unitRef="USD" decimals="-3">0</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months>
<us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_OtherMortgageBackedSecuritiesMember" unitRef="USD" decimals="-3" id="Footnote-12_2">0</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months>
<us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_ResidentialMortgageBackedSecuritiesMember" unitRef="USD" decimals="-3" id="Footnote-8_15">0</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months>
<us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_MunicipalSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months>
<us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">2696000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss>
<us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember" unitRef="USD" decimals="-3">112000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss>
<us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_RealEstateMortgageInvestmentConduitsMember" unitRef="USD" decimals="-3">774000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss>
<us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_ResidentialMortgageBackedSecuritiesMember" unitRef="USD" decimals="-3" id="Footnote-8_10">1192000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss>

<us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_MunicipalSecuritiesMember" unitRef="USD" decimals="-3">236000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss>
<us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">0</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss>
<us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss>
<us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_RealEstateMortgageInvestmentConduitsMember" unitRef="USD" decimals="-3">0</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss>
<us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_OtherMortgageBackedSecuritiesMember" unitRef="USD" decimals="-3" id="Footnote-12_4">0</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss>
<us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_ResidentialMortgageBackedSecuritiesMember" unitRef="USD" decimals="-3" id="Footnote-8_16">0</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss>
<us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_MunicipalSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss>
<us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">100060000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger>
<us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember" unitRef="USD" decimals="-3">15797000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger>
<us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_RealEstateMortgageInvestmentConduitsMember" unitRef="USD" decimals="-3">14983000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger>
<us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_ResidentialMortgageBackedSecuritiesMember" unitRef="USD" decimals="-3" id="Footnote-8_11">37823000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger>

<us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_MunicipalSecuritiesMember" unitRef="USD" decimals="-3">2106000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger>
<us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">168238000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger>
<us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember" unitRef="USD" decimals="-3">6861000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger>
<us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_RealEstateMortgageInvestmentConduitsMember" unitRef="USD" decimals="-3">40126000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger>
<us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_OtherMortgageBackedSecuritiesMember" unitRef="USD" decimals="-3" id="Footnote-12_6">40409000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger>
<us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_ResidentialMortgageBackedSecuritiesMember" unitRef="USD" decimals="-3" id="Footnote-8_17">74288000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger>
<us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_MunicipalSecuritiesMember" unitRef="USD" decimals="-3">6554000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger>
<us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">3515000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss>
<us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember" unitRef="USD" decimals="-3">199000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss>
<us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_RealEstateMortgageInvestmentConduitsMember" unitRef="USD" decimals="-3">581000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss>
<us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_ResidentialMortgageBackedSecuritiesMember" unitRef="USD" decimals="-3" id="Footnote-8_12">1523000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss>

<us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_MunicipalSecuritiesMember" unitRef="USD" decimals="-3">73000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss>
<us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">3526000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss>
<us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember" unitRef="USD" decimals="-3">107000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss>
<us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_RealEstateMortgageInvestmentConduitsMember" unitRef="USD" decimals="-3">673000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss>
<us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_OtherMortgageBackedSecuritiesMember" unitRef="USD" decimals="-3" id="Footnote-12_8">1124000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss>
<us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_ResidentialMortgageBackedSecuritiesMember" unitRef="USD" decimals="-3" id="Footnote-8_18">1588000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss>
<us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_MunicipalSecuritiesMember" unitRef="USD" decimals="-3">34000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss>
<us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">211205000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition>
<us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember" unitRef="USD" decimals="-3">21098000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition>
<us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_RealEstateMortgageInvestmentConduitsMember" unitRef="USD" decimals="-3">46905000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition>
<us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_ResidentialMortgageBackedSecuritiesMember" unitRef="USD" decimals="-3" id="Footnote-8_13">88764000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition>

<us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_MunicipalSecuritiesMember" unitRef="USD" decimals="-3">8732000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition>
<us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">168238000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition>
<us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember" unitRef="USD" decimals="-3">6861000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition>
<us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_RealEstateMortgageInvestmentConduitsMember" unitRef="USD" decimals="-3">40126000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition>
<us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_OtherMortgageBackedSecuritiesMember" unitRef="USD" decimals="-3" id="Footnote-12_10">40409000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition>
<us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_ResidentialMortgageBackedSecuritiesMember" unitRef="USD" decimals="-3" id="Footnote-8_19">74288000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition>
<us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_MunicipalSecuritiesMember" unitRef="USD" decimals="-3">6554000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition>
<us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">6211000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss>
<us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember" unitRef="USD" decimals="-3">311000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss>
<us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_RealEstateMortgageInvestmentConduitsMember" unitRef="USD" decimals="-3">1355000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss>
<us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_ResidentialMortgageBackedSecuritiesMember" unitRef="USD" decimals="-3" id="Footnote-8_14">2715000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss>

<us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_MunicipalSecuritiesMember" unitRef="USD" decimals="-3">309000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss>
<us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">3526000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss>
<us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_USGovernmentAgenciesDebtSecuritiesMember" unitRef="USD" decimals="-3">107000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss>
<us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_RealEstateMortgageInvestmentConduitsMember" unitRef="USD" decimals="-3">673000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss>
<us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_OtherMortgageBackedSecuritiesMember" unitRef="USD" decimals="-3" id="Footnote-12_12">1124000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss>
<us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_ResidentialMortgageBackedSecuritiesMember" unitRef="USD" decimals="-3" id="Footnote-8_20">1588000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss>
<us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FinancialInstrumentAxis_MunicipalSecuritiesMember" unitRef="USD" decimals="-3">34000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss>
<us-gaap:FederalHomeLoanBankAdvancesWeightedAverageInterestRate contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="pure" decimals="4" id="Footnote-13_1">0.0160</us-gaap:FederalHomeLoanBankAdvancesWeightedAverageInterestRate>
<us-gaap:FederalHomeLoanBankAdvancesWeightedAverageInterestRate contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="pure" decimals="4" id="Footnote-13_2">0.0258</us-gaap:FederalHomeLoanBankAdvancesWeightedAverageInterestRate>
<rvsb:ImpairedLoansMeasurementInput contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsNonrecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FinancialInstrumentAxis_ImpairedLoansMember_ValuationTechniqueAxis_ValuationTechniqueDiscountedCashFlowMember_MeasurementInputTypeAxis_MeasurementInputDiscountRateMember_RangeAxis_MinimumMember" unitRef="pure" decimals="4" id="Footnote-14_1">0.0525</rvsb:ImpairedLoansMeasurementInput>
<rvsb:ImpairedLoansMeasurementInput contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00_FairValueByMeasurementFrequencyAxis_FairValueMeasurementsNonrecurringMember_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_FinancialInstrumentAxis_ImpairedLoansMember_ValuationTechniqueAxis_ValuationTechniqueDiscountedCashFlowMember_MeasurementInputTypeAxis_MeasurementInputDiscountRateMember_RangeAxis_MaximumMember" unitRef="pure" decimals="4" id="Footnote-14_2">0.0800</rvsb:ImpairedLoansMeasurementInput>
<rvsb:LoanServicingFees contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3" id="Footnote-2_7">114000</rvsb:LoanServicingFees>
<rvsb:LoanServicingFees contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3" id="Footnote-2_8">122000</rvsb:LoanServicingFees>
<rvsb:LoanServicingFees contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3" id="Footnote-2_9">141000</rvsb:LoanServicingFees>
<us-gaap:NoninterestIncomeOther contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">750000</us-gaap:NoninterestIncomeOther>
<us-gaap:NoninterestIncomeOther contextRef="Context_FYE_01_Apr_2017T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="-3">714000</us-gaap:NoninterestIncomeOther>
<us-gaap:NoninterestIncomeOther contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-3">792000</us-gaap:NoninterestIncomeOther>
<dei:EntityShellCompany contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">false</dei:EntityShellCompany>
<us-gaap:ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">&lt;table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 96%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; width: 726px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; text-indent: 0.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Estimated Fair&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; text-indent: 0.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Value of&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; text-indent: 0.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Unreleased&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; text-indent: 0.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Shares&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Unreleased&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;ESOP&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Shares&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; text-indent: 0.9pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Allocated&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;and Released&lt;/div&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Shares&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2"&gt;
&lt;div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"&gt;Total&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="width: 726px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;" valign="bottom" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 726px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold; margin-right: 7.2pt;"&gt;Balance, March 31, 2016&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 144px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;207,000&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 145px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;49,266&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 145px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;913,318&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px;
 vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 147px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;962,584&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 726px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; margin-right: 7.2pt;"&gt;Allocation December 31, 2016&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 2px; background-color: #ffffff; width: 144px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 145px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(24,633&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 145px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;24,633&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 147px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="background-color: #cceeff; width: 726px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold; margin-right: 7.2pt;"&gt;Balance, March 31, 2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 144px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;176,000&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 145px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;24,633&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 145px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;937,951&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; background-color: #cceeff; width: 147px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;962,584&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 726px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; margin-right: 7.2pt;"&gt;Allocation December 31, 2017&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom:
 2px; background-color: #ffffff; width: 144px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 145px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;(24,633&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;)&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 145px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;24,633&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 147px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 726px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold; margin-right: 7.2pt;"&gt;Balance, March 31, 2018&lt;/div&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;$&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 144px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 145px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;-&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 145px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;962,584&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 147px; vertical-align: bottom;" valign="bottom"&gt;
&lt;div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"&gt;962,584&lt;/div&gt;
&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock>
<us-gaap:IncreaseDecreaseInOperatingCapital contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00_NewAccountingPronouncementEarlyAdoptionAxis_AccountingStandardsUpdate201602Member" unitRef="USD" decimals="-5">5600000</us-gaap:IncreaseDecreaseInOperatingCapital>
<rvsb:FederalHomeLoanBanksCreditLineFacility contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="pure" decimals="2">0.45</rvsb:FederalHomeLoanBanksCreditLineFacility>
<us-gaap:ProceedsFromFederalHomeLoanBankBorrowings contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-5">186800000</us-gaap:ProceedsFromFederalHomeLoanBankBorrowings>
<rvsb:LoansPledgedAsCollateralToFhib contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="-5">402700000</rvsb:LoansPledgedAsCollateralToFhib>
<us-gaap:EmployeeBenefitsAndShareBasedCompensation contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="USD" decimals="0">197000</us-gaap:EmployeeBenefitsAndShareBasedCompensation>
<rvsb:NumberOfPurchasesShareFromOpenMarketToEsop contextRef="Context_As_Of_31_Mar_2019T00_00_00_TO_31_Mar_2019T00_00_00" unitRef="shares" decimals="INF">25000</rvsb:NumberOfPurchasesShareFromOpenMarketToEsop>

<!-- Footnote Section -->
<link:footnoteLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
<link:loc xlink:type="locator" xlink:href="#Footnote-1_1" xlink:label="lab_Footnote-1_1"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-1" xlink:from="lab_Footnote-1_1"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-1_2" xlink:label="lab_Footnote-1_2"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-1" xlink:from="lab_Footnote-1_2"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-2_1" xlink:label="lab_Footnote-2_1"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-2" xlink:from="lab_Footnote-2_1"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-2_2" xlink:label="lab_Footnote-2_2"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-2" xlink:from="lab_Footnote-2_2"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-2_3" xlink:label="lab_Footnote-2_3"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-2" xlink:from="lab_Footnote-2_3"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-2_4" xlink:label="lab_Footnote-2_4"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-2" xlink:from="lab_Footnote-2_4"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-2_5" xlink:label="lab_Footnote-2_5"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-2" xlink:from="lab_Footnote-2_5"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-2_6" xlink:label="lab_Footnote-2_6"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-2" xlink:from="lab_Footnote-2_6"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-1_3" xlink:label="lab_Footnote-1_3"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-1" xlink:from="lab_Footnote-1_3"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-1_4" xlink:label="lab_Footnote-1_4"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-1" xlink:from="lab_Footnote-1_4"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-1_5" xlink:label="lab_Footnote-1_5"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-1" xlink:from="lab_Footnote-1_5"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-1_6" xlink:label="lab_Footnote-1_6"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-1" xlink:from="lab_Footnote-1_6"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-1_7" xlink:label="lab_Footnote-1_7"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-1" xlink:from="lab_Footnote-1_7"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-1_8" xlink:label="lab_Footnote-1_8"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-1" xlink:from="lab_Footnote-1_8"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-3_1" xlink:label="lab_Footnote-3_1"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-3" xlink:from="lab_Footnote-3_1"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-3_2" xlink:label="lab_Footnote-3_2"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-3" xlink:from="lab_Footnote-3_2"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-4_1" xlink:label="lab_Footnote-4_1"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-4" xlink:from="lab_Footnote-4_1"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-4_2" xlink:label="lab_Footnote-4_2"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-4" xlink:from="lab_Footnote-4_2"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-5_1" xlink:label="lab_Footnote-5_1"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-5" xlink:from="lab_Footnote-5_1"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-6_1" xlink:label="lab_Footnote-6_1"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-6" xlink:from="lab_Footnote-6_1"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-7_1" xlink:label="lab_Footnote-7_1"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-7" xlink:from="lab_Footnote-7_1"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="2.0" xlink:to="Footnote-4" xlink:from="lab_Footnote-7_1"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-4_4" xlink:label="lab_Footnote-4_4"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-4" xlink:from="lab_Footnote-4_4"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-4_5" xlink:label="lab_Footnote-4_5"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-4" xlink:from="lab_Footnote-4_5"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-4_6" xlink:label="lab_Footnote-4_6"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-4" xlink:from="lab_Footnote-4_6"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-4_7" xlink:label="lab_Footnote-4_7"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-4" xlink:from="lab_Footnote-4_7"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-8_1" xlink:label="lab_Footnote-8_1"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-8" xlink:from="lab_Footnote-8_1"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-9_1" xlink:label="lab_Footnote-9_1"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-9" xlink:from="lab_Footnote-9_1"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-8_2" xlink:label="lab_Footnote-8_2"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-8" xlink:from="lab_Footnote-8_2"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-10_1" xlink:label="lab_Footnote-10_1"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-10" xlink:from="lab_Footnote-10_1"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-11_1" xlink:label="lab_Footnote-11_1"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-11" xlink:from="lab_Footnote-11_1"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-10_2" xlink:label="lab_Footnote-10_2"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-10" xlink:from="lab_Footnote-10_2"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-8_3" xlink:label="lab_Footnote-8_3"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-8" xlink:from="lab_Footnote-8_3"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-9_2" xlink:label="lab_Footnote-9_2"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-9" xlink:from="lab_Footnote-9_2"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-8_4" xlink:label="lab_Footnote-8_4"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-8" xlink:from="lab_Footnote-8_4"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-10_3" xlink:label="lab_Footnote-10_3"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-10" xlink:from="lab_Footnote-10_3"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-11_2" xlink:label="lab_Footnote-11_2"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-11" xlink:from="lab_Footnote-11_2"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-10_4" xlink:label="lab_Footnote-10_4"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-10" xlink:from="lab_Footnote-10_4"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-8_5" xlink:label="lab_Footnote-8_5"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-8" xlink:from="lab_Footnote-8_5"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-9_3" xlink:label="lab_Footnote-9_3"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-9" xlink:from="lab_Footnote-9_3"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-8_6" xlink:label="lab_Footnote-8_6"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-8" xlink:from="lab_Footnote-8_6"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-10_5" xlink:label="lab_Footnote-10_5"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-10" xlink:from="lab_Footnote-10_5"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-11_3" xlink:label="lab_Footnote-11_3"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-11" xlink:from="lab_Footnote-11_3"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-10_6" xlink:label="lab_Footnote-10_6"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-10" xlink:from="lab_Footnote-10_6"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-8_7" xlink:label="lab_Footnote-8_7"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-8" xlink:from="lab_Footnote-8_7"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-9_4" xlink:label="lab_Footnote-9_4"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-9" xlink:from="lab_Footnote-9_4"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-8_8" xlink:label="lab_Footnote-8_8"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-8" xlink:from="lab_Footnote-8_8"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-10_7" xlink:label="lab_Footnote-10_7"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-10" xlink:from="lab_Footnote-10_7"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-11_4" xlink:label="lab_Footnote-11_4"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-11" xlink:from="lab_Footnote-11_4"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-10_8" xlink:label="lab_Footnote-10_8"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-10" xlink:from="lab_Footnote-10_8"/>


<link:loc xlink:type="locator" xlink:href="#Footnote-12_2" xlink:label="lab_Footnote-12_2"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-12" xlink:from="lab_Footnote-12_2"/>


<link:loc xlink:type="locator" xlink:href="#Footnote-12_4" xlink:label="lab_Footnote-12_4"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-12" xlink:from="lab_Footnote-12_4"/>


<link:loc xlink:type="locator" xlink:href="#Footnote-12_6" xlink:label="lab_Footnote-12_6"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-12" xlink:from="lab_Footnote-12_6"/>


<link:loc xlink:type="locator" xlink:href="#Footnote-12_8" xlink:label="lab_Footnote-12_8"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-12" xlink:from="lab_Footnote-12_8"/>


<link:loc xlink:type="locator" xlink:href="#Footnote-12_10" xlink:label="lab_Footnote-12_10"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-12" xlink:from="lab_Footnote-12_10"/>


<link:loc xlink:type="locator" xlink:href="#Footnote-12_12" xlink:label="lab_Footnote-12_12"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-12" xlink:from="lab_Footnote-12_12"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-13_1" xlink:label="lab_Footnote-13_1"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-13" xlink:from="lab_Footnote-13_1"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-13_2" xlink:label="lab_Footnote-13_2"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-13" xlink:from="lab_Footnote-13_2"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-14_1" xlink:label="lab_Footnote-14_1"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-14" xlink:from="lab_Footnote-14_1"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-14_2" xlink:label="lab_Footnote-14_2"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-14" xlink:from="lab_Footnote-14_2"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-2_7" xlink:label="lab_Footnote-2_7"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-2" xlink:from="lab_Footnote-2_7"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-2_8" xlink:label="lab_Footnote-2_8"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-2" xlink:from="lab_Footnote-2_8"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-2_9" xlink:label="lab_Footnote-2_9"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-2" xlink:from="lab_Footnote-2_9"/>
<link:footnote xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xml:lang="en-US" xlink:label="Footnote-1">Comprised of FHLMC and FNMA issued securities.</link:footnote>
<link:footnote xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xml:lang="en-US" xlink:label="Footnote-2">Not within the scope of ASC 606</link:footnote>
<link:footnote xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xml:lang="en-US" xlink:label="Footnote-3">Consists primarily of purchased automobile loans totaling $5.8 million and $12.9 million at March 31, 2019 and 2018, respectively.</link:footnote>
<link:footnote xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xml:lang="en-US" xlink:label="Footnote-4">Amount, net of accretion, attributable to the MBank transaction. See Note 3.</link:footnote>
<link:footnote xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xml:lang="en-US" xlink:label="Footnote-5">The trust preferred securities reprice quarterly based on the three-month LIBOR plus 1.36%.</link:footnote>
<link:footnote xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xml:lang="en-US" xlink:label="Footnote-6">The trust preferred securities reprice quarterly based on the three-month LIBOR plus 1.35%.</link:footnote>
<link:footnote xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xml:lang="en-US" xlink:label="Footnote-7">The trust preferred securities reprice quarterly based on the three-month LIBOR plus 3.10%.</link:footnote>
<link:footnote xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xml:lang="en-US" xlink:label="Footnote-8">Comprised of FHLMC, FNMA and GNMA issued securities.</link:footnote>
<link:footnote xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xml:lang="en-US" xlink:label="Footnote-9">Comprised of SBA issued securities and CRE secured securities issued by FNMA.</link:footnote>
<link:footnote xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xml:lang="en-US" xlink:label="Footnote-10">Comprised of FHLMC, Federal National Mortgage Association ("FNMA") and Ginnie Mae ("GNMA") issued securities.</link:footnote>
<link:footnote xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xml:lang="en-US" xlink:label="Footnote-11">Comprised of U.S. Small Business Administration ("SBA") issued securities and commercial real estate ("CRE") secured securities issued by FNMA.</link:footnote>
<link:footnote xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xml:lang="en-US" xlink:label="Footnote-12">Comprised of SBA and CRE secured securities issued by FNMA.</link:footnote>
<link:footnote xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xml:lang="en-US" xlink:label="Footnote-13">Computed based on the borrowing activity for the years ending March 31, 2019 and 2018, respectively.</link:footnote>
<link:footnote xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xml:lang="en-US" xlink:label="Footnote-14">There were no adjustments to appraised values of impaired loans as of March 31, 2019 and 2018.</link:footnote>
<link:loc xlink:type="locator" xlink:href="#Footnote-8_9" xlink:label="lab_Footnote-8_9"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="lab_Footnote-8_9" xlink:to="Footnote-8" order="1.0"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-8_10" xlink:label="lab_Footnote-8_10"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="lab_Footnote-8_10" xlink:to="Footnote-8" order="1.0"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-8_11" xlink:label="lab_Footnote-8_11"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="lab_Footnote-8_11" xlink:to="Footnote-8" order="1.0"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-8_12" xlink:label="lab_Footnote-8_12"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="lab_Footnote-8_12" xlink:to="Footnote-8" order="1.0"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-8_13" xlink:label="lab_Footnote-8_13"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="lab_Footnote-8_13" xlink:to="Footnote-8" order="1.0"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-8_14" xlink:label="lab_Footnote-8_14"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="lab_Footnote-8_14" xlink:to="Footnote-8" order="1.0"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-12_7" xlink:label="lab_Footnote-12_7"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="lab_Footnote-12_7" xlink:to="Footnote-12" order="1.0"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-12_9" xlink:label="lab_Footnote-12_9"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="lab_Footnote-12_9" xlink:to="Footnote-12" order="1.0"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-12_11" xlink:label="lab_Footnote-12_11"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="lab_Footnote-12_11" xlink:to="Footnote-12" order="1.0"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-12_13" xlink:label="lab_Footnote-12_13"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="lab_Footnote-12_13" xlink:to="Footnote-12" order="1.0"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-12_14" xlink:label="lab_Footnote-12_14"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="lab_Footnote-12_14" xlink:to="Footnote-12" order="1.0"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-12_15" xlink:label="lab_Footnote-12_15"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="lab_Footnote-12_15" xlink:to="Footnote-12" order="1.0"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-8_15" xlink:label="lab_Footnote-8_15"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="lab_Footnote-8_15" xlink:to="Footnote-8" order="1.0"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-8_16" xlink:label="lab_Footnote-8_16"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="lab_Footnote-8_16" xlink:to="Footnote-8" order="1.0"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-8_17" xlink:label="lab_Footnote-8_17"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="lab_Footnote-8_17" xlink:to="Footnote-8" order="1.0"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-8_18" xlink:label="lab_Footnote-8_18"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="lab_Footnote-8_18" xlink:to="Footnote-8" order="1.0"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-8_19" xlink:label="lab_Footnote-8_19"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="lab_Footnote-8_19" xlink:to="Footnote-8" order="1.0"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-8_20" xlink:label="lab_Footnote-8_20"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="lab_Footnote-8_20" xlink:to="Footnote-8" order="1.0"/>
<link:footnote xlink:type="resource" xlink:label="Footnote-15" xlink:role="http://www.xbrl.org/2003/role/footnote" xml:lang="en-US">Quarterly earnings per common share may vary from annual earnings common per share due to rounding.</link:footnote>


















<link:loc xlink:type="locator" xlink:href="#Footnote-15_10" xlink:label="lab_Footnote-15_10"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="lab_Footnote-15_10" xlink:to="Footnote-15" order="1.0"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-15_11" xlink:label="lab_Footnote-15_11"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="lab_Footnote-15_11" xlink:to="Footnote-15" order="1.0"/>


















<link:loc xlink:type="locator" xlink:href="#Footnote-15_21" xlink:label="lab_Footnote-15_21"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="lab_Footnote-15_21" xlink:to="Footnote-15" order="1.0"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-15_22" xlink:label="lab_Footnote-15_22"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="lab_Footnote-15_22" xlink:to="Footnote-15" order="1.0"/>


















<link:loc xlink:type="locator" xlink:href="#Footnote-15_32" xlink:label="lab_Footnote-15_32"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="lab_Footnote-15_32" xlink:to="Footnote-15" order="1.0"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-15_33" xlink:label="lab_Footnote-15_33"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="lab_Footnote-15_33" xlink:to="Footnote-15" order="1.0"/>


















<link:loc xlink:type="locator" xlink:href="#Footnote-15_43" xlink:label="lab_Footnote-15_43"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="lab_Footnote-15_43" xlink:to="Footnote-15" order="1.0"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-15_44" xlink:label="lab_Footnote-15_44"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="lab_Footnote-15_44" xlink:to="Footnote-15" order="1.0"/>


















<link:loc xlink:type="locator" xlink:href="#Footnote-15_54" xlink:label="lab_Footnote-15_54"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="lab_Footnote-15_54" xlink:to="Footnote-15" order="1.0"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-15_55" xlink:label="lab_Footnote-15_55"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="lab_Footnote-15_55" xlink:to="Footnote-15" order="1.0"/>


















<link:loc xlink:type="locator" xlink:href="#Footnote-15_65" xlink:label="lab_Footnote-15_65"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="lab_Footnote-15_65" xlink:to="Footnote-15" order="1.0"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-15_66" xlink:label="lab_Footnote-15_66"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="lab_Footnote-15_66" xlink:to="Footnote-15" order="1.0"/>


















<link:loc xlink:type="locator" xlink:href="#Footnote-15_76" xlink:label="lab_Footnote-15_76"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="lab_Footnote-15_76" xlink:to="Footnote-15" order="1.0"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-15_77" xlink:label="lab_Footnote-15_77"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="lab_Footnote-15_77" xlink:to="Footnote-15" order="1.0"/>


















<link:loc xlink:type="locator" xlink:href="#Footnote-15_87" xlink:label="lab_Footnote-15_87"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="lab_Footnote-15_87" xlink:to="Footnote-15" order="1.0"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-15_88" xlink:label="lab_Footnote-15_88"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="lab_Footnote-15_88" xlink:to="Footnote-15" order="1.0"/>
</link:footnoteLink>
<rvsb:TitleOf12bSecurity contextRef="Context_FYE_01_Apr_2018T00_00_00_TO_31_Mar_2019T00_00_00">Common Stock</rvsb:TitleOf12bSecurity>
<xbrli:context id="Context_9ME_01-Apr-2018T00_00_00_TO_31-Dec-2018T00_00_00"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2018-04-01</xbrli:startDate><xbrli:endDate>2018-12-31</xbrli:endDate></xbrli:period></xbrli:context>
	<xbrli:context id="Context_As_Of_31-Mar-2017T00_00_00_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember_BusinessAcquisitionAxis_MerchantsBancorpMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FiniteLivedIntangibleAssetsByMajorClassAxis">us-gaap:CoreDepositsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:BusinessAcquisitionAxis">rvsb:MerchantsBancorpMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2017-03-31</xbrli:instant></xbrli:period></xbrli:context>

<rvsb:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCdi contextRef="Context_As_Of_31-Mar-2017T00_00_00_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember_BusinessAcquisitionAxis_MerchantsBancorpMember" unitRef="USD" decimals="-3">1363000</rvsb:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCdi>











<xbrli:context id="Context_As_Of_17-Feb-2017T00_00_00_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember_BusinessAcquisitionAxis_MerchantsBancorpMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementBasisAxis">us-gaap:EstimateOfFairValueFairValueDisclosureMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:BusinessAcquisitionAxis">rvsb:MerchantsBancorpMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2017-02-17</xbrli:instant></xbrli:period></xbrli:context>






<us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_OtherMortgageBackedSecuritiesMember" unitRef="USD" decimals="-3" id="Footnote-12_7">16355000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months>
<us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_OtherMortgageBackedSecuritiesMember" unitRef="USD" decimals="-3" id="Footnote-12_9">382000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss>
<us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_OtherMortgageBackedSecuritiesMember" unitRef="USD" decimals="-3" id="Footnote-12_11">29351000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger>
<us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_OtherMortgageBackedSecuritiesMember" unitRef="USD" decimals="-3" id="Footnote-12_13">1139000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss>
<us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_OtherMortgageBackedSecuritiesMember" unitRef="USD" decimals="-3" id="Footnote-12_14">45706000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition>
<us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00_FinancialInstrumentAxis_OtherMortgageBackedSecuritiesMember" unitRef="USD" decimals="-3" id="Footnote-12_15">1521000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss>
<rvsb:Available-For-SaleSecuritiesGrossRealizedGainIncomeTax contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="0">29000</rvsb:Available-For-SaleSecuritiesGrossRealizedGainIncomeTax>
<xbrli:unit id="TDR"><xbrli:measure>rvsb:TDR</xbrli:measure></xbrli:unit>



<us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1 contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="TDR" decimals="0">1</us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1>
<us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2 contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="0">116000</us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2>
<us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2 contextRef="Context_FYE_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_FinancingReceivablePortfolioSegmentAxis_CommercialRealEstatePortfolioSegmentMember_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_CommercialLoanMember" unitRef="USD" decimals="0">107000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
<us-gaap:DeferredTaxLiabilityNotRecognizedAmountOfUnrecognizedDeferredTaxLiabilityBadDebtReserveForTaxPurposesOfQualifiedLender contextRef="Context_As_Of_31_Mar_2018T00_00_00_TO_31_Mar_2018T00_00_00" unitRef="USD" decimals="0">517000</us-gaap:DeferredTaxLiabilityNotRecognizedAmountOfUnrecognizedDeferredTaxLiabilityBadDebtReserveForTaxPurposesOfQualifiedLender>
<xbrli:context id="Context_0ME_01-Dec-2017T00_00_00_TO_22-Dec-2017T00_00_00_TaxPeriodAxis_TaxYear2017Member"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:TaxPeriodAxis">us-gaap:TaxYear2017Member</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2017-12-01</xbrli:startDate><xbrli:endDate>2017-12-22</xbrli:endDate></xbrli:period></xbrli:context>
	<us-gaap:EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate contextRef="Context_0ME_01-Dec-2017T00_00_00_TO_22-Dec-2017T00_00_00_TaxPeriodAxis_TaxYear2017Member" unitRef="pure" decimals="2">0.35</us-gaap:EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate>
<xbrli:context id="Context_0ME_01-Dec-2017T00_00_00_TO_22-Dec-2017T00_00_00_TaxPeriodAxis_LatestTaxYearMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:TaxPeriodAxis">us-gaap:LatestTaxYearMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2017-12-01</xbrli:startDate><xbrli:endDate>2017-12-22</xbrli:endDate></xbrli:period></xbrli:context>
	<us-gaap:EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate contextRef="Context_0ME_01-Dec-2017T00_00_00_TO_22-Dec-2017T00_00_00_TaxPeriodAxis_LatestTaxYearMember" unitRef="pure" decimals="2">0.21</us-gaap:EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate>
<us-gaap:CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption contextRef="Context_As_Of_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_StatementEquityComponentsAxis_RetainedEarningsMember" unitRef="USD" decimals="-3">-342000</us-gaap:CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption>
<us-gaap:CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption contextRef="Context_As_Of_01_Apr_2016T00_00_00_TO_31_Mar_2017T00_00_00_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="-3">342000</us-gaap:CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption>

<us-gaap:CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption contextRef="Context_As_Of_31_Mar_2017T00_00_00_TO_31_Mar_2017T00_00_00" unitRef="USD" decimals="-3">0</us-gaap:CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption>
<xbrli:context id="Context_As_Of_31-Mar-2018T00_00_00_FinancialInstrumentAxis_CertificatesOfDeposit1Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">rvsb:CertificatesOfDeposit1Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementBasisAxis">us-gaap:EstimateOfFairValueFairValueDisclosureMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2018-03-31</xbrli:instant></xbrli:period></xbrli:context>
	<us-gaap:LiabilitiesFairValueDisclosure contextRef="Context_As_Of_31-Mar-2018T00_00_00_FinancialInstrumentAxis_CertificatesOfDeposit1Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">120940000</us-gaap:LiabilitiesFairValueDisclosure>
<xbrli:context id="Context_As_Of_31-Mar-2018T00_00_00_FinancialInstrumentAxis_CertificatesOfDeposit1Member_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">rvsb:CertificatesOfDeposit1Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2018-03-31</xbrli:instant></xbrli:period></xbrli:context>
	<us-gaap:LiabilitiesFairValueDisclosure contextRef="Context_As_Of_31-Mar-2018T00_00_00_FinancialInstrumentAxis_CertificatesOfDeposit1Member_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">120940000</us-gaap:LiabilitiesFairValueDisclosure>
<xbrli:context id="Context_As_Of_31-Mar-2018T00_00_00_FinancialInstrumentAxis_CertificatesOfDeposit1Member_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">rvsb:CertificatesOfDeposit1Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementBasisAxis">us-gaap:CarryingReportedAmountFairValueDisclosureMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2018-03-31</xbrli:instant></xbrli:period></xbrli:context>
	<us-gaap:LiabilitiesFairValueDisclosure contextRef="Context_As_Of_31-Mar-2018T00_00_00_FinancialInstrumentAxis_CertificatesOfDeposit1Member_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember" unitRef="USD" decimals="-3">123144000</us-gaap:LiabilitiesFairValueDisclosure>
<xbrli:context id="Context_As_Of_31-Mar-2018T00_00_00_FinancialInstrumentAxis_CertificatesOfDeposit1Member_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">rvsb:CertificatesOfDeposit1Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2018-03-31</xbrli:instant></xbrli:period></xbrli:context>
	<us-gaap:LiabilitiesFairValueDisclosure contextRef="Context_As_Of_31-Mar-2018T00_00_00_FinancialInstrumentAxis_CertificatesOfDeposit1Member_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member" unitRef="USD" decimals="-3">0</us-gaap:LiabilitiesFairValueDisclosure>
<xbrli:context id="Context_As_Of_31-Mar-2018T00_00_00_FinancialInstrumentAxis_CertificatesOfDeposit1Member_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">rvsb:CertificatesOfDeposit1Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2018-03-31</xbrli:instant></xbrli:period></xbrli:context>
	<us-gaap:LiabilitiesFairValueDisclosure contextRef="Context_As_Of_31-Mar-2018T00_00_00_FinancialInstrumentAxis_CertificatesOfDeposit1Member_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">0</us-gaap:LiabilitiesFairValueDisclosure>
<xbrli:context id="Context_As_Of_31-Mar-2019T00_00_00_FinancialInstrumentAxis_CertificatesOfDeposit1Member_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">rvsb:CertificatesOfDeposit1Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementBasisAxis">us-gaap:CarryingReportedAmountFairValueDisclosureMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2019-03-31</xbrli:instant></xbrli:period></xbrli:context>
	<us-gaap:LiabilitiesFairValueDisclosure contextRef="Context_As_Of_31-Mar-2019T00_00_00_FinancialInstrumentAxis_CertificatesOfDeposit1Member_FairValueByMeasurementBasisAxis_CarryingReportedAmountFairValueDisclosureMember" unitRef="USD" decimals="-3">86006000</us-gaap:LiabilitiesFairValueDisclosure>
<xbrli:context id="Context_As_Of_31-Mar-2019T00_00_00_FinancialInstrumentAxis_CertificatesOfDeposit1Member_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">rvsb:CertificatesOfDeposit1Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2019-03-31</xbrli:instant></xbrli:period></xbrli:context>
	<us-gaap:LiabilitiesFairValueDisclosure contextRef="Context_As_Of_31-Mar-2019T00_00_00_FinancialInstrumentAxis_CertificatesOfDeposit1Member_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member" unitRef="USD" decimals="-3">0</us-gaap:LiabilitiesFairValueDisclosure>
<xbrli:context id="Context_As_Of_31-Mar-2019T00_00_00_FinancialInstrumentAxis_CertificatesOfDeposit1Member_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">rvsb:CertificatesOfDeposit1Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2019-03-31</xbrli:instant></xbrli:period></xbrli:context>
	<us-gaap:LiabilitiesFairValueDisclosure contextRef="Context_As_Of_31-Mar-2019T00_00_00_FinancialInstrumentAxis_CertificatesOfDeposit1Member_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">84455000</us-gaap:LiabilitiesFairValueDisclosure>
<xbrli:context id="Context_As_Of_31-Mar-2019T00_00_00_FinancialInstrumentAxis_CertificatesOfDeposit1Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">rvsb:CertificatesOfDeposit1Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementBasisAxis">us-gaap:EstimateOfFairValueFairValueDisclosureMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2019-03-31</xbrli:instant></xbrli:period></xbrli:context>
	<us-gaap:LiabilitiesFairValueDisclosure contextRef="Context_As_Of_31-Mar-2019T00_00_00_FinancialInstrumentAxis_CertificatesOfDeposit1Member_FairValueByMeasurementBasisAxis_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">84455000</us-gaap:LiabilitiesFairValueDisclosure>
<xbrli:context id="Context_As_Of_31-Mar-2019T00_00_00_FinancialInstrumentAxis_CertificatesOfDeposit1Member_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001041368</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">rvsb:CertificatesOfDeposit1Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2019-03-31</xbrli:instant></xbrli:period></xbrli:context>
	<us-gaap:LiabilitiesFairValueDisclosure contextRef="Context_As_Of_31-Mar-2019T00_00_00_FinancialInstrumentAxis_CertificatesOfDeposit1Member_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">0</us-gaap:LiabilitiesFairValueDisclosure>
</xbrli:xbrl>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.SCH
<SEQUENCE>11
<FILENAME>rvsb-20190331.xsd
<DESCRIPTION>XBRL
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>
<!--XBRL Document Modified with Ez-Editor Version 1.8.0.4 on Thursday, June 13, 2019 12:50:38 PM -->
<schema targetNamespace="http://www.riverviewbank.com/20190331" elementFormDefault="qualified" xmlns:rvsb="http://www.riverviewbank.com/20190331" xmlns="http://www.w3.org/2001/XMLSchema" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:xl="http://www.xbrl.org/2003/XLink" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:negated="http://www.xbrl.org/2009/role/negated" xmlns:us-gaap="http://fasb.org/us-gaap/2018-01-31" xmlns:us-gaap-att="http://fasb.org/us-gaap/attributes" xmlns:country="http://xbrl.sec.gov/country/2017-01-31" xmlns:currency="http://xbrl.sec.gov/currency/2017-01-31" xmlns:dei="http://xbrl.sec.gov/dei/2018-01-31" xmlns:exch="http://xbrl.sec.gov/exch/2018-01-31" xmlns:invest="http://xbrl.sec.gov/invest/2013-01-31" xmlns:naics="http://xbrl.sec.gov/naics/2017-01-31" xmlns:sic="http://xbrl.sec.gov/sic/2011-01-31" xmlns:us-types="http://fasb.org/us-types/2018-01-31" xmlns:stpr="http://xbrl.sec.gov/stpr/2018-01-31" xmlns:ref="http://www.xbrl.org/2006/ref" xmlns:deprecated="http://www.xbrl.org/2009/arcrole/fact-explanatoryFact" xmlns:nonnum="http://www.xbrl.org/dtr/type/non-numeric" xmlns:num="http://www.xbrl.org/dtr/type/numeric" xmlns:srt-types="http://fasb.org/srt-types/2018-01-31" xmlns:srt="http://fasb.org/srt/2018-01-31">
<annotation><appinfo>
<link:roleType roleURI="http://www.riverviewbank.com/role/FederalHomeLoanBankAdvancesDetailTextuals" id="FederalHomeLoanBankAdvancesDetailTextuals">
<link:definition>085 - Disclosure - FEDERAL HOME LOAN BANK ADVANCES (Detail Textuals)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/idr_DocumentDocumentAndEntityInformation" id="idr_DocumentDocumentAndEntityInformation">
<link:definition>001 - Document - Document and Entity Information</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/CONSOLIDATEDBALANCESHEETS" id="CONSOLIDATEDBALANCESHEETS">
<link:definition>002 - Statement - CONSOLIDATED BALANCE SHEETS</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/CONSOLIDATEDBALANCESHEETSParentheticals" id="CONSOLIDATEDBALANCESHEETSParentheticals">
<link:definition>003 - Statement - CONSOLIDATED BALANCE SHEETS (Parentheticals)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/CONSOLIDATEDSTATEMENTSOFINCOME" id="CONSOLIDATEDSTATEMENTSOFINCOME">
<link:definition>004 - Statement - CONSOLIDATED STATEMENTS OF INCOME</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/CONSOLIDATEDSTATEMENTSOFCOMPREHENSIVEINCOME" id="CONSOLIDATEDSTATEMENTSOFCOMPREHENSIVEINCOME">
<link:definition>005 - Statement - CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/CONSOLIDATEDSTATEMENTSOFCOMPREHENSIVEINCOMEParentheticals" id="CONSOLIDATEDSTATEMENTSOFCOMPREHENSIVEINCOMEParentheticals">
<link:definition>006 - Statement - CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (Parentheticals)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/CONSOLIDATEDSTATEMENTSOFSHAREHOLDERSEQUITYUnaudited" id="CONSOLIDATEDSTATEMENTSOFSHAREHOLDERSEQUITYUnaudited">
<link:definition>007 - Statement - CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY (Unaudited)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/CONSOLIDATEDSTATEMENTSOFSHAREHOLDERSEQUITYParentheticals" id="CONSOLIDATEDSTATEMENTSOFSHAREHOLDERSEQUITYParentheticals">
<link:definition>008 - Statement - CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY (Parentheticals)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/CONSOLIDATEDSTATEMENTSOFCASHFLOWS" id="CONSOLIDATEDSTATEMENTSOFCASHFLOWS">
<link:definition>009 - Statement - CONSOLIDATED STATEMENTS OF CASH FLOWS</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/SummaryOfSignificantAccountingPolicies" id="SummaryOfSignificantAccountingPolicies">
<link:definition>010 - Disclosure - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/RestrictedAssets" id="RestrictedAssets">
<link:definition>011 - Disclosure - RESTRICTED ASSETS</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/BusinessCombinations" id="BusinessCombinations">
<link:definition>012 - Disclosure - BUSINESS COMBINATIONS</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/INVESTMENTSECURITIES" id="INVESTMENTSECURITIES">
<link:definition>013 - Disclosure - INVESTMENT SECURITIES</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/LOANSRECEIVABLE" id="LOANSRECEIVABLE">
<link:definition>014 - Disclosure - LOANS RECEIVABLE</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/ALLOWANCEFORLOANLOSSES" id="ALLOWANCEFORLOANLOSSES">
<link:definition>015 - Disclosure - ALLOWANCE FOR LOAN LOSSES</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/RealEstateOwned" id="RealEstateOwned">
<link:definition>016 - Disclosure - REAL ESTATE OWNED</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/PremisesAndEquipment" id="PremisesAndEquipment">
<link:definition>017 - Disclosure - PREMISES AND EQUIPMENT</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/GOODWILL" id="GOODWILL">
<link:definition>018 - Disclosure - GOODWILL</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/FederalHomeLoanBankAdvances" id="FederalHomeLoanBankAdvances">
<link:definition>020 - Disclosure - FEDERAL HOME LOAN BANK ADVANCES</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/Deposits" id="Deposits">
<link:definition>019 - Disclosure - DEPOSITS</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/JUNIORSUBORDINATEDDEBENTURES" id="JUNIORSUBORDINATEDDEBENTURES">
<link:definition>021 - Disclosure - JUNIOR SUBORDINATED DEBENTURES</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/IncomeTaxes" id="IncomeTaxes">
<link:definition>022 - Disclosure - INCOME TAXES</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/EmployeeBenefitPlans" id="EmployeeBenefitPlans">
<link:definition>023 - Disclosure - EMPLOYEE BENEFIT PLANS</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>

<link:roleType roleURI="http://www.riverviewbank.com/role/ShareholdersEquityAndRegulatoryCapitalRequirements" id="ShareholdersEquityAndRegulatoryCapitalRequirements">
<link:definition>024 - Disclosure - SHAREHOLDERS' EQUITY AND REGULATORY CAPITAL REQUIREMENTS</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/EarningsPerShare" id="EarningsPerShare">
<link:definition>025 - Disclosure - EARNINGS PER SHARE</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/FAIRVALUEMEASUREMENTS" id="FAIRVALUEMEASUREMENTS">
<link:definition>026 - Disclosure - FAIR VALUE MEASUREMENTS</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/RevenueFromContractsWithCustomers" id="RevenueFromContractsWithCustomers">
<link:definition>027 - Disclosure - REVENUE FROM CONTRACTS WITH CUSTOMERS</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/COMMITMENTSANDCONTINGENCIES" id="COMMITMENTSANDCONTINGENCIES">
<link:definition>028 - Disclosure - COMMITMENTS AND CONTINGENCIES</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/RiverviewBancorpIncParentCompanyOnly" id="RiverviewBancorpIncParentCompanyOnly">
<link:definition>029 - Disclosure - RIVERVIEW BANCORP, INC. (PARENT COMPANY ONLY)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/SummaryOfSignificantAccountingPoliciesPolicies" id="SummaryOfSignificantAccountingPoliciesPolicies">
<link:definition>030 - Disclosure - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/BUSINESSCOMBINATIONSTables" id="BUSINESSCOMBINATIONSTables">
<link:definition>031 - Disclosure - BUSINESS COMBINATIONS (Tables)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/INVESTMENTSECURITIESTables" id="INVESTMENTSECURITIESTables">
<link:definition>032 - Disclosure - INVESTMENT SECURITIES (Tables)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/LOANSRECEIVABLETables" id="LOANSRECEIVABLETables">
<link:definition>033 - Disclosure - LOANS RECEIVABLE (Tables)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/ALLOWANCEFORLOANLOSSESTables" id="ALLOWANCEFORLOANLOSSESTables">
<link:definition>034 - Disclosure - ALLOWANCE FOR LOAN LOSSES (Tables)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/RealEstateOwnedTables" id="RealEstateOwnedTables">
<link:definition>035 - Disclosure - REAL ESTATE OWNED (Tables)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/PremisesAndEquipmentTables" id="PremisesAndEquipmentTables">
<link:definition>036 - Disclosure - PREMISES AND EQUIPMENT (Tables)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/GOODWILLTables" id="GOODWILLTables">
<link:definition>037 - Disclosure - GOODWILL (Tables)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/DepositsTables" id="DepositsTables">
<link:definition>038 - Disclosure - DEPOSITS (Tables)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/FEDERALHOMELOANBANKADVANCESTables" id="FEDERALHOMELOANBANKADVANCESTables">
<link:definition>039 - Disclosure - FEDERAL HOME LOAN BANK ADVANCES (Tables)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/JUNIORSUBORDINATEDDEBENTURESTables" id="JUNIORSUBORDINATEDDEBENTURESTables">
<link:definition>040 - Disclosure - JUNIOR SUBORDINATED DEBENTURES (Tables)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/IncomeTaxesTables" id="IncomeTaxesTables">
<link:definition>041 - Disclosure - INCOME TAXES (Tables)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/EmployeeBenefitPlansTables" id="EmployeeBenefitPlansTables">
<link:definition>042 - Disclosure - EMPLOYEE BENEFIT PLANS (Tables)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>

<link:roleType roleURI="http://www.riverviewbank.com/role/ShareholdersEquityAndRegulatoryCapitalRequirementsTables" id="ShareholdersEquityAndRegulatoryCapitalRequirementsTables">
<link:definition>043 - Disclosure - SHAREHOLDERS' EQUITY AND REGULATORY CAPITAL REQUIREMENTS (Tables)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/EARNINGSPERSHARETables" id="EARNINGSPERSHARETables">
<link:definition>044 - Disclosure - EARNINGS PER SHARE (Tables)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/FAIRVALUEMEASUREMENTSTables" id="FAIRVALUEMEASUREMENTSTables">
<link:definition>045 - Disclosure - FAIR VALUE MEASUREMENTS (Tables)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/REVENUEFROMCONTRACTSWITHCUSTOMERSTables" id="REVENUEFROMCONTRACTSWITHCUSTOMERSTables">
<link:definition>046 - Disclosure - REVENUE FROM CONTRACTS WITH CUSTOMERS (Tables)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/COMMITMENTSANDCONTINGENCIESTables" id="COMMITMENTSANDCONTINGENCIESTables">
<link:definition>047 - Disclosure - COMMITMENTS AND CONTINGENCIES (Tables)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/RiverviewBancorpIncParentCompanyOnlyTables" id="RiverviewBancorpIncParentCompanyOnlyTables">
<link:definition>048 - Disclosure - RIVERVIEW BANCORP, INC. (PARENT COMPANY ONLY) (Tables)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/INVESTMENTSECURITIESDetails" id="INVESTMENTSECURITIESDetails">
<link:definition>056 - Disclosure - INVESTMENT SECURITIES (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/INVESTMENTSECURITIESDetails1" id="INVESTMENTSECURITIESDetails1">
<link:definition>057 - Disclosure - INVESTMENT SECURITIES (Details 1)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/INVESTMENTSECURITIESDetails2" id="INVESTMENTSECURITIESDetails2">
<link:definition>058 - Disclosure - INVESTMENT SECURITIES (Details 2)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/INVESTMENTSECURITIESDetails3" id="INVESTMENTSECURITIESDetails3">
<link:definition>059 - Disclosure - INVESTMENT SECURITIES (Details 3)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/INVESTMENTSECURITIESDetails4" id="INVESTMENTSECURITIESDetails4">
<link:definition>060 - Disclosure - INVESTMENT SECURITIES (Details 4)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/INVESTMENTSECURITIESDetailTextuals" id="INVESTMENTSECURITIESDetailTextuals">
<link:definition>061 - Disclosure - INVESTMENT SECURITIES (Detail Textuals)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/FAIRVALUEMEASUREMENTSFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisDetails" id="FAIRVALUEMEASUREMENTSFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisDetails">
<link:definition>101 - Disclosure - FAIR VALUE MEASUREMENTS: Fair Value, Assets and Liabilities Measured on Recurring Basis (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/FairValueMeasurementsAssetsMeasuredAtFairValueOnNonRecurringBasisDetails1" id="FairValueMeasurementsAssetsMeasuredAtFairValueOnNonRecurringBasisDetails1">
<link:definition>102 - Disclosure - FAIR VALUE MEASUREMENTS: Assets measured at fair value on a non-recurring basis (Details 1)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/FairValueMeasurementsLevel3InputsForFinancialInstrumentsMeasuredAtFairValueDetails2" id="FairValueMeasurementsLevel3InputsForFinancialInstrumentsMeasuredAtFairValueDetails2">
<link:definition>103 - Disclosure - FAIR VALUE MEASUREMENTS: Level 3 inputs for financial instruments measured at fair value (Details 2)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/FairValueMeasurementsFairValueOptionQuantitativeDisclosuresDetails3" id="FairValueMeasurementsFairValueOptionQuantitativeDisclosuresDetails3">
<link:definition>104 - Disclosure - FAIR VALUE MEASUREMENTS: Fair Value, Option, Quantitative Disclosures (Details 3)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/REVENUEFROMCONTRACTSWITHCUSTOMERSDetails" id="REVENUEFROMCONTRACTSWITHCUSTOMERSDetails">
<link:definition>105 - Disclosure - REVENUE FROM CONTRACTS WITH CUSTOMERS (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/SUMMARYOFSIGNIFICANTACCOUNTINGPOLICIESDetailTextuals" id="SUMMARYOFSIGNIFICANTACCOUNTINGPOLICIESDetailTextuals">
<link:definition>049 - Disclosure - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Detail Textuals)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/SUMMARYOFSIGNIFICANTACCOUNTINGPOLICIESDetailTextuals1" id="SUMMARYOFSIGNIFICANTACCOUNTINGPOLICIESDetailTextuals1">
<link:definition>050 - Disclosure - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Detail Textuals 1)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/RestrictedAssetsDetailTextuals" id="RestrictedAssetsDetailTextuals">
<link:definition>051 - Disclosure - RESTRICTED ASSETS (Detail Textuals)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/BUSINESSCOMBINATIONSDetails" id="BUSINESSCOMBINATIONSDetails">
<link:definition>052 - Disclosure - BUSINESS COMBINATIONS (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/BUSINESSCOMBINATIONSDetails1" id="BUSINESSCOMBINATIONSDetails1">
<link:definition>053 - Disclosure - BUSINESS COMBINATIONS (Details 1)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/BUSINESSCOMBINATIONSDetails2" id="BUSINESSCOMBINATIONSDetails2">
<link:definition>054 - Disclosure - BUSINESS COMBINATIONS (Details 2)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/BusinessCombinationsDetailTextuals" id="BusinessCombinationsDetailTextuals">
<link:definition>055 - Disclosure - BUSINESS COMBINATIONS (Detail Textuals)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/LOANSRECEIVABLELoansReceivableExcludingLoansHeldForSaleDetails" id="LOANSRECEIVABLELoansReceivableExcludingLoansHeldForSaleDetails">
<link:definition>062 - Disclosure - LOANS RECEIVABLE: Loans receivable, excluding loans held for sale (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/LOANSRECEIVABLEAggregateLoansToOfficersAndDirectorsDetails1" id="LOANSRECEIVABLEAggregateLoansToOfficersAndDirectorsDetails1">
<link:definition>063 - Disclosure - LOANS RECEIVABLE: Aggregate loans to officers and directors (Details 1)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/LOANSRECEIVABLEDetailTextuals" id="LOANSRECEIVABLEDetailTextuals">
<link:definition>064 - Disclosure - LOANS RECEIVABLE (Detail Textuals)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/ALLOWANCEFORLOANLOSSESReconciliationOfTheAllowanceForLoanLossesDetails" id="ALLOWANCEFORLOANLOSSESReconciliationOfTheAllowanceForLoanLossesDetails">
<link:definition>065 - Disclosure - ALLOWANCE FOR LOAN LOSSES: Reconciliation of the allowance for loan losses (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/ALLOWANCEFORLOANLOSSESImpairedFinancingReceivablesDetails1" id="ALLOWANCEFORLOANLOSSESImpairedFinancingReceivablesDetails1">
<link:definition>066 - Disclosure - ALLOWANCE FOR LOAN LOSSES: Impaired Financing Receivables (Details 1)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/ALLOWANCEFORLOANLOSSESDetails1" id="ALLOWANCEFORLOANLOSSESDetails1">
<link:definition>067 - Disclosure - ALLOWANCE FOR LOAN LOSSES: Analysis of loans by aging category (Details 2)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/ALLOWANCEFORLOANLOSSESFinancingReceivablesAgingOfLoansDetails2" id="ALLOWANCEFORLOANLOSSESFinancingReceivablesAgingOfLoansDetails2">
<link:definition>068 - Disclosure - ALLOWANCE FOR LOAN LOSSES: Financing Receivables, Aging of Loans (Details 3)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/ALLOWANCEFORLOANLOSSESCreditQualityIndicatorsDetails4" id="ALLOWANCEFORLOANLOSSESCreditQualityIndicatorsDetails4">
<link:definition>069 - Disclosure - ALLOWANCE FOR LOAN LOSSES: Credit Quality Indicators (Details 4)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/ALLOWANCEFORLOANLOSSESImpairedFinancingReceivablesDetails4" id="ALLOWANCEFORLOANLOSSESImpairedFinancingReceivablesDetails4">
<link:definition>070 - Disclosure - ALLOWANCE FOR LOAN LOSSES: Impaired Financing Receivables (Details 5)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/ALLOWANCEFORLOANLOSSESImpairedLoansAverageRecordedInvestmentAndInterestRecognizedDetails6" id="ALLOWANCEFORLOANLOSSESImpairedLoansAverageRecordedInvestmentAndInterestRecognizedDetails6">
<link:definition>071 - Disclosure - ALLOWANCE FOR LOAN LOSSES: Impaired Loans, Average Recorded Investment and Interest Recognized (Details 6)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/ALLOWANCEFORLOANLOSSESTDRsByInterestAccrualStatusDetails7" id="ALLOWANCEFORLOANLOSSESTDRsByInterestAccrualStatusDetails7">
<link:definition>072 - Disclosure - ALLOWANCE FOR LOAN LOSSES: TDRs by Interest Accrual Status (Details 7)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/ALLOWANCEFORLOANLOSSESDetailTextuals" id="ALLOWANCEFORLOANLOSSESDetailTextuals">
<link:definition>073 - Disclosure - ALLOWANCE FOR LOAN LOSSES (Detail Textuals)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/REALESTATEOWNEDActivityInREORealEstateOwnedDetails" id="REALESTATEOWNEDActivityInREORealEstateOwnedDetails">
<link:definition>074 - Disclosure - REAL ESTATE OWNED: Activity in REO (Real Estate Owned) (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/RealEstateOwnedDetailTextuals" id="RealEstateOwnedDetailTextuals">
<link:definition>075 - Disclosure - REAL ESTATE OWNED (Detail Textuals)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/PremisesAndEquipmentDetails" id="PremisesAndEquipmentDetails">
<link:definition>076 - Disclosure - PREMISES AND EQUIPMENT (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/PremisesAndEquipmentDetails1" id="PremisesAndEquipmentDetails1">
<link:definition>077 - Disclosure - PREMISES AND EQUIPMENT (Details 1)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/PremisesAndEquipmentDetailTextuals" id="PremisesAndEquipmentDetailTextuals">
<link:definition>078 - Disclosure - PREMISES AND EQUIPMENT (Detail Textuals)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/Goodwilldetails" id="Goodwilldetails">
<link:definition>079 - Disclosure - GOODWILL (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/FEDERALHOMELOANBANKADVANCESDetails" id="FEDERALHOMELOANBANKADVANCESDetails">
<link:definition>084 - Disclosure - FEDERAL HOME LOAN BANK ADVANCES (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/DEPOSITSSummaryOfDepositAccountsDetails" id="DEPOSITSSummaryOfDepositAccountsDetails">
<link:definition>080 - Disclosure - DEPOSITS: Summary of Deposit Accounts (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/DEPOSITSMaturitiesOfCertificatesOfDepositForFutureYearsDetails1" id="DEPOSITSMaturitiesOfCertificatesOfDepositForFutureYearsDetails1">
<link:definition>081 - Disclosure - DEPOSITS: Maturities of certificates of deposit for future years (Details 1)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/DEPOSITSInterestExpenseByDepositTypeDetails2" id="DEPOSITSInterestExpenseByDepositTypeDetails2">
<link:definition>082 - Disclosure - DEPOSITS: Interest Expense by Deposit Type (Details 2)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/DepositsDetailTextuals" id="DepositsDetailTextuals">
<link:definition>083 - Disclosure - DEPOSITS (Detail Textuals)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/JUNIORSUBORDINATEDDEBENTURESTermsOfTheCurrentDebenturesDetails" id="JUNIORSUBORDINATEDDEBENTURESTermsOfTheCurrentDebenturesDetails">
<link:definition>086 - Disclosure - JUNIOR SUBORDINATED DEBENTURES: Terms of the current Debentures (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/JUNIORSUBORDINATEDDEBENTURESDetailTextuals" id="JUNIORSUBORDINATEDDEBENTURESDetailTextuals">
<link:definition>087 - Disclosure - JUNIOR SUBORDINATED DEBENTURES (Detail Textuals)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/INCOMETAXESComponentsOfIncomeTaxExpenseBenefitDetails" id="INCOMETAXESComponentsOfIncomeTaxExpenseBenefitDetails">
<link:definition>088 - Disclosure - INCOME TAXES: Components of Income Tax Expense (Benefit) (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/INCOMETAXESDeferredTaxAssetsAndLiabilitiesDetails1" id="INCOMETAXESDeferredTaxAssetsAndLiabilitiesDetails1">
<link:definition>089 - Disclosure - INCOME TAXES: Deferred Tax Assets and Liabilities (Details 1)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/INCOMETAXESEffectiveIncomeTaxRateReconciliationDetails2" id="INCOMETAXESEffectiveIncomeTaxRateReconciliationDetails2">
<link:definition>090 - Disclosure - INCOME TAXES: Effective Income Tax Rate Reconciliation (Details 2)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/IncomeTaxesDetailTextuals" id="IncomeTaxesDetailTextuals">
<link:definition>091 - Disclosure - INCOME TAXES (Detail Textuals)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/EMPLOYEEBENEFITPLANSActivityRelatedToOptionsUnderAllPlansDetails" id="EMPLOYEEBENEFITPLANSActivityRelatedToOptionsUnderAllPlansDetails">
<link:definition>092 - Disclosure - EMPLOYEE BENEFIT PLANS: Activity related to options under all plans (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/EMPLOYEEBENEFITPLANSAdditionalInformationRegardingOptionsOutstandingByExercisePriceRangeDetails1" id="EMPLOYEEBENEFITPLANSAdditionalInformationRegardingOptionsOutstandingByExercisePriceRangeDetails1">
<link:definition>093 - Disclosure - EMPLOYEE BENEFIT PLANS: Additional information regarding options outstanding, by exercise price range (Details 1)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/EMPLOYEEBENEFITPLANSStockOptionsOutstandingLessEstimatedForfeituresDetails2" id="EMPLOYEEBENEFITPLANSStockOptionsOutstandingLessEstimatedForfeituresDetails2">
<link:definition>094 - Disclosure - EMPLOYEE BENEFIT PLANS: Stock Options Outstanding, less estimated forfeitures (Details 2)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/EMPLOYEEBENEFITPLANSDetailTextuals" id="EMPLOYEEBENEFITPLANSDetailTextuals">
<link:definition>096 - Disclosure - EMPLOYEE BENEFIT PLANS (Detail Textuals)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/EMPLOYEEBENEFITPLANSEmployeeStockOwnershipPlanESOPDisclosuresDetails3" id="EMPLOYEEBENEFITPLANSEmployeeStockOwnershipPlanESOPDisclosuresDetails3">
<link:definition>095 - Disclosure - EMPLOYEE BENEFIT PLANS: Employee Stock Ownership Plan (ESOP) Disclosures (Details 3)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/EMPLOYEEBENEFITPLANSDetailTextuals1" id="EMPLOYEEBENEFITPLANSDetailTextuals1">
<link:definition>097 - Disclosure - EMPLOYEE BENEFIT PLANS (Detail Textuals 1)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/SHAREHOLDERSEQUITYANDREGULATORYCAPITALREQUIREMENTSComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsDetails" id="SHAREHOLDERSEQUITYANDREGULATORYCAPITALREQUIREMENTSComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsDetails">
<link:definition>098 - Disclosure - SHAREHOLDERS' EQUITY AND REGULATORY CAPITAL REQUIREMENTS: Compliance with Regulatory Capital Requirements under Banking Regulations (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/EARNINGSPERSHAREEarningsPerShareBasicAndDilutedDetails" id="EARNINGSPERSHAREEarningsPerShareBasicAndDilutedDetails">
<link:definition>099 - Disclosure - EARNINGS PER SHARE: Earnings Per Share, Basic and Diluted (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/EARNINGSPERSHAREDetailTextuals" id="EARNINGSPERSHAREDetailTextuals">
<link:definition>100 - Disclosure - EARNINGS PER SHARE (Detail Textuals)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/COMMITMENTSANDCONTINGENCIESSignificantOffBalanceSheetCommitmentsDetails" id="COMMITMENTSANDCONTINGENCIESSignificantOffBalanceSheetCommitmentsDetails">
<link:definition>106 - Disclosure - COMMITMENTS AND CONTINGENCIES: Significant off-balance sheet commitments (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/COMMITMENTSANDCONTINGENCIESDetailTextuals" id="COMMITMENTSANDCONTINGENCIESDetailTextuals">
<link:definition>107 - Disclosure - COMMITMENTS AND CONTINGENCIES (Detail Textuals)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/RIVERVIEWBANCORPINCPARENTCOMPANYONLYBALANCESHEETSDetails" id="RIVERVIEWBANCORPINCPARENTCOMPANYONLYBALANCESHEETSDetails">
<link:definition>108 - Disclosure - RIVERVIEW BANCORP, INC. (PARENT COMPANY ONLY) BALANCE SHEETS (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/RIVERVIEWBANCORPINCPARENTCOMPANYONLYSTATEMENTSOFINCOMEDetails1" id="RIVERVIEWBANCORPINCPARENTCOMPANYONLYSTATEMENTSOFINCOMEDetails1">
<link:definition>109 - Disclosure - RIVERVIEW BANCORP, INC. (PARENT COMPANY ONLY) STATEMENTS OF INCOME (Details 1)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/RIVERVIEWBANCORPINCPARENTCOMPANYONLYSTATEMENTSOFCASHFLOWSDetails2" id="RIVERVIEWBANCORPINCPARENTCOMPANYONLYSTATEMENTSOFCASHFLOWSDetails2">
<link:definition>110 - Disclosure - RIVERVIEW BANCORP, INC. (PARENT COMPANY ONLY) STATEMENTS OF CASH FLOWS (Details 2)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.riverviewbank.com/role/RIVERVIEWBANCORPINCPARENTCOMPANYONLYSELECTEDQUARTERLYFINANCIALDATAUNAUDITEDDetails3" id="RIVERVIEWBANCORPINCPARENTCOMPANYONLYSELECTEDQUARTERLYFINANCIALDATAUNAUDITEDDetails3">
<link:definition>111 - Disclosure - RIVERVIEW BANCORP, INC. (PARENT COMPANY ONLY): SELECTED QUARTERLY FINANCIAL DATA (UNAUDITED) (Details 3)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:linkbaseRef xlink:type="simple" xlink:href="rvsb-20190331_pre.xml" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase"/>
<link:linkbaseRef xlink:type="simple" xlink:href="rvsb-20190331_def.xml" xlink:role="http://www.xbrl.org/2003/role/definitionLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase"/>
<link:linkbaseRef xlink:type="simple" xlink:href="rvsb-20190331_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase"/>
<link:linkbaseRef xlink:type="simple" xlink:href="rvsb-20190331_cal.xml" xlink:role="http://www.xbrl.org/2003/role/calculationLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase"/>
</appinfo></annotation>
<import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd"/>
<import namespace="http://www.xbrl.org/2003/linkbase" schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd"/>
<import namespace="http://xbrl.org/2005/xbrldt" schemaLocation="http://www.xbrl.org/2005/xbrldt-2005.xsd"/>
<import namespace="http://fasb.org/us-gaap/2018-01-31" schemaLocation="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd"/>
<import namespace="http://xbrl.sec.gov/invest/2013-01-31" schemaLocation="https://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd"/>
<import namespace="http://xbrl.sec.gov/country/2017-01-31" schemaLocation="http://xbrl.sec.gov/country/2017/country-2017-01-31.xsd"/>
<import namespace="http://xbrl.sec.gov/currency/2017-01-31" schemaLocation="https://xbrl.sec.gov/currency/2017/currency-2017-01-31.xsd"/>
<import namespace="http://xbrl.sec.gov/exch/2018-01-31" schemaLocation="https://xbrl.sec.gov/exch/2018/exch-2018-01-31.xsd"/>
<import namespace="http://xbrl.sec.gov/naics/2017-01-31" schemaLocation="https://xbrl.sec.gov/naics/2017/naics-2017-01-31.xsd"/>
<import namespace="http://xbrl.sec.gov/sic/2011-01-31" schemaLocation="https://xbrl.sec.gov/sic/2011/sic-2011-01-31.xsd"/>
<import namespace="http://xbrl.sec.gov/stpr/2018-01-31" schemaLocation="https://xbrl.sec.gov/stpr/2018/stpr-2018-01-31.xsd"/>
<import namespace="http://www.xbrl.org/2009/role/negated" schemaLocation="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd"/>
<import namespace="http://www.xbrl.org/2009/role/net" schemaLocation="http://www.xbrl.org/lrr/role/net-2009-12-16.xsd"/>
<import namespace="http://www.xbrl.org/2009/arcrole/fact-explanatoryFact" schemaLocation="http://www.xbrl.org/lrr/arcrole/factExplanatory-2009-12-16.xsd"/>
<import namespace="http://xbrl.sec.gov/dei/2018-01-31" schemaLocation="https://xbrl.sec.gov/dei/2018/dei-2018-01-31.xsd"/>
<import namespace="http://www.xbrl.org/dtr/type/numeric" schemaLocation="http://www.xbrl.org/dtr/type/numeric-2009-12-16.xsd"/>
<import namespace="http://www.xbrl.org/dtr/type/non-numeric" schemaLocation="http://www.xbrl.org/dtr/type/nonNumeric-2009-12-16.xsd"/>
<import namespace="http://fasb.org/us-types/2018-01-31" schemaLocation="http://xbrl.fasb.org/us-gaap/2018/elts/us-types-2018-01-31.xsd"/>
<import namespace="http://fasb.org/us-roles/2018-01-31" schemaLocation="http://xbrl.fasb.org/us-gaap/2018/elts/us-roles-2018-01-31.xsd"/>
<import namespace="http://fasb.org/srt-types/2018-01-31" schemaLocation="http://xbrl.fasb.org/srt/2018/elts/srt-types-2018-01-31.xsd"/>
<import namespace="http://fasb.org/srt/2018-01-31" schemaLocation="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd"/>
<element name="FederalHomeLoanBanksCreditLineFacility" id="rvsb_FederalHomeLoanBanksCreditLineFacility" type="num:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="LoansPledgedAsCollateralToFhib" id="rvsb_LoansPledgedAsCollateralToFhib" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="DocumentAndEntityInformationAbstract" id="rvsb_DocumentAndEntityInformationAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="PurchasedLoansAmortizationAccretionNet" id="rvsb_PurchasedLoansAmortizationAccretionNet" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="BoliDeathBenefitInExcessOfCashSurrenderValue" id="rvsb_BoliDeathBenefitInExcessOfCashSurrenderValue" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ProceedsFromSaleOfCertificatesOfDepositHeldForInvestment" id="rvsb_ProceedsFromSaleOfCertificatesOfDepositHeldForInvestment" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="PaymentsForProceedsFromDeathBenefitOnBoli" id="rvsb_PaymentsForProceedsFromDeathBenefitOnBoli" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="DividendsDeclaredAndAccruedInOtherLiabilities" id="rvsb_DividendsDeclaredAndAccruedInOtherLiabilities" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="OtherComprehensiveIncomeLoss" id="rvsb_OtherComprehensiveIncomeLoss" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="AllowanceForLoanLossesAbstract" id="rvsb_AllowanceForLoanLossesAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="JuniorSubordinatedDebenturesAbstract" id="rvsb_JuniorSubordinatedDebenturesAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="JuniorSubordinatedDebentureDisclosureTextBlock" id="rvsb_JuniorSubordinatedDebentureDisclosureTextBlock" type="nonnum:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="EmployeeStockOwnershipPlanAbstract" id="rvsb_EmployeeStockOwnershipPlanAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ShareholdersEquityAndRegulatoryCapitalRequirementsAbstract" id="rvsb_ShareholdersEquityAndRegulatoryCapitalRequirementsAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="NatureOfOperationsPolicyTextBlock" id="rvsb_NatureOfOperationsPolicyTextBlock" type="nonnum:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="CertificatesOfDepositHeldForInvestmentPolicyTextBlock" id="rvsb_CertificatesOfDepositHeldForInvestmentPolicyTextBlock" type="nonnum:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="AcquiredLoansPolicyTextBlock" id="rvsb_AcquiredLoansPolicyTextBlock" type="nonnum:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="AllowanceForUnfundedLoanCommitmentsPolicyTextBlock" id="rvsb_AllowanceForUnfundedLoanCommitmentsPolicyTextBlock" type="nonnum:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="RealEstateOwnedReoPolicyTextBlock" id="rvsb_RealEstateOwnedReoPolicyTextBlock" type="nonnum:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="FederalHomeLoanBankStockPolicyTextBlock" id="rvsb_FederalHomeLoanBankStockPolicyTextBlock" type="nonnum:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="MortgageServicingRightsPolicyTextBlock" id="rvsb_MortgageServicingRightsPolicyTextBlock" type="nonnum:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="TrustAssetsPolicyTextBlock" id="rvsb_TrustAssetsPolicyTextBlock" type="nonnum:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ScheduleOfBusinessAcquisitionsRelatedExpensesTableTextBlock" id="rvsb_ScheduleOfBusinessAcquisitionsRelatedExpensesTableTextBlock" type="nonnum:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ScheduleOfTemporarilyImpairedSecuritiesFairValueAndUnrealizedLossesTableTextBlock" id="rvsb_ScheduleOfTemporarilyImpairedSecuritiesFairValueAndUnrealizedLossesTableTextBlock" type="nonnum:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ScheduleOfAllowanceForLoanAndLeaseLossesRollForwardTableTextBlock" id="rvsb_ScheduleOfAllowanceForLoanAndLeaseLossesRollForwardTableTextBlock" type="nonnum:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ScheduleOfImpairedFinancingReceivablesTableTextBlock" id="rvsb_ScheduleOfImpairedFinancingReceivablesTableTextBlock" type="nonnum:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ScheduleOfChangesInAllowanceForUnfundedLoanCommitmentsTableTextBlock" id="rvsb_ScheduleOfChangesInAllowanceForUnfundedLoanCommitmentsTableTextBlock" type="nonnum:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ScheduleOfCreditQualityIndicatorsTableTextBlock" id="rvsb_ScheduleOfCreditQualityIndicatorsTableTextBlock" type="nonnum:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ScheduleOfImpairedLoansAverageRecordedInvestmentAndInterestRecognizedTableTextBlock" id="rvsb_ScheduleOfImpairedLoansAverageRecordedInvestmentAndInterestRecognizedTableTextBlock" type="nonnum:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ScheduleOfTdrsByInterestAccrualStatusTableTextBlock" id="rvsb_ScheduleOfTdrsByInterestAccrualStatusTableTextBlock" type="nonnum:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ScheduleOfActivityInReoRealEstateOwnedTableTextBlock" id="rvsb_ScheduleOfActivityInReoRealEstateOwnedTableTextBlock" type="nonnum:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ScheduleOfDepositAccountsTableTextBlock" id="rvsb_ScheduleOfDepositAccountsTableTextBlock" type="nonnum:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ScheduleOfMaturitiesOfCertificatesOfDepositForFutureYearsTableTextBlock" id="rvsb_ScheduleOfMaturitiesOfCertificatesOfDepositForFutureYearsTableTextBlock" type="nonnum:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ScheduleOfInterestExpenseByDepositTypeTableTextBlock" id="rvsb_ScheduleOfInterestExpenseByDepositTypeTableTextBlock" type="nonnum:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ScheduleOfTermsOfCurrentDebenturesTableTextBlock" id="rvsb_ScheduleOfTermsOfCurrentDebenturesTableTextBlock" type="nonnum:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ScheduleOfStockOptionsOutstandingTableTextBlock" id="rvsb_ScheduleOfStockOptionsOutstandingTableTextBlock" type="nonnum:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ScheduleOfAssetsMeasuredAtFairValueOnNonRecurringBasisTableTextBlock" id="rvsb_ScheduleOfAssetsMeasuredAtFairValueOnNonRecurringBasisTableTextBlock" type="nonnum:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ScheduleOfSignificantOffBalanceSheetCommitmentsTableTextBlock" id="rvsb_ScheduleOfSignificantOffBalanceSheetCommitmentsTableTextBlock" type="nonnum:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="MunicipalSecuritiesMember" id="rvsb_MunicipalSecuritiesMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="RealEstateMortgageInvestmentConduitsMember" id="rvsb_RealEstateMortgageInvestmentConduitsMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="OtherMortgageBackedSecuritiesMember" id="rvsb_OtherMortgageBackedSecuritiesMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="Available-For-SaleSecuritiesGrossRealizedGainIncomeTax" id="rvsb_Available-For-SaleSecuritiesGrossRealizedGainIncomeTax" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="PledgedAssetsSeparatelyReportedSecuritiesPledgedAsCollateralAtAmortizedCost" id="rvsb_PledgedAssetsSeparatelyReportedSecuritiesPledgedAsCollateralAtAmortizedCost" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ImpairedLoansMember" id="rvsb_ImpairedLoansMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ImpairedLoansMeasurementInput" id="rvsb_ImpairedLoansMeasurementInput" type="num:percentItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item"/>
<element name="LoansHeldForSaleMember" id="rvsb_LoansHeldForSaleMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="TimeDepositsMember" id="rvsb_TimeDepositsMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="CapitalLeaseObligationMember" id="rvsb_CapitalLeaseObligationMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="LoanRelatedFeesMember" id="rvsb_LoanRelatedFeesMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="LoanServicingFees" id="rvsb_LoanServicingFees" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="NumberOfStockOptionsOutstandingHeldByTrust" id="rvsb_NumberOfStockOptionsOutstandingHeldByTrust" type="xbrli:sharesItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item"/>
<element name="NumberOfBranches" id="rvsb_NumberOfBranches" type="xbrli:integerItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item"/>
<element name="MinimumPercentageOfMonthlyPaymentsChargedOffForConsumerInstallmentLoan" id="rvsb_MinimumPercentageOfMonthlyPaymentsChargedOffForConsumerInstallmentLoan" type="num:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="BankSoldDeposits" id="rvsb_BankSoldDeposits" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="GainOnSaleDeposits" id="rvsb_GainOnSaleDeposits" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="SummaryOfSignificantAccountingPoliciesTable" id="rvsb_SummaryOfSignificantAccountingPoliciesTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem"/>
<element name="MerchantsBancorpMember" id="rvsb_MerchantsBancorpMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="SummaryOfSignificantAccountingPoliciesLineItems" id="rvsb_SummaryOfSignificantAccountingPoliciesLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCdi" id="rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCdi" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="EarlyAdoptionOfReclassificationOfTaxEffectsFromAociToRetainedEarnings" id="rvsb_EarlyAdoptionOfReclassificationOfTaxEffectsFromAociToRetainedEarnings" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="MinimumReserveBalance" id="rvsb_MinimumReserveBalance" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLoansReceivable" id="rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLoansReceivable" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedBankOwnedLifeInsurance" id="rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedBankOwnedLifeInsurance" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedInterestReceivableAndOtherAssets" id="rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedInterestReceivableAndOtherAssets" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDeposits" id="rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDeposits" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedJuniorSubordinatedDebentures" id="rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedJuniorSubordinatedDebentures" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedExpensesAndOtherLiabilities" id="rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedExpensesAndOtherLiabilities" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="SalariesAndEmployeeBenefitMember" id="rvsb_SalariesAndEmployeeBenefitMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="OccupancyAndDepreciationMember" id="rvsb_OccupancyAndDepreciationMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="DataProcessingMember" id="rvsb_DataProcessingMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ProfessionalFeesMember" id="rvsb_ProfessionalFeesMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="RealEstateOneToFourFamilyMember" id="rvsb_RealEstateOneToFourFamilyMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="OtherInstallmentMember" id="rvsb_OtherInstallmentMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="LoansToOfficersAndDirectors" id="rvsb_LoansToOfficersAndDirectors" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="LoansToOfficersAndDirectorsOriginations" id="rvsb_LoansToOfficersAndDirectorsOriginations" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="LoansToOfficersAndDirectorsPrincipalRepayments" id="rvsb_LoansToOfficersAndDirectorsPrincipalRepayments" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="RawLandLoansMember" id="rvsb_RawLandLoansMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>


<element name="PercentageOfLoansAndExtensionsOfCreditOutstanding" id="rvsb_PercentageOfLoansAndExtensionsOfCreditOutstanding" type="num:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="MaximumLoanToValueRatio" id="rvsb_MaximumLoanToValueRatio" type="num:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="LoansReceivableTermsOfMaturity" id="rvsb_LoansReceivableTermsOfMaturity" type="xbrli:durationItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment" id="rvsb_FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="RecordedInvestmentInLoansAbstract" id="rvsb_RecordedInvestmentInLoansAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="FinancingReceivableEvaluatedForImpairment" id="rvsb_FinancingReceivableEvaluatedForImpairment" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="AllowanceForUnfundedLoanCommitments" id="rvsb_AllowanceForUnfundedLoanCommitments" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ChangeInAllowanceForUnfundedLoanCommitments" id="rvsb_ChangeInAllowanceForUnfundedLoanCommitments" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="FinancingReceivables30To89DaysPastDueMember" id="rvsb_FinancingReceivables30To89DaysPastDueMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="FinancingReceivableRecordedInvestmentPastDueAndNonAccrual" id="rvsb_FinancingReceivableRecordedInvestmentPastDueAndNonAccrual" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="LossMember" id="rvsb_LossMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="TdrByAccrualStatusAccrual" id="rvsb_TdrByAccrualStatusAccrual" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="TdrByAccrualStatusNonAccrual" id="rvsb_TdrByAccrualStatusNonAccrual" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="TdrByAccrualStatusTotal" id="rvsb_TdrByAccrualStatusTotal" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="InterestIncomeForegoneOnNonAccrualLoans" id="rvsb_InterestIncomeForegoneOnNonAccrualLoans" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="RealEstateOwnedBalance" id="rvsb_RealEstateOwnedBalance" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="RealEstateOwnedAdditions" id="rvsb_RealEstateOwnedAdditions" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="RealEstateOwnedDispositions" id="rvsb_RealEstateOwnedDispositions" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="RealEstateOwnedWritedowns" id="rvsb_RealEstateOwnedWritedowns" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="BuildingsUnderCapitalizedLeasesMember" id="rvsb_BuildingsUnderCapitalizedLeasesMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ConstructionInProgress1Member" id="rvsb_ConstructionInProgress1Member" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="PremisesAndEquipmentDepreciationExpense" id="rvsb_PremisesAndEquipmentDepreciationExpense" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="PremisesAndEquipmentAmortizationExpense" id="rvsb_PremisesAndEquipmentAmortizationExpense" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="PremisesAndEquipmentAccumulatedAmortizationForCapitalLease" id="rvsb_PremisesAndEquipmentAccumulatedAmortizationForCapitalLease" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="NumberOfBranchLocationSold" id="rvsb_NumberOfBranchLocationSold" type="xbrli:integerItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item"/>
<element name="DeferredGainLossOnCancellationOfLease" id="rvsb_DeferredGainLossOnCancellationOfLease" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="DepositTable" id="rvsb_DepositTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem"/>
<element name="DepositsTypeAxis" id="rvsb_DepositsTypeAxis" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:dimensionItem"/>
<element name="DepositsTypeDomain" id="rvsb_DepositsTypeDomain" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="NonInterestBearingMember" id="rvsb_NonInterestBearingMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="InterestCheckingMember" id="rvsb_InterestCheckingMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="MoneyMarketMember" id="rvsb_MoneyMarketMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="SavingsAccountsMember" id="rvsb_SavingsAccountsMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="CertificatesOfDeposit1Member" id="rvsb_CertificatesOfDeposit1Member" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="DepositLineItems" id="rvsb_DepositLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="DepositAccountsBalance" id="rvsb_DepositAccountsBalance" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="TimeDepositsMoreThan250000" id="rvsb_TimeDepositsMoreThan250000" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="IssuanceTrustAxis" id="rvsb_IssuanceTrustAxis" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:dimensionItem"/>
<element name="IssuanceTrustDomain" id="rvsb_IssuanceTrustDomain" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="RiverviewBancorpStatutoryTrustIMember" id="rvsb_RiverviewBancorpStatutoryTrustIMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="RiverviewBancorpStatutoryTrustIIMember" id="rvsb_RiverviewBancorpStatutoryTrustIIMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="MerchantsBancorpStatutoryTrustIMember" id="rvsb_MerchantsBancorpStatutoryTrustIMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="DebtInstrumentDateOfIssuance" id="rvsb_DebtInstrumentDateOfIssuance" type="xbrli:stringItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="DebenturesIssuedToGrantorTrusts" id="rvsb_DebenturesIssuedToGrantorTrusts" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="CommonSecuritiesIssuedByGrantorTrusts" id="rvsb_CommonSecuritiesIssuedByGrantorTrusts" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="IncomeTaxProvisionBenefitCurrentAndDeferred" id="rvsb_IncomeTaxProvisionBenefitCurrentAndDeferred" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="DeferredTaxAssetsPurchaseAccounting" id="rvsb_DeferredTaxAssetsPurchaseAccounting" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="DeferredTaxLiabilitiesFhlbStockDividend" id="rvsb_DeferredTaxLiabilitiesFhlbStockDividend" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="DeferredTaxLiabilitiesLoanFeesAndCosts" id="rvsb_DeferredTaxLiabilitiesLoanFeesAndCosts" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="EffectiveIncomeTaxRateReconciliationRevaluationOfNetDeferredTaxAssetsDueToTaxAct" id="rvsb_EffectiveIncomeTaxRateReconciliationRevaluationOfNetDeferredTaxAssetsDueToTaxAct" type="num:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="IncomeTaxTable" id="rvsb_IncomeTaxTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem"/>
<element name="IncomeTaxLineItems" id="rvsb_IncomeTaxLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="TaxCutsAndJobsActNetTaxExpenseBenefit" id="rvsb_TaxCutsAndJobsActNetTaxExpenseBenefit" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="OneTimeChargeToProvisionForIncomeTaxes" id="rvsb_OneTimeChargeToProvisionForIncomeTaxes" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="BaseYearAllowanceForLoanLosses" id="rvsb_BaseYearAllowanceForLoanLosses" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="RangeOfExercisePriceOneMember" id="rvsb_RangeOfExercisePriceOneMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="RangeOfExercisePriceTwoMember" id="rvsb_RangeOfExercisePriceTwoMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="RangeOfExercisePriceThreeMember" id="rvsb_RangeOfExercisePriceThreeMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="RangeOfExercisePriceFourMember" id="rvsb_RangeOfExercisePriceFourMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="StockOptionsFullyVestedAndCurrentlyExercisableAbstract" id="rvsb_StockOptionsFullyVestedAndCurrentlyExercisableAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="RetirementPlanMember" id="rvsb_RetirementPlanMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="DirectorsAndExecutiveOfficersDeferredCompensationPlanMember" id="rvsb_DirectorsAndExecutiveOfficersDeferredCompensationPlanMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="StockOptionPlansMember" id="rvsb_StockOptionPlansMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="DeferredCompensationPlanAnnualInterestRate" id="rvsb_DeferredCompensationPlanAnnualInterestRate" type="num:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriodDescription" id="rvsb_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriodDescription" type="xbrli:stringItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="EmployeeStockOwnershipPlanEsopDeferredSharesFairValueRollForward" id="rvsb_EmployeeStockOwnershipPlanEsopDeferredSharesFairValueRollForward" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="EmployeeStockOwnershipPlanEsopSharesAllocatedAndReleasedContributedToEsop" id="rvsb_EmployeeStockOwnershipPlanEsopSharesAllocatedAndReleasedContributedToEsop" type="xbrli:sharesItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="NumberOfHoursOfService" id="rvsb_NumberOfHoursOfService" type="xbrli:integerItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item"/>
<element name="NumberOfPurchasesShareFromOpenMarketToEsop" id="rvsb_NumberOfPurchasesShareFromOpenMarketToEsop" type="xbrli:sharesItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item"/>
<element name="CommonEquityTier1Capital" id="rvsb_CommonEquityTier1Capital" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="CommonEquityTier1CapitalToRiskWeightedAssets" id="rvsb_CommonEquityTier1CapitalToRiskWeightedAssets" type="num:percentItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item"/>
<element name="CommonEquityTier1CapitalForAdequacy" id="rvsb_CommonEquityTier1CapitalForAdequacy" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="CommonEquityTier1CapitalForAdequacyToRiskWeightedAssets" id="rvsb_CommonEquityTier1CapitalForAdequacyToRiskWeightedAssets" type="num:percentItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item"/>
<element name="CommonEquityTier1CapitalRequiredToBeWellCapitalized" id="rvsb_CommonEquityTier1CapitalRequiredToBeWellCapitalized" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="CommonEquityTier1CapitalToBeWellCapitalizedToRiskWeightedAssets" id="rvsb_CommonEquityTier1CapitalToBeWellCapitalizedToRiskWeightedAssets" type="num:percentItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item"/>
<element name="FixedRateLoansMember" id="rvsb_FixedRateLoansMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ThresholdLimitForHonoringOfCommitments" id="rvsb_ThresholdLimitForHonoringOfCommitments" type="xbrli:durationItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="LoansUnderWarranty" id="rvsb_LoansUnderWarranty" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="AllowanceForFederalHomeLoanMortgageCorporationLoans" id="rvsb_AllowanceForFederalHomeLoanMortgageCorporationLoans" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item"/>
<element name="UndistributedEarningOfDomesticSubsidiary" id="rvsb_UndistributedEarningOfDomesticSubsidiary" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="EquityInUndistributedEarningsLossOfBank" id="rvsb_EquityInUndistributedEarningsLossOfBank" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="EarnedEsopShares" id="rvsb_EarnedEsopShares" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ProceedsFromAssumptionOfJuniorSubordinatedDebt" id="rvsb_ProceedsFromAssumptionOfJuniorSubordinatedDebt" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="TitleOf12bSecurity" id="rvsb_TitleOf12bSecurity" type="xbrli:normalizedStringItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" abstract="false" nillable="true"/>
<element name="IncreaseDecreaseRealEstateOwnedValuationAllowance" id="rvsb_IncreaseDecreaseRealEstateOwnedValuationAllowance" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" abstract="false" nillable="true" xbrli:balance="debit"/>
<element name="DiscountOnLoansReceivable" id="rvsb_DiscountOnLoansReceivable" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" abstract="false" nillable="true" xbrli:balance="credit"/>
<element name="PremiumsOnLoansReceivable" id="rvsb_PremiumsOnLoansReceivable" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" abstract="false" nillable="true" xbrli:balance="credit"/>
</schema>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.CAL
<SEQUENCE>12
<FILENAME>rvsb-20190331_cal.xml
<DESCRIPTION>XBRL
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>
<!--XBRL Document Modified with Ez-Editor Version 1.8.0.4 on Thursday, June 13, 2019 12:50:39 PM -->
<linkbase xmlns="http://www.xbrl.org/2003/linkbase" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#CONSOLIDATEDBALANCESHEETS" roleURI="http://www.riverviewbank.com/role/CONSOLIDATEDBALANCESHEETS"/>
<calculationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/CONSOLIDATEDBALANCESHEETS">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_Assets" xlink:label="loc_us-gaap_Assets"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CashEquivalentsAtCarryingValue" xlink:label="loc_us-gaap_CashEquivalentsAtCarryingValue"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets" xlink:to="loc_us-gaap_CashEquivalentsAtCarryingValue" order="10" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CertificatesOfDepositAtCarryingValue" xlink:label="loc_us-gaap_CertificatesOfDepositAtCarryingValue"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets" xlink:to="loc_us-gaap_CertificatesOfDepositAtCarryingValue" order="20" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LoansReceivableHeldForSaleAmount" xlink:label="loc_us-gaap_LoansReceivableHeldForSaleAmount"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets" xlink:to="loc_us-gaap_LoansReceivableHeldForSaleAmount" order="30" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AvailableForSaleSecurities" xlink:label="loc_us-gaap_AvailableForSaleSecurities"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets" xlink:to="loc_us-gaap_AvailableForSaleSecurities" order="40" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_HeldToMaturitySecurities" xlink:label="loc_us-gaap_HeldToMaturitySecurities"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets" xlink:to="loc_us-gaap_HeldToMaturitySecurities" order="50" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmount" xlink:label="loc_us-gaap_LoansAndLeasesReceivableNetReportedAmount"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets" xlink:to="loc_us-gaap_LoansAndLeasesReceivableNetReportedAmount" order="60" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_OtherRealEstateAndForeclosedAssets" xlink:label="loc_us-gaap_OtherRealEstateAndForeclosedAssets"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets" xlink:to="loc_us-gaap_OtherRealEstateAndForeclosedAssets" order="70" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PrepaidExpenseAndOtherAssets" xlink:label="loc_us-gaap_PrepaidExpenseAndOtherAssets"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets" xlink:to="loc_us-gaap_PrepaidExpenseAndOtherAssets" order="80" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InterestReceivable" xlink:label="loc_us-gaap_InterestReceivable"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets" xlink:to="loc_us-gaap_InterestReceivable" order="90" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FederalHomeLoanBankStock" xlink:label="loc_us-gaap_FederalHomeLoanBankStock"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets" xlink:to="loc_us-gaap_FederalHomeLoanBankStock" order="100" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentNet"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentNet" order="110" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DeferredIncomeTaxAssetsNet" xlink:label="loc_us-gaap_DeferredIncomeTaxAssetsNet"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets" xlink:to="loc_us-gaap_DeferredIncomeTaxAssetsNet" order="120" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ServicingAssetAtAmortizedValue" xlink:label="loc_us-gaap_ServicingAssetAtAmortizedValue"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets" xlink:to="loc_us-gaap_ServicingAssetAtAmortizedValue" order="130" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_Goodwill" xlink:label="loc_us-gaap_Goodwill"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets" xlink:to="loc_us-gaap_Goodwill" order="140" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsNet" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsNet"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsNet" order="150" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BankOwnedLifeInsurance" xlink:label="loc_us-gaap_BankOwnedLifeInsurance"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets" xlink:to="loc_us-gaap_BankOwnedLifeInsurance" order="160" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_Liabilities" xlink:label="loc_us-gaap_Liabilities"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_Deposits" xlink:label="loc_us-gaap_Deposits"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Liabilities" xlink:to="loc_us-gaap_Deposits" order="10" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AccruedLiabilitiesAndOtherLiabilities" xlink:label="loc_us-gaap_AccruedLiabilitiesAndOtherLiabilities"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Liabilities" xlink:to="loc_us-gaap_AccruedLiabilitiesAndOtherLiabilities" order="20" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AdvancePaymentsByBorrowersForTaxesAndInsurance" xlink:label="loc_us-gaap_AdvancePaymentsByBorrowersForTaxesAndInsurance"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Liabilities" xlink:to="loc_us-gaap_AdvancePaymentsByBorrowersForTaxesAndInsurance" order="30" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_JuniorSubordinatedNotes" xlink:label="loc_us-gaap_JuniorSubordinatedNotes"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Liabilities" xlink:to="loc_us-gaap_JuniorSubordinatedNotes" order="50" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FederalHomeLoanBankAdvancesLongTerm" xlink:label="loc_us-gaap_FederalHomeLoanBankAdvancesLongTerm"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Liabilities" xlink:to="loc_us-gaap_FederalHomeLoanBankAdvancesLongTerm" order="40" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CapitalLeaseObligations" xlink:label="loc_us-gaap_CapitalLeaseObligations"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Liabilities" xlink:to="loc_us-gaap_CapitalLeaseObligations" order="60" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_StockholdersEquity" xlink:label="loc_us-gaap_StockholdersEquity"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PreferredStockValue" xlink:label="loc_us-gaap_PreferredStockValue"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_StockholdersEquity" xlink:to="loc_us-gaap_PreferredStockValue" order="10" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommonStockValue" xlink:label="loc_us-gaap_CommonStockValue"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_StockholdersEquity" xlink:to="loc_us-gaap_CommonStockValue" order="20" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AdditionalPaidInCapitalCommonStock" xlink:label="loc_us-gaap_AdditionalPaidInCapitalCommonStock"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_StockholdersEquity" xlink:to="loc_us-gaap_AdditionalPaidInCapitalCommonStock" order="30" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_RetainedEarningsAccumulatedDeficit" xlink:label="loc_us-gaap_RetainedEarningsAccumulatedDeficit"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_StockholdersEquity" xlink:to="loc_us-gaap_RetainedEarningsAccumulatedDeficit" order="40" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_StockholdersEquity" xlink:to="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" order="50" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquity" xlink:label="loc_us-gaap_LiabilitiesAndStockholdersEquity"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquity" xlink:to="loc_us-gaap_Liabilities" order="10" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommitmentsAndContingencies" xlink:label="loc_us-gaap_CommitmentsAndContingencies"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquity" xlink:to="loc_us-gaap_CommitmentsAndContingencies" order="20" use="optional" weight="1"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquity" xlink:to="loc_us-gaap_StockholdersEquity" order="30" use="optional" weight="1"/></calculationLink>



<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#CONSOLIDATEDSTATEMENTSOFINCOME" roleURI="http://www.riverviewbank.com/role/CONSOLIDATEDSTATEMENTSOFINCOME"/>
<calculationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/CONSOLIDATEDSTATEMENTSOFINCOME">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InterestAndDividendIncomeOperating" xlink:label="loc_us-gaap_InterestAndDividendIncomeOperating"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InterestAndFeeIncomeLoansAndLeases" xlink:label="loc_us-gaap_InterestAndFeeIncomeLoansAndLeases"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_InterestAndDividendIncomeOperating" xlink:to="loc_us-gaap_InterestAndFeeIncomeLoansAndLeases" order="10" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InterestIncomeSecuritiesTaxable" xlink:label="loc_us-gaap_InterestIncomeSecuritiesTaxable"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_InterestAndDividendIncomeOperating" xlink:to="loc_us-gaap_InterestIncomeSecuritiesTaxable" order="20" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InterestIncomeSecuritiesTaxExempt" xlink:label="loc_us-gaap_InterestIncomeSecuritiesTaxExempt"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_InterestAndDividendIncomeOperating" xlink:to="loc_us-gaap_InterestIncomeSecuritiesTaxExempt" order="30" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_OtherInterestAndDividendIncome" xlink:label="loc_us-gaap_OtherInterestAndDividendIncome"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_InterestAndDividendIncomeOperating" xlink:to="loc_us-gaap_OtherInterestAndDividendIncome" order="40" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InterestExpense" xlink:label="loc_us-gaap_InterestExpense"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InterestExpenseDeposits" xlink:label="loc_us-gaap_InterestExpenseDeposits"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_InterestExpense" xlink:to="loc_us-gaap_InterestExpenseDeposits" order="10" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InterestExpenseBorrowings" xlink:label="loc_us-gaap_InterestExpenseBorrowings"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_InterestExpense" xlink:to="loc_us-gaap_InterestExpenseBorrowings" order="20" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InterestIncomeExpenseNet" xlink:label="loc_us-gaap_InterestIncomeExpenseNet"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_InterestIncomeExpenseNet" xlink:to="loc_us-gaap_InterestAndDividendIncomeOperating" order="10" use="optional" weight="1"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_InterestIncomeExpenseNet" xlink:to="loc_us-gaap_InterestExpense" order="20" use="optional" weight="-1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:label="loc_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:to="loc_us-gaap_InterestIncomeExpenseNet" order="10" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ProvisionForLoanLeaseAndOtherLosses" xlink:label="loc_us-gaap_ProvisionForLoanLeaseAndOtherLosses"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:to="loc_us-gaap_ProvisionForLoanLeaseAndOtherLosses" order="20" use="optional" weight="-1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NoninterestIncome" xlink:label="loc_us-gaap_NoninterestIncome"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_RevenueFromContractWithCustomerIncludingAssessedTax" xlink:label="loc_us-gaap_RevenueFromContractWithCustomerIncludingAssessedTax"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestIncome" xlink:to="loc_us-gaap_RevenueFromContractWithCustomerIncludingAssessedTax" order="10" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_GainLossOnSalesOfLoansNet" xlink:label="loc_us-gaap_GainLossOnSalesOfLoansNet"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestIncome" xlink:to="loc_us-gaap_GainLossOnSalesOfLoansNet" order="20" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BankOwnedLifeInsuranceIncome" xlink:label="loc_us-gaap_BankOwnedLifeInsuranceIncome"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestIncome" xlink:to="loc_us-gaap_BankOwnedLifeInsuranceIncome" order="30" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NoninterestIncomeOtherOperatingIncome" xlink:label="loc_us-gaap_NoninterestIncomeOtherOperatingIncome"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestIncome" xlink:to="loc_us-gaap_NoninterestIncomeOtherOperatingIncome" order="40" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NoninterestExpense" xlink:label="loc_us-gaap_NoninterestExpense"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LaborAndRelatedExpense" xlink:label="loc_us-gaap_LaborAndRelatedExpense"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestExpense" xlink:to="loc_us-gaap_LaborAndRelatedExpense" order="10" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_OccupancyNet" xlink:label="loc_us-gaap_OccupancyNet"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestExpense" xlink:to="loc_us-gaap_OccupancyNet" order="20" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InformationTechnologyAndDataProcessing" xlink:label="loc_us-gaap_InformationTechnologyAndDataProcessing"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestExpense" xlink:to="loc_us-gaap_InformationTechnologyAndDataProcessing" order="30" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AmortizationOfIntangibleAssets" xlink:label="loc_us-gaap_AmortizationOfIntangibleAssets"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestExpense" xlink:to="loc_us-gaap_AmortizationOfIntangibleAssets" order="40" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_MarketingAndAdvertisingExpense" xlink:label="loc_us-gaap_MarketingAndAdvertisingExpense"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestExpense" xlink:to="loc_us-gaap_MarketingAndAdvertisingExpense" order="50" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FederalDepositInsuranceCorporationPremiumExpense" xlink:label="loc_us-gaap_FederalDepositInsuranceCorporationPremiumExpense"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestExpense" xlink:to="loc_us-gaap_FederalDepositInsuranceCorporationPremiumExpense" order="60" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ExciseAndSalesTaxes" xlink:label="loc_us-gaap_ExciseAndSalesTaxes"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestExpense" xlink:to="loc_us-gaap_ExciseAndSalesTaxes" order="70" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommunicationsAndInformationTechnology" xlink:label="loc_us-gaap_CommunicationsAndInformationTechnology"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestExpense" xlink:to="loc_us-gaap_CommunicationsAndInformationTechnology" order="80" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ProfessionalFees" xlink:label="loc_us-gaap_ProfessionalFees"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestExpense" xlink:to="loc_us-gaap_ProfessionalFees" order="90" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LitigationSettlementExpense" xlink:label="loc_us-gaap_LitigationSettlementExpense"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestExpense" xlink:to="loc_us-gaap_LitigationSettlementExpense" order="100" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_OtherNoninterestExpense" xlink:label="loc_us-gaap_OtherNoninterestExpense"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestExpense" xlink:to="loc_us-gaap_OtherNoninterestExpense" order="110" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xlink:to="loc_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" order="10" use="optional" weight="1"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xlink:to="loc_us-gaap_NoninterestIncome" order="20" use="optional" weight="1"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xlink:to="loc_us-gaap_NoninterestExpense" order="30" use="optional" weight="-1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaap_NetIncomeLoss"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetIncomeLoss" xlink:to="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" order="10" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefit"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetIncomeLoss" xlink:to="loc_us-gaap_IncomeTaxExpenseBenefit" order="20" use="optional" weight="-1"/></calculationLink>







<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#CONSOLIDATEDSTATEMENTSOFCOMPREHENSIVEINCOME" roleURI="http://www.riverviewbank.com/role/CONSOLIDATEDSTATEMENTSOFCOMPREHENSIVEINCOME"/>
<calculationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/CONSOLIDATEDSTATEMENTSOFCOMPREHENSIVEINCOME">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:to="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax" order="10" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxIncludingPortionAttributableToNoncontrollingInterestAvailableforsaleSecurities" xlink:label="loc_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxIncludingPortionAttributableToNoncontrollingInterestAvailableforsaleSecurities"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:to="loc_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxIncludingPortionAttributableToNoncontrollingInterestAvailableforsaleSecurities" order="20" use="optional" weight="-1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax" order="30" use="optional" weight="-1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ComprehensiveIncomeNetOfTax" xlink:label="loc_us-gaap_ComprehensiveIncomeNetOfTax"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaap_NetIncomeLoss"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTax" xlink:to="loc_us-gaap_NetIncomeLoss" order="10" use="optional" weight="1"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTax" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" order="20" use="optional" weight="1"/></calculationLink>

<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#CONSOLIDATEDSTATEMENTSOFCASHFLOWS" roleURI="http://www.riverviewbank.com/role/CONSOLIDATEDSTATEMENTSOFCASHFLOWS"/>
<calculationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/CONSOLIDATEDSTATEMENTSOFCASHFLOWS">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaap_NetIncomeLoss"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:to="loc_us-gaap_NetIncomeLoss" order="10" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DepreciationAmortizationAndAccretionNet" xlink:label="loc_us-gaap_DepreciationAmortizationAndAccretionNet"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:to="loc_us-gaap_DepreciationAmortizationAndAccretionNet" order="20" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_PurchasedLoansAmortizationAccretionNet" xlink:label="loc_rvsb_PurchasedLoansAmortizationAccretionNet"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:to="loc_rvsb_PurchasedLoansAmortizationAccretionNet" order="30" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ProvisionForLoanLeaseAndOtherLosses" xlink:label="loc_us-gaap_ProvisionForLoanLeaseAndOtherLosses"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:to="loc_us-gaap_ProvisionForLoanLeaseAndOtherLosses" order="40" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncreaseDecreaseInDeferredIncomeTaxes" xlink:label="loc_us-gaap_IncreaseDecreaseInDeferredIncomeTaxes"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:to="loc_us-gaap_IncreaseDecreaseInDeferredIncomeTaxes" order="50" use="optional" weight="-1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_OtherNoncashExpense" xlink:label="loc_us-gaap_OtherNoncashExpense"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:to="loc_us-gaap_OtherNoncashExpense" order="60" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ShareBasedCompensation" xlink:label="loc_us-gaap_ShareBasedCompensation"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:to="loc_us-gaap_ShareBasedCompensation" order="70" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncreaseDecreaseInLoansDeferredIncome" xlink:label="loc_us-gaap_IncreaseDecreaseInLoansDeferredIncome"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:to="loc_us-gaap_IncreaseDecreaseInLoansDeferredIncome" order="80" use="optional" weight="-1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale" xlink:label="loc_us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:to="loc_us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale" order="90" use="optional" weight="-1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ProceedsFromSaleOfLoansHeldForSale" xlink:label="loc_us-gaap_ProceedsFromSaleOfLoansHeldForSale"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:to="loc_us-gaap_ProceedsFromSaleOfLoansHeldForSale" order="100" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_IncreaseDecreaseRealEstateOwnedValuationAllowance" xlink:label="loc_rvsb_IncreaseDecreaseRealEstateOwnedValuationAllowance"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:to="loc_rvsb_IncreaseDecreaseRealEstateOwnedValuationAllowance" order="110" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet" xlink:label="loc_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:to="loc_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet" order="120" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_GainLossOnSaleOfOtherAssets" xlink:label="loc_us-gaap_GainLossOnSaleOfOtherAssets"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:to="loc_us-gaap_GainLossOnSaleOfOtherAssets" order="130" use="optional" weight="-1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BankOwnedLifeInsuranceIncome" xlink:label="loc_us-gaap_BankOwnedLifeInsuranceIncome"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:to="loc_us-gaap_BankOwnedLifeInsuranceIncome" order="140" use="optional" weight="-1"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_BoliDeathBenefitInExcessOfCashSurrenderValue" xlink:label="loc_rvsb_BoliDeathBenefitInExcessOfCashSurrenderValue"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:to="loc_rvsb_BoliDeathBenefitInExcessOfCashSurrenderValue" order="150" use="optional" weight="-1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets" xlink:label="loc_us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:to="loc_us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets" order="160" use="optional" weight="-1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet" xlink:label="loc_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:to="loc_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet" order="170" use="optional" weight="-1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities" xlink:label="loc_us-gaap_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:to="loc_us-gaap_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities" order="180" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PaymentsForProceedsFromLoansAndLeases" xlink:label="loc_us-gaap_PaymentsForProceedsFromLoansAndLeases"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:to="loc_us-gaap_PaymentsForProceedsFromLoansAndLeases" order="10" use="optional" weight="-1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PaymentsForProceedsFromOtherLoansAndLeases" xlink:label="loc_us-gaap_PaymentsForProceedsFromOtherLoansAndLeases"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:to="loc_us-gaap_PaymentsForProceedsFromOtherLoansAndLeases" order="20" use="optional" weight="-1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xlink:label="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:to="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" order="30" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecurities" xlink:label="loc_us-gaap_PaymentsToAcquireAvailableForSaleSecurities"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:to="loc_us-gaap_PaymentsToAcquireAvailableForSaleSecurities" order="40" use="optional" weight="-1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities" xlink:label="loc_us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:to="loc_us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities" order="50" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities" xlink:label="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:to="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities" order="60" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:label="loc_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:to="loc_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" order="70" use="optional" weight="-1"/><loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_ProceedsFromSaleOfCertificatesOfDepositHeldForInvestment" xlink:label="loc_rvsb_ProceedsFromSaleOfCertificatesOfDepositHeldForInvestment"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:to="loc_rvsb_ProceedsFromSaleOfCertificatesOfDepositHeldForInvestment" order="80" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock" xlink:label="loc_us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:to="loc_us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock" order="90" use="optional" weight="-1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CashAcquiredFromAcquisition" xlink:label="loc_us-gaap_CashAcquiredFromAcquisition"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:to="loc_us-gaap_CashAcquiredFromAcquisition" order="100" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_PaymentsForProceedsFromDeathBenefitOnBoli" xlink:label="loc_rvsb_PaymentsForProceedsFromDeathBenefitOnBoli"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:to="loc_rvsb_PaymentsForProceedsFromDeathBenefitOnBoli" order="110" use="optional" weight="-1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ProceedsFromSaleOfForeclosedAssets" xlink:label="loc_us-gaap_ProceedsFromSaleOfForeclosedAssets"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:to="loc_us-gaap_ProceedsFromSaleOfForeclosedAssets" order="120" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncreaseDecreaseInDeposits" xlink:label="loc_us-gaap_IncreaseDecreaseInDeposits"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:to="loc_us-gaap_IncreaseDecreaseInDeposits" order="10" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PaymentsOfDividends" xlink:label="loc_us-gaap_PaymentsOfDividends"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:to="loc_us-gaap_PaymentsOfDividends" order="20" use="optional" weight="-1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ProceedsFromOtherShortTermDebt" xlink:label="loc_us-gaap_ProceedsFromOtherShortTermDebt"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:to="loc_us-gaap_ProceedsFromOtherShortTermDebt" order="30" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_RepaymentsOfDebt" xlink:label="loc_us-gaap_RepaymentsOfDebt"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:to="loc_us-gaap_RepaymentsOfDebt" order="40" use="optional" weight="-1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance" xlink:label="loc_us-gaap_IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:to="loc_us-gaap_IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance" order="50" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_RepaymentsOfDebtAndCapitalLeaseObligations" xlink:label="loc_us-gaap_RepaymentsOfDebtAndCapitalLeaseObligations"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:to="loc_us-gaap_RepaymentsOfDebtAndCapitalLeaseObligations" order="60" use="optional" weight="-1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ProceedsFromStockOptionsExercised" xlink:label="loc_us-gaap_ProceedsFromStockOptionsExercised"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:to="loc_us-gaap_ProceedsFromStockOptionsExercised" order="70" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:label="loc_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:to="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities" order="10" use="optional" weight="1"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:to="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities" order="20" use="optional" weight="1"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:to="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities" order="30" use="optional" weight="1"/></calculationLink>



<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#INVESTMENTSECURITIESDetails" roleURI="http://www.riverviewbank.com/role/INVESTMENTSECURITIESDetails"/>
<calculationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/INVESTMENTSECURITIESDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis" xlink:to="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" order="10" use="optional" weight="-1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis" xlink:to="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" order="20" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecurities" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities" order="30" use="optional" weight="1"/>
</calculationLink>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#INVESTMENTSECURITIESDetails2" roleURI="http://www.riverviewbank.com/role/INVESTMENTSECURITIESDetails2"/>
<calculationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/INVESTMENTSECURITIESDetails2">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost" order="10" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost" order="20" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost" order="30" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost" order="40" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue" order="10" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue" order="20" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" order="30" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue" order="40" use="optional" weight="1"/></calculationLink>

<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#INVESTMENTSECURITIESDetails3" roleURI="http://www.riverviewbank.com/role/INVESTMENTSECURITIESDetails3"/>
<calculationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/INVESTMENTSECURITIESDetails3">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount" order="10" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount" order="20" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount" order="30" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount" order="40" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValue"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValue" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue" order="10" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValue" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue" order="20" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValue" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" order="30" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValue" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue" order="40" use="optional" weight="1"/></calculationLink>

<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#INVESTMENTSECURITIESDetails4" roleURI="http://www.riverviewbank.com/role/INVESTMENTSECURITIESDetails4"/>
<calculationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/INVESTMENTSECURITIESDetails4">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months" order="10" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger" order="20" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" order="10" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" order="20" use="optional" weight="1"/></calculationLink>

<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#BUSINESSCOMBINATIONSDetails" roleURI="http://www.riverviewbank.com/role/BUSINESSCOMBINATIONSDetails"/>
<calculationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/BUSINESSCOMBINATIONSDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets" xlink:label="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCashAndEquivalents" xlink:label="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCashAndEquivalents"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets" xlink:to="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCashAndEquivalents" order="10" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLoansReceivable" xlink:label="loc_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLoansReceivable"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets" xlink:to="loc_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLoansReceivable" order="20" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCdi" xlink:label="loc_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCdi"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets" xlink:to="loc_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCdi" order="30" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedPropertyPlantAndEquipment" xlink:label="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedPropertyPlantAndEquipment"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets" xlink:to="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedPropertyPlantAndEquipment" order="40" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedBankOwnedLifeInsurance" xlink:label="loc_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedBankOwnedLifeInsurance"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets" xlink:to="loc_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedBankOwnedLifeInsurance" order="50" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedInterestReceivableAndOtherAssets" xlink:label="loc_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedInterestReceivableAndOtherAssets"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets" xlink:to="loc_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedInterestReceivableAndOtherAssets" order="60" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilities" xlink:label="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilities"/><loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDeposits" xlink:label="loc_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDeposits"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilities" xlink:to="loc_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDeposits" order="10" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedJuniorSubordinatedDebentures" xlink:label="loc_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedJuniorSubordinatedDebentures"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilities" xlink:to="loc_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedJuniorSubordinatedDebentures" order="20" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedExpensesAndOtherLiabilities" xlink:label="loc_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedExpensesAndOtherLiabilities"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilities" xlink:to="loc_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedExpensesAndOtherLiabilities" order="30" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet" xlink:label="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet" xlink:to="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets" order="10" use="optional" weight="1"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet" xlink:to="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilities" order="20" use="optional" weight="-1"/></calculationLink>


<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#LOANSRECEIVABLELoansReceivableExcludingLoansHeldForSaleDetails" roleURI="http://www.riverviewbank.com/role/LOANSRECEIVABLELoansReceivableExcludingLoansHeldForSaleDetails"/>
<calculationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/LOANSRECEIVABLELoansReceivableExcludingLoansHeldForSaleDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmount" xlink:label="loc_us-gaap_LoansAndLeasesReceivableNetReportedAmount"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:label="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LoansAndLeasesReceivableNetReportedAmount" xlink:to="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" order="10" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowance" xlink:label="loc_us-gaap_LoansAndLeasesReceivableAllowance"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LoansAndLeasesReceivableNetReportedAmount" xlink:to="loc_us-gaap_LoansAndLeasesReceivableAllowance" order="20" use="optional" weight="-1"/>
</calculationLink>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#ALLOWANCEFORLOANLOSSESTDRsByInterestAccrualStatusDetails7" roleURI="http://www.riverviewbank.com/role/ALLOWANCEFORLOANLOSSESTDRsByInterestAccrualStatusDetails7"/>
<calculationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/ALLOWANCEFORLOANLOSSESTDRsByInterestAccrualStatusDetails7">
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_TdrByAccrualStatusTotal" xlink:label="loc_rvsb_TdrByAccrualStatusTotal"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_TdrByAccrualStatusAccrual" xlink:label="loc_rvsb_TdrByAccrualStatusAccrual"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_rvsb_TdrByAccrualStatusTotal" xlink:to="loc_rvsb_TdrByAccrualStatusAccrual" order="10" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_TdrByAccrualStatusNonAccrual" xlink:label="loc_rvsb_TdrByAccrualStatusNonAccrual"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_rvsb_TdrByAccrualStatusTotal" xlink:to="loc_rvsb_TdrByAccrualStatusNonAccrual" order="20" use="optional" weight="1"/>
</calculationLink>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#PremisesAndEquipmentDetails" roleURI="http://www.riverviewbank.com/role/PremisesAndEquipmentDetails"/>
<calculationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/PremisesAndEquipmentDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentNet"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PropertyPlantAndEquipmentGross" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentGross"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentNet" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentGross" order="10" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xlink:label="loc_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentNet" xlink:to="loc_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" order="20" use="optional" weight="-1"/>
</calculationLink>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#PremisesAndEquipmentDetails1" roleURI="http://www.riverviewbank.com/role/PremisesAndEquipmentDetails1"/>
<calculationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/PremisesAndEquipmentDetails1">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDue" xlink:label="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsDue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent" xlink:label="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsDue" xlink:to="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent" order="10" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears" xlink:label="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsDue" xlink:to="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears" order="20" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears" xlink:label="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsDue" xlink:to="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears" order="30" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears" xlink:label="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsDue" xlink:to="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears" order="40" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears" xlink:label="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsDue" xlink:to="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears" order="50" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter" xlink:label="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsDue" xlink:to="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter" order="60" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CapitalLeasesFutureMinimumPaymentsDue" xlink:label="loc_us-gaap_CapitalLeasesFutureMinimumPaymentsDue"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CapitalLeasesFutureMinimumPaymentsNextRollingTwelveMonths" xlink:label="loc_us-gaap_CapitalLeasesFutureMinimumPaymentsNextRollingTwelveMonths"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_CapitalLeasesFutureMinimumPaymentsDue" xlink:to="loc_us-gaap_CapitalLeasesFutureMinimumPaymentsNextRollingTwelveMonths" order="10" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearTwo" xlink:label="loc_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearTwo"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_CapitalLeasesFutureMinimumPaymentsDue" xlink:to="loc_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearTwo" order="20" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearThree" xlink:label="loc_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearThree"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_CapitalLeasesFutureMinimumPaymentsDue" xlink:to="loc_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearThree" order="30" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearFour" xlink:label="loc_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearFour"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_CapitalLeasesFutureMinimumPaymentsDue" xlink:to="loc_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearFour" order="40" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearFive" xlink:label="loc_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearFive"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_CapitalLeasesFutureMinimumPaymentsDue" xlink:to="loc_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearFive" order="50" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingAfterYearFive" xlink:label="loc_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingAfterYearFive"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_CapitalLeasesFutureMinimumPaymentsDue" xlink:to="loc_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingAfterYearFive" order="60" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CapitalLeasesFutureMinimumPaymentsPresentValueOfNetMinimumPayments" xlink:label="loc_us-gaap_CapitalLeasesFutureMinimumPaymentsPresentValueOfNetMinimumPayments"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_CapitalLeasesFutureMinimumPaymentsPresentValueOfNetMinimumPayments" xlink:to="loc_us-gaap_CapitalLeasesFutureMinimumPaymentsDue" order="10" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CapitalLeasesFutureMinimumPaymentsInterestIncludedInPayments" xlink:label="loc_us-gaap_CapitalLeasesFutureMinimumPaymentsInterestIncludedInPayments"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_CapitalLeasesFutureMinimumPaymentsPresentValueOfNetMinimumPayments" xlink:to="loc_us-gaap_CapitalLeasesFutureMinimumPaymentsInterestIncludedInPayments" order="20" use="optional" weight="-1"/></calculationLink>


<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#DEPOSITSMaturitiesOfCertificatesOfDepositForFutureYearsDetails1" roleURI="http://www.riverviewbank.com/role/DEPOSITSMaturitiesOfCertificatesOfDepositForFutureYearsDetails1"/>
<calculationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/DEPOSITSMaturitiesOfCertificatesOfDepositForFutureYearsDetails1">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TimeDeposits" xlink:label="loc_us-gaap_TimeDeposits"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TimeDepositMaturitiesYearOne" xlink:label="loc_us-gaap_TimeDepositMaturitiesYearOne"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_TimeDeposits" xlink:to="loc_us-gaap_TimeDepositMaturitiesYearOne" order="10" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TimeDepositMaturitiesYearTwo" xlink:label="loc_us-gaap_TimeDepositMaturitiesYearTwo"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_TimeDeposits" xlink:to="loc_us-gaap_TimeDepositMaturitiesYearTwo" order="20" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TimeDepositMaturitiesYearThree" xlink:label="loc_us-gaap_TimeDepositMaturitiesYearThree"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_TimeDeposits" xlink:to="loc_us-gaap_TimeDepositMaturitiesYearThree" order="30" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TimeDepositMaturitiesYearFour" xlink:label="loc_us-gaap_TimeDepositMaturitiesYearFour"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_TimeDeposits" xlink:to="loc_us-gaap_TimeDepositMaturitiesYearFour" order="40" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TimeDepositMaturitiesYearFive" xlink:label="loc_us-gaap_TimeDepositMaturitiesYearFive"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_TimeDeposits" xlink:to="loc_us-gaap_TimeDepositMaturitiesYearFive" order="50" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TimeDepositMaturitiesAfterRollingYearFive" xlink:label="loc_us-gaap_TimeDepositMaturitiesAfterRollingYearFive"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_TimeDeposits" xlink:to="loc_us-gaap_TimeDepositMaturitiesAfterRollingYearFive" order="60" use="optional" weight="1"/>
</calculationLink>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#DEPOSITSInterestExpenseByDepositTypeDetails2" roleURI="http://www.riverviewbank.com/role/DEPOSITSInterestExpenseByDepositTypeDetails2"/>
<calculationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/DEPOSITSInterestExpenseByDepositTypeDetails2">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InterestExpenseDeposits" xlink:label="loc_us-gaap_InterestExpenseDeposits"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InterestExpenseNegotiableOrderOfWithdrawalNOWDeposits" xlink:label="loc_us-gaap_InterestExpenseNegotiableOrderOfWithdrawalNOWDeposits"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_InterestExpenseDeposits" xlink:to="loc_us-gaap_InterestExpenseNegotiableOrderOfWithdrawalNOWDeposits" order="10" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InterestExpenseMoneyMarketDeposits" xlink:label="loc_us-gaap_InterestExpenseMoneyMarketDeposits"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_InterestExpenseDeposits" xlink:to="loc_us-gaap_InterestExpenseMoneyMarketDeposits" order="20" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InterestExpenseSavingsDeposits" xlink:label="loc_us-gaap_InterestExpenseSavingsDeposits"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_InterestExpenseDeposits" xlink:to="loc_us-gaap_InterestExpenseSavingsDeposits" order="30" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InterestExpenseTimeDeposits" xlink:label="loc_us-gaap_InterestExpenseTimeDeposits"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_InterestExpenseDeposits" xlink:to="loc_us-gaap_InterestExpenseTimeDeposits" order="40" use="optional" weight="1"/>
</calculationLink>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#INCOMETAXESComponentsOfIncomeTaxExpenseBenefitDetails" roleURI="http://www.riverviewbank.com/role/INCOMETAXESComponentsOfIncomeTaxExpenseBenefitDetails"/>
<calculationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/INCOMETAXESComponentsOfIncomeTaxExpenseBenefitDetails">
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_IncomeTaxProvisionBenefitCurrentAndDeferred" xlink:label="loc_rvsb_IncomeTaxProvisionBenefitCurrentAndDeferred"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CurrentIncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_CurrentIncomeTaxExpenseBenefit"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_rvsb_IncomeTaxProvisionBenefitCurrentAndDeferred" xlink:to="loc_us-gaap_CurrentIncomeTaxExpenseBenefit" order="10" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DeferredIncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_DeferredIncomeTaxExpenseBenefit"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_rvsb_IncomeTaxProvisionBenefitCurrentAndDeferred" xlink:to="loc_us-gaap_DeferredIncomeTaxExpenseBenefit" order="20" use="optional" weight="1"/>
</calculationLink>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#INCOMETAXESDeferredTaxAssetsAndLiabilitiesDetails1" roleURI="http://www.riverviewbank.com/role/INCOMETAXESDeferredTaxAssetsAndLiabilitiesDetails1"/>
<calculationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/INCOMETAXESDeferredTaxAssetsAndLiabilitiesDetails1">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DeferredTaxAssetsGross" xlink:label="loc_us-gaap_DeferredTaxAssetsGross"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefits" xlink:label="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefits"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredTaxAssetsGross" xlink:to="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefits" order="10" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses" xlink:label="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredTaxAssetsGross" xlink:to="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses" order="20" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities" xlink:label="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredTaxAssetsGross" xlink:to="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities" order="30" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DeferredTaxAssetsPropertyPlantAndEquipment" xlink:label="loc_us-gaap_DeferredTaxAssetsPropertyPlantAndEquipment"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredTaxAssetsGross" xlink:to="loc_us-gaap_DeferredTaxAssetsPropertyPlantAndEquipment" order="40" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DeferredTaxAssetsDeferredGainOnSaleLeasebackTransaction" xlink:label="loc_us-gaap_DeferredTaxAssetsDeferredGainOnSaleLeasebackTransaction"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredTaxAssetsGross" xlink:to="loc_us-gaap_DeferredTaxAssetsDeferredGainOnSaleLeasebackTransaction" order="50" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_DeferredTaxAssetsPurchaseAccounting" xlink:label="loc_rvsb_DeferredTaxAssetsPurchaseAccounting"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredTaxAssetsGross" xlink:to="loc_rvsb_DeferredTaxAssetsPurchaseAccounting" order="60" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross" xlink:label="loc_us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredTaxAssetsGross" xlink:to="loc_us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross" order="70" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DeferredTaxAssetsOther" xlink:label="loc_us-gaap_DeferredTaxAssetsOther"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredTaxAssetsGross" xlink:to="loc_us-gaap_DeferredTaxAssetsOther" order="80" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DeferredTaxLiabilities" xlink:label="loc_us-gaap_DeferredTaxLiabilities"/><loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_DeferredTaxLiabilitiesFhlbStockDividend" xlink:label="loc_rvsb_DeferredTaxLiabilitiesFhlbStockDividend"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredTaxLiabilities" xlink:to="loc_rvsb_DeferredTaxLiabilitiesFhlbStockDividend" order="10" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DeferredTaxLiabilitiesPrepaidExpenses" xlink:label="loc_us-gaap_DeferredTaxLiabilitiesPrepaidExpenses"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredTaxLiabilities" xlink:to="loc_us-gaap_DeferredTaxLiabilitiesPrepaidExpenses" order="20" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_DeferredTaxLiabilitiesLoanFeesAndCosts" xlink:label="loc_rvsb_DeferredTaxLiabilitiesLoanFeesAndCosts"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredTaxLiabilities" xlink:to="loc_rvsb_DeferredTaxLiabilitiesLoanFeesAndCosts" order="30" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DeferredTaxAssetsLiabilitiesNet" xlink:label="loc_us-gaap_DeferredTaxAssetsLiabilitiesNet"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredTaxAssetsLiabilitiesNet" xlink:to="loc_us-gaap_DeferredTaxAssetsGross" order="10" use="optional" weight="1"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredTaxAssetsLiabilitiesNet" xlink:to="loc_us-gaap_DeferredTaxLiabilities" order="20" use="optional" weight="-1"/></calculationLink>


<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#INCOMETAXESEffectiveIncomeTaxRateReconciliationDetails2" roleURI="http://www.riverviewbank.com/role/INCOMETAXESEffectiveIncomeTaxRateReconciliationDetails2"/>
<calculationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/INCOMETAXESEffectiveIncomeTaxRateReconciliationDetails2">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EffectiveIncomeTaxRateContinuingOperations" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateContinuingOperations"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateContinuingOperations" xlink:to="loc_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate" order="10" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateContinuingOperations" xlink:to="loc_us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes" order="20" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_EffectiveIncomeTaxRateReconciliationRevaluationOfNetDeferredTaxAssetsDueToTaxAct" xlink:label="loc_rvsb_EffectiveIncomeTaxRateReconciliationRevaluationOfNetDeferredTaxAssetsDueToTaxAct"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateContinuingOperations" xlink:to="loc_rvsb_EffectiveIncomeTaxRateReconciliationRevaluationOfNetDeferredTaxAssetsDueToTaxAct" order="30" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseShareBasedCompensationCost" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseShareBasedCompensationCost"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateContinuingOperations" xlink:to="loc_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseShareBasedCompensationCost" order="40" use="optional" weight="-1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseLifeInsurance" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseLifeInsurance"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateContinuingOperations" xlink:to="loc_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseLifeInsurance" order="50" use="optional" weight="-1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateContinuingOperations" xlink:to="loc_us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments" order="60" use="optional" weight="1"/>
</calculationLink>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#EARNINGSPERSHAREEarningsPerShareBasicAndDilutedDetails" roleURI="http://www.riverviewbank.com/role/EARNINGSPERSHAREEarningsPerShareBasicAndDilutedDetails"/>
<calculationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/EARNINGSPERSHAREEarningsPerShareBasicAndDilutedDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xlink:label="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xlink:label="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xlink:to="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" order="20" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" xlink:label="loc_us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xlink:to="loc_us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" order="30" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaap_NetIncomeLoss"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xlink:to="loc_us-gaap_NetIncomeLoss" order="10" use="optional" weight="1"/>
</calculationLink>




<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#ALLOWANCEFORLOANLOSSESFinancingReceivablesAgingOfLoansDetails2" roleURI="http://www.riverviewbank.com/role/ALLOWANCEFORLOANLOSSESFinancingReceivablesAgingOfLoansDetails2"/>
<calculationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/ALLOWANCEFORLOANLOSSESFinancingReceivablesAgingOfLoansDetails2"><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:label="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_FinancingReceivableRecordedInvestmentPastDueAndNonAccrual" xlink:label="loc_rvsb_FinancingReceivableRecordedInvestmentPastDueAndNonAccrual"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:to="loc_rvsb_FinancingReceivableRecordedInvestmentPastDueAndNonAccrual" order="0" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentCurrent" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentCurrent"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentCurrent" order="1" use="optional" weight="1"/>
</calculationLink>
</linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.DEF
<SEQUENCE>13
<FILENAME>rvsb-20190331_def.xml
<DESCRIPTION>XBRL
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>
<!--XBRL Document Modified with Ez-Editor Version 1.8.0.4 on Thursday, June 13, 2019 12:50:38 PM -->
<linkbase xmlns="http://www.xbrl.org/2003/linkbase" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd" xmlns:xbrldt="http://xbrl.org/2005/xbrldt">
<arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/all" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#all"/>
<arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#dimension-default"/>
<arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#dimension-domain"/>
<arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/domain-member" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#domain-member"/>
<arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#hypercube-dimension"/>
<arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/notAll" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#notAll"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#CONSOLIDATEDSTATEMENTSOFINCOME" roleURI="http://www.riverviewbank.com/role/CONSOLIDATEDSTATEMENTSOFINCOME"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#CONSOLIDATEDSTATEMENTSOFSHAREHOLDERSEQUITYUnaudited" roleURI="http://www.riverviewbank.com/role/CONSOLIDATEDSTATEMENTSOFSHAREHOLDERSEQUITYUnaudited"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#INVESTMENTSECURITIESDetails" roleURI="http://www.riverviewbank.com/role/INVESTMENTSECURITIESDetails"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#INVESTMENTSECURITIESDetails1" roleURI="http://www.riverviewbank.com/role/INVESTMENTSECURITIESDetails1"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#INVESTMENTSECURITIESDetails4" roleURI="http://www.riverviewbank.com/role/INVESTMENTSECURITIESDetails4"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#INVESTMENTSECURITIESDetailTextuals" roleURI="http://www.riverviewbank.com/role/INVESTMENTSECURITIESDetailTextuals"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#FAIRVALUEMEASUREMENTSFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisDetails" roleURI="http://www.riverviewbank.com/role/FAIRVALUEMEASUREMENTSFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisDetails"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#FairValueMeasurementsAssetsMeasuredAtFairValueOnNonRecurringBasisDetails1" roleURI="http://www.riverviewbank.com/role/FairValueMeasurementsAssetsMeasuredAtFairValueOnNonRecurringBasisDetails1"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#FairValueMeasurementsLevel3InputsForFinancialInstrumentsMeasuredAtFairValueDetails2" roleURI="http://www.riverviewbank.com/role/FairValueMeasurementsLevel3InputsForFinancialInstrumentsMeasuredAtFairValueDetails2"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#FairValueMeasurementsFairValueOptionQuantitativeDisclosuresDetails3" roleURI="http://www.riverviewbank.com/role/FairValueMeasurementsFairValueOptionQuantitativeDisclosuresDetails3"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#REVENUEFROMCONTRACTSWITHCUSTOMERSDetails" roleURI="http://www.riverviewbank.com/role/REVENUEFROMCONTRACTSWITHCUSTOMERSDetails"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#SUMMARYOFSIGNIFICANTACCOUNTINGPOLICIESDetailTextuals1" roleURI="http://www.riverviewbank.com/role/SUMMARYOFSIGNIFICANTACCOUNTINGPOLICIESDetailTextuals1"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#BUSINESSCOMBINATIONSDetails" roleURI="http://www.riverviewbank.com/role/BUSINESSCOMBINATIONSDetails"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#BUSINESSCOMBINATIONSDetails1" roleURI="http://www.riverviewbank.com/role/BUSINESSCOMBINATIONSDetails1"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#BUSINESSCOMBINATIONSDetails2" roleURI="http://www.riverviewbank.com/role/BUSINESSCOMBINATIONSDetails2"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#BusinessCombinationsDetailTextuals" roleURI="http://www.riverviewbank.com/role/BusinessCombinationsDetailTextuals"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#LOANSRECEIVABLELoansReceivableExcludingLoansHeldForSaleDetails" roleURI="http://www.riverviewbank.com/role/LOANSRECEIVABLELoansReceivableExcludingLoansHeldForSaleDetails"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#LOANSRECEIVABLEDetailTextuals" roleURI="http://www.riverviewbank.com/role/LOANSRECEIVABLEDetailTextuals"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#ALLOWANCEFORLOANLOSSESReconciliationOfTheAllowanceForLoanLossesDetails" roleURI="http://www.riverviewbank.com/role/ALLOWANCEFORLOANLOSSESReconciliationOfTheAllowanceForLoanLossesDetails"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#ALLOWANCEFORLOANLOSSESImpairedFinancingReceivablesDetails1" roleURI="http://www.riverviewbank.com/role/ALLOWANCEFORLOANLOSSESImpairedFinancingReceivablesDetails1"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#ALLOWANCEFORLOANLOSSESFinancingReceivablesAgingOfLoansDetails2" roleURI="http://www.riverviewbank.com/role/ALLOWANCEFORLOANLOSSESFinancingReceivablesAgingOfLoansDetails2"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#ALLOWANCEFORLOANLOSSESCreditQualityIndicatorsDetails4" roleURI="http://www.riverviewbank.com/role/ALLOWANCEFORLOANLOSSESCreditQualityIndicatorsDetails4"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#ALLOWANCEFORLOANLOSSESImpairedFinancingReceivablesDetails4" roleURI="http://www.riverviewbank.com/role/ALLOWANCEFORLOANLOSSESImpairedFinancingReceivablesDetails4"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#ALLOWANCEFORLOANLOSSESImpairedLoansAverageRecordedInvestmentAndInterestRecognizedDetails6" roleURI="http://www.riverviewbank.com/role/ALLOWANCEFORLOANLOSSESImpairedLoansAverageRecordedInvestmentAndInterestRecognizedDetails6"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#ALLOWANCEFORLOANLOSSESTDRsByInterestAccrualStatusDetails7" roleURI="http://www.riverviewbank.com/role/ALLOWANCEFORLOANLOSSESTDRsByInterestAccrualStatusDetails7"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#ALLOWANCEFORLOANLOSSESDetailTextuals" roleURI="http://www.riverviewbank.com/role/ALLOWANCEFORLOANLOSSESDetailTextuals"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#PremisesAndEquipmentDetails" roleURI="http://www.riverviewbank.com/role/PremisesAndEquipmentDetails"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#DEPOSITSSummaryOfDepositAccountsDetails" roleURI="http://www.riverviewbank.com/role/DEPOSITSSummaryOfDepositAccountsDetails"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#JUNIORSUBORDINATEDDEBENTURESTermsOfTheCurrentDebenturesDetails" roleURI="http://www.riverviewbank.com/role/JUNIORSUBORDINATEDDEBENTURESTermsOfTheCurrentDebenturesDetails"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#JUNIORSUBORDINATEDDEBENTURESDetailTextuals" roleURI="http://www.riverviewbank.com/role/JUNIORSUBORDINATEDDEBENTURESDetailTextuals"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#IncomeTaxesDetailTextuals" roleURI="http://www.riverviewbank.com/role/IncomeTaxesDetailTextuals"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#EMPLOYEEBENEFITPLANSAdditionalInformationRegardingOptionsOutstandingByExercisePriceRangeDetails1" roleURI="http://www.riverviewbank.com/role/EMPLOYEEBENEFITPLANSAdditionalInformationRegardingOptionsOutstandingByExercisePriceRangeDetails1"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#EMPLOYEEBENEFITPLANSDetailTextuals" roleURI="http://www.riverviewbank.com/role/EMPLOYEEBENEFITPLANSDetailTextuals"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#COMMITMENTSANDCONTINGENCIESSignificantOffBalanceSheetCommitmentsDetails" roleURI="http://www.riverviewbank.com/role/COMMITMENTSANDCONTINGENCIESSignificantOffBalanceSheetCommitmentsDetails"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#RIVERVIEWBANCORPINCPARENTCOMPANYONLYBALANCESHEETSDetails" roleURI="http://www.riverviewbank.com/role/RIVERVIEWBANCORPINCPARENTCOMPANYONLYBALANCESHEETSDetails"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#RIVERVIEWBANCORPINCPARENTCOMPANYONLYSTATEMENTSOFINCOMEDetails1" roleURI="http://www.riverviewbank.com/role/RIVERVIEWBANCORPINCPARENTCOMPANYONLYSTATEMENTSOFINCOMEDetails1"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#RIVERVIEWBANCORPINCPARENTCOMPANYONLYSTATEMENTSOFCASHFLOWSDetails2" roleURI="http://www.riverviewbank.com/role/RIVERVIEWBANCORPINCPARENTCOMPANYONLYSTATEMENTSOFCASHFLOWSDetails2"/>
<definitionLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/CONSOLIDATEDSTATEMENTSOFINCOME">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_ProductOrServiceAxis" xlink:label="loc_srt_ProductOrServiceAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_srt_ProductOrServiceAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_ProductsAndServicesDomain" xlink:label="loc_srt_ProductsAndServicesDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_srt_ProductOrServiceAxis_2" xlink:to="loc_srt_ProductsAndServicesDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_ProductsAndServicesDomain" xlink:label="loc_srt_ProductsAndServicesDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_srt_ProductOrServiceAxis_2" xlink:to="loc_srt_ProductsAndServicesDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BankServicingMember" xlink:label="loc_us-gaap_BankServicingMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_ProductsAndServicesDomain_3" xlink:to="loc_us-gaap_BankServicingMember_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AssetManagement1Member" xlink:label="loc_us-gaap_AssetManagement1Member_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_ProductsAndServicesDomain_3" xlink:to="loc_us-gaap_AssetManagement1Member_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InterestAndDividendIncomeOperatingAbstract" xlink:label="loc_us-gaap_InterestAndDividendIncomeOperatingAbstract_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_InterestAndDividendIncomeOperatingAbstract_6" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InterestAndFeeIncomeLoansAndLeases" xlink:label="loc_us-gaap_InterestAndFeeIncomeLoansAndLeases_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_InterestAndDividendIncomeOperatingAbstract_6" xlink:to="loc_us-gaap_InterestAndFeeIncomeLoansAndLeases_7" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InterestIncomeSecuritiesTaxable" xlink:label="loc_us-gaap_InterestIncomeSecuritiesTaxable_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_InterestAndDividendIncomeOperatingAbstract_6" xlink:to="loc_us-gaap_InterestIncomeSecuritiesTaxable_8" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InterestIncomeSecuritiesTaxExempt" xlink:label="loc_us-gaap_InterestIncomeSecuritiesTaxExempt_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_InterestAndDividendIncomeOperatingAbstract_6" xlink:to="loc_us-gaap_InterestIncomeSecuritiesTaxExempt_9" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_OtherInterestAndDividendIncome" xlink:label="loc_us-gaap_OtherInterestAndDividendIncome_10"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_InterestAndDividendIncomeOperatingAbstract_6" xlink:to="loc_us-gaap_OtherInterestAndDividendIncome_10" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InterestAndDividendIncomeOperating" xlink:label="loc_us-gaap_InterestAndDividendIncomeOperating_11"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_InterestAndDividendIncomeOperatingAbstract_6" xlink:to="loc_us-gaap_InterestAndDividendIncomeOperating_11" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InterestExpenseAbstract" xlink:label="loc_us-gaap_InterestExpenseAbstract_12"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_InterestExpenseAbstract_12" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InterestExpenseDeposits" xlink:label="loc_us-gaap_InterestExpenseDeposits_13"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_InterestExpenseAbstract_12" xlink:to="loc_us-gaap_InterestExpenseDeposits_13" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InterestExpenseBorrowings" xlink:label="loc_us-gaap_InterestExpenseBorrowings_14"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_InterestExpenseAbstract_12" xlink:to="loc_us-gaap_InterestExpenseBorrowings_14" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InterestExpense" xlink:label="loc_us-gaap_InterestExpense_15"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_InterestExpenseAbstract_12" xlink:to="loc_us-gaap_InterestExpense_15" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InterestIncomeExpenseNet" xlink:label="loc_us-gaap_InterestIncomeExpenseNet_16"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_InterestExpenseAbstract_12" xlink:to="loc_us-gaap_InterestIncomeExpenseNet_16" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ProvisionForLoanLeaseAndOtherLosses" xlink:label="loc_us-gaap_ProvisionForLoanLeaseAndOtherLosses_17"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_InterestExpenseAbstract_12" xlink:to="loc_us-gaap_ProvisionForLoanLeaseAndOtherLosses_17" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:label="loc_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_18"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_InterestExpenseAbstract_12" xlink:to="loc_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_18" order="50" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NoninterestIncomeAbstract" xlink:label="loc_us-gaap_NoninterestIncomeAbstract_19"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_NoninterestIncomeAbstract_19" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_RevenueFromContractWithCustomerIncludingAssessedTax" xlink:label="loc_us-gaap_RevenueFromContractWithCustomerIncludingAssessedTax_20"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NoninterestIncomeAbstract_19" xlink:to="loc_us-gaap_RevenueFromContractWithCustomerIncludingAssessedTax_20" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_GainLossOnSalesOfLoansNet" xlink:label="loc_us-gaap_GainLossOnSalesOfLoansNet_21"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NoninterestIncomeAbstract_19" xlink:to="loc_us-gaap_GainLossOnSalesOfLoansNet_21" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BankOwnedLifeInsuranceIncome" xlink:label="loc_us-gaap_BankOwnedLifeInsuranceIncome_22"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NoninterestIncomeAbstract_19" xlink:to="loc_us-gaap_BankOwnedLifeInsuranceIncome_22" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NoninterestIncomeOtherOperatingIncome" xlink:label="loc_us-gaap_NoninterestIncomeOtherOperatingIncome_23"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NoninterestIncomeAbstract_19" xlink:to="loc_us-gaap_NoninterestIncomeOtherOperatingIncome_23" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NoninterestIncome" xlink:label="loc_us-gaap_NoninterestIncome_24"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NoninterestIncomeAbstract_19" xlink:to="loc_us-gaap_NoninterestIncome_24" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NoninterestExpenseAbstract" xlink:label="loc_us-gaap_NoninterestExpenseAbstract_25"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_NoninterestExpenseAbstract_25" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LaborAndRelatedExpense" xlink:label="loc_us-gaap_LaborAndRelatedExpense_26"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_25" xlink:to="loc_us-gaap_LaborAndRelatedExpense_26" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_OccupancyNet" xlink:label="loc_us-gaap_OccupancyNet_27"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_25" xlink:to="loc_us-gaap_OccupancyNet_27" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InformationTechnologyAndDataProcessing" xlink:label="loc_us-gaap_InformationTechnologyAndDataProcessing_28"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_25" xlink:to="loc_us-gaap_InformationTechnologyAndDataProcessing_28" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AmortizationOfIntangibleAssets" xlink:label="loc_us-gaap_AmortizationOfIntangibleAssets_29"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_25" xlink:to="loc_us-gaap_AmortizationOfIntangibleAssets_29" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_MarketingAndAdvertisingExpense" xlink:label="loc_us-gaap_MarketingAndAdvertisingExpense_30"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_25" xlink:to="loc_us-gaap_MarketingAndAdvertisingExpense_30" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FederalDepositInsuranceCorporationPremiumExpense" xlink:label="loc_us-gaap_FederalDepositInsuranceCorporationPremiumExpense_31"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_25" xlink:to="loc_us-gaap_FederalDepositInsuranceCorporationPremiumExpense_31" order="50" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ExciseAndSalesTaxes" xlink:label="loc_us-gaap_ExciseAndSalesTaxes_32"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_25" xlink:to="loc_us-gaap_ExciseAndSalesTaxes_32" order="60" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommunicationsAndInformationTechnology" xlink:label="loc_us-gaap_CommunicationsAndInformationTechnology_33"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_25" xlink:to="loc_us-gaap_CommunicationsAndInformationTechnology_33" order="70" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ProfessionalFees" xlink:label="loc_us-gaap_ProfessionalFees_34"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_25" xlink:to="loc_us-gaap_ProfessionalFees_34" order="80" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LitigationSettlementExpense" xlink:label="loc_us-gaap_LitigationSettlementExpense_35"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_25" xlink:to="loc_us-gaap_LitigationSettlementExpense_35" order="90" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_OtherNoninterestExpense" xlink:label="loc_us-gaap_OtherNoninterestExpense_36"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_25" xlink:to="loc_us-gaap_OtherNoninterestExpense_36" order="100" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NoninterestExpense" xlink:label="loc_us-gaap_NoninterestExpense_37"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_25" xlink:to="loc_us-gaap_NoninterestExpense_37" order="110" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_38"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_38" order="50" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefit_39"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_IncomeTaxExpenseBenefit_39" order="60" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaap_NetIncomeLoss_40"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_NetIncomeLoss_40" order="70" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EarningsPerShareAbstract" xlink:label="loc_us-gaap_EarningsPerShareAbstract_41"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_EarningsPerShareAbstract_41" order="80" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EarningsPerShareBasic" xlink:label="loc_us-gaap_EarningsPerShareBasic_42"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EarningsPerShareAbstract_41" xlink:to="loc_us-gaap_EarningsPerShareBasic_42" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EarningsPerShareDiluted" xlink:label="loc_us-gaap_EarningsPerShareDiluted_43"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EarningsPerShareAbstract_41" xlink:to="loc_us-gaap_EarningsPerShareDiluted_43" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract" xlink:label="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract_44"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract_44" order="90" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xlink:label="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_45"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract_44" xlink:to="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_45" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xlink:label="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_46"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract_44" xlink:to="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_46" order="10" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/CONSOLIDATEDSTATEMENTSOFSHAREHOLDERSEQUITYUnaudited">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_StatementEquityComponentsAxis" xlink:label="loc_us-gaap_StatementEquityComponentsAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementEquityComponentsAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EquityComponentDomain" xlink:label="loc_us-gaap_EquityComponentDomain_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_StatementEquityComponentsAxis_2" xlink:to="loc_us-gaap_EquityComponentDomain_9" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EquityComponentDomain" xlink:label="loc_us-gaap_EquityComponentDomain_9_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_StatementEquityComponentsAxis_2" xlink:to="loc_us-gaap_EquityComponentDomain_9_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NoncontrollingInterestMember" xlink:label="loc_us-gaap_NoncontrollingInterestMember_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EquityComponentDomain_9" xlink:to="loc_us-gaap_NoncontrollingInterestMember_8" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeMember" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeMember_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EquityComponentDomain_9" xlink:to="loc_us-gaap_AccumulatedOtherComprehensiveIncomeMember_7" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DeferredCompensationShareBasedPaymentsMember" xlink:label="loc_us-gaap_DeferredCompensationShareBasedPaymentsMember_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EquityComponentDomain_9" xlink:to="loc_us-gaap_DeferredCompensationShareBasedPaymentsMember_6" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_RetainedEarningsMember" xlink:label="loc_us-gaap_RetainedEarningsMember_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EquityComponentDomain_9" xlink:to="loc_us-gaap_RetainedEarningsMember_5" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AdditionalPaidInCapitalMember" xlink:label="loc_us-gaap_AdditionalPaidInCapitalMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EquityComponentDomain_9" xlink:to="loc_us-gaap_AdditionalPaidInCapitalMember_4" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommonStockMember" xlink:label="loc_us-gaap_CommonStockMember_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EquityComponentDomain_9" xlink:to="loc_us-gaap_CommonStockMember_3" order="50" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncreaseDecreaseInStockholdersEquityRollForward" xlink:label="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_10"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_10" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xlink:label="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_11"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_10" xlink:to="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_11" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_SharesOutstanding" xlink:label="loc_us-gaap_SharesOutstanding_12"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_10" xlink:to="loc_us-gaap_SharesOutstanding_12" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ProfitLoss" xlink:label="loc_us-gaap_ProfitLoss_13"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_10" xlink:to="loc_us-gaap_ProfitLoss_13" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_MinorityInterestDecreaseFromRedemptions" xlink:label="loc_us-gaap_MinorityInterestDecreaseFromRedemptions_14"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_10" xlink:to="loc_us-gaap_MinorityInterestDecreaseFromRedemptions_14" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DividendsCash" xlink:label="loc_us-gaap_DividendsCash_15"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_10" xlink:to="loc_us-gaap_DividendsCash_15" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised" xlink:label="loc_us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised_16"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_10" xlink:to="loc_us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised_16" order="50" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised" xlink:label="loc_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised_17"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_10" xlink:to="loc_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised_17" order="60" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationStockOptionsRequisiteServicePeriodRecognition" xlink:label="loc_us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationStockOptionsRequisiteServicePeriodRecognition_18"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_10" xlink:to="loc_us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationStockOptionsRequisiteServicePeriodRecognition_18" order="70" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption" xlink:label="loc_us-gaap_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption_19"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_10" xlink:to="loc_us-gaap_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption_19" order="80" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AmortizationOfESOPAward" xlink:label="loc_us-gaap_AmortizationOfESOPAward_20"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_10" xlink:to="loc_us-gaap_AmortizationOfESOPAward_20" order="90" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTax_21"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_10" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTax_21" order="100" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncomeLossAttributableToNoncontrollingInterest" xlink:label="loc_us-gaap_IncomeLossAttributableToNoncontrollingInterest_22"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_10" xlink:to="loc_us-gaap_IncomeLossAttributableToNoncontrollingInterest_22" order="110" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/INVESTMENTSECURITIESDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:label="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleTable" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_0" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="loc_us-gaap_FinancialInstrumentAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_1" xlink:to="loc_us-gaap_FinancialInstrumentAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancialInstrumentAxis_2" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancialInstrumentAxis_2" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_MunicipalSecuritiesMember" xlink:label="loc_rvsb_MunicipalSecuritiesMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_3" xlink:to="loc_rvsb_MunicipalSecuritiesMember_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_USGovernmentAgenciesDebtSecuritiesMember" xlink:label="loc_us-gaap_USGovernmentAgenciesDebtSecuritiesMember_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_3" xlink:to="loc_us-gaap_USGovernmentAgenciesDebtSecuritiesMember_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_RealEstateMortgageInvestmentConduitsMember" xlink:label="loc_rvsb_RealEstateMortgageInvestmentConduitsMember_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_3" xlink:to="loc_rvsb_RealEstateMortgageInvestmentConduitsMember_6" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ResidentialMortgageBackedSecuritiesMember" xlink:label="loc_us-gaap_ResidentialMortgageBackedSecuritiesMember_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_3" xlink:to="loc_us-gaap_ResidentialMortgageBackedSecuritiesMember_7" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_OtherMortgageBackedSecuritiesMember" xlink:label="loc_rvsb_OtherMortgageBackedSecuritiesMember_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_3" xlink:to="loc_rvsb_OtherMortgageBackedSecuritiesMember_8" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_0" xlink:to="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_9" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_10"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_0" xlink:to="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_10" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_11"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_0" xlink:to="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_11" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecurities" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_12"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_0" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_12" order="40" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/INVESTMENTSECURITIESDetails1">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems" xlink:label="loc_us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfHeldToMaturitySecuritiesTable" xlink:label="loc_us-gaap_ScheduleOfHeldToMaturitySecuritiesTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems_0" xlink:to="loc_us-gaap_ScheduleOfHeldToMaturitySecuritiesTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="loc_us-gaap_FinancialInstrumentAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfHeldToMaturitySecuritiesTable_1" xlink:to="loc_us-gaap_FinancialInstrumentAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancialInstrumentAxis_2" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancialInstrumentAxis_2" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ResidentialMortgageBackedSecuritiesMember" xlink:label="loc_us-gaap_ResidentialMortgageBackedSecuritiesMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_3" xlink:to="loc_us-gaap_ResidentialMortgageBackedSecuritiesMember_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_HeldToMaturitySecurities" xlink:label="loc_us-gaap_HeldToMaturitySecurities_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems_0" xlink:to="loc_us-gaap_HeldToMaturitySecurities_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems_0" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain_6" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems_0" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss_7" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_HeldToMaturitySecuritiesFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesFairValue_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems_0" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesFairValue_8" order="40" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/INVESTMENTSECURITIESDetails4">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:label="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleTable" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_0" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="loc_us-gaap_FinancialInstrumentAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_1" xlink:to="loc_us-gaap_FinancialInstrumentAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancialInstrumentAxis_2" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancialInstrumentAxis_2" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_MunicipalSecuritiesMember" xlink:label="loc_rvsb_MunicipalSecuritiesMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_3" xlink:to="loc_rvsb_MunicipalSecuritiesMember_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_USGovernmentAgenciesDebtSecuritiesMember" xlink:label="loc_us-gaap_USGovernmentAgenciesDebtSecuritiesMember_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_3" xlink:to="loc_us-gaap_USGovernmentAgenciesDebtSecuritiesMember_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_RealEstateMortgageInvestmentConduitsMember" xlink:label="loc_rvsb_RealEstateMortgageInvestmentConduitsMember_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_3" xlink:to="loc_rvsb_RealEstateMortgageInvestmentConduitsMember_6" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ResidentialMortgageBackedSecuritiesMember" xlink:label="loc_us-gaap_ResidentialMortgageBackedSecuritiesMember_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_3" xlink:to="loc_us-gaap_ResidentialMortgageBackedSecuritiesMember_7" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_OtherMortgageBackedSecuritiesMember" xlink:label="loc_rvsb_OtherMortgageBackedSecuritiesMember_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_3" xlink:to="loc_rvsb_OtherMortgageBackedSecuritiesMember_8" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_0" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_9" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_10"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_0" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_10" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_11"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_0" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_11" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_12"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_0" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_12" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition_13"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_0" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition_13" order="50" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_14"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_0" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_14" order="60" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/INVESTMENTSECURITIESDetailTextuals">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:label="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleTable" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_0" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="loc_us-gaap_FinancialInstrumentAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_1" xlink:to="loc_us-gaap_FinancialInstrumentAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancialInstrumentAxis_2" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancialInstrumentAxis_2" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AvailableforsaleSecuritiesMember" xlink:label="loc_us-gaap_AvailableforsaleSecuritiesMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_3" xlink:to="loc_us-gaap_AvailableforsaleSecuritiesMember_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_0" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_Available-For-SaleSecuritiesGrossRealizedGainIncomeTax" xlink:label="loc_rvsb_Available-For-SaleSecuritiesGrossRealizedGainIncomeTax_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_0" xlink:to="loc_rvsb_Available-For-SaleSecuritiesGrossRealizedGainIncomeTax_6" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_PledgedAssetsSeparatelyReportedSecuritiesPledgedAsCollateralAtAmortizedCost" xlink:label="loc_rvsb_PledgedAssetsSeparatelyReportedSecuritiesPledgedAsCollateralAtAmortizedCost_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_0" xlink:to="loc_rvsb_PledgedAssetsSeparatelyReportedSecuritiesPledgedAsCollateralAtAmortizedCost_7" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedAsCollateralAtFairValue" xlink:label="loc_us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedAsCollateralAtFairValue_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_0" xlink:to="loc_us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedAsCollateralAtFairValue_8" order="40" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/FAIRVALUEMEASUREMENTSFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_0" xlink:to="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueByMeasurementFrequencyAxis" xlink:label="loc_us-gaap_FairValueByMeasurementFrequencyAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1" xlink:to="loc_us-gaap_FairValueByMeasurementFrequencyAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueMeasurementFrequencyDomain" xlink:label="loc_us-gaap_FairValueMeasurementFrequencyDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FairValueByMeasurementFrequencyAxis_2" xlink:to="loc_us-gaap_FairValueMeasurementFrequencyDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueMeasurementFrequencyDomain" xlink:label="loc_us-gaap_FairValueMeasurementFrequencyDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FairValueByMeasurementFrequencyAxis_2" xlink:to="loc_us-gaap_FairValueMeasurementFrequencyDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueMeasurementsRecurringMember" xlink:label="loc_us-gaap_FairValueMeasurementsRecurringMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueMeasurementFrequencyDomain_3" xlink:to="loc_us-gaap_FairValueMeasurementsRecurringMember_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueByMeasurementBasisAxis" xlink:label="loc_us-gaap_FairValueByMeasurementBasisAxis_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1" xlink:to="loc_us-gaap_FairValueByMeasurementBasisAxis_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PortionAtFairValueFairValueDisclosureMember" xlink:label="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FairValueByMeasurementBasisAxis_5" xlink:to="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_6" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PortionAtFairValueFairValueDisclosureMember" xlink:label="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_6_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FairValueByMeasurementBasisAxis_5" xlink:to="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_6_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EstimateOfFairValueFairValueDisclosureMember" xlink:label="loc_us-gaap_EstimateOfFairValueFairValueDisclosureMember_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_6" xlink:to="loc_us-gaap_EstimateOfFairValueFairValueDisclosureMember_7" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:label="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1" xlink:to="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_8" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_8" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_9" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_9_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_8" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_9_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueInputsLevel1Member" xlink:label="loc_us-gaap_FairValueInputsLevel1Member_10"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_9" xlink:to="loc_us-gaap_FairValueInputsLevel1Member_10" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueInputsLevel2Member" xlink:label="loc_us-gaap_FairValueInputsLevel2Member_11"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_9" xlink:to="loc_us-gaap_FairValueInputsLevel2Member_11" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueInputsLevel3Member" xlink:label="loc_us-gaap_FairValueInputsLevel3Member_12"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_9" xlink:to="loc_us-gaap_FairValueInputsLevel3Member_12" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="loc_us-gaap_FinancialInstrumentAxis_13"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1" xlink:to="loc_us-gaap_FinancialInstrumentAxis_13" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_14"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancialInstrumentAxis_13" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_14" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_14_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancialInstrumentAxis_13" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_14_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_MunicipalSecuritiesMember" xlink:label="loc_rvsb_MunicipalSecuritiesMember_15"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_14" xlink:to="loc_rvsb_MunicipalSecuritiesMember_15" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_USGovernmentAgenciesDebtSecuritiesMember" xlink:label="loc_us-gaap_USGovernmentAgenciesDebtSecuritiesMember_16"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_14" xlink:to="loc_us-gaap_USGovernmentAgenciesDebtSecuritiesMember_16" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_RealEstateMortgageInvestmentConduitsMember" xlink:label="loc_rvsb_RealEstateMortgageInvestmentConduitsMember_17"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_14" xlink:to="loc_rvsb_RealEstateMortgageInvestmentConduitsMember_17" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ResidentialMortgageBackedSecuritiesMember" xlink:label="loc_us-gaap_ResidentialMortgageBackedSecuritiesMember_18"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_14" xlink:to="loc_us-gaap_ResidentialMortgageBackedSecuritiesMember_18" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_OtherMortgageBackedSecuritiesMember" xlink:label="loc_rvsb_OtherMortgageBackedSecuritiesMember_19"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_14" xlink:to="loc_rvsb_OtherMortgageBackedSecuritiesMember_19" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InvestmentsFairValueDisclosure" xlink:label="loc_us-gaap_InvestmentsFairValueDisclosure_20"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_0" xlink:to="loc_us-gaap_InvestmentsFairValueDisclosure_20" order="10" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/FairValueMeasurementsAssetsMeasuredAtFairValueOnNonRecurringBasisDetails1">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_0" xlink:to="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueByMeasurementFrequencyAxis" xlink:label="loc_us-gaap_FairValueByMeasurementFrequencyAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1" xlink:to="loc_us-gaap_FairValueByMeasurementFrequencyAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueMeasurementFrequencyDomain" xlink:label="loc_us-gaap_FairValueMeasurementFrequencyDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FairValueByMeasurementFrequencyAxis_2" xlink:to="loc_us-gaap_FairValueMeasurementFrequencyDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueMeasurementFrequencyDomain" xlink:label="loc_us-gaap_FairValueMeasurementFrequencyDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FairValueByMeasurementFrequencyAxis_2" xlink:to="loc_us-gaap_FairValueMeasurementFrequencyDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueMeasurementsNonrecurringMember" xlink:label="loc_us-gaap_FairValueMeasurementsNonrecurringMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueMeasurementFrequencyDomain_3" xlink:to="loc_us-gaap_FairValueMeasurementsNonrecurringMember_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueByMeasurementBasisAxis" xlink:label="loc_us-gaap_FairValueByMeasurementBasisAxis_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1" xlink:to="loc_us-gaap_FairValueByMeasurementBasisAxis_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PortionAtFairValueFairValueDisclosureMember" xlink:label="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FairValueByMeasurementBasisAxis_5" xlink:to="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_6" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PortionAtFairValueFairValueDisclosureMember" xlink:label="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_6_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FairValueByMeasurementBasisAxis_5" xlink:to="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_6_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EstimateOfFairValueFairValueDisclosureMember" xlink:label="loc_us-gaap_EstimateOfFairValueFairValueDisclosureMember_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_6" xlink:to="loc_us-gaap_EstimateOfFairValueFairValueDisclosureMember_7" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:label="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1" xlink:to="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_8" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_8" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_9" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_9_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_8" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_9_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueInputsLevel1Member" xlink:label="loc_us-gaap_FairValueInputsLevel1Member_10"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_9" xlink:to="loc_us-gaap_FairValueInputsLevel1Member_10" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueInputsLevel2Member" xlink:label="loc_us-gaap_FairValueInputsLevel2Member_11"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_9" xlink:to="loc_us-gaap_FairValueInputsLevel2Member_11" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueInputsLevel3Member" xlink:label="loc_us-gaap_FairValueInputsLevel3Member_12"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_9" xlink:to="loc_us-gaap_FairValueInputsLevel3Member_12" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="loc_us-gaap_FinancialInstrumentAxis_13"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1" xlink:to="loc_us-gaap_FinancialInstrumentAxis_13" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_14"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancialInstrumentAxis_13" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_14" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_14_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancialInstrumentAxis_13" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_14_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_ImpairedLoansMember" xlink:label="loc_rvsb_ImpairedLoansMember_15"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_14" xlink:to="loc_rvsb_ImpairedLoansMember_15" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AssetsFairValueDisclosure" xlink:label="loc_us-gaap_AssetsFairValueDisclosure_16"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_0" xlink:to="loc_us-gaap_AssetsFairValueDisclosure_16" order="10" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/FairValueMeasurementsLevel3InputsForFinancialInstrumentsMeasuredAtFairValueDetails2">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_0" xlink:to="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueByMeasurementFrequencyAxis" xlink:label="loc_us-gaap_FairValueByMeasurementFrequencyAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1" xlink:to="loc_us-gaap_FairValueByMeasurementFrequencyAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueMeasurementFrequencyDomain" xlink:label="loc_us-gaap_FairValueMeasurementFrequencyDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FairValueByMeasurementFrequencyAxis_2" xlink:to="loc_us-gaap_FairValueMeasurementFrequencyDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueMeasurementFrequencyDomain" xlink:label="loc_us-gaap_FairValueMeasurementFrequencyDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FairValueByMeasurementFrequencyAxis_2" xlink:to="loc_us-gaap_FairValueMeasurementFrequencyDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueMeasurementsNonrecurringMember" xlink:label="loc_us-gaap_FairValueMeasurementsNonrecurringMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueMeasurementFrequencyDomain_3" xlink:to="loc_us-gaap_FairValueMeasurementsNonrecurringMember_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:label="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1" xlink:to="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_5" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_6" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_6_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_5" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_6_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueInputsLevel3Member" xlink:label="loc_us-gaap_FairValueInputsLevel3Member_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_6" xlink:to="loc_us-gaap_FairValueInputsLevel3Member_7" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="loc_us-gaap_FinancialInstrumentAxis_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1" xlink:to="loc_us-gaap_FinancialInstrumentAxis_8" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancialInstrumentAxis_8" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_9" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_9_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancialInstrumentAxis_8" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_9_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_ImpairedLoansMember" xlink:label="loc_rvsb_ImpairedLoansMember_10"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_9" xlink:to="loc_rvsb_ImpairedLoansMember_10" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ValuationTechniqueAxis" xlink:label="loc_us-gaap_ValuationTechniqueAxis_11"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1" xlink:to="loc_us-gaap_ValuationTechniqueAxis_11" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ValuationTechniqueDomain" xlink:label="loc_us-gaap_ValuationTechniqueDomain_12"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_ValuationTechniqueAxis_11" xlink:to="loc_us-gaap_ValuationTechniqueDomain_12" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ValuationTechniqueDomain" xlink:label="loc_us-gaap_ValuationTechniqueDomain_12_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_ValuationTechniqueAxis_11" xlink:to="loc_us-gaap_ValuationTechniqueDomain_12_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ValuationTechniqueDiscountedCashFlowMember" xlink:label="loc_us-gaap_ValuationTechniqueDiscountedCashFlowMember_13"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ValuationTechniqueDomain_12" xlink:to="loc_us-gaap_ValuationTechniqueDiscountedCashFlowMember_13" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_MeasurementInputTypeAxis" xlink:label="loc_us-gaap_MeasurementInputTypeAxis_14"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1" xlink:to="loc_us-gaap_MeasurementInputTypeAxis_14" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_MeasurementInputTypeDomain" xlink:label="loc_us-gaap_MeasurementInputTypeDomain_15"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_MeasurementInputTypeAxis_14" xlink:to="loc_us-gaap_MeasurementInputTypeDomain_15" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_MeasurementInputTypeDomain" xlink:label="loc_us-gaap_MeasurementInputTypeDomain_15_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_MeasurementInputTypeAxis_14" xlink:to="loc_us-gaap_MeasurementInputTypeDomain_15_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_MeasurementInputDiscountRateMember" xlink:label="loc_us-gaap_MeasurementInputDiscountRateMember_16"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_MeasurementInputTypeDomain_15" xlink:to="loc_us-gaap_MeasurementInputDiscountRateMember_16" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_RangeAxis" xlink:label="loc_srt_RangeAxis_17"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1" xlink:to="loc_srt_RangeAxis_17" order="50" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_RangeMember" xlink:label="loc_srt_RangeMember_18"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_srt_RangeAxis_17" xlink:to="loc_srt_RangeMember_18" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_RangeMember" xlink:label="loc_srt_RangeMember_18_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_srt_RangeAxis_17" xlink:to="loc_srt_RangeMember_18_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_MinimumMember" xlink:label="loc_srt_MinimumMember_19"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_RangeMember_18" xlink:to="loc_srt_MinimumMember_19" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_MaximumMember" xlink:label="loc_srt_MaximumMember_20"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_RangeMember_18" xlink:to="loc_srt_MaximumMember_20" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_ImpairedLoansMeasurementInput" xlink:label="loc_rvsb_ImpairedLoansMeasurementInput_21"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_0" xlink:to="loc_rvsb_ImpairedLoansMeasurementInput_21" order="10" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/FairValueMeasurementsFairValueOptionQuantitativeDisclosuresDetails3">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_0" xlink:to="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:label="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1" xlink:to="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_2" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_2" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueInputsLevel1Member" xlink:label="loc_us-gaap_FairValueInputsLevel1Member_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_3" xlink:to="loc_us-gaap_FairValueInputsLevel1Member_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueInputsLevel2Member" xlink:label="loc_us-gaap_FairValueInputsLevel2Member_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_3" xlink:to="loc_us-gaap_FairValueInputsLevel2Member_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueInputsLevel3Member" xlink:label="loc_us-gaap_FairValueInputsLevel3Member_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_3" xlink:to="loc_us-gaap_FairValueInputsLevel3Member_6" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueByMeasurementBasisAxis" xlink:label="loc_us-gaap_FairValueByMeasurementBasisAxis_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1" xlink:to="loc_us-gaap_FairValueByMeasurementBasisAxis_7" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PortionAtFairValueFairValueDisclosureMember" xlink:label="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FairValueByMeasurementBasisAxis_7" xlink:to="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_8" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PortionAtFairValueFairValueDisclosureMember" xlink:label="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_8_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FairValueByMeasurementBasisAxis_7" xlink:to="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_8_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EstimateOfFairValueFairValueDisclosureMember" xlink:label="loc_us-gaap_EstimateOfFairValueFairValueDisclosureMember_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_8" xlink:to="loc_us-gaap_EstimateOfFairValueFairValueDisclosureMember_9" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CarryingReportedAmountFairValueDisclosureMember" xlink:label="loc_us-gaap_CarryingReportedAmountFairValueDisclosureMember_10"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_8" xlink:to="loc_us-gaap_CarryingReportedAmountFairValueDisclosureMember_10" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="loc_us-gaap_FinancialInstrumentAxis_11"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1" xlink:to="loc_us-gaap_FinancialInstrumentAxis_11" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_12"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancialInstrumentAxis_11" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_12" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_12_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancialInstrumentAxis_11" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_12_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CashMember" xlink:label="loc_us-gaap_CashMember_13"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_12" xlink:to="loc_us-gaap_CashMember_13" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CertificatesOfDepositMember" xlink:label="loc_us-gaap_CertificatesOfDepositMember_14"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_12" xlink:to="loc_us-gaap_CertificatesOfDepositMember_14" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_LoansHeldForSaleMember" xlink:label="loc_rvsb_LoansHeldForSaleMember_15"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_12" xlink:to="loc_rvsb_LoansHeldForSaleMember_15" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AvailableforsaleSecuritiesMember" xlink:label="loc_us-gaap_AvailableforsaleSecuritiesMember_16"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_12" xlink:to="loc_us-gaap_AvailableforsaleSecuritiesMember_16" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_HeldtomaturitySecuritiesMember" xlink:label="loc_us-gaap_HeldtomaturitySecuritiesMember_17"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_12" xlink:to="loc_us-gaap_HeldtomaturitySecuritiesMember_17" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LoansReceivableMember" xlink:label="loc_us-gaap_LoansReceivableMember_18"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_12" xlink:to="loc_us-gaap_LoansReceivableMember_18" order="50" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InvestmentInFederalHomeLoanBankStockMember" xlink:label="loc_us-gaap_InvestmentInFederalHomeLoanBankStockMember_19"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_12" xlink:to="loc_us-gaap_InvestmentInFederalHomeLoanBankStockMember_19" order="60" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DemandDepositsMember" xlink:label="loc_us-gaap_DemandDepositsMember_20"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_12" xlink:to="loc_us-gaap_DemandDepositsMember_20" order="70" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_TimeDepositsMember" xlink:label="loc_rvsb_TimeDepositsMember_21"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_12" xlink:to="loc_rvsb_TimeDepositsMember_21" order="80" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FederalHomeLoanBankAdvancesMember" xlink:label="loc_us-gaap_FederalHomeLoanBankAdvancesMember_22"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_12" xlink:to="loc_us-gaap_FederalHomeLoanBankAdvancesMember_22" order="90" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_SubordinatedDebtObligationsMember" xlink:label="loc_us-gaap_SubordinatedDebtObligationsMember_23"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_12" xlink:to="loc_us-gaap_SubordinatedDebtObligationsMember_23" order="100" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_CapitalLeaseObligationMember" xlink:label="loc_rvsb_CapitalLeaseObligationMember_24"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_12" xlink:to="loc_rvsb_CapitalLeaseObligationMember_24" order="110" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AssetsFairValueDisclosure" xlink:label="loc_us-gaap_AssetsFairValueDisclosure_25"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_0" xlink:to="loc_us-gaap_AssetsFairValueDisclosure_25" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LiabilitiesFairValueDisclosure" xlink:label="loc_us-gaap_LiabilitiesFairValueDisclosure_26"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_0" xlink:to="loc_us-gaap_LiabilitiesFairValueDisclosure_26" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_CertificatesOfDeposit1Member" xlink:label="loc_rvsb_CertificatesOfDeposit1Member"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_12" xlink:to="loc_rvsb_CertificatesOfDeposit1Member" order="120" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/REVENUEFROMCONTRACTSWITHCUSTOMERSDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EntityWideInformationRevenueFromExternalCustomerLineItems" xlink:label="loc_us-gaap_EntityWideInformationRevenueFromExternalCustomerLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfEntityWideInformationRevenueFromExternalCustomersByProductsAndServicesTable" xlink:label="loc_us-gaap_ScheduleOfEntityWideInformationRevenueFromExternalCustomersByProductsAndServicesTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_EntityWideInformationRevenueFromExternalCustomerLineItems_0" xlink:to="loc_us-gaap_ScheduleOfEntityWideInformationRevenueFromExternalCustomersByProductsAndServicesTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_ProductOrServiceAxis" xlink:label="loc_srt_ProductOrServiceAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfEntityWideInformationRevenueFromExternalCustomersByProductsAndServicesTable_1" xlink:to="loc_srt_ProductOrServiceAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_ProductsAndServicesDomain" xlink:label="loc_srt_ProductsAndServicesDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_srt_ProductOrServiceAxis_2" xlink:to="loc_srt_ProductsAndServicesDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_ProductsAndServicesDomain" xlink:label="loc_srt_ProductsAndServicesDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_srt_ProductOrServiceAxis_2" xlink:to="loc_srt_ProductsAndServicesDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AssetManagement1Member" xlink:label="loc_us-gaap_AssetManagement1Member_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_ProductsAndServicesDomain_3" xlink:to="loc_us-gaap_AssetManagement1Member_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DebitCardMember" xlink:label="loc_us-gaap_DebitCardMember_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_ProductsAndServicesDomain_3" xlink:to="loc_us-gaap_DebitCardMember_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DepositAccountMember" xlink:label="loc_us-gaap_DepositAccountMember_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_ProductsAndServicesDomain_3" xlink:to="loc_us-gaap_DepositAccountMember_6" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_LoanRelatedFeesMember" xlink:label="loc_rvsb_LoanRelatedFeesMember_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_ProductsAndServicesDomain_3" xlink:to="loc_rvsb_LoanRelatedFeesMember_7" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_RevenueFromContractWithCustomerIncludingAssessedTax" xlink:label="loc_us-gaap_RevenueFromContractWithCustomerIncludingAssessedTax_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EntityWideInformationRevenueFromExternalCustomerLineItems_0" xlink:to="loc_us-gaap_RevenueFromContractWithCustomerIncludingAssessedTax_8" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BankOwnedLifeInsuranceIncome" xlink:label="loc_us-gaap_BankOwnedLifeInsuranceIncome_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EntityWideInformationRevenueFromExternalCustomerLineItems_0" xlink:to="loc_us-gaap_BankOwnedLifeInsuranceIncome_9" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_GainLossOnSalesOfLoansNet" xlink:label="loc_us-gaap_GainLossOnSalesOfLoansNet_10"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EntityWideInformationRevenueFromExternalCustomerLineItems_0" xlink:to="loc_us-gaap_GainLossOnSalesOfLoansNet_10" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_LoanServicingFees" xlink:label="loc_rvsb_LoanServicingFees_11"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EntityWideInformationRevenueFromExternalCustomerLineItems_0" xlink:to="loc_rvsb_LoanServicingFees_11" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NoninterestIncomeOther" xlink:label="loc_us-gaap_NoninterestIncomeOther_12"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EntityWideInformationRevenueFromExternalCustomerLineItems_0" xlink:to="loc_us-gaap_NoninterestIncomeOther_12" order="50" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NoninterestIncome" xlink:label="loc_us-gaap_NoninterestIncome_13"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EntityWideInformationRevenueFromExternalCustomerLineItems_0" xlink:to="loc_us-gaap_NoninterestIncome_13" order="60" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/SUMMARYOFSIGNIFICANTACCOUNTINGPOLICIESDetailTextuals1">
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_SummaryOfSignificantAccountingPoliciesLineItems" xlink:label="loc_rvsb_SummaryOfSignificantAccountingPoliciesLineItems_0"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_SummaryOfSignificantAccountingPoliciesTable" xlink:label="loc_rvsb_SummaryOfSignificantAccountingPoliciesTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_rvsb_SummaryOfSignificantAccountingPoliciesLineItems_0" xlink:to="loc_rvsb_SummaryOfSignificantAccountingPoliciesTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueByMeasurementBasisAxis" xlink:label="loc_us-gaap_FairValueByMeasurementBasisAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_rvsb_SummaryOfSignificantAccountingPoliciesTable_1" xlink:to="loc_us-gaap_FairValueByMeasurementBasisAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PortionAtFairValueFairValueDisclosureMember" xlink:label="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FairValueByMeasurementBasisAxis_2" xlink:to="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PortionAtFairValueFairValueDisclosureMember" xlink:label="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FairValueByMeasurementBasisAxis_2" xlink:to="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EstimateOfFairValueFairValueDisclosureMember" xlink:label="loc_us-gaap_EstimateOfFairValueFairValueDisclosureMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_3" xlink:to="loc_us-gaap_EstimateOfFairValueFairValueDisclosureMember_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PropertyPlantAndEquipmentByTypeAxis" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentByTypeAxis_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_rvsb_SummaryOfSignificantAccountingPoliciesTable_1" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentByTypeAxis_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PropertyPlantAndEquipmentTypeDomain" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentByTypeAxis_5" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_6" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PropertyPlantAndEquipmentTypeDomain" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_6_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentByTypeAxis_5" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_6_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BuildingImprovementsMember" xlink:label="loc_us-gaap_BuildingImprovementsMember_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_6" xlink:to="loc_us-gaap_BuildingImprovementsMember_7" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FurnitureAndFixturesMember" xlink:label="loc_us-gaap_FurnitureAndFixturesMember_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_6" xlink:to="loc_us-gaap_FurnitureAndFixturesMember_8" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LeaseholdImprovementsMember" xlink:label="loc_us-gaap_LeaseholdImprovementsMember_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_6" xlink:to="loc_us-gaap_LeaseholdImprovementsMember_9" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_10"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_rvsb_SummaryOfSignificantAccountingPoliciesTable_1" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_10" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_11"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_10" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_11" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_11_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_10" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_11_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CoreDepositsMember" xlink:label="loc_us-gaap_CoreDepositsMember_12"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_11" xlink:to="loc_us-gaap_CoreDepositsMember_12" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessAcquisitionAxis" xlink:label="loc_us-gaap_BusinessAcquisitionAxis_13"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_rvsb_SummaryOfSignificantAccountingPoliciesTable_1" xlink:to="loc_us-gaap_BusinessAcquisitionAxis_13" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessAcquisitionAcquireeDomain" xlink:label="loc_us-gaap_BusinessAcquisitionAcquireeDomain_14"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_BusinessAcquisitionAxis_13" xlink:to="loc_us-gaap_BusinessAcquisitionAcquireeDomain_14" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessAcquisitionAcquireeDomain" xlink:label="loc_us-gaap_BusinessAcquisitionAcquireeDomain_14_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_BusinessAcquisitionAxis_13" xlink:to="loc_us-gaap_BusinessAcquisitionAcquireeDomain_14_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_MerchantsBancorpMember" xlink:label="loc_rvsb_MerchantsBancorpMember_15"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_BusinessAcquisitionAcquireeDomain_14" xlink:to="loc_rvsb_MerchantsBancorpMember_15" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NewAccountingPronouncementEarlyAdoptionAxis" xlink:label="loc_us-gaap_NewAccountingPronouncementEarlyAdoptionAxis_16"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_rvsb_SummaryOfSignificantAccountingPoliciesTable_1" xlink:to="loc_us-gaap_NewAccountingPronouncementEarlyAdoptionAxis_16" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NewAccountingPrinciplesEarlyAdoptionMember" xlink:label="loc_us-gaap_NewAccountingPrinciplesEarlyAdoptionMember_17"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_NewAccountingPronouncementEarlyAdoptionAxis_16" xlink:to="loc_us-gaap_NewAccountingPrinciplesEarlyAdoptionMember_17" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NewAccountingPrinciplesEarlyAdoptionMember" xlink:label="loc_us-gaap_NewAccountingPrinciplesEarlyAdoptionMember_17_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_NewAccountingPronouncementEarlyAdoptionAxis_16" xlink:to="loc_us-gaap_NewAccountingPrinciplesEarlyAdoptionMember_17_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AdjustmentsForNewAccountingPrincipleEarlyAdoptionMember" xlink:label="loc_us-gaap_AdjustmentsForNewAccountingPrincipleEarlyAdoptionMember_18"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NewAccountingPrinciplesEarlyAdoptionMember_17" xlink:to="loc_us-gaap_AdjustmentsForNewAccountingPrincipleEarlyAdoptionMember_18" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AccountingStandardsUpdate201602Member" xlink:label="loc_us-gaap_AccountingStandardsUpdate201602Member_19"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NewAccountingPrinciplesEarlyAdoptionMember_17" xlink:to="loc_us-gaap_AccountingStandardsUpdate201602Member_19" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PropertyPlantAndEquipmentEstimatedUsefulLives" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentEstimatedUsefulLives_20"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_rvsb_SummaryOfSignificantAccountingPoliciesLineItems_0" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentEstimatedUsefulLives_20" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsRemainingAmortizationPeriod1" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsRemainingAmortizationPeriod1_21"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_rvsb_SummaryOfSignificantAccountingPoliciesLineItems_0" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsRemainingAmortizationPeriod1_21" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCdi" xlink:label="loc_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCdi_22"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_rvsb_SummaryOfSignificantAccountingPoliciesLineItems_0" xlink:to="loc_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCdi_22" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FiniteLivedCoreDepositsGross" xlink:label="loc_us-gaap_FiniteLivedCoreDepositsGross_23"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_rvsb_SummaryOfSignificantAccountingPoliciesLineItems_0" xlink:to="loc_us-gaap_FiniteLivedCoreDepositsGross_23" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization_24"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_rvsb_SummaryOfSignificantAccountingPoliciesLineItems_0" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization_24" order="50" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths_25"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_rvsb_SummaryOfSignificantAccountingPoliciesLineItems_0" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths_25" order="60" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo_26"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_rvsb_SummaryOfSignificantAccountingPoliciesLineItems_0" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo_26" order="70" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree_27"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_rvsb_SummaryOfSignificantAccountingPoliciesLineItems_0" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree_27" order="80" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour_28"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_rvsb_SummaryOfSignificantAccountingPoliciesLineItems_0" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour_28" order="90" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive_29"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_rvsb_SummaryOfSignificantAccountingPoliciesLineItems_0" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive_29" order="100" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive_30"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_rvsb_SummaryOfSignificantAccountingPoliciesLineItems_0" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive_30" order="110" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AssetsHeldInTrust" xlink:label="loc_us-gaap_AssetsHeldInTrust_31"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_rvsb_SummaryOfSignificantAccountingPoliciesLineItems_0" xlink:to="loc_us-gaap_AssetsHeldInTrust_31" order="120" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_EarlyAdoptionOfReclassificationOfTaxEffectsFromAociToRetainedEarnings" xlink:label="loc_rvsb_EarlyAdoptionOfReclassificationOfTaxEffectsFromAociToRetainedEarnings_32"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_rvsb_SummaryOfSignificantAccountingPoliciesLineItems_0" xlink:to="loc_rvsb_EarlyAdoptionOfReclassificationOfTaxEffectsFromAociToRetainedEarnings_32" order="130" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncreaseDecreaseInOperatingCapital" xlink:label="loc_us-gaap_IncreaseDecreaseInOperatingCapital_33"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_rvsb_SummaryOfSignificantAccountingPoliciesLineItems_0" xlink:to="loc_us-gaap_IncreaseDecreaseInOperatingCapital_33" order="140" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/BUSINESSCOMBINATIONSDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessAcquisitionLineItems" xlink:label="loc_us-gaap_BusinessAcquisitionLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable" xlink:label="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_0" xlink:to="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessAcquisitionAxis" xlink:label="loc_us-gaap_BusinessAcquisitionAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_1" xlink:to="loc_us-gaap_BusinessAcquisitionAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessAcquisitionAcquireeDomain" xlink:label="loc_us-gaap_BusinessAcquisitionAcquireeDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_BusinessAcquisitionAxis_2" xlink:to="loc_us-gaap_BusinessAcquisitionAcquireeDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessAcquisitionAcquireeDomain" xlink:label="loc_us-gaap_BusinessAcquisitionAcquireeDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_BusinessAcquisitionAxis_2" xlink:to="loc_us-gaap_BusinessAcquisitionAcquireeDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_MerchantsBancorpMember" xlink:label="loc_rvsb_MerchantsBancorpMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_BusinessAcquisitionAcquireeDomain_3" xlink:to="loc_rvsb_MerchantsBancorpMember_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueByMeasurementBasisAxis" xlink:label="loc_us-gaap_FairValueByMeasurementBasisAxis_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_1" xlink:to="loc_us-gaap_FairValueByMeasurementBasisAxis_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PortionAtFairValueFairValueDisclosureMember" xlink:label="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FairValueByMeasurementBasisAxis_5" xlink:to="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_6" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PortionAtFairValueFairValueDisclosureMember" xlink:label="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_6_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FairValueByMeasurementBasisAxis_5" xlink:to="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_6_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CarryingReportedAmountFairValueDisclosureMember" xlink:label="loc_us-gaap_CarryingReportedAmountFairValueDisclosureMember_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_6" xlink:to="loc_us-gaap_CarryingReportedAmountFairValueDisclosureMember_7" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ChangeDuringPeriodFairValueDisclosureMember" xlink:label="loc_us-gaap_ChangeDuringPeriodFairValueDisclosureMember_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_6" xlink:to="loc_us-gaap_ChangeDuringPeriodFairValueDisclosureMember_8" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EstimateOfFairValueFairValueDisclosureMember" xlink:label="loc_us-gaap_EstimateOfFairValueFairValueDisclosureMember_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_6" xlink:to="loc_us-gaap_EstimateOfFairValueFairValueDisclosureMember_9" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PaymentsToAcquireBusinessesGross" xlink:label="loc_us-gaap_PaymentsToAcquireBusinessesGross_10"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_0" xlink:to="loc_us-gaap_PaymentsToAcquireBusinessesGross_10" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNetAbstract" xlink:label="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNetAbstract_11"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_0" xlink:to="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNetAbstract_11" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssetsAbstract" xlink:label="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssetsAbstract_12"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNetAbstract_11" xlink:to="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssetsAbstract_12" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCashAndEquivalents" xlink:label="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCashAndEquivalents_13"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssetsAbstract_12" xlink:to="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCashAndEquivalents_13" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLoansReceivable" xlink:label="loc_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLoansReceivable_14"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssetsAbstract_12" xlink:to="loc_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLoansReceivable_14" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCdi" xlink:label="loc_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCdi_15"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssetsAbstract_12" xlink:to="loc_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCdi_15" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedPropertyPlantAndEquipment" xlink:label="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedPropertyPlantAndEquipment_16"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssetsAbstract_12" xlink:to="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedPropertyPlantAndEquipment_16" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedBankOwnedLifeInsurance" xlink:label="loc_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedBankOwnedLifeInsurance_17"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssetsAbstract_12" xlink:to="loc_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedBankOwnedLifeInsurance_17" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedInterestReceivableAndOtherAssets" xlink:label="loc_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedInterestReceivableAndOtherAssets_18"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssetsAbstract_12" xlink:to="loc_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedInterestReceivableAndOtherAssets_18" order="50" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets" xlink:label="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets_19"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssetsAbstract_12" xlink:to="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets_19" order="60" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilitiesAbstract" xlink:label="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilitiesAbstract_20"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNetAbstract_11" xlink:to="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilitiesAbstract_20" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDeposits" xlink:label="loc_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDeposits_21"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilitiesAbstract_20" xlink:to="loc_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDeposits_21" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedJuniorSubordinatedDebentures" xlink:label="loc_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedJuniorSubordinatedDebentures_22"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilitiesAbstract_20" xlink:to="loc_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedJuniorSubordinatedDebentures_22" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedExpensesAndOtherLiabilities" xlink:label="loc_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedExpensesAndOtherLiabilities_23"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilitiesAbstract_20" xlink:to="loc_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedExpensesAndOtherLiabilities_23" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilities" xlink:label="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilities_24"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNetAbstract_11" xlink:to="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilities_24" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet" xlink:label="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet_25"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNetAbstract_11" xlink:to="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet_25" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_Goodwill" xlink:label="loc_us-gaap_Goodwill_26"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNetAbstract_11" xlink:to="loc_us-gaap_Goodwill_26" order="40" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/BUSINESSCOMBINATIONSDetails1">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessAcquisitionLineItems" xlink:label="loc_us-gaap_BusinessAcquisitionLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable" xlink:label="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_0" xlink:to="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessAcquisitionAxis" xlink:label="loc_us-gaap_BusinessAcquisitionAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_1" xlink:to="loc_us-gaap_BusinessAcquisitionAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessAcquisitionAcquireeDomain" xlink:label="loc_us-gaap_BusinessAcquisitionAcquireeDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_BusinessAcquisitionAxis_2" xlink:to="loc_us-gaap_BusinessAcquisitionAcquireeDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessAcquisitionAcquireeDomain" xlink:label="loc_us-gaap_BusinessAcquisitionAcquireeDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_BusinessAcquisitionAxis_2" xlink:to="loc_us-gaap_BusinessAcquisitionAcquireeDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_MerchantsBancorpMember" xlink:label="loc_rvsb_MerchantsBancorpMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_BusinessAcquisitionAcquireeDomain_3" xlink:to="loc_rvsb_MerchantsBancorpMember_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessAcquisitionsProFormaRevenue" xlink:label="loc_us-gaap_BusinessAcquisitionsProFormaRevenue_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_0" xlink:to="loc_us-gaap_BusinessAcquisitionsProFormaRevenue_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessAcquisitionsProFormaNetIncomeLoss" xlink:label="loc_us-gaap_BusinessAcquisitionsProFormaNetIncomeLoss_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_0" xlink:to="loc_us-gaap_BusinessAcquisitionsProFormaNetIncomeLoss_6" order="20" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/BUSINESSCOMBINATIONSDetails2">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessAcquisitionLineItems" xlink:label="loc_us-gaap_BusinessAcquisitionLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable" xlink:label="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_0" xlink:to="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessAcquisitionAxis" xlink:label="loc_us-gaap_BusinessAcquisitionAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_1" xlink:to="loc_us-gaap_BusinessAcquisitionAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessAcquisitionAcquireeDomain" xlink:label="loc_us-gaap_BusinessAcquisitionAcquireeDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_BusinessAcquisitionAxis_2" xlink:to="loc_us-gaap_BusinessAcquisitionAcquireeDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessAcquisitionAcquireeDomain" xlink:label="loc_us-gaap_BusinessAcquisitionAcquireeDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_BusinessAcquisitionAxis_2" xlink:to="loc_us-gaap_BusinessAcquisitionAcquireeDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_MerchantsBancorpMember" xlink:label="loc_rvsb_MerchantsBancorpMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_BusinessAcquisitionAcquireeDomain_3" xlink:to="loc_rvsb_MerchantsBancorpMember_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncomeStatementLocationAxis" xlink:label="loc_us-gaap_IncomeStatementLocationAxis_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_1" xlink:to="loc_us-gaap_IncomeStatementLocationAxis_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncomeStatementLocationDomain" xlink:label="loc_us-gaap_IncomeStatementLocationDomain_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_IncomeStatementLocationAxis_5" xlink:to="loc_us-gaap_IncomeStatementLocationDomain_6" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncomeStatementLocationDomain" xlink:label="loc_us-gaap_IncomeStatementLocationDomain_6_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_IncomeStatementLocationAxis_5" xlink:to="loc_us-gaap_IncomeStatementLocationDomain_6_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_SalariesAndEmployeeBenefitMember" xlink:label="loc_rvsb_SalariesAndEmployeeBenefitMember_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncomeStatementLocationDomain_6" xlink:to="loc_rvsb_SalariesAndEmployeeBenefitMember_7" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_OccupancyAndDepreciationMember" xlink:label="loc_rvsb_OccupancyAndDepreciationMember_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncomeStatementLocationDomain_6" xlink:to="loc_rvsb_OccupancyAndDepreciationMember_8" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_DataProcessingMember" xlink:label="loc_rvsb_DataProcessingMember_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncomeStatementLocationDomain_6" xlink:to="loc_rvsb_DataProcessingMember_9" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_ProfessionalFeesMember" xlink:label="loc_rvsb_ProfessionalFeesMember_10"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncomeStatementLocationDomain_6" xlink:to="loc_rvsb_ProfessionalFeesMember_10" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessCombinationAcquisitionRelatedCosts" xlink:label="loc_us-gaap_BusinessCombinationAcquisitionRelatedCosts_11"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_0" xlink:to="loc_us-gaap_BusinessCombinationAcquisitionRelatedCosts_11" order="10" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/BusinessCombinationsDetailTextuals">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessAcquisitionLineItems" xlink:label="loc_us-gaap_BusinessAcquisitionLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable" xlink:label="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_0" xlink:to="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessAcquisitionAxis" xlink:label="loc_us-gaap_BusinessAcquisitionAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_1" xlink:to="loc_us-gaap_BusinessAcquisitionAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessAcquisitionAcquireeDomain" xlink:label="loc_us-gaap_BusinessAcquisitionAcquireeDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_BusinessAcquisitionAxis_2" xlink:to="loc_us-gaap_BusinessAcquisitionAcquireeDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessAcquisitionAcquireeDomain" xlink:label="loc_us-gaap_BusinessAcquisitionAcquireeDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_BusinessAcquisitionAxis_2" xlink:to="loc_us-gaap_BusinessAcquisitionAcquireeDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_MerchantsBancorpMember" xlink:label="loc_rvsb_MerchantsBancorpMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_BusinessAcquisitionAcquireeDomain_3" xlink:to="loc_rvsb_MerchantsBancorpMember_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PaymentsToAcquireBusinessesGross" xlink:label="loc_us-gaap_PaymentsToAcquireBusinessesGross_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_0" xlink:to="loc_us-gaap_PaymentsToAcquireBusinessesGross_5" order="10" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/LOANSRECEIVABLELoansReceivableExcludingLoansHeldForSaleDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:label="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_2" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_2" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommercialRealEstatePortfolioSegmentMember" xlink:label="loc_us-gaap_CommercialRealEstatePortfolioSegmentMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3" xlink:to="loc_us-gaap_CommercialRealEstatePortfolioSegmentMember_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ConsumerPortfolioSegmentMember" xlink:label="loc_us-gaap_ConsumerPortfolioSegmentMember_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3" xlink:to="loc_us-gaap_ConsumerPortfolioSegmentMember_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_6" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_6" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_6" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="loc_us-gaap_CommercialLoanMember_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" xlink:to="loc_us-gaap_CommercialLoanMember_8" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommercialRealEstateMember" xlink:label="loc_us-gaap_CommercialRealEstateMember_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" xlink:to="loc_us-gaap_CommercialRealEstateMember_9" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LandMember" xlink:label="loc_us-gaap_LandMember_10"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" xlink:to="loc_us-gaap_LandMember_10" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_MultifamilyMember" xlink:label="loc_srt_MultifamilyMember_11"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" xlink:to="loc_srt_MultifamilyMember_11" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ConstructionLoansMember" xlink:label="loc_us-gaap_ConstructionLoansMember_12"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" xlink:to="loc_us-gaap_ConstructionLoansMember_12" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_RealEstateOneToFourFamilyMember" xlink:label="loc_rvsb_RealEstateOneToFourFamilyMember_13"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" xlink:to="loc_rvsb_RealEstateOneToFourFamilyMember_13" order="50" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_OtherInstallmentMember" xlink:label="loc_rvsb_OtherInstallmentMember_14"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" xlink:to="loc_rvsb_OtherInstallmentMember_14" order="60" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:label="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_15"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_15" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowance" xlink:label="loc_us-gaap_LoansAndLeasesReceivableAllowance_16"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_us-gaap_LoansAndLeasesReceivableAllowance_16" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmount" xlink:label="loc_us-gaap_LoansAndLeasesReceivableNetReportedAmount_17"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_us-gaap_LoansAndLeasesReceivableNetReportedAmount_17" order="30" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/LOANSRECEIVABLEDetailTextuals">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:label="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_2" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_2" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommercialRealEstatePortfolioSegmentMember" xlink:label="loc_us-gaap_CommercialRealEstatePortfolioSegmentMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3" xlink:to="loc_us-gaap_CommercialRealEstatePortfolioSegmentMember_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ConsumerPortfolioSegmentMember" xlink:label="loc_us-gaap_ConsumerPortfolioSegmentMember_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3" xlink:to="loc_us-gaap_ConsumerPortfolioSegmentMember_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_6" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_6" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_6" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AutomobileLoanMember" xlink:label="loc_us-gaap_AutomobileLoanMember_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" xlink:to="loc_us-gaap_AutomobileLoanMember_8" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommercialRealEstateMember" xlink:label="loc_us-gaap_CommercialRealEstateMember_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" xlink:to="loc_us-gaap_CommercialRealEstateMember_9" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_RealEstateOneToFourFamilyMember" xlink:label="loc_rvsb_RealEstateOneToFourFamilyMember_10"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" xlink:to="loc_rvsb_RealEstateOneToFourFamilyMember_10" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_RawLandLoansMember" xlink:label="loc_rvsb_RawLandLoansMember_11"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" xlink:to="loc_rvsb_RawLandLoansMember_11" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LandAndLandImprovementsMember" xlink:label="loc_us-gaap_LandAndLandImprovementsMember_12"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" xlink:to="loc_us-gaap_LandAndLandImprovementsMember_12" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_RangeAxis" xlink:label="loc_srt_RangeAxis_13"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_srt_RangeAxis_13" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_RangeMember" xlink:label="loc_srt_RangeMember_14"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_srt_RangeAxis_13" xlink:to="loc_srt_RangeMember_14" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_RangeMember" xlink:label="loc_srt_RangeMember_14_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_srt_RangeAxis_13" xlink:to="loc_srt_RangeMember_14_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_MinimumMember" xlink:label="loc_srt_MinimumMember_15"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_RangeMember_14" xlink:to="loc_srt_MinimumMember_15" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_MaximumMember" xlink:label="loc_srt_MaximumMember_16"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_RangeMember_14" xlink:to="loc_srt_MaximumMember_16" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LoansAndLeasesReceivableDeferredIncome" xlink:label="loc_us-gaap_LoansAndLeasesReceivableDeferredIncome_17"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_us-gaap_LoansAndLeasesReceivableDeferredIncome_17" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_DiscountOnLoansReceivable" xlink:label="loc_rvsb_DiscountOnLoansReceivable_18"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_rvsb_DiscountOnLoansReceivable_18" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_PremiumsOnLoansReceivable" xlink:label="loc_rvsb_PremiumsOnLoansReceivable_19"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_rvsb_PremiumsOnLoansReceivable_19" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:label="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_20"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_20" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_PercentageOfLoansAndExtensionsOfCreditOutstanding" xlink:label="loc_rvsb_PercentageOfLoansAndExtensionsOfCreditOutstanding_21"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_rvsb_PercentageOfLoansAndExtensionsOfCreditOutstanding_21" order="50" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LoansPledgedAsCollateral" xlink:label="loc_us-gaap_LoansPledgedAsCollateral_22"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_us-gaap_LoansPledgedAsCollateral_22" order="60" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_MaximumLoanToValueRatio" xlink:label="loc_rvsb_MaximumLoanToValueRatio_23"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_rvsb_MaximumLoanToValueRatio_23" order="70" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_LoansReceivableTermsOfMaturity" xlink:label="loc_rvsb_LoansReceivableTermsOfMaturity_24"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_rvsb_LoansReceivableTermsOfMaturity_24" order="80" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/ALLOWANCEFORLOANLOSSESReconciliationOfTheAllowanceForLoanLossesDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:label="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_2" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_2" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommercialRealEstatePortfolioSegmentMember" xlink:label="loc_us-gaap_CommercialRealEstatePortfolioSegmentMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3" xlink:to="loc_us-gaap_CommercialRealEstatePortfolioSegmentMember_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ConsumerPortfolioSegmentMember" xlink:label="loc_us-gaap_ConsumerPortfolioSegmentMember_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3" xlink:to="loc_us-gaap_ConsumerPortfolioSegmentMember_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_UnallocatedFinancingReceivablesMember" xlink:label="loc_us-gaap_UnallocatedFinancingReceivablesMember_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3" xlink:to="loc_us-gaap_UnallocatedFinancingReceivablesMember_6" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_7" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_7" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_8" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_8_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_7" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_8_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="loc_us-gaap_CommercialLoanMember_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_8" xlink:to="loc_us-gaap_CommercialLoanMember_9" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommercialRealEstateMember" xlink:label="loc_us-gaap_CommercialRealEstateMember_10"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_8" xlink:to="loc_us-gaap_CommercialRealEstateMember_10" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LandMember" xlink:label="loc_us-gaap_LandMember_11"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_8" xlink:to="loc_us-gaap_LandMember_11" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_MultifamilyMember" xlink:label="loc_srt_MultifamilyMember_12"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_8" xlink:to="loc_srt_MultifamilyMember_12" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ConstructionLoansMember" xlink:label="loc_us-gaap_ConstructionLoansMember_13"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_8" xlink:to="loc_us-gaap_ConstructionLoansMember_13" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AllowanceForLoanAndLeaseLossesRollForward" xlink:label="loc_us-gaap_AllowanceForLoanAndLeaseLossesRollForward_14"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_us-gaap_AllowanceForLoanAndLeaseLossesRollForward_14" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowance" xlink:label="loc_us-gaap_LoansAndLeasesReceivableAllowance_15"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AllowanceForLoanAndLeaseLossesRollForward_14" xlink:to="loc_us-gaap_LoansAndLeasesReceivableAllowance_15" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ProvisionForLoanAndLeaseLosses" xlink:label="loc_us-gaap_ProvisionForLoanAndLeaseLosses_16"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AllowanceForLoanAndLeaseLossesRollForward_14" xlink:to="loc_us-gaap_ProvisionForLoanAndLeaseLosses_16" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs" xlink:label="loc_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs_17"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AllowanceForLoanAndLeaseLossesRollForward_14" xlink:to="loc_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs_17" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts" xlink:label="loc_us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts_18"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AllowanceForLoanAndLeaseLossesRollForward_14" xlink:to="loc_us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts_18" order="30" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/ALLOWANCEFORLOANLOSSESImpairedFinancingReceivablesDetails1">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:label="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_2" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_2" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommercialRealEstatePortfolioSegmentMember" xlink:label="loc_us-gaap_CommercialRealEstatePortfolioSegmentMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3" xlink:to="loc_us-gaap_CommercialRealEstatePortfolioSegmentMember_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ConsumerPortfolioSegmentMember" xlink:label="loc_us-gaap_ConsumerPortfolioSegmentMember_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3" xlink:to="loc_us-gaap_ConsumerPortfolioSegmentMember_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_UnallocatedFinancingReceivablesMember" xlink:label="loc_us-gaap_UnallocatedFinancingReceivablesMember_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3" xlink:to="loc_us-gaap_UnallocatedFinancingReceivablesMember_6" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_7" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_7" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_8" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_8_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_7" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_8_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="loc_us-gaap_CommercialLoanMember_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_8" xlink:to="loc_us-gaap_CommercialLoanMember_9" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommercialRealEstateMember" xlink:label="loc_us-gaap_CommercialRealEstateMember_10"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_8" xlink:to="loc_us-gaap_CommercialRealEstateMember_10" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LandMember" xlink:label="loc_us-gaap_LandMember_11"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_8" xlink:to="loc_us-gaap_LandMember_11" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_MultifamilyMember" xlink:label="loc_srt_MultifamilyMember_12"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_8" xlink:to="loc_srt_MultifamilyMember_12" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ConstructionLoansMember" xlink:label="loc_us-gaap_ConstructionLoansMember_13"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_8" xlink:to="loc_us-gaap_ConstructionLoansMember_13" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract_14"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract_14" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_15"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract_14" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_15" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment_16"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract_14" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment_16" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment" xlink:label="loc_rvsb_FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment_17"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract_14" xlink:to="loc_rvsb_FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment_17" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_RecordedInvestmentInLoansAbstract" xlink:label="loc_rvsb_RecordedInvestmentInLoansAbstract_18"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_rvsb_RecordedInvestmentInLoansAbstract_18" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment" xlink:label="loc_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment_19"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_rvsb_RecordedInvestmentInLoansAbstract_18" xlink:to="loc_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment_19" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment" xlink:label="loc_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment_20"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_rvsb_RecordedInvestmentInLoansAbstract_18" xlink:to="loc_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment_20" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_FinancingReceivableEvaluatedForImpairment" xlink:label="loc_rvsb_FinancingReceivableEvaluatedForImpairment_21"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_rvsb_RecordedInvestmentInLoansAbstract_18" xlink:to="loc_rvsb_FinancingReceivableEvaluatedForImpairment_21" order="20" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/ALLOWANCEFORLOANLOSSESFinancingReceivablesAgingOfLoansDetails2">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:label="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_2" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_2" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommercialRealEstatePortfolioSegmentMember" xlink:label="loc_us-gaap_CommercialRealEstatePortfolioSegmentMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3" xlink:to="loc_us-gaap_CommercialRealEstatePortfolioSegmentMember_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ConsumerPortfolioSegmentMember" xlink:label="loc_us-gaap_ConsumerPortfolioSegmentMember_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3" xlink:to="loc_us-gaap_ConsumerPortfolioSegmentMember_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_6" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_6" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_6" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="loc_us-gaap_CommercialLoanMember_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" xlink:to="loc_us-gaap_CommercialLoanMember_8" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommercialRealEstateMember" xlink:label="loc_us-gaap_CommercialRealEstateMember_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" xlink:to="loc_us-gaap_CommercialRealEstateMember_9" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LandMember" xlink:label="loc_us-gaap_LandMember_10"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" xlink:to="loc_us-gaap_LandMember_10" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_MultifamilyMember" xlink:label="loc_srt_MultifamilyMember_11"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" xlink:to="loc_srt_MultifamilyMember_11" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ConstructionLoansMember" xlink:label="loc_us-gaap_ConstructionLoansMember_12"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" xlink:to="loc_us-gaap_ConstructionLoansMember_12" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivablesPeriodPastDueAxis" xlink:label="loc_us-gaap_FinancingReceivablesPeriodPastDueAxis_13"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_FinancingReceivablesPeriodPastDueAxis_13" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivablesPeriodPastDueDomain" xlink:label="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_14"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueAxis_13" xlink:to="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_14" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivablesPeriodPastDueDomain" xlink:label="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_14_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueAxis_13" xlink:to="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_14_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_FinancingReceivables30To89DaysPastDueMember" xlink:label="loc_rvsb_FinancingReceivables30To89DaysPastDueMember_15"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_14" xlink:to="loc_rvsb_FinancingReceivables30To89DaysPastDueMember_15" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" xlink:label="loc_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember_16"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_14" xlink:to="loc_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember_16" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDue" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDue_17"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDue_17" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus_18"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus_18" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_FinancingReceivableRecordedInvestmentPastDueAndNonAccrual" xlink:label="loc_rvsb_FinancingReceivableRecordedInvestmentPastDueAndNonAccrual_19"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_rvsb_FinancingReceivableRecordedInvestmentPastDueAndNonAccrual_19" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentCurrent" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentCurrent_20"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentCurrent_20" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:label="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_21"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_21" order="50" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/ALLOWANCEFORLOANLOSSESCreditQualityIndicatorsDetails4">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:label="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_2" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_2" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommercialRealEstatePortfolioSegmentMember" xlink:label="loc_us-gaap_CommercialRealEstatePortfolioSegmentMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3" xlink:to="loc_us-gaap_CommercialRealEstatePortfolioSegmentMember_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ConsumerPortfolioSegmentMember" xlink:label="loc_us-gaap_ConsumerPortfolioSegmentMember_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3" xlink:to="loc_us-gaap_ConsumerPortfolioSegmentMember_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_6" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_6" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_6" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="loc_us-gaap_CommercialLoanMember_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" xlink:to="loc_us-gaap_CommercialLoanMember_8" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommercialRealEstateMember" xlink:label="loc_us-gaap_CommercialRealEstateMember_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" xlink:to="loc_us-gaap_CommercialRealEstateMember_9" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LandMember" xlink:label="loc_us-gaap_LandMember_10"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" xlink:to="loc_us-gaap_LandMember_10" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_MultifamilyMember" xlink:label="loc_srt_MultifamilyMember_11"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" xlink:to="loc_srt_MultifamilyMember_11" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ConstructionLoansMember" xlink:label="loc_us-gaap_ConstructionLoansMember_12"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" xlink:to="loc_us-gaap_ConstructionLoansMember_12" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InternalCreditAssessmentAxis" xlink:label="loc_us-gaap_InternalCreditAssessmentAxis_13"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_InternalCreditAssessmentAxis_13" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InternalCreditAssessmentDomain" xlink:label="loc_us-gaap_InternalCreditAssessmentDomain_14"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_InternalCreditAssessmentAxis_13" xlink:to="loc_us-gaap_InternalCreditAssessmentDomain_14" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InternalCreditAssessmentDomain" xlink:label="loc_us-gaap_InternalCreditAssessmentDomain_14_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_InternalCreditAssessmentAxis_13" xlink:to="loc_us-gaap_InternalCreditAssessmentDomain_14_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PassMember" xlink:label="loc_us-gaap_PassMember_15"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_InternalCreditAssessmentDomain_14" xlink:to="loc_us-gaap_PassMember_15" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_SpecialMentionMember" xlink:label="loc_us-gaap_SpecialMentionMember_16"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_InternalCreditAssessmentDomain_14" xlink:to="loc_us-gaap_SpecialMentionMember_16" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_SubstandardMember" xlink:label="loc_us-gaap_SubstandardMember_17"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_InternalCreditAssessmentDomain_14" xlink:to="loc_us-gaap_SubstandardMember_17" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DoubtfulMember" xlink:label="loc_us-gaap_DoubtfulMember_18"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_InternalCreditAssessmentDomain_14" xlink:to="loc_us-gaap_DoubtfulMember_18" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_LossMember" xlink:label="loc_rvsb_LossMember_19"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_InternalCreditAssessmentDomain_14" xlink:to="loc_rvsb_LossMember_19" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:label="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_20"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_20" order="10" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/ALLOWANCEFORLOANLOSSESImpairedFinancingReceivablesDetails4">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:label="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_2" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_2" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommercialRealEstatePortfolioSegmentMember" xlink:label="loc_us-gaap_CommercialRealEstatePortfolioSegmentMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3" xlink:to="loc_us-gaap_CommercialRealEstatePortfolioSegmentMember_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ConsumerPortfolioSegmentMember" xlink:label="loc_us-gaap_ConsumerPortfolioSegmentMember_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3" xlink:to="loc_us-gaap_ConsumerPortfolioSegmentMember_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_6" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_6" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_6" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="loc_us-gaap_CommercialLoanMember_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" xlink:to="loc_us-gaap_CommercialLoanMember_8" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommercialRealEstateMember" xlink:label="loc_us-gaap_CommercialRealEstateMember_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" xlink:to="loc_us-gaap_CommercialRealEstateMember_9" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LandMember" xlink:label="loc_us-gaap_LandMember_10"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" xlink:to="loc_us-gaap_LandMember_10" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_MultifamilyMember" xlink:label="loc_srt_MultifamilyMember_11"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" xlink:to="loc_srt_MultifamilyMember_11" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" xlink:label="loc_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment_12"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment_12" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" xlink:label="loc_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment_13"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment_13" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ImpairedFinancingReceivableRecordedInvestment" xlink:label="loc_us-gaap_ImpairedFinancingReceivableRecordedInvestment_14"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_us-gaap_ImpairedFinancingReceivableRecordedInvestment_14" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance" xlink:label="loc_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance_15"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance_15" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ImpairedFinancingReceivableRelatedAllowance" xlink:label="loc_us-gaap_ImpairedFinancingReceivableRelatedAllowance_16"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_us-gaap_ImpairedFinancingReceivableRelatedAllowance_16" order="50" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/ALLOWANCEFORLOANLOSSESImpairedLoansAverageRecordedInvestmentAndInterestRecognizedDetails6">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:label="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_2" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_2" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommercialRealEstatePortfolioSegmentMember" xlink:label="loc_us-gaap_CommercialRealEstatePortfolioSegmentMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3" xlink:to="loc_us-gaap_CommercialRealEstatePortfolioSegmentMember_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ConsumerPortfolioSegmentMember" xlink:label="loc_us-gaap_ConsumerPortfolioSegmentMember_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3" xlink:to="loc_us-gaap_ConsumerPortfolioSegmentMember_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_6" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_6" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_6" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="loc_us-gaap_CommercialLoanMember_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" xlink:to="loc_us-gaap_CommercialLoanMember_8" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommercialRealEstateMember" xlink:label="loc_us-gaap_CommercialRealEstateMember_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" xlink:to="loc_us-gaap_CommercialRealEstateMember_9" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LandMember" xlink:label="loc_us-gaap_LandMember_10"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" xlink:to="loc_us-gaap_LandMember_10" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_MultifamilyMember" xlink:label="loc_srt_MultifamilyMember_11"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" xlink:to="loc_srt_MultifamilyMember_11" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment" xlink:label="loc_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment_12"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment_12" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod" xlink:label="loc_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod_13"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod_13" order="20" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/ALLOWANCEFORLOANLOSSESTDRsByInterestAccrualStatusDetails7">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:label="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_2" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_2" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommercialRealEstatePortfolioSegmentMember" xlink:label="loc_us-gaap_CommercialRealEstatePortfolioSegmentMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3" xlink:to="loc_us-gaap_CommercialRealEstatePortfolioSegmentMember_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ConsumerPortfolioSegmentMember" xlink:label="loc_us-gaap_ConsumerPortfolioSegmentMember_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3" xlink:to="loc_us-gaap_ConsumerPortfolioSegmentMember_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_6" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_6" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_6" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="loc_us-gaap_CommercialLoanMember_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" xlink:to="loc_us-gaap_CommercialLoanMember_8" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommercialRealEstateMember" xlink:label="loc_us-gaap_CommercialRealEstateMember_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" xlink:to="loc_us-gaap_CommercialRealEstateMember_9" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LandMember" xlink:label="loc_us-gaap_LandMember_10"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" xlink:to="loc_us-gaap_LandMember_10" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_MultifamilyMember" xlink:label="loc_srt_MultifamilyMember_11"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" xlink:to="loc_srt_MultifamilyMember_11" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_TdrByAccrualStatusAccrual" xlink:label="loc_rvsb_TdrByAccrualStatusAccrual_12"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_rvsb_TdrByAccrualStatusAccrual_12" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_TdrByAccrualStatusNonAccrual" xlink:label="loc_rvsb_TdrByAccrualStatusNonAccrual_13"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_rvsb_TdrByAccrualStatusNonAccrual_13" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_TdrByAccrualStatusTotal" xlink:label="loc_rvsb_TdrByAccrualStatusTotal_14"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_rvsb_TdrByAccrualStatusTotal_14" order="30" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/ALLOWANCEFORLOANLOSSESDetailTextuals">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:label="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_2" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_2" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommercialRealEstatePortfolioSegmentMember" xlink:label="loc_us-gaap_CommercialRealEstatePortfolioSegmentMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3" xlink:to="loc_us-gaap_CommercialRealEstatePortfolioSegmentMember_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="loc_us-gaap_CommercialLoanMember_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6" xlink:to="loc_us-gaap_CommercialLoanMember_7" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommercialRealEstateMember" xlink:label="loc_us-gaap_CommercialRealEstateMember_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6" xlink:to="loc_us-gaap_CommercialRealEstateMember_8" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_InterestIncomeForegoneOnNonAccrualLoans" xlink:label="loc_rvsb_InterestIncomeForegoneOnNonAccrualLoans_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_rvsb_InterestIncomeForegoneOnNonAccrualLoans_9" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2" xlink:label="loc_us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2_10"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2_10" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2" xlink:label="loc_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2_11"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2_11" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1" xlink:label="loc_us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_0" xlink:to="loc_us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1" order="40" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/PremisesAndEquipmentDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PropertyPlantAndEquipmentLineItems" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfPropertyPlantAndEquipmentTable" xlink:label="loc_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentLineItems_0" xlink:to="loc_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PropertyPlantAndEquipmentByTypeAxis" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentByTypeAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable_1" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentByTypeAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PropertyPlantAndEquipmentTypeDomain" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentByTypeAxis_2" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PropertyPlantAndEquipmentTypeDomain" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentByTypeAxis_2" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LandMember" xlink:label="loc_us-gaap_LandMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_3" xlink:to="loc_us-gaap_LandMember_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BuildingAndBuildingImprovementsMember" xlink:label="loc_us-gaap_BuildingAndBuildingImprovementsMember_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_3" xlink:to="loc_us-gaap_BuildingAndBuildingImprovementsMember_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LeaseholdImprovementsMember" xlink:label="loc_us-gaap_LeaseholdImprovementsMember_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_3" xlink:to="loc_us-gaap_LeaseholdImprovementsMember_6" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FurnitureAndFixturesMember" xlink:label="loc_us-gaap_FurnitureAndFixturesMember_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_3" xlink:to="loc_us-gaap_FurnitureAndFixturesMember_7" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_BuildingsUnderCapitalizedLeasesMember" xlink:label="loc_rvsb_BuildingsUnderCapitalizedLeasesMember_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_3" xlink:to="loc_rvsb_BuildingsUnderCapitalizedLeasesMember_8" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_ConstructionInProgress1Member" xlink:label="loc_rvsb_ConstructionInProgress1Member_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_3" xlink:to="loc_rvsb_ConstructionInProgress1Member_9" order="50" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PropertyPlantAndEquipmentGross" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentGross_10"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentLineItems_0" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentGross_10" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xlink:label="loc_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_11"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentLineItems_0" xlink:to="loc_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_11" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentNet_12"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentLineItems_0" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentNet_12" order="30" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/DEPOSITSSummaryOfDepositAccountsDetails">
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_DepositLineItems" xlink:label="loc_rvsb_DepositLineItems_0"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_DepositTable" xlink:label="loc_rvsb_DepositTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_rvsb_DepositLineItems_0" xlink:to="loc_rvsb_DepositTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_DepositsTypeAxis" xlink:label="loc_rvsb_DepositsTypeAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_rvsb_DepositTable_1" xlink:to="loc_rvsb_DepositsTypeAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_DepositsTypeDomain" xlink:label="loc_rvsb_DepositsTypeDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_rvsb_DepositsTypeAxis_2" xlink:to="loc_rvsb_DepositsTypeDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_DepositsTypeDomain" xlink:label="loc_rvsb_DepositsTypeDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_rvsb_DepositsTypeAxis_2" xlink:to="loc_rvsb_DepositsTypeDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_NonInterestBearingMember" xlink:label="loc_rvsb_NonInterestBearingMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_rvsb_DepositsTypeDomain_3" xlink:to="loc_rvsb_NonInterestBearingMember_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_InterestCheckingMember" xlink:label="loc_rvsb_InterestCheckingMember_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_rvsb_DepositsTypeDomain_3" xlink:to="loc_rvsb_InterestCheckingMember_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_MoneyMarketMember" xlink:label="loc_rvsb_MoneyMarketMember_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_rvsb_DepositsTypeDomain_3" xlink:to="loc_rvsb_MoneyMarketMember_6" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_SavingsAccountsMember" xlink:label="loc_rvsb_SavingsAccountsMember_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_rvsb_DepositsTypeDomain_3" xlink:to="loc_rvsb_SavingsAccountsMember_7" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_CertificatesOfDeposit1Member" xlink:label="loc_rvsb_CertificatesOfDeposit1Member_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_rvsb_DepositsTypeDomain_3" xlink:to="loc_rvsb_CertificatesOfDeposit1Member_8" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_DepositAccountsBalance" xlink:label="loc_rvsb_DepositAccountsBalance_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_rvsb_DepositLineItems_0" xlink:to="loc_rvsb_DepositAccountsBalance_9" order="10" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/JUNIORSUBORDINATEDDEBENTURESTermsOfTheCurrentDebenturesDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="loc_us-gaap_DebtInstrumentLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DebtInstrumentTable" xlink:label="loc_us-gaap_DebtInstrumentTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_DebtInstrumentLineItems_0" xlink:to="loc_us-gaap_DebtInstrumentTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_IssuanceTrustAxis" xlink:label="loc_rvsb_IssuanceTrustAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_DebtInstrumentTable_1" xlink:to="loc_rvsb_IssuanceTrustAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_IssuanceTrustDomain" xlink:label="loc_rvsb_IssuanceTrustDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_rvsb_IssuanceTrustAxis_2" xlink:to="loc_rvsb_IssuanceTrustDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_IssuanceTrustDomain" xlink:label="loc_rvsb_IssuanceTrustDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_rvsb_IssuanceTrustAxis_2" xlink:to="loc_rvsb_IssuanceTrustDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_RiverviewBancorpStatutoryTrustIMember" xlink:label="loc_rvsb_RiverviewBancorpStatutoryTrustIMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_rvsb_IssuanceTrustDomain_3" xlink:to="loc_rvsb_RiverviewBancorpStatutoryTrustIMember_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_RiverviewBancorpStatutoryTrustIIMember" xlink:label="loc_rvsb_RiverviewBancorpStatutoryTrustIIMember_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_rvsb_IssuanceTrustDomain_3" xlink:to="loc_rvsb_RiverviewBancorpStatutoryTrustIIMember_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_MerchantsBancorpStatutoryTrustIMember" xlink:label="loc_rvsb_MerchantsBancorpStatutoryTrustIMember_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_rvsb_IssuanceTrustDomain_3" xlink:to="loc_rvsb_MerchantsBancorpStatutoryTrustIMember_6" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_DebtInstrumentDateOfIssuance" xlink:label="loc_rvsb_DebtInstrumentDateOfIssuance_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtInstrumentLineItems_0" xlink:to="loc_rvsb_DebtInstrumentDateOfIssuance_7" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DebtInstrumentCarryingAmount" xlink:label="loc_us-gaap_DebtInstrumentCarryingAmount_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtInstrumentLineItems_0" xlink:to="loc_us-gaap_DebtInstrumentCarryingAmount_8" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DebtInstrumentInterestRateTerms" xlink:label="loc_us-gaap_DebtInstrumentInterestRateTerms_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtInstrumentLineItems_0" xlink:to="loc_us-gaap_DebtInstrumentInterestRateTerms_9" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DebtInstrumentInterestRateStatedPercentage" xlink:label="loc_us-gaap_DebtInstrumentInterestRateStatedPercentage_10"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtInstrumentLineItems_0" xlink:to="loc_us-gaap_DebtInstrumentInterestRateStatedPercentage_10" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DebtInstrumentInterestRateEffectivePercentage" xlink:label="loc_us-gaap_DebtInstrumentInterestRateEffectivePercentage_11"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtInstrumentLineItems_0" xlink:to="loc_us-gaap_DebtInstrumentInterestRateEffectivePercentage_11" order="50" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DebtInstrumentMaturityDateDescription" xlink:label="loc_us-gaap_DebtInstrumentMaturityDateDescription_12"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtInstrumentLineItems_0" xlink:to="loc_us-gaap_DebtInstrumentMaturityDateDescription_12" order="60" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LiabilitiesFairValueAdjustment" xlink:label="loc_us-gaap_LiabilitiesFairValueAdjustment_13"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtInstrumentLineItems_0" xlink:to="loc_us-gaap_LiabilitiesFairValueAdjustment_13" order="70" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_JuniorSubordinatedNotes" xlink:label="loc_us-gaap_JuniorSubordinatedNotes_14"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtInstrumentLineItems_0" xlink:to="loc_us-gaap_JuniorSubordinatedNotes_14" order="80" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/JUNIORSUBORDINATEDDEBENTURESDetailTextuals">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="loc_us-gaap_DebtInstrumentLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DebtInstrumentTable" xlink:label="loc_us-gaap_DebtInstrumentTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_DebtInstrumentLineItems_0" xlink:to="loc_us-gaap_DebtInstrumentTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_IssuanceTrustAxis" xlink:label="loc_rvsb_IssuanceTrustAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_DebtInstrumentTable_1" xlink:to="loc_rvsb_IssuanceTrustAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_IssuanceTrustDomain" xlink:label="loc_rvsb_IssuanceTrustDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_rvsb_IssuanceTrustAxis_2" xlink:to="loc_rvsb_IssuanceTrustDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_IssuanceTrustDomain" xlink:label="loc_rvsb_IssuanceTrustDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_rvsb_IssuanceTrustAxis_2" xlink:to="loc_rvsb_IssuanceTrustDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_RiverviewBancorpStatutoryTrustIMember" xlink:label="loc_rvsb_RiverviewBancorpStatutoryTrustIMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_rvsb_IssuanceTrustDomain_3" xlink:to="loc_rvsb_RiverviewBancorpStatutoryTrustIMember_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_RiverviewBancorpStatutoryTrustIIMember" xlink:label="loc_rvsb_RiverviewBancorpStatutoryTrustIIMember_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_rvsb_IssuanceTrustDomain_3" xlink:to="loc_rvsb_RiverviewBancorpStatutoryTrustIIMember_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_MerchantsBancorpStatutoryTrustIMember" xlink:label="loc_rvsb_MerchantsBancorpStatutoryTrustIMember_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_rvsb_IssuanceTrustDomain_3" xlink:to="loc_rvsb_MerchantsBancorpStatutoryTrustIMember_6" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_DebenturesIssuedToGrantorTrusts" xlink:label="loc_rvsb_DebenturesIssuedToGrantorTrusts_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtInstrumentLineItems_0" xlink:to="loc_rvsb_DebenturesIssuedToGrantorTrusts_7" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_CommonSecuritiesIssuedByGrantorTrusts" xlink:label="loc_rvsb_CommonSecuritiesIssuedByGrantorTrusts_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtInstrumentLineItems_0" xlink:to="loc_rvsb_CommonSecuritiesIssuedByGrantorTrusts_8" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DebtInstrumentBasisSpreadOnVariableRate1" xlink:label="loc_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtInstrumentLineItems_0" xlink:to="loc_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1_9" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DebtInstrumentDescriptionOfVariableRateBasis" xlink:label="loc_us-gaap_DebtInstrumentDescriptionOfVariableRateBasis_10"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtInstrumentLineItems_0" xlink:to="loc_us-gaap_DebtInstrumentDescriptionOfVariableRateBasis_10" order="40" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/IncomeTaxesDetailTextuals">
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_IncomeTaxLineItems" xlink:label="loc_rvsb_IncomeTaxLineItems_0"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_IncomeTaxTable" xlink:label="loc_rvsb_IncomeTaxTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_rvsb_IncomeTaxLineItems_0" xlink:to="loc_rvsb_IncomeTaxTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TaxPeriodAxis" xlink:label="loc_us-gaap_TaxPeriodAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_rvsb_IncomeTaxTable_1" xlink:to="loc_us-gaap_TaxPeriodAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TaxPeriodDomain" xlink:label="loc_us-gaap_TaxPeriodDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_TaxPeriodAxis_2" xlink:to="loc_us-gaap_TaxPeriodDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TaxPeriodDomain" xlink:label="loc_us-gaap_TaxPeriodDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_TaxPeriodAxis_2" xlink:to="loc_us-gaap_TaxPeriodDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TaxYear2017Member" xlink:label="loc_us-gaap_TaxYear2017Member_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TaxPeriodDomain_3" xlink:to="loc_us-gaap_TaxYear2017Member_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LatestTaxYearMember" xlink:label="loc_us-gaap_LatestTaxYearMember_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TaxPeriodDomain_3" xlink:to="loc_us-gaap_LatestTaxYearMember_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_rvsb_IncomeTaxLineItems_0" xlink:to="loc_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate_6" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_TaxCutsAndJobsActNetTaxExpenseBenefit" xlink:label="loc_rvsb_TaxCutsAndJobsActNetTaxExpenseBenefit_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_rvsb_IncomeTaxLineItems_0" xlink:to="loc_rvsb_TaxCutsAndJobsActNetTaxExpenseBenefit_7" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_OneTimeChargeToProvisionForIncomeTaxes" xlink:label="loc_rvsb_OneTimeChargeToProvisionForIncomeTaxes_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_rvsb_IncomeTaxLineItems_0" xlink:to="loc_rvsb_OneTimeChargeToProvisionForIncomeTaxes_8" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_BaseYearAllowanceForLoanLosses" xlink:label="loc_rvsb_BaseYearAllowanceForLoanLosses_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_rvsb_IncomeTaxLineItems_0" xlink:to="loc_rvsb_BaseYearAllowanceForLoanLosses_9" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DeferredTaxLiabilityNotRecognizedAmountOfUnrecognizedDeferredTaxLiabilityBadDebtReserveForTaxPurposesOfQualifiedLender" xlink:label="loc_us-gaap_DeferredTaxLiabilityNotRecognizedAmountOfUnrecognizedDeferredTaxLiabilityBadDebtReserveForTaxPurposesOfQualifiedLender_10"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_rvsb_IncomeTaxLineItems_0" xlink:to="loc_us-gaap_DeferredTaxLiabilityNotRecognizedAmountOfUnrecognizedDeferredTaxLiabilityBadDebtReserveForTaxPurposesOfQualifiedLender_10" order="50" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/EMPLOYEEBENEFITPLANSAdditionalInformationRegardingOptionsOutstandingByExercisePriceRangeDetails1">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:label="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_0" xlink:to="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AwardTypeAxis" xlink:label="loc_us-gaap_AwardTypeAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_1" xlink:to="loc_us-gaap_AwardTypeAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_AwardTypeAxis_2" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_AwardTypeAxis_2" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EmployeeStockOptionMember" xlink:label="loc_us-gaap_EmployeeStockOptionMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_3" xlink:to="loc_us-gaap_EmployeeStockOptionMember_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis" xlink:label="loc_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_1" xlink:to="loc_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain" xlink:label="loc_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_5" xlink:to="loc_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain_6" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain" xlink:label="loc_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain_6_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_5" xlink:to="loc_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain_6_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_RangeOfExercisePriceOneMember" xlink:label="loc_rvsb_RangeOfExercisePriceOneMember_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain_6" xlink:to="loc_rvsb_RangeOfExercisePriceOneMember_7" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_RangeOfExercisePriceTwoMember" xlink:label="loc_rvsb_RangeOfExercisePriceTwoMember_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain_6" xlink:to="loc_rvsb_RangeOfExercisePriceTwoMember_8" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_RangeOfExercisePriceThreeMember" xlink:label="loc_rvsb_RangeOfExercisePriceThreeMember_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain_6" xlink:to="loc_rvsb_RangeOfExercisePriceThreeMember_9" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_RangeOfExercisePriceFourMember" xlink:label="loc_rvsb_RangeOfExercisePriceFourMember_10"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain_6" xlink:to="loc_rvsb_RangeOfExercisePriceFourMember_10" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit" xlink:label="loc_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit_11"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_0" xlink:to="loc_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit_11" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit" xlink:label="loc_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit_12"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_0" xlink:to="loc_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit_12" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2" xlink:label="loc_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2_13"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_0" xlink:to="loc_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2_13" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions" xlink:label="loc_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions_14"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_0" xlink:to="loc_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions_14" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1" xlink:label="loc_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1_15"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_0" xlink:to="loc_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1_15" order="50" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions" xlink:label="loc_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions_16"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_0" xlink:to="loc_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions_16" order="60" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1" xlink:label="loc_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1_17"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_0" xlink:to="loc_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1_17" order="70" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/EMPLOYEEBENEFITPLANSDetailTextuals">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:label="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_0" xlink:to="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PlanNameAxis" xlink:label="loc_us-gaap_PlanNameAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_1" xlink:to="loc_us-gaap_PlanNameAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PlanNameDomain" xlink:label="loc_us-gaap_PlanNameDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_PlanNameAxis_2" xlink:to="loc_us-gaap_PlanNameDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PlanNameDomain" xlink:label="loc_us-gaap_PlanNameDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_PlanNameAxis_2" xlink:to="loc_us-gaap_PlanNameDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_RetirementPlanMember" xlink:label="loc_rvsb_RetirementPlanMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PlanNameDomain_3" xlink:to="loc_rvsb_RetirementPlanMember_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_DirectorsAndExecutiveOfficersDeferredCompensationPlanMember" xlink:label="loc_rvsb_DirectorsAndExecutiveOfficersDeferredCompensationPlanMember_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PlanNameDomain_3" xlink:to="loc_rvsb_DirectorsAndExecutiveOfficersDeferredCompensationPlanMember_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_StockOptionPlansMember" xlink:label="loc_rvsb_StockOptionPlansMember_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PlanNameDomain_3" xlink:to="loc_rvsb_StockOptionPlansMember_6" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DefinedContributionPlanCostRecognized" xlink:label="loc_us-gaap_DefinedContributionPlanCostRecognized_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_0" xlink:to="loc_us-gaap_DefinedContributionPlanCostRecognized_7" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_DeferredCompensationPlanAnnualInterestRate" xlink:label="loc_rvsb_DeferredCompensationPlanAnnualInterestRate_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_0" xlink:to="loc_rvsb_DeferredCompensationPlanAnnualInterestRate_8" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DeferredCompensationLiabilityCurrentAndNoncurrent" xlink:label="loc_us-gaap_DeferredCompensationLiabilityCurrentAndNoncurrent_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_0" xlink:to="loc_us-gaap_DeferredCompensationLiabilityCurrentAndNoncurrent_9" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardExpirationPeriod" xlink:label="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardExpirationPeriod_10"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_0" xlink:to="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardExpirationPeriod_10" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriodDescription" xlink:label="loc_rvsb_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriodDescription_11"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_0" xlink:to="loc_rvsb_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriodDescription_11" order="50" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommonStockCapitalSharesReservedForFutureIssuance" xlink:label="loc_us-gaap_CommonStockCapitalSharesReservedForFutureIssuance_12"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_0" xlink:to="loc_us-gaap_CommonStockCapitalSharesReservedForFutureIssuance_12" order="60" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue_13"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_0" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue_13" order="70" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/COMMITMENTSANDCONTINGENCIESSignificantOffBalanceSheetCommitmentsDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueOffBalanceSheetRisksDisclosureInformationLineItems" xlink:label="loc_us-gaap_FairValueOffBalanceSheetRisksDisclosureInformationLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTable" xlink:label="loc_us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_FairValueOffBalanceSheetRisksDisclosureInformationLineItems_0" xlink:to="loc_us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="loc_us-gaap_FinancialInstrumentAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTable_1" xlink:to="loc_us-gaap_FinancialInstrumentAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancialInstrumentAxis_2" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancialInstrumentAxis_2" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LoanOriginationCommitmentsMember" xlink:label="loc_us-gaap_LoanOriginationCommitmentsMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_3" xlink:to="loc_us-gaap_LoanOriginationCommitmentsMember_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_StandbyLettersOfCreditMember" xlink:label="loc_us-gaap_StandbyLettersOfCreditMember_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_3" xlink:to="loc_us-gaap_StandbyLettersOfCreditMember_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_UnusedLinesOfCreditMember" xlink:label="loc_us-gaap_UnusedLinesOfCreditMember_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_3" xlink:to="loc_us-gaap_UnusedLinesOfCreditMember_6" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InvestmentTypeAxis" xlink:label="loc_us-gaap_InvestmentTypeAxis_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTable_1" xlink:to="loc_us-gaap_InvestmentTypeAxis_7" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="loc_us-gaap_InvestmentTypeCategorizationMember_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_InvestmentTypeAxis_7" xlink:to="loc_us-gaap_InvestmentTypeCategorizationMember_8" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="loc_us-gaap_InvestmentTypeCategorizationMember_8_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_InvestmentTypeAxis_7" xlink:to="loc_us-gaap_InvestmentTypeCategorizationMember_8_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AdjustableRateLoansMember" xlink:label="loc_us-gaap_AdjustableRateLoansMember_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_InvestmentTypeCategorizationMember_8" xlink:to="loc_us-gaap_AdjustableRateLoansMember_9" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_FixedRateLoansMember" xlink:label="loc_rvsb_FixedRateLoansMember_10"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_InvestmentTypeCategorizationMember_8" xlink:to="loc_rvsb_FixedRateLoansMember_10" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueDisclosureOffbalanceSheetRisksFaceAmountLiability" xlink:label="loc_us-gaap_FairValueDisclosureOffbalanceSheetRisksFaceAmountLiability_11"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueOffBalanceSheetRisksDisclosureInformationLineItems_0" xlink:to="loc_us-gaap_FairValueDisclosureOffbalanceSheetRisksFaceAmountLiability_11" order="10" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/RIVERVIEWBANCORPINCPARENTCOMPANYONLYBALANCESHEETSDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_CondensedBalanceSheetStatementsCaptionsLineItems" xlink:label="loc_srt_CondensedBalanceSheetStatementsCaptionsLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_CondensedBalanceSheetStatementTable" xlink:label="loc_srt_CondensedBalanceSheetStatementTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_srt_CondensedBalanceSheetStatementsCaptionsLineItems_0" xlink:to="loc_srt_CondensedBalanceSheetStatementTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_ConsolidatedEntitiesAxis" xlink:label="loc_srt_ConsolidatedEntitiesAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_srt_CondensedBalanceSheetStatementTable_1" xlink:to="loc_srt_ConsolidatedEntitiesAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_ConsolidatedEntitiesDomain" xlink:label="loc_srt_ConsolidatedEntitiesDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_srt_ConsolidatedEntitiesAxis_2" xlink:to="loc_srt_ConsolidatedEntitiesDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_ConsolidatedEntitiesDomain" xlink:label="loc_srt_ConsolidatedEntitiesDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_srt_ConsolidatedEntitiesAxis_2" xlink:to="loc_srt_ConsolidatedEntitiesDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_ParentCompanyMember" xlink:label="loc_srt_ParentCompanyMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_ConsolidatedEntitiesDomain_3" xlink:to="loc_srt_ParentCompanyMember_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="loc_us-gaap_AssetsAbstract_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_CondensedBalanceSheetStatementsCaptionsLineItems_0" xlink:to="loc_us-gaap_AssetsAbstract_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsAbstract_5" xlink:to="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_6" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" xlink:label="loc_us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsAbstract_5" xlink:to="loc_us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures_7" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_OtherAssets" xlink:label="loc_us-gaap_OtherAssets_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsAbstract_5" xlink:to="loc_us-gaap_OtherAssets_8" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_Assets" xlink:label="loc_us-gaap_Assets_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsAbstract_5" xlink:to="loc_us-gaap_Assets_9" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:label="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_10"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_CondensedBalanceSheetStatementsCaptionsLineItems_0" xlink:to="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_10" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AccruedLiabilitiesAndOtherLiabilities" xlink:label="loc_us-gaap_AccruedLiabilitiesAndOtherLiabilities_11"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_10" xlink:to="loc_us-gaap_AccruedLiabilitiesAndOtherLiabilities_11" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DividendsPayableCurrentAndNoncurrent" xlink:label="loc_us-gaap_DividendsPayableCurrentAndNoncurrent_12"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_10" xlink:to="loc_us-gaap_DividendsPayableCurrentAndNoncurrent_12" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LongTermDebt" xlink:label="loc_us-gaap_LongTermDebt_13"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_10" xlink:to="loc_us-gaap_LongTermDebt_13" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_StockholdersEquity" xlink:label="loc_us-gaap_StockholdersEquity_14"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_10" xlink:to="loc_us-gaap_StockholdersEquity_14" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquity" xlink:label="loc_us-gaap_LiabilitiesAndStockholdersEquity_15"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_10" xlink:to="loc_us-gaap_LiabilitiesAndStockholdersEquity_15" order="40" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/RIVERVIEWBANCORPINCPARENTCOMPANYONLYSTATEMENTSOFINCOMEDetails1">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_CondensedIncomeStatementsCaptionsLineItems" xlink:label="loc_srt_CondensedIncomeStatementsCaptionsLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_CondensedIncomeStatementTable" xlink:label="loc_srt_CondensedIncomeStatementTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_srt_CondensedIncomeStatementsCaptionsLineItems_0" xlink:to="loc_srt_CondensedIncomeStatementTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_ConsolidatedEntitiesAxis" xlink:label="loc_srt_ConsolidatedEntitiesAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_srt_CondensedIncomeStatementTable_1" xlink:to="loc_srt_ConsolidatedEntitiesAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_ConsolidatedEntitiesDomain" xlink:label="loc_srt_ConsolidatedEntitiesDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_srt_ConsolidatedEntitiesAxis_2" xlink:to="loc_srt_ConsolidatedEntitiesDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_ConsolidatedEntitiesDomain" xlink:label="loc_srt_ConsolidatedEntitiesDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_srt_ConsolidatedEntitiesAxis_2" xlink:to="loc_srt_ConsolidatedEntitiesDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_ParentCompanyMember" xlink:label="loc_srt_ParentCompanyMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_ConsolidatedEntitiesDomain_3" xlink:to="loc_srt_ParentCompanyMember_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InterestAndDividendIncomeOperatingAbstract" xlink:label="loc_us-gaap_InterestAndDividendIncomeOperatingAbstract_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_CondensedIncomeStatementsCaptionsLineItems_0" xlink:to="loc_us-gaap_InterestAndDividendIncomeOperatingAbstract_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InterestAndDividendIncomeSecurities" xlink:label="loc_us-gaap_InterestAndDividendIncomeSecurities_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_InterestAndDividendIncomeOperatingAbstract_5" xlink:to="loc_us-gaap_InterestAndDividendIncomeSecurities_6" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InterestAndFeeIncomeLoansAndLeases" xlink:label="loc_us-gaap_InterestAndFeeIncomeLoansAndLeases_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_InterestAndDividendIncomeOperatingAbstract_5" xlink:to="loc_us-gaap_InterestAndFeeIncomeLoansAndLeases_7" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InterestIncomeOperating" xlink:label="loc_us-gaap_InterestIncomeOperating_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_InterestAndDividendIncomeOperatingAbstract_5" xlink:to="loc_us-gaap_InterestIncomeOperating_8" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NoninterestExpenseAbstract" xlink:label="loc_us-gaap_NoninterestExpenseAbstract_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_CondensedIncomeStatementsCaptionsLineItems_0" xlink:to="loc_us-gaap_NoninterestExpenseAbstract_9" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_OtherGeneralAndAdministrativeExpense" xlink:label="loc_us-gaap_OtherGeneralAndAdministrativeExpense_10"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_9" xlink:to="loc_us-gaap_OtherGeneralAndAdministrativeExpense_10" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_OtherNoninterestExpense" xlink:label="loc_us-gaap_OtherNoninterestExpense_11"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_9" xlink:to="loc_us-gaap_OtherNoninterestExpense_11" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NoninterestExpense" xlink:label="loc_us-gaap_NoninterestExpense_12"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_9" xlink:to="loc_us-gaap_NoninterestExpense_12" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_13"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_CondensedIncomeStatementsCaptionsLineItems_0" xlink:to="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_13" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefit_14"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_CondensedIncomeStatementsCaptionsLineItems_0" xlink:to="loc_us-gaap_IncomeTaxExpenseBenefit_14" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncomeLossAttributableToParent" xlink:label="loc_us-gaap_IncomeLossAttributableToParent_15"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_CondensedIncomeStatementsCaptionsLineItems_0" xlink:to="loc_us-gaap_IncomeLossAttributableToParent_15" order="50" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_UndistributedEarningOfDomesticSubsidiary" xlink:label="loc_rvsb_UndistributedEarningOfDomesticSubsidiary_16"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_CondensedIncomeStatementsCaptionsLineItems_0" xlink:to="loc_rvsb_UndistributedEarningOfDomesticSubsidiary_16" order="60" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaap_NetIncomeLoss_17"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_CondensedIncomeStatementsCaptionsLineItems_0" xlink:to="loc_us-gaap_NetIncomeLoss_17" order="70" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/RIVERVIEWBANCORPINCPARENTCOMPANYONLYSTATEMENTSOFCASHFLOWSDetails2">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_CondensedIncomeStatementsCaptionsLineItems" xlink:label="loc_srt_CondensedIncomeStatementsCaptionsLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_CondensedCashFlowStatementTable" xlink:label="loc_srt_CondensedCashFlowStatementTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_srt_CondensedIncomeStatementsCaptionsLineItems_0" xlink:to="loc_srt_CondensedCashFlowStatementTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_ConsolidatedEntitiesAxis" xlink:label="loc_srt_ConsolidatedEntitiesAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_srt_CondensedCashFlowStatementTable_1" xlink:to="loc_srt_ConsolidatedEntitiesAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_ConsolidatedEntitiesDomain" xlink:label="loc_srt_ConsolidatedEntitiesDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_srt_ConsolidatedEntitiesAxis_2" xlink:to="loc_srt_ConsolidatedEntitiesDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_ConsolidatedEntitiesDomain" xlink:label="loc_srt_ConsolidatedEntitiesDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_srt_ConsolidatedEntitiesAxis_2" xlink:to="loc_srt_ConsolidatedEntitiesDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_ParentCompanyMember" xlink:label="loc_srt_ParentCompanyMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_ConsolidatedEntitiesDomain_3" xlink:to="loc_srt_ParentCompanyMember_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_CondensedIncomeStatementsCaptionsLineItems_0" xlink:to="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaap_NetIncomeLoss_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract_5" xlink:to="loc_us-gaap_NetIncomeLoss_6" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract_5" xlink:to="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_7" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_EquityInUndistributedEarningsLossOfBank" xlink:label="loc_rvsb_EquityInUndistributedEarningsLossOfBank_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_7" xlink:to="loc_rvsb_EquityInUndistributedEarningsLossOfBank_8" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AdjustmentForAmortization" xlink:label="loc_us-gaap_AdjustmentForAmortization_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_7" xlink:to="loc_us-gaap_AdjustmentForAmortization_9" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DeferredIncomeTaxesAndTaxCredits" xlink:label="loc_us-gaap_DeferredIncomeTaxesAndTaxCredits_10"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_7" xlink:to="loc_us-gaap_DeferredIncomeTaxesAndTaxCredits_10" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_EarnedEsopShares" xlink:label="loc_rvsb_EarnedEsopShares_11"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_7" xlink:to="loc_rvsb_EarnedEsopShares_11" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncreaseDecreaseInOperatingCapitalAbstract" xlink:label="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_12"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract_5" xlink:to="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_12" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssets_13"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_12" xlink:to="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssets_13" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities" xlink:label="loc_us-gaap_IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities_14"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_12" xlink:to="loc_us-gaap_IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities_14" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_15"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract_5" xlink:to="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_15" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract_16"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_CondensedIncomeStatementsCaptionsLineItems_0" xlink:to="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract_16" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_ProceedsFromAssumptionOfJuniorSubordinatedDebt" xlink:label="loc_rvsb_ProceedsFromAssumptionOfJuniorSubordinatedDebt_17"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract_16" xlink:to="loc_rvsb_ProceedsFromAssumptionOfJuniorSubordinatedDebt_17" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CashDividendsPaidToParentCompanyByConsolidatedSubsidiaries" xlink:label="loc_us-gaap_CashDividendsPaidToParentCompanyByConsolidatedSubsidiaries_18"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract_16" xlink:to="loc_us-gaap_CashDividendsPaidToParentCompanyByConsolidatedSubsidiaries_18" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations_19"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract_16" xlink:to="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations_19" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract_20"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_CondensedIncomeStatementsCaptionsLineItems_0" xlink:to="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract_20" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PaymentsOfDividends" xlink:label="loc_us-gaap_PaymentsOfDividends_21"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract_20" xlink:to="loc_us-gaap_PaymentsOfDividends_21" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ProceedsFromStockOptionsExercised" xlink:label="loc_us-gaap_ProceedsFromStockOptionsExercised_22"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract_20" xlink:to="loc_us-gaap_ProceedsFromStockOptionsExercised_22" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations_23"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract_20" xlink:to="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations_23" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:label="loc_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_24"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_CondensedIncomeStatementsCaptionsLineItems_0" xlink:to="loc_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_24" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_25"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_CondensedIncomeStatementsCaptionsLineItems_0" xlink:to="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_25" order="50" use="optional"/>
</definitionLink>


</linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>14
<FILENAME>rvsb-20190331_lab.xml
<DESCRIPTION>XBRL
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>
<!--XBRL Document Modified with Ez-Editor Version 1.8.0.4 on Thursday, June 13, 2019 12:50:39 PM -->
<linkbase xmlns="http://www.xbrl.org/2003/linkbase" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
<roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedLabel" roleURI="http://www.xbrl.org/2009/role/negatedLabel"/> <roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodEndLabel" roleURI="http://www.xbrl.org/2009/role/negatedPeriodEndLabel"/> <roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodStartLabel" roleURI="http://www.xbrl.org/2009/role/negatedPeriodStartLabel"/> <roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTotalLabel" roleURI="http://www.xbrl.org/2009/role/negatedTotalLabel"/> <roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedNetLabel" roleURI="http://www.xbrl.org/2009/role/negatedNetLabel"/> <roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTerseLabel" roleURI="http://www.xbrl.org/2009/role/negatedTerseLabel"/> <roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/net-2009-12-16.xsd#netLabel" roleURI="http://www.xbrl.org/2009/role/netLabel"/>
<labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FederalHomeLoanBanksAbstract" xlink:label="loc_F4248H746F72_us-gaap_FederalHomeLoanBanksAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_FederalHomeLoanBanksAbstract" xml:lang="en-US">Federal Home Loan Banks [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_FederalHomeLoanBanksAbstract" xlink:to="lab_H6460J968H94_us-gaap_FederalHomeLoanBanksAbstract"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_FederalHomeLoanBanksCreditLineFacility" xlink:label="loc_IF21F453I7K897H8F732_rvsb_FederalHomeLoanBanksCreditLineFacility"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_FederalHomeLoanBanksCreditLineFacility" xml:lang="en-US">Federal Home Loan Banks Credit Line Facility</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_rvsb_FederalHomeLoanBanksCreditLineFacility" xml:lang="en-US">Percentages of federal home loan banks credit line facility</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_KH43H675K9M019J0H954_rvsb_FederalHomeLoanBanksCreditLineFacility" xml:lang="en-US">Represents percentages related to credit line facility is equal to 45% of total assets.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_FederalHomeLoanBanksCreditLineFacility" xlink:to="lab_KH43H675K9M019J0H954_rvsb_FederalHomeLoanBanksCreditLineFacility"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ProceedsFromFederalHomeLoanBankBorrowings" xlink:label="loc_F4248H746F72_us-gaap_ProceedsFromFederalHomeLoanBankBorrowings"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_ProceedsFromFederalHomeLoanBankBorrowings" xml:lang="en-US">Proceeds from FHLBank Borrowings, Financing Activities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_ProceedsFromFederalHomeLoanBankBorrowings" xml:lang="en-US">Additional borrowing from FHlB</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_ProceedsFromFederalHomeLoanBankBorrowings" xlink:to="lab_H6460J968H94_us-gaap_ProceedsFromFederalHomeLoanBankBorrowings"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_LoansPledgedAsCollateralToFhib" xlink:label="loc_IF21F453I7K897H8F732_rvsb_LoansPledgedAsCollateralToFhib"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_LoansPledgedAsCollateralToFhib" xml:lang="en-US">Loans Pledged As Collateral To Fhib</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_rvsb_LoansPledgedAsCollateralToFhib" xml:lang="en-US">Loans pledged as collateral to FHIB</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_KH43H675K9M019J0H954_rvsb_LoansPledgedAsCollateralToFhib" xml:lang="en-US">Represents amount related to loans pledged as collateral to FHIB.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_LoansPledgedAsCollateralToFhib" xlink:to="lab_KH43H675K9M019J0H954_rvsb_LoansPledgedAsCollateralToFhib"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_DocumentAndEntityInformationAbstract" xlink:label="loc_F4248H746F72_rvsb_DocumentAndEntityInformationAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_rvsb_DocumentAndEntityInformationAbstract" xml:lang="en-US">Document and Entity Information:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_rvsb_DocumentAndEntityInformationAbstract" xlink:to="lab_H6460J968H94_rvsb_DocumentAndEntityInformationAbstract"/>
<loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2018/dei-2018-01-31.xsd#dei_EntityRegistrantName" xlink:label="loc_IF21F453I7K897H8F732_dei_EntityRegistrantName"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_dei_EntityRegistrantName" xml:lang="en-US">Entity Registrant Name</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_dei_EntityRegistrantName" xlink:to="lab_KH43H675K9M019J0H954_dei_EntityRegistrantName"/>
<loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2018/dei-2018-01-31.xsd#dei_EntityCentralIndexKey" xlink:label="loc_F4248H746F72_dei_EntityCentralIndexKey"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_dei_EntityCentralIndexKey" xml:lang="en-US">Entity Central Index Key</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_dei_EntityCentralIndexKey" xlink:to="lab_H6460J968H94_dei_EntityCentralIndexKey"/>
<loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2018/dei-2018-01-31.xsd#dei_TradingSymbol" xlink:label="loc_IF21F453I7K897H8F732_dei_TradingSymbol"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_dei_TradingSymbol" xml:lang="en-US">Trading Symbol</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_dei_TradingSymbol" xlink:to="lab_KH43H675K9M019J0H954_dei_TradingSymbol"/>
<loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2018/dei-2018-01-31.xsd#dei_EntityCurrentReportingStatus" xlink:label="loc_F4248H746F72_dei_EntityCurrentReportingStatus"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_dei_EntityCurrentReportingStatus" xml:lang="en-US">Entity Current Reporting Status</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_dei_EntityCurrentReportingStatus" xlink:to="lab_H6460J968H94_dei_EntityCurrentReportingStatus"/>
<loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2018/dei-2018-01-31.xsd#dei_EntityVoluntaryFilers" xlink:label="loc_IF21F453I7K897H8F732_dei_EntityVoluntaryFilers"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_dei_EntityVoluntaryFilers" xml:lang="en-US">Entity Voluntary Filers</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_dei_EntityVoluntaryFilers" xlink:to="lab_KH43H675K9M019J0H954_dei_EntityVoluntaryFilers"/>
<loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2018/dei-2018-01-31.xsd#dei_CurrentFiscalYearEndDate" xlink:label="loc_F4248H746F72_dei_CurrentFiscalYearEndDate"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_dei_CurrentFiscalYearEndDate" xml:lang="en-US">Current Fiscal Year End Date</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_dei_CurrentFiscalYearEndDate" xlink:to="lab_H6460J968H94_dei_CurrentFiscalYearEndDate"/>
<loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2018/dei-2018-01-31.xsd#dei_EntityFilerCategory" xlink:label="loc_IF21F453I7K897H8F732_dei_EntityFilerCategory"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_dei_EntityFilerCategory" xml:lang="en-US">Entity Filer Category</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_dei_EntityFilerCategory" xlink:to="lab_KH43H675K9M019J0H954_dei_EntityFilerCategory"/>
<loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2018/dei-2018-01-31.xsd#dei_EntityWellKnownSeasonedIssuer" xlink:label="loc_F4248H746F72_dei_EntityWellKnownSeasonedIssuer"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_dei_EntityWellKnownSeasonedIssuer" xml:lang="en-US">Entity Well-known Seasoned Issuer</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_dei_EntityWellKnownSeasonedIssuer" xlink:to="lab_H6460J968H94_dei_EntityWellKnownSeasonedIssuer"/>
<loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2018/dei-2018-01-31.xsd#dei_EntityCommonStockSharesOutstanding" xlink:label="loc_IF21F453I7K897H8F732_dei_EntityCommonStockSharesOutstanding"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_dei_EntityCommonStockSharesOutstanding" xml:lang="en-US">Entity Common Stock, Shares Outstanding</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_dei_EntityCommonStockSharesOutstanding" xlink:to="lab_KH43H675K9M019J0H954_dei_EntityCommonStockSharesOutstanding"/>
<loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2018/dei-2018-01-31.xsd#dei_EntityPublicFloat" xlink:label="loc_F4248H746F72_dei_EntityPublicFloat"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_dei_EntityPublicFloat" xml:lang="en-US">Entity Public Float</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_dei_EntityPublicFloat" xlink:to="lab_H6460J968H94_dei_EntityPublicFloat"/>
<loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2018/dei-2018-01-31.xsd#dei_DocumentType" xlink:label="loc_IF21F453I7K897H8F732_dei_DocumentType"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_dei_DocumentType" xml:lang="en-US">Document Type</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_dei_DocumentType" xlink:to="lab_KH43H675K9M019J0H954_dei_DocumentType"/>
<loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2018/dei-2018-01-31.xsd#dei_DocumentPeriodEndDate" xlink:label="loc_F4248H746F72_dei_DocumentPeriodEndDate"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_dei_DocumentPeriodEndDate" xml:lang="en-US">Document Period End Date</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_dei_DocumentPeriodEndDate" xlink:to="lab_H6460J968H94_dei_DocumentPeriodEndDate"/>
<loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2018/dei-2018-01-31.xsd#dei_AmendmentFlag" xlink:label="loc_IF21F453I7K897H8F732_dei_AmendmentFlag"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_dei_AmendmentFlag" xml:lang="en-US">Amendment Flag</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_dei_AmendmentFlag" xlink:to="lab_KH43H675K9M019J0H954_dei_AmendmentFlag"/>
<loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2018/dei-2018-01-31.xsd#dei_DocumentFiscalYearFocus" xlink:label="loc_F4248H746F72_dei_DocumentFiscalYearFocus"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_dei_DocumentFiscalYearFocus" xml:lang="en-US">Document Fiscal Year Focus</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_dei_DocumentFiscalYearFocus" xlink:to="lab_H6460J968H94_dei_DocumentFiscalYearFocus"/>
<loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2018/dei-2018-01-31.xsd#dei_DocumentFiscalPeriodFocus" xlink:label="loc_IF21F453I7K897H8F732_dei_DocumentFiscalPeriodFocus"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_dei_DocumentFiscalPeriodFocus" xml:lang="en-US">Document Fiscal Period Focus</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_dei_DocumentFiscalPeriodFocus" xlink:to="lab_KH43H675K9M019J0H954_dei_DocumentFiscalPeriodFocus"/>
<loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2018/dei-2018-01-31.xsd#dei_EntitySmallBusiness" xlink:label="loc_F4248H746F72_dei_EntitySmallBusiness"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_dei_EntitySmallBusiness" xml:lang="en-US">Entity Small Business</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_dei_EntitySmallBusiness" xlink:to="lab_H6460J968H94_dei_EntitySmallBusiness"/>
<loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2018/dei-2018-01-31.xsd#dei_EntityEmergingGrowthCompany" xlink:label="loc_IF21F453I7K897H8F732_dei_EntityEmergingGrowthCompany"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_dei_EntityEmergingGrowthCompany" xml:lang="en-US">Entity Emerging Growth Company</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_dei_EntityEmergingGrowthCompany" xlink:to="lab_KH43H675K9M019J0H954_dei_EntityEmergingGrowthCompany"/>
<loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2018/dei-2018-01-31.xsd#dei_EntityShellCompany" xlink:label="loc_F4248H746F72_dei_EntityShellCompany"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_dei_EntityShellCompany" xml:lang="en-US">Entity Shell Company</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_dei_EntityShellCompany" xlink:to="lab_H6460J968H94_dei_EntityShellCompany"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_StatementOfFinancialPositionAbstract" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_StatementOfFinancialPositionAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_StatementOfFinancialPositionAbstract" xml:lang="en-US">Statement of Financial Position [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_StatementOfFinancialPositionAbstract" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_StatementOfFinancialPositionAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="loc_F4248H746F72_us-gaap_AssetsAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_AssetsAbstract" xml:lang="en-US">ASSETS</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_AssetsAbstract" xlink:to="lab_H6460J968H94_us-gaap_AssetsAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CashEquivalentsAtCarryingValue" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_CashEquivalentsAtCarryingValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_CashEquivalentsAtCarryingValue" xml:lang="en-US">Cash and cash equivalents (including interest-earning accounts of $30,052 and $46,245)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_CashEquivalentsAtCarryingValue" xml:lang="en-US">Cash and cash equivalents (including interest-earning accounts of $5,844 and $30,052)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_CashEquivalentsAtCarryingValue" xml:lang="en-US">CASH AND CASH EQUIVALENTS, BEGINNING OF YEAR</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_CashEquivalentsAtCarryingValue" xml:lang="en-US">CASH AND CASH EQUIVALENTS, END OF YEAR</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_CashEquivalentsAtCarryingValue" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_CashEquivalentsAtCarryingValue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CertificatesOfDepositAtCarryingValue" xlink:label="loc_F4248H746F72_us-gaap_CertificatesOfDepositAtCarryingValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_CertificatesOfDepositAtCarryingValue" xml:lang="en-US">Certificates of deposit held for investment</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_CertificatesOfDepositAtCarryingValue" xlink:to="lab_H6460J968H94_us-gaap_CertificatesOfDepositAtCarryingValue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LoansReceivableHeldForSaleAmount" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_LoansReceivableHeldForSaleAmount"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_LoansReceivableHeldForSaleAmount" xml:lang="en-US">Loans held for sale</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_LoansReceivableHeldForSaleAmount" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_LoansReceivableHeldForSaleAmount"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_MarketableSecuritiesAbstract" xlink:label="loc_F4248H746F72_us-gaap_MarketableSecuritiesAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_MarketableSecuritiesAbstract" xml:lang="en-US">Marketable Securities [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_MarketableSecuritiesAbstract" xml:lang="en-US">Investment securities:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_MarketableSecuritiesAbstract" xlink:to="lab_H6460J968H94_us-gaap_MarketableSecuritiesAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AvailableForSaleSecurities" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_AvailableForSaleSecurities"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_AvailableForSaleSecurities" xml:lang="en-US">Available for sale, at estimated fair value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_AvailableForSaleSecurities" xml:lang="en-US">Estimated Fair Value</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_AvailableForSaleSecurities" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_AvailableForSaleSecurities"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_HeldToMaturitySecurities" xlink:label="loc_F4248H746F72_us-gaap_HeldToMaturitySecurities"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_HeldToMaturitySecurities" xml:lang="en-US">Held to maturity, at amortized cost (estimated fair value of $35 and $43)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_HeldToMaturitySecurities" xml:lang="en-US">Held to maturity, at amortized cost (estimated fair value of $71 and $76)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/positiveTerseLabel" xlink:label="lab_H6460J968H94_us-gaap_HeldToMaturitySecurities" xml:lang="en-US">Amortized Cost</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_HeldToMaturitySecurities" xlink:to="lab_H6460J968H94_us-gaap_HeldToMaturitySecurities"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmount" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_LoansAndLeasesReceivableNetReportedAmount"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_LoansAndLeasesReceivableNetReportedAmount" xml:lang="en-US">Loans receivable (net of allowance for loan losses of $10,289 and $9,885)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_LoansAndLeasesReceivableNetReportedAmount" xml:lang="en-US">Loans receivable (net of allowance for loan losses of $11,457 and $10,766)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_LoansAndLeasesReceivableNetReportedAmount" xml:lang="en-US">Loans receivable, net</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_LoansAndLeasesReceivableNetReportedAmount" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_LoansAndLeasesReceivableNetReportedAmount"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_OtherRealEstateAndForeclosedAssets" xlink:label="loc_F4248H746F72_us-gaap_OtherRealEstateAndForeclosedAssets"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_OtherRealEstateAndForeclosedAssets" xml:lang="en-US">Other Real Estate, Foreclosed Assets, and Repossessed Assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_OtherRealEstateAndForeclosedAssets" xml:lang="en-US">Real estate owned ("REO")</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_OtherRealEstateAndForeclosedAssets" xml:lang="en-US">Real estate owned</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_OtherRealEstateAndForeclosedAssets" xlink:to="lab_H6460J968H94_us-gaap_OtherRealEstateAndForeclosedAssets"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PrepaidExpenseAndOtherAssets" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_PrepaidExpenseAndOtherAssets"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_PrepaidExpenseAndOtherAssets" xml:lang="en-US">Prepaid expenses and other assets</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_PrepaidExpenseAndOtherAssets" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_PrepaidExpenseAndOtherAssets"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InterestReceivable" xlink:label="loc_F4248H746F72_us-gaap_InterestReceivable"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_InterestReceivable" xml:lang="en-US">Accrued interest receivable</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_InterestReceivable" xlink:to="lab_H6460J968H94_us-gaap_InterestReceivable"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FederalHomeLoanBankStock" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_FederalHomeLoanBankStock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_FederalHomeLoanBankStock" xml:lang="en-US">Federal Home Loan Bank ("FHLB") stock, at cost</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_FederalHomeLoanBankStock" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_FederalHomeLoanBankStock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="loc_F4248H746F72_us-gaap_PropertyPlantAndEquipmentNet"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_PropertyPlantAndEquipmentNet" xml:lang="en-US">Premises and equipment, net</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_H6460J968H94_us-gaap_PropertyPlantAndEquipmentNet" xml:lang="en-US">Premises and equipment, net</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_PropertyPlantAndEquipmentNet" xlink:to="lab_H6460J968H94_us-gaap_PropertyPlantAndEquipmentNet"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DeferredIncomeTaxAssetsNet" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_DeferredIncomeTaxAssetsNet"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_DeferredIncomeTaxAssetsNet" xml:lang="en-US">Deferred Income Tax Assets, Net</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_DeferredIncomeTaxAssetsNet" xml:lang="en-US">Deferred income taxes, net</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_DeferredIncomeTaxAssetsNet" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_DeferredIncomeTaxAssetsNet"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ServicingAssetAtAmortizedValue" xlink:label="loc_F4248H746F72_us-gaap_ServicingAssetAtAmortizedValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_ServicingAssetAtAmortizedValue" xml:lang="en-US">Mortgage servicing rights, net</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_ServicingAssetAtAmortizedValue" xlink:to="lab_H6460J968H94_us-gaap_ServicingAssetAtAmortizedValue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_Goodwill" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_Goodwill"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_Goodwill" xml:lang="en-US">Goodwill</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_Goodwill" xml:lang="en-US">Goodwill recognized</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_Goodwill" xml:lang="en-US">Net carrying value at beginning of period</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_Goodwill" xml:lang="en-US">Net carrying value at the end of period</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_Goodwill" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_Goodwill"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsNet" xlink:label="loc_F4248H746F72_us-gaap_FiniteLivedIntangibleAssetsNet"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_FiniteLivedIntangibleAssetsNet" xml:lang="en-US">Finite-Lived Intangible Assets, Net, Total</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_FiniteLivedIntangibleAssetsNet" xml:lang="en-US">Core deposit intangible ("CDI"), net</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_FiniteLivedIntangibleAssetsNet" xlink:to="lab_H6460J968H94_us-gaap_FiniteLivedIntangibleAssetsNet"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BankOwnedLifeInsurance" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_BankOwnedLifeInsurance"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_BankOwnedLifeInsurance" xml:lang="en-US">Bank owned life insurance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_BankOwnedLifeInsurance" xml:lang="en-US">Bank owned life insurance ("BOLI")</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_BankOwnedLifeInsurance" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_BankOwnedLifeInsurance"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_Assets" xlink:label="loc_F4248H746F72_us-gaap_Assets"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_Assets" xml:lang="en-US">TOTAL ASSETS</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_H6460J968H94_us-gaap_Assets" xml:lang="en-US">TOTAL ASSETS</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_Assets" xlink:to="lab_H6460J968H94_us-gaap_Assets"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_LiabilitiesAndStockholdersEquityAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_LiabilitiesAndStockholdersEquityAbstract" xml:lang="en-US">LIABILITIES AND SHAREHOLDERS' EQUITY</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_LiabilitiesAndStockholdersEquityAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LiabilitiesAbstract" xlink:label="loc_F4248H746F72_us-gaap_LiabilitiesAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_LiabilitiesAbstract" xml:lang="en-US">LIABILITIES:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_LiabilitiesAbstract" xlink:to="lab_H6460J968H94_us-gaap_LiabilitiesAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_Deposits" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_Deposits"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_Deposits" xml:lang="en-US">Deposits</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_Deposits" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_Deposits"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AccruedLiabilitiesAndOtherLiabilities" xlink:label="loc_F4248H746F72_us-gaap_AccruedLiabilitiesAndOtherLiabilities"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_AccruedLiabilitiesAndOtherLiabilities" xml:lang="en-US">Accrued Liabilities and Other Liabilities, Total</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_AccruedLiabilitiesAndOtherLiabilities" xml:lang="en-US">Accrued expenses and other liabilities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_AccruedLiabilitiesAndOtherLiabilities" xml:lang="en-US">Accrued expenses and other liabilities</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_AccruedLiabilitiesAndOtherLiabilities" xlink:to="lab_H6460J968H94_us-gaap_AccruedLiabilitiesAndOtherLiabilities"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AdvancePaymentsByBorrowersForTaxesAndInsurance" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_AdvancePaymentsByBorrowersForTaxesAndInsurance"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_AdvancePaymentsByBorrowersForTaxesAndInsurance" xml:lang="en-US">Advanced payments by borrowers for taxes and insurance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_AdvancePaymentsByBorrowersForTaxesAndInsurance" xml:lang="en-US">Advance payments by borrowers for taxes and insurance</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_AdvancePaymentsByBorrowersForTaxesAndInsurance" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_AdvancePaymentsByBorrowersForTaxesAndInsurance"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_JuniorSubordinatedNotes" xlink:label="loc_F4248H746F72_us-gaap_JuniorSubordinatedNotes"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_JuniorSubordinatedNotes" xml:lang="en-US">Junior subordinated debentures</label>
<label xlink:type="resource" xlink:label="lab_H6460J968H94_us-gaap_JuniorSubordinatedNotes" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Total Debentures</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_JuniorSubordinatedNotes" xlink:to="lab_H6460J968H94_us-gaap_JuniorSubordinatedNotes"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FederalHomeLoanBankAdvancesLongTerm" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_FederalHomeLoanBankAdvancesLongTerm"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_FederalHomeLoanBankAdvancesLongTerm" xml:lang="en-US">Long-term Federal Home Loan Bank Advances</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_FederalHomeLoanBankAdvancesLongTerm" xml:lang="en-US">FHLB advances</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_FederalHomeLoanBankAdvancesLongTerm" xml:lang="en-US">FHLB advances</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_FederalHomeLoanBankAdvancesLongTerm" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_FederalHomeLoanBankAdvancesLongTerm"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CapitalLeaseObligations" xlink:label="loc_F4248H746F72_us-gaap_CapitalLeaseObligations"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_CapitalLeaseObligations" xml:lang="en-US">Capital Lease Obligations</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_CapitalLeaseObligations" xml:lang="en-US">Capital lease obligation</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_CapitalLeaseObligations" xlink:to="lab_H6460J968H94_us-gaap_CapitalLeaseObligations"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_Liabilities" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_Liabilities"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_Liabilities" xml:lang="en-US">Total liabilities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_Liabilities" xml:lang="en-US">Total liabilities</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_Liabilities" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_Liabilities"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommitmentsAndContingencies" xlink:label="loc_F4248H746F72_us-gaap_CommitmentsAndContingencies"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_CommitmentsAndContingencies" xml:lang="en-US">COMMITMENTS AND CONTINGENCIES (See Note 12)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_CommitmentsAndContingencies" xml:lang="en-US">COMMITMENTS AND CONTINGENCIES (See Note 19)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_H6460J968H94_us-gaap_CommitmentsAndContingencies" xml:lang="en-US">Total</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_CommitmentsAndContingencies" xlink:to="lab_H6460J968H94_us-gaap_CommitmentsAndContingencies"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_StockholdersEquityAbstract" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_StockholdersEquityAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_StockholdersEquityAbstract" xml:lang="en-US">SHAREHOLDERS' EQUITY:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_StockholdersEquityAbstract" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_StockholdersEquityAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PreferredStockValue" xlink:label="loc_F4248H746F72_us-gaap_PreferredStockValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_PreferredStockValue" xml:lang="en-US">Preferred Stock, Value, Issued</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_PreferredStockValue" xml:lang="en-US">Serial preferred stock, $.01 par value; 250,000 shares authorized; issued and outstanding: none</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_PreferredStockValue" xlink:to="lab_H6460J968H94_us-gaap_PreferredStockValue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommonStockValue" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_CommonStockValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_CommonStockValue" xml:lang="en-US">Common Stock, Value, Issued</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_CommonStockValue" xml:lang="en-US">Common stock, $.01 par value; 50,000,000 shares authorized March 31, 2019 - 22,607,712 shares issued and outstanding March 31, 2018 - 22,570,179 shares issued and outstanding</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_CommonStockValue" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_CommonStockValue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AdditionalPaidInCapitalCommonStock" xlink:label="loc_F4248H746F72_us-gaap_AdditionalPaidInCapitalCommonStock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_AdditionalPaidInCapitalCommonStock" xml:lang="en-US">Additional Paid in Capital, Common Stock</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_AdditionalPaidInCapitalCommonStock" xml:lang="en-US">Additional paid-in capital</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_AdditionalPaidInCapitalCommonStock" xlink:to="lab_H6460J968H94_us-gaap_AdditionalPaidInCapitalCommonStock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_RetainedEarningsAccumulatedDeficit" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_RetainedEarningsAccumulatedDeficit"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_RetainedEarningsAccumulatedDeficit" xml:lang="en-US">Retained earnings</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_RetainedEarningsAccumulatedDeficit" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_RetainedEarningsAccumulatedDeficit"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:label="loc_F4248H746F72_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xml:lang="en-US">Accumulated other comprehensive income (loss)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xml:lang="en-US">Accumulated other comprehensive loss</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:to="lab_H6460J968H94_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_StockholdersEquity" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_StockholdersEquity"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_StockholdersEquity" xml:lang="en-US">Total shareholders' equity</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_StockholdersEquity" xml:lang="en-US">Shareholders' equity</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_StockholdersEquity" xml:lang="en-US">Total shareholders' equity</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_StockholdersEquity" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_StockholdersEquity"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquity" xlink:label="loc_F4248H746F72_us-gaap_LiabilitiesAndStockholdersEquity"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_LiabilitiesAndStockholdersEquity" xml:lang="en-US">TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_H6460J968H94_us-gaap_LiabilitiesAndStockholdersEquity" xml:lang="en-US">TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_LiabilitiesAndStockholdersEquity" xlink:to="lab_H6460J968H94_us-gaap_LiabilitiesAndStockholdersEquity"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InterestBearingDepositsInBanks" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_InterestBearingDepositsInBanks"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_InterestBearingDepositsInBanks" xml:lang="en-US">Interest-earning accounts included in cash (in dollars)</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_InterestBearingDepositsInBanks" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_InterestBearingDepositsInBanks"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_MortgageBackedSecuritiesHeldToMaturityFairValueDisclosure" xlink:label="loc_F4248H746F72_us-gaap_MortgageBackedSecuritiesHeldToMaturityFairValueDisclosure"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_MortgageBackedSecuritiesHeldToMaturityFairValueDisclosure" xml:lang="en-US">Fair value of mortgage-backed securities held to maturity (in dollars)</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_MortgageBackedSecuritiesHeldToMaturityFairValueDisclosure" xlink:to="lab_H6460J968H94_us-gaap_MortgageBackedSecuritiesHeldToMaturityFairValueDisclosure"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_FinancingReceivableAllowanceForCreditLosses"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_FinancingReceivableAllowanceForCreditLosses" xml:lang="en-US">Financing receivable, Allowance for Credit Losses</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_FinancingReceivableAllowanceForCreditLosses" xml:lang="en-US">Less: Allowance for loan losses</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_FinancingReceivableAllowanceForCreditLosses" xml:lang="en-US">Allowance for loan losses (in dollars)</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_FinancingReceivableAllowanceForCreditLosses"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PreferredStockParOrStatedValuePerShare" xlink:label="loc_F4248H746F72_us-gaap_PreferredStockParOrStatedValuePerShare"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_PreferredStockParOrStatedValuePerShare" xml:lang="en-US">Serial preferred stock, par value (in dollars per share)</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_PreferredStockParOrStatedValuePerShare" xlink:to="lab_H6460J968H94_us-gaap_PreferredStockParOrStatedValuePerShare"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PreferredStockSharesAuthorized" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_PreferredStockSharesAuthorized"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_PreferredStockSharesAuthorized" xml:lang="en-US">Serial preferred stock, shares authorized</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_PreferredStockSharesAuthorized" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_PreferredStockSharesAuthorized"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PreferredStockSharesIssued" xlink:label="loc_F4248H746F72_us-gaap_PreferredStockSharesIssued"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_PreferredStockSharesIssued" xml:lang="en-US">Serial preferred stock, shares issued</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_PreferredStockSharesIssued" xlink:to="lab_H6460J968H94_us-gaap_PreferredStockSharesIssued"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PreferredStockSharesOutstanding" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_PreferredStockSharesOutstanding"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_PreferredStockSharesOutstanding" xml:lang="en-US">Serial preferred stock, shares outstanding</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_PreferredStockSharesOutstanding" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_PreferredStockSharesOutstanding"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommonStockParOrStatedValuePerShare" xlink:label="loc_F4248H746F72_us-gaap_CommonStockParOrStatedValuePerShare"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_CommonStockParOrStatedValuePerShare" xml:lang="en-US">Common stock, par value (in dollars per share)</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_CommonStockParOrStatedValuePerShare" xlink:to="lab_H6460J968H94_us-gaap_CommonStockParOrStatedValuePerShare"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommonStockSharesAuthorized" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_CommonStockSharesAuthorized"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_CommonStockSharesAuthorized" xml:lang="en-US">Common stock, shares authorized</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_CommonStockSharesAuthorized" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_CommonStockSharesAuthorized"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommonStockSharesIssued" xlink:label="loc_F4248H746F72_us-gaap_CommonStockSharesIssued"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_CommonStockSharesIssued" xml:lang="en-US">Common stock, shares issued</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_CommonStockSharesIssued" xlink:to="lab_H6460J968H94_us-gaap_CommonStockSharesIssued"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommonStockSharesOutstanding" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_CommonStockSharesOutstanding"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_CommonStockSharesOutstanding" xml:lang="en-US">Common stock, shares outstanding</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_CommonStockSharesOutstanding" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_CommonStockSharesOutstanding"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncomeStatementAbstract" xlink:label="loc_F4248H746F72_us-gaap_IncomeStatementAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_IncomeStatementAbstract" xml:lang="en-US">Statements of Operations</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_IncomeStatementAbstract" xml:lang="en-US">Income Statement [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_IncomeStatementAbstract" xlink:to="lab_H6460J968H94_us-gaap_IncomeStatementAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_StatementTable"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_StatementTable" xml:lang="en-US">Statement [Table]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_StatementTable" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_StatementTable"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_ProductOrServiceAxis" xlink:label="loc_F4248H746F72_srt_ProductOrServiceAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_srt_ProductOrServiceAxis" xml:lang="en-US">Product and Service [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_srt_ProductOrServiceAxis" xlink:to="lab_H6460J968H94_srt_ProductOrServiceAxis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_ProductsAndServicesDomain" xlink:label="loc_IF21F453I7K897H8F732_srt_ProductsAndServicesDomain"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_srt_ProductsAndServicesDomain" xml:lang="en-US">Product and Service [Domain]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_srt_ProductsAndServicesDomain" xlink:to="lab_KH43H675K9M019J0H954_srt_ProductsAndServicesDomain"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BankServicingMember" xlink:label="loc_F4248H746F72_us-gaap_BankServicingMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_BankServicingMember" xml:lang="en-US">Bank Servicing [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_BankServicingMember" xml:lang="en-US">Deposit related fees</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_BankServicingMember" xml:lang="en-US">Fees and service charges</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_BankServicingMember" xlink:to="lab_H6460J968H94_us-gaap_BankServicingMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AssetManagement1Member" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_AssetManagement1Member"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_AssetManagement1Member" xml:lang="en-US">Asset Management [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_AssetManagement1Member" xml:lang="en-US">Asset management fees</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_AssetManagement1Member" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_AssetManagement1Member"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_F4248H746F72_us-gaap_StatementLineItems"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_StatementLineItems" xml:lang="en-US">Statement [Line Items]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_StatementLineItems" xlink:to="lab_H6460J968H94_us-gaap_StatementLineItems"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InterestAndDividendIncomeOperatingAbstract" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_InterestAndDividendIncomeOperatingAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_InterestAndDividendIncomeOperatingAbstract" xml:lang="en-US">INTEREST AND DIVIDEND INCOME:</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_InterestAndDividendIncomeOperatingAbstract" xml:lang="en-US">INCOME:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_InterestAndDividendIncomeOperatingAbstract" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_InterestAndDividendIncomeOperatingAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InterestAndFeeIncomeLoansAndLeases" xlink:label="loc_F4248H746F72_us-gaap_InterestAndFeeIncomeLoansAndLeases"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_InterestAndFeeIncomeLoansAndLeases" xml:lang="en-US">Interest and Fee Income, Loans and Leases</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_InterestAndFeeIncomeLoansAndLeases" xml:lang="en-US">Interest on loan receivable from the Bank</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_InterestAndFeeIncomeLoansAndLeases" xml:lang="en-US">Interest and fees on loans receivable</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_InterestAndFeeIncomeLoansAndLeases" xlink:to="lab_H6460J968H94_us-gaap_InterestAndFeeIncomeLoansAndLeases"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InterestIncomeSecuritiesTaxable" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_InterestIncomeSecuritiesTaxable"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_InterestIncomeSecuritiesTaxable" xml:lang="en-US">Interest Income, Securities, Operating, Taxable</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_InterestIncomeSecuritiesTaxable" xml:lang="en-US">Interest on investment securities - taxable</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_InterestIncomeSecuritiesTaxable" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_InterestIncomeSecuritiesTaxable"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InterestIncomeSecuritiesTaxExempt" xlink:label="loc_F4248H746F72_us-gaap_InterestIncomeSecuritiesTaxExempt"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_InterestIncomeSecuritiesTaxExempt" xml:lang="en-US">Interest Income, Securities, Operating, Tax Exempt</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_InterestIncomeSecuritiesTaxExempt" xml:lang="en-US">Interest on investment securities - nontaxable</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_InterestIncomeSecuritiesTaxExempt" xlink:to="lab_H6460J968H94_us-gaap_InterestIncomeSecuritiesTaxExempt"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_OtherInterestAndDividendIncome" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_OtherInterestAndDividendIncome"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_OtherInterestAndDividendIncome" xml:lang="en-US">Other interest and dividends</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_OtherInterestAndDividendIncome" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_OtherInterestAndDividendIncome"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InterestAndDividendIncomeOperating" xlink:label="loc_F4248H746F72_us-gaap_InterestAndDividendIncomeOperating"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_InterestAndDividendIncomeOperating" xml:lang="en-US">Total interest and dividend income</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_InterestAndDividendIncomeOperating" xml:lang="en-US">Interest and dividend income</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_H6460J968H94_us-gaap_InterestAndDividendIncomeOperating" xml:lang="en-US">Total interest and dividend income</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_InterestAndDividendIncomeOperating" xlink:to="lab_H6460J968H94_us-gaap_InterestAndDividendIncomeOperating"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InterestExpenseAbstract" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_InterestExpenseAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_InterestExpenseAbstract" xml:lang="en-US">INTEREST EXPENSE:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_InterestExpenseAbstract" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_InterestExpenseAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InterestExpenseDeposits" xlink:label="loc_F4248H746F72_us-gaap_InterestExpenseDeposits"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_InterestExpenseDeposits" xml:lang="en-US">Interest on deposits</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_InterestExpenseDeposits" xml:lang="en-US">Total</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_H6460J968H94_us-gaap_InterestExpenseDeposits" xml:lang="en-US">Total</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_InterestExpenseDeposits" xlink:to="lab_H6460J968H94_us-gaap_InterestExpenseDeposits"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InterestExpenseBorrowings" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_InterestExpenseBorrowings"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_InterestExpenseBorrowings" xml:lang="en-US">Interest on borrowings</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_InterestExpenseBorrowings" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_InterestExpenseBorrowings"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InterestExpense" xlink:label="loc_F4248H746F72_us-gaap_InterestExpense"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_InterestExpense" xml:lang="en-US">Total interest expense</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_InterestExpense" xml:lang="en-US">Interest expense</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_H6460J968H94_us-gaap_InterestExpense" xml:lang="en-US">Total interest expense</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_InterestExpense" xlink:to="lab_H6460J968H94_us-gaap_InterestExpense"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InterestIncomeExpenseNet" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_InterestIncomeExpenseNet"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_InterestIncomeExpenseNet" xml:lang="en-US">Interest Income (Expense), Net</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_InterestIncomeExpenseNet" xml:lang="en-US">Net interest income</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_InterestIncomeExpenseNet" xml:lang="en-US">Net interest income</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_InterestIncomeExpenseNet" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_InterestIncomeExpenseNet"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ProvisionForLoanLeaseAndOtherLosses" xlink:label="loc_F4248H746F72_us-gaap_ProvisionForLoanLeaseAndOtherLosses"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_ProvisionForLoanLeaseAndOtherLosses" xml:lang="en-US">Provision for Loan, Lease, and Other Losses</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_ProvisionForLoanLeaseAndOtherLosses" xml:lang="en-US">Provisions for loan losses</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_ProvisionForLoanLeaseAndOtherLosses" xlink:to="lab_H6460J968H94_us-gaap_ProvisionForLoanLeaseAndOtherLosses"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xml:lang="en-US">Net interest income after provision for (recapture of) loan losses</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xml:lang="en-US">Net interest income after provision for loan losses</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NoninterestIncomeAbstract" xlink:label="loc_F4248H746F72_us-gaap_NoninterestIncomeAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_NoninterestIncomeAbstract" xml:lang="en-US">NON-INTEREST INCOME:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_NoninterestIncomeAbstract" xlink:to="lab_H6460J968H94_us-gaap_NoninterestIncomeAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_RevenueFromContractWithCustomerIncludingAssessedTax" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_RevenueFromContractWithCustomerIncludingAssessedTax"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_RevenueFromContractWithCustomerIncludingAssessedTax" xml:lang="en-US">Revenue from Contract with Customer, Including Assessed Tax</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_RevenueFromContractWithCustomerIncludingAssessedTax" xml:lang="en-US">Non-interest income</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_RevenueFromContractWithCustomerIncludingAssessedTax" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_RevenueFromContractWithCustomerIncludingAssessedTax"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_GainLossOnSalesOfLoansNet" xlink:label="loc_F4248H746F72_us-gaap_GainLossOnSalesOfLoansNet"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_GainLossOnSalesOfLoansNet" xml:lang="en-US">Net gains on sales of loans held for sale</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_GainLossOnSalesOfLoansNet" xml:lang="en-US">Net gains on sales of loans held for sale</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_GainLossOnSalesOfLoansNet" xlink:to="lab_H6460J968H94_us-gaap_GainLossOnSalesOfLoansNet"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BankOwnedLifeInsuranceIncome" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_BankOwnedLifeInsuranceIncome"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_BankOwnedLifeInsuranceIncome" xml:lang="en-US">Income from bank owned life insurance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_BankOwnedLifeInsuranceIncome" xml:lang="en-US">BOLI</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_BankOwnedLifeInsuranceIncome" xml:lang="en-US">Bank owned life insurance ("BOLI")</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_BankOwnedLifeInsuranceIncome" xml:lang="en-US">Income from BOLI</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_BankOwnedLifeInsuranceIncome" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_BankOwnedLifeInsuranceIncome"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NoninterestIncomeOtherOperatingIncome" xlink:label="loc_F4248H746F72_us-gaap_NoninterestIncomeOtherOperatingIncome"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_NoninterestIncomeOtherOperatingIncome" xml:lang="en-US">Noninterest Income, Other Operating Income</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_NoninterestIncomeOtherOperatingIncome" xml:lang="en-US">Other, net</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_NoninterestIncomeOtherOperatingIncome" xlink:to="lab_H6460J968H94_us-gaap_NoninterestIncomeOtherOperatingIncome"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NoninterestIncome" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_NoninterestIncome"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_NoninterestIncome" xml:lang="en-US">Total non-interest income, net</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_NoninterestIncome" xml:lang="en-US">Non-interest income, net</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_NoninterestIncome" xml:lang="en-US">Total non-interest income</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_NoninterestIncome" xml:lang="en-US">Total non-interest income, net</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_NoninterestIncome" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_NoninterestIncome"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NoninterestExpenseAbstract" xlink:label="loc_F4248H746F72_us-gaap_NoninterestExpenseAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_NoninterestExpenseAbstract" xml:lang="en-US">NON-INTEREST EXPENSE:</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_NoninterestExpenseAbstract" xml:lang="en-US">EXPENSE:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_NoninterestExpenseAbstract" xlink:to="lab_H6460J968H94_us-gaap_NoninterestExpenseAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LaborAndRelatedExpense" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_LaborAndRelatedExpense"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_LaborAndRelatedExpense" xml:lang="en-US">Salaries and employee benefits</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_LaborAndRelatedExpense" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_LaborAndRelatedExpense"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_OccupancyNet" xlink:label="loc_F4248H746F72_us-gaap_OccupancyNet"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_OccupancyNet" xml:lang="en-US">Occupancy and depreciation</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_OccupancyNet" xlink:to="lab_H6460J968H94_us-gaap_OccupancyNet"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InformationTechnologyAndDataProcessing" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_InformationTechnologyAndDataProcessing"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_InformationTechnologyAndDataProcessing" xml:lang="en-US">Data processing</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_InformationTechnologyAndDataProcessing" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_InformationTechnologyAndDataProcessing"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AmortizationOfIntangibleAssets" xlink:label="loc_F4248H746F72_us-gaap_AmortizationOfIntangibleAssets"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_AmortizationOfIntangibleAssets" xml:lang="en-US">Amortization of Intangible Assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_AmortizationOfIntangibleAssets" xml:lang="en-US">Amortization of CDI</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_AmortizationOfIntangibleAssets" xlink:to="lab_H6460J968H94_us-gaap_AmortizationOfIntangibleAssets"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_MarketingAndAdvertisingExpense" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_MarketingAndAdvertisingExpense"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_MarketingAndAdvertisingExpense" xml:lang="en-US">Advertising and marketing</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_MarketingAndAdvertisingExpense" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_MarketingAndAdvertisingExpense"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FederalDepositInsuranceCorporationPremiumExpense" xlink:label="loc_F4248H746F72_us-gaap_FederalDepositInsuranceCorporationPremiumExpense"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_FederalDepositInsuranceCorporationPremiumExpense" xml:lang="en-US">FDIC insurance premium</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_FederalDepositInsuranceCorporationPremiumExpense" xlink:to="lab_H6460J968H94_us-gaap_FederalDepositInsuranceCorporationPremiumExpense"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ExciseAndSalesTaxes" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_ExciseAndSalesTaxes"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_ExciseAndSalesTaxes" xml:lang="en-US">State and local taxes</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_ExciseAndSalesTaxes" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_ExciseAndSalesTaxes"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommunicationsAndInformationTechnology" xlink:label="loc_F4248H746F72_us-gaap_CommunicationsAndInformationTechnology"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_CommunicationsAndInformationTechnology" xml:lang="en-US">Telecommunications</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_CommunicationsAndInformationTechnology" xlink:to="lab_H6460J968H94_us-gaap_CommunicationsAndInformationTechnology"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ProfessionalFees" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_ProfessionalFees"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_ProfessionalFees" xml:lang="en-US">Professional fees</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_ProfessionalFees" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_ProfessionalFees"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LitigationSettlementExpense" xlink:label="loc_F4248H746F72_us-gaap_LitigationSettlementExpense"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_LitigationSettlementExpense" xml:lang="en-US">Litigation Settlement, Expense</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_LitigationSettlementExpense" xml:lang="en-US">Litigation settlement</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_LitigationSettlementExpense" xlink:to="lab_H6460J968H94_us-gaap_LitigationSettlementExpense"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_OtherNoninterestExpense" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_OtherNoninterestExpense"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_OtherNoninterestExpense" xml:lang="en-US">Other</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_OtherNoninterestExpense" xml:lang="en-US">Other expenses</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_OtherNoninterestExpense" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_OtherNoninterestExpense"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NoninterestExpense" xlink:label="loc_F4248H746F72_us-gaap_NoninterestExpense"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_NoninterestExpense" xml:lang="en-US">Total non-interest expense</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_NoninterestExpense" xml:lang="en-US">Non-interest expense</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_NoninterestExpense" xml:lang="en-US">Total expense</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_H6460J968H94_us-gaap_NoninterestExpense" xml:lang="en-US">Total non-interest expense</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_NoninterestExpense" xlink:to="lab_H6460J968H94_us-gaap_NoninterestExpense"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xml:lang="en-US">Income (loss) before income taxes</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xml:lang="en-US">LOSS BEFORE INCOME TAXES AND EQUITY IN UNDISTRIBUTED INCOME OF THE BANK</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xml:lang="en-US">Income before income taxes</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xml:lang="en-US">INCOME BEFORE INCOME TAXES</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="loc_F4248H746F72_us-gaap_IncomeTaxExpenseBenefit"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_IncomeTaxExpenseBenefit" xml:lang="en-US">BENEFIT FOR INCOME TAXES</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_IncomeTaxExpenseBenefit" xml:lang="en-US">Provision for income taxes</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_IncomeTaxExpenseBenefit" xml:lang="en-US">PROVISION FOR INCOME TAXES</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/positiveTerseLabel" xlink:label="lab_H6460J968H94_us-gaap_IncomeTaxExpenseBenefit" xml:lang="en-US">Benefit for income taxes</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_IncomeTaxExpenseBenefit" xlink:to="lab_H6460J968H94_us-gaap_IncomeTaxExpenseBenefit"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_NetIncomeLoss"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_NetIncomeLoss" xml:lang="en-US">Numerator-net income</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_NetIncomeLoss" xml:lang="en-US">Net income</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_NetIncomeLoss" xml:lang="en-US">Net Income (Loss)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/zeroLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_NetIncomeLoss" xml:lang="en-US">Numerator-net income (in dollars)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_NetIncomeLoss" xml:lang="en-US">NET INCOME</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_NetIncomeLoss" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_NetIncomeLoss"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EarningsPerShareAbstract" xlink:label="loc_F4248H746F72_us-gaap_EarningsPerShareAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_EarningsPerShareAbstract" xml:lang="en-US">Earnings Per Share [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_EarningsPerShareAbstract" xml:lang="en-US">Earnings per common share:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_EarningsPerShareAbstract" xlink:to="lab_H6460J968H94_us-gaap_EarningsPerShareAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EarningsPerShareBasic" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_EarningsPerShareBasic"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_EarningsPerShareBasic" xml:lang="en-US">Earnings Per Share, Basic</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_EarningsPerShareBasic" xml:lang="en-US">Basic EPS (in dollars per share)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_EarningsPerShareBasic" xml:lang="en-US">Basic (in dollars per share)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/positiveLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_EarningsPerShareBasic" xml:lang="en-US">Basic earnings per common share (in dollars per share)</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_EarningsPerShareBasic" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_EarningsPerShareBasic"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EarningsPerShareDiluted" xlink:label="loc_F4248H746F72_us-gaap_EarningsPerShareDiluted"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_EarningsPerShareDiluted" xml:lang="en-US">Earnings Per Share, Diluted</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_EarningsPerShareDiluted" xml:lang="en-US">Diluted (in dollars per share)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_EarningsPerShareDiluted" xml:lang="en-US">Diluted earnings per common share (in dollars per share)</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_EarningsPerShareDiluted" xlink:to="lab_H6460J968H94_us-gaap_EarningsPerShareDiluted"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract" xml:lang="en-US">Weighted average number of common shares outstanding:</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract" xml:lang="en-US">Weighted average number of common shares outstanding:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xlink:label="loc_F4248H746F72_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xml:lang="en-US">Basic (in shares)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xml:lang="en-US">Denominator-weighted average common shares outstanding</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xml:lang="en-US">Weighted average number of shares outstanding, Basic</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xlink:to="lab_H6460J968H94_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xml:lang="en-US">Diluted (in shares)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xml:lang="en-US">Denominator-weighted average common shares outstanding</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xml:lang="en-US">Weighted average common shares and common stock equivalents</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xml:lang="en-US">Weighted average common shares and common stock equivalents</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract" xlink:label="loc_F4248H746F72_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract" xml:lang="en-US">Statements of Comprehensive Income</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract" xml:lang="en-US">Statement of Comprehensive Income [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract" xlink:to="lab_H6460J968H94_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract" xml:lang="en-US">Other comprehensive income (loss):</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax" xlink:label="loc_F4248H746F72_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax" xml:lang="en-US">Unrealized holding gain (loss) from available for sale investment securities, net</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax" xml:lang="en-US">Net unrealized holding gain (loss) from available for sale investment securities arising during the period, net of tax of ($629), $871 and $1,581, respectively</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax" xlink:to="lab_H6460J968H94_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxIncludingPortionAttributableToNoncontrollingInterestAvailableforsaleSecurities" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxIncludingPortionAttributableToNoncontrollingInterestAvailableforsaleSecurities"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxIncludingPortionAttributableToNoncontrollingInterestAvailableforsaleSecurities" xml:lang="en-US">Other than Temporary Impairment Losses, Investments, Portion in Other Comprehensive Loss, Net of Tax, Including Portion Attributable to Noncontrolling Interest, Available-for-sale Securities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxIncludingPortionAttributableToNoncontrollingInterestAvailableforsaleSecurities" xml:lang="en-US">Reclassification adjustment for other than temporary impairment ("OTTI") of available for sale investment security included in income, net of tax of $0, $0 and ($85) respectively</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxIncludingPortionAttributableToNoncontrollingInterestAvailableforsaleSecurities" xml:lang="en-US">Reclassification adjustment for other than temporary impairment ("OTTI") of available for sale investment security included in income, net of tax of $0, $0 and ($85) respectively</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxIncludingPortionAttributableToNoncontrollingInterestAvailableforsaleSecurities" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxIncludingPortionAttributableToNoncontrollingInterestAvailableforsaleSecurities"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax" xlink:label="loc_F4248H746F72_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax" xml:lang="en-US">Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, Net of Tax</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax" xml:lang="en-US">Reclassification adjustment of other than temporary impairment of available for sale investment security included in income, net of tax of ($47), $0, ($47) and $0, respectively</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_H6460J968H94_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax" xml:lang="en-US">Reclassification adjustment of net gain from sale of available for sale investment securities included in income, net of tax of $0, $0 and $29, respectively</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax" xlink:to="lab_H6460J968H94_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xml:lang="en-US">Other Comprehensive Income (Loss), Net of Tax, Portion Attributable to Parent</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xml:lang="en-US">Total other comprehensive income (loss), net</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ComprehensiveIncomeNetOfTax" xlink:label="loc_F4248H746F72_us-gaap_ComprehensiveIncomeNetOfTax"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_ComprehensiveIncomeNetOfTax" xml:lang="en-US">Comprehensive Income (Loss), Net of Tax, Attributable to Parent, Total</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_H6460J968H94_us-gaap_ComprehensiveIncomeNetOfTax" xml:lang="en-US">Total comprehensive income, net</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_ComprehensiveIncomeNetOfTax" xlink:to="lab_H6460J968H94_us-gaap_ComprehensiveIncomeNetOfTax"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax" xml:lang="en-US">Other Comprehensive Income (Loss), Securities, Available-for-Sale, Unrealized Holding Gain (Loss) Arising During Period, Tax</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax" xml:lang="en-US">Tax effect of unrealized holding gain (loss) from available for sale securities</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossTaxPortionAttributableToParentAvailableforsaleSecurities" xlink:label="loc_F4248H746F72_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossTaxPortionAttributableToParentAvailableforsaleSecurities"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossTaxPortionAttributableToParentAvailableforsaleSecurities" xml:lang="en-US">Other than Temporary Impairment Losses, Investments, Portion in Other Comprehensive Loss, Tax, Portion Attributable to Parent, Available-for-sale Securities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossTaxPortionAttributableToParentAvailableforsaleSecurities" xml:lang="en-US">Tax effect of reclassification adjustment for other than temporary impairment ("OTTI") of available for sale investment security included in income</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_H6460J968H94_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossTaxPortionAttributableToParentAvailableforsaleSecurities" xml:lang="en-US">Tax effect of reclassification adjustment for other than temporary impairment ("OTTI") of available for sale investment security included in income</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossTaxPortionAttributableToParentAvailableforsaleSecurities" xlink:to="lab_H6460J968H94_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossTaxPortionAttributableToParentAvailableforsaleSecurities"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax" xml:lang="en-US">Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, Tax</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax" xml:lang="en-US">Tax effect of reclassification adjustment of net gain from sale of available for sale investment securities included in income</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_StatementOfStockholdersEquityAbstract" xlink:label="loc_F4248H746F72_us-gaap_StatementOfStockholdersEquityAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_StatementOfStockholdersEquityAbstract" xml:lang="en-US">Statement of Stockholders' Equity [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_StatementOfStockholdersEquityAbstract" xlink:to="lab_H6460J968H94_us-gaap_StatementOfStockholdersEquityAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_StatementEquityComponentsAxis" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_StatementEquityComponentsAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_StatementEquityComponentsAxis" xml:lang="en-US">Equity Components [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_StatementEquityComponentsAxis" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_StatementEquityComponentsAxis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommonStockMember" xlink:label="loc_F4248H746F72_us-gaap_CommonStockMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_CommonStockMember" xml:lang="en-US">Common Stock {1}</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_CommonStockMember" xml:lang="en-US">Common Stock</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_CommonStockMember" xlink:to="lab_H6460J968H94_us-gaap_CommonStockMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AdditionalPaidInCapitalMember" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_AdditionalPaidInCapitalMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_AdditionalPaidInCapitalMember" xml:lang="en-US">Additional Paid-In Capital</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_AdditionalPaidInCapitalMember" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_AdditionalPaidInCapitalMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_RetainedEarningsMember" xlink:label="loc_F4248H746F72_us-gaap_RetainedEarningsMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_RetainedEarningsMember" xml:lang="en-US">Retained Earnings</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_RetainedEarningsMember" xlink:to="lab_H6460J968H94_us-gaap_RetainedEarningsMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DeferredCompensationShareBasedPaymentsMember" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_DeferredCompensationShareBasedPaymentsMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_DeferredCompensationShareBasedPaymentsMember" xml:lang="en-US">Unearned Shares Issued to Employee Stock Ownership Trust</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_DeferredCompensationShareBasedPaymentsMember" xml:lang="en-US">Unearned Shares Issued to ESOP</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_DeferredCompensationShareBasedPaymentsMember" xml:lang="en-US">Unearned Shares Issued to Employee Stock Ownership Plan ("ESOP")</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_DeferredCompensationShareBasedPaymentsMember" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_DeferredCompensationShareBasedPaymentsMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeMember" xlink:label="loc_F4248H746F72_us-gaap_AccumulatedOtherComprehensiveIncomeMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_AccumulatedOtherComprehensiveIncomeMember" xml:lang="en-US">Accumulated Other Comprehensive Income (Loss)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_AccumulatedOtherComprehensiveIncomeMember" xml:lang="en-US">Accumulated Other Comprehensive Income (Loss)</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_AccumulatedOtherComprehensiveIncomeMember" xlink:to="lab_H6460J968H94_us-gaap_AccumulatedOtherComprehensiveIncomeMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NoncontrollingInterestMember" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_NoncontrollingInterestMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_NoncontrollingInterestMember" xml:lang="en-US">Noncontrolling Interest</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_NoncontrollingInterestMember" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_NoncontrollingInterestMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EquityComponentDomain" xlink:label="loc_F4248H746F72_us-gaap_EquityComponentDomain"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_EquityComponentDomain" xml:lang="en-US">Equity Component</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_EquityComponentDomain" xlink:to="lab_H6460J968H94_us-gaap_EquityComponentDomain"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncreaseDecreaseInStockholdersEquityRollForward" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward" xml:lang="en-US">Increase (Decrease) in Stockholders' Equity [Roll Forward]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xlink:label="loc_F4248H746F72_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xml:lang="en-US">Balance, Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_H6460J968H94_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xml:lang="en-US">Balance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_H6460J968H94_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xml:lang="en-US">Balance</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xlink:to="lab_H6460J968H94_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_SharesOutstanding" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_SharesOutstanding"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_SharesOutstanding" xml:lang="en-US">Balance, Shares</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_SharesOutstanding" xml:lang="en-US">Balance (in shares)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_SharesOutstanding" xml:lang="en-US">Balance (in shares)</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_SharesOutstanding" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_SharesOutstanding"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ProfitLoss" xlink:label="loc_F4248H746F72_us-gaap_ProfitLoss"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_ProfitLoss" xml:lang="en-US">Net Income (Loss) {1}</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_ProfitLoss" xml:lang="en-US">Net Income (Loss)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_ProfitLoss" xml:lang="en-US">Net income</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_ProfitLoss" xlink:to="lab_H6460J968H94_us-gaap_ProfitLoss"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_MinorityInterestDecreaseFromRedemptions" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_MinorityInterestDecreaseFromRedemptions"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_MinorityInterestDecreaseFromRedemptions" xml:lang="en-US">Noncontrolling Interest, Decrease from Redemptions or Purchase of Interests</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_MinorityInterestDecreaseFromRedemptions" xml:lang="en-US">Purchase of subsidiary shares from noncontrolling interest</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_MinorityInterestDecreaseFromRedemptions" xml:lang="en-US">Purchase of subsidiary shares from noncontrolling interest</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_MinorityInterestDecreaseFromRedemptions" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_MinorityInterestDecreaseFromRedemptions"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DividendsCash" xlink:label="loc_F4248H746F72_us-gaap_DividendsCash"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_DividendsCash" xml:lang="en-US">Cash dividend</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_DividendsCash" xml:lang="en-US">Dividend from the Bank</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_H6460J968H94_us-gaap_DividendsCash" xml:lang="en-US">Cash dividend on common stock ($0.08,$0.105 and $0.15 per share for MARCH 31, 2017, 2018 and 2019, respectively)</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_DividendsCash" xlink:to="lab_H6460J968H94_us-gaap_DividendsCash"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised" xml:lang="en-US">Stock Issued During Period, Value, Stock Options Exercised</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised" xml:lang="en-US">Exercise of stock options</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised" xml:lang="en-US">Proceeds from exercise of stock options</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised" xlink:label="loc_F4248H746F72_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised" xml:lang="en-US">Exercise of stock options, Shares</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised" xml:lang="en-US">Exercise of stock options (in shares)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised" xml:lang="en-US">Options exercised</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_H6460J968H94_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised" xml:lang="en-US">Options exercised</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised" xlink:to="lab_H6460J968H94_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationStockOptionsRequisiteServicePeriodRecognition" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationStockOptionsRequisiteServicePeriodRecognition"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationStockOptionsRequisiteServicePeriodRecognition" xml:lang="en-US">Adjustments to Additional Paid in Capital, Share-based Compensation, Stock Options, Requisite Service Period Recognition</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationStockOptionsRequisiteServicePeriodRecognition" xml:lang="en-US">Stock-based compensation expense</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationStockOptionsRequisiteServicePeriodRecognition" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationStockOptionsRequisiteServicePeriodRecognition"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption" xlink:label="loc_F4248H746F72_us-gaap_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption" xml:lang="en-US">Cumulative Effect of New Accounting Principle in Period of Adoption</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption" xml:lang="en-US">Reclassification of certain stranded income tax effects as a result of change in federal corporate income tax rate (see Note 1)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_H6460J968H94_us-gaap_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption" xml:lang="en-US">Reclassification of certain stranded income tax effects as a result of change in federal corporate income tax rate (see Note 1)</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption" xlink:to="lab_H6460J968H94_us-gaap_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AmortizationOfESOPAward" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_AmortizationOfESOPAward"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_AmortizationOfESOPAward" xml:lang="en-US">Amortization Of ESOP Award</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_AmortizationOfESOPAward" xml:lang="en-US">Earned ESOP shares</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_AmortizationOfESOPAward" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_AmortizationOfESOPAward"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTax" xlink:label="loc_F4248H746F72_us-gaap_OtherComprehensiveIncomeLossNetOfTax"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_OtherComprehensiveIncomeLossNetOfTax" xml:lang="en-US">Other Comprehensive Income (Loss), Net of Tax</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_OtherComprehensiveIncomeLossNetOfTax" xml:lang="en-US">Other comprehensive income (loss), net</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_OtherComprehensiveIncomeLossNetOfTax" xml:lang="en-US">Other comprehensive loss</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_OtherComprehensiveIncomeLossNetOfTax" xlink:to="lab_H6460J968H94_us-gaap_OtherComprehensiveIncomeLossNetOfTax"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncomeLossAttributableToNoncontrollingInterest" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_IncomeLossAttributableToNoncontrollingInterest"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_IncomeLossAttributableToNoncontrollingInterest" xml:lang="en-US">Noncontrolling interest</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_IncomeLossAttributableToNoncontrollingInterest" xml:lang="en-US">Noncontrolling interest</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_IncomeLossAttributableToNoncontrollingInterest" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_IncomeLossAttributableToNoncontrollingInterest"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommonStockDividendsPerShareCashPaid" xlink:label="loc_F4248H746F72_us-gaap_CommonStockDividendsPerShareCashPaid"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_CommonStockDividendsPerShareCashPaid" xml:lang="en-US">Common Stock, Dividends, Per Share, Cash Paid</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_CommonStockDividendsPerShareCashPaid" xml:lang="en-US">Dividend per share</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_CommonStockDividendsPerShareCashPaid" xlink:to="lab_H6460J968H94_us-gaap_CommonStockDividendsPerShareCashPaid"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_StatementOfCashFlowsAbstract" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_StatementOfCashFlowsAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_StatementOfCashFlowsAbstract" xml:lang="en-US">Statements of Cash Flows</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_StatementOfCashFlowsAbstract" xml:lang="en-US">Statement of Cash Flows [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_StatementOfCashFlowsAbstract" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_StatementOfCashFlowsAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="loc_F4248H746F72_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xml:lang="en-US">CASH FLOWS FROM OPERATING ACTIVITIES:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="lab_H6460J968H94_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xml:lang="en-US">Adjustments to reconcile net income to net cash provided by (used in) operating activities:</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xml:lang="en-US">Adjustments to reconcile net income to net cash provided by operating activities:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DepreciationAmortizationAndAccretionNet" xlink:label="loc_F4248H746F72_us-gaap_DepreciationAmortizationAndAccretionNet"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_DepreciationAmortizationAndAccretionNet" xml:lang="en-US">Depreciation and amortization</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_H6460J968H94_us-gaap_DepreciationAmortizationAndAccretionNet" xml:lang="en-US">Depreciation and amortization</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_DepreciationAmortizationAndAccretionNet" xlink:to="lab_H6460J968H94_us-gaap_DepreciationAmortizationAndAccretionNet"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_PurchasedLoansAmortizationAccretionNet" xlink:label="loc_IF21F453I7K897H8F732_rvsb_PurchasedLoansAmortizationAccretionNet"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_PurchasedLoansAmortizationAccretionNet" xml:lang="en-US">Purchased Loans Amortization Accretion Net</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_rvsb_PurchasedLoansAmortizationAccretionNet" xml:lang="en-US">Purchased loans amortization (accretion), net</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_KH43H675K9M019J0H954_rvsb_PurchasedLoansAmortizationAccretionNet" xml:lang="en-US">Represents the amount related to amortization (accretion) expense for purchase loans receivable.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_PurchasedLoansAmortizationAccretionNet" xlink:to="lab_KH43H675K9M019J0H954_rvsb_PurchasedLoansAmortizationAccretionNet"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncreaseDecreaseInDeferredIncomeTaxes" xlink:label="loc_F4248H746F72_us-gaap_IncreaseDecreaseInDeferredIncomeTaxes"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_IncreaseDecreaseInDeferredIncomeTaxes" xml:lang="en-US">Provision (benefit) for deferred income taxes</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_H6460J968H94_us-gaap_IncreaseDecreaseInDeferredIncomeTaxes" xml:lang="en-US">Provision (benefit) for deferred income taxes</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_IncreaseDecreaseInDeferredIncomeTaxes" xlink:to="lab_H6460J968H94_us-gaap_IncreaseDecreaseInDeferredIncomeTaxes"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_OtherNoncashExpense" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_OtherNoncashExpense"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_OtherNoncashExpense" xml:lang="en-US">Expense related to ESOP</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_OtherNoncashExpense" xml:lang="en-US">Expense related to ESOP</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_OtherNoncashExpense" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_OtherNoncashExpense"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ShareBasedCompensation" xlink:label="loc_F4248H746F72_us-gaap_ShareBasedCompensation"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_ShareBasedCompensation" xml:lang="en-US">Share-based Compensation</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_ShareBasedCompensation" xml:lang="en-US">Stock-based compensation</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_ShareBasedCompensation" xml:lang="en-US">Stock-based compensation expense</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_ShareBasedCompensation" xlink:to="lab_H6460J968H94_us-gaap_ShareBasedCompensation"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncreaseDecreaseInLoansDeferredIncome" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_IncreaseDecreaseInLoansDeferredIncome"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_IncreaseDecreaseInLoansDeferredIncome" xml:lang="en-US">Increase (decrease) in deferred loan origination fees, net of amortization</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_IncreaseDecreaseInLoansDeferredIncome" xml:lang="en-US">Increase in deferred loan origination fees, net of amortization</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_IncreaseDecreaseInLoansDeferredIncome" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_IncreaseDecreaseInLoansDeferredIncome"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale" xlink:label="loc_F4248H746F72_us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale" xml:lang="en-US">Origination of loans held for sale</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_H6460J968H94_us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale" xml:lang="en-US">Origination of loans held for sale</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale" xlink:to="lab_H6460J968H94_us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ProceedsFromSaleOfLoansHeldForSale" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_ProceedsFromSaleOfLoansHeldForSale"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_ProceedsFromSaleOfLoansHeldForSale" xml:lang="en-US">Proceeds from sales of loans held for sale</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_ProceedsFromSaleOfLoansHeldForSale" xml:lang="en-US">Proceeds from sales of loans held for sale</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_ProceedsFromSaleOfLoansHeldForSale" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_ProceedsFromSaleOfLoansHeldForSale"/>




<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet" xml:lang="en-US">Other than Temporary Impairment Losses, Investments, Portion Recognized in Earnings, Net</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet" xml:lang="en-US">Loss on impairment of investment security</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet" xml:lang="en-US">Other than temporary impairment losses, investments, portion recognized in earnings, net</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_GainLossOnSaleOfOtherAssets" xlink:label="loc_F4248H746F72_us-gaap_GainLossOnSaleOfOtherAssets"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_GainLossOnSaleOfOtherAssets" xml:lang="en-US">Net (gain) loss on loans held for sale, sale of real estate owned, mortgage-backed securities, investment securities and premises and equipment</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_H6460J968H94_us-gaap_GainLossOnSaleOfOtherAssets" xml:lang="en-US">Net gains on sales of loans held for sale, sales of investment securities and sale of REO</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_GainLossOnSaleOfOtherAssets" xlink:to="lab_H6460J968H94_us-gaap_GainLossOnSaleOfOtherAssets"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_BoliDeathBenefitInExcessOfCashSurrenderValue" xlink:label="loc_IF21F453I7K897H8F732_rvsb_BoliDeathBenefitInExcessOfCashSurrenderValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_BoliDeathBenefitInExcessOfCashSurrenderValue" xml:lang="en-US">Boli Death Benefit In Excess Of Cash Surrender Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_rvsb_BoliDeathBenefitInExcessOfCashSurrenderValue" xml:lang="en-US">BOLI death benefit in excess of cash surrender value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_KH43H675K9M019J0H954_rvsb_BoliDeathBenefitInExcessOfCashSurrenderValue" xml:lang="en-US">It represents amount related to BOLI death benefit in excess of cash surrender value.</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_KH43H675K9M019J0H954_rvsb_BoliDeathBenefitInExcessOfCashSurrenderValue" xml:lang="en-US">BOLI death benefit in excess of cash surrender value</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_BoliDeathBenefitInExcessOfCashSurrenderValue" xlink:to="lab_KH43H675K9M019J0H954_rvsb_BoliDeathBenefitInExcessOfCashSurrenderValue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssetsAndLiabilitiesNetAbstract" xlink:label="loc_F4248H746F72_us-gaap_IncreaseDecreaseInOtherOperatingAssetsAndLiabilitiesNetAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_IncreaseDecreaseInOtherOperatingAssetsAndLiabilitiesNetAbstract" xml:lang="en-US">Changes in certain other assets and liabilities:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_IncreaseDecreaseInOtherOperatingAssetsAndLiabilitiesNetAbstract" xlink:to="lab_H6460J968H94_us-gaap_IncreaseDecreaseInOtherOperatingAssetsAndLiabilitiesNetAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets" xml:lang="en-US">Prepaid expenses and other assets {1}</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets" xml:lang="en-US">Prepaid expenses and other assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets" xml:lang="en-US">Prepaid expenses and other assets</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet" xlink:label="loc_F4248H746F72_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet" xml:lang="en-US">Accrued interest receivable {1}</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet" xml:lang="en-US">Accrued interest receivable</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_H6460J968H94_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet" xml:lang="en-US">Accrued interest receivable</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet" xlink:to="lab_H6460J968H94_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities" xml:lang="en-US">Accrued expenses and other liabilities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities" xml:lang="en-US">Accrued expenses and other liabilities</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:label="loc_F4248H746F72_us-gaap_NetCashProvidedByUsedInOperatingActivities"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_NetCashProvidedByUsedInOperatingActivities" xml:lang="en-US">Net cash provided by (used in) operating activities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_H6460J968H94_us-gaap_NetCashProvidedByUsedInOperatingActivities" xml:lang="en-US">Net cash provided by operating activities</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:to="lab_H6460J968H94_us-gaap_NetCashProvidedByUsedInOperatingActivities"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xml:lang="en-US">Net Cash Provided by (Used in) Investing Activities [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xml:lang="en-US">CASH FLOWS FROM INVESTING ACTIVITIES:</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xml:lang="en-US">CASH FLOWS FROM INVESTING ACTIVITIES:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PaymentsForProceedsFromLoansAndLeases" xlink:label="loc_F4248H746F72_us-gaap_PaymentsForProceedsFromLoansAndLeases"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_PaymentsForProceedsFromLoansAndLeases" xml:lang="en-US">Loan repayments (originations), net</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_H6460J968H94_us-gaap_PaymentsForProceedsFromLoansAndLeases" xml:lang="en-US">Loan repayments (originations), net</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_PaymentsForProceedsFromLoansAndLeases" xlink:to="lab_H6460J968H94_us-gaap_PaymentsForProceedsFromLoansAndLeases"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PaymentsForProceedsFromOtherLoansAndLeases" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_PaymentsForProceedsFromOtherLoansAndLeases"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_PaymentsForProceedsFromOtherLoansAndLeases" xml:lang="en-US">Payments for (Proceeds from) Other Loans and Leases</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_PaymentsForProceedsFromOtherLoansAndLeases" xml:lang="en-US">Purchases of loans receivable</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_PaymentsForProceedsFromOtherLoansAndLeases" xml:lang="en-US">Purchases of loans receivable</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_PaymentsForProceedsFromOtherLoansAndLeases" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_PaymentsForProceedsFromOtherLoansAndLeases"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xlink:label="loc_F4248H746F72_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xml:lang="en-US">Principal repayments on investment securities available for sale</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xlink:to="lab_H6460J968H94_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecurities" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_PaymentsToAcquireAvailableForSaleSecurities"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_PaymentsToAcquireAvailableForSaleSecurities" xml:lang="en-US">Purchase of investment securities available for sale</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_PaymentsToAcquireAvailableForSaleSecurities" xml:lang="en-US">Purchases of investment securities available for sale</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_PaymentsToAcquireAvailableForSaleSecurities" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_PaymentsToAcquireAvailableForSaleSecurities"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities" xlink:label="loc_F4248H746F72_us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities" xml:lang="en-US">Proceeds from calls, maturities, and sales of investment securities available for sale</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities" xlink:to="lab_H6460J968H94_us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities" xml:lang="en-US">Principal repayments on investment securities held to maturity</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:label="loc_F4248H746F72_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xml:lang="en-US">Purchase of premises and equipment and capitalized software</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_H6460J968H94_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xml:lang="en-US">Purchases of premises and equipment and capitalized software</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:to="lab_H6460J968H94_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_ProceedsFromSaleOfCertificatesOfDepositHeldForInvestment" xlink:label="loc_IF21F453I7K897H8F732_rvsb_ProceedsFromSaleOfCertificatesOfDepositHeldForInvestment"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_ProceedsFromSaleOfCertificatesOfDepositHeldForInvestment" xml:lang="en-US">Proceeds From Sale Of Certificates Of Deposit Held For Investment</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_rvsb_ProceedsFromSaleOfCertificatesOfDepositHeldForInvestment" xml:lang="en-US">Redemption of certificates of deposit held for investment</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_KH43H675K9M019J0H954_rvsb_ProceedsFromSaleOfCertificatesOfDepositHeldForInvestment" xml:lang="en-US">Represents cash inflow associated with the redemption of certificates of deposit held for investment.</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_KH43H675K9M019J0H954_rvsb_ProceedsFromSaleOfCertificatesOfDepositHeldForInvestment" xml:lang="en-US">Redemption of certificates of deposit held for investment, net</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_ProceedsFromSaleOfCertificatesOfDepositHeldForInvestment" xlink:to="lab_KH43H675K9M019J0H954_rvsb_ProceedsFromSaleOfCertificatesOfDepositHeldForInvestment"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock" xlink:label="loc_F4248H746F72_us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock" xml:lang="en-US">Proceeds from redemption of Federal Home Loan Bank stock, net</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_H6460J968H94_us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock" xml:lang="en-US">Purchases of FHLB stock, net</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock" xlink:to="lab_H6460J968H94_us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CashAcquiredFromAcquisition" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_CashAcquiredFromAcquisition"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_CashAcquiredFromAcquisition" xml:lang="en-US">Cash Acquired from Acquisition</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_CashAcquiredFromAcquisition" xml:lang="en-US">Purchase of BOLI</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_CashAcquiredFromAcquisition" xml:lang="en-US">Cash acquired, net of cash consideration paid in business combination</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_CashAcquiredFromAcquisition" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_CashAcquiredFromAcquisition"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_PaymentsForProceedsFromDeathBenefitOnBoli" xlink:label="loc_F4248H746F72_rvsb_PaymentsForProceedsFromDeathBenefitOnBoli"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_rvsb_PaymentsForProceedsFromDeathBenefitOnBoli" xml:lang="en-US">Payments For Proceeds From Death Benefit On Boli</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_rvsb_PaymentsForProceedsFromDeathBenefitOnBoli" xml:lang="en-US">Proceeds from death benefit on BOLI</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_H6460J968H94_rvsb_PaymentsForProceedsFromDeathBenefitOnBoli" xml:lang="en-US">Represent payments for proceeds from death benefit on BOLI.</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_H6460J968H94_rvsb_PaymentsForProceedsFromDeathBenefitOnBoli" xml:lang="en-US">Proceeds from death benefit on BOLI</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_rvsb_PaymentsForProceedsFromDeathBenefitOnBoli" xlink:to="lab_H6460J968H94_rvsb_PaymentsForProceedsFromDeathBenefitOnBoli"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ProceedsFromSaleOfForeclosedAssets" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_ProceedsFromSaleOfForeclosedAssets"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_ProceedsFromSaleOfForeclosedAssets" xml:lang="en-US">Proceeds from sales of real estate owned and premises and equipment</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_ProceedsFromSaleOfForeclosedAssets" xml:lang="en-US">Proceeds from sales of REO and premises and equipment</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_ProceedsFromSaleOfForeclosedAssets" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_ProceedsFromSaleOfForeclosedAssets"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:label="loc_F4248H746F72_us-gaap_NetCashProvidedByUsedInInvestingActivities"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_NetCashProvidedByUsedInInvestingActivities" xml:lang="en-US">Net Cash Provided by (Used in) Investing Activities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_NetCashProvidedByUsedInInvestingActivities" xml:lang="en-US">Net cash provided by investing activities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_H6460J968H94_us-gaap_NetCashProvidedByUsedInInvestingActivities" xml:lang="en-US">Net cash used in investing activities</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:to="lab_H6460J968H94_us-gaap_NetCashProvidedByUsedInInvestingActivities"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xml:lang="en-US">CASH FLOWS FROM FINANCING ACTIVITIES:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncreaseDecreaseInDeposits" xlink:label="loc_F4248H746F72_us-gaap_IncreaseDecreaseInDeposits"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_IncreaseDecreaseInDeposits" xml:lang="en-US">Net increase (decrease) in deposits</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_IncreaseDecreaseInDeposits" xlink:to="lab_H6460J968H94_us-gaap_IncreaseDecreaseInDeposits"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PaymentsOfDividends" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_PaymentsOfDividends"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_PaymentsOfDividends" xml:lang="en-US">Payments of Dividends</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_PaymentsOfDividends" xml:lang="en-US">Dividends paid</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_PaymentsOfDividends" xml:lang="en-US">Dividends paid</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_PaymentsOfDividends" xml:lang="en-US">Dividends paid</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_PaymentsOfDividends" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_PaymentsOfDividends"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ProceedsFromOtherShortTermDebt" xlink:label="loc_F4248H746F72_us-gaap_ProceedsFromOtherShortTermDebt"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_ProceedsFromOtherShortTermDebt" xml:lang="en-US">Proceeds from Other Short-term Debt</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_ProceedsFromOtherShortTermDebt" xml:lang="en-US">Proceeds from borrowings</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_ProceedsFromOtherShortTermDebt" xlink:to="lab_H6460J968H94_us-gaap_ProceedsFromOtherShortTermDebt"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_RepaymentsOfDebt" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_RepaymentsOfDebt"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_RepaymentsOfDebt" xml:lang="en-US">Repayments of Debt</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_RepaymentsOfDebt" xml:lang="en-US">Repayment of borrowings</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_RepaymentsOfDebt" xml:lang="en-US">Repayment of borrowings</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_RepaymentsOfDebt" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_RepaymentsOfDebt"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance" xlink:label="loc_F4248H746F72_us-gaap_IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance" xml:lang="en-US">Net increase in advance payments by borrowers</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance" xml:lang="en-US">Net increase (decrease) in advance payments by borrowers for taxes and insurance</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance" xlink:to="lab_H6460J968H94_us-gaap_IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_RepaymentsOfDebtAndCapitalLeaseObligations" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_RepaymentsOfDebtAndCapitalLeaseObligations"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_RepaymentsOfDebtAndCapitalLeaseObligations" xml:lang="en-US">Principal payments under capital lease obligations</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_RepaymentsOfDebtAndCapitalLeaseObligations" xml:lang="en-US">Principal payments on capital lease obligation</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_RepaymentsOfDebtAndCapitalLeaseObligations" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_RepaymentsOfDebtAndCapitalLeaseObligations"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ProceedsFromStockOptionsExercised" xlink:label="loc_F4248H746F72_us-gaap_ProceedsFromStockOptionsExercised"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_ProceedsFromStockOptionsExercised" xml:lang="en-US">Exercise of stock options, Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_ProceedsFromStockOptionsExercised" xml:lang="en-US">Exercise of stock options</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_ProceedsFromStockOptionsExercised" xml:lang="en-US">Proceeds from exercise of stock options</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_ProceedsFromStockOptionsExercised" xlink:to="lab_H6460J968H94_us-gaap_ProceedsFromStockOptionsExercised"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_NetCashProvidedByUsedInFinancingActivities"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_NetCashProvidedByUsedInFinancingActivities" xml:lang="en-US">Net Cash Provided by (Used in) Financing Activities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_NetCashProvidedByUsedInFinancingActivities" xml:lang="en-US">Net cash provided by (used in) financing activities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_NetCashProvidedByUsedInFinancingActivities" xml:lang="en-US">Net cash provided by (used in) financing activities</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_NetCashProvidedByUsedInFinancingActivities"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:label="loc_F4248H746F72_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xml:lang="en-US">NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_H6460J968H94_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xml:lang="en-US">NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:to="lab_H6460J968H94_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_CashAndCashEquivalentsAtCarryingValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_CashAndCashEquivalentsAtCarryingValue" xml:lang="en-US">CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_CashAndCashEquivalentsAtCarryingValue" xml:lang="en-US">Cash and cash equivalents</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_CashAndCashEquivalentsAtCarryingValue" xml:lang="en-US">CASH AND CASH EQUIVALENTS, BEGINNING OF YEAR</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_CashAndCashEquivalentsAtCarryingValue" xml:lang="en-US">CASH AND CASH EQUIVALENTS, END OF YEAR</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_CashAndCashEquivalentsAtCarryingValue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_SupplementalCashFlowInformationAbstract" xlink:label="loc_F4248H746F72_us-gaap_SupplementalCashFlowInformationAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_SupplementalCashFlowInformationAbstract" xml:lang="en-US">SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_SupplementalCashFlowInformationAbstract" xlink:to="lab_H6460J968H94_us-gaap_SupplementalCashFlowInformationAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AdditionalCashFlowElementsAbstract" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_AdditionalCashFlowElementsAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_AdditionalCashFlowElementsAbstract" xml:lang="en-US">Cash paid during the period for:</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_AdditionalCashFlowElementsAbstract" xml:lang="en-US">Cash paid during the year for:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_AdditionalCashFlowElementsAbstract" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_AdditionalCashFlowElementsAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InterestPaidNet" xlink:label="loc_F4248H746F72_us-gaap_InterestPaidNet"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_InterestPaidNet" xml:lang="en-US">Interest Paid, Excluding Capitalized Interest, Operating Activities</label>
<label xlink:type="resource" xlink:label="lab_H6460J968H94_us-gaap_InterestPaidNet" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US">Interest</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_InterestPaidNet" xlink:to="lab_H6460J968H94_us-gaap_InterestPaidNet"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncomeTaxesPaid" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_IncomeTaxesPaid"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_IncomeTaxesPaid" xml:lang="en-US">Income taxes</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_IncomeTaxesPaid" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_IncomeTaxesPaid"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract" xlink:label="loc_F4248H746F72_us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract" xml:lang="en-US">NONCASH INVESTING AND FINANCING ACTIVITIES:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract" xlink:to="lab_H6460J968H94_us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_DividendsDeclaredAndAccruedInOtherLiabilities" xlink:label="loc_IF21F453I7K897H8F732_rvsb_DividendsDeclaredAndAccruedInOtherLiabilities"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_DividendsDeclaredAndAccruedInOtherLiabilities" xml:lang="en-US">Dividends Declared And Accrued In Other Liabilities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_rvsb_DividendsDeclaredAndAccruedInOtherLiabilities" xml:lang="en-US">Dividends declared and accrued in other liabilities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_KH43H675K9M019J0H954_rvsb_DividendsDeclaredAndAccruedInOtherLiabilities" xml:lang="en-US">Represents amount of dividends declared and accrued in other liabilities in noncash transactions.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_DividendsDeclaredAndAccruedInOtherLiabilities" xlink:to="lab_KH43H675K9M019J0H954_rvsb_DividendsDeclaredAndAccruedInOtherLiabilities"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_OtherComprehensiveIncomeLoss" xlink:label="loc_F4248H746F72_rvsb_OtherComprehensiveIncomeLoss"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_rvsb_OtherComprehensiveIncomeLoss" xml:lang="en-US">Other Comprehensive Income (Loss)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_rvsb_OtherComprehensiveIncomeLoss" xml:lang="en-US">Other comprehensive income (loss)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_H6460J968H94_rvsb_OtherComprehensiveIncomeLoss" xml:lang="en-US">Represents amount of other comprehensive income (loss) in noncash investing or financing activities.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_rvsb_OtherComprehensiveIncomeLoss" xlink:to="lab_H6460J968H94_rvsb_OtherComprehensiveIncomeLoss"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncomeTaxEffectsAllocatedDirectlyToEquityOther" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_IncomeTaxEffectsAllocatedDirectlyToEquityOther"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_IncomeTaxEffectsAllocatedDirectlyToEquityOther" xml:lang="en-US">Income tax effect related to unrealized holding loss from investment securities available for sale</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_IncomeTaxEffectsAllocatedDirectlyToEquityOther" xml:lang="en-US">Income tax effect related to other comprehensive income (loss)</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_IncomeTaxEffectsAllocatedDirectlyToEquityOther" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_IncomeTaxEffectsAllocatedDirectlyToEquityOther"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NoncashOrPartNoncashAcquisitionNetNonmonetaryAssetsAcquiredLiabilitiesAssumedAbstract" xlink:label="loc_F4248H746F72_us-gaap_NoncashOrPartNoncashAcquisitionNetNonmonetaryAssetsAcquiredLiabilitiesAssumedAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_NoncashOrPartNoncashAcquisitionNetNonmonetaryAssetsAcquiredLiabilitiesAssumedAbstract" xml:lang="en-US">Noncash or Part Noncash Acquisition, Net Nonmonetary Assets Acquired (Liabilities Assumed) [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_NoncashOrPartNoncashAcquisitionNetNonmonetaryAssetsAcquiredLiabilitiesAssumedAbstract" xml:lang="en-US">Business combinations (See Note 3)</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_NoncashOrPartNoncashAcquisitionNetNonmonetaryAssetsAcquiredLiabilitiesAssumedAbstract" xlink:to="lab_H6460J968H94_us-gaap_NoncashOrPartNoncashAcquisitionNetNonmonetaryAssetsAcquiredLiabilitiesAssumedAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueOfAssetsAcquired" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_FairValueOfAssetsAcquired"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_FairValueOfAssetsAcquired" xml:lang="en-US">Fair Value of Assets Acquired</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_FairValueOfAssetsAcquired" xml:lang="en-US">Fair value of assets acquired</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_FairValueOfAssetsAcquired" xml:lang="en-US">Fair value of assets acquired</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_FairValueOfAssetsAcquired" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_FairValueOfAssetsAcquired"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LiabilitiesAssumed1" xlink:label="loc_F4248H746F72_us-gaap_LiabilitiesAssumed1"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_LiabilitiesAssumed1" xml:lang="en-US">Liabilities Assumed</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_LiabilitiesAssumed1" xml:lang="en-US">Fair value of liabilities assumed</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_LiabilitiesAssumed1" xlink:to="lab_H6460J968H94_us-gaap_LiabilitiesAssumed1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AccountingPoliciesAbstract" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_AccountingPoliciesAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_AccountingPoliciesAbstract" xml:lang="en-US">Accounting Policies [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_AccountingPoliciesAbstract" xml:lang="en-US">Business segments</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_AccountingPoliciesAbstract" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_AccountingPoliciesAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_SignificantAccountingPoliciesTextBlock" xlink:label="loc_F4248H746F72_us-gaap_SignificantAccountingPoliciesTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_SignificantAccountingPoliciesTextBlock" xml:lang="en-US">Summary of Significant Accounting Policies</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_SignificantAccountingPoliciesTextBlock" xml:lang="en-US">SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_SignificantAccountingPoliciesTextBlock" xlink:to="lab_H6460J968H94_us-gaap_SignificantAccountingPoliciesTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_OtherRestrictedAssetsAbstract" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_OtherRestrictedAssetsAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_OtherRestrictedAssetsAbstract" xml:lang="en-US">Other Restricted Assets [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_OtherRestrictedAssetsAbstract" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_OtherRestrictedAssetsAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_RestrictedAssetsDisclosureTextBlock" xlink:label="loc_F4248H746F72_us-gaap_RestrictedAssetsDisclosureTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_RestrictedAssetsDisclosureTextBlock" xml:lang="en-US">Restricted Assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_RestrictedAssetsDisclosureTextBlock" xml:lang="en-US">RESTRICTED ASSETS</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_RestrictedAssetsDisclosureTextBlock" xlink:to="lab_H6460J968H94_us-gaap_RestrictedAssetsDisclosureTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessCombinationsAbstract" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_BusinessCombinationsAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_BusinessCombinationsAbstract" xml:lang="en-US">Business Combinations [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_BusinessCombinationsAbstract" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_BusinessCombinationsAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessCombinationDisclosureTextBlock" xlink:label="loc_F4248H746F72_us-gaap_BusinessCombinationDisclosureTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_BusinessCombinationDisclosureTextBlock" xml:lang="en-US">Business Combination Disclosure [Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_BusinessCombinationDisclosureTextBlock" xml:lang="en-US">BUSINESS COMBINATIONS</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_BusinessCombinationDisclosureTextBlock" xlink:to="lab_H6460J968H94_us-gaap_BusinessCombinationDisclosureTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xml:lang="en-US">Investments, Debt and Equity Securities [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock" xlink:label="loc_F4248H746F72_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock" xml:lang="en-US">Investment Securities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock" xml:lang="en-US">INVESTMENT SECURITIES</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock" xlink:to="lab_H6460J968H94_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_ReceivablesAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_ReceivablesAbstract" xml:lang="en-US">Receivables [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_ReceivablesAbstract" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_ReceivablesAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LoansNotesTradeAndOtherReceivablesExcludingAllowanceForCreditLossesTextBlock" xlink:label="loc_F4248H746F72_us-gaap_LoansNotesTradeAndOtherReceivablesExcludingAllowanceForCreditLossesTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_LoansNotesTradeAndOtherReceivablesExcludingAllowanceForCreditLossesTextBlock" xml:lang="en-US">Loans Receivable</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_LoansNotesTradeAndOtherReceivablesExcludingAllowanceForCreditLossesTextBlock" xml:lang="en-US">LOANS RECEIVABLE</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_LoansNotesTradeAndOtherReceivablesExcludingAllowanceForCreditLossesTextBlock" xlink:to="lab_H6460J968H94_us-gaap_LoansNotesTradeAndOtherReceivablesExcludingAllowanceForCreditLossesTextBlock"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_AllowanceForLoanLossesAbstract" xlink:label="loc_IF21F453I7K897H8F732_rvsb_AllowanceForLoanLossesAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_AllowanceForLoanLossesAbstract" xml:lang="en-US">Allowance For Loan Losses [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_AllowanceForLoanLossesAbstract" xlink:to="lab_KH43H675K9M019J0H954_rvsb_AllowanceForLoanLossesAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AllowanceForCreditLossesTextBlock" xlink:label="loc_F4248H746F72_us-gaap_AllowanceForCreditLossesTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_AllowanceForCreditLossesTextBlock" xml:lang="en-US">Allowance for Loan Losses</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_AllowanceForCreditLossesTextBlock" xml:lang="en-US">ALLOWANCE FOR LOAN LOSSES</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_AllowanceForCreditLossesTextBlock" xlink:to="lab_H6460J968H94_us-gaap_AllowanceForCreditLossesTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_RealEstateOwnedDisclosureOfDetailedComponentsAbstract" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_RealEstateOwnedDisclosureOfDetailedComponentsAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_RealEstateOwnedDisclosureOfDetailedComponentsAbstract" xml:lang="en-US">Real Estate Owned, Disclosure of Detailed Components [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_RealEstateOwnedDisclosureOfDetailedComponentsAbstract" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_RealEstateOwnedDisclosureOfDetailedComponentsAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_RealEstateOwnedTextBlock" xlink:label="loc_F4248H746F72_us-gaap_RealEstateOwnedTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_RealEstateOwnedTextBlock" xml:lang="en-US">Real Estate Owned</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_RealEstateOwnedTextBlock" xml:lang="en-US">REAL ESTATE OWNED</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_RealEstateOwnedTextBlock" xlink:to="lab_H6460J968H94_us-gaap_RealEstateOwnedTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PropertyPlantAndEquipmentAbstract" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_PropertyPlantAndEquipmentAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_PropertyPlantAndEquipmentAbstract" xml:lang="en-US">Property, Plant and Equipment [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_PropertyPlantAndEquipmentAbstract" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_PropertyPlantAndEquipmentAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock" xlink:label="loc_F4248H746F72_us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock" xml:lang="en-US">Premises and Equipment</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock" xml:lang="en-US">PREMISES AND EQUIPMENT</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock" xlink:to="lab_H6460J968H94_us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract" xml:lang="en-US">Goodwill and Intangible Assets Disclosure [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock" xlink:label="loc_F4248H746F72_us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock" xml:lang="en-US">Goodwill {1}</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock" xml:lang="en-US">Goodwill</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock" xml:lang="en-US">GOODWILL</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock" xlink:to="lab_H6460J968H94_us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FederalHomeLoanBankAdvancesDisclosureTextBlock" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_FederalHomeLoanBankAdvancesDisclosureTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_FederalHomeLoanBankAdvancesDisclosureTextBlock" xml:lang="en-US">Federal Home Loan Bank Advances, Disclosure [Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_FederalHomeLoanBankAdvancesDisclosureTextBlock" xml:lang="en-US">FEDERAL HOME LOAN BANK ADVANCES</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_FederalHomeLoanBankAdvancesDisclosureTextBlock" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_FederalHomeLoanBankAdvancesDisclosureTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DepositsAbstract" xlink:label="loc_F4248H746F72_us-gaap_DepositsAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_DepositsAbstract" xml:lang="en-US">Deposits [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_DepositsAbstract" xlink:to="lab_H6460J968H94_us-gaap_DepositsAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DepositLiabilitiesDisclosuresTextBlock" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_DepositLiabilitiesDisclosuresTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_DepositLiabilitiesDisclosuresTextBlock" xml:lang="en-US">Deposits {1}</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_DepositLiabilitiesDisclosuresTextBlock" xml:lang="en-US">Deposits</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_DepositLiabilitiesDisclosuresTextBlock" xml:lang="en-US">DEPOSITS</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_DepositLiabilitiesDisclosuresTextBlock" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_DepositLiabilitiesDisclosuresTextBlock"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_JuniorSubordinatedDebenturesAbstract" xlink:label="loc_F4248H746F72_rvsb_JuniorSubordinatedDebenturesAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_rvsb_JuniorSubordinatedDebenturesAbstract" xml:lang="en-US">Junior Subordinated Debentures [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_rvsb_JuniorSubordinatedDebenturesAbstract" xlink:to="lab_H6460J968H94_rvsb_JuniorSubordinatedDebenturesAbstract"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_JuniorSubordinatedDebentureDisclosureTextBlock" xlink:label="loc_IF21F453I7K897H8F732_rvsb_JuniorSubordinatedDebentureDisclosureTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_JuniorSubordinatedDebentureDisclosureTextBlock" xml:lang="en-US">Junior Subordinated Debenture Disclosure [Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_rvsb_JuniorSubordinatedDebentureDisclosureTextBlock" xml:lang="en-US">JUNIOR SUBORDINATED DEBENTURES</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_KH43H675K9M019J0H954_rvsb_JuniorSubordinatedDebentureDisclosureTextBlock" xml:lang="en-US">The entire disclosure for borrowings under subordinated debt agreements that qualify as available in computing net capital under SEC's uniform net capital rule, including restrictive covenants, collateral, interest rates and due dates, amounts due by date and amount owed in total.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_JuniorSubordinatedDebentureDisclosureTextBlock" xlink:to="lab_KH43H675K9M019J0H954_rvsb_JuniorSubordinatedDebentureDisclosureTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncomeTaxDisclosureAbstract" xlink:label="loc_F4248H746F72_us-gaap_IncomeTaxDisclosureAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_IncomeTaxDisclosureAbstract" xml:lang="en-US">Income Tax Disclosure [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_IncomeTaxDisclosureAbstract" xlink:to="lab_H6460J968H94_us-gaap_IncomeTaxDisclosureAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncomeTaxDisclosureTextBlock" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_IncomeTaxDisclosureTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_IncomeTaxDisclosureTextBlock" xml:lang="en-US">INCOME TAXES</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_IncomeTaxDisclosureTextBlock" xml:lang="en-US">INCOME TAXES</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_IncomeTaxDisclosureTextBlock" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_IncomeTaxDisclosureTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" xlink:label="loc_F4248H746F72_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" xml:lang="en-US">Disclosure of Compensation Related Costs, Share-based Payments [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" xlink:to="lab_H6460J968H94_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CompensationAndEmployeeBenefitPlansTextBlock" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_CompensationAndEmployeeBenefitPlansTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_CompensationAndEmployeeBenefitPlansTextBlock" xml:lang="en-US">Employee Benefit Plans</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_CompensationAndEmployeeBenefitPlansTextBlock" xml:lang="en-US">EMPLOYEE BENEFIT PLANS</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_CompensationAndEmployeeBenefitPlansTextBlock" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_CompensationAndEmployeeBenefitPlansTextBlock"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_EmployeeStockOwnershipPlanAbstract" xlink:label="loc_F4248H746F72_rvsb_EmployeeStockOwnershipPlanAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_rvsb_EmployeeStockOwnershipPlanAbstract" xml:lang="en-US">Employee Stock Ownership Plan [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_rvsb_EmployeeStockOwnershipPlanAbstract" xlink:to="lab_H6460J968H94_rvsb_EmployeeStockOwnershipPlanAbstract"/>




<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_ShareholdersEquityAndRegulatoryCapitalRequirementsAbstract" xlink:label="loc_F4248H746F72_rvsb_ShareholdersEquityAndRegulatoryCapitalRequirementsAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_rvsb_ShareholdersEquityAndRegulatoryCapitalRequirementsAbstract" xml:lang="en-US">Shareholders Equity And Regulatory Capital Requirements [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_rvsb_ShareholdersEquityAndRegulatoryCapitalRequirementsAbstract" xlink:to="lab_H6460J968H94_rvsb_ShareholdersEquityAndRegulatoryCapitalRequirementsAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xml:lang="en-US">Shareholders' Equity and Regulatory Capital Requirements</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xml:lang="en-US">SHAREHOLDERS' EQUITY AND REGULATORY CAPITAL REQUIREMENTS</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EarningsPerShareTextBlock" xlink:label="loc_F4248H746F72_us-gaap_EarningsPerShareTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_EarningsPerShareTextBlock" xml:lang="en-US">Earnings Per Share</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_EarningsPerShareTextBlock" xml:lang="en-US">EARNINGS PER SHARE</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_EarningsPerShareTextBlock" xlink:to="lab_H6460J968H94_us-gaap_EarningsPerShareTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueDisclosuresAbstract" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_FairValueDisclosuresAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_FairValueDisclosuresAbstract" xml:lang="en-US">Fair Value Disclosures [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_FairValueDisclosuresAbstract" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_FairValueDisclosuresAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueMeasurementInputsDisclosureTextBlock" xlink:label="loc_F4248H746F72_us-gaap_FairValueMeasurementInputsDisclosureTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_FairValueMeasurementInputsDisclosureTextBlock" xml:lang="en-US">Fair Value Measurements</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_FairValueMeasurementInputsDisclosureTextBlock" xml:lang="en-US">FAIR VALUE MEASUREMENTS</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_FairValueMeasurementInputsDisclosureTextBlock" xlink:to="lab_H6460J968H94_us-gaap_FairValueMeasurementInputsDisclosureTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_RevenueFromContractWithCustomerAbstract" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_RevenueFromContractWithCustomerAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_RevenueFromContractWithCustomerAbstract" xml:lang="en-US">Revenue from Contract with Customer [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_RevenueFromContractWithCustomerAbstract" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_RevenueFromContractWithCustomerAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_RevenueFromContractWithCustomerTextBlock" xlink:label="loc_F4248H746F72_us-gaap_RevenueFromContractWithCustomerTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_RevenueFromContractWithCustomerTextBlock" xml:lang="en-US">Revenue from Contract with Customer [Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_RevenueFromContractWithCustomerTextBlock" xml:lang="en-US">REVENUE FROM CONTRACTS WITH CUSTOMERS</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_RevenueFromContractWithCustomerTextBlock" xlink:to="lab_H6460J968H94_us-gaap_RevenueFromContractWithCustomerTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_CommitmentsAndContingenciesDisclosureAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xml:lang="en-US">Commitments and Contingencies Disclosure [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_CommitmentsAndContingenciesDisclosureAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommitmentsAndContingenciesDisclosureTextBlock" xlink:label="loc_F4248H746F72_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock" xml:lang="en-US">Commitments and Contingencies {1}</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock" xml:lang="en-US">Commitments and Contingencies</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock" xml:lang="en-US">COMMITMENTS AND CONTINGENCIES</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock" xlink:to="lab_H6460J968H94_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:label="loc_IF21F453I7K897H8F732_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xml:lang="en-US">Condensed Financial Information Disclosure [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:to="lab_KH43H675K9M019J0H954_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock" xlink:label="loc_F4248H746F72_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock" xml:lang="en-US">Condensed Financial Information of Parent Company Only Disclosure</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock" xml:lang="en-US">RIVERVIEW BANCORP, INC. (PARENT COMPANY ONLY)</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock" xlink:to="lab_H6460J968H94_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ConsolidationPolicyTextBlock" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_ConsolidationPolicyTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_ConsolidationPolicyTextBlock" xml:lang="en-US">Consolidation, Policy [Policy Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_ConsolidationPolicyTextBlock" xml:lang="en-US">Principles of Consolidation</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_ConsolidationPolicyTextBlock" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_ConsolidationPolicyTextBlock"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_NatureOfOperationsPolicyTextBlock" xlink:label="loc_F4248H746F72_rvsb_NatureOfOperationsPolicyTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_rvsb_NatureOfOperationsPolicyTextBlock" xml:lang="en-US">Nature Of Operations [Policy Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_rvsb_NatureOfOperationsPolicyTextBlock" xml:lang="en-US">Nature of Operations</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_H6460J968H94_rvsb_NatureOfOperationsPolicyTextBlock" xml:lang="en-US">Disclosure of accounting policy for the nature of an entity's business, major products or services, principal markets including location, and the relative importance of its operations in each business and the basis for the determination, including but not limited to, assets, revenues, or earnings.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_rvsb_NatureOfOperationsPolicyTextBlock" xlink:to="lab_H6460J968H94_rvsb_NatureOfOperationsPolicyTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_SegmentReportingPolicyPolicyTextBlock" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_SegmentReportingPolicyPolicyTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_SegmentReportingPolicyPolicyTextBlock" xml:lang="en-US">Segment Reporting, Policy [Policy Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_SegmentReportingPolicyPolicyTextBlock" xml:lang="en-US">Business segments</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_SegmentReportingPolicyPolicyTextBlock" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_SegmentReportingPolicyPolicyTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_UseOfEstimates" xlink:label="loc_F4248H746F72_us-gaap_UseOfEstimates"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_UseOfEstimates" xml:lang="en-US">Use of Estimates, Policy [Policy Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_UseOfEstimates" xml:lang="en-US">Use of Estimates in the Preparation of Financial Statements</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_UseOfEstimates" xlink:to="lab_H6460J968H94_us-gaap_UseOfEstimates"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CashAndCashEquivalentsPolicyTextBlock" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_CashAndCashEquivalentsPolicyTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_CashAndCashEquivalentsPolicyTextBlock" xml:lang="en-US">Cash and Cash Equivalents, Policy [Policy Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_CashAndCashEquivalentsPolicyTextBlock" xml:lang="en-US">Cash and Cash Equivalents</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_CashAndCashEquivalentsPolicyTextBlock" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_CashAndCashEquivalentsPolicyTextBlock"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_CertificatesOfDepositHeldForInvestmentPolicyTextBlock" xlink:label="loc_F4248H746F72_rvsb_CertificatesOfDepositHeldForInvestmentPolicyTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_rvsb_CertificatesOfDepositHeldForInvestmentPolicyTextBlock" xml:lang="en-US">Certificates Of Deposit Held For Investment [Policy Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_rvsb_CertificatesOfDepositHeldForInvestmentPolicyTextBlock" xml:lang="en-US">Certificates of Deposit Held for Investment</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_H6460J968H94_rvsb_CertificatesOfDepositHeldForInvestmentPolicyTextBlock" xml:lang="en-US">Disclosure of policy related to certificates of deposit (CDs) held for investment.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_rvsb_CertificatesOfDepositHeldForInvestmentPolicyTextBlock" xlink:to="lab_H6460J968H94_rvsb_CertificatesOfDepositHeldForInvestmentPolicyTextBlock"/>




<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_MarketableSecuritiesPolicy" xlink:label="loc_F4248H746F72_us-gaap_MarketableSecuritiesPolicy"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_MarketableSecuritiesPolicy" xml:lang="en-US">Marketable Securities, Policy [Policy Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_MarketableSecuritiesPolicy" xml:lang="en-US">Investment Securities</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_MarketableSecuritiesPolicy" xlink:to="lab_H6460J968H94_us-gaap_MarketableSecuritiesPolicy"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinanceLoansAndLeasesReceivablePolicy" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_FinanceLoansAndLeasesReceivablePolicy"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_FinanceLoansAndLeasesReceivablePolicy" xml:lang="en-US">Finance, Loans and Leases Receivable, Policy [Policy Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_FinanceLoansAndLeasesReceivablePolicy" xml:lang="en-US">Loans Receivable</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_FinanceLoansAndLeasesReceivablePolicy" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_FinanceLoansAndLeasesReceivablePolicy"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_AcquiredLoansPolicyTextBlock" xlink:label="loc_F4248H746F72_rvsb_AcquiredLoansPolicyTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_rvsb_AcquiredLoansPolicyTextBlock" xml:lang="en-US">Acquired Loans [Policy Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_rvsb_AcquiredLoansPolicyTextBlock" xml:lang="en-US">Acquired Loans</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_H6460J968H94_rvsb_AcquiredLoansPolicyTextBlock" xml:lang="en-US">Represents disclosure of the accounting policy for acquired loans.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_rvsb_AcquiredLoansPolicyTextBlock" xlink:to="lab_H6460J968H94_rvsb_AcquiredLoansPolicyTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy" xml:lang="en-US">Loans and Leases Receivable, Allowance for Loan Losses Policy [Policy Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy" xml:lang="en-US">Allowance for Loan Losses</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_AllowanceForUnfundedLoanCommitmentsPolicyTextBlock" xlink:label="loc_F4248H746F72_rvsb_AllowanceForUnfundedLoanCommitmentsPolicyTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_rvsb_AllowanceForUnfundedLoanCommitmentsPolicyTextBlock" xml:lang="en-US">Allowance For Unfunded Loan Commitments Policy [Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_rvsb_AllowanceForUnfundedLoanCommitmentsPolicyTextBlock" xml:lang="en-US">Allowance for Unfunded Loan Commitments</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_H6460J968H94_rvsb_AllowanceForUnfundedLoanCommitmentsPolicyTextBlock" xml:lang="en-US">Descriptive disclosure of policy related to unfunded loan commitments.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_rvsb_AllowanceForUnfundedLoanCommitmentsPolicyTextBlock" xlink:to="lab_H6460J968H94_rvsb_AllowanceForUnfundedLoanCommitmentsPolicyTextBlock"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_RealEstateOwnedReoPolicyTextBlock" xlink:label="loc_IF21F453I7K897H8F732_rvsb_RealEstateOwnedReoPolicyTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_RealEstateOwnedReoPolicyTextBlock" xml:lang="en-US">Real Estate Owned Reo Policy [Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_rvsb_RealEstateOwnedReoPolicyTextBlock" xml:lang="en-US">Real Estate Owned ("REO")</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_KH43H675K9M019J0H954_rvsb_RealEstateOwnedReoPolicyTextBlock" xml:lang="en-US">Descriptive disclosure of policy related to other real estate owned.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_RealEstateOwnedReoPolicyTextBlock" xlink:to="lab_KH43H675K9M019J0H954_rvsb_RealEstateOwnedReoPolicyTextBlock"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_FederalHomeLoanBankStockPolicyTextBlock" xlink:label="loc_F4248H746F72_rvsb_FederalHomeLoanBankStockPolicyTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_rvsb_FederalHomeLoanBankStockPolicyTextBlock" xml:lang="en-US">Federal Home Loan Bank Stock [Policy Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_rvsb_FederalHomeLoanBankStockPolicyTextBlock" xml:lang="en-US">Federal Home Loan Bank Stock</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_rvsb_FederalHomeLoanBankStockPolicyTextBlock" xml:lang="en-US">Federal Home Loan Bank Stock</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_H6460J968H94_rvsb_FederalHomeLoanBankStockPolicyTextBlock" xml:lang="en-US">Descriptive disclosure of policy related to Federal Home Loan Bank Stock.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_rvsb_FederalHomeLoanBankStockPolicyTextBlock" xlink:to="lab_H6460J968H94_rvsb_FederalHomeLoanBankStockPolicyTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PropertyPlantAndEquipmentPolicyTextBlock" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_PropertyPlantAndEquipmentPolicyTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_PropertyPlantAndEquipmentPolicyTextBlock" xml:lang="en-US">Property, Plant and Equipment, Policy [Policy Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_PropertyPlantAndEquipmentPolicyTextBlock" xml:lang="en-US">Premises and Equipment</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_PropertyPlantAndEquipmentPolicyTextBlock" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_PropertyPlantAndEquipmentPolicyTextBlock"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_MortgageServicingRightsPolicyTextBlock" xlink:label="loc_F4248H746F72_rvsb_MortgageServicingRightsPolicyTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_rvsb_MortgageServicingRightsPolicyTextBlock" xml:lang="en-US">Mortgage Servicing Rights Policy</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_rvsb_MortgageServicingRightsPolicyTextBlock" xml:lang="en-US">MSRs</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_H6460J968H94_rvsb_MortgageServicingRightsPolicyTextBlock" xml:lang="en-US">Represents the textual narrative disclosure of Mortgage Servicing Rights Policy, during the indicated time period.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_rvsb_MortgageServicingRightsPolicyTextBlock" xlink:to="lab_H6460J968H94_rvsb_MortgageServicingRightsPolicyTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessCombinationsPolicy" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_BusinessCombinationsPolicy"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_BusinessCombinationsPolicy" xml:lang="en-US">Business Combinations Policy [Policy Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_BusinessCombinationsPolicy" xml:lang="en-US">Business Combinations, CDI and Goodwill</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_BusinessCombinationsPolicy" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_BusinessCombinationsPolicy"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LifeInsuranceCorporateOrBankOwnedTextBlock" xlink:label="loc_F4248H746F72_us-gaap_LifeInsuranceCorporateOrBankOwnedTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_LifeInsuranceCorporateOrBankOwnedTextBlock" xml:lang="en-US">Life Insurance, Corporate or Bank Owned [Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_LifeInsuranceCorporateOrBankOwnedTextBlock" xml:lang="en-US">BOLI</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_LifeInsuranceCorporateOrBankOwnedTextBlock" xlink:to="lab_H6460J968H94_us-gaap_LifeInsuranceCorporateOrBankOwnedTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AdvertisingCostsPolicyTextBlock" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_AdvertisingCostsPolicyTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_AdvertisingCostsPolicyTextBlock" xml:lang="en-US">Advertising Costs, Policy [Policy Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_AdvertisingCostsPolicyTextBlock" xml:lang="en-US">Advertising and Marketing</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_AdvertisingCostsPolicyTextBlock" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_AdvertisingCostsPolicyTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncomeTaxPolicyTextBlock" xlink:label="loc_F4248H746F72_us-gaap_IncomeTaxPolicyTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_IncomeTaxPolicyTextBlock" xml:lang="en-US">Income Tax, Policy [Policy Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_IncomeTaxPolicyTextBlock" xml:lang="en-US">Income Taxes</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_IncomeTaxPolicyTextBlock" xlink:to="lab_H6460J968H94_us-gaap_IncomeTaxPolicyTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialAssetsServicingOfFinancialAssetsPolicy" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_TransfersAndServicingOfFinancialAssetsServicingOfFinancialAssetsPolicy"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_TransfersAndServicingOfFinancialAssetsServicingOfFinancialAssetsPolicy" xml:lang="en-US">Transfers and Servicing of Financial Assets, Servicing of Financial Assets, Policy [Policy Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_TransfersAndServicingOfFinancialAssetsServicingOfFinancialAssetsPolicy" xml:lang="en-US">Transfer of financial assets</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_TransfersAndServicingOfFinancialAssetsServicingOfFinancialAssetsPolicy" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_TransfersAndServicingOfFinancialAssetsServicingOfFinancialAssetsPolicy"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_TrustAssetsPolicyTextBlock" xlink:label="loc_F4248H746F72_rvsb_TrustAssetsPolicyTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_rvsb_TrustAssetsPolicyTextBlock" xml:lang="en-US">Trust Assets, Policy</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_rvsb_TrustAssetsPolicyTextBlock" xml:lang="en-US">Trust Assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_H6460J968H94_rvsb_TrustAssetsPolicyTextBlock" xml:lang="en-US">Descriptive disclosure of policy related to Trust Assets.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_rvsb_TrustAssetsPolicyTextBlock" xlink:to="lab_H6460J968H94_rvsb_TrustAssetsPolicyTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EarningsPerSharePolicyTextBlock" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_EarningsPerSharePolicyTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_EarningsPerSharePolicyTextBlock" xml:lang="en-US">Earnings Per Share, Policy [Policy Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_EarningsPerSharePolicyTextBlock" xml:lang="en-US">Earnings Per Share</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_EarningsPerSharePolicyTextBlock" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_EarningsPerSharePolicyTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy" xlink:label="loc_F4248H746F72_us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy" xml:lang="en-US">Share-based Compensation, Option and Incentive Plans Policy [Policy Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy" xml:lang="en-US">Stock-Based Compensation</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy" xlink:to="lab_H6460J968H94_us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EmployeeStockOwnershipPlanESOPPolicy" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_EmployeeStockOwnershipPlanESOPPolicy"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_EmployeeStockOwnershipPlanESOPPolicy" xml:lang="en-US">Employee Stock Ownership Plan (ESOP), Policy [Policy Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_EmployeeStockOwnershipPlanESOPPolicy" xml:lang="en-US">ESOP</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_EmployeeStockOwnershipPlanESOPPolicy" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_EmployeeStockOwnershipPlanESOPPolicy"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock" xlink:label="loc_F4248H746F72_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock" xml:lang="en-US">New Accounting Pronouncements, Policy [Policy Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock" xml:lang="en-US">New Accounting Pronouncements</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock" xlink:to="lab_H6460J968H94_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PriorPeriodReclassificationAdjustmentDescription" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_PriorPeriodReclassificationAdjustmentDescription"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_PriorPeriodReclassificationAdjustmentDescription" xml:lang="en-US">Reclassification, Policy [Policy Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_PriorPeriodReclassificationAdjustmentDescription" xml:lang="en-US">Reclassifications</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_PriorPeriodReclassificationAdjustmentDescription" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_PriorPeriodReclassificationAdjustmentDescription"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTextBlock" xlink:label="loc_F4248H746F72_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTextBlock" xml:lang="en-US">Schedule of Business Acquisitions, by Acquisition [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTextBlock" xml:lang="en-US">Schedule of estimated fair values of assets acquired and liabilities assumed</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTextBlock" xlink:to="lab_H6460J968H94_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessAcquisitionProFormaInformationTextBlock" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_BusinessAcquisitionProFormaInformationTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_BusinessAcquisitionProFormaInformationTextBlock" xml:lang="en-US">Business Acquisition, Pro Forma Information [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_BusinessAcquisitionProFormaInformationTextBlock" xml:lang="en-US">Schedule of unaudited pro forma information</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_BusinessAcquisitionProFormaInformationTextBlock" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_BusinessAcquisitionProFormaInformationTextBlock"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_ScheduleOfBusinessAcquisitionsRelatedExpensesTableTextBlock" xlink:label="loc_F4248H746F72_rvsb_ScheduleOfBusinessAcquisitionsRelatedExpensesTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_rvsb_ScheduleOfBusinessAcquisitionsRelatedExpensesTableTextBlock" xml:lang="en-US">Schedule Of Business Acquisitions Related Expenses [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_rvsb_ScheduleOfBusinessAcquisitionsRelatedExpensesTableTextBlock" xml:lang="en-US">Schedule of acquisition-related expenses</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_H6460J968H94_rvsb_ScheduleOfBusinessAcquisitionsRelatedExpensesTableTextBlock" xml:lang="en-US">Schedule of business acquisitions related expenses.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_rvsb_ScheduleOfBusinessAcquisitionsRelatedExpensesTableTextBlock" xlink:to="lab_H6460J968H94_rvsb_ScheduleOfBusinessAcquisitionsRelatedExpensesTableTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AvailableForSaleSecuritiesTextBlock" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_AvailableForSaleSecuritiesTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_AvailableForSaleSecuritiesTextBlock" xml:lang="en-US">Investment Securities {1}</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_AvailableForSaleSecuritiesTextBlock" xml:lang="en-US">Schedule of amortized cost and approximate fair value of investment securities</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_AvailableForSaleSecuritiesTextBlock" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_AvailableForSaleSecuritiesTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock" xlink:label="loc_F4248H746F72_us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock" xml:lang="en-US">Investments Classified by Contractual Maturity Date</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock" xml:lang="en-US">Schedule of contractual maturities of investment securities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock" xml:lang="en-US">Schedule of contractual maturities of investment securities</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock" xlink:to="lab_H6460J968H94_us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_ScheduleOfTemporarilyImpairedSecuritiesFairValueAndUnrealizedLossesTableTextBlock" xlink:label="loc_IF21F453I7K897H8F732_rvsb_ScheduleOfTemporarilyImpairedSecuritiesFairValueAndUnrealizedLossesTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_ScheduleOfTemporarilyImpairedSecuritiesFairValueAndUnrealizedLossesTableTextBlock" xml:lang="en-US">Schedule of Temporarily Impaired Securities, Fair Value and Unrealized losses</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_rvsb_ScheduleOfTemporarilyImpairedSecuritiesFairValueAndUnrealizedLossesTableTextBlock" xml:lang="en-US">Schedule of temporarily impaired securities, fair value and unrealized losses</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_KH43H675K9M019J0H954_rvsb_ScheduleOfTemporarilyImpairedSecuritiesFairValueAndUnrealizedLossesTableTextBlock" xml:lang="en-US">Schedule (table) showing the fair value of temporarily impaired securities, the amount of unrealized losses and the length of time these unrealized losses existed, as of the dates indicated.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_ScheduleOfTemporarilyImpairedSecuritiesFairValueAndUnrealizedLossesTableTextBlock" xlink:to="lab_KH43H675K9M019J0H954_rvsb_ScheduleOfTemporarilyImpairedSecuritiesFairValueAndUnrealizedLossesTableTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock" xlink:label="loc_F4248H746F72_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock" xml:lang="en-US">Schedule of Accounts, Notes, Loans and Financing Receivable</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock" xml:lang="en-US">Schedule of loans and financing receivable</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock" xlink:to="lab_H6460J968H94_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfRelatedPartyTransactionsTableTextBlock" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_ScheduleOfRelatedPartyTransactionsTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_ScheduleOfRelatedPartyTransactionsTableTextBlock" xml:lang="en-US">Schedule of Related Party Transactions [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_ScheduleOfRelatedPartyTransactionsTableTextBlock" xml:lang="en-US">Schedule of aggregate loans to officers and directors</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_ScheduleOfRelatedPartyTransactionsTableTextBlock" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_ScheduleOfRelatedPartyTransactionsTableTextBlock"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_ScheduleOfAllowanceForLoanAndLeaseLossesRollForwardTableTextBlock" xlink:label="loc_F4248H746F72_rvsb_ScheduleOfAllowanceForLoanAndLeaseLossesRollForwardTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_rvsb_ScheduleOfAllowanceForLoanAndLeaseLossesRollForwardTableTextBlock" xml:lang="en-US">Schedule of reconciliation of the allowance for loan losses</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_rvsb_ScheduleOfAllowanceForLoanAndLeaseLossesRollForwardTableTextBlock" xml:lang="en-US">Schedule of reconciliation of the allowance for loan losses</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_H6460J968H94_rvsb_ScheduleOfAllowanceForLoanAndLeaseLossesRollForwardTableTextBlock" xml:lang="en-US">Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_rvsb_ScheduleOfAllowanceForLoanAndLeaseLossesRollForwardTableTextBlock" xlink:to="lab_H6460J968H94_rvsb_ScheduleOfAllowanceForLoanAndLeaseLossesRollForwardTableTextBlock"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_ScheduleOfImpairedFinancingReceivablesTableTextBlock" xlink:label="loc_IF21F453I7K897H8F732_rvsb_ScheduleOfImpairedFinancingReceivablesTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_ScheduleOfImpairedFinancingReceivablesTableTextBlock" xml:lang="en-US">Schedule of Impaired Financing Receivables</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_rvsb_ScheduleOfImpairedFinancingReceivablesTableTextBlock" xml:lang="en-US">Schedule of impaired financing receivables</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_KH43H675K9M019J0H954_rvsb_ScheduleOfImpairedFinancingReceivablesTableTextBlock" xml:lang="en-US">Tabular disclosure of impaired financing receivables.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_ScheduleOfImpairedFinancingReceivablesTableTextBlock" xlink:to="lab_KH43H675K9M019J0H954_rvsb_ScheduleOfImpairedFinancingReceivablesTableTextBlock"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_ScheduleOfChangesInAllowanceForUnfundedLoanCommitmentsTableTextBlock" xlink:label="loc_F4248H746F72_rvsb_ScheduleOfChangesInAllowanceForUnfundedLoanCommitmentsTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_rvsb_ScheduleOfChangesInAllowanceForUnfundedLoanCommitmentsTableTextBlock" xml:lang="en-US">Schedule Of Changes In Allowance For Unfunded Loan Commitments Table [Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_rvsb_ScheduleOfChangesInAllowanceForUnfundedLoanCommitmentsTableTextBlock" xml:lang="en-US">Schedule of changes in the allowance for unfunded loan commitments</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_H6460J968H94_rvsb_ScheduleOfChangesInAllowanceForUnfundedLoanCommitmentsTableTextBlock" xml:lang="en-US">Schedule of changes in the allowance for unfunded loan commitments.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_rvsb_ScheduleOfChangesInAllowanceForUnfundedLoanCommitmentsTableTextBlock" xlink:to="lab_H6460J968H94_rvsb_ScheduleOfChangesInAllowanceForUnfundedLoanCommitmentsTableTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PastDueFinancingReceivablesTableTextBlock" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_PastDueFinancingReceivablesTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_PastDueFinancingReceivablesTableTextBlock" xml:lang="en-US">Financing Receivables, Aging of Loans</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_PastDueFinancingReceivablesTableTextBlock" xml:lang="en-US">Schedule of analysis of loans by aging category</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_PastDueFinancingReceivablesTableTextBlock" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_PastDueFinancingReceivablesTableTextBlock"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_ScheduleOfCreditQualityIndicatorsTableTextBlock" xlink:label="loc_F4248H746F72_rvsb_ScheduleOfCreditQualityIndicatorsTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_rvsb_ScheduleOfCreditQualityIndicatorsTableTextBlock" xml:lang="en-US">Schedule Of Credit Quality Indicators Table [Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_rvsb_ScheduleOfCreditQualityIndicatorsTableTextBlock" xml:lang="en-US">Schedule of credit quality indicators</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_H6460J968H94_rvsb_ScheduleOfCreditQualityIndicatorsTableTextBlock" xml:lang="en-US">Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_rvsb_ScheduleOfCreditQualityIndicatorsTableTextBlock" xlink:to="lab_H6460J968H94_rvsb_ScheduleOfCreditQualityIndicatorsTableTextBlock"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_ScheduleOfImpairedLoansAverageRecordedInvestmentAndInterestRecognizedTableTextBlock" xlink:label="loc_IF21F453I7K897H8F732_rvsb_ScheduleOfImpairedLoansAverageRecordedInvestmentAndInterestRecognizedTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_ScheduleOfImpairedLoansAverageRecordedInvestmentAndInterestRecognizedTableTextBlock" xml:lang="en-US">Schedule Of Impaired Loans Average Recorded Investment And Interest Recognized [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_rvsb_ScheduleOfImpairedLoansAverageRecordedInvestmentAndInterestRecognizedTableTextBlock" xml:lang="en-US">Schedule of total and average recorded investment in impaired loans</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_KH43H675K9M019J0H954_rvsb_ScheduleOfImpairedLoansAverageRecordedInvestmentAndInterestRecognizedTableTextBlock" xml:lang="en-US">Schedule (table) of the average recorded investment and the interest recognized on impaired loans for the periods indicated.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_ScheduleOfImpairedLoansAverageRecordedInvestmentAndInterestRecognizedTableTextBlock" xlink:to="lab_KH43H675K9M019J0H954_rvsb_ScheduleOfImpairedLoansAverageRecordedInvestmentAndInterestRecognizedTableTextBlock"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_ScheduleOfTdrsByInterestAccrualStatusTableTextBlock" xlink:label="loc_F4248H746F72_rvsb_ScheduleOfTdrsByInterestAccrualStatusTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_rvsb_ScheduleOfTdrsByInterestAccrualStatusTableTextBlock" xml:lang="en-US">Schedule Of Tdrs By Interest Accrual Status [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_rvsb_ScheduleOfTdrsByInterestAccrualStatusTableTextBlock" xml:lang="en-US">Schedule of TDRs by interest accrual status</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_H6460J968H94_rvsb_ScheduleOfTdrsByInterestAccrualStatusTableTextBlock" xml:lang="en-US">Represents the textual narrative disclosure of Schedule of TDRs by Interest Accrual Status, during the indicated time period.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_rvsb_ScheduleOfTdrsByInterestAccrualStatusTableTextBlock" xlink:to="lab_H6460J968H94_rvsb_ScheduleOfTdrsByInterestAccrualStatusTableTextBlock"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_ScheduleOfActivityInReoRealEstateOwnedTableTextBlock" xlink:label="loc_IF21F453I7K897H8F732_rvsb_ScheduleOfActivityInReoRealEstateOwnedTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_ScheduleOfActivityInReoRealEstateOwnedTableTextBlock" xml:lang="en-US">Schedule Of Activity In Reo Real Estate Owned [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_rvsb_ScheduleOfActivityInReoRealEstateOwnedTableTextBlock" xml:lang="en-US">Schedule of summary of the activity in REO</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_KH43H675K9M019J0H954_rvsb_ScheduleOfActivityInReoRealEstateOwnedTableTextBlock" xml:lang="en-US">Tabular disclosure of activity in Real Estate Owned (REO) including additions, dispositions, and writedowns.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_ScheduleOfActivityInReoRealEstateOwnedTableTextBlock" xlink:to="lab_KH43H675K9M019J0H954_rvsb_ScheduleOfActivityInReoRealEstateOwnedTableTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PropertyPlantAndEquipmentTextBlock" xlink:label="loc_F4248H746F72_us-gaap_PropertyPlantAndEquipmentTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_PropertyPlantAndEquipmentTextBlock" xml:lang="en-US">Schedule of premises and equipment</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_PropertyPlantAndEquipmentTextBlock" xml:lang="en-US">Schedule of premises and equipment</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_PropertyPlantAndEquipmentTextBlock" xlink:to="lab_H6460J968H94_us-gaap_PropertyPlantAndEquipmentTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfFutureMinimumLeasePaymentsForCapitalLeasesTableTextBlock" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_ScheduleOfFutureMinimumLeasePaymentsForCapitalLeasesTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_ScheduleOfFutureMinimumLeasePaymentsForCapitalLeasesTableTextBlock" xml:lang="en-US">Schedule of Future Minimum Lease Payments for Capital Leases</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_ScheduleOfFutureMinimumLeasePaymentsForCapitalLeasesTableTextBlock" xml:lang="en-US">Schedule of future minimum lease payments for capital leases</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_ScheduleOfFutureMinimumLeasePaymentsForCapitalLeasesTableTextBlock" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_ScheduleOfFutureMinimumLeasePaymentsForCapitalLeasesTableTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfGoodwillTextBlock" xlink:label="loc_F4248H746F72_us-gaap_ScheduleOfGoodwillTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_ScheduleOfGoodwillTextBlock" xml:lang="en-US">Schedule of Goodwill [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_ScheduleOfGoodwillTextBlock" xml:lang="en-US">Schedule of changes in the carrying amount of goodwill</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_ScheduleOfGoodwillTextBlock" xlink:to="lab_H6460J968H94_us-gaap_ScheduleOfGoodwillTextBlock"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_ScheduleOfDepositAccountsTableTextBlock" xlink:label="loc_IF21F453I7K897H8F732_rvsb_ScheduleOfDepositAccountsTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_ScheduleOfDepositAccountsTableTextBlock" xml:lang="en-US">Schedule Of Deposit Accounts [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_rvsb_ScheduleOfDepositAccountsTableTextBlock" xml:lang="en-US">Schedule of deposit accounts</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_KH43H675K9M019J0H954_rvsb_ScheduleOfDepositAccountsTableTextBlock" xml:lang="en-US">Tabular disclosure of deposit accounts held by the entity.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_ScheduleOfDepositAccountsTableTextBlock" xlink:to="lab_KH43H675K9M019J0H954_rvsb_ScheduleOfDepositAccountsTableTextBlock"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_ScheduleOfMaturitiesOfCertificatesOfDepositForFutureYearsTableTextBlock" xlink:label="loc_F4248H746F72_rvsb_ScheduleOfMaturitiesOfCertificatesOfDepositForFutureYearsTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_rvsb_ScheduleOfMaturitiesOfCertificatesOfDepositForFutureYearsTableTextBlock" xml:lang="en-US">Schedule Of Maturities Of Certificates Of Deposit For Future Years [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_rvsb_ScheduleOfMaturitiesOfCertificatesOfDepositForFutureYearsTableTextBlock" xml:lang="en-US">Schedule of maturities of certificates of deposit for future years</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_H6460J968H94_rvsb_ScheduleOfMaturitiesOfCertificatesOfDepositForFutureYearsTableTextBlock" xml:lang="en-US">Represents the textual narrative disclosure of Schedule of maturities of certificates of deposit for future years, during the indicated time period.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_rvsb_ScheduleOfMaturitiesOfCertificatesOfDepositForFutureYearsTableTextBlock" xlink:to="lab_H6460J968H94_rvsb_ScheduleOfMaturitiesOfCertificatesOfDepositForFutureYearsTableTextBlock"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_ScheduleOfInterestExpenseByDepositTypeTableTextBlock" xlink:label="loc_IF21F453I7K897H8F732_rvsb_ScheduleOfInterestExpenseByDepositTypeTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_ScheduleOfInterestExpenseByDepositTypeTableTextBlock" xml:lang="en-US">Schedule Of Interest Expense By Deposit Type [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_rvsb_ScheduleOfInterestExpenseByDepositTypeTableTextBlock" xml:lang="en-US">Schedule of interest expense by deposit type</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_KH43H675K9M019J0H954_rvsb_ScheduleOfInterestExpenseByDepositTypeTableTextBlock" xml:lang="en-US">Tabular disclosure of interest expense by type of deposit.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_ScheduleOfInterestExpenseByDepositTypeTableTextBlock" xlink:to="lab_KH43H675K9M019J0H954_rvsb_ScheduleOfInterestExpenseByDepositTypeTableTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FederalHomeLoanBankAdvancesTableTextBlock" xlink:label="loc_F4248H746F72_us-gaap_FederalHomeLoanBankAdvancesTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_FederalHomeLoanBankAdvancesTableTextBlock" xml:lang="en-US">Federal Home Loan Bank, Advances [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_FederalHomeLoanBankAdvancesTableTextBlock" xml:lang="en-US">Schedule of FHLB advances</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_FederalHomeLoanBankAdvancesTableTextBlock" xlink:to="lab_H6460J968H94_us-gaap_FederalHomeLoanBankAdvancesTableTextBlock"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_ScheduleOfTermsOfCurrentDebenturesTableTextBlock" xlink:label="loc_IF21F453I7K897H8F732_rvsb_ScheduleOfTermsOfCurrentDebenturesTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_ScheduleOfTermsOfCurrentDebenturesTableTextBlock" xml:lang="en-US">Schedule Of Terms Of Current Debentures Table [Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_rvsb_ScheduleOfTermsOfCurrentDebenturesTableTextBlock" xml:lang="en-US">Schedule of summary of the terms and amounts outstanding of the debentures</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_KH43H675K9M019J0H954_rvsb_ScheduleOfTermsOfCurrentDebenturesTableTextBlock" xml:lang="en-US">Tabular disclosure of borrowings under subordinated debt agreements that qualify as available in computing net capital under SEC uniform net capital rules for broker-dealers, including restrictive covenants, collateral, interest rates and due dates, amounts due by date and amount owed in total.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_ScheduleOfTermsOfCurrentDebenturesTableTextBlock" xlink:to="lab_KH43H675K9M019J0H954_rvsb_ScheduleOfTermsOfCurrentDebenturesTableTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock" xlink:label="loc_F4248H746F72_us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock" xml:lang="en-US">Schedule of Components of Income Tax Expense (Benefit)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock" xml:lang="en-US">Schedule of provision for income taxes</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock" xlink:to="lab_H6460J968H94_us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock" xml:lang="en-US">Schedule of Deferred Tax Assets and Liabilities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock" xml:lang="en-US">Schedule of deferred tax assets and deferred tax liabilities</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock" xlink:label="loc_F4248H746F72_us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock" xml:lang="en-US">Schedule of Effective Income Tax Rate Reconciliation</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock" xml:lang="en-US">Schedule of reconciliation of effective income tax rate with the federal statutory tax rate</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock" xlink:to="lab_H6460J968H94_us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DisclosureOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTextBlock" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_DisclosureOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_DisclosureOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTextBlock" xml:lang="en-US">Schedule of Stock Options Outstanding</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_DisclosureOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTextBlock" xml:lang="en-US">Schedule of activity related to options under all plans</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_DisclosureOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTextBlock" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_DisclosureOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTextBlock" xlink:label="loc_F4248H746F72_us-gaap_ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTextBlock" xml:lang="en-US">Schedule of additional information regarding options outstanding, by exercise price range</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTextBlock" xml:lang="en-US">Schedule of additional information regarding stock options outstanding</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTextBlock" xlink:to="lab_H6460J968H94_us-gaap_ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTextBlock"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_ScheduleOfStockOptionsOutstandingTableTextBlock" xlink:label="loc_IF21F453I7K897H8F732_rvsb_ScheduleOfStockOptionsOutstandingTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_ScheduleOfStockOptionsOutstandingTableTextBlock" xml:lang="en-US">Schedule Of Stock Options Outstanding [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_rvsb_ScheduleOfStockOptionsOutstandingTableTextBlock" xml:lang="en-US">Schedule of information of stock options outstanding</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_KH43H675K9M019J0H954_rvsb_ScheduleOfStockOptionsOutstandingTableTextBlock" xml:lang="en-US">Tabular disclosure of the following for fully vested share options (or share units) and share options expected to vest at the date of the latest statement of financial position: the number, weighted-average exercise price (or conversion ratio), aggregate intrinsic value (except for nonpublic entities), and weighted-average remaining contractual term of options (or share units) currently exercisable (or convertible).</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_ScheduleOfStockOptionsOutstandingTableTextBlock" xlink:to="lab_KH43H675K9M019J0H954_rvsb_ScheduleOfStockOptionsOutstandingTableTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock" xlink:label="loc_F4248H746F72_us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock" xml:lang="en-US">Share-based Compensation, Stock Options, Activity [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock" xml:lang="en-US">Schedule of ESOP share activity</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock" xlink:to="lab_H6460J968H94_us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock"/>




<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xlink:label="loc_F4248H746F72_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xml:lang="en-US">Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xml:lang="en-US">Schedule of actual and required minimum capital amounts and ratios</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xlink:to="lab_H6460J968H94_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock" xml:lang="en-US">Schedule of Earnings Per Share, Basic and Diluted</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock" xml:lang="en-US">Schedule of basic and diluted earnings per share</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock" xlink:label="loc_F4248H746F72_us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock" xml:lang="en-US">Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock" xml:lang="en-US">Schedule of assets that are measured at estimated fair value on a recurring basis</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock" xlink:to="lab_H6460J968H94_us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock" xml:lang="en-US">Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock" xml:lang="en-US">Schedule of reconciliation of assets that are measured at fair value on a recurring basis using significant unobservable inputs (Level 3)</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_ScheduleOfAssetsMeasuredAtFairValueOnNonRecurringBasisTableTextBlock" xlink:label="loc_F4248H746F72_rvsb_ScheduleOfAssetsMeasuredAtFairValueOnNonRecurringBasisTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_rvsb_ScheduleOfAssetsMeasuredAtFairValueOnNonRecurringBasisTableTextBlock" xml:lang="en-US">Schedule Of Assets Measured At Fair Value On Non Recurring Basis [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_rvsb_ScheduleOfAssetsMeasuredAtFairValueOnNonRecurringBasisTableTextBlock" xml:lang="en-US">Schedule of assets that are measured at estimated fair value on a nonrecurring basis</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_H6460J968H94_rvsb_ScheduleOfAssetsMeasuredAtFairValueOnNonRecurringBasisTableTextBlock" xml:lang="en-US">Tabular disclosure of assets and liabilities by class, including financial instruments measured at fair value that are classified in shareholders' equity, if any, that are measured at fair value on a nonrecurring basis in periods after initial recognition (for example, impaired assets). Disclosures may include, but are not limited to: (a) the fair value measurements recorded and the reasons for the measurements and (b) the level within the fair value hierarchy in which the fair value measurements are categorized in their entirety (levels 1, 2, 3).</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_rvsb_ScheduleOfAssetsMeasuredAtFairValueOnNonRecurringBasisTableTextBlock" xlink:to="lab_H6460J968H94_rvsb_ScheduleOfAssetsMeasuredAtFairValueOnNonRecurringBasisTableTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock" xml:lang="en-US">Fair Value Measurements, Nonrecurring, Valuation Techniques</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock" xml:lang="en-US">Schedule of quantitative information about Level 3 inputs for financial instruments measured at fair value on a nonrecurring basis</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueOptionQuantitativeDisclosuresTextBlock" xlink:label="loc_F4248H746F72_us-gaap_FairValueOptionQuantitativeDisclosuresTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_FairValueOptionQuantitativeDisclosuresTextBlock" xml:lang="en-US">Fair Value, Option, Quantitative Disclosures</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_FairValueOptionQuantitativeDisclosuresTextBlock" xml:lang="en-US">Schedule of carrying amount and estimated fair value of financial instruments</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_FairValueOptionQuantitativeDisclosuresTextBlock" xlink:to="lab_H6460J968H94_us-gaap_FairValueOptionQuantitativeDisclosuresTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DisaggregationOfRevenueTableTextBlock" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_DisaggregationOfRevenueTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_DisaggregationOfRevenueTableTextBlock" xml:lang="en-US">Disaggregation of Revenue [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_DisaggregationOfRevenueTableTextBlock" xml:lang="en-US">Schedule of non-interest income disaggregated by type of service</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_DisaggregationOfRevenueTableTextBlock" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_DisaggregationOfRevenueTableTextBlock"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_ScheduleOfSignificantOffBalanceSheetCommitmentsTableTextBlock" xlink:label="loc_F4248H746F72_rvsb_ScheduleOfSignificantOffBalanceSheetCommitmentsTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_rvsb_ScheduleOfSignificantOffBalanceSheetCommitmentsTableTextBlock" xml:lang="en-US">Schedule Of Significant Off Balance Sheet Commitments [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_rvsb_ScheduleOfSignificantOffBalanceSheetCommitmentsTableTextBlock" xml:lang="en-US">Schedule of significant off-balance sheet commitments</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_H6460J968H94_rvsb_ScheduleOfSignificantOffBalanceSheetCommitmentsTableTextBlock" xml:lang="en-US">Schedule (table) providing information on significant off-balance sheet commitments, as of the date(s) indicated on the schedule.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_rvsb_ScheduleOfSignificantOffBalanceSheetCommitmentsTableTextBlock" xlink:to="lab_H6460J968H94_rvsb_ScheduleOfSignificantOffBalanceSheetCommitmentsTableTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_ScheduleOfCondensedBalanceSheetTableTextBlock" xlink:label="loc_IF21F453I7K897H8F732_srt_ScheduleOfCondensedBalanceSheetTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_srt_ScheduleOfCondensedBalanceSheetTableTextBlock" xml:lang="en-US">Condensed Balance Sheet [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_srt_ScheduleOfCondensedBalanceSheetTableTextBlock" xml:lang="en-US">Schedule of condensed balance sheet</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_srt_ScheduleOfCondensedBalanceSheetTableTextBlock" xlink:to="lab_KH43H675K9M019J0H954_srt_ScheduleOfCondensedBalanceSheetTableTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_ScheduleOfCondensedIncomeStatementTableTextBlock" xlink:label="loc_F4248H746F72_srt_ScheduleOfCondensedIncomeStatementTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_srt_ScheduleOfCondensedIncomeStatementTableTextBlock" xml:lang="en-US">Condensed Income Statement [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_srt_ScheduleOfCondensedIncomeStatementTableTextBlock" xml:lang="en-US">Schedule of condensed income statement</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_srt_ScheduleOfCondensedIncomeStatementTableTextBlock" xlink:to="lab_H6460J968H94_srt_ScheduleOfCondensedIncomeStatementTableTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_ScheduleOfCondensedCashFlowStatementTableTextBlock" xlink:label="loc_IF21F453I7K897H8F732_srt_ScheduleOfCondensedCashFlowStatementTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_srt_ScheduleOfCondensedCashFlowStatementTableTextBlock" xml:lang="en-US">Condensed Cash Flow Statement [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_srt_ScheduleOfCondensedCashFlowStatementTableTextBlock" xml:lang="en-US">Schedule of condensed cash flow statement</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_srt_ScheduleOfCondensedCashFlowStatementTableTextBlock" xlink:to="lab_KH43H675K9M019J0H954_srt_ScheduleOfCondensedCashFlowStatementTableTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfQuarterlyFinancialInformationTableTextBlock" xlink:label="loc_F4248H746F72_us-gaap_ScheduleOfQuarterlyFinancialInformationTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_ScheduleOfQuarterlyFinancialInformationTableTextBlock" xml:lang="en-US">Schedule of Quarterly Financial Information</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_ScheduleOfQuarterlyFinancialInformationTableTextBlock" xml:lang="en-US">Schedule of quarterly financial information</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_ScheduleOfQuarterlyFinancialInformationTableTextBlock" xlink:to="lab_H6460J968H94_us-gaap_ScheduleOfQuarterlyFinancialInformationTableTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleTable" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_DebtSecuritiesAvailableForSaleTable"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_DebtSecuritiesAvailableForSaleTable" xml:lang="en-US">Debt Securities, Available-for-sale [Table]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_DebtSecuritiesAvailableForSaleTable" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_DebtSecuritiesAvailableForSaleTable"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="loc_F4248H746F72_us-gaap_FinancialInstrumentAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_FinancialInstrumentAxis" xml:lang="en-US">Financial Instrument [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_FinancialInstrumentAxis" xlink:to="lab_H6460J968H94_us-gaap_FinancialInstrumentAxis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xml:lang="en-US">Financial Instruments [Domain]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xml:lang="en-US">Financial Instruments</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_MunicipalSecuritiesMember" xlink:label="loc_F4248H746F72_rvsb_MunicipalSecuritiesMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_rvsb_MunicipalSecuritiesMember" xml:lang="en-US">Municipal Securities [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_rvsb_MunicipalSecuritiesMember" xml:lang="en-US">Municipal securities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_H6460J968H94_rvsb_MunicipalSecuritiesMember" xml:lang="en-US">Represents Municipal securities.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_rvsb_MunicipalSecuritiesMember" xlink:to="lab_H6460J968H94_rvsb_MunicipalSecuritiesMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_USGovernmentAgenciesDebtSecuritiesMember" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_USGovernmentAgenciesDebtSecuritiesMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_USGovernmentAgenciesDebtSecuritiesMember" xml:lang="en-US">US Government Agencies Debt Securities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_USGovernmentAgenciesDebtSecuritiesMember" xml:lang="en-US">Agency securities</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_USGovernmentAgenciesDebtSecuritiesMember" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_USGovernmentAgenciesDebtSecuritiesMember"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_RealEstateMortgageInvestmentConduitsMember" xlink:label="loc_F4248H746F72_rvsb_RealEstateMortgageInvestmentConduitsMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_rvsb_RealEstateMortgageInvestmentConduitsMember" xml:lang="en-US">Real estate mortgage investment conduits</label>
<label xlink:type="resource" xlink:label="lab_H6460J968H94_rvsb_RealEstateMortgageInvestmentConduitsMember" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Real estate mortgage investment conduits</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_rvsb_RealEstateMortgageInvestmentConduitsMember" xlink:to="lab_H6460J968H94_rvsb_RealEstateMortgageInvestmentConduitsMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ResidentialMortgageBackedSecuritiesMember" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_ResidentialMortgageBackedSecuritiesMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_ResidentialMortgageBackedSecuritiesMember" xml:lang="en-US">Residential Mortgage Backed Securities [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_ResidentialMortgageBackedSecuritiesMember" xml:lang="en-US">Residential mortgage-backed securities</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_ResidentialMortgageBackedSecuritiesMember" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_ResidentialMortgageBackedSecuritiesMember"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_OtherMortgageBackedSecuritiesMember" xlink:label="loc_F4248H746F72_rvsb_OtherMortgageBackedSecuritiesMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_rvsb_OtherMortgageBackedSecuritiesMember" xml:lang="en-US">Other Mortgage Backed Securities [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_rvsb_OtherMortgageBackedSecuritiesMember" xml:lang="en-US">Other mortgage-backed securities</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_rvsb_OtherMortgageBackedSecuritiesMember" xlink:to="lab_H6460J968H94_rvsb_OtherMortgageBackedSecuritiesMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems" xml:lang="en-US">Debt Securities, Available-for-sale [Line Items]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis" xlink:label="loc_F4248H746F72_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis" xml:lang="en-US">Debt Securities, Available-for-sale, Amortized Cost</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis" xml:lang="en-US">Amortized Cost</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_H6460J968H94_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis" xml:lang="en-US">Amortized Cost</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis" xlink:to="lab_H6460J968H94_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" xml:lang="en-US">Debt Securities, Available-for-sale, Accumulated Gross Unrealized Gain, before Tax</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" xml:lang="en-US">Gross Unrealized Gains</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" xml:lang="en-US">Gross Unrealized Gains</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" xml:lang="en-US">Gross Unrealized Gains</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" xlink:label="loc_F4248H746F72_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" xml:lang="en-US">Debt Securities, Available-for-sale, Accumulated Gross Unrealized Loss, before Tax</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" xml:lang="en-US">Gross Unrealized Losses</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_H6460J968H94_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" xml:lang="en-US">Gross Unrealized Losses</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" xlink:to="lab_H6460J968H94_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecurities" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_AvailableForSaleSecuritiesDebtSecurities"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_AvailableForSaleSecuritiesDebtSecurities" xml:lang="en-US">Debt Securities, Available-for-sale</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_AvailableForSaleSecuritiesDebtSecurities" xml:lang="en-US">Estimated Fair Value</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_AvailableForSaleSecuritiesDebtSecurities" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_AvailableForSaleSecuritiesDebtSecurities"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfHeldToMaturitySecuritiesTable" xlink:label="loc_F4248H746F72_us-gaap_ScheduleOfHeldToMaturitySecuritiesTable"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_ScheduleOfHeldToMaturitySecuritiesTable" xml:lang="en-US">Debt Securities, Held-to-maturity [Table]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_ScheduleOfHeldToMaturitySecuritiesTable" xlink:to="lab_H6460J968H94_us-gaap_ScheduleOfHeldToMaturitySecuritiesTable"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems" xml:lang="en-US">Schedule of Held-to-maturity Securities [Line Items]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain" xlink:label="loc_F4248H746F72_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain" xml:lang="en-US">Held-to-maturity Securities, Accumulated Unrecognized Holding Gain</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain" xml:lang="en-US">Gross Unrealized Gains</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain" xml:lang="en-US">Gross Unrealized Gains</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain" xlink:to="lab_H6460J968H94_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss" xml:lang="en-US">Held-to-maturity Securities, Accumulated Unrecognized Holding Loss</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss" xml:lang="en-US">Gross Unrealized Losses</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss" xml:lang="en-US">Gross Unrealized Losses</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_HeldToMaturitySecuritiesFairValue" xlink:label="loc_F4248H746F72_us-gaap_HeldToMaturitySecuritiesFairValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_HeldToMaturitySecuritiesFairValue" xml:lang="en-US">Held-to-maturity Securities, Fair Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_HeldToMaturitySecuritiesFairValue" xml:lang="en-US">Estimated Fair Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_H6460J968H94_us-gaap_HeldToMaturitySecuritiesFairValue" xml:lang="en-US">Estimated Fair Value</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_HeldToMaturitySecuritiesFairValue" xlink:to="lab_H6460J968H94_us-gaap_HeldToMaturitySecuritiesFairValue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisAbstract" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisAbstract" xml:lang="en-US">Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, Amortized Cost [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisAbstract" xml:lang="en-US">Available for Sale, Amortized Cost</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisAbstract" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost" xlink:label="loc_F4248H746F72_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost" xml:lang="en-US">Available-for-sale Securities, Debt Maturities, Next Twelve Months, Amortized Cost Basis</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost" xml:lang="en-US">Due in one year or less</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost" xml:lang="en-US">Due in one year or less, Amortized Cost</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost" xlink:to="lab_H6460J968H94_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost" xml:lang="en-US">Available-for-sale Securities, Debt Maturities, Year Two Through Five, Amortized Cost Basis</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost" xml:lang="en-US">Due after one year through five years</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost" xml:lang="en-US">Due after one year through five years, Amortized Cost</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost" xlink:label="loc_F4248H746F72_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost" xml:lang="en-US">Available-for-sale Securities, Debt Maturities, Year Six Through Ten, Amortized Cost Basis</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost" xml:lang="en-US">Due after five years through ten years</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost" xml:lang="en-US">Due after five years through ten years, Amortized Cost</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost" xlink:to="lab_H6460J968H94_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost" xml:lang="en-US">Available-for-sale Securities, Debt Maturities, after Ten Years, Amortized Cost Basis</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost" xml:lang="en-US">Due after ten years</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost" xml:lang="en-US">Due after ten years, Amortized Cost</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis" xlink:label="loc_F4248H746F72_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis" xml:lang="en-US">Available-for-sale Securities, Debt Maturities, Single Maturity Date, Amortized Cost Basis</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis" xml:lang="en-US">Available-for-sale Securities, Debt Maturities, Amortized Cost Basis, Total</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_H6460J968H94_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis" xml:lang="en-US">Total, Amortized Cost</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis" xlink:to="lab_H6460J968H94_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAbstract" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAbstract" xml:lang="en-US">Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, Fair Value [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAbstract" xml:lang="en-US">Available for Sale, Estimated Fair Value</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAbstract" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue" xlink:label="loc_F4248H746F72_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue" xml:lang="en-US">Available-for-sale Securities, Debt Maturities, Next Twelve Months, Fair Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue" xml:lang="en-US">Due in one year or less</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue" xml:lang="en-US">Due in one year or less, Estimated Fair Value</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue" xlink:to="lab_H6460J968H94_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue" xml:lang="en-US">Available-for-sale Securities, Debt Maturities, Year Two Through Five, Fair Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue" xml:lang="en-US">Due after one year through five years</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue" xml:lang="en-US">Due after one year through five years, Estimated Fair Value</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" xlink:label="loc_F4248H746F72_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" xml:lang="en-US">Available-for-sale Securities, Debt Maturities, Year Six Through Ten, Fair Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" xml:lang="en-US">Due after five years through ten years</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" xml:lang="en-US">Due after five years through ten years, Estimated Fair Value</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" xlink:to="lab_H6460J968H94_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue" xml:lang="en-US">Available-for-sale Securities, Debt Maturities, after Ten Years, Fair Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue" xml:lang="en-US">Due after ten years</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue" xml:lang="en-US">Due after ten years, Estimated Fair Value</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate" xlink:label="loc_F4248H746F72_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate" xml:lang="en-US">Available-for-sale Securities, Debt Maturities, Single Maturity Date</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_H6460J968H94_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate" xml:lang="en-US">Total, Estimated Fair Value</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate" xlink:to="lab_H6460J968H94_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisAbstract" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisAbstract" xml:lang="en-US">Debt Securities, Held-to-maturity, Maturity, Allocated and Single Maturity Date, Amortized Cost [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisAbstract" xml:lang="en-US">Held to Maturity, Amortized Cost</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisAbstract" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount" xlink:label="loc_F4248H746F72_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount" xml:lang="en-US">Held-to-maturity Securities, Debt Maturities, within One Year, Net Carrying Amount</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount" xml:lang="en-US">Due in one year or less</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount" xml:lang="en-US">Due in one year or less, Amortized Cost</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount" xlink:to="lab_H6460J968H94_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount" xml:lang="en-US">Held-to-maturity Securities, Debt Maturities, after One Through Five Years, Net Carrying Amount</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount" xml:lang="en-US">Due after one year through five years</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount" xml:lang="en-US">Due after one year through five years, Amortized Cost</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount" xlink:label="loc_F4248H746F72_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount" xml:lang="en-US">Held-to-maturity Securities, Debt Maturities, after Five Through Ten Years, Net Carrying Amount</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount" xml:lang="en-US">Due after five years through ten years</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount" xml:lang="en-US">Due after five years through ten years, Amortized Cost</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount" xlink:to="lab_H6460J968H94_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount" xml:lang="en-US">Held-to-maturity Securities, Debt Maturities, after Ten Years, Net Carrying Amount</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount" xml:lang="en-US">Due after ten years</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount" xml:lang="en-US">Due after ten years, Amortized Cost</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis" xlink:label="loc_F4248H746F72_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis" xml:lang="en-US">Held-to-maturity Securities, Debt Maturities, Single Maturity Date, Amortized Cost Basis</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_H6460J968H94_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis" xml:lang="en-US">Total, Amortized Cost</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis" xlink:to="lab_H6460J968H94_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValueAbstract" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValueAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValueAbstract" xml:lang="en-US">Debt Securities, Held-to-maturity, Maturity, Allocated and Single Maturity Date, Fair Value [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValueAbstract" xml:lang="en-US">Held to Maturity, Estimated Fair Value</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValueAbstract" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValueAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue" xlink:label="loc_F4248H746F72_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue" xml:lang="en-US">Held-to-maturity Securities, Debt Maturities, Next Twelve Months, Fair Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue" xml:lang="en-US">Due in one year or less</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue" xml:lang="en-US">Due in one year or less, Estimated Fair Value</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue" xlink:to="lab_H6460J968H94_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue" xml:lang="en-US">Held-to-maturity Securities, Debt Maturities, Year Two Through Five, Fair Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue" xml:lang="en-US">Due after one year through five years</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue" xml:lang="en-US">Due after one year through five years, Estimated Fair Value</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" xlink:label="loc_F4248H746F72_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" xml:lang="en-US">Held-to-maturity Securities, Debt Maturities, Year Six Through Ten, Fair Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" xml:lang="en-US">Due after five years through ten years</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" xml:lang="en-US">Due after five years through ten years, Estimated Fair Value</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" xlink:to="lab_H6460J968H94_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue" xml:lang="en-US">Held-to-maturity Securities, Debt Maturities, after Ten Years, Fair Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue" xml:lang="en-US">Due after ten years</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue" xml:lang="en-US">Due after ten years, Estimated Fair Value</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValue" xlink:label="loc_F4248H746F72_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValue" xml:lang="en-US">Held-to-maturity Securities, Debt Maturities, Single Maturity Date, Fair Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_H6460J968H94_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValue" xml:lang="en-US">Total, Estimated Fair Value</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValue" xlink:to="lab_H6460J968H94_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months" xml:lang="en-US">Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months" xml:lang="en-US">Less than 12 months, Estimated Fair Value</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" xlink:label="loc_F4248H746F72_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" xml:lang="en-US">Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" xml:lang="en-US">Less than 12 months, Unrealized Losses</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_H6460J968H94_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" xml:lang="en-US">Less than 12 months, Unrealized Losses</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" xlink:to="lab_H6460J968H94_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger" xml:lang="en-US">Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger" xml:lang="en-US">12 months or longer, Estimated Fair Value</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" xlink:label="loc_F4248H746F72_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" xml:lang="en-US">Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" xml:lang="en-US">12 months or longer, Unrealized Losses</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_H6460J968H94_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" xml:lang="en-US">12 months or longer, Unrealized Losses</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" xlink:to="lab_H6460J968H94_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition" xml:lang="en-US">Debt Securities, Available-for-sale, Unrealized Loss Position</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition" xml:lang="en-US">Total, Estimated Fair Value</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" xlink:label="loc_F4248H746F72_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" xml:lang="en-US">Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_H6460J968H94_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" xml:lang="en-US">Total, Unrealized Losses</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:label="lab_H6460J968H94_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" xml:lang="en-US">Total, Unrealized Losses</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" xlink:to="lab_H6460J968H94_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AvailableforsaleSecuritiesMember" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_AvailableforsaleSecuritiesMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_AvailableforsaleSecuritiesMember" xml:lang="en-US">Available-for-sale Securities [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_AvailableforsaleSecuritiesMember" xml:lang="en-US">Available-for-sale Securities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_AvailableforsaleSecuritiesMember" xml:lang="en-US">Investment securities available for sale</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_AvailableforsaleSecuritiesMember" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_AvailableforsaleSecuritiesMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet" xlink:label="loc_F4248H746F72_us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet" xml:lang="en-US">Available-for-sale Securities, Gross Realized Gain (Loss)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet" xml:lang="en-US">Investment securities gross realized gains from sales</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet" xlink:to="lab_H6460J968H94_us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_Available-For-SaleSecuritiesGrossRealizedGainIncomeTax" xlink:label="loc_IF21F453I7K897H8F732_rvsb_Available-For-SaleSecuritiesGrossRealizedGainIncomeTax"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_Available-For-SaleSecuritiesGrossRealizedGainIncomeTax" xml:lang="en-US">Available-For-Sale Securities, Gross Realized Gain, Income Tax</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_rvsb_Available-For-SaleSecuritiesGrossRealizedGainIncomeTax" xml:lang="en-US">Income tax related to the realized gains</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_KH43H675K9M019J0H954_rvsb_Available-For-SaleSecuritiesGrossRealizedGainIncomeTax" xml:lang="en-US">Represents the amount of income tax charged on the realized gain on sale of investment.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_Available-For-SaleSecuritiesGrossRealizedGainIncomeTax" xlink:to="lab_KH43H675K9M019J0H954_rvsb_Available-For-SaleSecuritiesGrossRealizedGainIncomeTax"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_PledgedAssetsSeparatelyReportedSecuritiesPledgedAsCollateralAtAmortizedCost" xlink:label="loc_F4248H746F72_rvsb_PledgedAssetsSeparatelyReportedSecuritiesPledgedAsCollateralAtAmortizedCost"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_rvsb_PledgedAssetsSeparatelyReportedSecuritiesPledgedAsCollateralAtAmortizedCost" xml:lang="en-US">Pledged Assets Separately Reported Securities Pledged As Collateral At Amortized Cost</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_rvsb_PledgedAssetsSeparatelyReportedSecuritiesPledgedAsCollateralAtAmortizedCost" xml:lang="en-US">Pledged as collateral at amortized cost</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_H6460J968H94_rvsb_PledgedAssetsSeparatelyReportedSecuritiesPledgedAsCollateralAtAmortizedCost" xml:lang="en-US">The amortized cost of investment securities available for sale pledged as collateral for government public funds held by the bank, as of the date indicated.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_rvsb_PledgedAssetsSeparatelyReportedSecuritiesPledgedAsCollateralAtAmortizedCost" xlink:to="lab_H6460J968H94_rvsb_PledgedAssetsSeparatelyReportedSecuritiesPledgedAsCollateralAtAmortizedCost"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedAsCollateralAtFairValue" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedAsCollateralAtFairValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedAsCollateralAtFairValue" xml:lang="en-US">Pledged Assets Separately Reported, Securities Pledged as Collateral, at Fair Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedAsCollateralAtFairValue" xml:lang="en-US">Pledged as collateral at fair value</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedAsCollateralAtFairValue" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedAsCollateralAtFairValue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:label="loc_F4248H746F72_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xml:lang="en-US">Fair Value Measurements, Recurring and Nonrecurring [Table]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:to="lab_H6460J968H94_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueByMeasurementFrequencyAxis" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_FairValueByMeasurementFrequencyAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_FairValueByMeasurementFrequencyAxis" xml:lang="en-US">Measurement Frequency [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_FairValueByMeasurementFrequencyAxis" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_FairValueByMeasurementFrequencyAxis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueMeasurementFrequencyDomain" xlink:label="loc_F4248H746F72_us-gaap_FairValueMeasurementFrequencyDomain"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_FairValueMeasurementFrequencyDomain" xml:lang="en-US">Fair Value, Measurement Frequency [Domain]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_FairValueMeasurementFrequencyDomain" xlink:to="lab_H6460J968H94_us-gaap_FairValueMeasurementFrequencyDomain"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueMeasurementsRecurringMember" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_FairValueMeasurementsRecurringMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_FairValueMeasurementsRecurringMember" xml:lang="en-US">Fair Value, Measurements, Recurring [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_FairValueMeasurementsRecurringMember" xml:lang="en-US">Recurring basis</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_FairValueMeasurementsRecurringMember" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_FairValueMeasurementsRecurringMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueByMeasurementBasisAxis" xlink:label="loc_F4248H746F72_us-gaap_FairValueByMeasurementBasisAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_FairValueByMeasurementBasisAxis" xml:lang="en-US">Measurement Basis [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_FairValueByMeasurementBasisAxis" xlink:to="lab_H6460J968H94_us-gaap_FairValueByMeasurementBasisAxis"/>



<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EstimateOfFairValueFairValueDisclosureMember" xlink:label="loc_F4248H746F72_us-gaap_EstimateOfFairValueFairValueDisclosureMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_EstimateOfFairValueFairValueDisclosureMember" xml:lang="en-US">Estimate of Fair Value Measurement [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_EstimateOfFairValueFairValueDisclosureMember" xml:lang="en-US">Total Estimated Fair Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_EstimateOfFairValueFairValueDisclosureMember" xml:lang="en-US">Estimated Fair Value</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_EstimateOfFairValueFairValueDisclosureMember" xlink:to="lab_H6460J968H94_us-gaap_EstimateOfFairValueFairValueDisclosureMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_FairValueByFairValueHierarchyLevelAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_FairValueByFairValueHierarchyLevelAxis" xml:lang="en-US">Fair Value, Hierarchy [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_FairValueByFairValueHierarchyLevelAxis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="loc_F4248H746F72_us-gaap_FairValueMeasurementsFairValueHierarchyDomain"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xml:lang="en-US">Fair Value, Measurements, Fair Value Hierarchy</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:to="lab_H6460J968H94_us-gaap_FairValueMeasurementsFairValueHierarchyDomain"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueInputsLevel1Member" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_FairValueInputsLevel1Member"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_FairValueInputsLevel1Member" xml:lang="en-US">Fair Value, Inputs, Level 1</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_FairValueInputsLevel1Member" xml:lang="en-US">Level 1</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_FairValueInputsLevel1Member" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_FairValueInputsLevel1Member"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueInputsLevel2Member" xlink:label="loc_F4248H746F72_us-gaap_FairValueInputsLevel2Member"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_FairValueInputsLevel2Member" xml:lang="en-US">Fair Value, Inputs, Level 2</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_FairValueInputsLevel2Member" xml:lang="en-US">Level 2</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_FairValueInputsLevel2Member" xlink:to="lab_H6460J968H94_us-gaap_FairValueInputsLevel2Member"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueInputsLevel3Member" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_FairValueInputsLevel3Member"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_FairValueInputsLevel3Member" xml:lang="en-US">Fair Value, Inputs, Level 3</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_FairValueInputsLevel3Member" xml:lang="en-US">Level 3</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_FairValueInputsLevel3Member" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_FairValueInputsLevel3Member"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:label="loc_F4248H746F72_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xml:lang="en-US">Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:to="lab_H6460J968H94_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InvestmentsFairValueDisclosure" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_InvestmentsFairValueDisclosure"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_InvestmentsFairValueDisclosure" xml:lang="en-US">Investments, Fair Value Disclosure, Total</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_InvestmentsFairValueDisclosure" xml:lang="en-US">Total assets measured at fair value on a recurring basis</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_InvestmentsFairValueDisclosure" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_InvestmentsFairValueDisclosure"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueMeasurementsNonrecurringMember" xlink:label="loc_F4248H746F72_us-gaap_FairValueMeasurementsNonrecurringMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_FairValueMeasurementsNonrecurringMember" xml:lang="en-US">Fair Value, Measurements, Nonrecurring [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_FairValueMeasurementsNonrecurringMember" xml:lang="en-US">Nonrecurring basis</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_FairValueMeasurementsNonrecurringMember" xlink:to="lab_H6460J968H94_us-gaap_FairValueMeasurementsNonrecurringMember"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_ImpairedLoansMember" xlink:label="loc_IF21F453I7K897H8F732_rvsb_ImpairedLoansMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_ImpairedLoansMember" xml:lang="en-US">Impaired Loans [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_rvsb_ImpairedLoansMember" xml:lang="en-US">Impaired loans</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_ImpairedLoansMember" xlink:to="lab_KH43H675K9M019J0H954_rvsb_ImpairedLoansMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AssetsFairValueDisclosure" xlink:label="loc_F4248H746F72_us-gaap_AssetsFairValueDisclosure"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_AssetsFairValueDisclosure" xml:lang="en-US">Assets, Fair Value Disclosure, Total</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_AssetsFairValueDisclosure" xml:lang="en-US">Assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_AssetsFairValueDisclosure" xml:lang="en-US">Total nonrecurring assets measured at fair value</label>
<label xlink:type="resource" xlink:label="lab_H6460J968H94_us-gaap_AssetsFairValueDisclosure" xlink:role="http://www.xbrl.org/2003/role/positiveLabel" xml:lang="en-US">Total estimated fair value</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_AssetsFairValueDisclosure" xlink:to="lab_H6460J968H94_us-gaap_AssetsFairValueDisclosure"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ValuationTechniqueAxis" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_ValuationTechniqueAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_ValuationTechniqueAxis" xml:lang="en-US">Valuation Approach and Technique [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_ValuationTechniqueAxis" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_ValuationTechniqueAxis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ValuationTechniqueDomain" xlink:label="loc_F4248H746F72_us-gaap_ValuationTechniqueDomain"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_ValuationTechniqueDomain" xml:lang="en-US">Valuation Approach and Technique [Domain]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_ValuationTechniqueDomain" xlink:to="lab_H6460J968H94_us-gaap_ValuationTechniqueDomain"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ValuationTechniqueDiscountedCashFlowMember" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_ValuationTechniqueDiscountedCashFlowMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_ValuationTechniqueDiscountedCashFlowMember" xml:lang="en-US">Valuation Technique, Discounted Cash Flow [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_ValuationTechniqueDiscountedCashFlowMember" xml:lang="en-US">Appraised value or discounted cash flows</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_ValuationTechniqueDiscountedCashFlowMember" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_ValuationTechniqueDiscountedCashFlowMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_MeasurementInputTypeAxis" xlink:label="loc_F4248H746F72_us-gaap_MeasurementInputTypeAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_MeasurementInputTypeAxis" xml:lang="en-US">Measurement Input Type [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_MeasurementInputTypeAxis" xlink:to="lab_H6460J968H94_us-gaap_MeasurementInputTypeAxis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_MeasurementInputTypeDomain" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_MeasurementInputTypeDomain"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_MeasurementInputTypeDomain" xml:lang="en-US">Measurement Input Type [Domain]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_MeasurementInputTypeDomain" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_MeasurementInputTypeDomain"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_MeasurementInputDiscountRateMember" xlink:label="loc_F4248H746F72_us-gaap_MeasurementInputDiscountRateMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_MeasurementInputDiscountRateMember" xml:lang="en-US">Measurement Input, Discount Rate [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_MeasurementInputDiscountRateMember" xml:lang="en-US">Adjustment for market conditions or discount rate</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_MeasurementInputDiscountRateMember" xlink:to="lab_H6460J968H94_us-gaap_MeasurementInputDiscountRateMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_RangeAxis" xlink:label="loc_IF21F453I7K897H8F732_srt_RangeAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_srt_RangeAxis" xml:lang="en-US">Range [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_srt_RangeAxis" xlink:to="lab_KH43H675K9M019J0H954_srt_RangeAxis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_RangeMember" xlink:label="loc_F4248H746F72_srt_RangeMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_srt_RangeMember" xml:lang="en-US">Range [Domain]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_srt_RangeMember" xlink:to="lab_H6460J968H94_srt_RangeMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_MinimumMember" xlink:label="loc_IF21F453I7K897H8F732_srt_MinimumMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_srt_MinimumMember" xml:lang="en-US">Minimum [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_srt_MinimumMember" xml:lang="en-US">Minimum</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_srt_MinimumMember" xlink:to="lab_KH43H675K9M019J0H954_srt_MinimumMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_MaximumMember" xlink:label="loc_F4248H746F72_srt_MaximumMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_srt_MaximumMember" xml:lang="en-US">Maximum [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_srt_MaximumMember" xml:lang="en-US">Maximum</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_srt_MaximumMember" xml:lang="en-US">Maximum [Member]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_srt_MaximumMember" xlink:to="lab_H6460J968H94_srt_MaximumMember"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_ImpairedLoansMeasurementInput" xlink:label="loc_IF21F453I7K897H8F732_rvsb_ImpairedLoansMeasurementInput"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_ImpairedLoansMeasurementInput" xml:lang="en-US">Impaired Loans Measurement Input</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_KH43H675K9M019J0H954_rvsb_ImpairedLoansMeasurementInput" xml:lang="en-US">Value of input used to measure servicing asset.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_ImpairedLoansMeasurementInput" xlink:to="lab_KH43H675K9M019J0H954_rvsb_ImpairedLoansMeasurementInput"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CarryingReportedAmountFairValueDisclosureMember" xlink:label="loc_F4248H746F72_us-gaap_CarryingReportedAmountFairValueDisclosureMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_CarryingReportedAmountFairValueDisclosureMember" xml:lang="en-US">Reported Value Measurement [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_CarryingReportedAmountFairValueDisclosureMember" xml:lang="en-US">Book Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_CarryingReportedAmountFairValueDisclosureMember" xml:lang="en-US">Carrying Amount</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_CarryingReportedAmountFairValueDisclosureMember" xlink:to="lab_H6460J968H94_us-gaap_CarryingReportedAmountFairValueDisclosureMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CashMember" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_CashMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_CashMember" xml:lang="en-US">Cash {1}</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_CashMember" xml:lang="en-US">Cash and cash equivalents</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_CashMember" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_CashMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CertificatesOfDepositMember" xlink:label="loc_F4248H746F72_us-gaap_CertificatesOfDepositMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_CertificatesOfDepositMember" xml:lang="en-US">Certificates of Deposit</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_CertificatesOfDepositMember" xml:lang="en-US">Certificates of deposit held for investment</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_CertificatesOfDepositMember" xlink:to="lab_H6460J968H94_us-gaap_CertificatesOfDepositMember"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_LoansHeldForSaleMember" xlink:label="loc_IF21F453I7K897H8F732_rvsb_LoansHeldForSaleMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_LoansHeldForSaleMember" xml:lang="en-US">Loans Held For Sale [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_rvsb_LoansHeldForSaleMember" xml:lang="en-US">Loans held for sale</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_LoansHeldForSaleMember" xlink:to="lab_KH43H675K9M019J0H954_rvsb_LoansHeldForSaleMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_HeldtomaturitySecuritiesMember" xlink:label="loc_F4248H746F72_us-gaap_HeldtomaturitySecuritiesMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_HeldtomaturitySecuritiesMember" xml:lang="en-US">Held-to-maturity Securities [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_HeldtomaturitySecuritiesMember" xml:lang="en-US">Held-to-maturity Securities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_HeldtomaturitySecuritiesMember" xml:lang="en-US">Investment securities held to maturity</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_HeldtomaturitySecuritiesMember" xlink:to="lab_H6460J968H94_us-gaap_HeldtomaturitySecuritiesMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LoansReceivableMember" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_LoansReceivableMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_LoansReceivableMember" xml:lang="en-US">Loans Receivable [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_LoansReceivableMember" xml:lang="en-US">Loans Receivable</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_LoansReceivableMember" xml:lang="en-US">Loans receivable, net</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_LoansReceivableMember" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_LoansReceivableMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InvestmentInFederalHomeLoanBankStockMember" xlink:label="loc_F4248H746F72_us-gaap_InvestmentInFederalHomeLoanBankStockMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_InvestmentInFederalHomeLoanBankStockMember" xml:lang="en-US">Investment in Federal Home Loan Bank Stock</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_InvestmentInFederalHomeLoanBankStockMember" xml:lang="en-US">FHLB stock</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_InvestmentInFederalHomeLoanBankStockMember" xlink:to="lab_H6460J968H94_us-gaap_InvestmentInFederalHomeLoanBankStockMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DemandDepositsMember" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_DemandDepositsMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_DemandDepositsMember" xml:lang="en-US">Demand Deposits</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_DemandDepositsMember" xml:lang="en-US">Demand and savings deposits</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_DemandDepositsMember" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_DemandDepositsMember"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_TimeDepositsMember" xlink:label="loc_F4248H746F72_rvsb_TimeDepositsMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_rvsb_TimeDepositsMember" xml:lang="en-US">Time Deposits [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_rvsb_TimeDepositsMember" xml:lang="en-US">Time Deposits</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_rvsb_TimeDepositsMember" xml:lang="en-US">Time deposits</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_rvsb_TimeDepositsMember" xlink:to="lab_H6460J968H94_rvsb_TimeDepositsMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FederalHomeLoanBankAdvancesMember" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_FederalHomeLoanBankAdvancesMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_FederalHomeLoanBankAdvancesMember" xml:lang="en-US">Federal Home Loan Bank Advances [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_FederalHomeLoanBankAdvancesMember" xml:lang="en-US">FHLB advances</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_FederalHomeLoanBankAdvancesMember" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_FederalHomeLoanBankAdvancesMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_SubordinatedDebtObligationsMember" xlink:label="loc_F4248H746F72_us-gaap_SubordinatedDebtObligationsMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_SubordinatedDebtObligationsMember" xml:lang="en-US">Subordinated Debt Obligations</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_SubordinatedDebtObligationsMember" xml:lang="en-US">Junior subordinated debentures</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_SubordinatedDebtObligationsMember" xlink:to="lab_H6460J968H94_us-gaap_SubordinatedDebtObligationsMember"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_CapitalLeaseObligationMember" xlink:label="loc_IF21F453I7K897H8F732_rvsb_CapitalLeaseObligationMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_CapitalLeaseObligationMember" xml:lang="en-US">Capital Lease Obligation [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_rvsb_CapitalLeaseObligationMember" xml:lang="en-US">Capital lease obligation</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_CapitalLeaseObligationMember" xlink:to="lab_KH43H675K9M019J0H954_rvsb_CapitalLeaseObligationMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LiabilitiesFairValueDisclosure" xlink:label="loc_F4248H746F72_us-gaap_LiabilitiesFairValueDisclosure"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_LiabilitiesFairValueDisclosure" xml:lang="en-US">Financial and Nonfinancial Liabilities, Fair Value Disclosure, Total</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_LiabilitiesFairValueDisclosure" xml:lang="en-US">Liabilities</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_LiabilitiesFairValueDisclosure" xlink:to="lab_H6460J968H94_us-gaap_LiabilitiesFairValueDisclosure"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfEntityWideInformationRevenueFromExternalCustomersByProductsAndServicesTable" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_ScheduleOfEntityWideInformationRevenueFromExternalCustomersByProductsAndServicesTable"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_ScheduleOfEntityWideInformationRevenueFromExternalCustomersByProductsAndServicesTable" xml:lang="en-US">Revenue from External Customers by Products and Services [Table]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_ScheduleOfEntityWideInformationRevenueFromExternalCustomersByProductsAndServicesTable" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_ScheduleOfEntityWideInformationRevenueFromExternalCustomersByProductsAndServicesTable"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DebitCardMember" xlink:label="loc_F4248H746F72_us-gaap_DebitCardMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_DebitCardMember" xml:lang="en-US">Debit Card [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_DebitCardMember" xml:lang="en-US">Debit card and ATM fees</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_DebitCardMember" xlink:to="lab_H6460J968H94_us-gaap_DebitCardMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DepositAccountMember" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_DepositAccountMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_DepositAccountMember" xml:lang="en-US">Deposit Account [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_DepositAccountMember" xml:lang="en-US">Deposit related fees</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_DepositAccountMember" xml:lang="en-US">Fees and service charges</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_DepositAccountMember" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_DepositAccountMember"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_LoanRelatedFeesMember" xlink:label="loc_F4248H746F72_rvsb_LoanRelatedFeesMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_rvsb_LoanRelatedFeesMember" xml:lang="en-US">Loan Related Fees [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_rvsb_LoanRelatedFeesMember" xml:lang="en-US">Loan related fees</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_H6460J968H94_rvsb_LoanRelatedFeesMember" xml:lang="en-US">Represents loan related fees.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_rvsb_LoanRelatedFeesMember" xlink:to="lab_H6460J968H94_rvsb_LoanRelatedFeesMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EntityWideInformationRevenueFromExternalCustomerLineItems" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_EntityWideInformationRevenueFromExternalCustomerLineItems"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_EntityWideInformationRevenueFromExternalCustomerLineItems" xml:lang="en-US">Revenue from External Customer [Line Items]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_EntityWideInformationRevenueFromExternalCustomerLineItems" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_EntityWideInformationRevenueFromExternalCustomerLineItems"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_LoanServicingFees" xlink:label="loc_IF21F453I7K897H8F732_rvsb_LoanServicingFees"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_LoanServicingFees" xml:lang="en-US">Loan Servicing Fees</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_rvsb_LoanServicingFees" xml:lang="en-US">FHLMC loan servicing fees</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_KH43H675K9M019J0H954_rvsb_LoanServicingFees" xml:lang="en-US">Amount of fees received for servicing loans on behalf of FHLMC.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_LoanServicingFees" xlink:to="lab_KH43H675K9M019J0H954_rvsb_LoanServicingFees"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NoninterestIncomeOther" xlink:label="loc_F4248H746F72_us-gaap_NoninterestIncomeOther"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_NoninterestIncomeOther" xml:lang="en-US">Noninterest Income, Other</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_NoninterestIncomeOther" xml:lang="en-US">Other, net</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_NoninterestIncomeOther" xlink:to="lab_H6460J968H94_us-gaap_NoninterestIncomeOther"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_NumberOfStockOptionsOutstandingHeldByTrust" xlink:label="loc_IF21F453I7K897H8F732_rvsb_NumberOfStockOptionsOutstandingHeldByTrust"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_NumberOfStockOptionsOutstandingHeldByTrust" xml:lang="en-US">Number Of Stock Options Outstanding Held By Trust</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_rvsb_NumberOfStockOptionsOutstandingHeldByTrust" xml:lang="en-US">Number of stock options outstanding held by trust</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_KH43H675K9M019J0H954_rvsb_NumberOfStockOptionsOutstandingHeldByTrust" xml:lang="en-US">Number of stock options outstanding held by trust.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_NumberOfStockOptionsOutstandingHeldByTrust" xlink:to="lab_KH43H675K9M019J0H954_rvsb_NumberOfStockOptionsOutstandingHeldByTrust"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AllocatedShareBasedCompensationExpense" xlink:label="loc_F4248H746F72_us-gaap_AllocatedShareBasedCompensationExpense"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_AllocatedShareBasedCompensationExpense" xml:lang="en-US">Allocated Share-based Compensation Expense</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_AllocatedShareBasedCompensationExpense" xml:lang="en-US">Stock-based compensation expense related to options</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_AllocatedShareBasedCompensationExpense" xlink:to="lab_H6460J968H94_us-gaap_AllocatedShareBasedCompensationExpense"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_NumberOfBranches" xlink:label="loc_IF21F453I7K897H8F732_rvsb_NumberOfBranches"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_NumberOfBranches" xml:lang="en-US">Number Of Branches</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_rvsb_NumberOfBranches" xml:lang="en-US">Number of branches in rural and suburban communities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_KH43H675K9M019J0H954_rvsb_NumberOfBranches" xml:lang="en-US">Represents information about number of branches.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_NumberOfBranches" xlink:to="lab_KH43H675K9M019J0H954_rvsb_NumberOfBranches"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NumberOfOperatingSegments" xlink:label="loc_F4248H746F72_us-gaap_NumberOfOperatingSegments"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_NumberOfOperatingSegments" xml:lang="en-US">Number of Operating Segments</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_NumberOfOperatingSegments" xml:lang="en-US">Number of operating segments</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_NumberOfOperatingSegments" xlink:to="lab_H6460J968H94_us-gaap_NumberOfOperatingSegments"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_MinimumPercentageOfMonthlyPaymentsChargedOffForConsumerInstallmentLoan" xlink:label="loc_IF21F453I7K897H8F732_rvsb_MinimumPercentageOfMonthlyPaymentsChargedOffForConsumerInstallmentLoan"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_MinimumPercentageOfMonthlyPaymentsChargedOffForConsumerInstallmentLoan" xml:lang="en-US">Minimum Percentage Of Monthly Payments Charged Off For Consumer Installment Loan</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_rvsb_MinimumPercentageOfMonthlyPaymentsChargedOffForConsumerInstallmentLoan" xml:lang="en-US">Minimum percentage of monthly payments charged off for consumer installment loan</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_KH43H675K9M019J0H954_rvsb_MinimumPercentageOfMonthlyPaymentsChargedOffForConsumerInstallmentLoan" xml:lang="en-US">Minimum percentage of monthly payments charged off for Consumer installment loan.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_MinimumPercentageOfMonthlyPaymentsChargedOffForConsumerInstallmentLoan" xlink:to="lab_KH43H675K9M019J0H954_rvsb_MinimumPercentageOfMonthlyPaymentsChargedOffForConsumerInstallmentLoan"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_BankSoldDeposits" xlink:label="loc_F4248H746F72_rvsb_BankSoldDeposits"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_rvsb_BankSoldDeposits" xml:lang="en-US">Bank Sold Deposits</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_rvsb_BankSoldDeposits" xml:lang="en-US">Bank sold deposits</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_H6460J968H94_rvsb_BankSoldDeposits" xml:lang="en-US">Represents amount of bank deposits recognized a gain on sale .</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_rvsb_BankSoldDeposits" xlink:to="lab_H6460J968H94_rvsb_BankSoldDeposits"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_GainOnSaleDeposits" xlink:label="loc_IF21F453I7K897H8F732_rvsb_GainOnSaleDeposits"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_GainOnSaleDeposits" xml:lang="en-US">Gain On Sale Deposits</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_rvsb_GainOnSaleDeposits" xml:lang="en-US">Gain on sale of deposits</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_KH43H675K9M019J0H954_rvsb_GainOnSaleDeposits" xml:lang="en-US">Represents amount of gain on sale of deposits.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_GainOnSaleDeposits" xlink:to="lab_KH43H675K9M019J0H954_rvsb_GainOnSaleDeposits"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_GainLossOnSaleOfPropertyPlantEquipment" xlink:label="loc_F4248H746F72_us-gaap_GainLossOnSaleOfPropertyPlantEquipment"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_GainLossOnSaleOfPropertyPlantEquipment" xml:lang="en-US">Gain (Loss) on Disposition of Property Plant Equipment</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_GainLossOnSaleOfPropertyPlantEquipment" xml:lang="en-US">Gain on sale of Longview branch land and building</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_GainLossOnSaleOfPropertyPlantEquipment" xlink:to="lab_H6460J968H94_us-gaap_GainLossOnSaleOfPropertyPlantEquipment"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_SummaryOfSignificantAccountingPoliciesTable" xlink:label="loc_IF21F453I7K897H8F732_rvsb_SummaryOfSignificantAccountingPoliciesTable"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_SummaryOfSignificantAccountingPoliciesTable" xml:lang="en-US">Summary Of Significant Accounting Policies [Table]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_KH43H675K9M019J0H954_rvsb_SummaryOfSignificantAccountingPoliciesTable" xml:lang="en-US">Represents information of Summary of significant accounting policies.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_SummaryOfSignificantAccountingPoliciesTable" xlink:to="lab_KH43H675K9M019J0H954_rvsb_SummaryOfSignificantAccountingPoliciesTable"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PortionAtFairValueFairValueDisclosureMember" xlink:label="loc_F4248H746F72_us-gaap_PortionAtFairValueFairValueDisclosureMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_PortionAtFairValueFairValueDisclosureMember" xml:lang="en-US">Portion at Fair Value Measurement [Member] [Default]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_PortionAtFairValueFairValueDisclosureMember" xlink:to="lab_H6460J968H94_us-gaap_PortionAtFairValueFairValueDisclosureMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PropertyPlantAndEquipmentByTypeAxis" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_PropertyPlantAndEquipmentByTypeAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_PropertyPlantAndEquipmentByTypeAxis" xml:lang="en-US">Property, Plant and Equipment, Type [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_PropertyPlantAndEquipmentByTypeAxis" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_PropertyPlantAndEquipmentByTypeAxis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PropertyPlantAndEquipmentTypeDomain" xlink:label="loc_F4248H746F72_us-gaap_PropertyPlantAndEquipmentTypeDomain"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_PropertyPlantAndEquipmentTypeDomain" xml:lang="en-US">Property, Plant and Equipment, Type [Domain]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_PropertyPlantAndEquipmentTypeDomain" xlink:to="lab_H6460J968H94_us-gaap_PropertyPlantAndEquipmentTypeDomain"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BuildingImprovementsMember" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_BuildingImprovementsMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_BuildingImprovementsMember" xml:lang="en-US">Building Improvements [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_BuildingImprovementsMember" xml:lang="en-US">Building and improvements</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_BuildingImprovementsMember" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_BuildingImprovementsMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FurnitureAndFixturesMember" xlink:label="loc_F4248H746F72_us-gaap_FurnitureAndFixturesMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_FurnitureAndFixturesMember" xml:lang="en-US">Furniture and Fixtures [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_FurnitureAndFixturesMember" xml:lang="en-US">Furniture and equipment</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_FurnitureAndFixturesMember" xlink:to="lab_H6460J968H94_us-gaap_FurnitureAndFixturesMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LeaseholdImprovementsMember" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_LeaseholdImprovementsMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_LeaseholdImprovementsMember" xml:lang="en-US">Leasehold Improvements [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_LeaseholdImprovementsMember" xml:lang="en-US">Leasehold improvements</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_LeaseholdImprovementsMember" xml:lang="en-US">Leasehold improvements</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_LeaseholdImprovementsMember" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_LeaseholdImprovementsMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis" xlink:label="loc_F4248H746F72_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis" xml:lang="en-US">Finite-Lived Intangible Assets by Major Class [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis" xlink:to="lab_H6460J968H94_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain" xml:lang="en-US">Finite-Lived Intangible Assets, Major Class Name [Domain]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CoreDepositsMember" xlink:label="loc_F4248H746F72_us-gaap_CoreDepositsMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_CoreDepositsMember" xml:lang="en-US">Core Deposits [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_CoreDepositsMember" xml:lang="en-US">Core Deposit Intangibles</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_CoreDepositsMember" xlink:to="lab_H6460J968H94_us-gaap_CoreDepositsMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessAcquisitionAxis" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_BusinessAcquisitionAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_BusinessAcquisitionAxis" xml:lang="en-US">Business Acquisition [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_BusinessAcquisitionAxis" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_BusinessAcquisitionAxis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessAcquisitionAcquireeDomain" xlink:label="loc_F4248H746F72_us-gaap_BusinessAcquisitionAcquireeDomain"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_BusinessAcquisitionAcquireeDomain" xml:lang="en-US">Business Acquisition, Acquiree [Domain]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_BusinessAcquisitionAcquireeDomain" xlink:to="lab_H6460J968H94_us-gaap_BusinessAcquisitionAcquireeDomain"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_MerchantsBancorpMember" xlink:label="loc_IF21F453I7K897H8F732_rvsb_MerchantsBancorpMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_MerchantsBancorpMember" xml:lang="en-US">Merchants Bancorp [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_rvsb_MerchantsBancorpMember" xml:lang="en-US">Merchants Bancorp</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_KH43H675K9M019J0H954_rvsb_MerchantsBancorpMember" xml:lang="en-US">Represents information about Merchants Bancorp a legal entity.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_MerchantsBancorpMember" xlink:to="lab_KH43H675K9M019J0H954_rvsb_MerchantsBancorpMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NewAccountingPronouncementEarlyAdoptionAxis" xlink:label="loc_F4248H746F72_us-gaap_NewAccountingPronouncementEarlyAdoptionAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_NewAccountingPronouncementEarlyAdoptionAxis" xml:lang="en-US">New Accounting Pronouncement, Early Adoption [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_NewAccountingPronouncementEarlyAdoptionAxis" xlink:to="lab_H6460J968H94_us-gaap_NewAccountingPronouncementEarlyAdoptionAxis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NewAccountingPrinciplesEarlyAdoptionMember" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_NewAccountingPrinciplesEarlyAdoptionMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_NewAccountingPrinciplesEarlyAdoptionMember" xml:lang="en-US">New Accounting Principles, Early Adoption [Domain]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_NewAccountingPrinciplesEarlyAdoptionMember" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_NewAccountingPrinciplesEarlyAdoptionMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AdjustmentsForNewAccountingPrincipleEarlyAdoptionMember" xlink:label="loc_F4248H746F72_us-gaap_AdjustmentsForNewAccountingPrincipleEarlyAdoptionMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_AdjustmentsForNewAccountingPrincipleEarlyAdoptionMember" xml:lang="en-US">Adjustments for New Accounting Principle, Early Adoption [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_AdjustmentsForNewAccountingPrincipleEarlyAdoptionMember" xml:lang="en-US">Early adoption of ASU 2018-11</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_AdjustmentsForNewAccountingPrincipleEarlyAdoptionMember" xlink:to="lab_H6460J968H94_us-gaap_AdjustmentsForNewAccountingPrincipleEarlyAdoptionMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AccountingStandardsUpdate201602Member" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_AccountingStandardsUpdate201602Member"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_AccountingStandardsUpdate201602Member" xml:lang="en-US">Accounting Standards Update 2016-02 [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_AccountingStandardsUpdate201602Member" xml:lang="en-US">Early application of ASU 2016-02</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_AccountingStandardsUpdate201602Member" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_AccountingStandardsUpdate201602Member"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_SummaryOfSignificantAccountingPoliciesLineItems" xlink:label="loc_F4248H746F72_rvsb_SummaryOfSignificantAccountingPoliciesLineItems"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_rvsb_SummaryOfSignificantAccountingPoliciesLineItems" xml:lang="en-US">Summary Of Significant Accounting Policies [Line Items]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_H6460J968H94_rvsb_SummaryOfSignificantAccountingPoliciesLineItems" xml:lang="en-US">Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_rvsb_SummaryOfSignificantAccountingPoliciesLineItems" xlink:to="lab_H6460J968H94_rvsb_SummaryOfSignificantAccountingPoliciesLineItems"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PropertyPlantAndEquipmentEstimatedUsefulLives" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_PropertyPlantAndEquipmentEstimatedUsefulLives"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_PropertyPlantAndEquipmentEstimatedUsefulLives" xml:lang="en-US">Property, Plant and Equipment, Estimated Useful Lives</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_PropertyPlantAndEquipmentEstimatedUsefulLives" xml:lang="en-US">Estimated useful lives</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_PropertyPlantAndEquipmentEstimatedUsefulLives" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_PropertyPlantAndEquipmentEstimatedUsefulLives"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsRemainingAmortizationPeriod1" xlink:label="loc_F4248H746F72_us-gaap_FiniteLivedIntangibleAssetsRemainingAmortizationPeriod1"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_FiniteLivedIntangibleAssetsRemainingAmortizationPeriod1" xml:lang="en-US">Finite-Lived Intangible Assets, Remaining Amortization Period</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_FiniteLivedIntangibleAssetsRemainingAmortizationPeriod1" xml:lang="en-US">Estimated amortized period of Core Deposit Intangibles</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_FiniteLivedIntangibleAssetsRemainingAmortizationPeriod1" xlink:to="lab_H6460J968H94_us-gaap_FiniteLivedIntangibleAssetsRemainingAmortizationPeriod1"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCdi" xlink:label="loc_IF21F453I7K897H8F732_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCdi"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCdi" xml:lang="en-US">Business Combination Recognized Identifiable Assets Acquired And Liabilities Assumed Cdi</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCdi" xml:lang="en-US">CDI</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_KH43H675K9M019J0H954_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCdi" xml:lang="en-US">Represents amount of CDI assets expected to be realized or consumed before one year or the normal operating cycle, if longer, acquired at the acquisition date.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCdi" xlink:to="lab_KH43H675K9M019J0H954_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCdi"/>




<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization" xml:lang="en-US">Finite-Lived Intangible Assets, Accumulated Amortization</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization" xml:lang="en-US">Accumulated amortization</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths" xlink:label="loc_F4248H746F72_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths" xml:lang="en-US">Finite-Lived Intangible Assets, Amortization Expense, Next Twelve Months</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths" xml:lang="en-US">Estimated amortization expense of Core Deposit Intangibles for fiscal years ended March 31, 2020</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths" xlink:to="lab_H6460J968H94_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo" xml:lang="en-US">Finite-Lived Intangible Assets, Amortization Expense, Year Two</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo" xml:lang="en-US">Estimated amortization expense of Core Deposit Intangibles for fiscal years ended March 31, 2021</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree" xlink:label="loc_F4248H746F72_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree" xml:lang="en-US">Finite-Lived Intangible Assets, Amortization Expense, Year Three</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree" xml:lang="en-US">Estimated amortization expense of Core Deposit Intangibles for fiscal years ended March 31, 2022</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree" xlink:to="lab_H6460J968H94_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour" xml:lang="en-US">Finite-Lived Intangible Assets, Amortization Expense, Year Four</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour" xml:lang="en-US">Estimated amortization expense of Core Deposit Intangibles for fiscal years ended March 31, 2023</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive" xlink:label="loc_F4248H746F72_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive" xml:lang="en-US">Finite-Lived Intangible Assets, Amortization Expense, Year Five</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive" xml:lang="en-US">Estimated amortization expense of Core Deposit Intangibles for fiscal years ended March 31, 2024</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive" xlink:to="lab_H6460J968H94_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive" xml:lang="en-US">Finite-Lived Intangible Assets, Amortization Expense, after Year Five</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive" xml:lang="en-US">Estimated amortization expense of Core Deposit Intangibles, thereafter</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AssetsHeldInTrust" xlink:label="loc_F4248H746F72_us-gaap_AssetsHeldInTrust"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_AssetsHeldInTrust" xml:lang="en-US">Assets Held-in-trust</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_AssetsHeldInTrust" xlink:to="lab_H6460J968H94_us-gaap_AssetsHeldInTrust"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_EarlyAdoptionOfReclassificationOfTaxEffectsFromAociToRetainedEarnings" xlink:label="loc_IF21F453I7K897H8F732_rvsb_EarlyAdoptionOfReclassificationOfTaxEffectsFromAociToRetainedEarnings"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_EarlyAdoptionOfReclassificationOfTaxEffectsFromAociToRetainedEarnings" xml:lang="en-US">Early Adoption Of Reclassification Of Tax Effects From Aoci To Retained Earnings</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_rvsb_EarlyAdoptionOfReclassificationOfTaxEffectsFromAociToRetainedEarnings" xml:lang="en-US">Early adoption of reclassification of tax effects from AOCI to retained earnings</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_KH43H675K9M019J0H954_rvsb_EarlyAdoptionOfReclassificationOfTaxEffectsFromAociToRetainedEarnings" xml:lang="en-US">Early adoption of reclassification of tax effects from AOCI to retained earnings.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_EarlyAdoptionOfReclassificationOfTaxEffectsFromAociToRetainedEarnings" xlink:to="lab_KH43H675K9M019J0H954_rvsb_EarlyAdoptionOfReclassificationOfTaxEffectsFromAociToRetainedEarnings"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncreaseDecreaseInOperatingCapital" xlink:label="loc_F4248H746F72_us-gaap_IncreaseDecreaseInOperatingCapital"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_IncreaseDecreaseInOperatingCapital" xml:lang="en-US">Increase (Decrease) in Operating Capital</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_IncreaseDecreaseInOperatingCapital" xml:lang="en-US">Increase in other assets and liabilities</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_IncreaseDecreaseInOperatingCapital" xlink:to="lab_H6460J968H94_us-gaap_IncreaseDecreaseInOperatingCapital"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_MinimumReserveBalance" xlink:label="loc_IF21F453I7K897H8F732_rvsb_MinimumReserveBalance"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_MinimumReserveBalance" xml:lang="en-US">Minimum Reserve Balance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_rvsb_MinimumReserveBalance" xml:lang="en-US">Minimum reserve balance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_KH43H675K9M019J0H954_rvsb_MinimumReserveBalance" xml:lang="en-US">Represents the amount of reserve balances either on hand or on deposit with the Federal Reserve Bank of San Francisco ("FRB"), based on a percentage of deposits as of the date indicated, as required by regulations of the Board of Governors of the Federal Reserve System ("Federal Reserve Board").</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_MinimumReserveBalance" xlink:to="lab_KH43H675K9M019J0H954_rvsb_MinimumReserveBalance"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable" xlink:label="loc_F4248H746F72_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable" xml:lang="en-US">Schedule of Business Acquisitions, by Acquisition [Table]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable" xlink:to="lab_H6460J968H94_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ChangeDuringPeriodFairValueDisclosureMember" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_ChangeDuringPeriodFairValueDisclosureMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_ChangeDuringPeriodFairValueDisclosureMember" xml:lang="en-US">Changes Measurement [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_ChangeDuringPeriodFairValueDisclosureMember" xml:lang="en-US">Fair Value Adjustment</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_ChangeDuringPeriodFairValueDisclosureMember" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_ChangeDuringPeriodFairValueDisclosureMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessAcquisitionLineItems" xlink:label="loc_F4248H746F72_us-gaap_BusinessAcquisitionLineItems"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_BusinessAcquisitionLineItems" xml:lang="en-US">Business Acquisition [Line Items]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_BusinessAcquisitionLineItems" xlink:to="lab_H6460J968H94_us-gaap_BusinessAcquisitionLineItems"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PaymentsToAcquireBusinessesGross" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_PaymentsToAcquireBusinessesGross"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_PaymentsToAcquireBusinessesGross" xml:lang="en-US">Payments to Acquire Businesses, Gross</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_PaymentsToAcquireBusinessesGross" xml:lang="en-US">Cash consideration transferred</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_PaymentsToAcquireBusinessesGross" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_PaymentsToAcquireBusinessesGross"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNetAbstract" xlink:label="loc_F4248H746F72_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNetAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNetAbstract" xml:lang="en-US">Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Net [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNetAbstract" xml:lang="en-US">Recognized amounts of identifiable assets acquired and liabilities assumed</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNetAbstract" xlink:to="lab_H6460J968H94_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNetAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssetsAbstract" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssetsAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssetsAbstract" xml:lang="en-US">Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Assets [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssetsAbstract" xml:lang="en-US">Identifiable assets acquired</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssetsAbstract" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssetsAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCashAndEquivalents" xlink:label="loc_F4248H746F72_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCashAndEquivalents"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCashAndEquivalents" xml:lang="en-US">Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Cash and Equivalents</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCashAndEquivalents" xml:lang="en-US">Cash and cash equivalents</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCashAndEquivalents" xlink:to="lab_H6460J968H94_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCashAndEquivalents"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLoansReceivable" xlink:label="loc_IF21F453I7K897H8F732_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLoansReceivable"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLoansReceivable" xml:lang="en-US">Business Combination Recognized Identifiable Assets Acquired And Liabilities Assumed Loans Receivable</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLoansReceivable" xml:lang="en-US">Loans receivable</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_KH43H675K9M019J0H954_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLoansReceivable" xml:lang="en-US">Amount of loans receivable expected to be realized or consumed before one year or the normal operating cycle, if longer, acquired at the acquisition date.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLoansReceivable" xlink:to="lab_KH43H675K9M019J0H954_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLoansReceivable"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedPropertyPlantAndEquipment" xlink:label="loc_F4248H746F72_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedPropertyPlantAndEquipment"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedPropertyPlantAndEquipment" xml:lang="en-US">Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Property, Plant, and Equipment</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedPropertyPlantAndEquipment" xml:lang="en-US">Premises and equipment</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedPropertyPlantAndEquipment" xlink:to="lab_H6460J968H94_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedPropertyPlantAndEquipment"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedBankOwnedLifeInsurance" xlink:label="loc_IF21F453I7K897H8F732_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedBankOwnedLifeInsurance"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedBankOwnedLifeInsurance" xml:lang="en-US">Business Combination Recognized Identifiable Assets Acquired And Liabilities Assumed Bank Owned Life Insurance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedBankOwnedLifeInsurance" xml:lang="en-US">BOLI</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_KH43H675K9M019J0H954_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedBankOwnedLifeInsurance" xml:lang="en-US">Represents amount of bank owned life insurance assets expected to be realized or consumed before one year or the normal operating cycle, if longer, acquired at the acquisition date.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedBankOwnedLifeInsurance" xlink:to="lab_KH43H675K9M019J0H954_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedBankOwnedLifeInsurance"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedInterestReceivableAndOtherAssets" xlink:label="loc_F4248H746F72_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedInterestReceivableAndOtherAssets"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedInterestReceivableAndOtherAssets" xml:lang="en-US">Business Combination Recognized Identifiable Assets Acquired And Liabilities Assumed Accrued Interest Receivable And Other Assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedInterestReceivableAndOtherAssets" xml:lang="en-US">Accrued interest receivable and other assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_H6460J968H94_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedInterestReceivableAndOtherAssets" xml:lang="en-US">Represent amount of accrued interest receivable and other assets expected to be realized or consumed before one year or the normal operating cycle, if longer, acquired at the acquisition date.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedInterestReceivableAndOtherAssets" xlink:to="lab_H6460J968H94_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedInterestReceivableAndOtherAssets"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets" xml:lang="en-US">Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets" xml:lang="en-US">Total identifiable assets acquired</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets" xml:lang="en-US">Total identifiable assets acquired</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilitiesAbstract" xlink:label="loc_F4248H746F72_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilitiesAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilitiesAbstract" xml:lang="en-US">Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Liabilities [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilitiesAbstract" xml:lang="en-US">Liabilities assumed</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilitiesAbstract" xlink:to="lab_H6460J968H94_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilitiesAbstract"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDeposits" xlink:label="loc_IF21F453I7K897H8F732_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDeposits"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDeposits" xml:lang="en-US">Business Combination Recognized Identifiable Assets Acquired And Liabilities Assumed Deposits</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDeposits" xml:lang="en-US">Deposits</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_KH43H675K9M019J0H954_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDeposits" xml:lang="en-US">Represents amount of deposits assumed at the acquisition date that are classified as current.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDeposits" xlink:to="lab_KH43H675K9M019J0H954_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDeposits"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedJuniorSubordinatedDebentures" xlink:label="loc_F4248H746F72_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedJuniorSubordinatedDebentures"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedJuniorSubordinatedDebentures" xml:lang="en-US">Business Combination Recognized Identifiable Assets Acquired And Liabilities Assumed Junior Subordinated Debentures</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedJuniorSubordinatedDebentures" xml:lang="en-US">Junior subordinated debentures</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_H6460J968H94_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedJuniorSubordinatedDebentures" xml:lang="en-US">Represents amount of junior subordinated debentures assumed at the acquisition date.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedJuniorSubordinatedDebentures" xlink:to="lab_H6460J968H94_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedJuniorSubordinatedDebentures"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedExpensesAndOtherLiabilities" xlink:label="loc_IF21F453I7K897H8F732_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedExpensesAndOtherLiabilities"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedExpensesAndOtherLiabilities" xml:lang="en-US">Business Combination Recognized Identifiable Assets Acquired And Liabilities Assumed Accrued Expenses And Other Liabilities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedExpensesAndOtherLiabilities" xml:lang="en-US">Accrued expenses and other liabilities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_KH43H675K9M019J0H954_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedExpensesAndOtherLiabilities" xml:lang="en-US">Represents amount of accrued expenses and other liabilities liability assumed at the acquisition date.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedExpensesAndOtherLiabilities" xlink:to="lab_KH43H675K9M019J0H954_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedExpensesAndOtherLiabilities"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilities" xlink:label="loc_F4248H746F72_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilities"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilities" xml:lang="en-US">Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Liabilities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilities" xml:lang="en-US">Total liabilities assumed</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_H6460J968H94_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilities" xml:lang="en-US">Total liabilities assumed</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilities" xlink:to="lab_H6460J968H94_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilities"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet" xml:lang="en-US">Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Net</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet" xml:lang="en-US">Total identifiable net assets acquired</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessAcquisitionsProFormaRevenue" xlink:label="loc_F4248H746F72_us-gaap_BusinessAcquisitionsProFormaRevenue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_BusinessAcquisitionsProFormaRevenue" xml:lang="en-US">Business Acquisition, Pro Forma Revenue</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_BusinessAcquisitionsProFormaRevenue" xml:lang="en-US">Total revenues (net interest income plus non-interest income)</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_BusinessAcquisitionsProFormaRevenue" xlink:to="lab_H6460J968H94_us-gaap_BusinessAcquisitionsProFormaRevenue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessAcquisitionsProFormaNetIncomeLoss" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_BusinessAcquisitionsProFormaNetIncomeLoss"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_BusinessAcquisitionsProFormaNetIncomeLoss" xml:lang="en-US">Business Acquisition, Pro Forma Net Income (Loss)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_BusinessAcquisitionsProFormaNetIncomeLoss" xml:lang="en-US">Net income</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_BusinessAcquisitionsProFormaNetIncomeLoss" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_BusinessAcquisitionsProFormaNetIncomeLoss"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncomeStatementLocationAxis" xlink:label="loc_F4248H746F72_us-gaap_IncomeStatementLocationAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_IncomeStatementLocationAxis" xml:lang="en-US">Income Statement Location [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_IncomeStatementLocationAxis" xlink:to="lab_H6460J968H94_us-gaap_IncomeStatementLocationAxis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncomeStatementLocationDomain" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_IncomeStatementLocationDomain"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_IncomeStatementLocationDomain" xml:lang="en-US">Income Statement Location [Domain]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_IncomeStatementLocationDomain" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_IncomeStatementLocationDomain"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_SalariesAndEmployeeBenefitMember" xlink:label="loc_F4248H746F72_rvsb_SalariesAndEmployeeBenefitMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_rvsb_SalariesAndEmployeeBenefitMember" xml:lang="en-US">Salaries And Employee Benefit [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_rvsb_SalariesAndEmployeeBenefitMember" xml:lang="en-US">Salaries and employee benefits</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_H6460J968H94_rvsb_SalariesAndEmployeeBenefitMember" xml:lang="en-US">Represents primary financial statement caption encompassing Salaries and employee benefit.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_rvsb_SalariesAndEmployeeBenefitMember" xlink:to="lab_H6460J968H94_rvsb_SalariesAndEmployeeBenefitMember"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_OccupancyAndDepreciationMember" xlink:label="loc_IF21F453I7K897H8F732_rvsb_OccupancyAndDepreciationMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_OccupancyAndDepreciationMember" xml:lang="en-US">Occupancy And Depreciation [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_rvsb_OccupancyAndDepreciationMember" xml:lang="en-US">Occupancy and depreciation</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_KH43H675K9M019J0H954_rvsb_OccupancyAndDepreciationMember" xml:lang="en-US">Represents primary financial statement caption encompassing occupancy and depreciation.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_OccupancyAndDepreciationMember" xlink:to="lab_KH43H675K9M019J0H954_rvsb_OccupancyAndDepreciationMember"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_DataProcessingMember" xlink:label="loc_F4248H746F72_rvsb_DataProcessingMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_rvsb_DataProcessingMember" xml:lang="en-US">Data Processing [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_rvsb_DataProcessingMember" xml:lang="en-US">Data processing</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_H6460J968H94_rvsb_DataProcessingMember" xml:lang="en-US">Represents primary financial statement caption encompassing Data processing.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_rvsb_DataProcessingMember" xlink:to="lab_H6460J968H94_rvsb_DataProcessingMember"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_ProfessionalFeesMember" xlink:label="loc_IF21F453I7K897H8F732_rvsb_ProfessionalFeesMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_ProfessionalFeesMember" xml:lang="en-US">Professional Fees [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_rvsb_ProfessionalFeesMember" xml:lang="en-US">Professional fees</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_KH43H675K9M019J0H954_rvsb_ProfessionalFeesMember" xml:lang="en-US">Represents primary financial statement caption encompassing professional fees.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_ProfessionalFeesMember" xlink:to="lab_KH43H675K9M019J0H954_rvsb_ProfessionalFeesMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessCombinationAcquisitionRelatedCosts" xlink:label="loc_F4248H746F72_us-gaap_BusinessCombinationAcquisitionRelatedCosts"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_BusinessCombinationAcquisitionRelatedCosts" xml:lang="en-US">Business Combination, Acquisition Related Costs</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_BusinessCombinationAcquisitionRelatedCosts" xml:lang="en-US">Total impact of acquisition related costs to noninterest expense</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_BusinessCombinationAcquisitionRelatedCosts" xlink:to="lab_H6460J968H94_us-gaap_BusinessCombinationAcquisitionRelatedCosts"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xml:lang="en-US">Schedule of Accounts, Notes, Loans and Financing Receivable [Table]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:label="loc_F4248H746F72_us-gaap_FinancingReceivablePortfolioSegmentAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_FinancingReceivablePortfolioSegmentAxis" xml:lang="en-US">Financing Receivable Portfolio Segment [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:to="lab_H6460J968H94_us-gaap_FinancingReceivablePortfolioSegmentAxis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_FinancingReceivablePortfolioSegmentDomain"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_FinancingReceivablePortfolioSegmentDomain" xml:lang="en-US">Financing Receivable Portfolio Segment [Domain]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_FinancingReceivablePortfolioSegmentDomain" xml:lang="en-US">Financing Receivable Portfolio Segment [Domain]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_FinancingReceivablePortfolioSegmentDomain"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommercialRealEstatePortfolioSegmentMember" xlink:label="loc_F4248H746F72_us-gaap_CommercialRealEstatePortfolioSegmentMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_CommercialRealEstatePortfolioSegmentMember" xml:lang="en-US">Commercial Real Estate Portfolio Segment [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_CommercialRealEstatePortfolioSegmentMember" xml:lang="en-US">Commercial and construction</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_CommercialRealEstatePortfolioSegmentMember" xlink:to="lab_H6460J968H94_us-gaap_CommercialRealEstatePortfolioSegmentMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ConsumerPortfolioSegmentMember" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_ConsumerPortfolioSegmentMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_ConsumerPortfolioSegmentMember" xml:lang="en-US">Consumer Portfolio Segment [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_ConsumerPortfolioSegmentMember" xml:lang="en-US">Consumer</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_ConsumerPortfolioSegmentMember" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_ConsumerPortfolioSegmentMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_F4248H746F72_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xml:lang="en-US">Class of Financing Receivable, Type [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:to="lab_H6460J968H94_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xml:lang="en-US">Class of Financing Receivable, Type [Domain]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="loc_F4248H746F72_us-gaap_CommercialLoanMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_CommercialLoanMember" xml:lang="en-US">Commercial business</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_CommercialLoanMember" xml:lang="en-US">Commercial Business</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_CommercialLoanMember" xml:lang="en-US">Commercial business</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_CommercialLoanMember" xlink:to="lab_H6460J968H94_us-gaap_CommercialLoanMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommercialRealEstateMember" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_CommercialRealEstateMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_CommercialRealEstateMember" xml:lang="en-US">Commercial Real Estate [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_CommercialRealEstateMember" xml:lang="en-US">Commercial Real Estate</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_CommercialRealEstateMember" xml:lang="en-US">Commercial real estate</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_CommercialRealEstateMember" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_CommercialRealEstateMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LandMember" xlink:label="loc_F4248H746F72_us-gaap_LandMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_LandMember" xml:lang="en-US">Land</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_LandMember" xml:lang="en-US">Land</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_LandMember" xlink:to="lab_H6460J968H94_us-gaap_LandMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_MultifamilyMember" xlink:label="loc_IF21F453I7K897H8F732_srt_MultifamilyMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_srt_MultifamilyMember" xml:lang="en-US">Multifamily [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_srt_MultifamilyMember" xml:lang="en-US">Multi-Family</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_srt_MultifamilyMember" xml:lang="en-US">Multi-family</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_srt_MultifamilyMember" xlink:to="lab_KH43H675K9M019J0H954_srt_MultifamilyMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ConstructionLoansMember" xlink:label="loc_F4248H746F72_us-gaap_ConstructionLoansMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_ConstructionLoansMember" xml:lang="en-US">Real estate construction</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_ConstructionLoansMember" xml:lang="en-US">Real Estate Construction</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_ConstructionLoansMember" xml:lang="en-US">Real estate construction</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_ConstructionLoansMember" xlink:to="lab_H6460J968H94_us-gaap_ConstructionLoansMember"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_RealEstateOneToFourFamilyMember" xlink:label="loc_IF21F453I7K897H8F732_rvsb_RealEstateOneToFourFamilyMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_RealEstateOneToFourFamilyMember" xml:lang="en-US">Real estate one-to-four family</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_rvsb_RealEstateOneToFourFamilyMember" xml:lang="en-US">Real estate one-to-four family</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_RealEstateOneToFourFamilyMember" xlink:to="lab_KH43H675K9M019J0H954_rvsb_RealEstateOneToFourFamilyMember"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_OtherInstallmentMember" xlink:label="loc_F4248H746F72_rvsb_OtherInstallmentMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_rvsb_OtherInstallmentMember" xml:lang="en-US">Other installment</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_rvsb_OtherInstallmentMember" xml:lang="en-US">Other installment</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_rvsb_OtherInstallmentMember" xlink:to="lab_H6460J968H94_rvsb_OtherInstallmentMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_AccountsNotesAndLoansReceivableLineItems"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_AccountsNotesAndLoansReceivableLineItems" xml:lang="en-US">Accounts, Notes, Loans and Financing Receivable [Line Items]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_AccountsNotesAndLoansReceivableLineItems"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:label="loc_F4248H746F72_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xml:lang="en-US">Loans and Leases Receivable, Gross, Total</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xml:lang="en-US">Total loans</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xml:lang="en-US">Financing receivable gross</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_H6460J968H94_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xml:lang="en-US">Total Loans Receivable</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:to="lab_H6460J968H94_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowance" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_LoansAndLeasesReceivableAllowance"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_LoansAndLeasesReceivableAllowance" xml:lang="en-US">Loans and Leases Receivable, Allowance, Beginning Balance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_LoansAndLeasesReceivableAllowance" xml:lang="en-US">Less: Allowance for loan losses</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_LoansAndLeasesReceivableAllowance" xml:lang="en-US">Beginning balance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_LoansAndLeasesReceivableAllowance" xml:lang="en-US">Ending balance</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_LoansAndLeasesReceivableAllowance" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_LoansAndLeasesReceivableAllowance"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LoansAndLeasesReceivableRelatedPartiesRollForward" xlink:label="loc_F4248H746F72_us-gaap_LoansAndLeasesReceivableRelatedPartiesRollForward"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_LoansAndLeasesReceivableRelatedPartiesRollForward" xml:lang="en-US">Loans and Leases Receivable, Related Parties [Roll Forward]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_LoansAndLeasesReceivableRelatedPartiesRollForward" xml:lang="en-US">Loans to Officers and Directors</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_LoansAndLeasesReceivableRelatedPartiesRollForward" xlink:to="lab_H6460J968H94_us-gaap_LoansAndLeasesReceivableRelatedPartiesRollForward"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_LoansToOfficersAndDirectors" xlink:label="loc_IF21F453I7K897H8F732_rvsb_LoansToOfficersAndDirectors"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_LoansToOfficersAndDirectors" xml:lang="en-US">Loans To Officers And Directors</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_KH43H675K9M019J0H954_rvsb_LoansToOfficersAndDirectors" xml:lang="en-US">Beginning balance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_KH43H675K9M019J0H954_rvsb_LoansToOfficersAndDirectors" xml:lang="en-US">Ending balance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_KH43H675K9M019J0H954_rvsb_LoansToOfficersAndDirectors" xml:lang="en-US">Represents the balance of aggregate loans to officers and directors, all of which are current.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_LoansToOfficersAndDirectors" xlink:to="lab_KH43H675K9M019J0H954_rvsb_LoansToOfficersAndDirectors"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_LoansToOfficersAndDirectorsOriginations" xlink:label="loc_F4248H746F72_rvsb_LoansToOfficersAndDirectorsOriginations"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_rvsb_LoansToOfficersAndDirectorsOriginations" xml:lang="en-US">Loans To Officers And Directors Originations</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_rvsb_LoansToOfficersAndDirectorsOriginations" xml:lang="en-US">Originations</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_H6460J968H94_rvsb_LoansToOfficersAndDirectorsOriginations" xml:lang="en-US">Represents loans to officers and directors, originated during the indicated period.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_rvsb_LoansToOfficersAndDirectorsOriginations" xlink:to="lab_H6460J968H94_rvsb_LoansToOfficersAndDirectorsOriginations"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_LoansToOfficersAndDirectorsPrincipalRepayments" xlink:label="loc_IF21F453I7K897H8F732_rvsb_LoansToOfficersAndDirectorsPrincipalRepayments"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_LoansToOfficersAndDirectorsPrincipalRepayments" xml:lang="en-US">Loans To Officers And Directors Principal Repayments</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_KH43H675K9M019J0H954_rvsb_LoansToOfficersAndDirectorsPrincipalRepayments" xml:lang="en-US">Represents repayments of loans to officers and directors during the indicated period.</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_KH43H675K9M019J0H954_rvsb_LoansToOfficersAndDirectorsPrincipalRepayments" xml:lang="en-US">Principal repayments</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_LoansToOfficersAndDirectorsPrincipalRepayments" xlink:to="lab_KH43H675K9M019J0H954_rvsb_LoansToOfficersAndDirectorsPrincipalRepayments"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AutomobileLoanMember" xlink:label="loc_F4248H746F72_us-gaap_AutomobileLoanMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_AutomobileLoanMember" xml:lang="en-US">Automobile Loan [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_AutomobileLoanMember" xml:lang="en-US">Automobile loan</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_AutomobileLoanMember" xlink:to="lab_H6460J968H94_us-gaap_AutomobileLoanMember"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_RawLandLoansMember" xlink:label="loc_IF21F453I7K897H8F732_rvsb_RawLandLoansMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_RawLandLoansMember" xml:lang="en-US">Raw Land Loans [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_rvsb_RawLandLoansMember" xml:lang="en-US">Raw land loans</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_KH43H675K9M019J0H954_rvsb_RawLandLoansMember" xml:lang="en-US">Represents raw land loans.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_RawLandLoansMember" xlink:to="lab_KH43H675K9M019J0H954_rvsb_RawLandLoansMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LandAndLandImprovementsMember" xlink:label="loc_F4248H746F72_us-gaap_LandAndLandImprovementsMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_LandAndLandImprovementsMember" xml:lang="en-US">Land and Land Improvements [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_LandAndLandImprovementsMember" xml:lang="en-US">Improved land loans</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_LandAndLandImprovementsMember" xlink:to="lab_H6460J968H94_us-gaap_LandAndLandImprovementsMember"/>
















<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_PercentageOfLoansAndExtensionsOfCreditOutstanding" xlink:label="loc_F4248H746F72_rvsb_PercentageOfLoansAndExtensionsOfCreditOutstanding"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_rvsb_PercentageOfLoansAndExtensionsOfCreditOutstanding" xml:lang="en-US">Percentage Of Loans And Extensions Of Credit Outstanding</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_rvsb_PercentageOfLoansAndExtensionsOfCreditOutstanding" xml:lang="en-US">Percentage of loans and extensions of credit outstanding</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_H6460J968H94_rvsb_PercentageOfLoansAndExtensionsOfCreditOutstanding" xml:lang="en-US">Represent percentage of loans and extensions of credit outstanding.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_rvsb_PercentageOfLoansAndExtensionsOfCreditOutstanding" xlink:to="lab_H6460J968H94_rvsb_PercentageOfLoansAndExtensionsOfCreditOutstanding"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LoansPledgedAsCollateral" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_LoansPledgedAsCollateral"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_LoansPledgedAsCollateral" xml:lang="en-US">Loans Pledged as Collateral</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_LoansPledgedAsCollateral" xml:lang="en-US">Loans pledged as collateral</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_LoansPledgedAsCollateral" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_LoansPledgedAsCollateral"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_MaximumLoanToValueRatio" xlink:label="loc_F4248H746F72_rvsb_MaximumLoanToValueRatio"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_rvsb_MaximumLoanToValueRatio" xml:lang="en-US">Maximum Loan To Value Ratio</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_rvsb_MaximumLoanToValueRatio" xml:lang="en-US">Maximum loan-to-value ratio</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_H6460J968H94_rvsb_MaximumLoanToValueRatio" xml:lang="en-US">maximum loan-to-value ratio.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_rvsb_MaximumLoanToValueRatio" xlink:to="lab_H6460J968H94_rvsb_MaximumLoanToValueRatio"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_LoansReceivableTermsOfMaturity" xlink:label="loc_IF21F453I7K897H8F732_rvsb_LoansReceivableTermsOfMaturity"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_LoansReceivableTermsOfMaturity" xml:lang="en-US">Loans Receivable Terms Of Maturity</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_rvsb_LoansReceivableTermsOfMaturity" xml:lang="en-US">Terms of maturity</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_KH43H675K9M019J0H954_rvsb_LoansReceivableTermsOfMaturity" xml:lang="en-US">Loans Receivable Terms Of Maturity.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_LoansReceivableTermsOfMaturity" xlink:to="lab_KH43H675K9M019J0H954_rvsb_LoansReceivableTermsOfMaturity"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_UnallocatedFinancingReceivablesMember" xlink:label="loc_F4248H746F72_us-gaap_UnallocatedFinancingReceivablesMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_UnallocatedFinancingReceivablesMember" xml:lang="en-US">Unallocated</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_UnallocatedFinancingReceivablesMember" xlink:to="lab_H6460J968H94_us-gaap_UnallocatedFinancingReceivablesMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AllowanceForLoanAndLeaseLossesRollForward" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_AllowanceForLoanAndLeaseLossesRollForward"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_AllowanceForLoanAndLeaseLossesRollForward" xml:lang="en-US">Allowance for Loan and Lease Losses [Roll Forward]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_AllowanceForLoanAndLeaseLossesRollForward" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_AllowanceForLoanAndLeaseLossesRollForward"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ProvisionForLoanAndLeaseLosses" xlink:label="loc_F4248H746F72_us-gaap_ProvisionForLoanAndLeaseLosses"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_ProvisionForLoanAndLeaseLosses" xml:lang="en-US">Provision for (recapture of) loan losses</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_ProvisionForLoanAndLeaseLosses" xml:lang="en-US">Provision for (recapture of) loan losses</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_ProvisionForLoanAndLeaseLosses" xlink:to="lab_H6460J968H94_us-gaap_ProvisionForLoanAndLeaseLosses"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs" xml:lang="en-US">Allowance for Loan and Lease Losses, Write-offs</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs" xml:lang="en-US">Charge-offs</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts" xlink:label="loc_F4248H746F72_us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts" xml:lang="en-US">Allowance for Loan and Lease Loss, Recovery of Bad Debts</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts" xml:lang="en-US">Recoveries</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts" xlink:to="lab_H6460J968H94_us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract" xml:lang="en-US">Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract" xml:lang="en-US">Allowance for loan losses</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" xlink:label="loc_F4248H746F72_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" xml:lang="en-US">Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" xml:lang="en-US">Individually Evaluated for Impairment</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" xlink:to="lab_H6460J968H94_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" xml:lang="en-US">Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" xml:lang="en-US">Collectively Evaluated for Impairment</label>
<label xlink:type="resource" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US">Collectively Evaluated for Impairment</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment" xlink:label="loc_F4248H746F72_rvsb_FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_rvsb_FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment" xml:lang="en-US">Financing Receivable Allowance for Credit Losses, Evaluated for Impairment</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_H6460J968H94_rvsb_FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment" xml:lang="en-US">Total</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_H6460J968H94_rvsb_FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment" xml:lang="en-US">The valuation allowance for financing receivables that are expected to be uncollectible that were individually and/or collectively evaluated for impairment.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_rvsb_FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment" xlink:to="lab_H6460J968H94_rvsb_FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_RecordedInvestmentInLoansAbstract" xlink:label="loc_IF21F453I7K897H8F732_rvsb_RecordedInvestmentInLoansAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_RecordedInvestmentInLoansAbstract" xml:lang="en-US">Recorded Investment In Loans [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_rvsb_RecordedInvestmentInLoansAbstract" xml:lang="en-US">Recorded investment in loans</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_RecordedInvestmentInLoansAbstract" xlink:to="lab_KH43H675K9M019J0H954_rvsb_RecordedInvestmentInLoansAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment" xlink:label="loc_F4248H746F72_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment" xml:lang="en-US">Financing Receivable, Individually Evaluated for Impairment</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment" xml:lang="en-US">Individually Evaluated for Impairment</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment" xlink:to="lab_H6460J968H94_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment" xml:lang="en-US">Financing Receivable, Collectively Evaluated for Impairment</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment" xml:lang="en-US">Collectively Evaluated for Impairment</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_FinancingReceivableEvaluatedForImpairment" xlink:label="loc_F4248H746F72_rvsb_FinancingReceivableEvaluatedForImpairment"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_rvsb_FinancingReceivableEvaluatedForImpairment" xml:lang="en-US">Financing Receivable, Evaluated for Impairment</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_H6460J968H94_rvsb_FinancingReceivableEvaluatedForImpairment" xml:lang="en-US">Total</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_H6460J968H94_rvsb_FinancingReceivableEvaluatedForImpairment" xml:lang="en-US">The balance of financing receivables that were individually and/or collectively evaluated for impairment.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_rvsb_FinancingReceivableEvaluatedForImpairment" xlink:to="lab_H6460J968H94_rvsb_FinancingReceivableEvaluatedForImpairment"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward" xml:lang="en-US">Financing Receivable, Allowance for Credit Losses [Roll Forward]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward" xml:lang="en-US">Allowance for unfunded loan commitments</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_AllowanceForUnfundedLoanCommitments" xlink:label="loc_F4248H746F72_rvsb_AllowanceForUnfundedLoanCommitments"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_rvsb_AllowanceForUnfundedLoanCommitments" xml:lang="en-US">Allowance For Unfunded Loan Commitments</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_H6460J968H94_rvsb_AllowanceForUnfundedLoanCommitments" xml:lang="en-US">Beginning balance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_H6460J968H94_rvsb_AllowanceForUnfundedLoanCommitments" xml:lang="en-US">Ending Balance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_H6460J968H94_rvsb_AllowanceForUnfundedLoanCommitments" xml:lang="en-US">Represents the allowance for unfunded loan commitments as of the indicated date.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_rvsb_AllowanceForUnfundedLoanCommitments" xlink:to="lab_H6460J968H94_rvsb_AllowanceForUnfundedLoanCommitments"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_ChangeInAllowanceForUnfundedLoanCommitments" xlink:label="loc_IF21F453I7K897H8F732_rvsb_ChangeInAllowanceForUnfundedLoanCommitments"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_ChangeInAllowanceForUnfundedLoanCommitments" xml:lang="en-US">Change in Allowance for unfunded loan commitments</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_rvsb_ChangeInAllowanceForUnfundedLoanCommitments" xml:lang="en-US">Net change in allowance for unfunded loan commitments</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_KH43H675K9M019J0H954_rvsb_ChangeInAllowanceForUnfundedLoanCommitments" xml:lang="en-US">Represents the change in the allowance for unfunded loan commitments during the indicated period.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_ChangeInAllowanceForUnfundedLoanCommitments" xlink:to="lab_KH43H675K9M019J0H954_rvsb_ChangeInAllowanceForUnfundedLoanCommitments"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivablesPeriodPastDueAxis" xlink:label="loc_F4248H746F72_us-gaap_FinancingReceivablesPeriodPastDueAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_FinancingReceivablesPeriodPastDueAxis" xml:lang="en-US">Financing Receivables, Period Past Due [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_FinancingReceivablesPeriodPastDueAxis" xlink:to="lab_H6460J968H94_us-gaap_FinancingReceivablesPeriodPastDueAxis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivablesPeriodPastDueDomain" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_FinancingReceivablesPeriodPastDueDomain"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_FinancingReceivablesPeriodPastDueDomain" xml:lang="en-US">Financing Receivables, Period Past Due [Domain]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_FinancingReceivablesPeriodPastDueDomain" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_FinancingReceivablesPeriodPastDueDomain"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_FinancingReceivables30To89DaysPastDueMember" xlink:label="loc_F4248H746F72_rvsb_FinancingReceivables30To89DaysPastDueMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_rvsb_FinancingReceivables30To89DaysPastDueMember" xml:lang="en-US">Financing Receivables, 30 To 89 Days Past Due [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_rvsb_FinancingReceivables30To89DaysPastDueMember" xml:lang="en-US">30-89 Days Past Due</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_H6460J968H94_rvsb_FinancingReceivables30To89DaysPastDueMember" xml:lang="en-US">Financing receivables that are more than 30 days past due but fewer than 90 days past due.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_rvsb_FinancingReceivables30To89DaysPastDueMember" xlink:to="lab_H6460J968H94_rvsb_FinancingReceivables30To89DaysPastDueMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" xml:lang="en-US">Financing Receivables, Equal to Greater than 90 Days Past Due [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" xml:lang="en-US">90 Days and Greater Past Due</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDue" xlink:label="loc_F4248H746F72_us-gaap_FinancingReceivableRecordedInvestmentPastDue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_FinancingReceivableRecordedInvestmentPastDue" xml:lang="en-US">Financing Receivable, Recorded Investment, Past Due</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_FinancingReceivableRecordedInvestmentPastDue" xml:lang="en-US">Past Due</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_FinancingReceivableRecordedInvestmentPastDue" xlink:to="lab_H6460J968H94_us-gaap_FinancingReceivableRecordedInvestmentPastDue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus" xml:lang="en-US">Financing Receivable, Recorded Investment, Nonaccrual Status</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus" xml:lang="en-US">Non-accrual</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_FinancingReceivableRecordedInvestmentPastDueAndNonAccrual" xlink:label="loc_F4248H746F72_rvsb_FinancingReceivableRecordedInvestmentPastDueAndNonAccrual"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_rvsb_FinancingReceivableRecordedInvestmentPastDueAndNonAccrual" xml:lang="en-US">Financing Receivable Recorded Investment, Past Due and Non-accrual</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_rvsb_FinancingReceivableRecordedInvestmentPastDueAndNonAccrual" xml:lang="en-US">Total Past Due and Non-accrual</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_H6460J968H94_rvsb_FinancingReceivableRecordedInvestmentPastDueAndNonAccrual" xml:lang="en-US">Represents the monetary amount of Financing Receivable Recorded Investment (Past Due and Non-accrual), as of the indicated date.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_rvsb_FinancingReceivableRecordedInvestmentPastDueAndNonAccrual" xlink:to="lab_H6460J968H94_rvsb_FinancingReceivableRecordedInvestmentPastDueAndNonAccrual"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentCurrent" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_FinancingReceivableRecordedInvestmentCurrent"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_FinancingReceivableRecordedInvestmentCurrent" xml:lang="en-US">Financing Receivable, Recorded Investment, Current</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_FinancingReceivableRecordedInvestmentCurrent" xml:lang="en-US">Current</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_FinancingReceivableRecordedInvestmentCurrent" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_FinancingReceivableRecordedInvestmentCurrent"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InternalCreditAssessmentAxis" xlink:label="loc_F4248H746F72_us-gaap_InternalCreditAssessmentAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_InternalCreditAssessmentAxis" xml:lang="en-US">Internal Credit Assessment [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_InternalCreditAssessmentAxis" xlink:to="lab_H6460J968H94_us-gaap_InternalCreditAssessmentAxis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InternalCreditAssessmentDomain" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_InternalCreditAssessmentDomain"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_InternalCreditAssessmentDomain" xml:lang="en-US">Internal Credit Assessment [Domain]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_InternalCreditAssessmentDomain" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_InternalCreditAssessmentDomain"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PassMember" xlink:label="loc_F4248H746F72_us-gaap_PassMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_PassMember" xml:lang="en-US">Pass [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_PassMember" xml:lang="en-US">Pass</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_PassMember" xlink:to="lab_H6460J968H94_us-gaap_PassMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_SpecialMentionMember" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_SpecialMentionMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_SpecialMentionMember" xml:lang="en-US">Special Mention [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_SpecialMentionMember" xml:lang="en-US">Special Mention</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_SpecialMentionMember" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_SpecialMentionMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_SubstandardMember" xlink:label="loc_F4248H746F72_us-gaap_SubstandardMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_SubstandardMember" xml:lang="en-US">Substandard [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_SubstandardMember" xml:lang="en-US">Substandard</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_SubstandardMember" xlink:to="lab_H6460J968H94_us-gaap_SubstandardMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DoubtfulMember" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_DoubtfulMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_DoubtfulMember" xml:lang="en-US">Doubtful [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_DoubtfulMember" xml:lang="en-US">Doubtful</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_DoubtfulMember" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_DoubtfulMember"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_LossMember" xlink:label="loc_F4248H746F72_rvsb_LossMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_rvsb_LossMember" xml:lang="en-US">Loss [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_rvsb_LossMember" xml:lang="en-US">Loss</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_H6460J968H94_rvsb_LossMember" xml:lang="en-US">Loss [Member]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_rvsb_LossMember" xlink:to="lab_H6460J968H94_rvsb_LossMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" xml:lang="en-US">Impaired Financing Receivable, with No Related Allowance, Recorded Investment</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" xml:lang="en-US">Recorded Investment with No Specific Valuation Allowance</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" xlink:label="loc_F4248H746F72_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" xml:lang="en-US">Impaired Financing Receivable, with Related Allowance, Recorded Investment</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" xml:lang="en-US">Recorded Investment with Specific Valuation Allowance</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" xlink:to="lab_H6460J968H94_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ImpairedFinancingReceivableRecordedInvestment" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_ImpairedFinancingReceivableRecordedInvestment"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_ImpairedFinancingReceivableRecordedInvestment" xml:lang="en-US">Impaired Financing Receivable, Recorded Investment</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_ImpairedFinancingReceivableRecordedInvestment" xml:lang="en-US">Total Recorded Investment</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_ImpairedFinancingReceivableRecordedInvestment" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_ImpairedFinancingReceivableRecordedInvestment"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance" xlink:label="loc_F4248H746F72_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance" xml:lang="en-US">Impaired Financing Receivable, Unpaid Principal Balance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance" xml:lang="en-US">Unpaid Principal Balance</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance" xlink:to="lab_H6460J968H94_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ImpairedFinancingReceivableRelatedAllowance" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_ImpairedFinancingReceivableRelatedAllowance"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_ImpairedFinancingReceivableRelatedAllowance" xml:lang="en-US">Impaired Financing Receivable, Related Allowance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_ImpairedFinancingReceivableRelatedAllowance" xml:lang="en-US">Related Specific Valuation Allowance</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_ImpairedFinancingReceivableRelatedAllowance" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_ImpairedFinancingReceivableRelatedAllowance"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment" xlink:label="loc_F4248H746F72_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment" xml:lang="en-US">Impaired Financing Receivable, Average Recorded Investment</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment" xml:lang="en-US">Average Recorded Investment</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment" xlink:to="lab_H6460J968H94_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod" xml:lang="en-US">Impaired Financing Receivable, Interest Income, Accrual Method</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod" xml:lang="en-US">Interest Recognized on Impaired Loans</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_TdrByAccrualStatusAccrual" xlink:label="loc_F4248H746F72_rvsb_TdrByAccrualStatusAccrual"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_rvsb_TdrByAccrualStatusAccrual" xml:lang="en-US">TDR by Accrual Status, Accrual</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_rvsb_TdrByAccrualStatusAccrual" xml:lang="en-US">Accrual</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_H6460J968H94_rvsb_TdrByAccrualStatusAccrual" xml:lang="en-US">Represents the monetary amount of TDR by Accrual Status, Accrual, as of the indicated date.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_rvsb_TdrByAccrualStatusAccrual" xlink:to="lab_H6460J968H94_rvsb_TdrByAccrualStatusAccrual"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_TdrByAccrualStatusNonAccrual" xlink:label="loc_IF21F453I7K897H8F732_rvsb_TdrByAccrualStatusNonAccrual"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_TdrByAccrualStatusNonAccrual" xml:lang="en-US">TDR by Accrual Status, Non-accrual</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_rvsb_TdrByAccrualStatusNonAccrual" xml:lang="en-US">Nonaccrual</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_KH43H675K9M019J0H954_rvsb_TdrByAccrualStatusNonAccrual" xml:lang="en-US">Represents the monetary amount of TDR by Accrual Status, Non-accrual, as of the indicated date.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_TdrByAccrualStatusNonAccrual" xlink:to="lab_KH43H675K9M019J0H954_rvsb_TdrByAccrualStatusNonAccrual"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_TdrByAccrualStatusTotal" xlink:label="loc_F4248H746F72_rvsb_TdrByAccrualStatusTotal"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_rvsb_TdrByAccrualStatusTotal" xml:lang="en-US">TDR by Accrual Status, Total</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_H6460J968H94_rvsb_TdrByAccrualStatusTotal" xml:lang="en-US">Total</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_H6460J968H94_rvsb_TdrByAccrualStatusTotal" xml:lang="en-US">Represents the monetary amount of TDR by Accrual Status, Total, as of the indicated date.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_rvsb_TdrByAccrualStatusTotal" xlink:to="lab_H6460J968H94_rvsb_TdrByAccrualStatusTotal"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_InterestIncomeForegoneOnNonAccrualLoans" xlink:label="loc_IF21F453I7K897H8F732_rvsb_InterestIncomeForegoneOnNonAccrualLoans"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_InterestIncomeForegoneOnNonAccrualLoans" xml:lang="en-US">Interest Income Foregone On Non Accrual Loans</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_rvsb_InterestIncomeForegoneOnNonAccrualLoans" xml:lang="en-US">Interest income foregone on non-accrual loans</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_KH43H675K9M019J0H954_rvsb_InterestIncomeForegoneOnNonAccrualLoans" xml:lang="en-US">Interest income foregone on loans not accruing. In general, when a loan is 90 days delinquent or when collection of principal or interest appears doubtful, it is placed on non-accrual status, at which time the accrual of interest ceases and a reserve for unrecoverable accrued interest is established and charged against operations. Payments received on non-accrual loans are applied to reduce the outstanding principal balance on a cash-basis method. As a general practice, a loan is not removed from non-accrual status until all delinquent principal, interest and late fees have been brought current and the borrower has demonstrated a history of performance based upon the contractual terms of the note.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_InterestIncomeForegoneOnNonAccrualLoans" xlink:to="lab_KH43H675K9M019J0H954_rvsb_InterestIncomeForegoneOnNonAccrualLoans"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2" xlink:label="loc_F4248H746F72_us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2" xml:lang="en-US">Financing Receivable, Modifications, Pre-Modification Recorded Investment</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2" xml:lang="en-US">Pre-modification outstanding recorded investment amount</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2" xlink:to="lab_H6460J968H94_us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2" xml:lang="en-US">Financing Receivable, Modifications, Post-Modification Recorded Investment</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2" xml:lang="en-US">Post-modification outstanding recorded investment amount</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_RealEstateOwnedValuationAllowanceRollForward" xlink:label="loc_F4248H746F72_us-gaap_RealEstateOwnedValuationAllowanceRollForward"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_RealEstateOwnedValuationAllowanceRollForward" xml:lang="en-US">Real Estate Owned Valuation Allowance [Roll Forward]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_RealEstateOwnedValuationAllowanceRollForward" xml:lang="en-US">Real Estate Owned</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_RealEstateOwnedValuationAllowanceRollForward" xlink:to="lab_H6460J968H94_us-gaap_RealEstateOwnedValuationAllowanceRollForward"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_RealEstateOwnedBalance" xlink:label="loc_IF21F453I7K897H8F732_rvsb_RealEstateOwnedBalance"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_RealEstateOwnedBalance" xml:lang="en-US">Real Estate Owned, Beginning Balance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_KH43H675K9M019J0H954_rvsb_RealEstateOwnedBalance" xml:lang="en-US">Balance at beginning of year, net</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_KH43H675K9M019J0H954_rvsb_RealEstateOwnedBalance" xml:lang="en-US">Balance at end of year, net</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_KH43H675K9M019J0H954_rvsb_RealEstateOwnedBalance" xml:lang="en-US">Represents the balance of Real Estate Owned (REO) as of the indicated date.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_RealEstateOwnedBalance" xlink:to="lab_KH43H675K9M019J0H954_rvsb_RealEstateOwnedBalance"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_RealEstateOwnedAdditions" xlink:label="loc_F4248H746F72_rvsb_RealEstateOwnedAdditions"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_rvsb_RealEstateOwnedAdditions" xml:lang="en-US">Real Estate Owned, Additions</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_rvsb_RealEstateOwnedAdditions" xml:lang="en-US">Additions</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_H6460J968H94_rvsb_RealEstateOwnedAdditions" xml:lang="en-US">Represents additions to Real Estate Owned (REO) during the indicated time period.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_rvsb_RealEstateOwnedAdditions" xlink:to="lab_H6460J968H94_rvsb_RealEstateOwnedAdditions"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_RealEstateOwnedDispositions" xlink:label="loc_IF21F453I7K897H8F732_rvsb_RealEstateOwnedDispositions"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_RealEstateOwnedDispositions" xml:lang="en-US">Real Estate Owned, Dispositions</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_rvsb_RealEstateOwnedDispositions" xml:lang="en-US">Dispositions</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_KH43H675K9M019J0H954_rvsb_RealEstateOwnedDispositions" xml:lang="en-US">Represents dispositions of Real Estate Owned (REO) during the indicated time period.</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_KH43H675K9M019J0H954_rvsb_RealEstateOwnedDispositions" xml:lang="en-US">Dispositions</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_RealEstateOwnedDispositions" xlink:to="lab_KH43H675K9M019J0H954_rvsb_RealEstateOwnedDispositions"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_RealEstateOwnedWritedowns" xlink:label="loc_F4248H746F72_rvsb_RealEstateOwnedWritedowns"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_rvsb_RealEstateOwnedWritedowns" xml:lang="en-US">Real Estate Owned, Writedowns</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_rvsb_RealEstateOwnedWritedowns" xml:lang="en-US">Writedowns</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_H6460J968H94_rvsb_RealEstateOwnedWritedowns" xml:lang="en-US">Represents writedowns of Real Estate Owned (REO) during the indicated time period.</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_H6460J968H94_rvsb_RealEstateOwnedWritedowns" xml:lang="en-US">Writedowns</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_rvsb_RealEstateOwnedWritedowns" xlink:to="lab_H6460J968H94_rvsb_RealEstateOwnedWritedowns"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ForeclosedAssets" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_ForeclosedAssets"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_ForeclosedAssets" xml:lang="en-US">Mortgage Loans in Process of Foreclosure, Amount</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_ForeclosedAssets" xml:lang="en-US">Carrying amount of foreclosed residential real estate properties</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_ForeclosedAssets" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_ForeclosedAssets"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfPropertyPlantAndEquipmentTable" xlink:label="loc_F4248H746F72_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable" xml:lang="en-US">Property, Plant and Equipment [Table]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable" xlink:to="lab_H6460J968H94_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BuildingAndBuildingImprovementsMember" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_BuildingAndBuildingImprovementsMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_BuildingAndBuildingImprovementsMember" xml:lang="en-US">Building and Building Improvements</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_BuildingAndBuildingImprovementsMember" xml:lang="en-US">Buildings and improvements</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_BuildingAndBuildingImprovementsMember" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_BuildingAndBuildingImprovementsMember"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_BuildingsUnderCapitalizedLeasesMember" xlink:label="loc_F4248H746F72_rvsb_BuildingsUnderCapitalizedLeasesMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_rvsb_BuildingsUnderCapitalizedLeasesMember" xml:lang="en-US">Buildings Under Capitalized Leases [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_rvsb_BuildingsUnderCapitalizedLeasesMember" xml:lang="en-US">Building under capitalized lease</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_rvsb_BuildingsUnderCapitalizedLeasesMember" xlink:to="lab_H6460J968H94_rvsb_BuildingsUnderCapitalizedLeasesMember"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_ConstructionInProgress1Member" xlink:label="loc_IF21F453I7K897H8F732_rvsb_ConstructionInProgress1Member"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_ConstructionInProgress1Member" xml:lang="en-US">Construction In Progress [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_rvsb_ConstructionInProgress1Member" xml:lang="en-US">Construction in progress</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_ConstructionInProgress1Member" xlink:to="lab_KH43H675K9M019J0H954_rvsb_ConstructionInProgress1Member"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PropertyPlantAndEquipmentLineItems" xlink:label="loc_F4248H746F72_us-gaap_PropertyPlantAndEquipmentLineItems"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_PropertyPlantAndEquipmentLineItems" xml:lang="en-US">Property, Plant and Equipment [Line Items]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_PropertyPlantAndEquipmentLineItems" xlink:to="lab_H6460J968H94_us-gaap_PropertyPlantAndEquipmentLineItems"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PropertyPlantAndEquipmentGross" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_PropertyPlantAndEquipmentGross"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_PropertyPlantAndEquipmentGross" xml:lang="en-US">Property, Plant and Equipment, Gross</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_PropertyPlantAndEquipmentGross" xml:lang="en-US">Total</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_PropertyPlantAndEquipmentGross" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_PropertyPlantAndEquipmentGross"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xlink:label="loc_F4248H746F72_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xml:lang="en-US">Accumulated Depreciation, Depletion and Amortization, Property, Plant, and Equipment</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_H6460J968H94_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xml:lang="en-US">Less accumulated depreciation and amortization</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xlink:to="lab_H6460J968H94_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueAbstract" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_OperatingLeasesFutureMinimumPaymentsDueAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_OperatingLeasesFutureMinimumPaymentsDueAbstract" xml:lang="en-US">Operating Leases, Future Minimum Payments Due, Fiscal Year Maturity [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_OperatingLeasesFutureMinimumPaymentsDueAbstract" xml:lang="en-US">Operating Leases</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_OperatingLeasesFutureMinimumPaymentsDueAbstract" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_OperatingLeasesFutureMinimumPaymentsDueAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent" xlink:label="loc_F4248H746F72_us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent" xml:lang="en-US">Operating Leases, Future Minimum Payments Due, Next Twelve Months</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent" xml:lang="en-US">2020</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent" xlink:to="lab_H6460J968H94_us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears" xml:lang="en-US">Operating Leases, Future Minimum Payments, Due in Two Years</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears" xml:lang="en-US">2021</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears" xlink:label="loc_F4248H746F72_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears" xml:lang="en-US">Operating Leases, Future Minimum Payments, Due in Three Years</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears" xml:lang="en-US">2022</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears" xlink:to="lab_H6460J968H94_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears" xml:lang="en-US">Operating Leases, Future Minimum Payments, Due in Four Years</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears" xml:lang="en-US">2023</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears" xlink:label="loc_F4248H746F72_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears" xml:lang="en-US">Operating Leases, Future Minimum Payments, Due in Five Years</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears" xml:lang="en-US">2024</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears" xlink:to="lab_H6460J968H94_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter" xml:lang="en-US">Operating Leases, Future Minimum Payments, Due Thereafter</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter" xml:lang="en-US">Thereafter</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDue" xlink:label="loc_F4248H746F72_us-gaap_OperatingLeasesFutureMinimumPaymentsDue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_OperatingLeasesFutureMinimumPaymentsDue" xml:lang="en-US">Operating Leases, Future Minimum Payments Due</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_H6460J968H94_us-gaap_OperatingLeasesFutureMinimumPaymentsDue" xml:lang="en-US">Total minimum lease payments</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_OperatingLeasesFutureMinimumPaymentsDue" xlink:to="lab_H6460J968H94_us-gaap_OperatingLeasesFutureMinimumPaymentsDue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CapitalLeasesFutureMinimumPaymentsDueAbstract" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_CapitalLeasesFutureMinimumPaymentsDueAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_CapitalLeasesFutureMinimumPaymentsDueAbstract" xml:lang="en-US">Capital Leases, Future Minimum Payments Due, Fiscal Year Maturity [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_CapitalLeasesFutureMinimumPaymentsDueAbstract" xml:lang="en-US">Capital Lease</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_CapitalLeasesFutureMinimumPaymentsDueAbstract" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_CapitalLeasesFutureMinimumPaymentsDueAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CapitalLeasesFutureMinimumPaymentsNextRollingTwelveMonths" xlink:label="loc_F4248H746F72_us-gaap_CapitalLeasesFutureMinimumPaymentsNextRollingTwelveMonths"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_CapitalLeasesFutureMinimumPaymentsNextRollingTwelveMonths" xml:lang="en-US">Capital Leases, Future Minimum Payments, Next Rolling Twelve Months</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_CapitalLeasesFutureMinimumPaymentsNextRollingTwelveMonths" xml:lang="en-US">2020</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_CapitalLeasesFutureMinimumPaymentsNextRollingTwelveMonths" xlink:to="lab_H6460J968H94_us-gaap_CapitalLeasesFutureMinimumPaymentsNextRollingTwelveMonths"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearTwo" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearTwo"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearTwo" xml:lang="en-US">Capital Leases, Future Minimum Payments, Due in Rolling Year Two</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearTwo" xml:lang="en-US">2021</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearTwo" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearTwo"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearThree" xlink:label="loc_F4248H746F72_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearThree"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearThree" xml:lang="en-US">Capital Leases, Future Minimum Payments, Due in Rolling Year Three</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearThree" xml:lang="en-US">2022</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearThree" xlink:to="lab_H6460J968H94_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearThree"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearFour" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearFour"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearFour" xml:lang="en-US">Capital Leases, Future Minimum Payments, Due in Rolling Year Four</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearFour" xml:lang="en-US">2023</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearFour" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearFour"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearFive" xlink:label="loc_F4248H746F72_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearFive"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearFive" xml:lang="en-US">Capital Leases, Future Minimum Payments, Due in Rolling Year Five</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearFive" xml:lang="en-US">2024</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearFive" xlink:to="lab_H6460J968H94_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearFive"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingAfterYearFive" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingAfterYearFive"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingAfterYearFive" xml:lang="en-US">Capital Leases, Future Minimum Payments, Due in Rolling after Year Five</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingAfterYearFive" xml:lang="en-US">Thereafter</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingAfterYearFive" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingAfterYearFive"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CapitalLeasesFutureMinimumPaymentsDue" xlink:label="loc_F4248H746F72_us-gaap_CapitalLeasesFutureMinimumPaymentsDue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_CapitalLeasesFutureMinimumPaymentsDue" xml:lang="en-US">Capital Leases, Future Minimum Payments Due</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_CapitalLeasesFutureMinimumPaymentsDue" xml:lang="en-US">Capital Lease, Total minimum lease payments</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_H6460J968H94_us-gaap_CapitalLeasesFutureMinimumPaymentsDue" xml:lang="en-US">Total minimum lease payments</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_CapitalLeasesFutureMinimumPaymentsDue" xlink:to="lab_H6460J968H94_us-gaap_CapitalLeasesFutureMinimumPaymentsDue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CapitalLeasesFutureMinimumPaymentsInterestIncludedInPayments" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_CapitalLeasesFutureMinimumPaymentsInterestIncludedInPayments"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_CapitalLeasesFutureMinimumPaymentsInterestIncludedInPayments" xml:lang="en-US">Capital Leases, Future Minimum Payments, Interest Included in Payments</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_CapitalLeasesFutureMinimumPaymentsInterestIncludedInPayments" xml:lang="en-US">Less amount representing interest</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_CapitalLeasesFutureMinimumPaymentsInterestIncludedInPayments" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_CapitalLeasesFutureMinimumPaymentsInterestIncludedInPayments"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CapitalLeasesFutureMinimumPaymentsPresentValueOfNetMinimumPayments" xlink:label="loc_F4248H746F72_us-gaap_CapitalLeasesFutureMinimumPaymentsPresentValueOfNetMinimumPayments"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_CapitalLeasesFutureMinimumPaymentsPresentValueOfNetMinimumPayments" xml:lang="en-US">Capital Leases, Future Minimum Payments, Present Value of Net Minimum Payments</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_H6460J968H94_us-gaap_CapitalLeasesFutureMinimumPaymentsPresentValueOfNetMinimumPayments" xml:lang="en-US">Present value of net minimum lease payments</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_CapitalLeasesFutureMinimumPaymentsPresentValueOfNetMinimumPayments" xlink:to="lab_H6460J968H94_us-gaap_CapitalLeasesFutureMinimumPaymentsPresentValueOfNetMinimumPayments"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_PremisesAndEquipmentDepreciationExpense" xlink:label="loc_IF21F453I7K897H8F732_rvsb_PremisesAndEquipmentDepreciationExpense"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_PremisesAndEquipmentDepreciationExpense" xml:lang="en-US">Premises and Equipment, Depreciation expense</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_rvsb_PremisesAndEquipmentDepreciationExpense" xml:lang="en-US">Depreciation and amortization expense</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_KH43H675K9M019J0H954_rvsb_PremisesAndEquipmentDepreciationExpense" xml:lang="en-US">Represents the depreciation expense for Premises and Equipment during the indicated period.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_PremisesAndEquipmentDepreciationExpense" xlink:to="lab_KH43H675K9M019J0H954_rvsb_PremisesAndEquipmentDepreciationExpense"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_PremisesAndEquipmentAmortizationExpense" xlink:label="loc_F4248H746F72_rvsb_PremisesAndEquipmentAmortizationExpense"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_rvsb_PremisesAndEquipmentAmortizationExpense" xml:lang="en-US">Premises and Equipment, Amortization expense</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_rvsb_PremisesAndEquipmentAmortizationExpense" xml:lang="en-US">Amortization expense</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_H6460J968H94_rvsb_PremisesAndEquipmentAmortizationExpense" xml:lang="en-US">Represents the amortization expense for Premises and Equipment during the indicated period.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_rvsb_PremisesAndEquipmentAmortizationExpense" xlink:to="lab_H6460J968H94_rvsb_PremisesAndEquipmentAmortizationExpense"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_PremisesAndEquipmentAccumulatedAmortizationForCapitalLease" xlink:label="loc_IF21F453I7K897H8F732_rvsb_PremisesAndEquipmentAccumulatedAmortizationForCapitalLease"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_PremisesAndEquipmentAccumulatedAmortizationForCapitalLease" xml:lang="en-US">Premises and Equipment, Accumulated amortization for capital lease</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_rvsb_PremisesAndEquipmentAccumulatedAmortizationForCapitalLease" xml:lang="en-US">Accumulated amortization for capital lease</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_KH43H675K9M019J0H954_rvsb_PremisesAndEquipmentAccumulatedAmortizationForCapitalLease" xml:lang="en-US">Represents the accumulated amortization for Premises and Equipment Capital Leases as of the indicated date.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_PremisesAndEquipmentAccumulatedAmortizationForCapitalLease" xlink:to="lab_KH43H675K9M019J0H954_rvsb_PremisesAndEquipmentAccumulatedAmortizationForCapitalLease"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_NumberOfBranchLocationSold" xlink:label="loc_F4248H746F72_rvsb_NumberOfBranchLocationSold"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_rvsb_NumberOfBranchLocationSold" xml:lang="en-US">Number Of Branch Location Sold</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_rvsb_NumberOfBranchLocationSold" xml:lang="en-US">Number of branch location sold</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_H6460J968H94_rvsb_NumberOfBranchLocationSold" xml:lang="en-US">Represents number of branch location sold.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_rvsb_NumberOfBranchLocationSold" xlink:to="lab_H6460J968H94_rvsb_NumberOfBranchLocationSold"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_DeferredGainLossOnCancellationOfLease" xlink:label="loc_IF21F453I7K897H8F732_rvsb_DeferredGainLossOnCancellationOfLease"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_DeferredGainLossOnCancellationOfLease" xml:lang="en-US">Deferred Gain Loss On Cancellation Of Lease</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_rvsb_DeferredGainLossOnCancellationOfLease" xml:lang="en-US">Deferred gain loss on cancellation of lease</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_KH43H675K9M019J0H954_rvsb_DeferredGainLossOnCancellationOfLease" xml:lang="en-US">Represents amount of Deferred gain loss on cancellation of lease.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_DeferredGainLossOnCancellationOfLease" xlink:to="lab_KH43H675K9M019J0H954_rvsb_DeferredGainLossOnCancellationOfLease"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LeaseAndRentalExpense" xlink:label="loc_F4248H746F72_us-gaap_LeaseAndRentalExpense"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_LeaseAndRentalExpense" xml:lang="en-US">Operating Leases, Rent Expense</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_LeaseAndRentalExpense" xml:lang="en-US">Rent expense</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_LeaseAndRentalExpense" xlink:to="lab_H6460J968H94_us-gaap_LeaseAndRentalExpense"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_GoodwillRollForward" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_GoodwillRollForward"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_GoodwillRollForward" xml:lang="en-US">Goodwill [Roll Forward]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_GoodwillRollForward" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_GoodwillRollForward"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_GoodwillAcquiredDuringPeriod" xlink:label="loc_F4248H746F72_us-gaap_GoodwillAcquiredDuringPeriod"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_GoodwillAcquiredDuringPeriod" xml:lang="en-US">Goodwill, Acquired During Period</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_GoodwillAcquiredDuringPeriod" xml:lang="en-US">MBank Transaction (see Note 3)</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_GoodwillAcquiredDuringPeriod" xlink:to="lab_H6460J968H94_us-gaap_GoodwillAcquiredDuringPeriod"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FederalHomeLoanBankAdvancesWeightedAverageInterestRate" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_FederalHomeLoanBankAdvancesWeightedAverageInterestRate"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_FederalHomeLoanBankAdvancesWeightedAverageInterestRate" xml:lang="en-US">Federal Home Loan Bank, Advances, Weighted Average Interest Rate</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_FederalHomeLoanBankAdvancesWeightedAverageInterestRate" xml:lang="en-US">Weighted average interest rate on FHLB advances</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_FederalHomeLoanBankAdvancesWeightedAverageInterestRate" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_FederalHomeLoanBankAdvancesWeightedAverageInterestRate"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_DepositTable" xlink:label="loc_F4248H746F72_rvsb_DepositTable"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_rvsb_DepositTable" xml:lang="en-US">Deposit [Table]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_H6460J968H94_rvsb_DepositTable" xml:lang="en-US">Represents schedule of information about deposits.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_rvsb_DepositTable" xlink:to="lab_H6460J968H94_rvsb_DepositTable"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_DepositsTypeAxis" xlink:label="loc_IF21F453I7K897H8F732_rvsb_DepositsTypeAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_DepositsTypeAxis" xml:lang="en-US">Deposits Type [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_DepositsTypeAxis" xlink:to="lab_KH43H675K9M019J0H954_rvsb_DepositsTypeAxis"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_DepositsTypeDomain" xlink:label="loc_F4248H746F72_rvsb_DepositsTypeDomain"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_rvsb_DepositsTypeDomain" xml:lang="en-US">Deposits Type</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_rvsb_DepositsTypeDomain" xlink:to="lab_H6460J968H94_rvsb_DepositsTypeDomain"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_NonInterestBearingMember" xlink:label="loc_IF21F453I7K897H8F732_rvsb_NonInterestBearingMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_NonInterestBearingMember" xml:lang="en-US">Non-interest-bearing</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_NonInterestBearingMember" xlink:to="lab_KH43H675K9M019J0H954_rvsb_NonInterestBearingMember"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_InterestCheckingMember" xlink:label="loc_F4248H746F72_rvsb_InterestCheckingMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_rvsb_InterestCheckingMember" xml:lang="en-US">Interest-bearing checking</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_rvsb_InterestCheckingMember" xlink:to="lab_H6460J968H94_rvsb_InterestCheckingMember"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_MoneyMarketMember" xlink:label="loc_IF21F453I7K897H8F732_rvsb_MoneyMarketMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_MoneyMarketMember" xml:lang="en-US">Money market</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_MoneyMarketMember" xlink:to="lab_KH43H675K9M019J0H954_rvsb_MoneyMarketMember"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_SavingsAccountsMember" xlink:label="loc_F4248H746F72_rvsb_SavingsAccountsMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_rvsb_SavingsAccountsMember" xml:lang="en-US">Savings accounts</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_rvsb_SavingsAccountsMember" xlink:to="lab_H6460J968H94_rvsb_SavingsAccountsMember"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_CertificatesOfDeposit1Member" xlink:label="loc_IF21F453I7K897H8F732_rvsb_CertificatesOfDeposit1Member_1"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_CertificatesOfDeposit1Member" xml:lang="en-US">Certificates of deposit</label>
<label xlink:type="resource" xlink:label="lab_KH43H675K9M019J0H954_rvsb_CertificatesOfDeposit1Member" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US">Certificates of deposit</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_CertificatesOfDeposit1Member_1" xlink:to="lab_KH43H675K9M019J0H954_rvsb_CertificatesOfDeposit1Member"/><label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_KH43H675K9M019J0H954_rvsb_CertificatesOfDeposit1Member" xml:lang="en-US">This member stand for certificates of deposit.</label>

<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_DepositLineItems" xlink:label="loc_F4248H746F72_rvsb_DepositLineItems"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_rvsb_DepositLineItems" xml:lang="en-US">Deposit [Line Items]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_H6460J968H94_rvsb_DepositLineItems" xml:lang="en-US">Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_rvsb_DepositLineItems" xlink:to="lab_H6460J968H94_rvsb_DepositLineItems"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_DepositAccountsBalance" xlink:label="loc_IF21F453I7K897H8F732_rvsb_DepositAccountsBalance"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_DepositAccountsBalance" xml:lang="en-US">Deposit Accounts, Balance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_rvsb_DepositAccountsBalance" xml:lang="en-US">Total</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_KH43H675K9M019J0H954_rvsb_DepositAccountsBalance" xml:lang="en-US">Represents the balance of deposit accounts, as of the indicated date.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_DepositAccountsBalance" xlink:to="lab_KH43H675K9M019J0H954_rvsb_DepositAccountsBalance"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TimeDepositMaturitiesYearOne" xlink:label="loc_F4248H746F72_us-gaap_TimeDepositMaturitiesYearOne"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_TimeDepositMaturitiesYearOne" xml:lang="en-US">Time Deposit Maturities, Next Twelve Months</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_TimeDepositMaturitiesYearOne" xml:lang="en-US">2020</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_TimeDepositMaturitiesYearOne" xlink:to="lab_H6460J968H94_us-gaap_TimeDepositMaturitiesYearOne"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TimeDepositMaturitiesYearTwo" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_TimeDepositMaturitiesYearTwo"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_TimeDepositMaturitiesYearTwo" xml:lang="en-US">Time Deposit Maturities, Year Two</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_TimeDepositMaturitiesYearTwo" xml:lang="en-US">2021</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_TimeDepositMaturitiesYearTwo" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_TimeDepositMaturitiesYearTwo"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TimeDepositMaturitiesYearThree" xlink:label="loc_F4248H746F72_us-gaap_TimeDepositMaturitiesYearThree"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_TimeDepositMaturitiesYearThree" xml:lang="en-US">Time Deposit Maturities, Year Three</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_TimeDepositMaturitiesYearThree" xml:lang="en-US">2022</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_TimeDepositMaturitiesYearThree" xlink:to="lab_H6460J968H94_us-gaap_TimeDepositMaturitiesYearThree"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TimeDepositMaturitiesYearFour" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_TimeDepositMaturitiesYearFour"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_TimeDepositMaturitiesYearFour" xml:lang="en-US">Time Deposit Maturities, Year Four</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_TimeDepositMaturitiesYearFour" xml:lang="en-US">2023</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_TimeDepositMaturitiesYearFour" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_TimeDepositMaturitiesYearFour"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TimeDepositMaturitiesYearFive" xlink:label="loc_F4248H746F72_us-gaap_TimeDepositMaturitiesYearFive"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_TimeDepositMaturitiesYearFive" xml:lang="en-US">Time Deposit Maturities, Year Five</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_TimeDepositMaturitiesYearFive" xml:lang="en-US">2024</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_TimeDepositMaturitiesYearFive" xlink:to="lab_H6460J968H94_us-gaap_TimeDepositMaturitiesYearFive"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TimeDepositMaturitiesAfterRollingYearFive" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_TimeDepositMaturitiesAfterRollingYearFive"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_TimeDepositMaturitiesAfterRollingYearFive" xml:lang="en-US">Time Deposit Maturities, after Rolling Year Five</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_TimeDepositMaturitiesAfterRollingYearFive" xml:lang="en-US">Thereafter</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_TimeDepositMaturitiesAfterRollingYearFive" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_TimeDepositMaturitiesAfterRollingYearFive"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TimeDeposits" xlink:label="loc_F4248H746F72_us-gaap_TimeDeposits"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_TimeDeposits" xml:lang="en-US">Time Deposits</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_H6460J968H94_us-gaap_TimeDeposits" xml:lang="en-US">Total</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_TimeDeposits" xlink:to="lab_H6460J968H94_us-gaap_TimeDeposits"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InterestExpenseNegotiableOrderOfWithdrawalNOWDeposits" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_InterestExpenseNegotiableOrderOfWithdrawalNOWDeposits"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_InterestExpenseNegotiableOrderOfWithdrawalNOWDeposits" xml:lang="en-US">Interest Expense, Interest Checking</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_InterestExpenseNegotiableOrderOfWithdrawalNOWDeposits" xml:lang="en-US">Interest-bearing checking</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_InterestExpenseNegotiableOrderOfWithdrawalNOWDeposits" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_InterestExpenseNegotiableOrderOfWithdrawalNOWDeposits"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InterestExpenseMoneyMarketDeposits" xlink:label="loc_F4248H746F72_us-gaap_InterestExpenseMoneyMarketDeposits"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_InterestExpenseMoneyMarketDeposits" xml:lang="en-US">Interest Expense, Money Market Deposits</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_InterestExpenseMoneyMarketDeposits" xml:lang="en-US">Money market</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_InterestExpenseMoneyMarketDeposits" xlink:to="lab_H6460J968H94_us-gaap_InterestExpenseMoneyMarketDeposits"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InterestExpenseSavingsDeposits" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_InterestExpenseSavingsDeposits"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_InterestExpenseSavingsDeposits" xml:lang="en-US">Interest Expense, Savings Deposits</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_InterestExpenseSavingsDeposits" xml:lang="en-US">Savings accounts</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_InterestExpenseSavingsDeposits" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_InterestExpenseSavingsDeposits"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InterestExpenseTimeDeposits" xlink:label="loc_F4248H746F72_us-gaap_InterestExpenseTimeDeposits"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_InterestExpenseTimeDeposits" xml:lang="en-US">Interest Expense, Certificate of Deposit</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_InterestExpenseTimeDeposits" xml:lang="en-US">Certificates of deposit</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_InterestExpenseTimeDeposits" xlink:to="lab_H6460J968H94_us-gaap_InterestExpenseTimeDeposits"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_TimeDepositsMoreThan250000" xlink:label="loc_IF21F453I7K897H8F732_rvsb_TimeDepositsMoreThan250000"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_TimeDepositsMoreThan250000" xml:lang="en-US">Time Deposits More Than 250,000</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_rvsb_TimeDepositsMoreThan250000" xml:lang="en-US">Time deposits more than 250,000</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_KH43H675K9M019J0H954_rvsb_TimeDepositsMoreThan250000" xml:lang="en-US">The aggregate amount of time deposit liabilities in denominations of $250,000 or more.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_TimeDepositsMoreThan250000" xlink:to="lab_KH43H675K9M019J0H954_rvsb_TimeDepositsMoreThan250000"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DebtInstrumentTable" xlink:label="loc_F4248H746F72_us-gaap_DebtInstrumentTable"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_DebtInstrumentTable" xml:lang="en-US">Schedule of Long-term Debt Instruments [Table]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_DebtInstrumentTable" xlink:to="lab_H6460J968H94_us-gaap_DebtInstrumentTable"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_IssuanceTrustAxis" xlink:label="loc_IF21F453I7K897H8F732_rvsb_IssuanceTrustAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_IssuanceTrustAxis" xml:lang="en-US">Issuance Trust [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_IssuanceTrustAxis" xlink:to="lab_KH43H675K9M019J0H954_rvsb_IssuanceTrustAxis"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_IssuanceTrustDomain" xlink:label="loc_F4248H746F72_rvsb_IssuanceTrustDomain"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_rvsb_IssuanceTrustDomain" xml:lang="en-US">Issuance Trust</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_rvsb_IssuanceTrustDomain" xlink:to="lab_H6460J968H94_rvsb_IssuanceTrustDomain"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_RiverviewBancorpStatutoryTrustIMember" xlink:label="loc_IF21F453I7K897H8F732_rvsb_RiverviewBancorpStatutoryTrustIMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_RiverviewBancorpStatutoryTrustIMember" xml:lang="en-US">Riverview Bancorp Statutory Trust I [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_rvsb_RiverviewBancorpStatutoryTrustIMember" xml:lang="en-US">Riverview Bancorp Statutory Trust I</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_RiverviewBancorpStatutoryTrustIMember" xlink:to="lab_KH43H675K9M019J0H954_rvsb_RiverviewBancorpStatutoryTrustIMember"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_RiverviewBancorpStatutoryTrustIIMember" xlink:label="loc_F4248H746F72_rvsb_RiverviewBancorpStatutoryTrustIIMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_rvsb_RiverviewBancorpStatutoryTrustIIMember" xml:lang="en-US">Riverview Bancorp Statutory Trust IIMember</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_rvsb_RiverviewBancorpStatutoryTrustIIMember" xml:lang="en-US">Riverview Bancorp Statutory Trust II</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_rvsb_RiverviewBancorpStatutoryTrustIIMember" xlink:to="lab_H6460J968H94_rvsb_RiverviewBancorpStatutoryTrustIIMember"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_MerchantsBancorpStatutoryTrustIMember" xlink:label="loc_IF21F453I7K897H8F732_rvsb_MerchantsBancorpStatutoryTrustIMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_MerchantsBancorpStatutoryTrustIMember" xml:lang="en-US">Merchants Bancorp Statutory Trust I [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_rvsb_MerchantsBancorpStatutoryTrustIMember" xml:lang="en-US">Merchants Bancorp Statutory Trust I</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_KH43H675K9M019J0H954_rvsb_MerchantsBancorpStatutoryTrustIMember" xml:lang="en-US">Represents Merchants Bancorp Statutory Trust I.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_MerchantsBancorpStatutoryTrustIMember" xlink:to="lab_KH43H675K9M019J0H954_rvsb_MerchantsBancorpStatutoryTrustIMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="loc_F4248H746F72_us-gaap_DebtInstrumentLineItems"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_DebtInstrumentLineItems" xml:lang="en-US">Debt Instrument [Line Items]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_DebtInstrumentLineItems" xlink:to="lab_H6460J968H94_us-gaap_DebtInstrumentLineItems"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_DebtInstrumentDateOfIssuance" xlink:label="loc_IF21F453I7K897H8F732_rvsb_DebtInstrumentDateOfIssuance"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_DebtInstrumentDateOfIssuance" xml:lang="en-US">Debt Instrument, date of issuance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_rvsb_DebtInstrumentDateOfIssuance" xml:lang="en-US">Issuance Date</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_KH43H675K9M019J0H954_rvsb_DebtInstrumentDateOfIssuance" xml:lang="en-US">Description of the date the debt instrument was issued.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_DebtInstrumentDateOfIssuance" xlink:to="lab_KH43H675K9M019J0H954_rvsb_DebtInstrumentDateOfIssuance"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DebtInstrumentCarryingAmount" xlink:label="loc_F4248H746F72_us-gaap_DebtInstrumentCarryingAmount"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_DebtInstrumentCarryingAmount" xml:lang="en-US">Long-term Debt, Gross</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_DebtInstrumentCarryingAmount" xml:lang="en-US">Amount Outstanding</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_DebtInstrumentCarryingAmount" xlink:to="lab_H6460J968H94_us-gaap_DebtInstrumentCarryingAmount"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DebtInstrumentInterestRateTerms" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_DebtInstrumentInterestRateTerms"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_DebtInstrumentInterestRateTerms" xml:lang="en-US">Debt Instrument, Interest Rate Terms</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_DebtInstrumentInterestRateTerms" xml:lang="en-US">Rate Type</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_DebtInstrumentInterestRateTerms" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_DebtInstrumentInterestRateTerms"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DebtInstrumentInterestRateStatedPercentage" xlink:label="loc_F4248H746F72_us-gaap_DebtInstrumentInterestRateStatedPercentage"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_DebtInstrumentInterestRateStatedPercentage" xml:lang="en-US">Debt Instrument, Interest Rate, Stated Percentage</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_DebtInstrumentInterestRateStatedPercentage" xml:lang="en-US">Initial Rate</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_DebtInstrumentInterestRateStatedPercentage" xlink:to="lab_H6460J968H94_us-gaap_DebtInstrumentInterestRateStatedPercentage"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DebtInstrumentInterestRateEffectivePercentage" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_DebtInstrumentInterestRateEffectivePercentage"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_DebtInstrumentInterestRateEffectivePercentage" xml:lang="en-US">Debt Instrument, Interest Rate, Effective Percentage</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_DebtInstrumentInterestRateEffectivePercentage" xml:lang="en-US">Current Rate</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_DebtInstrumentInterestRateEffectivePercentage" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_DebtInstrumentInterestRateEffectivePercentage"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DebtInstrumentMaturityDateDescription" xlink:label="loc_F4248H746F72_us-gaap_DebtInstrumentMaturityDateDescription"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_DebtInstrumentMaturityDateDescription" xml:lang="en-US">Debt Instrument, Maturity Date, Description</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_DebtInstrumentMaturityDateDescription" xml:lang="en-US">Maturity Date</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_DebtInstrumentMaturityDateDescription" xlink:to="lab_H6460J968H94_us-gaap_DebtInstrumentMaturityDateDescription"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LiabilitiesFairValueAdjustment" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_LiabilitiesFairValueAdjustment"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_LiabilitiesFairValueAdjustment" xml:lang="en-US">Liabilities, Fair Value Adjustment</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_LiabilitiesFairValueAdjustment" xml:lang="en-US">Fair value adjustment</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_LiabilitiesFairValueAdjustment" xml:lang="en-US">Fair value adjustment</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_LiabilitiesFairValueAdjustment" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_LiabilitiesFairValueAdjustment"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_DebenturesIssuedToGrantorTrusts" xlink:label="loc_F4248H746F72_rvsb_DebenturesIssuedToGrantorTrusts"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_rvsb_DebenturesIssuedToGrantorTrusts" xml:lang="en-US">Debentures issued to grantor trusts</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_H6460J968H94_rvsb_DebenturesIssuedToGrantorTrusts" xml:lang="en-US">The amount of the debentures issued by the company to the grantor trusts.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_rvsb_DebenturesIssuedToGrantorTrusts" xlink:to="lab_H6460J968H94_rvsb_DebenturesIssuedToGrantorTrusts"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_CommonSecuritiesIssuedByGrantorTrusts" xlink:label="loc_IF21F453I7K897H8F732_rvsb_CommonSecuritiesIssuedByGrantorTrusts"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_CommonSecuritiesIssuedByGrantorTrusts" xml:lang="en-US">Common Securities Issued By Grantor Trusts</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_rvsb_CommonSecuritiesIssuedByGrantorTrusts" xml:lang="en-US">Common securities issued by grantor trusts</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_KH43H675K9M019J0H954_rvsb_CommonSecuritiesIssuedByGrantorTrusts" xml:lang="en-US">Amount of the common securities issued by the grantor trusts, and which were purchased by the Company, and included in prepaid expenses and other assets in the Consolidated Balance Sheets.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_CommonSecuritiesIssuedByGrantorTrusts" xlink:to="lab_KH43H675K9M019J0H954_rvsb_CommonSecuritiesIssuedByGrantorTrusts"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DebtInstrumentBasisSpreadOnVariableRate1" xlink:label="loc_F4248H746F72_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1" xml:lang="en-US">Debt Instrument, Basis Spread on Variable Rate</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1" xml:lang="en-US">Interest basis spread on variable rate</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1" xlink:to="lab_H6460J968H94_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DebtInstrumentDescriptionOfVariableRateBasis" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_DebtInstrumentDescriptionOfVariableRateBasis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_DebtInstrumentDescriptionOfVariableRateBasis" xml:lang="en-US">Debt Instrument, Description of Variable Rate Basis</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_DebtInstrumentDescriptionOfVariableRateBasis" xml:lang="en-US">Description of variable rate</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_DebtInstrumentDescriptionOfVariableRateBasis" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_DebtInstrumentDescriptionOfVariableRateBasis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CurrentIncomeTaxExpenseBenefit" xlink:label="loc_F4248H746F72_us-gaap_CurrentIncomeTaxExpenseBenefit"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_CurrentIncomeTaxExpenseBenefit" xml:lang="en-US">Current Income Tax Expense (Benefit)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_CurrentIncomeTaxExpenseBenefit" xml:lang="en-US">Current</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_CurrentIncomeTaxExpenseBenefit" xlink:to="lab_H6460J968H94_us-gaap_CurrentIncomeTaxExpenseBenefit"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DeferredIncomeTaxExpenseBenefit" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_DeferredIncomeTaxExpenseBenefit"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_DeferredIncomeTaxExpenseBenefit" xml:lang="en-US">Deferred Income Tax Expense (Benefit)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_DeferredIncomeTaxExpenseBenefit" xml:lang="en-US">Deferred</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_DeferredIncomeTaxExpenseBenefit" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_DeferredIncomeTaxExpenseBenefit"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_IncomeTaxProvisionBenefitCurrentAndDeferred" xlink:label="loc_F4248H746F72_rvsb_IncomeTaxProvisionBenefitCurrentAndDeferred"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_rvsb_IncomeTaxProvisionBenefitCurrentAndDeferred" xml:lang="en-US">Income Tax Provision (Benefit), Current and Deferred</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_H6460J968H94_rvsb_IncomeTaxProvisionBenefitCurrentAndDeferred" xml:lang="en-US">Total</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_H6460J968H94_rvsb_IncomeTaxProvisionBenefitCurrentAndDeferred" xml:lang="en-US">Represents the monetary amount of total income tax provision (benefit) during the indicated period.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_rvsb_IncomeTaxProvisionBenefitCurrentAndDeferred" xlink:to="lab_H6460J968H94_rvsb_IncomeTaxProvisionBenefitCurrentAndDeferred"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DeferredTaxAssetsGrossAbstract" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_DeferredTaxAssetsGrossAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_DeferredTaxAssetsGrossAbstract" xml:lang="en-US">Deferred Tax Assets, Gross {1}</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_DeferredTaxAssetsGrossAbstract" xml:lang="en-US">Deferred tax assets:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_DeferredTaxAssetsGrossAbstract" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_DeferredTaxAssetsGrossAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefits" xlink:label="loc_F4248H746F72_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefits"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefits" xml:lang="en-US">Deferred Tax Assets, Tax Deferred Expense, Compensation and Benefits</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefits" xml:lang="en-US">Deferred compensation</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefits" xlink:to="lab_H6460J968H94_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefits"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses" xml:lang="en-US">Deferred Tax Assets, Tax Deferred Expense, Reserves and Accruals, Provision for Loan Losses</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses" xml:lang="en-US">Allowance for loan losses</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities" xlink:label="loc_F4248H746F72_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities" xml:lang="en-US">Deferred Tax Assets, Tax Deferred Expense, Reserves and Accruals, Accrued Liabilities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities" xml:lang="en-US">Accrued expenses</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities" xlink:to="lab_H6460J968H94_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DeferredTaxAssetsPropertyPlantAndEquipment" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_DeferredTaxAssetsPropertyPlantAndEquipment"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_DeferredTaxAssetsPropertyPlantAndEquipment" xml:lang="en-US">Accumulated Depreciation</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_DeferredTaxAssetsPropertyPlantAndEquipment" xml:lang="en-US">Accumulated depreciation and amortization</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_DeferredTaxAssetsPropertyPlantAndEquipment" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_DeferredTaxAssetsPropertyPlantAndEquipment"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DeferredTaxAssetsDeferredGainOnSaleLeasebackTransaction" xlink:label="loc_F4248H746F72_us-gaap_DeferredTaxAssetsDeferredGainOnSaleLeasebackTransaction"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_DeferredTaxAssetsDeferredGainOnSaleLeasebackTransaction" xml:lang="en-US">Deferred Gain On Sale</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_DeferredTaxAssetsDeferredGainOnSaleLeasebackTransaction" xml:lang="en-US">Deferred gain on sale</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_DeferredTaxAssetsDeferredGainOnSaleLeasebackTransaction" xlink:to="lab_H6460J968H94_us-gaap_DeferredTaxAssetsDeferredGainOnSaleLeasebackTransaction"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_DeferredTaxAssetsPurchaseAccounting" xlink:label="loc_IF21F453I7K897H8F732_rvsb_DeferredTaxAssetsPurchaseAccounting"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_DeferredTaxAssetsPurchaseAccounting" xml:lang="en-US">Deferred Tax Assets Purchase Accounting</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_rvsb_DeferredTaxAssetsPurchaseAccounting" xml:lang="en-US">Purchase accounting</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_KH43H675K9M019J0H954_rvsb_DeferredTaxAssetsPurchaseAccounting" xml:lang="en-US">Represents amount of deferred tax assets purchase accounting.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_DeferredTaxAssetsPurchaseAccounting" xlink:to="lab_KH43H675K9M019J0H954_rvsb_DeferredTaxAssetsPurchaseAccounting"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross" xlink:label="loc_F4248H746F72_us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross" xml:lang="en-US">Deferred Tax Assets, Unrealized Losses on Available-for-Sale Securities, Gross</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross" xml:lang="en-US">Net unrealized loss on investment securities available for sale</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross" xlink:to="lab_H6460J968H94_us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DeferredTaxAssetsOther" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_DeferredTaxAssetsOther"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_DeferredTaxAssetsOther" xml:lang="en-US">Deferred Tax Assets, Other</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_DeferredTaxAssetsOther" xml:lang="en-US">Other</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_DeferredTaxAssetsOther" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_DeferredTaxAssetsOther"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DeferredTaxAssetsGross" xlink:label="loc_F4248H746F72_us-gaap_DeferredTaxAssetsGross"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_DeferredTaxAssetsGross" xml:lang="en-US">Deferred Tax Assets, Gross</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_H6460J968H94_us-gaap_DeferredTaxAssetsGross" xml:lang="en-US">Total deferred tax assets</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_DeferredTaxAssetsGross" xlink:to="lab_H6460J968H94_us-gaap_DeferredTaxAssetsGross"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DeferredTaxLiabilitiesAbstract" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_DeferredTaxLiabilitiesAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_DeferredTaxLiabilitiesAbstract" xml:lang="en-US">Deferred Tax Liabilities, Gross {1}</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_DeferredTaxLiabilitiesAbstract" xml:lang="en-US">Deferred tax liabilities:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_DeferredTaxLiabilitiesAbstract" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_DeferredTaxLiabilitiesAbstract"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_DeferredTaxLiabilitiesFhlbStockDividend" xlink:label="loc_F4248H746F72_rvsb_DeferredTaxLiabilitiesFhlbStockDividend"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_rvsb_DeferredTaxLiabilitiesFhlbStockDividend" xml:lang="en-US">Deferred Tax Liabilities, FHLB Stock Dividend</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_rvsb_DeferredTaxLiabilitiesFhlbStockDividend" xml:lang="en-US">FHLB stock dividend</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_H6460J968H94_rvsb_DeferredTaxLiabilitiesFhlbStockDividend" xml:lang="en-US">Represents the deferred tax liabilities consequent to FHLB Stock Dividend, as of the date indicated.</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_H6460J968H94_rvsb_DeferredTaxLiabilitiesFhlbStockDividend" xml:lang="en-US">FHLB stock dividend</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_rvsb_DeferredTaxLiabilitiesFhlbStockDividend" xlink:to="lab_H6460J968H94_rvsb_DeferredTaxLiabilitiesFhlbStockDividend"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DeferredTaxLiabilitiesPrepaidExpenses" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_DeferredTaxLiabilitiesPrepaidExpenses"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_DeferredTaxLiabilitiesPrepaidExpenses" xml:lang="en-US">Deferred Tax Liabilities, Prepaid Expenses</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_DeferredTaxLiabilitiesPrepaidExpenses" xml:lang="en-US">Prepaid expenses</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_DeferredTaxLiabilitiesPrepaidExpenses" xml:lang="en-US">Prepaid expenses</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_DeferredTaxLiabilitiesPrepaidExpenses" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_DeferredTaxLiabilitiesPrepaidExpenses"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_DeferredTaxLiabilitiesLoanFeesAndCosts" xlink:label="loc_F4248H746F72_rvsb_DeferredTaxLiabilitiesLoanFeesAndCosts"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_rvsb_DeferredTaxLiabilitiesLoanFeesAndCosts" xml:lang="en-US">Deferred Tax Liabilities, Loan Fees and Costs</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_rvsb_DeferredTaxLiabilitiesLoanFeesAndCosts" xml:lang="en-US">Loan fees/costs</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_H6460J968H94_rvsb_DeferredTaxLiabilitiesLoanFeesAndCosts" xml:lang="en-US">Represents the deferred tax liabilities consequent to Loan Fees and Costs, as of the date indicated.</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_H6460J968H94_rvsb_DeferredTaxLiabilitiesLoanFeesAndCosts" xml:lang="en-US">Loan fees/costs</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_rvsb_DeferredTaxLiabilitiesLoanFeesAndCosts" xlink:to="lab_H6460J968H94_rvsb_DeferredTaxLiabilitiesLoanFeesAndCosts"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DeferredTaxLiabilities" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_DeferredTaxLiabilities"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_DeferredTaxLiabilities" xml:lang="en-US">Deferred Tax Liabilities, Net</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_DeferredTaxLiabilities" xml:lang="en-US">Total deferred tax liabilities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_DeferredTaxLiabilities" xml:lang="en-US">Total deferred tax liabilities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_DeferredTaxLiabilities" xml:lang="en-US">Total deferred tax liabilities</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_DeferredTaxLiabilities" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_DeferredTaxLiabilities"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DeferredTaxAssetsLiabilitiesNet" xlink:label="loc_F4248H746F72_us-gaap_DeferredTaxAssetsLiabilitiesNet"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_DeferredTaxAssetsLiabilitiesNet" xml:lang="en-US">Deferred Tax Assets, Net</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_H6460J968H94_us-gaap_DeferredTaxAssetsLiabilitiesNet" xml:lang="en-US">Deferred tax assets, net</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_DeferredTaxAssetsLiabilitiesNet" xlink:to="lab_H6460J968H94_us-gaap_DeferredTaxAssetsLiabilitiesNet"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate" xml:lang="en-US">Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate" xml:lang="en-US">Statutory federal income tax rate</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate" xml:lang="en-US">Federal corporate income tax rate</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes" xlink:label="loc_F4248H746F72_us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes" xml:lang="en-US">Effective Income Tax Rate Reconciliation, State and Local Income Taxes, Percent</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes" xml:lang="en-US">State and local income tax rate</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes" xlink:to="lab_H6460J968H94_us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_EffectiveIncomeTaxRateReconciliationRevaluationOfNetDeferredTaxAssetsDueToTaxAct" xlink:label="loc_IF21F453I7K897H8F732_rvsb_EffectiveIncomeTaxRateReconciliationRevaluationOfNetDeferredTaxAssetsDueToTaxAct"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_EffectiveIncomeTaxRateReconciliationRevaluationOfNetDeferredTaxAssetsDueToTaxAct" xml:lang="en-US">Effective Income Tax Rate Reconciliation Revaluation Of Net Deferred Tax Assets Due To Tax Act</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_rvsb_EffectiveIncomeTaxRateReconciliationRevaluationOfNetDeferredTaxAssetsDueToTaxAct" xml:lang="en-US">Revaluation of net deferred tax assets due to Tax Act</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_KH43H675K9M019J0H954_rvsb_EffectiveIncomeTaxRateReconciliationRevaluationOfNetDeferredTaxAssetsDueToTaxAct" xml:lang="en-US">Percentage of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to revaluation of net deferred tax assets.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_EffectiveIncomeTaxRateReconciliationRevaluationOfNetDeferredTaxAssetsDueToTaxAct" xlink:to="lab_KH43H675K9M019J0H954_rvsb_EffectiveIncomeTaxRateReconciliationRevaluationOfNetDeferredTaxAssetsDueToTaxAct"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseShareBasedCompensationCost" xlink:label="loc_F4248H746F72_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseShareBasedCompensationCost"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseShareBasedCompensationCost" xml:lang="en-US">Esop Market Value Adjustment</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseShareBasedCompensationCost" xml:lang="en-US">ESOP market value adjustment</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_H6460J968H94_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseShareBasedCompensationCost" xml:lang="en-US">ESOP market value adjustment</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseShareBasedCompensationCost" xlink:to="lab_H6460J968H94_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseShareBasedCompensationCost"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseLifeInsurance" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseLifeInsurance"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseLifeInsurance" xml:lang="en-US">Effective Income Tax Rate Reconciliation, Nondeductible Expense, Life Insurance, Percent</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseLifeInsurance" xml:lang="en-US">Bank Owned Life Insurance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseLifeInsurance" xml:lang="en-US">BOLI</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseLifeInsurance" xml:lang="en-US">BOLI</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseLifeInsurance" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseLifeInsurance"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments" xlink:label="loc_F4248H746F72_us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments" xml:lang="en-US">Effective Income Tax Rate Reconciliation, Other Adjustments, Percent</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments" xml:lang="en-US">Other, net</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments" xlink:to="lab_H6460J968H94_us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EffectiveIncomeTaxRateContinuingOperations" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_EffectiveIncomeTaxRateContinuingOperations"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_EffectiveIncomeTaxRateContinuingOperations" xml:lang="en-US">Effective Income Tax Rate Reconciliation, Percent</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_EffectiveIncomeTaxRateContinuingOperations" xml:lang="en-US">Effective federal income tax rate</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_EffectiveIncomeTaxRateContinuingOperations" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_EffectiveIncomeTaxRateContinuingOperations"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_IncomeTaxTable" xlink:label="loc_F4248H746F72_rvsb_IncomeTaxTable"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_rvsb_IncomeTaxTable" xml:lang="en-US">Income Tax [Table]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_H6460J968H94_rvsb_IncomeTaxTable" xml:lang="en-US">Schedule reflecting information related to income tax.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_rvsb_IncomeTaxTable" xlink:to="lab_H6460J968H94_rvsb_IncomeTaxTable"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TaxPeriodAxis" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_TaxPeriodAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_TaxPeriodAxis" xml:lang="en-US">Tax Period [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_TaxPeriodAxis" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_TaxPeriodAxis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TaxPeriodDomain" xlink:label="loc_F4248H746F72_us-gaap_TaxPeriodDomain"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_TaxPeriodDomain" xml:lang="en-US">Tax Period [Domain]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_TaxPeriodDomain" xlink:to="lab_H6460J968H94_us-gaap_TaxPeriodDomain"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TaxYear2017Member" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_TaxYear2017Member"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_TaxYear2017Member" xml:lang="en-US">Tax Year 2017 [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_TaxYear2017Member" xml:lang="en-US">Tax Year 2017</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_TaxYear2017Member" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_TaxYear2017Member"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LatestTaxYearMember" xlink:label="loc_F4248H746F72_us-gaap_LatestTaxYearMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_LatestTaxYearMember" xml:lang="en-US">Latest Tax Year [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_LatestTaxYearMember" xml:lang="en-US">Tax Year 2018</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_LatestTaxYearMember" xlink:to="lab_H6460J968H94_us-gaap_LatestTaxYearMember"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_IncomeTaxLineItems" xlink:label="loc_IF21F453I7K897H8F732_rvsb_IncomeTaxLineItems"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_IncomeTaxLineItems" xml:lang="en-US">Income Tax [Line Items]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_KH43H675K9M019J0H954_rvsb_IncomeTaxLineItems" xml:lang="en-US">Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_IncomeTaxLineItems" xlink:to="lab_KH43H675K9M019J0H954_rvsb_IncomeTaxLineItems"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_TaxCutsAndJobsActNetTaxExpenseBenefit" xlink:label="loc_F4248H746F72_rvsb_TaxCutsAndJobsActNetTaxExpenseBenefit"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_rvsb_TaxCutsAndJobsActNetTaxExpenseBenefit" xml:lang="en-US">Tax Cuts And Jobs Act Net Tax Expense Benefit</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_rvsb_TaxCutsAndJobsActNetTaxExpenseBenefit" xml:lang="en-US">Tax cuts and jobs act net tax expense benefit</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_H6460J968H94_rvsb_TaxCutsAndJobsActNetTaxExpenseBenefit" xml:lang="en-US">Represents the amount of tax cuts and jobs act net tax expense benefit.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_rvsb_TaxCutsAndJobsActNetTaxExpenseBenefit" xlink:to="lab_H6460J968H94_rvsb_TaxCutsAndJobsActNetTaxExpenseBenefit"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_OneTimeChargeToProvisionForIncomeTaxes" xlink:label="loc_IF21F453I7K897H8F732_rvsb_OneTimeChargeToProvisionForIncomeTaxes"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_OneTimeChargeToProvisionForIncomeTaxes" xml:lang="en-US">One Time Charge To Provision For Income Taxes</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_rvsb_OneTimeChargeToProvisionForIncomeTaxes" xml:lang="en-US">One-time charge to provision for income taxes</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_KH43H675K9M019J0H954_rvsb_OneTimeChargeToProvisionForIncomeTaxes" xml:lang="en-US">Amount of one-time charge to provision for income taxes.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_OneTimeChargeToProvisionForIncomeTaxes" xlink:to="lab_KH43H675K9M019J0H954_rvsb_OneTimeChargeToProvisionForIncomeTaxes"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_BaseYearAllowanceForLoanLosses" xlink:label="loc_F4248H746F72_rvsb_BaseYearAllowanceForLoanLosses"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_rvsb_BaseYearAllowanceForLoanLosses" xml:lang="en-US">Base Year Allowance For Loan Losses</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_rvsb_BaseYearAllowanceForLoanLosses" xml:lang="en-US">Base year allowance for loan losses</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_H6460J968H94_rvsb_BaseYearAllowanceForLoanLosses" xml:lang="en-US">It represents amount of base year allowance for loan losses.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_rvsb_BaseYearAllowanceForLoanLosses" xlink:to="lab_H6460J968H94_rvsb_BaseYearAllowanceForLoanLosses"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DeferredTaxLiabilityNotRecognizedAmountOfUnrecognizedDeferredTaxLiabilityBadDebtReserveForTaxPurposesOfQualifiedLender" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_DeferredTaxLiabilityNotRecognizedAmountOfUnrecognizedDeferredTaxLiabilityBadDebtReserveForTaxPurposesOfQualifiedLender"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_DeferredTaxLiabilityNotRecognizedAmountOfUnrecognizedDeferredTaxLiabilityBadDebtReserveForTaxPurposesOfQualifiedLender" xml:lang="en-US">Deferred Tax Liability Not Recognized, Amount of Unrecognized Deferred Tax Liability, Bad Debt Reserve for Tax Purposes of Qualified Lender</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_DeferredTaxLiabilityNotRecognizedAmountOfUnrecognizedDeferredTaxLiabilityBadDebtReserveForTaxPurposesOfQualifiedLender" xml:lang="en-US">Unrecognized deferred tax liability</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_DeferredTaxLiabilityNotRecognizedAmountOfUnrecognizedDeferredTaxLiabilityBadDebtReserveForTaxPurposesOfQualifiedLender" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_DeferredTaxLiabilityNotRecognizedAmountOfUnrecognizedDeferredTaxLiabilityBadDebtReserveForTaxPurposesOfQualifiedLender"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward" xlink:label="loc_F4248H746F72_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding [Roll Forward]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward" xml:lang="en-US">Number of Shares</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward" xlink:to="lab_H6460J968H94_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Number, Beginning Balance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xml:lang="en-US">Balance, beginning of period</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xml:lang="en-US">Balance, beginning of year</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xml:lang="en-US">Balance, end of year</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod" xlink:label="loc_F4248H746F72_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Expirations in Period</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_H6460J968H94_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod" xml:lang="en-US">Expired</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod" xlink:to="lab_H6460J968H94_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Exercise Price [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward" xml:lang="en-US">Weighted Average Exercise Price</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xlink:label="loc_F4248H746F72_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Exercise Price, Beginning Balance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_H6460J968H94_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xml:lang="en-US">Balance, beginning of year</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_H6460J968H94_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xml:lang="en-US">Balance, end of year</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xlink:to="lab_H6460J968H94_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice" xml:lang="en-US">Share-based Compensation Arrangements by Share-based Payment Award, Options, Exercises in Period, Weighted Average Exercise Price</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice" xml:lang="en-US">Options exercised</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice" xml:lang="en-US">Options exercised</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice" xlink:label="loc_F4248H746F72_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice" xml:lang="en-US">Share-based Compensation Arrangements by Share-based Payment Award, Options, Expirations in Period, Weighted Average Exercise Price</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice" xml:lang="en-US">Expired</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice" xlink:to="lab_H6460J968H94_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xml:lang="en-US">Schedule of Share-based Compensation Arrangements by Share-based Payment Award [Table]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AwardTypeAxis" xlink:label="loc_F4248H746F72_us-gaap_AwardTypeAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_AwardTypeAxis" xml:lang="en-US">Award Type [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_AwardTypeAxis" xlink:to="lab_H6460J968H94_us-gaap_AwardTypeAxis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xml:lang="en-US">Equity Award [Domain]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EmployeeStockOptionMember" xlink:label="loc_F4248H746F72_us-gaap_EmployeeStockOptionMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_EmployeeStockOptionMember" xml:lang="en-US">Employee Stock Option [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_EmployeeStockOptionMember" xml:lang="en-US">Stock options</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_EmployeeStockOptionMember" xlink:to="lab_H6460J968H94_us-gaap_EmployeeStockOptionMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis" xml:lang="en-US">Exercise Price Range [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain" xlink:label="loc_F4248H746F72_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain" xml:lang="en-US">Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Domain]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain" xlink:to="lab_H6460J968H94_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_RangeOfExercisePriceOneMember" xlink:label="loc_IF21F453I7K897H8F732_rvsb_RangeOfExercisePriceOneMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_RangeOfExercisePriceOneMember" xml:lang="en-US">Range Of Exercise Price One [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_rvsb_RangeOfExercisePriceOneMember" xml:lang="en-US">$1.00 - $3.00</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_KH43H675K9M019J0H954_rvsb_RangeOfExercisePriceOneMember" xml:lang="en-US">Represents range of exercise price one.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_RangeOfExercisePriceOneMember" xlink:to="lab_KH43H675K9M019J0H954_rvsb_RangeOfExercisePriceOneMember"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_RangeOfExercisePriceTwoMember" xlink:label="loc_F4248H746F72_rvsb_RangeOfExercisePriceTwoMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_rvsb_RangeOfExercisePriceTwoMember" xml:lang="en-US">Range Of Exercise Price Two [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_rvsb_RangeOfExercisePriceTwoMember" xml:lang="en-US">$3.01 - $5.00</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_H6460J968H94_rvsb_RangeOfExercisePriceTwoMember" xml:lang="en-US">Represents range of exercise price two.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_rvsb_RangeOfExercisePriceTwoMember" xlink:to="lab_H6460J968H94_rvsb_RangeOfExercisePriceTwoMember"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_RangeOfExercisePriceThreeMember" xlink:label="loc_IF21F453I7K897H8F732_rvsb_RangeOfExercisePriceThreeMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_RangeOfExercisePriceThreeMember" xml:lang="en-US">Range Of Exercise Price Three [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_rvsb_RangeOfExercisePriceThreeMember" xml:lang="en-US">$5.01 - $8.00</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_KH43H675K9M019J0H954_rvsb_RangeOfExercisePriceThreeMember" xml:lang="en-US">Represents range of exercise price three.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_RangeOfExercisePriceThreeMember" xlink:to="lab_KH43H675K9M019J0H954_rvsb_RangeOfExercisePriceThreeMember"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_RangeOfExercisePriceFourMember" xlink:label="loc_F4248H746F72_rvsb_RangeOfExercisePriceFourMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_rvsb_RangeOfExercisePriceFourMember" xml:lang="en-US">Range Of Exercise Price Four [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_rvsb_RangeOfExercisePriceFourMember" xml:lang="en-US">$8.01 - $9.00</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_H6460J968H94_rvsb_RangeOfExercisePriceFourMember" xml:lang="en-US">Represents range of exercise price four.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_rvsb_RangeOfExercisePriceFourMember" xlink:to="lab_H6460J968H94_rvsb_RangeOfExercisePriceFourMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award [Line Items]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit" xlink:label="loc_F4248H746F72_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit" xml:lang="en-US">Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Lower Range Limit</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit" xml:lang="en-US">Range of Exercise Price, lower</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit" xlink:to="lab_H6460J968H94_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit" xml:lang="en-US">Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Upper Range Limit</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit" xml:lang="en-US">Range of Exercise Price, upper</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2" xlink:label="loc_F4248H746F72_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2" xml:lang="en-US">Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Outstanding Options, Weighted Average Remaining Contractual Term</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2" xml:lang="en-US">Weighted Avg Remaining Contractual Life (years)</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2" xlink:to="lab_H6460J968H94_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions" xml:lang="en-US">Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Number of Outstanding Options</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions" xml:lang="en-US">Options Outstanding, Number</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1" xlink:label="loc_F4248H746F72_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1" xml:lang="en-US">Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Outstanding Options, Weighted Average Exercise Price</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1" xml:lang="en-US">Options Outstanding, Weighted Average Exercise Price</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1" xlink:to="lab_H6460J968H94_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions" xml:lang="en-US">Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Number of Exercisable Options</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions" xml:lang="en-US">Options Exercisable, Number</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1" xlink:label="loc_F4248H746F72_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1" xml:lang="en-US">Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Exercisable Options, Weighted Average Exercise Price</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1" xml:lang="en-US">Options Exercisable, Weighted Average Exercise Price</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1" xlink:to="lab_H6460J968H94_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestAbstract" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestAbstract" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested and Expected to Vest [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestAbstract" xml:lang="en-US">Stock options fully vested and expected to vest:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestAbstract" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingNumber" xlink:label="loc_F4248H746F72_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingNumber"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingNumber" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested and Expected to Vest, Outstanding, Number</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingNumber" xml:lang="en-US">Number</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingNumber" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested and Expected to Vest, Outstanding, Number</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingNumber" xlink:to="lab_H6460J968H94_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingNumber"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageExercisePrice" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageExercisePrice"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageExercisePrice" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested and Expected to Vest, Outstanding, Weighted Average Exercise Price</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageExercisePrice" xml:lang="en-US">Weighted average exercise price</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageExercisePrice" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageExercisePrice"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingAggregateIntrinsicValue" xlink:label="loc_F4248H746F72_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingAggregateIntrinsicValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingAggregateIntrinsicValue" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested and Expected to Vest, Outstanding, Aggregate Intrinsic Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingAggregateIntrinsicValue" xml:lang="en-US">Aggregate intrinsic value</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingAggregateIntrinsicValue" xlink:to="lab_H6460J968H94_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingAggregateIntrinsicValue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageRemainingContractualTerm1" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageRemainingContractualTerm1"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageRemainingContractualTerm1" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested and Expected to Vest, Outstanding, Weighted Average Remaining Contractual Term</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageRemainingContractualTerm1" xml:lang="en-US">Weighted average contractual term of options (years)</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageRemainingContractualTerm1" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageRemainingContractualTerm1"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_StockOptionsFullyVestedAndCurrentlyExercisableAbstract" xlink:label="loc_F4248H746F72_rvsb_StockOptionsFullyVestedAndCurrentlyExercisableAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_rvsb_StockOptionsFullyVestedAndCurrentlyExercisableAbstract" xml:lang="en-US">Stock Options Fully Vested And Currently Exercisable [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_rvsb_StockOptionsFullyVestedAndCurrentlyExercisableAbstract" xml:lang="en-US">Stock options fully vested and currently exercisable:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_rvsb_StockOptionsFullyVestedAndCurrentlyExercisableAbstract" xlink:to="lab_H6460J968H94_rvsb_StockOptionsFullyVestedAndCurrentlyExercisableAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableNumber" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableNumber"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableNumber" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested and Expected to Vest, Exercisable, Number</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableNumber" xml:lang="en-US">Number</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableNumber" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableNumber"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageExercisePrice" xlink:label="loc_F4248H746F72_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageExercisePrice"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageExercisePrice" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested and Expected to Vest, Exercisable, Weighted Average Exercise Price</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageExercisePrice" xml:lang="en-US">Weighted average exercise price</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageExercisePrice" xlink:to="lab_H6460J968H94_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageExercisePrice"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableAggregateIntrinsicValue" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableAggregateIntrinsicValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableAggregateIntrinsicValue" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested and Expected to Vest, Exercisable, Aggregate Intrinsic Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableAggregateIntrinsicValue" xml:lang="en-US">Aggregate intrinsic value</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableAggregateIntrinsicValue" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableAggregateIntrinsicValue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageRemainingContractualTerm1" xlink:label="loc_F4248H746F72_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageRemainingContractualTerm1"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageRemainingContractualTerm1" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested and Expected to Vest, Exercisable, Weighted Average Remaining Contractual Term</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageRemainingContractualTerm1" xml:lang="en-US">Weighted average contractual term of options (years)</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageRemainingContractualTerm1" xlink:to="lab_H6460J968H94_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageRemainingContractualTerm1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PlanNameAxis" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_PlanNameAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_PlanNameAxis" xml:lang="en-US">Plan Name [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_PlanNameAxis" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_PlanNameAxis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PlanNameDomain" xlink:label="loc_F4248H746F72_us-gaap_PlanNameDomain"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_PlanNameDomain" xml:lang="en-US">Plan Name [Domain]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_PlanNameDomain" xlink:to="lab_H6460J968H94_us-gaap_PlanNameDomain"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_RetirementPlanMember" xlink:label="loc_IF21F453I7K897H8F732_rvsb_RetirementPlanMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_RetirementPlanMember" xml:lang="en-US">Retirement Plan [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_rvsb_RetirementPlanMember" xml:lang="en-US">Retirement Plan</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_KH43H675K9M019J0H954_rvsb_RetirementPlanMember" xml:lang="en-US">Represents information about retirement plan.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_RetirementPlanMember" xlink:to="lab_KH43H675K9M019J0H954_rvsb_RetirementPlanMember"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_DirectorsAndExecutiveOfficersDeferredCompensationPlanMember" xlink:label="loc_F4248H746F72_rvsb_DirectorsAndExecutiveOfficersDeferredCompensationPlanMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_rvsb_DirectorsAndExecutiveOfficersDeferredCompensationPlanMember" xml:lang="en-US">Directors And Executive Officers Deferred Compensation Plan [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_rvsb_DirectorsAndExecutiveOfficersDeferredCompensationPlanMember" xml:lang="en-US">Directors' and Executive Officers' Deferred Compensation Plan</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_H6460J968H94_rvsb_DirectorsAndExecutiveOfficersDeferredCompensationPlanMember" xml:lang="en-US">Represents directors and executive officers deferred compensation plan.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_rvsb_DirectorsAndExecutiveOfficersDeferredCompensationPlanMember" xlink:to="lab_H6460J968H94_rvsb_DirectorsAndExecutiveOfficersDeferredCompensationPlanMember"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_StockOptionPlansMember" xlink:label="loc_IF21F453I7K897H8F732_rvsb_StockOptionPlansMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_StockOptionPlansMember" xml:lang="en-US">Stock Option Plans [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_rvsb_StockOptionPlansMember" xml:lang="en-US">Stock Option Plans</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_KH43H675K9M019J0H954_rvsb_StockOptionPlansMember" xml:lang="en-US">Represents information about stock option plans.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_StockOptionPlansMember" xlink:to="lab_KH43H675K9M019J0H954_rvsb_StockOptionPlansMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DefinedContributionPlanCostRecognized" xlink:label="loc_F4248H746F72_us-gaap_DefinedContributionPlanCostRecognized"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_DefinedContributionPlanCostRecognized" xml:lang="en-US">Defined Contribution Plan, Cost Recognized</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_DefinedContributionPlanCostRecognized" xml:lang="en-US">Expenses related to plan</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_DefinedContributionPlanCostRecognized" xlink:to="lab_H6460J968H94_us-gaap_DefinedContributionPlanCostRecognized"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_DeferredCompensationPlanAnnualInterestRate" xlink:label="loc_IF21F453I7K897H8F732_rvsb_DeferredCompensationPlanAnnualInterestRate"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_DeferredCompensationPlanAnnualInterestRate" xml:lang="en-US">Deferred Compensation Plan Annual Interest Rate</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_rvsb_DeferredCompensationPlanAnnualInterestRate" xml:lang="en-US">Deferred compensation plan annual interest rate</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_KH43H675K9M019J0H954_rvsb_DeferredCompensationPlanAnnualInterestRate" xml:lang="en-US">Represents deferred compensation plan annual interest rate percentage.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_DeferredCompensationPlanAnnualInterestRate" xlink:to="lab_KH43H675K9M019J0H954_rvsb_DeferredCompensationPlanAnnualInterestRate"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DeferredCompensationLiabilityCurrentAndNoncurrent" xlink:label="loc_F4248H746F72_us-gaap_DeferredCompensationLiabilityCurrentAndNoncurrent"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_DeferredCompensationLiabilityCurrentAndNoncurrent" xml:lang="en-US">Deferred Compensation Liability, Current and Non current</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_DeferredCompensationLiabilityCurrentAndNoncurrent" xml:lang="en-US">Aggregate liability under the plan</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_DeferredCompensationLiabilityCurrentAndNoncurrent" xlink:to="lab_H6460J968H94_us-gaap_DeferredCompensationLiabilityCurrentAndNoncurrent"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardExpirationPeriod" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardExpirationPeriod"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardExpirationPeriod" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Expiration Period</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardExpirationPeriod" xml:lang="en-US">Maximum term</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardExpirationPeriod" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardExpirationPeriod"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriodDescription" xlink:label="loc_F4248H746F72_rvsb_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriodDescription"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_rvsb_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriodDescription" xml:lang="en-US">Share Based Compensation Arrangement By Share Based Payment Award Award Vesting Period Description</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_rvsb_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriodDescription" xml:lang="en-US">Vesting period</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_H6460J968H94_rvsb_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriodDescription" xml:lang="en-US">Represents period which an employee's right to exercise an award is no longer contingent on satisfaction of either a service condition, market condition or a performance condition.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_rvsb_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriodDescription" xlink:to="lab_H6460J968H94_rvsb_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriodDescription"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommonStockCapitalSharesReservedForFutureIssuance" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_CommonStockCapitalSharesReservedForFutureIssuance"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_CommonStockCapitalSharesReservedForFutureIssuance" xml:lang="en-US">Common Stock, Capital Shares Reserved for Future Issuance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_CommonStockCapitalSharesReservedForFutureIssuance" xml:lang="en-US">Number of shares reserved for common stock</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_CommonStockCapitalSharesReservedForFutureIssuance" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_CommonStockCapitalSharesReservedForFutureIssuance"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue" xlink:label="loc_F4248H746F72_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercises in Period, Intrinsic Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue" xml:lang="en-US">Total intrinsic value of stock options exercised</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue" xlink:to="lab_H6460J968H94_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_EmployeeStockOwnershipPlanEsopDeferredSharesFairValueRollForward" xlink:label="loc_IF21F453I7K897H8F732_rvsb_EmployeeStockOwnershipPlanEsopDeferredSharesFairValueRollForward"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_EmployeeStockOwnershipPlanEsopDeferredSharesFairValueRollForward" xml:lang="en-US">Employee Stock Ownership Plan Esop Deferred Shares Fair Value [Roll Forward]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_KH43H675K9M019J0H954_rvsb_EmployeeStockOwnershipPlanEsopDeferredSharesFairValueRollForward" xml:lang="en-US">A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_EmployeeStockOwnershipPlanEsopDeferredSharesFairValueRollForward" xlink:to="lab_KH43H675K9M019J0H954_rvsb_EmployeeStockOwnershipPlanEsopDeferredSharesFairValueRollForward"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EmployeeStockOwnershipPlanESOPDeferredSharesFairValue" xlink:label="loc_F4248H746F72_us-gaap_EmployeeStockOwnershipPlanESOPDeferredSharesFairValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_EmployeeStockOwnershipPlanESOPDeferredSharesFairValue" xml:lang="en-US">Employee Stock Ownership Plan (ESOP), Deferred Shares, Fair Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_H6460J968H94_us-gaap_EmployeeStockOwnershipPlanESOPDeferredSharesFairValue" xml:lang="en-US">Estimated fair value of unreleased shares, beginning</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_H6460J968H94_us-gaap_EmployeeStockOwnershipPlanESOPDeferredSharesFairValue" xml:lang="en-US">Estimated fair value of unreleased shares, ending</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_EmployeeStockOwnershipPlanESOPDeferredSharesFairValue" xlink:to="lab_H6460J968H94_us-gaap_EmployeeStockOwnershipPlanESOPDeferredSharesFairValue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares" xml:lang="en-US">Employee Stock Ownership Plan (ESOP), Number of Committed-to-be-Released Shares</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares" xml:lang="en-US">Unreleased Employee stock ownership shares</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares" xml:lang="en-US">Unreleased Employee stock ownership shares, beginning</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares" xml:lang="en-US">Unreleased Employee stock ownership shares, ending</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares" xlink:label="loc_F4248H746F72_us-gaap_EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares" xml:lang="en-US">Employee Stock Ownership Plan (ESOP), Number of Allocated Shares</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares" xml:lang="en-US">Employee stock ownership plan allocated shares</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_H6460J968H94_us-gaap_EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares" xml:lang="en-US">Employee stock ownership plan allocated and released shares, beginning</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_H6460J968H94_us-gaap_EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares" xml:lang="en-US">Employee stock ownership plan allocated and released shares, ending</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares" xlink:to="lab_H6460J968H94_us-gaap_EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOP" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOP"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOP" xml:lang="en-US">Employee Stock Ownership Plan (ESOP), Shares in ESOP</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/positiveLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOP" xml:lang="en-US">Shares held by the ESOP</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOP" xml:lang="en-US">Employee Stock Ownership Plan Total</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOP" xml:lang="en-US">Employee Stock Ownership Plan total, beginning</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOP" xml:lang="en-US">Employee Stock Ownership Plan total, ending</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOP" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOP"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EmployeeStockOwnershipPlanESOPSharesContributedToESOP" xlink:label="loc_F4248H746F72_us-gaap_EmployeeStockOwnershipPlanESOPSharesContributedToESOP"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_EmployeeStockOwnershipPlanESOPSharesContributedToESOP" xml:lang="en-US">Employee stock ownership plan unreleased allocation of shares</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_EmployeeStockOwnershipPlanESOPSharesContributedToESOP" xml:lang="en-US">Employee stock ownership plan unreleased allocation of shares</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_H6460J968H94_us-gaap_EmployeeStockOwnershipPlanESOPSharesContributedToESOP" xml:lang="en-US">Employee stock ownership plan unreleased allocation of shares</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_EmployeeStockOwnershipPlanESOPSharesContributedToESOP" xlink:to="lab_H6460J968H94_us-gaap_EmployeeStockOwnershipPlanESOPSharesContributedToESOP"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_EmployeeStockOwnershipPlanEsopSharesAllocatedAndReleasedContributedToEsop" xlink:label="loc_IF21F453I7K897H8F732_rvsb_EmployeeStockOwnershipPlanEsopSharesAllocatedAndReleasedContributedToEsop"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_EmployeeStockOwnershipPlanEsopSharesAllocatedAndReleasedContributedToEsop" xml:lang="en-US">Employee Stock Ownership Plan Esop Shares Allocated And Released Contributed To Esop</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_rvsb_EmployeeStockOwnershipPlanEsopSharesAllocatedAndReleasedContributedToEsop" xml:lang="en-US">Allocated and released contributed Employee stock ownership plan</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_KH43H675K9M019J0H954_rvsb_EmployeeStockOwnershipPlanEsopSharesAllocatedAndReleasedContributedToEsop" xml:lang="en-US">Represents amount of employee stock ownership plan Esop shares allocated and released contributed to Esop.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_EmployeeStockOwnershipPlanEsopSharesAllocatedAndReleasedContributedToEsop" xlink:to="lab_KH43H675K9M019J0H954_rvsb_EmployeeStockOwnershipPlanEsopSharesAllocatedAndReleasedContributedToEsop"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EmployeeStockOwnershipPlanESOPCompensationExpense" xlink:label="loc_F4248H746F72_us-gaap_EmployeeStockOwnershipPlanESOPCompensationExpense"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_EmployeeStockOwnershipPlanESOPCompensationExpense" xml:lang="en-US">Employee Stock Ownership Plan (ESOP), Compensation Expense</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_EmployeeStockOwnershipPlanESOPCompensationExpense" xml:lang="en-US">Employee Stock Ownership Plan compensation expense</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_EmployeeStockOwnershipPlanESOPCompensationExpense" xml:lang="en-US">Earned ESOP shares</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_EmployeeStockOwnershipPlanESOPCompensationExpense" xlink:to="lab_H6460J968H94_us-gaap_EmployeeStockOwnershipPlanESOPCompensationExpense"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_SharesHeldInEmployeeStockOptionPlanAllocated" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_SharesHeldInEmployeeStockOptionPlanAllocated"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_SharesHeldInEmployeeStockOptionPlanAllocated" xml:lang="en-US">Shares Held in Employee Stock Option Plan, Allocated</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_SharesHeldInEmployeeStockOptionPlanAllocated" xml:lang="en-US">Shares held by the ESOP</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_SharesHeldInEmployeeStockOptionPlanAllocated" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_SharesHeldInEmployeeStockOptionPlanAllocated"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_NumberOfHoursOfService" xlink:label="loc_F4248H746F72_rvsb_NumberOfHoursOfService"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_rvsb_NumberOfHoursOfService" xml:lang="en-US">Number Of Hours Of Service</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_rvsb_NumberOfHoursOfService" xml:lang="en-US">Number of hours of service</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_H6460J968H94_rvsb_NumberOfHoursOfService" xml:lang="en-US">Represents number hours of services.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_rvsb_NumberOfHoursOfService" xlink:to="lab_H6460J968H94_rvsb_NumberOfHoursOfService"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EmployeeBenefitsAndShareBasedCompensation" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_EmployeeBenefitsAndShareBasedCompensation"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_EmployeeBenefitsAndShareBasedCompensation" xml:lang="en-US">Employee Benefits and Share-based Compensation</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_EmployeeBenefitsAndShareBasedCompensation" xml:lang="en-US">Employee benefits expense</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_EmployeeBenefitsAndShareBasedCompensation" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_EmployeeBenefitsAndShareBasedCompensation"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_NumberOfPurchasesShareFromOpenMarketToEsop" xlink:label="loc_F4248H746F72_rvsb_NumberOfPurchasesShareFromOpenMarketToEsop"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_rvsb_NumberOfPurchasesShareFromOpenMarketToEsop" xml:lang="en-US">Number Of Purchases Share From Open Market To Esop</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_rvsb_NumberOfPurchasesShareFromOpenMarketToEsop" xml:lang="en-US">Bank purchased common stock on open market and contributed such shares to ESOP</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_H6460J968H94_rvsb_NumberOfPurchasesShareFromOpenMarketToEsop" xml:lang="en-US">Represents number of share related to esop.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_rvsb_NumberOfPurchasesShareFromOpenMarketToEsop" xlink:to="lab_H6460J968H94_rvsb_NumberOfPurchasesShareFromOpenMarketToEsop"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_Capital" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_Capital"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_Capital" xml:lang="en-US">Capital</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_Capital" xml:lang="en-US">Total capital to risk weighted assets actual amount</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_Capital" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_Capital"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CapitalToRiskWeightedAssets" xlink:label="loc_F4248H746F72_us-gaap_CapitalToRiskWeightedAssets"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_CapitalToRiskWeightedAssets" xml:lang="en-US">Capital to Risk Weighted Assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_CapitalToRiskWeightedAssets" xml:lang="en-US">Total capital to risk weighted assets actual ratio</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_CapitalToRiskWeightedAssets" xlink:to="lab_H6460J968H94_us-gaap_CapitalToRiskWeightedAssets"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CapitalRequiredForCapitalAdequacy" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_CapitalRequiredForCapitalAdequacy"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_CapitalRequiredForCapitalAdequacy" xml:lang="en-US">Capital Required for Capital Adequacy</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_CapitalRequiredForCapitalAdequacy" xml:lang="en-US">Total capital to risk weighted assets for capital adequacy purposes amount</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_CapitalRequiredForCapitalAdequacy" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_CapitalRequiredForCapitalAdequacy"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:label="loc_F4248H746F72_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xml:lang="en-US">Capital Required for Capital Adequacy to Risk Weighted Assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xml:lang="en-US">Total capital to risk weighted assets for capital adequacy purposes ratio</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:to="lab_H6460J968H94_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CapitalRequiredToBeWellCapitalized" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_CapitalRequiredToBeWellCapitalized"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_CapitalRequiredToBeWellCapitalized" xml:lang="en-US">Total capital to risk weighted assets for capital adequacy purposes well capitalized" under prompt corrective action amount</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_CapitalRequiredToBeWellCapitalized" xml:lang="en-US">Total capital to risk weighted assets for capital adequacy purposes well capitalized under prompt corrective action amount</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_CapitalRequiredToBeWellCapitalized" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_CapitalRequiredToBeWellCapitalized"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:label="loc_F4248H746F72_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xml:lang="en-US">Capital Required to be Well Capitalized to Risk Weighted Assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xml:lang="en-US">Total capital to risk weighted assets for capital adequacy purposes well capitalized under prompt corrective action ratio</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:to="lab_H6460J968H94_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TierOneRiskBasedCapital" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_TierOneRiskBasedCapital"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_TierOneRiskBasedCapital" xml:lang="en-US">Tier 1 to risk weighted assets actual amount</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_TierOneRiskBasedCapital" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_TierOneRiskBasedCapital"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets" xlink:label="loc_F4248H746F72_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets" xml:lang="en-US">Tier One Risk Based Capital to Risk Weighted Assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets" xml:lang="en-US">Tier 1 to risk weighted assets actual ratio</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets" xlink:to="lab_H6460J968H94_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy" xml:lang="en-US">Tier 1 to risk weighted assets for capital adequacy purposes amount</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:label="loc_F4248H746F72_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xml:lang="en-US">Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xml:lang="en-US">Tier 1to risk weighted assets for capital adequacy purposes ratio</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:to="lab_H6460J968H94_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized" xml:lang="en-US">Tier One Risk Based Capital Required to be Well Capitalized</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized" xml:lang="en-US">Tier 1 to risk weighted assets well capitalized under prompt corrective action amount</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:label="loc_F4248H746F72_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xml:lang="en-US">Tier One Risk Based Capital Required to be Well Capitalized to Risk Weighted Assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xml:lang="en-US">Tier 1 to risk weighted assets well capitalized under prompt corrective action ratio</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:to="lab_H6460J968H94_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_CommonEquityTier1Capital" xlink:label="loc_IF21F453I7K897H8F732_rvsb_CommonEquityTier1Capital"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_CommonEquityTier1Capital" xml:lang="en-US">Common Equity Tier 1 Capital</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_rvsb_CommonEquityTier1Capital" xml:lang="en-US">Common equity Tier 1 capital to risk weighted assets actual amount</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_KH43H675K9M019J0H954_rvsb_CommonEquityTier1Capital" xml:lang="en-US">Represents the monetary value of Common Equity Tier 1 Capital, as on the indicated date.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_CommonEquityTier1Capital" xlink:to="lab_KH43H675K9M019J0H954_rvsb_CommonEquityTier1Capital"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_CommonEquityTier1CapitalToRiskWeightedAssets" xlink:label="loc_F4248H746F72_rvsb_CommonEquityTier1CapitalToRiskWeightedAssets"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_rvsb_CommonEquityTier1CapitalToRiskWeightedAssets" xml:lang="en-US">Common Equity Tier 1 Capital To Risk Weighted Assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_rvsb_CommonEquityTier1CapitalToRiskWeightedAssets" xml:lang="en-US">Common equity Tier 1 capital to risk weighted assets actual ratio</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_H6460J968H94_rvsb_CommonEquityTier1CapitalToRiskWeightedAssets" xml:lang="en-US">Represents the ration of common equity Tier 1 Capital to Risk-weighted Assets, as of the indicated date.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_rvsb_CommonEquityTier1CapitalToRiskWeightedAssets" xlink:to="lab_H6460J968H94_rvsb_CommonEquityTier1CapitalToRiskWeightedAssets"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_CommonEquityTier1CapitalForAdequacy" xlink:label="loc_IF21F453I7K897H8F732_rvsb_CommonEquityTier1CapitalForAdequacy"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_CommonEquityTier1CapitalForAdequacy" xml:lang="en-US">Common Equity Tier 1 Capital For Adequacy</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_rvsb_CommonEquityTier1CapitalForAdequacy" xml:lang="en-US">Common equity Tier 1 to risk weighted assets for capital adequacy purposes amount</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_KH43H675K9M019J0H954_rvsb_CommonEquityTier1CapitalForAdequacy" xml:lang="en-US">Represents the monetary value of Common Equity Tier 1 Capital for adequacy, as on the indicated date.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_CommonEquityTier1CapitalForAdequacy" xlink:to="lab_KH43H675K9M019J0H954_rvsb_CommonEquityTier1CapitalForAdequacy"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_CommonEquityTier1CapitalForAdequacyToRiskWeightedAssets" xlink:label="loc_F4248H746F72_rvsb_CommonEquityTier1CapitalForAdequacyToRiskWeightedAssets"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_rvsb_CommonEquityTier1CapitalForAdequacyToRiskWeightedAssets" xml:lang="en-US">Common Equity Tier1 Capital for adequacy to Risk-weighted Assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_rvsb_CommonEquityTier1CapitalForAdequacyToRiskWeightedAssets" xml:lang="en-US">Common equity Tier 1 to risk weighted assets for capital adequacy purposes ratio</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_H6460J968H94_rvsb_CommonEquityTier1CapitalForAdequacyToRiskWeightedAssets" xml:lang="en-US">Represents the ratio of common equity Tier 1 Capital for adequacy to Risk-weighted Assets, as of the indicated date.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_rvsb_CommonEquityTier1CapitalForAdequacyToRiskWeightedAssets" xlink:to="lab_H6460J968H94_rvsb_CommonEquityTier1CapitalForAdequacyToRiskWeightedAssets"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_CommonEquityTier1CapitalRequiredToBeWellCapitalized" xlink:label="loc_IF21F453I7K897H8F732_rvsb_CommonEquityTier1CapitalRequiredToBeWellCapitalized"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_CommonEquityTier1CapitalRequiredToBeWellCapitalized" xml:lang="en-US">Common equity Tier 1 capital well capitalized under prompt corrective action</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_rvsb_CommonEquityTier1CapitalRequiredToBeWellCapitalized" xml:lang="en-US">Common equity Tier 1 to risk weighted assets well capitalized under prompt corrective action amount</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_KH43H675K9M019J0H954_rvsb_CommonEquityTier1CapitalRequiredToBeWellCapitalized" xml:lang="en-US">Represents the monetary value of Common Equity Tier 1 Capital for adequacy, as on the indicated date.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_CommonEquityTier1CapitalRequiredToBeWellCapitalized" xlink:to="lab_KH43H675K9M019J0H954_rvsb_CommonEquityTier1CapitalRequiredToBeWellCapitalized"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_CommonEquityTier1CapitalToBeWellCapitalizedToRiskWeightedAssets" xlink:label="loc_F4248H746F72_rvsb_CommonEquityTier1CapitalToBeWellCapitalizedToRiskWeightedAssets"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_rvsb_CommonEquityTier1CapitalToBeWellCapitalizedToRiskWeightedAssets" xml:lang="en-US">Common Equity Tier1 Capital to be well capitalized to Risk-weighted Assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_rvsb_CommonEquityTier1CapitalToBeWellCapitalizedToRiskWeightedAssets" xml:lang="en-US">Common equity Tier 1 to risk weighted assets well capitalized under prompt corrective action ratio</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_H6460J968H94_rvsb_CommonEquityTier1CapitalToBeWellCapitalizedToRiskWeightedAssets" xml:lang="en-US">Represents the ratio of common equity Tier 1 Capital to be well capitalized, to Risk-weighted Assets, as of the indicated date.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_rvsb_CommonEquityTier1CapitalToBeWellCapitalizedToRiskWeightedAssets" xlink:to="lab_H6460J968H94_rvsb_CommonEquityTier1CapitalToBeWellCapitalizedToRiskWeightedAssets"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TierOneLeverageCapital" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_TierOneLeverageCapital"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_TierOneLeverageCapital" xml:lang="en-US">Tier One Leverage Capital</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_TierOneLeverageCapital" xml:lang="en-US">Tier 1 capital leverage to average tangible assets actual amount</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_TierOneLeverageCapital" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_TierOneLeverageCapital"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TierOneLeverageCapitalToAverageAssets" xlink:label="loc_F4248H746F72_us-gaap_TierOneLeverageCapitalToAverageAssets"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_TierOneLeverageCapitalToAverageAssets" xml:lang="en-US">Tier 1 capital leverage to average tangible assets actual ratio</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_TierOneLeverageCapitalToAverageAssets" xlink:to="lab_H6460J968H94_us-gaap_TierOneLeverageCapitalToAverageAssets"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy" xml:lang="en-US">Tier One Leverage Capital Required for Capital Adequacy</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy" xml:lang="en-US">Tier 1 capital leverage to average tangible assets for capital adequacy purposes amount</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets" xlink:label="loc_F4248H746F72_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets" xml:lang="en-US">Tier One Leverage Capital Required for Capital Adequacy to Average Assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets" xml:lang="en-US">Tier 1 capital leverage to average tangible assets for capital adequacy purposes ratio</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets" xlink:to="lab_H6460J968H94_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized" xml:lang="en-US">Tier One Leverage Capital Required to be Well Capitalized</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized" xml:lang="en-US">Tier 1 capital leverage to average tangible assets well capitalized under prompt corrective action amount</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets" xlink:label="loc_F4248H746F72_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets" xml:lang="en-US">Tier One Leverage Capital Required to be Well Capitalized to Average Assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets" xml:lang="en-US">Tier 1 capital leverage to average tangible assets well capitalized under prompt corrective action ratio</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets" xlink:to="lab_H6460J968H94_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EarningsPerShareBasicAbstract" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_EarningsPerShareBasicAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_EarningsPerShareBasicAbstract" xml:lang="en-US">Earnings Per Share, Basic [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_EarningsPerShareBasicAbstract" xml:lang="en-US">Basic EPS computation:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_EarningsPerShareBasicAbstract" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_EarningsPerShareBasicAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EarningsPerShareDilutedAbstract" xlink:label="loc_F4248H746F72_us-gaap_EarningsPerShareDilutedAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_EarningsPerShareDilutedAbstract" xml:lang="en-US">Earnings Per Share, Diluted [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_EarningsPerShareDilutedAbstract" xml:lang="en-US">Diluted EPS computation:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_EarningsPerShareDilutedAbstract" xlink:to="lab_H6460J968H94_us-gaap_EarningsPerShareDilutedAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" xml:lang="en-US">Incremental Common Shares Attributable to Dilutive Effect of Share-based Payment Arrangements</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" xml:lang="en-US">Effect of dilutive stock options</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" xlink:label="loc_F4248H746F72_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" xml:lang="en-US">Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" xml:lang="en-US">Antidilutive securities excluded from computation of earnings per share, amount</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" xlink:to="lab_H6460J968H94_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTable" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTable"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTable" xml:lang="en-US">Schedule of Fair Value, Off-balance Sheet Risks [Table]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTable" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTable"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LoanOriginationCommitmentsMember" xlink:label="loc_F4248H746F72_us-gaap_LoanOriginationCommitmentsMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_LoanOriginationCommitmentsMember" xml:lang="en-US">Loan Origination Commitments [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_LoanOriginationCommitmentsMember" xml:lang="en-US">Commitments to originate loans:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_LoanOriginationCommitmentsMember" xlink:to="lab_H6460J968H94_us-gaap_LoanOriginationCommitmentsMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_StandbyLettersOfCreditMember" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_StandbyLettersOfCreditMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_StandbyLettersOfCreditMember" xml:lang="en-US">Standby Letters of Credit [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_StandbyLettersOfCreditMember" xml:lang="en-US">Standby letters of credit</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_StandbyLettersOfCreditMember" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_StandbyLettersOfCreditMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_UnusedLinesOfCreditMember" xlink:label="loc_F4248H746F72_us-gaap_UnusedLinesOfCreditMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_UnusedLinesOfCreditMember" xml:lang="en-US">Unused lines of Credit [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_UnusedLinesOfCreditMember" xml:lang="en-US">Undisbursed loan funds and unused lines of credit</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_UnusedLinesOfCreditMember" xlink:to="lab_H6460J968H94_us-gaap_UnusedLinesOfCreditMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InvestmentTypeAxis" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_InvestmentTypeAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_InvestmentTypeAxis" xml:lang="en-US">Investment Type [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_InvestmentTypeAxis" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_InvestmentTypeAxis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="loc_F4248H746F72_us-gaap_InvestmentTypeCategorizationMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_InvestmentTypeCategorizationMember" xml:lang="en-US">Investments [Domain]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_InvestmentTypeCategorizationMember" xlink:to="lab_H6460J968H94_us-gaap_InvestmentTypeCategorizationMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AdjustableRateLoansMember" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_AdjustableRateLoansMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_AdjustableRateLoansMember" xml:lang="en-US">Adjustable Rate Loans [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_AdjustableRateLoansMember" xml:lang="en-US">Adjustable-rate</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_AdjustableRateLoansMember" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_AdjustableRateLoansMember"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_FixedRateLoansMember" xlink:label="loc_F4248H746F72_rvsb_FixedRateLoansMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_rvsb_FixedRateLoansMember" xml:lang="en-US">Fixed Rate Loans [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_rvsb_FixedRateLoansMember" xml:lang="en-US">Fixed-rate</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_H6460J968H94_rvsb_FixedRateLoansMember" xml:lang="en-US">Represents information about Fixed rate loans.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_rvsb_FixedRateLoansMember" xlink:to="lab_H6460J968H94_rvsb_FixedRateLoansMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueOffBalanceSheetRisksDisclosureInformationLineItems" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_FairValueOffBalanceSheetRisksDisclosureInformationLineItems"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_FairValueOffBalanceSheetRisksDisclosureInformationLineItems" xml:lang="en-US">Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_FairValueOffBalanceSheetRisksDisclosureInformationLineItems" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_FairValueOffBalanceSheetRisksDisclosureInformationLineItems"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueDisclosureOffbalanceSheetRisksFaceAmountLiability" xlink:label="loc_F4248H746F72_us-gaap_FairValueDisclosureOffbalanceSheetRisksFaceAmountLiability"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_FairValueDisclosureOffbalanceSheetRisksFaceAmountLiability" xml:lang="en-US">Fair Value Disclosure, Off-balance Sheet Risks, Face Amount, Liability</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_FairValueDisclosureOffbalanceSheetRisksFaceAmountLiability" xml:lang="en-US">Contract or Notional Amount</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_FairValueDisclosureOffbalanceSheetRisksFaceAmountLiability" xlink:to="lab_H6460J968H94_us-gaap_FairValueDisclosureOffbalanceSheetRisksFaceAmountLiability"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_ThresholdLimitForHonoringOfCommitments" xlink:label="loc_IF21F453I7K897H8F732_rvsb_ThresholdLimitForHonoringOfCommitments"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_ThresholdLimitForHonoringOfCommitments" xml:lang="en-US">Threshold Limit For Honoring Of Commitments</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_rvsb_ThresholdLimitForHonoringOfCommitments" xml:lang="en-US">Threshold limit for honoring of commitments</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_KH43H675K9M019J0H954_rvsb_ThresholdLimitForHonoringOfCommitments" xml:lang="en-US">Represent the threshold limit for honoring of commitments.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_ThresholdLimitForHonoringOfCommitments" xlink:to="lab_KH43H675K9M019J0H954_rvsb_ThresholdLimitForHonoringOfCommitments"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LoansAndLeasesReceivableCommitmentsToPurchaseOrSell" xlink:label="loc_F4248H746F72_us-gaap_LoansAndLeasesReceivableCommitmentsToPurchaseOrSell"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_LoansAndLeasesReceivableCommitmentsToPurchaseOrSell" xml:lang="en-US">Loans and Leases Receivable, Commitments to Purchase or Sell</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_LoansAndLeasesReceivableCommitmentsToPurchaseOrSell" xml:lang="en-US">Commitments to sell</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_LoansAndLeasesReceivableCommitmentsToPurchaseOrSell" xlink:to="lab_H6460J968H94_us-gaap_LoansAndLeasesReceivableCommitmentsToPurchaseOrSell"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_LoansUnderWarranty" xlink:label="loc_IF21F453I7K897H8F732_rvsb_LoansUnderWarranty"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_LoansUnderWarranty" xml:lang="en-US">Loans Under Warranty</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_rvsb_LoansUnderWarranty" xml:lang="en-US">Loans under warranty</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_KH43H675K9M019J0H954_rvsb_LoansUnderWarranty" xml:lang="en-US">Loans reflecting that if the underlying assets do not conform to the specifications, the Bank may have an obligation to repurchase the assets or indemnify the purchaser against loss.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_LoansUnderWarranty" xlink:to="lab_KH43H675K9M019J0H954_rvsb_LoansUnderWarranty"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_AllowanceForFederalHomeLoanMortgageCorporationLoans" xlink:label="loc_F4248H746F72_rvsb_AllowanceForFederalHomeLoanMortgageCorporationLoans"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_rvsb_AllowanceForFederalHomeLoanMortgageCorporationLoans" xml:lang="en-US">Allowance For Federal Home Loan Mortgage Corporation Loans</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_rvsb_AllowanceForFederalHomeLoanMortgageCorporationLoans" xml:lang="en-US">Allowance for FHLMC loans</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_H6460J968H94_rvsb_AllowanceForFederalHomeLoanMortgageCorporationLoans" xml:lang="en-US">Represents amount of Allowance for FHLMC loans Federal Home Loan Mortgage Corporation.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_rvsb_AllowanceForFederalHomeLoanMortgageCorporationLoans" xlink:to="lab_H6460J968H94_rvsb_AllowanceForFederalHomeLoanMortgageCorporationLoans"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_CondensedBalanceSheetStatementTable" xlink:label="loc_IF21F453I7K897H8F732_srt_CondensedBalanceSheetStatementTable"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_srt_CondensedBalanceSheetStatementTable" xml:lang="en-US">Condensed Balance Sheet Statement [Table]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_srt_CondensedBalanceSheetStatementTable" xlink:to="lab_KH43H675K9M019J0H954_srt_CondensedBalanceSheetStatementTable"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_ConsolidatedEntitiesAxis" xlink:label="loc_F4248H746F72_srt_ConsolidatedEntitiesAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_srt_ConsolidatedEntitiesAxis" xml:lang="en-US">Consolidated Entities [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_srt_ConsolidatedEntitiesAxis" xlink:to="lab_H6460J968H94_srt_ConsolidatedEntitiesAxis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_ConsolidatedEntitiesDomain" xlink:label="loc_IF21F453I7K897H8F732_srt_ConsolidatedEntitiesDomain"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_srt_ConsolidatedEntitiesDomain" xml:lang="en-US">Consolidated Entities [Domain]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_srt_ConsolidatedEntitiesDomain" xlink:to="lab_KH43H675K9M019J0H954_srt_ConsolidatedEntitiesDomain"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_ParentCompanyMember" xlink:label="loc_F4248H746F72_srt_ParentCompanyMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_srt_ParentCompanyMember" xml:lang="en-US">Parent Company [Member]</label>
<label xlink:type="resource" xlink:label="lab_H6460J968H94_srt_ParentCompanyMember" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">RIVERVIEW BANCORP, INC. (PARENT COMPANY ONLY)</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_srt_ParentCompanyMember" xlink:to="lab_H6460J968H94_srt_ParentCompanyMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_CondensedBalanceSheetStatementsCaptionsLineItems" xlink:label="loc_IF21F453I7K897H8F732_srt_CondensedBalanceSheetStatementsCaptionsLineItems"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_srt_CondensedBalanceSheetStatementsCaptionsLineItems" xml:lang="en-US">Condensed Balance Sheet Statements, Captions [Line Items]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_srt_CondensedBalanceSheetStatementsCaptionsLineItems" xlink:to="lab_KH43H675K9M019J0H954_srt_CondensedBalanceSheetStatementsCaptionsLineItems"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" xlink:label="loc_F4248H746F72_us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" xml:lang="en-US">Investment in The Bank</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" xml:lang="en-US">Investment in the Bank</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" xlink:to="lab_H6460J968H94_us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_OtherAssets" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_OtherAssets"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_OtherAssets" xml:lang="en-US">Other Assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_OtherAssets" xml:lang="en-US">Other assets</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_OtherAssets" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_OtherAssets"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DividendsPayableCurrentAndNoncurrent" xlink:label="loc_F4248H746F72_us-gaap_DividendsPayableCurrentAndNoncurrent"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_DividendsPayableCurrentAndNoncurrent" xml:lang="en-US">Dividends declared and accrued in other liabilities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_DividendsPayableCurrentAndNoncurrent" xml:lang="en-US">Dividend payable</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_DividendsPayableCurrentAndNoncurrent" xml:lang="en-US">Dividend Payable</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_DividendsPayableCurrentAndNoncurrent" xlink:to="lab_H6460J968H94_us-gaap_DividendsPayableCurrentAndNoncurrent"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LongTermDebt" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_LongTermDebt"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_LongTermDebt" xml:lang="en-US">Long-term Debt, Total</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_LongTermDebt" xml:lang="en-US">Borrowings</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_LongTermDebt" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_LongTermDebt"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_CondensedIncomeStatementTable" xlink:label="loc_F4248H746F72_srt_CondensedIncomeStatementTable"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_srt_CondensedIncomeStatementTable" xml:lang="en-US">Condensed Income Statement [Table]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_srt_CondensedIncomeStatementTable" xlink:to="lab_H6460J968H94_srt_CondensedIncomeStatementTable"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_CondensedIncomeStatementsCaptionsLineItems" xlink:label="loc_IF21F453I7K897H8F732_srt_CondensedIncomeStatementsCaptionsLineItems"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_srt_CondensedIncomeStatementsCaptionsLineItems" xml:lang="en-US">Condensed Income Statements, Captions [Line Items]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_srt_CondensedIncomeStatementsCaptionsLineItems" xlink:to="lab_KH43H675K9M019J0H954_srt_CondensedIncomeStatementsCaptionsLineItems"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InterestAndDividendIncomeSecurities" xlink:label="loc_F4248H746F72_us-gaap_InterestAndDividendIncomeSecurities"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_InterestAndDividendIncomeSecurities" xml:lang="en-US">Interest and Dividend Income, Securities, Operating, Total</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_InterestAndDividendIncomeSecurities" xml:lang="en-US">Interest on investment securities and other short-term investments</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_InterestAndDividendIncomeSecurities" xlink:to="lab_H6460J968H94_us-gaap_InterestAndDividendIncomeSecurities"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InterestIncomeOperating" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_InterestIncomeOperating"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_InterestIncomeOperating" xml:lang="en-US">Interest Income, Operating</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_InterestIncomeOperating" xml:lang="en-US">Interest and dividend income</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_InterestIncomeOperating" xml:lang="en-US">Total income</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_InterestIncomeOperating" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_InterestIncomeOperating"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_OtherGeneralAndAdministrativeExpense" xlink:label="loc_F4248H746F72_us-gaap_OtherGeneralAndAdministrativeExpense"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_OtherGeneralAndAdministrativeExpense" xml:lang="en-US">Other General and Administrative Expense</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_OtherGeneralAndAdministrativeExpense" xml:lang="en-US">Management service fees paid to the Bank</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_OtherGeneralAndAdministrativeExpense" xlink:to="lab_H6460J968H94_us-gaap_OtherGeneralAndAdministrativeExpense"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncomeLossAttributableToParent" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_IncomeLossAttributableToParent"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_IncomeLossAttributableToParent" xml:lang="en-US">INCOME (LOSS) OF PARENT COMPANY</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_IncomeLossAttributableToParent" xml:lang="en-US">LOSS OF PARENT COMPANY</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_IncomeLossAttributableToParent" xml:lang="en-US">LOSS OF PARENT COMPANY</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_IncomeLossAttributableToParent" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_IncomeLossAttributableToParent"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_UndistributedEarningOfDomesticSubsidiary" xlink:label="loc_F4248H746F72_rvsb_UndistributedEarningOfDomesticSubsidiary"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_rvsb_UndistributedEarningOfDomesticSubsidiary" xml:lang="en-US">Undistributed Earning Of Domestic Subsidiary</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_rvsb_UndistributedEarningOfDomesticSubsidiary" xml:lang="en-US">EQUITY IN UNDISTRIBUTED INCOME OF THE BANK</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_rvsb_UndistributedEarningOfDomesticSubsidiary" xml:lang="en-US">EQUITY IN UNDISTRIBUTED INCOME (LOSS) OF THE BANK</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_H6460J968H94_rvsb_UndistributedEarningOfDomesticSubsidiary" xml:lang="en-US">Represents Undistributed Earnings Of Domestic Subsidiaries.</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_H6460J968H94_rvsb_UndistributedEarningOfDomesticSubsidiary" xml:lang="en-US">Equity in undistributed income of the Bank</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_rvsb_UndistributedEarningOfDomesticSubsidiary" xlink:to="lab_H6460J968H94_rvsb_UndistributedEarningOfDomesticSubsidiary"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_CondensedCashFlowStatementTable" xlink:label="loc_IF21F453I7K897H8F732_srt_CondensedCashFlowStatementTable"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_srt_CondensedCashFlowStatementTable" xml:lang="en-US">Condensed Cash Flow Statement [Table]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_srt_CondensedCashFlowStatementTable" xlink:to="lab_KH43H675K9M019J0H954_srt_CondensedCashFlowStatementTable"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract" xml:lang="en-US">Net Cash Provided by (Used in) Operating Activities, Continuing Operations [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract" xml:lang="en-US">CASH FLOWS FROM OPERATING ACTIVITIES:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_EquityInUndistributedEarningsLossOfBank" xlink:label="loc_F4248H746F72_rvsb_EquityInUndistributedEarningsLossOfBank"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_rvsb_EquityInUndistributedEarningsLossOfBank" xml:lang="en-US">Equity In Undistributed Earnings Loss Of Bank</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_rvsb_EquityInUndistributedEarningsLossOfBank" xml:lang="en-US">EQUITY IN UNDISTRIBUTED INCOME OF THE BANK</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_rvsb_EquityInUndistributedEarningsLossOfBank" xml:lang="en-US">EQUITY IN UNDISTRIBUTED INCOME (LOSS) OF THE BANK</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_H6460J968H94_rvsb_EquityInUndistributedEarningsLossOfBank" xml:lang="en-US">Represents the equity in distributions in excess of undistributed earnings of subsidiaries, during the indicated time period.</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_H6460J968H94_rvsb_EquityInUndistributedEarningsLossOfBank" xml:lang="en-US">Equity in undistributed income of the Bank</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_rvsb_EquityInUndistributedEarningsLossOfBank" xlink:to="lab_H6460J968H94_rvsb_EquityInUndistributedEarningsLossOfBank"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AdjustmentForAmortization" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_AdjustmentForAmortization"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_AdjustmentForAmortization" xml:lang="en-US">Amortization</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_AdjustmentForAmortization" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_AdjustmentForAmortization"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DeferredIncomeTaxesAndTaxCredits" xlink:label="loc_F4248H746F72_us-gaap_DeferredIncomeTaxesAndTaxCredits"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_DeferredIncomeTaxesAndTaxCredits" xml:lang="en-US">Benefit For Deferred Income Taxes</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_DeferredIncomeTaxesAndTaxCredits" xml:lang="en-US">Provision for deferred income taxes</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_DeferredIncomeTaxesAndTaxCredits" xml:lang="en-US">Provision (benefit) for deferred income taxes</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_DeferredIncomeTaxesAndTaxCredits" xlink:to="lab_H6460J968H94_us-gaap_DeferredIncomeTaxesAndTaxCredits"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_EarnedEsopShares" xlink:label="loc_IF21F453I7K897H8F732_rvsb_EarnedEsopShares"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_EarnedEsopShares" xml:lang="en-US">Earned Esop Shares</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_rvsb_EarnedEsopShares" xml:lang="en-US">Employee Stock Ownership Plan compensation expense</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_rvsb_EarnedEsopShares" xml:lang="en-US">Earned ESOP shares</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_KH43H675K9M019J0H954_rvsb_EarnedEsopShares" xml:lang="en-US">Value of earned shares for all classes of common stock and nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer) held by an employee stock ownership plan (ESOP).</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_EarnedEsopShares" xlink:to="lab_KH43H675K9M019J0H954_rvsb_EarnedEsopShares"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncreaseDecreaseInOperatingCapitalAbstract" xlink:label="loc_F4248H746F72_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract" xml:lang="en-US">Increase (Decrease) in Operating Capital {1}</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract" xml:lang="en-US">Increase (Decrease) in Operating Capital</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract" xml:lang="en-US">Changes in assets and liabilities:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract" xlink:to="lab_H6460J968H94_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_IncreaseDecreaseInOtherOperatingAssets"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_IncreaseDecreaseInOtherOperatingAssets" xml:lang="en-US">Other Assets {1}</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_IncreaseDecreaseInOtherOperatingAssets" xml:lang="en-US">Other assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_IncreaseDecreaseInOtherOperatingAssets" xml:lang="en-US">Other Assets</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_IncreaseDecreaseInOtherOperatingAssets"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities" xlink:label="loc_F4248H746F72_us-gaap_IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities" xml:lang="en-US">Increase (Decrease) in Accrued Liabilities and Other Operating Liabilities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities" xml:lang="en-US">Accrued expenses and other liabilities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities" xml:lang="en-US">Increase (decrease) in Accrued expenses and other liabilities</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities" xlink:to="lab_H6460J968H94_us-gaap_IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xml:lang="en-US">Net Cash Provided by (Used in) Operating Activities, Continuing Operations, Total</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xml:lang="en-US">Net cash provided by (used in) operating activities</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract" xlink:label="loc_F4248H746F72_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract" xml:lang="en-US">Net Cash Provided by (Used in) Investing Activities, Continuing Operations [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract" xml:lang="en-US">CASH FLOWS FROM INVESTING ACTIVITIES:</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract" xml:lang="en-US">CASH FLOWS FROM INVESTING ACTIVITIES:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract" xlink:to="lab_H6460J968H94_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_ProceedsFromAssumptionOfJuniorSubordinatedDebt" xlink:label="loc_IF21F453I7K897H8F732_rvsb_ProceedsFromAssumptionOfJuniorSubordinatedDebt"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_rvsb_ProceedsFromAssumptionOfJuniorSubordinatedDebt" xml:lang="en-US">Proceeds from assumption of junior subordinated debt</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_rvsb_ProceedsFromAssumptionOfJuniorSubordinatedDebt" xml:lang="en-US">Proceeds from assumption of junior subordinated debt (see Note 3)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_KH43H675K9M019J0H954_rvsb_ProceedsFromAssumptionOfJuniorSubordinatedDebt" xml:lang="en-US">Represents Proceeds from assumption of junior subordinated debt.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_rvsb_ProceedsFromAssumptionOfJuniorSubordinatedDebt" xlink:to="lab_KH43H675K9M019J0H954_rvsb_ProceedsFromAssumptionOfJuniorSubordinatedDebt"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CashDividendsPaidToParentCompanyByConsolidatedSubsidiaries" xlink:label="loc_F4248H746F72_us-gaap_CashDividendsPaidToParentCompanyByConsolidatedSubsidiaries"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_CashDividendsPaidToParentCompanyByConsolidatedSubsidiaries" xml:lang="en-US">Cash Dividends Paid to Parent Company by Consolidated Subsidiaries</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_H6460J968H94_us-gaap_CashDividendsPaidToParentCompanyByConsolidatedSubsidiaries" xml:lang="en-US">Dividend from the Bank</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_H6460J968H94_us-gaap_CashDividendsPaidToParentCompanyByConsolidatedSubsidiaries" xml:lang="en-US">Cash dividend on common stock ($0.08, $0.065 and $0.01125 per share for MARCH 31, 2017, 2016 and 2015, respectively)</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_CashDividendsPaidToParentCompanyByConsolidatedSubsidiaries" xlink:to="lab_H6460J968H94_us-gaap_CashDividendsPaidToParentCompanyByConsolidatedSubsidiaries"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations" xml:lang="en-US">Net Cash Provided by (Used in) Investing Activities, Continuing Operations, Total</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations" xml:lang="en-US">Net cash provided by investing activities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations" xml:lang="en-US">Net cash provided by investing activities</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract" xlink:label="loc_F4248H746F72_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract" xml:lang="en-US">Net Cash Provided by (Used in) Financing Activities, Continuing Operations [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_H6460J968H94_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract" xml:lang="en-US">CASH FLOWS FROM FINANCING ACTIVITIES:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract" xlink:to="lab_H6460J968H94_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations" xlink:label="loc_IF21F453I7K897H8F732_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations" xml:lang="en-US">Net Cash Provided by (Used in) Financing Activities, Continuing Operations, Total</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations" xml:lang="en-US">Net cash provided by (used in) financing activities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_KH43H675K9M019J0H954_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations" xml:lang="en-US">Net cash used in financing activities</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_IF21F453I7K897H8F732_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations" xlink:to="lab_KH43H675K9M019J0H954_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_SelectedQuarterlyFinancialInformationAbstract" xlink:label="loc_F4248H746F72_us-gaap_SelectedQuarterlyFinancialInformationAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_H6460J968H94_us-gaap_SelectedQuarterlyFinancialInformationAbstract" xml:lang="en-US">Selected Quarterly Financial Information [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_F4248H746F72_us-gaap_SelectedQuarterlyFinancialInformationAbstract" xlink:to="lab_H6460J968H94_us-gaap_SelectedQuarterlyFinancialInformationAbstract"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_TitleOf12bSecurity" xlink:label="loc_rvsb_TitleOf12bSecurity_1"/>
<label xlink:type="resource" xlink:label="lab_rvsb_TitleOf12bSecurity" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Title Of 12b Security</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_rvsb_TitleOf12bSecurity_1" xlink:to="lab_rvsb_TitleOf12bSecurity"/><label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_rvsb_TitleOf12bSecurity" xml:lang="en-US">Title of a 12(b) registered security.</label>

<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinanceLoanAndLeaseReceivablesHeldForSalePolicy" xlink:label="loc_us-gaap_FinanceLoanAndLeaseReceivablesHeldForSalePolicy"/>
<label xlink:type="resource" xlink:label="lab_us-gaap_FinanceLoanAndLeaseReceivablesHeldForSalePolicy" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Finance, Loan and Lease Receivables, Held-for-sale, Policy [Policy Text Block]</label>
<label xlink:type="resource" xlink:label="lab_us-gaap_FinanceLoanAndLeaseReceivablesHeldForSalePolicy" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Loans Held for Sale</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinanceLoanAndLeaseReceivablesHeldForSalePolicy" xlink:to="lab_us-gaap_FinanceLoanAndLeaseReceivablesHeldForSalePolicy"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FiniteLivedCoreDepositsGross" xlink:label="loc_us-gaap_FiniteLivedCoreDepositsGross"/>
<label xlink:type="resource" xlink:label="lab_us-gaap_FiniteLivedCoreDepositsGross" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Finite-Lived Core Deposits, Gross</label>
<label xlink:type="resource" xlink:label="lab_us-gaap_FiniteLivedCoreDepositsGross" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US">Core Deposit Intangibles, gross</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FiniteLivedCoreDepositsGross" xlink:to="lab_us-gaap_FiniteLivedCoreDepositsGross"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LoansAndLeasesReceivableDeferredIncome" xlink:label="loc_us-gaap_LoansAndLeasesReceivableDeferredIncome"/>
<label xlink:type="resource" xlink:label="lab_us-gaap_LoansAndLeasesReceivableDeferredIncome" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Loans and Leases Receivable, Deferred Income</label>
<label xlink:type="resource" xlink:label="lab_us-gaap_LoansAndLeasesReceivableDeferredIncome" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Loans receivable net of deferred loan fees</label>
<label xlink:type="resource" xlink:label="lab_us-gaap_LoansAndLeasesReceivableDeferredIncome" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US">Net deferred loan fees</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LoansAndLeasesReceivableDeferredIncome" xlink:to="lab_us-gaap_LoansAndLeasesReceivableDeferredIncome"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1" xlink:label="loc_us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1"/>
<label xlink:type="resource" xlink:label="lab_us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Financing Receivable, Modifications, Subsequent Default, Number of Contracts</label>
<label xlink:type="resource" xlink:label="lab_us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Number of TDR loans default</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1" xlink:to="lab_us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1"/>




<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_IncreaseDecreaseRealEstateOwnedValuationAllowance" xlink:label="loc_rvsb_IncreaseDecreaseRealEstateOwnedValuationAllowance"/>
<label xlink:type="resource" xlink:label="lab_rvsb_IncreaseDecreaseRealEstateOwnedValuationAllowance" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Increase Decrease Real Estate Owned Valuation Allowance</label>
<label xlink:type="resource" xlink:label="lab_rvsb_IncreaseDecreaseRealEstateOwnedValuationAllowance" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US">Total Increase or Decrease in the real estate owned valuation allowance for period.</label>
<label xlink:type="resource" xlink:label="lab_rvsb_IncreaseDecreaseRealEstateOwnedValuationAllowance" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US">Writedown of REO</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_rvsb_IncreaseDecreaseRealEstateOwnedValuationAllowance" xlink:to="lab_rvsb_IncreaseDecreaseRealEstateOwnedValuationAllowance"/>




<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_DiscountOnLoansReceivable" xlink:label="loc_rvsb_DiscountOnLoansReceivable"/>
<label xlink:type="resource" xlink:label="lab_rvsb_DiscountOnLoansReceivable" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Discount On Loans Receivable</label>
<label xlink:type="resource" xlink:label="lab_rvsb_DiscountOnLoansReceivable" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US">Represents the amount related to discounts on loans receivable.</label>
<label xlink:type="resource" xlink:label="lab_rvsb_DiscountOnLoansReceivable" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Loans receivable net of discounts</label>
<label xlink:type="resource" xlink:label="lab_rvsb_DiscountOnLoansReceivable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US">Discount on Loans receivable</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_rvsb_DiscountOnLoansReceivable" xlink:to="lab_rvsb_DiscountOnLoansReceivable"/>





<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_PremiumsOnLoansReceivable" xlink:label="loc_rvsb_PremiumsOnLoansReceivable"/>
<label xlink:type="resource" xlink:label="lab_rvsb_PremiumsOnLoansReceivable" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Premiums On Loans Receivable</label>
<label xlink:type="resource" xlink:label="lab_rvsb_PremiumsOnLoansReceivable" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US">Represents the amount related to premiums on loans receivable.</label>
<label xlink:type="resource" xlink:label="lab_rvsb_PremiumsOnLoansReceivable" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Loans receivable net of premiums</label>
<label xlink:type="resource" xlink:label="lab_rvsb_PremiumsOnLoansReceivable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US">Premiums on Loans receivable</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_rvsb_PremiumsOnLoansReceivable" xlink:to="lab_rvsb_PremiumsOnLoansReceivable"/>
</labelLink></linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>15
<FILENAME>rvsb-20190331_pre.xml
<DESCRIPTION>XBRL
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>
<!--XBRL Document Modified with Ez-Editor Version 1.8.0.4 on Thursday, June 13, 2019 12:50:38 PM -->
<linkbase xmlns="http://www.xbrl.org/2003/linkbase" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#FederalHomeLoanBankAdvancesDetailTextuals" roleURI="http://www.riverviewbank.com/role/FederalHomeLoanBankAdvancesDetailTextuals"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#idr_DocumentDocumentAndEntityInformation" roleURI="http://www.riverviewbank.com/role/idr_DocumentDocumentAndEntityInformation"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#CONSOLIDATEDBALANCESHEETS" roleURI="http://www.riverviewbank.com/role/CONSOLIDATEDBALANCESHEETS"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#CONSOLIDATEDBALANCESHEETSParentheticals" roleURI="http://www.riverviewbank.com/role/CONSOLIDATEDBALANCESHEETSParentheticals"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#CONSOLIDATEDSTATEMENTSOFINCOME" roleURI="http://www.riverviewbank.com/role/CONSOLIDATEDSTATEMENTSOFINCOME"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#CONSOLIDATEDSTATEMENTSOFCOMPREHENSIVEINCOME" roleURI="http://www.riverviewbank.com/role/CONSOLIDATEDSTATEMENTSOFCOMPREHENSIVEINCOME"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#CONSOLIDATEDSTATEMENTSOFCOMPREHENSIVEINCOMEParentheticals" roleURI="http://www.riverviewbank.com/role/CONSOLIDATEDSTATEMENTSOFCOMPREHENSIVEINCOMEParentheticals"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#CONSOLIDATEDSTATEMENTSOFSHAREHOLDERSEQUITYUnaudited" roleURI="http://www.riverviewbank.com/role/CONSOLIDATEDSTATEMENTSOFSHAREHOLDERSEQUITYUnaudited"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#CONSOLIDATEDSTATEMENTSOFSHAREHOLDERSEQUITYParentheticals" roleURI="http://www.riverviewbank.com/role/CONSOLIDATEDSTATEMENTSOFSHAREHOLDERSEQUITYParentheticals"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#CONSOLIDATEDSTATEMENTSOFCASHFLOWS" roleURI="http://www.riverviewbank.com/role/CONSOLIDATEDSTATEMENTSOFCASHFLOWS"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#SummaryOfSignificantAccountingPolicies" roleURI="http://www.riverviewbank.com/role/SummaryOfSignificantAccountingPolicies"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#RestrictedAssets" roleURI="http://www.riverviewbank.com/role/RestrictedAssets"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#BusinessCombinations" roleURI="http://www.riverviewbank.com/role/BusinessCombinations"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#INVESTMENTSECURITIES" roleURI="http://www.riverviewbank.com/role/INVESTMENTSECURITIES"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#LOANSRECEIVABLE" roleURI="http://www.riverviewbank.com/role/LOANSRECEIVABLE"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#ALLOWANCEFORLOANLOSSES" roleURI="http://www.riverviewbank.com/role/ALLOWANCEFORLOANLOSSES"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#RealEstateOwned" roleURI="http://www.riverviewbank.com/role/RealEstateOwned"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#PremisesAndEquipment" roleURI="http://www.riverviewbank.com/role/PremisesAndEquipment"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#GOODWILL" roleURI="http://www.riverviewbank.com/role/GOODWILL"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#FederalHomeLoanBankAdvances" roleURI="http://www.riverviewbank.com/role/FederalHomeLoanBankAdvances"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#Deposits" roleURI="http://www.riverviewbank.com/role/Deposits"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#JUNIORSUBORDINATEDDEBENTURES" roleURI="http://www.riverviewbank.com/role/JUNIORSUBORDINATEDDEBENTURES"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#IncomeTaxes" roleURI="http://www.riverviewbank.com/role/IncomeTaxes"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#EmployeeBenefitPlans" roleURI="http://www.riverviewbank.com/role/EmployeeBenefitPlans"/>

<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#ShareholdersEquityAndRegulatoryCapitalRequirements" roleURI="http://www.riverviewbank.com/role/ShareholdersEquityAndRegulatoryCapitalRequirements"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#EarningsPerShare" roleURI="http://www.riverviewbank.com/role/EarningsPerShare"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#FAIRVALUEMEASUREMENTS" roleURI="http://www.riverviewbank.com/role/FAIRVALUEMEASUREMENTS"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#RevenueFromContractsWithCustomers" roleURI="http://www.riverviewbank.com/role/RevenueFromContractsWithCustomers"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#COMMITMENTSANDCONTINGENCIES" roleURI="http://www.riverviewbank.com/role/COMMITMENTSANDCONTINGENCIES"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#RiverviewBancorpIncParentCompanyOnly" roleURI="http://www.riverviewbank.com/role/RiverviewBancorpIncParentCompanyOnly"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#SummaryOfSignificantAccountingPoliciesPolicies" roleURI="http://www.riverviewbank.com/role/SummaryOfSignificantAccountingPoliciesPolicies"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#BUSINESSCOMBINATIONSTables" roleURI="http://www.riverviewbank.com/role/BUSINESSCOMBINATIONSTables"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#INVESTMENTSECURITIESTables" roleURI="http://www.riverviewbank.com/role/INVESTMENTSECURITIESTables"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#LOANSRECEIVABLETables" roleURI="http://www.riverviewbank.com/role/LOANSRECEIVABLETables"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#ALLOWANCEFORLOANLOSSESTables" roleURI="http://www.riverviewbank.com/role/ALLOWANCEFORLOANLOSSESTables"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#RealEstateOwnedTables" roleURI="http://www.riverviewbank.com/role/RealEstateOwnedTables"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#PremisesAndEquipmentTables" roleURI="http://www.riverviewbank.com/role/PremisesAndEquipmentTables"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#GOODWILLTables" roleURI="http://www.riverviewbank.com/role/GOODWILLTables"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#DepositsTables" roleURI="http://www.riverviewbank.com/role/DepositsTables"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#FEDERALHOMELOANBANKADVANCESTables" roleURI="http://www.riverviewbank.com/role/FEDERALHOMELOANBANKADVANCESTables"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#JUNIORSUBORDINATEDDEBENTURESTables" roleURI="http://www.riverviewbank.com/role/JUNIORSUBORDINATEDDEBENTURESTables"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#IncomeTaxesTables" roleURI="http://www.riverviewbank.com/role/IncomeTaxesTables"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#EmployeeBenefitPlansTables" roleURI="http://www.riverviewbank.com/role/EmployeeBenefitPlansTables"/>

<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#ShareholdersEquityAndRegulatoryCapitalRequirementsTables" roleURI="http://www.riverviewbank.com/role/ShareholdersEquityAndRegulatoryCapitalRequirementsTables"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#EARNINGSPERSHARETables" roleURI="http://www.riverviewbank.com/role/EARNINGSPERSHARETables"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#FAIRVALUEMEASUREMENTSTables" roleURI="http://www.riverviewbank.com/role/FAIRVALUEMEASUREMENTSTables"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#REVENUEFROMCONTRACTSWITHCUSTOMERSTables" roleURI="http://www.riverviewbank.com/role/REVENUEFROMCONTRACTSWITHCUSTOMERSTables"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#COMMITMENTSANDCONTINGENCIESTables" roleURI="http://www.riverviewbank.com/role/COMMITMENTSANDCONTINGENCIESTables"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#RiverviewBancorpIncParentCompanyOnlyTables" roleURI="http://www.riverviewbank.com/role/RiverviewBancorpIncParentCompanyOnlyTables"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#INVESTMENTSECURITIESDetails" roleURI="http://www.riverviewbank.com/role/INVESTMENTSECURITIESDetails"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#INVESTMENTSECURITIESDetails1" roleURI="http://www.riverviewbank.com/role/INVESTMENTSECURITIESDetails1"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#INVESTMENTSECURITIESDetails2" roleURI="http://www.riverviewbank.com/role/INVESTMENTSECURITIESDetails2"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#INVESTMENTSECURITIESDetails3" roleURI="http://www.riverviewbank.com/role/INVESTMENTSECURITIESDetails3"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#INVESTMENTSECURITIESDetails4" roleURI="http://www.riverviewbank.com/role/INVESTMENTSECURITIESDetails4"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#INVESTMENTSECURITIESDetailTextuals" roleURI="http://www.riverviewbank.com/role/INVESTMENTSECURITIESDetailTextuals"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#FAIRVALUEMEASUREMENTSFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisDetails" roleURI="http://www.riverviewbank.com/role/FAIRVALUEMEASUREMENTSFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisDetails"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#FairValueMeasurementsAssetsMeasuredAtFairValueOnNonRecurringBasisDetails1" roleURI="http://www.riverviewbank.com/role/FairValueMeasurementsAssetsMeasuredAtFairValueOnNonRecurringBasisDetails1"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#FairValueMeasurementsLevel3InputsForFinancialInstrumentsMeasuredAtFairValueDetails2" roleURI="http://www.riverviewbank.com/role/FairValueMeasurementsLevel3InputsForFinancialInstrumentsMeasuredAtFairValueDetails2"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#FairValueMeasurementsFairValueOptionQuantitativeDisclosuresDetails3" roleURI="http://www.riverviewbank.com/role/FairValueMeasurementsFairValueOptionQuantitativeDisclosuresDetails3"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#REVENUEFROMCONTRACTSWITHCUSTOMERSDetails" roleURI="http://www.riverviewbank.com/role/REVENUEFROMCONTRACTSWITHCUSTOMERSDetails"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#SUMMARYOFSIGNIFICANTACCOUNTINGPOLICIESDetailTextuals" roleURI="http://www.riverviewbank.com/role/SUMMARYOFSIGNIFICANTACCOUNTINGPOLICIESDetailTextuals"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#SUMMARYOFSIGNIFICANTACCOUNTINGPOLICIESDetailTextuals1" roleURI="http://www.riverviewbank.com/role/SUMMARYOFSIGNIFICANTACCOUNTINGPOLICIESDetailTextuals1"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#RestrictedAssetsDetailTextuals" roleURI="http://www.riverviewbank.com/role/RestrictedAssetsDetailTextuals"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#BUSINESSCOMBINATIONSDetails" roleURI="http://www.riverviewbank.com/role/BUSINESSCOMBINATIONSDetails"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#BUSINESSCOMBINATIONSDetails1" roleURI="http://www.riverviewbank.com/role/BUSINESSCOMBINATIONSDetails1"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#BUSINESSCOMBINATIONSDetails2" roleURI="http://www.riverviewbank.com/role/BUSINESSCOMBINATIONSDetails2"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#BusinessCombinationsDetailTextuals" roleURI="http://www.riverviewbank.com/role/BusinessCombinationsDetailTextuals"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#LOANSRECEIVABLELoansReceivableExcludingLoansHeldForSaleDetails" roleURI="http://www.riverviewbank.com/role/LOANSRECEIVABLELoansReceivableExcludingLoansHeldForSaleDetails"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#LOANSRECEIVABLEAggregateLoansToOfficersAndDirectorsDetails1" roleURI="http://www.riverviewbank.com/role/LOANSRECEIVABLEAggregateLoansToOfficersAndDirectorsDetails1"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#LOANSRECEIVABLEDetailTextuals" roleURI="http://www.riverviewbank.com/role/LOANSRECEIVABLEDetailTextuals"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#ALLOWANCEFORLOANLOSSESReconciliationOfTheAllowanceForLoanLossesDetails" roleURI="http://www.riverviewbank.com/role/ALLOWANCEFORLOANLOSSESReconciliationOfTheAllowanceForLoanLossesDetails"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#ALLOWANCEFORLOANLOSSESImpairedFinancingReceivablesDetails1" roleURI="http://www.riverviewbank.com/role/ALLOWANCEFORLOANLOSSESImpairedFinancingReceivablesDetails1"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#ALLOWANCEFORLOANLOSSESDetails1" roleURI="http://www.riverviewbank.com/role/ALLOWANCEFORLOANLOSSESDetails1"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#ALLOWANCEFORLOANLOSSESFinancingReceivablesAgingOfLoansDetails2" roleURI="http://www.riverviewbank.com/role/ALLOWANCEFORLOANLOSSESFinancingReceivablesAgingOfLoansDetails2"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#ALLOWANCEFORLOANLOSSESCreditQualityIndicatorsDetails4" roleURI="http://www.riverviewbank.com/role/ALLOWANCEFORLOANLOSSESCreditQualityIndicatorsDetails4"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#ALLOWANCEFORLOANLOSSESImpairedFinancingReceivablesDetails4" roleURI="http://www.riverviewbank.com/role/ALLOWANCEFORLOANLOSSESImpairedFinancingReceivablesDetails4"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#ALLOWANCEFORLOANLOSSESImpairedLoansAverageRecordedInvestmentAndInterestRecognizedDetails6" roleURI="http://www.riverviewbank.com/role/ALLOWANCEFORLOANLOSSESImpairedLoansAverageRecordedInvestmentAndInterestRecognizedDetails6"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#ALLOWANCEFORLOANLOSSESTDRsByInterestAccrualStatusDetails7" roleURI="http://www.riverviewbank.com/role/ALLOWANCEFORLOANLOSSESTDRsByInterestAccrualStatusDetails7"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#ALLOWANCEFORLOANLOSSESDetailTextuals" roleURI="http://www.riverviewbank.com/role/ALLOWANCEFORLOANLOSSESDetailTextuals"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#REALESTATEOWNEDActivityInREORealEstateOwnedDetails" roleURI="http://www.riverviewbank.com/role/REALESTATEOWNEDActivityInREORealEstateOwnedDetails"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#RealEstateOwnedDetailTextuals" roleURI="http://www.riverviewbank.com/role/RealEstateOwnedDetailTextuals"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#PremisesAndEquipmentDetails" roleURI="http://www.riverviewbank.com/role/PremisesAndEquipmentDetails"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#PremisesAndEquipmentDetails1" roleURI="http://www.riverviewbank.com/role/PremisesAndEquipmentDetails1"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#PremisesAndEquipmentDetailTextuals" roleURI="http://www.riverviewbank.com/role/PremisesAndEquipmentDetailTextuals"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#Goodwilldetails" roleURI="http://www.riverviewbank.com/role/Goodwilldetails"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#FEDERALHOMELOANBANKADVANCESDetails" roleURI="http://www.riverviewbank.com/role/FEDERALHOMELOANBANKADVANCESDetails"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#DEPOSITSSummaryOfDepositAccountsDetails" roleURI="http://www.riverviewbank.com/role/DEPOSITSSummaryOfDepositAccountsDetails"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#DEPOSITSMaturitiesOfCertificatesOfDepositForFutureYearsDetails1" roleURI="http://www.riverviewbank.com/role/DEPOSITSMaturitiesOfCertificatesOfDepositForFutureYearsDetails1"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#DEPOSITSInterestExpenseByDepositTypeDetails2" roleURI="http://www.riverviewbank.com/role/DEPOSITSInterestExpenseByDepositTypeDetails2"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#DepositsDetailTextuals" roleURI="http://www.riverviewbank.com/role/DepositsDetailTextuals"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#JUNIORSUBORDINATEDDEBENTURESTermsOfTheCurrentDebenturesDetails" roleURI="http://www.riverviewbank.com/role/JUNIORSUBORDINATEDDEBENTURESTermsOfTheCurrentDebenturesDetails"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#JUNIORSUBORDINATEDDEBENTURESDetailTextuals" roleURI="http://www.riverviewbank.com/role/JUNIORSUBORDINATEDDEBENTURESDetailTextuals"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#INCOMETAXESComponentsOfIncomeTaxExpenseBenefitDetails" roleURI="http://www.riverviewbank.com/role/INCOMETAXESComponentsOfIncomeTaxExpenseBenefitDetails"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#INCOMETAXESDeferredTaxAssetsAndLiabilitiesDetails1" roleURI="http://www.riverviewbank.com/role/INCOMETAXESDeferredTaxAssetsAndLiabilitiesDetails1"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#INCOMETAXESEffectiveIncomeTaxRateReconciliationDetails2" roleURI="http://www.riverviewbank.com/role/INCOMETAXESEffectiveIncomeTaxRateReconciliationDetails2"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#IncomeTaxesDetailTextuals" roleURI="http://www.riverviewbank.com/role/IncomeTaxesDetailTextuals"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#EMPLOYEEBENEFITPLANSActivityRelatedToOptionsUnderAllPlansDetails" roleURI="http://www.riverviewbank.com/role/EMPLOYEEBENEFITPLANSActivityRelatedToOptionsUnderAllPlansDetails"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#EMPLOYEEBENEFITPLANSAdditionalInformationRegardingOptionsOutstandingByExercisePriceRangeDetails1" roleURI="http://www.riverviewbank.com/role/EMPLOYEEBENEFITPLANSAdditionalInformationRegardingOptionsOutstandingByExercisePriceRangeDetails1"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#EMPLOYEEBENEFITPLANSStockOptionsOutstandingLessEstimatedForfeituresDetails2" roleURI="http://www.riverviewbank.com/role/EMPLOYEEBENEFITPLANSStockOptionsOutstandingLessEstimatedForfeituresDetails2"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#EMPLOYEEBENEFITPLANSDetailTextuals" roleURI="http://www.riverviewbank.com/role/EMPLOYEEBENEFITPLANSDetailTextuals"/>
<roleRef xlink:type="simple" roleURI="http://www.riverviewbank.com/role/EMPLOYEEBENEFITPLANSEmployeeStockOwnershipPlanESOPDisclosuresDetails3" xlink:href="rvsb-20190331.xsd#EMPLOYEEBENEFITPLANSEmployeeStockOwnershipPlanESOPDisclosuresDetails3"/>
<roleRef xlink:type="simple" roleURI="http://www.riverviewbank.com/role/EMPLOYEEBENEFITPLANSDetailTextuals1" xlink:href="rvsb-20190331.xsd#EMPLOYEEBENEFITPLANSDetailTextuals1"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#SHAREHOLDERSEQUITYANDREGULATORYCAPITALREQUIREMENTSComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsDetails" roleURI="http://www.riverviewbank.com/role/SHAREHOLDERSEQUITYANDREGULATORYCAPITALREQUIREMENTSComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsDetails"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#EARNINGSPERSHAREEarningsPerShareBasicAndDilutedDetails" roleURI="http://www.riverviewbank.com/role/EARNINGSPERSHAREEarningsPerShareBasicAndDilutedDetails"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#EARNINGSPERSHAREDetailTextuals" roleURI="http://www.riverviewbank.com/role/EARNINGSPERSHAREDetailTextuals"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#COMMITMENTSANDCONTINGENCIESSignificantOffBalanceSheetCommitmentsDetails" roleURI="http://www.riverviewbank.com/role/COMMITMENTSANDCONTINGENCIESSignificantOffBalanceSheetCommitmentsDetails"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#COMMITMENTSANDCONTINGENCIESDetailTextuals" roleURI="http://www.riverviewbank.com/role/COMMITMENTSANDCONTINGENCIESDetailTextuals"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#RIVERVIEWBANCORPINCPARENTCOMPANYONLYBALANCESHEETSDetails" roleURI="http://www.riverviewbank.com/role/RIVERVIEWBANCORPINCPARENTCOMPANYONLYBALANCESHEETSDetails"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#RIVERVIEWBANCORPINCPARENTCOMPANYONLYSTATEMENTSOFINCOMEDetails1" roleURI="http://www.riverviewbank.com/role/RIVERVIEWBANCORPINCPARENTCOMPANYONLYSTATEMENTSOFINCOMEDetails1"/>
<roleRef xlink:type="simple" xlink:href="rvsb-20190331.xsd#RIVERVIEWBANCORPINCPARENTCOMPANYONLYSTATEMENTSOFCASHFLOWSDetails2" roleURI="http://www.riverviewbank.com/role/RIVERVIEWBANCORPINCPARENTCOMPANYONLYSTATEMENTSOFCASHFLOWSDetails2"/>
<roleRef xlink:type="simple" roleURI="http://www.riverviewbank.com/role/RIVERVIEWBANCORPINCPARENTCOMPANYONLYSELECTEDQUARTERLYFINANCIALDATAUNAUDITEDDetails3" xlink:href="rvsb-20190331.xsd#RIVERVIEWBANCORPINCPARENTCOMPANYONLYSELECTEDQUARTERLYFINANCIALDATAUNAUDITEDDetails3"/>
<roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedLabel" roleURI="http://www.xbrl.org/2009/role/negatedLabel"/> <roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodEndLabel" roleURI="http://www.xbrl.org/2009/role/negatedPeriodEndLabel"/> <roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodStartLabel" roleURI="http://www.xbrl.org/2009/role/negatedPeriodStartLabel"/> <roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTotalLabel" roleURI="http://www.xbrl.org/2009/role/negatedTotalLabel"/> <roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedNetLabel" roleURI="http://www.xbrl.org/2009/role/negatedNetLabel"/> <roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTerseLabel" roleURI="http://www.xbrl.org/2009/role/negatedTerseLabel"/> <roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/net-2009-12-16.xsd#netLabel" roleURI="http://www.xbrl.org/2009/role/netLabel"/>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/FederalHomeLoanBankAdvancesDetailTextuals">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FederalHomeLoanBanksAbstract" xlink:label="loc_us-gaap_FederalHomeLoanBanksAbstract_0"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_FederalHomeLoanBanksCreditLineFacility" xlink:label="loc_rvsb_FederalHomeLoanBanksCreditLineFacility_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FederalHomeLoanBanksAbstract_0" xlink:to="loc_rvsb_FederalHomeLoanBanksCreditLineFacility_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ProceedsFromFederalHomeLoanBankBorrowings" xlink:label="loc_us-gaap_ProceedsFromFederalHomeLoanBankBorrowings_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FederalHomeLoanBanksAbstract_0" xlink:to="loc_us-gaap_ProceedsFromFederalHomeLoanBankBorrowings_2" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_LoansPledgedAsCollateralToFhib" xlink:label="loc_rvsb_LoansPledgedAsCollateralToFhib_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FederalHomeLoanBanksAbstract_0" xlink:to="loc_rvsb_LoansPledgedAsCollateralToFhib_3" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/idr_DocumentDocumentAndEntityInformation">
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_DocumentAndEntityInformationAbstract" xlink:label="loc_rvsb_DocumentAndEntityInformationAbstract_0"/>
<loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2018/dei-2018-01-31.xsd#dei_EntityRegistrantName" xlink:label="loc_dei_EntityRegistrantName_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_DocumentAndEntityInformationAbstract_0" xlink:to="loc_dei_EntityRegistrantName_1" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2018/dei-2018-01-31.xsd#dei_EntityCentralIndexKey" xlink:label="loc_dei_EntityCentralIndexKey_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_DocumentAndEntityInformationAbstract_0" xlink:to="loc_dei_EntityCentralIndexKey_2" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2018/dei-2018-01-31.xsd#dei_TradingSymbol" xlink:label="loc_dei_TradingSymbol_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_DocumentAndEntityInformationAbstract_0" xlink:to="loc_dei_TradingSymbol_3" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2018/dei-2018-01-31.xsd#dei_EntityCurrentReportingStatus" xlink:label="loc_dei_EntityCurrentReportingStatus_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_DocumentAndEntityInformationAbstract_0" xlink:to="loc_dei_EntityCurrentReportingStatus_4" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2018/dei-2018-01-31.xsd#dei_EntityVoluntaryFilers" xlink:label="loc_dei_EntityVoluntaryFilers_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_DocumentAndEntityInformationAbstract_0" xlink:to="loc_dei_EntityVoluntaryFilers_5" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2018/dei-2018-01-31.xsd#dei_CurrentFiscalYearEndDate" xlink:label="loc_dei_CurrentFiscalYearEndDate_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_DocumentAndEntityInformationAbstract_0" xlink:to="loc_dei_CurrentFiscalYearEndDate_6" order="50" use="optional"/>
<loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2018/dei-2018-01-31.xsd#dei_EntityFilerCategory" xlink:label="loc_dei_EntityFilerCategory_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_DocumentAndEntityInformationAbstract_0" xlink:to="loc_dei_EntityFilerCategory_7" order="60" use="optional"/>
<loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2018/dei-2018-01-31.xsd#dei_EntityWellKnownSeasonedIssuer" xlink:label="loc_dei_EntityWellKnownSeasonedIssuer_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_DocumentAndEntityInformationAbstract_0" xlink:to="loc_dei_EntityWellKnownSeasonedIssuer_8" order="70" use="optional"/>
<loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2018/dei-2018-01-31.xsd#dei_EntityCommonStockSharesOutstanding" xlink:label="loc_dei_EntityCommonStockSharesOutstanding_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_DocumentAndEntityInformationAbstract_0" xlink:to="loc_dei_EntityCommonStockSharesOutstanding_9" order="80" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2018/dei-2018-01-31.xsd#dei_EntityPublicFloat" xlink:label="loc_dei_EntityPublicFloat_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_DocumentAndEntityInformationAbstract_0" xlink:to="loc_dei_EntityPublicFloat_10" order="90" use="optional"/>
<loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2018/dei-2018-01-31.xsd#dei_DocumentType" xlink:label="loc_dei_DocumentType_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_DocumentAndEntityInformationAbstract_0" xlink:to="loc_dei_DocumentType_11" order="100" use="optional"/>
<loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2018/dei-2018-01-31.xsd#dei_DocumentPeriodEndDate" xlink:label="loc_dei_DocumentPeriodEndDate_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_DocumentAndEntityInformationAbstract_0" xlink:to="loc_dei_DocumentPeriodEndDate_12" order="110" use="optional"/>
<loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2018/dei-2018-01-31.xsd#dei_AmendmentFlag" xlink:label="loc_dei_AmendmentFlag_13"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_DocumentAndEntityInformationAbstract_0" xlink:to="loc_dei_AmendmentFlag_13" order="120" use="optional"/>
<loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2018/dei-2018-01-31.xsd#dei_DocumentFiscalYearFocus" xlink:label="loc_dei_DocumentFiscalYearFocus_14"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_DocumentAndEntityInformationAbstract_0" xlink:to="loc_dei_DocumentFiscalYearFocus_14" order="130" use="optional"/>
<loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2018/dei-2018-01-31.xsd#dei_DocumentFiscalPeriodFocus" xlink:label="loc_dei_DocumentFiscalPeriodFocus_15"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_DocumentAndEntityInformationAbstract_0" xlink:to="loc_dei_DocumentFiscalPeriodFocus_15" order="140" use="optional"/>
<loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2018/dei-2018-01-31.xsd#dei_EntitySmallBusiness" xlink:label="loc_dei_EntitySmallBusiness_16"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_DocumentAndEntityInformationAbstract_0" xlink:to="loc_dei_EntitySmallBusiness_16" order="150" use="optional"/>
<loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2018/dei-2018-01-31.xsd#dei_EntityEmergingGrowthCompany" xlink:label="loc_dei_EntityEmergingGrowthCompany_17"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_DocumentAndEntityInformationAbstract_0" xlink:to="loc_dei_EntityEmergingGrowthCompany_17" order="160" use="optional"/>
<loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2018/dei-2018-01-31.xsd#dei_EntityShellCompany" xlink:label="loc_dei_EntityShellCompany_18"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_DocumentAndEntityInformationAbstract_0" xlink:to="loc_dei_EntityShellCompany_18" order="170" use="optional"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_TitleOf12bSecurity" xlink:label="loc_rvsb_TitleOf12bSecurity"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_DocumentAndEntityInformationAbstract_0" xlink:to="loc_rvsb_TitleOf12bSecurity" order="180" use="optional"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/CONSOLIDATEDBALANCESHEETS">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_StatementOfFinancialPositionAbstract" xlink:label="loc_us-gaap_StatementOfFinancialPositionAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="loc_us-gaap_AssetsAbstract_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_0" xlink:to="loc_us-gaap_AssetsAbstract_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CashEquivalentsAtCarryingValue" xlink:label="loc_us-gaap_CashEquivalentsAtCarryingValue_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_1" xlink:to="loc_us-gaap_CashEquivalentsAtCarryingValue_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CertificatesOfDepositAtCarryingValue" xlink:label="loc_us-gaap_CertificatesOfDepositAtCarryingValue_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_1" xlink:to="loc_us-gaap_CertificatesOfDepositAtCarryingValue_3" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LoansReceivableHeldForSaleAmount" xlink:label="loc_us-gaap_LoansReceivableHeldForSaleAmount_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_1" xlink:to="loc_us-gaap_LoansReceivableHeldForSaleAmount_4" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_MarketableSecuritiesAbstract" xlink:label="loc_us-gaap_MarketableSecuritiesAbstract_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_1" xlink:to="loc_us-gaap_MarketableSecuritiesAbstract_5" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AvailableForSaleSecurities" xlink:label="loc_us-gaap_AvailableForSaleSecurities_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MarketableSecuritiesAbstract_5" xlink:to="loc_us-gaap_AvailableForSaleSecurities_6" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_HeldToMaturitySecurities" xlink:label="loc_us-gaap_HeldToMaturitySecurities_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MarketableSecuritiesAbstract_5" xlink:to="loc_us-gaap_HeldToMaturitySecurities_7" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmount" xlink:label="loc_us-gaap_LoansAndLeasesReceivableNetReportedAmount_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_1" xlink:to="loc_us-gaap_LoansAndLeasesReceivableNetReportedAmount_8" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_OtherRealEstateAndForeclosedAssets" xlink:label="loc_us-gaap_OtherRealEstateAndForeclosedAssets_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_1" xlink:to="loc_us-gaap_OtherRealEstateAndForeclosedAssets_9" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PrepaidExpenseAndOtherAssets" xlink:label="loc_us-gaap_PrepaidExpenseAndOtherAssets_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_1" xlink:to="loc_us-gaap_PrepaidExpenseAndOtherAssets_10" order="60" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InterestReceivable" xlink:label="loc_us-gaap_InterestReceivable_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_1" xlink:to="loc_us-gaap_InterestReceivable_11" order="70" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FederalHomeLoanBankStock" xlink:label="loc_us-gaap_FederalHomeLoanBankStock_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_1" xlink:to="loc_us-gaap_FederalHomeLoanBankStock_12" order="80" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentNet_13"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_1" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentNet_13" order="90" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DeferredIncomeTaxAssetsNet" xlink:label="loc_us-gaap_DeferredIncomeTaxAssetsNet_14"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_1" xlink:to="loc_us-gaap_DeferredIncomeTaxAssetsNet_14" order="100" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ServicingAssetAtAmortizedValue" xlink:label="loc_us-gaap_ServicingAssetAtAmortizedValue_15"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_1" xlink:to="loc_us-gaap_ServicingAssetAtAmortizedValue_15" order="110" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_Goodwill" xlink:label="loc_us-gaap_Goodwill_16"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_1" xlink:to="loc_us-gaap_Goodwill_16" order="120" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsNet" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsNet_17"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_1" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsNet_17" order="130" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BankOwnedLifeInsurance" xlink:label="loc_us-gaap_BankOwnedLifeInsurance_18"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_1" xlink:to="loc_us-gaap_BankOwnedLifeInsurance_18" order="140" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_Assets" xlink:label="loc_us-gaap_Assets_19"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_1" xlink:to="loc_us-gaap_Assets_19" order="150" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:label="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_20"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_0" xlink:to="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_20" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LiabilitiesAbstract" xlink:label="loc_us-gaap_LiabilitiesAbstract_21"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_20" xlink:to="loc_us-gaap_LiabilitiesAbstract_21" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_Deposits" xlink:label="loc_us-gaap_Deposits_22"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_21" xlink:to="loc_us-gaap_Deposits_22" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AccruedLiabilitiesAndOtherLiabilities" xlink:label="loc_us-gaap_AccruedLiabilitiesAndOtherLiabilities_23"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_21" xlink:to="loc_us-gaap_AccruedLiabilitiesAndOtherLiabilities_23" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AdvancePaymentsByBorrowersForTaxesAndInsurance" xlink:label="loc_us-gaap_AdvancePaymentsByBorrowersForTaxesAndInsurance_24"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_21" xlink:to="loc_us-gaap_AdvancePaymentsByBorrowersForTaxesAndInsurance_24" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_JuniorSubordinatedNotes" xlink:label="loc_us-gaap_JuniorSubordinatedNotes_25"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_21" xlink:to="loc_us-gaap_JuniorSubordinatedNotes_25" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FederalHomeLoanBankAdvancesLongTerm" xlink:label="loc_us-gaap_FederalHomeLoanBankAdvancesLongTerm_26"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_21" xlink:to="loc_us-gaap_FederalHomeLoanBankAdvancesLongTerm_26" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CapitalLeaseObligations" xlink:label="loc_us-gaap_CapitalLeaseObligations_27"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_21" xlink:to="loc_us-gaap_CapitalLeaseObligations_27" order="60" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_Liabilities" xlink:label="loc_us-gaap_Liabilities_28"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_21" xlink:to="loc_us-gaap_Liabilities_28" order="70" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommitmentsAndContingencies" xlink:label="loc_us-gaap_CommitmentsAndContingencies_29"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_20" xlink:to="loc_us-gaap_CommitmentsAndContingencies_29" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_StockholdersEquityAbstract" xlink:label="loc_us-gaap_StockholdersEquityAbstract_30"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_20" xlink:to="loc_us-gaap_StockholdersEquityAbstract_30" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PreferredStockValue" xlink:label="loc_us-gaap_PreferredStockValue_31"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_30" xlink:to="loc_us-gaap_PreferredStockValue_31" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommonStockValue" xlink:label="loc_us-gaap_CommonStockValue_32"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_30" xlink:to="loc_us-gaap_CommonStockValue_32" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AdditionalPaidInCapitalCommonStock" xlink:label="loc_us-gaap_AdditionalPaidInCapitalCommonStock_33"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_30" xlink:to="loc_us-gaap_AdditionalPaidInCapitalCommonStock_33" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_RetainedEarningsAccumulatedDeficit" xlink:label="loc_us-gaap_RetainedEarningsAccumulatedDeficit_34"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_30" xlink:to="loc_us-gaap_RetainedEarningsAccumulatedDeficit_34" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_35"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_30" xlink:to="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_35" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_StockholdersEquity" xlink:label="loc_us-gaap_StockholdersEquity_36"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_30" xlink:to="loc_us-gaap_StockholdersEquity_36" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquity" xlink:label="loc_us-gaap_LiabilitiesAndStockholdersEquity_37"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_20" xlink:to="loc_us-gaap_LiabilitiesAndStockholdersEquity_37" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/CONSOLIDATEDBALANCESHEETSParentheticals">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_StatementOfFinancialPositionAbstract" xlink:label="loc_us-gaap_StatementOfFinancialPositionAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InterestBearingDepositsInBanks" xlink:label="loc_us-gaap_InterestBearingDepositsInBanks_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_0" xlink:to="loc_us-gaap_InterestBearingDepositsInBanks_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_MortgageBackedSecuritiesHeldToMaturityFairValueDisclosure" xlink:label="loc_us-gaap_MortgageBackedSecuritiesHeldToMaturityFairValueDisclosure_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_0" xlink:to="loc_us-gaap_MortgageBackedSecuritiesHeldToMaturityFairValueDisclosure_2" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLosses_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_0" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLosses_3" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PreferredStockParOrStatedValuePerShare" xlink:label="loc_us-gaap_PreferredStockParOrStatedValuePerShare_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_0" xlink:to="loc_us-gaap_PreferredStockParOrStatedValuePerShare_4" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PreferredStockSharesAuthorized" xlink:label="loc_us-gaap_PreferredStockSharesAuthorized_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_0" xlink:to="loc_us-gaap_PreferredStockSharesAuthorized_5" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PreferredStockSharesIssued" xlink:label="loc_us-gaap_PreferredStockSharesIssued_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_0" xlink:to="loc_us-gaap_PreferredStockSharesIssued_6" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PreferredStockSharesOutstanding" xlink:label="loc_us-gaap_PreferredStockSharesOutstanding_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_0" xlink:to="loc_us-gaap_PreferredStockSharesOutstanding_7" order="60" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommonStockParOrStatedValuePerShare" xlink:label="loc_us-gaap_CommonStockParOrStatedValuePerShare_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_0" xlink:to="loc_us-gaap_CommonStockParOrStatedValuePerShare_8" order="70" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommonStockSharesAuthorized" xlink:label="loc_us-gaap_CommonStockSharesAuthorized_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_0" xlink:to="loc_us-gaap_CommonStockSharesAuthorized_9" order="80" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommonStockSharesIssued" xlink:label="loc_us-gaap_CommonStockSharesIssued_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_0" xlink:to="loc_us-gaap_CommonStockSharesIssued_10" order="90" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommonStockSharesOutstanding" xlink:label="loc_us-gaap_CommonStockSharesOutstanding_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_0" xlink:to="loc_us-gaap_CommonStockSharesOutstanding_11" order="100" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/CONSOLIDATEDSTATEMENTSOFINCOME">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncomeStatementAbstract" xlink:label="loc_us-gaap_IncomeStatementAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_ProductOrServiceAxis" xlink:label="loc_srt_ProductOrServiceAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_srt_ProductOrServiceAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_ProductsAndServicesDomain" xlink:label="loc_srt_ProductsAndServicesDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ProductOrServiceAxis_2" xlink:to="loc_srt_ProductsAndServicesDomain_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BankServicingMember" xlink:label="loc_us-gaap_BankServicingMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ProductsAndServicesDomain_3" xlink:to="loc_us-gaap_BankServicingMember_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AssetManagement1Member" xlink:label="loc_us-gaap_AssetManagement1Member_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ProductsAndServicesDomain_3" xlink:to="loc_us-gaap_AssetManagement1Member_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementLineItems_6" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InterestAndDividendIncomeOperatingAbstract" xlink:label="loc_us-gaap_InterestAndDividendIncomeOperatingAbstract_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_6" xlink:to="loc_us-gaap_InterestAndDividendIncomeOperatingAbstract_7" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InterestAndFeeIncomeLoansAndLeases" xlink:label="loc_us-gaap_InterestAndFeeIncomeLoansAndLeases_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InterestAndDividendIncomeOperatingAbstract_7" xlink:to="loc_us-gaap_InterestAndFeeIncomeLoansAndLeases_8" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InterestIncomeSecuritiesTaxable" xlink:label="loc_us-gaap_InterestIncomeSecuritiesTaxable_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InterestAndDividendIncomeOperatingAbstract_7" xlink:to="loc_us-gaap_InterestIncomeSecuritiesTaxable_9" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InterestIncomeSecuritiesTaxExempt" xlink:label="loc_us-gaap_InterestIncomeSecuritiesTaxExempt_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InterestAndDividendIncomeOperatingAbstract_7" xlink:to="loc_us-gaap_InterestIncomeSecuritiesTaxExempt_10" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_OtherInterestAndDividendIncome" xlink:label="loc_us-gaap_OtherInterestAndDividendIncome_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InterestAndDividendIncomeOperatingAbstract_7" xlink:to="loc_us-gaap_OtherInterestAndDividendIncome_11" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InterestAndDividendIncomeOperating" xlink:label="loc_us-gaap_InterestAndDividendIncomeOperating_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InterestAndDividendIncomeOperatingAbstract_7" xlink:to="loc_us-gaap_InterestAndDividendIncomeOperating_12" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InterestExpenseAbstract" xlink:label="loc_us-gaap_InterestExpenseAbstract_13"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_6" xlink:to="loc_us-gaap_InterestExpenseAbstract_13" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InterestExpenseDeposits" xlink:label="loc_us-gaap_InterestExpenseDeposits_14"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InterestExpenseAbstract_13" xlink:to="loc_us-gaap_InterestExpenseDeposits_14" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InterestExpenseBorrowings" xlink:label="loc_us-gaap_InterestExpenseBorrowings_15"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InterestExpenseAbstract_13" xlink:to="loc_us-gaap_InterestExpenseBorrowings_15" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InterestExpense" xlink:label="loc_us-gaap_InterestExpense_16"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InterestExpenseAbstract_13" xlink:to="loc_us-gaap_InterestExpense_16" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InterestIncomeExpenseNet" xlink:label="loc_us-gaap_InterestIncomeExpenseNet_17"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InterestExpenseAbstract_13" xlink:to="loc_us-gaap_InterestIncomeExpenseNet_17" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ProvisionForLoanLeaseAndOtherLosses" xlink:label="loc_us-gaap_ProvisionForLoanLeaseAndOtherLosses_18"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InterestExpenseAbstract_13" xlink:to="loc_us-gaap_ProvisionForLoanLeaseAndOtherLosses_18" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:label="loc_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_19"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InterestExpenseAbstract_13" xlink:to="loc_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_19" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NoninterestIncomeAbstract" xlink:label="loc_us-gaap_NoninterestIncomeAbstract_20"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_6" xlink:to="loc_us-gaap_NoninterestIncomeAbstract_20" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_RevenueFromContractWithCustomerIncludingAssessedTax" xlink:label="loc_us-gaap_RevenueFromContractWithCustomerIncludingAssessedTax_21"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestIncomeAbstract_20" xlink:to="loc_us-gaap_RevenueFromContractWithCustomerIncludingAssessedTax_21" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_GainLossOnSalesOfLoansNet" xlink:label="loc_us-gaap_GainLossOnSalesOfLoansNet_22"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestIncomeAbstract_20" xlink:to="loc_us-gaap_GainLossOnSalesOfLoansNet_22" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BankOwnedLifeInsuranceIncome" xlink:label="loc_us-gaap_BankOwnedLifeInsuranceIncome_23"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestIncomeAbstract_20" xlink:to="loc_us-gaap_BankOwnedLifeInsuranceIncome_23" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NoninterestIncomeOtherOperatingIncome" xlink:label="loc_us-gaap_NoninterestIncomeOtherOperatingIncome_24"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestIncomeAbstract_20" xlink:to="loc_us-gaap_NoninterestIncomeOtherOperatingIncome_24" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NoninterestIncome" xlink:label="loc_us-gaap_NoninterestIncome_25"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestIncomeAbstract_20" xlink:to="loc_us-gaap_NoninterestIncome_25" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NoninterestExpenseAbstract" xlink:label="loc_us-gaap_NoninterestExpenseAbstract_26"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_6" xlink:to="loc_us-gaap_NoninterestExpenseAbstract_26" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LaborAndRelatedExpense" xlink:label="loc_us-gaap_LaborAndRelatedExpense_27"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_26" xlink:to="loc_us-gaap_LaborAndRelatedExpense_27" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_OccupancyNet" xlink:label="loc_us-gaap_OccupancyNet_28"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_26" xlink:to="loc_us-gaap_OccupancyNet_28" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InformationTechnologyAndDataProcessing" xlink:label="loc_us-gaap_InformationTechnologyAndDataProcessing_29"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_26" xlink:to="loc_us-gaap_InformationTechnologyAndDataProcessing_29" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AmortizationOfIntangibleAssets" xlink:label="loc_us-gaap_AmortizationOfIntangibleAssets_30"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_26" xlink:to="loc_us-gaap_AmortizationOfIntangibleAssets_30" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_MarketingAndAdvertisingExpense" xlink:label="loc_us-gaap_MarketingAndAdvertisingExpense_31"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_26" xlink:to="loc_us-gaap_MarketingAndAdvertisingExpense_31" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FederalDepositInsuranceCorporationPremiumExpense" xlink:label="loc_us-gaap_FederalDepositInsuranceCorporationPremiumExpense_32"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_26" xlink:to="loc_us-gaap_FederalDepositInsuranceCorporationPremiumExpense_32" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ExciseAndSalesTaxes" xlink:label="loc_us-gaap_ExciseAndSalesTaxes_33"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_26" xlink:to="loc_us-gaap_ExciseAndSalesTaxes_33" order="60" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommunicationsAndInformationTechnology" xlink:label="loc_us-gaap_CommunicationsAndInformationTechnology_34"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_26" xlink:to="loc_us-gaap_CommunicationsAndInformationTechnology_34" order="70" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ProfessionalFees" xlink:label="loc_us-gaap_ProfessionalFees_35"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_26" xlink:to="loc_us-gaap_ProfessionalFees_35" order="80" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LitigationSettlementExpense" xlink:label="loc_us-gaap_LitigationSettlementExpense_36"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_26" xlink:to="loc_us-gaap_LitigationSettlementExpense_36" order="90" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_OtherNoninterestExpense" xlink:label="loc_us-gaap_OtherNoninterestExpense_37"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_26" xlink:to="loc_us-gaap_OtherNoninterestExpense_37" order="100" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NoninterestExpense" xlink:label="loc_us-gaap_NoninterestExpense_38"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_26" xlink:to="loc_us-gaap_NoninterestExpense_38" order="110" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_39"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_6" xlink:to="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_39" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefit_40"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_6" xlink:to="loc_us-gaap_IncomeTaxExpenseBenefit_40" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaap_NetIncomeLoss_41"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_6" xlink:to="loc_us-gaap_NetIncomeLoss_41" order="60" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EarningsPerShareAbstract" xlink:label="loc_us-gaap_EarningsPerShareAbstract_42"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_6" xlink:to="loc_us-gaap_EarningsPerShareAbstract_42" order="70" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EarningsPerShareBasic" xlink:label="loc_us-gaap_EarningsPerShareBasic_43"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_42" xlink:to="loc_us-gaap_EarningsPerShareBasic_43" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EarningsPerShareDiluted" xlink:label="loc_us-gaap_EarningsPerShareDiluted_44"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_42" xlink:to="loc_us-gaap_EarningsPerShareDiluted_44" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract" xlink:label="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract_45"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_6" xlink:to="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract_45" order="80" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xlink:label="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_46"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract_45" xlink:to="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_46" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xlink:label="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_47"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract_45" xlink:to="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_47" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/CONSOLIDATEDSTATEMENTSOFCOMPREHENSIVEINCOME">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract" xlink:label="loc_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaap_NetIncomeLoss_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_0" xlink:to="loc_us-gaap_NetIncomeLoss_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_0" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_2" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_2" xlink:to="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxIncludingPortionAttributableToNoncontrollingInterestAvailableforsaleSecurities" xlink:label="loc_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxIncludingPortionAttributableToNoncontrollingInterestAvailableforsaleSecurities_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_2" xlink:to="loc_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxIncludingPortionAttributableToNoncontrollingInterestAvailableforsaleSecurities_4" order="10" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_2" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax_5" order="20" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_2" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_6" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ComprehensiveIncomeNetOfTax" xlink:label="loc_us-gaap_ComprehensiveIncomeNetOfTax_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_0" xlink:to="loc_us-gaap_ComprehensiveIncomeNetOfTax_7" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/CONSOLIDATEDSTATEMENTSOFCOMPREHENSIVEINCOMEParentheticals">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract" xlink:label="loc_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_0" xlink:to="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossTaxPortionAttributableToParentAvailableforsaleSecurities" xlink:label="loc_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossTaxPortionAttributableToParentAvailableforsaleSecurities_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_0" xlink:to="loc_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossTaxPortionAttributableToParentAvailableforsaleSecurities_2" order="10" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_0" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax_3" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/CONSOLIDATEDSTATEMENTSOFSHAREHOLDERSEQUITYUnaudited">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_StatementOfStockholdersEquityAbstract" xlink:label="loc_us-gaap_StatementOfStockholdersEquityAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfStockholdersEquityAbstract_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_StatementEquityComponentsAxis" xlink:label="loc_us-gaap_StatementEquityComponentsAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementEquityComponentsAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommonStockMember" xlink:label="loc_us-gaap_CommonStockMember_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementEquityComponentsAxis_2" xlink:to="loc_us-gaap_CommonStockMember_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AdditionalPaidInCapitalMember" xlink:label="loc_us-gaap_AdditionalPaidInCapitalMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementEquityComponentsAxis_2" xlink:to="loc_us-gaap_AdditionalPaidInCapitalMember_4" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_RetainedEarningsMember" xlink:label="loc_us-gaap_RetainedEarningsMember_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementEquityComponentsAxis_2" xlink:to="loc_us-gaap_RetainedEarningsMember_5" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DeferredCompensationShareBasedPaymentsMember" xlink:label="loc_us-gaap_DeferredCompensationShareBasedPaymentsMember_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementEquityComponentsAxis_2" xlink:to="loc_us-gaap_DeferredCompensationShareBasedPaymentsMember_6" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeMember" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeMember_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementEquityComponentsAxis_2" xlink:to="loc_us-gaap_AccumulatedOtherComprehensiveIncomeMember_7" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NoncontrollingInterestMember" xlink:label="loc_us-gaap_NoncontrollingInterestMember_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementEquityComponentsAxis_2" xlink:to="loc_us-gaap_NoncontrollingInterestMember_8" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EquityComponentDomain" xlink:label="loc_us-gaap_EquityComponentDomain_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementEquityComponentsAxis_2" xlink:to="loc_us-gaap_EquityComponentDomain_9" order="60" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementLineItems_10" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncreaseDecreaseInStockholdersEquityRollForward" xlink:label="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_10" xlink:to="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_11" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xlink:label="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_11" xlink:to="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_12" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_SharesOutstanding" xlink:label="loc_us-gaap_SharesOutstanding_13"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_11" xlink:to="loc_us-gaap_SharesOutstanding_13" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ProfitLoss" xlink:label="loc_us-gaap_ProfitLoss_14"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_11" xlink:to="loc_us-gaap_ProfitLoss_14" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_MinorityInterestDecreaseFromRedemptions" xlink:label="loc_us-gaap_MinorityInterestDecreaseFromRedemptions_15"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_11" xlink:to="loc_us-gaap_MinorityInterestDecreaseFromRedemptions_15" order="30" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DividendsCash" xlink:label="loc_us-gaap_DividendsCash_16"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_11" xlink:to="loc_us-gaap_DividendsCash_16" order="40" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised" xlink:label="loc_us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised_17"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_11" xlink:to="loc_us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised_17" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised" xlink:label="loc_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised_18"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_11" xlink:to="loc_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised_18" order="60" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationStockOptionsRequisiteServicePeriodRecognition" xlink:label="loc_us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationStockOptionsRequisiteServicePeriodRecognition_19"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_11" xlink:to="loc_us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationStockOptionsRequisiteServicePeriodRecognition_19" order="70" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption" xlink:label="loc_us-gaap_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption_20"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_11" xlink:to="loc_us-gaap_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption_20" order="80" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AmortizationOfESOPAward" xlink:label="loc_us-gaap_AmortizationOfESOPAward_21"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_11" xlink:to="loc_us-gaap_AmortizationOfESOPAward_21" order="90" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTax_22"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_11" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTax_22" order="100" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncomeLossAttributableToNoncontrollingInterest" xlink:label="loc_us-gaap_IncomeLossAttributableToNoncontrollingInterest_23"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_11" xlink:to="loc_us-gaap_IncomeLossAttributableToNoncontrollingInterest_23" order="110" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xlink:label="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_24"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_11" xlink:to="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_24" order="120" use="optional" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_SharesOutstanding" xlink:label="loc_us-gaap_SharesOutstanding_25"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_11" xlink:to="loc_us-gaap_SharesOutstanding_25" order="130" use="optional" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/CONSOLIDATEDSTATEMENTSOFSHAREHOLDERSEQUITYParentheticals">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_StatementOfStockholdersEquityAbstract" xlink:label="loc_us-gaap_StatementOfStockholdersEquityAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommonStockDividendsPerShareCashPaid" xlink:label="loc_us-gaap_CommonStockDividendsPerShareCashPaid_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfStockholdersEquityAbstract_0" xlink:to="loc_us-gaap_CommonStockDividendsPerShareCashPaid_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/CONSOLIDATEDSTATEMENTSOFCASHFLOWS">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_StatementOfCashFlowsAbstract" xlink:label="loc_us-gaap_StatementOfCashFlowsAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_0" xlink:to="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaap_NetIncomeLoss_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_1" xlink:to="loc_us-gaap_NetIncomeLoss_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_1" xlink:to="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_3" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DepreciationAmortizationAndAccretionNet" xlink:label="loc_us-gaap_DepreciationAmortizationAndAccretionNet_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_3" xlink:to="loc_us-gaap_DepreciationAmortizationAndAccretionNet_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_PurchasedLoansAmortizationAccretionNet" xlink:label="loc_rvsb_PurchasedLoansAmortizationAccretionNet_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_3" xlink:to="loc_rvsb_PurchasedLoansAmortizationAccretionNet_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ProvisionForLoanLeaseAndOtherLosses" xlink:label="loc_us-gaap_ProvisionForLoanLeaseAndOtherLosses_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_3" xlink:to="loc_us-gaap_ProvisionForLoanLeaseAndOtherLosses_6" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncreaseDecreaseInDeferredIncomeTaxes" xlink:label="loc_us-gaap_IncreaseDecreaseInDeferredIncomeTaxes_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_3" xlink:to="loc_us-gaap_IncreaseDecreaseInDeferredIncomeTaxes_7" order="30" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_OtherNoncashExpense" xlink:label="loc_us-gaap_OtherNoncashExpense_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_3" xlink:to="loc_us-gaap_OtherNoncashExpense_8" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ShareBasedCompensation" xlink:label="loc_us-gaap_ShareBasedCompensation_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_3" xlink:to="loc_us-gaap_ShareBasedCompensation_9" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncreaseDecreaseInLoansDeferredIncome" xlink:label="loc_us-gaap_IncreaseDecreaseInLoansDeferredIncome_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_3" xlink:to="loc_us-gaap_IncreaseDecreaseInLoansDeferredIncome_10" order="60" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale" xlink:label="loc_us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_3" xlink:to="loc_us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale_11" order="70" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ProceedsFromSaleOfLoansHeldForSale" xlink:label="loc_us-gaap_ProceedsFromSaleOfLoansHeldForSale_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_3" xlink:to="loc_us-gaap_ProceedsFromSaleOfLoansHeldForSale_12" order="80" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_IncreaseDecreaseRealEstateOwnedValuationAllowance" xlink:label="loc_rvsb_IncreaseDecreaseRealEstateOwnedValuationAllowance_13"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_3" xlink:to="loc_rvsb_IncreaseDecreaseRealEstateOwnedValuationAllowance_13" order="90" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet" xlink:label="loc_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet_14"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_3" xlink:to="loc_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet_14" order="100" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_GainLossOnSaleOfOtherAssets" xlink:label="loc_us-gaap_GainLossOnSaleOfOtherAssets_15"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_3" xlink:to="loc_us-gaap_GainLossOnSaleOfOtherAssets_15" order="110" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BankOwnedLifeInsuranceIncome" xlink:label="loc_us-gaap_BankOwnedLifeInsuranceIncome_16"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_3" xlink:to="loc_us-gaap_BankOwnedLifeInsuranceIncome_16" order="120" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_BoliDeathBenefitInExcessOfCashSurrenderValue" xlink:label="loc_rvsb_BoliDeathBenefitInExcessOfCashSurrenderValue_17"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_3" xlink:to="loc_rvsb_BoliDeathBenefitInExcessOfCashSurrenderValue_17" order="130" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssetsAndLiabilitiesNetAbstract" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssetsAndLiabilitiesNetAbstract_18"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_3" xlink:to="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssetsAndLiabilitiesNetAbstract_18" order="140" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets" xlink:label="loc_us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets_19"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssetsAndLiabilitiesNetAbstract_18" xlink:to="loc_us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets_19" order="0" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet" xlink:label="loc_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet_20"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssetsAndLiabilitiesNetAbstract_18" xlink:to="loc_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet_20" order="10" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities" xlink:label="loc_us-gaap_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities_21"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssetsAndLiabilitiesNetAbstract_18" xlink:to="loc_us-gaap_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities_21" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_22"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_1" xlink:to="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_22" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_23"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_0" xlink:to="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_23" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PaymentsForProceedsFromLoansAndLeases" xlink:label="loc_us-gaap_PaymentsForProceedsFromLoansAndLeases_24"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_23" xlink:to="loc_us-gaap_PaymentsForProceedsFromLoansAndLeases_24" order="0" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PaymentsForProceedsFromOtherLoansAndLeases" xlink:label="loc_us-gaap_PaymentsForProceedsFromOtherLoansAndLeases_25"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_23" xlink:to="loc_us-gaap_PaymentsForProceedsFromOtherLoansAndLeases_25" order="10" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xlink:label="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_26"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_23" xlink:to="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_26" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecurities" xlink:label="loc_us-gaap_PaymentsToAcquireAvailableForSaleSecurities_27"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_23" xlink:to="loc_us-gaap_PaymentsToAcquireAvailableForSaleSecurities_27" order="30" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities" xlink:label="loc_us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities_28"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_23" xlink:to="loc_us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities_28" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities" xlink:label="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities_29"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_23" xlink:to="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities_29" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:label="loc_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_30"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_23" xlink:to="loc_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_30" order="60" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_ProceedsFromSaleOfCertificatesOfDepositHeldForInvestment" xlink:label="loc_rvsb_ProceedsFromSaleOfCertificatesOfDepositHeldForInvestment_31"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_23" xlink:to="loc_rvsb_ProceedsFromSaleOfCertificatesOfDepositHeldForInvestment_31" order="70" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock" xlink:label="loc_us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock_32"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_23" xlink:to="loc_us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock_32" order="80" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CashAcquiredFromAcquisition" xlink:label="loc_us-gaap_CashAcquiredFromAcquisition_33"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_23" xlink:to="loc_us-gaap_CashAcquiredFromAcquisition_33" order="90" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_PaymentsForProceedsFromDeathBenefitOnBoli" xlink:label="loc_rvsb_PaymentsForProceedsFromDeathBenefitOnBoli_34"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_23" xlink:to="loc_rvsb_PaymentsForProceedsFromDeathBenefitOnBoli_34" order="100" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ProceedsFromSaleOfForeclosedAssets" xlink:label="loc_us-gaap_ProceedsFromSaleOfForeclosedAssets_35"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_23" xlink:to="loc_us-gaap_ProceedsFromSaleOfForeclosedAssets_35" order="110" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_36"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_23" xlink:to="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_36" order="120" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_37"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_0" xlink:to="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_37" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncreaseDecreaseInDeposits" xlink:label="loc_us-gaap_IncreaseDecreaseInDeposits_38"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_37" xlink:to="loc_us-gaap_IncreaseDecreaseInDeposits_38" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PaymentsOfDividends" xlink:label="loc_us-gaap_PaymentsOfDividends_39"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_37" xlink:to="loc_us-gaap_PaymentsOfDividends_39" order="10" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ProceedsFromOtherShortTermDebt" xlink:label="loc_us-gaap_ProceedsFromOtherShortTermDebt_40"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_37" xlink:to="loc_us-gaap_ProceedsFromOtherShortTermDebt_40" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_RepaymentsOfDebt" xlink:label="loc_us-gaap_RepaymentsOfDebt_41"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_37" xlink:to="loc_us-gaap_RepaymentsOfDebt_41" order="30" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance" xlink:label="loc_us-gaap_IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance_42"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_37" xlink:to="loc_us-gaap_IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance_42" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_RepaymentsOfDebtAndCapitalLeaseObligations" xlink:label="loc_us-gaap_RepaymentsOfDebtAndCapitalLeaseObligations_43"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_37" xlink:to="loc_us-gaap_RepaymentsOfDebtAndCapitalLeaseObligations_43" order="50" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ProceedsFromStockOptionsExercised" xlink:label="loc_us-gaap_ProceedsFromStockOptionsExercised_44"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_37" xlink:to="loc_us-gaap_ProceedsFromStockOptionsExercised_44" order="60" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_45"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_37" xlink:to="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_45" order="70" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:label="loc_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_46"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_0" xlink:to="loc_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_46" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_47"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_0" xlink:to="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_47" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_48"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_0" xlink:to="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_48" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_SupplementalCashFlowInformationAbstract" xlink:label="loc_us-gaap_SupplementalCashFlowInformationAbstract_49"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_0" xlink:to="loc_us-gaap_SupplementalCashFlowInformationAbstract_49" order="60" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AdditionalCashFlowElementsAbstract" xlink:label="loc_us-gaap_AdditionalCashFlowElementsAbstract_50"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SupplementalCashFlowInformationAbstract_49" xlink:to="loc_us-gaap_AdditionalCashFlowElementsAbstract_50" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InterestPaidNet" xlink:label="loc_us-gaap_InterestPaidNet_51"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdditionalCashFlowElementsAbstract_50" xlink:to="loc_us-gaap_InterestPaidNet_51" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncomeTaxesPaid" xlink:label="loc_us-gaap_IncomeTaxesPaid_52"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdditionalCashFlowElementsAbstract_50" xlink:to="loc_us-gaap_IncomeTaxesPaid_52" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract" xlink:label="loc_us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract_53"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_0" xlink:to="loc_us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract_53" order="70" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_DividendsDeclaredAndAccruedInOtherLiabilities" xlink:label="loc_rvsb_DividendsDeclaredAndAccruedInOtherLiabilities_54"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract_53" xlink:to="loc_rvsb_DividendsDeclaredAndAccruedInOtherLiabilities_54" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_OtherComprehensiveIncomeLoss" xlink:label="loc_rvsb_OtherComprehensiveIncomeLoss_55"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract_53" xlink:to="loc_rvsb_OtherComprehensiveIncomeLoss_55" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncomeTaxEffectsAllocatedDirectlyToEquityOther" xlink:label="loc_us-gaap_IncomeTaxEffectsAllocatedDirectlyToEquityOther_56"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract_53" xlink:to="loc_us-gaap_IncomeTaxEffectsAllocatedDirectlyToEquityOther_56" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NoncashOrPartNoncashAcquisitionNetNonmonetaryAssetsAcquiredLiabilitiesAssumedAbstract" xlink:label="loc_us-gaap_NoncashOrPartNoncashAcquisitionNetNonmonetaryAssetsAcquiredLiabilitiesAssumedAbstract_57"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract_53" xlink:to="loc_us-gaap_NoncashOrPartNoncashAcquisitionNetNonmonetaryAssetsAcquiredLiabilitiesAssumedAbstract_57" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueOfAssetsAcquired" xlink:label="loc_us-gaap_FairValueOfAssetsAcquired_58"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoncashOrPartNoncashAcquisitionNetNonmonetaryAssetsAcquiredLiabilitiesAssumedAbstract_57" xlink:to="loc_us-gaap_FairValueOfAssetsAcquired_58" order="0" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LiabilitiesAssumed1" xlink:label="loc_us-gaap_LiabilitiesAssumed1_59"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoncashOrPartNoncashAcquisitionNetNonmonetaryAssetsAcquiredLiabilitiesAssumedAbstract_57" xlink:to="loc_us-gaap_LiabilitiesAssumed1_59" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/SummaryOfSignificantAccountingPolicies">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AccountingPoliciesAbstract" xlink:label="loc_us-gaap_AccountingPoliciesAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_SignificantAccountingPoliciesTextBlock" xlink:label="loc_us-gaap_SignificantAccountingPoliciesTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_0" xlink:to="loc_us-gaap_SignificantAccountingPoliciesTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/RestrictedAssets">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_OtherRestrictedAssetsAbstract" xlink:label="loc_us-gaap_OtherRestrictedAssetsAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_RestrictedAssetsDisclosureTextBlock" xlink:label="loc_us-gaap_RestrictedAssetsDisclosureTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherRestrictedAssetsAbstract_0" xlink:to="loc_us-gaap_RestrictedAssetsDisclosureTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/BusinessCombinations">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessCombinationsAbstract" xlink:label="loc_us-gaap_BusinessCombinationsAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessCombinationDisclosureTextBlock" xlink:label="loc_us-gaap_BusinessCombinationDisclosureTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessCombinationsAbstract_0" xlink:to="loc_us-gaap_BusinessCombinationDisclosureTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/INVESTMENTSECURITIES">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock" xlink:label="loc_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_0" xlink:to="loc_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/LOANSRECEIVABLE">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="loc_us-gaap_ReceivablesAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LoansNotesTradeAndOtherReceivablesExcludingAllowanceForCreditLossesTextBlock" xlink:label="loc_us-gaap_LoansNotesTradeAndOtherReceivablesExcludingAllowanceForCreditLossesTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_0" xlink:to="loc_us-gaap_LoansNotesTradeAndOtherReceivablesExcludingAllowanceForCreditLossesTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/ALLOWANCEFORLOANLOSSES">
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_AllowanceForLoanLossesAbstract" xlink:label="loc_rvsb_AllowanceForLoanLossesAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AllowanceForCreditLossesTextBlock" xlink:label="loc_us-gaap_AllowanceForCreditLossesTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_AllowanceForLoanLossesAbstract_0" xlink:to="loc_us-gaap_AllowanceForCreditLossesTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/RealEstateOwned">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_RealEstateOwnedDisclosureOfDetailedComponentsAbstract" xlink:label="loc_us-gaap_RealEstateOwnedDisclosureOfDetailedComponentsAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_RealEstateOwnedTextBlock" xlink:label="loc_us-gaap_RealEstateOwnedTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RealEstateOwnedDisclosureOfDetailedComponentsAbstract_0" xlink:to="loc_us-gaap_RealEstateOwnedTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/PremisesAndEquipment">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PropertyPlantAndEquipmentAbstract" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentAbstract_0" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/GOODWILL">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract" xlink:label="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock" xlink:label="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract_0" xlink:to="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/FederalHomeLoanBankAdvances">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FederalHomeLoanBanksAbstract" xlink:label="loc_us-gaap_FederalHomeLoanBanksAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FederalHomeLoanBankAdvancesDisclosureTextBlock" xlink:label="loc_us-gaap_FederalHomeLoanBankAdvancesDisclosureTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FederalHomeLoanBanksAbstract_0" xlink:to="loc_us-gaap_FederalHomeLoanBankAdvancesDisclosureTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/Deposits">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DepositsAbstract" xlink:label="loc_us-gaap_DepositsAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DepositLiabilitiesDisclosuresTextBlock" xlink:label="loc_us-gaap_DepositLiabilitiesDisclosuresTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DepositsAbstract_0" xlink:to="loc_us-gaap_DepositLiabilitiesDisclosuresTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/JUNIORSUBORDINATEDDEBENTURES">
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_JuniorSubordinatedDebenturesAbstract" xlink:label="loc_rvsb_JuniorSubordinatedDebenturesAbstract_0"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_JuniorSubordinatedDebentureDisclosureTextBlock" xlink:label="loc_rvsb_JuniorSubordinatedDebentureDisclosureTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_JuniorSubordinatedDebenturesAbstract_0" xlink:to="loc_rvsb_JuniorSubordinatedDebentureDisclosureTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/IncomeTaxes">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncomeTaxDisclosureAbstract" xlink:label="loc_us-gaap_IncomeTaxDisclosureAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncomeTaxDisclosureTextBlock" xlink:label="loc_us-gaap_IncomeTaxDisclosureTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_0" xlink:to="loc_us-gaap_IncomeTaxDisclosureTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/EmployeeBenefitPlans">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" xlink:label="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CompensationAndEmployeeBenefitPlansTextBlock" xlink:label="loc_us-gaap_CompensationAndEmployeeBenefitPlansTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_0" xlink:to="loc_us-gaap_CompensationAndEmployeeBenefitPlansTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>

<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/ShareholdersEquityAndRegulatoryCapitalRequirements">
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_ShareholdersEquityAndRegulatoryCapitalRequirementsAbstract" xlink:label="loc_rvsb_ShareholdersEquityAndRegulatoryCapitalRequirementsAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xlink:label="loc_us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_ShareholdersEquityAndRegulatoryCapitalRequirementsAbstract_0" xlink:to="loc_us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/EarningsPerShare">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EarningsPerShareAbstract" xlink:label="loc_us-gaap_EarningsPerShareAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EarningsPerShareTextBlock" xlink:label="loc_us-gaap_EarningsPerShareTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_0" xlink:to="loc_us-gaap_EarningsPerShareTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/FAIRVALUEMEASUREMENTS">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueDisclosuresAbstract" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueMeasurementInputsDisclosureTextBlock" xlink:label="loc_us-gaap_FairValueMeasurementInputsDisclosureTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_0" xlink:to="loc_us-gaap_FairValueMeasurementInputsDisclosureTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/RevenueFromContractsWithCustomers">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_RevenueFromContractWithCustomerAbstract" xlink:label="loc_us-gaap_RevenueFromContractWithCustomerAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_RevenueFromContractWithCustomerTextBlock" xlink:label="loc_us-gaap_RevenueFromContractWithCustomerTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RevenueFromContractWithCustomerAbstract_0" xlink:to="loc_us-gaap_RevenueFromContractWithCustomerTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/COMMITMENTSANDCONTINGENCIES">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xlink:label="loc_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommitmentsAndContingenciesDisclosureTextBlock" xlink:label="loc_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_0" xlink:to="loc_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/RiverviewBancorpIncParentCompanyOnly">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:label="loc_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock" xlink:label="loc_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_0" xlink:to="loc_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/SummaryOfSignificantAccountingPoliciesPolicies">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AccountingPoliciesAbstract" xlink:label="loc_us-gaap_AccountingPoliciesAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ConsolidationPolicyTextBlock" xlink:label="loc_us-gaap_ConsolidationPolicyTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_0" xlink:to="loc_us-gaap_ConsolidationPolicyTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_NatureOfOperationsPolicyTextBlock" xlink:label="loc_rvsb_NatureOfOperationsPolicyTextBlock_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_0" xlink:to="loc_rvsb_NatureOfOperationsPolicyTextBlock_2" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_SegmentReportingPolicyPolicyTextBlock" xlink:label="loc_us-gaap_SegmentReportingPolicyPolicyTextBlock_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_0" xlink:to="loc_us-gaap_SegmentReportingPolicyPolicyTextBlock_3" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_UseOfEstimates" xlink:label="loc_us-gaap_UseOfEstimates_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_0" xlink:to="loc_us-gaap_UseOfEstimates_4" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CashAndCashEquivalentsPolicyTextBlock" xlink:label="loc_us-gaap_CashAndCashEquivalentsPolicyTextBlock_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_0" xlink:to="loc_us-gaap_CashAndCashEquivalentsPolicyTextBlock_5" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_CertificatesOfDepositHeldForInvestmentPolicyTextBlock" xlink:label="loc_rvsb_CertificatesOfDepositHeldForInvestmentPolicyTextBlock_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_0" xlink:to="loc_rvsb_CertificatesOfDepositHeldForInvestmentPolicyTextBlock_6" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinanceLoanAndLeaseReceivablesHeldForSalePolicy" xlink:label="loc_us-gaap_FinanceLoanAndLeaseReceivablesHeldForSalePolicy_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_0" xlink:to="loc_us-gaap_FinanceLoanAndLeaseReceivablesHeldForSalePolicy_7" order="60" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_MarketableSecuritiesPolicy" xlink:label="loc_us-gaap_MarketableSecuritiesPolicy_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_0" xlink:to="loc_us-gaap_MarketableSecuritiesPolicy_8" order="70" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinanceLoansAndLeasesReceivablePolicy" xlink:label="loc_us-gaap_FinanceLoansAndLeasesReceivablePolicy_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_0" xlink:to="loc_us-gaap_FinanceLoansAndLeasesReceivablePolicy_9" order="80" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_AcquiredLoansPolicyTextBlock" xlink:label="loc_rvsb_AcquiredLoansPolicyTextBlock_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_0" xlink:to="loc_rvsb_AcquiredLoansPolicyTextBlock_10" order="90" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy" xlink:label="loc_us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_0" xlink:to="loc_us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy_11" order="100" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_AllowanceForUnfundedLoanCommitmentsPolicyTextBlock" xlink:label="loc_rvsb_AllowanceForUnfundedLoanCommitmentsPolicyTextBlock_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_0" xlink:to="loc_rvsb_AllowanceForUnfundedLoanCommitmentsPolicyTextBlock_12" order="110" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_RealEstateOwnedReoPolicyTextBlock" xlink:label="loc_rvsb_RealEstateOwnedReoPolicyTextBlock_13"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_0" xlink:to="loc_rvsb_RealEstateOwnedReoPolicyTextBlock_13" order="120" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_FederalHomeLoanBankStockPolicyTextBlock" xlink:label="loc_rvsb_FederalHomeLoanBankStockPolicyTextBlock_14"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_0" xlink:to="loc_rvsb_FederalHomeLoanBankStockPolicyTextBlock_14" order="130" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PropertyPlantAndEquipmentPolicyTextBlock" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentPolicyTextBlock_15"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_0" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentPolicyTextBlock_15" order="140" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_MortgageServicingRightsPolicyTextBlock" xlink:label="loc_rvsb_MortgageServicingRightsPolicyTextBlock_16"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_0" xlink:to="loc_rvsb_MortgageServicingRightsPolicyTextBlock_16" order="150" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessCombinationsPolicy" xlink:label="loc_us-gaap_BusinessCombinationsPolicy_17"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_0" xlink:to="loc_us-gaap_BusinessCombinationsPolicy_17" order="160" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LifeInsuranceCorporateOrBankOwnedTextBlock" xlink:label="loc_us-gaap_LifeInsuranceCorporateOrBankOwnedTextBlock_18"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_0" xlink:to="loc_us-gaap_LifeInsuranceCorporateOrBankOwnedTextBlock_18" order="170" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AdvertisingCostsPolicyTextBlock" xlink:label="loc_us-gaap_AdvertisingCostsPolicyTextBlock_19"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_0" xlink:to="loc_us-gaap_AdvertisingCostsPolicyTextBlock_19" order="180" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncomeTaxPolicyTextBlock" xlink:label="loc_us-gaap_IncomeTaxPolicyTextBlock_20"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_0" xlink:to="loc_us-gaap_IncomeTaxPolicyTextBlock_20" order="190" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialAssetsServicingOfFinancialAssetsPolicy" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialAssetsServicingOfFinancialAssetsPolicy_21"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_0" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialAssetsServicingOfFinancialAssetsPolicy_21" order="200" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_TrustAssetsPolicyTextBlock" xlink:label="loc_rvsb_TrustAssetsPolicyTextBlock_22"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_0" xlink:to="loc_rvsb_TrustAssetsPolicyTextBlock_22" order="210" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EarningsPerSharePolicyTextBlock" xlink:label="loc_us-gaap_EarningsPerSharePolicyTextBlock_23"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_0" xlink:to="loc_us-gaap_EarningsPerSharePolicyTextBlock_23" order="220" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy" xlink:label="loc_us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy_24"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_0" xlink:to="loc_us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy_24" order="230" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EmployeeStockOwnershipPlanESOPPolicy" xlink:label="loc_us-gaap_EmployeeStockOwnershipPlanESOPPolicy_25"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_0" xlink:to="loc_us-gaap_EmployeeStockOwnershipPlanESOPPolicy_25" order="240" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock" xlink:label="loc_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock_26"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_0" xlink:to="loc_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock_26" order="250" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PriorPeriodReclassificationAdjustmentDescription" xlink:label="loc_us-gaap_PriorPeriodReclassificationAdjustmentDescription_27"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_0" xlink:to="loc_us-gaap_PriorPeriodReclassificationAdjustmentDescription_27" order="260" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/BUSINESSCOMBINATIONSTables">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessCombinationsAbstract" xlink:label="loc_us-gaap_BusinessCombinationsAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTextBlock" xlink:label="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessCombinationsAbstract_0" xlink:to="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessAcquisitionProFormaInformationTextBlock" xlink:label="loc_us-gaap_BusinessAcquisitionProFormaInformationTextBlock_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessCombinationsAbstract_0" xlink:to="loc_us-gaap_BusinessAcquisitionProFormaInformationTextBlock_2" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_ScheduleOfBusinessAcquisitionsRelatedExpensesTableTextBlock" xlink:label="loc_rvsb_ScheduleOfBusinessAcquisitionsRelatedExpensesTableTextBlock_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessCombinationsAbstract_0" xlink:to="loc_rvsb_ScheduleOfBusinessAcquisitionsRelatedExpensesTableTextBlock_3" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/INVESTMENTSECURITIESTables">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AvailableForSaleSecuritiesTextBlock" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_0" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock" xlink:label="loc_us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_0" xlink:to="loc_us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock_2" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_ScheduleOfTemporarilyImpairedSecuritiesFairValueAndUnrealizedLossesTableTextBlock" xlink:label="loc_rvsb_ScheduleOfTemporarilyImpairedSecuritiesFairValueAndUnrealizedLossesTableTextBlock_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_0" xlink:to="loc_rvsb_ScheduleOfTemporarilyImpairedSecuritiesFairValueAndUnrealizedLossesTableTextBlock_3" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/LOANSRECEIVABLETables">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="loc_us-gaap_ReceivablesAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock" xlink:label="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_0" xlink:to="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfRelatedPartyTransactionsTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfRelatedPartyTransactionsTableTextBlock_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_0" xlink:to="loc_us-gaap_ScheduleOfRelatedPartyTransactionsTableTextBlock_2" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/ALLOWANCEFORLOANLOSSESTables">
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_AllowanceForLoanLossesAbstract" xlink:label="loc_rvsb_AllowanceForLoanLossesAbstract_0"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_ScheduleOfAllowanceForLoanAndLeaseLossesRollForwardTableTextBlock" xlink:label="loc_rvsb_ScheduleOfAllowanceForLoanAndLeaseLossesRollForwardTableTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_AllowanceForLoanLossesAbstract_0" xlink:to="loc_rvsb_ScheduleOfAllowanceForLoanAndLeaseLossesRollForwardTableTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_ScheduleOfImpairedFinancingReceivablesTableTextBlock" xlink:label="loc_rvsb_ScheduleOfImpairedFinancingReceivablesTableTextBlock_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_AllowanceForLoanLossesAbstract_0" xlink:to="loc_rvsb_ScheduleOfImpairedFinancingReceivablesTableTextBlock_2" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_ScheduleOfChangesInAllowanceForUnfundedLoanCommitmentsTableTextBlock" xlink:label="loc_rvsb_ScheduleOfChangesInAllowanceForUnfundedLoanCommitmentsTableTextBlock_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_AllowanceForLoanLossesAbstract_0" xlink:to="loc_rvsb_ScheduleOfChangesInAllowanceForUnfundedLoanCommitmentsTableTextBlock_3" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PastDueFinancingReceivablesTableTextBlock" xlink:label="loc_us-gaap_PastDueFinancingReceivablesTableTextBlock_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_AllowanceForLoanLossesAbstract_0" xlink:to="loc_us-gaap_PastDueFinancingReceivablesTableTextBlock_4" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_ScheduleOfCreditQualityIndicatorsTableTextBlock" xlink:label="loc_rvsb_ScheduleOfCreditQualityIndicatorsTableTextBlock_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_AllowanceForLoanLossesAbstract_0" xlink:to="loc_rvsb_ScheduleOfCreditQualityIndicatorsTableTextBlock_5" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_ScheduleOfImpairedLoansAverageRecordedInvestmentAndInterestRecognizedTableTextBlock" xlink:label="loc_rvsb_ScheduleOfImpairedLoansAverageRecordedInvestmentAndInterestRecognizedTableTextBlock_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_AllowanceForLoanLossesAbstract_0" xlink:to="loc_rvsb_ScheduleOfImpairedLoansAverageRecordedInvestmentAndInterestRecognizedTableTextBlock_6" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_ScheduleOfTdrsByInterestAccrualStatusTableTextBlock" xlink:label="loc_rvsb_ScheduleOfTdrsByInterestAccrualStatusTableTextBlock_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_AllowanceForLoanLossesAbstract_0" xlink:to="loc_rvsb_ScheduleOfTdrsByInterestAccrualStatusTableTextBlock_7" order="60" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/RealEstateOwnedTables">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_RealEstateOwnedDisclosureOfDetailedComponentsAbstract" xlink:label="loc_us-gaap_RealEstateOwnedDisclosureOfDetailedComponentsAbstract_0"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_ScheduleOfActivityInReoRealEstateOwnedTableTextBlock" xlink:label="loc_rvsb_ScheduleOfActivityInReoRealEstateOwnedTableTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RealEstateOwnedDisclosureOfDetailedComponentsAbstract_0" xlink:to="loc_rvsb_ScheduleOfActivityInReoRealEstateOwnedTableTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/PremisesAndEquipmentTables">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PropertyPlantAndEquipmentAbstract" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PropertyPlantAndEquipmentTextBlock" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentAbstract_0" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfFutureMinimumLeasePaymentsForCapitalLeasesTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfFutureMinimumLeasePaymentsForCapitalLeasesTableTextBlock_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentAbstract_0" xlink:to="loc_us-gaap_ScheduleOfFutureMinimumLeasePaymentsForCapitalLeasesTableTextBlock_2" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/GOODWILLTables">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract" xlink:label="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfGoodwillTextBlock" xlink:label="loc_us-gaap_ScheduleOfGoodwillTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract_0" xlink:to="loc_us-gaap_ScheduleOfGoodwillTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/DepositsTables">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DepositsAbstract" xlink:label="loc_us-gaap_DepositsAbstract_0"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_ScheduleOfDepositAccountsTableTextBlock" xlink:label="loc_rvsb_ScheduleOfDepositAccountsTableTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DepositsAbstract_0" xlink:to="loc_rvsb_ScheduleOfDepositAccountsTableTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_ScheduleOfMaturitiesOfCertificatesOfDepositForFutureYearsTableTextBlock" xlink:label="loc_rvsb_ScheduleOfMaturitiesOfCertificatesOfDepositForFutureYearsTableTextBlock_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DepositsAbstract_0" xlink:to="loc_rvsb_ScheduleOfMaturitiesOfCertificatesOfDepositForFutureYearsTableTextBlock_2" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_ScheduleOfInterestExpenseByDepositTypeTableTextBlock" xlink:label="loc_rvsb_ScheduleOfInterestExpenseByDepositTypeTableTextBlock_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DepositsAbstract_0" xlink:to="loc_rvsb_ScheduleOfInterestExpenseByDepositTypeTableTextBlock_3" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/FEDERALHOMELOANBANKADVANCESTables">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FederalHomeLoanBanksAbstract" xlink:label="loc_us-gaap_FederalHomeLoanBanksAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FederalHomeLoanBankAdvancesTableTextBlock" xlink:label="loc_us-gaap_FederalHomeLoanBankAdvancesTableTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FederalHomeLoanBanksAbstract_0" xlink:to="loc_us-gaap_FederalHomeLoanBankAdvancesTableTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/JUNIORSUBORDINATEDDEBENTURESTables">
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_JuniorSubordinatedDebenturesAbstract" xlink:label="loc_rvsb_JuniorSubordinatedDebenturesAbstract_0"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_ScheduleOfTermsOfCurrentDebenturesTableTextBlock" xlink:label="loc_rvsb_ScheduleOfTermsOfCurrentDebenturesTableTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_JuniorSubordinatedDebenturesAbstract_0" xlink:to="loc_rvsb_ScheduleOfTermsOfCurrentDebenturesTableTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/IncomeTaxesTables">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncomeTaxDisclosureAbstract" xlink:label="loc_us-gaap_IncomeTaxDisclosureAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_0" xlink:to="loc_us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_0" xlink:to="loc_us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock_2" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_0" xlink:to="loc_us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock_3" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/EmployeeBenefitPlansTables">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" xlink:label="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DisclosureOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTextBlock" xlink:label="loc_us-gaap_DisclosureOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_0" xlink:to="loc_us-gaap_DisclosureOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTextBlock" xlink:label="loc_us-gaap_ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTextBlock_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_0" xlink:to="loc_us-gaap_ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTextBlock_2" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_ScheduleOfStockOptionsOutstandingTableTextBlock" xlink:label="loc_rvsb_ScheduleOfStockOptionsOutstandingTableTextBlock_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_0" xlink:to="loc_rvsb_ScheduleOfStockOptionsOutstandingTableTextBlock_3" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_0" xlink:to="loc_us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock_4" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>

<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/ShareholdersEquityAndRegulatoryCapitalRequirementsTables">
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_ShareholdersEquityAndRegulatoryCapitalRequirementsAbstract" xlink:label="loc_rvsb_ShareholdersEquityAndRegulatoryCapitalRequirementsAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xlink:label="loc_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_ShareholdersEquityAndRegulatoryCapitalRequirementsAbstract_0" xlink:to="loc_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/EARNINGSPERSHARETables">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EarningsPerShareAbstract" xlink:label="loc_us-gaap_EarningsPerShareAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_0" xlink:to="loc_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/FAIRVALUEMEASUREMENTSTables">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueDisclosuresAbstract" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_0" xlink:to="loc_us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>


<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_ScheduleOfAssetsMeasuredAtFairValueOnNonRecurringBasisTableTextBlock" xlink:label="loc_rvsb_ScheduleOfAssetsMeasuredAtFairValueOnNonRecurringBasisTableTextBlock_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_0" xlink:to="loc_rvsb_ScheduleOfAssetsMeasuredAtFairValueOnNonRecurringBasisTableTextBlock_3" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_0" xlink:to="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock_4" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueOptionQuantitativeDisclosuresTextBlock" xlink:label="loc_us-gaap_FairValueOptionQuantitativeDisclosuresTextBlock_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_0" xlink:to="loc_us-gaap_FairValueOptionQuantitativeDisclosuresTextBlock_5" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/REVENUEFROMCONTRACTSWITHCUSTOMERSTables">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_RevenueFromContractWithCustomerAbstract" xlink:label="loc_us-gaap_RevenueFromContractWithCustomerAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DisaggregationOfRevenueTableTextBlock" xlink:label="loc_us-gaap_DisaggregationOfRevenueTableTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RevenueFromContractWithCustomerAbstract_0" xlink:to="loc_us-gaap_DisaggregationOfRevenueTableTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/COMMITMENTSANDCONTINGENCIESTables">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xlink:label="loc_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_0"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_ScheduleOfSignificantOffBalanceSheetCommitmentsTableTextBlock" xlink:label="loc_rvsb_ScheduleOfSignificantOffBalanceSheetCommitmentsTableTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_0" xlink:to="loc_rvsb_ScheduleOfSignificantOffBalanceSheetCommitmentsTableTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/RiverviewBancorpIncParentCompanyOnlyTables">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:label="loc_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_ScheduleOfCondensedBalanceSheetTableTextBlock" xlink:label="loc_srt_ScheduleOfCondensedBalanceSheetTableTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_0" xlink:to="loc_srt_ScheduleOfCondensedBalanceSheetTableTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_ScheduleOfCondensedIncomeStatementTableTextBlock" xlink:label="loc_srt_ScheduleOfCondensedIncomeStatementTableTextBlock_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_0" xlink:to="loc_srt_ScheduleOfCondensedIncomeStatementTableTextBlock_2" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_ScheduleOfCondensedCashFlowStatementTableTextBlock" xlink:label="loc_srt_ScheduleOfCondensedCashFlowStatementTableTextBlock_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_0" xlink:to="loc_srt_ScheduleOfCondensedCashFlowStatementTableTextBlock_3" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfQuarterlyFinancialInformationTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfQuarterlyFinancialInformationTableTextBlock_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_0" xlink:to="loc_us-gaap_ScheduleOfQuarterlyFinancialInformationTableTextBlock_4" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/INVESTMENTSECURITIESDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleTable" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_0" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="loc_us-gaap_FinancialInstrumentAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_1" xlink:to="loc_us-gaap_FinancialInstrumentAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_2" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_MunicipalSecuritiesMember" xlink:label="loc_rvsb_MunicipalSecuritiesMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_3" xlink:to="loc_rvsb_MunicipalSecuritiesMember_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_USGovernmentAgenciesDebtSecuritiesMember" xlink:label="loc_us-gaap_USGovernmentAgenciesDebtSecuritiesMember_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_3" xlink:to="loc_us-gaap_USGovernmentAgenciesDebtSecuritiesMember_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_RealEstateMortgageInvestmentConduitsMember" xlink:label="loc_rvsb_RealEstateMortgageInvestmentConduitsMember_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_3" xlink:to="loc_rvsb_RealEstateMortgageInvestmentConduitsMember_6" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ResidentialMortgageBackedSecuritiesMember" xlink:label="loc_us-gaap_ResidentialMortgageBackedSecuritiesMember_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_3" xlink:to="loc_us-gaap_ResidentialMortgageBackedSecuritiesMember_7" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_OtherMortgageBackedSecuritiesMember" xlink:label="loc_rvsb_OtherMortgageBackedSecuritiesMember_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_3" xlink:to="loc_rvsb_OtherMortgageBackedSecuritiesMember_8" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:label="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_1" xlink:to="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_9" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_9" xlink:to="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_10" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_9" xlink:to="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_11" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_9" xlink:to="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_12" order="20" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecurities" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_13"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_9" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_13" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/INVESTMENTSECURITIESDetails1">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfHeldToMaturitySecuritiesTable" xlink:label="loc_us-gaap_ScheduleOfHeldToMaturitySecuritiesTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_0" xlink:to="loc_us-gaap_ScheduleOfHeldToMaturitySecuritiesTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="loc_us-gaap_FinancialInstrumentAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfHeldToMaturitySecuritiesTable_1" xlink:to="loc_us-gaap_FinancialInstrumentAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_2" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ResidentialMortgageBackedSecuritiesMember" xlink:label="loc_us-gaap_ResidentialMortgageBackedSecuritiesMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_3" xlink:to="loc_us-gaap_ResidentialMortgageBackedSecuritiesMember_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems" xlink:label="loc_us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfHeldToMaturitySecuritiesTable_1" xlink:to="loc_us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_HeldToMaturitySecurities" xlink:label="loc_us-gaap_HeldToMaturitySecurities_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems_5" xlink:to="loc_us-gaap_HeldToMaturitySecurities_6" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/positiveTerseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems_5" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain_7" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems_5" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss_8" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_HeldToMaturitySecuritiesFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesFairValue_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems_5" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesFairValue_9" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/INVESTMENTSECURITIESDetails2">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisAbstract" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisAbstract_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_0" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisAbstract_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisAbstract_1" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisAbstract_1" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_3" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisAbstract_1" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost_4" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisAbstract_1" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_5" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisAbstract_1" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis_6" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAbstract" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAbstract_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_0" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAbstract_7" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAbstract_7" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_8" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAbstract_7" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_9" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAbstract_7" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_10" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAbstract_7" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_11" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAbstract_7" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate_12" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/INVESTMENTSECURITIESDetails3">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisAbstract" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisAbstract_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_0" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisAbstract_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisAbstract_1" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisAbstract_1" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount_3" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisAbstract_1" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount_4" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisAbstract_1" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount_5" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisAbstract_1" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis_6" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValueAbstract" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValueAbstract_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_0" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValueAbstract_7" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValueAbstract_7" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue_8" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValueAbstract_7" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_9" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValueAbstract_7" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_10" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValueAbstract_7" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue_11" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValue_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValueAbstract_7" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValue_12" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/INVESTMENTSECURITIESDetails4">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleTable" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_0" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="loc_us-gaap_FinancialInstrumentAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_1" xlink:to="loc_us-gaap_FinancialInstrumentAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_2" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_MunicipalSecuritiesMember" xlink:label="loc_rvsb_MunicipalSecuritiesMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_3" xlink:to="loc_rvsb_MunicipalSecuritiesMember_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_USGovernmentAgenciesDebtSecuritiesMember" xlink:label="loc_us-gaap_USGovernmentAgenciesDebtSecuritiesMember_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_3" xlink:to="loc_us-gaap_USGovernmentAgenciesDebtSecuritiesMember_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_RealEstateMortgageInvestmentConduitsMember" xlink:label="loc_rvsb_RealEstateMortgageInvestmentConduitsMember_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_3" xlink:to="loc_rvsb_RealEstateMortgageInvestmentConduitsMember_6" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ResidentialMortgageBackedSecuritiesMember" xlink:label="loc_us-gaap_ResidentialMortgageBackedSecuritiesMember_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_3" xlink:to="loc_us-gaap_ResidentialMortgageBackedSecuritiesMember_7" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_OtherMortgageBackedSecuritiesMember" xlink:label="loc_rvsb_OtherMortgageBackedSecuritiesMember_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_3" xlink:to="loc_rvsb_OtherMortgageBackedSecuritiesMember_8" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:label="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_1" xlink:to="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_9" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_9" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_10" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_9" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_11" order="10" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_9" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_12" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_13"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_9" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_13" order="30" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition_14"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_9" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition_14" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_15"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_9" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_15" order="50" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedTotalLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/INVESTMENTSECURITIESDetailTextuals">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleTable" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_0" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="loc_us-gaap_FinancialInstrumentAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_1" xlink:to="loc_us-gaap_FinancialInstrumentAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_2" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AvailableforsaleSecuritiesMember" xlink:label="loc_us-gaap_AvailableforsaleSecuritiesMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_3" xlink:to="loc_us-gaap_AvailableforsaleSecuritiesMember_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:label="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_1" xlink:to="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_5" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet_6" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_Available-For-SaleSecuritiesGrossRealizedGainIncomeTax" xlink:label="loc_rvsb_Available-For-SaleSecuritiesGrossRealizedGainIncomeTax_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_5" xlink:to="loc_rvsb_Available-For-SaleSecuritiesGrossRealizedGainIncomeTax_7" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_PledgedAssetsSeparatelyReportedSecuritiesPledgedAsCollateralAtAmortizedCost" xlink:label="loc_rvsb_PledgedAssetsSeparatelyReportedSecuritiesPledgedAsCollateralAtAmortizedCost_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_5" xlink:to="loc_rvsb_PledgedAssetsSeparatelyReportedSecuritiesPledgedAsCollateralAtAmortizedCost_8" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedAsCollateralAtFairValue" xlink:label="loc_us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedAsCollateralAtFairValue_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_5" xlink:to="loc_us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedAsCollateralAtFairValue_9" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/FAIRVALUEMEASUREMENTSFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueDisclosuresAbstract" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_0" xlink:to="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueByMeasurementFrequencyAxis" xlink:label="loc_us-gaap_FairValueByMeasurementFrequencyAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1" xlink:to="loc_us-gaap_FairValueByMeasurementFrequencyAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueMeasurementFrequencyDomain" xlink:label="loc_us-gaap_FairValueMeasurementFrequencyDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByMeasurementFrequencyAxis_2" xlink:to="loc_us-gaap_FairValueMeasurementFrequencyDomain_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueMeasurementsRecurringMember" xlink:label="loc_us-gaap_FairValueMeasurementsRecurringMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementFrequencyDomain_3" xlink:to="loc_us-gaap_FairValueMeasurementsRecurringMember_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueByMeasurementBasisAxis" xlink:label="loc_us-gaap_FairValueByMeasurementBasisAxis_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1" xlink:to="loc_us-gaap_FairValueByMeasurementBasisAxis_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PortionAtFairValueFairValueDisclosureMember" xlink:label="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByMeasurementBasisAxis_5" xlink:to="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_6" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EstimateOfFairValueFairValueDisclosureMember" xlink:label="loc_us-gaap_EstimateOfFairValueFairValueDisclosureMember_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_6" xlink:to="loc_us-gaap_EstimateOfFairValueFairValueDisclosureMember_7" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:label="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1" xlink:to="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_8" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_8" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_9" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueInputsLevel1Member" xlink:label="loc_us-gaap_FairValueInputsLevel1Member_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_9" xlink:to="loc_us-gaap_FairValueInputsLevel1Member_10" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueInputsLevel2Member" xlink:label="loc_us-gaap_FairValueInputsLevel2Member_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_9" xlink:to="loc_us-gaap_FairValueInputsLevel2Member_11" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueInputsLevel3Member" xlink:label="loc_us-gaap_FairValueInputsLevel3Member_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_9" xlink:to="loc_us-gaap_FairValueInputsLevel3Member_12" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="loc_us-gaap_FinancialInstrumentAxis_13"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1" xlink:to="loc_us-gaap_FinancialInstrumentAxis_13" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_14"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_13" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_14" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_MunicipalSecuritiesMember" xlink:label="loc_rvsb_MunicipalSecuritiesMember_15"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_14" xlink:to="loc_rvsb_MunicipalSecuritiesMember_15" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_USGovernmentAgenciesDebtSecuritiesMember" xlink:label="loc_us-gaap_USGovernmentAgenciesDebtSecuritiesMember_16"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_14" xlink:to="loc_us-gaap_USGovernmentAgenciesDebtSecuritiesMember_16" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_RealEstateMortgageInvestmentConduitsMember" xlink:label="loc_rvsb_RealEstateMortgageInvestmentConduitsMember_17"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_14" xlink:to="loc_rvsb_RealEstateMortgageInvestmentConduitsMember_17" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ResidentialMortgageBackedSecuritiesMember" xlink:label="loc_us-gaap_ResidentialMortgageBackedSecuritiesMember_18"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_14" xlink:to="loc_us-gaap_ResidentialMortgageBackedSecuritiesMember_18" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_OtherMortgageBackedSecuritiesMember" xlink:label="loc_rvsb_OtherMortgageBackedSecuritiesMember_19"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_14" xlink:to="loc_rvsb_OtherMortgageBackedSecuritiesMember_19" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_20"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1" xlink:to="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_20" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InvestmentsFairValueDisclosure" xlink:label="loc_us-gaap_InvestmentsFairValueDisclosure_21"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_20" xlink:to="loc_us-gaap_InvestmentsFairValueDisclosure_21" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/FairValueMeasurementsAssetsMeasuredAtFairValueOnNonRecurringBasisDetails1">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueDisclosuresAbstract" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_0" xlink:to="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueByMeasurementFrequencyAxis" xlink:label="loc_us-gaap_FairValueByMeasurementFrequencyAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1" xlink:to="loc_us-gaap_FairValueByMeasurementFrequencyAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueMeasurementFrequencyDomain" xlink:label="loc_us-gaap_FairValueMeasurementFrequencyDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByMeasurementFrequencyAxis_2" xlink:to="loc_us-gaap_FairValueMeasurementFrequencyDomain_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueMeasurementsNonrecurringMember" xlink:label="loc_us-gaap_FairValueMeasurementsNonrecurringMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementFrequencyDomain_3" xlink:to="loc_us-gaap_FairValueMeasurementsNonrecurringMember_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueByMeasurementBasisAxis" xlink:label="loc_us-gaap_FairValueByMeasurementBasisAxis_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1" xlink:to="loc_us-gaap_FairValueByMeasurementBasisAxis_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PortionAtFairValueFairValueDisclosureMember" xlink:label="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByMeasurementBasisAxis_5" xlink:to="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_6" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EstimateOfFairValueFairValueDisclosureMember" xlink:label="loc_us-gaap_EstimateOfFairValueFairValueDisclosureMember_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_6" xlink:to="loc_us-gaap_EstimateOfFairValueFairValueDisclosureMember_7" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:label="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1" xlink:to="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_8" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_8" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_9" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueInputsLevel1Member" xlink:label="loc_us-gaap_FairValueInputsLevel1Member_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_9" xlink:to="loc_us-gaap_FairValueInputsLevel1Member_10" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueInputsLevel2Member" xlink:label="loc_us-gaap_FairValueInputsLevel2Member_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_9" xlink:to="loc_us-gaap_FairValueInputsLevel2Member_11" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueInputsLevel3Member" xlink:label="loc_us-gaap_FairValueInputsLevel3Member_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_9" xlink:to="loc_us-gaap_FairValueInputsLevel3Member_12" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="loc_us-gaap_FinancialInstrumentAxis_13"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1" xlink:to="loc_us-gaap_FinancialInstrumentAxis_13" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_14"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_13" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_14" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_ImpairedLoansMember" xlink:label="loc_rvsb_ImpairedLoansMember_15"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_14" xlink:to="loc_rvsb_ImpairedLoansMember_15" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_16"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1" xlink:to="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_16" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AssetsFairValueDisclosure" xlink:label="loc_us-gaap_AssetsFairValueDisclosure_17"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_16" xlink:to="loc_us-gaap_AssetsFairValueDisclosure_17" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/positiveLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/FairValueMeasurementsLevel3InputsForFinancialInstrumentsMeasuredAtFairValueDetails2">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueDisclosuresAbstract" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_0" xlink:to="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueByMeasurementFrequencyAxis" xlink:label="loc_us-gaap_FairValueByMeasurementFrequencyAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1" xlink:to="loc_us-gaap_FairValueByMeasurementFrequencyAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueMeasurementFrequencyDomain" xlink:label="loc_us-gaap_FairValueMeasurementFrequencyDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByMeasurementFrequencyAxis_2" xlink:to="loc_us-gaap_FairValueMeasurementFrequencyDomain_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueMeasurementsNonrecurringMember" xlink:label="loc_us-gaap_FairValueMeasurementsNonrecurringMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementFrequencyDomain_3" xlink:to="loc_us-gaap_FairValueMeasurementsNonrecurringMember_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:label="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1" xlink:to="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_5" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_6" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueInputsLevel3Member" xlink:label="loc_us-gaap_FairValueInputsLevel3Member_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_6" xlink:to="loc_us-gaap_FairValueInputsLevel3Member_7" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="loc_us-gaap_FinancialInstrumentAxis_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1" xlink:to="loc_us-gaap_FinancialInstrumentAxis_8" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_8" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_9" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_ImpairedLoansMember" xlink:label="loc_rvsb_ImpairedLoansMember_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_9" xlink:to="loc_rvsb_ImpairedLoansMember_10" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ValuationTechniqueAxis" xlink:label="loc_us-gaap_ValuationTechniqueAxis_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1" xlink:to="loc_us-gaap_ValuationTechniqueAxis_11" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ValuationTechniqueDomain" xlink:label="loc_us-gaap_ValuationTechniqueDomain_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ValuationTechniqueAxis_11" xlink:to="loc_us-gaap_ValuationTechniqueDomain_12" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ValuationTechniqueDiscountedCashFlowMember" xlink:label="loc_us-gaap_ValuationTechniqueDiscountedCashFlowMember_13"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ValuationTechniqueDomain_12" xlink:to="loc_us-gaap_ValuationTechniqueDiscountedCashFlowMember_13" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_MeasurementInputTypeAxis" xlink:label="loc_us-gaap_MeasurementInputTypeAxis_14"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1" xlink:to="loc_us-gaap_MeasurementInputTypeAxis_14" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_MeasurementInputTypeDomain" xlink:label="loc_us-gaap_MeasurementInputTypeDomain_15"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MeasurementInputTypeAxis_14" xlink:to="loc_us-gaap_MeasurementInputTypeDomain_15" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_MeasurementInputDiscountRateMember" xlink:label="loc_us-gaap_MeasurementInputDiscountRateMember_16"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MeasurementInputTypeDomain_15" xlink:to="loc_us-gaap_MeasurementInputDiscountRateMember_16" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_RangeAxis" xlink:label="loc_srt_RangeAxis_17"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1" xlink:to="loc_srt_RangeAxis_17" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_RangeMember" xlink:label="loc_srt_RangeMember_18"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeAxis_17" xlink:to="loc_srt_RangeMember_18" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_MinimumMember" xlink:label="loc_srt_MinimumMember_19"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_18" xlink:to="loc_srt_MinimumMember_19" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_MaximumMember" xlink:label="loc_srt_MaximumMember_20"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_18" xlink:to="loc_srt_MaximumMember_20" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_21"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1" xlink:to="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_21" order="60" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_ImpairedLoansMeasurementInput" xlink:label="loc_rvsb_ImpairedLoansMeasurementInput_22"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_21" xlink:to="loc_rvsb_ImpairedLoansMeasurementInput_22" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/FairValueMeasurementsFairValueOptionQuantitativeDisclosuresDetails3">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueDisclosuresAbstract" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_0" xlink:to="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:label="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1" xlink:to="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_2" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueInputsLevel1Member" xlink:label="loc_us-gaap_FairValueInputsLevel1Member_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_3" xlink:to="loc_us-gaap_FairValueInputsLevel1Member_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueInputsLevel2Member" xlink:label="loc_us-gaap_FairValueInputsLevel2Member_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_3" xlink:to="loc_us-gaap_FairValueInputsLevel2Member_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueInputsLevel3Member" xlink:label="loc_us-gaap_FairValueInputsLevel3Member_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_3" xlink:to="loc_us-gaap_FairValueInputsLevel3Member_6" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueByMeasurementBasisAxis" xlink:label="loc_us-gaap_FairValueByMeasurementBasisAxis_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1" xlink:to="loc_us-gaap_FairValueByMeasurementBasisAxis_7" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PortionAtFairValueFairValueDisclosureMember" xlink:label="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByMeasurementBasisAxis_7" xlink:to="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_8" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EstimateOfFairValueFairValueDisclosureMember" xlink:label="loc_us-gaap_EstimateOfFairValueFairValueDisclosureMember_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_8" xlink:to="loc_us-gaap_EstimateOfFairValueFairValueDisclosureMember_9" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CarryingReportedAmountFairValueDisclosureMember" xlink:label="loc_us-gaap_CarryingReportedAmountFairValueDisclosureMember_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_8" xlink:to="loc_us-gaap_CarryingReportedAmountFairValueDisclosureMember_10" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="loc_us-gaap_FinancialInstrumentAxis_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1" xlink:to="loc_us-gaap_FinancialInstrumentAxis_11" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_11" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_12" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CashMember" xlink:label="loc_us-gaap_CashMember_13"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_12" xlink:to="loc_us-gaap_CashMember_13" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CertificatesOfDepositMember" xlink:label="loc_us-gaap_CertificatesOfDepositMember_14"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_12" xlink:to="loc_us-gaap_CertificatesOfDepositMember_14" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_LoansHeldForSaleMember" xlink:label="loc_rvsb_LoansHeldForSaleMember_15"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_12" xlink:to="loc_rvsb_LoansHeldForSaleMember_15" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AvailableforsaleSecuritiesMember" xlink:label="loc_us-gaap_AvailableforsaleSecuritiesMember_16"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_12" xlink:to="loc_us-gaap_AvailableforsaleSecuritiesMember_16" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_HeldtomaturitySecuritiesMember" xlink:label="loc_us-gaap_HeldtomaturitySecuritiesMember_17"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_12" xlink:to="loc_us-gaap_HeldtomaturitySecuritiesMember_17" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LoansReceivableMember" xlink:label="loc_us-gaap_LoansReceivableMember_18"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_12" xlink:to="loc_us-gaap_LoansReceivableMember_18" order="60" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InvestmentInFederalHomeLoanBankStockMember" xlink:label="loc_us-gaap_InvestmentInFederalHomeLoanBankStockMember_19"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_12" xlink:to="loc_us-gaap_InvestmentInFederalHomeLoanBankStockMember_19" order="70" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DemandDepositsMember" xlink:label="loc_us-gaap_DemandDepositsMember_20"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_12" xlink:to="loc_us-gaap_DemandDepositsMember_20" order="80" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_TimeDepositsMember" xlink:label="loc_rvsb_TimeDepositsMember_21"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_12" xlink:to="loc_rvsb_TimeDepositsMember_21" order="90" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FederalHomeLoanBankAdvancesMember" xlink:label="loc_us-gaap_FederalHomeLoanBankAdvancesMember_22"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_12" xlink:to="loc_us-gaap_FederalHomeLoanBankAdvancesMember_22" order="110" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_SubordinatedDebtObligationsMember" xlink:label="loc_us-gaap_SubordinatedDebtObligationsMember_23"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_12" xlink:to="loc_us-gaap_SubordinatedDebtObligationsMember_23" order="120" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_CapitalLeaseObligationMember" xlink:label="loc_rvsb_CapitalLeaseObligationMember_24"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_12" xlink:to="loc_rvsb_CapitalLeaseObligationMember_24" order="130" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_25"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1" xlink:to="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_25" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AssetsFairValueDisclosure" xlink:label="loc_us-gaap_AssetsFairValueDisclosure_26"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_25" xlink:to="loc_us-gaap_AssetsFairValueDisclosure_26" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LiabilitiesFairValueDisclosure" xlink:label="loc_us-gaap_LiabilitiesFairValueDisclosure_27"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_25" xlink:to="loc_us-gaap_LiabilitiesFairValueDisclosure_27" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_CertificatesOfDeposit1Member" xlink:label="loc_rvsb_CertificatesOfDeposit1Member"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_12" xlink:to="loc_rvsb_CertificatesOfDeposit1Member" order="100" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/REVENUEFROMCONTRACTSWITHCUSTOMERSDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_RevenueFromContractWithCustomerAbstract" xlink:label="loc_us-gaap_RevenueFromContractWithCustomerAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfEntityWideInformationRevenueFromExternalCustomersByProductsAndServicesTable" xlink:label="loc_us-gaap_ScheduleOfEntityWideInformationRevenueFromExternalCustomersByProductsAndServicesTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RevenueFromContractWithCustomerAbstract_0" xlink:to="loc_us-gaap_ScheduleOfEntityWideInformationRevenueFromExternalCustomersByProductsAndServicesTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_ProductOrServiceAxis" xlink:label="loc_srt_ProductOrServiceAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfEntityWideInformationRevenueFromExternalCustomersByProductsAndServicesTable_1" xlink:to="loc_srt_ProductOrServiceAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_ProductsAndServicesDomain" xlink:label="loc_srt_ProductsAndServicesDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ProductOrServiceAxis_2" xlink:to="loc_srt_ProductsAndServicesDomain_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AssetManagement1Member" xlink:label="loc_us-gaap_AssetManagement1Member_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ProductsAndServicesDomain_3" xlink:to="loc_us-gaap_AssetManagement1Member_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DebitCardMember" xlink:label="loc_us-gaap_DebitCardMember_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ProductsAndServicesDomain_3" xlink:to="loc_us-gaap_DebitCardMember_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DepositAccountMember" xlink:label="loc_us-gaap_DepositAccountMember_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ProductsAndServicesDomain_3" xlink:to="loc_us-gaap_DepositAccountMember_6" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_LoanRelatedFeesMember" xlink:label="loc_rvsb_LoanRelatedFeesMember_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ProductsAndServicesDomain_3" xlink:to="loc_rvsb_LoanRelatedFeesMember_7" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EntityWideInformationRevenueFromExternalCustomerLineItems" xlink:label="loc_us-gaap_EntityWideInformationRevenueFromExternalCustomerLineItems_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfEntityWideInformationRevenueFromExternalCustomersByProductsAndServicesTable_1" xlink:to="loc_us-gaap_EntityWideInformationRevenueFromExternalCustomerLineItems_8" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_RevenueFromContractWithCustomerIncludingAssessedTax" xlink:label="loc_us-gaap_RevenueFromContractWithCustomerIncludingAssessedTax_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EntityWideInformationRevenueFromExternalCustomerLineItems_8" xlink:to="loc_us-gaap_RevenueFromContractWithCustomerIncludingAssessedTax_9" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BankOwnedLifeInsuranceIncome" xlink:label="loc_us-gaap_BankOwnedLifeInsuranceIncome_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EntityWideInformationRevenueFromExternalCustomerLineItems_8" xlink:to="loc_us-gaap_BankOwnedLifeInsuranceIncome_10" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_GainLossOnSalesOfLoansNet" xlink:label="loc_us-gaap_GainLossOnSalesOfLoansNet_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EntityWideInformationRevenueFromExternalCustomerLineItems_8" xlink:to="loc_us-gaap_GainLossOnSalesOfLoansNet_11" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_LoanServicingFees" xlink:label="loc_rvsb_LoanServicingFees_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EntityWideInformationRevenueFromExternalCustomerLineItems_8" xlink:to="loc_rvsb_LoanServicingFees_12" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NoninterestIncomeOther" xlink:label="loc_us-gaap_NoninterestIncomeOther_13"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EntityWideInformationRevenueFromExternalCustomerLineItems_8" xlink:to="loc_us-gaap_NoninterestIncomeOther_13" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NoninterestIncome" xlink:label="loc_us-gaap_NoninterestIncome_14"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EntityWideInformationRevenueFromExternalCustomerLineItems_8" xlink:to="loc_us-gaap_NoninterestIncome_14" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/SUMMARYOFSIGNIFICANTACCOUNTINGPOLICIESDetailTextuals">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AccountingPoliciesAbstract" xlink:label="loc_us-gaap_AccountingPoliciesAbstract_0"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_NumberOfStockOptionsOutstandingHeldByTrust" xlink:label="loc_rvsb_NumberOfStockOptionsOutstandingHeldByTrust_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_0" xlink:to="loc_rvsb_NumberOfStockOptionsOutstandingHeldByTrust_1" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AllocatedShareBasedCompensationExpense" xlink:label="loc_us-gaap_AllocatedShareBasedCompensationExpense_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_0" xlink:to="loc_us-gaap_AllocatedShareBasedCompensationExpense_2" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_NumberOfBranches" xlink:label="loc_rvsb_NumberOfBranches_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_0" xlink:to="loc_rvsb_NumberOfBranches_3" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NumberOfOperatingSegments" xlink:label="loc_us-gaap_NumberOfOperatingSegments_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_0" xlink:to="loc_us-gaap_NumberOfOperatingSegments_4" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_MinimumPercentageOfMonthlyPaymentsChargedOffForConsumerInstallmentLoan" xlink:label="loc_rvsb_MinimumPercentageOfMonthlyPaymentsChargedOffForConsumerInstallmentLoan_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_0" xlink:to="loc_rvsb_MinimumPercentageOfMonthlyPaymentsChargedOffForConsumerInstallmentLoan_5" order="60" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_BankSoldDeposits" xlink:label="loc_rvsb_BankSoldDeposits_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_0" xlink:to="loc_rvsb_BankSoldDeposits_6" order="70" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_GainOnSaleDeposits" xlink:label="loc_rvsb_GainOnSaleDeposits_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_0" xlink:to="loc_rvsb_GainOnSaleDeposits_7" order="80" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_GainLossOnSaleOfPropertyPlantEquipment" xlink:label="loc_us-gaap_GainLossOnSaleOfPropertyPlantEquipment_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_0" xlink:to="loc_us-gaap_GainLossOnSaleOfPropertyPlantEquipment_8" order="90" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>


</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/SUMMARYOFSIGNIFICANTACCOUNTINGPOLICIESDetailTextuals1">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AccountingPoliciesAbstract" xlink:label="loc_us-gaap_AccountingPoliciesAbstract_0"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_SummaryOfSignificantAccountingPoliciesTable" xlink:label="loc_rvsb_SummaryOfSignificantAccountingPoliciesTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_0" xlink:to="loc_rvsb_SummaryOfSignificantAccountingPoliciesTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueByMeasurementBasisAxis" xlink:label="loc_us-gaap_FairValueByMeasurementBasisAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_SummaryOfSignificantAccountingPoliciesTable_1" xlink:to="loc_us-gaap_FairValueByMeasurementBasisAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PortionAtFairValueFairValueDisclosureMember" xlink:label="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByMeasurementBasisAxis_2" xlink:to="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EstimateOfFairValueFairValueDisclosureMember" xlink:label="loc_us-gaap_EstimateOfFairValueFairValueDisclosureMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_3" xlink:to="loc_us-gaap_EstimateOfFairValueFairValueDisclosureMember_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PropertyPlantAndEquipmentByTypeAxis" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentByTypeAxis_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_SummaryOfSignificantAccountingPoliciesTable_1" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentByTypeAxis_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PropertyPlantAndEquipmentTypeDomain" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentByTypeAxis_5" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_6" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BuildingImprovementsMember" xlink:label="loc_us-gaap_BuildingImprovementsMember_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_6" xlink:to="loc_us-gaap_BuildingImprovementsMember_7" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FurnitureAndFixturesMember" xlink:label="loc_us-gaap_FurnitureAndFixturesMember_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_6" xlink:to="loc_us-gaap_FurnitureAndFixturesMember_8" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LeaseholdImprovementsMember" xlink:label="loc_us-gaap_LeaseholdImprovementsMember_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_6" xlink:to="loc_us-gaap_LeaseholdImprovementsMember_9" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_SummaryOfSignificantAccountingPoliciesTable_1" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_10" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_10" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_11" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CoreDepositsMember" xlink:label="loc_us-gaap_CoreDepositsMember_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_11" xlink:to="loc_us-gaap_CoreDepositsMember_12" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessAcquisitionAxis" xlink:label="loc_us-gaap_BusinessAcquisitionAxis_13"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_SummaryOfSignificantAccountingPoliciesTable_1" xlink:to="loc_us-gaap_BusinessAcquisitionAxis_13" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessAcquisitionAcquireeDomain" xlink:label="loc_us-gaap_BusinessAcquisitionAcquireeDomain_14"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionAxis_13" xlink:to="loc_us-gaap_BusinessAcquisitionAcquireeDomain_14" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_MerchantsBancorpMember" xlink:label="loc_rvsb_MerchantsBancorpMember_15"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionAcquireeDomain_14" xlink:to="loc_rvsb_MerchantsBancorpMember_15" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NewAccountingPronouncementEarlyAdoptionAxis" xlink:label="loc_us-gaap_NewAccountingPronouncementEarlyAdoptionAxis_16"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_SummaryOfSignificantAccountingPoliciesTable_1" xlink:to="loc_us-gaap_NewAccountingPronouncementEarlyAdoptionAxis_16" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NewAccountingPrinciplesEarlyAdoptionMember" xlink:label="loc_us-gaap_NewAccountingPrinciplesEarlyAdoptionMember_17"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NewAccountingPronouncementEarlyAdoptionAxis_16" xlink:to="loc_us-gaap_NewAccountingPrinciplesEarlyAdoptionMember_17" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AdjustmentsForNewAccountingPrincipleEarlyAdoptionMember" xlink:label="loc_us-gaap_AdjustmentsForNewAccountingPrincipleEarlyAdoptionMember_18"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NewAccountingPrinciplesEarlyAdoptionMember_17" xlink:to="loc_us-gaap_AdjustmentsForNewAccountingPrincipleEarlyAdoptionMember_18" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AccountingStandardsUpdate201602Member" xlink:label="loc_us-gaap_AccountingStandardsUpdate201602Member_19"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NewAccountingPrinciplesEarlyAdoptionMember_17" xlink:to="loc_us-gaap_AccountingStandardsUpdate201602Member_19" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_SummaryOfSignificantAccountingPoliciesLineItems" xlink:label="loc_rvsb_SummaryOfSignificantAccountingPoliciesLineItems_20"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_SummaryOfSignificantAccountingPoliciesTable_1" xlink:to="loc_rvsb_SummaryOfSignificantAccountingPoliciesLineItems_20" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PropertyPlantAndEquipmentEstimatedUsefulLives" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentEstimatedUsefulLives_21"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_SummaryOfSignificantAccountingPoliciesLineItems_20" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentEstimatedUsefulLives_21" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsRemainingAmortizationPeriod1" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsRemainingAmortizationPeriod1_22"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_SummaryOfSignificantAccountingPoliciesLineItems_20" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsRemainingAmortizationPeriod1_22" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCdi" xlink:label="loc_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCdi_23"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_SummaryOfSignificantAccountingPoliciesLineItems_20" xlink:to="loc_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCdi_23" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FiniteLivedCoreDepositsGross" xlink:label="loc_us-gaap_FiniteLivedCoreDepositsGross_24"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_SummaryOfSignificantAccountingPoliciesLineItems_20" xlink:to="loc_us-gaap_FiniteLivedCoreDepositsGross_24" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization_25"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_SummaryOfSignificantAccountingPoliciesLineItems_20" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization_25" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths_26"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_SummaryOfSignificantAccountingPoliciesLineItems_20" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths_26" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo_27"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_SummaryOfSignificantAccountingPoliciesLineItems_20" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo_27" order="60" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree_28"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_SummaryOfSignificantAccountingPoliciesLineItems_20" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree_28" order="70" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour_29"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_SummaryOfSignificantAccountingPoliciesLineItems_20" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour_29" order="80" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive_30"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_SummaryOfSignificantAccountingPoliciesLineItems_20" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive_30" order="90" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive_31"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_SummaryOfSignificantAccountingPoliciesLineItems_20" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive_31" order="100" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AssetsHeldInTrust" xlink:label="loc_us-gaap_AssetsHeldInTrust_32"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_SummaryOfSignificantAccountingPoliciesLineItems_20" xlink:to="loc_us-gaap_AssetsHeldInTrust_32" order="110" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_EarlyAdoptionOfReclassificationOfTaxEffectsFromAociToRetainedEarnings" xlink:label="loc_rvsb_EarlyAdoptionOfReclassificationOfTaxEffectsFromAociToRetainedEarnings_33"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_SummaryOfSignificantAccountingPoliciesLineItems_20" xlink:to="loc_rvsb_EarlyAdoptionOfReclassificationOfTaxEffectsFromAociToRetainedEarnings_33" order="120" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncreaseDecreaseInOperatingCapital" xlink:label="loc_us-gaap_IncreaseDecreaseInOperatingCapital_34"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_SummaryOfSignificantAccountingPoliciesLineItems_20" xlink:to="loc_us-gaap_IncreaseDecreaseInOperatingCapital_34" order="130" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/RestrictedAssetsDetailTextuals">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_OtherRestrictedAssetsAbstract" xlink:label="loc_us-gaap_OtherRestrictedAssetsAbstract_0"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_MinimumReserveBalance" xlink:label="loc_rvsb_MinimumReserveBalance_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherRestrictedAssetsAbstract_0" xlink:to="loc_rvsb_MinimumReserveBalance_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/BUSINESSCOMBINATIONSDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessCombinationsAbstract" xlink:label="loc_us-gaap_BusinessCombinationsAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable" xlink:label="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessCombinationsAbstract_0" xlink:to="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessAcquisitionAxis" xlink:label="loc_us-gaap_BusinessAcquisitionAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_1" xlink:to="loc_us-gaap_BusinessAcquisitionAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessAcquisitionAcquireeDomain" xlink:label="loc_us-gaap_BusinessAcquisitionAcquireeDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionAxis_2" xlink:to="loc_us-gaap_BusinessAcquisitionAcquireeDomain_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_MerchantsBancorpMember" xlink:label="loc_rvsb_MerchantsBancorpMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionAcquireeDomain_3" xlink:to="loc_rvsb_MerchantsBancorpMember_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueByMeasurementBasisAxis" xlink:label="loc_us-gaap_FairValueByMeasurementBasisAxis_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_1" xlink:to="loc_us-gaap_FairValueByMeasurementBasisAxis_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PortionAtFairValueFairValueDisclosureMember" xlink:label="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByMeasurementBasisAxis_5" xlink:to="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_6" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CarryingReportedAmountFairValueDisclosureMember" xlink:label="loc_us-gaap_CarryingReportedAmountFairValueDisclosureMember_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_6" xlink:to="loc_us-gaap_CarryingReportedAmountFairValueDisclosureMember_7" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ChangeDuringPeriodFairValueDisclosureMember" xlink:label="loc_us-gaap_ChangeDuringPeriodFairValueDisclosureMember_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_6" xlink:to="loc_us-gaap_ChangeDuringPeriodFairValueDisclosureMember_8" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EstimateOfFairValueFairValueDisclosureMember" xlink:label="loc_us-gaap_EstimateOfFairValueFairValueDisclosureMember_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_6" xlink:to="loc_us-gaap_EstimateOfFairValueFairValueDisclosureMember_9" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessAcquisitionLineItems" xlink:label="loc_us-gaap_BusinessAcquisitionLineItems_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_1" xlink:to="loc_us-gaap_BusinessAcquisitionLineItems_10" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PaymentsToAcquireBusinessesGross" xlink:label="loc_us-gaap_PaymentsToAcquireBusinessesGross_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_10" xlink:to="loc_us-gaap_PaymentsToAcquireBusinessesGross_11" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNetAbstract" xlink:label="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNetAbstract_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_10" xlink:to="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNetAbstract_12" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssetsAbstract" xlink:label="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssetsAbstract_13"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNetAbstract_12" xlink:to="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssetsAbstract_13" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCashAndEquivalents" xlink:label="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCashAndEquivalents_14"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssetsAbstract_13" xlink:to="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCashAndEquivalents_14" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLoansReceivable" xlink:label="loc_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLoansReceivable_15"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssetsAbstract_13" xlink:to="loc_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLoansReceivable_15" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCdi" xlink:label="loc_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCdi_16"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssetsAbstract_13" xlink:to="loc_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCdi_16" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedPropertyPlantAndEquipment" xlink:label="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedPropertyPlantAndEquipment_17"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssetsAbstract_13" xlink:to="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedPropertyPlantAndEquipment_17" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedBankOwnedLifeInsurance" xlink:label="loc_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedBankOwnedLifeInsurance_18"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssetsAbstract_13" xlink:to="loc_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedBankOwnedLifeInsurance_18" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedInterestReceivableAndOtherAssets" xlink:label="loc_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedInterestReceivableAndOtherAssets_19"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssetsAbstract_13" xlink:to="loc_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedInterestReceivableAndOtherAssets_19" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets" xlink:label="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets_20"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssetsAbstract_13" xlink:to="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets_20" order="60" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilitiesAbstract" xlink:label="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilitiesAbstract_21"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNetAbstract_12" xlink:to="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilitiesAbstract_21" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDeposits" xlink:label="loc_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDeposits_22"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilitiesAbstract_21" xlink:to="loc_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDeposits_22" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedJuniorSubordinatedDebentures" xlink:label="loc_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedJuniorSubordinatedDebentures_23"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilitiesAbstract_21" xlink:to="loc_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedJuniorSubordinatedDebentures_23" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedExpensesAndOtherLiabilities" xlink:label="loc_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedExpensesAndOtherLiabilities_24"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilitiesAbstract_21" xlink:to="loc_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedExpensesAndOtherLiabilities_24" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilities" xlink:label="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilities_25"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNetAbstract_12" xlink:to="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilities_25" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet" xlink:label="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet_26"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNetAbstract_12" xlink:to="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet_26" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_Goodwill" xlink:label="loc_us-gaap_Goodwill_27"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNetAbstract_12" xlink:to="loc_us-gaap_Goodwill_27" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/BUSINESSCOMBINATIONSDetails1">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessCombinationsAbstract" xlink:label="loc_us-gaap_BusinessCombinationsAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable" xlink:label="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessCombinationsAbstract_0" xlink:to="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessAcquisitionAxis" xlink:label="loc_us-gaap_BusinessAcquisitionAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_1" xlink:to="loc_us-gaap_BusinessAcquisitionAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessAcquisitionAcquireeDomain" xlink:label="loc_us-gaap_BusinessAcquisitionAcquireeDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionAxis_2" xlink:to="loc_us-gaap_BusinessAcquisitionAcquireeDomain_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_MerchantsBancorpMember" xlink:label="loc_rvsb_MerchantsBancorpMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionAcquireeDomain_3" xlink:to="loc_rvsb_MerchantsBancorpMember_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessAcquisitionLineItems" xlink:label="loc_us-gaap_BusinessAcquisitionLineItems_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_1" xlink:to="loc_us-gaap_BusinessAcquisitionLineItems_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessAcquisitionsProFormaRevenue" xlink:label="loc_us-gaap_BusinessAcquisitionsProFormaRevenue_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_5" xlink:to="loc_us-gaap_BusinessAcquisitionsProFormaRevenue_6" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessAcquisitionsProFormaNetIncomeLoss" xlink:label="loc_us-gaap_BusinessAcquisitionsProFormaNetIncomeLoss_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_5" xlink:to="loc_us-gaap_BusinessAcquisitionsProFormaNetIncomeLoss_7" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/BUSINESSCOMBINATIONSDetails2">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessCombinationsAbstract" xlink:label="loc_us-gaap_BusinessCombinationsAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable" xlink:label="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessCombinationsAbstract_0" xlink:to="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessAcquisitionAxis" xlink:label="loc_us-gaap_BusinessAcquisitionAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_1" xlink:to="loc_us-gaap_BusinessAcquisitionAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessAcquisitionAcquireeDomain" xlink:label="loc_us-gaap_BusinessAcquisitionAcquireeDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionAxis_2" xlink:to="loc_us-gaap_BusinessAcquisitionAcquireeDomain_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_MerchantsBancorpMember" xlink:label="loc_rvsb_MerchantsBancorpMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionAcquireeDomain_3" xlink:to="loc_rvsb_MerchantsBancorpMember_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncomeStatementLocationAxis" xlink:label="loc_us-gaap_IncomeStatementLocationAxis_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_1" xlink:to="loc_us-gaap_IncomeStatementLocationAxis_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncomeStatementLocationDomain" xlink:label="loc_us-gaap_IncomeStatementLocationDomain_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementLocationAxis_5" xlink:to="loc_us-gaap_IncomeStatementLocationDomain_6" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_SalariesAndEmployeeBenefitMember" xlink:label="loc_rvsb_SalariesAndEmployeeBenefitMember_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementLocationDomain_6" xlink:to="loc_rvsb_SalariesAndEmployeeBenefitMember_7" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_OccupancyAndDepreciationMember" xlink:label="loc_rvsb_OccupancyAndDepreciationMember_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementLocationDomain_6" xlink:to="loc_rvsb_OccupancyAndDepreciationMember_8" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_DataProcessingMember" xlink:label="loc_rvsb_DataProcessingMember_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementLocationDomain_6" xlink:to="loc_rvsb_DataProcessingMember_9" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_ProfessionalFeesMember" xlink:label="loc_rvsb_ProfessionalFeesMember_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementLocationDomain_6" xlink:to="loc_rvsb_ProfessionalFeesMember_10" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessAcquisitionLineItems" xlink:label="loc_us-gaap_BusinessAcquisitionLineItems_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_1" xlink:to="loc_us-gaap_BusinessAcquisitionLineItems_11" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessCombinationAcquisitionRelatedCosts" xlink:label="loc_us-gaap_BusinessCombinationAcquisitionRelatedCosts_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_11" xlink:to="loc_us-gaap_BusinessCombinationAcquisitionRelatedCosts_12" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/BusinessCombinationsDetailTextuals">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessCombinationsAbstract" xlink:label="loc_us-gaap_BusinessCombinationsAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable" xlink:label="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessCombinationsAbstract_0" xlink:to="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessAcquisitionAxis" xlink:label="loc_us-gaap_BusinessAcquisitionAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_1" xlink:to="loc_us-gaap_BusinessAcquisitionAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessAcquisitionAcquireeDomain" xlink:label="loc_us-gaap_BusinessAcquisitionAcquireeDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionAxis_2" xlink:to="loc_us-gaap_BusinessAcquisitionAcquireeDomain_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_MerchantsBancorpMember" xlink:label="loc_rvsb_MerchantsBancorpMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionAcquireeDomain_3" xlink:to="loc_rvsb_MerchantsBancorpMember_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BusinessAcquisitionLineItems" xlink:label="loc_us-gaap_BusinessAcquisitionLineItems_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_1" xlink:to="loc_us-gaap_BusinessAcquisitionLineItems_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PaymentsToAcquireBusinessesGross" xlink:label="loc_us-gaap_PaymentsToAcquireBusinessesGross_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_5" xlink:to="loc_us-gaap_PaymentsToAcquireBusinessesGross_6" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/LOANSRECEIVABLELoansReceivableExcludingLoansHeldForSaleDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="loc_us-gaap_ReceivablesAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:label="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_0" xlink:to="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_2" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommercialRealEstatePortfolioSegmentMember" xlink:label="loc_us-gaap_CommercialRealEstatePortfolioSegmentMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3" xlink:to="loc_us-gaap_CommercialRealEstatePortfolioSegmentMember_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ConsumerPortfolioSegmentMember" xlink:label="loc_us-gaap_ConsumerPortfolioSegmentMember_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3" xlink:to="loc_us-gaap_ConsumerPortfolioSegmentMember_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_6" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_6" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="loc_us-gaap_CommercialLoanMember_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" xlink:to="loc_us-gaap_CommercialLoanMember_8" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommercialRealEstateMember" xlink:label="loc_us-gaap_CommercialRealEstateMember_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" xlink:to="loc_us-gaap_CommercialRealEstateMember_9" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LandMember" xlink:label="loc_us-gaap_LandMember_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" xlink:to="loc_us-gaap_LandMember_10" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_MultifamilyMember" xlink:label="loc_srt_MultifamilyMember_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" xlink:to="loc_srt_MultifamilyMember_11" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ConstructionLoansMember" xlink:label="loc_us-gaap_ConstructionLoansMember_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" xlink:to="loc_us-gaap_ConstructionLoansMember_12" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_RealEstateOneToFourFamilyMember" xlink:label="loc_rvsb_RealEstateOneToFourFamilyMember_13"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" xlink:to="loc_rvsb_RealEstateOneToFourFamilyMember_13" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_OtherInstallmentMember" xlink:label="loc_rvsb_OtherInstallmentMember_14"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" xlink:to="loc_rvsb_OtherInstallmentMember_14" order="60" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_15"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_15" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:label="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_16"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_15" xlink:to="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_16" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowance" xlink:label="loc_us-gaap_LoansAndLeasesReceivableAllowance_17"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_15" xlink:to="loc_us-gaap_LoansAndLeasesReceivableAllowance_17" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmount" xlink:label="loc_us-gaap_LoansAndLeasesReceivableNetReportedAmount_18"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_15" xlink:to="loc_us-gaap_LoansAndLeasesReceivableNetReportedAmount_18" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/LOANSRECEIVABLEAggregateLoansToOfficersAndDirectorsDetails1">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="loc_us-gaap_ReceivablesAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LoansAndLeasesReceivableRelatedPartiesRollForward" xlink:label="loc_us-gaap_LoansAndLeasesReceivableRelatedPartiesRollForward_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_0" xlink:to="loc_us-gaap_LoansAndLeasesReceivableRelatedPartiesRollForward_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_LoansToOfficersAndDirectors" xlink:label="loc_rvsb_LoansToOfficersAndDirectors_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LoansAndLeasesReceivableRelatedPartiesRollForward_1" xlink:to="loc_rvsb_LoansToOfficersAndDirectors_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_LoansToOfficersAndDirectorsOriginations" xlink:label="loc_rvsb_LoansToOfficersAndDirectorsOriginations_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LoansAndLeasesReceivableRelatedPartiesRollForward_1" xlink:to="loc_rvsb_LoansToOfficersAndDirectorsOriginations_3" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_LoansToOfficersAndDirectorsPrincipalRepayments" xlink:label="loc_rvsb_LoansToOfficersAndDirectorsPrincipalRepayments_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LoansAndLeasesReceivableRelatedPartiesRollForward_1" xlink:to="loc_rvsb_LoansToOfficersAndDirectorsPrincipalRepayments_4" order="20" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_LoansToOfficersAndDirectors" xlink:label="loc_rvsb_LoansToOfficersAndDirectors_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LoansAndLeasesReceivableRelatedPartiesRollForward_1" xlink:to="loc_rvsb_LoansToOfficersAndDirectors_5" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/LOANSRECEIVABLEDetailTextuals">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="loc_us-gaap_ReceivablesAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:label="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_0" xlink:to="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_2" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommercialRealEstatePortfolioSegmentMember" xlink:label="loc_us-gaap_CommercialRealEstatePortfolioSegmentMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3" xlink:to="loc_us-gaap_CommercialRealEstatePortfolioSegmentMember_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ConsumerPortfolioSegmentMember" xlink:label="loc_us-gaap_ConsumerPortfolioSegmentMember_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3" xlink:to="loc_us-gaap_ConsumerPortfolioSegmentMember_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_6" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_6" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AutomobileLoanMember" xlink:label="loc_us-gaap_AutomobileLoanMember_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" xlink:to="loc_us-gaap_AutomobileLoanMember_8" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommercialRealEstateMember" xlink:label="loc_us-gaap_CommercialRealEstateMember_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" xlink:to="loc_us-gaap_CommercialRealEstateMember_9" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_RealEstateOneToFourFamilyMember" xlink:label="loc_rvsb_RealEstateOneToFourFamilyMember_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" xlink:to="loc_rvsb_RealEstateOneToFourFamilyMember_10" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_RawLandLoansMember" xlink:label="loc_rvsb_RawLandLoansMember_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" xlink:to="loc_rvsb_RawLandLoansMember_11" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LandAndLandImprovementsMember" xlink:label="loc_us-gaap_LandAndLandImprovementsMember_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" xlink:to="loc_us-gaap_LandAndLandImprovementsMember_12" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_RangeAxis" xlink:label="loc_srt_RangeAxis_13"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_srt_RangeAxis_13" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_RangeMember" xlink:label="loc_srt_RangeMember_14"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeAxis_13" xlink:to="loc_srt_RangeMember_14" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_MinimumMember" xlink:label="loc_srt_MinimumMember_15"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_14" xlink:to="loc_srt_MinimumMember_15" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_MaximumMember" xlink:label="loc_srt_MaximumMember_16"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_14" xlink:to="loc_srt_MaximumMember_16" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_17"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_17" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LoansAndLeasesReceivableDeferredIncome" xlink:label="loc_us-gaap_LoansAndLeasesReceivableDeferredIncome_18"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_17" xlink:to="loc_us-gaap_LoansAndLeasesReceivableDeferredIncome_18" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_DiscountOnLoansReceivable" xlink:label="loc_rvsb_DiscountOnLoansReceivable_19"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_17" xlink:to="loc_rvsb_DiscountOnLoansReceivable_19" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_PremiumsOnLoansReceivable" xlink:label="loc_rvsb_PremiumsOnLoansReceivable_20"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_17" xlink:to="loc_rvsb_PremiumsOnLoansReceivable_20" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:label="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_21"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_17" xlink:to="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_21" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_PercentageOfLoansAndExtensionsOfCreditOutstanding" xlink:label="loc_rvsb_PercentageOfLoansAndExtensionsOfCreditOutstanding_22"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_17" xlink:to="loc_rvsb_PercentageOfLoansAndExtensionsOfCreditOutstanding_22" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LoansPledgedAsCollateral" xlink:label="loc_us-gaap_LoansPledgedAsCollateral_23"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_17" xlink:to="loc_us-gaap_LoansPledgedAsCollateral_23" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_MaximumLoanToValueRatio" xlink:label="loc_rvsb_MaximumLoanToValueRatio_24"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_17" xlink:to="loc_rvsb_MaximumLoanToValueRatio_24" order="60" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_LoansReceivableTermsOfMaturity" xlink:label="loc_rvsb_LoansReceivableTermsOfMaturity_25"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_17" xlink:to="loc_rvsb_LoansReceivableTermsOfMaturity_25" order="70" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/ALLOWANCEFORLOANLOSSESReconciliationOfTheAllowanceForLoanLossesDetails">
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_AllowanceForLoanLossesAbstract" xlink:label="loc_rvsb_AllowanceForLoanLossesAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:label="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_AllowanceForLoanLossesAbstract_0" xlink:to="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_2" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommercialRealEstatePortfolioSegmentMember" xlink:label="loc_us-gaap_CommercialRealEstatePortfolioSegmentMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3" xlink:to="loc_us-gaap_CommercialRealEstatePortfolioSegmentMember_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ConsumerPortfolioSegmentMember" xlink:label="loc_us-gaap_ConsumerPortfolioSegmentMember_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3" xlink:to="loc_us-gaap_ConsumerPortfolioSegmentMember_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_UnallocatedFinancingReceivablesMember" xlink:label="loc_us-gaap_UnallocatedFinancingReceivablesMember_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3" xlink:to="loc_us-gaap_UnallocatedFinancingReceivablesMember_6" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_7" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_7" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_8" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="loc_us-gaap_CommercialLoanMember_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_8" xlink:to="loc_us-gaap_CommercialLoanMember_9" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommercialRealEstateMember" xlink:label="loc_us-gaap_CommercialRealEstateMember_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_8" xlink:to="loc_us-gaap_CommercialRealEstateMember_10" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LandMember" xlink:label="loc_us-gaap_LandMember_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_8" xlink:to="loc_us-gaap_LandMember_11" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_MultifamilyMember" xlink:label="loc_srt_MultifamilyMember_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_8" xlink:to="loc_srt_MultifamilyMember_12" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ConstructionLoansMember" xlink:label="loc_us-gaap_ConstructionLoansMember_13"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_8" xlink:to="loc_us-gaap_ConstructionLoansMember_13" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_14"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_14" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AllowanceForLoanAndLeaseLossesRollForward" xlink:label="loc_us-gaap_AllowanceForLoanAndLeaseLossesRollForward_15"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_14" xlink:to="loc_us-gaap_AllowanceForLoanAndLeaseLossesRollForward_15" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowance" xlink:label="loc_us-gaap_LoansAndLeasesReceivableAllowance_16"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AllowanceForLoanAndLeaseLossesRollForward_15" xlink:to="loc_us-gaap_LoansAndLeasesReceivableAllowance_16" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ProvisionForLoanAndLeaseLosses" xlink:label="loc_us-gaap_ProvisionForLoanAndLeaseLosses_17"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AllowanceForLoanAndLeaseLossesRollForward_15" xlink:to="loc_us-gaap_ProvisionForLoanAndLeaseLosses_17" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs" xlink:label="loc_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs_18"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AllowanceForLoanAndLeaseLossesRollForward_15" xlink:to="loc_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs_18" order="20" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts" xlink:label="loc_us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts_19"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AllowanceForLoanAndLeaseLossesRollForward_15" xlink:to="loc_us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts_19" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowance" xlink:label="loc_us-gaap_LoansAndLeasesReceivableAllowance_20"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AllowanceForLoanAndLeaseLossesRollForward_15" xlink:to="loc_us-gaap_LoansAndLeasesReceivableAllowance_20" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/ALLOWANCEFORLOANLOSSESImpairedFinancingReceivablesDetails1">
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_AllowanceForLoanLossesAbstract" xlink:label="loc_rvsb_AllowanceForLoanLossesAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:label="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_AllowanceForLoanLossesAbstract_0" xlink:to="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_2" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommercialRealEstatePortfolioSegmentMember" xlink:label="loc_us-gaap_CommercialRealEstatePortfolioSegmentMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3" xlink:to="loc_us-gaap_CommercialRealEstatePortfolioSegmentMember_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ConsumerPortfolioSegmentMember" xlink:label="loc_us-gaap_ConsumerPortfolioSegmentMember_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3" xlink:to="loc_us-gaap_ConsumerPortfolioSegmentMember_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_UnallocatedFinancingReceivablesMember" xlink:label="loc_us-gaap_UnallocatedFinancingReceivablesMember_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3" xlink:to="loc_us-gaap_UnallocatedFinancingReceivablesMember_6" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_7" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_7" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_8" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="loc_us-gaap_CommercialLoanMember_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_8" xlink:to="loc_us-gaap_CommercialLoanMember_9" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommercialRealEstateMember" xlink:label="loc_us-gaap_CommercialRealEstateMember_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_8" xlink:to="loc_us-gaap_CommercialRealEstateMember_10" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LandMember" xlink:label="loc_us-gaap_LandMember_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_8" xlink:to="loc_us-gaap_LandMember_11" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_MultifamilyMember" xlink:label="loc_srt_MultifamilyMember_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_8" xlink:to="loc_srt_MultifamilyMember_12" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ConstructionLoansMember" xlink:label="loc_us-gaap_ConstructionLoansMember_13"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_8" xlink:to="loc_us-gaap_ConstructionLoansMember_13" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_14"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_14" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract_15"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_14" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract_15" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_16"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract_15" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_16" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment_17"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract_15" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment_17" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment" xlink:label="loc_rvsb_FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment_18"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract_15" xlink:to="loc_rvsb_FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment_18" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_RecordedInvestmentInLoansAbstract" xlink:label="loc_rvsb_RecordedInvestmentInLoansAbstract_19"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_14" xlink:to="loc_rvsb_RecordedInvestmentInLoansAbstract_19" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment" xlink:label="loc_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment_20"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_RecordedInvestmentInLoansAbstract_19" xlink:to="loc_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment_20" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment" xlink:label="loc_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment_21"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_RecordedInvestmentInLoansAbstract_19" xlink:to="loc_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment_21" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_FinancingReceivableEvaluatedForImpairment" xlink:label="loc_rvsb_FinancingReceivableEvaluatedForImpairment_22"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_RecordedInvestmentInLoansAbstract_19" xlink:to="loc_rvsb_FinancingReceivableEvaluatedForImpairment_22" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/ALLOWANCEFORLOANLOSSESDetails1">
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_AllowanceForLoanLossesAbstract" xlink:label="loc_rvsb_AllowanceForLoanLossesAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_AllowanceForLoanLossesAbstract_0" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_AllowanceForUnfundedLoanCommitments" xlink:label="loc_rvsb_AllowanceForUnfundedLoanCommitments_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_1" xlink:to="loc_rvsb_AllowanceForUnfundedLoanCommitments_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_ChangeInAllowanceForUnfundedLoanCommitments" xlink:label="loc_rvsb_ChangeInAllowanceForUnfundedLoanCommitments_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_1" xlink:to="loc_rvsb_ChangeInAllowanceForUnfundedLoanCommitments_3" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_AllowanceForUnfundedLoanCommitments" xlink:label="loc_rvsb_AllowanceForUnfundedLoanCommitments_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_1" xlink:to="loc_rvsb_AllowanceForUnfundedLoanCommitments_4" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/ALLOWANCEFORLOANLOSSESFinancingReceivablesAgingOfLoansDetails2">
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_AllowanceForLoanLossesAbstract" xlink:label="loc_rvsb_AllowanceForLoanLossesAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:label="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_AllowanceForLoanLossesAbstract_0" xlink:to="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_2" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommercialRealEstatePortfolioSegmentMember" xlink:label="loc_us-gaap_CommercialRealEstatePortfolioSegmentMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3" xlink:to="loc_us-gaap_CommercialRealEstatePortfolioSegmentMember_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ConsumerPortfolioSegmentMember" xlink:label="loc_us-gaap_ConsumerPortfolioSegmentMember_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3" xlink:to="loc_us-gaap_ConsumerPortfolioSegmentMember_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_6" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_6" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="loc_us-gaap_CommercialLoanMember_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" xlink:to="loc_us-gaap_CommercialLoanMember_8" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommercialRealEstateMember" xlink:label="loc_us-gaap_CommercialRealEstateMember_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" xlink:to="loc_us-gaap_CommercialRealEstateMember_9" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LandMember" xlink:label="loc_us-gaap_LandMember_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" xlink:to="loc_us-gaap_LandMember_10" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_MultifamilyMember" xlink:label="loc_srt_MultifamilyMember_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" xlink:to="loc_srt_MultifamilyMember_11" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ConstructionLoansMember" xlink:label="loc_us-gaap_ConstructionLoansMember_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" xlink:to="loc_us-gaap_ConstructionLoansMember_12" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivablesPeriodPastDueAxis" xlink:label="loc_us-gaap_FinancingReceivablesPeriodPastDueAxis_13"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_FinancingReceivablesPeriodPastDueAxis_13" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivablesPeriodPastDueDomain" xlink:label="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_14"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueAxis_13" xlink:to="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_14" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_FinancingReceivables30To89DaysPastDueMember" xlink:label="loc_rvsb_FinancingReceivables30To89DaysPastDueMember_15"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_14" xlink:to="loc_rvsb_FinancingReceivables30To89DaysPastDueMember_15" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" xlink:label="loc_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember_16"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_14" xlink:to="loc_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember_16" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_17"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_17" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDue" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDue_18"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_17" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDue_18" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus_19"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_17" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus_19" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_FinancingReceivableRecordedInvestmentPastDueAndNonAccrual" xlink:label="loc_rvsb_FinancingReceivableRecordedInvestmentPastDueAndNonAccrual_20"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_17" xlink:to="loc_rvsb_FinancingReceivableRecordedInvestmentPastDueAndNonAccrual_20" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentCurrent" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentCurrent_21"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_17" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentCurrent_21" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:label="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_22"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_17" xlink:to="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_22" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/ALLOWANCEFORLOANLOSSESCreditQualityIndicatorsDetails4">
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_AllowanceForLoanLossesAbstract" xlink:label="loc_rvsb_AllowanceForLoanLossesAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:label="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_AllowanceForLoanLossesAbstract_0" xlink:to="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_2" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommercialRealEstatePortfolioSegmentMember" xlink:label="loc_us-gaap_CommercialRealEstatePortfolioSegmentMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3" xlink:to="loc_us-gaap_CommercialRealEstatePortfolioSegmentMember_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ConsumerPortfolioSegmentMember" xlink:label="loc_us-gaap_ConsumerPortfolioSegmentMember_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3" xlink:to="loc_us-gaap_ConsumerPortfolioSegmentMember_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_6" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_6" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="loc_us-gaap_CommercialLoanMember_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" xlink:to="loc_us-gaap_CommercialLoanMember_8" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommercialRealEstateMember" xlink:label="loc_us-gaap_CommercialRealEstateMember_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" xlink:to="loc_us-gaap_CommercialRealEstateMember_9" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LandMember" xlink:label="loc_us-gaap_LandMember_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" xlink:to="loc_us-gaap_LandMember_10" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_MultifamilyMember" xlink:label="loc_srt_MultifamilyMember_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" xlink:to="loc_srt_MultifamilyMember_11" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ConstructionLoansMember" xlink:label="loc_us-gaap_ConstructionLoansMember_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" xlink:to="loc_us-gaap_ConstructionLoansMember_12" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InternalCreditAssessmentAxis" xlink:label="loc_us-gaap_InternalCreditAssessmentAxis_13"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_InternalCreditAssessmentAxis_13" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InternalCreditAssessmentDomain" xlink:label="loc_us-gaap_InternalCreditAssessmentDomain_14"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InternalCreditAssessmentAxis_13" xlink:to="loc_us-gaap_InternalCreditAssessmentDomain_14" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PassMember" xlink:label="loc_us-gaap_PassMember_15"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InternalCreditAssessmentDomain_14" xlink:to="loc_us-gaap_PassMember_15" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_SpecialMentionMember" xlink:label="loc_us-gaap_SpecialMentionMember_16"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InternalCreditAssessmentDomain_14" xlink:to="loc_us-gaap_SpecialMentionMember_16" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_SubstandardMember" xlink:label="loc_us-gaap_SubstandardMember_17"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InternalCreditAssessmentDomain_14" xlink:to="loc_us-gaap_SubstandardMember_17" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DoubtfulMember" xlink:label="loc_us-gaap_DoubtfulMember_18"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InternalCreditAssessmentDomain_14" xlink:to="loc_us-gaap_DoubtfulMember_18" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_LossMember" xlink:label="loc_rvsb_LossMember_19"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InternalCreditAssessmentDomain_14" xlink:to="loc_rvsb_LossMember_19" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_20"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_20" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:label="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_21"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_20" xlink:to="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_21" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/ALLOWANCEFORLOANLOSSESImpairedFinancingReceivablesDetails4">
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_AllowanceForLoanLossesAbstract" xlink:label="loc_rvsb_AllowanceForLoanLossesAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:label="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_AllowanceForLoanLossesAbstract_0" xlink:to="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_2" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommercialRealEstatePortfolioSegmentMember" xlink:label="loc_us-gaap_CommercialRealEstatePortfolioSegmentMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3" xlink:to="loc_us-gaap_CommercialRealEstatePortfolioSegmentMember_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ConsumerPortfolioSegmentMember" xlink:label="loc_us-gaap_ConsumerPortfolioSegmentMember_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3" xlink:to="loc_us-gaap_ConsumerPortfolioSegmentMember_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_6" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_6" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="loc_us-gaap_CommercialLoanMember_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" xlink:to="loc_us-gaap_CommercialLoanMember_8" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommercialRealEstateMember" xlink:label="loc_us-gaap_CommercialRealEstateMember_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" xlink:to="loc_us-gaap_CommercialRealEstateMember_9" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LandMember" xlink:label="loc_us-gaap_LandMember_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" xlink:to="loc_us-gaap_LandMember_10" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_MultifamilyMember" xlink:label="loc_srt_MultifamilyMember_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" xlink:to="loc_srt_MultifamilyMember_11" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_12" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" xlink:label="loc_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment_13"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_12" xlink:to="loc_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment_13" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" xlink:label="loc_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment_14"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_12" xlink:to="loc_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment_14" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ImpairedFinancingReceivableRecordedInvestment" xlink:label="loc_us-gaap_ImpairedFinancingReceivableRecordedInvestment_15"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_12" xlink:to="loc_us-gaap_ImpairedFinancingReceivableRecordedInvestment_15" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance" xlink:label="loc_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance_16"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_12" xlink:to="loc_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance_16" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ImpairedFinancingReceivableRelatedAllowance" xlink:label="loc_us-gaap_ImpairedFinancingReceivableRelatedAllowance_17"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_12" xlink:to="loc_us-gaap_ImpairedFinancingReceivableRelatedAllowance_17" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/ALLOWANCEFORLOANLOSSESImpairedLoansAverageRecordedInvestmentAndInterestRecognizedDetails6">
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_AllowanceForLoanLossesAbstract" xlink:label="loc_rvsb_AllowanceForLoanLossesAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:label="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_AllowanceForLoanLossesAbstract_0" xlink:to="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_2" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommercialRealEstatePortfolioSegmentMember" xlink:label="loc_us-gaap_CommercialRealEstatePortfolioSegmentMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3" xlink:to="loc_us-gaap_CommercialRealEstatePortfolioSegmentMember_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ConsumerPortfolioSegmentMember" xlink:label="loc_us-gaap_ConsumerPortfolioSegmentMember_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3" xlink:to="loc_us-gaap_ConsumerPortfolioSegmentMember_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_6" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_6" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="loc_us-gaap_CommercialLoanMember_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" xlink:to="loc_us-gaap_CommercialLoanMember_8" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommercialRealEstateMember" xlink:label="loc_us-gaap_CommercialRealEstateMember_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" xlink:to="loc_us-gaap_CommercialRealEstateMember_9" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LandMember" xlink:label="loc_us-gaap_LandMember_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" xlink:to="loc_us-gaap_LandMember_10" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_MultifamilyMember" xlink:label="loc_srt_MultifamilyMember_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" xlink:to="loc_srt_MultifamilyMember_11" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_12" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment" xlink:label="loc_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment_13"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_12" xlink:to="loc_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment_13" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod" xlink:label="loc_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod_14"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_12" xlink:to="loc_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod_14" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/ALLOWANCEFORLOANLOSSESTDRsByInterestAccrualStatusDetails7">
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_AllowanceForLoanLossesAbstract" xlink:label="loc_rvsb_AllowanceForLoanLossesAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:label="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_AllowanceForLoanLossesAbstract_0" xlink:to="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_2" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommercialRealEstatePortfolioSegmentMember" xlink:label="loc_us-gaap_CommercialRealEstatePortfolioSegmentMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3" xlink:to="loc_us-gaap_CommercialRealEstatePortfolioSegmentMember_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ConsumerPortfolioSegmentMember" xlink:label="loc_us-gaap_ConsumerPortfolioSegmentMember_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3" xlink:to="loc_us-gaap_ConsumerPortfolioSegmentMember_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_6" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_6" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="loc_us-gaap_CommercialLoanMember_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" xlink:to="loc_us-gaap_CommercialLoanMember_8" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommercialRealEstateMember" xlink:label="loc_us-gaap_CommercialRealEstateMember_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" xlink:to="loc_us-gaap_CommercialRealEstateMember_9" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LandMember" xlink:label="loc_us-gaap_LandMember_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" xlink:to="loc_us-gaap_LandMember_10" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_MultifamilyMember" xlink:label="loc_srt_MultifamilyMember_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7" xlink:to="loc_srt_MultifamilyMember_11" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_12" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_TdrByAccrualStatusAccrual" xlink:label="loc_rvsb_TdrByAccrualStatusAccrual_13"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_12" xlink:to="loc_rvsb_TdrByAccrualStatusAccrual_13" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_TdrByAccrualStatusNonAccrual" xlink:label="loc_rvsb_TdrByAccrualStatusNonAccrual_14"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_12" xlink:to="loc_rvsb_TdrByAccrualStatusNonAccrual_14" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_TdrByAccrualStatusTotal" xlink:label="loc_rvsb_TdrByAccrualStatusTotal_15"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_12" xlink:to="loc_rvsb_TdrByAccrualStatusTotal_15" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/ALLOWANCEFORLOANLOSSESDetailTextuals">
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_AllowanceForLoanLossesAbstract" xlink:label="loc_rvsb_AllowanceForLoanLossesAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:label="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_AllowanceForLoanLossesAbstract_0" xlink:to="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_2" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommercialRealEstatePortfolioSegmentMember" xlink:label="loc_us-gaap_CommercialRealEstatePortfolioSegmentMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_3" xlink:to="loc_us-gaap_CommercialRealEstatePortfolioSegmentMember_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="loc_us-gaap_CommercialLoanMember_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6" xlink:to="loc_us-gaap_CommercialLoanMember_7" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommercialRealEstateMember" xlink:label="loc_us-gaap_CommercialRealEstateMember_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_6" xlink:to="loc_us-gaap_CommercialRealEstateMember_8" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1" xlink:to="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_9" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_InterestIncomeForegoneOnNonAccrualLoans" xlink:label="loc_rvsb_InterestIncomeForegoneOnNonAccrualLoans_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_9" xlink:to="loc_rvsb_InterestIncomeForegoneOnNonAccrualLoans_10" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2" xlink:label="loc_us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_9" xlink:to="loc_us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2_11" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2" xlink:label="loc_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_9" xlink:to="loc_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2_12" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1" xlink:label="loc_us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_9" xlink:to="loc_us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/REALESTATEOWNEDActivityInREORealEstateOwnedDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_RealEstateOwnedDisclosureOfDetailedComponentsAbstract" xlink:label="loc_us-gaap_RealEstateOwnedDisclosureOfDetailedComponentsAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_RealEstateOwnedValuationAllowanceRollForward" xlink:label="loc_us-gaap_RealEstateOwnedValuationAllowanceRollForward_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RealEstateOwnedDisclosureOfDetailedComponentsAbstract_0" xlink:to="loc_us-gaap_RealEstateOwnedValuationAllowanceRollForward_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_RealEstateOwnedBalance" xlink:label="loc_rvsb_RealEstateOwnedBalance_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RealEstateOwnedValuationAllowanceRollForward_1" xlink:to="loc_rvsb_RealEstateOwnedBalance_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_RealEstateOwnedAdditions" xlink:label="loc_rvsb_RealEstateOwnedAdditions_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RealEstateOwnedValuationAllowanceRollForward_1" xlink:to="loc_rvsb_RealEstateOwnedAdditions_3" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_RealEstateOwnedDispositions" xlink:label="loc_rvsb_RealEstateOwnedDispositions_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RealEstateOwnedValuationAllowanceRollForward_1" xlink:to="loc_rvsb_RealEstateOwnedDispositions_4" order="20" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_RealEstateOwnedWritedowns" xlink:label="loc_rvsb_RealEstateOwnedWritedowns_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RealEstateOwnedValuationAllowanceRollForward_1" xlink:to="loc_rvsb_RealEstateOwnedWritedowns_5" order="30" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_RealEstateOwnedBalance" xlink:label="loc_rvsb_RealEstateOwnedBalance_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RealEstateOwnedValuationAllowanceRollForward_1" xlink:to="loc_rvsb_RealEstateOwnedBalance_6" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/RealEstateOwnedDetailTextuals">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_RealEstateOwnedDisclosureOfDetailedComponentsAbstract" xlink:label="loc_us-gaap_RealEstateOwnedDisclosureOfDetailedComponentsAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ForeclosedAssets" xlink:label="loc_us-gaap_ForeclosedAssets_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RealEstateOwnedDisclosureOfDetailedComponentsAbstract_0" xlink:to="loc_us-gaap_ForeclosedAssets_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/PremisesAndEquipmentDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PropertyPlantAndEquipmentAbstract" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfPropertyPlantAndEquipmentTable" xlink:label="loc_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentAbstract_0" xlink:to="loc_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PropertyPlantAndEquipmentByTypeAxis" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentByTypeAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable_1" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentByTypeAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PropertyPlantAndEquipmentTypeDomain" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentByTypeAxis_2" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LandMember" xlink:label="loc_us-gaap_LandMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_3" xlink:to="loc_us-gaap_LandMember_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_BuildingAndBuildingImprovementsMember" xlink:label="loc_us-gaap_BuildingAndBuildingImprovementsMember_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_3" xlink:to="loc_us-gaap_BuildingAndBuildingImprovementsMember_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LeaseholdImprovementsMember" xlink:label="loc_us-gaap_LeaseholdImprovementsMember_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_3" xlink:to="loc_us-gaap_LeaseholdImprovementsMember_6" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FurnitureAndFixturesMember" xlink:label="loc_us-gaap_FurnitureAndFixturesMember_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_3" xlink:to="loc_us-gaap_FurnitureAndFixturesMember_7" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_BuildingsUnderCapitalizedLeasesMember" xlink:label="loc_rvsb_BuildingsUnderCapitalizedLeasesMember_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_3" xlink:to="loc_rvsb_BuildingsUnderCapitalizedLeasesMember_8" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_ConstructionInProgress1Member" xlink:label="loc_rvsb_ConstructionInProgress1Member_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_3" xlink:to="loc_rvsb_ConstructionInProgress1Member_9" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PropertyPlantAndEquipmentLineItems" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentLineItems_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable_1" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentLineItems_10" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PropertyPlantAndEquipmentGross" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentGross_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentLineItems_10" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentGross_11" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xlink:label="loc_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentLineItems_10" xlink:to="loc_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_12" order="10" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentNet_13"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentLineItems_10" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentNet_13" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/PremisesAndEquipmentDetails1">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PropertyPlantAndEquipmentAbstract" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueAbstract" xlink:label="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsDueAbstract_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentAbstract_0" xlink:to="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsDueAbstract_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent" xlink:label="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsDueAbstract_1" xlink:to="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears" xlink:label="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsDueAbstract_1" xlink:to="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears_3" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears" xlink:label="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsDueAbstract_1" xlink:to="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears_4" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears" xlink:label="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsDueAbstract_1" xlink:to="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears_5" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears" xlink:label="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsDueAbstract_1" xlink:to="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears_6" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter" xlink:label="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsDueAbstract_1" xlink:to="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter_7" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDue" xlink:label="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsDue_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsDueAbstract_1" xlink:to="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsDue_8" order="60" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CapitalLeasesFutureMinimumPaymentsDueAbstract" xlink:label="loc_us-gaap_CapitalLeasesFutureMinimumPaymentsDueAbstract_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentAbstract_0" xlink:to="loc_us-gaap_CapitalLeasesFutureMinimumPaymentsDueAbstract_9" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CapitalLeasesFutureMinimumPaymentsNextRollingTwelveMonths" xlink:label="loc_us-gaap_CapitalLeasesFutureMinimumPaymentsNextRollingTwelveMonths_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CapitalLeasesFutureMinimumPaymentsDueAbstract_9" xlink:to="loc_us-gaap_CapitalLeasesFutureMinimumPaymentsNextRollingTwelveMonths_10" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearTwo" xlink:label="loc_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearTwo_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CapitalLeasesFutureMinimumPaymentsDueAbstract_9" xlink:to="loc_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearTwo_11" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearThree" xlink:label="loc_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearThree_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CapitalLeasesFutureMinimumPaymentsDueAbstract_9" xlink:to="loc_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearThree_12" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearFour" xlink:label="loc_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearFour_13"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CapitalLeasesFutureMinimumPaymentsDueAbstract_9" xlink:to="loc_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearFour_13" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearFive" xlink:label="loc_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearFive_14"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CapitalLeasesFutureMinimumPaymentsDueAbstract_9" xlink:to="loc_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearFive_14" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingAfterYearFive" xlink:label="loc_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingAfterYearFive_15"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CapitalLeasesFutureMinimumPaymentsDueAbstract_9" xlink:to="loc_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingAfterYearFive_15" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CapitalLeasesFutureMinimumPaymentsDue" xlink:label="loc_us-gaap_CapitalLeasesFutureMinimumPaymentsDue_16"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CapitalLeasesFutureMinimumPaymentsDueAbstract_9" xlink:to="loc_us-gaap_CapitalLeasesFutureMinimumPaymentsDue_16" order="60" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CapitalLeasesFutureMinimumPaymentsInterestIncludedInPayments" xlink:label="loc_us-gaap_CapitalLeasesFutureMinimumPaymentsInterestIncludedInPayments_17"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CapitalLeasesFutureMinimumPaymentsDueAbstract_9" xlink:to="loc_us-gaap_CapitalLeasesFutureMinimumPaymentsInterestIncludedInPayments_17" order="70" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CapitalLeasesFutureMinimumPaymentsPresentValueOfNetMinimumPayments" xlink:label="loc_us-gaap_CapitalLeasesFutureMinimumPaymentsPresentValueOfNetMinimumPayments_18"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CapitalLeasesFutureMinimumPaymentsDueAbstract_9" xlink:to="loc_us-gaap_CapitalLeasesFutureMinimumPaymentsPresentValueOfNetMinimumPayments_18" order="80" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/PremisesAndEquipmentDetailTextuals">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PropertyPlantAndEquipmentAbstract" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentAbstract_0"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_PremisesAndEquipmentDepreciationExpense" xlink:label="loc_rvsb_PremisesAndEquipmentDepreciationExpense_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentAbstract_0" xlink:to="loc_rvsb_PremisesAndEquipmentDepreciationExpense_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_PremisesAndEquipmentAmortizationExpense" xlink:label="loc_rvsb_PremisesAndEquipmentAmortizationExpense_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentAbstract_0" xlink:to="loc_rvsb_PremisesAndEquipmentAmortizationExpense_2" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_PremisesAndEquipmentAccumulatedAmortizationForCapitalLease" xlink:label="loc_rvsb_PremisesAndEquipmentAccumulatedAmortizationForCapitalLease_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentAbstract_0" xlink:to="loc_rvsb_PremisesAndEquipmentAccumulatedAmortizationForCapitalLease_3" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_NumberOfBranchLocationSold" xlink:label="loc_rvsb_NumberOfBranchLocationSold_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentAbstract_0" xlink:to="loc_rvsb_NumberOfBranchLocationSold_4" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_DeferredGainLossOnCancellationOfLease" xlink:label="loc_rvsb_DeferredGainLossOnCancellationOfLease_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentAbstract_0" xlink:to="loc_rvsb_DeferredGainLossOnCancellationOfLease_5" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LeaseAndRentalExpense" xlink:label="loc_us-gaap_LeaseAndRentalExpense_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentAbstract_0" xlink:to="loc_us-gaap_LeaseAndRentalExpense_6" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/Goodwilldetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract" xlink:label="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_GoodwillRollForward" xlink:label="loc_us-gaap_GoodwillRollForward_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract_0" xlink:to="loc_us-gaap_GoodwillRollForward_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_Goodwill" xlink:label="loc_us-gaap_Goodwill_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_GoodwillRollForward_1" xlink:to="loc_us-gaap_Goodwill_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_GoodwillAcquiredDuringPeriod" xlink:label="loc_us-gaap_GoodwillAcquiredDuringPeriod_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_GoodwillRollForward_1" xlink:to="loc_us-gaap_GoodwillAcquiredDuringPeriod_3" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_Goodwill" xlink:label="loc_us-gaap_Goodwill_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_GoodwillRollForward_1" xlink:to="loc_us-gaap_Goodwill_4" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/FEDERALHOMELOANBANKADVANCESDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FederalHomeLoanBanksAbstract" xlink:label="loc_us-gaap_FederalHomeLoanBanksAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FederalHomeLoanBankAdvancesLongTerm" xlink:label="loc_us-gaap_FederalHomeLoanBankAdvancesLongTerm_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FederalHomeLoanBanksAbstract_0" xlink:to="loc_us-gaap_FederalHomeLoanBankAdvancesLongTerm_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FederalHomeLoanBankAdvancesWeightedAverageInterestRate" xlink:label="loc_us-gaap_FederalHomeLoanBankAdvancesWeightedAverageInterestRate_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FederalHomeLoanBanksAbstract_0" xlink:to="loc_us-gaap_FederalHomeLoanBankAdvancesWeightedAverageInterestRate_2" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/DEPOSITSSummaryOfDepositAccountsDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DepositsAbstract" xlink:label="loc_us-gaap_DepositsAbstract_0"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_DepositTable" xlink:label="loc_rvsb_DepositTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DepositsAbstract_0" xlink:to="loc_rvsb_DepositTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_DepositsTypeAxis" xlink:label="loc_rvsb_DepositsTypeAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_DepositTable_1" xlink:to="loc_rvsb_DepositsTypeAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_DepositsTypeDomain" xlink:label="loc_rvsb_DepositsTypeDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_DepositsTypeAxis_2" xlink:to="loc_rvsb_DepositsTypeDomain_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_NonInterestBearingMember" xlink:label="loc_rvsb_NonInterestBearingMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_DepositsTypeDomain_3" xlink:to="loc_rvsb_NonInterestBearingMember_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_InterestCheckingMember" xlink:label="loc_rvsb_InterestCheckingMember_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_DepositsTypeDomain_3" xlink:to="loc_rvsb_InterestCheckingMember_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_MoneyMarketMember" xlink:label="loc_rvsb_MoneyMarketMember_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_DepositsTypeDomain_3" xlink:to="loc_rvsb_MoneyMarketMember_6" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_SavingsAccountsMember" xlink:label="loc_rvsb_SavingsAccountsMember_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_DepositsTypeDomain_3" xlink:to="loc_rvsb_SavingsAccountsMember_7" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_CertificatesOfDeposit1Member" xlink:label="loc_rvsb_CertificatesOfDeposit1Member_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_DepositsTypeDomain_3" xlink:to="loc_rvsb_CertificatesOfDeposit1Member_8" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_DepositLineItems" xlink:label="loc_rvsb_DepositLineItems_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_DepositTable_1" xlink:to="loc_rvsb_DepositLineItems_9" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_DepositAccountsBalance" xlink:label="loc_rvsb_DepositAccountsBalance_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_DepositLineItems_9" xlink:to="loc_rvsb_DepositAccountsBalance_10" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/DEPOSITSMaturitiesOfCertificatesOfDepositForFutureYearsDetails1">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DepositsAbstract" xlink:label="loc_us-gaap_DepositsAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TimeDepositMaturitiesYearOne" xlink:label="loc_us-gaap_TimeDepositMaturitiesYearOne_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DepositsAbstract_0" xlink:to="loc_us-gaap_TimeDepositMaturitiesYearOne_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TimeDepositMaturitiesYearTwo" xlink:label="loc_us-gaap_TimeDepositMaturitiesYearTwo_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DepositsAbstract_0" xlink:to="loc_us-gaap_TimeDepositMaturitiesYearTwo_2" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TimeDepositMaturitiesYearThree" xlink:label="loc_us-gaap_TimeDepositMaturitiesYearThree_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DepositsAbstract_0" xlink:to="loc_us-gaap_TimeDepositMaturitiesYearThree_3" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TimeDepositMaturitiesYearFour" xlink:label="loc_us-gaap_TimeDepositMaturitiesYearFour_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DepositsAbstract_0" xlink:to="loc_us-gaap_TimeDepositMaturitiesYearFour_4" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TimeDepositMaturitiesYearFive" xlink:label="loc_us-gaap_TimeDepositMaturitiesYearFive_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DepositsAbstract_0" xlink:to="loc_us-gaap_TimeDepositMaturitiesYearFive_5" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TimeDepositMaturitiesAfterRollingYearFive" xlink:label="loc_us-gaap_TimeDepositMaturitiesAfterRollingYearFive_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DepositsAbstract_0" xlink:to="loc_us-gaap_TimeDepositMaturitiesAfterRollingYearFive_6" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TimeDeposits" xlink:label="loc_us-gaap_TimeDeposits_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DepositsAbstract_0" xlink:to="loc_us-gaap_TimeDeposits_7" order="60" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/DEPOSITSInterestExpenseByDepositTypeDetails2">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DepositsAbstract" xlink:label="loc_us-gaap_DepositsAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InterestExpenseNegotiableOrderOfWithdrawalNOWDeposits" xlink:label="loc_us-gaap_InterestExpenseNegotiableOrderOfWithdrawalNOWDeposits_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DepositsAbstract_0" xlink:to="loc_us-gaap_InterestExpenseNegotiableOrderOfWithdrawalNOWDeposits_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InterestExpenseMoneyMarketDeposits" xlink:label="loc_us-gaap_InterestExpenseMoneyMarketDeposits_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DepositsAbstract_0" xlink:to="loc_us-gaap_InterestExpenseMoneyMarketDeposits_2" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InterestExpenseSavingsDeposits" xlink:label="loc_us-gaap_InterestExpenseSavingsDeposits_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DepositsAbstract_0" xlink:to="loc_us-gaap_InterestExpenseSavingsDeposits_3" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InterestExpenseTimeDeposits" xlink:label="loc_us-gaap_InterestExpenseTimeDeposits_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DepositsAbstract_0" xlink:to="loc_us-gaap_InterestExpenseTimeDeposits_4" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InterestExpenseDeposits" xlink:label="loc_us-gaap_InterestExpenseDeposits_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DepositsAbstract_0" xlink:to="loc_us-gaap_InterestExpenseDeposits_5" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/DepositsDetailTextuals">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DepositsAbstract" xlink:label="loc_us-gaap_DepositsAbstract_0"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_TimeDepositsMoreThan250000" xlink:label="loc_rvsb_TimeDepositsMoreThan250000_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DepositsAbstract_0" xlink:to="loc_rvsb_TimeDepositsMoreThan250000_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/JUNIORSUBORDINATEDDEBENTURESTermsOfTheCurrentDebenturesDetails">
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_JuniorSubordinatedDebenturesAbstract" xlink:label="loc_rvsb_JuniorSubordinatedDebenturesAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DebtInstrumentTable" xlink:label="loc_us-gaap_DebtInstrumentTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_JuniorSubordinatedDebenturesAbstract_0" xlink:to="loc_us-gaap_DebtInstrumentTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_IssuanceTrustAxis" xlink:label="loc_rvsb_IssuanceTrustAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_1" xlink:to="loc_rvsb_IssuanceTrustAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_IssuanceTrustDomain" xlink:label="loc_rvsb_IssuanceTrustDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_IssuanceTrustAxis_2" xlink:to="loc_rvsb_IssuanceTrustDomain_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_RiverviewBancorpStatutoryTrustIMember" xlink:label="loc_rvsb_RiverviewBancorpStatutoryTrustIMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_IssuanceTrustDomain_3" xlink:to="loc_rvsb_RiverviewBancorpStatutoryTrustIMember_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_RiverviewBancorpStatutoryTrustIIMember" xlink:label="loc_rvsb_RiverviewBancorpStatutoryTrustIIMember_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_IssuanceTrustDomain_3" xlink:to="loc_rvsb_RiverviewBancorpStatutoryTrustIIMember_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_MerchantsBancorpStatutoryTrustIMember" xlink:label="loc_rvsb_MerchantsBancorpStatutoryTrustIMember_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_IssuanceTrustDomain_3" xlink:to="loc_rvsb_MerchantsBancorpStatutoryTrustIMember_6" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="loc_us-gaap_DebtInstrumentLineItems_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_1" xlink:to="loc_us-gaap_DebtInstrumentLineItems_7" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_DebtInstrumentDateOfIssuance" xlink:label="loc_rvsb_DebtInstrumentDateOfIssuance_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_7" xlink:to="loc_rvsb_DebtInstrumentDateOfIssuance_8" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DebtInstrumentCarryingAmount" xlink:label="loc_us-gaap_DebtInstrumentCarryingAmount_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_7" xlink:to="loc_us-gaap_DebtInstrumentCarryingAmount_9" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DebtInstrumentInterestRateTerms" xlink:label="loc_us-gaap_DebtInstrumentInterestRateTerms_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_7" xlink:to="loc_us-gaap_DebtInstrumentInterestRateTerms_10" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DebtInstrumentInterestRateStatedPercentage" xlink:label="loc_us-gaap_DebtInstrumentInterestRateStatedPercentage_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_7" xlink:to="loc_us-gaap_DebtInstrumentInterestRateStatedPercentage_11" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DebtInstrumentInterestRateEffectivePercentage" xlink:label="loc_us-gaap_DebtInstrumentInterestRateEffectivePercentage_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_7" xlink:to="loc_us-gaap_DebtInstrumentInterestRateEffectivePercentage_12" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DebtInstrumentMaturityDateDescription" xlink:label="loc_us-gaap_DebtInstrumentMaturityDateDescription_13"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_7" xlink:to="loc_us-gaap_DebtInstrumentMaturityDateDescription_13" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LiabilitiesFairValueAdjustment" xlink:label="loc_us-gaap_LiabilitiesFairValueAdjustment_14"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_7" xlink:to="loc_us-gaap_LiabilitiesFairValueAdjustment_14" order="60" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_JuniorSubordinatedNotes" xlink:label="loc_us-gaap_JuniorSubordinatedNotes_15"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_7" xlink:to="loc_us-gaap_JuniorSubordinatedNotes_15" order="70" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/JUNIORSUBORDINATEDDEBENTURESDetailTextuals">
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_JuniorSubordinatedDebenturesAbstract" xlink:label="loc_rvsb_JuniorSubordinatedDebenturesAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DebtInstrumentTable" xlink:label="loc_us-gaap_DebtInstrumentTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_JuniorSubordinatedDebenturesAbstract_0" xlink:to="loc_us-gaap_DebtInstrumentTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_IssuanceTrustAxis" xlink:label="loc_rvsb_IssuanceTrustAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_1" xlink:to="loc_rvsb_IssuanceTrustAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_IssuanceTrustDomain" xlink:label="loc_rvsb_IssuanceTrustDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_IssuanceTrustAxis_2" xlink:to="loc_rvsb_IssuanceTrustDomain_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_RiverviewBancorpStatutoryTrustIMember" xlink:label="loc_rvsb_RiverviewBancorpStatutoryTrustIMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_IssuanceTrustDomain_3" xlink:to="loc_rvsb_RiverviewBancorpStatutoryTrustIMember_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_RiverviewBancorpStatutoryTrustIIMember" xlink:label="loc_rvsb_RiverviewBancorpStatutoryTrustIIMember_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_IssuanceTrustDomain_3" xlink:to="loc_rvsb_RiverviewBancorpStatutoryTrustIIMember_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_MerchantsBancorpStatutoryTrustIMember" xlink:label="loc_rvsb_MerchantsBancorpStatutoryTrustIMember_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_IssuanceTrustDomain_3" xlink:to="loc_rvsb_MerchantsBancorpStatutoryTrustIMember_6" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="loc_us-gaap_DebtInstrumentLineItems_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_1" xlink:to="loc_us-gaap_DebtInstrumentLineItems_7" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_DebenturesIssuedToGrantorTrusts" xlink:label="loc_rvsb_DebenturesIssuedToGrantorTrusts_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_7" xlink:to="loc_rvsb_DebenturesIssuedToGrantorTrusts_8" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_CommonSecuritiesIssuedByGrantorTrusts" xlink:label="loc_rvsb_CommonSecuritiesIssuedByGrantorTrusts_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_7" xlink:to="loc_rvsb_CommonSecuritiesIssuedByGrantorTrusts_9" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DebtInstrumentBasisSpreadOnVariableRate1" xlink:label="loc_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_7" xlink:to="loc_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1_10" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DebtInstrumentDescriptionOfVariableRateBasis" xlink:label="loc_us-gaap_DebtInstrumentDescriptionOfVariableRateBasis_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_7" xlink:to="loc_us-gaap_DebtInstrumentDescriptionOfVariableRateBasis_11" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/INCOMETAXESComponentsOfIncomeTaxExpenseBenefitDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncomeTaxDisclosureAbstract" xlink:label="loc_us-gaap_IncomeTaxDisclosureAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CurrentIncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_CurrentIncomeTaxExpenseBenefit_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_0" xlink:to="loc_us-gaap_CurrentIncomeTaxExpenseBenefit_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DeferredIncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_DeferredIncomeTaxExpenseBenefit_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_0" xlink:to="loc_us-gaap_DeferredIncomeTaxExpenseBenefit_2" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_IncomeTaxProvisionBenefitCurrentAndDeferred" xlink:label="loc_rvsb_IncomeTaxProvisionBenefitCurrentAndDeferred_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_0" xlink:to="loc_rvsb_IncomeTaxProvisionBenefitCurrentAndDeferred_3" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/INCOMETAXESDeferredTaxAssetsAndLiabilitiesDetails1">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncomeTaxDisclosureAbstract" xlink:label="loc_us-gaap_IncomeTaxDisclosureAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DeferredTaxAssetsGrossAbstract" xlink:label="loc_us-gaap_DeferredTaxAssetsGrossAbstract_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_0" xlink:to="loc_us-gaap_DeferredTaxAssetsGrossAbstract_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefits" xlink:label="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefits_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredTaxAssetsGrossAbstract_1" xlink:to="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefits_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses" xlink:label="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredTaxAssetsGrossAbstract_1" xlink:to="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses_3" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities" xlink:label="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredTaxAssetsGrossAbstract_1" xlink:to="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities_4" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DeferredTaxAssetsPropertyPlantAndEquipment" xlink:label="loc_us-gaap_DeferredTaxAssetsPropertyPlantAndEquipment_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredTaxAssetsGrossAbstract_1" xlink:to="loc_us-gaap_DeferredTaxAssetsPropertyPlantAndEquipment_5" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DeferredTaxAssetsDeferredGainOnSaleLeasebackTransaction" xlink:label="loc_us-gaap_DeferredTaxAssetsDeferredGainOnSaleLeasebackTransaction_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredTaxAssetsGrossAbstract_1" xlink:to="loc_us-gaap_DeferredTaxAssetsDeferredGainOnSaleLeasebackTransaction_6" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_DeferredTaxAssetsPurchaseAccounting" xlink:label="loc_rvsb_DeferredTaxAssetsPurchaseAccounting_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredTaxAssetsGrossAbstract_1" xlink:to="loc_rvsb_DeferredTaxAssetsPurchaseAccounting_7" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross" xlink:label="loc_us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredTaxAssetsGrossAbstract_1" xlink:to="loc_us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross_8" order="60" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DeferredTaxAssetsOther" xlink:label="loc_us-gaap_DeferredTaxAssetsOther_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredTaxAssetsGrossAbstract_1" xlink:to="loc_us-gaap_DeferredTaxAssetsOther_9" order="70" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DeferredTaxAssetsGross" xlink:label="loc_us-gaap_DeferredTaxAssetsGross_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredTaxAssetsGrossAbstract_1" xlink:to="loc_us-gaap_DeferredTaxAssetsGross_10" order="80" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DeferredTaxLiabilitiesAbstract" xlink:label="loc_us-gaap_DeferredTaxLiabilitiesAbstract_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_0" xlink:to="loc_us-gaap_DeferredTaxLiabilitiesAbstract_11" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_DeferredTaxLiabilitiesFhlbStockDividend" xlink:label="loc_rvsb_DeferredTaxLiabilitiesFhlbStockDividend_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredTaxLiabilitiesAbstract_11" xlink:to="loc_rvsb_DeferredTaxLiabilitiesFhlbStockDividend_12" order="0" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DeferredTaxLiabilitiesPrepaidExpenses" xlink:label="loc_us-gaap_DeferredTaxLiabilitiesPrepaidExpenses_13"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredTaxLiabilitiesAbstract_11" xlink:to="loc_us-gaap_DeferredTaxLiabilitiesPrepaidExpenses_13" order="10" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_DeferredTaxLiabilitiesLoanFeesAndCosts" xlink:label="loc_rvsb_DeferredTaxLiabilitiesLoanFeesAndCosts_14"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredTaxLiabilitiesAbstract_11" xlink:to="loc_rvsb_DeferredTaxLiabilitiesLoanFeesAndCosts_14" order="20" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DeferredTaxLiabilities" xlink:label="loc_us-gaap_DeferredTaxLiabilities_15"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredTaxLiabilitiesAbstract_11" xlink:to="loc_us-gaap_DeferredTaxLiabilities_15" order="30" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedTotalLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DeferredTaxAssetsLiabilitiesNet" xlink:label="loc_us-gaap_DeferredTaxAssetsLiabilitiesNet_16"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredTaxLiabilitiesAbstract_11" xlink:to="loc_us-gaap_DeferredTaxAssetsLiabilitiesNet_16" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/INCOMETAXESEffectiveIncomeTaxRateReconciliationDetails2">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncomeTaxDisclosureAbstract" xlink:label="loc_us-gaap_IncomeTaxDisclosureAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_0" xlink:to="loc_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_0" xlink:to="loc_us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes_2" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_EffectiveIncomeTaxRateReconciliationRevaluationOfNetDeferredTaxAssetsDueToTaxAct" xlink:label="loc_rvsb_EffectiveIncomeTaxRateReconciliationRevaluationOfNetDeferredTaxAssetsDueToTaxAct_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_0" xlink:to="loc_rvsb_EffectiveIncomeTaxRateReconciliationRevaluationOfNetDeferredTaxAssetsDueToTaxAct_3" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseShareBasedCompensationCost" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseShareBasedCompensationCost_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_0" xlink:to="loc_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseShareBasedCompensationCost_4" order="30" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseLifeInsurance" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseLifeInsurance_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_0" xlink:to="loc_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseLifeInsurance_5" order="40" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_0" xlink:to="loc_us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments_6" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EffectiveIncomeTaxRateContinuingOperations" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateContinuingOperations_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_0" xlink:to="loc_us-gaap_EffectiveIncomeTaxRateContinuingOperations_7" order="60" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/IncomeTaxesDetailTextuals">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncomeTaxDisclosureAbstract" xlink:label="loc_us-gaap_IncomeTaxDisclosureAbstract_0"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_IncomeTaxTable" xlink:label="loc_rvsb_IncomeTaxTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_0" xlink:to="loc_rvsb_IncomeTaxTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TaxPeriodAxis" xlink:label="loc_us-gaap_TaxPeriodAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_IncomeTaxTable_1" xlink:to="loc_us-gaap_TaxPeriodAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TaxPeriodDomain" xlink:label="loc_us-gaap_TaxPeriodDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TaxPeriodAxis_2" xlink:to="loc_us-gaap_TaxPeriodDomain_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TaxYear2017Member" xlink:label="loc_us-gaap_TaxYear2017Member_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TaxPeriodDomain_3" xlink:to="loc_us-gaap_TaxYear2017Member_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LatestTaxYearMember" xlink:label="loc_us-gaap_LatestTaxYearMember_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TaxPeriodDomain_3" xlink:to="loc_us-gaap_LatestTaxYearMember_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_IncomeTaxLineItems" xlink:label="loc_rvsb_IncomeTaxLineItems_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_IncomeTaxTable_1" xlink:to="loc_rvsb_IncomeTaxLineItems_6" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_IncomeTaxLineItems_6" xlink:to="loc_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate_7" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_TaxCutsAndJobsActNetTaxExpenseBenefit" xlink:label="loc_rvsb_TaxCutsAndJobsActNetTaxExpenseBenefit_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_IncomeTaxLineItems_6" xlink:to="loc_rvsb_TaxCutsAndJobsActNetTaxExpenseBenefit_8" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_OneTimeChargeToProvisionForIncomeTaxes" xlink:label="loc_rvsb_OneTimeChargeToProvisionForIncomeTaxes_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_IncomeTaxLineItems_6" xlink:to="loc_rvsb_OneTimeChargeToProvisionForIncomeTaxes_9" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_BaseYearAllowanceForLoanLosses" xlink:label="loc_rvsb_BaseYearAllowanceForLoanLosses_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_IncomeTaxLineItems_6" xlink:to="loc_rvsb_BaseYearAllowanceForLoanLosses_10" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DeferredTaxLiabilityNotRecognizedAmountOfUnrecognizedDeferredTaxLiabilityBadDebtReserveForTaxPurposesOfQualifiedLender" xlink:label="loc_us-gaap_DeferredTaxLiabilityNotRecognizedAmountOfUnrecognizedDeferredTaxLiabilityBadDebtReserveForTaxPurposesOfQualifiedLender_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_IncomeTaxLineItems_6" xlink:to="loc_us-gaap_DeferredTaxLiabilityNotRecognizedAmountOfUnrecognizedDeferredTaxLiabilityBadDebtReserveForTaxPurposesOfQualifiedLender_11" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/EMPLOYEEBENEFITPLANSActivityRelatedToOptionsUnderAllPlansDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" xlink:label="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_0" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_1" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised" xlink:label="loc_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_1" xlink:to="loc_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised_3" order="10" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_1" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod_4" order="20" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_1" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_5" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_0" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_6" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_6" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_7" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_6" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice_8" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_6" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice_9" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_6" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_10" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/EMPLOYEEBENEFITPLANSAdditionalInformationRegardingOptionsOutstandingByExercisePriceRangeDetails1">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" xlink:label="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:label="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_0" xlink:to="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AwardTypeAxis" xlink:label="loc_us-gaap_AwardTypeAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_1" xlink:to="loc_us-gaap_AwardTypeAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AwardTypeAxis_2" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EmployeeStockOptionMember" xlink:label="loc_us-gaap_EmployeeStockOptionMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_3" xlink:to="loc_us-gaap_EmployeeStockOptionMember_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis" xlink:label="loc_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_1" xlink:to="loc_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain" xlink:label="loc_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_5" xlink:to="loc_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain_6" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_RangeOfExercisePriceOneMember" xlink:label="loc_rvsb_RangeOfExercisePriceOneMember_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain_6" xlink:to="loc_rvsb_RangeOfExercisePriceOneMember_7" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_RangeOfExercisePriceTwoMember" xlink:label="loc_rvsb_RangeOfExercisePriceTwoMember_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain_6" xlink:to="loc_rvsb_RangeOfExercisePriceTwoMember_8" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_RangeOfExercisePriceThreeMember" xlink:label="loc_rvsb_RangeOfExercisePriceThreeMember_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain_6" xlink:to="loc_rvsb_RangeOfExercisePriceThreeMember_9" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_RangeOfExercisePriceFourMember" xlink:label="loc_rvsb_RangeOfExercisePriceFourMember_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain_6" xlink:to="loc_rvsb_RangeOfExercisePriceFourMember_10" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_1" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_11" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit" xlink:label="loc_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_11" xlink:to="loc_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit_12" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit" xlink:label="loc_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit_13"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_11" xlink:to="loc_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit_13" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2" xlink:label="loc_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2_14"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_11" xlink:to="loc_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2_14" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions" xlink:label="loc_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions_15"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_11" xlink:to="loc_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions_15" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1" xlink:label="loc_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1_16"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_11" xlink:to="loc_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1_16" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions" xlink:label="loc_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions_17"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_11" xlink:to="loc_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions_17" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1" xlink:label="loc_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1_18"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_11" xlink:to="loc_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1_18" order="60" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/EMPLOYEEBENEFITPLANSStockOptionsOutstandingLessEstimatedForfeituresDetails2">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" xlink:label="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestAbstract" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestAbstract_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_0" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestAbstract_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingNumber" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingNumber_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestAbstract_1" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingNumber_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageExercisePrice" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageExercisePrice_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestAbstract_1" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageExercisePrice_3" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingAggregateIntrinsicValue" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingAggregateIntrinsicValue_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestAbstract_1" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingAggregateIntrinsicValue_4" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageRemainingContractualTerm1" xlink:label="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageRemainingContractualTerm1_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestAbstract_1" xlink:to="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageRemainingContractualTerm1_5" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_StockOptionsFullyVestedAndCurrentlyExercisableAbstract" xlink:label="loc_rvsb_StockOptionsFullyVestedAndCurrentlyExercisableAbstract_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_0" xlink:to="loc_rvsb_StockOptionsFullyVestedAndCurrentlyExercisableAbstract_6" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableNumber" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableNumber_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_StockOptionsFullyVestedAndCurrentlyExercisableAbstract_6" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableNumber_7" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageExercisePrice" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageExercisePrice_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_StockOptionsFullyVestedAndCurrentlyExercisableAbstract_6" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageExercisePrice_8" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableAggregateIntrinsicValue" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableAggregateIntrinsicValue_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_StockOptionsFullyVestedAndCurrentlyExercisableAbstract_6" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableAggregateIntrinsicValue_9" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageRemainingContractualTerm1" xlink:label="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageRemainingContractualTerm1_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_StockOptionsFullyVestedAndCurrentlyExercisableAbstract_6" xlink:to="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageRemainingContractualTerm1_10" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/EMPLOYEEBENEFITPLANSDetailTextuals">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" xlink:label="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:label="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_0" xlink:to="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PlanNameAxis" xlink:label="loc_us-gaap_PlanNameAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_1" xlink:to="loc_us-gaap_PlanNameAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PlanNameDomain" xlink:label="loc_us-gaap_PlanNameDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PlanNameAxis_2" xlink:to="loc_us-gaap_PlanNameDomain_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_RetirementPlanMember" xlink:label="loc_rvsb_RetirementPlanMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PlanNameDomain_3" xlink:to="loc_rvsb_RetirementPlanMember_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_DirectorsAndExecutiveOfficersDeferredCompensationPlanMember" xlink:label="loc_rvsb_DirectorsAndExecutiveOfficersDeferredCompensationPlanMember_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PlanNameDomain_3" xlink:to="loc_rvsb_DirectorsAndExecutiveOfficersDeferredCompensationPlanMember_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_StockOptionPlansMember" xlink:label="loc_rvsb_StockOptionPlansMember_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PlanNameDomain_3" xlink:to="loc_rvsb_StockOptionPlansMember_6" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_1" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_7" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DefinedContributionPlanCostRecognized" xlink:label="loc_us-gaap_DefinedContributionPlanCostRecognized_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_7" xlink:to="loc_us-gaap_DefinedContributionPlanCostRecognized_8" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_DeferredCompensationPlanAnnualInterestRate" xlink:label="loc_rvsb_DeferredCompensationPlanAnnualInterestRate_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_7" xlink:to="loc_rvsb_DeferredCompensationPlanAnnualInterestRate_9" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DeferredCompensationLiabilityCurrentAndNoncurrent" xlink:label="loc_us-gaap_DeferredCompensationLiabilityCurrentAndNoncurrent_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_7" xlink:to="loc_us-gaap_DeferredCompensationLiabilityCurrentAndNoncurrent_10" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardExpirationPeriod" xlink:label="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardExpirationPeriod_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_7" xlink:to="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardExpirationPeriod_11" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriodDescription" xlink:label="loc_rvsb_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriodDescription_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_7" xlink:to="loc_rvsb_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriodDescription_12" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommonStockCapitalSharesReservedForFutureIssuance" xlink:label="loc_us-gaap_CommonStockCapitalSharesReservedForFutureIssuance_13"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_7" xlink:to="loc_us-gaap_CommonStockCapitalSharesReservedForFutureIssuance_13" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue_14"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_7" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue_14" order="60" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/EMPLOYEEBENEFITPLANSEmployeeStockOwnershipPlanESOPDisclosuresDetails3">
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_EmployeeStockOwnershipPlanAbstract" xlink:label="loc_rvsb_EmployeeStockOwnershipPlanAbstract_0"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_EmployeeStockOwnershipPlanEsopDeferredSharesFairValueRollForward" xlink:label="loc_rvsb_EmployeeStockOwnershipPlanEsopDeferredSharesFairValueRollForward_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_EmployeeStockOwnershipPlanAbstract_0" xlink:to="loc_rvsb_EmployeeStockOwnershipPlanEsopDeferredSharesFairValueRollForward_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EmployeeStockOwnershipPlanESOPDeferredSharesFairValue" xlink:label="loc_us-gaap_EmployeeStockOwnershipPlanESOPDeferredSharesFairValue_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_EmployeeStockOwnershipPlanEsopDeferredSharesFairValueRollForward_1" xlink:to="loc_us-gaap_EmployeeStockOwnershipPlanESOPDeferredSharesFairValue_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares" xlink:label="loc_us-gaap_EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_EmployeeStockOwnershipPlanEsopDeferredSharesFairValueRollForward_1" xlink:to="loc_us-gaap_EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares_3" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares" xlink:label="loc_us-gaap_EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_EmployeeStockOwnershipPlanEsopDeferredSharesFairValueRollForward_1" xlink:to="loc_us-gaap_EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares_4" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOP" xlink:label="loc_us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOP_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_EmployeeStockOwnershipPlanEsopDeferredSharesFairValueRollForward_1" xlink:to="loc_us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOP_5" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EmployeeStockOwnershipPlanESOPSharesContributedToESOP" xlink:label="loc_us-gaap_EmployeeStockOwnershipPlanESOPSharesContributedToESOP_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_EmployeeStockOwnershipPlanEsopDeferredSharesFairValueRollForward_1" xlink:to="loc_us-gaap_EmployeeStockOwnershipPlanESOPSharesContributedToESOP_6" order="40" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_EmployeeStockOwnershipPlanEsopSharesAllocatedAndReleasedContributedToEsop" xlink:label="loc_rvsb_EmployeeStockOwnershipPlanEsopSharesAllocatedAndReleasedContributedToEsop_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_EmployeeStockOwnershipPlanEsopDeferredSharesFairValueRollForward_1" xlink:to="loc_rvsb_EmployeeStockOwnershipPlanEsopSharesAllocatedAndReleasedContributedToEsop_7" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EmployeeStockOwnershipPlanESOPDeferredSharesFairValue" xlink:label="loc_us-gaap_EmployeeStockOwnershipPlanESOPDeferredSharesFairValue_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_EmployeeStockOwnershipPlanEsopDeferredSharesFairValueRollForward_1" xlink:to="loc_us-gaap_EmployeeStockOwnershipPlanESOPDeferredSharesFairValue_8" order="60" use="optional" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares" xlink:label="loc_us-gaap_EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_EmployeeStockOwnershipPlanEsopDeferredSharesFairValueRollForward_1" xlink:to="loc_us-gaap_EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares_9" order="70" use="optional" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares" xlink:label="loc_us-gaap_EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_EmployeeStockOwnershipPlanEsopDeferredSharesFairValueRollForward_1" xlink:to="loc_us-gaap_EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares_10" order="80" use="optional" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOP" xlink:label="loc_us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOP_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_EmployeeStockOwnershipPlanEsopDeferredSharesFairValueRollForward_1" xlink:to="loc_us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOP_11" order="90" use="optional" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/EMPLOYEEBENEFITPLANSDetailTextuals1">
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_EmployeeStockOwnershipPlanAbstract" xlink:label="loc_rvsb_EmployeeStockOwnershipPlanAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EmployeeStockOwnershipPlanESOPCompensationExpense" xlink:label="loc_us-gaap_EmployeeStockOwnershipPlanESOPCompensationExpense_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_EmployeeStockOwnershipPlanAbstract_0" xlink:to="loc_us-gaap_EmployeeStockOwnershipPlanESOPCompensationExpense_1" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_SharesHeldInEmployeeStockOptionPlanAllocated" xlink:label="loc_us-gaap_SharesHeldInEmployeeStockOptionPlanAllocated_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_EmployeeStockOwnershipPlanAbstract_0" xlink:to="loc_us-gaap_SharesHeldInEmployeeStockOptionPlanAllocated_2" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_NumberOfHoursOfService" xlink:label="loc_rvsb_NumberOfHoursOfService_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_EmployeeStockOwnershipPlanAbstract_0" xlink:to="loc_rvsb_NumberOfHoursOfService_3" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EmployeeBenefitsAndShareBasedCompensation" xlink:label="loc_us-gaap_EmployeeBenefitsAndShareBasedCompensation_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_EmployeeStockOwnershipPlanAbstract_0" xlink:to="loc_us-gaap_EmployeeBenefitsAndShareBasedCompensation_4" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_NumberOfPurchasesShareFromOpenMarketToEsop" xlink:label="loc_rvsb_NumberOfPurchasesShareFromOpenMarketToEsop_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_EmployeeStockOwnershipPlanAbstract_0" xlink:to="loc_rvsb_NumberOfPurchasesShareFromOpenMarketToEsop_5" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/SHAREHOLDERSEQUITYANDREGULATORYCAPITALREQUIREMENTSComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsDetails">
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_ShareholdersEquityAndRegulatoryCapitalRequirementsAbstract" xlink:label="loc_rvsb_ShareholdersEquityAndRegulatoryCapitalRequirementsAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_Capital" xlink:label="loc_us-gaap_Capital_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_ShareholdersEquityAndRegulatoryCapitalRequirementsAbstract_0" xlink:to="loc_us-gaap_Capital_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CapitalToRiskWeightedAssets" xlink:label="loc_us-gaap_CapitalToRiskWeightedAssets_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_ShareholdersEquityAndRegulatoryCapitalRequirementsAbstract_0" xlink:to="loc_us-gaap_CapitalToRiskWeightedAssets_2" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CapitalRequiredForCapitalAdequacy" xlink:label="loc_us-gaap_CapitalRequiredForCapitalAdequacy_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_ShareholdersEquityAndRegulatoryCapitalRequirementsAbstract_0" xlink:to="loc_us-gaap_CapitalRequiredForCapitalAdequacy_3" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:label="loc_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_ShareholdersEquityAndRegulatoryCapitalRequirementsAbstract_0" xlink:to="loc_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets_4" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CapitalRequiredToBeWellCapitalized" xlink:label="loc_us-gaap_CapitalRequiredToBeWellCapitalized_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_ShareholdersEquityAndRegulatoryCapitalRequirementsAbstract_0" xlink:to="loc_us-gaap_CapitalRequiredToBeWellCapitalized_5" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:label="loc_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_ShareholdersEquityAndRegulatoryCapitalRequirementsAbstract_0" xlink:to="loc_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets_6" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TierOneRiskBasedCapital" xlink:label="loc_us-gaap_TierOneRiskBasedCapital_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_ShareholdersEquityAndRegulatoryCapitalRequirementsAbstract_0" xlink:to="loc_us-gaap_TierOneRiskBasedCapital_7" order="60" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets" xlink:label="loc_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_ShareholdersEquityAndRegulatoryCapitalRequirementsAbstract_0" xlink:to="loc_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets_8" order="70" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy" xlink:label="loc_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_ShareholdersEquityAndRegulatoryCapitalRequirementsAbstract_0" xlink:to="loc_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy_9" order="80" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:label="loc_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_ShareholdersEquityAndRegulatoryCapitalRequirementsAbstract_0" xlink:to="loc_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets_10" order="90" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized" xlink:label="loc_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_ShareholdersEquityAndRegulatoryCapitalRequirementsAbstract_0" xlink:to="loc_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized_11" order="100" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:label="loc_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_ShareholdersEquityAndRegulatoryCapitalRequirementsAbstract_0" xlink:to="loc_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets_12" order="110" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_CommonEquityTier1Capital" xlink:label="loc_rvsb_CommonEquityTier1Capital_13"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_ShareholdersEquityAndRegulatoryCapitalRequirementsAbstract_0" xlink:to="loc_rvsb_CommonEquityTier1Capital_13" order="120" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_CommonEquityTier1CapitalToRiskWeightedAssets" xlink:label="loc_rvsb_CommonEquityTier1CapitalToRiskWeightedAssets_14"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_ShareholdersEquityAndRegulatoryCapitalRequirementsAbstract_0" xlink:to="loc_rvsb_CommonEquityTier1CapitalToRiskWeightedAssets_14" order="130" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_CommonEquityTier1CapitalForAdequacy" xlink:label="loc_rvsb_CommonEquityTier1CapitalForAdequacy_15"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_ShareholdersEquityAndRegulatoryCapitalRequirementsAbstract_0" xlink:to="loc_rvsb_CommonEquityTier1CapitalForAdequacy_15" order="140" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_CommonEquityTier1CapitalForAdequacyToRiskWeightedAssets" xlink:label="loc_rvsb_CommonEquityTier1CapitalForAdequacyToRiskWeightedAssets_16"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_ShareholdersEquityAndRegulatoryCapitalRequirementsAbstract_0" xlink:to="loc_rvsb_CommonEquityTier1CapitalForAdequacyToRiskWeightedAssets_16" order="150" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_CommonEquityTier1CapitalRequiredToBeWellCapitalized" xlink:label="loc_rvsb_CommonEquityTier1CapitalRequiredToBeWellCapitalized_17"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_ShareholdersEquityAndRegulatoryCapitalRequirementsAbstract_0" xlink:to="loc_rvsb_CommonEquityTier1CapitalRequiredToBeWellCapitalized_17" order="160" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_CommonEquityTier1CapitalToBeWellCapitalizedToRiskWeightedAssets" xlink:label="loc_rvsb_CommonEquityTier1CapitalToBeWellCapitalizedToRiskWeightedAssets_18"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_ShareholdersEquityAndRegulatoryCapitalRequirementsAbstract_0" xlink:to="loc_rvsb_CommonEquityTier1CapitalToBeWellCapitalizedToRiskWeightedAssets_18" order="170" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TierOneLeverageCapital" xlink:label="loc_us-gaap_TierOneLeverageCapital_19"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_ShareholdersEquityAndRegulatoryCapitalRequirementsAbstract_0" xlink:to="loc_us-gaap_TierOneLeverageCapital_19" order="180" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TierOneLeverageCapitalToAverageAssets" xlink:label="loc_us-gaap_TierOneLeverageCapitalToAverageAssets_20"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_ShareholdersEquityAndRegulatoryCapitalRequirementsAbstract_0" xlink:to="loc_us-gaap_TierOneLeverageCapitalToAverageAssets_20" order="190" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy" xlink:label="loc_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy_21"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_ShareholdersEquityAndRegulatoryCapitalRequirementsAbstract_0" xlink:to="loc_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy_21" order="200" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets" xlink:label="loc_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets_22"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_ShareholdersEquityAndRegulatoryCapitalRequirementsAbstract_0" xlink:to="loc_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets_22" order="210" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized" xlink:label="loc_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized_23"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_ShareholdersEquityAndRegulatoryCapitalRequirementsAbstract_0" xlink:to="loc_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized_23" order="220" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets" xlink:label="loc_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets_24"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_rvsb_ShareholdersEquityAndRegulatoryCapitalRequirementsAbstract_0" xlink:to="loc_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets_24" order="230" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/EARNINGSPERSHAREEarningsPerShareBasicAndDilutedDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EarningsPerShareAbstract" xlink:label="loc_us-gaap_EarningsPerShareAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EarningsPerShareBasicAbstract" xlink:label="loc_us-gaap_EarningsPerShareBasicAbstract_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_0" xlink:to="loc_us-gaap_EarningsPerShareBasicAbstract_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaap_NetIncomeLoss_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareBasicAbstract_1" xlink:to="loc_us-gaap_NetIncomeLoss_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/zeroLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xlink:label="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareBasicAbstract_1" xlink:to="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_3" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EarningsPerShareBasic" xlink:label="loc_us-gaap_EarningsPerShareBasic_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareBasicAbstract_1" xlink:to="loc_us-gaap_EarningsPerShareBasic_4" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EarningsPerShareDilutedAbstract" xlink:label="loc_us-gaap_EarningsPerShareDilutedAbstract_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_0" xlink:to="loc_us-gaap_EarningsPerShareDilutedAbstract_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaap_NetIncomeLoss_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareDilutedAbstract_5" xlink:to="loc_us-gaap_NetIncomeLoss_6" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/zeroLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xlink:label="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareDilutedAbstract_5" xlink:to="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_7" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" xlink:label="loc_us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareDilutedAbstract_5" xlink:to="loc_us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements_8" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xlink:label="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareDilutedAbstract_5" xlink:to="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_9" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EarningsPerShareDiluted" xlink:label="loc_us-gaap_EarningsPerShareDiluted_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareDilutedAbstract_5" xlink:to="loc_us-gaap_EarningsPerShareDiluted_10" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/EARNINGSPERSHAREDetailTextuals">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EarningsPerShareAbstract" xlink:label="loc_us-gaap_EarningsPerShareAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" xlink:label="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_0" xlink:to="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/COMMITMENTSANDCONTINGENCIESSignificantOffBalanceSheetCommitmentsDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xlink:label="loc_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTable" xlink:label="loc_us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_0" xlink:to="loc_us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="loc_us-gaap_FinancialInstrumentAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTable_1" xlink:to="loc_us-gaap_FinancialInstrumentAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_2" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LoanOriginationCommitmentsMember" xlink:label="loc_us-gaap_LoanOriginationCommitmentsMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_3" xlink:to="loc_us-gaap_LoanOriginationCommitmentsMember_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_StandbyLettersOfCreditMember" xlink:label="loc_us-gaap_StandbyLettersOfCreditMember_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_3" xlink:to="loc_us-gaap_StandbyLettersOfCreditMember_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_UnusedLinesOfCreditMember" xlink:label="loc_us-gaap_UnusedLinesOfCreditMember_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_3" xlink:to="loc_us-gaap_UnusedLinesOfCreditMember_6" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InvestmentTypeAxis" xlink:label="loc_us-gaap_InvestmentTypeAxis_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTable_1" xlink:to="loc_us-gaap_InvestmentTypeAxis_7" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="loc_us-gaap_InvestmentTypeCategorizationMember_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentTypeAxis_7" xlink:to="loc_us-gaap_InvestmentTypeCategorizationMember_8" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AdjustableRateLoansMember" xlink:label="loc_us-gaap_AdjustableRateLoansMember_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentTypeCategorizationMember_8" xlink:to="loc_us-gaap_AdjustableRateLoansMember_9" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_FixedRateLoansMember" xlink:label="loc_rvsb_FixedRateLoansMember_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentTypeCategorizationMember_8" xlink:to="loc_rvsb_FixedRateLoansMember_10" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueOffBalanceSheetRisksDisclosureInformationLineItems" xlink:label="loc_us-gaap_FairValueOffBalanceSheetRisksDisclosureInformationLineItems_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTable_1" xlink:to="loc_us-gaap_FairValueOffBalanceSheetRisksDisclosureInformationLineItems_11" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_FairValueDisclosureOffbalanceSheetRisksFaceAmountLiability" xlink:label="loc_us-gaap_FairValueDisclosureOffbalanceSheetRisksFaceAmountLiability_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueOffBalanceSheetRisksDisclosureInformationLineItems_11" xlink:to="loc_us-gaap_FairValueDisclosureOffbalanceSheetRisksFaceAmountLiability_12" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/COMMITMENTSANDCONTINGENCIESDetailTextuals">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xlink:label="loc_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_0"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_ThresholdLimitForHonoringOfCommitments" xlink:label="loc_rvsb_ThresholdLimitForHonoringOfCommitments_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_0" xlink:to="loc_rvsb_ThresholdLimitForHonoringOfCommitments_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LoansAndLeasesReceivableCommitmentsToPurchaseOrSell" xlink:label="loc_us-gaap_LoansAndLeasesReceivableCommitmentsToPurchaseOrSell_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_0" xlink:to="loc_us-gaap_LoansAndLeasesReceivableCommitmentsToPurchaseOrSell_2" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_LoansUnderWarranty" xlink:label="loc_rvsb_LoansUnderWarranty_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_0" xlink:to="loc_rvsb_LoansUnderWarranty_3" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_AllowanceForFederalHomeLoanMortgageCorporationLoans" xlink:label="loc_rvsb_AllowanceForFederalHomeLoanMortgageCorporationLoans_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_0" xlink:to="loc_rvsb_AllowanceForFederalHomeLoanMortgageCorporationLoans_4" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/RIVERVIEWBANCORPINCPARENTCOMPANYONLYBALANCESHEETSDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:label="loc_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_CondensedBalanceSheetStatementTable" xlink:label="loc_srt_CondensedBalanceSheetStatementTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_0" xlink:to="loc_srt_CondensedBalanceSheetStatementTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_ConsolidatedEntitiesAxis" xlink:label="loc_srt_ConsolidatedEntitiesAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedBalanceSheetStatementTable_1" xlink:to="loc_srt_ConsolidatedEntitiesAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_ConsolidatedEntitiesDomain" xlink:label="loc_srt_ConsolidatedEntitiesDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesAxis_2" xlink:to="loc_srt_ConsolidatedEntitiesDomain_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_ParentCompanyMember" xlink:label="loc_srt_ParentCompanyMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesDomain_3" xlink:to="loc_srt_ParentCompanyMember_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_CondensedBalanceSheetStatementsCaptionsLineItems" xlink:label="loc_srt_CondensedBalanceSheetStatementsCaptionsLineItems_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedBalanceSheetStatementTable_1" xlink:to="loc_srt_CondensedBalanceSheetStatementsCaptionsLineItems_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="loc_us-gaap_AssetsAbstract_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedBalanceSheetStatementsCaptionsLineItems_5" xlink:to="loc_us-gaap_AssetsAbstract_6" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_6" xlink:to="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_7" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures" xlink:label="loc_us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_6" xlink:to="loc_us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures_8" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_OtherAssets" xlink:label="loc_us-gaap_OtherAssets_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_6" xlink:to="loc_us-gaap_OtherAssets_9" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_Assets" xlink:label="loc_us-gaap_Assets_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_6" xlink:to="loc_us-gaap_Assets_10" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:label="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedBalanceSheetStatementsCaptionsLineItems_5" xlink:to="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_11" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AccruedLiabilitiesAndOtherLiabilities" xlink:label="loc_us-gaap_AccruedLiabilitiesAndOtherLiabilities_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_11" xlink:to="loc_us-gaap_AccruedLiabilitiesAndOtherLiabilities_12" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DividendsPayableCurrentAndNoncurrent" xlink:label="loc_us-gaap_DividendsPayableCurrentAndNoncurrent_13"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_11" xlink:to="loc_us-gaap_DividendsPayableCurrentAndNoncurrent_13" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LongTermDebt" xlink:label="loc_us-gaap_LongTermDebt_14"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_11" xlink:to="loc_us-gaap_LongTermDebt_14" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_StockholdersEquity" xlink:label="loc_us-gaap_StockholdersEquity_15"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_11" xlink:to="loc_us-gaap_StockholdersEquity_15" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquity" xlink:label="loc_us-gaap_LiabilitiesAndStockholdersEquity_16"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_11" xlink:to="loc_us-gaap_LiabilitiesAndStockholdersEquity_16" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/RIVERVIEWBANCORPINCPARENTCOMPANYONLYSTATEMENTSOFINCOMEDetails1">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:label="loc_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_CondensedIncomeStatementTable" xlink:label="loc_srt_CondensedIncomeStatementTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_0" xlink:to="loc_srt_CondensedIncomeStatementTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_ConsolidatedEntitiesAxis" xlink:label="loc_srt_ConsolidatedEntitiesAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedIncomeStatementTable_1" xlink:to="loc_srt_ConsolidatedEntitiesAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_ConsolidatedEntitiesDomain" xlink:label="loc_srt_ConsolidatedEntitiesDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesAxis_2" xlink:to="loc_srt_ConsolidatedEntitiesDomain_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_ParentCompanyMember" xlink:label="loc_srt_ParentCompanyMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesDomain_3" xlink:to="loc_srt_ParentCompanyMember_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_CondensedIncomeStatementsCaptionsLineItems" xlink:label="loc_srt_CondensedIncomeStatementsCaptionsLineItems_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedIncomeStatementTable_1" xlink:to="loc_srt_CondensedIncomeStatementsCaptionsLineItems_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InterestAndDividendIncomeOperatingAbstract" xlink:label="loc_us-gaap_InterestAndDividendIncomeOperatingAbstract_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedIncomeStatementsCaptionsLineItems_5" xlink:to="loc_us-gaap_InterestAndDividendIncomeOperatingAbstract_6" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InterestAndDividendIncomeSecurities" xlink:label="loc_us-gaap_InterestAndDividendIncomeSecurities_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InterestAndDividendIncomeOperatingAbstract_6" xlink:to="loc_us-gaap_InterestAndDividendIncomeSecurities_7" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InterestAndFeeIncomeLoansAndLeases" xlink:label="loc_us-gaap_InterestAndFeeIncomeLoansAndLeases_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InterestAndDividendIncomeOperatingAbstract_6" xlink:to="loc_us-gaap_InterestAndFeeIncomeLoansAndLeases_8" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InterestIncomeOperating" xlink:label="loc_us-gaap_InterestIncomeOperating_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InterestAndDividendIncomeOperatingAbstract_6" xlink:to="loc_us-gaap_InterestIncomeOperating_9" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NoninterestExpenseAbstract" xlink:label="loc_us-gaap_NoninterestExpenseAbstract_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedIncomeStatementsCaptionsLineItems_5" xlink:to="loc_us-gaap_NoninterestExpenseAbstract_10" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_OtherGeneralAndAdministrativeExpense" xlink:label="loc_us-gaap_OtherGeneralAndAdministrativeExpense_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_10" xlink:to="loc_us-gaap_OtherGeneralAndAdministrativeExpense_11" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_OtherNoninterestExpense" xlink:label="loc_us-gaap_OtherNoninterestExpense_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_10" xlink:to="loc_us-gaap_OtherNoninterestExpense_12" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NoninterestExpense" xlink:label="loc_us-gaap_NoninterestExpense_13"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_10" xlink:to="loc_us-gaap_NoninterestExpense_13" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_14"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedIncomeStatementsCaptionsLineItems_5" xlink:to="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_14" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefit_15"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedIncomeStatementsCaptionsLineItems_5" xlink:to="loc_us-gaap_IncomeTaxExpenseBenefit_15" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncomeLossAttributableToParent" xlink:label="loc_us-gaap_IncomeLossAttributableToParent_16"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedIncomeStatementsCaptionsLineItems_5" xlink:to="loc_us-gaap_IncomeLossAttributableToParent_16" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_UndistributedEarningOfDomesticSubsidiary" xlink:label="loc_rvsb_UndistributedEarningOfDomesticSubsidiary_17"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedIncomeStatementsCaptionsLineItems_5" xlink:to="loc_rvsb_UndistributedEarningOfDomesticSubsidiary_17" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaap_NetIncomeLoss_18"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedIncomeStatementsCaptionsLineItems_5" xlink:to="loc_us-gaap_NetIncomeLoss_18" order="60" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/RIVERVIEWBANCORPINCPARENTCOMPANYONLYSTATEMENTSOFCASHFLOWSDetails2">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:label="loc_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_CondensedCashFlowStatementTable" xlink:label="loc_srt_CondensedCashFlowStatementTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_0" xlink:to="loc_srt_CondensedCashFlowStatementTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_ConsolidatedEntitiesAxis" xlink:label="loc_srt_ConsolidatedEntitiesAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedCashFlowStatementTable_1" xlink:to="loc_srt_ConsolidatedEntitiesAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_ConsolidatedEntitiesDomain" xlink:label="loc_srt_ConsolidatedEntitiesDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesAxis_2" xlink:to="loc_srt_ConsolidatedEntitiesDomain_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_ParentCompanyMember" xlink:label="loc_srt_ParentCompanyMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesDomain_3" xlink:to="loc_srt_ParentCompanyMember_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_CondensedIncomeStatementsCaptionsLineItems" xlink:label="loc_srt_CondensedIncomeStatementsCaptionsLineItems_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedCashFlowStatementTable_1" xlink:to="loc_srt_CondensedIncomeStatementsCaptionsLineItems_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedIncomeStatementsCaptionsLineItems_5" xlink:to="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract_6" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaap_NetIncomeLoss_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract_6" xlink:to="loc_us-gaap_NetIncomeLoss_7" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract_6" xlink:to="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_8" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_EquityInUndistributedEarningsLossOfBank" xlink:label="loc_rvsb_EquityInUndistributedEarningsLossOfBank_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_8" xlink:to="loc_rvsb_EquityInUndistributedEarningsLossOfBank_9" order="0" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_AdjustmentForAmortization" xlink:label="loc_us-gaap_AdjustmentForAmortization_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_8" xlink:to="loc_us-gaap_AdjustmentForAmortization_10" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_DeferredIncomeTaxesAndTaxCredits" xlink:label="loc_us-gaap_DeferredIncomeTaxesAndTaxCredits_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_8" xlink:to="loc_us-gaap_DeferredIncomeTaxesAndTaxCredits_11" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_EarnedEsopShares" xlink:label="loc_rvsb_EarnedEsopShares_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_8" xlink:to="loc_rvsb_EarnedEsopShares_12" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncreaseDecreaseInOperatingCapitalAbstract" xlink:label="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_13"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract_6" xlink:to="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_13" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssets_14"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_13" xlink:to="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssets_14" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities" xlink:label="loc_us-gaap_IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities_15"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_13" xlink:to="loc_us-gaap_IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities_15" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_16"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract_6" xlink:to="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_16" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract_17"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedIncomeStatementsCaptionsLineItems_5" xlink:to="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract_17" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="rvsb-20190331.xsd#rvsb_ProceedsFromAssumptionOfJuniorSubordinatedDebt" xlink:label="loc_rvsb_ProceedsFromAssumptionOfJuniorSubordinatedDebt_18"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract_17" xlink:to="loc_rvsb_ProceedsFromAssumptionOfJuniorSubordinatedDebt_18" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CashDividendsPaidToParentCompanyByConsolidatedSubsidiaries" xlink:label="loc_us-gaap_CashDividendsPaidToParentCompanyByConsolidatedSubsidiaries_19"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract_17" xlink:to="loc_us-gaap_CashDividendsPaidToParentCompanyByConsolidatedSubsidiaries_19" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations_20"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract_17" xlink:to="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations_20" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract_21"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedIncomeStatementsCaptionsLineItems_5" xlink:to="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract_21" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_PaymentsOfDividends" xlink:label="loc_us-gaap_PaymentsOfDividends_22"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract_21" xlink:to="loc_us-gaap_PaymentsOfDividends_22" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ProceedsFromStockOptionsExercised" xlink:label="loc_us-gaap_ProceedsFromStockOptionsExercised_23"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract_21" xlink:to="loc_us-gaap_ProceedsFromStockOptionsExercised_23" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations_24"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract_21" xlink:to="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations_24" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:label="loc_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_25"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedIncomeStatementsCaptionsLineItems_5" xlink:to="loc_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_25" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_26"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedIncomeStatementsCaptionsLineItems_5" xlink:to="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_26" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_27"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedIncomeStatementsCaptionsLineItems_5" xlink:to="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_27" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.riverviewbank.com/role/RIVERVIEWBANCORPINCPARENTCOMPANYONLYSELECTEDQUARTERLYFINANCIALDATAUNAUDITEDDetails3">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2018/elts/srt-2018-01-31.xsd#srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:label="loc_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_SelectedQuarterlyFinancialInformationAbstract" xlink:label="loc_us-gaap_SelectedQuarterlyFinancialInformationAbstract_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_0" xlink:to="loc_us-gaap_SelectedQuarterlyFinancialInformationAbstract_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InterestAndDividendIncomeOperating" xlink:label="loc_us-gaap_InterestAndDividendIncomeOperating_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SelectedQuarterlyFinancialInformationAbstract_1" xlink:to="loc_us-gaap_InterestAndDividendIncomeOperating_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InterestExpense" xlink:label="loc_us-gaap_InterestExpense_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SelectedQuarterlyFinancialInformationAbstract_1" xlink:to="loc_us-gaap_InterestExpense_3" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_InterestIncomeExpenseNet" xlink:label="loc_us-gaap_InterestIncomeExpenseNet_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SelectedQuarterlyFinancialInformationAbstract_1" xlink:to="loc_us-gaap_InterestIncomeExpenseNet_4" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_ProvisionForLoanAndLeaseLosses" xlink:label="loc_us-gaap_ProvisionForLoanAndLeaseLosses_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SelectedQuarterlyFinancialInformationAbstract_1" xlink:to="loc_us-gaap_ProvisionForLoanAndLeaseLosses_5" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NoninterestIncome" xlink:label="loc_us-gaap_NoninterestIncome_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SelectedQuarterlyFinancialInformationAbstract_1" xlink:to="loc_us-gaap_NoninterestIncome_6" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NoninterestExpense" xlink:label="loc_us-gaap_NoninterestExpense_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SelectedQuarterlyFinancialInformationAbstract_1" xlink:to="loc_us-gaap_NoninterestExpense_7" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SelectedQuarterlyFinancialInformationAbstract_1" xlink:to="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_8" order="60" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefit_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SelectedQuarterlyFinancialInformationAbstract_1" xlink:to="loc_us-gaap_IncomeTaxExpenseBenefit_9" order="70" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaap_NetIncomeLoss_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SelectedQuarterlyFinancialInformationAbstract_1" xlink:to="loc_us-gaap_NetIncomeLoss_10" order="80" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EarningsPerShareBasic" xlink:label="loc_us-gaap_EarningsPerShareBasic_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SelectedQuarterlyFinancialInformationAbstract_1" xlink:to="loc_us-gaap_EarningsPerShareBasic_11" order="90" use="optional" preferredLabel="http://www.xbrl.org/2003/role/positiveLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2018/elts/us-gaap-2018-01-31.xsd#us-gaap_EarningsPerShareDiluted" xlink:label="loc_us-gaap_EarningsPerShareDiluted_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SelectedQuarterlyFinancialInformationAbstract_1" xlink:to="loc_us-gaap_EarningsPerShareDiluted_12" order="100" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
</linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>16
<FILENAME>R1.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6864402832">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Document and Entity Information - USD ($)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th"><div>Mar. 31, 2019</div></th>
<th class="th"><div>Jun. 14, 2019</div></th>
<th class="th"><div>Sep. 30, 2018</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_DocumentAndEntityInformationAbstract', window );"><strong>Document and Entity Information:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
<td class="text">RIVERVIEW BANCORP INC<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
<td class="text">0001041368<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">rvsb<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCurrentReportingStatus', window );">Entity Current Reporting Status</a></td>
<td class="text">Yes<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityVoluntaryFilers', window );">Entity Voluntary Filers</a></td>
<td class="text">No<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_CurrentFiscalYearEndDate', window );">Current Fiscal Year End Date</a></td>
<td class="text">--03-31<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityFilerCategory', window );">Entity Filer Category</a></td>
<td class="text">Accelerated Filer<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityWellKnownSeasonedIssuer', window );">Entity Well-known Seasoned Issuer</a></td>
<td class="text">No<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCommonStockSharesOutstanding', window );">Entity Common Stock, Shares Outstanding</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">22,622,712<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityPublicFloat', window );">Entity Public Float</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 199,772,614<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
<td class="text">10-K<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
<td class="text">Mar. 31,  2019<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="text">false<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentFiscalYearFocus', window );">Document Fiscal Year Focus</a></td>
<td class="text">2019<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentFiscalPeriodFocus', window );">Document Fiscal Period Focus</a></td>
<td class="text">FY<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntitySmallBusiness', window );">Entity Small Business</a></td>
<td class="text">true<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityEmergingGrowthCompany', window );">Entity Emerging Growth Company</a></td>
<td class="text">false<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityShellCompany', window );">Entity Shell Company</a></td>
<td class="text">false<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_TitleOf12bSecurity', window );">Title Of 12b Security</a></td>
<td class="text">Common Stock<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>If the value is true, then the document is an amendment to previously-filed/accepted document.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CurrentFiscalYearEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>End date of current fiscal year in the format --MM-DD.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CurrentFiscalYearEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:gMonthDayItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentFiscalPeriodFocus">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This is focus fiscal period of the document report. For a first quarter 2006 quarterly report, which may also provide financial information from prior periods, the first fiscal quarter should be given as the fiscal period focus. Values: FY, Q1, Q2, Q3, Q4, H1, H2, M9, T1, T2, T3, M8, CY.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentFiscalPeriodFocus</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:fiscalPeriodItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentFiscalYearFocus">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This is focus fiscal year of the document report in CCYY format. For a 2006 annual report, which may also provide financial information from prior periods, fiscal 2006 should be given as the fiscal year focus. Example: 2006.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentFiscalYearFocus</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:gYearItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The end date of the period reflected on the cover page if a periodic report. For all other reports and registration statements containing historical data, it is the date up through which that historical data is presented.  If there is no historical data in the report, use the filing date. The format of the date is CCYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCommonStockSharesOutstanding">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Indicate number of shares or other units outstanding of each of registrant's classes of capital or common stock or other ownership interests, if and as stated on cover of related periodic report. Where multiple classes or units exist define each class/interest by adding class of stock items such as Common Class A [Member], Common Class B [Member] or Partnership Interest [Member] onto the Instrument [Domain] of the Entity Listings, Instrument.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCommonStockSharesOutstanding</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCurrentReportingStatus">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Indicate 'Yes' or 'No' whether registrants (1) have filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that registrants were required to file such reports), and (2) have been subject to such filing requirements for the past 90 days. This information should be based on the registrant's current or most recent filing containing the related disclosure.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCurrentReportingStatus</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:yesNoItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityEmergingGrowthCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Indicate if registrant meets the emerging growth company criteria.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityEmergingGrowthCompany</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFilerCategory">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Indicate whether the registrant is one of the following: (1) Large Accelerated Filer, (2) Accelerated Filer, (3) Non-accelerated Filer, (4) Smaller Reporting Company (Non-accelerated), (5) Smaller Reporting Accelerated Filer or (6) Smaller Reporting Company and Large Accelerated Filer. Definitions of these categories are stated in Rule 12b-2 of the Exchange Act. This information should be based on the registrant's current or most recent filing containing the related disclosure.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFilerCategory</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:filerCategoryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityPublicFloat">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>State aggregate market value of voting and non-voting common equity held by non-affiliates computed by reference to price at which the common equity was last sold, or average bid and asked price of such common equity, as of the last business day of registrant's most recently completed second fiscal quarter. The public float should be reported on the cover page of the registrants form 10K.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityPublicFloat</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityShellCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Indicate if company meets the shell company criteria: a company with no or nominal operations, and with no or nominal assets or assets consisting solely of cash and cash equivalents.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityShellCompany</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntitySmallBusiness">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Indicates that the company is a smaller reporting company with both a public float and revenues of less than $75 million.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntitySmallBusiness</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityVoluntaryFilers">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Indicate 'Yes' or 'No' if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityVoluntaryFilers</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:yesNoItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityWellKnownSeasonedIssuer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Indicate 'Yes' or 'No' if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Is used on Form Type: 10-K, 10-Q, 8-K, 20-F, 6-K, 10-K/A, 10-Q/A, 20-F/A, 6-K/A, N-CSR, N-Q, N-1A.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityWellKnownSeasonedIssuer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:yesNoItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_TradingSymbol">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Trading symbol of an instrument as listed on an exchange.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_TradingSymbol</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_DocumentAndEntityInformationAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_DocumentAndEntityInformationAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_TitleOf12bSecurity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Title of a 12(b) registered security.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_TitleOf12bSecurity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>17
<FILENAME>R2.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6865251248">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>CONSOLIDATED BALANCE SHEETS - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Mar. 31, 2019</div></th>
<th class="th"><div>Mar. 31, 2018</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsAbstract', window );"><strong>ASSETS</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashEquivalentsAtCarryingValue', window );">Cash and cash equivalents (including interest-earning accounts of $5,844 and $30,052)</a></td>
<td class="nump">$ 22,950<span></span>
</td>
<td class="nump">$ 44,767<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CertificatesOfDepositAtCarryingValue', window );">Certificates of deposit held for investment</a></td>
<td class="nump">747<span></span>
</td>
<td class="nump">5,967<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableHeldForSaleAmount', window );">Loans held for sale</a></td>
<td class="nump">909<span></span>
</td>
<td class="nump">210<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MarketableSecuritiesAbstract', window );"><strong>Investment securities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Available for sale, at estimated fair value</a></td>
<td class="nump">178,226<span></span>
</td>
<td class="nump">213,221<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecurities', window );">Held to maturity, at amortized cost (estimated fair value of $35 and $43)</a></td>
<td class="nump">35<span></span>
</td>
<td class="nump">42<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetReportedAmount', window );">Loans receivable (net of allowance for loan losses of $11,457 and $10,766)</a></td>
<td class="nump">864,659<span></span>
</td>
<td class="nump">800,610<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherRealEstateAndForeclosedAssets', window );">Real estate owned ("REO")</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">298<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PrepaidExpenseAndOtherAssets', window );">Prepaid expenses and other assets</a></td>
<td class="nump">4,596<span></span>
</td>
<td class="nump">3,870<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestReceivable', window );">Accrued interest receivable</a></td>
<td class="nump">3,919<span></span>
</td>
<td class="nump">3,477<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankStock', window );">Federal Home Loan Bank ("FHLB") stock, at cost</a></td>
<td class="nump">3,644<span></span>
</td>
<td class="nump">1,353<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentNet', window );">Premises and equipment, net</a></td>
<td class="nump">15,458<span></span>
</td>
<td class="nump">15,783<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredIncomeTaxAssetsNet', window );">Deferred income taxes, net</a></td>
<td class="nump">4,195<span></span>
</td>
<td class="nump">4,813<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ServicingAssetAtAmortizedValue', window );">Mortgage servicing rights, net</a></td>
<td class="nump">296<span></span>
</td>
<td class="nump">388<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Goodwill', window );">Goodwill</a></td>
<td class="nump">27,076<span></span>
</td>
<td class="nump">27,076<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsNet', window );">Core deposit intangible ("CDI"), net</a></td>
<td class="nump">920<span></span>
</td>
<td class="nump">1,103<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BankOwnedLifeInsurance', window );">Bank owned life insurance ("BOLI")</a></td>
<td class="nump">29,291<span></span>
</td>
<td class="nump">28,557<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">TOTAL ASSETS</a></td>
<td class="nump">1,156,921<span></span>
</td>
<td class="nump">1,151,535<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAbstract', window );"><strong>LIABILITIES:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Deposits', window );">Deposits</a></td>
<td class="nump">925,068<span></span>
</td>
<td class="nump">995,691<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccruedLiabilitiesAndOtherLiabilities', window );">Accrued expenses and other liabilities</a></td>
<td class="nump">12,536<span></span>
</td>
<td class="nump">9,391<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdvancePaymentsByBorrowersForTaxesAndInsurance', window );">Advance payments by borrowers for taxes and insurance</a></td>
<td class="nump">631<span></span>
</td>
<td class="nump">637<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesLongTerm', window );">FHLB advances</a></td>
<td class="nump">56,586<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_JuniorSubordinatedNotes', window );">Junior subordinated debentures</a></td>
<td class="nump">26,575<span></span>
</td>
<td class="nump">26,484<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalLeaseObligations', window );">Capital lease obligation</a></td>
<td class="nump">2,403<span></span>
</td>
<td class="nump">2,431<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Liabilities', window );">Total liabilities</a></td>
<td class="nump">1,023,799<span></span>
</td>
<td class="nump">1,034,634<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommitmentsAndContingencies', window );">COMMITMENTS AND CONTINGENCIES (See Note 19)</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquityAbstract', window );"><strong>SHAREHOLDERS' EQUITY:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockValue', window );">Serial preferred stock, $.01 par value; 250,000 shares authorized; issued and outstanding: none</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockValue', window );">Common stock, $.01 par value; 50,000,000 shares authorized March 31, 2019 - 22,607,712 shares issued and outstanding March 31, 2018 - 22,570,179 shares issued and outstanding</a></td>
<td class="nump">226<span></span>
</td>
<td class="nump">226<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdditionalPaidInCapitalCommonStock', window );">Additional paid-in capital</a></td>
<td class="nump">65,094<span></span>
</td>
<td class="nump">64,871<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RetainedEarningsAccumulatedDeficit', window );">Retained earnings</a></td>
<td class="nump">70,428<span></span>
</td>
<td class="nump">56,552<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax', window );">Accumulated other comprehensive loss</a></td>
<td class="num">(2,626)<span></span>
</td>
<td class="num">(4,748)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Total shareholders' equity</a></td>
<td class="nump">133,122<span></span>
</td>
<td class="nump">116,901<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquity', window );">TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY</a></td>
<td class="nump">$ 1,156,921<span></span>
</td>
<td class="nump">$ 1,151,535<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccruedLiabilitiesAndOtherLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of expenses incurred but not yet paid nor invoiced, and liabilities classified as other.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccruedLiabilitiesAndOtherLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Accumulated change in equity from transactions and other events and circumstances from non-owner sources, net of tax effect, at period end. Excludes Net Income (Loss), and accumulated changes in equity from transactions resulting from investments by owners and distributions to owners. Includes foreign currency translation items, certain pension adjustments, unrealized gains and losses on certain investments in debt and equity securities, other than temporary impairment (OTTI) losses related to factors other than credit losses on available-for-sale and held-to-maturity debt securities that an entity does not intend to sell and it is not more likely than not that the entity will be required to sell before recovery of the amortized cost basis, as well as changes in the fair value of derivatives related to the effective portion of a designated cash flow hedge.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=114867106&amp;loc=d3e637-108580<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 14A<br> -URI http://asc.fasb.org/extlink&amp;oid=114867106&amp;loc=SL7669686-108580<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 14<br> -URI http://asc.fasb.org/extlink&amp;oid=114867106&amp;loc=d3e681-108580<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdditionalPaidInCapitalCommonStock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Value received from shareholders in common stock-related transactions that are in excess of par value or stated value and amounts received from other stock-related transactions. Includes only common stock transactions (excludes preferred stock transactions). May be called contributed capital, capital in excess of par, capital surplus, or paid-in capital.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(30)(a)(1))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AdditionalPaidInCapitalCommonStock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdvancePaymentsByBorrowersForTaxesAndInsurance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Carrying amount of accumulated prepayments received by financial institutions from borrowers for taxes (for example, property taxes) and insurance (for example, property and catastrophe) which will periodically be remitted to the appropriate governmental agency or vendor on behalf of the borrower.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.15(5))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AdvancePaymentsByBorrowersForTaxesAndInsurance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Assets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Sum of the carrying amounts as of the balance sheet date of all assets that are recognized. Assets are probable future economic benefits obtained or controlled by an entity as a result of past transactions or events.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(11))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 280<br> -SubTopic 10<br> -Section 50<br> -Paragraph 22<br> -URI http://asc.fasb.org/extlink&amp;oid=115929826&amp;loc=d3e8736-108599<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(12))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Assets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AssetsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AssetsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of investment in debt and equity securities categorized neither as held-to-maturity nor trading.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BankOwnedLifeInsurance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The carrying amount of a life insurance policy on an officer, executive or employee for which the reporting entity (a bank) is entitled to proceeds from the policy upon death of the insured or surrender of the insurance policy.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.10)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BankOwnedLifeInsurance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalLeaseObligations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount equal to the present value (the principal) at the beginning of the lease term of minimum lease payments during the lease term (excluding that portion of the payments representing executory costs such as insurance, maintenance, and taxes to be paid by the lessor, together with any profit thereon) net of payments or other amounts applied to the principal through the balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(22))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 30<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=84164817&amp;loc=d3e45280-112737<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(16))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CapitalLeaseObligations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashEquivalentsAtCarryingValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashEquivalentsAtCarryingValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CertificatesOfDepositAtCarryingValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A savings certificate entitling the Entity (that is, bearer) to receive interest at an established maturity date, based upon a fixed interest rate.  A certificate of deposit may be issued in any denomination. Certificates of deposit are generally issued by commercial banks and, therefore, insured by the FDIC (up to the prescribed limit).  Certificates of deposit generally restrict holders from withdrawing funds on demand without the incurrence of penalties.  Generally, only certificates of deposit with original maturities of three months or less qualify as cash equivalents. Original maturity means original maturity to the entity holding the investment. As a related example, both a three-month US Treasury bill and a three-year Treasury note purchased three months from maturity qualify as cash equivalents. However, a Treasury note purchased three-years ago does not become a cash equivalent when its remaining maturity is three months.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CertificatesOfDepositAtCarryingValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommitmentsAndContingencies">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the caption on the face of the balance sheet to indicate that the entity has entered into (1) purchase or supply arrangements that will require expending a portion of its resources to meet the terms thereof, and (2) is exposed to potential losses or, less frequently, gains, arising from (a) possible claims against a company's resources due to future performance under contract terms, and (b) possible losses or likely gains from uncertainties that will ultimately be resolved when one or more future events that are deemed likely to occur do occur or fail to occur.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.25)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03.(a),19)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.17)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 450<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=82911808&amp;loc=d3e14326-108349<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommitmentsAndContingencies</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Aggregate par or stated value of issued nonredeemable common stock (or common stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable common shares, par value and other disclosure concepts are in another section within stockholders' equity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(29))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommonStockValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredIncomeTaxAssetsNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount, after allocation of valuation allowances and deferred tax liability, of deferred tax asset attributable to deductible differences and carryforwards, with jurisdictional netting.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32537-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredIncomeTaxAssetsNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Deposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate of all deposit liabilities held by the entity, including foreign and domestic, interest and noninterest bearing; may include demand deposits, saving deposits, Negotiable Order of Withdrawal (NOW) and time deposits among others.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.12)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Deposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankAdvancesLongTerm">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Including both current and noncurrent portions, Federal Home Loan Bank borrowings initially due beyond one year or beyond the normal operating cycle if longer.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.16)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 470<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=75038535&amp;loc=d3e64702-112823<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 470<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6479118&amp;loc=d3e64650-112822<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FederalHomeLoanBankAdvancesLongTerm</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankStock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Federal Home Loan Bank (FHLB) stock represents an equity interest in a FHLB. It does not have a readily determinable fair value because its ownership is restricted and it lacks a market (liquidity).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 325<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=75031641&amp;loc=d3e63345-112809<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FederalHomeLoanBankStock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after amortization of assets, excluding financial assets and goodwill, lacking physical substance with a finite life.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 30<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=66006027&amp;loc=d3e16323-109275<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedIntangibleAssetsNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Goodwill">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after accumulated impairment loss of an asset representing future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 20<br> -Section 45<br> -Paragraph 5<br> -URI http://asc.fasb.org/extlink&amp;oid=77989000&amp;loc=SL49117168-202975<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 20<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=99380562&amp;loc=d3e13770-109266<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Goodwill</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of investment in debt security measured at amortized cost (held-to-maturity).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=109979856&amp;loc=d3e26610-111562<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=82897076&amp;loc=d3e27232-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestReceivable">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Carrying amount as of the balance sheet date of interest earned but not received. Also called accrued interest or accrued interest receivable.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.8)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestReceivable</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_JuniorSubordinatedNotes">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Including the current and noncurrent portions, carrying value as of the balance sheet date of long-term debt (with maturities initially due after one year or beyond the operating cycle if longer) identified as Junior Subordinated Notes, which have a lower priority than senior instruments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(16)(a))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(22))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(16))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_JuniorSubordinatedNotes</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Liabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Sum of the carrying amounts as of the balance sheet date of all liabilities that are recognized. Liabilities are probable future sacrifices of economic benefits arising from present obligations of an entity to transfer assets or provide services to other entities in the future.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.19-26)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Liabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LiabilitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesAndStockholdersEquity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of liabilities and equity items, including the portion of equity attributable to noncontrolling interests, if any.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(23))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(25))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(32))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LiabilitiesAndStockholdersEquity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableNetReportedAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after allowance and deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements and loans held for sale.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=82891408&amp;loc=d3e4428-111522<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.7)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoansAndLeasesReceivableNetReportedAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansReceivableHeldForSaleAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The face amount of loans that will be sold to other entities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=82891408&amp;loc=d3e4428-111522<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoansReceivableHeldForSaleAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MarketableSecuritiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MarketableSecuritiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherRealEstateAndForeclosedAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Carrying amount as of the balance sheet date of other real estate and foreclosed assets. Other real estate may include real estate investments, real estate loans that qualify as investments in real estate, and premises that are no longer used in operations may also be included in real estate owned. Foreclosed assets include all assets obtained in full or partial satisfaction of a debt arrangement through foreclosure proceedings.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.10(4))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherRealEstateAndForeclosedAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Aggregate par or stated value of issued nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable preferred shares, par value and other disclosure concepts are in another section within stockholders' equity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(28))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PreferredStockValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PrepaidExpenseAndOtherAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of asset related to consideration paid in advance for costs that provide economic benefits in future periods, and amount of other assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PrepaidExpenseAndOtherAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after accumulated depreciation, depletion and amortization of physical assets used in the normal conduct of business to produce goods and services and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, and furniture and fixtures.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(14))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 360<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(8))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(13))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RetainedEarningsAccumulatedDeficit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cumulative amount of the reporting entity's undistributed earnings or deficit.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(30)(a)(3))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(23)(a)(4))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RetainedEarningsAccumulatedDeficit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ServicingAssetAtAmortizedValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amortized amount of contract to service financial assets under which the benefits of servicing are expected to more than adequately compensate the servicer.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 860<br> -SubTopic 50<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (a)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=68078379&amp;loc=d3e122739-111746<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 860<br> -SubTopic 50<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6469459&amp;loc=d3e122501-111745<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 860<br> -SubTopic 50<br> -Section 25<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=7524895&amp;loc=d3e120260-111741<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 860<br> -SubTopic 50<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6469459&amp;loc=d3e122492-111745<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ServicingAssetAtAmortizedValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Total of all stockholders' equity (deficit) items, net of receivables from officers, directors, owners, and affiliates of the entity which are attributable to the parent. The amount of the economic entity's stockholders' equity attributable to the parent excludes the amount of stockholders' equity which is allocable to that ownership interest in subsidiary equity which is not attributable to the parent (noncontrolling interest, minority interest). This excludes temporary equity and is sometimes called permanent equity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SAB Topic 4.E)<br> -URI http://asc.fasb.org/extlink&amp;oid=27010918&amp;loc=d3e74512-122707<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(31))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(29))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(30))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockholdersEquity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquityAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockholdersEquityAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>18
<FILENAME>R3.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6864513984">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>CONSOLIDATED BALANCE SHEETS (Parentheticals) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Mar. 31, 2019</div></th>
<th class="th"><div>Mar. 31, 2018</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementOfFinancialPositionAbstract', window );"><strong>Statement of Financial Position [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestBearingDepositsInBanks', window );">Interest-earning accounts included in cash (in dollars)</a></td>
<td class="nump">$ 5,844<span></span>
</td>
<td class="nump">$ 30,052<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MortgageBackedSecuritiesHeldToMaturityFairValueDisclosure', window );">Fair value of mortgage-backed securities held to maturity (in dollars)</a></td>
<td class="nump">35<span></span>
</td>
<td class="nump">43<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Allowance for loan losses (in dollars)</a></td>
<td class="nump">$ 11,457<span></span>
</td>
<td class="nump">$ 10,766<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockParOrStatedValuePerShare', window );">Serial preferred stock, par value (in dollars per share)</a></td>
<td class="nump">$ 0.01<span></span>
</td>
<td class="nump">$ 0.01<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesAuthorized', window );">Serial preferred stock, shares authorized</a></td>
<td class="nump">250,000<span></span>
</td>
<td class="nump">250,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesIssued', window );">Serial preferred stock, shares issued</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesOutstanding', window );">Serial preferred stock, shares outstanding</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockParOrStatedValuePerShare', window );">Common stock, par value (in dollars per share)</a></td>
<td class="nump">$ 0.01<span></span>
</td>
<td class="nump">$ 0.01<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockSharesAuthorized', window );">Common stock, shares authorized</a></td>
<td class="nump">50,000,000<span></span>
</td>
<td class="nump">50,000,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockSharesIssued', window );">Common stock, shares issued</a></td>
<td class="nump">22,607,712<span></span>
</td>
<td class="nump">22,570,179<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockSharesOutstanding', window );">Common stock, shares outstanding</a></td>
<td class="nump">22,607,712<span></span>
</td>
<td class="nump">22,570,179<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockParOrStatedValuePerShare">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Face amount or stated value per share of common stock.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(29))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommonStockParOrStatedValuePerShare</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockSharesAuthorized">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The maximum number of common shares permitted to be issued by an entity's charter and bylaws.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(29))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommonStockSharesAuthorized</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockSharesIssued">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Total number of common shares of an entity that have been sold or granted to shareholders (includes common shares that were issued, repurchased and remain in the treasury). These shares represent capital invested by the firm's shareholders and owners, and may be all or only a portion of the number of shares authorized. Shares issued include shares outstanding and shares held in the treasury.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(29))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommonStockSharesIssued</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockSharesOutstanding">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of shares of common stock outstanding. Common stock represent the ownership interest in a corporation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=109259400&amp;loc=d3e21463-112644<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(29))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommonStockSharesOutstanding</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLosses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A valuation allowance for financing receivables that are expected to be uncollectible.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11B<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=84173941&amp;loc=SL6953423-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableAllowanceForCreditLosses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestBearingDepositsInBanks">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>For banks and other depository institutions (including Federal Reserve Banks, if applicable): Interest-bearing deposits in other financial institutions for relatively short periods of time including, for example, certificates of deposits, which are presented separately from cash on the balance sheet.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section 45<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=73530178&amp;loc=d3e59706-112781<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.2)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestBearingDepositsInBanks</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MortgageBackedSecuritiesHeldToMaturityFairValueDisclosure">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of securitized, pay-through debt securities collateralized by real estate mortgage loans classified as held-to-maturity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MortgageBackedSecuritiesHeldToMaturityFairValueDisclosure</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockParOrStatedValuePerShare">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Face amount or stated value per share of preferred stock nonredeemable or redeemable solely at the option of the issuer.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(28))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PreferredStockParOrStatedValuePerShare</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockSharesAuthorized">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The maximum number of nonredeemable preferred shares (or preferred stock redeemable solely at the option of the issuer) permitted to be issued by an entity's charter and bylaws.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(28))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PreferredStockSharesAuthorized</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockSharesIssued">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Total number of nonredeemable preferred shares (or preferred stock redeemable solely at the option of the issuer) issued to shareholders (includes related preferred shares that were issued, repurchased, and remain in the treasury). May be all or portion of the number of preferred shares authorized. Excludes preferred shares that are classified as debt.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(28))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PreferredStockSharesIssued</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockSharesOutstanding">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Aggregate share number for all nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer) held by stockholders. Does not include preferred shares that have been repurchased.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(28))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PreferredStockSharesOutstanding</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementOfFinancialPositionAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementOfFinancialPositionAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>19
<FILENAME>R4.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6864225184">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>CONSOLIDATED STATEMENTS OF INCOME - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Mar. 31, 2019</div></th>
<th class="th"><div>Mar. 31, 2018</div></th>
<th class="th"><div>Mar. 31, 2017</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndDividendIncomeOperatingAbstract', window );"><strong>INTEREST AND DIVIDEND INCOME:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndFeeIncomeLoansAndLeases', window );">Interest and fees on loans receivable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 44,187<span></span>
</td>
<td class="nump">$ 39,659<span></span>
</td>
<td class="nump">$ 31,609<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeSecuritiesTaxable', window );">Interest on investment securities - taxable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4,456<span></span>
</td>
<td class="nump">4,648<span></span>
</td>
<td class="nump">3,550<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeSecuritiesTaxExempt', window );">Interest on investment securities - nontaxable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">146<span></span>
</td>
<td class="nump">95<span></span>
</td>
<td class="nump">25<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherInterestAndDividendIncome', window );">Other interest and dividends</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">329<span></span>
</td>
<td class="nump">558<span></span>
</td>
<td class="nump">443<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndDividendIncomeOperating', window );">Total interest and dividend income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">49,118<span></span>
</td>
<td class="nump">44,960<span></span>
</td>
<td class="nump">35,627<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseAbstract', window );"><strong>INTEREST EXPENSE:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseDeposits', window );">Interest on deposits</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">996<span></span>
</td>
<td class="nump">1,208<span></span>
</td>
<td class="nump">1,151<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseBorrowings', window );">Interest on borrowings</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,819<span></span>
</td>
<td class="nump">1,141<span></span>
</td>
<td class="nump">718<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpense', window );">Total interest expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,815<span></span>
</td>
<td class="nump">2,349<span></span>
</td>
<td class="nump">1,869<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeExpenseNet', window );">Net interest income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">46,303<span></span>
</td>
<td class="nump">42,611<span></span>
</td>
<td class="nump">33,758<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses', window );">Provisions for loan losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">50<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss', window );">Net interest income after provision for loan losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">46,253<span></span>
</td>
<td class="nump">42,611<span></span>
</td>
<td class="nump">33,758<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncomeAbstract', window );"><strong>NON-INTEREST INCOME:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnSalesOfLoansNet', window );">Net gains on sales of loans held for sale</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">317<span></span>
</td>
<td class="nump">641<span></span>
</td>
<td class="nump">656<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BankOwnedLifeInsuranceIncome', window );">BOLI</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">734<span></span>
</td>
<td class="nump">819<span></span>
</td>
<td class="nump">760<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncomeOtherOperatingIncome', window );">Other, net</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">317<span></span>
</td>
<td class="nump">317<span></span>
</td>
<td class="nump">433<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncome', window );">Total non-interest income, net</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">11,858<span></span>
</td>
<td class="nump">11,004<span></span>
</td>
<td class="nump">10,014<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestExpenseAbstract', window );"><strong>NON-INTEREST EXPENSE:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LaborAndRelatedExpense', window );">Salaries and employee benefits</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">22,320<span></span>
</td>
<td class="nump">21,743<span></span>
</td>
<td class="nump">19,356<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OccupancyNet', window );">Occupancy and depreciation</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5,334<span></span>
</td>
<td class="nump">5,454<span></span>
</td>
<td class="nump">4,819<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InformationTechnologyAndDataProcessing', window );">Data processing</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,467<span></span>
</td>
<td class="nump">2,313<span></span>
</td>
<td class="nump">2,111<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AmortizationOfIntangibleAssets', window );">Amortization of CDI</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">183<span></span>
</td>
<td class="nump">232<span></span>
</td>
<td class="nump">27<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MarketingAndAdvertisingExpense', window );">Advertising and marketing</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">769<span></span>
</td>
<td class="nump">747<span></span>
</td>
<td class="nump">754<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalDepositInsuranceCorporationPremiumExpense', window );">FDIC insurance premium</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">326<span></span>
</td>
<td class="nump">476<span></span>
</td>
<td class="nump">356<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ExciseAndSalesTaxes', window );">State and local taxes</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">651<span></span>
</td>
<td class="nump">605<span></span>
</td>
<td class="nump">609<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommunicationsAndInformationTechnology', window );">Telecommunications</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">353<span></span>
</td>
<td class="nump">417<span></span>
</td>
<td class="nump">317<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProfessionalFees', window );">Professional fees</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,426<span></span>
</td>
<td class="nump">1,181<span></span>
</td>
<td class="nump">1,628<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LitigationSettlementExpense', window );">Litigation settlement</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">500<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherNoninterestExpense', window );">Other</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,870<span></span>
</td>
<td class="nump">2,450<span></span>
</td>
<td class="nump">2,504<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestExpense', window );">Total non-interest expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">35,699<span></span>
</td>
<td class="nump">35,618<span></span>
</td>
<td class="nump">32,981<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments', window );">INCOME BEFORE INCOME TAXES</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">22,412<span></span>
</td>
<td class="nump">17,997<span></span>
</td>
<td class="nump">10,791<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">PROVISION FOR INCOME TAXES</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5,146<span></span>
</td>
<td class="nump">7,755<span></span>
</td>
<td class="nump">3,387<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">NET INCOME</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 17,266<span></span>
</td>
<td class="nump">$ 10,242<span></span>
</td>
<td class="nump">$ 7,404<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareAbstract', window );"><strong>Earnings per common share:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareBasic', window );">Basic (in dollars per share)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 0.76<span></span>
</td>
<td class="nump">$ 0.45<span></span>
</td>
<td class="nump">$ 0.33<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareDiluted', window );">Diluted (in dollars per share)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 0.76<span></span>
</td>
<td class="nump">$ 0.45<span></span>
</td>
<td class="nump">$ 0.33<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract', window );"><strong>Weighted average number of common shares outstanding:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic', window );">Basic (in shares)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">22,588,395<span></span>
</td>
<td class="nump">22,531,480<span></span>
</td>
<td class="nump">22,478,306<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding', window );">Diluted (in shares)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">22,659,594<span></span>
</td>
<td class="nump">22,623,455<span></span>
</td>
<td class="nump">22,548,340<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_srt_ProductOrServiceAxis=us-gaap_BankServicingMember', window );">Fees and service charges</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncomeAbstract', window );"><strong>NON-INTEREST INCOME:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RevenueFromContractWithCustomerIncludingAssessedTax', window );">Non-interest income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 6,699<span></span>
</td>
<td class="nump">$ 5,779<span></span>
</td>
<td class="nump">$ 5,177<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_srt_ProductOrServiceAxis=us-gaap_AssetManagement1Member', window );">Asset management fees</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncomeAbstract', window );"><strong>NON-INTEREST INCOME:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RevenueFromContractWithCustomerIncludingAssessedTax', window );">Non-interest income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 3,791<span></span>
</td>
<td class="nump">$ 3,448<span></span>
</td>
<td class="nump">$ 2,988<span></span>
</td>
</tr>
<tr><td colspan="5"></td></tr>
<tr><td colspan="5"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Not within the scope of ASC 606</td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AmortizationOfIntangibleAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate expense charged against earnings to allocate the cost of intangible assets (nonphysical assets not used in production) in a systematic and rational manner to the periods expected to benefit from such assets. As a noncash expense, this element is added back to net income when calculating cash provided by or used in operations using the indirect method.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=109223946&amp;loc=d3e3602-108585<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 30<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=66006027&amp;loc=d3e16323-109275<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 30<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6388964&amp;loc=d3e16225-109274<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AmortizationOfIntangibleAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BankOwnedLifeInsuranceIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Earnings on or other increases in the value of the cash surrender value of bank owned life insurance policies.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.13)<br> -URI http://asc.fasb.org/extlink&amp;oid=114873765&amp;loc=SL114874048-224260<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BankOwnedLifeInsuranceIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommunicationsAndInformationTechnology">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of expense in the period for communications and data processing expense.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.4)<br> -URI http://asc.fasb.org/extlink&amp;oid=115205541&amp;loc=SL114868664-224227<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommunicationsAndInformationTechnology</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EarningsPerShareAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareBasic">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(19))<br> -URI http://asc.fasb.org/extlink&amp;oid=114873790&amp;loc=SL114874131-224263<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 7<br> -URI http://asc.fasb.org/extlink&amp;oid=109260490&amp;loc=d3e1337-109256<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 55<br> -Paragraph 52<br> -URI http://asc.fasb.org/extlink&amp;oid=109256448&amp;loc=d3e4984-109258<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(21))<br> -URI http://asc.fasb.org/extlink&amp;oid=115205541&amp;loc=SL114868664-224227<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 250<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=109234566&amp;loc=d3e22694-107794<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=109260490&amp;loc=d3e1252-109256<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(23))<br> -URI http://asc.fasb.org/extlink&amp;oid=114873765&amp;loc=SL114874048-224260<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 60B<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=109260490&amp;loc=SL5780133-109256<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EarningsPerShareBasic</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareDiluted">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 55<br> -Paragraph 52<br> -URI http://asc.fasb.org/extlink&amp;oid=109256448&amp;loc=d3e4984-109258<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=109260490&amp;loc=d3e1252-109256<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(23))<br> -URI http://asc.fasb.org/extlink&amp;oid=114873765&amp;loc=SL114874048-224260<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 250<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=109234566&amp;loc=d3e22694-107794<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 7<br> -URI http://asc.fasb.org/extlink&amp;oid=109260490&amp;loc=d3e1337-109256<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(21))<br> -URI http://asc.fasb.org/extlink&amp;oid=115205541&amp;loc=SL114868664-224227<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 60B<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=109260490&amp;loc=SL5780133-109256<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(19))<br> -URI http://asc.fasb.org/extlink&amp;oid=114873790&amp;loc=SL114874131-224263<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EarningsPerShareDiluted</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ExciseAndSalesTaxes">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of excise and sales taxes included in sales and revenues, which are then deducted as a cost of sales. Includes excise taxes, which are applied to specific types of transactions or items (such as gasoline or alcohol); and sales, use and value added taxes, which are applied to a broad class of revenue-producing transactions involving a wide range of goods and services.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(1))<br> -URI http://asc.fasb.org/extlink&amp;oid=115205541&amp;loc=SL114868664-224227<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ExciseAndSalesTaxes</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalDepositInsuranceCorporationPremiumExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of expense for Federal Deposit Insurance Corporation (FDIC) insurance.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.14)<br> -URI http://asc.fasb.org/extlink&amp;oid=114873765&amp;loc=SL114874048-224260<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FederalDepositInsuranceCorporationPremiumExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainLossOnSalesOfLoansNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net gain (loss) resulting from a sale of loans, including adjustments to record loans classified as held-for-sale at the lower-of-cost-or-market and fair value adjustments to loan held for investment purposes.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.13(h))<br> -URI http://asc.fasb.org/extlink&amp;oid=114873765&amp;loc=SL114874048-224260<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=109223946&amp;loc=d3e3602-108585<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04.3(a))<br> -URI http://asc.fasb.org/extlink&amp;oid=114873790&amp;loc=SL114874131-224263<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GainLossOnSalesOfLoansNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of income (loss) from continuing operations before deduction of income tax expense (benefit) and income (loss) attributable to noncontrolling interest, and addition of income (loss) from equity method investments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(h)(1)(i))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxExpenseBenefit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 280<br> -SubTopic 10<br> -Section 50<br> -Paragraph 22<br> -Subparagraph (h)<br> -URI http://asc.fasb.org/extlink&amp;oid=115929826&amp;loc=d3e8736-108599<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(h))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 20<br> -Section 45<br> -Paragraph 2<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=109238882&amp;loc=d3e38679-109324<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxExpenseBenefit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InformationTechnologyAndDataProcessing">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of expenses incurred in the period for information technology and data processing products and services.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.6)<br> -URI http://asc.fasb.org/extlink&amp;oid=115205541&amp;loc=SL114868664-224227<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InformationTechnologyAndDataProcessing</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestAndDividendIncomeOperating">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the total of interest and dividend income, including any amortization and accretion (as applicable) of discounts and premiums, earned from (1) loans and leases whether held-for-sale or held-in-portfolio; (2) investment securities; (3) federal funds sold; (4) securities purchased under agreements to resell; (5) investments in banker's acceptances, commercial paper, or certificates of deposit; (6) dividend income; or (7) other investments not otherwise specified herein.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.1-5)<br> -URI http://asc.fasb.org/extlink&amp;oid=114873765&amp;loc=SL114874048-224260<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestAndDividendIncomeOperating</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestAndDividendIncomeOperatingAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestAndDividendIncomeOperatingAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestAndFeeIncomeLoansAndLeases">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate interest and fee income generated by: (1) loans the Entity has positive intent and ability to hold for the foreseeable future, or until maturity or payoff, including commercial and consumer loans, whether domestic or foreign, which may consist of: (a) industrial and agricultural; (b) real estate; and (c) real estate construction loans; (d) trade financing; (e) lease financing; (f) home equity lines-of-credit; (g) automobile and other vehicle loans; and (h) credit card and other revolving-type loans and (2) loans and leases held-for-sale which may include mortgage loans, direct financing, and sales-type leases.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.1)<br> -URI http://asc.fasb.org/extlink&amp;oid=114873765&amp;loc=SL114874048-224260<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestAndFeeIncomeLoansAndLeases</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of the cost of borrowed funds accounted for as interest expense.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 835<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6450988&amp;loc=d3e26243-108391<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 835<br> -SubTopic 30<br> -Section 45<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=114775744&amp;loc=d3e28555-108399<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 280<br> -SubTopic 10<br> -Section 50<br> -Paragraph 22<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=115929826&amp;loc=d3e8736-108599<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (210.5-03(11))<br> -URI http://asc.fasb.org/extlink&amp;oid=115205541&amp;loc=SL114868664-224227<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.9)<br> -URI http://asc.fasb.org/extlink&amp;oid=114873765&amp;loc=SL114874048-224260<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestExpenseAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseBorrowings">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Aggregate amount of interest expense on all borrowings.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.7,8)<br> -URI http://asc.fasb.org/extlink&amp;oid=114873765&amp;loc=SL114874048-224260<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestExpenseBorrowings</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseDeposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Aggregate amount of interest expense on all deposits.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.6)<br> -URI http://asc.fasb.org/extlink&amp;oid=114873765&amp;loc=SL114874048-224260<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestExpenseDeposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of interest income or expense, including any amortization and accretion (as applicable) of discounts and premiums, including consideration of the provisions for loan, lease, credit, and other related losses.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.12)<br> -URI http://asc.fasb.org/extlink&amp;oid=114873765&amp;loc=SL114874048-224260<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeExpenseNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net amount of operating interest income (expense).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.10)<br> -URI http://asc.fasb.org/extlink&amp;oid=114873765&amp;loc=SL114874048-224260<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestIncomeExpenseNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeSecuritiesTaxExempt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of operating interest income, including amortization and accretion of premiums and discounts, on securities exempt from state, federal and other income tax.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.2)<br> -URI http://asc.fasb.org/extlink&amp;oid=114873765&amp;loc=SL114874048-224260<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestIncomeSecuritiesTaxExempt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeSecuritiesTaxable">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of operating interest income, including amortization and accretion of premiums and discounts, on securities subject to state, federal and other income tax.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.2)<br> -URI http://asc.fasb.org/extlink&amp;oid=114873765&amp;loc=SL114874048-224260<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestIncomeSecuritiesTaxable</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LaborAndRelatedExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of expense for salary, wage, profit sharing; incentive and equity-based compensation; and other employee benefit.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(b)(4))<br> -URI http://asc.fasb.org/extlink&amp;oid=115205541&amp;loc=SL114868664-224227<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LaborAndRelatedExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LitigationSettlementExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of litigation expense, including but not limited to legal, forensic, accounting, and investigative fees.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LitigationSettlementExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MarketingAndAdvertisingExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total expense recognized in the period for promotion, public relations, and brand or product advertising.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.4)<br> -URI http://asc.fasb.org/extlink&amp;oid=115205541&amp;loc=SL114868664-224227<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MarketingAndAdvertisingExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1A<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=114867106&amp;loc=SL7669619-108580<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(22))<br> -URI http://asc.fasb.org/extlink&amp;oid=114873765&amp;loc=SL114874048-224260<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1B<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=114867106&amp;loc=SL7669625-108580<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(18))<br> -URI http://asc.fasb.org/extlink&amp;oid=114873790&amp;loc=SL114874131-224263<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(20))<br> -URI http://asc.fasb.org/extlink&amp;oid=115205541&amp;loc=SL114868664-224227<br><br>Reference 6: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -URI http://asc.fasb.org/extlink&amp;oid=109223946&amp;loc=d3e3602-108585<br><br>Reference 7: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetIncomeLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Total aggregate amount of all noninterest expense.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.14)<br> -URI http://asc.fasb.org/extlink&amp;oid=114873765&amp;loc=SL114874048-224260<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NoninterestExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestExpenseAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NoninterestExpenseAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total amount of noninterest income which may be derived from: (1) fees and commissions; (2) premiums earned; (3) insurance policy charges; (4) the sale or disposal of assets; and (5) other sources not otherwise specified.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.13)<br> -URI http://asc.fasb.org/extlink&amp;oid=114873765&amp;loc=SL114874048-224260<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NoninterestIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestIncomeAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NoninterestIncomeAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestIncomeOtherOperatingIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of revenue earned, classified as other, excluding interest income.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-03(1)(e))<br> -URI http://asc.fasb.org/extlink&amp;oid=115205541&amp;loc=SL114868656-224227<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(13))<br> -URI http://asc.fasb.org/extlink&amp;oid=114873765&amp;loc=SL114874048-224260<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(4))<br> -URI http://asc.fasb.org/extlink&amp;oid=114873790&amp;loc=SL114874131-224263<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NoninterestIncomeOtherOperatingIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OccupancyNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of net occupancy expense that may include items, such as depreciation of facilities and equipment, lease expenses, property taxes and property and casualty insurance expense.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.14(b))<br> -URI http://asc.fasb.org/extlink&amp;oid=114873765&amp;loc=SL114874048-224260<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.6)<br> -URI http://asc.fasb.org/extlink&amp;oid=115205541&amp;loc=SL114868664-224227<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 30<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=84164817&amp;loc=d3e45280-112737<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OccupancyNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherInterestAndDividendIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount, after discount, accretion and premium amortization, of interest income and dividend income classified as other.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.4)<br> -URI http://asc.fasb.org/extlink&amp;oid=114873765&amp;loc=SL114874048-224260<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherInterestAndDividendIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherNoninterestExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of noninterest expense classified as other.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.14)<br> -URI http://asc.fasb.org/extlink&amp;oid=114873765&amp;loc=SL114874048-224260<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherNoninterestExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProfessionalFees">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A fee charged for services from professionals such as doctors, lawyers and accountants. The term is often expanded to include other professions, for example, pharmacists charging to maintain a medicinal profile of a client or customer.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 946<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-07.2(a),(b),(c),(d))<br> -URI http://asc.fasb.org/extlink&amp;oid=114873854&amp;loc=SL114874292-224272<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 946<br> -SubTopic 220<br> -Section 45<br> -Paragraph 3<br> -Subparagraph (k)<br> -URI http://asc.fasb.org/extlink&amp;oid=114873831&amp;loc=SL114874205-224268<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProfessionalFees</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of expense related loan transactions, lease transactions, credit loss from transactions other than loan and lease transactions, and other loss based on assessment of uncollectability from the counterparty to reduce the account to their net realizable value.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11B<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=84173941&amp;loc=SL6953423-111524<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.11)<br> -URI http://asc.fasb.org/extlink&amp;oid=114873765&amp;loc=SL114874048-224260<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=109223946&amp;loc=d3e3602-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProvisionForLoanLeaseAndOtherLosses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RevenueFromContractWithCustomerIncludingAssessedTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount, including tax collected from customer, of revenue from satisfaction of performance obligation by transferring promised good or service to customer. Tax collected from customer is tax assessed by governmental authority that is both imposed on and concurrent with specific revenue-producing transaction, including, but not limited to, sales, use, value-added and excise.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 606<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=109196051&amp;loc=SL49130539-203045<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 606<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -URI http://asc.fasb.org/extlink&amp;oid=109196051&amp;loc=SL49130545-203045<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 606<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=109196051&amp;loc=SL49130543-203045<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RevenueFromContractWithCustomerIncludingAssessedTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The average number of shares or units issued and outstanding that are used in calculating diluted EPS or earnings per unit (EPU), determined based on the timing of issuance of shares or units in the period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 16<br> -URI http://asc.fasb.org/extlink&amp;oid=109260490&amp;loc=d3e1505-109256<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of [basic] shares or units, after adjustment for contingently issuable shares or units and other shares or units not deemed outstanding, determined by relating the portion of time within a reporting period that common shares or units have been outstanding to the total time in that period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 10<br> -URI http://asc.fasb.org/extlink&amp;oid=109260490&amp;loc=d3e1448-109256<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_WeightedAverageNumberOfSharesOutstandingBasic</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_ProductOrServiceAxis=us-gaap_BankServicingMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_ProductOrServiceAxis=us-gaap_BankServicingMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_ProductOrServiceAxis=us-gaap_AssetManagement1Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_ProductOrServiceAxis=us-gaap_AssetManagement1Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>20
<FILENAME>R5.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6865728064">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Mar. 31, 2019</div></th>
<th class="th"><div>Mar. 31, 2018</div></th>
<th class="th"><div>Mar. 31, 2017</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract', window );"><strong>Statements of Comprehensive Income</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
<td class="nump">$ 17,266<span></span>
</td>
<td class="nump">$ 10,242<span></span>
</td>
<td class="nump">$ 7,404<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract', window );"><strong>Other comprehensive income (loss):</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax', window );">Net unrealized holding gain (loss) from available for sale investment securities arising during the period, net of tax of ($629), $871 and $1,581, respectively</a></td>
<td class="nump">2,122<span></span>
</td>
<td class="num">(2,719)<span></span>
</td>
<td class="num">(2,872)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxIncludingPortionAttributableToNoncontrollingInterestAvailableforsaleSecurities', window );">Reclassification adjustment for other than temporary impairment ("OTTI") of available for sale investment security included in income, net of tax of $0, $0 and ($85) respectively</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">155<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax', window );">Reclassification adjustment of net gain from sale of available for sale investment securities included in income, net of tax of $0, $0 and $29, respectively</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(53)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent', window );">Total other comprehensive income (loss), net</a></td>
<td class="nump">2,122<span></span>
</td>
<td class="num">(2,719)<span></span>
</td>
<td class="num">(2,770)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ComprehensiveIncomeNetOfTax', window );">Total comprehensive income, net</a></td>
<td class="nump">$ 19,388<span></span>
</td>
<td class="nump">$ 7,523<span></span>
</td>
<td class="nump">$ 4,634<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ComprehensiveIncomeNetOfTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after tax of increase (decrease) in equity from transactions and other events and circumstances from net income and other comprehensive income, attributable to parent entity. Excludes changes in equity resulting from investments by owners and distributions to owners.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 5<br> -URI http://asc.fasb.org/extlink&amp;oid=114867106&amp;loc=d3e557-108580<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1B<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=114867106&amp;loc=SL7669625-108580<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1A<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=114867106&amp;loc=SL7669619-108580<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ComprehensiveIncomeNetOfTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1A<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=114867106&amp;loc=SL7669619-108580<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(22))<br> -URI http://asc.fasb.org/extlink&amp;oid=114873765&amp;loc=SL114874048-224260<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1B<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=114867106&amp;loc=SL7669625-108580<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(18))<br> -URI http://asc.fasb.org/extlink&amp;oid=114873790&amp;loc=SL114874131-224263<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(20))<br> -URI http://asc.fasb.org/extlink&amp;oid=115205541&amp;loc=SL114868664-224227<br><br>Reference 6: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -URI http://asc.fasb.org/extlink&amp;oid=109223946&amp;loc=d3e3602-108585<br><br>Reference 7: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetIncomeLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after tax of other comprehensive income (loss) attributable to parent entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1B<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=114867106&amp;loc=SL7669625-108580<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1A<br> -Subparagraph (c)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=109239629&amp;loc=SL4573702-111684<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 45<br> -Paragraph 20<br> -URI http://asc.fasb.org/extlink&amp;oid=108774443&amp;loc=SL4569643-111683<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1A<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=114867106&amp;loc=SL7669619-108580<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 45<br> -Paragraph 19<br> -URI http://asc.fasb.org/extlink&amp;oid=108774443&amp;loc=SL4569616-111683<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after tax of reclassification adjustment from accumulated other comprehensive income for unrealized gain (loss) realized upon the sale of available-for-sale securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 15<br> -URI http://asc.fasb.org/extlink&amp;oid=114867106&amp;loc=d3e689-108580<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=114867106&amp;loc=d3e637-108580<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=82897076&amp;loc=d3e27357-111563<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 17A<br> -URI http://asc.fasb.org/extlink&amp;oid=114867106&amp;loc=SL34724391-108580<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after tax, before reclassification adjustments, of unrealized holding gain (loss) on available-for-sale securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 10A<br> -Subparagraph (e)<br> -URI http://asc.fasb.org/extlink&amp;oid=114867106&amp;loc=SL7669646-108580<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=114867106&amp;loc=d3e637-108580<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxIncludingPortionAttributableToNoncontrollingInterestAvailableforsaleSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after tax of other than temporary impairment (OTTI) loss on investment in available-for-sale debt security, recognized in other comprehensive loss.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 10A<br> -Subparagraph (g)<br> -URI http://asc.fasb.org/extlink&amp;oid=114867106&amp;loc=SL7669646-108580<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 35<br> -Paragraph 35<br> -URI http://asc.fasb.org/extlink&amp;oid=115930623&amp;loc=d3e25362-111560<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxIncludingPortionAttributableToNoncontrollingInterestAvailableforsaleSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>21
<FILENAME>R6.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6857425600">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (Parentheticals) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Mar. 31, 2019</div></th>
<th class="th"><div>Mar. 31, 2018</div></th>
<th class="th"><div>Mar. 31, 2017</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract', window );"><strong>Statements of Comprehensive Income</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax', window );">Tax effect of unrealized holding gain (loss) from available for sale securities</a></td>
<td class="num">$ (629)<span></span>
</td>
<td class="nump">$ 871<span></span>
</td>
<td class="nump">$ 1,581<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossTaxPortionAttributableToParentAvailableforsaleSecurities', window );">Tax effect of reclassification adjustment for other than temporary impairment ("OTTI") of available for sale investment security included in income</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="num">(85)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax', window );">Tax effect of reclassification adjustment of net gain from sale of available for sale investment securities included in income</a></td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 29<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of tax expense (benefit) of reclassification adjustment from accumulated other comprehensive income for unrealized gain (loss) realized upon the sale of available-for-sale securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=114867106&amp;loc=d3e640-108580<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=82897076&amp;loc=d3e27357-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of tax expense (benefit) before reclassification adjustments of unrealized holding gain (loss) on available-for-sale securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=114867106&amp;loc=d3e640-108580<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 10A<br> -Subparagraph (f)<br> -URI http://asc.fasb.org/extlink&amp;oid=114867106&amp;loc=SL7669646-108580<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossTaxPortionAttributableToParentAvailableforsaleSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of tax (expense) benefit of other than temporary impairment (OTTI) on investment in available-for-sale debt security, recognized in other comprehensive loss, attributable to the parent entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=114867106&amp;loc=d3e640-108580<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 10A<br> -Subparagraph (g)<br> -URI http://asc.fasb.org/extlink&amp;oid=114867106&amp;loc=SL7669646-108580<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 45<br> -Paragraph 20<br> -URI http://asc.fasb.org/extlink&amp;oid=108774443&amp;loc=SL4569643-111683<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1A<br> -Subparagraph (c)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=109239629&amp;loc=SL4573702-111684<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossTaxPortionAttributableToParentAvailableforsaleSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>22
<FILENAME>R7.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6865713744">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY (Unaudited) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Common Stock</div></th>
<th class="th"><div>Additional Paid-In Capital</div></th>
<th class="th"><div>Retained Earnings</div></th>
<th class="th"><div>Unearned Shares Issued to Employee Stock Ownership Plan ("ESOP")</div></th>
<th class="th"><div>Accumulated Other Comprehensive Income (Loss)</div></th>
<th class="th"><div>Total</div></th>
</tr>
<tr class="rc">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest', window );">Balance at Mar. 31, 2016</a></td>
<td class="nump">$ 225<span></span>
</td>
<td class="nump">$ 64,418<span></span>
</td>
<td class="nump">$ 42,728<span></span>
</td>
<td class="num">$ (181)<span></span>
</td>
<td class="nump">$ 1,083<span></span>
</td>
<td class="nump">$ 108,273<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharesOutstanding', window );">Balance (in shares) at Mar. 31, 2016</a></td>
<td class="nump">22,507,890<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward', window );"><strong>Increase (Decrease) in Stockholders' Equity [Roll Forward]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProfitLoss', window );">Net income</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">7,404<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">7,404<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsCash', window );">Cash dividend on common stock ($0.08,$0.105 and $0.15 per share for MARCH 31, 2017, 2018 and 2019, respectively)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(1,797)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(1,797)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised', window );">Exercise of stock options</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">11<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 11<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised', window );">Exercise of stock options (in shares)</a></td>
<td class="nump">3,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">3,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AmortizationOfESOPAward', window );">Earned ESOP shares</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">39<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">104<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 143<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTax', window );">Other comprehensive income (loss), net</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(2,770)<span></span>
</td>
<td class="num">(2,770)<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest', window );">Balance at Mar. 31, 2017</a></td>
<td class="nump">$ 225<span></span>
</td>
<td class="nump">64,468<span></span>
</td>
<td class="nump">48,335<span></span>
</td>
<td class="num">(77)<span></span>
</td>
<td class="num">(1,687)<span></span>
</td>
<td class="nump">111,264<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharesOutstanding', window );">Balance (in shares) at Mar. 31, 2017</a></td>
<td class="nump">22,510,890<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward', window );"><strong>Increase (Decrease) in Stockholders' Equity [Roll Forward]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption', window );">Reclassification of certain stranded income tax effects as a result of change in federal corporate income tax rate (see Note 1)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">342<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(342)<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProfitLoss', window );">Net income</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">10,242<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">10,242<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsCash', window );">Cash dividend on common stock ($0.08,$0.105 and $0.15 per share for MARCH 31, 2017, 2018 and 2019, respectively)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(2,367)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(2,367)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised', window );">Exercise of stock options</a></td>
<td class="nump">$ 1<span></span>
</td>
<td class="nump">244<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 245<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised', window );">Exercise of stock options (in shares)</a></td>
<td class="nump">59,289<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">59,289<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationStockOptionsRequisiteServicePeriodRecognition', window );">Stock-based compensation expense</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">88<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 88<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AmortizationOfESOPAward', window );">Earned ESOP shares</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">71<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 77<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">148<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTax', window );">Other comprehensive income (loss), net</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(2,719)<span></span>
</td>
<td class="num">(2,719)<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest', window );">Balance at Mar. 31, 2018</a></td>
<td class="nump">$ 226<span></span>
</td>
<td class="nump">64,871<span></span>
</td>
<td class="nump">56,552<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(4,748)<span></span>
</td>
<td class="nump">116,901<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharesOutstanding', window );">Balance (in shares) at Mar. 31, 2018</a></td>
<td class="nump">22,570,179<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward', window );"><strong>Increase (Decrease) in Stockholders' Equity [Roll Forward]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProfitLoss', window );">Net income</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">17,266<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">17,266<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsCash', window );">Cash dividend on common stock ($0.08,$0.105 and $0.15 per share for MARCH 31, 2017, 2018 and 2019, respectively)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(3,390)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(3,390)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised', window );">Exercise of stock options</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">179<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 179<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised', window );">Exercise of stock options (in shares)</a></td>
<td class="nump">37,533<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">37,533<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationStockOptionsRequisiteServicePeriodRecognition', window );">Stock-based compensation expense</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">44<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 44<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTax', window );">Other comprehensive income (loss), net</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2,122<span></span>
</td>
<td class="nump">2,122<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest', window );">Balance at Mar. 31, 2019</a></td>
<td class="nump">$ 226<span></span>
</td>
<td class="nump">$ 65,094<span></span>
</td>
<td class="nump">$ 70,428<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">$ (2,626)<span></span>
</td>
<td class="nump">$ 133,122<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharesOutstanding', window );">Balance (in shares) at Mar. 31, 2019</a></td>
<td class="nump">22,607,712<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationStockOptionsRequisiteServicePeriodRecognition">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of increase to additional paid-in capital (APIC) from recognition of equity-based compensation for stock options.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationStockOptionsRequisiteServicePeriodRecognition</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AmortizationOfESOPAward">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Value of shares committed to be released under an Employee Stock Ownership Plan (ESOP).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 40<br> -Section 25<br> -Paragraph 13<br> -URI http://asc.fasb.org/extlink&amp;oid=109244457&amp;loc=d3e16721-113920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AmortizationOfESOPAward</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after tax of increase (decrease) to equity or (increase) decrease to net assets, resulting from the cumulative effect adjustment of a new accounting principle applied in the period of adoption.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DividendsCash">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of paid and unpaid cash dividends declared for classes of stock, for example, but not limited to, common and preferred.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 405<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6957935&amp;loc=d3e64057-112817<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DividendsCash</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInStockholdersEquityRollForward</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossNetOfTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after tax and reclassification adjustments of other comprehensive income (loss).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1A<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=114867106&amp;loc=SL7669619-108580<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=109259400&amp;loc=d3e21463-112644<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 55<br> -Paragraph 15<br> -URI http://asc.fasb.org/extlink&amp;oid=109228884&amp;loc=d3e1436-108581<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1B<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=114867106&amp;loc=SL7669625-108580<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossNetOfTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProfitLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The consolidated profit or loss for the period, net of income taxes, including the portion attributable to the noncontrolling interest.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1A<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=114867106&amp;loc=SL7669619-108580<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1A<br> -Subparagraph (a)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=109239629&amp;loc=SL4573702-111684<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1B<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=114867106&amp;loc=SL7669625-108580<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1A<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=109239629&amp;loc=SL4573702-111684<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 280<br> -SubTopic 10<br> -Section 50<br> -Paragraph 22<br> -URI http://asc.fasb.org/extlink&amp;oid=115929826&amp;loc=d3e8736-108599<br><br>Reference 6: http://www.xbrl.org/2003/role/exampleRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 55<br> -Paragraph 4J<br> -URI http://asc.fasb.org/extlink&amp;oid=84234705&amp;loc=SL4591551-111686<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=109223946&amp;loc=d3e3000-108585<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 45<br> -Paragraph 19<br> -URI http://asc.fasb.org/extlink&amp;oid=108774443&amp;loc=SL4569616-111683<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 280<br> -SubTopic 10<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=115929826&amp;loc=d3e8933-108599<br><br>Reference 10: http://www.xbrl.org/2003/role/exampleRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 55<br> -Paragraph 4K<br> -URI http://asc.fasb.org/extlink&amp;oid=84234705&amp;loc=SL4591552-111686<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProfitLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SharesOutstanding">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of shares issued which are neither cancelled nor held in the treasury.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SharesOutstanding</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of share options (or share units) exercised during the current period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(iv)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=109197908&amp;loc=d3e5070-113901<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(28))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(29))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=109259400&amp;loc=d3e21463-112644<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Value of stock issued as a result of the exercise of stock options.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=109259400&amp;loc=d3e21463-112644<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.29-31)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of stockholders' equity (deficit), net of receivables from officers, directors, owners, and affiliates of the entity, attributable to both the parent and noncontrolling interests. Amount excludes temporary equity. Alternate caption for the concept is permanent equity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 45<br> -Paragraph 16<br> -URI http://asc.fasb.org/extlink&amp;oid=108774443&amp;loc=SL4568740-111683<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 55<br> -Paragraph 4I<br> -URI http://asc.fasb.org/extlink&amp;oid=84234705&amp;loc=SL4590271-111686<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 45<br> -Paragraph 15<br> -URI http://asc.fasb.org/extlink&amp;oid=108774443&amp;loc=SL4568447-111683<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>23
<FILENAME>R8.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6865758048">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY (Parentheticals) - $ / shares<br></strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Mar. 31, 2019</div></th>
<th class="th"><div>Mar. 31, 2018</div></th>
<th class="th"><div>Mar. 31, 2017</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementOfStockholdersEquityAbstract', window );"><strong>Statement of Stockholders' Equity [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockDividendsPerShareCashPaid', window );">Dividend per share</a></td>
<td class="nump">$ 0.15<span></span>
</td>
<td class="nump">$ 0.105<span></span>
</td>
<td class="nump">$ 0.08<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockDividendsPerShareCashPaid">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Aggregate dividends paid during the period for each share of common stock outstanding.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommonStockDividendsPerShareCashPaid</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementOfStockholdersEquityAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementOfStockholdersEquityAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>24
<FILENAME>R9.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6865933312">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Mar. 31, 2019</div></th>
<th class="th"><div>Mar. 31, 2018</div></th>
<th class="th"><div>Mar. 31, 2017</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract', window );"><strong>CASH FLOWS FROM OPERATING ACTIVITIES:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 17,266<span></span>
</td>
<td class="nump">$ 10,242<span></span>
</td>
<td class="nump">$ 7,404<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract', window );"><strong>Adjustments to reconcile net income to net cash provided by operating activities:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepreciationAmortizationAndAccretionNet', window );">Depreciation and amortization</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,718<span></span>
</td>
<td class="nump">2,917<span></span>
</td>
<td class="nump">2,746<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_PurchasedLoansAmortizationAccretionNet', window );">Purchased loans amortization (accretion), net</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(147)<span></span>
</td>
<td class="num">(277)<span></span>
</td>
<td class="nump">441<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses', window );">Provisions for loan losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">50<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInDeferredIncomeTaxes', window );">Provision (benefit) for deferred income taxes</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(11)<span></span>
</td>
<td class="nump">3,668<span></span>
</td>
<td class="nump">3,103<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherNoncashExpense', window );">Expense related to ESOP</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">148<span></span>
</td>
<td class="nump">143<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensation', window );">Stock-based compensation expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">44<span></span>
</td>
<td class="nump">88<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInLoansDeferredIncome', window );">Increase in deferred loan origination fees, net of amortization</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">498<span></span>
</td>
<td class="nump">498<span></span>
</td>
<td class="nump">543<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale', window );">Origination of loans held for sale</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(11,105)<span></span>
</td>
<td class="num">(20,502)<span></span>
</td>
<td class="num">(21,032)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfLoansHeldForSale', window );">Proceeds from sales of loans held for sale</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">10,579<span></span>
</td>
<td class="nump">21,204<span></span>
</td>
<td class="nump">21,477<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_IncreaseDecreaseRealEstateOwnedValuationAllowance', window );">Writedown of REO</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">30<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet', window );">Loss on impairment of investment security</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">240<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnSaleOfOtherAssets', window );">Net gains on sales of loans held for sale, sales of investment securities and sale of REO</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(682)<span></span>
</td>
<td class="num">(725)<span></span>
</td>
<td class="num">(731)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BankOwnedLifeInsuranceIncome', window );">Income from BOLI</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">(734)<span></span>
</td>
<td class="num">(819)<span></span>
</td>
<td class="num">(760)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_BoliDeathBenefitInExcessOfCashSurrenderValue', window );">BOLI death benefit in excess of cash surrender value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(423)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOtherOperatingAssetsAndLiabilitiesNetAbstract', window );"><strong>Changes in certain other assets and liabilities:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets', window );">Prepaid expenses and other assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(868)<span></span>
</td>
<td class="num">(212)<span></span>
</td>
<td class="num">(369)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet', window );">Accrued interest receivable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(442)<span></span>
</td>
<td class="num">(536)<span></span>
</td>
<td class="num">(291)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities', window );">Accrued expenses and other liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,988<span></span>
</td>
<td class="num">(3,755)<span></span>
</td>
<td class="nump">5,538<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivities', window );">Net cash provided by operating activities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">20,154<span></span>
</td>
<td class="nump">11,939<span></span>
</td>
<td class="nump">18,059<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract', window );"><strong>CASH FLOWS FROM INVESTING ACTIVITIES:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsForProceedsFromLoansAndLeases', window );">Loan repayments (originations), net</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(34,427)<span></span>
</td>
<td class="nump">11,156<span></span>
</td>
<td class="num">(37,103)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsForProceedsFromOtherLoansAndLeases', window );">Purchases of loans receivable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(29,929)<span></span>
</td>
<td class="num">(43,016)<span></span>
</td>
<td class="num">(5,746)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities', window );">Principal repayments on investment securities available for sale</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">26,519<span></span>
</td>
<td class="nump">28,569<span></span>
</td>
<td class="nump">29,782<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireAvailableForSaleSecurities', window );">Purchases of investment securities available for sale</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(47,494)<span></span>
</td>
<td class="num">(92,418)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities', window );">Proceeds from calls, maturities, and sales of investment securities available for sale</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">10,000<span></span>
</td>
<td class="nump">950<span></span>
</td>
<td class="nump">7,261<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities', window );">Principal repayments on investment securities held to maturity</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">7<span></span>
</td>
<td class="nump">22<span></span>
</td>
<td class="nump">11<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment', window );">Purchases of premises and equipment and capitalized software</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(1,046)<span></span>
</td>
<td class="num">(753)<span></span>
</td>
<td class="num">(598)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_ProceedsFromSaleOfCertificatesOfDepositHeldForInvestment', window );">Redemption of certificates of deposit held for investment</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5,220<span></span>
</td>
<td class="nump">5,075<span></span>
</td>
<td class="nump">5,727<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock', window );">Purchases of FHLB stock, net</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(2,291)<span></span>
</td>
<td class="num">(172)<span></span>
</td>
<td class="num">(121)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAcquiredFromAcquisition', window );">Cash acquired, net of cash consideration paid in business combination</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">15,116<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_PaymentsForProceedsFromDeathBenefitOnBoli', window );">Proceeds from death benefit on BOLI</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,236<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfForeclosedAssets', window );">Proceeds from sales of REO and premises and equipment</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">976<span></span>
</td>
<td class="nump">81<span></span>
</td>
<td class="nump">262<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivities', window );">Net cash used in investing activities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(24,971)<span></span>
</td>
<td class="num">(45,582)<span></span>
</td>
<td class="num">(76,591)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract', window );"><strong>CASH FLOWS FROM FINANCING ACTIVITIES:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInDeposits', window );">Net increase (decrease) in deposits</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(70,568)<span></span>
</td>
<td class="nump">15,771<span></span>
</td>
<td class="nump">69,470<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsOfDividends', window );">Dividends paid</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(3,163)<span></span>
</td>
<td class="num">(2,140)<span></span>
</td>
<td class="num">(1,799)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromOtherShortTermDebt', window );">Proceeds from borrowings</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">326,956<span></span>
</td>
<td class="nump">55,980<span></span>
</td>
<td class="nump">23,200<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RepaymentsOfDebt', window );">Repayment of borrowings</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(270,370)<span></span>
</td>
<td class="num">(55,980)<span></span>
</td>
<td class="num">(23,200)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance', window );">Net increase (decrease) in advance payments by borrowers for taxes and insurance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(6)<span></span>
</td>
<td class="num">(56)<span></span>
</td>
<td class="nump">84<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RepaymentsOfDebtAndCapitalLeaseObligations', window );">Principal payments on capital lease obligation</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(28)<span></span>
</td>
<td class="num">(23)<span></span>
</td>
<td class="num">(21)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromStockOptionsExercised', window );">Proceeds from exercise of stock options</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">179<span></span>
</td>
<td class="nump">245<span></span>
</td>
<td class="nump">11<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivities', window );">Net cash provided by (used in) financing activities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(17,000)<span></span>
</td>
<td class="nump">13,797<span></span>
</td>
<td class="nump">67,745<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease', window );">NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(21,817)<span></span>
</td>
<td class="num">(19,846)<span></span>
</td>
<td class="nump">9,213<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">CASH AND CASH EQUIVALENTS, BEGINNING OF YEAR</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">44,767<span></span>
</td>
<td class="nump">64,613<span></span>
</td>
<td class="nump">55,400<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">CASH AND CASH EQUIVALENTS, END OF YEAR</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">22,950<span></span>
</td>
<td class="nump">44,767<span></span>
</td>
<td class="nump">64,613<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdditionalCashFlowElementsAbstract', window );"><strong>Cash paid during the year for:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestPaidNet', window );">Interest</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,686<span></span>
</td>
<td class="nump">2,176<span></span>
</td>
<td class="nump">1,655<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxesPaid', window );">Income taxes</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">6,877<span></span>
</td>
<td class="nump">3,280<span></span>
</td>
<td class="nump">285<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract', window );"><strong>NONCASH INVESTING AND FINANCING ACTIVITIES:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_DividendsDeclaredAndAccruedInOtherLiabilities', window );">Dividends declared and accrued in other liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">904<span></span>
</td>
<td class="nump">677<span></span>
</td>
<td class="nump">450<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_OtherComprehensiveIncomeLoss', window );">Other comprehensive income (loss)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,751<span></span>
</td>
<td class="num">(3,590)<span></span>
</td>
<td class="num">(4,295)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxEffectsAllocatedDirectlyToEquityOther', window );">Income tax effect related to other comprehensive income (loss)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">$ (629)<span></span>
</td>
<td class="nump">$ 871<span></span>
</td>
<td class="nump">1,525<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoncashOrPartNoncashAcquisitionNetNonmonetaryAssetsAcquiredLiabilitiesAssumedAbstract', window );"><strong>Business combinations (See Note 3)</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueOfAssetsAcquired', window );">Fair value of assets acquired</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(145,386)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAssumed1', window );">Fair value of liabilities assumed</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 134,810<span></span>
</td>
</tr>
<tr><td colspan="4"></td></tr>
<tr><td colspan="4"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Not within the scope of ASC 606</td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_BoliDeathBenefitInExcessOfCashSurrenderValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>It represents amount related to BOLI death benefit in excess of cash surrender value.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_BoliDeathBenefitInExcessOfCashSurrenderValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_DividendsDeclaredAndAccruedInOtherLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents amount of dividends declared and accrued in other liabilities in noncash transactions.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_DividendsDeclaredAndAccruedInOtherLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_IncreaseDecreaseRealEstateOwnedValuationAllowance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Total Increase or Decrease in the real estate owned valuation allowance for period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_IncreaseDecreaseRealEstateOwnedValuationAllowance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_OtherComprehensiveIncomeLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents amount of other comprehensive income (loss) in noncash investing or financing activities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_OtherComprehensiveIncomeLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_PaymentsForProceedsFromDeathBenefitOnBoli">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represent payments for proceeds from death benefit on BOLI.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_PaymentsForProceedsFromDeathBenefitOnBoli</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_ProceedsFromSaleOfCertificatesOfDepositHeldForInvestment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents cash inflow associated with the redemption of certificates of deposit held for investment.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_ProceedsFromSaleOfCertificatesOfDepositHeldForInvestment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_PurchasedLoansAmortizationAccretionNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the amount related to amortization (accretion) expense for purchase loans receivable.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_PurchasedLoansAmortizationAccretionNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdditionalCashFlowElementsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AdditionalCashFlowElementsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BankOwnedLifeInsuranceIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Earnings on or other increases in the value of the cash surrender value of bank owned life insurance policies.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.13)<br> -URI http://asc.fasb.org/extlink&amp;oid=114873765&amp;loc=SL114874048-224260<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BankOwnedLifeInsuranceIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAcquiredFromAcquisition">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash inflow associated with the acquisition of business during the period (for example, cash that was held by the acquired business).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 12<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=109223946&amp;loc=d3e3179-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashAcquiredFromAcquisition</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsAtCarryingValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=109223946&amp;loc=d3e3044-108585<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=82887183&amp;loc=d3e6676-107765<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashAndCashEquivalentsAtCarryingValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of increase (decrease) in cash and cash equivalents. Cash and cash equivalents are the amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Includes effect from exchange rate changes.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepreciationAmortizationAndAccretionNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate net amount of depreciation, amortization, and accretion recognized during an accounting period. As a noncash item, the net amount is added back to net income when calculating cash provided by or used in operations using the indirect method.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=109223946&amp;loc=d3e3602-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DepreciationAmortizationAndAccretionNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueOfAssetsAcquired">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The fair value of assets acquired in noncash investing or financing activities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=98513485&amp;loc=d3e4313-108586<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -URI http://asc.fasb.org/extlink&amp;oid=98513485&amp;loc=d3e4332-108586<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=98513485&amp;loc=d3e4304-108586<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueOfAssetsAcquired</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainLossOnSaleOfOtherAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of gain (loss) on sale or disposal of other assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=109223946&amp;loc=d3e3602-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GainLossOnSaleOfOtherAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxEffectsAllocatedDirectlyToEquityOther">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The tax effect of items occurring during the period that have been charged or credited directly to components of shareholders' equity and are not otherwise defined.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 20<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=109238882&amp;loc=d3e39076-109324<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxEffectsAllocatedDirectlyToEquityOther</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxesPaid">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of cash paid during the current period to foreign, federal, state, and local authorities as taxes on income.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=98513485&amp;loc=d3e4297-108586<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 25<br> -Subparagraph (f)<br> -URI http://asc.fasb.org/extlink&amp;oid=109223946&amp;loc=d3e3536-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxesPaid</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of increase (decrease) in obligations incurred but not paid, and operating obligations classified as other.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=109223946&amp;loc=d3e3602-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) during the reporting period in the amount due from borrowers for interest payments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=109223946&amp;loc=d3e3602-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of increase (decrease) in prepayments received from borrowers for taxes and insurance remitted to the appropriate tax authority or insurer on behalf of the borrower.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInDeferredIncomeTaxes">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) during the reporting period in the account that represents the temporary difference that results from Income or Loss that is recognized for accounting purposes but not for tax purposes and vice versa.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=109223946&amp;loc=d3e3602-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInDeferredIncomeTaxes</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInDeposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net cash inflow or outflow for the increase (decrease) in the beginning and end of period deposits balances.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=109223946&amp;loc=d3e3095-108585<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 230<br> -Section 45<br> -Paragraph 1<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6477933&amp;loc=d3e60009-112784<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInDeposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInLoansDeferredIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) during the reporting period in net unamortized loan origination fees and other fees that are collected at origination but recorded as income over the life of the loan.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=109223946&amp;loc=d3e3602-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInLoansDeferredIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInOtherOperatingAssetsAndLiabilitiesNetAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInOtherOperatingAssetsAndLiabilitiesNetAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of increase (decrease) in prepaid expenses, and assets classified as other.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=109223946&amp;loc=d3e3602-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestPaidNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of cash paid for interest, excluding capitalized interest, classified as operating activity. Includes, but is not limited to, payment to settle zero-coupon bond for accreted interest of debt discount and debt instrument with insignificant coupon interest rate in relation to effective interest rate of borrowing attributable to accreted interest of debt discount.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=98513485&amp;loc=d3e4297-108586<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 17<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=109223946&amp;loc=d3e3367-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 25<br> -Subparagraph (e)<br> -URI http://asc.fasb.org/extlink&amp;oid=109223946&amp;loc=d3e3536-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestPaidNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesAssumed1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The fair value of liabilities assumed in noncash investing or financing activities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=98513485&amp;loc=d3e4304-108586<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -URI http://asc.fasb.org/extlink&amp;oid=98513485&amp;loc=d3e4332-108586<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=98513485&amp;loc=d3e4313-108586<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LiabilitiesAssumed1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInFinancingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of cash inflow (outflow) from financing activities, including discontinued operations. Financing activity cash flows include obtaining resources from owners and providing them with a return on, and a return of, their investment; borrowing money and repaying amounts borrowed, or settling the obligation; and obtaining and paying for other resources obtained from creditors on long-term credit.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 24<br> -URI http://asc.fasb.org/extlink&amp;oid=109223946&amp;loc=d3e3521-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInFinancingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInInvestingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of cash inflow (outflow) from investing activities, including discontinued operations. Investing activity cash flows include making and collecting loans and acquiring and disposing of debt or equity instruments and property, plant, and equipment and other productive assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 24<br> -URI http://asc.fasb.org/extlink&amp;oid=109223946&amp;loc=d3e3521-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInInvestingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInOperatingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of cash inflow (outflow) from operating activities, including discontinued operations. Operating activity cash flows include transactions, adjustments, and changes in value not defined as investing or financing activities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 25<br> -URI http://asc.fasb.org/extlink&amp;oid=109223946&amp;loc=d3e3536-108585<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 24<br> -URI http://asc.fasb.org/extlink&amp;oid=109223946&amp;loc=d3e3521-108585<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -URI http://asc.fasb.org/extlink&amp;oid=109223946&amp;loc=d3e3602-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInOperatingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1A<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=114867106&amp;loc=SL7669619-108580<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(22))<br> -URI http://asc.fasb.org/extlink&amp;oid=114873765&amp;loc=SL114874048-224260<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1B<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=114867106&amp;loc=SL7669625-108580<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(18))<br> -URI http://asc.fasb.org/extlink&amp;oid=114873790&amp;loc=SL114874131-224263<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(20))<br> -URI http://asc.fasb.org/extlink&amp;oid=115205541&amp;loc=SL114868664-224227<br><br>Reference 6: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -URI http://asc.fasb.org/extlink&amp;oid=109223946&amp;loc=d3e3602-108585<br><br>Reference 7: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetIncomeLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoncashOrPartNoncashAcquisitionNetNonmonetaryAssetsAcquiredLiabilitiesAssumedAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NoncashOrPartNoncashAcquisitionNetNonmonetaryAssetsAcquiredLiabilitiesAssumedAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherNoncashExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of expense or loss included in net income that result in no cash flow, classified as other.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -URI http://asc.fasb.org/extlink&amp;oid=109223946&amp;loc=d3e3602-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherNoncashExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of other than temporary impairment (OTTI) losses on equity securities, OTTI related to credit losses on debt securities, and OTTI losses on debt securities when the entity intends to sell the securities or it is more likely than not that the entity will be required to sell the securities before recovery of its amortized cost basis. Additionally, this item includes OTTI losses recognized during the period on investments accounted for under the cost method of accounting.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate amount of cash outflow for loans purchased and created with the intention to resell them in the near future.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 21<br> -URI http://asc.fasb.org/extlink&amp;oid=109223946&amp;loc=d3e3461-108585<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 17<br> -URI http://asc.fasb.org/extlink&amp;oid=109223946&amp;loc=d3e3367-108585<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 230<br> -Section 55<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=109127227&amp;loc=d3e60097-112785<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of cash outflow (inflow) from acquisition (sale) of Federal Home Loan Bank (FHLBank) stock.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.12-04(a))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e24072-122690<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForProceedsFromLoansAndLeases">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net cash outflow or inflow for the increase (decrease) in the beginning and end of period of loan and lease balances which are not originated or purchased specifically for resale. Includes cash payments and proceeds associated with (a) loans held-for-investment, (b) leases held-for-investment, and (c) both.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.12-04(a))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e24072-122690<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsForProceedsFromLoansAndLeases</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForProceedsFromOtherLoansAndLeases">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net cash outflow or inflow for other changes, net, in the loan and lease balances held for investment purposes that are not separately disclosed. Includes cash payments and proceeds associated with (a) loans held-for-investment, (b) leases held-for-investment, and (c) both.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.12-04(a))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e24072-122690<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsForProceedsFromOtherLoansAndLeases</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsOfDividends">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Cash outflow in the form of capital distributions and dividends to common shareholders, preferred shareholders and noncontrolling interests.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 15<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=109223946&amp;loc=d3e3291-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsOfDividends</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireAvailableForSaleSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash outflow to acquire debt and equity securities not classified as either held-to-maturity securities or trading securities which would be classified as available-for-sale securities and reported at fair value, with unrealized gains and losses excluded from earnings and reported in a separate component of shareholders' equity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=109979856&amp;loc=d3e26853-111562<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 13<br> -Subparagraph (a),(b)<br> -URI http://asc.fasb.org/extlink&amp;oid=109223946&amp;loc=d3e3213-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsToAcquireAvailableForSaleSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash outflow associated with the acquisition of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale; includes cash outflows to pay for construction of self-constructed assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 13<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=109223946&amp;loc=d3e3213-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsToAcquirePropertyPlantAndEquipment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of cash inflow from maturity, prepayment and call of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=109979856&amp;loc=d3e26853-111562<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=109223946&amp;loc=d3e3151-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 12<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=109223946&amp;loc=d3e3179-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash inflow associated with the maturity, prepayments and calls (requests for early payments) of debt securities designated as held-to-maturity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 12<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=109223946&amp;loc=d3e3179-108585<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=109979856&amp;loc=d3e26853-111562<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromOtherShortTermDebt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of cash inflow from short-term debt classified as other.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 14<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=109223946&amp;loc=d3e3255-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromOtherShortTermDebt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of cash inflow from sale, maturity, prepayment and call of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=109223946&amp;loc=d3e3151-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 12<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=109223946&amp;loc=d3e3179-108585<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=109979856&amp;loc=d3e26853-111562<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleOfForeclosedAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash inflow from the sale assets received in full or partial satisfaction of a receivable including real and personal property; equity interests in corporations, partnerships, and joint ventures; and beneficial interests in trusts. Foreclosed assets also include loans that are treated as if the underlying collateral had been foreclosed because the institution has taken possession of the collateral, even though legal foreclosure or repossession proceedings have not taken place.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=109223946&amp;loc=d3e3179-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromSaleOfForeclosedAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleOfLoansHeldForSale">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash inflow resulting from the sale of loans classified as held-for-sale, including proceeds from loans sold through mortgage securitization.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 16<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=109223946&amp;loc=d3e3337-108585<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 21<br> -URI http://asc.fasb.org/extlink&amp;oid=109223946&amp;loc=d3e3461-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromSaleOfLoansHeldForSale</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromStockOptionsExercised">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of cash inflow from exercise of stock options granted under share-based compensation arrangement.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2A<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=109197908&amp;loc=SL79508275-113901<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 14<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=109223946&amp;loc=d3e3255-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromStockOptionsExercised</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of expense related loan transactions, lease transactions, credit loss from transactions other than loan and lease transactions, and other loss based on assessment of uncollectability from the counterparty to reduce the account to their net realizable value.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11B<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=84173941&amp;loc=SL6953423-111524<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.11)<br> -URI http://asc.fasb.org/extlink&amp;oid=114873765&amp;loc=SL114874048-224260<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=109223946&amp;loc=d3e3602-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProvisionForLoanLeaseAndOtherLosses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RepaymentsOfDebt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash outflow during the period from the repayment of aggregate short-term and long-term debt. Excludes payment of capital lease obligations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 15<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=109223946&amp;loc=d3e3291-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RepaymentsOfDebt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RepaymentsOfDebtAndCapitalLeaseObligations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash outflow during the period from the repayment of aggregate short-term and long-term debt and payment of capital lease obligations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RepaymentsOfDebtAndCapitalLeaseObligations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensation">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate amount of noncash, equity-based employee remuneration. This may include the value of stock or unit options, amortization of restricted stock or units, and adjustment for officers' compensation. As noncash, this element is an add back when calculating net cash generated by operating activities using the indirect method.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=109223946&amp;loc=d3e3602-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensation</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>25
<FILENAME>R10.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6854953616">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Mar. 31, 2019</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountingPoliciesAbstract', window );"><strong>Accounting Policies [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SignificantAccountingPoliciesTextBlock', window );">SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES</a></td>
<td class="text"><div style="widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">
<table style="width: 100%; font-family: 'times new roman', times, serif; font-size: 10pt;"  class="dspflisttable" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="width: 18pt; vertical-align: top;">
<div style="text-align: left; line-height: 11.4pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">1.</div>
</td>
<td style="width: auto; vertical-align: top;">
<div style="text-align: left; line-height: 11.4pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES</div>
</td>
</tr>
</table>
</div>
<div style="line-height: 7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Principles of Consolidation</font>&#160;&#8211; The accompanying consolidated financial statements include the accounts of Riverview Bancorp, Inc.; its wholly-owned subsidiary, Riverview Community Bank (the "Bank"); and the Bank's wholly-owned subsidiaries, Riverview Services, Inc. and Riverview Trust Company (the "Trust Company") (collectively referred to as the "Company"). All inter-company transactions and balances have been eliminated in consolidation.</div>
<div style="line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">At March 31, 2019 and 2018, the Trust Company had 2,500 Trust Company stock options outstanding which had been granted to the President and Chief Executive Officer of the Trust Company. During the year ended March 31, 2019 and 2018, the Trust Company incurred $44,000 and $88,000, respectively, of stock-based compensation expense related to these options. No Trust Company stock options were exercised during the years ended March 31, 2019, 2018 and 2017.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">On February 17, 2017, Riverview Bancorp, Inc. and the Bank completed a purchase and assumption transaction in which the Bank purchased certain assets and assumed certain liabilities of MBank, the wholly-owned subsidiary of Merchants Bancorp (the "MBank transaction"). In addition, as part of the MBank transaction, Riverview Bancorp, Inc. assumed the obligations of Merchant Bancorp's trust preferred securities. The MBank transaction was accounted for as a business combination pursuant to accounting principles generally accepted in the United States of America ("generally accepted accounting principles" or "GAAP"). The results of operations of the acquired assets and assumed liabilities have been included in the Company's consolidated financial statements as of and for the periods since the acquisition date. See Note 3 for additional discussion.</div>
<div style="line-height: 7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The Company has three subsidiary grantor trusts which were established in connection with the
 issuance of trust preferred securities (see Note 12). In accordance with GAAP, the accounts and transactions of the trusts are not included in the accompanying consolidated financial statements.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Nature of Operations</font>&#160;&#8211; The Bank is a community-oriented financial institution which operates 18 branches in rural and suburban communities in southwest Washington State and Multnomah, Washington and Marion counties of Oregon. The Bank is engaged primarily in the business of attracting deposits from the general public and using such funds, together with other borrowings, to make various commercial business, commercial real estate, land, multi-family real estate, real estate construction and consumer loans. Additionally, the Trust Company offers trust and investment services and Riverview Services acts as a trustee for deeds of trust on mortgage loans granted by the Bank and receives a reconveyance fee for each deed of trust.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">In September 2018, the Bank completed a purchase and assumption transaction in which all of the Bank's Longview, Washington branch deposits were sold to a community bank headquartered in Longview. The Bank sold approximately $3.2 million of deposits and recognized a gain on sale of these deposits of approximately $70,000, which is included in other non-interest income in the accompanying consolidated statements of income for the year ended March 31, 2019. This purchase and assumption transaction did not include the sale of any loans, or the exchange of any assets or liabilities other than deposits. The Bank subsequently sold the Longview branch land and building in December 2018 and recognized a $355,000 gain on sale, which is included in other non-interest expense in the accompanying consolidated statement of income for the year ended March 31, 2019.</div>
<div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Business segments</font>&#160;&#8211; The Company's operations are managed along two operating segments, consisting of banking operations performed by the Bank and trust and investment services performed by the Trust Company. While the chief operating decision maker uses financial information related to these segments to analyze business performance and allocate resources, the trust and investment services segment does not meet the quantitative threshold under GAAP to be considered a reportable segment. As such, these operating segments are aggregated into a single reportable operating segment in the consolidated financial statements. No revenues are derived from foreign countries.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Use of Estimates in the Preparation of Consolidated Financial Statements</font>&#160;&#8211; The preparation of consolidated financial statements in conformity with GAAP requires management to make estimates and
 assumptions that affect the reported amounts of certain assets and liabilities and disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of related revenue and expense during the reporting period. Actual results could differ from those estimates.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Cash and Cash Equivalents</font>&#160;&#8211; Cash and cash equivalents include amounts on hand, due from banks and interest-earning deposits in other banks. Cash and cash equivalents have a maturity of 90 days or less at the time of purchase.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Certificates of Deposit Held for Investment&#160;</font>&#8211; Certificates of deposit held for investment include amounts invested with financial institutions at a stated interest rate and maturity date. Early withdrawal penalties apply; however, the Company plans to hold these investments to maturity.</div>
<div style="line-height: 7.4pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Loans Held for Sale</font>&#160;&#8211; The Company identifies loans held for sale at the time of origination and such loans are carried at the lower of aggregate cost or estimated fair value. Estimated fair values are derived from available market quotations for comparable pools of mortgage loans. Adjustments for unrealized losses, if any, are charged to income.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">Gains or losses on sales of loans held for sale are recognized at the time of sale and are determined by the difference between the net sales proceeds and the allocated basis of these loans sold. The Company capitalizes mortgage servicing rights ("MSRs") acquired through the sale of originated mortgage loans or the securitization of mortgage loans with servicing rights retained. Upon sale of mortgage loans held for sale, the total cost of the loans designated for sale is allocated to mortgage loans with and without MSRs based on their relative fair values. The MSRs are included as a component of net gains on sales of loans held for sale. The MSRs are amortized in proportion to and over the estimated period of the net servicing income and such amortization is reflected as a component of loan servicing income and is included in the consolidated statements of income in other non-interest income.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none;
 background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Investment Securities&#160;</font>&#8211; Investments in debt securities are classified as held to maturity when the Company has the ability and positive intent to hold such securities to maturity. Investments in debt securities held to maturity are carried at amortized cost. Unrealized losses on investments in debt securities held to maturity due to fluctuations in fair value are recognized when it is determined that a credit-related other than temporary decline in value has occurred. Investments in debt securities bought and held principally for the purpose of sale in the near-term are classified as trading securities. Investments in debt securities that the Company intends to hold for an indefinite period, but not necessarily to maturity, are classified as available for sale. Such debt securities may be sold to implement the Company's asset/liability management strategies and in response to changes in interest rates and similar factors. Investments in debt securities available for sale are reported at estimated fair value. Unrealized gains and losses on investment securities available for sale, net of the related deferred tax effect, are included in total comprehensive income and are reported as a net amount in a separate component of shareholders' equity entitled "accumulated other comprehensive income (loss)." Realized gains and losses on sales of investments in debt securities available for sale, determined using the specific identification method, are included in earnings on the trade date. Amortization of premiums and accretion of discounts are recognized in interest income over the period to contractual maturity or expected call, if sooner. The Company's investment portfolio consists of debt securities and does not include any equity securities.</div>
<div style="line-height: 7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The Company analyzes investments in debt securities for OTTI on a quarterly basis. OTTI is separated into a credit component and noncredit component. Credit component losses are reported in non-interest income when the present value of expected future cash flows is less than the amortized cost. Noncredit component losses are recorded in other comprehensive income (loss) when the Company (1) does not intend to sell the security or (2) is not more likely than not to have to sell the security prior to the security's anticipated recovery. If the Company is likely to sell an investment in a debt security, any noncredit component losses are recognized and are reported in non-interest income.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Loans Receivable</font>&#160;&#8211; Loans are stated at the amount of unpaid principal, reduced by net deferred loan origination fees and an allowance for loan losses. Interest on loans is accrued daily based on the principal amount outstanding.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">Loans are reviewed regularly and it is the Company's general policy that a loan is past due when it is 30 days to 89 days delinquent. In general, when a loan is 90 days delinquent or when collection of principal or interest appears doubtful, it is placed on non-accrual status, at which time the accrual of interest ceases and a reserve for unrecoverable accrued interest is established and charged against operations. As a general practice, payments received on non-accrual loans are applied to reduce the outstanding principal balance on a cost recovery method. Also as a general practice, a loan is not removed from non-accrual status until all delinquent principal,
 interest and late fees have been brought current and the borrower has demonstrated a history of performance based upon the contractual terms of the note. A history of repayment performance generally would be a minimum of six months.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">Loan origination and commitment fees and certain direct loan origination costs are deferred and amortized as an adjustment of the yield of the related loan.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Acquired Loans&#160;</font><font style="font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">&#8211;</font>&#160;Purchased loans, including loans acquired in business combinations, are recorded at their estimated fair value at the acquisition date. Credit discounts are included in the determination of fair value; therefore, an allowance for</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">loan losses is not recorded at the acquisition date. Acquired loans are evaluated upon acquisition and classified as either purchased credit-impaired ("PCI") or purchased non-credit-impaired. PCI loans reflect credit deterioration since origination such that it is probable at acquisition that the Company will be unable to collect all contractually required payments. The excess of the cash flows expected to be collected over a PCI loan's carrying value is considered to be the accretable yield and is recognized as interest income over the estimated life of the PCI loan using the effective yield method. The excess of the undiscounted contractual balances due over the cash flows expected to be collected is considered to be the nonaccretable difference. The nonaccretable difference represents the Company's estimate of the credit losses expected to occur and would be considered in determining the estimated fair value of the loans as of the acquisition date. Subsequent to the acquisition date, any increases in expected cash flows over those expected at the purchase date in excess of fair value are adjusted through a change to the accretable yield on a prospective basis. Any subsequent decreases in expected cash flows attributable to credit deterioration are recognized by recording an allowance for loan losses. The Company had no PCI loans as of March 31, 2019 and 2018.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">For purchased non-credit-impaired loans, the difference between the fair value and unpaid principal balance of the loan at the acquisition date is amortized or accreted to interest income over the life of the loans. Any subsequent deterioration in credit quality is recognized by recording an allowance for loan losses.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial;
 text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Allowance for Loan Losses</font>&#160;&#8211; The allowance for loan losses is maintained at a level sufficient to provide for estimated loan losses based on evaluating known and inherent risks in the loan portfolio. The allowance is provided based upon management's ongoing quarterly assessment of the pertinent factors underlying the quality of the loan portfolio. These factors include changes in the size and composition of the loan portfolio, delinquency levels, actual loan loss experience, current economic conditions and detailed analysis of individual loans for which full collectability may not be assured. The detailed analysis includes techniques to estimate the fair value of loan collateral and the existence of potential alternative sources of repayment. The allowance consists of specific, general and unallocated components.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The specific component relates to loans that are considered impaired. For loans that are classified as impaired, an allowance is established when the discounted cash flows or collateral value (less estimated selling costs, if applicable) of the impaired loan is lower than the carrying value of that loan.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The general component covers non-impaired loans based on the Company's risk rating system and historical loss experience adjusted for qualitative factors. The Company calculates its historical loss rates using the average of the last four quarterly 24-month periods. The Company calculates and applies its historical loss rates by individual loan types in its loan portfolio. These historical loss rates are adjusted for qualitative and environmental factors.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">An unallocated component is maintained to cover uncertainties that the Company believes have resulted in incurred losses that have not yet been allocated to specific elements of the general and specific components of the allowance for loan losses. Such factors include uncertainties in economic conditions, uncertainties in identifying triggering events that directly correlate to subsequent loss rates, changes in appraised value of underlying collateral, risk factors that have not yet manifested themselves in loss allocation factors and historical loss experience data that may not precisely correspond to the current loan portfolio or economic conditions. The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating specific and general losses in the loan portfolio. The appropriate allowance level is estimated based upon factors and trends identified by the Company as of the date of the filing of the consolidated financial statements.</div>
<div style="line-height: 7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal;
 color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">When available information confirms that specific loans or portions thereof are uncollectible, identified amounts are charged against the allowance for loan losses. The existence of some or all of the following criteria will generally confirm that a loss has been incurred: the loan is significantly delinquent and the borrower has not demonstrated the ability or intent to bring the loan current; the Company has no recourse to the borrower, or if it does, the borrower has insufficient assets to pay the debt; and/or the estimated fair value of the loan collateral is significantly below the current loan balance, and there is little or no near-term prospect for improvement.</div>
<div style="line-height: 7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">A loan is considered impaired when it is probable that the Company will be unable to collect all amounts due (principal and interest) according to the contractual terms of the loan agreement. Typically, factors used in determining if a loan is impaired include, but are not limited to, whether the loan is 90 days or more delinquent, internally designated as substandard or worse, on non-accrual status or represents a troubled debt restructuring ("TDR"). The majority of the Company's impaired loans are considered collateral dependent. When a loan is considered collateral dependent, impairment is measured using the estimated value of the underlying collateral, less any prior liens, and when applicable, less estimated selling costs. For impaired loans that are not collateral dependent, impairment is measured using the present value of expected future cash flows, discounted at the loan's original effective interest rate. When the estimated net realizable value of the impaired loan</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">is less than the recorded investment in the loan (including accrued interest, net deferred loan fees or costs, and unamortized premium or discount), an impairment is recognized by adjusting an allocation of the allowance for loan losses. Subsequent to the initial allocation of allowance to the individual loan, the Company may conclude that it is appropriate to record a charge-off of the impaired portion of the loan. When a charge-off is recorded, the loan balance is reduced and the specific allowance is eliminated. Generally, when a collateral dependent loan is initially measured for impairment and has not had an appraisal of the collateral in the last six months, the Company obtains an updated market valuation. Subsequently, the Company generally obtains an updated market valuation of the collateral on an annual basis. The collateral valuation may occur more frequently if the Company determines that there is an indication that the market value may have declined.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">In accordance with the Company's policy guidelines, unsecured loans are generally charged-off when no payments have been received for three consecutive months unless an alternative action plan is in effect. Consumer installment loans delinquent six months or more that have not received at least 75% of their required monthly payments in the last 90 days are charged-off. In addition, loans discharged in bankruptcy proceedings are charged-off. Loans under bankruptcy protection with no payments received for four consecutive months are charged-off. The outstanding balance of a secured loan that is in excess of the net realizable value of the underlying collateral is generally charged-off if no payments are received for four to five consecutive months. However, charge-offs are postponed if alternative proposals to restructure, obtain additional guarantors, obtain additional assets as collateral or a potential sale of the underlying collateral would result in full repayment of the outstanding loan balance. Once any other potential sources of repayment are exhausted, the impaired portion of the loan is
 charged-off. Regardless of whether a loan is unsecured or collateralized, once an amount is determined to be a confirmed loan loss it is charged off.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">A provision for loan losses is charged against income and is added to the allowance for loan losses based on regular assessments of the loan portfolio. The allowance for loan losses is allocated to certain loan categories based on the relative risk characteristics, asset classifications and actual loss experience of the loan portfolio. While management has allocated the allowance for loan losses to various loan portfolio segments, the allowance is general in nature and is available for the loan portfolio in its entirety.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">Management's evaluation of the allowance for loan losses is based on ongoing, quarterly assessments of the known and inherent risks in the loan portfolio. Loss factors are based on the Company's historical loss experience with additional consideration and adjustments made for changes in economic conditions, changes in the amount and composition of the loan portfolio, delinquency rates, changes in collateral values, seasoning of the loan portfolio, duration of the current business cycle, a detailed analysis of impaired loans and other factors as deemed appropriate. These factors are evaluated on a quarterly basis. Loss rates used by the Company are affected as changes in these factors increase or decrease from quarter to quarter. In addition, regulatory agencies, as an integral part of their examination process, periodically review the Company's allowance for loan losses and may require the Company to make additions to the allowance based on their judgment about information available to them at the time of their examinations.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Allowance for Unfunded Loan Commitments&#160;</font>&#8211; The allowance for unfunded loan commitments is maintained at a level believed by management to be sufficient to absorb estimated probable losses related to these unfunded credit facilities. The determination of the adequacy of the allowance is based on periodic evaluations of the unfunded credit facilities including an assessment of the probability of commitment usage, credit risk factors for loans outstanding to these same customers, and the terms and expiration dates of the unfunded credit facilities. The allowance for unfunded loan commitments is included in accrued expenses and other liabilities in the consolidated balance sheets, with changes to the balance charged against non-interest expense.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Real Estate Owned ("REO")</font>&#160;&#8211; REO consists of properties acquired through foreclosure and is initially recorded at the estimated fair value of the properties, less estimated costs of disposal. At the time of foreclosure, specific charge-offs are taken against the allowance for loan losses based upon a detailed analysis of the
 fair value of collateral on the underlying loans on which the Company is in the process of foreclosing. Subsequently, the Company performs an evaluation of the properties and records a valuation allowance with an offsetting charge to REO expenses for any declines in value. Management considers third-party appraisals, as well as independent fair market value assessments from realtors or persons involved in selling real estate, in determining the estimated fair value of particular properties. In addition, as certain of these third-party appraisals and independent fair market value assessments are only updated periodically, changes in the values of specific properties may have occurred subsequent to the most recent appraisals. The amounts the Company will ultimately recover and record in the accompanying consolidated financial statements from the disposition of REO may differ from the amounts used in arriving at the net carrying value of these assets because of future market factors beyond the Company's control or because of changes in the Company's strategy for the sale of the property. Costs relating to development and improvement of the properties or assets are capitalized, while costs relating to holding the properties or assets are expensed.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Federal Home Loan Bank Stock</font>&#160;&#8211; The Bank, as a member of the Federal Home Loan Bank of Des Moines ("FHLB"), is required to maintain a minimum investment in capital stock of the FHLB based on specific percentages of its outstanding FHLB advances. The Company's investment in FHLB stock is carried at cost, which approximates fair value. The Company views its investment in FHLB stock as a long-term investment. Accordingly, when evaluating FHLB stock for impairment, the value is determined based on the ultimate redemption of the par value rather than recognizing temporary declines in value. The determination of whether a decline affects the ultimate redemption value is influenced by criteria such as: (1) the significance of any decline in net assets of the FHLB as compared to the capital stock amount of the FHLB and the length of time this situation has persisted, (2) commitments by the FHLB to make payments required by law or regulation and the level of such payments in relation to the operating performance of the FHLB, (3) the impact of legislative and regulatory changes on institutions and, accordingly, the customer base of the FHLB, and (4) the liquidity position of the FHLB. The Company evaluated its investment in FHLB stock for OTTI, consistent with its accounting policy. Based on the Company's evaluation, the Company determined there is not any OTTI on its FHLB stock at March 31, 2019.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Premises and Equipment</font>&#160;&#8211; Premises and equipment are stated at cost less accumulated depreciation and amortization. Leasehold improvements are amortized over the estimated term of the related lease or the estimated useful life of the improvements, whichever is less. Depreciation is generally computed on the straight-line method over the following estimated useful lives: buildings and improvements &#8211; up to 45 years; furniture and equipment &#8211; 3 to 20 years; and leasehold improvements &#8211; 15 to 25 years, or estimated lease term if shorter. Gains or losses on dispositions are reflected in earnings. The cost of maintenance and repairs is charged to expense as incurred. Assets are reviewed for impairment when events indicate their carrying value may not be recoverable. If management determines impairment exists the asset is reduced by an offsetting charge to expense.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">Assets held under the Company's capitalized lease, net of accumulated amortization, are included in premises and equipment. The assets held under the capitalized lease are amortized on a straight-line basis over the
 lease term and the amortization is included in depreciation and amortization expense.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">MSRs &#8211;</font>&#160;The Company services certain loans that it has originated and sold to the Federal Home Loan Mortgage Corporation ("FHLMC"). Loan servicing includes collecting payments; remitting funds to investors, insurance companies and tax authorities; collecting delinquent payments; and foreclosing on properties when necessary. Fees earned for servicing loans for the FHLMC are reported as income when the related mortgage loan payments are collected. Loan servicing costs are charged to expense as incurred. In addition, the Company has recorded MSRs, which represent the rights to service loans.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The Company records its originated MSRs at fair value in accordance with GAAP, which requires the Company to allocate the total cost of all mortgage loans sold between the MSRs and the loans (without the MSRs) based on their relative fair values if it is practicable to estimate those fair values. The Company stratifies its MSRs based on the predominant characteristics of the underlying financial assets including the coupon interest rate and the contractual maturity of the mortgage. An estimated fair value of MSRs is determined quarterly using a discounted cash flow model. The model estimates the present value of the future net cash flows of the servicing loan portfolio based on various factors, such as servicing costs, servicing income, expected prepayment speeds, discount rate, loan maturity and interest rate. Market sources are used to determine prepayment speeds, ancillary income, servicing cost and pre-tax required yield. The effect of changes in market interest rates on estimated rates of loan prepayments represents the predominant risk characteristic underlying the MSRs portfolio. The Company is amortizing the MSRs in proportion to and over the period of estimated net servicing income.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">MSRs are reviewed quarterly for impairment based on their estimated fair value. The estimated fair value of the MSRs, for the purposes of impairment, is measured using the methods described above. Impairment losses are recognized through a valuation allowance for each impaired stratum, with any associated provision recorded as a component of loan servicing income.</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Business Combinations, CDI and Goodwill &#8211;</font>&#160;GAAP requires the total purchase price in a business combination to be allocated to the estimated fair values of assets acquired and liabilities assumed, including certain intangible assets. Subsequent adjustments to the initial allocation of the purchase price may be made related to fair value estimates for which all relevant information has not been obtained, known, or discovered relating to the acquired entity during the allocation period (which
 is the period of time required to identify and measure the estimated fair values of the assets acquired and liabilities assumed in a business combination). The allocation period is generally limited to one year following consummation of a business combination.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">CDI represents the value assigned to demand, interest checking, money market and savings accounts acquired as part of an acquisition. CDI represents the future economic benefit of the potential cost savings from acquiring core deposits as part of an acquisition compared to the cost of alternative funding sources. CDI is amortized to non-interest expense using an accelerated method based on an estimated runoff of related deposits over a period of ten years. CDI is evaluated for impairment and recoverability whenever events or changes in circumstances indicate that its carrying amount may not be recoverable, with any changes in estimated useful life accounted for prospectively over the revised remaining life. The Company recorded CDI of approximately $1.36 million in connection with the assumption of the MBank deposits during the year ended March 31, 2017 (see Note 3). At both March 31, 2019 and 2018, gross CDI was $1.36 million. At March 31, 2019 and 2018, accumulated amortization was $443,000 and $260,000, respectively. The amortization expense for CDI in future years is estimated to be $160,000, $140,000, $125,000, $116,000, $108,000 and $271,000 for the years ended March 31, 2020, 2021, 2022, 2023, 2024 and thereafter, respectively.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">Goodwill and certain other intangibles generally arise from business combinations. Goodwill and other intangibles generated from business combinations that are deemed to have indefinite lives are not subject to amortization and are instead tested for impairment not less than annually. The Company performs an annual review in the third quarter of each year, or more frequently if indicators of potential impairment exist, to determine if the recorded goodwill is impaired.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">BOLI&#160;</font>&#8211; BOLI policies are recorded at their cash surrender value less applicable surrender charges. Income from BOLI is recognized when earned.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Advertising and Marketing&#160;</font>&#8211; Costs incurred for advertising, merchandising, market research, community investment and business development are classified as advertising and marketing expense and are expensed as incurred.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial;
 text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Income Taxes&#160;</font>&#8211; Income taxes are accounted for using the asset and liability method. Under this method, a deferred tax asset or liability is determined based on the enacted tax rates which will be in effect when the differences between the financial statement carrying amounts and tax basis of existing assets and liabilities are expected to be reported in the Company's income tax returns. The effect on deferred taxes of a change in tax rates is recognized in income in the period that includes the enactment date.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">Valuation allowances are established to reduce the net carrying amount of deferred tax assets if it is determined to be more likely than not that all or some portion of the potential deferred tax asset will not be realized. The Company files a consolidated federal income tax return. The Bank provides for income taxes separately and remits to the Company amounts currently due.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Transfers of financial assets</font>&#160;&#8211; Transfers of financial assets are accounted for as sales when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from the Company, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and (3) the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Trust Assets</font>&#160;&#8211; Assets held by the Trust Company in a fiduciary or agency capacity for trust customers are not included in the consolidated financial statements because such items are not assets of the Company. Assets totaling $646.0 million and $484.3 million were held in trust as of March 31, 2019 and 2018, respectively.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Earnings Per Share&#160;</font>&#8211; GAAP requires all companies whose capital structure includes dilutive potential common shares to make a dual presentation of basic and diluted earnings per share for all periods
 presented. The Company's basic earnings per share is computed by dividing net income available to common shareholders by the weighted average number of common shares outstanding for the period, excluding restricted stock and unallocated shares owned by the ESOP. The Company's diluted earnings per share reflects the potential dilution that could occur if securities or other contracts to issue common stock were exercised and has been computed after giving consideration to the weighted average diluted effect of the Company's stock options.</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Stock-Based Compensation&#160;</font>&#8211; The Company measures compensation cost for all stock-based awards based on the grant-date fair value of the awards and recognizes compensation cost over the service period of stock-based awards. The fair value of stock options is determined using the Black-Scholes valuation model.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">ESOP&#160;</font>&#8211; The Company sponsors a leveraged ESOP; however, all ESOP debt was fully repaid during the year ended March 31, 2018. As shares were released, compensation expense was recorded equal to the then current market price of the shares and the shares became available for earnings per share calculations. The Company recorded cash dividends on unallocated shares as a reduction of debt and accrued interest. See Note 14 for further discussion.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">New Accounting Pronouncements &#8211;&#160;</font>In May 2014, the Financial Accounting Standards Board ("FASB") issued Accounting Standards Update ("ASU") 2014-09, "Revenue from Contracts with Customers", which created FASB Accounting Standards Codification ("ASC") Topic 606 ("ASC 606"). ASC 606 implements a common revenue standard that clarifies the principles for recognizing revenue. The core principle of ASC 606 is that an entity should recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. To achieve that core principle, an entity should apply the following steps: (1) identify the contract(s) with a customer, (2) identify the performance obligations in the contract, (3) determine the transaction price, (4) allocate the transaction price to the performance obligations in the contract and (5) recognize revenue when (or as) the entity satisfies a performance obligation. ASC 606 was effective for annual periods, and interim reporting periods within those annual periods, beginning after December 15, 2017. The Company adopted ASC 606 on April 1, 2018 using the modified retrospective approach. Therefore, the comparative information for prior periods has not been adjusted and continues to be reported under superseded ASC 605. There was no cumulative effect adjustment as of April 1, 2018, and there were no material changes to the timing or amount of revenue recognized for the year ended March 31, 2019; however, additional disclosures were incorporated in the Notes to the Consolidated Financial Statements upon adoption. The majority of the Company's revenue is comprised of interest income from financial assets, which is explicitly excluded from the scope of ASC 606. The Company elected to apply the practical expedient pursuant to ASC 606 and therefore does not disclose information about remaining performance obligations that have an original expected term of one year or less and allows the Company to expense costs related to obtaining a contract as incurred when the amortization period would have been one year or less. See Note 18 for additional discussion.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none;
 background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">In January 2016, the FASB issued ASU 2016-01, "Financial Instruments &#8211; Overall: Recognition and Measurement of Financial Assets and Financial Liabilities" ("ASU 2016-01"). ASU 2016-01 generally requires equity investments &#8211; except those accounted for under the equity method of accounting or those that result in consolidation of the investee &#8211; to be measured at fair value with changes in fair value recognized in net income. However, an entity may choose to measure equity investments that do not have readily determinable fair values at cost minus impairment, if any, plus or minus changes resulting from observable price changes in orderly transactions for the identical or a similar investment of the same issuer. ASU 2016-01 is intended to simplify the impairment assessment of equity investments without readily determinable fair values by requiring a qualitative assessment to identify impairment. ASU 2016-01 also eliminates certain disclosures related to the fair value of financial instruments and requires entities to use the exit price notion when measuring the fair value of financial instruments for disclosure purposes. ASU 2016-01 was effective for fiscal years beginning after December 15, 2017, including interim periods within those fiscal years. The Company adopted this ASU on April 1, 2018. As required by ASU 2016-01, the fair value disclosure for loans receivable was computed using an exit price notion and deposits with no stated maturity are no longer included in the fair value disclosures in Note 17.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">In February 2016, the FASB issued ASU 2016-02, "Leases" ("ASU 2016-02"). ASU 2016-02 created FASB ASC Topic 842 ("ASC 842") related to leases and is intended to increase transparency and comparability among organizations by requiring the recognition of lease assets and lease liabilities in the balance sheet and disclosure of key information about leasing arrangements. The principal change required by ASU 2016-02 relates to lessee accounting, and is that for operating leases, a lessee is required to (1) recognize a right-of-use asset and a lease liability, initially measured at the present value of the lease payments, in the statement of financial position, (2) recognize a single lease cost, calculated so that the cost of the lease is allocated over the lease term generally on a straight-line basis, and (3) classify all cash payments within operating activities in the statement of cash flows. For leases with a term of 12 months or less, a lessee is permitted to make an accounting policy election by class of underlying asset not to recognize lease assets and lease liabilities. If a lessee makes this election, it should recognize lease expense for such leases generally on a straight-line basis over the lease term. ASU 2016-02 also changes disclosure requirements related to leasing activities and requires certain qualitative disclosures along with specific quantitative disclosures. ASU 2016-02 is effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2018. Early application of ASU 2016-02 is permitted. In July 2018, the FASB issued ASU 2018-11, "Leases (Topic 842) Targeted Improvements" ("ASU 2018-11"). The amendments in this ASU provide entities with an additional (and optional) transition method to adopt ASU 2016-02.&#160; Under this new transition method, an</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">entity initially applies the new leases standard at the adoption date and recognizes a cumulative-effect adjustment to the opening balance of retained earnings in the period of adoption. Consequently, an entity's reporting for the comparative periods presented in the financial statements in which it adopts the new leases standard will continue to be in accordance with current GAAP. The Company will adopt the provisions of ASC 842 effective April 1, 2019 utilizing the transition method allowed under ASU 2018-11 and will not restate comparative periods. The Company will elect the package of practical expedients permitted under ASC 842's transition guidance, which allows the
 Company to carryforward its historical lease classifications and its assessment as to whether a contract is or contains a lease. The Company will also elect to not recognize lease assets and lease liabilities for leases with an initial term of 12 months or less. The Company expects the adoption of ASC 842 will result in an increase in other assets and an increase in other liabilities of approximately $5.6 million. The Company does not expect the adoption of ASC 842 to have a material impact on its future consolidated statements of income.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">In June 2016, the FASB issued ASU 2016-13, "Financial Instruments &#8211; Credit Losses: Measurement of Credit Losses on Financial Instruments" ("ASU 2016-13"). ASU 2016-13 replaces the existing incurred losses methodology for estimating allowances with a current expected credit losses methodology with respect to most financial assets measured at amortized cost and certain other instruments, including trade and other receivables, loans, held to maturity investment securities and off-balance sheet commitments. In addition, ASU 2016-13 requires credit losses relating to available for sale debt securities to be recorded through an allowance for credit losses rather than as a reduction of carrying amount. ASU 2016-13 also changes the accounting for PCI debt securities and loans. ASU 2016-13 retains many of the current disclosure requirements in GAAP and expands certain disclosure requirements. ASU 2016-13 is effective for fiscal years beginning after December 15, 2019, including interim periods within those fiscal years. Upon adoption, the Company expects a change in the processes and procedures to calculate the allowance for loan losses, including changes in assumptions and estimates to consider expected credit losses over the life of the loan versus the current accounting practice that utilizes the incurred loss model. In addition, the current accounting policy and procedures for other-than-temporary impairment on investment securities available for sale will be replaced with an allowance approach. The Company is reviewing the requirements of ASU 2016-13 and has begun developing and implementing processes and procedures to ensure it is fully compliant with the amendments at the adoption date. At this time, management anticipates the allowance for loan losses will increase as a result of the implementation of ASU 2016-13; however, until its evaluation is complete, the magnitude of the increase will not be known.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">In January 2017, the FASB issued ASU 2017-04, "Intangibles &#8211; Goodwill and Other: Simplifying the Test for Goodwill Impairment" ("ASU 2017-04"). ASU 2017-04 simplifies the subsequent measurement of goodwill and eliminates Step 2 from the goodwill impairment test. In computing the implied fair value of goodwill under Step 2, an entity had to perform procedures to determine the fair value at the impairment testing date of its assets and liabilities (including unrecognized assets and liabilities) following the procedure that would be required in determining the fair value of assets acquired and liabilities assumed in a business combination. Under ASU 2017-04, an entity should perform its annual, or interim, goodwill impairment test by comparing the fair value of a reporting unit with its carrying amount. An entity should recognize an impairment charge for the amount by which the carrying amount exceeds the reporting unit's fair value; however, the loss recognized should not exceed the total amount of goodwill allocated to that reporting unit. Additionally, an entity should consider income tax effects from any tax deductible goodwill on the carrying amount of the reporting unit when measuring the goodwill impairment loss, if applicable. ASU 2017-04 is effective for annual or interim goodwill impairment tests in fiscal years beginning after December 15, 2019. Early application of ASU 2017-04 is permitted for interim or annual goodwill impairment tests performed on testing dates after January 1, 2017. The adoption of ASU 2017-04 is not expected to have a material impact on the Company's future consolidated financial statements.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal;
 -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">In March 2017, the FASB issued ASU 2017-08, "Receivables &#8211; Nonrefundable Fees and Other Costs: Premium Amortization on Purchased Callable Debt Securities" ("ASU 2017-08"). ASU 2017-08 shortens the amortization period for certain callable debt securities held at a premium to the earliest call date. ASU 2017-08 is effective for fiscal years beginning after December 15, 2018, including interim periods within those fiscal years. The adoption of ASU 2017-08 is not expected to have a material impact on the Company's future consolidated financial statements.</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">In February 2018, the FASB issued ASU 2018-02, "Income Statement &#8211; Reporting Comprehensive Income: Reclassification of Certain Tax Effects from Accumulated Other Comprehensive Income" ("ASU 2018-02"). ASU 2018-02 allows a reclassification from accumulated other comprehensive income ("AOCI") to retained earnings for stranded tax effects resulting from the Tax Cuts and Jobs Act (the "Tax Act") (see Note 13). The amount of the reclassification would be calculated on the basis of the difference between the historical and newly enacted tax rates for deferred tax liabilities and assets related to items within AOCI. ASU 2018-02 was effective for fiscal years beginning after December 15, 2018, and early adoption was permitted. ASU 2018-02 should be applied either in the period of adoption or retrospectively to each</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">period in which the effect of the change in the federal corporate tax rate is recognized. The Company elected to early adopt ASU 2018-02 and, as a result, reclassified $342,000 of stranded tax effects from AOCI to retained earnings in the fourth quarter of the fiscal year ended March 31, 2018.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">In August 2018, the FASB issued ASU 2018-13, "Fair Value Measurement (Topic 820): Disclosure Framework &#8211; Changes to the Disclosure Requirements for Fair Value Measurement" ("ASU 2018-13"). ASU 2018-13 modifies the disclosure requirements for fair value measurements. The following disclosure requirements were removed from ASC Topic 820 &#8211; Fair Value Measurement: (1) the amount of and reasons for transfers between Level 1 and Level 2 of the fair value hierarchy; (2) the policy for timing of transfers between levels; and (3) the valuation processes for Level 3 fair value measurements. ASU 2018-13 clarifies that the measurement uncertainty disclosure is to communicate information about the uncertainty in measurement as of the reporting date. In addition, ASU 2018-13 adds new disclosure requirements for Level 3 measurements. ASU 2018-13 is effective for fiscal years beginning after December 15, 2019, including interim periods within those fiscal years. Early adoption is permitted for any removed or modified disclosures. The adoption of ASU 2018-13 is not expected to have a material impact on the Company's future consolidated financial statements.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">In August 2018, the FASB
 issued ASU 2018-15, "Intangibles - Goodwill and Other - Internal-Use Software (Subtopic 350-40), Customer's Accounting for Implementation Costs Incurred in a Cloud Computing Arrangement That Is a Service Contract" ("ASU 2018-15"). The amendments in ASU 2018-15 broaden the scope of ASC Subtopic 350-40 to include costs incurred to implement a hosting arrangement that is a service contract. The amendments align the requirements for capitalizing implementation costs incurred in a hosting arrangement that is a service contract with the requirements for capitalizing implementation costs incurred to develop or obtain internal-use software (and hosting arrangements that include an internal-use software license). The costs are capitalized or expensed depending on the nature of the costs and the project stage during which they are incurred, consistent with the accounting for internal-use software costs. The amendments in ASU 2018-15 result in consistent capitalization of implementation costs of a hosting arrangement that is a service contract and implementation costs incurred to develop or obtain internal use software (and hosting arrangements that include an internal-use software license). The accounting for the service element of a hosting arrangement that is a service contract is not affected by the amendments in ASU 2018-15. ASU 2018-15 is effective for fiscal years beginning after December 15, 2019, including interim periods within those fiscal years. The adoption of ASU 2018-15 is not expected to have a material impact on the Company's future consolidated financial statements.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Reclassifications</font>&#160;&#8211; Certain prior period amounts have been reclassified to conform to the current period presentation; such reclassifications had no effect on previously reported net income or total shareholders' equity.</div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountingPoliciesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccountingPoliciesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SignificantAccountingPoliciesTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for all significant accounting policies of the reporting entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -URI http://asc.fasb.org/topic&amp;trid=2122369<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SignificantAccountingPoliciesTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>26
<FILENAME>R11.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6831157632">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>RESTRICTED ASSETS<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Mar. 31, 2019</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherRestrictedAssetsAbstract', window );"><strong>Other Restricted Assets [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RestrictedAssetsDisclosureTextBlock', window );">RESTRICTED ASSETS</a></td>
<td class="text"><div style="widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">
<table style="width: 100%; font-family: 'times new roman', times, serif; font-size: 10pt;"  class="dspflisttable" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="width: 18pt; vertical-align: top;">
<div style="text-align: left; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2.</div>
</td>
<td style="width: auto; vertical-align: top;">
<div style="text-align: justify; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">RESTRICTED ASSETS</div>
</td>
</tr>
</table>
</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">Regulations of the Board of Governors of the Federal Reserve System require that the Bank maintain minimum reserve balances either on hand or on deposit with the Federal Reserve Bank of San Francisco ("FRB") based on a percentage of deposits. The amounts of such balances as of March 31, 2019 and 2018 were $1.8 million and $1.7 million, respectively, which were in compliance with the minimum reserve requirements.</div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherRestrictedAssetsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherRestrictedAssetsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RestrictedAssetsDisclosureTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for assets that are restricted in their use, generally by contractual agreements or regulatory requirements. This would include, but not limited to, a description of the restricted assets and the terms of the restriction.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RestrictedAssetsDisclosureTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>27
<FILENAME>R12.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6854937872">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>BUSINESS COMBINATIONS<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Mar. 31, 2019</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationsAbstract', window );"><strong>Business Combinations [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationDisclosureTextBlock', window );">BUSINESS COMBINATIONS</a></td>
<td class="text"><div style="widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">
<table style="width: 100%; font-family: 'times new roman', times, serif; font-size: 10pt;" class="dspflisttable" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="width: 18pt; vertical-align: top;">
<div style="text-align: left; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">3.</div>
</td>
<td style="width: auto; vertical-align: top;">
<div style="text-align: justify; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">BUSINESS COMBINATIONS</div>
</td>
</tr>
</table>
</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">On February 17, 2017, the Company acquired certain assets and assumed certain liabilities of Merchants Bancorp and its wholly-owned subsidiary, MBank. MBank provided community banking services to individuals and businesses from banking offices in the Portland, Oregon metropolitan area. As a result of the MBank transaction, the Company has increased its presence in the Portland, Oregon metropolitan area and further diversified its loan, customer and deposit base. Total consideration paid under the MBank transaction consisted of $12.1 million in cash. There were no transfers of common stock or other equity instruments in connection with the MBank transaction, and the Company did not obtain any equity interests in Merchants Bancorp or MBank.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The acquired assets and assumed liabilities were recorded in the Company's consolidated balance sheets at their estimated fair values as of the February 17, 2017 transaction date, and the related results of operations have been included in the Company's consolidated statements of income since the transaction date. The excess of the consideration transferred over the fair value of the identifiable net assets acquired was recorded as goodwill. The goodwill arising from the transaction consists largely of the synergies and economies of scale expected from combining the operations of the Company and the acquired business.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">In most instances, determining the estimated fair values of the acquired assets and assumed liabilities required the Company to estimate cash flows expected to result from those assets and liabilities and to discount those cash flows at the appropriate rate of interest. Differences may arise between contractually required payments and the expected cash flows at the acquisition date due to items such as estimated credit losses, prepayments or early withdrawals, and other factors. The most significant of those determinations related to the valuation of acquired loans. For such loans, the excess of cash flows expected at acquisition over the estimated fair value is recognized as interest income over the remaining lives of the loans. In accordance with GAAP, there was no carry-over of MBank's previously established allowance for loan losses. Goodwill is expected to be fully deductible for income tax purposes as, under the terms of the MBank transaction, the Company purchased certain assets and assumed certain liabilities of MBank but did not acquire any equity or other ownership interests.</div>
<div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The following table summarizes the fair value of consideration transferred, the estimated fair values of assets acquired and liabilities assumed as of the acquisition date, and the resulting goodwill relating to the transaction (in thousands):</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 96%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; width: 905px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="10">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">At February 17, 2017</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; width: 905px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Book</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Value</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Fair Value</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Adjustment</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Estimated</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Fair Value</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="width: 905px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 905px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Cash consideration transferred</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">12,080</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 905px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 151px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 905px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Recognized amounts of identifiable assets acquired and liabilities assumed</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 905px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Identifiable assets acquired</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 151px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 905px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;">Cash and cash equivalents</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 147px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">27,196</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 148px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">27,196</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 905px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;">Loans receivable</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 147px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">115,283</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 148px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(3,258</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 151px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">112,025</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 905px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;">CDI</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 147px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 148px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,363</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,363</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 905px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;">Premises and equipment</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 147px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,769</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 148px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">399</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 151px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,168</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 905px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;">BOLI</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 147px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,113</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 148px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,113</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 905px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;">Accrued interest receivable and other assets</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 147px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">431</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 148px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">90</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 151px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">521</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 905px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 27pt; font-size: 10pt;">Total identifiable assets acquired</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 147px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">146,792</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 148px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,406</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">145,386</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 905px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 147px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 148px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 151px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 905px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Liabilities assumed</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 147px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 148px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 905px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;">Deposits</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 147px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">130,572</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 148px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">235</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 151px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">130,807</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 905px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;">Junior subordinated debentures</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 147px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,155</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 148px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,468</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,687</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 905px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;">Accrued expenses and other liabilities</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 147px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">293</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 148px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">23</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 151px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">316</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 905px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 27pt; font-size: 10pt;">Total liabilities assumed</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 147px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">136,020</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 148px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,210</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">134,810</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 905px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 27pt; font-size: 10pt;">Total identifiable net assets acquired</div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 147px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10,772</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 148px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(196</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 151px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10,576</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 905px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 27pt; font-size: 10pt;">Goodwill recognized</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 147px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 148px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,504</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The acquired loan portfolio was valued using Level 3 inputs (see Note 17) and included the use of present value techniques (including cash flow estimates) and incorporated assumptions that the Company believes marketplace participants would use in estimating fair values.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The operating results of the Company for the years ended March 31, 2019, 2018 and 2017 included operating results produced by the MBank transaction for the years ended March 31, 2019 and 2018 and the period from February 17, 2017 to March 31, 2017, respectively. Disclosure of the amount of MBank's revenue and net income (excluding integration costs) included in the Company's consolidated statements of income is impracticable due to the integration of the operations and accounting for the transaction.</div>
<div style="line-height: 5.15pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">For illustrative purposes only, the following table presents certain unaudited pro forma information for the years ended March 31, 2017 and 2016. This unaudited estimated pro forma financial information was calculated as if MBank had been acquired as of the beginning of the year prior to the date of acquisition. This unaudited pro forma information combines the historical results of MBank with the Company's consolidated historical results and includes certain adjustments reflecting the estimated impact of certain fair value adjustments for the respective periods. The pro forma information is not indicative of what would have occurred had the transaction occurred as of the beginning of the year prior to the acquisition. The unaudited pro forma information does not consider any changes to the provision for credit losses resulting from recording loan assets at fair value. Additionally, the Company expects to achieve further operating cost savings and other business synergies, including revenue growth as a result of the transaction, which are not reflected in the pro forma amounts that follow. As a result, actual amounts would have differed from the unaudited pro forma information presented (in thousands):</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 85%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; width: 819px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">For the Year Ended March 31,</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; width: 819px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Unaudited Pro Forma</div>
</td>
<td style="padding-bottom: 2px; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2017</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2016</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="width: 819px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 819px; vertical-align: bottom;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total revenues (net interest income plus non-interest income)</div>
</td>
<td style="background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 164px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">49,290</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 166px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">45,261</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 819px; vertical-align: bottom;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Net income</div>
</td>
<td style="background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 164px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">9,277</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 166px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8,260</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The following table shows the impact of the acquisition-related expenses related to the MBank transaction for the year ended March 31, 2017 to the various components of noninterest expense (in thousands):</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 70%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="background-color: #cceeff; width: 868px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Salaries and employee benefits</div>
</td>
<td style="background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 173px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">26</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 868px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Occupancy and depreciation</div>
</td>
<td style="background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 173px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">6</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 868px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Data processing</div>
</td>
<td style="background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 173px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">63</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 868px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Professional fees</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 173px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">653</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 868px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;">Total impact of acquisition related costs to noninterest expense</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 173px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">748</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 868px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 173px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessCombinationDisclosureTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for a business combination (or series of individually immaterial business combinations) completed during the period, including background, timing, and recognized assets and liabilities. The disclosure may include leverage buyout transactions (as applicable).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 805<br> -URI http://asc.fasb.org/topic&amp;trid=2303972<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BusinessCombinationDisclosureTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessCombinationsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BusinessCombinationsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>28
<FILENAME>R13.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6831114304">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>INVESTMENT SECURITIES<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Mar. 31, 2019</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract', window );"><strong>Investments, Debt and Equity Securities [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock', window );">INVESTMENT SECURITIES</a></td>
<td class="text"><div style="widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">
<table style="width: 100%; font-family: 'times new roman', times, serif; font-size: 10pt;"  class="dspflisttable" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="width: 18pt; vertical-align: top;">
<div style="text-align: left; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">4.</div>
</td>
<td style="width: auto; vertical-align: top;">
<div style="text-align: justify; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">INVESTMENT SECURITIES</div>
</td>
</tr>
</table>
</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The amortized cost and approximate fair value of investment securities consisted of the following at the dates indicated (in thousands):</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Amortized</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Cost</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Gross</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Unrealized Gains</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Gross</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Unrealized Losses</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Estimated Fair</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Value</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"><u>March 31, 2019</u></div>
</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times
 new roman', times, serif; font-size: 10pt;">Available for sale:</div>
</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;">Municipal securities</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8,885</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">30</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(34</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8,881</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;">Agency securities</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">12,426</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">22</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(107</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family:
 'times new roman', times, serif; font-size: 10pt;">12,341</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="text-align: left; background-color: #ffffff; width: 815px; vertical-align: top;">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;">Real estate mortgage investment conduits&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup></div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">40,835</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(673</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">40,162</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="text-align: left; background-color: #cceeff; width: 815px; vertical-align: top;">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;">Residential mortgage-backed securities&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup></div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">77,402</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,588</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">75,821</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 815px; vertical-align: top;">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;">Other mortgage-backed securities&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(2)</sup></div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">42,133</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px;
 vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">12</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,124</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">41,021</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; text-indent: 18pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total available for sale</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">181,681</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">71</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(3,526</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">178,226</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px;
 vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Held to maturity:</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;">Residential mortgage-backed securities&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(3)</sup></div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">35</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">35</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="width: 815px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 16px;
 vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr style="height: 12px;">
<td style="text-align: left; background-color: #ffffff; vertical-align: top;" colspan="16">
<div style="line-height: 8pt; font-family: 'times new roman', times, serif; font-size: 10pt;"><sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup>&#160;Comprised of FHLMC, Federal National Mortgage Association ("FNMA") and Ginnie Mae ("GNMA") issued securities.</div>
</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="text-align: left; vertical-align: top;" colspan="16">
<div style="line-height: 8pt; font-family: 'times new roman', times, serif; font-size: 10pt;"><sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(2)</sup>&#160;Comprised of U.S. Small Business Administration ("SBA") issued securities and commercial real estate ("CRE") secured securities issued by FNMA.</div>
</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="text-align: left; background-color: #ffffff; vertical-align: top;" colspan="16">
<div style="line-height: 8pt; font-family: 'times new roman', times, serif; font-size: 10pt;"><sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(3)</sup>&#160;Comprised of FHLMC and FNMA issued securities.</div>
</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; margin-top: 10pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; margin-bottom: 10pt; letter-spacing: normal; color: #000000; clear: both; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" >
<div style="text-align: center; break-after: page;" ><br style="line-height: 1.15pt;" />&#160;</div>
</div>
<table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Amortized</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Cost</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Gross</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Unrealized Gains</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Gross</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Unrealized Losses</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Estimated Fair</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Value</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"><u>March 31, 2018</u></div>
</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left;
 vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Available for sale:</div>
</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;">Municipal securities</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">9,041</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(309</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8,732</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;">Agency securities</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">22,412</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt;
 font-family: 'times new roman', times, serif; font-size: 10pt;">(311</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">22,102</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="text-align: left; background-color: #ffffff; width: 815px; vertical-align: top;">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;">Real estate mortgage investment conduits&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup></div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">48,310</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,355</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">46,955</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="text-align: left; background-color: #cceeff; width: 815px; vertical-align: top;">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;">Residential mortgage-backed securities&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup></div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">91,786</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(2,715</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">89,074</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 815px; vertical-align: top;">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;">Other mortgage-backed securities&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(2)</sup></div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width:
 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">47,878</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,521</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">46,358</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; text-indent: 18pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total available for sale</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">219,427</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(6,211</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">213,221</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align:
 bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Held to maturity:</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 815px; vertical-align: top;">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;">Residential mortgage-backed securities&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(3)</sup></div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">42</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align:
 bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">43</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom" colspan="16">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="text-align: left; background-color: #ffffff; vertical-align: top;" colspan="16">
<div style="line-height: 8pt; font-family: 'times new roman', times, serif; font-size: 10pt;"><sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup>&#160;Comprised of FHLMC, FNMA and GNMA issued securities.</div>
</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="text-align: left; vertical-align: top;" colspan="16">
<div style="line-height: 8pt; font-family: 'times new roman', times, serif; font-size: 10pt;"><sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(2)</sup>&#160;Comprised of SBA issued securities and CRE secured securities issued by FNMA.</div>
</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="text-align: left; background-color: #ffffff; vertical-align: top;" colspan="16">
<div style="line-height: 8pt; font-family: 'times new roman', times, serif; font-size: 10pt;"><sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(3)</sup>&#160;Comprised of FHLMC and FNMA issued securities.</div>
</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 4.55pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: left; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 18pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The contractual maturities of investment securities as of March 31, 2019 are as follows (in thousands):</div>
<div style="text-align: left; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 18pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; width: 684px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Available for Sale</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Held to Maturity</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; width: 684px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Amortized</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Cost</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Estimated</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Fair Value</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Amortized</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Cost</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom:
 2px; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Estimated</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Fair Value</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 684px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Due in one year or less</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4,961</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4,949</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 137px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 684px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Due after one year through five years</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8,585</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8,505</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">32</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 137px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">32</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 684px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Due after five years through ten years</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">48,050</div>
</td>
<td style="text-align: left;
 background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">47,373</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 137px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 684px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Due after ten years</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">120,085</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">117,399</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 137px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 684px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 12.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">181,681</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">178,226</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px
 double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">35</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 137px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">35</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">Expected maturities of investment securities may differ from contractual maturities because borrowers may have the right to prepay obligations with or without prepayment penalties.</div>
<div style="line-height: 4.55pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The fair value of temporarily impaired investment securities, the amount of unrealized losses and the length of time these unrealized losses existed are as follows at the dates indicated (in thousands):</div>
<div style="line-height: 9.1pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="6">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Less than 12 months</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="6">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">12 months or longer</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6">
<div style="text-align: center; line-height: 9.7pt; text-indent: -19.35pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Total</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Estimated</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Fair Value</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid;
 vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Unrealized</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Losses</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Estimated</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Fair Value</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Unrealized</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Losses</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Estimated</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Fair Value</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Unrealized</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Losses</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -18pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt; font-weight: bold; margin-right: 3.6pt;"><u>March 31, 2019</u></div>
</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: top;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt; margin-right: 3.6pt;">Available for sale:</div>
</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color:
 #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 26.15pt; font-size: 10pt; margin-right: 3.6pt;">Municipal securities</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">6,554</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(34</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">6,554</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(34</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 26.15pt; font-size: 10pt; margin-right: 3.6pt;">Agency securities</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;"
 valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">6,861</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(107</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">6,861</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(107</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -9pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt; margin-right: 3.6pt;">Real estate mortgage investment conduits&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup></div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">40,126</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(673</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">40,126</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(673</div>
</td>
<td
 style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 26.15pt; font-size: 10pt; margin-right: 3.6pt;">Residential mortgage-backed securities&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup></div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">74,288</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,588</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">74,288</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,588</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 26.15pt; font-size: 10pt; margin-right: 3.6pt;">Other mortgage-backed securities&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(2)</sup></div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">40,409</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width:
 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,124</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">40,409</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,124</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -4.5pt; font-family: 'times new roman', times, serif; margin-left: 22.5pt; font-size: 10pt; margin-right: 3.6pt;">Total available for sale</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">168,238</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(3,526</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">168,238</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family:
 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(3,526</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -18pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt; font-weight: bold; margin-right: 3.6pt;"><u>March 31, 2018</u></div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: top;"
 valign="bottom">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt; margin-right: 3.6pt;">Available for sale:</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 26.15pt; font-size: 10pt; margin-right: 3.6pt;">Municipal securities</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times
 new roman', times, serif; font-size: 10pt;">6,626</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(236</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,106</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(73</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8,732</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(309</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 26.15pt; font-size: 10pt; margin-right: 3.6pt;">Agency securities</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,301</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(112</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">15,797</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(199</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px;
 vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">21,098</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(311</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -8.95pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt; margin-right: 3.6pt;">Real estate mortgage investment conduits&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup></div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">31,922</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(774</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">14,983</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(581</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">46,905</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,355</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 26.15pt; font-size: 10pt; margin-right: 3.6pt;">Residential mortgage-backed securities&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup></div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">50,941</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,192</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height:
 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">37,823</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,523</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">88,764</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(2,715</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 26.15pt; font-size: 10pt; margin-right: 3.6pt;">Other mortgage-backed securities&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(2)</sup></div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">16,355</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(382</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">29,351</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,139</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">45,706</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left;
 background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,521</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -4.5pt; font-family: 'times new roman', times, serif; margin-left: 22.5pt; font-size: 10pt; margin-right: 3.6pt;">Total available for sale</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">111,145</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(2,696</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">100,060</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(3,515</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">211,205</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(6,211</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;"
 valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="text-align: left; vertical-align: top;" colspan="24">
<div style="line-height: 8pt; font-family: 'times new roman', times, serif; font-size: 10pt;"><sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup>&#160;Comprised of FHLMC, FNMA and GNMA issued securities.</div>
</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="text-align: left; background-color: #ffffff; vertical-align: top;" colspan="24">
<div style="line-height: 8pt; font-family: 'times new roman', times, serif; font-size: 10pt;"><sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(2)</sup>&#160;Comprised of SBA and CRE secured securities issued by FNMA.</div>
</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The unrealized losses on the Company's investment securities were primarily attributable to increases in market interest rates subsequent to their purchase by the Company. The Company expects the fair value of these securities to recover as the securities approach their maturity dates or sooner if market yields for such securities decline. The Company does not believe that these securities are other than temporarily impaired because of their credit quality or related to any issuer or industry specific event. Based on management's evaluation and intent, the unrealized losses related to the investment securities in the above tables are considered temporary.</div>
<div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The Company had no sales and realized no gains or losses on sales of investment securities for the years ended March 31, 2019 and 2018. Gross realized gains on sales of investment securities available for sale totaled $82,000 for the year ended March 31, 2017 and were recorded in other non-interest income in the 2017 consolidated statement of income. The income tax of $29,000 related to these realized gains was recorded in the provision for income taxes in the consolidated statement of income for the year ended March 31, 2017.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400;
 word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">Investment securities available for sale with an amortized cost of $5.8 million and $3.7 million and a fair value of $5.7 million and $3.6 million at March 31, 2019 and 2018, respectively, were pledged as collateral for government public funds held by the Bank.</div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for  investments in certain debt and equity securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 320<br> -URI http://asc.fasb.org/subtopic&amp;trid=2209399<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 946<br> -SubTopic 320<br> -URI http://asc.fasb.org/subtopic&amp;trid=2324412<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -URI http://asc.fasb.org/topic&amp;trid=2196928<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 940<br> -SubTopic 320<br> -URI http://asc.fasb.org/subtopic&amp;trid=2176304<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>29
<FILENAME>R14.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6855074560">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>LOANS RECEIVABLE<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Mar. 31, 2019</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ReceivablesAbstract', window );"><strong>Receivables [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansNotesTradeAndOtherReceivablesExcludingAllowanceForCreditLossesTextBlock', window );">LOANS RECEIVABLE</a></td>
<td class="text"><div style="widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">
<table style="width: 100%; font-family: 'times new roman', times, serif; font-size: 10pt;"  class="dspflisttable" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="width: 18pt; vertical-align: top;">
<div style="text-align: left; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">5.</div>
</td>
<td style="width: auto; vertical-align: top;">
<div style="text-align: justify; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">LOANS RECEIVABLE</div>
</td>
</tr>
</table>
</div>
<div style="line-height: 7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">Loans receivable at March 31, 2019 and 2018 are reported net of deferred loan fees totaling $4.0 million and $3.6 million, respectively. Loans receivable are also reported net of discounts and premiums, totaling $1.5 million and $1.8 million, respectively, as of March 31, 2019, compared to $2.2 million and $2.0 million, respectively, as of March 31, 2018. Loans receivable, excluding loans held for sale, consisted of the following at the dates indicated (in thousands):</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="line-height: 1pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 80%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; width: 849px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: middle;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">March 31,</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2019</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">March 31,</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2018</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 849px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Commercial and construction</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 849px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Commercial business</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 152px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size:
 10pt;">162,796</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 155px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">137,672</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 849px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Commercial real estate</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 152px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">461,432</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 155px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">450,597</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 849px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Land</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 152px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">17,027</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 155px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">15,337</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 849px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Multi-family</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 152px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">51,570</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 155px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">63,080</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 849px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Real estate construction</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 152px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">90,882</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 155px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">39,584</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 849px; vertical-align: top;"
 valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 22.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total commercial and construction</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 152px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">783,707</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 155px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">706,270</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 849px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 152px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 155px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 849px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Consumer</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 152px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 155px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 849px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Real estate one-to-four family</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 152px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">84,053</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 155px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">90,109</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 849px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Other installment&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup></div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 152px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8,356</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 155px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">14,997</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 849px;
 vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 16.65pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total consumer</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 152px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">92,409</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 155px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">105,106</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 849px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 152px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 155px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 849px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 0.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total loans</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 152px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">876,116</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 155px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">811,376</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 849px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 152px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 155px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 849px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Less: Allowance for loan losses</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 152px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">11,457</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 155px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10,766</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color:
 #cceeff; width: 849px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Loans receivable, net</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 152px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">864,659</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 155px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">800,610</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 849px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 152px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 155px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="text-align: left; vertical-align: top;" colspan="8">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"><sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup><font style="font-family: 'times new roman', times, serif; font-size: 10pt;">&#160;Consists primarily of purchased automobile loans totaling $5.8 million and $12.9 million at March 31, 2019 and 2018, respectively.</font></div>
</td>
<td style="text-align: left; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The Company's loan portfolio includes originated and purchased loans. Originated loans and purchased loans for which there was no evidence of credit deterioration at their acquisition date and for which it was probable that the Company would be able to collect all contractually required payments, are referred to collectively as "loans". The Company originates commercial business, commercial real estate, land, multi-family real estate, real estate construction, residential real estate and other consumer loans. At March 31, 2019 and 2018, the Company had no loans to foreign domiciled businesses or foreign countries, or loans related to highly leveraged transactions. Substantially all of the mortgage loans in the Company's loan portfolio are secured by properties located in Washington and Oregon, and accordingly, the ultimate collectibility of a substantial portion of the Company's loan portfolio is susceptible to changes in the local economic conditions in these markets. Loans and extensions of credit outstanding at one time to one borrower are generally limited by federal regulations to 15% of the Bank's shareholders' equity, excluding AOCI. The Company considers its loan portfolio to have very little exposure to sub-prime mortgage loans since the Company has not historically engaged in this type of lending. At March 31, 2019, loans carried at $513.3 million were pledged as collateral to the FHLB and FRB for borrowing arrangements.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">Aggregate loans to officers and directors, all of which are
 current, consist of the following for the periods indicated (in thousands):</div>
<div style="line-height: 4.55pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="line-height: 1pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 80%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; width: 699px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="10">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Year Ended March 31,</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; width: 699px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2019</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2018</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2017</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 699px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Beginning balance</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 139px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">981</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 139px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">859</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 140px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">841</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 699px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Originations</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 139px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">359</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right;
 background-color: #ffffff; width: 139px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">526</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 140px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">228</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 699px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Principal repayments</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 139px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(562</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 139px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(404</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 140px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(210</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 699px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Ending balance</div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 139px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">778</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 139px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">981</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 140px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">859</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal;
 color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: 'times new roman', times, serif; font-size: 10pt;"><u>Loan segment risk characteristics:</u></font>&#160;The Company considers its loan classes to be the same as its loan segments. The following are loan segment risk characteristics of the Company's loan portfolio:</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 36pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: 'times new roman', times, serif; font-size: 10pt;"><u>Commercial business</u></font>&#160;&#8211; Commercial business loans are primarily made based on the operating cash flows of the borrower or conversion of working capital assets to cash and secondarily on the underlying collateral provided by the borrower. The cash flows of borrowers may be volatile and the value of the collateral securing these loans may be difficult to measure. Most commercial business loans are secured by the assets being financed or other business assets such as accounts receivable or inventory and generally include a personal guarantee based on a review of personal financial statements. The Company will extend some short-term loans on an unsecured basis to highly qualified borrowers. Although commercial business loans are often collateralized by equipment, inventory, accounts receivable or other business assets, the liquidation of collateral in the event of a borrower default is often an insufficient source of repayment, because accounts receivable may be uncollectible and inventories and equipment may be obsolete or of limited use. Accordingly, the repayment of a commercial business loan depends primarily on the credit-worthiness of the borrower (and any guarantors), while the liquidation of collateral is a secondary and potentially insufficient source of repayment. The Company attempts to mitigate these risks by adhering to its underwriting policies in evaluating the management of the business and the credit-worthiness of the borrowers and the guarantors.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 36pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: 'times new roman', times, serif; font-size: 10pt;"><u>Commercial real estate</u></font>&#160;&#8211; The Company originates commercial real estate loans within its primary market areas secured by properties such as office buildings, warehouse/industrial, retail, assisted living, single purpose facilities, and other commercial properties. These are cash flow loans that share characteristics of both real estate and commercial business loans. The primary source of repayment is cash flow from the operation of the collateral property and secondarily through liquidation of the collateral. These loans are generally higher risk than other classifications of loans in that they typically involve higher loan amounts, are dependent on the management experience of the owners, and may be adversely affected by conditions in the real estate market or the economy. Owner-occupied commercial real estate loans are generally of lower credit risk than non-owner occupied commercial real estate loans as the borrowers' businesses are likely dependent on the properties. Underwriting for these loans is primarily dependent on the repayment capacity derived from the operation of the occupying business rather than rents paid by third-parties. The Company attempts to mitigate these risks by generally limiting the maximum loan-to-value ratio to 65%-80% depending on the property type and scrutinizing the financial condition of the borrower, the quality of the collateral and the management of the property securing the loan.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 36pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: 'times new roman', times, serif; font-size: 10pt;"><u>Land</u></font>&#160;&#8211; The Company has historically originated loans for the acquisition of raw land upon which the purchaser can then build or make improvements necessary to build or sell as improved lots. Currently, the Company is originating new land loans on a limited basis. Loans secured by undeveloped
 land or improved lots involve greater risks than one-to-four family residential mortgage loans because these loans are more difficult to evaluate. If the estimate of value proves to be inaccurate, in the event of default or foreclosure, the Company may incur a loss. The Company attempts to minimize this risk by generally limiting the maximum loan-to-value ratio on raw land loans to 65% and on improved land loans to 75%.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 36pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: 'times new roman', times, serif; font-size: 10pt;"><u>Multi-family</u></font>&#160;&#8211; The Company originates loans secured by multi-family dwelling units (more than four units). These loans involve a greater degree of risk than one-to-four family residential mortgage loans as these loans are usually greater in amount, dependent on the cash flow capacity of the project, and are more difficult to evaluate and monitor. Repayment of loans secured by multi-family properties typically depends on the successful operation and management of the properties. Consequently, repayment of such loans may be affected by adverse conditions in the real estate market or economy. The Company attempts to mitigate these risks by thoroughly evaluating the global financial condition of the borrower, the management experience of the borrower, and the quality of the collateral property securing the loan.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 36pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: 'times new roman', times, serif; font-size: 10pt;"><u>Real estate construction-</u></font>&#160;&#8211; The Company originates construction loans for one-to-four family residential, multi-family, and commercial real estate properties. The one-to-four family residential construction loans include construction of consumer custom homes whereby the home buyer is the borrower as well as speculative and presold loans for home builders. Speculative one-to four-family construction loans are loans for which the home builder does not have, at the time of the loan origination, a signed contract with a home buyer who has a commitment for permanent financing with the Company or another lender for the finished home. The home buyer may be identified either during or after the construction period. Multi-family construction loans are originated to construct apartment buildings and condominium projects. Commercial construction loans are originated to construct properties such as office buildings, retail rental space and mini-storage facilities, and assisted living facilities. All construction loans are short-term and generally the rate is variable in nature. Construction lending can involve a higher level of risk than other types of lending because funds are advanced based on a prospective value of the project at completion, the total estimated construction cost of the project, and the borrowers' equity at risk. Additionally, the repayment of the loan is conditional on the success of the ultimate project which is subject to interest rate changes, governmental regulations, general economic conditions and the ability of the borrower to sell or lease the property or refinance the indebtedness. If the Company's estimate of the value of a project at completion proves to be overstated, it may have inadequate security for repayment of the loan and may incur a loss if the borrower does not repay the loan. Projects may also be jeopardized by disagreements between borrowers and builders and by the failure of builders to pay subcontractors. Loans to construct homes for which no purchaser has been identified carry more risk because the payoff for the loan depends on the builder's ability to sell the property prior to the time that the construction loan is due. Although the nature of real estate construction loans is such that they are generally more difficult to evaluate and monitor, the Company attempts to closely monitor the construction project by on-site inspections. The Company also attempts to mitigate the risks of construction lending by adhering to its underwriting policies, disbursement procedures and monitoring practices.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 36pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: 'times new
 roman', times, serif; font-size: 10pt;"><u>Real estate one-to-four family</u></font>&#160;&#8211; The Company originates both fixed-rate and adjustable-rate loans secured by one- to-four family residences located in its primary market areas. The majority of the fixed-rate one-to-four family loans are sold in the secondary market for asset/liability management purposes and to generate non-interest income. The Company's lending policies generally limit the maximum loan-to-value on one-to-four family loans to 80% of the lesser of the appraised value or the purchase price. However, the Company usually obtains private mortgage insurance on the portion of the principal amount that exceeds 80% of the appraised value of the property. Terms of maturity typically range from 15 to 30 years. The Company also originates home equity lines of credit and second mortgage loans. Home equity lines of credit and second mortgage loans have a greater credit risk than one-to-four family residential mortgage loans because they are secured by mortgages subordinated to the existing first mortgage on the property, which may or may not be held by the Company. The Company attempts to mitigate residential lending risks by adhering to its underwriting policies in evaluating the collateral and the credit-worthiness of the borrower.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 36pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: 'times new roman', times, serif; font-size: 10pt;"><u>Other installment</u></font>&#160;&#8211; The Company originates other consumer loans, which include automobile, boat, motorcycle, recreational vehicle, savings account and unsecured loans. As of March 31, 2019 and 2018, other installment loans primarily consist of purchased automobile loans. These purchased automobile loans were originated through a single dealership group located outside the Company's primary market area. The collateral for these purchased automobile loans is comprised of a mix of used automobiles. These loans were purchased with servicing retained by the seller. Other consumer loans generally have shorter terms to maturity than mortgage loans. Other consumer loans generally involve a greater degree of risk than do residential mortgage loans, particularly in the case of consumer loans that are unsecured or secured by rapidly depreciating assets such as automobiles. In such cases, any repossessed collateral for a defaulted consumer loan may not provide an adequate source of repayment of the outstanding loan balance as a result of the greater likelihood of damage, loss or depreciation. The Company attempts to mitigate these risks by adhering to its underwriting policies in evaluating the credit-worthiness of the borrower.</div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansNotesTradeAndOtherReceivablesExcludingAllowanceForCreditLossesTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for claims held for amounts due a company, excluding disclosure for allowance for credit losses. Examples include, but are not limited to, trade accounts receivables, notes receivables, loans receivables. Also excludes disclosure for financing receivables.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoansNotesTradeAndOtherReceivablesExcludingAllowanceForCreditLossesTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ReceivablesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ReceivablesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>30
<FILENAME>R15.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6854955392">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>ALLOWANCE FOR LOAN LOSSES<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Mar. 31, 2019</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_AllowanceForLoanLossesAbstract', window );"><strong>Allowance For Loan Losses [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForCreditLossesTextBlock', window );">ALLOWANCE FOR LOAN LOSSES</a></td>
<td class="text"><div style="widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">
<table style="width: 100%; font-family: 'times new roman', times, serif; font-size: 10pt;"  class="dspflisttable" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="width: 18pt; vertical-align: top;">
<div style="text-align: left; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">6.</div>
</td>
<td style="width: auto; vertical-align: top;">
<div style="text-align: justify; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">ALLOWANCE FOR LOAN LOSSES</div>
</td>
</tr>
</table>
</div>
<div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The following tables present a reconciliation of the allowance for loan losses for the periods indicated (in thousands):</div>
<div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"><u>March 31, 2019</u></div>
</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Commercial</div>
<div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Business</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Commercial</div>
<div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Real Estate</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Land</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Multi-</div>
<div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Family</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Real Estate Construction</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Consumer</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Unallocated</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td
 style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Total</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: top;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 314px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Beginning balance</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,668</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4,914</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">220</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">822</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">618</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,809</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align:
 left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">715</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10,766</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 314px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Provision for (recapture of)</div>
<div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">&#160;&#160;loan losses</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">139</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(685</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">34</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(94</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">839</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(178</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(5</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">50</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 314px; vertical-align: top;"
 valign="bottom">
<div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Charge-offs</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(291</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(291</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 314px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Recoveries</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">824</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td
 style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">107</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">932</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 314px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Ending balance</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,808</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,053</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">254</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left;
 background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">728</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,457</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,447</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">710</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">11,457</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"><u>March 31, 2018</u></div>
</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: top;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td
 style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 314px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Beginning balance</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,418</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,084</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">228</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">297</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">714</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,099</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">688</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color:
 #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10,528</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 314px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Provision for (recapture of)</div>
<div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">&#160;&#160;loan losses</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(156</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(301</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">525</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(96</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(9</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">27</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 314px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Charge-offs</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family:
 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(68</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(340</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(408</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 314px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Recoveries</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">240</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">54</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">293</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align:
 bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">59</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">646</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 314px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Ending balance</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,668</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4,914</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">220</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">822</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color:
 #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">618</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,809</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">715</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10,766</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"><u>March 31, 2017</u></div>
</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: top;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom"
 colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 314px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Beginning balance</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,048</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4,273</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">325</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">712</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">416</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,403</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">708</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size:
 10pt;">9,885</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 314px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Provision for (recapture of)</div>
<div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">&#160;&#160;loan losses</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(121</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">926</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(558</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(415</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">298</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(110</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(20</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 314px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Charge-offs</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;"
 valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(117</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(340</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(458</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 314px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Recoveries</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">492</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">461</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px;
 vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">146</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,101</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 314px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Ending balance</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,418</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,084</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">228</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">297</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left;
 background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">714</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,099</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">688</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10,528</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The following tables present an analysis of loans receivable and the allowance for loan losses, based on impairment methodology, at the dates indicated (in thousands):</div>
<div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="10">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Allowance for Loan Losses</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="10">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Recorded Investment in Loans</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"><u>March 31, 2019</u></div>
</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Individually</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Evaluated for</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight:
 bold;">Impairment</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; width: 161px; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Collectively</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Evaluated for</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Impairment</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Total</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Individually</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Evaluated for</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Impairment</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Collectively</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Evaluated for</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Impairment</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Total</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="width: 161px; vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Commercial business</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,808</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div
 style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,808</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">160</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">162,636</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">162,796</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Commercial real estate</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,053</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,053</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,482</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">458,950</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">461,432</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Land</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px;
 vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">254</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">254</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">728</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">16,299</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">17,027</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Multi-family</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">728</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">728</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,598</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">49,972</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">51,570</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Real estate construction</div>
</td>
<td style="background-color: #cceeff; width: 16px;
 vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,457</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,457</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">90,882</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">90,882</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Consumer</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">22</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,425</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,447</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">697</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">91,712</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align:
 bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">92,409</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Unallocated</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">710</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">710</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total</div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">22</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">11,435</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom:
 #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">11,457</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,665</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">870,451</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">876,116</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="line-height: 1.15pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"><u>March 31, 2018</u></div>
</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td
 style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Commercial business</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,668</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,668</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,004</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">136,668</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">137,672</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Commercial real estate</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4,914</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4,914</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align:
 right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,883</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">447,714</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">450,597</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Land</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">220</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">220</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">763</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">14,574</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">15,337</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Multi-family</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">822</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color:
 #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">822</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,644</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">61,436</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">63,080</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Real estate construction</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">618</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">618</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">39,584</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">39,584</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Consumer</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">69</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff;
 width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,740</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,809</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,428</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">103,678</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">105,106</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Unallocated</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">715</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">715</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left;
 padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total</div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">69</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10,697</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10,766</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7,722</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">803,654</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">811,376</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: left; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">Changes in the allowance for unfunded loan commitments were as follows for the years indicated (in thousands):</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 80%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing:
 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; width: 699px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; width: 523px; vertical-align: bottom;" valign="bottom" colspan="10">
<div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Year Ended March 31,</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr style="height: 12px;">
<td style="padding-bottom: 2px; width: 699px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: center; width: 154px; vertical-align: bottom; font-weight: bold;" colspan="2">2019</td>
<td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom; font-weight: bold;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; width: 15px; vertical-align: bottom; font-weight: bold;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: center; width: 154px; vertical-align: bottom; font-weight: bold;" colspan="2">2018&#160;&#160;</td>
<td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom; font-weight: bold;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; width: 15px; vertical-align: bottom; font-weight: bold;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: center; width: 155px; vertical-align: bottom; font-weight: bold;" colspan="2">2017&#160;&#160;</td>
<td style="text-align: left; padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="width: 699px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Beginning balance</div>
</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; width: 139px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">480</div>
</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; width: 139px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">388</div>
</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; width: 140px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">324</div>
</td>
<td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 699px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Net change in allowance for unfunded loan commitments</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 139px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(11</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 139px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">92</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 140px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">64</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 699px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Ending balance</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px;
 vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 139px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">469</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 139px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">480</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 140px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">388</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The following tables present an analysis of loans by aging category at the dates indicated (in thousands):</div>
<div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"><u>March 31, 2019</u></div>
</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">30-89 Days</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Past Due</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">90 Days</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">and</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Greater</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Past Due</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Non-accrual</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Total Past</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new
 roman', times, serif; font-size: 10pt; font-weight: bold;">Due and</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Non-</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">accrual</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Current</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Total Loans</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Receivable</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: top;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Commercial business</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">225</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">225</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">162,571</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;"
 valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">162,796</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Commercial real estate</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,081</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,081</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">460,351</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">461,432</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Land</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td
 style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">17,027</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">17,027</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Multi-family</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">51,570</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">51,570</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -9pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt; margin-right: 3.6pt;">Real estate construction</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color:
 #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">90,882</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">90,882</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Consumer</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">345</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">210</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">558</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">91,851</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">92,409</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -9pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt; margin-right: 3.6pt;">Total</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt;
 font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">345</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,516</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,864</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">874,252</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">876,116</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><br style="line-height: 5.7pt;" />&#160;</div>
<table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"><u>March 31, 2018</u></div>
</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff;
 vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; vertical-align: top;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Commercial business</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">178</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">185</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">137,487</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">137,672</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;"
 valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Commercial real estate</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,200</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,200</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">449,397</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">450,597</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Land</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">763</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">763</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size:
 10pt;">14,574</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">15,337</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Multi-family</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">63,080</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">63,080</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -9pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt; margin-right: 3.6pt;">Real estate construction</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;"
 valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">39,584</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">39,584</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Consumer</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">513</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">277</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">790</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">104,316</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">105,106</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -9pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt; margin-right: 3.6pt;">Total</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">520</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color:
 #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,418</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,938</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">808,438</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">811,376</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18.2pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">Interest income foregone on non-accrual loans was $94,000, $102,000 and $81,000 for the years ended March 31, 2019, 2018 and 2017, respectively.</div>
<div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18.2pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: 'times new roman', times, serif; font-size: 10pt;"><u>Credit quality indicators:</u></font>&#160;The Company monitors credit risk in its loan portfolio using a risk rating system (on a scale of one to nine) for all commercial (non-consumer) loans. The risk rating system is a measure of the credit risk of the borrower based on their historical, current and anticipated future financial characteristics. The Company assigns a risk rating to each commercial loan at origination and subsequently updates these ratings, as necessary, so that the risk rating continues to reflect the appropriate risk characteristics of the loan. Application of appropriate risk ratings is key to management of loan portfolio risk. In determining the appropriate risk rating,
 the Company considers the following factors: delinquency, payment history, quality of management, liquidity, leverage, earnings trends, alternative funding sources, geographic risk, industry risk, cash flow adequacy, account practices, asset protection and extraordinary risks. Consumer loans, including custom construction loans, are not assigned a risk rating but rather are grouped into homogeneous pools with similar risk characteristics. When a consumer loan is delinquent 90 days, it is placed on non-accrual status and assigned a substandard risk rating. Loss factors are assigned to each risk rating and homogeneous pool based on historical loss experience for similar loans. This historical loss experience is adjusted for qualitative factors that are likely to cause the estimated credit losses to differ from the Company's historical loss experience. The Company uses these loss factors to estimate the general component of its allowance for loan losses.</div>
<div style="line-height: 7.4pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0.7pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 45pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: 'times new roman', times, serif; font-size: 10pt;"><u>Pass</u></font>&#160;&#8211; These loans have a risk rating between 1 and 4 and are to borrowers that meet normal credit standards. Any deficiencies in satisfactory asset quality, liquidity, debt servicing capacity and coverage are offset by strengths in other areas. The borrower currently has the capacity to perform according to the loan terms. Any concerns about risk factors such as stability of margins, stability of cash flows, liquidity, dependence on a single product/supplier/customer, depth of management, etc. are offset by strengths in other areas. Typically, these loans are secured by the operating assets of the borrower and/or real estate. The borrower's management is considered competent. The borrower has the ability to repay the debt in the normal course of business.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 45pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: 'times new roman', times, serif; font-size: 10pt;"><u>Watch</u></font>&#160;&#8211; These loans have a risk rating of 5 and are included in the "pass" rating. However, there would typically be some reason for additional management oversight, such as the borrower's recent financial setbacks and/or deteriorating financial position, industry concerns and failure to perform on other borrowing obligations. Loans with this rating are monitored closely in an effort to correct deficiencies.</div>
<div style="line-height: 7.4pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 45pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: 'times new roman', times, serif; font-size: 10pt;"><u>Special mention</u></font>&#160;&#8211; These loans have a risk rating of 6 and are rated in accordance with regulatory guidelines. These loans have potential weaknesses that deserve management's close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or in the credit position at some future date. These loans pose elevated risk but their weakness does not yet justify a "substandard" classification.</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 45pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 45pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: 'times new roman', times, serif; font-size: 10pt;"><u>Substandard</u></font>&#160;&#8211; These loans
 have a risk rating of 7 and are rated in accordance with regulatory guidelines, for which the accrual of interest may or may not be discontinued. By definition under regulatory guidelines, a "substandard" loan has defined weaknesses which make payment default or principal exposure likely but not yet certain. Repayment of such loans is likely to be dependent upon collateral liquidation, a secondary source of repayment, or an event outside of the normal course of business.</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 45pt; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 45pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: 'times new roman', times, serif; font-size: 10pt;"><u>Doubtful</u></font>&#160;&#8211; These loans have a risk rating of 8 and are rated in accordance with regulatory guidelines. Such loans are placed on non-accrual status and repayment may be dependent upon collateral which has value that is difficult to determine or upon some near-term event which lacks certainty.</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 45pt; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 45pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: 'times new roman', times, serif; font-size: 10pt;"><u>Loss</u></font>&#160;&#8211; These loans have a risk rating of 9 and are rated in accordance with regulatory guidelines. Such loans are charged-off or charged-down when payment is acknowledged to be uncertain or when the timing or value of payments cannot be determined. "Loss" is not intended to imply that the loan or some portion of it will never be paid, nor does it in any way imply that there has been a forgiveness of debt.</div>
<div style="line-height: 7.4pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18.2pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The following tables present an analysis of loans by credit quality indicators at the dates indicated (in thousands):</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18.2pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"><u>March 31, 2019</u></div>
</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Pass</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Special</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Mention</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt;
 font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Substandard</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Doubtful</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Loss</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Total Loans</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Receivable</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Commercial business</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">159,997</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">840</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,959</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px;
 vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">162,796</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Commercial real estate</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">454,013</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4,030</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,389</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">461,432</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Land</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">16,299</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">728</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;"
 valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">17,027</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Multi-family</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">51,093</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">457</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">20</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">51,570</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Real estate construction</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">90,882</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"
 nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">90,882</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Consumer</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">92,199</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">210</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">92,409</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;">Total</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff;
 width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">864,483</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,327</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">6,306</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">876,116</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><br style="line-height: 5.7pt;" />&#160;</div>
<table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"><u>March 31, 2018</u></div>
</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td
 style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Commercial business</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">132,309</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,976</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,387</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">137,672</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family:
 'times new roman', times, serif; font-size: 10pt;">Commercial real estate</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">440,123</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7,489</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,985</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">450,597</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Land</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">14,574</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">763</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align:
 bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">15,337</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Multi-family</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">60,879</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,190</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">11</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">63,080</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Real estate construction</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">39,584</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;"
 valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">39,584</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Consumer</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">104,829</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">277</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">105,106</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;">Total</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">792,298</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width:
 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">11,655</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7,423</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">811,376</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: 'times new roman', times, serif; font-size: 10pt;"><u>Impaired loans:</u></font>&#160;The following tables present the total and average recorded investment in impaired loans at the dates and for the years indicated (in thousands):</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"><u>March 31, 2019</u></div>
</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Recorded</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Investment with</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">No Specific</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Valuation</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Allowance</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom:
 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Recorded</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Investment</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">with Specific</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Valuation</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Allowance</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Total</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Recorded</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Investment</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Unpaid</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Principal</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Balance</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Related</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Specific</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Valuation</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Allowance</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: top;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 627px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Commercial business</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">160</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">160</div>
</td>
<td style="text-align: left; background-color: #cceeff; width:
 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">182</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 627px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Commercial real estate</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,482</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,482</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,424</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 627px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Land</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">728</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">728</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td
 style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">766</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 627px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Multi-family</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,598</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,598</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,709</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 627px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Consumer</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">281</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">416</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">697</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px;
 vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">807</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">22</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 627px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -9pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt; margin-right: 3.6pt;">Total</div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,249</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">416</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,665</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">6,888</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">22</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 627px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt;">&#160;</div>
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"><u>March 31, 2018</u></div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align:
 left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 627px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Commercial business</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,004</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,004</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,062</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 627px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Commercial real estate</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,883</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,883</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align:
 bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,816</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 627px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Land</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">763</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">763</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">790</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 627px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Multi-family</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,644</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,644</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,765</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"
 nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 627px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Consumer</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">294</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,134</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,428</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,544</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">69</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 627px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -9pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt; margin-right: 3.6pt;">Total</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">6,588</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,134</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7,722</div>
</td>
<td
 style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8,977</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">69</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Year ended</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">March 31, 2019</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Year ended</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">March 31, 2018</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Year ended</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">March 31, 2017</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Average</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Recorded</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Investment</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Interest</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Recognized</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">on Impaired</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Loans</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Average</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Recorded</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight:
 bold;">Investment</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Interest</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Recognized on</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Impaired</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Loans</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Average</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Recorded</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Investment</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Interest</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Recognized</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">on Impaired</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Loans</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Commercial business</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">334</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">930</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt;
 font-family: 'times new roman', times, serif; font-size: 10pt;">41</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">255</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Commercial real estate</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,607</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">64</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4,185</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">101</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8,823</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">337</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Land</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">742</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;"
 valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">781</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">801</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Multi-family</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,620</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">88</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,668</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">90</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,710</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">93</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Consumer</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">992</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;"
 valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">45</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,452</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">62</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,529</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">62</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total</div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">6,295</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">204</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">9,016</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">294</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td
 style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">13,118</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">502</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The cash basis interest income on impaired loans was not materially different than the interest recognized on impaired loans as shown in the above table.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">TDRs are loans for which the Company, for economic or legal reasons related to the borrower's financial condition, has granted a concession to the borrower that it would otherwise not consider. A TDR typically involves a modification of terms such as a reduction of the stated interest rate or face amount of the loan, a reduction of accrued interest, and/or an extension of the maturity date(s) at a stated interest rate lower than the current market rate for a new loan with similar risk. TDRs are considered impaired loans and as such, impairment is measured as described for impaired loans in Note 1 &#8211; Summary of Significant Accounting Policies &#8211; Allowance for Loan Losses.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The following table presents TDRs by interest accrual status at the dates indicated (in thousands):</div>
<div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="10">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">March 31, 2019</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="10">
<div
 style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">March 31, 2018</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Accrual</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Nonaccrual</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Total</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Accrual</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Nonaccrual</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Total</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Commercial business</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">160</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">160</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px;
 vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">826</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">178</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,004</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Commercial real estate</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,401</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,081</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,482</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,683</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,200</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,883</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Land</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">728</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div
 style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">728</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">763</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">763</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Multi-family</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,598</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,598</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,644</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,644</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Consumer</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right;
 background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">697</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">697</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,428</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,428</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total</div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4,424</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,241</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,665</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width:
 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,581</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,141</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7,722</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">At March 31, 2019, the Company had no commitments to lend additional funds on these loans. At March 31, 2019, all of the Company's TDRs were paying as agreed.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">There were no new TDRs for the years ended March 31, 2019 and 2018. There was one new TDR for the year ended March 31, 2017 consisting of a commercial business loan with a pre-modification outstanding recorded investment balance of $116,000 and a post-modification outstanding recorded investment balance of $107,000. This loan was repaid in full during the year ended March 31, 2018. There were no loans that were modified as a TDR within the previous twelve months that subsequently defaulted in the twelve months ended March 31, 2019.</div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_AllowanceForLoanLossesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_AllowanceForLoanLossesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AllowanceForCreditLossesTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for allowance for credit losses.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -URI http://asc.fasb.org/topic&amp;trid=2196771<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AllowanceForCreditLossesTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>31
<FILENAME>R16.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6831152976">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>REAL ESTATE OWNED<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Mar. 31, 2019</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RealEstateOwnedDisclosureOfDetailedComponentsAbstract', window );"><strong>Real Estate Owned, Disclosure of Detailed Components [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RealEstateOwnedTextBlock', window );">REAL ESTATE OWNED</a></td>
<td class="text"><div style="widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">
<table style="width: 100%; font-family: 'times new roman', times, serif; font-size: 10pt;"  class="dspflisttable" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="width: 18pt; vertical-align: top;">
<div style="text-align: left; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">7.</div>
</td>
<td style="width: auto; vertical-align: top;">
<div style="text-align: justify; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">REAL ESTATE OWNED</div>
</td>
</tr>
</table>
</div>
<div style="line-height: 7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The following table is a summary of the activity in REO for the years indicated (in thousands):</div>
<div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="10">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Year Ended March 31,</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2019</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2018</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2017</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Balance at beginning of year, net</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">298</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">298</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size:
 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">595</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Additions</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Dispositions</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(298</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(267</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Writedowns</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(30</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div
 style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Balance at end of year, net</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">298</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">298</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">At March 31, 2019, there was one single family property for which formal foreclosure proceedings were in process with a carrying amount of $106,000.</div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RealEstateOwnedDisclosureOfDetailedComponentsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RealEstateOwnedDisclosureOfDetailedComponentsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RealEstateOwnedTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for real estate owned (as defined). Generally, the largest component of real estate owned by lenders is assets taken in settlement of troubled loans through surrender or foreclosure. Real estate investments, real estate loans that qualify as investments in real estate, and premises that are no longer used in operations may also be included in real estate owned.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 360<br> -SubTopic 10<br> -Section 35<br> -Paragraph 43<br> -URI http://asc.fasb.org/extlink&amp;oid=29634951&amp;loc=d3e1739-110224<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 40<br> -Section 40<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=114775070&amp;loc=d3e18511-111553<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 45<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=82891408&amp;loc=d3e4437-111522<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(8))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 360<br> -SubTopic 10<br> -Section 35<br> -Paragraph 17<br> -URI http://asc.fasb.org/extlink&amp;oid=29634951&amp;loc=d3e1424-110224<br><br>Reference 6: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(10)(4))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 7: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 40<br> -Section 40<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=114775070&amp;loc=d3e18551-111553<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RealEstateOwnedTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>32
<FILENAME>R17.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6854951440">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>PREMISES AND EQUIPMENT<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Mar. 31, 2019</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentAbstract', window );"><strong>Property, Plant and Equipment [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock', window );">PREMISES AND EQUIPMENT</a></td>
<td class="text"><div style="widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">
<table style="width: 100%; font-family: 'times new roman', times, serif; font-size: 10pt;"  class="dspflisttable" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="width: 18pt; vertical-align: top;">
<div style="text-align: left; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">8.</div>
</td>
<td style="width: auto; vertical-align: top;">
<div style="text-align: justify; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">PREMISES AND EQUIPMENT</div>
</td>
</tr>
</table>
</div>
<div style="line-height: 7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: left; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">Premises and equipment consisted of the following at the dates indicated (in thousands):</div>
<div style="line-height: 1pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="6">
<div style="text-align: center; line-height: 9.7pt; text-indent: -1.35pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">March 31,</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2019</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2018</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: top;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1191px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Land</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4,531</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4,710</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1191px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Buildings and
 improvements</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">15,349</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">15,281</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1191px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Leasehold improvements</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,666</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,666</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1191px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Furniture and equipment</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10,694</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10,783</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1191px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Building under capitalized lease</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,956</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,956</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1191px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Construction in progress</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">733</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">720</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td
 style="background-color: #cceeff; width: 1191px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; text-indent: 27.9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">35,929</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">36,116</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="border-bottom: #000000 2px solid; background-color: #ffffff; width: 1191px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Less accumulated depreciation and amortization</div>
</td>
<td style="border-bottom: #000000 2px solid; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(20,471</div>
</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="border-bottom: #000000 2px solid; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(20,333</div>
</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="border-bottom: #000000 4px double; background-color: #cceeff; width: 1191px; vertical-align: bottom;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; text-indent: 27pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Premises and equipment, net</div>
</td>
<td style="border-bottom: #000000 4px double; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">15,458</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 4px double; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">15,783</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 2.3pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">Depreciation and amortization expense was $1.1 million, $1.2 million and $1.1 million for the years ended March 31, 2019, 2018 and 2017,
 respectively.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The Company has a capital lease for the shell of the building constructed as the Company's operations center which expires in November 2039. For each of the years ended March 31, 2019, 2018 and 2017, the Company recorded $77,000 in amortization expense related to this capital lease. At March 31, 2019 and 2018, accumulated amortization for the capital lease totaled $1.4 million and $1.3 million, respectively.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">In March 2010, the Company sold two of its branch locations. The Company maintains a substantial continuing involvement in the locations through various non-cancellable operating leases that contain certain renewal options. The resulting gain on sale of $2.1 million was deferred and is being amortized over the lives of the respective leases. At March 31, 2019, the remaining deferred gain was $697,000 and is included in accrued expenses and other liabilities in the accompanying 2019 consolidated balance sheets.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The Company is obligated under various noncancellable lease agreements for land and buildings that require future minimum rental payments, exclusive of taxes and other charges. The following is a schedule of future minimum lease payments under the Company's capital lease together with the present value of net minimum lease payments and the future minimum rental payments required under operating leases that have initial or noncancellable lease terms in excess of one year as of March 31, 2019 (in thousands):</div>
<div style="line-height: 6pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 80%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; width: 875px; vertical-align: bottom;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Year Ending March 31:</div>
</td>
<td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Operating Leases</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Capital Lease</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 875px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2020</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div
 style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 143px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,492</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 144px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">205</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 875px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2021</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 143px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">905</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 144px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">208</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 875px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2022</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 143px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">677</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 144px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">212</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 875px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2023</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 143px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">527</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 144px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">215</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 875px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2024</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 143px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">535</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 144px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">219</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 875px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt;
 font-family: 'times new roman', times, serif; font-size: 10pt;">Thereafter</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 143px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,453</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 144px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,622</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 875px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total minimum lease payments</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 143px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,589</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 144px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4,681</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 875px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Less amount representing interest</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 2px; background-color: #ffffff; width: 143px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 144px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(2,278</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 875px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Present value of net minimum lease payments</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 143px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 144px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,403</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 2.3pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;
 text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">Rent expense was $2.0 million, $2.1 million and $1.8 million for the years ended March 31, 2019, 2018 and 2017, respectively.</div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for long-lived, physical assets used in the normal conduct of business and not intended for resale. Includes, but is not limited to, accounting policies and methodology, roll forwards, depreciation, depletion and amortization expense, including composite depreciation, accumulated depreciation, depletion and amortization expense, useful lives and method used, income statement disclosures, assets held for sale and public utility disclosures.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 360<br> -URI http://asc.fasb.org/topic&amp;trid=2155823<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>33
<FILENAME>R18.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6855010160">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>GOODWILL<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Mar. 31, 2019</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract', window );"><strong>Goodwill and Intangible Assets Disclosure [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock', window );">GOODWILL</a></td>
<td class="text"><div style="widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">
<table style="width: 100%; font-family: 'times new roman', times, serif; font-size: 10pt;"  class="dspflisttable" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="width: 18pt; vertical-align: top;">
<div style="text-align: left; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">9.</div>
</td>
<td style="width: auto; vertical-align: top;">
<div style="text-align: left; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">GOODWILL</div>
</td>
</tr>
</table>
</div>
<div style="line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">Goodwill and certain other intangibles generally arise from business combinations accounted for under the purchase method of accounting. Goodwill and other intangibles deemed to have indefinite lives generated from business combinations are not subject to amortization and are instead tested for impairment not less than annually. The Company has two reporting units, the Bank and the Trust Company, for purposes of evaluating goodwill for impairment. All of the Company's goodwill has been allocated to the Bank reporting unit.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The Company performed an impairment assessment as of October 31, 2018 and determined that no impairment of goodwill exists. The goodwill impairment test involves a two-step process. The first step is a comparison of the reporting unit's fair value to its carrying value. If the reporting unit's fair value is less than its carrying value, the Company would be required to progress to the second step. In the second step, the Company calculates the implied fair value of goodwill and compares the implied fair value of goodwill to the carrying amount of goodwill in the Company's consolidated balance sheet. If the carrying amount of the goodwill is greater than the implied fair value of that goodwill, an impairment loss must be recognized in an amount equal to that excess. The implied fair value of goodwill is determined in the same manner as goodwill recognized in a business combination. The results of the Company's step one test indicated that the reporting unit's fair value was greater than its carrying value, and, therefore, a step two analysis was not required; however, no assurance can be given that the Company's goodwill will not be written down in future periods.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">An interim impairment test was not deemed necessary as of March 31, 2019 due to the amount by which the fair value of the reporting unit exceeded the carrying value as of the most recent valuation, and because the Company determined that, based on an analysis of events that have occurred and circumstances that have changed since the most recent valuation date, the likelihood that a current estimated fair value determination would be less than the current carrying amount of the reporting unit is remote.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt;
 font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The following table presents the changes in the carrying amount of goodwill for the years indicated (in thousands):</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 80%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; width: 732px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="11">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Year Ended March 31,</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; width: 732px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="3">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2019</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="3">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2018</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="3">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2017</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 732px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Net carrying value at beginning of period</div>
</td>
<td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 131px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">27,076</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 131px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">27,076</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 132px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">25,572</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr style="height: 12px;">
<td style="padding-bottom: 2px; background-color: #ffffff; width: 732px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">MBank Transaction (see Note 3)</div>
</td>
<td style="border-bottom: #000000 2px solid; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 131px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 2px solid; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 131px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;"
 valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 2px solid; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 132px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,504</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 732px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Net carrying value at the end of period</div>
</td>
<td style="border-bottom: #000000 4px double; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 131px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">27,076</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 4px double; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 131px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">27,076</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 4px double; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 132px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">27,076</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for goodwill and intangible assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -URI http://asc.fasb.org/topic&amp;trid=2144416<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>34
<FILENAME>R19.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6681199872">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>DEPOSITS<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Mar. 31, 2019</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepositsAbstract', window );"><strong>Deposits [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepositLiabilitiesDisclosuresTextBlock', window );">DEPOSITS</a></td>
<td class="text"><div style="widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">
<table style="width: 100%; font-family: 'times new roman', times, serif; font-size: 10pt;"  class="dspflisttable" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="width: 18pt; vertical-align: top;">
<div style="text-align: left; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">10.</div>
</td>
<td style="width: auto; vertical-align: top;">
<div style="text-align: left; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">DEPOSITS</div>
</td>
</tr>
</table>
</div>
<div style="line-height: 7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">Deposit accounts consisted of the following at the dates indicated (in thousands):</div>
<div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 80%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; width: 819px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"><u>Account Type</u></div>
</td>
<td style="padding-bottom: 2px; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">March 31,</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2019</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">March 31,</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2018</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 819px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Non-interest-bearing</div>
</td>
<td style="background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 164px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">284,854</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 166px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">278,966</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 819px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Interest-bearing checking</div>
</td>
<td style="background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 164px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">183,388</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom"
 nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 166px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">192,989</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 819px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Money market</div>
</td>
<td style="background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 164px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">233,317</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 166px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">265,661</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 819px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Savings accounts</div>
</td>
<td style="background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 164px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">137,503</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 166px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">134,931</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 819px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Certificates of deposit</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 164px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">86,006</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 166px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">123,144</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 819px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 13.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total</div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 164px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">925,068</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 166px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">995,691</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 18px;
 vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: left; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">Individual certificates of deposit in amounts of $250,000 or more totaled $10.5 million and $10.8 million at March 31, 2019 and 2018, respectively.</div>
<div style="text-align: left; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: left; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">Scheduled maturities of certificates of deposit for future years ending March 31 are as follows (in thousands):</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 60%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="width: 743px; vertical-align: bottom;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Year Ending March 31:</div>
</td>
<td style="width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 743px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2020</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 148px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">59,487</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 743px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2021</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 148px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">14,072</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 743px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2022</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 148px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,201</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 743px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2023</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 148px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size:
 10pt;">1,552</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 743px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2024</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 148px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,157</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 743px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Thereafter</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 148px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,537</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 743px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; text-indent: -9pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;">Total</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 148px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">86,006</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">Interest expense by deposit type was as follows for the years indicated (in thousands):</div>
<div style="line-height: 6pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; width: 785px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="10">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Year Ended March 31,</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; width: 785px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2019</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2018</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size:
 10pt; font-weight: bold;">2017</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 785px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Interest-bearing checking</div>
</td>
<td style="background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 156px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">101</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 157px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">100</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 158px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">98</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 785px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Money market</div>
</td>
<td style="background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 156px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">302</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 157px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">335</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 158px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">309</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 785px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Savings accounts</div>
</td>
<td style="background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 156px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">145</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 157px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">133</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 158px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">110</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 785px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Certificates of deposit</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color:
 #ffffff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 156px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">448</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 157px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">640</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 158px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">634</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 785px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 156px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">996</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 157px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,208</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 158px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,151</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepositLiabilitiesDisclosuresTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for deposit liabilities including data and tables. It may include a description of the entity's deposit liabilities, the aggregate amount of time deposits (including certificates of deposit) in denominations of $100,000 or more at the balance sheet date; the aggregate amount of any demand deposits that have been reclassified as loan balances, such as overdrafts, at the balance sheet date; deposits that are received on terms other than those in the normal course of business, the amount of accrued interest on deposit liabilities; securities, mortgage loans or other financial instruments that serve as collateral for deposits; for time deposits having a remaining term of more than one year, the aggregate amount of maturities for each of the five years following the balance sheet date; and the weighted average interest rate for all deposit liabilities held by the entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 405<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=50488274&amp;loc=d3e64164-112818<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.12)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DepositLiabilitiesDisclosuresTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepositsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DepositsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>35
<FILENAME>R20.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6855010160">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>FEDERAL HOME LOAN BANK ADVANCES<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Mar. 31, 2019</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBanksAbstract', window );"><strong>Federal Home Loan Banks [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesDisclosureTextBlock', window );">FEDERAL HOME LOAN BANK ADVANCES</a></td>
<td class="text"><div style="widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">
<table style="width: 100%; font-family: 'times new roman', times, serif; font-size: 10pt;"  class="dspflisttable" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="width: 18pt; vertical-align: top;">
<div style="text-align: left; line-height: 10.85pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; font-weight: bold;">11.</div>
</td>
<td style="width: auto; vertical-align: top;">
<div style="text-align: left; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">FEDERAL HOME LOAN BANK ADVANCES</div>
</td>
</tr>
</table>
</div>
<div style="line-height: 4.55pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: left; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0.7pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 22.4pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">FHLB advances &#8211; which consist of overnight borrowings &#8211; are summarized as follows (dollars in thousands):</div>
<div style="line-height: 4.55pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="line-height: 3.4pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 96%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; width: 974px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">March 31, 2019</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; width: 21px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">March 31, 2018</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 21px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 974px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">FHLB advances</div>
</td>
<td style="background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 195px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">56,586</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 21px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 21px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 196px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 21px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 974px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Weighted average interest rate on FHLB advances&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup></div>
</td>
<td style="background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 195px; vertical-align:
 bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2.58</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">%</div>
</td>
<td style="background-color: #ffffff; width: 21px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 21px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 196px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1.60</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 21px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">%</div>
</td>
</tr>
<tr>
<td style="text-align: left; background-color: #cceeff; vertical-align: top;" colspan="8">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"><sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup><sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">&#160;</sup>Computed based on the borrowing activity for the years ending March 31, 2019 and 2018, respectively.</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 21px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The Bank has a credit line with the FHLB equal to 45% of total assets, limited by available collateral. At March 31, 2019, based on collateral values, the Bank had additional borrowing capacity of $186.8 million from the FHLB.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">FHLB advances are collateralized with the FHLB by certain investment and mortgage-backed securities, FHLB stock owned by the Bank, deposits with the FHLB, and certain mortgages on deeds of trust securing such properties as provided in the agreements with the FHLB. At March 31, 2019, loans carried at $402.7 million were pledged as collateral to the FHLB.</div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankAdvancesDisclosureTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for borrowing from the Federal Home Loan Bank, including: (i) general description; (ii) title and nature of obligation; (iii) interest rate; (iv) payment terms; (v) maturity dates by year; (vi) collateral requirements; (vii) restrictive covenants; (viii) priority; (ix) conversion or redemption features; (x) carrying value of assets pledged as collateral; (xi) combined aggregate maturities for next five years; (xii) unused or available balances.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.13(a))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 470<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=75038535&amp;loc=d3e64711-112823<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 470<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6802200&amp;loc=d3e1835-112601<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 470<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6479118&amp;loc=d3e64650-112822<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FederalHomeLoanBankAdvancesDisclosureTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBanksAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FederalHomeLoanBanksAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>36
<FILENAME>R21.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6681199872">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>JUNIOR SUBORDINATED DEBENTURES<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Mar. 31, 2019</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_JuniorSubordinatedDebenturesAbstract', window );"><strong>Junior Subordinated Debentures [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_JuniorSubordinatedDebentureDisclosureTextBlock', window );">JUNIOR SUBORDINATED DEBENTURES</a></td>
<td class="text"><div style="widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">
<table style="width: 100%; font-family: 'times new roman', times, serif; font-size: 10pt;" id="z026da2042cd24370bdba6cd53d5ae056" class="dspflisttable" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="width: 18pt; vertical-align: top;">
<div style="text-align: left; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">12.</div>
</td>
<td style="width: auto; vertical-align: top;">
<div style="text-align: justify; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">JUNIOR SUBORDINATED DEBENTURES</div>
</td>
</tr>
</table>
</div>
<div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The Company has wholly-owned subsidiary grantor trusts that were established for the purpose of issuing trust preferred securities and common securities. The trust preferred securities accrue and pay distributions periodically at specified annual rates as provided in each trust agreement. The trusts used the net proceeds from each of the offerings to purchase a like amount of junior subordinated debentures (the "Debentures") of the Company. The Debentures are the sole assets of the trusts. The Company's obligations under the Debentures and related documents, taken together, constitute a full and unconditional guarantee by the Company of the obligations of the trusts. The trust preferred securities are mandatorily redeemable upon maturity of the Debentures or upon earlier redemption as provided in the indentures. The Company has the right to redeem the Debentures in whole or in part on or after specific dates, at a redemption price specified in the indentures governing the Debentures plus any accrued but unpaid interest to the redemption date. The Company also has the right to defer the payment of interest on each of the Debentures for a period not to exceed 20 consecutive quarters, provided that the deferral period does not extend beyond the stated maturity. During such deferral period, distributions on the corresponding trust preferred securities will also be deferred and the Company may not pay cash dividends to the holders of shares of the Company's common stock.</div>
<div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; margin-bottom: 6pt; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The Debentures issued by the Company to the grantor trusts, totaling $26.6 million and $26.5 million at March 31, 2019 and 2018, respectively, are reported as "junior subordinated debentures" in the consolidated balance sheets. The common securities issued by the grantor trusts were purchased by the Company, and the Company's investment in the common securities of $836,000 at both March 31, 2019 and 2018, is included in prepaid expenses and other assets in the consolidated balance sheets. The Company records interest expense on the Debentures in the consolidated statements of income.</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; margin-bottom: 6pt; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The following table is a summary of the terms and the amounts outstanding of the Debentures at March 31, 2019 (dollars in thousands):</div>
<table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" id="zd48572d7034a4814a998f5f3eb37cf07" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="border-bottom: #000000 2px solid; width: 404px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Issuance Trust</div>
</td>
<td style="padding-bottom: 2px; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Issuance</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Date</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; width: 11px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Amount</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Outstanding</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 2px solid; width: 121px; vertical-align: bottom;" valign="bottom">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold; margin-right: 0.5pt;">Rate Type</div>
</td>
<td style="padding-bottom: 2px; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Initial</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Rate</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Current</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Rate</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Maturity</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Date</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr style="height: 16px;">
<td style="width: 404px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 11px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 121px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 404px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Riverview Bancorp Statutory Trust I</div>
</td>
<td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: center; background-color: #cceeff; width: 121px; vertical-align: bottom;">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">12/2005</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 11px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 121px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7,217</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 121px; vertical-align: bottom;" valign="bottom">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Variable&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup></div>
</td>
<td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 121px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5.88</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">%</div>
</td>
<td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 121px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3.97</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">%</div>
</td>
<td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 121px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3/2036</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 404px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Riverview Bancorp Statutory Trust II</div>
</td>
<td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: center; background-color: #ffffff; width: 121px; vertical-align: bottom;">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">06/2007</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 11px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 121px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">15,464</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 121px; vertical-align: bottom;" valign="bottom">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Variable&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(2)</sup></div>
</td>
<td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 121px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7.03</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">%</div>
</td>
<td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 121px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3.96</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">%</div>
</td>
<td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 121px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">9/2037</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 404px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Merchants Bancorp Statutory Trust I&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(4)</sup></div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: center; padding-bottom: 2px; background-color: #cceeff; width: 121px; vertical-align: bottom;">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">06/2003</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 11px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 121px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,155</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 121px; vertical-align: bottom;" valign="bottom">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Variable&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(3)</sup></div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 2px; background-color: #cceeff; width: 121px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4.16</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">%</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 2px; background-color: #cceeff; width: 121px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5.71</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">%</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 2px; background-color: #cceeff; width: 121px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">6/2033</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 404px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 121px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 11px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 121px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">27,836</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 121px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 121px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 121px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 121px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr style="height: 14px;">
<td style="padding-bottom: 2px; background-color: #cceeff; width: 404px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Fair value adjustment&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(4)</sup></div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 2px; background-color: #cceeff; width: 121px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 11px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 121px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,261</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 121px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 2px; background-color: #cceeff; width: 121px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 2px; background-color: #cceeff; width: 121px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 2px; background-color: #cceeff; width: 121px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 404px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 22.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total Debentures</div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 4px; background-color: #ffffff; width: 121px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 11px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 121px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">26,575</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 121px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 4px; background-color: #ffffff; width: 121px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 4px; background-color: #ffffff; width: 121px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 4px; background-color: #ffffff; width: 121px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" id="z63c6d3f65cdb4b68ba7167dba23b37b3" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="text-align: left; background-color: #ffffff; vertical-align: top;">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"><sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)&#160;</sup><font style="font-family: 'times new roman', times, serif; font-size: 10pt;">The trust preferred securities reprice quarterly based on the three-month LIBOR plus 1.36%.</font></div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="text-align: left; background-color: #ffffff; vertical-align: top;">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"><sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(2)</sup><font style="font-family: 'times new roman', times, serif; font-size: 10pt;">&#160;</font>The trust preferred securities reprice quarterly based on the three-month LIBOR plus 1.35%.</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="text-align: left; vertical-align: top;">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"><sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(3)&#160;</sup><font style="font-family: 'times new roman', times, serif; font-size: 10pt;">The trust preferred securities reprice quarterly based on the three-month LIBOR plus 3.10%.</font></div>
</td>
<td style="text-align: left; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr style="height: 12px;">
<td style="text-align: left; vertical-align: top;">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"><sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(4)&#160;</sup>Amount, net of accretion, attributable to the MBank transaction. See Note 3.</div>
</td>
</tr>
</table><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_JuniorSubordinatedDebentureDisclosureTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for borrowings under subordinated debt agreements that qualify as available in computing net capital under SEC's uniform net capital rule, including restrictive covenants, collateral, interest rates and due dates, amounts due by date and amount owed in total.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_JuniorSubordinatedDebentureDisclosureTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_JuniorSubordinatedDebenturesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_JuniorSubordinatedDebenturesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>37
<FILENAME>R22.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6830959280">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>INCOME TAXES<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Mar. 31, 2019</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxDisclosureAbstract', window );"><strong>Income Tax Disclosure [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxDisclosureTextBlock', window );">INCOME TAXES</a></td>
<td class="text"><div style="widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">
<table style="width: 100%; font-family: 'times new roman', times, serif; font-size: 10pt;"  class="dspflisttable" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="width: 18pt; vertical-align: top;">
<div style="text-align: left; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">13.</div>
</td>
<td style="width: auto; vertical-align: top;">
<div style="text-align: justify; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">INCOME TAXES</div>
</td>
</tr>
</table>
</div>
<div style="line-height: 4.55pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">Provision for income taxes consisted of the following for the periods indicated (in thousands):</div>
<div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 80%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; width: 699px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="10">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Year Ended March 31&#160;</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="text-align: center; padding-bottom: 2px; width: 699px; vertical-align: bottom;">&#160;</td>
<td style="text-align: center; padding-bottom: 2px; vertical-align: bottom;">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">&#160;</div>
</td>
<td style="border-bottom: #000000 2px solid; text-align: center; vertical-align: bottom;" colspan="2">&#160;<font style="font-weight: bold;">2019</font>&#160;</td>
<td style="text-align: center; padding-bottom: 2px; width: 15px; vertical-align: bottom;" nowrap="nowrap">&#160;</td>
<td style="text-align: center; padding-bottom: 2px; vertical-align: bottom;">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">&#160;</div>
</td>
<td style="border-bottom: #000000 2px solid; text-align: center; vertical-align: bottom; font-weight: bold;" colspan="2">2018</td>
<td style="text-align: center; padding-bottom: 2px; width: 15px; vertical-align: bottom;" nowrap="nowrap">&#160;</td>
<td style="text-align: center; padding-bottom: 2px; vertical-align: bottom;">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">&#160;</div>
</td>
<td style="border-bottom: #000000 2px solid; text-align: center; vertical-align: bottom;" colspan="2">&#160;<font style="font-weight: bold;">2017</font>&#160;</td>
<td style="text-align: center; padding-bottom: 2px; width: 16px; vertical-align: bottom;" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 699px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Current</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 139px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,157</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 139px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4,087</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align:
 bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 140px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">284</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 699px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Deferred</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 139px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(11</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 139px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,668</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 140px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,103</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 699px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 139px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,146</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 139px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7,755</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 140px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,387</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The tax effects of temporary differences that give rise to significant portions of deferred tax assets and deferred tax liabilities are as follows at the dates indicated (in thousands):</div>
<div style="line-height: 4.55pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal;
 orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; width: 954px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">March 31, 2019</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">March 31, 2018</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="width: 954px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Deferred tax assets:</div>
</td>
<td style="width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 954px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Deferred compensation</div>
</td>
<td style="background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 171px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">45</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 171px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">77</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 954px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Allowance for loan losses</div>
</td>
<td style="background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 171px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,862</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 171px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,643</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr style="height: 16px;">
<td style="background-color: #cceeff; width: 954px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Accrued expenses</div>
</td>
<td style="background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 171px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">131</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 171px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">127</div>
</td>
<td style="text-align: left;
 background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 954px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Accumulated depreciation and amortization</div>
</td>
<td style="background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 171px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">797</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 171px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">753</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 954px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Deferred gain on sale</div>
</td>
<td style="background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 171px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">167</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 171px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">201</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 954px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Purchase accounting</div>
</td>
<td style="background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 171px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">141</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 171px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">150</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 954px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Net unrealized loss on investment securities available for sale</div>
</td>
<td style="background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 171px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">829</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 171px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,458</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 954px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Other</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 171px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">242</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 19px;
 vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 171px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">236</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 954px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 18pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total deferred tax assets</div>
</td>
<td style="background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 171px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,214</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 171px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,645</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><br style="line-height: 5.7pt;" />&#160;</div>
<table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="background-color: #cceeff; width: 954px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Deferred tax liabilities:</div>
</td>
<td style="background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 954px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">FHLB stock dividend</div>
</td>
<td style="background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 171px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(97</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 171px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(95</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 954px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Prepaid expenses</div>
</td>
<td style="background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 171px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(148</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 171px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif;
 font-size: 10pt;">(109</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 954px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Loan fees/costs</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 171px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(774</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 171px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(628</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 954px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 18pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total deferred tax liabilities</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 171px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,019</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 171px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(832</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 954px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Deferred tax assets, net</div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 171px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4,195</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 171px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4,813</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">A reconciliation of the Company's effective income tax rate with the federal
 statutory tax rate is as follows for the years indicated:</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; border-collapse: collapse; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="width: 844px; vertical-align: top;">&#160;</td>
<td style="width: 15px; vertical-align: bottom;">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" colspan="8">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Year Ended March 31,</div>
</td>
</tr>
<tr>
<td style="width: 844px; vertical-align: top;">&#160;</td>
<td style="width: 15px; vertical-align: bottom;">&#160;</td>
<td style="border-bottom: #000000 2px solid; width: 155px; vertical-align: bottom; border-top: #000000 2px solid;">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2019</div>
</td>
<td style="width: 15px; vertical-align: bottom; border-top: #000000 2px solid;">&#160;</td>
<td style="width: 15px; vertical-align: bottom; border-top: #000000 2px solid;">&#160;</td>
<td style="width: 160px; vertical-align: bottom; border-top: #000000 2px solid;">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2018</div>
</td>
<td style="width: 15px; vertical-align: bottom; border-top: #000000 2px solid;">&#160;</td>
<td style="width: 17px; vertical-align: bottom; border-top: #000000 2px solid;">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom; border-top: #000000 2px solid;" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2017</div>
</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 844px; vertical-align: top;">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Statutory federal income tax rate</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #cceeff; width: 155px; vertical-align: bottom; border-top: #000000 2px solid;">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">21.0</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">%</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #cceeff; width: 160px; vertical-align: bottom; border-top: #000000 2px solid;">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">30.8</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">%</div>
</td>
<td style="background-color: #cceeff; width: 17px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #cceeff; width: 158px; vertical-align: bottom; border-top: #000000 2px solid;">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">34.0</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">%</div>
</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 844px; vertical-align: top;">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">State and local income tax rate</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #ffffff; width: 155px; vertical-align: bottom;">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3.0</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #ffffff; width: 160px; vertical-align: bottom;">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2.5</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #ffffff; width: 17px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #ffffff; width: 158px; vertical-align: bottom;">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1.5</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 844px; vertical-align: top;">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Revaluation of net deferred tax assets due to Tax Act</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #cceeff; width: 155px; vertical-align: bottom;">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #cceeff; width: 160px; vertical-align: bottom;">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">11.4</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #cceeff; width:
 17px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #cceeff; width: 158px; vertical-align: bottom;">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 844px; vertical-align: top;">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">ESOP market value adjustment</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #ffffff; width: 155px; vertical-align: bottom;">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(0.1)</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #ffffff; width: 160px; vertical-align: bottom;">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #ffffff; width: 17px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #ffffff; width: 158px; vertical-align: bottom;">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(0.1</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 844px; vertical-align: top;">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">BOLI</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #cceeff; width: 155px; vertical-align: bottom;">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(0.8)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #cceeff; width: 160px; vertical-align: bottom;">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1.5</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 17px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #cceeff; width: 158px; vertical-align: bottom;">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(3.8</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 844px; vertical-align: top;">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Other, net</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;">&#160;</td>
<td style="border-bottom: #000000 2px solid; background-color: #ffffff; width: 155px; vertical-align: bottom;">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(0.1)</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;">&#160;</td>
<td style="border-bottom: #000000 2px solid; background-color: #ffffff; width: 160px; vertical-align: bottom;">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(0.1</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 17px; vertical-align: bottom;">&#160;</td>
<td style="border-bottom: #000000 2px solid; background-color: #ffffff; width: 158px; vertical-align: bottom;">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(0.2</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 844px; vertical-align: top;">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Effective federal income tax rate</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;">&#160;</td>
<td style="border-bottom: #000000 4px double; background-color: #cceeff; width: 155px; vertical-align: bottom; border-top: #000000 2px solid;">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">23.0</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">%</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;">&#160;</td>
<td style="border-bottom: #000000 4px double; background-color: #cceeff; width: 160px; vertical-align: bottom; border-top: #000000 2px solid;">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">43.1</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">%</div>
</td>
<td style="background-color: #cceeff; width: 17px; vertical-align: bottom;">&#160;</td>
<td style="border-bottom: #000000 4px double; background-color: #cceeff; width: 158px; vertical-align: bottom; border-top: #000000 2px solid;">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">31.4</div>
</td>
<td style="background-color: #cceeff; width: 16px;
 vertical-align: bottom;">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">%</div>
</td>
</tr>
</table>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">On December 22, 2017, the federal government enacted the Tax Act. The Tax Act made significant changes to the U.S. tax law including, among other things: a reduction in the federal corporate income tax rate from a maximum of 35.0% to 21.0%</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">effective January 1, 2018; changes to the tax treatment of net operating loss carryforwards and carrybacks; and a repeal of the corporate alternative minimum tax. The Tax Act reduced the Company's federal corporate income tax rate from 34.0% to a blended federal corporate income tax rate of 30.8% for the fiscal year ended March 31, 2018. As a result of using a blended tax rate, the Company recognized a $422,000 benefit for income taxes during the quarter ended December 31, 2017. Also as a result of the Tax Act, the reduction of the corporate tax rate required the Company to remeasure its deferred tax assets and liabilities based upon the lower federal tax rate. Accordingly, during the year ended March 31, 2018, the Company recorded a one-time $2.1 million charge to the provision for income taxes in conjunction with remeasuring its net deferred tax asset to account for the future impact of the decrease in the federal corporate income tax rate. In addition, the Company has made an adjustment between retained earnings and AOCI related to the stranded tax effects due to the change in the federal corporate tax rate applied to the net unrealized losses on available for sale investment securities (see discussion of ASU 2018-02 in Note 1).&#160; Beginning in fiscal year 2019, the Company utilized a federal corporate income tax rate of 21.0%.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The Bank's retained earnings at both March 31, 2019 and 2018 include a base year allowance for loan losses, which amounted to $2.2 million, for which no federal income tax liability has been recognized. The related unrecognized deferred tax liability at both March 31, 2019 and 2018 was $517,000. This represents the balance of the allowance for loan losses created for tax purposes as of December 31, 1987. These amounts are subject to recapture in the unlikely event that the Company's banking subsidiaries (1) make distributions in excess of current and accumulated earnings and profits, as calculated for federal tax purposes, (2) redeem their stock, or (3) liquidate. Management does not expect this temporary difference to reverse in the foreseeable future.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">At March 31, 2019 and 2018, the Company had no unrecognized tax benefits or uncertain tax positions. In addition, the Company had no accrued interest or penalties related to income tax matters as of March 31, 2019 or 2018. It is the Company's policy to recognize potential accrued interest and penalties related to income tax matters as a component of provision for income taxes. The Company is subject to U.S. federal and State of Oregon income taxes. The years 2016 to 2019 remain open to examination for
 federal income taxes, and the years 2015 to 2019 remain open to State of Oregon examination.</div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxDisclosureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxDisclosureTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for income taxes. Disclosures may include net deferred tax liability or asset recognized in an enterprise's statement of financial position, net change during the year in the total valuation allowance, approximate tax effect of each type of temporary difference and carryforward that gives rise to a significant portion of deferred tax liabilities and deferred tax assets, utilization of a tax carryback, and tax uncertainties information.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -URI http://asc.fasb.org/topic&amp;trid=2144680<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxDisclosureTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>38
<FILENAME>R23.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6855074560">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>EMPLOYEE BENEFIT PLANS<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Mar. 31, 2019</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract', window );"><strong>Disclosure of Compensation Related Costs, Share-based Payments [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CompensationAndEmployeeBenefitPlansTextBlock', window );">EMPLOYEE BENEFIT PLANS</a></td>
<td class="text"><div style="widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">
<table style="width: 100%; font-family: 'times new roman', times, serif; font-size: 10pt;"  class="dspflisttable" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="width: 18pt; vertical-align: top;">
<div style="text-align: left; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">14.</div>
</td>
<td style="width: auto; vertical-align: top;">
<div style="text-align: justify; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">EMPLOYEE BENEFIT PLANS</div>
</td>
</tr>
</table>
</div>
<div style="line-height: 7.5pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Retirement Plan</font>&#160;- The Riverview Bancorp, Inc. Employees' Savings and Profit Sharing Plan (the "Plan") is a defined contribution profit-sharing plan incorporating the provisions of Section 401(k) of the Internal Revenue Code. Company expenses related to the Plan for the years ended March 31, 2019, 2018 and 2017 were $527,000, $547,000 and $489,000, respectively.</div>
<div style="line-height: 7.5pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Directors' and Executive Officers' Deferred Compensation Plan</font>&#160;("Deferred Compensation Plan") &#8211; The Deferred Compensation Plan is a nonqualified deferred compensation plan. Directors may elect to defer their monthly directors' fees until retirement with no income tax payable by the director until retirement benefits are received. The Chairman, President, and Executive and Senior Vice Presidents of the Company may also defer salary into the Deferred Compensation Plan. The Company accrues annual interest on the unfunded liability under the Deferred Compensation Plan based upon a formula relating to gross revenues, which was 4.28%, 3.99% and 3.68% for the years ended March 31, 2019, 2018 and 2017, respectively. The estimated liability under the Deferred Compensation Plan is accrued as earned by the participants. At March 31, 2019 and 2018, the Company's aggregate liability under the Deferred Compensation Plan was $186,000 and $330,000, respectively, which is recorded in accrued expenses and other liabilities in the accompanying consolidated balance sheets.</div>
<div style="line-height: 7.5pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Stock Option Plans</font>&#160;<font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt;">-</font>&#160;In July 1998, shareholders of the Company approved the adoption of the 1998 Stock Option Plan ("1998 Plan"). The 1998 Plan was effective in October 1998 and expired in October 2008. In addition, in July 2003, shareholders of the Company approved the adoption of the 2003 Stock Option Plan ("2003 Plan"). The 2003 Plan was effective in July 2003 and expired in July 2013. Accordingly, no further option awards may be granted under the 1998 Plan or the 2003 Plan; however, any awards granted prior to their respective expiration dates remain outstanding subject to their terms. Each option granted under the 1998 Plan or the 2003 Plan has an exercise price equal to the fair market value of the Company's common stock on the date of the grant, a maximum term of ten years and a vesting period from zero to five years.</div>
<div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal;
 orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">In July 2017, the shareholders of the Company approved the Riverview Bancorp, Inc. 2017 Equity Incentive Plan ("2017 Plan"). The 2017 Plan provides for the grant of incentive stock options, non-qualified stock options, restricted stock and restricted stock units. The Company has reserved 1,800,000 shares of its common stock for issuance under the 2017 Plan,</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">none of which have been awarded. The 1998 Plan, the 2003 Plan and the 2017 Plan are collectively referred to as "the Stock Option Plans".</div>
<div style="line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The fair value of each stock option granted is estimated on the date of grant using the Black-Scholes stock option valuation model. The fair value of all awards is amortized on a straight-line basis over the requisite service periods, which are generally the vesting periods. The expected life of options granted represents the period of time that they are expected to be outstanding. The expected life is determined based on historical experience with similar options, giving consideration to the contractual terms and vesting schedules. Expected volatility is estimated at the date of grant based on the historical volatility of the Company's common stock. Expected dividends are based on dividend trends and the market value of the Company's common stock at the time of grant. The risk-free interest rate for periods within the contractual life of the options is based on the U.S. Treasury yield curve in effect at the time of the grant. There were no stock options granted during the years ended March 31, 2019, 2018 and 2017 under the Stock Option Plans.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">As of March 31, 2019, all outstanding stock options were fully vested and there was no remaining unrecognized compensation expense under the Stock Option Plans. There was no stock-based compensation expense related to stock options for the years ended March 31, 2019, 2018 and 2017 under the Stock Option Plans.</div>
<div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The following table presents the activity related to stock options under the Stock Option Plans for the years indicated:</div>
<div style="line-height: 6pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000;
 font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="22">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Year Ended March 31,</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="6">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2019</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2018</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2017</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Number of</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Shares</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Weighted</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Average</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Exercise</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Price</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Number of</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Shares</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Weighted</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Average</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Exercise</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Price</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Number of</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Shares</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Weighted</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Average</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight:
 bold;">Exercise</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Price</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Balance, beginning of year</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">141,365</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3.77</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">220,654</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4.74</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">223,654</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4.73</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 13.5pt; font-size: 10pt;">Options exercised</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(37,533</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4.84</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(59,289</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div
 style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4.13</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(3,000</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3.84</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; text-indent: 13.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Options expired</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(2,500</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 2px; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8.12</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(20,000</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 2px; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">13.42</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 2px; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Balance, end of year</div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">101,332</div>
</td>
<td style="text-align: left;
 padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; padding-bottom: 4px; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3.26</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">141,365</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; padding-bottom: 4px; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3.77</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">220,654</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; padding-bottom: 4px; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4.74</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 7.5pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">Additional information regarding stock options outstanding as of March 31, 2019 is as follows:</div>
<div style="text-align: justify; line-height: 6pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 101.5pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">`</div>
<table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Options Outstanding</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6">
<div
 style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Options Exercisable</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Weighted Avg</div>
</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Weighted</div>
</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Weighted</div>
</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Remaining</div>
</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Average</div>
</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Average</div>
</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Range of</div>
</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Contractual</div>
</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Exercise</div>
</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Exercise</div>
</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Exercise Price</div>
</td>
<td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Life (years)</div>
</td>
<td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height:
 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Number</div>
</td>
<td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Price</div>
</td>
<td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Number</div>
</td>
<td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Price</div>
</td>
<td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 178px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1.00 - $3.00</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 179px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3.88</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 180px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">51,332</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 180px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2.70</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 180px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">51,332</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 180px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2.70</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt;
 font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; padding-bottom: 4px; background-color: #ffffff; width: 178px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3.01 - $5.00</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 4px; background-color: #ffffff; width: 179px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.48</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; padding-bottom: 2px; background-color: #ffffff; width: 180px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">50,000</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 4px; background-color: #ffffff; width: 180px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3.84</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 180px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">50,000</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 4px; background-color: #ffffff; width: 180px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3.84</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 178px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 179px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2.20</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 180px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">101,332</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 180px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3.26</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 180px; vertical-align: bottom;"
 valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">101,332</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 180px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3.26</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The following table presents information on stock options outstanding as of March 31, 2019 and 2018, less estimated forfeitures:</div>
<div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 80%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; width: 875px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">March 31, 2019</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">March 31, 2018</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="width: 875px; vertical-align: bottom;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; text-indent: 0.45pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Stock options fully vested and expected to vest:</div>
</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="width: 875px; vertical-align: bottom;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 13.5pt; font-size: 10pt;">Number</div>
</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 143px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">101,332</div>
</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 144px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">141,365</div>
</td>
<td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 875px; vertical-align: bottom;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; text-indent: 13.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Weighted average exercise price</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 143px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size:
 10pt;">3.26</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 144px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3.77</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 875px; vertical-align: bottom;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; text-indent: 13.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Aggregate intrinsic value&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup></div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 143px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">410,000</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 144px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">788,000</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 875px; vertical-align: bottom;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; text-indent: 13.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Weighted average contractual term of options (years)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 143px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2.20</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 144px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2.78</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 875px; vertical-align: bottom;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Stock options fully vested and currently exercisable:</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 143px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 144px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 875px; vertical-align: bottom;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; text-indent: 13.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Number</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 143px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">101,332</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 144px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">141,365</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 875px; vertical-align: bottom;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; text-indent: 13.5pt; font-family:
 'times new roman', times, serif; font-size: 10pt;">Weighted average exercise price</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 143px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3.26</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 144px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3.77</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 875px; vertical-align: bottom;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; text-indent: 13.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Aggregate intrinsic value&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup></div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 143px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">410,000</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 144px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">788,000</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 875px; vertical-align: bottom;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; text-indent: 13.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Weighted average contractual term of options (years)</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 143px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2.20</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 144px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2.78</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 875px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 143px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 144px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="8">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"><sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup><font style="font-family: 'times new roman', times, serif; font-size: 10pt;">&#160;</font><font style="font-family: 'times new roman', times, serif; font-size: 10pt;">The aggregate intrinsic value of a stock option in the table above represents the total pre-tax intrinsic value (the amount by which the current market value of the underlying stock exceeds the exercise price) that would have been received by the option holders had all option holders exercised. This amount changes based on changes in the market value of the Company's stock.</font></div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif;
 white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The total intrinsic value of stock options exercised was $153,000, $257,000 and $5,000 for the years ended March 31, 2019, 2018 and 2017, respectively.</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Employee Stock Ownership Plan</font>&#160;<font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt;">-&#160;</font>The Company sponsors an ESOP that covers all employees with at least one year and 1,000 hours of service who are over the age of 21. Shares were released and allocated to participant accounts on or about December 31 of each year through December 2017, at which point all available shares had been released and allocated. ESOP compensation expense included in salaries and employee benefits was $148,000 and $143,000 for the years ended March 31, 2018 and 2017, respectively.</div>
<div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">ESOP share activity is summarized in the following table:</div>
<div style="line-height: 4.55pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 96%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; width: 726px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; text-indent: 0.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Estimated Fair</div>
<div style="text-align: center; line-height: 9.7pt; text-indent: 0.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Value of</div>
<div style="text-align: center; line-height: 9.7pt; text-indent: 0.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Unreleased</div>
<div style="text-align: center; line-height: 9.7pt; text-indent: 0.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Shares</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Unreleased</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">ESOP</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Shares</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; text-indent: 0.9pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Allocated</div>
<div style="text-align: center; line-height: 9.7pt; font-family:
 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">and Released</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Shares</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Total</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="width: 726px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 726px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold; margin-right: 7.2pt;">Balance, March 31, 2016</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 144px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">207,000</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 145px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">49,266</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 145px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">913,318</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 147px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">962,584</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 726px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; margin-right: 7.2pt;">Allocation December 31, 2016</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 2px; background-color: #ffffff; width: 144px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 145px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(24,633</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 145px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">24,633</div>
</td>
<td
 style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 147px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 726px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold; margin-right: 7.2pt;">Balance, March 31, 2017</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 144px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">176,000</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 145px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">24,633</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 145px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">937,951</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 147px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">962,584</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 726px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; margin-right: 7.2pt;">Allocation December 31, 2017</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 2px; background-color: #ffffff; width: 144px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 145px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(24,633</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 145px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">24,633</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 147px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 726px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold; margin-right: 7.2pt;">Balance, March 31,
 2018</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 144px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 145px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 145px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">962,584</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 147px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">962,584</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">For the fiscal year ended March 31, 2019, the Bank purchased 25,000 shares of common stock on the open market and contributed such shares to the ESOP as a discretionary employer contribution. The Company recorded employee benefits expense of $197,000 for this contribution which represented the fair value of the related common stock. Shares held by the ESOP at March 31, 2019 totaled 441,966.</div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CompensationAndEmployeeBenefitPlansTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for an entity's employee compensation and benefit plans, including, but not limited to, postemployment and postretirement benefit plans, defined benefit pension plans, defined contribution plans, non-qualified and supplemental benefit plans, deferred compensation, share-based compensation, life insurance, severance, health care, unemployment and other benefit plans.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -URI http://asc.fasb.org/topic&amp;trid=2228938<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 712<br> -URI http://asc.fasb.org/topic&amp;trid=2197446<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 710<br> -URI http://asc.fasb.org/topic&amp;trid=2127225<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -URI http://asc.fasb.org/topic&amp;trid=2235017<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CompensationAndEmployeeBenefitPlansTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>39
<FILENAME>R24.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6831157632">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>SHAREHOLDERS' EQUITY AND REGULATORY CAPITAL REQUIREMENTS<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Mar. 31, 2019</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_ShareholdersEquityAndRegulatoryCapitalRequirementsAbstract', window );"><strong>Shareholders Equity And Regulatory Capital Requirements [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock', window );">SHAREHOLDERS' EQUITY AND REGULATORY CAPITAL REQUIREMENTS</a></td>
<td class="text"><div style="widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">
<table style="width: 100%; font-family: 'times new roman', times, serif; font-size: 10pt;"  class="dspflisttable" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="width: 18pt; vertical-align: top;">
<div style="text-align: left; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">15.</div>
</td>
<td style="width: auto; vertical-align: top;">
<div style="text-align: justify; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">SHAREHOLDERS' EQUITY AND REGULATORY CAPITAL REQUIREMENTS</div>
</td>
</tr>
</table>
</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The Bank is subject to various regulatory capital requirements administered by the Office of the Comptroller of the Currency ("OCC")<font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt;">.</font><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">&#160;</font>Failure to meet minimum capital requirements can result in the initiation of certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on<font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt;">&#160;</font>the Bank's<font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt;">&#160;</font>financial statements<font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">.&#160;</font>Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital guidelines that involve quantitative measures of the Bank's assets, liabilities and certain off-balance sheet items as calculated under regulatory accounting practices. The Bank's capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings and other factors.</div>
<div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">Quantitative measures established by regulation to ensure capital adequacy require the Bank to maintain minimum amounts and ratios of total and tier I capital to risk-weighted assets, core capital to total assets and tangible capital to tangible assets (set forth in the table below).<font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">&#160;</font>Management believes the Bank met all capital adequacy requirements to which it was subject to as of March 31, 2019.</div>
<div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">As of March 31, 2019, the most recent notification from the OCC categorized the Bank as "well capitalized" under the regulatory framework for prompt corrective action. The Bank's actual and required minimum capital amounts and ratios were as follows at the dates indicated (dollars in thousands):</div>
<div style="line-height: 6pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 96%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt;
 word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Actual</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">For Capital</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Adequacy Purposes</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">"Well Capitalized"</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Under Prompt</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Corrective Action</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Amount</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Ratio</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Amount</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Ratio</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Amount</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Ratio</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; font-weight: bold; margin-right: 3.6pt;"><u>March 31, 2019</u></div>
</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Total Capital:</div>
</td>
<td style="background-color: #cceeff;
 vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 417px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; text-indent: 6.05pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">(To Risk-Weighted Assets)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">140,062</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">16.88</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">%</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">66,379</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8.0</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">%</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">82,974</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10.0</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">%</div>
</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 417px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Tier 1 Capital:</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align:
 left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="width: 417px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; text-indent: 6.05pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">(To Risk-Weighted Assets)</div>
</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">129,671</div>
</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">15.63</div>
</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">49,784</div>
</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">6.0</div>
</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">66,379</div>
</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8.0</div>
</td>
<td style="text-align: left; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 417px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Common equity tier 1 Capital:</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"
 nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 417px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; text-indent: 6.05pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">(To Risk-Weighted Assets)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">129,671</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">15.63</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">37,338</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4.5</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">53,933</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">6.5</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 417px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Tier 1 Capital (Leverage):</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td
 style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="width: 417px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; text-indent: 7.65pt; font-family: 'times new roman', times, serif; font-size: 10pt; margin-right: 3.15pt;">(To Average Tangible Assets)</div>
</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">129,671</div>
</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">11.56</div>
</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">44,874</div>
</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4.0</div>
</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">56,092</div>
</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5.0</div>
</td>
<td style="text-align: left; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 96%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Actual</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif;
 font-size: 10pt; font-weight: bold;">For Capital</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">&#160;Adequacy Purposes</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">"Well Capitalized"</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Under Prompt</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Corrective Action</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; font-weight: bold; margin-right: 3.6pt;"><u>March 31, 2018</u></div>
</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Amount</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Ratio</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Amount</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Ratio</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Amount</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Ratio</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Total Capital:</div>
</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td
 style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 417px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; text-indent: 6.05pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">(To Risk-Weighted Assets)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">123,061</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">15.41</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">%</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">63,868</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8.0</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">%</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">79,835</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10.0</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">%</div>
</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 417px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Tier 1 Capital:</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width:
 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="width: 417px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; text-indent: 6.05pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">(To Risk-Weighted Assets)</div>
</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">113,066</div>
</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">14.16</div>
</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">47,901</div>
</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">6.0</div>
</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">63,868</div>
</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8.0</div>
</td>
<td style="text-align: left; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 417px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Common equity tier 1 Capital:</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td
 style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 417px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; text-indent: 8.3pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">(To Risk-Weighted Assets)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">113,066</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">14.16</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">35,926</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4.5</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">51,893</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">6.5</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 417px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Tier 1 Capital (Leverage):</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color:
 #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="width: 417px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; text-indent: 0.45pt; font-family: 'times new roman', times, serif; margin-left: 7.2pt; font-size: 10pt; margin-right: 3.15pt;">(To Average Tangible Assets)</div>
</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">113,066</div>
</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10.26</div>
</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">44,093</div>
</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4.0</div>
</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">55,116</div>
</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5.0</div>
</td>
<td style="text-align: left; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 1.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">In addition to the minimum common equity tier 1 ("CET1"), Tier 1 and total capital ratios, the Bank is required to maintain a capital conservation buffer consisting of additional CET1 capital in order to avoid limitations on paying dividends, engaging in share repurchases, and paying discretionary bonuses based on percentages of eligible retained income that could be utilized for such actions. The capital conservation buffer is required to be an amount greater than 2.5% of risk-weighted assets. As of March 31, 2019, the Bank's CET1 capital exceeded the required capital conservation buffer at an amount greater than 2.5%.</div>
<div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family:
 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">For a savings and loan holding company, such as the Company, the capital guidelines apply on a bank only basis. The Federal Reserve expects the holding company's subsidiary banks to be well capitalized under the prompt corrective action regulations. If the Company was subject to regulatory guidelines for bank holding companies at March 31, 2019, the Company would have exceeded all regulatory capital requirements.</div>
<div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">At periodic intervals, the OCC and the FDIC routinely examine the Bank's financial condition and risk management processes as part of their legally prescribed oversight. Based on their examinations, these regulators can direct that the Company's consolidated financial statements be adjusted in accordance with their findings. A future examination by the OCC or the FDIC could include a review of certain transactions or other amounts reported in the Company's 2019 consolidated financial statements. The Company did not repurchase any shares of common stock for the years ended March 31, 2019, 2018 or 2017.</div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_ShareholdersEquityAndRegulatoryCapitalRequirementsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_ShareholdersEquityAndRegulatoryCapitalRequirementsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for banks, savings institutions, and credit unions, for regulatory capital requirements imposed by the Federal Reserve System (FRB), the Federal Deposit Insurance Corporation (FDIC), the Office of Thrift Supervision (OTS) or for any state imposed capital requirements, as applicable.  The disclosure may include (1) a description of regulatory capital requirements (a) for capital adequacy purposes and (b) established by the prompt corrective action provisions of Section 38 of the Federal Depository Insurance Act; (2) the actual or possible material effects of noncompliance with such requirements; (3) whether the entity is in compliance with the regulatory capital requirements including (a) required and actual ratios and amounts of Tier 1 leverage, Tier 1 risk-based, and total risk-based capital, tangible capital (for savings institutions), and Tier 3 capital for market risk (for certain banks and bank holding companies), (b) factors that may significantly affect capital adequacy; (4) the prompt corrective action category in which the entity was classified as of its most recent notification; (5) whether management believes any conditions or events since notification have changed the entity's category. Also may include additional information that might be disclosed in situations where substantial doubt about the entity's ability to continue as a going concern for a reasonable period of time.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1C<br> -URI http://asc.fasb.org/extlink&amp;oid=84167132&amp;loc=SL5958572-112826<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1D<br> -URI http://asc.fasb.org/extlink&amp;oid=84167132&amp;loc=SL5958573-112826<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1B<br> -URI http://asc.fasb.org/extlink&amp;oid=84167132&amp;loc=SL5958570-112826<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1A<br> -URI http://asc.fasb.org/extlink&amp;oid=84167132&amp;loc=SL5958569-112826<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1G<br> -URI http://asc.fasb.org/extlink&amp;oid=84167132&amp;loc=SL5958577-112826<br><br>Reference 6: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1F<br> -URI http://asc.fasb.org/extlink&amp;oid=84167132&amp;loc=SL5958575-112826<br><br>Reference 7: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1E<br> -URI http://asc.fasb.org/extlink&amp;oid=84167132&amp;loc=SL5958574-112826<br><br>Reference 8: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=84167132&amp;loc=SL5958568-112826<br><br>Reference 9: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1H<br> -URI http://asc.fasb.org/extlink&amp;oid=84167132&amp;loc=d3e65071-112826<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>40
<FILENAME>R25.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6681016128">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>EARNINGS PER SHARE<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Mar. 31, 2019</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareAbstract', window );"><strong>Earnings Per Share [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareTextBlock', window );">EARNINGS PER SHARE</a></td>
<td class="text"><div style="widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">
<table style="width: 100%; font-family: 'times new roman', times, serif; font-size: 10pt;"  class="dspflisttable" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="width: 18pt; vertical-align: top;">
<div style="text-align: left; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">16.</div>
</td>
<td style="width: auto; vertical-align: top;">
<div style="text-align: left; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">EARNINGS PER SHARE</div>
</td>
</tr>
</table>
</div>
<div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">Basic earnings per share ("EPS") is computed by dividing net income or loss applicable to common stock by the weighted average number of common shares outstanding during the period, without considering any dilutive items. Diluted EPS is computed by dividing net income or loss applicable to common stock by the weighted average number of common shares and common stock equivalents for items that are dilutive, net of shares assumed to be repurchased using the treasury stock method at the average share price for the Company's common stock during the period. Common stock equivalents arise from the assumed exercise of outstanding stock options. Shares owned by the Company's ESOP that have not been allocated are not considered to be outstanding for the purpose of computing basic and diluted EPS<font style="font-family: 'times new roman', times, serif; font-size: 10pt;">. As of March 31, 2019 and 2018, all shares under the Company's ESOP were allocated. For the year ended March 31, 2019, there were no stock options excluded in computing diluted EPS.&#160; For the years ended March 31, 2018 and 2017, stock options for 8,000 and 59,000 shares, respectively, of common stock were excluded in computing diluted EPS because they were antidilutive.</font></div>
<div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The following table presents a reconciliation of the components used to compute basic and diluted EPS for the years indicated:</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="line-height: 1.15pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="10">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Year Ended March 31,</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(Dollars and share data in thousands, except per share data)</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom:
 #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2019</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; text-indent: -3.8pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2018</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; text-indent: -3.8pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2017</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="text-align: left; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 1.15pt; font-family: 'times new roman', serif; font-size: 1pt;">P</div>
</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Basic EPS computation:</div>
</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Numerator-net income</div>
</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">17,266</div>
</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10,242</div>
</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7,404</div>
</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: left; line-height: 9.7pt; text-indent: -9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Denominator-weighted average common shares outstanding</div>
</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">22,588</div>
</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td
 style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">22,531</div>
</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">22,478</div>
</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Basic EPS</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.76</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.45</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.33</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Diluted EPS computation:</div>
</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Numerator-net income</div>
</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">17,266</div>
</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10,242</div>
</td>
<td style="text-align: left; background-color: #ffffff;
 vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7,404</div>
</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: left; line-height: 9.7pt; text-indent: -10.35pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Denominator-weighted average common shares outstanding</div>
</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">22,588</div>
</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">22,531</div>
</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">22,478</div>
</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: left; line-height: 9.7pt; text-indent: 22.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Effect of dilutive stock options</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">72</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">92</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">70</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: left; line-height: 9.7pt; text-indent: 22.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Weighted average common shares and common stock</div>
</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: left; line-height:
 9.7pt; text-indent: 30.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;">equivalents</div>
</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">22,660</div>
</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">22,623</div>
</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">22,548</div>
</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Diluted EPS</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.76</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.45</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.33</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EarningsPerShareAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for earnings per share.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -URI http://asc.fasb.org/topic&amp;trid=2144383<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EarningsPerShareTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>41
<FILENAME>R26.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6831114976">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>FAIR VALUE MEASUREMENTS<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Mar. 31, 2019</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueDisclosuresAbstract', window );"><strong>Fair Value Disclosures [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueMeasurementInputsDisclosureTextBlock', window );">FAIR VALUE MEASUREMENTS</a></td>
<td class="text"><div style="widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">
<table style="width: 100%; font-family: 'times new roman', times, serif; font-size: 10pt;" id="zdca813b82dbb4b2680d3def40d210dd8" class="dspflisttable" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="width: 18pt; vertical-align: top;">
<div style="text-align: left; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">17.</div>
</td>
<td style="width: auto; vertical-align: top;">
<div style="text-align: justify; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">FAIR VALUE MEASUREMENTS</div>
</td>
</tr>
</table>
</div>
<div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 22.5pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">Fair value is defined under GAAP as the exchange price that would be received for an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. GAAP requires that valuation techniques maximize the use of observable inputs and minimize the use of unobservable inputs. GAAP also establishes a fair value hierarchy which prioritizes the valuation inputs into three broad levels.&#160; Based on the underlying inputs, each fair value measurement in its entirety is reported in one of three levels. These levels are:</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 36pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">Quoted prices in active markets for identical assets (Level 1): Inputs that are quoted unadjusted prices in active markets for identical assets or liabilities that the Company has the ability to access at the measurement date. An active market is a market in which transactions for the asset or liability occur with sufficient frequency and volume to provide pricing information on an ongoing basis.</div>
<div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 36pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">Other observable inputs (Level 2): Inputs that reflect the assumptions market participants would use in pricing the asset or liability developed based on market data obtained from sources independent of the reporting entity including quoted prices for similar assets or liabilities in active markets, quoted prices for identical or similar assets or liabilities in inactive markets and inputs derived principally from or corroborated by observable market data by correlation or other means.</div>
<div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 36pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">Significant unobservable inputs (Level 3): Inputs that reflect the reporting entity's own assumptions about the assumptions market participants would use in pricing an asset or liability developed based on the best information available in the circumstances.</div>
<div style="line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">Financial instruments are presented in the tables that follow by recurring or nonrecurring measurement status. Recurring assets are initially measured at fair value and are required to be remeasured at fair value in the consolidated financial statements at each reporting date. Assets measured on a nonrecurring basis are assets that, as a result of an event or circumstance, were required to be remeasured at fair value after initial recognition in the consolidated financial statements at some time during the reporting period.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The following tables present assets that are measured at estimated fair value on a recurring basis at the dates indicated (in thousands):</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 85%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" id="z1914b950e75c4844825b58b05772ce3f" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="10">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Estimated Fair Value Measurements Using</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"><u>March 31, 2019</u></div>
</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Total Estimated</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Fair Value</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Level 1</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Level 2</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Level 3</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 8.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Investment securities available for sale:</div>
</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 666px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;">Municipal securities</div>
</td>
<td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8,881</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 115px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8,881</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 115px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 666px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;">Agency securities</div>
</td>
<td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">12,341</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">12,341</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 666px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -18pt; font-family: 'times new roman', times, serif; margin-left: 36pt; font-size: 10pt;">Real estate mortgage investment conduits</div>
</td>
<td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">40,162</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 115px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">40,162</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 115px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 666px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -18pt; font-family: 'times new roman', times, serif; margin-left: 36pt; font-size: 10pt;">Residential mortgage-backed securities</div>
</td>
<td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">75,821</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">75,821</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 666px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -18pt; font-family: 'times new roman', times, serif; margin-left: 36pt; font-size: 10pt;">Other mortgage-backed securities</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">41,021</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 115px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">41,021</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 115px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 666px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total assets measured at fair value on a recurring basis</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">178,226</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">178,226</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 85%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" id="z47991f3c165f44f7b354e20897564d4e" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="10">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Estimated Fair Value Measurements Using</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"><u>March 31, 2018</u></div>
</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Total Estimated</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Fair Value</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Level 1</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Level 2</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Level 3</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 8.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Investment securities available for sale:</div>
</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 666px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;">Municipal securities</div>
</td>
<td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8,732</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 115px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8,732</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 115px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 666px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;">Agency securities</div>
</td>
<td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">22,102</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">22,102</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 666px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -18pt; font-family: 'times new roman', times, serif; margin-left: 36pt; font-size: 10pt;">Real estate mortgage investment conduits</div>
</td>
<td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">46,955</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 115px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">46,955</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 115px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 666px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -18pt; font-family: 'times new roman', times, serif; margin-left: 36pt; font-size: 10pt;">Residential mortgage-backed securities</div>
</td>
<td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">89,074</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">89,074</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 666px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -18pt; font-family: 'times new roman', times, serif; margin-left: 36pt; font-size: 10pt;">Other mortgage-backed securities</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">46,358</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 115px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">46,358</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 115px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 666px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total assets measured at fair value on a recurring basis</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">213,221</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">213,221</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; margin-bottom: 6pt; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">There were no transfers of assets into or out of Levels 1, 2 or 3 during the years ended March 31, 2019 and 2018.</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The following methods were used to estimate the fair value of investment securities in the above table:</div>
<div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">Investment securities are included within Level 1 of the hierarchy when quoted prices in an active market for identical assets are available. The Company uses a third-party pricing service to assist the Company in determining the fair value of its Level 2 securities, which incorporates pricing models and/or quoted prices of investment securities with similar characteristics. Investment securities are included within Level 3 of the hierarchy when there are significant unobservable inputs.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">For Level 2 securities, the independent pricing service provides pricing information by utilizing evaluated pricing models supported with market data information. Standard inputs include benchmark yields, reported trades, broker/dealer quotes, issuer spreads, two-sided markets, benchmark securities, bids, offers and reference data from market research publications. The Company's third-party pricing service has established processes for the Company to submit inquiries regarding the estimated fair value. In such cases, the Company's third-party pricing service will review the inputs to the evaluation in light of any new market data presented by the Company. The Company's third-party pricing service may then affirm the original estimated fair value or may update the evaluation on a go-forward basis.</div>
<div style="line-height: 7.4pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">Management reviews the pricing information received from the third-party pricing service through a combination of procedures that include an evaluation of methodologies used by the pricing service, analytical reviews and performance analysis of the prices against statistics and trends. Based on this review, management determines whether the current placement of the security in the fair value hierarchy is appropriate or whether transfers may be warranted. As necessary, management compares prices received from the pricing service to discounted cash flow models or by performing independent valuations of inputs and assumptions similar to those used by the pricing service in order to help ensure prices represent a reasonable estimate of fair value.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The following tables present assets that are measured at estimated fair value on a nonrecurring basis at the dates indicated (in thousands):</div>
<div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" id="z016cee2c3d284995912d91e3a955657c" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="10">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Estimated fair value measurements using</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Total estimated</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">fair value&#160;</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Level 1</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Level&#160;2&#160;</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Level&#160;3&#160;</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="border-bottom: #000000 4px double; background-color: #cceeff; width: 666px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Impaired loans</div>
</td>
<td style="border-bottom: #000000 4px double; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">394</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 4px double; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 4px double; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 4px double; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">394</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" id="z7d8242b9518e4a238dab3f68a5955f3d" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"><u>March 31, 2018</u></div>
</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="border-bottom: #000000 4px double; background-color: #cceeff; width: 666px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Impaired loans</div>
</td>
<td style="border-bottom: #000000 4px double; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,143</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 4px double; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 4px double; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 4px double; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,143</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The following table presents quantitative information about Level 3 inputs for financial instruments measured at fair value on a nonrecurring basis at March 31, 2019 and 2018:</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; border-collapse: collapse; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" id="z94ed153085934c088a9e5afba78545b6" border="0" cellspacing="0" cellpadding="0">
<tr style="height: 14px;">
<td style="width: 368px; vertical-align: bottom;">&#160;</td>
<td style="width: 18px; vertical-align: bottom;">&#160;</td>
<td style="border-bottom: #000000 2px solid; width: 255px; vertical-align: bottom;">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Valuation technique</div>
</td>
<td style="width: 27px; vertical-align: bottom;">&#160;</td>
<td style="border-bottom: #000000 2px solid; width: 384px; vertical-align: bottom;">
<div style="text-align: center; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; font-weight: bold;">Significant unobservable inputs</div>
</td>
<td style="width: 30px; vertical-align: top;">&#160;</td>
<td style="border-bottom: #000000 2px solid; width: 198px; vertical-align: bottom;">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Range</div>
</td>
</tr>
<tr>
<td style="width: 368px; vertical-align: bottom;">&#160;</td>
<td style="width: 18px; vertical-align: bottom;">&#160;</td>
<td style="width: 255px; vertical-align: bottom; border-top: #000000 2px solid;">&#160;</td>
<td style="width: 27px; vertical-align: bottom;">&#160;</td>
<td style="width: 384px; vertical-align: bottom; border-top: #000000 2px solid;">&#160;</td>
<td style="width: 30px; vertical-align: bottom;">&#160;</td>
<td style="width: 198px; vertical-align: bottom; border-top: #000000 2px solid;">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 368px; vertical-align: middle;">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Impaired loans</div>
</td>
<td style="background-color: #cceeff; width: 18px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #cceeff; width: 255px; vertical-align: bottom;">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Appraised value</div>
<div style="line-height: 5.7pt;">&#160;</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Discounted cash flows</div>
</td>
<td style="background-color: #cceeff; width: 27px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #cceeff; width: 384px; vertical-align: bottom;">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Adjustment for market conditions</div>
<div style="line-height: 5.7pt;">&#160;</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Discount rate</div>
</td>
<td style="background-color: #cceeff; width: 30px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #cceeff; width: 198px; vertical-align: bottom;">
<div style="text-align: center; line-height: 9.7pt; text-indent: -0.9pt; font-family: 'times new roman', times, serif; margin-left: 2.7pt; font-size: 10pt;">N/A<sup style="line-height: 1; font-size: smaller; vertical-align: text-top; font-weight: bold;">(1)</sup></div>
<div style="line-height: 5.7pt;">&#160;</div>
<div style="text-align: center; line-height: 9.7pt; text-indent: -0.9pt; font-family: 'times new roman', times, serif; margin-left: 2.7pt; font-size: 10pt;">5.25% 8.00%</div>
</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 368px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #ffffff; width: 18px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #ffffff; width: 255px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #ffffff; width: 27px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #ffffff; width: 384px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #ffffff; width: 30px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #ffffff; width: 198px; vertical-align: bottom;">&#160;</td>
</tr>
<tr>
<td style="text-align: left; width: 1282px; vertical-align: top;" colspan="7">
<div style="line-height: 5.7pt;"><sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup>&#160; There were no adjustments to appraised values of impaired loans as of March 31, 2019 and 2018.</div>
<div style="line-height: 5.7pt;">&#160;</div>
</td>
</tr>
</table>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">For information regarding the Company's method for estimating the fair value of impaired loans, see Note 1 &#8211; Summary of Significant Accounting Policies &#8211; Allowance for Loan Losses.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">In determining the estimated net realizable value of the underlying collateral, the Company primarily uses third-party appraisals which may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the appraisers to adjust for differences between the comparable sales and income data available and include consideration of variations in location, size, and income production capacity of the property. Additionally, the appraisals are periodically further adjusted by the Company in consideration of charges that may be incurred in the event of foreclosure and are based on management's historical knowledge, changes in business factors and changes in market conditions.</div>
<div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">Impaired loans are reviewed and evaluated quarterly for additional impairment and adjusted accordingly based on the same factors identified above. Because of the high degree of judgment required in estimating the fair value of collateral underlying impaired loans and because of the relationship between fair value and general economic conditions, the Company considers the fair value of impaired loans to be highly sensitive to changes in market conditions.</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The following disclosure of the estimated fair value of financial instruments is made in accordance with GAAP. The Company, using available market information and appropriate valuation methodologies, has determined the estimated fair value amounts. However, considerable judgment is necessary to interpret market data in the development of the estimates of fair value. Accordingly, the estimates presented herein are not necessarily indicative of the amounts the Company could realize in the future. The use of different market assumptions and/or estimation methodologies may have a material effect on the estimated fair value amounts.</div>
<div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The carrying amounts and estimated fair values of financial instruments are as follows at the dates indicated (in thousands):</div>
<div style="line-height: 3.4pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 80%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" id="ze52112a5376942148bc47c28bfeb105f" border="0" cellspacing="0" cellpadding="0">
<tr style="height: 26px;">
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"><u>March 31, 2019</u></div>
</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Carrying</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Amount</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Level 1</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Level 2</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Level 3</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Estimated</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Fair Value</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; font-weight: bold; margin-right: 0.7pt;">Assets:</div>
</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 513px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;">Cash and cash equivalents</div>
</td>
<td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">22,950</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">22,950</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 115px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 115px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">22,950</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 513px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;">Certificates of deposit held for investment</div>
</td>
<td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">747</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">746</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">746</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 513px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;">Loans held for sale</div>
</td>
<td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">909</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">909</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 115px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 115px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">909</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 513px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;">Investment securities available for sale</div>
</td>
<td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">178,226</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">178,226</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">178,226</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 513px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;">Investment securities held to maturity</div>
</td>
<td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">35</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">35</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 115px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 115px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">35</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 513px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;">Loans receivable, net</div>
</td>
<td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">864,659</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">862,429</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">862,429</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 513px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;">FHLB stock</div>
</td>
<td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,644</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,644</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 115px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 115px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,644</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 513px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 513px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; font-weight: bold; margin-right: 0.7pt;">Liabilities:</div>
</td>
<td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 115px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 115px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 513px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;">Certificates of deposit</div>
</td>
<td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">86,006</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">84,455</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">84,455</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 513px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">FHLB advances</div>
</td>
<td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">56,586</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">56,586</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 115px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 115px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">56,586</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 513px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Junior subordinated debentures</div>
</td>
<td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">26,575</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">15,468</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">15,468</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 513px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Capital lease obligation</div>
</td>
<td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,403</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,403</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 115px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 115px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,403</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 80%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" id="zbc498f95ce684dd98c075f7cb4c59c37" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"><u>March 31, 2018</u></div>
</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Carrying</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Amount</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Level 1</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Level 2</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Level 3</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Estimated</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Fair Value</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; font-weight: bold; margin-right: 0.7pt;">Assets:</div>
</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 513px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;">Cash and cash equivalents</div>
</td>
<td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">44,767</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">44,767</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 115px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 115px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">44,767</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 513px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;">Certificates of deposit held for investment</div>
</td>
<td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,967</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,959</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,959</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 513px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;">Loans held for sale</div>
</td>
<td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">210</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">210</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 115px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 115px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">210</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 513px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;">Investment securities available for sale</div>
</td>
<td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">213,221</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">213,221</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">213,221</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 513px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;">Investment securities held to maturity</div>
</td>
<td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">42</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">43</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 115px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 115px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">43</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 513px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;">Loans receivable, net</div>
</td>
<td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">800,610</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">792,916</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">792,916</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 513px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;">FHLB stock</div>
</td>
<td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,353</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,353</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 115px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 115px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,353</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 513px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 513px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; font-weight: bold; margin-right: 0.7pt;">Liabilities:</div>
</td>
<td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 115px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 115px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 513px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;">Certificates of deposit</div>
</td>
<td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">123,144</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">120,940</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">120,940</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 513px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Junior subordinated debentures</div>
</td>
<td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">26,484</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 115px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">15,274</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 115px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">15,274</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 513px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Capital lease obligation</div>
</td>
<td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,431</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 116px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,431</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 115px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,431</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: -0.25pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.8pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">Fair value estimates were based on existing financial instruments without attempting to estimate the value of anticipated future business. The fair value was not estimated for assets and liabilities that were not considered financial instruments.</div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueDisclosuresAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueDisclosuresAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueMeasurementInputsDisclosureTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure of the fair value measurement of assets and liabilities, which includes financial instruments measured at fair value that are classified in shareholders' equity, which may be measured on a recurring or nonrecurring basis.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 820<br> -URI http://asc.fasb.org/topic&amp;trid=2155941<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueMeasurementInputsDisclosureTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>42
<FILENAME>R27.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6831028848">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>REVENUE FROM CONTRACTS WITH CUSTOMERS<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Mar. 31, 2019</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RevenueFromContractWithCustomerAbstract', window );"><strong>Revenue from Contract with Customer [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RevenueFromContractWithCustomerTextBlock', window );">REVENUE FROM CONTRACTS WITH CUSTOMERS</a></td>
<td class="text"><div style="widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">
<table style="width: 100%; font-family: 'times new roman', times, serif; font-size: 10pt;"  class="dspflisttable" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="width: 18pt; vertical-align: top;">
<div style="text-align: left; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">18.</div>
</td>
<td style="width: auto; vertical-align: top;">
<div style="text-align: justify; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">REVENUE FROM CONTRACTS WITH CUSTOMERS</div>
</td>
</tr>
</table>
</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">In accordance with&#160;<font style="font-family: 'times new roman', times, serif; font-size: 10pt;">ASC 606</font>, revenues are recognized when goods or services are transferred to the customer in exchange for the consideration the Company expects to be entitled to receive. The largest portion of the Company's revenue is from interest income, which is not within the scope of ASC 606. All of the Company's revenue from contracts with customers within the scope of ASC 606 is recognized in non-interest income with the exception of gains on sales of REO, which are included in non-interest expense.</div>
<div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">If a contract is determined to be within the scope of ASC 606, the Company recognizes revenue as it satisfies a performance obligation. Payments from customers are generally collected at the time services are rendered, monthly, or quarterly. For contracts with customers within the scope of ASC 606, revenue is either earned at a point in time or revenue is earned over time. Examples of revenue earned at a point in time are&#160;<font style="font-family: 'times new roman', times, serif; font-size: 10pt;">automated teller machine ("ATM")</font>&#160;transaction fees, wire transfer fees, overdraft fees and interchange fees. Revenue earned at a point in time is primarily based on the number and type of transactions that are generally derived from transactional information accumulated by the Company's systems and is recognized immediately as the transactions occur or upon providing the service to complete the customer's transaction. The Company is generally the principal in these contracts, with the exception of interchange fees, in which case the Company is acting as the agent and records revenue net of expenses paid to the principal. Examples of revenue earned over time, which generally occur on a monthly basis, are deposit account maintenance fees, investment advisory fees, merchant revenue, trust and investment management fees and safe deposit box fees. Revenue is generally derived from transactional information accumulated by the Company's systems or those of third-parties and is recognized as the related transactions occur or services are rendered to the customer.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><u>Disaggregation of Revenue</u></div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color:
 #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The following table includes the Company's non-interest income disaggregated by type of service (in thousands):</div>
<div style="line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; width: 854px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="10">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Year Ended March 31</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; width: 854px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2019</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2018</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2017</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="width: 854px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 854px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Asset management fees</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 139px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,791</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 139px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,448</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,988</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 854px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Debit card and ATM fees</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;"
 valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 139px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,104</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 139px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,961</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,535</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 854px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Deposit related fees</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 139px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,721</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 139px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,628</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,486</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 854px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Loan related fees</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 139px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,258</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 139px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">671</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">725</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 854px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;">BOLI&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup></div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 139px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">734</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width:
 139px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">819</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">760</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 854px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Net gains on sales of loans held for sale&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup></div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 139px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">317</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 139px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">641</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">656</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 854px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;">FHLMC loan servicing fees&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup></div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 139px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">141</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 139px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">122</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">114</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 854px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Other, net</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 139px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">792</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 139px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">714</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom:
 #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">750</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 854px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 22.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total non-interest income</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 139px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">11,858</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 139px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">11,004</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10,014</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 854px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 139px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 139px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="width: 854px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"><sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)&#160;</sup><font style="font-family: 'times new roman', times, serif; font-size: 10pt;">Not within the scope of ASC 606</font></div>
</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 139px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 139px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style:
 normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">For the years ended March 31, 2019, 2018 and 2017, substantially all of the Company's revenues within the scope of ASC 606 are for performance obligations satisfied at a specified date.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><u>Revenues recognized within the scope of ASC 606</u></div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Asset management fees</font>: Asset management fees are variable, since they are based on the underlying portfolio value, which is subject to market conditions and amounts invested by clients through the Trust Company. Asset management fees are recognized over the period that services are provided, and when the portfolio values are known or can be estimated at the end of each quarter.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Debit card and ATM fees</font>: Debit and ATM interchange income represents fees earned when a debit card issued by the Bank is used. The Bank earns interchange fees from debit cardholder transactions through the MasterCard&#174; payment network. Interchange fees from cardholder transactions represent a percentage of the underlying transaction value and are recognized daily, concurrently with the transaction processing services provided to the cardholder. The performance obligation is satisfied and the fees are earned when the cost of the transaction is charged to the cardholders' debit card. Certain expenses directly associated with the debit cards are recorded on a net basis with the interchange income.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Deposit related fees</font>: Fees are earned on the Bank's deposit accounts for various products offered to or services performed for the Bank's customers. Fees include business account fees, non-sufficient fund fees, stop payment fees, wire services, safe deposit box and others. These fees are recognized on a daily, monthly or quarterly basis, depending on the type of service.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px;
 font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Loan related fees</font>: Non-interest loan fee income is earned on loans that the Bank services, excluding loans serviced for the FHLMC which are not within the scope of ASC 606. Loan related fees include prepayment fees, late charges, brokered loan fees, maintenance fees and others. These fees are recognized on a daily, monthly, quarterly or annual basis, depending on the type of service.</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Other</font>: Fees earned on other services, such as merchant services or occasional non-recurring type services, are recognized at the time of the event or the applicable billing cycle.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><u>Contract Balances</u></div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">As of March 31, 2019, the Company had no significant contract liabilities where the Company had an obligation to transfer goods or services for which the Company had already received consideration. In addition, the Company had no material unsatisfied performance obligations as of this date.</div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RevenueFromContractWithCustomerAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RevenueFromContractWithCustomerAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RevenueFromContractWithCustomerTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure of revenue from contract with customer to transfer good or service and to transfer nonfinancial asset. Includes, but is not limited to, disaggregation of revenue, credit loss recognized from contract with customer, judgment and change in judgment related to contract with customer, and asset recognized from cost incurred to obtain or fulfill contract with customer. Excludes insurance and lease contracts.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 606<br> -URI http://asc.fasb.org/topic&amp;trid=49130388<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -URI http://asc.fasb.org/topic&amp;trid=2122369<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RevenueFromContractWithCustomerTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>43
<FILENAME>R28.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6831094544">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>COMMITMENTS AND CONTINGENCIES<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Mar. 31, 2019</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommitmentsAndContingenciesDisclosureAbstract', window );"><strong>Commitments and Contingencies Disclosure [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock', window );">COMMITMENTS AND CONTINGENCIES</a></td>
<td class="text"><div style="widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">
<table style="width: 100%; font-family: 'times new roman', times, serif; font-size: 10pt;"  class="dspflisttable" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="width: 18pt; vertical-align: top;">
<div style="text-align: left; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">19.</div>
</td>
<td style="width: auto; vertical-align: top;">
<div style="text-align: justify; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">COMMITMENTS AND CONTINGENCIES</div>
</td>
</tr>
</table>
</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Off-balance sheet arrangements&#160;</font>&#8211; In the normal course of business, the Company is a party to financial instruments with off-balance sheet risk in order to meet the financing needs of its customers. These financial instruments generally include commitments to originate mortgage, commercial and consumer loans. These instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amounts recognized in the consolidated balance sheets. The Company's maximum exposure to credit loss in the event of nonperformance by the borrower is represented by the contractual amount of those instruments. The Company uses the same credit policies in making commitments as it does for on-balance sheet instruments. Commitments to originate loans are conditional and are honored for up to 45 days subject to the Company's usual terms and conditions. Collateral is not required to support commitments.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">Standby letters of credit are conditional commitments issued by the Company to guarantee the performance of a customer to a third-party. These guarantees are primarily used to support public and private borrowing arrangements. The credit risk involved in issuing letters of credit is essentially the same as that involved in extending loan facilities to customers. Collateral held varies and is required in instances where the Company deems it necessary.</div>
<div style="line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">Significant off-balance sheet commitments are listed below at the dates indicated (in thousands):</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="line-height: 1pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 85%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0"
 cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; width: 929px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Contract or Notional Amount</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; width: 929px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">March 31, 2019</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">March 31, 2018</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="width: 929px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Commitments to originate loans:</div>
</td>
<td style="width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 929px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Adjustable-rate</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">30,579</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 154px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">20,065</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 929px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Fixed-rate</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 151px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10,158</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 154px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">14,989</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 929px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Standby letters of credit</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,410</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 154px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,432</div>
</td>
<td style="text-align: left; background-color: #cceeff; width:
 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 929px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Undisbursed loan funds and unused lines of credit</div>
</td>
<td style="border-bottom: #000000 2px solid; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 151px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">139,842</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 154px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">152,982</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 929px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 13.5pt; font-size: 10pt;">Total</div>
</td>
<td style="border-bottom: #000000 4px double; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">182,989</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 154px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">190,468</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">At March 31, 2019, the Company had firm commitments to sell $1.7 million of residential loans to the FHLMC. Typically, these agreements are short-term fixed-rate commitments and no material gain or loss is likely.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Other Contractual Obligations&#160;</font>&#8211; In connection with certain asset sales, the Company typically makes representations and warranties about the underlying assets conforming to specified guidelines. If the underlying assets do not conform to the specifications, the Company may have an obligation to repurchase the assets or indemnify the purchaser against loss. At March 31, 2019, loans under warranty totaled $111.4 million, which substantially represents the unpaid principal balance of the Company's loans serviced for the FHLMC. The Company believes that the potential for loss under these arrangements is remote. At March 31, 2019, the Company had an allowance for FHLMC loans of $13,000.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px;
 font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The Bank is a public depository and, accordingly, accepts deposit and other public funds belonging to, or held for the benefit of, Washington and Oregon states, political subdivisions thereof, and municipal corporations. In accordance with applicable state law, in the event of default of a participating bank, all other participating banks in the state collectively assure that no loss of funds are suffered by any public depositor. Generally, in the event of default by a public depository, the assessment attributable to all public depositories is allocated on a pro rata basis in proportion to the maximum liability of each depository as it existed on the date of loss. The Company has not incurred any losses related to public depository funds for the years ended March 31, 2019, 2018 and 2017.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The Bank has entered into employment contracts with certain key employees, which provide for contingent payments subject to future events.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Litigation</font>&#160;&#8211; The Company is periodically a party to litigation arising in the ordinary course of business. In the opinion of management, these actions will not have a material effect, if any, on the Company's future consolidated financial position, results of operations and cash flows.</div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommitmentsAndContingenciesDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommitmentsAndContingenciesDisclosureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for commitments and contingencies.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 450<br> -URI http://asc.fasb.org/topic&amp;trid=2127136<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 440<br> -URI http://asc.fasb.org/topic&amp;trid=2144648<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommitmentsAndContingenciesDisclosureTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>44
<FILENAME>R29.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6831161424">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>RIVERVIEW BANCORP, INC. (PARENT COMPANY ONLY)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Mar. 31, 2019</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract', window );"><strong>Condensed Financial Information Disclosure [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock', window );">RIVERVIEW BANCORP, INC. (PARENT COMPANY ONLY)</a></td>
<td class="text"><div style="widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">
<table style="width: 100%; font-family: 'times new roman', times, serif; font-size: 10pt;"  class="dspflisttable" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="width: 18pt; vertical-align: top;">
<div style="text-align: left; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">20.</div>
</td>
<td style="width: auto; vertical-align: top;">
<div style="text-align: justify; line-height: 10.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">RIVERVIEW BANCORP, INC. (PARENT COMPANY ONLY)</div>
</td>
</tr>
</table>
</div>
<div style="line-height: 10.25pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">BALANCE SHEETS</div>
</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">AS OF MARCH 31, 2019 AND 2018</div>
</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">(In thousands)</div>
</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2019</div>
</td>
<td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2018</div>
</td>
<td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; vertical-align: middle;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">ASSETS</div>
</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1191px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Cash and cash equivalents</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4,178</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size:
 10pt;">6,479</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1191px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Investment in the Bank</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">155,041</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">136,497</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 1191px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Other assets</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,445</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,166</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 1191px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">TOTAL ASSETS</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">160,664</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">144,142</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1191px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt;">&#160;</div>
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">LIABILITIES AND SHAREHOLDERS' EQUITY</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1191px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Accrued expenses and other liabilities</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;"
 valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">63</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">80</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1191px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Dividend payable</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">904</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">677</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1191px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Borrowings</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">26,575</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">26,484</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 1191px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Shareholders' equity</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">133,122</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">116,901</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 1191px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">160,664</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;"
 valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">144,142</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 10.25pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">STATEMENTS OF INCOME</div>
</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">FOR THE YEARS ENDED MARCH 31, 2019, 2018 AND 2017</div>
</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">(In thousands)</div>
</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2019</div>
</td>
<td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2018</div>
</td>
<td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2017</div>
</td>
<td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt;">INCOME:</div>
</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td
 style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1003px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Interest on investment securities and other short-term investments</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">35</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">26</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">21</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 1003px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Interest on loan receivable from the Bank</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">6</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">15</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1003px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 18pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total income</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">35</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">32</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">36</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td
 style="background-color: #cceeff; width: 1003px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1003px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt;">EXPENSE:</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1003px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Management service fees paid to the Bank</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">143</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">143</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">143</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 1003px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Other expenses</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,298</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,020</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px;
 background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">587</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 1003px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 18pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total expense</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,441</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,163</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">730</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1003px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">LOSS BEFORE INCOME TAXES AND EQUITY</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="width: 1003px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 18pt; font-family: 'times new roman', times, serif; font-size: 10pt;">IN UNDISTRIBUTED INCOME OF THE BANK</div>
</td>
<td style="width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,406</div>
</td>
<td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,131</div>
</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(694</div>
</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 1003px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt;
 font-family: 'times new roman', times, serif; font-size: 10pt;">BENEFIT FOR INCOME TAXES</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(294</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(513</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(235</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1003px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">LOSS OF PARENT COMPANY</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,112</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(618</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(459</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 1003px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">EQUITY IN UNDISTRIBUTED INCOME OF THE BANK</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">18,378</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10,860</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div
 style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7,863</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 1003px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">NET INCOME</div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">17,266</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10,242</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7,404</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 10.25pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: left; line-height: 10.25pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 18pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">There were no items of other comprehensive income that were solely attributable to the parent company.</div>
<div style="widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; margin-top: 10pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; margin-bottom: 10pt; letter-spacing: normal; color: #000000; clear: both; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" >RIVERVIEW BANCORP, INC. (PARENT COMPANY ONLY)</div>
<div style="text-align: left; line-height: 10.25pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: bold; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">STATEMENTS OF CASH FLOWS</div>
<div style="text-align: left; line-height: 10.25pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: bold; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">FOR THE YEARS ENDED MARCH 31, 2019, 2018 AND 2017</div>
<div style="line-height: 10.25pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">(In thousands)</div>
</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div
 style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2019</div>
</td>
<td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2018</div>
</td>
<td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2017</div>
</td>
<td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: top;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; vertical-align: top;" valign="bottom">
<div style="line-height: 10.25pt;">CASH FLOWS FROM OPERATING ACTIVITIES:</div>
</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; margin-left: 8.6pt; font-size: 10pt;">Net income</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">17,266</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10,242</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7,404</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: -18pt; font-family: 'times new roman', times, serif; margin-left: 26.6pt; font-size: 10pt;">Adjustments to reconcile net income to net cash provided by (used in) operating activities:</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left;
 background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 17.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Equity in undistributed income of the Bank</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(18,378</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(10,860</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(7,863</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 17.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Amortization</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">91</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">94</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">22</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 17.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Provision for deferred income taxes</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">174</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">666</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt;
 text-indent: 17.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Earned ESOP shares</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">148</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">143</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 17.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Changes in assets and liabilities:</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 26.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Other assets</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(447</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,770</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,031</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 26.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Accrued expenses and other liabilities</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">141</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;"
 valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(132</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(19</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 35.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Net cash provided by (used in) operating activities</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,317</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,436</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(678</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="line-height: 10.25pt;">CASH FLOWS FROM INVESTING ACTIVITIES:</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"
 nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1003px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Proceeds from assumption of junior subordinated debt (see Note 3)</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,687</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 1003px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Dividend from the Bank</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,000</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,750</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,500</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 35.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Net cash provided by investing activities</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,000</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,750</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">6,187</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width:
 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="line-height: 10.25pt;">CASH FLOWS FROM FINANCING ACTIVITIES:</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1003px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Dividends paid</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(3,163</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(2,140</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,799</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 1003px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Proceeds from exercise of stock options</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">179</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">245</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;"
 valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">11</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 35.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Net cash used in financing activities</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(2,984</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,895</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,788</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1003px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(2,301</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,291</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,721</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff;
 width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="line-height: 10.25pt;">CASH AND CASH EQUIVALENTS, BEGINNING OF YEAR</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">6,479</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,188</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,467</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="line-height: 10.25pt;">CASH AND CASH EQUIVALENTS, END OF YEAR</div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4,178</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">6,479</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,188</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; margin-top: 10pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; margin-bottom: 10pt; letter-spacing: normal; color: #000000; clear: both; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal;
 font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" >&#160;&#160; RIVERVIEW BANCORP, INC.</div>
<div style="text-align: left; line-height: 10.25pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 4.5pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: bold; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">SELECTED QUARTERLY FINANCIAL DATA (UNAUDITED):</div>
<div style="line-height: 9.1pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">(Dollars in thousands, except per share data)</div>
</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="14">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Three Months Ended</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">March 31</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">December 31</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">September 30</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">June 30</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -0.85pt; font-family: 'times new roman', times, serif; margin-left: 1.75pt; font-size: 10pt; font-weight: bold;">Fiscal 2019:</div>
</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 8.6pt; font-family: 'times new roman', times, serif; margin-left: 1.75pt; font-size: 10pt;">Interest and dividend income</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">12,464</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left;
 background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">12,336</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">12,213</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">12,105</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Interest expense</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">930</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">656</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">611</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">618</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 21.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Net interest income</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">11,534</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">11,680</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">11,602</div>
</td>
<td style="text-align: left; background-color: #ffffff; width:
 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">11,487</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Provision for (recapture of) loan losses</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">250</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(200</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Non-interest income, net</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,008</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,782</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,016</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,052</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Non-interest expense</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8,962</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align:
 bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8,803</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8,915</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">9,019</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr style="height: 13px;">
<td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 21.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Income before income taxes</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,580</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,659</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,453</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,720</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Provision for income taxes</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,373</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,271</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family:
 'times new roman', times, serif; font-size: 10pt;">1,224</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,278</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; text-indent: 21.6pt;">Net income</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4,207</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4,388</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4,229</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4,442</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom"
 nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; text-indent: 10.4pt;">Basic earnings per common share&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup></div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.19</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.19</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.19</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.20</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff;
 width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; text-indent: 10.4pt;">Diluted earnings per common share&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup></div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.19</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.19</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.19</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.20</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -0.85pt; font-family: 'times new roman', times, serif; margin-left: 1.75pt; font-size: 10pt; font-weight: bold;">Fiscal 2018:</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width:
 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 8.6pt; font-family: 'times new roman', times, serif; margin-left: 1.75pt; font-size: 10pt;">Interest and dividend income</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">11,244</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">11,378</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">11,315</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">11,023</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Interest expense</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">587</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">582</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">590</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">590</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color:
 #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 21.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Net interest income</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10,657</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10,796</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10,725</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10,433</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Provision for loan losses</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Non-interest income, net</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,663</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,890</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px;
 vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,713</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,738</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Non-interest expense</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">9,127</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8,558</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8,759</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">9,174</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 21.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Income before income taxes</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4,193</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,128</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4,679</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,997</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif;
 font-size: 10pt;">Provision for income taxes</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,184</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,608</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,620</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,343</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; text-indent: 21.6pt;">Net income</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,009</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,520</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;"
 valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,059</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,654</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; text-indent: 10.4pt;">Basic earnings per common share&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup></div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.13</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.07</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.14</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.12</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 815px;
 vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; text-indent: 10.4pt;">Diluted earnings per common share&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup></div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.13</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.07</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.14</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.12</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 3.4pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: left; line-height: 9.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup>&#160;&#160;<font style="font-family: 'times new roman', times, serif; font-size: 10pt;">Quarterly earnings per common share may vary from annual earnings common per share due to rounding.</font></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>srt_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for condensed financial information, including the financial position, cash flows, and the results of operations of the registrant (parent company) as of the same dates or for the same periods for which audited consolidated financial statements are being presented. Alternatively, the details of this disclosure can be reported by the specific parent company taxonomy elements, indicating the appropriate date and period contexts in an instance document.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=108774443&amp;loc=d3e5283-111683<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 235<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.9-06)<br> -URI http://asc.fasb.org/extlink&amp;oid=6882215&amp;loc=d3e537971-122884<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>45
<FILENAME>R30.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6865144256">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Mar. 31, 2019</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountingPoliciesAbstract', window );"><strong>Accounting Policies [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ConsolidationPolicyTextBlock', window );">Principles of Consolidation</a></td>
<td class="text"><div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Principles of Consolidation</font>&#160;&#8211; The accompanying consolidated financial statements include the accounts of Riverview Bancorp, Inc.; its wholly-owned subsidiary, Riverview Community Bank (the "Bank"); and the Bank's wholly-owned subsidiaries, Riverview Services, Inc. and Riverview Trust Company (the "Trust Company") (collectively referred to as the "Company"). All inter-company transactions and balances have been eliminated in consolidation.</div>
<div style="line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">At March 31, 2019 and 2018, the Trust Company had 2,500 Trust Company stock options outstanding which had been granted to the President and Chief Executive Officer of the Trust Company. During the year ended March 31, 2019 and 2018, the Trust Company incurred $44,000 and $88,000, respectively, of stock-based compensation expense related to these options. No Trust Company stock options were exercised during the years ended March 31, 2019, 2018 and 2017.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">On February 17, 2017, Riverview Bancorp, Inc. and the Bank completed a purchase and assumption transaction in which the Bank purchased certain assets and assumed certain liabilities of MBank, the wholly-owned subsidiary of Merchants Bancorp (the "MBank transaction"). In addition, as part of the MBank transaction, Riverview Bancorp, Inc. assumed the obligations of Merchant Bancorp's trust preferred securities. The MBank transaction was accounted for as a business combination pursuant to accounting principles generally accepted in the United States of America ("generally accepted accounting principles" or "GAAP"). The results of operations of the acquired assets and assumed liabilities have been included in the Company's consolidated financial statements as of and for the periods since the acquisition date. See Note 3 for additional discussion.</div>
<div style="line-height: 7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The Company has three subsidiary grantor trusts which were established in connection with the issuance of trust preferred securities (see Note 12). In accordance with GAAP, the accounts and transactions of the trusts are not included in the accompanying consolidated financial statements.</div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_NatureOfOperationsPolicyTextBlock', window );">Nature of Operations</a></td>
<td class="text"><div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Nature of Operations</font>&#160;&#8211; The Bank is a community-oriented financial institution which operates 18 branches in rural and suburban communities in southwest Washington State and Multnomah, Washington and Marion counties of Oregon. The Bank is engaged primarily in the business of attracting deposits from the general public and using such funds, together with other borrowings, to make various commercial business, commercial real estate, land, multi-family real estate, real estate construction and consumer loans. Additionally, the Trust Company offers trust and investment services and Riverview Services acts as a trustee for deeds of trust on mortgage loans granted by the Bank and receives a reconveyance fee for each deed of trust.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">In September 2018, the Bank completed a purchase and assumption transaction in which all of the Bank's Longview, Washington branch deposits were sold to a community bank headquartered in Longview. The Bank sold approximately $3.2 million of deposits and recognized a gain on sale of these deposits of approximately $70,000, which is included in other non-interest income in the accompanying consolidated statements of income for the year ended March 31, 2019. This purchase and assumption transaction did not include the sale of any loans, or the exchange of any assets or liabilities other than deposits. The Bank subsequently sold the Longview branch land and building in December 2018 and recognized a $355,000 gain on sale, which is included in other non-interest expense in the accompanying consolidated statement of income for the year ended March 31, 2019.</div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SegmentReportingPolicyPolicyTextBlock', window );">Business segments</a></td>
<td class="text"><div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Business segments</font>&#160;&#8211; The Company's operations are managed along two operating segments, consisting of banking operations performed by the Bank and trust and investment services performed by the Trust Company. While the chief operating decision maker uses financial information related to these segments to analyze business performance and allocate resources, the trust and investment services segment does not meet the quantitative threshold under GAAP to be considered a reportable segment. As such, these operating segments are aggregated into a single reportable operating segment in the consolidated financial statements. No revenues are derived from foreign countries.</div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_UseOfEstimates', window );">Use of Estimates in the Preparation of Financial Statements</a></td>
<td class="text"><div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Use of Estimates in the Preparation of Consolidated Financial Statements</font>&#160;&#8211; The preparation of consolidated financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of certain assets and liabilities and disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of related revenue and expense during the reporting period. Actual results could differ from those estimates.</div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsPolicyTextBlock', window );">Cash and Cash Equivalents</a></td>
<td class="text"><div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Cash and Cash Equivalents</font>&#160;&#8211; Cash and cash equivalents include amounts on hand, due from banks and interest-earning deposits in other banks. Cash and cash equivalents have a maturity of 90 days or less at the time of purchase.</div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_CertificatesOfDepositHeldForInvestmentPolicyTextBlock', window );">Certificates of Deposit Held for Investment</a></td>
<td class="text"><div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Certificates of Deposit Held for Investment&#160;</font>&#8211; Certificates of deposit held for investment include amounts invested with financial institutions at a stated interest rate and maturity date. Early withdrawal penalties apply; however, the Company plans to hold these investments to maturity.</div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinanceLoanAndLeaseReceivablesHeldForSalePolicy', window );">Loans Held for Sale</a></td>
<td class="text"><div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Loans Held for Sale</font>&#160;&#8211; The Company identifies loans held for sale at the time of origination and such loans are carried at the lower of aggregate cost or estimated fair value. Estimated fair values are derived from available market quotations for comparable pools of mortgage loans. Adjustments for unrealized losses, if any, are charged to income.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">Gains or losses on sales of loans held for sale are recognized at the time of sale and are determined by the difference between the net sales proceeds and the allocated basis of these loans sold. The Company capitalizes mortgage servicing rights ("MSRs") acquired through the sale of originated mortgage loans or the securitization of mortgage loans with servicing rights retained. Upon sale of mortgage loans held for sale, the total cost of the loans designated for sale is allocated to mortgage loans with and without MSRs based on their relative fair values. The MSRs are included as a component of net gains on sales of loans held for sale. The MSRs are amortized in proportion to and over the estimated period of the net servicing income and such amortization is reflected as a component of loan servicing income and is included in the consolidated statements of income in other non-interest income.</div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MarketableSecuritiesPolicy', window );">Investment Securities</a></td>
<td class="text"><div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Investment Securities&#160;</font>&#8211; Investments in debt securities are classified as held to maturity when the Company has the ability and positive intent to hold such securities to maturity. Investments in debt securities held to maturity are carried at amortized cost. Unrealized losses on investments in debt securities held to maturity due to fluctuations in fair value are recognized when it is determined that a credit-related other than temporary decline in value has occurred. Investments in debt securities bought and held principally for the purpose of sale in the near-term are classified as trading securities. Investments in debt securities that the Company intends to hold for an indefinite period, but not necessarily to maturity, are classified as available for sale. Such debt securities may be sold to implement the Company's asset/liability management strategies and in response to changes in interest rates and similar factors. Investments in debt securities available for sale are reported at estimated fair value. Unrealized gains and losses on investment securities available for sale, net of the related deferred tax effect, are included in total comprehensive income and are reported as a net amount in a separate component of shareholders' equity entitled "accumulated other comprehensive income (loss)." Realized gains and losses on sales of investments in debt securities available for sale, determined using the specific identification method, are included in earnings on the trade date. Amortization of premiums and accretion of discounts are recognized in interest income over the period to contractual maturity or expected call, if sooner. The Company's investment portfolio consists of debt securities and does not include any equity securities.</div>
<div style="line-height: 7pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The Company analyzes investments in debt securities for OTTI on a quarterly basis. OTTI is separated into a credit component and noncredit component. Credit component losses are reported in non-interest income when the present value of expected future cash flows is less than the amortized cost. Noncredit component losses are recorded in other comprehensive income (loss) when the Company (1) does not intend to sell the security or (2) is not more likely than not to have to sell the security prior to the security's anticipated recovery. If the Company is likely to sell an investment in a debt security, any noncredit component losses are recognized and are reported in non-interest income.</div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinanceLoansAndLeasesReceivablePolicy', window );">Loans Receivable</a></td>
<td class="text"><div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Loans Receivable</font>&#160;&#8211; Loans are stated at the amount of unpaid principal, reduced by net deferred loan origination fees and an allowance for loan losses. Interest on loans is accrued daily based on the principal amount outstanding.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">Loans are reviewed regularly and it is the Company's general policy that a loan is past due when it is 30 days to 89 days delinquent. In general, when a loan is 90 days delinquent or when collection of principal or interest appears doubtful, it is placed on non-accrual status, at which time the accrual of interest ceases and a reserve for unrecoverable accrued interest is established and charged against operations. As a general practice, payments received on non-accrual loans are applied to reduce the outstanding principal balance on a cost recovery method. Also as a general practice, a loan is not removed from non-accrual status until all delinquent principal, interest and late fees have been brought current and the borrower has demonstrated a history of performance based upon the contractual terms of the note. A history of repayment performance generally would be a minimum of six months.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">Loan origination and commitment fees and certain direct loan origination costs are deferred and amortized as an adjustment of the yield of the related loan.</div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_AcquiredLoansPolicyTextBlock', window );">Acquired Loans</a></td>
<td class="text"><div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Acquired Loans&#160;</font><font style="font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">&#8211;</font>&#160;Purchased loans, including loans acquired in business combinations, are recorded at their estimated fair value at the acquisition date. Credit discounts are included in the determination of fair value; therefore, an allowance for loan losses is not recorded at the acquisition date. Acquired loans are evaluated upon acquisition and classified as either purchased credit-impaired ("PCI") or purchased non-credit-impaired. PCI loans reflect credit deterioration since origination such that it is probable at acquisition that the Company will be unable to collect all contractually required payments. The excess of the cash flows expected to be collected over a PCI loan's carrying value is considered to be the accretable yield and is recognized as interest income over the estimated life of the PCI loan using the effective yield method. The excess of the undiscounted contractual balances due over the cash flows expected to be collected is considered to be the nonaccretable difference. The nonaccretable difference represents the Company's estimate of the credit losses expected to occur and would be considered in determining the estimated fair value of the loans as of the acquisition date. Subsequent to the acquisition date, any increases in expected cash flows over those expected at the purchase date in excess of fair value are adjusted through a change to the accretable yield on a prospective basis. Any subsequent decreases in expected cash flows attributable to credit deterioration are recognized by recording an allowance for loan losses. The Company had no PCI loans as of March 31, 2019 and 2018.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">For purchased non-credit-impaired loans, the difference between the fair value and unpaid principal balance of the loan at the acquisition date is amortized or accreted to interest income over the life of the loans. Any subsequent deterioration in credit quality is recognized by recording an allowance for loan losses.</div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy', window );">Allowance for Loan Losses</a></td>
<td class="text"><div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Allowance for Loan Losses</font>&#160;&#8211; The allowance for loan losses is maintained at a level sufficient to provide for estimated loan losses based on evaluating known and inherent risks in the loan portfolio. The allowance is provided based upon management's ongoing quarterly assessment of the pertinent factors underlying the quality of the loan portfolio. These factors include changes in the size and composition of the loan portfolio, delinquency levels, actual loan loss experience, current economic conditions and detailed analysis of individual loans for which full collectability may not be assured. The detailed analysis includes techniques to estimate the fair value of loan collateral and the existence of potential alternative sources of repayment. The allowance consists of specific, general and unallocated components.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The specific component relates to loans that are considered impaired. For loans that are classified as impaired, an allowance is established when the discounted cash flows or collateral value (less estimated selling costs, if applicable) of the impaired loan is lower than the carrying value of that loan.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The general component covers non-impaired loans based on the Company's risk rating system and historical loss experience adjusted for qualitative factors. The Company calculates its historical loss rates using the average of the last four quarterly 24-month periods. The Company calculates and applies its historical loss rates by individual loan types in its loan portfolio. These historical loss rates are adjusted for qualitative and environmental factors.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">An unallocated component is maintained to cover uncertainties that the Company believes have resulted in incurred losses that have not yet been allocated to specific elements of the general and specific components of the allowance for loan losses. Such factors include uncertainties in economic conditions, uncertainties in identifying triggering events that directly correlate to subsequent loss rates, changes in appraised value of underlying collateral, risk factors that have not yet manifested themselves in loss allocation factors and historical loss experience data that may not precisely correspond to the current loan portfolio or economic conditions. The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating specific and general losses in the loan portfolio. The appropriate allowance level is estimated based upon factors and trends identified by the Company as of the date of the filing of the consolidated financial statements.</div>
<div style="line-height: 7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size:
 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">When available information confirms that specific loans or portions thereof are uncollectible, identified amounts are charged against the allowance for loan losses. The existence of some or all of the following criteria will generally confirm that a loss has been incurred: the loan is significantly delinquent and the borrower has not demonstrated the ability or intent to bring the loan current; the Company has no recourse to the borrower, or if it does, the borrower has insufficient assets to pay the debt; and/or the estimated fair value of the loan collateral is significantly below the current loan balance, and there is little or no near-term prospect for improvement.</div>
<div style="line-height: 7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">A loan is considered impaired when it is probable that the Company will be unable to collect all amounts due (principal and interest) according to the contractual terms of the loan agreement. Typically, factors used in determining if a loan is impaired include, but are not limited to, whether the loan is 90 days or more delinquent, internally designated as substandard or worse, on non-accrual status or represents a troubled debt restructuring ("TDR"). The majority of the Company's impaired loans are considered collateral dependent. When a loan is considered collateral dependent, impairment is measured using the estimated value of the underlying collateral, less any prior liens, and when applicable, less estimated selling costs. For impaired loans that are not collateral dependent, impairment is measured using the present value of expected future cash flows, discounted at the loan's original effective interest rate. When the estimated net realizable value of the impaired loan</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">is less than the recorded investment in the loan (including accrued interest, net deferred loan fees or costs, and unamortized premium or discount), an impairment is recognized by adjusting an allocation of the allowance for loan losses. Subsequent to the initial allocation of allowance to the individual loan, the Company may conclude that it is appropriate to record a charge-off of the impaired portion of the loan. When a charge-off is recorded, the loan balance is reduced and the specific allowance is eliminated. Generally, when a collateral dependent loan is initially measured for impairment and has not had an appraisal of the collateral in the last six months, the Company obtains an updated market valuation. Subsequently, the Company generally obtains an updated market valuation of the collateral on an annual basis. The collateral valuation may occur more frequently if the Company determines that there is an indication that the market value may have declined.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">In accordance with the Company's policy guidelines, unsecured loans are generally charged-off when no payments have been received for three consecutive months unless an alternative action plan is in effect. Consumer installment loans delinquent six months or more that have not received at least 75% of their required monthly payments in the last 90 days are charged-off. In addition, loans discharged in bankruptcy proceedings are charged-off. Loans under bankruptcy protection with no payments received for four consecutive months are charged-off. The outstanding balance of a secured loan that is in excess of the net realizable value of the underlying collateral is generally charged-off if no payments are received for four to five consecutive months. However, charge-offs are postponed if alternative proposals to restructure, obtain additional guarantors, obtain additional assets as collateral or a potential sale of the underlying collateral would result in full repayment of the outstanding loan balance. Once any other potential sources of repayment are exhausted, the impaired portion of the loan is charged-off. Regardless of whether a loan is
 unsecured or collateralized, once an amount is determined to be a confirmed loan loss it is charged off.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">A provision for loan losses is charged against income and is added to the allowance for loan losses based on regular assessments of the loan portfolio. The allowance for loan losses is allocated to certain loan categories based on the relative risk characteristics, asset classifications and actual loss experience of the loan portfolio. While management has allocated the allowance for loan losses to various loan portfolio segments, the allowance is general in nature and is available for the loan portfolio in its entirety.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">Management's evaluation of the allowance for loan losses is based on ongoing, quarterly assessments of the known and inherent risks in the loan portfolio. Loss factors are based on the Company's historical loss experience with additional consideration and adjustments made for changes in economic conditions, changes in the amount and composition of the loan portfolio, delinquency rates, changes in collateral values, seasoning of the loan portfolio, duration of the current business cycle, a detailed analysis of impaired loans and other factors as deemed appropriate. These factors are evaluated on a quarterly basis. Loss rates used by the Company are affected as changes in these factors increase or decrease from quarter to quarter. In addition, regulatory agencies, as an integral part of their examination process, periodically review the Company's allowance for loan losses and may require the Company to make additions to the allowance based on their judgment about information available to them at the time of their examinations.</div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_AllowanceForUnfundedLoanCommitmentsPolicyTextBlock', window );">Allowance for Unfunded Loan Commitments</a></td>
<td class="text"><div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Allowance for Unfunded Loan Commitments&#160;</font>&#8211; The allowance for unfunded loan commitments is maintained at a level believed by management to be sufficient to absorb estimated probable losses related to these unfunded credit facilities. The determination of the adequacy of the allowance is based on periodic evaluations of the unfunded credit facilities including an assessment of the probability of commitment usage, credit risk factors for loans outstanding to these same customers, and the terms and expiration dates of the unfunded credit facilities. The allowance for unfunded loan commitments is included in accrued expenses and other liabilities in the consolidated balance sheets, with changes to the balance charged against non-interest expense.</div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_RealEstateOwnedReoPolicyTextBlock', window );">Real Estate Owned ("REO")</a></td>
<td class="text"><div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Real Estate Owned ("REO")</font>&#160;&#8211; REO consists of properties acquired through foreclosure and is initially recorded at the estimated fair value of the properties, less estimated costs of disposal. At the time of foreclosure, specific charge-offs are taken against the allowance for loan losses based upon a detailed analysis of the fair value of collateral on the underlying loans on which the Company is in the process of foreclosing. Subsequently, the Company performs an evaluation of the properties and records a valuation allowance with an offsetting charge to REO expenses for any declines in value. Management considers third-party appraisals, as well as independent fair market value assessments from realtors or persons involved in selling real estate, in determining the estimated fair value of particular properties. In addition, as certain of these third-party appraisals and independent fair market value assessments are only updated periodically, changes in the values of specific properties may have occurred subsequent to the most recent appraisals. The amounts the Company will ultimately recover and record in the accompanying consolidated financial statements from the disposition of REO may differ from the amounts used in arriving at the net carrying value of these assets because of future market factors beyond the Company's control or because of changes in the Company's strategy for the sale of the property. Costs relating to development and improvement of the properties or assets are capitalized, while costs relating to holding the properties or assets are expensed.</div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_FederalHomeLoanBankStockPolicyTextBlock', window );">Federal Home Loan Bank Stock</a></td>
<td class="text"><div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Federal Home Loan Bank Stock</font>&#160;&#8211; The Bank, as a member of the Federal Home Loan Bank of Des Moines ("FHLB"), is required to maintain a minimum investment in capital stock of the FHLB based on specific percentages of its outstanding FHLB advances. The Company's investment in FHLB stock is carried at cost, which approximates fair value. The Company views its investment in FHLB stock as a long-term investment. Accordingly, when evaluating FHLB stock for impairment, the value is determined based on the ultimate redemption of the par value rather than recognizing temporary declines in value. The determination of whether a decline affects the ultimate redemption value is influenced by criteria such as: (1) the significance of any decline in net assets of the FHLB as compared to the capital stock amount of the FHLB and the length of time this situation has persisted, (2) commitments by the FHLB to make payments required by law or regulation and the level of such payments in relation to the operating performance of the FHLB, (3) the impact of legislative and regulatory changes on institutions and, accordingly, the customer base of the FHLB, and (4) the liquidity position of the FHLB. The Company evaluated its investment in FHLB stock for OTTI, consistent with its accounting policy. Based on the Company's evaluation, the Company determined there is not any OTTI on its FHLB stock at March 31, 2019.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentPolicyTextBlock', window );">Premises and Equipment</a></td>
<td class="text"><div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Premises and Equipment</font>&#160;&#8211; Premises and equipment are stated at cost less accumulated depreciation and amortization. Leasehold improvements are amortized over the estimated term of the related lease or the estimated useful life of the improvements, whichever is less. Depreciation is generally computed on the straight-line method over the following estimated useful lives: buildings and improvements &#8211; up to 45 years; furniture and equipment &#8211; 3 to 20 years; and leasehold improvements &#8211; 15 to 25 years, or estimated lease term if shorter. Gains or losses on dispositions are reflected in earnings. The cost of maintenance and repairs is charged to expense as incurred. Assets are reviewed for impairment when events indicate their carrying value may not be recoverable. If management determines impairment exists the asset is reduced by an offsetting charge to expense.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">Assets held under the Company's capitalized lease, net of accumulated amortization, are included in premises and equipment. The assets held under the capitalized lease are amortized on a straight-line basis over the lease term and the amortization is included in depreciation and amortization expense.</div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_MortgageServicingRightsPolicyTextBlock', window );">MSRs</a></td>
<td class="text"><div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">MSRs &#8211;</font>&#160;The Company services certain loans that it has originated and sold to the Federal Home Loan Mortgage Corporation ("FHLMC"). Loan servicing includes collecting payments; remitting funds to investors, insurance companies and tax authorities; collecting delinquent payments; and foreclosing on properties when necessary. Fees earned for servicing loans for the FHLMC are reported as income when the related mortgage loan payments are collected. Loan servicing costs are charged to expense as incurred. In addition, the Company has recorded MSRs, which represent the rights to service loans.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">The Company records its originated MSRs at fair value in accordance with GAAP, which requires the Company to allocate the total cost of all mortgage loans sold between the MSRs and the loans (without the MSRs) based on their relative fair values if it is practicable to estimate those fair values. The Company stratifies its MSRs based on the predominant characteristics of the underlying financial assets including the coupon interest rate and the contractual maturity of the mortgage. An estimated fair value of MSRs is determined quarterly using a discounted cash flow model. The model estimates the present value of the future net cash flows of the servicing loan portfolio based on various factors, such as servicing costs, servicing income, expected prepayment speeds, discount rate, loan maturity and interest rate. Market sources are used to determine prepayment speeds, ancillary income, servicing cost and pre-tax required yield. The effect of changes in market interest rates on estimated rates of loan prepayments represents the predominant risk characteristic underlying the MSRs portfolio. The Company is amortizing the MSRs in proportion to and over the period of estimated net servicing income.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">MSRs are reviewed quarterly for impairment based on their estimated fair value. The estimated fair value of the MSRs, for the purposes of impairment, is measured using the methods described above. Impairment losses are recognized through a valuation allowance for each impaired stratum, with any associated provision recorded as a component of loan servicing income.</div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationsPolicy', window );">Business Combinations, CDI and Goodwill</a></td>
<td class="text"><div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Business Combinations, CDI and Goodwill &#8211;</font>&#160;GAAP requires the total purchase price in a business combination to be allocated to the estimated fair values of assets acquired and liabilities assumed, including certain intangible assets. Subsequent adjustments to the initial allocation of the purchase price may be made related to fair value estimates for which all relevant information has not been obtained, known, or discovered relating to the acquired entity during the allocation period (which is the period of time required to identify and measure the estimated fair values of the assets acquired and liabilities assumed in a business combination). The allocation period is generally limited to one year following consummation of a business combination.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">CDI represents the value assigned to demand, interest checking, money market and savings accounts acquired as part of an acquisition. CDI represents the future economic benefit of the potential cost savings from acquiring core deposits as part of an acquisition compared to the cost of alternative funding sources. CDI is amortized to non-interest expense using an accelerated method based on an estimated runoff of related deposits over a period of ten years. CDI is evaluated for impairment and recoverability whenever events or changes in circumstances indicate that its carrying amount may not be recoverable, with any changes in estimated useful life accounted for prospectively over the revised remaining life. The Company recorded CDI of approximately $1.36 million in connection with the assumption of the MBank deposits during the year ended March 31, 2017 (see Note 3). At both March 31, 2019 and 2018, gross CDI was $1.36 million. At March 31, 2019 and 2018, accumulated amortization was $443,000 and $260,000, respectively. The amortization expense for CDI in future years is estimated to be $160,000, $140,000, $125,000, $116,000, $108,000 and $271,000 for the years ended March 31, 2020, 2021, 2022, 2023, 2024 and thereafter, respectively.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">Goodwill and certain other intangibles generally arise from business combinations. Goodwill and other intangibles generated from business combinations that are deemed to have indefinite lives are not subject to amortization and are instead tested for impairment not less than annually. The Company performs an annual review in the third quarter of each year, or more frequently if indicators of potential impairment exist, to determine if the recorded goodwill is impaired.</div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LifeInsuranceCorporateOrBankOwnedTextBlock', window );">BOLI</a></td>
<td class="text"><div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">BOLI&#160;</font>&#8211; BOLI policies are recorded at their cash surrender value less applicable surrender charges. Income from BOLI is recognized when earned.</div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdvertisingCostsPolicyTextBlock', window );">Advertising and Marketing</a></td>
<td class="text"><div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Advertising and Marketing&#160;</font>&#8211; Costs incurred for advertising, merchandising, market research, community investment and business development are classified as advertising and marketing expense and are expensed as incurred.</div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxPolicyTextBlock', window );">Income Taxes</a></td>
<td class="text"><div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Income Taxes&#160;</font>&#8211; Income taxes are accounted for using the asset and liability method. Under this method, a deferred tax asset or liability is determined based on the enacted tax rates which will be in effect when the differences between the financial statement carrying amounts and tax basis of existing assets and liabilities are expected to be reported in the Company's income tax returns. The effect on deferred taxes of a change in tax rates is recognized in income in the period that includes the enactment date.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">Valuation allowances are established to reduce the net carrying amount of deferred tax assets if it is determined to be more likely than not that all or some portion of the potential deferred tax asset will not be realized. The Company files a consolidated federal income tax return. The Bank provides for income taxes separately and remits to the Company amounts currently due.</div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TransfersAndServicingOfFinancialAssetsServicingOfFinancialAssetsPolicy', window );">Transfer of financial assets</a></td>
<td class="text"><div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Transfers of financial assets</font>&#160;&#8211; Transfers of financial assets are accounted for as sales when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from the Company, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and (3) the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity.</div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_TrustAssetsPolicyTextBlock', window );">Trust Assets</a></td>
<td class="text"><div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Trust Assets</font>&#160;&#8211; Assets held by the Trust Company in a fiduciary or agency capacity for trust customers are not included in the consolidated financial statements because such items are not assets of the Company. Assets totaling $646.0 million and $484.3 million were held in trust as of March 31, 2019 and 2018, respectively.</div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerSharePolicyTextBlock', window );">Earnings Per Share</a></td>
<td class="text"><div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Earnings Per Share&#160;</font>&#8211; GAAP requires all companies whose capital structure includes dilutive potential common shares to make a dual presentation of basic and diluted earnings per share for all periods presented. The Company's basic earnings per share is computed by dividing net income available to common shareholders by the weighted average number of common shares outstanding for the period, excluding restricted stock and unallocated shares owned by the ESOP. The Company's diluted earnings per share reflects the potential dilution that could occur if securities or other contracts to issue common stock were exercised and has been computed after giving consideration to the weighted average diluted effect of the Company's stock options.</div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy', window );">Stock-Based Compensation</a></td>
<td class="text"><div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Stock-Based Compensation&#160;</font>&#8211; The Company measures compensation cost for all stock-based awards based on the grant-date fair value of the awards and recognizes compensation cost over the service period of stock-based awards. The fair value of stock options is determined using the Black-Scholes valuation model.</div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EmployeeStockOwnershipPlanESOPPolicy', window );">ESOP</a></td>
<td class="text"><div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">ESOP&#160;</font>&#8211; The Company sponsors a leveraged ESOP; however, all ESOP debt was fully repaid during the year ended March 31, 2018. As shares were released, compensation expense was recorded equal to the then current market price of the shares and the shares became available for earnings per share calculations. The Company recorded cash dividends on unallocated shares as a reduction of debt and accrued interest. See Note 14 for further discussion.</div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock', window );">New Accounting Pronouncements</a></td>
<td class="text"><div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">New Accounting Pronouncements &#8211;&#160;</font>In May 2014, the Financial Accounting Standards Board ("FASB") issued Accounting Standards Update ("ASU") 2014-09, "Revenue from Contracts with Customers", which created FASB Accounting Standards Codification ("ASC") Topic 606 ("ASC 606"). ASC 606 implements a common revenue standard that clarifies the principles for recognizing revenue. The core principle of ASC 606 is that an entity should recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. To achieve that core principle, an entity should apply the following steps: (1) identify the contract(s) with a customer, (2) identify the performance obligations in the contract, (3) determine the transaction price, (4) allocate the transaction price to the performance obligations in the contract and (5) recognize revenue when (or as) the entity satisfies a performance obligation. ASC 606 was effective for annual periods, and interim reporting periods within those annual periods, beginning after December 15, 2017. The Company adopted ASC 606 on April 1, 2018 using the modified retrospective approach. Therefore, the comparative information for prior periods has not been adjusted and continues to be reported under superseded ASC 605. There was no cumulative effect adjustment as of April 1, 2018, and there were no material changes to the timing or amount of revenue recognized for the year ended March 31, 2019; however, additional disclosures were incorporated in the Notes to the Consolidated Financial Statements upon adoption. The majority of the Company's revenue is comprised of interest income from financial assets, which is explicitly excluded from the scope of ASC 606. The Company elected to apply the practical expedient pursuant to ASC 606 and therefore does not disclose information about remaining performance obligations that have an original expected term of one year or less and allows the Company to expense costs related to obtaining a contract as incurred when the amortization period would have been one year or less. See Note 18 for additional discussion.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">In January 2016, the FASB issued ASU 2016-01, "Financial Instruments &#8211; Overall: Recognition and Measurement of Financial Assets and Financial Liabilities" ("ASU 2016-01"). ASU 2016-01 generally requires equity investments &#8211; except those accounted for under the equity method of accounting or those that result in consolidation of the investee &#8211; to be measured at fair value with changes in fair value recognized in net income. However, an entity may choose to measure equity investments that do not have readily determinable fair values at cost minus impairment, if any, plus or minus changes resulting from observable price changes in orderly transactions for the identical or a similar investment of the same issuer. ASU 2016-01 is intended to simplify the impairment assessment of equity investments without readily determinable fair values by requiring a qualitative assessment to identify impairment. ASU 2016-01 also eliminates certain disclosures related to the fair value of financial instruments and requires entities to use the exit price notion when measuring the fair value of financial instruments for disclosure purposes. ASU 2016-01 was effective for fiscal years beginning after December 15, 2017, including interim periods within those fiscal years. The Company adopted this ASU on April 1, 2018. As required by ASU 2016-01, the fair value disclosure for loans receivable was computed using an exit price notion and deposits with no stated maturity are no longer included in the fair value disclosures in Note 17.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">In February 2016, the FASB issued ASU 2016-02, "Leases" ("ASU 2016-02"). ASU 2016-02 created FASB ASC Topic 842 ("ASC 842") related to leases and is intended to increase transparency and comparability among organizations by requiring the recognition of lease assets and lease liabilities in the balance sheet and disclosure of key information about leasing arrangements. The principal change required by ASU 2016-02 relates to lessee accounting, and is that for operating leases, a lessee is required to (1) recognize a right-of-use asset and a lease liability, initially measured at the present value of the lease payments, in the statement of financial position, (2) recognize a single lease cost, calculated so that the cost of the lease is allocated over the lease term generally on a straight-line basis, and (3) classify all cash payments within operating activities in the statement of cash flows. For leases with a term of 12 months or less, a lessee is permitted to make an accounting policy election by class of underlying asset not to recognize lease assets and lease liabilities. If a lessee makes this election, it should recognize lease expense for such leases generally on a straight-line basis over the lease term. ASU 2016-02 also changes disclosure requirements related to leasing activities and requires certain qualitative disclosures along with specific quantitative disclosures. ASU 2016-02 is effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2018. Early application of ASU 2016-02 is permitted. In July 2018, the FASB issued ASU 2018-11, "Leases (Topic 842) Targeted Improvements" ("ASU 2018-11"). The amendments in this ASU provide entities with an additional (and optional) transition method to adopt ASU 2016-02.&#160; Under this new transition method, an</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">entity initially applies the new leases standard at the adoption date and recognizes a cumulative-effect adjustment to the opening balance of retained earnings in the period of adoption. Consequently, an entity's reporting for the comparative periods presented in the financial statements in which it adopts the new leases standard will continue to be in accordance with current GAAP. The Company will adopt the provisions of ASC 842 effective April 1, 2019 utilizing the transition method allowed under ASU 2018-11 and will not restate comparative periods. The Company will elect the package of practical expedients permitted under ASC 842's transition guidance, which allows the Company to carryforward its historical lease classifications and its assessment as to whether a contract is or contains a lease. The Company will also elect to not recognize lease assets and lease liabilities for leases with an initial term of 12 months or less. The Company expects the adoption of ASC 842 will result in an increase in other assets and an increase in other liabilities of approximately $5.6 million. The Company does not expect the adoption of ASC 842 to have a material impact on its future consolidated statements of income.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">In June 2016, the FASB issued ASU 2016-13, "Financial Instruments &#8211; Credit Losses: Measurement of Credit Losses on Financial Instruments" ("ASU 2016-13"). ASU 2016-13 replaces the existing incurred losses methodology for estimating allowances with a current expected credit losses methodology with respect to most financial assets measured at amortized cost and certain other instruments, including trade and other receivables, loans, held to maturity investment securities and off-balance sheet commitments. In addition, ASU 2016-13 requires credit losses relating to available for sale debt securities to be recorded through an allowance for credit losses rather than as a reduction of carrying amount. ASU 2016-13 also changes the accounting for PCI debt securities and loans. ASU 2016-13 retains many of the current disclosure requirements in GAAP and expands certain disclosure requirements. ASU 2016-13 is effective for fiscal years beginning after December 15, 2019, including interim periods within those fiscal years. Upon adoption, the Company expects a change in the processes and procedures to calculate the allowance for loan losses, including changes in assumptions and estimates to consider expected credit losses over the life of the loan versus the current accounting practice that utilizes the incurred loss model. In addition, the current accounting policy and procedures for other-than-temporary impairment on investment securities available for sale will be replaced with an allowance approach. The Company is reviewing the requirements of ASU 2016-13 and has begun developing and implementing processes and procedures to ensure it is fully compliant with the amendments at the adoption date. At this time, management anticipates the allowance for loan losses will increase as a result of the implementation of ASU 2016-13; however, until its evaluation is complete, the magnitude of the increase will not be known.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">In January 2017, the FASB issued ASU 2017-04, "Intangibles &#8211; Goodwill and Other: Simplifying the Test for Goodwill Impairment" ("ASU 2017-04"). ASU 2017-04 simplifies the subsequent measurement of goodwill and eliminates Step 2 from the goodwill impairment test. In computing the implied fair value of goodwill under Step 2, an entity had to perform procedures to determine the fair value at the impairment testing date of its assets and liabilities (including unrecognized assets and liabilities) following the procedure that would be required in determining the fair value of assets acquired and liabilities assumed in a business combination. Under ASU 2017-04, an entity should perform its annual, or interim, goodwill impairment test by comparing the fair value of a reporting unit with its carrying amount. An entity should recognize an impairment charge for the amount by which the carrying amount exceeds the reporting unit's fair value; however, the loss recognized should not exceed the total amount of goodwill allocated to that reporting unit. Additionally, an entity should consider income tax effects from any tax deductible goodwill on the carrying amount of the reporting unit when measuring the goodwill impairment loss, if applicable. ASU 2017-04 is effective for annual or interim goodwill impairment tests in fiscal years beginning after December 15, 2019. Early application of ASU 2017-04 is permitted for interim or annual goodwill impairment tests performed on testing dates after January 1, 2017. The adoption of ASU 2017-04 is not expected to have a material impact on the Company's future consolidated financial statements.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">In March 2017, the FASB issued ASU 2017-08, "Receivables &#8211; Nonrefundable Fees and Other Costs: Premium Amortization on Purchased Callable Debt Securities" ("ASU 2017-08"). ASU 2017-08 shortens the amortization period for certain callable debt securities held at a premium to the earliest call date. ASU 2017-08 is effective for fiscal years beginning after December 15, 2018, including interim periods within those fiscal years. The adoption of ASU 2017-08 is not expected to have a material impact on the Company's future consolidated financial statements.</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">In February 2018, the FASB issued ASU 2018-02, "Income Statement &#8211; Reporting Comprehensive Income: Reclassification of Certain Tax Effects from Accumulated Other Comprehensive Income" ("ASU 2018-02"). ASU 2018-02 allows a reclassification from accumulated other comprehensive income ("AOCI") to retained earnings for stranded tax effects resulting from the Tax Cuts and Jobs Act (the "Tax Act") (see Note 13). The amount of the reclassification would be calculated on the basis of the difference between the historical and newly enacted tax rates for deferred tax liabilities and assets related to items within AOCI. ASU 2018-02 was effective for fiscal years beginning after December 15, 2018, and early adoption was permitted. ASU 2018-02 should be applied either in the period of adoption or retrospectively to each</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">period in which the effect of the change in the federal corporate tax rate is recognized. The Company elected to early adopt ASU 2018-02 and, as a result, reclassified $342,000 of stranded tax effects from AOCI to retained earnings in the fourth quarter of the fiscal year ended March 31, 2018.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">In August 2018, the FASB issued ASU 2018-13, "Fair Value Measurement (Topic 820): Disclosure Framework &#8211; Changes to the Disclosure Requirements for Fair Value Measurement" ("ASU 2018-13"). ASU 2018-13 modifies the disclosure requirements for fair value measurements. The following disclosure requirements were removed from ASC Topic 820 &#8211; Fair Value Measurement: (1) the amount of and reasons for transfers between Level 1 and Level 2 of the fair value hierarchy; (2) the policy for timing of transfers between levels; and (3) the valuation processes for Level 3 fair value measurements. ASU 2018-13 clarifies that the measurement uncertainty disclosure is to communicate information about the uncertainty in measurement as of the reporting date. In addition, ASU 2018-13 adds new disclosure requirements for Level 3 measurements. ASU 2018-13 is effective for fiscal years beginning after December 15, 2019, including interim periods within those fiscal years. Early adoption is permitted for any removed or modified disclosures. The adoption of ASU 2018-13 is not expected to have a material impact on the Company's future consolidated financial statements.</div>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">In August 2018, the FASB issued ASU 2018-15, "Intangibles - Goodwill and Other - Internal-Use Software (Subtopic 350-40), Customer's Accounting for Implementation Costs Incurred in a Cloud Computing Arrangement That Is a Service Contract" ("ASU 2018-15"). The amendments in ASU 2018-15 broaden the scope of ASC Subtopic 350-40 to include costs incurred to implement a hosting arrangement that is a service contract. The amendments align the requirements for capitalizing implementation costs incurred in a hosting arrangement that is a service contract with the requirements for capitalizing implementation costs incurred to develop or obtain internal-use software (and hosting arrangements that include an internal-use software license). The costs are capitalized or expensed depending on the nature of the costs and the project stage during which they are incurred, consistent with the accounting for internal-use software costs. The amendments in ASU 2018-15 result in consistent capitalization of implementation costs of a hosting arrangement that is a service contract and implementation costs incurred to develop or obtain internal use software (and hosting arrangements that include an internal-use software license). The accounting for the service element of a hosting arrangement that is a service contract is not affected by the amendments in ASU 2018-15. ASU 2018-15 is effective for fiscal years beginning after December 15, 2019, including interim periods within those fiscal years. The adoption of ASU 2018-15 is not expected to have a material impact on the Company's future consolidated financial statements.</div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PriorPeriodReclassificationAdjustmentDescription', window );">Reclassifications</a></td>
<td class="text"><div style="text-align: justify; line-height: 10.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 16.55pt; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><font style="font-style: italic; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Reclassifications</font>&#160;&#8211; Certain prior period amounts have been reclassified to conform to the current period presentation; such reclassifications had no effect on previously reported net income or total shareholders' equity.</div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_AcquiredLoansPolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents disclosure of the accounting policy for acquired loans.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_AcquiredLoansPolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_AllowanceForUnfundedLoanCommitmentsPolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Descriptive disclosure of policy related to unfunded loan commitments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_AllowanceForUnfundedLoanCommitmentsPolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_CertificatesOfDepositHeldForInvestmentPolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Disclosure of policy related to certificates of deposit (CDs) held for investment.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_CertificatesOfDepositHeldForInvestmentPolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_FederalHomeLoanBankStockPolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Descriptive disclosure of policy related to Federal Home Loan Bank Stock.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_FederalHomeLoanBankStockPolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_MortgageServicingRightsPolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the textual narrative disclosure of Mortgage Servicing Rights Policy, during the indicated time period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_MortgageServicingRightsPolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_NatureOfOperationsPolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for the nature of an entity's business, major products or services, principal markets including location, and the relative importance of its operations in each business and the basis for the determination, including but not limited to, assets, revenues, or earnings.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_NatureOfOperationsPolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_RealEstateOwnedReoPolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Descriptive disclosure of policy related to other real estate owned.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_RealEstateOwnedReoPolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_TrustAssetsPolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Descriptive disclosure of policy related to Trust Assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_TrustAssetsPolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountingPoliciesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccountingPoliciesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdvertisingCostsPolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for advertising costs. For those costs that cannot be capitalized, discloses whether such costs are expensed as incurred or the first period in which the advertising takes place. For direct response advertising costs that are capitalized, describes those assets and the accounting policy used, including a description of the qualifying activity, the types of costs capitalized and the related amortization period. An entity also may disclose its accounting policy for cooperative advertising arrangements.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 340<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=84159346&amp;loc=d3e8275-108329<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=84158767&amp;loc=d3e18780-107790<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 340<br> -SubTopic 20<br> -Section 55<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=68054294&amp;loc=d3e8384-108330<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AdvertisingCostsPolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessCombinationsPolicy">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for completed business combinations (purchase method, acquisition method or combination of entities under common control). This accounting policy may include a general discussion of the purchase method or acquisition method of accounting (including for example, the treatment accorded contingent consideration, the identification of assets and liabilities, the purchase price allocation process, how the fair values of acquired assets and liabilities are determined) and the entity's specific application thereof. An entity that acquires another entity in a leveraged buyout transaction generally discloses the accounting policy followed by the acquiring entity in determining the basis used to value its interest in the acquired entity, and the rationale for that accounting policy.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 805<br> -SubTopic 10<br> -Section 05<br> -Paragraph 4<br> -Subparagraph (a)-(d)<br> -URI http://asc.fasb.org/extlink&amp;oid=6909625&amp;loc=d3e227-128457<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=84158767&amp;loc=d3e18780-107790<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BusinessCombinationsPolicy</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsPolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for cash and cash equivalents, including the policy for determining which items are treated as cash equivalents. Other information that may be disclosed includes (1) the nature of any restrictions on the entity's use of its cash and cash equivalents, (2) whether the entity's cash and cash equivalents are insured or expose the entity to credit risk, (3) the classification of any negative balance accounts (overdrafts), and (4) the carrying basis of cash equivalents (for example, at cost) and whether the carrying amount of cash equivalents approximates fair value.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=98513485&amp;loc=d3e4273-108586<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(1))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 305<br> -SubTopic 10<br> -Section 05<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6375392&amp;loc=d3e26790-107797<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=84158767&amp;loc=d3e18780-107790<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashAndCashEquivalentsPolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ConsolidationPolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy regarding (1) the principles it follows in consolidating or combining the separate financial statements, including the principles followed in determining the inclusion or exclusion of subsidiaries or other entities in the consolidated or combined financial statements and (2) its treatment of interests (for example, common stock, a partnership interest or other means of exerting influence) in other entities, for example consolidation or use of the equity or cost methods of accounting.  The accounting policy may also address the accounting treatment for intercompany accounts and transactions, noncontrolling interest, and the income statement treatment in consolidation for issuances of stock by a subsidiary.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.3A-02)<br> -URI http://asc.fasb.org/extlink&amp;oid=27015204&amp;loc=d3e355033-122828<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.3A-03)<br> -URI http://asc.fasb.org/extlink&amp;oid=27015204&amp;loc=d3e355100-122828<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=84158767&amp;loc=d3e18780-107790<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=109239629&amp;loc=d3e5614-111684<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ConsolidationPolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerSharePolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for computing basic and diluted earnings or loss per share for each class of common stock and participating security. Addresses all significant policy factors, including any antidilutive items that have been excluded from the computation and takes into account stock dividends, splits and reverse splits that occur after the balance sheet date of the latest reporting period but before the issuance of the financial statements.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=84158767&amp;loc=d3e18780-107790<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3630-109257<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EarningsPerSharePolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EmployeeStockOwnershipPlanESOPPolicy">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for ESOP transactions, including the method of measuring compensation, the classification of dividends on ESOP shares, and the treatment of ESOP shares for EPS computations. If the employer has both old ESOP shares for which it does not adopt new guidance and new ESOP shares for which new guidance is required, these disclosures are required for both blocks of shares.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 40<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=109244661&amp;loc=d3e17540-113929<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=84158767&amp;loc=d3e18780-107790<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EmployeeStockOwnershipPlanESOPPolicy</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinanceLoanAndLeaseReceivablesHeldForSalePolicy">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for those finance, loan and lease receivables classified as held for sale. This disclosure may include how the entity determines when to classify a loan or receivable as held for sale, the basis at which such receivables are carried in the entity's statements of financial position, how such receivables are valued, the method used to determine the lower of cost or fair value (that is, on an aggregate or individual asset basis), the treatment of commitment and other fees and origination costs, and how transfers to and from the held for investment portfolio are accounted for.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=84173941&amp;loc=d3e5033-111524<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=84159169&amp;loc=d3e10133-111534<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=84173941&amp;loc=d3e5093-111524<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11B<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=84173941&amp;loc=SL6953423-111524<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -URI http://asc.fasb.org/extlink&amp;oid=84173941&amp;loc=d3e5144-111524<br><br>Reference 6: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=84158767&amp;loc=d3e18780-107790<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinanceLoanAndLeaseReceivablesHeldForSalePolicy</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinanceLoansAndLeasesReceivablePolicy">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for finance, loan and lease receivables, including those held for investment and those held for sale. This disclosure may include (1) the basis at which such receivables are carried in the entity's statements of financial position (2) how the level of the allowance for loan and lease losses is determined (3) when impairments, charge-offs or recoveries are recognized for such receivables (4) the treatment of origination fees and costs, including the amortization method for net deferred fees or costs (5) the treatment of any premiums or discounts or unearned income (6) the entity's income recognition (revenues, expenses and gains and losses arising from committing to issue, issuing, granting, collecting, terminating, modifying and holding loans) policies for such receivables, including those that are impaired, past due or placed on nonaccrual status and (7) the treatment of foreclosures or repossessions.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=84159169&amp;loc=d3e10133-111534<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=84173941&amp;loc=d3e5093-111524<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=84158767&amp;loc=d3e18780-107790<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -URI http://asc.fasb.org/extlink&amp;oid=84173941&amp;loc=d3e5144-111524<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11B<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=84173941&amp;loc=SL6953423-111524<br><br>Reference 6: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 15<br> -Subparagraph (b,d)<br> -URI http://asc.fasb.org/extlink&amp;oid=84173941&amp;loc=d3e5212-111524<br><br>Reference 7: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(7))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinanceLoansAndLeasesReceivablePolicy</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxPolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for income taxes, which may include its accounting policies for recognizing and measuring deferred tax assets and liabilities and related valuation allowances, recognizing investment tax credits, operating loss carryforwards, tax credit carryforwards, and other carryforwards, methodologies for determining its effective income tax rate and the characterization of interest and penalties in the financial statements.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 20<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32847-109319<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 954<br> -SubTopic 740<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6491622&amp;loc=d3e9504-115650<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=84158767&amp;loc=d3e18780-107790<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 17<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32809-109319<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 19<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32840-109319<br><br>Reference 6: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 45<br> -Paragraph 25<br> -URI http://asc.fasb.org/extlink&amp;oid=84176650&amp;loc=d3e32247-109318<br><br>Reference 7: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -URI http://asc.fasb.org/extlink&amp;oid=84176650&amp;loc=d3e32280-109318<br><br>Reference 8: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 30<br> -Section 05<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=65884525&amp;loc=d3e40913-109327<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxPolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LifeInsuranceCorporateOrBankOwnedTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for corporate (COLI) or bank (BOLI) owned life insurance including the amount of cash surrender value that could be received as of the date of the statement of financial position, any restrictions on the company's ability to obtain the value of the life insurance policy on surrender, or any other additional information desired to be disclosed.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 325<br> -URI http://asc.fasb.org/topic&amp;trid=2197064<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LifeInsuranceCorporateOrBankOwnedTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for estimating the allowance for losses on loans and lease receivables. The disclosure may include (a) how the entity determines each element of the allowance, (b) which loans are evaluated individually and which loans are evaluated as a group, (c) how the entity determines both the allocated and unallocated portions of the allowance, (d) how the entity determines the loss factors applied to graded loans in order to develop a general allowance, and (e) what self-correcting mechanism the entity uses to reduce differences between estimated and actual losses.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=84158767&amp;loc=d3e18780-107790<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -URI http://asc.fasb.org/extlink&amp;oid=84173941&amp;loc=d3e5144-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MarketableSecuritiesPolicy">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for investment classified as marketable security.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 320<br> -Section 50<br> -Paragraph 5<br> -URI http://asc.fasb.org/extlink&amp;oid=75019621&amp;loc=d3e62652-112803<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MarketableSecuritiesPolicy</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy pertaining to new accounting pronouncements that may impact the entity's financial reporting. Includes, but is not limited to, quantification of the expected or actual impact.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PriorPeriodReclassificationAdjustmentDescription">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for reclassifications that affects the comparability of the financial statements.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 205<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6359566&amp;loc=d3e326-107755<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PriorPeriodReclassificationAdjustmentDescription</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentPolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for long-lived, physical assets used in the normal conduct of business and not intended for resale. Includes, but is not limited to, basis of assets, depreciation and depletion methods used, including composite deprecation, estimated useful lives, capitalization policy, accounting treatment for costs incurred for repairs and maintenance, capitalized interest and the method it is calculated, disposals and impairments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.13(a))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 360<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=84158767&amp;loc=d3e18780-107790<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentPolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SegmentReportingPolicyPolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for segment reporting.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=84158767&amp;loc=d3e18780-107790<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SegmentReportingPolicyPolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for stock option and stock incentive plans. This disclosure may include (1) the types of stock option or incentive plans sponsored by the entity (2) the groups that participate in (or are covered by) each plan (3) significant plan provisions and (4) how stock compensation is measured, and the methodologies and significant assumptions used to determine that measurement.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=84158767&amp;loc=d3e18780-107790<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b),(f)<br> -URI http://asc.fasb.org/extlink&amp;oid=109197908&amp;loc=d3e5070-113901<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=109197908&amp;loc=d3e5047-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TransfersAndServicingOfFinancialAssetsServicingOfFinancialAssetsPolicy">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for servicing assets and liabilities including, but not necessarily limited to: (a) how a servicing asset or servicing liability is initially recognized and measured, (b) management's basis for determining its classes of servicing assets and servicing liabilities, (c) where contractually specified fees, late fees or ancillary fees are reported in the statement of income, (d) how the entity subsequently measures each class of servicing assets and servicing liabilities (that is, by using the amortization method or fair value method), and the methodology and significant assumptions used to value such servicing, (e) for those classes subsequently measured using the amortization method, where changes in the carrying amount are reported in the statement of income and how such servicing assets and liabilities are evaluated for impairment, and (f) for those classes subsequently measured at fair value, where changes in the fair value are reported in the statement of income.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 860<br> -SubTopic 50<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=68078379&amp;loc=d3e122739-111746<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 860<br> -SubTopic 50<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a),(c)<br> -URI http://asc.fasb.org/extlink&amp;oid=68078379&amp;loc=d3e122596-111746<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 860<br> -SubTopic 50<br> -Section 35<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=7525126&amp;loc=d3e121145-111743<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=84158767&amp;loc=d3e18780-107790<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 860<br> -SubTopic 50<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=68078379&amp;loc=d3e122625-111746<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TransfersAndServicingOfFinancialAssetsServicingOfFinancialAssetsPolicy</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_UseOfEstimates">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for the use of estimates in the preparation of financial statements in conformity with generally accepted accounting principles.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 275<br> -SubTopic 10<br> -Section 50<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=99393423&amp;loc=d3e6191-108592<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 275<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=99393423&amp;loc=d3e6161-108592<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 275<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -URI http://asc.fasb.org/extlink&amp;oid=99393423&amp;loc=d3e6143-108592<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 275<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=99393423&amp;loc=d3e5967-108592<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 275<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=99393423&amp;loc=d3e6061-108592<br><br>Reference 6: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 275<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=99393423&amp;loc=d3e6132-108592<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 275<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=99393423&amp;loc=d3e5967-108592<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_UseOfEstimates</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>46
<FILENAME>R31.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6603841824">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>BUSINESS COMBINATIONS (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Mar. 31, 2019</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationsAbstract', window );"><strong>Business Combinations [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTextBlock', window );">Schedule of estimated fair values of assets acquired and liabilities assumed</a></td>
<td class="text"><table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 96%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; width: 905px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="10">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">At February 17, 2017</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; width: 905px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Book</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Value</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Fair Value</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Adjustment</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Estimated</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Fair Value</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="width: 905px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 905px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Cash consideration transferred</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">12,080</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 905px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 151px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width:
 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 905px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Recognized amounts of identifiable assets acquired and liabilities assumed</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 905px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Identifiable assets acquired</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 151px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 905px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;">Cash and cash equivalents</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 147px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">27,196</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 148px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">27,196</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 905px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;">Loans receivable</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 147px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">115,283</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 148px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(3,258</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;"
 valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 151px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">112,025</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 905px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;">CDI</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 147px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 148px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,363</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,363</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 905px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;">Premises and equipment</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 147px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,769</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 148px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">399</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 151px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,168</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 905px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;">BOLI</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 147px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,113</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 148px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,113</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 905px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;">Accrued interest receivable and other assets</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color:
 #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 147px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">431</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 148px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">90</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 151px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">521</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 905px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 27pt; font-size: 10pt;">Total identifiable assets acquired</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 147px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">146,792</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 148px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,406</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">145,386</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 905px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 147px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 148px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 151px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 905px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Liabilities assumed</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 147px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right;
 background-color: #cceeff; width: 148px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 905px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;">Deposits</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 147px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">130,572</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 148px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">235</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 151px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">130,807</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 905px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;">Junior subordinated debentures</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 147px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,155</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 148px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,468</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,687</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 905px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;">Accrued expenses and other liabilities</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 147px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">293</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 148px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">23</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 151px;
 vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">316</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 905px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 27pt; font-size: 10pt;">Total liabilities assumed</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 147px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">136,020</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 148px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,210</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">134,810</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 905px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 27pt; font-size: 10pt;">Total identifiable net assets acquired</div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 147px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10,772</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 148px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(196</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 151px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10,576</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 905px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 27pt; font-size: 10pt;">Goodwill recognized</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 147px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 148px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px;
 background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,504</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table><span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionProFormaInformationTextBlock', window );">Schedule of unaudited pro forma information</a></td>
<td class="text"><table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 80%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; width: 819px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">For the Year Ended March 31,</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; width: 819px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Unaudited Pro Forma</div>
</td>
<td style="padding-bottom: 2px; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2017</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2016</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="width: 819px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 819px; vertical-align: bottom;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total revenues (net interest income plus non-interest income)</div>
</td>
<td style="background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 164px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">49,290</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 166px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">45,261</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 819px; vertical-align: bottom;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Net income</div>
</td>
<td style="background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 164px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">9,277</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 166px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8,260</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_ScheduleOfBusinessAcquisitionsRelatedExpensesTableTextBlock', window );">Schedule of acquisition-related expenses</a></td>
<td class="text"><table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 1096px; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="background-color: #cceeff; width: 868px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Salaries and employee benefits</div>
</td>
<td style="background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 173px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">26</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 868px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Occupancy and depreciation</div>
</td>
<td style="background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 173px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">6</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 868px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Data processing</div>
</td>
<td style="background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 173px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">63</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 868px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Professional fees</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 173px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">653</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 868px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;">Total impact of acquisition related costs to noninterest expense</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 173px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">748</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 868px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 173px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_ScheduleOfBusinessAcquisitionsRelatedExpensesTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Schedule of business acquisitions related expenses.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_ScheduleOfBusinessAcquisitionsRelatedExpensesTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessAcquisitionProFormaInformationTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of pro forma results of operations for a material business acquisition or series of individually immaterial business acquisitions that are material in the aggregate.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 805<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (h)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=79982066&amp;loc=d3e1392-128463<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 805<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (h)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=79982066&amp;loc=d3e1392-128463<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BusinessAcquisitionProFormaInformationTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessCombinationsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BusinessCombinationsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of a material business combination completed during the period, including background, timing, and recognized assets and liabilities. This table  does not include leveraged buyouts.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 805<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=79982066&amp;loc=d3e1486-128463<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 805<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=79982066&amp;loc=d3e1392-128463<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>47
<FILENAME>R32.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6842601408">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>INVESTMENT SECURITIES (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Mar. 31, 2019</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract', window );"><strong>Investments, Debt and Equity Securities [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesTextBlock', window );">Schedule of amortized cost and approximate fair value of investment securities</a></td>
<td class="text"><table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Amortized</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Cost</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Gross</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Unrealized Gains</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Gross</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Unrealized Losses</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Estimated Fair</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Value</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"><u>March 31, 2019</u></div>
</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Available for sale:</div>
</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;">Municipal securities</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8,885</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 142px;
 vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">30</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(34</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8,881</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;">Agency securities</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">12,426</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">22</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(107</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">12,341</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="text-align: left; background-color: #ffffff; width: 815px; vertical-align: top;">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;">Real estate mortgage investment conduits&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup></div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">40,835</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(673</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color:
 #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">40,162</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="text-align: left; background-color: #cceeff; width: 815px; vertical-align: top;">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;">Residential mortgage-backed securities&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup></div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">77,402</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,588</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">75,821</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 815px; vertical-align: top;">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;">Other mortgage-backed securities&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(2)</sup></div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">42,133</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">12</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,124</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">41,021</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; text-indent: 18pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total available for sale</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div
 style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">181,681</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">71</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(3,526</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">178,226</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Held to maturity:</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px;
 vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;">Residential mortgage-backed securities&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(3)</sup></div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">35</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">35</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="width: 815px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr style="height: 12px;">
<td style="text-align: left; background-color: #ffffff; vertical-align: top;" colspan="16">
<div style="line-height: 8pt; font-family: 'times new roman', times, serif; font-size: 10pt;"><sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup>&#160;Comprised of FHLMC, Federal National Mortgage Association ("FNMA") and Ginnie Mae ("GNMA") issued securities.</div>
</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="text-align: left; vertical-align: top;" colspan="16">
<div style="line-height: 8pt; font-family: 'times new roman', times, serif; font-size: 10pt;"><sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(2)</sup>&#160;Comprised of U.S. Small Business Administration ("SBA") issued securities and commercial real estate ("CRE") secured securities issued by FNMA.</div>
</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="text-align: left; background-color: #ffffff; vertical-align: top;" colspan="16">
<div style="line-height: 8pt; font-family: 'times new roman', times, serif; font-size: 10pt;"><sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(3)</sup>&#160;Comprised of FHLMC and FNMA issued securities.</div>
</td>
<td style="text-align: left; background-color: #ffffff;
 vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; margin-top: 10pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; margin-bottom: 10pt; letter-spacing: normal; color: #000000; clear: both; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" >
<div style="text-align: center; break-after: page;" ><br style="line-height: 1.15pt;" />&#160;</div>
</div>
<table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Amortized</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Cost</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Gross</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Unrealized Gains</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Gross</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Unrealized Losses</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Estimated Fair</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Value</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"><u>March 31, 2018</u></div>
</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Available for sale:</div>
</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;">Municipal securities</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right;
 background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">9,041</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(309</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8,732</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;">Agency securities</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">22,412</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(311</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">22,102</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="text-align: left; background-color: #ffffff; width: 815px; vertical-align: top;">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;">Real estate mortgage investment conduits&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup></div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">48,310</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td
 style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,355</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">46,955</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="text-align: left; background-color: #cceeff; width: 815px; vertical-align: top;">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;">Residential mortgage-backed securities&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup></div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">91,786</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(2,715</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">89,074</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 815px; vertical-align: top;">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;">Other mortgage-backed securities&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(2)</sup></div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">47,878</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,521</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">46,358</div>
</td>
<td
 style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; text-indent: 18pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total available for sale</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">219,427</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(6,211</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">213,221</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Held to maturity:</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align:
 bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 815px; vertical-align: top;">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;">Residential mortgage-backed securities&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(3)</sup></div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">42</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">43</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom" colspan="16">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="text-align: left; background-color: #ffffff; vertical-align: top;" colspan="16">
<div style="line-height: 8pt; font-family: 'times new roman', times, serif; font-size: 10pt;"><sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup>&#160;Comprised of FHLMC, FNMA and GNMA issued securities.</div>
</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="text-align: left; vertical-align: top;" colspan="16">
<div style="line-height: 8pt; font-family: 'times new roman', times, serif; font-size: 10pt;"><sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(2)</sup>&#160;Comprised of SBA issued securities and CRE secured securities issued by FNMA.</div>
</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="text-align: left; background-color: #ffffff; vertical-align: top;" colspan="16">
<div style="line-height: 8pt; font-family: 'times new roman', times, serif; font-size: 10pt;"><sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(3)</sup>&#160;Comprised of FHLMC and FNMA issued securities.</div>
</td>
</tr>
</table><span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock', window );">Schedule of contractual maturities of investment securities</a></td>
<td class="text"><table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; width: 684px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Available for Sale</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Held to Maturity</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; width: 684px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Amortized</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Cost</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Estimated</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Fair Value</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Amortized</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Cost</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Estimated</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Fair Value</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 684px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Due in one year or less</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4,961</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4,949</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 137px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif;
 font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 684px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Due after one year through five years</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8,585</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8,505</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">32</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 137px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">32</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 684px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Due after five years through ten years</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">48,050</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">47,373</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 137px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 684px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Due after ten years</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">120,085</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">117,399</div>
</td>
<td style="text-align: left; padding-bottom: 2px;
 background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 137px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 684px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 12.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">181,681</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">178,226</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 136px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">35</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 137px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">35</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_ScheduleOfTemporarilyImpairedSecuritiesFairValueAndUnrealizedLossesTableTextBlock', window );">Schedule of temporarily impaired securities, fair value and unrealized losses</a></td>
<td class="text"><table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="6">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Less than 12 months</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="6">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">12 months or longer</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6">
<div style="text-align: center; line-height: 9.7pt; text-indent: -19.35pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Total</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Estimated</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Fair Value</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Unrealized</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Losses</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Estimated</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Fair Value</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Unrealized</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Losses</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Estimated</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Fair Value</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Unrealized</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Losses</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -18pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt; font-weight: bold; margin-right: 3.6pt;"><u>March 31, 2019</u></div>
</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;"
 valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: top;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt; margin-right: 3.6pt;">Available for sale:</div>
</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 26.15pt; font-size: 10pt; margin-right: 3.6pt;">Municipal securities</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">6,554</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size:
 10pt;">(34</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">6,554</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(34</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 26.15pt; font-size: 10pt; margin-right: 3.6pt;">Agency securities</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">6,861</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(107</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">6,861</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(107</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -9pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt; margin-right: 3.6pt;">Real estate mortgage investment conduits&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup></div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;"
 valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">40,126</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(673</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">40,126</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(673</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 26.15pt; font-size: 10pt; margin-right: 3.6pt;">Residential mortgage-backed securities&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup></div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">74,288</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,588</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">74,288</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,588</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"
 nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 26.15pt; font-size: 10pt; margin-right: 3.6pt;">Other mortgage-backed securities&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(2)</sup></div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">40,409</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,124</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">40,409</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,124</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -4.5pt; font-family: 'times new roman', times, serif; margin-left: 22.5pt; font-size: 10pt; margin-right: 3.6pt;">Total available for sale</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;"
 valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">168,238</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(3,526</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">168,238</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(3,526</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -18pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt; font-weight: bold; margin-right: 3.6pt;"><u>March 31, 2018</u></div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align:
 bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt; margin-right: 3.6pt;">Available for sale:</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px;
 vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 26.15pt; font-size: 10pt; margin-right: 3.6pt;">Municipal securities</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">6,626</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(236</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,106</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(73</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8,732</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(309</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 26.15pt; font-size: 10pt; margin-right: 3.6pt;">Agency securities</div>
</td>
<td style="background-color: #cceeff;
 width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,301</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(112</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">15,797</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(199</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">21,098</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(311</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -8.95pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt; margin-right: 3.6pt;">Real estate mortgage investment conduits&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup></div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">31,922</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(774</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">14,983</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(581</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;"
 valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">46,905</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,355</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 26.15pt; font-size: 10pt; margin-right: 3.6pt;">Residential mortgage-backed securities&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup></div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">50,941</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,192</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">37,823</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,523</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">88,764</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(2,715</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -17.1pt; font-family: 'times new roman', times, serif; margin-left: 26.15pt; font-size: 10pt; margin-right: 3.6pt;">Other mortgage-backed securities&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(2)</sup></div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">16,355</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times,
 serif; font-size: 10pt;">(382</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">29,351</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,139</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">45,706</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,521</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -4.5pt; font-family: 'times new roman', times, serif; margin-left: 22.5pt; font-size: 10pt; margin-right: 3.6pt;">Total available for sale</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">111,145</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(2,696</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">100,060</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(3,515</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times
 new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">211,205</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(6,211</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="text-align: left; vertical-align: top;" colspan="24">
<div style="line-height: 8pt; font-family: 'times new roman', times, serif; font-size: 10pt;"><sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup>&#160;Comprised of FHLMC, FNMA and GNMA issued securities.</div>
</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="text-align: left; background-color: #ffffff; vertical-align: top;" colspan="24">
<div style="line-height: 8pt; font-family: 'times new roman', times, serif; font-size: 10pt;"><sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(2)</sup>&#160;Comprised of SBA and CRE secured securities issued by FNMA.</div>
</td>
</tr>
</table><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_ScheduleOfTemporarilyImpairedSecuritiesFairValueAndUnrealizedLossesTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Schedule (table) showing the fair value of temporarily impaired securities, the amount of unrealized losses and the length of time these unrealized losses existed, as of the dates indicated.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_ScheduleOfTemporarilyImpairedSecuritiesFairValueAndUnrealizedLossesTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of available-for-sale securities which includes, but is not limited to, changes in the cost basis and fair value, fair value and gross unrealized gain (loss), fair values by type of security, contractual maturity and classification, amortized cost basis, contracts to acquire securities to be accounted for as available-for-sale, debt maturities, transfers to trading, change in net unrealized holding gain (loss) net of tax, continuous unrealized loss position fair value, aggregate losses qualitative disclosures, other than temporary impairment (OTTI) losses or other disclosures related to available for sale securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of maturities of an entity's investments as well as any other information pertinent to the investments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>48
<FILENAME>R33.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6659753936">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>LOANS RECEIVABLE (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Mar. 31, 2019</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ReceivablesAbstract', window );"><strong>Receivables [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock', window );">Schedule of loans and financing receivable</a></td>
<td class="text"><table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 80%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; width: 849px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: middle;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">March 31,</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2019</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">March 31,</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2018</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 849px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Commercial and construction</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 849px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Commercial business</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 152px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">162,796</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 155px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">137,672</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 849px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Commercial real estate</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 152px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">461,432</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 155px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">450,597</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 849px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Land</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 152px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">17,027</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 155px; vertical-align:
 bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">15,337</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 849px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Multi-family</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 152px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">51,570</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 155px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">63,080</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 849px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Real estate construction</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 152px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">90,882</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 155px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">39,584</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 849px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 22.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total commercial and construction</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 152px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">783,707</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 155px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">706,270</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 849px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 152px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 155px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 849px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Consumer</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 152px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width:
 155px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 849px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Real estate one-to-four family</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 152px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">84,053</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 155px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">90,109</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 849px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Other installment&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup></div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 152px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8,356</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 155px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">14,997</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 849px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 16.65pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total consumer</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 152px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">92,409</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 155px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">105,106</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 849px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 152px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 155px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 849px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 0.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total loans</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 152px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">876,116</div>
</td>
<td style="text-align: left; background-color: #ffffff;
 width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 155px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">811,376</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 849px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 152px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 155px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 849px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Less: Allowance for loan losses</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 152px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">11,457</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 155px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10,766</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 849px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Loans receivable, net</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 152px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">864,659</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 155px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">800,610</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 849px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 152px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 155px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="text-align: left; vertical-align: top;" colspan="8">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"><sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup><font style="font-family: 'times new roman', times, serif; font-size: 10pt;">&#160;Consists primarily of purchased automobile loans totaling $5.8 million and $12.9 million at March 31, 2019 and 2018, respectively.</font></div>
</td>
<td style="text-align: left; width: 17px; vertical-align: bottom;" valign="bottom"
 nowrap="nowrap">&#160;</td>
</tr>
</table><span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfRelatedPartyTransactionsTableTextBlock', window );">Schedule of aggregate loans to officers and directors</a></td>
<td class="text"><table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 1253px; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; width: 699px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="10">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Year Ended March 31,</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; width: 699px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2019</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2018</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2017</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 699px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Beginning balance</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 139px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">981</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 139px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">859</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 140px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">841</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 699px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Originations</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 139px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">359</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 139px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">526</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 140px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">228</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 699px; vertical-align: top;"
 valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Principal repayments</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 139px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(562</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 139px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(404</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 140px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(210</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 699px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Ending balance</div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 139px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">778</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 139px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">981</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 140px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">859</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ReceivablesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ReceivablesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.3,4)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfRelatedPartyTransactionsTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of related party transactions. Examples of related party transactions include, but are not limited to, transactions between (a) a parent company and its subsidiary; (b) subsidiaries of a common parent; (c) and entity and its principal owners and (d) affiliates.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfRelatedPartyTransactionsTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>49
<FILENAME>R34.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6831305328">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>ALLOWANCE FOR LOAN LOSSES (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Mar. 31, 2019</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_AllowanceForLoanLossesAbstract', window );"><strong>Allowance For Loan Losses [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_ScheduleOfAllowanceForLoanAndLeaseLossesRollForwardTableTextBlock', window );">Schedule of reconciliation of the allowance for loan losses</a></td>
<td class="text"><table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"><u>March 31, 2019</u></div>
</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Commercial</div>
<div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Business</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Commercial</div>
<div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Real Estate</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Land</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Multi-</div>
<div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Family</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Real Estate Construction</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Consumer</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Unallocated</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Total</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: top;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 314px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left:
 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Beginning balance</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,668</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4,914</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">220</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">822</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">618</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,809</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">715</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10,766</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 314px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Provision for (recapture of)</div>
<div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">&#160;&#160;loan losses</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">139</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color:
 #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(685</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">34</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(94</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">839</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(178</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(5</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">50</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 314px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Charge-offs</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;"
 valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(291</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(291</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 314px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Recoveries</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">824</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">107</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"
 nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">932</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 314px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Ending balance</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,808</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,053</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">254</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">728</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,457</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,447</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px
 double; text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">710</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">11,457</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"><u>March 31, 2018</u></div>
</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: top;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 314px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Beginning balance</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif;
 font-size: 10pt;">1,418</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,084</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">228</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">297</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">714</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,099</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">688</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10,528</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 314px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Provision for (recapture of)</div>
<div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">&#160;&#160;loan losses</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(156</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px;
 vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(301</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">525</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(96</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(9</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">27</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 314px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Charge-offs</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(68</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"
 nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(340</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(408</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 314px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Recoveries</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">240</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">54</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">293</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">59</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times
 new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">646</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 314px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Ending balance</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,668</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4,914</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">220</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">822</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">618</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,809</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">715</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td
 style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10,766</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"><u>March 31, 2017</u></div>
</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: top;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 314px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Beginning balance</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,048</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td
 style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4,273</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">325</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">712</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">416</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,403</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">708</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">9,885</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 314px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Provision for (recapture of)</div>
<div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">&#160;&#160;loan losses</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(121</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">926</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(558</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size:
 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(415</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">298</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(110</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(20</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 314px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Charge-offs</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(117</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color:
 #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(340</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(458</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 314px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Recoveries</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">492</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">461</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">146</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align:
 bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,101</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 314px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 8.55pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Ending balance</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,418</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,084</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">228</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">297</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 110px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">714</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,099</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">688</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double;
 text-align: right; background-color: #cceeff; width: 109px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10,528</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_ScheduleOfImpairedFinancingReceivablesTableTextBlock', window );">Schedule of impaired financing receivables</a></td>
<td class="text"><table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="10">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Allowance for Loan Losses</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="10">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Recorded Investment in Loans</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"><u>March 31, 2019</u></div>
</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Individually</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Evaluated for</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Impairment</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; width: 161px; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Collectively</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Evaluated for</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Impairment</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Total</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Individually</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Evaluated for</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Impairment</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Collectively</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Evaluated for</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Impairment</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Total</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 13px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="width: 161px; vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom"
 nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Commercial business</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,808</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,808</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">160</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">162,636</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">162,796</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Commercial real estate</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,053</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,053</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;"
 valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,482</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">458,950</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">461,432</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Land</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">254</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">254</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">728</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">16,299</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">17,027</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Multi-family</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">728</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div
 style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">728</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,598</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">49,972</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">51,570</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Real estate construction</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,457</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,457</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">90,882</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">90,882</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Consumer</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">22</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div
 style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,425</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,447</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">697</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">91,712</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">92,409</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Unallocated</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">710</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">710</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 12px;
 vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total</div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">22</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">11,435</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">11,457</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,665</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">870,451</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">876,116</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="line-height: 1.15pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"><u>March 31, 2018</u></div>
</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align:
 bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Commercial business</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,668</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,668</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,004</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">136,668</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">137,672</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px;
 vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Commercial real estate</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4,914</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4,914</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,883</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">447,714</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">450,597</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Land</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">220</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">220</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">763</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">14,574</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align:
 bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">15,337</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Multi-family</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">822</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">822</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,644</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">61,436</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">63,080</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Real estate construction</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">618</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">618</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;"
 valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">39,584</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">39,584</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Consumer</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">69</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,740</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,809</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,428</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">103,678</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">105,106</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Unallocated</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">715</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px
 solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">715</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total</div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">69</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10,697</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10,766</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7,722</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">803,654</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;"
 valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">811,376</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_ScheduleOfChangesInAllowanceForUnfundedLoanCommitmentsTableTextBlock', window );">Schedule of changes in the allowance for unfunded loan commitments</a></td>
<td class="text"><table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 80%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; width: 699px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; width: 523px; vertical-align: bottom;" valign="bottom" colspan="10">
<div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Year Ended March 31,</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr style="height: 12px;">
<td style="padding-bottom: 2px; width: 699px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: center; width: 154px; vertical-align: bottom; font-weight: bold;" colspan="2">2019</td>
<td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom; font-weight: bold;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; width: 15px; vertical-align: bottom; font-weight: bold;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: center; width: 154px; vertical-align: bottom; font-weight: bold;" colspan="2">2018&#160;&#160;</td>
<td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom; font-weight: bold;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; width: 15px; vertical-align: bottom; font-weight: bold;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: center; width: 155px; vertical-align: bottom; font-weight: bold;" colspan="2">2017&#160;&#160;</td>
<td style="text-align: left; padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="width: 699px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Beginning balance</div>
</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; width: 139px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">480</div>
</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; width: 139px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">388</div>
</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; width: 140px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">324</div>
</td>
<td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 699px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Net change in allowance for unfunded loan commitments</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 139px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(11</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 139px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">92</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 140px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">64</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 699px; vertical-align: top;" valign="bottom">
<div
 style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Ending balance</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 139px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">469</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 139px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">480</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 140px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">388</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table><span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PastDueFinancingReceivablesTableTextBlock', window );">Schedule of analysis of loans by aging category</a></td>
<td class="text"><table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"><u>March 31, 2019</u></div>
</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">30-89 Days</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Past Due</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">90 Days</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">and</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Greater</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Past Due</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Non-accrual</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Total Past</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Due and</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Non-</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">accrual</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Current</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Total Loans</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Receivable</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: top;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Commercial business</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width:
 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">225</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">225</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">162,571</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">162,796</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Commercial real estate</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,081</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,081</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">460,351</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;"
 valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">461,432</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Land</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">17,027</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">17,027</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Multi-family</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td
 style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">51,570</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">51,570</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -9pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt; margin-right: 3.6pt;">Real estate construction</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">90,882</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">90,882</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Consumer</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">345</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color:
 #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">210</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">558</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">91,851</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">92,409</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -9pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt; margin-right: 3.6pt;">Total</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">345</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,516</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,864</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">874,252</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px;
 vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">876,116</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><br style="line-height: 5.7pt;" />&#160;</div>
<table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"><u>March 31, 2018</u></div>
</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; vertical-align: top;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Commercial business</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align:
 right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">178</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">185</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">137,487</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">137,672</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Commercial real estate</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,200</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,200</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">449,397</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">450,597</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color:
 #cceeff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Land</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">763</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">763</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">14,574</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">15,337</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Multi-family</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">63,080</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;"
 valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">63,080</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -9pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt; margin-right: 3.6pt;">Real estate construction</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">39,584</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">39,584</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Consumer</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">513</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">277</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;"
 valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">790</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">104,316</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">105,106</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 439px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -9pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt; margin-right: 3.6pt;">Total</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">520</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,418</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,938</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">808,438</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">811,376</div>
</td>
<td style="text-align:
 left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_ScheduleOfCreditQualityIndicatorsTableTextBlock', window );">Schedule of credit quality indicators</a></td>
<td class="text"><table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"><u>March 31, 2019</u></div>
</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Pass</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Special</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Mention</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Substandard</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Doubtful</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Loss</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Total Loans</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Receivable</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Commercial business</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">159,997</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">840</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px;
 vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,959</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">162,796</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Commercial real estate</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">454,013</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4,030</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,389</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">461,432</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Land</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family:
 'times new roman', times, serif; font-size: 10pt;">16,299</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">728</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">17,027</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Multi-family</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">51,093</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">457</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">20</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">51,570</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px;
 vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Real estate construction</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">90,882</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">90,882</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Consumer</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">92,199</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">210</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff;
 width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">92,409</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;">Total</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">864,483</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,327</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">6,306</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">876,116</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><br style="line-height: 5.7pt;" />&#160;</div>
<table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt;
 word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"><u>March 31, 2018</u></div>
</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Commercial business</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">132,309</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,976</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,387</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size:
 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">137,672</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Commercial real estate</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">440,123</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7,489</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,985</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">450,597</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Land</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">14,574</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td
 style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">763</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">15,337</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Multi-family</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">60,879</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,190</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">11</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">63,080</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Real estate construction</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">39,584</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td
 style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">39,584</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Consumer</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">104,829</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">277</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom:
 #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">105,106</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt;">Total</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">792,298</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">11,655</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7,423</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">811,376</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_ScheduleOfImpairedLoansAverageRecordedInvestmentAndInterestRecognizedTableTextBlock', window );">Schedule of total and average recorded investment in impaired loans</a></td>
<td class="text"><table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"><u>March 31, 2019</u></div>
</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Recorded</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Investment with</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">No Specific</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Valuation</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Allowance</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Recorded</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Investment</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">with Specific</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Valuation</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Allowance</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Total</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Recorded</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Investment</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Unpaid</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Principal</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Balance</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Related</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Specific</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Valuation</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Allowance</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: top;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 627px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Commercial business</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height:
 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">160</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">160</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">182</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 627px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Commercial real estate</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,482</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,482</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,424</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 627px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Land</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td
 style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">728</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">728</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">766</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 627px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Multi-family</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,598</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,598</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,709</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 627px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Consumer</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">281</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td
 style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">416</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">697</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">807</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">22</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 627px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -9pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt; margin-right: 3.6pt;">Total</div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,249</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">416</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,665</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">6,888</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">22</div>
</td>
<td style="text-align: left; padding-bottom:
 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 627px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt;">&#160;</div>
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"><u>March 31, 2018</u></div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 627px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Commercial business</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,004</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,004</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,062</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 627px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Commercial real estate</div>
</td>
<td style="background-color: #cceeff; width: 16px;
 vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,883</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,883</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,816</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 627px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Land</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">763</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">763</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">790</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 627px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Multi-family</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,644</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"
 nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,644</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,765</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 627px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Consumer</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">294</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,134</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,428</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,544</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">69</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 627px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -9pt; font-family: 'times new roman', times, serif; margin-left: 9pt; font-size: 10pt; margin-right: 3.6pt;">Total</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width:
 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">6,588</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,134</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7,722</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8,977</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">69</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;&#160;</div>
<table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Year ended</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">March 31, 2019</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Year ended</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">March 31, 2018</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Year ended</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">March 31, 2017</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Average</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Recorded</div>
<div style="text-align: center; line-height: 9.7pt;
 font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Investment</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Interest</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Recognized</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">on Impaired</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Loans</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Average</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Recorded</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Investment</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Interest</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Recognized on</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Impaired</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Loans</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Average</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Recorded</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Investment</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Interest</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Recognized</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">on Impaired</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Loans</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Commercial business</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">334</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;"
 valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">930</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">41</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">255</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Commercial real estate</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,607</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">64</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4,185</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">101</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8,823</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size:
 10pt;">337</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Land</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">742</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">781</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">801</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Multi-family</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,620</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">88</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,668</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">90</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,710</div>
</td>
<td
 style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">93</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Consumer</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">992</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">45</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,452</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">62</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,529</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">62</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total</div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">6,295</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">204</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;"
 valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">9,016</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">294</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">13,118</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">502</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_ScheduleOfTdrsByInterestAccrualStatusTableTextBlock', window );">Schedule of TDRs by interest accrual status</a></td>
<td class="text"><table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="10">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">March 31, 2019</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="10">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">March 31, 2018</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Accrual</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Nonaccrual</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Total</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Accrual</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Nonaccrual</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Total</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Commercial business</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times,
 serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">160</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">160</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">826</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">178</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,004</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Commercial real estate</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,401</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,081</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,482</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,683</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,200</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,883</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color:
 #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Land</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">728</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">728</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">763</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">763</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Multi-family</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,598</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,598</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,644</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;"
 valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,644</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Consumer</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">697</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">697</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,428</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,428</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total</div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4,424</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,241</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px
 double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,665</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,581</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,141</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7,722</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_AllowanceForLoanLossesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_AllowanceForLoanLossesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_ScheduleOfAllowanceForLoanAndLeaseLossesRollForwardTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_ScheduleOfAllowanceForLoanAndLeaseLossesRollForwardTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_ScheduleOfChangesInAllowanceForUnfundedLoanCommitmentsTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Schedule of changes in the allowance for unfunded loan commitments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_ScheduleOfChangesInAllowanceForUnfundedLoanCommitmentsTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_ScheduleOfCreditQualityIndicatorsTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_ScheduleOfCreditQualityIndicatorsTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_ScheduleOfImpairedFinancingReceivablesTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of impaired financing receivables.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_ScheduleOfImpairedFinancingReceivablesTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_ScheduleOfImpairedLoansAverageRecordedInvestmentAndInterestRecognizedTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Schedule (table) of the average recorded investment and the interest recognized on impaired loans for the periods indicated.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_ScheduleOfImpairedLoansAverageRecordedInvestmentAndInterestRecognizedTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_ScheduleOfTdrsByInterestAccrualStatusTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the textual narrative disclosure of Schedule of TDRs by Interest Accrual Status, during the indicated time period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_ScheduleOfTdrsByInterestAccrualStatusTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PastDueFinancingReceivablesTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 7A<br> -URI http://asc.fasb.org/extlink&amp;oid=84173941&amp;loc=SL6953401-111524<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 7<br> -URI http://asc.fasb.org/extlink&amp;oid=84173941&amp;loc=d3e5111-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PastDueFinancingReceivablesTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>50
<FILENAME>R35.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6831139152">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>REAL ESTATE OWNED (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Mar. 31, 2019</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RealEstateOwnedDisclosureOfDetailedComponentsAbstract', window );"><strong>Real Estate Owned, Disclosure of Detailed Components [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_ScheduleOfActivityInReoRealEstateOwnedTableTextBlock', window );">Schedule of summary of the activity in REO</a></td>
<td class="text"><table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="10">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Year Ended March 31,</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2019</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2018</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2017</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Balance at beginning of year, net</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">298</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">298</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">595</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Additions</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size:
 10pt;">Dispositions</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(298</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(267</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Writedowns</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(30</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Balance at end of year, net</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">298</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">298</div>
</td>
<td
 style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_ScheduleOfActivityInReoRealEstateOwnedTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of activity in Real Estate Owned (REO) including additions, dispositions, and writedowns.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_ScheduleOfActivityInReoRealEstateOwnedTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RealEstateOwnedDisclosureOfDetailedComponentsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RealEstateOwnedDisclosureOfDetailedComponentsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>51
<FILENAME>R36.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6831170992">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>PREMISES AND EQUIPMENT (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Mar. 31, 2019</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentAbstract', window );"><strong>Property, Plant and Equipment [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentTextBlock', window );">Schedule of premises and equipment</a></td>
<td class="text"><table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="6">
<div style="text-align: center; line-height: 9.7pt; text-indent: -1.35pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">March 31,</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2019</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2018</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: top;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1191px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Land</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4,531</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4,710</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1191px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Buildings and improvements</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">15,349</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">15,281</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1191px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Leasehold improvements</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,666</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,666</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"
 nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1191px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Furniture and equipment</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10,694</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10,783</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1191px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Building under capitalized lease</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,956</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,956</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1191px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Construction in progress</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">733</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">720</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1191px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; text-indent: 27.9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">35,929</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">36,116</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="border-bottom: #000000 2px solid; background-color: #ffffff; width: 1191px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Less accumulated depreciation and amortization</div>
</td>
<td style="border-bottom: #000000 2px solid; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(20,471</div>
</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="border-bottom: #000000 2px solid; background-color:
 #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(20,333</div>
</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="border-bottom: #000000 4px double; background-color: #cceeff; width: 1191px; vertical-align: bottom;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; text-indent: 27pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Premises and equipment, net</div>
</td>
<td style="border-bottom: #000000 4px double; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">15,458</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 4px double; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">15,783</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table><span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfFutureMinimumLeasePaymentsForCapitalLeasesTableTextBlock', window );">Schedule of future minimum lease payments for capital leases</a></td>
<td class="text"><table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 80%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; width: 875px; vertical-align: bottom;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Year Ending March 31:</div>
</td>
<td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Operating Leases</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Capital Lease</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 875px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2020</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 143px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,492</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 144px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">205</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 875px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2021</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 143px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">905</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 144px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">208</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 875px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2022</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 143px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">677</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 144px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">212</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 875px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2023</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 143px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">527</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align:
 bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 144px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">215</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 875px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2024</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 143px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">535</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 144px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">219</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 875px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Thereafter</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 143px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,453</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 144px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,622</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 875px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total minimum lease payments</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 143px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,589</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 144px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4,681</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 875px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Less amount representing interest</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 2px; background-color: #ffffff; width: 143px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 144px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(2,278</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size:
 10pt;">)</div>
</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 875px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Present value of net minimum lease payments</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 143px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 144px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,403</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of physical assets used in the normal conduct of business and not intended for resale. Includes, but is not limited to, balances by class of assets, depreciation and depletion expense and method used, including composite depreciation, and accumulated deprecation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(13))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 360<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfFutureMinimumLeasePaymentsForCapitalLeasesTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of future minimum lease payments as of the date of the latest balance sheet presented, in aggregate and for each of the five years succeeding fiscal years, with separate deductions from the total for the amount representing executor costs, including any profit thereon, included in the minimum lease payments and for the amount of the imputed interest necessary to reduce the net minimum lease payments to present value.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 30<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=84164817&amp;loc=d3e45280-112737<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfFutureMinimumLeasePaymentsForCapitalLeasesTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>52
<FILENAME>R37.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6831181344">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>GOODWILL (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Mar. 31, 2019</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract', window );"><strong>Goodwill and Intangible Assets Disclosure [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfGoodwillTextBlock', window );">Schedule of changes in the carrying amount of goodwill</a></td>
<td class="text"><table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 80%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; width: 732px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="11">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Year Ended March 31,</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; width: 732px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="3">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2019</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="3">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2018</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="3">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2017</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 732px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Net carrying value at beginning of period</div>
</td>
<td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 131px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">27,076</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 131px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">27,076</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 132px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">25,572</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr style="height: 12px;">
<td style="padding-bottom: 2px; background-color: #ffffff; width: 732px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">MBank Transaction (see Note 3)</div>
</td>
<td style="border-bottom: #000000 2px solid; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 131px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 2px solid; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 131px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 2px solid; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 132px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,504</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px;
 background-color: #cceeff; width: 732px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Net carrying value at the end of period</div>
</td>
<td style="border-bottom: #000000 4px double; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 131px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">27,076</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 4px double; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 131px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">27,076</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 4px double; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 132px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">27,076</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfGoodwillTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of goodwill by reportable segment and in total which includes a rollforward schedule.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=108376223&amp;loc=d3e13816-109267<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 20<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=108376223&amp;loc=d3e13854-109267<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfGoodwillTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>53
<FILENAME>R38.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6867037920">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>DEPOSITS (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Mar. 31, 2019</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepositsAbstract', window );"><strong>Deposits [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_ScheduleOfDepositAccountsTableTextBlock', window );">Schedule of deposit accounts</a></td>
<td class="text"><table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 80%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; width: 819px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"><u>Account Type</u></div>
</td>
<td style="padding-bottom: 2px; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">March 31,</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2019</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">March 31,</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2018</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 819px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Non-interest-bearing</div>
</td>
<td style="background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 164px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">284,854</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 166px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">278,966</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 819px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Interest-bearing checking</div>
</td>
<td style="background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 164px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">183,388</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 166px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">192,989</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 819px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Money market</div>
</td>
<td style="background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 164px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">233,317</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 166px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">265,661</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 819px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Savings accounts</div>
</td>
<td style="background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 164px;
 vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">137,503</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 166px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">134,931</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 819px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Certificates of deposit</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 164px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">86,006</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 166px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">123,144</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 819px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 13.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total</div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 164px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">925,068</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 166px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">995,691</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_ScheduleOfMaturitiesOfCertificatesOfDepositForFutureYearsTableTextBlock', window );">Schedule of maturities of certificates of deposit for future years</a></td>
<td class="text"><table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 60%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="width: 743px; vertical-align: bottom;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Year Ending March 31:</div>
</td>
<td style="width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 743px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2020</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 148px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">59,487</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 743px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2021</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 148px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">14,072</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 743px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2022</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 148px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,201</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 743px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2023</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 148px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,552</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 743px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2024</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 148px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,157</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 743px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Thereafter</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 148px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,537</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 743px; vertical-align: top;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; text-indent: -9pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;">Total</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 148px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times
 new roman', times, serif; font-size: 10pt;">86,006</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_ScheduleOfInterestExpenseByDepositTypeTableTextBlock', window );">Schedule of interest expense by deposit type</a></td>
<td class="text"><table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; width: 785px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="10">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Year Ended March 31,</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; width: 785px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2019</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2018</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2017</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 785px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Interest-bearing checking</div>
</td>
<td style="background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 156px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">101</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 157px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">100</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 158px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">98</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 785px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Money market</div>
</td>
<td style="background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 156px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">302</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 157px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">335</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 158px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">309</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 785px; vertical-align: top;" valign="bottom">
<div
 style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Savings accounts</div>
</td>
<td style="background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 156px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">145</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 157px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">133</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 158px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">110</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 785px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Certificates of deposit</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 156px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">448</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 157px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">640</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 158px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">634</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 785px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 156px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">996</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 157px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,208</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 158px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,151</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 18px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_ScheduleOfDepositAccountsTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of deposit accounts held by the entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_ScheduleOfDepositAccountsTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_ScheduleOfInterestExpenseByDepositTypeTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of interest expense by type of deposit.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_ScheduleOfInterestExpenseByDepositTypeTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_ScheduleOfMaturitiesOfCertificatesOfDepositForFutureYearsTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the textual narrative disclosure of Schedule of maturities of certificates of deposit for future years, during the indicated time period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_ScheduleOfMaturitiesOfCertificatesOfDepositForFutureYearsTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepositsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DepositsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>54
<FILENAME>R39.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6830992176">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>FEDERAL HOME LOAN BANK ADVANCES (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Mar. 31, 2019</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBanksAbstract', window );"><strong>Federal Home Loan Banks [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesTableTextBlock', window );">Schedule of FHLB advances</a></td>
<td class="text"><table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 96%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; width: 974px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">March 31, 2019</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; width: 21px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">March 31, 2018</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 21px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 974px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">FHLB advances</div>
</td>
<td style="background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 195px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">56,586</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 21px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 21px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 196px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 21px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 974px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Weighted average interest rate on FHLB advances&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup></div>
</td>
<td style="background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 195px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2.58</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">%</div>
</td>
<td style="background-color: #ffffff; width: 21px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 21px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 196px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1.60</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 21px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">%</div>
</td>
</tr>
<tr>
<td style="text-align: left; background-color: #cceeff; vertical-align: top;" colspan="8">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"><sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup><sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">&#160;</sup>Computed based on the borrowing activity for the years ending March 31, 2019 and 2018, respectively.</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 21px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankAdvancesTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of advances made and reported by Federal Home Loan Bank (FHLBank).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FederalHomeLoanBankAdvancesTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBanksAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FederalHomeLoanBanksAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>55
<FILENAME>R40.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6854955392">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>JUNIOR SUBORDINATED DEBENTURES (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Mar. 31, 2019</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_JuniorSubordinatedDebenturesAbstract', window );"><strong>Junior Subordinated Debentures [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_ScheduleOfTermsOfCurrentDebenturesTableTextBlock', window );">Schedule of summary of the terms and amounts outstanding of the debentures</a></td>
<td class="text"><table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Issuance Trust</div>
</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Issuance</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Date</div>
</td>
<td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 2px solid; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; width: 155px; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Amount</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Outstanding</div>
</td>
<td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold; margin-right: 0.5pt;">Rate Type</div>
</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Initial</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Rate</div>
</td>
<td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Current</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Rate</div>
</td>
<td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Maturity</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Date</div>
</td>
<td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="width: 155px; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 314px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Riverview Bancorp Statutory Trust I</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">12/2005</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7,217</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom"
 nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 314px; vertical-align: bottom;" valign="bottom">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Variable&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup></div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5.88</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">%</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3.97</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">%</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3/2036</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 314px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Riverview Bancorp Statutory Trust II</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">06/2007</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">15,464</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 314px; vertical-align: bottom;" valign="bottom">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Variable&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(2)</sup></div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7.03</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">%</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3.96</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">%</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">9/2037</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 314px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Merchants Bancorp Statutory Trust I&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(4)</sup></div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 2px; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">06/2003</div>
</td>
<td style="text-align: left;
 padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,155</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 314px; vertical-align: bottom;" valign="bottom">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Variable&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(3)</sup></div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 2px; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4.16</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">%</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 2px; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5.71</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">%</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 2px; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">6/2033</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 314px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">27,836</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 314px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr style="height: 14px;">
<td style="padding-bottom: 2px; background-color: #cceeff; width: 314px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Fair value adjustment&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(4)</sup></div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 2px; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left;
 padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,261</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 314px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 2px; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 2px; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 2px; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 314px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 22.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total Debentures</div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 4px; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">26,575</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 314px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 4px; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 4px; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 4px; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="width: 314px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 142px; vertical-align: bottom;"
 valign="bottom">&#160;</td>
<td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 314px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 12px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="text-align: left; background-color: #ffffff; vertical-align: top;" colspan="21">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"><sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)&#160;</sup><font style="font-family: 'times new roman', times, serif; font-size: 10pt;">The trust preferred securities reprice quarterly based on the three-month LIBOR plus 1.36%.</font></div>
</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="text-align: left; background-color: #ffffff; vertical-align: top;" colspan="21">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"><sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(2)</sup><font style="font-family: 'times new roman', times, serif; font-size: 10pt;">&#160;</font>The trust preferred securities reprice quarterly based on the three-month LIBOR plus 1.35%.</div>
</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="text-align: left; vertical-align: top;" colspan="21">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;"><sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(3)&#160;</sup><font style="font-family: 'times new roman', times, serif; font-size: 10pt;">The trust preferred securities reprice quarterly based on the three-month LIBOR plus 3.10%.</font></div>
</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr style="height: 12px;">
<td style="text-align: left; vertical-align: top;" colspan="21">
<div style="line-height: 8.55pt; font-family: 'times new roman', times, serif; font-size: 10pt;"><sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(4)&#160;</sup>Amount, net of accretion, attributable to the MBank transaction. See Note 3.</div>
</td>
</tr>
</table><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_JuniorSubordinatedDebenturesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_JuniorSubordinatedDebenturesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_ScheduleOfTermsOfCurrentDebenturesTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of borrowings under subordinated debt agreements that qualify as available in computing net capital under SEC uniform net capital rules for broker-dealers, including restrictive covenants, collateral, interest rates and due dates, amounts due by date and amount owed in total.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_ScheduleOfTermsOfCurrentDebenturesTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>56
<FILENAME>R41.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6865976672">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>INCOME TAXES (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Mar. 31, 2019</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxDisclosureAbstract', window );"><strong>Income Tax Disclosure [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock', window );">Schedule of provision for income taxes</a></td>
<td class="text"><table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 80%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; width: 699px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="10">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Year Ended March 31&#160;</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="text-align: center; padding-bottom: 2px; width: 699px; vertical-align: bottom;">&#160;</td>
<td style="text-align: center; padding-bottom: 2px; vertical-align: bottom;">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">&#160;</div>
</td>
<td style="border-bottom: #000000 2px solid; text-align: center; vertical-align: bottom;" colspan="2">&#160;<font style="font-weight: bold;">2019</font>&#160;</td>
<td style="text-align: center; padding-bottom: 2px; width: 15px; vertical-align: bottom;" nowrap="nowrap">&#160;</td>
<td style="text-align: center; padding-bottom: 2px; vertical-align: bottom;">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">&#160;</div>
</td>
<td style="border-bottom: #000000 2px solid; text-align: center; vertical-align: bottom; font-weight: bold;" colspan="2">2018</td>
<td style="text-align: center; padding-bottom: 2px; width: 15px; vertical-align: bottom;" nowrap="nowrap">&#160;</td>
<td style="text-align: center; padding-bottom: 2px; vertical-align: bottom;">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">&#160;</div>
</td>
<td style="border-bottom: #000000 2px solid; text-align: center; vertical-align: bottom;" colspan="2">&#160;<font style="font-weight: bold;">2017</font>&#160;</td>
<td style="text-align: center; padding-bottom: 2px; width: 16px; vertical-align: bottom;" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 699px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Current</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 139px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,157</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 139px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4,087</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 140px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">284</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 699px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Deferred</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 139px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(11</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 139px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,668</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color:
 #ffffff; width: 140px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,103</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 699px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 139px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,146</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 139px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7,755</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 140px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,387</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table><span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock', window );">Schedule of deferred tax assets and deferred tax liabilities</a></td>
<td class="text"><table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; width: 954px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">March 31, 2019</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">March 31, 2018</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="width: 954px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Deferred tax assets:</div>
</td>
<td style="width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 954px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Deferred compensation</div>
</td>
<td style="background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 171px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">45</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 171px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">77</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 954px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Allowance for loan losses</div>
</td>
<td style="background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 171px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,862</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 171px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,643</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr style="height: 16px;">
<td style="background-color: #cceeff; width: 954px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Accrued expenses</div>
</td>
<td style="background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 171px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">131</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 171px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">127</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 954px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt;
 font-family: 'times new roman', times, serif; font-size: 10pt;">Accumulated depreciation and amortization</div>
</td>
<td style="background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 171px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">797</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 171px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">753</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 954px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Deferred gain on sale</div>
</td>
<td style="background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 171px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">167</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 171px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">201</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 954px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Purchase accounting</div>
</td>
<td style="background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 171px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">141</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 171px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">150</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 954px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Net unrealized loss on investment securities available for sale</div>
</td>
<td style="background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 171px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">829</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 171px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,458</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 954px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Other</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 171px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">242</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right;
 background-color: #ffffff; width: 171px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">236</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 954px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 18pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total deferred tax assets</div>
</td>
<td style="background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 171px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,214</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 171px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,645</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 5.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"><br style="line-height: 5.7pt;" />&#160;</div>
<table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 1410px; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="background-color: #cceeff; width: 954px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Deferred tax liabilities:</div>
</td>
<td style="background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 954px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">FHLB stock dividend</div>
</td>
<td style="background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 171px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(97</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 171px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(95</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 954px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Prepaid expenses</div>
</td>
<td style="background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 171px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(148</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 171px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(109</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size:
 10pt;">)</div>
</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 954px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Loan fees/costs</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 171px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(774</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 171px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(628</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 954px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 18pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total deferred tax liabilities</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 171px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,019</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 171px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(832</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 954px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Deferred tax assets, net</div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 171px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4,195</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 171px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4,813</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock', window );">Schedule of reconciliation of effective income tax rate with the federal statutory tax rate</a></td>
<td class="text"><table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; border-collapse: collapse; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="width: 844px; vertical-align: top;">&#160;</td>
<td style="width: 15px; vertical-align: bottom;">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" colspan="8">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Year Ended March 31,</div>
</td>
</tr>
<tr>
<td style="width: 844px; vertical-align: top;">&#160;</td>
<td style="width: 15px; vertical-align: bottom;">&#160;</td>
<td style="border-bottom: #000000 2px solid; width: 155px; vertical-align: bottom; border-top: #000000 2px solid;">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2019</div>
</td>
<td style="width: 15px; vertical-align: bottom; border-top: #000000 2px solid;">&#160;</td>
<td style="width: 15px; vertical-align: bottom; border-top: #000000 2px solid;">&#160;</td>
<td style="width: 160px; vertical-align: bottom; border-top: #000000 2px solid;">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2018</div>
</td>
<td style="width: 15px; vertical-align: bottom; border-top: #000000 2px solid;">&#160;</td>
<td style="width: 17px; vertical-align: bottom; border-top: #000000 2px solid;">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom; border-top: #000000 2px solid;" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2017</div>
</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 844px; vertical-align: top;">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Statutory federal income tax rate</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #cceeff; width: 155px; vertical-align: bottom; border-top: #000000 2px solid;">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">21.0</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">%</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #cceeff; width: 160px; vertical-align: bottom; border-top: #000000 2px solid;">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">30.8</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">%</div>
</td>
<td style="background-color: #cceeff; width: 17px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #cceeff; width: 158px; vertical-align: bottom; border-top: #000000 2px solid;">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">34.0</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">%</div>
</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 844px; vertical-align: top;">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">State and local income tax rate</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #ffffff; width: 155px; vertical-align: bottom;">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3.0</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #ffffff; width: 160px; vertical-align: bottom;">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2.5</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #ffffff; width: 17px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #ffffff; width: 158px; vertical-align: bottom;">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1.5</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 844px; vertical-align: top;">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Revaluation of net deferred tax assets due to Tax Act</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #cceeff; width: 155px; vertical-align: bottom;">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #cceeff; width: 160px; vertical-align: bottom;">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">11.4</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #cceeff; width: 17px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #cceeff; width: 158px; vertical-align: bottom;">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 844px; vertical-align: top;">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">ESOP market value adjustment</div>
</td>
<td
 style="background-color: #ffffff; width: 15px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #ffffff; width: 155px; vertical-align: bottom;">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(0.1)</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #ffffff; width: 160px; vertical-align: bottom;">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #ffffff; width: 17px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #ffffff; width: 158px; vertical-align: bottom;">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(0.1</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 844px; vertical-align: top;">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">BOLI</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #cceeff; width: 155px; vertical-align: bottom;">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(0.8)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #cceeff; width: 160px; vertical-align: bottom;">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1.5</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 17px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #cceeff; width: 158px; vertical-align: bottom;">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(3.8</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 844px; vertical-align: top;">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Other, net</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;">&#160;</td>
<td style="border-bottom: #000000 2px solid; background-color: #ffffff; width: 155px; vertical-align: bottom;">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(0.1)</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;">&#160;</td>
<td style="border-bottom: #000000 2px solid; background-color: #ffffff; width: 160px; vertical-align: bottom;">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(0.1</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 17px; vertical-align: bottom;">&#160;</td>
<td style="border-bottom: #000000 2px solid; background-color: #ffffff; width: 158px; vertical-align: bottom;">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(0.2</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 844px; vertical-align: top;">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Effective federal income tax rate</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;">&#160;</td>
<td style="border-bottom: #000000 4px double; background-color: #cceeff; width: 155px; vertical-align: bottom; border-top: #000000 2px solid;">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">23.0</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">%</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;">&#160;</td>
<td style="border-bottom: #000000 4px double; background-color: #cceeff; width: 160px; vertical-align: bottom; border-top: #000000 2px solid;">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">43.1</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">%</div>
</td>
<td style="background-color: #cceeff; width: 17px; vertical-align: bottom;">&#160;</td>
<td style="border-bottom: #000000 4px double; background-color: #cceeff; width: 158px; vertical-align: bottom; border-top: #000000 2px solid;">
<div style="text-align: right; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">31.4</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">%</div>
</td>
</tr>
</table><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxDisclosureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the components of income tax expense attributable to continuing operations for each year presented including, but not limited to: current tax expense (benefit), deferred tax expense (benefit), investment tax credits, government grants, the benefits of operating loss carryforwards, tax expense that results from allocating certain tax benefits either directly to contributed capital or to reduce goodwill or other noncurrent intangible assets of an acquired entity, adjustments of a deferred tax liability or asset for enacted changes in tax laws or rates or a change in the tax status of the entity, and adjustments of the beginning-of-the-year balances of a valuation allowance because of a change in circumstances that causes a change in judgment about the realizability of the related deferred tax asset in future years.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32639-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the components of net deferred tax asset or liability recognized in an entity's statement of financial position, including the following: the total of all deferred tax liabilities, the total of all deferred tax assets, the total valuation allowance recognized for deferred tax assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32537-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the reconciliation using percentage or dollar amounts of the reported amount of income tax expense attributable to continuing operations for the year to the amount of income tax expense that would result from applying domestic federal statutory tax rates to pretax income from continuing operations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32687-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>57
<FILENAME>R42.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6703094480">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>EMPLOYEE BENEFIT PLANS (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Mar. 31, 2019</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract', window );"><strong>Disclosure of Compensation Related Costs, Share-based Payments [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisclosureOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTextBlock', window );">Schedule of activity related to options under all plans</a></td>
<td class="text"><table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="22">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Year Ended March 31,</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="6">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2019</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2018</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2017</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Number of</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Shares</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Weighted</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Average</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Exercise</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Price</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Number of</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Shares</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Weighted</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Average</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Exercise</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Price</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Number of</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Shares</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Weighted</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Average</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Exercise</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Price</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align:
 bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Balance, beginning of year</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">141,365</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3.77</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">220,654</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4.74</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">223,654</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4.73</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 13.5pt; font-size: 10pt;">Options exercised</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(37,533</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4.84</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(59,289</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4.13</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom"
 nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(3,000</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3.84</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; text-indent: 13.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Options expired</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(2,500</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 2px; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8.12</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(20,000</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 2px; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">13.42</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 2px; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 439px; vertical-align: bottom;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Balance, end of year</div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">101,332</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;"
 valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; padding-bottom: 4px; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3.26</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">141,365</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; padding-bottom: 4px; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3.77</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">220,654</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; padding-bottom: 4px; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4.74</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table><span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTextBlock', window );">Schedule of additional information regarding stock options outstanding</a></td>
<td class="text"><table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Options Outstanding</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Options Exercisable</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Weighted Avg</div>
</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Weighted</div>
</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Weighted</div>
</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Remaining</div>
</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Average</div>
</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Average</div>
</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Range of</div>
</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Contractual</div>
</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Exercise</div>
</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;"
 valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Exercise</div>
</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Exercise Price</div>
</td>
<td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Life (years)</div>
</td>
<td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Number</div>
</td>
<td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Price</div>
</td>
<td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Number</div>
</td>
<td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Price</div>
</td>
<td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 178px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1.00 - $3.00</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 179px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3.88</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 180px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">51,332</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 180px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2.70</div>
</td>
<td style="text-align: left;
 background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 180px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">51,332</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 180px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2.70</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; padding-bottom: 4px; background-color: #ffffff; width: 178px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3.01 - $5.00</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 4px; background-color: #ffffff; width: 179px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.48</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; padding-bottom: 2px; background-color: #ffffff; width: 180px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">50,000</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 4px; background-color: #ffffff; width: 180px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3.84</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 180px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">50,000</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 4px; background-color: #ffffff; width: 180px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3.84</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 178px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 179px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2.20</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 19px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align:
 right; background-color: #cceeff; width: 180px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">101,332</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 180px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3.26</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 180px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">101,332</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 180px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3.26</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 20px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_ScheduleOfStockOptionsOutstandingTableTextBlock', window );">Schedule of information of stock options outstanding</a></td>
<td class="text"><table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 80%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; width: 875px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">March 31, 2019</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">March 31, 2018</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="width: 875px; vertical-align: bottom;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; text-indent: 0.45pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Stock options fully vested and expected to vest:</div>
</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="width: 875px; vertical-align: bottom;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 13.5pt; font-size: 10pt;">Number</div>
</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 143px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">101,332</div>
</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 144px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">141,365</div>
</td>
<td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 875px; vertical-align: bottom;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; text-indent: 13.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Weighted average exercise price</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 143px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3.26</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 144px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3.77</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 875px; vertical-align: bottom;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; text-indent: 13.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Aggregate intrinsic value&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup></div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 143px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">410,000</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 144px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">788,000</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 875px;
 vertical-align: bottom;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; text-indent: 13.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Weighted average contractual term of options (years)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 143px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2.20</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 144px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2.78</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 875px; vertical-align: bottom;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Stock options fully vested and currently exercisable:</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 143px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 144px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 875px; vertical-align: bottom;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; text-indent: 13.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Number</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 143px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">101,332</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 144px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">141,365</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 875px; vertical-align: bottom;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; text-indent: 13.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Weighted average exercise price</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 143px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3.26</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 144px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3.77</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 875px; vertical-align: bottom;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; text-indent: 13.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Aggregate intrinsic value&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup></div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 143px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">410,000</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left;
 background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 144px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">788,000</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 875px; vertical-align: bottom;" valign="bottom">
<div style="text-align: justify; line-height: 9.7pt; text-indent: 13.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Weighted average contractual term of options (years)</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 143px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2.20</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 144px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2.78</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 875px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 143px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 144px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="8">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"><sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup><font style="font-family: 'times new roman', times, serif; font-size: 10pt;">&#160;</font><font style="font-family: 'times new roman', times, serif; font-size: 10pt;">The aggregate intrinsic value of a stock option in the table above represents the total pre-tax intrinsic value (the amount by which the current market value of the underlying stock exceeds the exercise price) that would have been received by the option holders had all option holders exercised. This amount changes based on changes in the market value of the Company's stock.</font></div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table><span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock', window );">Schedule of ESOP share activity</a></td>
<td class="text"><table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 96%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; width: 726px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; text-indent: 0.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Estimated Fair</div>
<div style="text-align: center; line-height: 9.7pt; text-indent: 0.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Value of</div>
<div style="text-align: center; line-height: 9.7pt; text-indent: 0.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Unreleased</div>
<div style="text-align: center; line-height: 9.7pt; text-indent: 0.85pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Shares</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Unreleased</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">ESOP</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Shares</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; text-indent: 0.9pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Allocated</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">and Released</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Shares</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Total</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="width: 726px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 726px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold; margin-right: 7.2pt;">Balance, March 31, 2016</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 144px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">207,000</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 145px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">49,266</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 145px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">913,318</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px;
 vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 147px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">962,584</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 726px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; margin-right: 7.2pt;">Allocation December 31, 2016</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom: 2px; background-color: #ffffff; width: 144px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 145px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(24,633</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 145px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">24,633</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 147px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 726px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold; margin-right: 7.2pt;">Balance, March 31, 2017</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 144px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">176,000</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 145px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">24,633</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 145px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">937,951</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 147px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">962,584</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 726px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; margin-right: 7.2pt;">Allocation December 31, 2017</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; padding-bottom:
 2px; background-color: #ffffff; width: 144px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 145px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(24,633</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 145px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">24,633</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 147px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 726px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold; margin-right: 7.2pt;">Balance, March 31, 2018</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; padding-bottom: 4px; background-color: #cceeff; width: 144px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 145px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 145px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">962,584</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 147px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">962,584</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_ScheduleOfStockOptionsOutstandingTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the following for fully vested share options (or share units) and share options expected to vest at the date of the latest statement of financial position: the number, weighted-average exercise price (or conversion ratio), aggregate intrinsic value (except for nonpublic entities), and weighted-average remaining contractual term of options (or share units) currently exercisable (or convertible).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_ScheduleOfStockOptionsOutstandingTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DisclosureOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of components of a stock option or other award plan under which equity-based compensation is awarded to employees, typically comprised of the amount of unearned compensation (deferred compensation cost), compensation expense, and changes in the quantity and fair value of the shares (or other type of equity) granted, exercised, forfeited, and issued and outstanding pertaining to that plan.  Disclosure may also include nature and general terms of such arrangements that existed during the period and potential effects of those arrangements on shareholders, effect of compensation cost arising from equity-based payment arrangements on the income statement, method of estimating the fair value of the goods or services received, or the fair value of the equity instruments granted, during the period, cash flow effects resulting from equity-based payment arrangements and, for registrants that accelerate vesting of out of the money share options, reasons for the decision to accelerate.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=109197908&amp;loc=d3e5047-113901<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=109197908&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DisclosureOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of option exercise prices, by grouped ranges, including the upper and lower limits of the price range, the number of shares under option, weighted average exercise price and remaining contractual option terms.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=109197908&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure for stock option plans. Includes, but is not limited to, outstanding awards at beginning and end of year, grants, exercises, forfeitures, and weighted-average grant date fair value.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=109197908&amp;loc=d3e5070-113901<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (e)<br> -URI http://asc.fasb.org/extlink&amp;oid=109197908&amp;loc=d3e5070-113901<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=109197908&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>58
<FILENAME>R43.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6831097136">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>SHAREHOLDERS' EQUITY AND REGULATORY CAPITAL REQUIREMENTS (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Mar. 31, 2019</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_ShareholdersEquityAndRegulatoryCapitalRequirementsAbstract', window );"><strong>Shareholders Equity And Regulatory Capital Requirements [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock', window );">Schedule of actual and required minimum capital amounts and ratios</a></td>
<td class="text"><table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 96%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Actual</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">For Capital</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Adequacy Purposes</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">"Well Capitalized"</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Under Prompt</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Corrective Action</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Amount</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Ratio</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Amount</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Ratio</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Amount</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Ratio</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; font-weight: bold; margin-right: 3.6pt;"><u>March 31, 2019</u></div>
</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">
<div
 style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Total Capital:</div>
</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 417px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; text-indent: 6.05pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">(To Risk-Weighted Assets)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">140,062</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">16.88</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">%</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">66,379</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8.0</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">%</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">82,974</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10.0</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">%</div>
</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 417px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Tier 1 Capital:</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff;
 width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="width: 417px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; text-indent: 6.05pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">(To Risk-Weighted Assets)</div>
</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">129,671</div>
</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">15.63</div>
</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">49,784</div>
</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">6.0</div>
</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">66,379</div>
</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8.0</div>
</td>
<td style="text-align: left; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 417px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Common equity tier 1 Capital:</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align:
 right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 417px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; text-indent: 6.05pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">(To Risk-Weighted Assets)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">129,671</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">15.63</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">37,338</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4.5</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">53,933</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">6.5</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 417px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Tier 1 Capital (Leverage):</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color:
 #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="width: 417px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; text-indent: 7.65pt; font-family: 'times new roman', times, serif; font-size: 10pt; margin-right: 3.15pt;">(To Average Tangible Assets)</div>
</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">129,671</div>
</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">11.56</div>
</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">44,874</div>
</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4.0</div>
</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">56,092</div>
</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5.0</div>
</td>
<td style="text-align: left; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 8pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 96%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Actual</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;"
 valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">For Capital</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">&#160;Adequacy Purposes</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">"Well Capitalized"</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Under Prompt</div>
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Corrective Action</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; font-weight: bold; margin-right: 3.6pt;"><u>March 31, 2018</u></div>
</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Amount</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Ratio</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Amount</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Ratio</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Amount</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Ratio</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Total Capital:</div>
</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td
 style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 417px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; text-indent: 6.05pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">(To Risk-Weighted Assets)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">123,061</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">15.41</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">%</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">63,868</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8.0</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">%</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">79,835</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10.0</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">%</div>
</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 417px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Tier 1 Capital:</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align:
 bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="width: 417px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; text-indent: 6.05pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">(To Risk-Weighted Assets)</div>
</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">113,066</div>
</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">14.16</div>
</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">47,901</div>
</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">6.0</div>
</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">63,868</div>
</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8.0</div>
</td>
<td style="text-align: left; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 417px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Common equity tier 1 Capital:</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color:
 #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 417px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; text-indent: 8.3pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">(To Risk-Weighted Assets)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">113,066</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">14.16</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">35,926</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4.5</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">51,893</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">6.5</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 417px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 3.6pt;">Tier 1 Capital (Leverage):</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px;
 vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="width: 417px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.1pt; text-indent: 0.45pt; font-family: 'times new roman', times, serif; margin-left: 7.2pt; font-size: 10pt; margin-right: 3.15pt;">(To Average Tangible Assets)</div>
</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">113,066</div>
</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10.26</div>
</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">44,093</div>
</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4.0</div>
</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">55,116</div>
</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5.0</div>
</td>
<td style="text-align: left; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_ShareholdersEquityAndRegulatoryCapitalRequirementsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_ShareholdersEquityAndRegulatoryCapitalRequirementsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1G<br> -URI http://asc.fasb.org/extlink&amp;oid=84167132&amp;loc=SL5958577-112826<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1H<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=84167132&amp;loc=d3e65071-112826<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=84167132&amp;loc=SL5958568-112826<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1B<br> -URI http://asc.fasb.org/extlink&amp;oid=84167132&amp;loc=SL5958570-112826<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>59
<FILENAME>R44.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6704008880">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>EARNINGS PER SHARE (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Mar. 31, 2019</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareAbstract', window );"><strong>Earnings Per Share [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock', window );">Schedule of basic and diluted earnings per share</a></td>
<td class="text"><table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="10">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Year Ended March 31,</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(Dollars and share data in thousands, except per share data)</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2019</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; text-indent: -3.8pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2018</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; text-indent: -3.8pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2017</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="text-align: left; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 1.15pt; font-family: 'times new roman', serif; font-size: 1pt;">P</div>
</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Basic EPS computation:</div>
</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Numerator-net income</div>
</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">17,266</div>
</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10,242</div>
</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7,404</div>
</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: left; line-height: 9.7pt; text-indent: -9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Denominator-weighted average common shares outstanding</div>
</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">22,588</div>
</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">22,531</div>
</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">22,478</div>
</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Basic EPS</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.76</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.45</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.33</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Diluted EPS computation:</div>
</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: left; line-height: 9.7pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Numerator-net income</div>
</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">17,266</div>
</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10,242</div>
</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7,404</div>
</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: left; line-height: 9.7pt; text-indent: -10.35pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Denominator-weighted average common shares outstanding</div>
</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">22,588</div>
</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">22,531</div>
</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">22,478</div>
</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: left; line-height: 9.7pt; text-indent: 22.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Effect of dilutive stock options</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">72</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">92</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">70</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: left; line-height: 9.7pt; text-indent: 22.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Weighted average common shares and common stock</div>
</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: left; line-height: 9.7pt; text-indent: 30.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;">equivalents</div>
</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">22,660</div>
</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">22,623</div>
</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">22,548</div>
</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Diluted EPS</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.76</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.45</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.33</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EarningsPerShareAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of an entity's basic and diluted earnings per share calculations, including a reconciliation of numerators and denominators of the basic and diluted per-share computations for income from continuing operations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>60
<FILENAME>R45.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6831047488">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>FAIR VALUE MEASUREMENTS (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Mar. 31, 2019</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueDisclosuresAbstract', window );"><strong>Fair Value Disclosures [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock', window );">Schedule of assets that are measured at estimated fair value on a recurring basis</a></td>
<td class="text"><table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 96%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="10">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Estimated Fair Value Measurements Using</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"><u>March 31, 2019</u></div>
</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Total Estimated</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Fair Value</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Level 1</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Level 2</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Level 3</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 8.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Investment securities available for sale:</div>
</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 774px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;">Municipal securities</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8,881</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px;
 vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8,881</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 774px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;">Agency securities</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">12,341</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">12,341</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 774px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -18pt; font-family: 'times new roman', times, serif; margin-left: 36pt; font-size: 10pt;">Real estate mortgage investment conduits</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">40,162</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">40,162</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff;
 width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 774px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -18pt; font-family: 'times new roman', times, serif; margin-left: 36pt; font-size: 10pt;">Residential mortgage-backed securities</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">75,821</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">75,821</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 774px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -18pt; font-family: 'times new roman', times, serif; margin-left: 36pt; font-size: 10pt;">Other mortgage-backed securities</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">41,021</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">41,021</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 774px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total assets measured at fair value on a recurring basis</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff;
 width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">178,226</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">178,226</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 96%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="10">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Estimated Fair Value Measurements Using</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"><u>March 31, 2018</u></div>
</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Total Estimated</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Fair Value</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Level 1</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Level 2</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Level 3</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td
 style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 8.1pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Investment securities available for sale:</div>
</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 774px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;">Municipal securities</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8,732</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8,732</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 774px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 18pt; font-size: 10pt;">Agency securities</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">22,102</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px;
 vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">22,102</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 774px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -18pt; font-family: 'times new roman', times, serif; margin-left: 36pt; font-size: 10pt;">Real estate mortgage investment conduits</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">46,955</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">46,955</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 774px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -18pt; font-family: 'times new roman', times, serif; margin-left: 36pt; font-size: 10pt;">Residential mortgage-backed securities</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">89,074</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">89,074</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 774px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -18pt; font-family: 'times new roman', times, serif; margin-left: 36pt; font-size: 10pt;">Other mortgage-backed securities</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid;
 text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">46,358</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">46,358</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 774px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total assets measured at fair value on a recurring basis</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">213,221</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">213,221</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_ScheduleOfAssetsMeasuredAtFairValueOnNonRecurringBasisTableTextBlock', window );">Schedule of assets that are measured at estimated fair value on a nonrecurring basis</a></td>
<td class="text"><table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" id="z016cee2c3d284995912d91e3a955657c" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="10">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Estimated fair value measurements using</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Total estimated</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">fair value&#160;</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Level 1</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Level&#160;2&#160;</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Level&#160;3&#160;</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom"><u><font style="font-weight: bold;">March 31, 2019</font></u>&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 774px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Impaired loans</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">394</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">394</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial; font-variant-ligatures: normal; font-variant-caps: normal;">&#160;</div>
<table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;" id="z7d8242b9518e4a238dab3f68a5955f3d" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"><u>March 31, 2018</u></div>
</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #ffffff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 774px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Impaired loans</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,143</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,143</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock', window );">Schedule of quantitative information about Level 3 inputs for financial instruments measured at fair value on a nonrecurring basis</a></td>
<td class="text"><table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 96%; border-collapse: collapse; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr style="height: 14px;">
<td style="width: 427px; vertical-align: bottom;">&#160;</td>
<td style="width: 21px; vertical-align: bottom;">&#160;</td>
<td style="border-bottom: #000000 2px solid; width: 297px; vertical-align: bottom;">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Valuation technique</div>
</td>
<td style="width: 32px; vertical-align: bottom;">&#160;</td>
<td style="border-bottom: #000000 2px solid; width: 446px; vertical-align: bottom;">
<div style="text-align: center; line-height: 9.7pt; text-indent: -0.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; font-weight: bold;">Significant unobservable inputs</div>
</td>
<td style="width: 36px; vertical-align: top;">&#160;</td>
<td style="border-bottom: #000000 2px solid; width: 229px; vertical-align: bottom;">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Range</div>
</td>
</tr>
<tr>
<td style="width: 427px; vertical-align: bottom;">&#160;</td>
<td style="width: 21px; vertical-align: bottom;">&#160;</td>
<td style="width: 297px; vertical-align: bottom; border-top: #000000 2px solid;">&#160;</td>
<td style="width: 32px; vertical-align: bottom;">&#160;</td>
<td style="width: 446px; vertical-align: bottom; border-top: #000000 2px solid;">&#160;</td>
<td style="width: 36px; vertical-align: bottom;">&#160;</td>
<td style="width: 229px; vertical-align: bottom; border-top: #000000 2px solid;">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 427px; vertical-align: middle;">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Impaired loans</div>
</td>
<td style="background-color: #cceeff; width: 21px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #cceeff; width: 297px; vertical-align: bottom;">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Appraised value</div>
<div style="line-height: 5.7pt;">&#160;</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Discounted cash flows</div>
</td>
<td style="background-color: #cceeff; width: 32px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #cceeff; width: 446px; vertical-align: bottom;">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Adjustment for market conditions</div>
<div style="line-height: 5.7pt;">&#160;</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Discount rate</div>
</td>
<td style="background-color: #cceeff; width: 36px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #cceeff; width: 229px; vertical-align: bottom;">
<div style="text-align: center; line-height: 9.7pt; text-indent: -0.9pt; font-family: 'times new roman', times, serif; margin-left: 2.7pt; font-size: 10pt;">N/A<sup style="line-height: 1; font-size: smaller; vertical-align: text-top; font-weight: bold;">(1)</sup></div>
<div style="line-height: 5.7pt;">&#160;</div>
<div style="text-align: center; line-height: 9.7pt; text-indent: -0.9pt; font-family: 'times new roman', times, serif; margin-left: 2.7pt; font-size: 10pt;">5.25% 8.00%</div>
</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 427px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #ffffff; width: 21px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #ffffff; width: 297px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #ffffff; width: 32px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #ffffff; width: 446px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #ffffff; width: 36px; vertical-align: bottom;">&#160;</td>
<td style="background-color: #ffffff; width: 229px; vertical-align: bottom;">&#160;</td>
</tr>
<tr>
<td style="text-align: left; width: 1488px; vertical-align: top;" colspan="7">
<div style="line-height: 5.7pt;"><sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup>&#160; There were no adjustments to appraised values of impaired loans as of March 31, 2019 and 2018.</div>
<div style="line-height: 5.7pt;">&#160;</div>
</td>
</tr>
</table><span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueOptionQuantitativeDisclosuresTextBlock', window );">Schedule of carrying amount and estimated fair value of financial instruments</a></td>
<td class="text"><table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 96%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr style="height: 26px;">
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"><u>March 31, 2019</u></div>
</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Carrying</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Amount</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Level 1</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Level 2</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Level 3</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Estimated</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Fair Value</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; font-weight: bold; margin-right: 0.7pt;">Assets:</div>
</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 596px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;">Cash and cash equivalents</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">22,950</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">22,950</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff;
 width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">22,950</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 596px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;">Certificates of deposit held for investment</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">747</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">746</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">746</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 596px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;">Loans held for sale</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">909</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt;
 font-family: 'times new roman', times, serif; font-size: 10pt;">909</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">909</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 596px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;">Investment securities available for sale</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">178,226</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">178,226</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">178,226</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 596px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;">Investment securities held to maturity</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">35</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">35</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right;
 background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">35</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 596px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;">Loans receivable, net</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">864,659</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">862,429</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">862,429</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 596px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;">FHLB stock</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,644</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,644</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align:
 bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,644</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 596px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 596px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; font-weight: bold; margin-right: 0.7pt;">Liabilities:</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 596px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;">Certificates of deposit</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">86,006</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman',
 times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">84,455</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">84,455</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 596px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">FHLB advances</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">56,586</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">56,586</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">56,586</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 596px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Junior subordinated debentures</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">26,575</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman',
 times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">15,468</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">15,468</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 596px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Capital lease obligation</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,403</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,403</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,403</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 6.85pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 96%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;"><u>March 31, 2018</u></div>
</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Carrying</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Amount</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Level 1</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align:
 center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Level 2</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Level 3</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Estimated</div>
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Fair Value</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; font-weight: bold; margin-right: 0.7pt;">Assets:</div>
</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 596px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;">Cash and cash equivalents</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">44,767</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">44,767</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width:
 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">44,767</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 596px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;">Certificates of deposit held for investment</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,967</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,959</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,959</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 596px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;">Loans held for sale</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">210</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">210</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td
 style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">210</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 596px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;">Investment securities available for sale</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">213,221</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">213,221</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">213,221</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 596px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;">Investment securities held to maturity</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">42</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">43</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">
<div
 style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">43</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 596px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;">Loans receivable, net</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">800,610</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">792,916</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">792,916</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 596px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;">FHLB stock</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,353</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,353</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,353</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 596px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff;
 width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 596px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; font-weight: bold; margin-right: 0.7pt;">Liabilities:</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 596px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 0.7pt; font-size: 10pt; margin-right: 0.7pt;">Certificates of deposit</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">123,144</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">120,940</div>
</td>
<td style="text-align: left;
 background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">120,940</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 596px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Junior subordinated debentures</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">26,484</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">15,274</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">15,274</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 596px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Capital lease obligation</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,431</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,431</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 134px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align:
 left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 133px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,431</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 14px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_ScheduleOfAssetsMeasuredAtFairValueOnNonRecurringBasisTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of assets and liabilities by class, including financial instruments measured at fair value that are classified in shareholders' equity, if any, that are measured at fair value on a nonrecurring basis in periods after initial recognition (for example, impaired assets). Disclosures may include, but are not limited to: (a) the fair value measurements recorded and the reasons for the measurements and (b) the level within the fair value hierarchy in which the fair value measurements are categorized in their entirety (levels 1, 2, 3).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_ScheduleOfAssetsMeasuredAtFairValueOnNonRecurringBasisTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of input and valuation technique used to measure fair value and change in valuation approach and technique for each separate class of asset and liability measured on recurring and nonrecurring basis.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 820<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (bbb)<br> -URI http://asc.fasb.org/extlink&amp;oid=99377789&amp;loc=d3e19207-110258<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueDisclosuresAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueDisclosuresAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueOptionQuantitativeDisclosuresTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of information about asset and liability measured at fair value under fair value option.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 825<br> -SubTopic 10<br> -Section 50<br> -Paragraph 31<br> -URI http://asc.fasb.org/extlink&amp;oid=75031198&amp;loc=d3e14210-108612<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 825<br> -SubTopic 10<br> -Section 50<br> -Paragraph 30<br> -URI http://asc.fasb.org/extlink&amp;oid=75031198&amp;loc=d3e14172-108612<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 825<br> -SubTopic 10<br> -Section 50<br> -Paragraph 32<br> -URI http://asc.fasb.org/extlink&amp;oid=75031198&amp;loc=d3e14217-108612<br><br>Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 825<br> -SubTopic 10<br> -Section 50<br> -Paragraph 28<br> -URI http://asc.fasb.org/extlink&amp;oid=75031198&amp;loc=d3e14064-108612<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueOptionQuantitativeDisclosuresTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of assets and liabilities, including [financial] instruments measured at fair value that are classified in stockholders' equity, if any, that are measured at fair value on a recurring basis. The disclosures contemplated herein include the fair value measurements at the reporting date by the level within the fair value hierarchy in which the fair value measurements in their entirety fall, segregating fair value measurements using quoted prices in active markets for identical assets (Level 1), significant other observable inputs (Level 2), and significant unobservable inputs (Level 3).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 820<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=99377789&amp;loc=d3e19190-110258<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>61
<FILENAME>R46.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6841216352">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>REVENUE FROM CONTRACTS WITH CUSTOMERS (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Mar. 31, 2019</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RevenueFromContractWithCustomerAbstract', window );"><strong>Revenue from Contract with Customer [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisaggregationOfRevenueTableTextBlock', window );">Schedule of non-interest income disaggregated by type of service</a></td>
<td class="text"><table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 90%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; width: 854px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="10">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Year Ended March 31</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; width: 854px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2019</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2018</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2017</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="width: 854px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 854px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Asset management fees</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 139px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,791</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 139px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,448</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,988</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 854px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Debit card and ATM fees</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 139px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,104</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 139px; vertical-align: bottom;" valign="bottom">
<div
 style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,961</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,535</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 854px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Deposit related fees</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 139px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,721</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 139px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,628</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,486</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 854px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Loan related fees</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 139px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,258</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 139px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">671</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">725</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 854px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;">BOLI&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup></div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 139px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">734</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 139px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">819</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">760</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;"
 valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 854px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Net gains on sales of loans held for sale&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup></div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 139px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">317</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 139px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">641</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">656</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 854px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;">FHLMC loan servicing fees&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup></div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 139px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">141</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 139px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">122</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">114</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 854px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 6.75pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Other, net</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 139px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">792</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 139px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">714</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">750</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 854px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 22.5pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total non-interest
 income</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 139px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">11,858</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 139px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">11,004</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10,014</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 854px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 139px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 139px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="width: 854px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;"><sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)&#160;</sup><font style="font-family: 'times new roman', times, serif; font-size: 10pt;">Not within the scope of ASC 606</font></div>
</td>
</tr>
</table><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DisaggregationOfRevenueTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of disaggregation of revenue into categories depicting how nature, amount, timing, and uncertainty of revenue and cash flows are affected by economic factor.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 606<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -URI http://asc.fasb.org/extlink&amp;oid=109196051&amp;loc=SL49130545-203045<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DisaggregationOfRevenueTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RevenueFromContractWithCustomerAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RevenueFromContractWithCustomerAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>62
<FILENAME>R47.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6682279216">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>COMMITMENTS AND CONTINGENCIES (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Mar. 31, 2019</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommitmentsAndContingenciesDisclosureAbstract', window );"><strong>Commitments and Contingencies Disclosure [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_ScheduleOfSignificantOffBalanceSheetCommitmentsTableTextBlock', window );">Schedule of significant off-balance sheet commitments</a></td>
<td class="text"><table align="center" style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 85%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; width: 929px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="6">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Contract or Notional Amount</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; width: 929px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">March 31, 2019</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">March 31, 2018</div>
</td>
<td style="text-align: left; padding-bottom: 2px; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="width: 929px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Commitments to originate loans:</div>
</td>
<td style="width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: top;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 929px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Adjustable-rate</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">30,579</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 154px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">20,065</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 929px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Fixed-rate</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 151px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10,158</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 154px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">14,989</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 929px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Standby letters of credit</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,410</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left;
 background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 154px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,432</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 929px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Undisbursed loan funds and unused lines of credit</div>
</td>
<td style="border-bottom: #000000 2px solid; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 151px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">139,842</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 154px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">152,982</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 929px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; margin-left: 13.5pt; font-size: 10pt;">Total</div>
</td>
<td style="border-bottom: #000000 4px double; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 151px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">182,989</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 154px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">190,468</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 17px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_ScheduleOfSignificantOffBalanceSheetCommitmentsTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Schedule (table) providing information on significant off-balance sheet commitments, as of the date(s) indicated on the schedule.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_ScheduleOfSignificantOffBalanceSheetCommitmentsTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommitmentsAndContingenciesDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommitmentsAndContingenciesDisclosureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>63
<FILENAME>R48.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6842611104">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>RIVERVIEW BANCORP, INC. (PARENT COMPANY ONLY) (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Mar. 31, 2019</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract', window );"><strong>Condensed Financial Information Disclosure [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_srt_ScheduleOfCondensedBalanceSheetTableTextBlock', window );">Schedule of condensed balance sheet</a></td>
<td class="text"><table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">BALANCE SHEETS</div>
</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">AS OF MARCH 31, 2019 AND 2018</div>
</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">(In thousands)</div>
</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2019</div>
</td>
<td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2018</div>
</td>
<td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; vertical-align: middle;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">ASSETS</div>
</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1191px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Cash and cash equivalents</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4,178</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">6,479</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1191px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Investment in the Bank</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">155,041</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">136,497</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;"
 valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 1191px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Other assets</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,445</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,166</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 1191px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">TOTAL ASSETS</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">160,664</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">144,142</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1191px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt;">&#160;</div>
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">LIABILITIES AND SHAREHOLDERS' EQUITY</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1191px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Accrued expenses and other liabilities</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">63</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">80</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1191px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Dividend payable</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left;
 background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">904</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">677</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1191px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Borrowings</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">26,575</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">26,484</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 1191px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Shareholders' equity</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">133,122</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">116,901</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 1191px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">160,664</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">144,142</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_srt_ScheduleOfCondensedIncomeStatementTableTextBlock', window );">Schedule of condensed income statement</a></td>
<td class="text"><table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">STATEMENTS OF INCOME</div>
</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">FOR THE YEARS ENDED MARCH 31, 2019, 2018 AND 2017</div>
</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">(In thousands)</div>
</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2019</div>
</td>
<td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2018</div>
</td>
<td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2017</div>
</td>
<td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt;">INCOME:</div>
</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1003px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Interest on investment securities and other short-term investments</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">35</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align:
 bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">26</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">21</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 1003px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Interest on loan receivable from the Bank</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">6</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">15</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1003px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 18pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total income</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">35</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">32</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">36</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1003px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left;
 background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1003px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt;">EXPENSE:</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1003px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Management service fees paid to the Bank</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">143</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">143</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">143</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 1003px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Other expenses</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,298</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,020</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">587</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 1003px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 18pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Total expense</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;"
 valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,441</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,163</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">730</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1003px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">LOSS BEFORE INCOME TAXES AND EQUITY</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="width: 1003px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 18pt; font-family: 'times new roman', times, serif; font-size: 10pt;">IN UNDISTRIBUTED INCOME OF THE BANK</div>
</td>
<td style="width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,406</div>
</td>
<td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,131</div>
</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(694</div>
</td>
<td style="text-align: left; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 1003px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">BENEFIT FOR INCOME TAXES</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(294</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom:
 #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(513</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(235</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1003px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">LOSS OF PARENT COMPANY</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,112</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(618</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(459</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 1003px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">EQUITY IN UNDISTRIBUTED INCOME OF THE BANK</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">18,378</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10,860</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7,863</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 1003px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">NET INCOME</div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">17,266</div>
</td>
<td style="text-align: left;
 padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10,242</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7,404</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_srt_ScheduleOfCondensedCashFlowStatementTableTextBlock', window );">Schedule of condensed cash flow statement</a></td>
<td class="text"><div style="text-align: left; line-height: 10.25pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: bold; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">STATEMENTS OF CASH FLOWS</div>
<div style="text-align: left; line-height: 10.25pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: bold; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">FOR THE YEARS ENDED MARCH 31, 2019, 2018 AND 2017</div>
<div style="line-height: 10.25pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">(In thousands)</div>
</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2019</div>
</td>
<td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2018</div>
</td>
<td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">2017</div>
</td>
<td style="border-bottom: #000000 2px solid; text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="vertical-align: top;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; vertical-align: top;" valign="bottom">
<div style="line-height: 10.25pt;">CASH FLOWS FROM OPERATING ACTIVITIES:</div>
</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; margin-left: 8.6pt; font-size: 10pt;">Net income</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">17,266</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new
 roman', times, serif; font-size: 10pt;">10,242</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">7,404</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: -18pt; font-family: 'times new roman', times, serif; margin-left: 26.6pt; font-size: 10pt;">Adjustments to reconcile net income to net cash provided by (used in) operating activities:</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 17.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Equity in undistributed income of the Bank</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(18,378</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(10,860</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(7,863</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 17.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Amortization</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">91</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">94</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size:
 10pt;">22</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 17.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Provision for deferred income taxes</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">174</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">666</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 17.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Earned ESOP shares</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">148</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">143</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 17.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Changes in assets and liabilities:</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 26.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Other assets</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(447</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td
 style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,770</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,031</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 26.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Accrued expenses and other liabilities</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">141</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(132</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(19</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 35.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Net cash provided by (used in) operating activities</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,317</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,436</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(678</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;"
 valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="line-height: 10.25pt;">CASH FLOWS FROM INVESTING ACTIVITIES:</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1003px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Proceeds from assumption of junior subordinated debt (see Note 3)</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,687</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 1003px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Dividend from the Bank</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,000</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,750</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,500</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1003px;
 vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 35.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Net cash provided by investing activities</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,000</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,750</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">6,187</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="line-height: 10.25pt;">CASH FLOWS FROM FINANCING ACTIVITIES:</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1003px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Dividends paid</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(3,163</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(2,140</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;"
 valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,799</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 1003px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 9pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Proceeds from exercise of stock options</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">179</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">245</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">11</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; text-indent: 35.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Net cash used in financing activities</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(2,984</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,895</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(1,788</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 1003px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(2,301</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right;
 background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,291</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,721</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="line-height: 10.25pt;">CASH AND CASH EQUIVALENTS, BEGINNING OF YEAR</div>
</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">6,479</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,188</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,467</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 1003px; vertical-align: top;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 1003px; vertical-align: top;" valign="bottom">
<div style="line-height: 10.25pt;">CASH AND CASH EQUIVALENTS, END OF YEAR</div>
</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size:
 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4,178</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">6,479</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 10.25pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,188</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table><span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfQuarterlyFinancialInformationTableTextBlock', window );">Schedule of quarterly financial information</a></td>
<td class="text"><div style="text-align: left; line-height: 10.25pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 4.5pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: bold; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">SELECTED QUARTERLY FINANCIAL DATA (UNAUDITED):</div>
<div style="line-height: 9.1pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<table style="widows: 2; text-transform: none; background-color: #ffffff; text-indent: 0px; width: 100%; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; font-size: 10pt; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;"  border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">(Dollars in thousands, except per share data)</div>
</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: top;" valign="bottom" colspan="14">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">Three Months Ended</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">March 31</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">December 31</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">September 30</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; vertical-align: bottom;" valign="bottom" colspan="2">
<div style="text-align: center; line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt; font-weight: bold;">June 30</div>
</td>
<td style="text-align: left; padding-bottom: 2px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -0.85pt; font-family: 'times new roman', times, serif; margin-left: 1.75pt; font-size: 10pt; font-weight: bold;">Fiscal 2019:</div>
</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #cceeff; vertical-align: bottom;" valign="bottom" colspan="2">&#160;</td>
<td style="text-align: left; background-color: #cceeff; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 8.6pt; font-family: 'times new roman', times, serif; margin-left: 1.75pt; font-size: 10pt;">Interest and dividend income</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">12,464</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right;
 background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">12,336</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">12,213</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">12,105</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Interest expense</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">930</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">656</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">611</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">618</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 21.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Net interest income</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">11,534</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">11,680</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">11,602</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left;
 background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">11,487</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Provision for (recapture of) loan losses</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">250</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">(200</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">)</div>
</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Non-interest income, net</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,008</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,782</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,016</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,052</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Non-interest expense</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8,962</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000
 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8,803</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8,915</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">9,019</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr style="height: 13px;">
<td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 21.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Income before income taxes</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,580</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,659</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,453</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,720</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Provision for income taxes</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,373</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,271</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,224</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom"
 nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,278</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; text-indent: 21.6pt;">Net income</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4,207</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4,388</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4,229</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4,442</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px;
 vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; text-indent: 10.4pt;">Basic earnings per common share&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup></div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.19</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.19</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.19</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.20</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 815px; vertical-align: bottom;"
 valign="bottom">
<div style="line-height: 9.7pt; text-indent: 10.4pt;">Diluted earnings per common share&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup></div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.19</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.19</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.19</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.20</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: -0.85pt; font-family: 'times new roman', times, serif; margin-left: 1.75pt; font-size: 10pt; font-weight: bold;">Fiscal 2018:</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td
 style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 8.6pt; font-family: 'times new roman', times, serif; margin-left: 1.75pt; font-size: 10pt;">Interest and dividend income</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">11,244</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">11,378</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">11,315</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">11,023</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Interest expense</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">587</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">582</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">590</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">590</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 815px; vertical-align: bottom;"
 valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 21.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Net interest income</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10,657</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10,796</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10,725</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">10,433</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Provision for loan losses</div>
</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">-</div>
</td>
<td style="text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Non-interest income, net</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,663</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,890</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div
 style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,713</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,738</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Non-interest expense</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">9,127</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8,558</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">8,759</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">9,174</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 21.6pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Income before income taxes</div>
</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4,193</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">5,128</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">4,679</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,997</div>
</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="text-align: left; line-height: 9.7pt; text-indent: 10.4pt; font-family: 'times new roman', times, serif; font-size: 10pt;">Provision for income taxes</div>
</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;"
 valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,184</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,608</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,620</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 2px solid; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,343</div>
</td>
<td style="text-align: left; padding-bottom: 2px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; text-indent: 21.6pt;">Net income</div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,009</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">1,520</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000
 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">3,059</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">2,654</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; text-indent: 10.4pt;">Basic earnings per common share&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup></div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.13</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.07</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.14</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.12</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="background-color: #ffffff; width: 815px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td
 style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 142px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: right; background-color: #ffffff; width: 141px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="text-align: left; background-color: #ffffff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
<tr>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 815px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; text-indent: 10.4pt;">Diluted earnings per common share&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup></div>
</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.13</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 142px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.07</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 16px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.14</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
<td style="padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">&#160;</td>
<td style="border-bottom: #000000 4px double; text-align: left; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">$</div>
</td>
<td style="border-bottom: #000000 4px double; text-align: right; background-color: #cceeff; width: 141px; vertical-align: bottom;" valign="bottom">
<div style="line-height: 9.7pt; font-family: 'times new roman', times, serif; font-size: 10pt;">0.12</div>
</td>
<td style="text-align: left; padding-bottom: 4px; background-color: #cceeff; width: 15px; vertical-align: bottom;" valign="bottom" nowrap="nowrap">&#160;</td>
</tr>
</table>
<div style="line-height: 3.4pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
<div style="text-align: left; line-height: 9.7pt; widows: 2; text-transform: none; background-color: #ffffff; font-style: normal; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: 400; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-style: initial; text-decoration-color: initial;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<sup style="line-height: 1; font-size: smaller; vertical-align: text-top;">(1)</sup>&#160;&#160;<font style="font-family: 'times new roman', times, serif; font-size: 10pt;">Quarterly earnings per common share may vary from annual earnings common per share due to rounding.</font></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>srt_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_ScheduleOfCondensedBalanceSheetTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of condensed balance sheet, including, but not limited to, balance sheets of consolidated entities and consolidation eliminations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 3<br> -Paragraph i<br> -Subsection 10<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_ScheduleOfCondensedBalanceSheetTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>srt_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_ScheduleOfCondensedCashFlowStatementTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of condensed cash flow statement, including, but not limited to, cash flow statements of consolidated entities and consolidation eliminations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 3<br> -Paragraph i<br> -Subsection 10<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_ScheduleOfCondensedCashFlowStatementTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>srt_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_ScheduleOfCondensedIncomeStatementTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of condensed income statement, including, but not limited to, income statements of consolidated entities and consolidation eliminations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 3<br> -Paragraph i<br> -Subsection 10<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_ScheduleOfCondensedIncomeStatementTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>srt_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfQuarterlyFinancialInformationTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of quarterly financial data. Includes, but is not limited to, financial information for fiscal quarters, cumulative effect of a change in accounting principle and earnings per share data.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 270<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=109225645&amp;loc=d3e1280-108306<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfQuarterlyFinancialInformationTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>64
<FILENAME>R49.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6867665648">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Detail Textuals)<br></strong></div></th>
<th class="th" colspan="1">1 Months Ended</th>
<th class="th" colspan="1">9 Months Ended</th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th">
<div>Sep. 30, 2018 </div>
<div>USD ($)</div>
</th>
<th class="th">
<div>Dec. 31, 2018 </div>
<div>USD ($)</div>
</th>
<th class="th">
<div>Mar. 31, 2019 </div>
<div>USD ($) </div>
<div>Branch </div>
<div>Segment </div>
<div>shares</div>
</th>
<th class="th">
<div>Mar. 31, 2018 </div>
<div>USD ($) </div>
<div>Branch </div>
<div>Segment </div>
<div>shares</div>
</th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountingPoliciesAbstract', window );"><strong>Accounting Policies [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_NumberOfStockOptionsOutstandingHeldByTrust', window );">Number of stock options outstanding held by trust | shares</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2,500<span></span>
</td>
<td class="nump">2,500<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllocatedShareBasedCompensationExpense', window );">Stock-based compensation expense related to options</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 44,000<span></span>
</td>
<td class="nump">$ 88,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_NumberOfBranches', window );">Number of branches in rural and suburban communities | Branch</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">18<span></span>
</td>
<td class="nump">19<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NumberOfOperatingSegments', window );">Number of operating segments | Segment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2<span></span>
</td>
<td class="nump">2<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_MinimumPercentageOfMonthlyPaymentsChargedOffForConsumerInstallmentLoan', window );">Minimum percentage of monthly payments charged off for consumer installment loan</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">75.00%<span></span>
</td>
<td class="nump">75.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_BankSoldDeposits', window );">Bank sold deposits</a></td>
<td class="nump">$ 3,200,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_GainOnSaleDeposits', window );">Gain on sale of deposits</a></td>
<td class="nump">$ 70,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnSaleOfPropertyPlantEquipment', window );">Gain on sale of Longview branch land and building</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 355,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_BankSoldDeposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents amount of bank deposits recognized a gain on sale .</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_BankSoldDeposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_GainOnSaleDeposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents amount of gain on sale of deposits.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_GainOnSaleDeposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_MinimumPercentageOfMonthlyPaymentsChargedOffForConsumerInstallmentLoan">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Minimum percentage of monthly payments charged off for Consumer installment loan.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_MinimumPercentageOfMonthlyPaymentsChargedOffForConsumerInstallmentLoan</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_NumberOfBranches">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents information about number of branches.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_NumberOfBranches</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:integerItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_NumberOfStockOptionsOutstandingHeldByTrust">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of stock options outstanding held by trust.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_NumberOfStockOptionsOutstandingHeldByTrust</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountingPoliciesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccountingPoliciesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AllocatedShareBasedCompensationExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the expense recognized during the period arising from equity-based compensation arrangements (for example, shares of stock, unit, stock options or other equity instruments) with employees, directors and certain consultants qualifying for treatment as employees.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=109197908&amp;loc=d3e5047-113901<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB Topic 14.F)<br> -URI http://asc.fasb.org/extlink&amp;oid=115993241&amp;loc=d3e301413-122809<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (h)(1)(i)<br> -URI http://asc.fasb.org/extlink&amp;oid=109197908&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AllocatedShareBasedCompensationExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainLossOnSaleOfPropertyPlantEquipment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of gain (loss) on sale or disposal of property, plant and equipment assets, including oil and gas property and timber property.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=109223946&amp;loc=d3e3602-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GainLossOnSaleOfPropertyPlantEquipment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NumberOfOperatingSegments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of operating segments. An operating segment is a component of an enterprise: (a) that engages in business activities from which it may earn revenues and incur expenses (including revenues and expenses relating to transactions with other components of the same enterprise), (b) whose operating results are regularly reviewed by the enterprise's chief operating decision maker to make decisions about resources to be allocated to the segment and assess its performance, and (c) for which discrete financial information is available. An operating segment may engage in business activities for which it has yet to earn revenues, for example, start-up operations may be operating segments before earning revenues.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NumberOfOperatingSegments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:integerItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>65
<FILENAME>R50.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6865200416">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Detail Textuals 1) - USD ($)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th"><div>Mar. 31, 2019</div></th>
<th class="th"><div>Mar. 31, 2018</div></th>
<th class="th"><div>Mar. 31, 2017</div></th>
<th class="th"><div>Feb. 17, 2017</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_SummaryOfSignificantAccountingPoliciesLineItems', window );"><strong>Summary Of Significant Accounting Policies [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsHeldInTrust', window );">Assets Held-in-trust</a></td>
<td class="nump">$ 646,000,000<span></span>
</td>
<td class="nump">$ 484,300,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NewAccountingPronouncementEarlyAdoptionAxis=us-gaap_AdjustmentsForNewAccountingPrincipleEarlyAdoptionMember', window );">Early adoption of ASU 2018-11</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_SummaryOfSignificantAccountingPoliciesLineItems', window );"><strong>Summary Of Significant Accounting Policies [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_EarlyAdoptionOfReclassificationOfTaxEffectsFromAociToRetainedEarnings', window );">Early adoption of reclassification of tax effects from AOCI to retained earnings</a></td>
<td class="nump">342,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NewAccountingPronouncementEarlyAdoptionAxis=us-gaap_AccountingStandardsUpdate201602Member', window );">Early application of ASU 2016-02</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_SummaryOfSignificantAccountingPoliciesLineItems', window );"><strong>Summary Of Significant Accounting Policies [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOperatingCapital', window );">Increase in other assets and liabilities</a></td>
<td class="nump">$ 5,600,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis=us-gaap_CoreDepositsMember', window );">Core Deposit Intangibles | Merchants Bancorp</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_SummaryOfSignificantAccountingPoliciesLineItems', window );"><strong>Summary Of Significant Accounting Policies [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsRemainingAmortizationPeriod1', window );">Estimated amortized period of Core Deposit Intangibles</a></td>
<td class="text">10 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCdi', window );">CDI</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 1,363,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedCoreDepositsGross', window );">Core Deposit Intangibles, gross</a></td>
<td class="nump">$ 1,360,000<span></span>
</td>
<td class="nump">1,360,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization', window );">Accumulated amortization</a></td>
<td class="nump">443,000<span></span>
</td>
<td class="nump">$ 260,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths', window );">Estimated amortization expense of Core Deposit Intangibles for fiscal years ended March 31, 2020</a></td>
<td class="nump">160,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo', window );">Estimated amortization expense of Core Deposit Intangibles for fiscal years ended March 31, 2021</a></td>
<td class="nump">140,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree', window );">Estimated amortization expense of Core Deposit Intangibles for fiscal years ended March 31, 2022</a></td>
<td class="nump">125,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour', window );">Estimated amortization expense of Core Deposit Intangibles for fiscal years ended March 31, 2023</a></td>
<td class="nump">116,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive', window );">Estimated amortization expense of Core Deposit Intangibles for fiscal years ended March 31, 2024</a></td>
<td class="nump">108,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive', window );">Estimated amortization expense of Core Deposit Intangibles, thereafter</a></td>
<td class="nump">$ 271,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_BuildingImprovementsMember', window );">Building and improvements</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_SummaryOfSignificantAccountingPoliciesLineItems', window );"><strong>Summary Of Significant Accounting Policies [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentEstimatedUsefulLives', window );">Estimated useful lives</a></td>
<td class="text">Up to 45 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_FurnitureAndFixturesMember', window );">Furniture and equipment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_SummaryOfSignificantAccountingPoliciesLineItems', window );"><strong>Summary Of Significant Accounting Policies [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentEstimatedUsefulLives', window );">Estimated useful lives</a></td>
<td class="text">3 to 20 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_LeaseholdImprovementsMember', window );">Leasehold improvements</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_SummaryOfSignificantAccountingPoliciesLineItems', window );"><strong>Summary Of Significant Accounting Policies [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentEstimatedUsefulLives', window );">Estimated useful lives</a></td>
<td class="text">15 to 25 years, or estimated lease term if shorter<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementBasisAxis=us-gaap_EstimateOfFairValueFairValueDisclosureMember', window );">Estimated Fair Value | Merchants Bancorp</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_SummaryOfSignificantAccountingPoliciesLineItems', window );"><strong>Summary Of Significant Accounting Policies [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCdi', window );">CDI</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 1,363,000<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCdi">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents amount of CDI assets expected to be realized or consumed before one year or the normal operating cycle, if longer, acquired at the acquisition date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCdi</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_EarlyAdoptionOfReclassificationOfTaxEffectsFromAociToRetainedEarnings">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Early adoption of reclassification of tax effects from AOCI to retained earnings.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_EarlyAdoptionOfReclassificationOfTaxEffectsFromAociToRetainedEarnings</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_SummaryOfSignificantAccountingPoliciesLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_SummaryOfSignificantAccountingPoliciesLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AssetsHeldInTrust">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total amount of cash and securities held by third party trustees pursuant to terms of debt instruments or other agreements as of the date of each statement of financial position presented, which can be used by the trustee only to pay the noncurrent portion of specified obligations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(b))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AssetsHeldInTrust</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedCoreDepositsGross">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Bank deposits belonging to an acquired bank that can be counted on as a stable source of lending funds. These deposits have the following attributes: predictable costs and low sensitivity to interest rates. This intangible asset is usually amortized over its estimated useful life.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 30<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=66006027&amp;loc=d3e16323-109275<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedCoreDepositsGross</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Accumulated amount of amortization of assets, excluding financial assets and goodwill, lacking physical substance with a finite life.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 30<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=66006027&amp;loc=d3e16323-109275<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of amortization expense for assets, excluding financial assets and goodwill, lacking physical substance with a finite life expected to be recognized after the fifth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of amortization expense for assets, excluding financial assets and goodwill, lacking physical substance with a finite life expected to be recognized during the next fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 30<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=66006027&amp;loc=d3e16323-109275<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of amortization expense for assets, excluding financial assets and goodwill, lacking physical substance with a finite life expected to be recognized during the fifth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 30<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=66006027&amp;loc=d3e16323-109275<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of amortization expense for assets, excluding financial assets and goodwill, lacking physical substance with a finite life expected to be recognized during the fourth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 30<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=66006027&amp;loc=d3e16323-109275<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of amortization expense for assets, excluding financial assets and goodwill, lacking physical substance with a finite life expected to be recognized during the third fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 30<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=66006027&amp;loc=d3e16323-109275<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of amortization expense for assets, excluding financial assets and goodwill, lacking physical substance with a finite life expected to be recognized during the second fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 30<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=66006027&amp;loc=d3e16323-109275<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsRemainingAmortizationPeriod1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Remaining amortization period of finite-lived intangible assets, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedIntangibleAssetsRemainingAmortizationPeriod1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInOperatingCapital">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) during the reporting period of all assets and liabilities used in operating activities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=109223946&amp;loc=d3e3602-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInOperatingCapital</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentEstimatedUsefulLives">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Describes the periods of time over which an entity anticipates to receive utility from its property, plant and equipment (that is, the periods of time over which an entity allocates the initial cost of its property, plant and equipment).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 360<br> -SubTopic 10<br> -Section 35<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=68071081&amp;loc=d3e1205-110223<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=84158767&amp;loc=d3e18780-107790<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentEstimatedUsefulLives</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NewAccountingPronouncementEarlyAdoptionAxis=us-gaap_AdjustmentsForNewAccountingPrincipleEarlyAdoptionMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NewAccountingPronouncementEarlyAdoptionAxis=us-gaap_AdjustmentsForNewAccountingPrincipleEarlyAdoptionMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NewAccountingPronouncementEarlyAdoptionAxis=us-gaap_AccountingStandardsUpdate201602Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NewAccountingPronouncementEarlyAdoptionAxis=us-gaap_AccountingStandardsUpdate201602Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis=us-gaap_CoreDepositsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis=us-gaap_CoreDepositsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessAcquisitionAxis=rvsb_MerchantsBancorpMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BusinessAcquisitionAxis=rvsb_MerchantsBancorpMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_BuildingImprovementsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_BuildingImprovementsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_FurnitureAndFixturesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_FurnitureAndFixturesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_LeaseholdImprovementsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_LeaseholdImprovementsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByMeasurementBasisAxis=us-gaap_EstimateOfFairValueFairValueDisclosureMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByMeasurementBasisAxis=us-gaap_EstimateOfFairValueFairValueDisclosureMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>66
<FILENAME>R51.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6838509984">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>RESTRICTED ASSETS (Detail Textuals) - USD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Mar. 31, 2019</div></th>
<th class="th"><div>Mar. 31, 2018</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherRestrictedAssetsAbstract', window );"><strong>Other Restricted Assets [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_MinimumReserveBalance', window );">Minimum reserve balance</a></td>
<td class="nump">$ 1.8<span></span>
</td>
<td class="nump">$ 1.7<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_MinimumReserveBalance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the amount of reserve balances either on hand or on deposit with the Federal Reserve Bank of San Francisco ("FRB"), based on a percentage of deposits as of the date indicated, as required by regulations of the Board of Governors of the Federal Reserve System ("Federal Reserve Board").</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_MinimumReserveBalance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherRestrictedAssetsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherRestrictedAssetsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>67
<FILENAME>R52.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6866234848">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>BUSINESS COMBINATIONS (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="1">1 Months Ended</th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th"><div>Feb. 17, 2017</div></th>
<th class="th"><div>Mar. 31, 2019</div></th>
<th class="th"><div>Mar. 31, 2018</div></th>
<th class="th"><div>Mar. 31, 2017</div></th>
<th class="th"><div>Mar. 31, 2016</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilitiesAbstract', window );"><strong>Liabilities assumed</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Goodwill', window );">Goodwill recognized</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 27,076<span></span>
</td>
<td class="nump">$ 27,076<span></span>
</td>
<td class="nump">$ 27,076<span></span>
</td>
<td class="nump">$ 25,572<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionAxis=rvsb_MerchantsBancorpMember', window );">Merchants Bancorp</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionLineItems', window );"><strong>Business Acquisition [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireBusinessesGross', window );">Cash consideration transferred</a></td>
<td class="nump">$ 12,100<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionAxis=rvsb_MerchantsBancorpMember', window );">Merchants Bancorp | Book Value</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssetsAbstract', window );"><strong>Identifiable assets acquired</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCashAndEquivalents', window );">Cash and cash equivalents</a></td>
<td class="nump">27,196<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLoansReceivable', window );">Loans receivable</a></td>
<td class="nump">115,283<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCdi', window );">CDI</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedPropertyPlantAndEquipment', window );">Premises and equipment</a></td>
<td class="nump">1,769<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedBankOwnedLifeInsurance', window );">BOLI</a></td>
<td class="nump">2,113<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedInterestReceivableAndOtherAssets', window );">Accrued interest receivable and other assets</a></td>
<td class="nump">431<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets', window );">Total identifiable assets acquired</a></td>
<td class="nump">146,792<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilitiesAbstract', window );"><strong>Liabilities assumed</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDeposits', window );">Deposits</a></td>
<td class="nump">130,572<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedJuniorSubordinatedDebentures', window );">Junior subordinated debentures</a></td>
<td class="nump">5,155<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedExpensesAndOtherLiabilities', window );">Accrued expenses and other liabilities</a></td>
<td class="nump">293<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilities', window );">Total liabilities assumed</a></td>
<td class="nump">136,020<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet', window );">Total identifiable net assets acquired</a></td>
<td class="nump">10,772<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionAxis=rvsb_MerchantsBancorpMember', window );">Merchants Bancorp | Fair Value Adjustment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssetsAbstract', window );"><strong>Identifiable assets acquired</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCashAndEquivalents', window );">Cash and cash equivalents</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLoansReceivable', window );">Loans receivable</a></td>
<td class="num">(3,258)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCdi', window );">CDI</a></td>
<td class="nump">1,363<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedPropertyPlantAndEquipment', window );">Premises and equipment</a></td>
<td class="nump">399<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedBankOwnedLifeInsurance', window );">BOLI</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedInterestReceivableAndOtherAssets', window );">Accrued interest receivable and other assets</a></td>
<td class="nump">90<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets', window );">Total identifiable assets acquired</a></td>
<td class="num">(1,406)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilitiesAbstract', window );"><strong>Liabilities assumed</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDeposits', window );">Deposits</a></td>
<td class="nump">235<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedJuniorSubordinatedDebentures', window );">Junior subordinated debentures</a></td>
<td class="num">(1,468)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedExpensesAndOtherLiabilities', window );">Accrued expenses and other liabilities</a></td>
<td class="nump">23<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilities', window );">Total liabilities assumed</a></td>
<td class="num">(1,210)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet', window );">Total identifiable net assets acquired</a></td>
<td class="num">(196)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionAxis=rvsb_MerchantsBancorpMember', window );">Merchants Bancorp | Estimated Fair Value</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionLineItems', window );"><strong>Business Acquisition [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireBusinessesGross', window );">Cash consideration transferred</a></td>
<td class="nump">12,080<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssetsAbstract', window );"><strong>Identifiable assets acquired</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCashAndEquivalents', window );">Cash and cash equivalents</a></td>
<td class="nump">27,196<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLoansReceivable', window );">Loans receivable</a></td>
<td class="nump">112,025<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCdi', window );">CDI</a></td>
<td class="nump">1,363<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedPropertyPlantAndEquipment', window );">Premises and equipment</a></td>
<td class="nump">2,168<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedBankOwnedLifeInsurance', window );">BOLI</a></td>
<td class="nump">2,113<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedInterestReceivableAndOtherAssets', window );">Accrued interest receivable and other assets</a></td>
<td class="nump">521<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets', window );">Total identifiable assets acquired</a></td>
<td class="nump">145,386<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilitiesAbstract', window );"><strong>Liabilities assumed</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDeposits', window );">Deposits</a></td>
<td class="nump">130,807<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedJuniorSubordinatedDebentures', window );">Junior subordinated debentures</a></td>
<td class="nump">3,687<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedExpensesAndOtherLiabilities', window );">Accrued expenses and other liabilities</a></td>
<td class="nump">316<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilities', window );">Total liabilities assumed</a></td>
<td class="nump">134,810<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet', window );">Total identifiable net assets acquired</a></td>
<td class="nump">10,576<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Goodwill', window );">Goodwill recognized</a></td>
<td class="nump">$ 1,504<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedExpensesAndOtherLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents amount of accrued expenses and other liabilities liability assumed at the acquisition date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedExpensesAndOtherLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedInterestReceivableAndOtherAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represent amount of accrued interest receivable and other assets expected to be realized or consumed before one year or the normal operating cycle, if longer, acquired at the acquisition date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedInterestReceivableAndOtherAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedBankOwnedLifeInsurance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents amount of bank owned life insurance assets expected to be realized or consumed before one year or the normal operating cycle, if longer, acquired at the acquisition date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedBankOwnedLifeInsurance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCdi">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents amount of CDI assets expected to be realized or consumed before one year or the normal operating cycle, if longer, acquired at the acquisition date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCdi</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDeposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents amount of deposits assumed at the acquisition date that are classified as current.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDeposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedJuniorSubordinatedDebentures">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents amount of junior subordinated debentures assumed at the acquisition date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedJuniorSubordinatedDebentures</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLoansReceivable">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of loans receivable expected to be realized or consumed before one year or the normal operating cycle, if longer, acquired at the acquisition date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLoansReceivable</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessAcquisitionLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BusinessAcquisitionLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of assets acquired at the acquisition date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 805<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=84161108&amp;loc=d3e4845-128472<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssetsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssetsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCashAndEquivalents">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of currency on hand as well as demand deposits with banks or financial institutions, acquired at the acquisition date. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 805<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=84161108&amp;loc=d3e4845-128472<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCashAndEquivalents</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of liabilities assumed at the acquisition date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 805<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=84161108&amp;loc=d3e4845-128472<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount recognized as of the acquisition date for the identifiable assets acquired in excess of (less than) the aggregate liabilities assumed.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 805<br> -SubTopic 10<br> -Section 55<br> -Paragraph 37<br> -URI http://asc.fasb.org/extlink&amp;oid=108330185&amp;loc=d3e2207-128464<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 805<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=84161108&amp;loc=d3e4845-128472<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedPropertyPlantAndEquipment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of property, plant, and equipment recognized as of the acquisition date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 805<br> -SubTopic 10<br> -Section 55<br> -Paragraph 37<br> -URI http://asc.fasb.org/extlink&amp;oid=108330185&amp;loc=d3e2207-128464<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 805<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=84161108&amp;loc=d3e4845-128472<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedPropertyPlantAndEquipment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Goodwill">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after accumulated impairment loss of an asset representing future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 20<br> -Section 45<br> -Paragraph 5<br> -URI http://asc.fasb.org/extlink&amp;oid=77989000&amp;loc=SL49117168-202975<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 20<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=99380562&amp;loc=d3e13770-109266<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Goodwill</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireBusinessesGross">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash outflow associated with the acquisition of business during the period. The cash portion only of the acquisition price.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 805<br> -SubTopic 30<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=35744584&amp;loc=d3e6927-128479<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 13<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=109223946&amp;loc=d3e3213-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsToAcquireBusinessesGross</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessAcquisitionAxis=rvsb_MerchantsBancorpMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BusinessAcquisitionAxis=rvsb_MerchantsBancorpMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByMeasurementBasisAxis=us-gaap_CarryingReportedAmountFairValueDisclosureMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByMeasurementBasisAxis=us-gaap_CarryingReportedAmountFairValueDisclosureMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByMeasurementBasisAxis=us-gaap_ChangeDuringPeriodFairValueDisclosureMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByMeasurementBasisAxis=us-gaap_ChangeDuringPeriodFairValueDisclosureMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByMeasurementBasisAxis=us-gaap_EstimateOfFairValueFairValueDisclosureMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByMeasurementBasisAxis=us-gaap_EstimateOfFairValueFairValueDisclosureMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>68
<FILENAME>R53.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6831062272">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>BUSINESS COMBINATIONS (Details 1) - Merchants Bancorp - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Mar. 31, 2017</div></th>
<th class="th"><div>Mar. 31, 2016</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionLineItems', window );"><strong>Business Acquisition [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionsProFormaRevenue', window );">Total revenues (net interest income plus non-interest income)</a></td>
<td class="nump">$ 49,290<span></span>
</td>
<td class="nump">$ 45,261<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionsProFormaNetIncomeLoss', window );">Net income</a></td>
<td class="nump">$ 9,277<span></span>
</td>
<td class="nump">$ 8,260<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessAcquisitionLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BusinessAcquisitionLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessAcquisitionsProFormaNetIncomeLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The pro forma net Income or Loss for the period as if the business combination or combinations had been completed at the beginning of a period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 805<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (h)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=79982066&amp;loc=d3e1392-128463<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 805<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (h)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=79982066&amp;loc=d3e1392-128463<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BusinessAcquisitionsProFormaNetIncomeLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessAcquisitionsProFormaRevenue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The pro forma revenue for a period as if the business combination or combinations had been completed at the beginning of the period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 805<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (h)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=79982066&amp;loc=d3e1392-128463<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 805<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (h)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=79982066&amp;loc=d3e1392-128463<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BusinessAcquisitionsProFormaRevenue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessAcquisitionAxis=rvsb_MerchantsBancorpMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BusinessAcquisitionAxis=rvsb_MerchantsBancorpMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>69
<FILENAME>R54.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6849569792">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>BUSINESS COMBINATIONS (Details 2) - Merchants Bancorp<br> $ in Thousands</strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th">
<div>Mar. 31, 2019 </div>
<div>USD ($)</div>
</th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionLineItems', window );"><strong>Business Acquisition [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationAcquisitionRelatedCosts', window );">Total impact of acquisition related costs to noninterest expense</a></td>
<td class="nump">$ 748<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionAxis=rvsb_MerchantsBancorpMember', window );">Salaries and employee benefits</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionLineItems', window );"><strong>Business Acquisition [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationAcquisitionRelatedCosts', window );">Total impact of acquisition related costs to noninterest expense</a></td>
<td class="nump">26<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionAxis=rvsb_MerchantsBancorpMember', window );">Occupancy and depreciation</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionLineItems', window );"><strong>Business Acquisition [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationAcquisitionRelatedCosts', window );">Total impact of acquisition related costs to noninterest expense</a></td>
<td class="nump">6<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionAxis=rvsb_MerchantsBancorpMember', window );">Data processing</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionLineItems', window );"><strong>Business Acquisition [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationAcquisitionRelatedCosts', window );">Total impact of acquisition related costs to noninterest expense</a></td>
<td class="nump">63<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionAxis=rvsb_MerchantsBancorpMember', window );">Professional fees</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionLineItems', window );"><strong>Business Acquisition [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationAcquisitionRelatedCosts', window );">Total impact of acquisition related costs to noninterest expense</a></td>
<td class="nump">$ 653<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessAcquisitionLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BusinessAcquisitionLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessCombinationAcquisitionRelatedCosts">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This element represents acquisition-related costs incurred to effect a business combination which costs have been expensed during the period. Such costs include finder's fees; advisory, legal, accounting, valuation, and other professional or consulting fees; general administrative costs, including the costs of maintaining an internal acquisitions department; and may include costs of registering and issuing debt and equity securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 805<br> -SubTopic 10<br> -Section 25<br> -Paragraph 23<br> -URI http://asc.fasb.org/extlink&amp;oid=84229725&amp;loc=d3e1043-128460<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BusinessCombinationAcquisitionRelatedCosts</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessAcquisitionAxis=rvsb_MerchantsBancorpMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BusinessAcquisitionAxis=rvsb_MerchantsBancorpMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeStatementLocationAxis=rvsb_SalariesAndEmployeeBenefitMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeStatementLocationAxis=rvsb_SalariesAndEmployeeBenefitMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeStatementLocationAxis=rvsb_OccupancyAndDepreciationMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeStatementLocationAxis=rvsb_OccupancyAndDepreciationMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeStatementLocationAxis=rvsb_DataProcessingMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeStatementLocationAxis=rvsb_DataProcessingMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeStatementLocationAxis=rvsb_ProfessionalFeesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeStatementLocationAxis=rvsb_ProfessionalFeesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>70
<FILENAME>R55.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6623675744">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>BUSINESS COMBINATIONS (Detail Textuals)<br> $ in Millions</strong></div></th>
<th class="th" colspan="1">1 Months Ended</th>
</tr>
<tr><th class="th">
<div>Feb. 17, 2017 </div>
<div>USD ($)</div>
</th></tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionAxis=rvsb_MerchantsBancorpMember', window );">Merchants Bancorp</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionLineItems', window );"><strong>Business Acquisition [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireBusinessesGross', window );">Cash consideration transferred</a></td>
<td class="nump">$ 12.1<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessAcquisitionLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BusinessAcquisitionLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireBusinessesGross">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash outflow associated with the acquisition of business during the period. The cash portion only of the acquisition price.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 805<br> -SubTopic 30<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=35744584&amp;loc=d3e6927-128479<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 13<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=109223946&amp;loc=d3e3213-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsToAcquireBusinessesGross</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessAcquisitionAxis=rvsb_MerchantsBancorpMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BusinessAcquisitionAxis=rvsb_MerchantsBancorpMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>71
<FILENAME>R56.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6849581808">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>INVESTMENT SECURITIES (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="2"><div>Mar. 31, 2019</div></th>
<th class="th" colspan="2"><div>Mar. 31, 2018</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems', window );"><strong>Debt Securities, Available-for-sale [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis', window );">Amortized Cost</a></td>
<td class="nump">$ 181,681<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 219,427<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax', window );">Gross Unrealized Gains</a></td>
<td class="nump">71<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">5<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax', window );">Gross Unrealized Losses</a></td>
<td class="num">(3,526)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(6,211)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Estimated Fair Value</a></td>
<td class="nump">178,226<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">213,221<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=rvsb_MunicipalSecuritiesMember', window );">Municipal securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems', window );"><strong>Debt Securities, Available-for-sale [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis', window );">Amortized Cost</a></td>
<td class="nump">8,885<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">9,041<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax', window );">Gross Unrealized Gains</a></td>
<td class="nump">30<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax', window );">Gross Unrealized Losses</a></td>
<td class="num">(34)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(309)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Estimated Fair Value</a></td>
<td class="nump">8,881<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">8,732<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_USGovernmentAgenciesDebtSecuritiesMember', window );">Agency securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems', window );"><strong>Debt Securities, Available-for-sale [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis', window );">Amortized Cost</a></td>
<td class="nump">12,426<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">22,412<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax', window );">Gross Unrealized Gains</a></td>
<td class="nump">22<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax', window );">Gross Unrealized Losses</a></td>
<td class="num">(107)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(311)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Estimated Fair Value</a></td>
<td class="nump">12,341<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">22,102<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=rvsb_RealEstateMortgageInvestmentConduitsMember', window );">Real estate mortgage investment conduits</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems', window );"><strong>Debt Securities, Available-for-sale [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis', window );">Amortized Cost</a></td>
<td class="nump">40,835<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">48,310<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax', window );">Gross Unrealized Gains</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax', window );">Gross Unrealized Losses</a></td>
<td class="num">(673)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">(1,355)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Estimated Fair Value</a></td>
<td class="nump">40,162<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">46,955<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageBackedSecuritiesMember', window );">Residential mortgage-backed securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems', window );"><strong>Debt Securities, Available-for-sale [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis', window );">Amortized Cost</a></td>
<td class="nump">77,402<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">91,786<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax', window );">Gross Unrealized Gains</a></td>
<td class="nump">7<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">3<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax', window );">Gross Unrealized Losses</a></td>
<td class="num">(1,588)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">(2,715)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Estimated Fair Value</a></td>
<td class="nump">75,821<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">89,074<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=rvsb_OtherMortgageBackedSecuritiesMember', window );">Other mortgage-backed securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems', window );"><strong>Debt Securities, Available-for-sale [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis', window );">Amortized Cost</a></td>
<td class="nump">42,133<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">47,878<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[4]</sup></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax', window );">Gross Unrealized Gains</a></td>
<td class="nump">12<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">1<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[4]</sup></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax', window );">Gross Unrealized Losses</a></td>
<td class="num">(1,124)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="num">(1,521)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[4]</sup></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Estimated Fair Value</a></td>
<td class="nump">$ 41,021<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">$ 46,358<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[4]</sup></td>
</tr>
<tr><td colspan="5"></td></tr>
<tr><td colspan="5"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Comprised of FHLMC, Federal National Mortgage Association ("FNMA") and Ginnie Mae ("GNMA") issued securities.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top">Comprised of FHLMC, FNMA and GNMA issued securities.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[3]</td>
<td style="vertical-align: top;" valign="top">Comprised of U.S. Small Business Administration ("SBA") issued securities and commercial real estate ("CRE") secured securities issued by FNMA.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[4]</td>
<td style="vertical-align: top;" valign="top">Comprised of SBA issued securities and CRE secured securities issued by FNMA.</td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount, before tax, of unrealized gain in accumulated other comprehensive income (AOCI) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=82897076&amp;loc=d3e27161-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount, before tax, of unrealized loss in accumulated other comprehensive income (AOCI) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=82897076&amp;loc=d3e27161-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=82897076&amp;loc=d3e27161-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=109979856&amp;loc=d3e26610-111562<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (aa)<br> -URI http://asc.fasb.org/extlink&amp;oid=82897076&amp;loc=d3e27161-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesDebtSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=rvsb_MunicipalSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=rvsb_MunicipalSecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_USGovernmentAgenciesDebtSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_USGovernmentAgenciesDebtSecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=rvsb_RealEstateMortgageInvestmentConduitsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=rvsb_RealEstateMortgageInvestmentConduitsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageBackedSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageBackedSecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=rvsb_OtherMortgageBackedSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=rvsb_OtherMortgageBackedSecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>72
<FILENAME>R57.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6849110112">
<tr>
<th class="tl" colspan="2" rowspan="1"><div style="width: 200px;"><strong>INVESTMENT SECURITIES (Details 1) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Mar. 31, 2019</div></th>
<th class="th"><div>Mar. 31, 2018</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems', window );"><strong>Schedule of Held-to-maturity Securities [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecurities', window );">Amortized Cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 35<span></span>
</td>
<td class="nump">$ 42<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageBackedSecuritiesMember', window );">Residential mortgage-backed securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems', window );"><strong>Schedule of Held-to-maturity Securities [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecurities', window );">Amortized Cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">35<span></span>
</td>
<td class="nump">42<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain', window );">Gross Unrealized Gains</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">0<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss', window );">Gross Unrealized Losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesFairValue', window );">Estimated Fair Value</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 35<span></span>
</td>
<td class="nump">$ 43<span></span>
</td>
</tr>
<tr><td colspan="4"></td></tr>
<tr><td colspan="4"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Comprised of FHLMC and FNMA issued securities.</td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of investment in debt security measured at amortized cost (held-to-maturity).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=109979856&amp;loc=d3e26610-111562<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=82897076&amp;loc=d3e27232-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of accumulated unrecognized gain on investment in debt security measured at amortized cost (held-to-maturity).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=82897076&amp;loc=d3e27232-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of accumulated unrealized loss on investment in debt security measured at amortized cost (held-to-maturity).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=82897076&amp;loc=d3e27232-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of investment in debt security measured at amortized cost (held-to-maturity).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (aa)<br> -URI http://asc.fasb.org/extlink&amp;oid=82897076&amp;loc=d3e27232-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageBackedSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageBackedSecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>73
<FILENAME>R58.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6866766128">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>INVESTMENT SECURITIES (Details 2)<br> $ in Thousands</strong></div></th>
<th class="th">
<div>Mar. 31, 2019 </div>
<div>USD ($)</div>
</th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisAbstract', window );"><strong>Available for Sale, Amortized Cost</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost', window );">Due in one year or less</a></td>
<td class="nump">$ 4,961<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost', window );">Due after one year through five years</a></td>
<td class="nump">8,585<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost', window );">Due after five years through ten years</a></td>
<td class="nump">48,050<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost', window );">Due after ten years</a></td>
<td class="nump">120,085<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis', window );">Total, Amortized Cost</a></td>
<td class="nump">181,681<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAbstract', window );"><strong>Available for Sale, Estimated Fair Value</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue', window );">Due in one year or less</a></td>
<td class="nump">4,949<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue', window );">Due after one year through five years</a></td>
<td class="nump">8,505<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue', window );">Due after five years through ten years</a></td>
<td class="nump">47,373<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue', window );">Due after ten years</a></td>
<td class="nump">117,399<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate', window );">Total, Estimated Fair Value</a></td>
<td class="nump">$ 178,226<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in sixth fiscal year through tenth fiscal year following latest fiscal year. Excludes interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=82897076&amp;loc=d3e27198-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in sixth through tenth fiscal year following latest fiscal year. Excludes interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=82897076&amp;loc=d3e27161-111563<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=82897076&amp;loc=d3e27198-111563<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 320<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=75019621&amp;loc=d3e62586-112803<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in second through fifth fiscal year following latest fiscal year. Excludes interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=82897076&amp;loc=d3e27198-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in second through fifth fiscal year following latest fiscal year. Excludes interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=82897076&amp;loc=d3e27198-111563<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 320<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=75019621&amp;loc=d3e62586-112803<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=82897076&amp;loc=d3e27161-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing after tenth fiscal year following latest fiscal year. Excludes interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=82897076&amp;loc=d3e27198-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of investment in debt security, measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing after tenth fiscal year following latest fiscal year. Excludes interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=82897076&amp;loc=d3e27198-111563<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=82897076&amp;loc=d3e27161-111563<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 320<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=75019621&amp;loc=d3e62586-112803<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 320<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=75019621&amp;loc=d3e62586-112803<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=82897076&amp;loc=d3e27198-111563<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=82897076&amp;loc=d3e27161-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 320<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=75019621&amp;loc=d3e62586-112803<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=82897076&amp;loc=d3e27161-111563<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=82897076&amp;loc=d3e27198-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amortized cost of investment in debt security measured at fair value with change recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in next fiscal year following latest fiscal year. Excludes interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=82897076&amp;loc=d3e27198-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), maturing in next fiscal year following latest fiscal year. Excludes interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=82897076&amp;loc=d3e27198-111563<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=82897076&amp;loc=d3e27161-111563<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 320<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=75019621&amp;loc=d3e62586-112803<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>74
<FILENAME>R59.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6867680848">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>INVESTMENT SECURITIES (Details 3)<br> $ in Thousands</strong></div></th>
<th class="th">
<div>Mar. 31, 2019 </div>
<div>USD ($)</div>
</th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisAbstract', window );"><strong>Held to Maturity, Amortized Cost</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount', window );">Due in one year or less</a></td>
<td class="nump">$ 0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount', window );">Due after one year through five years</a></td>
<td class="nump">32<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount', window );">Due after five years through ten years</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount', window );">Due after ten years</a></td>
<td class="nump">3<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis', window );">Total, Amortized Cost</a></td>
<td class="nump">35<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValueAbstract', window );"><strong>Held to Maturity, Estimated Fair Value</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue', window );">Due in one year or less</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue', window );">Due after one year through five years</a></td>
<td class="nump">32<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue', window );">Due after five years through ten years</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue', window );">Due after ten years</a></td>
<td class="nump">3<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValue', window );">Total, Estimated Fair Value</a></td>
<td class="nump">$ 35<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of investment in debt security measured at amortized cost (held-to-maturity), with single maturity date and allocated without single maturity date, maturing in sixth through tenth fiscal year following latest fiscal year. Excludes interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (f)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=82897076&amp;loc=d3e27232-111563<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 320<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=75019621&amp;loc=d3e62586-112803<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of investment in debt security measured at amortized cost (held-to-maturity), with single maturity date and allocated without single maturity date, maturing in sixth through tenth fiscal year following latest fiscal year. Excludes interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (f)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=82897076&amp;loc=d3e27232-111563<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 320<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=75019621&amp;loc=d3e62586-112803<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of investment in debt security measured at amortized cost (held-to-maturity), with single maturity date and allocated without single maturity date, maturing in next fiscal year through fifth fiscal year following latest fiscal year. Excludes interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (f)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=82897076&amp;loc=d3e27232-111563<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 320<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=75019621&amp;loc=d3e62586-112803<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of investment in debt security measured at amortized cost (held-to-maturity), with single maturity date and allocated without single maturity date, maturing in next fiscal year through fifth fiscal year following latest fiscal year. Excludes interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (f)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=82897076&amp;loc=d3e27232-111563<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 320<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=75019621&amp;loc=d3e62586-112803<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of investment in debt security measured at amortized cost (held-to-maturity), with single maturity date and allocated without single maturity date, maturing after tenth fiscal year following latest fiscal year. Excludes interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (f)(4)<br> -URI http://asc.fasb.org/extlink&amp;oid=82897076&amp;loc=d3e27232-111563<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 320<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=75019621&amp;loc=d3e62586-112803<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of investment in debt security, measured at amortized cost (held-to-maturity), with single maturity date and allocated without single maturity date, maturing after tenth fiscal year following latest fiscal year. Excludes interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (f)(4)<br> -URI http://asc.fasb.org/extlink&amp;oid=82897076&amp;loc=d3e27232-111563<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 320<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=75019621&amp;loc=d3e62586-112803<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amortized cost of investment in debt security measured at amortized cost (held-to-maturity), with single maturity date and allocated without single maturity date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 320<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=75019621&amp;loc=d3e62586-112803<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (f)<br> -URI http://asc.fasb.org/extlink&amp;oid=82897076&amp;loc=d3e27232-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of investment in debt security measured at amortized cost (held-to-maturity), with single maturity date and allocated without single maturity date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 320<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=75019621&amp;loc=d3e62586-112803<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (f)<br> -URI http://asc.fasb.org/extlink&amp;oid=82897076&amp;loc=d3e27232-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValueAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValueAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of investment in debt security measured at amortized cost (held-to-maturity), with single maturity date and allocated without single maturity date, maturing in next fiscal year following latest fiscal year. Excludes interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (f)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=82897076&amp;loc=d3e27232-111563<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 320<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=75019621&amp;loc=d3e62586-112803<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of investment in debt security measured at amortized cost (held-to-maturity), with single maturity date and allocated without single maturity date, maturing in next fiscal year following latest fiscal year. Excludes interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 320<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=75019621&amp;loc=d3e62586-112803<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (f)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=82897076&amp;loc=d3e27232-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>75
<FILENAME>R60.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6865227424">
<tr>
<th class="tl" colspan="2" rowspan="1"><div style="width: 200px;"><strong>INVESTMENT SECURITIES (Details 4) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Mar. 31, 2019</div></th>
<th class="th"><div>Mar. 31, 2018</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems', window );"><strong>Debt Securities, Available-for-sale [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months', window );">Less than 12 months, Estimated Fair Value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 111,145<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss', window );">Less than 12 months, Unrealized Losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="num">(2,696)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger', window );">12 months or longer, Estimated Fair Value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">168,238<span></span>
</td>
<td class="nump">100,060<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss', window );">12 months or longer, Unrealized Losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(3,526)<span></span>
</td>
<td class="num">(3,515)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition', window );">Total, Estimated Fair Value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">168,238<span></span>
</td>
<td class="nump">211,205<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss', window );">Total, Unrealized Losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(3,526)<span></span>
</td>
<td class="num">(6,211)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=rvsb_MunicipalSecuritiesMember', window );">Municipal securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems', window );"><strong>Debt Securities, Available-for-sale [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months', window );">Less than 12 months, Estimated Fair Value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="nump">6,626<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss', window );">Less than 12 months, Unrealized Losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="num">(236)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger', window );">12 months or longer, Estimated Fair Value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">6,554<span></span>
</td>
<td class="nump">2,106<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss', window );">12 months or longer, Unrealized Losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(34)<span></span>
</td>
<td class="num">(73)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition', window );">Total, Estimated Fair Value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">6,554<span></span>
</td>
<td class="nump">8,732<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss', window );">Total, Unrealized Losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(34)<span></span>
</td>
<td class="num">(309)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_USGovernmentAgenciesDebtSecuritiesMember', window );">Agency securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems', window );"><strong>Debt Securities, Available-for-sale [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months', window );">Less than 12 months, Estimated Fair Value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="nump">5,301<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss', window );">Less than 12 months, Unrealized Losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="num">(112)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger', window );">12 months or longer, Estimated Fair Value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">6,861<span></span>
</td>
<td class="nump">15,797<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss', window );">12 months or longer, Unrealized Losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(107)<span></span>
</td>
<td class="num">(199)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition', window );">Total, Estimated Fair Value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">6,861<span></span>
</td>
<td class="nump">21,098<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss', window );">Total, Unrealized Losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(107)<span></span>
</td>
<td class="num">(311)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=rvsb_RealEstateMortgageInvestmentConduitsMember', window );">Real estate mortgage investment conduits</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems', window );"><strong>Debt Securities, Available-for-sale [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months', window );">Less than 12 months, Estimated Fair Value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="nump">31,922<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss', window );">Less than 12 months, Unrealized Losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="num">(774)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger', window );">12 months or longer, Estimated Fair Value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">40,126<span></span>
</td>
<td class="nump">14,983<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss', window );">12 months or longer, Unrealized Losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(673)<span></span>
</td>
<td class="num">(581)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition', window );">Total, Estimated Fair Value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">40,126<span></span>
</td>
<td class="nump">46,905<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss', window );">Total, Unrealized Losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(673)<span></span>
</td>
<td class="num">(1,355)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageBackedSecuritiesMember', window );">Residential mortgage-backed securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems', window );"><strong>Debt Securities, Available-for-sale [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months', window );">Less than 12 months, Estimated Fair Value</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">0<span></span>
</td>
<td class="nump">50,941<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss', window );">Less than 12 months, Unrealized Losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">0<span></span>
</td>
<td class="num">(1,192)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger', window );">12 months or longer, Estimated Fair Value</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">74,288<span></span>
</td>
<td class="nump">37,823<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss', window );">12 months or longer, Unrealized Losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">(1,588)<span></span>
</td>
<td class="num">(1,523)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition', window );">Total, Estimated Fair Value</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">74,288<span></span>
</td>
<td class="nump">88,764<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss', window );">Total, Unrealized Losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">(1,588)<span></span>
</td>
<td class="num">(2,715)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=rvsb_OtherMortgageBackedSecuritiesMember', window );">Other mortgage-backed securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems', window );"><strong>Debt Securities, Available-for-sale [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months', window );">Less than 12 months, Estimated Fair Value</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">0<span></span>
</td>
<td class="nump">16,355<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss', window );">Less than 12 months, Unrealized Losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">0<span></span>
</td>
<td class="num">(382)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger', window );">12 months or longer, Estimated Fair Value</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">40,409<span></span>
</td>
<td class="nump">29,351<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss', window );">12 months or longer, Unrealized Losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="num">(1,124)<span></span>
</td>
<td class="num">(1,139)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition', window );">Total, Estimated Fair Value</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">40,409<span></span>
</td>
<td class="nump">45,706<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss', window );">Total, Unrealized Losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="num">$ (1,124)<span></span>
</td>
<td class="num">$ (1,521)<span></span>
</td>
</tr>
<tr><td colspan="4"></td></tr>
<tr><td colspan="4"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Comprised of FHLMC, FNMA and GNMA issued securities.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top">Comprised of SBA and CRE secured securities issued by FNMA.</td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for more than 12 months.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 7<br> -URI http://asc.fasb.org/extlink&amp;oid=82897076&amp;loc=d3e27337-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of accumulated unrealized loss on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for 12 months or longer.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 7<br> -URI http://asc.fasb.org/extlink&amp;oid=82897076&amp;loc=d3e27337-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for less than 12 months.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 7<br> -URI http://asc.fasb.org/extlink&amp;oid=82897076&amp;loc=d3e27337-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of accumulated unrealized loss on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for less than 12 months.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 7<br> -URI http://asc.fasb.org/extlink&amp;oid=82897076&amp;loc=d3e27337-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in unrealized loss position.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 6<br> -Subparagraph (a)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=82897076&amp;loc=d3e27290-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of accumulated unrealized loss on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in unrealized loss position.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 6<br> -Subparagraph (a)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=82897076&amp;loc=d3e27290-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=rvsb_MunicipalSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=rvsb_MunicipalSecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_USGovernmentAgenciesDebtSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_USGovernmentAgenciesDebtSecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=rvsb_RealEstateMortgageInvestmentConduitsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=rvsb_RealEstateMortgageInvestmentConduitsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageBackedSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageBackedSecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=rvsb_OtherMortgageBackedSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=rvsb_OtherMortgageBackedSecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>76
<FILENAME>R61.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6850075632">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>INVESTMENT SECURITIES (Detail Textuals) - USD ($)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th"><div>Mar. 31, 2017</div></th>
<th class="th"><div>Mar. 31, 2019</div></th>
<th class="th"><div>Mar. 31, 2018</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems', window );"><strong>Debt Securities, Available-for-sale [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet', window );">Investment securities gross realized gains from sales</a></td>
<td class="nump">$ 82,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_Available-For-SaleSecuritiesGrossRealizedGainIncomeTax', window );">Income tax related to the realized gains</a></td>
<td class="nump">$ 29,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_AvailableforsaleSecuritiesMember', window );">Investment securities available for sale</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems', window );"><strong>Debt Securities, Available-for-sale [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_PledgedAssetsSeparatelyReportedSecuritiesPledgedAsCollateralAtAmortizedCost', window );">Pledged as collateral at amortized cost</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 5,800,000<span></span>
</td>
<td class="nump">$ 3,700,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedAsCollateralAtFairValue', window );">Pledged as collateral at fair value</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 5,700,000<span></span>
</td>
<td class="nump">$ 3,600,000<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_Available-For-SaleSecuritiesGrossRealizedGainIncomeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the amount of income tax charged on the realized gain on sale of investment.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_Available-For-SaleSecuritiesGrossRealizedGainIncomeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_PledgedAssetsSeparatelyReportedSecuritiesPledgedAsCollateralAtAmortizedCost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amortized cost of investment securities available for sale pledged as collateral for government public funds held by the bank, as of the date indicated.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_PledgedAssetsSeparatelyReportedSecuritiesPledgedAsCollateralAtAmortizedCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This item represents the difference between the gross realized gains and losses realized on the sale of debt or equity securities categorized neither as held-to-maturity nor trading securities. Additionally, this item would include any losses recognized for other than temporary impairments (OTTI) of the subject investments in debt and equity securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedAsCollateralAtFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The sum of the fair values, as of the date of each statement of financial position presented, of securities that are restricted as collateral for the payment of related debt obligations, primarily secured borrowings and repurchase agreements, and that are reclassified and separately reported in the statement of financial position because the transferee has the right by contract or custom to sell or re-pledge them.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 860<br> -SubTopic 30<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=66007379&amp;loc=d3e113888-111728<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedAsCollateralAtFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_AvailableforsaleSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_AvailableforsaleSecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>77
<FILENAME>R62.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6867574752">
<tr>
<th class="tl" colspan="2" rowspan="1"><div style="width: 200px;"><strong>LOANS RECEIVABLE: Loans receivable, excluding loans held for sale (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Mar. 31, 2019</div></th>
<th class="th"><div>Mar. 31, 2018</div></th>
<th class="th"><div>Mar. 31, 2017</div></th>
<th class="th"><div>Mar. 31, 2016</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 876,116<span></span>
</td>
<td class="nump">$ 811,376<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Less: Allowance for loan losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">11,457<span></span>
</td>
<td class="nump">10,766<span></span>
</td>
<td class="nump">$ 10,528<span></span>
</td>
<td class="nump">$ 9,885<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetReportedAmount', window );">Loans receivable, net</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">864,659<span></span>
</td>
<td class="nump">800,610<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">783,707<span></span>
</td>
<td class="nump">706,270<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Commercial business</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">162,796<span></span>
</td>
<td class="nump">137,672<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Less: Allowance for loan losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,808<span></span>
</td>
<td class="nump">1,668<span></span>
</td>
<td class="nump">1,418<span></span>
</td>
<td class="nump">1,048<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Commercial real estate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">461,432<span></span>
</td>
<td class="nump">450,597<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Less: Allowance for loan losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5,053<span></span>
</td>
<td class="nump">4,914<span></span>
</td>
<td class="nump">5,084<span></span>
</td>
<td class="nump">4,273<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Land</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">17,027<span></span>
</td>
<td class="nump">15,337<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Less: Allowance for loan losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">254<span></span>
</td>
<td class="nump">220<span></span>
</td>
<td class="nump">228<span></span>
</td>
<td class="nump">325<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Multi-family</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">51,570<span></span>
</td>
<td class="nump">63,080<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Less: Allowance for loan losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">728<span></span>
</td>
<td class="nump">822<span></span>
</td>
<td class="nump">297<span></span>
</td>
<td class="nump">712<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Real estate construction</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">90,882<span></span>
</td>
<td class="nump">39,584<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Less: Allowance for loan losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,457<span></span>
</td>
<td class="nump">618<span></span>
</td>
<td class="nump">714<span></span>
</td>
<td class="nump">416<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">92,409<span></span>
</td>
<td class="nump">105,106<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Less: Allowance for loan losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,447<span></span>
</td>
<td class="nump">1,809<span></span>
</td>
<td class="nump">$ 2,099<span></span>
</td>
<td class="nump">$ 2,403<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer | Real estate one-to-four family</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">84,053<span></span>
</td>
<td class="nump">90,109<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer | Other installment</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 8,356<span></span>
</td>
<td class="nump">$ 14,997<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr><td colspan="5"></td></tr>
<tr><td colspan="5"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Consists primarily of purchased automobile loans totaling $5.8 million and $12.9 million at March 31, 2019 and 2018, respectively.</td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountsNotesAndLoansReceivableLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccountsNotesAndLoansReceivableLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableAllowance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.7(d))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11B<br> -Subparagraph (g)<br> -URI http://asc.fasb.org/extlink&amp;oid=84173941&amp;loc=SL6953423-111524<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 30<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)(1)(ii)<br> -URI http://asc.fasb.org/extlink&amp;oid=82894903&amp;loc=d3e15032-111544<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11B<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=84173941&amp;loc=SL6953423-111524<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section S99<br> -Paragraph 4<br> -Subparagraph (SAB Topic 6.L.1)<br> -URI http://asc.fasb.org/extlink&amp;oid=27010918&amp;loc=d3e74567-122707<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoansAndLeasesReceivableAllowance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before allowance of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=82891408&amp;loc=d3e4428-111522<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoansAndLeasesReceivableGrossCarryingAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableNetReportedAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after allowance and deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements and loans held for sale.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=82891408&amp;loc=d3e4428-111522<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.7)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoansAndLeasesReceivableNetReportedAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_LandMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_LandMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=srt_MultifamilyMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=srt_MultifamilyMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ConstructionLoansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ConstructionLoansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=rvsb_RealEstateOneToFourFamilyMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=rvsb_RealEstateOneToFourFamilyMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=rvsb_OtherInstallmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=rvsb_OtherInstallmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>78
<FILENAME>R63.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6842548400">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>LOANS RECEIVABLE: Aggregate loans to officers and directors (Details 1) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Mar. 31, 2019</div></th>
<th class="th"><div>Mar. 31, 2018</div></th>
<th class="th"><div>Mar. 31, 2017</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableRelatedPartiesRollForward', window );"><strong>Loans to Officers and Directors</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_LoansToOfficersAndDirectors', window );">Beginning balance</a></td>
<td class="nump">$ 981<span></span>
</td>
<td class="nump">$ 859<span></span>
</td>
<td class="nump">$ 841<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_LoansToOfficersAndDirectorsOriginations', window );">Originations</a></td>
<td class="nump">359<span></span>
</td>
<td class="nump">526<span></span>
</td>
<td class="nump">228<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_LoansToOfficersAndDirectorsPrincipalRepayments', window );">Principal repayments</a></td>
<td class="num">(562)<span></span>
</td>
<td class="num">(404)<span></span>
</td>
<td class="num">(210)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_LoansToOfficersAndDirectors', window );">Ending balance</a></td>
<td class="nump">$ 778<span></span>
</td>
<td class="nump">$ 981<span></span>
</td>
<td class="nump">$ 859<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_LoansToOfficersAndDirectors">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the balance of aggregate loans to officers and directors, all of which are current.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_LoansToOfficersAndDirectors</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_LoansToOfficersAndDirectorsOriginations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents loans to officers and directors, originated during the indicated period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_LoansToOfficersAndDirectorsOriginations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_LoansToOfficersAndDirectorsPrincipalRepayments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents repayments of loans to officers and directors during the indicated period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_LoansToOfficersAndDirectorsPrincipalRepayments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableRelatedPartiesRollForward">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoansAndLeasesReceivableRelatedPartiesRollForward</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>79
<FILENAME>R64.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6864390976">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>LOANS RECEIVABLE (Detail Textuals) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th"><div>Mar. 31, 2019</div></th>
<th class="th"><div>Mar. 31, 2018</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableDeferredIncome', window );">Net deferred loan fees</a></td>
<td class="nump">$ 4,000<span></span>
</td>
<td class="nump">$ 3,600<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_DiscountOnLoansReceivable', window );">Discount on Loans receivable</a></td>
<td class="nump">1,500<span></span>
</td>
<td class="nump">2,200<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_PremiumsOnLoansReceivable', window );">Premiums on Loans receivable</a></td>
<td class="nump">1,800<span></span>
</td>
<td class="nump">2,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total loans</a></td>
<td class="nump">$ 876,116<span></span>
</td>
<td class="nump">811,376<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_PercentageOfLoansAndExtensionsOfCreditOutstanding', window );">Percentage of loans and extensions of credit outstanding</a></td>
<td class="nump">15.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansPledgedAsCollateral', window );">Loans pledged as collateral</a></td>
<td class="nump">$ 513,300<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total loans</a></td>
<td class="nump">783,707<span></span>
</td>
<td class="nump">706,270<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Commercial real estate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total loans</a></td>
<td class="nump">$ 461,432<span></span>
</td>
<td class="nump">450,597<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Commercial real estate | Minimum</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_MaximumLoanToValueRatio', window );">Maximum loan-to-value ratio</a></td>
<td class="nump">65.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Commercial real estate | Maximum</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_MaximumLoanToValueRatio', window );">Maximum loan-to-value ratio</a></td>
<td class="nump">80.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Raw land loans</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_MaximumLoanToValueRatio', window );">Maximum loan-to-value ratio</a></td>
<td class="nump">65.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Improved land loans</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_MaximumLoanToValueRatio', window );">Maximum loan-to-value ratio</a></td>
<td class="nump">75.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total loans</a></td>
<td class="nump">$ 92,409<span></span>
</td>
<td class="nump">105,106<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer | Automobile loan</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total loans</a></td>
<td class="nump">5,800<span></span>
</td>
<td class="nump">12,900<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer | Real estate one-to-four family</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total loans</a></td>
<td class="nump">$ 84,053<span></span>
</td>
<td class="nump">$ 90,109<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_MaximumLoanToValueRatio', window );">Maximum loan-to-value ratio</a></td>
<td class="nump">80.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer | Real estate one-to-four family | Minimum</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_LoansReceivableTermsOfMaturity', window );">Terms of maturity</a></td>
<td class="text">15 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer | Real estate one-to-four family | Maximum</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_LoansReceivableTermsOfMaturity', window );">Terms of maturity</a></td>
<td class="text">30 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_DiscountOnLoansReceivable">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the amount related to discounts on loans receivable.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_DiscountOnLoansReceivable</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_LoansReceivableTermsOfMaturity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Loans Receivable Terms Of Maturity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_LoansReceivableTermsOfMaturity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_MaximumLoanToValueRatio">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>maximum loan-to-value ratio.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_MaximumLoanToValueRatio</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_PercentageOfLoansAndExtensionsOfCreditOutstanding">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represent percentage of loans and extensions of credit outstanding.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_PercentageOfLoansAndExtensionsOfCreditOutstanding</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_PremiumsOnLoansReceivable">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the amount related to premiums on loans receivable.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_PremiumsOnLoansReceivable</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountsNotesAndLoansReceivableLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccountsNotesAndLoansReceivableLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableDeferredIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of deferred interest and fee income, unamortized costs incurred to originate loans and leases, unamortized loan commitments and loan syndication fees, and premiums over or discounts from face amounts of acquired loans. Excludes amounts for loans and leases covered under loss sharing agreements.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.7)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 30<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (a)(4)<br> -URI http://asc.fasb.org/extlink&amp;oid=84165051&amp;loc=d3e45377-112738<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=84173941&amp;loc=d3e5074-111524<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 20<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=84159169&amp;loc=d3e10152-111534<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoansAndLeasesReceivableDeferredIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before allowance of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=82891408&amp;loc=d3e4428-111522<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoansAndLeasesReceivableGrossCarryingAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansPledgedAsCollateral">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Carrying amount as of the balance sheet date of loans that have been pledged as collateral for borrowings. If the secured party has the right by contract or custom to sell or re-pledge the collateral, then the debtor reclassifies that asset and report that asset in its statement of financial position separately from other assets not so encumbered.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 860<br> -SubTopic 30<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=66007379&amp;loc=d3e113888-111728<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -URI http://asc.fasb.org/extlink&amp;oid=84173941&amp;loc=d3e5086-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoansPledgedAsCollateral</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_RangeAxis=srt_MinimumMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_RangeAxis=srt_MinimumMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_RangeAxis=srt_MaximumMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_RangeAxis=srt_MaximumMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=rvsb_RawLandLoansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=rvsb_RawLandLoansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_LandAndLandImprovementsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_LandAndLandImprovementsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_AutomobileLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_AutomobileLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=rvsb_RealEstateOneToFourFamilyMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=rvsb_RealEstateOneToFourFamilyMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>80
<FILENAME>R65.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6868889488">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>ALLOWANCE FOR LOAN LOSSES: Reconciliation of the allowance for loan losses (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="8">3 Months Ended</th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Mar. 31, 2019</div></th>
<th class="th"><div>Dec. 31, 2018</div></th>
<th class="th"><div>Sep. 30, 2018</div></th>
<th class="th"><div>Jun. 30, 2018</div></th>
<th class="th"><div>Mar. 31, 2018</div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Sep. 30, 2017</div></th>
<th class="th"><div>Jun. 30, 2017</div></th>
<th class="th"><div>Mar. 31, 2019</div></th>
<th class="th"><div>Mar. 31, 2018</div></th>
<th class="th"><div>Mar. 31, 2017</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesRollForward', window );"><strong>Allowance for Loan and Lease Losses [Roll Forward]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Beginning balance</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 10,766<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 10,528<span></span>
</td>
<td class="nump">$ 10,766<span></span>
</td>
<td class="nump">$ 10,528<span></span>
</td>
<td class="nump">$ 9,885<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanAndLeaseLosses', window );">Provision for (recapture of) loan losses</a></td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 250<span></span>
</td>
<td class="num">(200)<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">50<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs', window );">Charge-offs</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(291)<span></span>
</td>
<td class="num">(408)<span></span>
</td>
<td class="num">(458)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts', window );">Recoveries</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">932<span></span>
</td>
<td class="nump">646<span></span>
</td>
<td class="nump">1,101<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Ending balance</a></td>
<td class="nump">11,457<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">10,766<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">11,457<span></span>
</td>
<td class="nump">10,766<span></span>
</td>
<td class="nump">10,528<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Commercial Business</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesRollForward', window );"><strong>Allowance for Loan and Lease Losses [Roll Forward]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Beginning balance</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,668<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,418<span></span>
</td>
<td class="nump">1,668<span></span>
</td>
<td class="nump">1,418<span></span>
</td>
<td class="nump">1,048<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanAndLeaseLosses', window );">Provision for (recapture of) loan losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">139<span></span>
</td>
<td class="nump">10<span></span>
</td>
<td class="num">(121)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs', window );">Charge-offs</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="num">(1)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts', window );">Recoveries</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1<span></span>
</td>
<td class="nump">240<span></span>
</td>
<td class="nump">492<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Ending balance</a></td>
<td class="nump">1,808<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,668<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,808<span></span>
</td>
<td class="nump">1,668<span></span>
</td>
<td class="nump">1,418<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Commercial Real Estate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesRollForward', window );"><strong>Allowance for Loan and Lease Losses [Roll Forward]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Beginning balance</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">4,914<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">5,084<span></span>
</td>
<td class="nump">4,914<span></span>
</td>
<td class="nump">5,084<span></span>
</td>
<td class="nump">4,273<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanAndLeaseLosses', window );">Provision for (recapture of) loan losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(685)<span></span>
</td>
<td class="num">(156)<span></span>
</td>
<td class="nump">926<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs', window );">Charge-offs</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="num">(68)<span></span>
</td>
<td class="num">(117)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts', window );">Recoveries</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">824<span></span>
</td>
<td class="nump">54<span></span>
</td>
<td class="nump">2<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Ending balance</a></td>
<td class="nump">5,053<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">4,914<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">5,053<span></span>
</td>
<td class="nump">4,914<span></span>
</td>
<td class="nump">5,084<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Land</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesRollForward', window );"><strong>Allowance for Loan and Lease Losses [Roll Forward]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Beginning balance</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">220<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">228<span></span>
</td>
<td class="nump">220<span></span>
</td>
<td class="nump">228<span></span>
</td>
<td class="nump">325<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanAndLeaseLosses', window );">Provision for (recapture of) loan losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">34<span></span>
</td>
<td class="num">(301)<span></span>
</td>
<td class="num">(558)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs', window );">Charge-offs</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts', window );">Recoveries</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">293<span></span>
</td>
<td class="nump">461<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Ending balance</a></td>
<td class="nump">254<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">220<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">254<span></span>
</td>
<td class="nump">220<span></span>
</td>
<td class="nump">228<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Multi-Family</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesRollForward', window );"><strong>Allowance for Loan and Lease Losses [Roll Forward]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Beginning balance</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">822<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">297<span></span>
</td>
<td class="nump">822<span></span>
</td>
<td class="nump">297<span></span>
</td>
<td class="nump">712<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanAndLeaseLosses', window );">Provision for (recapture of) loan losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(94)<span></span>
</td>
<td class="nump">525<span></span>
</td>
<td class="num">(415)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs', window );">Charge-offs</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts', window );">Recoveries</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Ending balance</a></td>
<td class="nump">728<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">822<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">728<span></span>
</td>
<td class="nump">822<span></span>
</td>
<td class="nump">297<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Real Estate Construction</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesRollForward', window );"><strong>Allowance for Loan and Lease Losses [Roll Forward]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Beginning balance</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">618<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">714<span></span>
</td>
<td class="nump">618<span></span>
</td>
<td class="nump">714<span></span>
</td>
<td class="nump">416<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanAndLeaseLosses', window );">Provision for (recapture of) loan losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">839<span></span>
</td>
<td class="num">(96)<span></span>
</td>
<td class="nump">298<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs', window );">Charge-offs</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts', window );">Recoveries</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Ending balance</a></td>
<td class="nump">1,457<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">618<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,457<span></span>
</td>
<td class="nump">618<span></span>
</td>
<td class="nump">714<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesRollForward', window );"><strong>Allowance for Loan and Lease Losses [Roll Forward]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Beginning balance</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,809<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2,099<span></span>
</td>
<td class="nump">1,809<span></span>
</td>
<td class="nump">2,099<span></span>
</td>
<td class="nump">2,403<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanAndLeaseLosses', window );">Provision for (recapture of) loan losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(178)<span></span>
</td>
<td class="num">(9)<span></span>
</td>
<td class="num">(110)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs', window );">Charge-offs</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(291)<span></span>
</td>
<td class="num">(340)<span></span>
</td>
<td class="num">(340)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts', window );">Recoveries</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">107<span></span>
</td>
<td class="nump">59<span></span>
</td>
<td class="nump">146<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Ending balance</a></td>
<td class="nump">1,447<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,809<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,447<span></span>
</td>
<td class="nump">1,809<span></span>
</td>
<td class="nump">2,099<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_UnallocatedFinancingReceivablesMember', window );">Unallocated</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesRollForward', window );"><strong>Allowance for Loan and Lease Losses [Roll Forward]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Beginning balance</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 715<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 688<span></span>
</td>
<td class="nump">715<span></span>
</td>
<td class="nump">688<span></span>
</td>
<td class="nump">708<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanAndLeaseLosses', window );">Provision for (recapture of) loan losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(5)<span></span>
</td>
<td class="nump">27<span></span>
</td>
<td class="num">(20)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs', window );">Charge-offs</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts', window );">Recoveries</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Ending balance</a></td>
<td class="nump">$ 710<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 715<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 710<span></span>
</td>
<td class="nump">$ 715<span></span>
</td>
<td class="nump">$ 688<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of recovery of loans and lease receivables which had previously been fully or partially written-off as bad debts.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11B<br> -Subparagraph (c)(4)<br> -URI http://asc.fasb.org/extlink&amp;oid=84173941&amp;loc=SL6953423-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AllowanceForLoanAndLeaseLossesRollForward">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AllowanceForLoanAndLeaseLossesRollForward</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of loans and leases that have been written off from both loan receivables and allowance reserve for credit loss.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11B<br> -Subparagraph (c)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=84173941&amp;loc=SL6953423-111524<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.7(d))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableAllowance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.7(d))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11B<br> -Subparagraph (g)<br> -URI http://asc.fasb.org/extlink&amp;oid=84173941&amp;loc=SL6953423-111524<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 30<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)(1)(ii)<br> -URI http://asc.fasb.org/extlink&amp;oid=82894903&amp;loc=d3e15032-111544<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11B<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=84173941&amp;loc=SL6953423-111524<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section S99<br> -Paragraph 4<br> -Subparagraph (SAB Topic 6.L.1)<br> -URI http://asc.fasb.org/extlink&amp;oid=27010918&amp;loc=d3e74567-122707<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoansAndLeasesReceivableAllowance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProvisionForLoanAndLeaseLosses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of expense related to estimated loss from loan and lease transactions.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=109223946&amp;loc=d3e3602-108585<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.11)<br> -URI http://asc.fasb.org/extlink&amp;oid=114873765&amp;loc=SL114874048-224260<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11B<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=84173941&amp;loc=SL6953423-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProvisionForLoanAndLeaseLosses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_LandMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_LandMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=srt_MultifamilyMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=srt_MultifamilyMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ConstructionLoansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ConstructionLoansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_UnallocatedFinancingReceivablesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_UnallocatedFinancingReceivablesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>81
<FILENAME>R66.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6849028608">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>ALLOWANCE FOR LOAN LOSSES: Impaired Financing Receivables (Details 1) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Mar. 31, 2019</div></th>
<th class="th"><div>Mar. 31, 2018</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract', window );"><strong>Allowance for loan losses</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1', window );">Individually Evaluated for Impairment</a></td>
<td class="nump">$ 22<span></span>
</td>
<td class="nump">$ 69<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Collectively Evaluated for Impairment</a></td>
<td class="nump">11,435<span></span>
</td>
<td class="nump">10,697<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment', window );">Total</a></td>
<td class="nump">11,457<span></span>
</td>
<td class="nump">10,766<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_RecordedInvestmentInLoansAbstract', window );"><strong>Recorded investment in loans</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Individually Evaluated for Impairment</a></td>
<td class="nump">5,665<span></span>
</td>
<td class="nump">7,722<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Collectively Evaluated for Impairment</a></td>
<td class="nump">870,451<span></span>
</td>
<td class="nump">803,654<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_FinancingReceivableEvaluatedForImpairment', window );">Total</a></td>
<td class="nump">876,116<span></span>
</td>
<td class="nump">811,376<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Commercial business</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract', window );"><strong>Allowance for loan losses</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1', window );">Individually Evaluated for Impairment</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Collectively Evaluated for Impairment</a></td>
<td class="nump">1,808<span></span>
</td>
<td class="nump">1,668<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment', window );">Total</a></td>
<td class="nump">1,808<span></span>
</td>
<td class="nump">1,668<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_RecordedInvestmentInLoansAbstract', window );"><strong>Recorded investment in loans</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Individually Evaluated for Impairment</a></td>
<td class="nump">160<span></span>
</td>
<td class="nump">1,004<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Collectively Evaluated for Impairment</a></td>
<td class="nump">162,636<span></span>
</td>
<td class="nump">136,668<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_FinancingReceivableEvaluatedForImpairment', window );">Total</a></td>
<td class="nump">162,796<span></span>
</td>
<td class="nump">137,672<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Commercial real estate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract', window );"><strong>Allowance for loan losses</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1', window );">Individually Evaluated for Impairment</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Collectively Evaluated for Impairment</a></td>
<td class="nump">5,053<span></span>
</td>
<td class="nump">4,914<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment', window );">Total</a></td>
<td class="nump">5,053<span></span>
</td>
<td class="nump">4,914<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_RecordedInvestmentInLoansAbstract', window );"><strong>Recorded investment in loans</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Individually Evaluated for Impairment</a></td>
<td class="nump">2,482<span></span>
</td>
<td class="nump">2,883<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Collectively Evaluated for Impairment</a></td>
<td class="nump">458,950<span></span>
</td>
<td class="nump">447,714<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_FinancingReceivableEvaluatedForImpairment', window );">Total</a></td>
<td class="nump">461,432<span></span>
</td>
<td class="nump">450,597<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Land</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract', window );"><strong>Allowance for loan losses</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1', window );">Individually Evaluated for Impairment</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Collectively Evaluated for Impairment</a></td>
<td class="nump">254<span></span>
</td>
<td class="nump">220<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment', window );">Total</a></td>
<td class="nump">254<span></span>
</td>
<td class="nump">220<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_RecordedInvestmentInLoansAbstract', window );"><strong>Recorded investment in loans</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Individually Evaluated for Impairment</a></td>
<td class="nump">728<span></span>
</td>
<td class="nump">763<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Collectively Evaluated for Impairment</a></td>
<td class="nump">16,299<span></span>
</td>
<td class="nump">14,574<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_FinancingReceivableEvaluatedForImpairment', window );">Total</a></td>
<td class="nump">17,027<span></span>
</td>
<td class="nump">15,337<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Multi-family</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract', window );"><strong>Allowance for loan losses</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1', window );">Individually Evaluated for Impairment</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Collectively Evaluated for Impairment</a></td>
<td class="nump">728<span></span>
</td>
<td class="nump">822<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment', window );">Total</a></td>
<td class="nump">728<span></span>
</td>
<td class="nump">822<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_RecordedInvestmentInLoansAbstract', window );"><strong>Recorded investment in loans</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Individually Evaluated for Impairment</a></td>
<td class="nump">1,598<span></span>
</td>
<td class="nump">1,644<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Collectively Evaluated for Impairment</a></td>
<td class="nump">49,972<span></span>
</td>
<td class="nump">61,436<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_FinancingReceivableEvaluatedForImpairment', window );">Total</a></td>
<td class="nump">51,570<span></span>
</td>
<td class="nump">63,080<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Real estate construction</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract', window );"><strong>Allowance for loan losses</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1', window );">Individually Evaluated for Impairment</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Collectively Evaluated for Impairment</a></td>
<td class="nump">1,457<span></span>
</td>
<td class="nump">618<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment', window );">Total</a></td>
<td class="nump">1,457<span></span>
</td>
<td class="nump">618<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_RecordedInvestmentInLoansAbstract', window );"><strong>Recorded investment in loans</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Individually Evaluated for Impairment</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Collectively Evaluated for Impairment</a></td>
<td class="nump">90,882<span></span>
</td>
<td class="nump">39,584<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_FinancingReceivableEvaluatedForImpairment', window );">Total</a></td>
<td class="nump">90,882<span></span>
</td>
<td class="nump">39,584<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract', window );"><strong>Allowance for loan losses</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1', window );">Individually Evaluated for Impairment</a></td>
<td class="nump">22<span></span>
</td>
<td class="nump">69<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Collectively Evaluated for Impairment</a></td>
<td class="nump">1,425<span></span>
</td>
<td class="nump">1,740<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment', window );">Total</a></td>
<td class="nump">1,447<span></span>
</td>
<td class="nump">1,809<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_RecordedInvestmentInLoansAbstract', window );"><strong>Recorded investment in loans</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Individually Evaluated for Impairment</a></td>
<td class="nump">697<span></span>
</td>
<td class="nump">1,428<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Collectively Evaluated for Impairment</a></td>
<td class="nump">91,712<span></span>
</td>
<td class="nump">103,678<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_FinancingReceivableEvaluatedForImpairment', window );">Total</a></td>
<td class="nump">92,409<span></span>
</td>
<td class="nump">105,106<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_UnallocatedFinancingReceivablesMember', window );">Unallocated</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract', window );"><strong>Allowance for loan losses</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1', window );">Individually Evaluated for Impairment</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Collectively Evaluated for Impairment</a></td>
<td class="nump">710<span></span>
</td>
<td class="nump">715<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment', window );">Total</a></td>
<td class="nump">710<span></span>
</td>
<td class="nump">715<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_RecordedInvestmentInLoansAbstract', window );"><strong>Recorded investment in loans</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Individually Evaluated for Impairment</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Collectively Evaluated for Impairment</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_FinancingReceivableEvaluatedForImpairment', window );">Total</a></td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The valuation allowance for financing receivables that are expected to be uncollectible that were individually and/or collectively evaluated for impairment.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_FinancingReceivableEvaluatedForImpairment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The balance of financing receivables that were individually and/or collectively evaluated for impairment.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_FinancingReceivableEvaluatedForImpairment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_RecordedInvestmentInLoansAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_RecordedInvestmentInLoansAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The valuation allowance for financing receivables that are expected to be uncollectible that were collectively evaluated for impairment.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11B<br> -Subparagraph (g)<br> -URI http://asc.fasb.org/extlink&amp;oid=84173941&amp;loc=SL6953423-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of valuation allowance for financing receivables that are expected to be uncollectible that were individually evaluated for impairment.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11B<br> -Subparagraph (g)<br> -URI http://asc.fasb.org/extlink&amp;oid=84173941&amp;loc=SL6953423-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The balance of financing receivables that were collectively evaluated for impairment.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11B<br> -Subparagraph (h)<br> -URI http://asc.fasb.org/extlink&amp;oid=84173941&amp;loc=SL6953423-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The balance of financing receivables that were individually evaluated for impairment.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11B<br> -Subparagraph (h)<br> -URI http://asc.fasb.org/extlink&amp;oid=84173941&amp;loc=SL6953423-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_LandMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_LandMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=srt_MultifamilyMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=srt_MultifamilyMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ConstructionLoansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ConstructionLoansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_UnallocatedFinancingReceivablesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_UnallocatedFinancingReceivablesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>82
<FILENAME>R67.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6831023856">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>ALLOWANCE FOR LOAN LOSSES: Analysis of loans by aging category (Details 2) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Mar. 31, 2019</div></th>
<th class="th"><div>Mar. 31, 2018</div></th>
<th class="th"><div>Mar. 31, 2017</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward', window );"><strong>Allowance for unfunded loan commitments</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_AllowanceForUnfundedLoanCommitments', window );">Beginning balance</a></td>
<td class="nump">$ 480<span></span>
</td>
<td class="nump">$ 388<span></span>
</td>
<td class="nump">$ 324<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_ChangeInAllowanceForUnfundedLoanCommitments', window );">Net change in allowance for unfunded loan commitments</a></td>
<td class="num">(11)<span></span>
</td>
<td class="nump">92<span></span>
</td>
<td class="nump">64<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_AllowanceForUnfundedLoanCommitments', window );">Ending Balance</a></td>
<td class="nump">$ 469<span></span>
</td>
<td class="nump">$ 480<span></span>
</td>
<td class="nump">$ 388<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_AllowanceForUnfundedLoanCommitments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the allowance for unfunded loan commitments as of the indicated date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_AllowanceForUnfundedLoanCommitments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_ChangeInAllowanceForUnfundedLoanCommitments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the change in the allowance for unfunded loan commitments during the indicated period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_ChangeInAllowanceForUnfundedLoanCommitments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>83
<FILENAME>R68.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6866419824">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>ALLOWANCE FOR LOAN LOSSES: Financing Receivables, Aging of Loans (Details 3) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Mar. 31, 2019</div></th>
<th class="th"><div>Mar. 31, 2018</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Non-accrual</a></td>
<td class="nump">$ 1,516<span></span>
</td>
<td class="nump">$ 2,418<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_FinancingReceivableRecordedInvestmentPastDueAndNonAccrual', window );">Total Past Due and Non-accrual</a></td>
<td class="nump">1,864<span></span>
</td>
<td class="nump">2,938<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
<td class="nump">874,252<span></span>
</td>
<td class="nump">808,438<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans Receivable</a></td>
<td class="nump">876,116<span></span>
</td>
<td class="nump">811,376<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablesPeriodPastDueAxis=rvsb_FinancingReceivables30To89DaysPastDueMember', window );">30-89 Days Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">345<span></span>
</td>
<td class="nump">520<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember', window );">90 Days and Greater Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">3<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans Receivable</a></td>
<td class="nump">783,707<span></span>
</td>
<td class="nump">706,270<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Commercial business</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Non-accrual</a></td>
<td class="nump">225<span></span>
</td>
<td class="nump">178<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_FinancingReceivableRecordedInvestmentPastDueAndNonAccrual', window );">Total Past Due and Non-accrual</a></td>
<td class="nump">225<span></span>
</td>
<td class="nump">185<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
<td class="nump">162,571<span></span>
</td>
<td class="nump">137,487<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans Receivable</a></td>
<td class="nump">162,796<span></span>
</td>
<td class="nump">137,672<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Commercial business | 30-89 Days Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">7<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Commercial business | 90 Days and Greater Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Commercial real estate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Non-accrual</a></td>
<td class="nump">1,081<span></span>
</td>
<td class="nump">1,200<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_FinancingReceivableRecordedInvestmentPastDueAndNonAccrual', window );">Total Past Due and Non-accrual</a></td>
<td class="nump">1,081<span></span>
</td>
<td class="nump">1,200<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
<td class="nump">460,351<span></span>
</td>
<td class="nump">449,397<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans Receivable</a></td>
<td class="nump">461,432<span></span>
</td>
<td class="nump">450,597<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Commercial real estate | 30-89 Days Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Commercial real estate | 90 Days and Greater Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Land</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Non-accrual</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">763<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_FinancingReceivableRecordedInvestmentPastDueAndNonAccrual', window );">Total Past Due and Non-accrual</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">763<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
<td class="nump">17,027<span></span>
</td>
<td class="nump">14,574<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans Receivable</a></td>
<td class="nump">17,027<span></span>
</td>
<td class="nump">15,337<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Land | 30-89 Days Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Land | 90 Days and Greater Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Multi-family</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Non-accrual</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_FinancingReceivableRecordedInvestmentPastDueAndNonAccrual', window );">Total Past Due and Non-accrual</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
<td class="nump">51,570<span></span>
</td>
<td class="nump">63,080<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans Receivable</a></td>
<td class="nump">51,570<span></span>
</td>
<td class="nump">63,080<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Multi-family | 30-89 Days Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Multi-family | 90 Days and Greater Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Real estate construction</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Non-accrual</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_FinancingReceivableRecordedInvestmentPastDueAndNonAccrual', window );">Total Past Due and Non-accrual</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
<td class="nump">90,882<span></span>
</td>
<td class="nump">39,584<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans Receivable</a></td>
<td class="nump">90,882<span></span>
</td>
<td class="nump">39,584<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Real estate construction | 30-89 Days Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Real estate construction | 90 Days and Greater Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Non-accrual</a></td>
<td class="nump">210<span></span>
</td>
<td class="nump">277<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_FinancingReceivableRecordedInvestmentPastDueAndNonAccrual', window );">Total Past Due and Non-accrual</a></td>
<td class="nump">558<span></span>
</td>
<td class="nump">790<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
<td class="nump">91,851<span></span>
</td>
<td class="nump">104,316<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans Receivable</a></td>
<td class="nump">92,409<span></span>
</td>
<td class="nump">105,106<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer | 30-89 Days Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">345<span></span>
</td>
<td class="nump">513<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer | 90 Days and Greater Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">$ 3<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_FinancingReceivableRecordedInvestmentPastDueAndNonAccrual">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the monetary amount of Financing Receivable Recorded Investment (Past Due and Non-accrual), as of the indicated date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_FinancingReceivableRecordedInvestmentPastDueAndNonAccrual</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountsNotesAndLoansReceivableLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccountsNotesAndLoansReceivableLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Financing receivables that are current.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 7A<br> -URI http://asc.fasb.org/extlink&amp;oid=84173941&amp;loc=SL6953401-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentCurrent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Recorded investment in financing receivables that are on nonaccrual status as of the balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 7<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=84173941&amp;loc=d3e5111-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Recorded Investment in financing receivables that are past due at the balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 7A<br> -URI http://asc.fasb.org/extlink&amp;oid=84173941&amp;loc=SL6953401-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentPastDue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before allowance of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=82891408&amp;loc=d3e4428-111522<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoansAndLeasesReceivableGrossCarryingAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablesPeriodPastDueAxis=rvsb_FinancingReceivables30To89DaysPastDueMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablesPeriodPastDueAxis=rvsb_FinancingReceivables30To89DaysPastDueMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_LandMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_LandMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=srt_MultifamilyMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=srt_MultifamilyMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ConstructionLoansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ConstructionLoansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>84
<FILENAME>R69.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6865551008">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>ALLOWANCE FOR LOAN LOSSES: Credit Quality Indicators (Details 4) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Mar. 31, 2019</div></th>
<th class="th"><div>Mar. 31, 2018</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans Receivable</a></td>
<td class="nump">$ 876,116<span></span>
</td>
<td class="nump">$ 811,376<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InternalCreditAssessmentAxis=us-gaap_PassMember', window );">Pass</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans Receivable</a></td>
<td class="nump">864,483<span></span>
</td>
<td class="nump">792,298<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InternalCreditAssessmentAxis=us-gaap_SpecialMentionMember', window );">Special Mention</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans Receivable</a></td>
<td class="nump">5,327<span></span>
</td>
<td class="nump">11,655<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InternalCreditAssessmentAxis=us-gaap_SubstandardMember', window );">Substandard</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans Receivable</a></td>
<td class="nump">6,306<span></span>
</td>
<td class="nump">7,423<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InternalCreditAssessmentAxis=us-gaap_DoubtfulMember', window );">Doubtful</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans Receivable</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InternalCreditAssessmentAxis=rvsb_LossMember', window );">Loss</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans Receivable</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans Receivable</a></td>
<td class="nump">783,707<span></span>
</td>
<td class="nump">706,270<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Commercial business</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans Receivable</a></td>
<td class="nump">162,796<span></span>
</td>
<td class="nump">137,672<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Commercial business | Pass</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans Receivable</a></td>
<td class="nump">159,997<span></span>
</td>
<td class="nump">132,309<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Commercial business | Special Mention</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans Receivable</a></td>
<td class="nump">840<span></span>
</td>
<td class="nump">1,976<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Commercial business | Substandard</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans Receivable</a></td>
<td class="nump">1,959<span></span>
</td>
<td class="nump">3,387<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Commercial business | Doubtful</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans Receivable</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Commercial business | Loss</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans Receivable</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Commercial real estate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans Receivable</a></td>
<td class="nump">461,432<span></span>
</td>
<td class="nump">450,597<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Commercial real estate | Pass</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans Receivable</a></td>
<td class="nump">454,013<span></span>
</td>
<td class="nump">440,123<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Commercial real estate | Special Mention</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans Receivable</a></td>
<td class="nump">4,030<span></span>
</td>
<td class="nump">7,489<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Commercial real estate | Substandard</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans Receivable</a></td>
<td class="nump">3,389<span></span>
</td>
<td class="nump">2,985<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Commercial real estate | Doubtful</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans Receivable</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Commercial real estate | Loss</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans Receivable</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Land</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans Receivable</a></td>
<td class="nump">17,027<span></span>
</td>
<td class="nump">15,337<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Land | Pass</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans Receivable</a></td>
<td class="nump">16,299<span></span>
</td>
<td class="nump">14,574<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Land | Special Mention</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans Receivable</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Land | Substandard</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans Receivable</a></td>
<td class="nump">728<span></span>
</td>
<td class="nump">763<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Land | Doubtful</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans Receivable</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Land | Loss</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans Receivable</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Multi-family</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans Receivable</a></td>
<td class="nump">51,570<span></span>
</td>
<td class="nump">63,080<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Multi-family | Pass</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans Receivable</a></td>
<td class="nump">51,093<span></span>
</td>
<td class="nump">60,879<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Multi-family | Special Mention</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans Receivable</a></td>
<td class="nump">457<span></span>
</td>
<td class="nump">2,190<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Multi-family | Substandard</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans Receivable</a></td>
<td class="nump">20<span></span>
</td>
<td class="nump">11<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Multi-family | Doubtful</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans Receivable</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Multi-family | Loss</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans Receivable</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Real estate construction</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans Receivable</a></td>
<td class="nump">90,882<span></span>
</td>
<td class="nump">39,584<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Real estate construction | Pass</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans Receivable</a></td>
<td class="nump">90,882<span></span>
</td>
<td class="nump">39,584<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Real estate construction | Special Mention</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans Receivable</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Real estate construction | Substandard</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans Receivable</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Real estate construction | Doubtful</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans Receivable</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Real estate construction | Loss</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans Receivable</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans Receivable</a></td>
<td class="nump">92,409<span></span>
</td>
<td class="nump">105,106<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer | Pass</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans Receivable</a></td>
<td class="nump">92,199<span></span>
</td>
<td class="nump">104,829<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer | Special Mention</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans Receivable</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer | Substandard</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans Receivable</a></td>
<td class="nump">210<span></span>
</td>
<td class="nump">277<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer | Doubtful</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans Receivable</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer | Loss</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans Receivable</a></td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountsNotesAndLoansReceivableLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccountsNotesAndLoansReceivableLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before allowance of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=82891408&amp;loc=d3e4428-111522<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoansAndLeasesReceivableGrossCarryingAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InternalCreditAssessmentAxis=us-gaap_PassMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InternalCreditAssessmentAxis=us-gaap_PassMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InternalCreditAssessmentAxis=us-gaap_SpecialMentionMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InternalCreditAssessmentAxis=us-gaap_SpecialMentionMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InternalCreditAssessmentAxis=us-gaap_SubstandardMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InternalCreditAssessmentAxis=us-gaap_SubstandardMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InternalCreditAssessmentAxis=us-gaap_DoubtfulMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InternalCreditAssessmentAxis=us-gaap_DoubtfulMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InternalCreditAssessmentAxis=rvsb_LossMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InternalCreditAssessmentAxis=rvsb_LossMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_LandMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_LandMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=srt_MultifamilyMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=srt_MultifamilyMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ConstructionLoansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ConstructionLoansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>85
<FILENAME>R70.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6848990192">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>ALLOWANCE FOR LOAN LOSSES: Impaired Financing Receivables (Details 5) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Mar. 31, 2019</div></th>
<th class="th"><div>Mar. 31, 2018</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Recorded Investment with No Specific Valuation Allowance</a></td>
<td class="nump">$ 5,249<span></span>
</td>
<td class="nump">$ 6,588<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment', window );">Recorded Investment with Specific Valuation Allowance</a></td>
<td class="nump">416<span></span>
</td>
<td class="nump">1,134<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Total Recorded Investment</a></td>
<td class="nump">5,665<span></span>
</td>
<td class="nump">7,722<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Unpaid Principal Balance</a></td>
<td class="nump">6,888<span></span>
</td>
<td class="nump">8,977<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Related Specific Valuation Allowance</a></td>
<td class="nump">22<span></span>
</td>
<td class="nump">69<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Commercial business</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Recorded Investment with No Specific Valuation Allowance</a></td>
<td class="nump">160<span></span>
</td>
<td class="nump">1,004<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment', window );">Recorded Investment with Specific Valuation Allowance</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Total Recorded Investment</a></td>
<td class="nump">160<span></span>
</td>
<td class="nump">1,004<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Unpaid Principal Balance</a></td>
<td class="nump">182<span></span>
</td>
<td class="nump">1,062<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Related Specific Valuation Allowance</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Commercial real estate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Recorded Investment with No Specific Valuation Allowance</a></td>
<td class="nump">2,482<span></span>
</td>
<td class="nump">2,883<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment', window );">Recorded Investment with Specific Valuation Allowance</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Total Recorded Investment</a></td>
<td class="nump">2,482<span></span>
</td>
<td class="nump">2,883<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Unpaid Principal Balance</a></td>
<td class="nump">3,424<span></span>
</td>
<td class="nump">3,816<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Related Specific Valuation Allowance</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Land</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Recorded Investment with No Specific Valuation Allowance</a></td>
<td class="nump">728<span></span>
</td>
<td class="nump">763<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment', window );">Recorded Investment with Specific Valuation Allowance</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Total Recorded Investment</a></td>
<td class="nump">728<span></span>
</td>
<td class="nump">763<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Unpaid Principal Balance</a></td>
<td class="nump">766<span></span>
</td>
<td class="nump">790<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Related Specific Valuation Allowance</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Multi-family</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Recorded Investment with No Specific Valuation Allowance</a></td>
<td class="nump">1,598<span></span>
</td>
<td class="nump">1,644<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment', window );">Recorded Investment with Specific Valuation Allowance</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Total Recorded Investment</a></td>
<td class="nump">1,598<span></span>
</td>
<td class="nump">1,644<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Unpaid Principal Balance</a></td>
<td class="nump">1,709<span></span>
</td>
<td class="nump">1,765<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Related Specific Valuation Allowance</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Recorded Investment with No Specific Valuation Allowance</a></td>
<td class="nump">281<span></span>
</td>
<td class="nump">294<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment', window );">Recorded Investment with Specific Valuation Allowance</a></td>
<td class="nump">416<span></span>
</td>
<td class="nump">1,134<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Total Recorded Investment</a></td>
<td class="nump">697<span></span>
</td>
<td class="nump">1,428<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Unpaid Principal Balance</a></td>
<td class="nump">807<span></span>
</td>
<td class="nump">1,544<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Related Specific Valuation Allowance</a></td>
<td class="nump">$ 22<span></span>
</td>
<td class="nump">$ 69<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountsNotesAndLoansReceivableLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccountsNotesAndLoansReceivableLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of investment of impaired financing receivables with related allowance for credit losses and without a related allowance for credit losses.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 14A<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=84173941&amp;loc=SL6953550-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ImpairedFinancingReceivableRecordedInvestment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of allowance for credit losses related to recorded investment.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 15<br> -Subparagraph (a)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=84173941&amp;loc=d3e5212-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ImpairedFinancingReceivableRelatedAllowance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of unpaid principal balance of impaired financing receivables with related allowance for credit losses and without related allowance for credit losses.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 15<br> -Subparagraph (a)(4)<br> -URI http://asc.fasb.org/extlink&amp;oid=84173941&amp;loc=d3e5212-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of investment in impaired financing receivables for which there is no related allowance for credit losses.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 14A<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=84173941&amp;loc=SL6953550-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of investment in impaired financing receivables for which there is a related allowance for credit losses.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 14A<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=84173941&amp;loc=SL6953550-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_LandMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_LandMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=srt_MultifamilyMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=srt_MultifamilyMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>86
<FILENAME>R71.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6864349216">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>ALLOWANCE FOR LOAN LOSSES: Impaired Loans, Average Recorded Investment and Interest Recognized (Details 6) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Mar. 31, 2019</div></th>
<th class="th"><div>Mar. 31, 2018</div></th>
<th class="th"><div>Mar. 31, 2017</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Average Recorded Investment</a></td>
<td class="nump">$ 6,295<span></span>
</td>
<td class="nump">$ 9,016<span></span>
</td>
<td class="nump">$ 13,118<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod', window );">Interest Recognized on Impaired Loans</a></td>
<td class="nump">204<span></span>
</td>
<td class="nump">294<span></span>
</td>
<td class="nump">502<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Commercial business</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Average Recorded Investment</a></td>
<td class="nump">334<span></span>
</td>
<td class="nump">930<span></span>
</td>
<td class="nump">255<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod', window );">Interest Recognized on Impaired Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">41<span></span>
</td>
<td class="nump">10<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Commercial real estate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Average Recorded Investment</a></td>
<td class="nump">2,607<span></span>
</td>
<td class="nump">4,185<span></span>
</td>
<td class="nump">8,823<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod', window );">Interest Recognized on Impaired Loans</a></td>
<td class="nump">64<span></span>
</td>
<td class="nump">101<span></span>
</td>
<td class="nump">337<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Land</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Average Recorded Investment</a></td>
<td class="nump">742<span></span>
</td>
<td class="nump">781<span></span>
</td>
<td class="nump">801<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod', window );">Interest Recognized on Impaired Loans</a></td>
<td class="nump">7<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Multi-family</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Average Recorded Investment</a></td>
<td class="nump">1,620<span></span>
</td>
<td class="nump">1,668<span></span>
</td>
<td class="nump">1,710<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod', window );">Interest Recognized on Impaired Loans</a></td>
<td class="nump">88<span></span>
</td>
<td class="nump">90<span></span>
</td>
<td class="nump">93<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Average Recorded Investment</a></td>
<td class="nump">992<span></span>
</td>
<td class="nump">1,452<span></span>
</td>
<td class="nump">1,529<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod', window );">Interest Recognized on Impaired Loans</a></td>
<td class="nump">$ 45<span></span>
</td>
<td class="nump">$ 62<span></span>
</td>
<td class="nump">$ 62<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountsNotesAndLoansReceivableLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccountsNotesAndLoansReceivableLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Average amount of investment of impaired financing receivables with related allowance for credit losses and without a related allowance for credit losses.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 15<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=84173941&amp;loc=d3e5212-111524<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 17<br> -URI http://asc.fasb.org/extlink&amp;oid=84173941&amp;loc=d3e5258-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of interest income recognized that the financing receivables (with related allowance for credit losses and without a related allowance for credit losses) were impaired.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 15<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=84173941&amp;loc=d3e5212-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_LandMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_LandMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=srt_MultifamilyMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=srt_MultifamilyMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>87
<FILENAME>R72.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6851007344">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>ALLOWANCE FOR LOAN LOSSES: TDRs by Interest Accrual Status (Details 7) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Mar. 31, 2019</div></th>
<th class="th"><div>Mar. 31, 2018</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_TdrByAccrualStatusAccrual', window );">Accrual</a></td>
<td class="nump">$ 4,424<span></span>
</td>
<td class="nump">$ 5,581<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_TdrByAccrualStatusNonAccrual', window );">Nonaccrual</a></td>
<td class="nump">1,241<span></span>
</td>
<td class="nump">2,141<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_TdrByAccrualStatusTotal', window );">Total</a></td>
<td class="nump">5,665<span></span>
</td>
<td class="nump">7,722<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Commercial business</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_TdrByAccrualStatusAccrual', window );">Accrual</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">826<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_TdrByAccrualStatusNonAccrual', window );">Nonaccrual</a></td>
<td class="nump">160<span></span>
</td>
<td class="nump">178<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_TdrByAccrualStatusTotal', window );">Total</a></td>
<td class="nump">160<span></span>
</td>
<td class="nump">1,004<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Commercial real estate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_TdrByAccrualStatusAccrual', window );">Accrual</a></td>
<td class="nump">1,401<span></span>
</td>
<td class="nump">1,683<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_TdrByAccrualStatusNonAccrual', window );">Nonaccrual</a></td>
<td class="nump">1,081<span></span>
</td>
<td class="nump">1,200<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_TdrByAccrualStatusTotal', window );">Total</a></td>
<td class="nump">2,482<span></span>
</td>
<td class="nump">2,883<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Land</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_TdrByAccrualStatusAccrual', window );">Accrual</a></td>
<td class="nump">728<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_TdrByAccrualStatusNonAccrual', window );">Nonaccrual</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">763<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_TdrByAccrualStatusTotal', window );">Total</a></td>
<td class="nump">728<span></span>
</td>
<td class="nump">763<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Multi-family</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_TdrByAccrualStatusAccrual', window );">Accrual</a></td>
<td class="nump">1,598<span></span>
</td>
<td class="nump">1,644<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_TdrByAccrualStatusNonAccrual', window );">Nonaccrual</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_TdrByAccrualStatusTotal', window );">Total</a></td>
<td class="nump">1,598<span></span>
</td>
<td class="nump">1,644<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_TdrByAccrualStatusAccrual', window );">Accrual</a></td>
<td class="nump">697<span></span>
</td>
<td class="nump">1,428<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_TdrByAccrualStatusNonAccrual', window );">Nonaccrual</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_TdrByAccrualStatusTotal', window );">Total</a></td>
<td class="nump">$ 697<span></span>
</td>
<td class="nump">$ 1,428<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_TdrByAccrualStatusAccrual">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the monetary amount of TDR by Accrual Status, Accrual, as of the indicated date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_TdrByAccrualStatusAccrual</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_TdrByAccrualStatusNonAccrual">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the monetary amount of TDR by Accrual Status, Non-accrual, as of the indicated date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_TdrByAccrualStatusNonAccrual</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_TdrByAccrualStatusTotal">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the monetary amount of TDR by Accrual Status, Total, as of the indicated date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_TdrByAccrualStatusTotal</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountsNotesAndLoansReceivableLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccountsNotesAndLoansReceivableLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_LandMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_LandMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=srt_MultifamilyMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=srt_MultifamilyMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>88
<FILENAME>R73.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6831048016">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>ALLOWANCE FOR LOAN LOSSES (Detail Textuals)<br></strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th">
<div>Mar. 31, 2019 </div>
<div>USD ($)</div>
</th>
<th class="th">
<div>Mar. 31, 2018 </div>
<div>USD ($)</div>
</th>
<th class="th">
<div>Mar. 31, 2017 </div>
<div>USD ($) </div>
<div>TDR</div>
</th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_InterestIncomeForegoneOnNonAccrualLoans', window );">Interest income foregone on non-accrual loans</a></td>
<td class="nump">$ 94,000<span></span>
</td>
<td class="nump">$ 102,000<span></span>
</td>
<td class="nump">$ 81,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial and construction | Commercial business</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1', window );">Number of TDR loans default | TDR</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2', window );">Pre-modification outstanding recorded investment amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 116,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2', window );">Post-modification outstanding recorded investment amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 107,000<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_InterestIncomeForegoneOnNonAccrualLoans">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Interest income foregone on loans not accruing. In general, when a loan is 90 days delinquent or when collection of principal or interest appears doubtful, it is placed on non-accrual status, at which time the accrual of interest ceases and a reserve for unrecoverable accrued interest is established and charged against operations. Payments received on non-accrual loans are applied to reduce the outstanding principal balance on a cash-basis method. As a general practice, a loan is not removed from non-accrual status until all delinquent principal, interest and late fees have been brought current and the borrower has demonstrated a history of performance based upon the contractual terms of the note.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_InterestIncomeForegoneOnNonAccrualLoans</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountsNotesAndLoansReceivableLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccountsNotesAndLoansReceivableLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Post-modification amount of investment in financing receivables modified by troubled debt restructurings.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 33<br> -URI http://asc.fasb.org/extlink&amp;oid=84173941&amp;loc=SL6953676-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Pre-modification amount of investment in financing receivables modified by troubled debt restructurings.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 33<br> -URI http://asc.fasb.org/extlink&amp;oid=84173941&amp;loc=SL6953676-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of financing receivables that have been modified by troubled debt restructurings within the previous 12 months and for which there was a payment default.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 34<br> -URI http://asc.fasb.org/extlink&amp;oid=84173941&amp;loc=SL6953682-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:integerItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>89
<FILENAME>R74.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6864896304">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>REAL ESTATE OWNED: Activity in REO (Real Estate Owned) (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Mar. 31, 2019</div></th>
<th class="th"><div>Mar. 31, 2018</div></th>
<th class="th"><div>Mar. 31, 2017</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RealEstateOwnedValuationAllowanceRollForward', window );"><strong>Real Estate Owned</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_RealEstateOwnedBalance', window );">Balance at beginning of year, net</a></td>
<td class="nump">$ 298<span></span>
</td>
<td class="nump">$ 298<span></span>
</td>
<td class="nump">$ 595<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_RealEstateOwnedAdditions', window );">Additions</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_RealEstateOwnedDispositions', window );">Dispositions</a></td>
<td class="num">(298)<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="num">(267)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_RealEstateOwnedWritedowns', window );">Writedowns</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="num">(30)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_RealEstateOwnedBalance', window );">Balance at end of year, net</a></td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 298<span></span>
</td>
<td class="nump">$ 298<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_RealEstateOwnedAdditions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents additions to Real Estate Owned (REO) during the indicated time period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_RealEstateOwnedAdditions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_RealEstateOwnedBalance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the balance of Real Estate Owned (REO) as of the indicated date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_RealEstateOwnedBalance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_RealEstateOwnedDispositions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents dispositions of Real Estate Owned (REO) during the indicated time period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_RealEstateOwnedDispositions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_RealEstateOwnedWritedowns">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents writedowns of Real Estate Owned (REO) during the indicated time period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_RealEstateOwnedWritedowns</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RealEstateOwnedValuationAllowanceRollForward">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RealEstateOwnedValuationAllowanceRollForward</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>90
<FILENAME>R75.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6831051088">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>REAL ESTATE OWNED (Detail Textuals)<br></strong></div></th>
<th class="th">
<div>Mar. 31, 2019 </div>
<div>USD ($)</div>
</th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RealEstateOwnedDisclosureOfDetailedComponentsAbstract', window );"><strong>Real Estate Owned, Disclosure of Detailed Components [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ForeclosedAssets', window );">Mortgage Loans in Process of Foreclosure, Amount</a></td>
<td class="nump">$ 106,000<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ForeclosedAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Carrying amount as of the balance sheet date of all assets obtained in full or partial satisfaction of a debt arrangement through foreclosure proceedings or defeasance; includes real and personal property; equity interests in corporations, partnerships, and joint ventures; and beneficial interests in trusts.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=84173941&amp;loc=d3e5162-111524<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 45<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=82891408&amp;loc=d3e4437-111522<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ForeclosedAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RealEstateOwnedDisclosureOfDetailedComponentsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RealEstateOwnedDisclosureOfDetailedComponentsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>91
<FILENAME>R76.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6851680320">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>PREMISES AND EQUIPMENT (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Mar. 31, 2019</div></th>
<th class="th"><div>Mar. 31, 2018</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentLineItems', window );"><strong>Property, Plant and Equipment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentGross', window );">Total</a></td>
<td class="nump">$ 35,929<span></span>
</td>
<td class="nump">$ 36,116<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment', window );">Less accumulated depreciation and amortization</a></td>
<td class="num">(20,471)<span></span>
</td>
<td class="num">(20,333)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentNet', window );">Premises and equipment, net</a></td>
<td class="nump">15,458<span></span>
</td>
<td class="nump">15,783<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_LandMember', window );">Land</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentLineItems', window );"><strong>Property, Plant and Equipment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentGross', window );">Total</a></td>
<td class="nump">4,531<span></span>
</td>
<td class="nump">4,710<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_BuildingAndBuildingImprovementsMember', window );">Buildings and improvements</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentLineItems', window );"><strong>Property, Plant and Equipment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentGross', window );">Total</a></td>
<td class="nump">15,349<span></span>
</td>
<td class="nump">15,281<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_LeaseholdImprovementsMember', window );">Leasehold improvements</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentLineItems', window );"><strong>Property, Plant and Equipment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentGross', window );">Total</a></td>
<td class="nump">1,666<span></span>
</td>
<td class="nump">1,666<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_FurnitureAndFixturesMember', window );">Furniture and equipment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentLineItems', window );"><strong>Property, Plant and Equipment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentGross', window );">Total</a></td>
<td class="nump">10,694<span></span>
</td>
<td class="nump">10,783<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=rvsb_BuildingsUnderCapitalizedLeasesMember', window );">Building under capitalized lease</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentLineItems', window );"><strong>Property, Plant and Equipment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentGross', window );">Total</a></td>
<td class="nump">2,956<span></span>
</td>
<td class="nump">2,956<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=rvsb_ConstructionInProgress1Member', window );">Construction in progress</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentLineItems', window );"><strong>Property, Plant and Equipment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentGross', window );">Total</a></td>
<td class="nump">$ 733<span></span>
</td>
<td class="nump">$ 720<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of accumulated depreciation, depletion and amortization for physical assets used in the normal conduct of business to produce goods and services.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 360<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.14)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentGross">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before accumulated depreciation, depletion and amortization of physical assets used in the normal conduct of business and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, and furniture and fixtures.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 360<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.13)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentGross</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after accumulated depreciation, depletion and amortization of physical assets used in the normal conduct of business to produce goods and services and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, and furniture and fixtures.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(14))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 360<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(8))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(13))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_LandMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_LandMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_BuildingAndBuildingImprovementsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_BuildingAndBuildingImprovementsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_LeaseholdImprovementsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_LeaseholdImprovementsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_FurnitureAndFixturesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_FurnitureAndFixturesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=rvsb_BuildingsUnderCapitalizedLeasesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentByTypeAxis=rvsb_BuildingsUnderCapitalizedLeasesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=rvsb_ConstructionInProgress1Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentByTypeAxis=rvsb_ConstructionInProgress1Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>92
<FILENAME>R77.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6850367600">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>PREMISES AND EQUIPMENT (Details 1)<br> $ in Thousands</strong></div></th>
<th class="th">
<div>Mar. 31, 2019 </div>
<div>USD ($)</div>
</th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueAbstract', window );"><strong>Operating Leases</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent', window );">2020</a></td>
<td class="nump">$ 1,492<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears', window );">2021</a></td>
<td class="nump">905<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears', window );">2022</a></td>
<td class="nump">677<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears', window );">2023</a></td>
<td class="nump">527<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears', window );">2024</a></td>
<td class="nump">535<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter', window );">Thereafter</a></td>
<td class="nump">1,453<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDue', window );">Total minimum lease payments</a></td>
<td class="nump">5,589<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalLeasesFutureMinimumPaymentsDueAbstract', window );"><strong>Capital Lease</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalLeasesFutureMinimumPaymentsNextRollingTwelveMonths', window );">2020</a></td>
<td class="nump">205<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearTwo', window );">2021</a></td>
<td class="nump">208<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearThree', window );">2022</a></td>
<td class="nump">212<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearFour', window );">2023</a></td>
<td class="nump">215<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearFive', window );">2024</a></td>
<td class="nump">219<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingAfterYearFive', window );">Thereafter</a></td>
<td class="nump">3,622<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalLeasesFutureMinimumPaymentsDue', window );">Total minimum lease payments</a></td>
<td class="nump">4,681<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalLeasesFutureMinimumPaymentsInterestIncludedInPayments', window );">Less amount representing interest</a></td>
<td class="num">(2,278)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalLeasesFutureMinimumPaymentsPresentValueOfNetMinimumPayments', window );">Present value of net minimum lease payments</a></td>
<td class="nump">$ 2,403<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalLeasesFutureMinimumPaymentsDue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of minimum lease payments for capital leases.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 30<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=84164817&amp;loc=d3e45280-112737<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CapitalLeasesFutureMinimumPaymentsDue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalLeasesFutureMinimumPaymentsDueAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CapitalLeasesFutureMinimumPaymentsDueAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingAfterYearFive">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of minimum lease payments for capital leases due after the fifth rolling twelve months following the latest balance sheet. For interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingAfterYearFive</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearFive">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of minimum lease payments for capital leases due in the fifth rolling twelve months following the latest balance sheet. For interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearFive</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearFour">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of minimum lease payments for capital leases due in the fourth rolling twelve months following the latest balance sheet. For interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearFour</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearThree">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of minimum lease payments for capital leases due in the third rolling twelve months following the latest balance sheet. For interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearThree</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearTwo">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of minimum lease payments for capital leases due in the second rolling twelve months following the latest balance sheet. For interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearTwo</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalLeasesFutureMinimumPaymentsInterestIncludedInPayments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount necessary to reduce net minimum lease payments to present value for capital leases.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 30<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=84164817&amp;loc=d3e45280-112737<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CapitalLeasesFutureMinimumPaymentsInterestIncludedInPayments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalLeasesFutureMinimumPaymentsNextRollingTwelveMonths">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of minimum lease payments for capital leases due in the next rolling twelve months following the latest balance sheet. For interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CapitalLeasesFutureMinimumPaymentsNextRollingTwelveMonths</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalLeasesFutureMinimumPaymentsPresentValueOfNetMinimumPayments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Present value of minimum lease payments for capital leases net of executory costs, including amounts paid by the lessee to the lessor for insurance, maintenance and taxes.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 30<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=84164817&amp;loc=d3e45280-112737<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CapitalLeasesFutureMinimumPaymentsPresentValueOfNetMinimumPayments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of required minimum rental payments for leases having an initial or remaining non-cancelable letter-terms in excess of one year.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 10<br> -Section 55<br> -Paragraph 40<br> -Subparagraph (Note 3)<br> -URI http://asc.fasb.org/extlink&amp;oid=82846649&amp;loc=d3e38371-112697<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 20<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=77902758&amp;loc=d3e41502-112717<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OperatingLeasesFutureMinimumPaymentsDue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OperatingLeasesFutureMinimumPaymentsDueAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of required minimum rental payments for operating leases having an initial or remaining non-cancelable lease term in excess of one year due in the next fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 20<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=77902758&amp;loc=d3e41502-112717<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 10<br> -Section 55<br> -Paragraph 40<br> -Subparagraph (Note 3)<br> -URI http://asc.fasb.org/extlink&amp;oid=82846649&amp;loc=d3e38371-112697<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of required minimum rental payments for operating leases having an initial or remaining non-cancelable lease term in excess of one year due in the fifth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 20<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=77902758&amp;loc=d3e41502-112717<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 10<br> -Section 55<br> -Paragraph 40<br> -Subparagraph (Note 3)<br> -URI http://asc.fasb.org/extlink&amp;oid=82846649&amp;loc=d3e38371-112697<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of required minimum rental payments for operating leases having an initial or remaining non-cancelable lease term in excess of one year due in the fourth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 10<br> -Section 55<br> -Paragraph 40<br> -Subparagraph (Note 3)<br> -URI http://asc.fasb.org/extlink&amp;oid=82846649&amp;loc=d3e38371-112697<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 20<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=77902758&amp;loc=d3e41502-112717<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of required minimum rental payments for operating leases having an initial or remaining non-cancelable lease term in excess of one year due in the third fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 10<br> -Section 55<br> -Paragraph 40<br> -Subparagraph (Note 3)<br> -URI http://asc.fasb.org/extlink&amp;oid=82846649&amp;loc=d3e38371-112697<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 20<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=77902758&amp;loc=d3e41502-112717<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of required minimum rental payments for operating leases having an initial or remaining non-cancelable lease term in excess of one year due in the second fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 10<br> -Section 55<br> -Paragraph 40<br> -Subparagraph (Note 3)<br> -URI http://asc.fasb.org/extlink&amp;oid=82846649&amp;loc=d3e38371-112697<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 20<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=77902758&amp;loc=d3e41502-112717<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of required minimum rental payments for operating leases having an initial or remaining non-cancelable lease term in excess of one year due after the fifth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 20<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=77902758&amp;loc=d3e41502-112717<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 10<br> -Section 55<br> -Paragraph 40<br> -Subparagraph (Note 3)<br> -URI http://asc.fasb.org/extlink&amp;oid=82846649&amp;loc=d3e38371-112697<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>93
<FILENAME>R78.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6850020096">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>PREMISES AND EQUIPMENT (Detail Textuals)<br></strong></div></th>
<th class="th" colspan="1">1 Months Ended</th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th">
<div>Mar. 31, 2010 </div>
<div>USD ($) </div>
<div>Branch</div>
</th>
<th class="th">
<div>Mar. 31, 2019 </div>
<div>USD ($)</div>
</th>
<th class="th">
<div>Mar. 31, 2018 </div>
<div>USD ($)</div>
</th>
<th class="th">
<div>Mar. 31, 2017 </div>
<div>USD ($)</div>
</th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentAbstract', window );"><strong>Property, Plant and Equipment [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_PremisesAndEquipmentDepreciationExpense', window );">Depreciation and amortization expense</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 1,100,000<span></span>
</td>
<td class="nump">$ 1,200,000<span></span>
</td>
<td class="nump">$ 1,100,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_PremisesAndEquipmentAmortizationExpense', window );">Amortization expense</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">77,000<span></span>
</td>
<td class="nump">77,000<span></span>
</td>
<td class="nump">77,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_PremisesAndEquipmentAccumulatedAmortizationForCapitalLease', window );">Accumulated amortization for capital lease</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,400,000<span></span>
</td>
<td class="nump">1,300,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_NumberOfBranchLocationSold', window );">Number of branch location sold | Branch</a></td>
<td class="nump">2<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_DeferredGainLossOnCancellationOfLease', window );">Deferred gain loss on cancellation of lease</a></td>
<td class="nump">$ 2,100,000<span></span>
</td>
<td class="nump">697,000,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LeaseAndRentalExpense', window );">Rent expense</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 2,000,000<span></span>
</td>
<td class="nump">$ 2,100,000<span></span>
</td>
<td class="nump">$ 1,800,000<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_DeferredGainLossOnCancellationOfLease">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents amount of Deferred gain loss on cancellation of lease.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_DeferredGainLossOnCancellationOfLease</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_NumberOfBranchLocationSold">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents number of branch location sold.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_NumberOfBranchLocationSold</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:integerItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_PremisesAndEquipmentAccumulatedAmortizationForCapitalLease">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the accumulated amortization for Premises and Equipment Capital Leases as of the indicated date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_PremisesAndEquipmentAccumulatedAmortizationForCapitalLease</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_PremisesAndEquipmentAmortizationExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the amortization expense for Premises and Equipment during the indicated period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_PremisesAndEquipmentAmortizationExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_PremisesAndEquipmentDepreciationExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the depreciation expense for Premises and Equipment during the indicated period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_PremisesAndEquipmentDepreciationExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LeaseAndRentalExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of rent expense incurred for leased assets, including but not limited to, furniture and equipment, that is not directly or indirectly associated with the manufacture, sale or creation of a product or product line.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LeaseAndRentalExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>94
<FILENAME>R79.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6866682144">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>GOODWILL (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Mar. 31, 2019</div></th>
<th class="th"><div>Mar. 31, 2018</div></th>
<th class="th"><div>Mar. 31, 2017</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillRollForward', window );"><strong>Goodwill [Roll Forward]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Goodwill', window );">Net carrying value at beginning of period</a></td>
<td class="nump">$ 27,076<span></span>
</td>
<td class="nump">$ 27,076<span></span>
</td>
<td class="nump">$ 25,572<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillAcquiredDuringPeriod', window );">MBank Transaction (see Note 3)</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">1,504<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Goodwill', window );">Net carrying value at the end of period</a></td>
<td class="nump">$ 27,076<span></span>
</td>
<td class="nump">$ 27,076<span></span>
</td>
<td class="nump">$ 27,076<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Goodwill">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after accumulated impairment loss of an asset representing future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 20<br> -Section 45<br> -Paragraph 5<br> -URI http://asc.fasb.org/extlink&amp;oid=77989000&amp;loc=SL49117168-202975<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 20<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=99380562&amp;loc=d3e13770-109266<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Goodwill</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GoodwillAcquiredDuringPeriod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of increase in asset representing future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized resulting from a business combination.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=108376223&amp;loc=d3e13816-109267<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GoodwillAcquiredDuringPeriod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GoodwillRollForward">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GoodwillRollForward</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>95
<FILENAME>R80.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6849897792">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>DEPOSITS: Summary of Deposit Accounts (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Mar. 31, 2019</div></th>
<th class="th"><div>Mar. 31, 2018</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_DepositLineItems', window );"><strong>Deposit [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_DepositAccountsBalance', window );">Total</a></td>
<td class="nump">$ 925,068<span></span>
</td>
<td class="nump">$ 995,691<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_DepositsTypeAxis=rvsb_NonInterestBearingMember', window );">Non-interest-bearing</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_DepositLineItems', window );"><strong>Deposit [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_DepositAccountsBalance', window );">Total</a></td>
<td class="nump">284,854<span></span>
</td>
<td class="nump">278,966<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_DepositsTypeAxis=rvsb_InterestCheckingMember', window );">Interest-bearing checking</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_DepositLineItems', window );"><strong>Deposit [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_DepositAccountsBalance', window );">Total</a></td>
<td class="nump">183,388<span></span>
</td>
<td class="nump">192,989<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_DepositsTypeAxis=rvsb_MoneyMarketMember', window );">Money market</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_DepositLineItems', window );"><strong>Deposit [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_DepositAccountsBalance', window );">Total</a></td>
<td class="nump">233,317<span></span>
</td>
<td class="nump">265,661<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_DepositsTypeAxis=rvsb_SavingsAccountsMember', window );">Savings accounts</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_DepositLineItems', window );"><strong>Deposit [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_DepositAccountsBalance', window );">Total</a></td>
<td class="nump">137,503<span></span>
</td>
<td class="nump">134,931<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_DepositsTypeAxis=rvsb_CertificatesOfDeposit1Member', window );">Certificates of deposit</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_DepositLineItems', window );"><strong>Deposit [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_DepositAccountsBalance', window );">Total</a></td>
<td class="nump">$ 86,006<span></span>
</td>
<td class="nump">$ 123,144<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_DepositAccountsBalance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the balance of deposit accounts, as of the indicated date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_DepositAccountsBalance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_DepositLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_DepositLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_DepositsTypeAxis=rvsb_NonInterestBearingMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_DepositsTypeAxis=rvsb_NonInterestBearingMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_DepositsTypeAxis=rvsb_InterestCheckingMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_DepositsTypeAxis=rvsb_InterestCheckingMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_DepositsTypeAxis=rvsb_MoneyMarketMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_DepositsTypeAxis=rvsb_MoneyMarketMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_DepositsTypeAxis=rvsb_SavingsAccountsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_DepositsTypeAxis=rvsb_SavingsAccountsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_DepositsTypeAxis=rvsb_CertificatesOfDeposit1Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_DepositsTypeAxis=rvsb_CertificatesOfDeposit1Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>96
<FILENAME>R81.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6864571536">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>DEPOSITS: Maturities of certificates of deposit for future years (Details 1)<br> $ in Thousands</strong></div></th>
<th class="th">
<div>Mar. 31, 2019 </div>
<div>USD ($)</div>
</th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepositsAbstract', window );"><strong>Deposits [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TimeDepositMaturitiesYearOne', window );">2020</a></td>
<td class="nump">$ 59,487<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TimeDepositMaturitiesYearTwo', window );">2021</a></td>
<td class="nump">14,072<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TimeDepositMaturitiesYearThree', window );">2022</a></td>
<td class="nump">5,201<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TimeDepositMaturitiesYearFour', window );">2023</a></td>
<td class="nump">1,552<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TimeDepositMaturitiesYearFive', window );">2024</a></td>
<td class="nump">3,157<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TimeDepositMaturitiesAfterRollingYearFive', window );">Thereafter</a></td>
<td class="nump">2,537<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TimeDeposits', window );">Total</a></td>
<td class="nump">$ 86,006<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepositsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DepositsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDepositMaturitiesAfterRollingYearFive">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of time deposits maturing after the fifth rolling twelve months following the latest balance sheet. Time deposits include, but are not limited to, certificates of deposits. For interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TimeDepositMaturitiesAfterRollingYearFive</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDepositMaturitiesYearFive">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of time deposits maturing in the fifth fiscal year following the latest fiscal year. Time deposits include, but are not limited to, certificates of deposits. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 470<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6802200&amp;loc=d3e1835-112601<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TimeDepositMaturitiesYearFive</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDepositMaturitiesYearFour">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of time deposits maturing in the fourth fiscal year following the latest fiscal year. Time deposits include, but are not limited to, certificates of deposits. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 470<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6802200&amp;loc=d3e1835-112601<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TimeDepositMaturitiesYearFour</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDepositMaturitiesYearOne">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of time deposits maturing in the next fiscal year following the latest fiscal year. Time deposits include, but are not limited to, certificates of deposits. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 470<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6802200&amp;loc=d3e1835-112601<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TimeDepositMaturitiesYearOne</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDepositMaturitiesYearThree">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of time deposits maturing in the third fiscal year following the latest fiscal year. Time deposits include, but are not limited to, certificates of deposits. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 470<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6802200&amp;loc=d3e1835-112601<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TimeDepositMaturitiesYearThree</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDepositMaturitiesYearTwo">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of time deposits maturing in the second fiscal year following the latest fiscal year. Time deposits include, but are not limited to, certificates of deposits. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 470<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6802200&amp;loc=d3e1835-112601<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TimeDepositMaturitiesYearTwo</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDeposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of time deposit liabilities, including certificates of deposit.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 405<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=50488274&amp;loc=d3e64164-112818<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.12)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TimeDeposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>97
<FILENAME>R82.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6831794672">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>DEPOSITS: Interest Expense by Deposit Type (Details 2) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Mar. 31, 2019</div></th>
<th class="th"><div>Mar. 31, 2018</div></th>
<th class="th"><div>Mar. 31, 2017</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepositsAbstract', window );"><strong>Deposits [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseNegotiableOrderOfWithdrawalNOWDeposits', window );">Interest-bearing checking</a></td>
<td class="nump">$ 101<span></span>
</td>
<td class="nump">$ 100<span></span>
</td>
<td class="nump">$ 98<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseMoneyMarketDeposits', window );">Money market</a></td>
<td class="nump">302<span></span>
</td>
<td class="nump">335<span></span>
</td>
<td class="nump">309<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseSavingsDeposits', window );">Savings accounts</a></td>
<td class="nump">145<span></span>
</td>
<td class="nump">133<span></span>
</td>
<td class="nump">110<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseTimeDeposits', window );">Certificates of deposit</a></td>
<td class="nump">448<span></span>
</td>
<td class="nump">640<span></span>
</td>
<td class="nump">634<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseDeposits', window );">Total</a></td>
<td class="nump">$ 996<span></span>
</td>
<td class="nump">$ 1,208<span></span>
</td>
<td class="nump">$ 1,151<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepositsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DepositsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseDeposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Aggregate amount of interest expense on all deposits.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.6)<br> -URI http://asc.fasb.org/extlink&amp;oid=114873765&amp;loc=SL114874048-224260<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestExpenseDeposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseMoneyMarketDeposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Interest expense incurred on all money market deposits.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.6)<br> -URI http://asc.fasb.org/extlink&amp;oid=114873765&amp;loc=SL114874048-224260<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestExpenseMoneyMarketDeposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseNegotiableOrderOfWithdrawalNOWDeposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Interest expense incurred on the amount of Negotiable Order of Withdrawal (NOW). Interest-bearing transaction account that combines the payable on demand feature of checks and investment feature of savings accounts. A NOW account is functionally an interest paying checking account.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.6)<br> -URI http://asc.fasb.org/extlink&amp;oid=114873765&amp;loc=SL114874048-224260<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestExpenseNegotiableOrderOfWithdrawalNOWDeposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseSavingsDeposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Interest expense incurred on all savings account deposits.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.6)<br> -URI http://asc.fasb.org/extlink&amp;oid=114873765&amp;loc=SL114874048-224260<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestExpenseSavingsDeposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseTimeDeposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate interest expense incurred on time deposits, including certificates of deposits, in domestic offices.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.6)<br> -URI http://asc.fasb.org/extlink&amp;oid=114873765&amp;loc=SL114874048-224260<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestExpenseTimeDeposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>98
<FILENAME>R83.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6831066352">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>DEPOSITS (Detail Textuals) - USD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Mar. 31, 2019</div></th>
<th class="th"><div>Mar. 31, 2018</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepositsAbstract', window );"><strong>Deposits [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_TimeDepositsMoreThan250000', window );">Time deposits more than 250,000</a></td>
<td class="nump">$ 10.5<span></span>
</td>
<td class="nump">$ 10.8<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_TimeDepositsMoreThan250000">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate amount of time deposit liabilities in denominations of $250,000 or more.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_TimeDepositsMoreThan250000</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepositsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DepositsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>99
<FILENAME>R84.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6651856448">
<tr>
<th class="tl" colspan="2" rowspan="1"><div style="width: 200px;"><strong>FEDERAL HOME LOAN BANK ADVANCES (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Mar. 31, 2019</div></th>
<th class="th"><div>Mar. 31, 2018</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBanksAbstract', window );"><strong>Federal Home Loan Banks [Abstract]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesLongTerm', window );">FHLB advances</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 56,586<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesWeightedAverageInterestRate', window );">Weighted average interest rate on FHLB advances</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">2.58%<span></span>
</td>
<td class="nump">1.60%<span></span>
</td>
</tr>
<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Computed based on the borrowing activity for the years ending March 31, 2019 and 2018, respectively.</td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankAdvancesLongTerm">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Including both current and noncurrent portions, Federal Home Loan Bank borrowings initially due beyond one year or beyond the normal operating cycle if longer.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.16)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 470<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=75038535&amp;loc=d3e64702-112823<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 470<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6479118&amp;loc=d3e64650-112822<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FederalHomeLoanBankAdvancesLongTerm</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankAdvancesWeightedAverageInterestRate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Weighted average interest rate on advances made and reported by Federal Home Loan Bank (FHLBank).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FederalHomeLoanBankAdvancesWeightedAverageInterestRate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBanksAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FederalHomeLoanBanksAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>100
<FILENAME>R85.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6848923664">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>FEDERAL HOME LOAN BANK ADVANCES (Detail Textuals)<br> $ in Millions</strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th">
<div>Mar. 31, 2019 </div>
<div>USD ($)</div>
</th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBanksAbstract', window );"><strong>Federal Home Loan Banks [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_FederalHomeLoanBanksCreditLineFacility', window );">Percentages of federal home loan banks credit line facility</a></td>
<td class="nump">45.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromFederalHomeLoanBankBorrowings', window );">Additional borrowing from FHlB</a></td>
<td class="nump">$ 186.8<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_LoansPledgedAsCollateralToFhib', window );">Loans pledged as collateral to FHIB</a></td>
<td class="nump">$ 402.7<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_FederalHomeLoanBanksCreditLineFacility">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents percentages related to credit line facility is equal to 45% of total assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_FederalHomeLoanBanksCreditLineFacility</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_LoansPledgedAsCollateralToFhib">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents amount related to loans pledged as collateral to FHIB.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_LoansPledgedAsCollateralToFhib</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBanksAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FederalHomeLoanBanksAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromFederalHomeLoanBankBorrowings">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of cash inflow from Federal Home Loan Bank (FHLBank) borrowing, classified as financing activity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 14<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=109223946&amp;loc=d3e3255-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromFederalHomeLoanBankBorrowings</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>101
<FILENAME>R86.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6867340432">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>JUNIOR SUBORDINATED DEBENTURES: Terms of the current Debentures (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th"><div>Mar. 31, 2019</div></th>
<th class="th"><div>Mar. 31, 2018</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentCarryingAmount', window );">Amount Outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 27,836<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesFairValueAdjustment', window );">Fair value adjustment</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">(1,261)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_JuniorSubordinatedNotes', window );">Total Debentures</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 26,575<span></span>
</td>
<td class="nump">$ 26,484<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_IssuanceTrustAxis=rvsb_RiverviewBancorpStatutoryTrustIMember', window );">Riverview Bancorp Statutory Trust I</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_DebtInstrumentDateOfIssuance', window );">Issuance Date</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">12/2005<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentCarryingAmount', window );">Amount Outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 7,217<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateTerms', window );">Rate Type</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="text">Variable<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Initial Rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5.88%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateEffectivePercentage', window );">Current Rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3.97%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDateDescription', window );">Maturity Date</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">3/2036<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_IssuanceTrustAxis=rvsb_RiverviewBancorpStatutoryTrustIIMember', window );">Riverview Bancorp Statutory Trust II</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_DebtInstrumentDateOfIssuance', window );">Issuance Date</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">06/2007<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentCarryingAmount', window );">Amount Outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 15,464<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateTerms', window );">Rate Type</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="text">Variable<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Initial Rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">7.03%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateEffectivePercentage', window );">Current Rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3.96%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDateDescription', window );">Maturity Date</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">9/2037<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_IssuanceTrustAxis=rvsb_MerchantsBancorpStatutoryTrustIMember', window );">Merchants Bancorp Statutory Trust I</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_DebtInstrumentDateOfIssuance', window );">Issuance Date</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">06/2003<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentCarryingAmount', window );">Amount Outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 5,155<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateTerms', window );">Rate Type</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[4]</sup></td>
<td class="text">Variable<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Initial Rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">4.16%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateEffectivePercentage', window );">Current Rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">5.71%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDateDescription', window );">Maturity Date</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">6/2033<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr><td colspan="4"></td></tr>
<tr><td colspan="4"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Amount, net of accretion, attributable to the MBank transaction. See Note 3.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top">The trust preferred securities reprice quarterly based on the three-month LIBOR plus 1.36%.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[3]</td>
<td style="vertical-align: top;" valign="top">The trust preferred securities reprice quarterly based on the three-month LIBOR plus 1.35%.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[4]</td>
<td style="vertical-align: top;" valign="top">The trust preferred securities reprice quarterly based on the three-month LIBOR plus 3.10%.</td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_DebtInstrumentDateOfIssuance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Description of the date the debt instrument was issued.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_DebtInstrumentDateOfIssuance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentCarryingAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount, before unamortized (discount) premium and debt issuance costs, of long-term debt. Includes, but is not limited to, notes payable, bonds payable, commercial loans, mortgage loans, convertible debt, subordinated debt and other types of debt.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 470<br> -SubTopic 20<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (b)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=109500613&amp;loc=SL6031897-161870<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(16))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(22))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(16))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentCarryingAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentInterestRateEffectivePercentage">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Effective interest rate for the funds borrowed under the debt agreement considering interest compounding and original issue discount or premium.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 470<br> -SubTopic 20<br> -Section 50<br> -Paragraph 6<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=109500613&amp;loc=SL6036836-161870<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 835<br> -SubTopic 30<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=114775744&amp;loc=d3e28551-108399<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.22(a)(1))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentInterestRateEffectivePercentage</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentInterestRateStatedPercentage">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Contractual interest rate for funds borrowed, under the debt agreement.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.22(a)(1))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentInterestRateStatedPercentage</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentInterestRateTerms">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Description of the interest rate as being fixed or variable, and, if variable, identification of the index or rate on which the interest rate is based and the number of points or percentage added to that index or rate to set the rate, and other pertinent information, such as frequency of rate resets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.22(a)(1))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentInterestRateTerms</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentMaturityDateDescription">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Description of the maturity date of the debt instrument including whether the debt matures serially and, if so, a brief description of the serial maturities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.22(a)(2))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentMaturityDateDescription</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_JuniorSubordinatedNotes">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Including the current and noncurrent portions, carrying value as of the balance sheet date of long-term debt (with maturities initially due after one year or beyond the operating cycle if longer) identified as Junior Subordinated Notes, which have a lower priority than senior instruments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(16)(a))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(22))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(16))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_JuniorSubordinatedNotes</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesFairValueAdjustment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of addition (reduction) to the amount at which a liability could be incurred (settled) in a current transaction between willing parties.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LiabilitiesFairValueAdjustment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_IssuanceTrustAxis=rvsb_RiverviewBancorpStatutoryTrustIMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_IssuanceTrustAxis=rvsb_RiverviewBancorpStatutoryTrustIMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_IssuanceTrustAxis=rvsb_RiverviewBancorpStatutoryTrustIIMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_IssuanceTrustAxis=rvsb_RiverviewBancorpStatutoryTrustIIMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_IssuanceTrustAxis=rvsb_MerchantsBancorpStatutoryTrustIMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_IssuanceTrustAxis=rvsb_MerchantsBancorpStatutoryTrustIMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>102
<FILENAME>R87.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6846335840">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>JUNIOR SUBORDINATED DEBENTURES (Detail Textuals) - USD ($)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th"><div>Mar. 31, 2019</div></th>
<th class="th"><div>Mar. 31, 2018</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_DebenturesIssuedToGrantorTrusts', window );">Debentures issued to grantor trusts</a></td>
<td class="nump">$ 26,600,000<span></span>
</td>
<td class="nump">$ 26,500,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_CommonSecuritiesIssuedByGrantorTrusts', window );">Common securities issued by grantor trusts</a></td>
<td class="nump">$ 836,000<span></span>
</td>
<td class="nump">$ 836,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_IssuanceTrustAxis=rvsb_RiverviewBancorpStatutoryTrustIMember', window );">Riverview Bancorp Statutory Trust I</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1', window );">Interest basis spread on variable rate</a></td>
<td class="nump">1.36%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentDescriptionOfVariableRateBasis', window );">Description of variable rate</a></td>
<td class="text">three-month LIBOR<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_IssuanceTrustAxis=rvsb_RiverviewBancorpStatutoryTrustIIMember', window );">Riverview Bancorp Statutory Trust II</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1', window );">Interest basis spread on variable rate</a></td>
<td class="nump">1.35%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentDescriptionOfVariableRateBasis', window );">Description of variable rate</a></td>
<td class="text">three-month LIBOR<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_IssuanceTrustAxis=rvsb_MerchantsBancorpStatutoryTrustIMember', window );">Merchants Bancorp Statutory Trust I</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1', window );">Interest basis spread on variable rate</a></td>
<td class="nump">3.10%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentDescriptionOfVariableRateBasis', window );">Description of variable rate</a></td>
<td class="text">three-month LIBOR<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_CommonSecuritiesIssuedByGrantorTrusts">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of the common securities issued by the grantor trusts, and which were purchased by the Company, and included in prepaid expenses and other assets in the Consolidated Balance Sheets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_CommonSecuritiesIssuedByGrantorTrusts</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_DebenturesIssuedToGrantorTrusts">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of the debentures issued by the company to the grantor trusts.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_DebenturesIssuedToGrantorTrusts</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Percentage points added to the reference rate to compute the variable rate on the debt instrument.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentBasisSpreadOnVariableRate1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentDescriptionOfVariableRateBasis">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The reference rate for the variable rate of the debt instrument, such as LIBOR or the US Treasury rate and the maturity of the reference rate used, such as three months or six months LIBOR.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentDescriptionOfVariableRateBasis</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_IssuanceTrustAxis=rvsb_RiverviewBancorpStatutoryTrustIMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_IssuanceTrustAxis=rvsb_RiverviewBancorpStatutoryTrustIMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_IssuanceTrustAxis=rvsb_RiverviewBancorpStatutoryTrustIIMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_IssuanceTrustAxis=rvsb_RiverviewBancorpStatutoryTrustIIMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_IssuanceTrustAxis=rvsb_MerchantsBancorpStatutoryTrustIMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_IssuanceTrustAxis=rvsb_MerchantsBancorpStatutoryTrustIMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>103
<FILENAME>R88.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6831463104">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>INCOME TAXES: Components of Income Tax Expense (Benefit) (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Mar. 31, 2019</div></th>
<th class="th"><div>Mar. 31, 2018</div></th>
<th class="th"><div>Mar. 31, 2017</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxDisclosureAbstract', window );"><strong>Income Tax Disclosure [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CurrentIncomeTaxExpenseBenefit', window );">Current</a></td>
<td class="nump">$ 5,157<span></span>
</td>
<td class="nump">$ 4,087<span></span>
</td>
<td class="nump">$ 284<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredIncomeTaxExpenseBenefit', window );">Deferred</a></td>
<td class="num">(11)<span></span>
</td>
<td class="nump">3,668<span></span>
</td>
<td class="nump">3,103<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_IncomeTaxProvisionBenefitCurrentAndDeferred', window );">Total</a></td>
<td class="nump">$ 5,146<span></span>
</td>
<td class="nump">$ 7,755<span></span>
</td>
<td class="nump">$ 3,387<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_IncomeTaxProvisionBenefitCurrentAndDeferred">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the monetary amount of total income tax provision (benefit) during the indicated period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_IncomeTaxProvisionBenefitCurrentAndDeferred</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CurrentIncomeTaxExpenseBenefit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of current income tax expense (benefit) pertaining to taxable income (loss) from continuing operations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB Topic 6.I.7)<br> -URI http://asc.fasb.org/extlink&amp;oid=34349781&amp;loc=d3e330036-122817<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32639-109319<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(h))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CurrentIncomeTaxExpenseBenefit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredIncomeTaxExpenseBenefit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of deferred income tax expense (benefit) pertaining to income (loss) from continuing operations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB Topic 6.I.7)<br> -URI http://asc.fasb.org/extlink&amp;oid=34349781&amp;loc=d3e330036-122817<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(h))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=109223946&amp;loc=d3e3602-108585<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32639-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredIncomeTaxExpenseBenefit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxDisclosureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>104
<FILENAME>R89.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6867628624">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>INCOME TAXES: Deferred Tax Assets and Liabilities (Details 1) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Mar. 31, 2019</div></th>
<th class="th"><div>Mar. 31, 2018</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsGrossAbstract', window );"><strong>Deferred tax assets:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefits', window );">Deferred compensation</a></td>
<td class="nump">$ 45<span></span>
</td>
<td class="nump">$ 77<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses', window );">Allowance for loan losses</a></td>
<td class="nump">2,862<span></span>
</td>
<td class="nump">2,643<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities', window );">Accrued expenses</a></td>
<td class="nump">131<span></span>
</td>
<td class="nump">127<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsPropertyPlantAndEquipment', window );">Accumulated depreciation and amortization</a></td>
<td class="nump">797<span></span>
</td>
<td class="nump">753<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsDeferredGainOnSaleLeasebackTransaction', window );">Deferred gain on sale</a></td>
<td class="nump">167<span></span>
</td>
<td class="nump">201<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_DeferredTaxAssetsPurchaseAccounting', window );">Purchase accounting</a></td>
<td class="nump">141<span></span>
</td>
<td class="nump">150<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross', window );">Net unrealized loss on investment securities available for sale</a></td>
<td class="nump">829<span></span>
</td>
<td class="nump">1,458<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsOther', window );">Other</a></td>
<td class="nump">242<span></span>
</td>
<td class="nump">236<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsGross', window );">Total deferred tax assets</a></td>
<td class="nump">5,214<span></span>
</td>
<td class="nump">5,645<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxLiabilitiesAbstract', window );"><strong>Deferred tax liabilities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_DeferredTaxLiabilitiesFhlbStockDividend', window );">FHLB stock dividend</a></td>
<td class="num">(97)<span></span>
</td>
<td class="num">(95)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxLiabilitiesPrepaidExpenses', window );">Prepaid expenses</a></td>
<td class="num">(148)<span></span>
</td>
<td class="num">(109)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_DeferredTaxLiabilitiesLoanFeesAndCosts', window );">Loan fees/costs</a></td>
<td class="num">(774)<span></span>
</td>
<td class="num">(628)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxLiabilities', window );">Total deferred tax liabilities</a></td>
<td class="num">(1,019)<span></span>
</td>
<td class="num">(832)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsLiabilitiesNet', window );">Deferred tax assets, net</a></td>
<td class="nump">$ 4,195<span></span>
</td>
<td class="nump">$ 4,813<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_DeferredTaxAssetsPurchaseAccounting">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents amount of deferred tax assets purchase accounting.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_DeferredTaxAssetsPurchaseAccounting</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_DeferredTaxLiabilitiesFhlbStockDividend">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the deferred tax liabilities consequent to FHLB Stock Dividend, as of the date indicated.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_DeferredTaxLiabilitiesFhlbStockDividend</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_DeferredTaxLiabilitiesLoanFeesAndCosts">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the deferred tax liabilities consequent to Loan Fees and Costs, as of the date indicated.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_DeferredTaxLiabilitiesLoanFeesAndCosts</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsDeferredGainOnSaleLeasebackTransaction">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from a gain reported for tax purposes on sale and leaseback transactions in accordance with enacted tax laws.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32632-109319<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 25<br> -Paragraph 20<br> -URI http://asc.fasb.org/extlink&amp;oid=115928272&amp;loc=d3e28680-109314<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32621-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsDeferredGainOnSaleLeasebackTransaction</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsGross">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences and carryforwards.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32537-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsGross</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsGrossAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsGrossAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsLiabilitiesNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount, after allocation of valuation allowances and deferred tax liability, of deferred tax asset attributable to deductible differences and carryforwards, without jurisdictional netting.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32537-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsLiabilitiesNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsOther">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount, before allocation of valuation allowance, of deferred tax asset attributable to deductible temporary differences, classified as other.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 25<br> -Paragraph 20<br> -URI http://asc.fasb.org/extlink&amp;oid=115928272&amp;loc=d3e28680-109314<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32632-109319<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32621-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsOther</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsPropertyPlantAndEquipment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from property, plant, and equipment.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsPropertyPlantAndEquipment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from compensation and benefits costs.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32621-109319<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32632-109319<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 25<br> -Paragraph 20<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=115928272&amp;loc=d3e28680-109314<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from accrued liabilities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32632-109319<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32621-109319<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 25<br> -Paragraph 20<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=115928272&amp;loc=d3e28680-109314<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from the provision for loan losses.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32632-109319<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 25<br> -Paragraph 20<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=115928272&amp;loc=d3e28680-109314<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32621-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from unrealized losses on available-for-sale securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 25<br> -Paragraph 20<br> -URI http://asc.fasb.org/extlink&amp;oid=115928272&amp;loc=d3e28680-109314<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32621-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount, after deferred tax asset, of deferred tax liability attributable to taxable differences without jurisdictional netting.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 45<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=84176650&amp;loc=d3e31931-109318<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32537-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxLiabilitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxLiabilitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxLiabilitiesPrepaidExpenses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of deferred tax consequences attributable to taxable temporary differences derived from prepaid expenses.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxLiabilitiesPrepaidExpenses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>105
<FILENAME>R90.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6680095248">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>INCOME TAXES: Effective Income Tax Rate Reconciliation (Details 2)<br></strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Mar. 31, 2019</div></th>
<th class="th"><div>Mar. 31, 2018</div></th>
<th class="th"><div>Mar. 31, 2017</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxDisclosureAbstract', window );"><strong>Income Tax Disclosure [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate', window );">Statutory federal income tax rate</a></td>
<td class="nump">21.00%<span></span>
</td>
<td class="nump">30.80%<span></span>
</td>
<td class="nump">34.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes', window );">State and local income tax rate</a></td>
<td class="nump">3.00%<span></span>
</td>
<td class="nump">2.50%<span></span>
</td>
<td class="nump">1.50%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_EffectiveIncomeTaxRateReconciliationRevaluationOfNetDeferredTaxAssetsDueToTaxAct', window );">Revaluation of net deferred tax assets due to Tax Act</a></td>
<td class="nump">0.00%<span></span>
</td>
<td class="nump">11.40%<span></span>
</td>
<td class="nump">0.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseShareBasedCompensationCost', window );">ESOP market value adjustment</a></td>
<td class="num">(0.10%)<span></span>
</td>
<td class="nump">(0.00%)<span></span>
</td>
<td class="num">(0.10%)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseLifeInsurance', window );">BOLI</a></td>
<td class="num">(0.80%)<span></span>
</td>
<td class="num">(1.50%)<span></span>
</td>
<td class="num">(3.80%)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments', window );">Other, net</a></td>
<td class="num">(0.10%)<span></span>
</td>
<td class="num">(0.10%)<span></span>
</td>
<td class="num">(0.20%)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EffectiveIncomeTaxRateContinuingOperations', window );">Effective federal income tax rate</a></td>
<td class="nump">23.00%<span></span>
</td>
<td class="nump">43.10%<span></span>
</td>
<td class="nump">31.40%<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_EffectiveIncomeTaxRateReconciliationRevaluationOfNetDeferredTaxAssetsDueToTaxAct">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Percentage of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to revaluation of net deferred tax assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_EffectiveIncomeTaxRateReconciliationRevaluationOfNetDeferredTaxAssetsDueToTaxAct</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EffectiveIncomeTaxRateContinuingOperations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Percentage of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(h)(2))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32687-109319<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 13<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32698-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EffectiveIncomeTaxRateContinuingOperations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Percentage of domestic federal statutory tax rate applicable to pretax income (loss).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB TOPIC 6.I)<br> -URI http://asc.fasb.org/extlink&amp;oid=34349781&amp;loc=d3e330036-122817<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32687-109319<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 13<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32698-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseLifeInsurance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Percentage of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to life insurance expense.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32687-109319<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB TOPIC 6.I)<br> -URI http://asc.fasb.org/extlink&amp;oid=34349781&amp;loc=d3e330036-122817<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 13<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32698-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseLifeInsurance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseShareBasedCompensationCost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Percentage of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to equity-based compensation costs.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32687-109319<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 13<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32698-109319<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB TOPIC 6.I)<br> -URI http://asc.fasb.org/extlink&amp;oid=34349781&amp;loc=d3e330036-122817<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseShareBasedCompensationCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Percentage of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to other adjustments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB TOPIC 6.I)<br> -URI http://asc.fasb.org/extlink&amp;oid=34349781&amp;loc=d3e330036-122817<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 13<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32698-109319<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32687-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Percentage of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations applicable to state and local income tax expense (benefit), net of federal tax expense (benefit).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 13<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32698-109319<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB TOPIC 6.I)<br> -URI http://asc.fasb.org/extlink&amp;oid=34349781&amp;loc=d3e330036-122817<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32687-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxDisclosureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>106
<FILENAME>R91.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6867388176">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>INCOME TAXES (Detail Textuals) - USD ($)<br></strong></div></th>
<th class="th" colspan="1">1 Months Ended</th>
<th class="th" colspan="1">3 Months Ended</th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 22, 2017</div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Mar. 31, 2019</div></th>
<th class="th"><div>Mar. 31, 2018</div></th>
<th class="th"><div>Mar. 31, 2017</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_IncomeTaxLineItems', window );"><strong>Income Tax [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate', window );">Federal corporate income tax rate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">21.00%<span></span>
</td>
<td class="nump">30.80%<span></span>
</td>
<td class="nump">34.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_TaxCutsAndJobsActNetTaxExpenseBenefit', window );">Tax cuts and jobs act net tax expense benefit</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 422,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_OneTimeChargeToProvisionForIncomeTaxes', window );">One-time charge to provision for income taxes</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 2,100,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_BaseYearAllowanceForLoanLosses', window );">Base year allowance for loan losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 2,200,000<span></span>
</td>
<td class="nump">2,200,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxLiabilityNotRecognizedAmountOfUnrecognizedDeferredTaxLiabilityBadDebtReserveForTaxPurposesOfQualifiedLender', window );">Unrecognized deferred tax liability</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 517,000<span></span>
</td>
<td class="nump">$ 517,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TaxPeriodAxis=us-gaap_TaxYear2017Member', window );">Tax Year 2017</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_IncomeTaxLineItems', window );"><strong>Income Tax [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate', window );">Federal corporate income tax rate</a></td>
<td class="nump">35.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TaxPeriodAxis=us-gaap_LatestTaxYearMember', window );">Tax Year 2018</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_IncomeTaxLineItems', window );"><strong>Income Tax [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate', window );">Federal corporate income tax rate</a></td>
<td class="nump">21.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_BaseYearAllowanceForLoanLosses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>It represents amount of base year allowance for loan losses.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_BaseYearAllowanceForLoanLosses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_IncomeTaxLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_IncomeTaxLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_OneTimeChargeToProvisionForIncomeTaxes">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of one-time charge to provision for income taxes.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_OneTimeChargeToProvisionForIncomeTaxes</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_TaxCutsAndJobsActNetTaxExpenseBenefit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the amount of tax cuts and jobs act net tax expense benefit.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_TaxCutsAndJobsActNetTaxExpenseBenefit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxLiabilityNotRecognizedAmountOfUnrecognizedDeferredTaxLiabilityBadDebtReserveForTaxPurposesOfQualifiedLender">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of deferred tax liability not recognized because of the exceptions to comprehensive recognition of deferred taxes related to bad debt reserve for tax purposes of a qualified lender.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 740<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=6479915&amp;loc=d3e66715-112838<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxLiabilityNotRecognizedAmountOfUnrecognizedDeferredTaxLiabilityBadDebtReserveForTaxPurposesOfQualifiedLender</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Percentage of domestic federal statutory tax rate applicable to pretax income (loss).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB TOPIC 6.I)<br> -URI http://asc.fasb.org/extlink&amp;oid=34349781&amp;loc=d3e330036-122817<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32687-109319<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 13<br> -URI http://asc.fasb.org/extlink&amp;oid=84230637&amp;loc=d3e32698-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TaxPeriodAxis=us-gaap_TaxYear2017Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TaxPeriodAxis=us-gaap_TaxYear2017Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TaxPeriodAxis=us-gaap_LatestTaxYearMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TaxPeriodAxis=us-gaap_LatestTaxYearMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>107
<FILENAME>R92.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6849820512">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>EMPLOYEE BENEFIT PLANS: Activity related to options under all plans (Details) - $ / shares<br></strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Mar. 31, 2019</div></th>
<th class="th"><div>Mar. 31, 2018</div></th>
<th class="th"><div>Mar. 31, 2017</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward', window );"><strong>Number of Shares</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber', window );">Balance, beginning of year</a></td>
<td class="nump">141,365<span></span>
</td>
<td class="nump">220,654<span></span>
</td>
<td class="nump">223,654<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised', window );">Options exercised</a></td>
<td class="num">(37,533)<span></span>
</td>
<td class="num">(59,289)<span></span>
</td>
<td class="num">(3,000)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod', window );">Expired</a></td>
<td class="num">(2,500)<span></span>
</td>
<td class="num">(20,000)<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber', window );">Balance, end of year</a></td>
<td class="nump">101,332<span></span>
</td>
<td class="nump">141,365<span></span>
</td>
<td class="nump">220,654<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward', window );"><strong>Weighted Average Exercise Price</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice', window );">Balance, beginning of year</a></td>
<td class="nump">$ 3.77<span></span>
</td>
<td class="nump">$ 4.74<span></span>
</td>
<td class="nump">$ 4.73<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice', window );">Options exercised</a></td>
<td class="nump">4.84<span></span>
</td>
<td class="nump">4.13<span></span>
</td>
<td class="nump">3.84<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice', window );">Expired</a></td>
<td class="nump">8.12<span></span>
</td>
<td class="nump">13.42<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice', window );">Balance, end of year</a></td>
<td class="nump">$ 3.26<span></span>
</td>
<td class="nump">$ 3.77<span></span>
</td>
<td class="nump">$ 4.74<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of options or other stock instruments for which the right to exercise has lapsed under the terms of the plan agreements.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(iv)(4)<br> -URI http://asc.fasb.org/extlink&amp;oid=109197908&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of options outstanding, including both vested and non-vested options.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=109197908&amp;loc=d3e5070-113901<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(i)-(ii)<br> -URI http://asc.fasb.org/extlink&amp;oid=109197908&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Weighted average price at which grantees can acquire the shares reserved for issuance under the stock option plan.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(i)<br> -URI http://asc.fasb.org/extlink&amp;oid=109197908&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Weighted average price at which option holders acquired shares when converting their stock options into shares.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Weighted average price at which grantees could have acquired the underlying shares with respect to stock options of the plan that expired.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of share options (or share units) exercised during the current period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(iv)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=109197908&amp;loc=d3e5070-113901<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(28))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(29))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=109259400&amp;loc=d3e21463-112644<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>108
<FILENAME>R93.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6831626464">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>EMPLOYEE BENEFIT PLANS: Additional information regarding options outstanding, by exercise price range (Details 1) - Stock options<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th">
<div>Mar. 31, 2019 </div>
<div>$ / shares </div>
<div>shares</div>
</th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-based Compensation Arrangement by Share-based Payment Award [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2', window );">Weighted Avg Remaining Contractual Life (years)</a></td>
<td class="text">2 years 2 months 12 days<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions', window );">Options Outstanding, Number | shares</a></td>
<td class="nump">101,332<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1', window );">Options Outstanding, Weighted Average Exercise Price</a></td>
<td class="nump">$ 3.26<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions', window );">Options Exercisable, Number | shares</a></td>
<td class="nump">101,332<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1', window );">Options Exercisable, Weighted Average Exercise Price</a></td>
<td class="nump">$ 3.26<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AwardTypeAxis=us-gaap_EmployeeStockOptionMember', window );">$1.00 - $3.00</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-based Compensation Arrangement by Share-based Payment Award [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit', window );">Range of Exercise Price, lower</a></td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit', window );">Range of Exercise Price, upper</a></td>
<td class="nump">$ 3<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2', window );">Weighted Avg Remaining Contractual Life (years)</a></td>
<td class="text">3 years 10 months 17 days<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions', window );">Options Outstanding, Number | shares</a></td>
<td class="nump">51,332<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1', window );">Options Outstanding, Weighted Average Exercise Price</a></td>
<td class="nump">$ 2.7<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions', window );">Options Exercisable, Number | shares</a></td>
<td class="nump">51,332<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1', window );">Options Exercisable, Weighted Average Exercise Price</a></td>
<td class="nump">$ 2.7<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AwardTypeAxis=us-gaap_EmployeeStockOptionMember', window );">$3.01 - $5.00</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-based Compensation Arrangement by Share-based Payment Award [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit', window );">Range of Exercise Price, lower</a></td>
<td class="nump">3.01<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit', window );">Range of Exercise Price, upper</a></td>
<td class="nump">$ 5<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2', window );">Weighted Avg Remaining Contractual Life (years)</a></td>
<td class="text">5 months 23 days<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions', window );">Options Outstanding, Number | shares</a></td>
<td class="nump">50,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1', window );">Options Outstanding, Weighted Average Exercise Price</a></td>
<td class="nump">$ 3.84<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions', window );">Options Exercisable, Number | shares</a></td>
<td class="nump">50,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1', window );">Options Exercisable, Weighted Average Exercise Price</a></td>
<td class="nump">$ 3.84<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The floor of a customized range of exercise prices for purposes of disclosing shares potentially issuable under outstanding stock option awards on all stock option plans and other required information pertaining to awards in the customized range.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (g)<br> -URI http://asc.fasb.org/extlink&amp;oid=109197908&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The number of shares reserved for issuance pertaining to the outstanding exercisable stock options as of the balance sheet date in the customized range of exercise prices for which the market and performance vesting condition has been satisfied.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(iii)<br> -URI http://asc.fasb.org/extlink&amp;oid=109197908&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The number of shares reserved for issuance pertaining to the outstanding stock options as of the balance sheet date for all option plans in the customized range of exercise prices.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(i)-(ii)<br> -URI http://asc.fasb.org/extlink&amp;oid=109197908&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The ceiling of a customized range of exercise prices for purposes of disclosing shares potentially issuable under outstanding stock option awards on all stock option plans and other required information pertaining to awards in the customized range.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (g)<br> -URI http://asc.fasb.org/extlink&amp;oid=109197908&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Weighted average exercise price as of the balance sheet date for those equity-based payment arrangements exercisable and outstanding.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(iii)<br> -URI http://asc.fasb.org/extlink&amp;oid=109197908&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The weighted average price as of the balance sheet date at which grantees could acquire the underlying shares with respect to all outstanding stock options which are in the customized range of exercise prices.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(i)-(ii)<br> -URI http://asc.fasb.org/extlink&amp;oid=109197908&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Weighted average remaining contractual term of outstanding stock options, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (e)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=109197908&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AwardTypeAxis=us-gaap_EmployeeStockOptionMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AwardTypeAxis=us-gaap_EmployeeStockOptionMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis=rvsb_RangeOfExercisePriceOneMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis=rvsb_RangeOfExercisePriceOneMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis=rvsb_RangeOfExercisePriceTwoMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis=rvsb_RangeOfExercisePriceTwoMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>109
<FILENAME>R94.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6866973264">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>EMPLOYEE BENEFIT PLANS: Stock Options Outstanding, less estimated forfeitures (Details 2) - USD ($)<br></strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Mar. 31, 2019</div></th>
<th class="th"><div>Mar. 31, 2018</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestAbstract', window );"><strong>Stock options fully vested and expected to vest:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingNumber', window );">Number</a></td>
<td class="nump">101,332<span></span>
</td>
<td class="nump">141,365<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageExercisePrice', window );">Weighted average exercise price</a></td>
<td class="nump">$ 3.26<span></span>
</td>
<td class="nump">$ 3.77<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingAggregateIntrinsicValue', window );">Aggregate intrinsic value</a></td>
<td class="nump">$ 410,000<span></span>
</td>
<td class="nump">$ 788,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageRemainingContractualTerm1', window );">Weighted average contractual term of options (years)</a></td>
<td class="text">2 years 2 months 12 days<span></span>
</td>
<td class="text">2 years 9 months 11 days<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_StockOptionsFullyVestedAndCurrentlyExercisableAbstract', window );"><strong>Stock options fully vested and currently exercisable:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableNumber', window );">Number</a></td>
<td class="nump">101,332<span></span>
</td>
<td class="nump">141,365<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageExercisePrice', window );">Weighted average exercise price</a></td>
<td class="nump">$ 3.26<span></span>
</td>
<td class="nump">$ 3.77<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableAggregateIntrinsicValue', window );">Aggregate intrinsic value</a></td>
<td class="nump">$ 410,000<span></span>
</td>
<td class="nump">$ 788,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageRemainingContractualTerm1', window );">Weighted average contractual term of options (years)</a></td>
<td class="text">2 years 2 months 12 days<span></span>
</td>
<td class="text">2 years 9 months 11 days<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_StockOptionsFullyVestedAndCurrentlyExercisableAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_StockOptionsFullyVestedAndCurrentlyExercisableAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableAggregateIntrinsicValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount by which current fair value of underlying stock exceeds exercise price of fully vested and expected to vest exercisable or convertible options. Includes, but is not limited to, unvested options for which requisite service period has not been rendered but that are expected to vest based on achievement of performance condition, if forfeitures are recognized when they occur.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (e)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=109197908&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableAggregateIntrinsicValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of fully vested and expected to vest exercisable options that may be converted into shares under option plan. Includes, but is not limited to, unvested options for which requisite service period has not been rendered but that are expected to vest based on achievement of performance condition, if forfeitures are recognized when they occur.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (e)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=109197908&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageExercisePrice">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Weighted-average exercise price, at which grantee can acquire shares reserved for issuance, for fully vested and expected to vest exercisable or convertible options. Includes, but is not limited to, unvested options for which requisite service period has not been rendered but that are expected to vest based on achievement of performance condition, if forfeitures are recognized when they occur.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (e)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=109197908&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageExercisePrice</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingAggregateIntrinsicValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount by which current fair value of underlying stock exceeds exercise price of fully vested and expected to vest options outstanding. Includes, but is not limited to, unvested options for which requisite service period has not been rendered but that are expected to vest based on achievement of performance condition, if forfeitures are recognized when they occur.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (e)<br> -URI http://asc.fasb.org/extlink&amp;oid=109197908&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingAggregateIntrinsicValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of fully vested and expected to vest options outstanding that can be converted into shares under option plan. Includes, but is not limited to, unvested options for which requisite service period has not been rendered but that are expected to vest based on achievement of performance condition, if forfeitures are recognized when they occur.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (e)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=109197908&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageExercisePrice">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Weighted-average exercise price, at which grantee can acquire shares reserved for issuance, for fully vested and expected to vest options outstanding. Includes, but is not limited to, unvested options for which requisite service period has not been rendered but that are expected to vest based on achievement of performance condition, if forfeitures are recognized when they occur.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (e)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=109197908&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageExercisePrice</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageRemainingContractualTerm1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Weighted average remaining contractual term for fully vested and expected to vest exercisable or convertible options, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days. Includes, but is not limited to, unvested options for which requisite service period has not been rendered but that are expected to vest based on achievement of performance condition, if forfeitures are recognized when they occur.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (e)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=109197908&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageRemainingContractualTerm1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageRemainingContractualTerm1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Weighted average remaining contractual term for fully vested and expected to vest options outstanding, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents reported fact of one year, five months, and thirteen days. Includes, but is not limited to, unvested options for which requisite service period has not been rendered but that are expected to vest based on achievement of performance condition, if forfeitures are recognized when they occur.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (e)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=109197908&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageRemainingContractualTerm1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>110
<FILENAME>R95.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6830984784">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>EMPLOYEE BENEFIT PLANS: Employee Stock Ownership Plan (ESOP) Disclosures (Details 3) - USD ($)<br></strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Mar. 31, 2018</div></th>
<th class="th"><div>Mar. 31, 2017</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_EmployeeStockOwnershipPlanEsopDeferredSharesFairValueRollForward', window );"><strong>Employee Stock Ownership Plan Esop Deferred Shares Fair Value [Roll Forward]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EmployeeStockOwnershipPlanESOPDeferredSharesFairValue', window );">Estimated fair value of unreleased shares, beginning</a></td>
<td class="nump">$ 176,000<span></span>
</td>
<td class="nump">$ 207,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares', window );">Unreleased Employee stock ownership shares, beginning</a></td>
<td class="nump">24,633<span></span>
</td>
<td class="nump">49,266<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares', window );">Employee stock ownership plan allocated and released shares, beginning</a></td>
<td class="nump">937,951<span></span>
</td>
<td class="nump">913,318<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOP', window );">Employee Stock Ownership Plan total, beginning</a></td>
<td class="nump">962,584<span></span>
</td>
<td class="nump">962,584<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EmployeeStockOwnershipPlanESOPSharesContributedToESOP', window );">Employee stock ownership plan unreleased allocation of shares</a></td>
<td class="num">(24,633)<span></span>
</td>
<td class="num">(24,633)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_EmployeeStockOwnershipPlanEsopSharesAllocatedAndReleasedContributedToEsop', window );">Allocated and released contributed Employee stock ownership plan</a></td>
<td class="nump">24,633<span></span>
</td>
<td class="nump">24,633<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EmployeeStockOwnershipPlanESOPDeferredSharesFairValue', window );">Estimated fair value of unreleased shares, ending</a></td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 176,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares', window );">Unreleased Employee stock ownership shares, ending</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">24,633<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares', window );">Employee stock ownership plan allocated and released shares, ending</a></td>
<td class="nump">962,584<span></span>
</td>
<td class="nump">937,951<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOP', window );">Employee Stock Ownership Plan total, ending</a></td>
<td class="nump">962,584<span></span>
</td>
<td class="nump">962,584<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_EmployeeStockOwnershipPlanEsopDeferredSharesFairValueRollForward">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_EmployeeStockOwnershipPlanEsopDeferredSharesFairValueRollForward</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_EmployeeStockOwnershipPlanEsopSharesAllocatedAndReleasedContributedToEsop">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents amount of employee stock ownership plan Esop shares allocated and released contributed to Esop.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_EmployeeStockOwnershipPlanEsopSharesAllocatedAndReleasedContributedToEsop</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EmployeeStockOwnershipPlanESOPDeferredSharesFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of unearned shares held by the employee stock ownership plan (ESOP).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 40<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (e)<br> -URI http://asc.fasb.org/extlink&amp;oid=109244661&amp;loc=d3e17540-113929<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EmployeeStockOwnershipPlanESOPDeferredSharesFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The shares or units in an ESOP trust that have been assigned to individual participant accounts based on a known formula. IRS rules require allocations to be nondiscriminatory generally based on compensation, length of service, or a combination of both. For any particular participant such shares or units may be vested, unvested, or partially vested.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 40<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=109244661&amp;loc=d3e17540-113929<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The shares that, although not legally released, will be released by a future scheduled and committed debt service payment and will be allocated to employees for service rendered in the current accounting period. The ESOP documents typically define the period of service to which the shares relate. ESOP shares are released to compensate employees directly, to settle employer liabilities for other employee benefits, and to replace dividends on allocated shares that are used for debt service.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 40<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=109244661&amp;loc=d3e17540-113929<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EmployeeStockOwnershipPlanESOPSharesContributedToESOP">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This item represents the number of shares provided to the Employee Stock Ownership Plan (ESOP) during the period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 40<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=109244661&amp;loc=d3e17540-113929<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EmployeeStockOwnershipPlanESOPSharesContributedToESOP</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOP">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Sum of the allocated, committed-to-be-released and suspense shares of the entity held by the plan.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 40<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=109244661&amp;loc=d3e17540-113929<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOP</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>111
<FILENAME>R96.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6865649296">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>EMPLOYEE BENEFIT PLANS (Detail Textuals) - USD ($)<br></strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Mar. 31, 2019</div></th>
<th class="th"><div>Mar. 31, 2018</div></th>
<th class="th"><div>Mar. 31, 2017</div></th>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PlanNameAxis=rvsb_RetirementPlanMember', window );">Retirement Plan</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-based Compensation Arrangement by Share-based Payment Award [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedContributionPlanCostRecognized', window );">Expenses related to plan</a></td>
<td class="nump">$ 527,000<span></span>
</td>
<td class="nump">$ 547,000<span></span>
</td>
<td class="nump">$ 489,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PlanNameAxis=rvsb_DirectorsAndExecutiveOfficersDeferredCompensationPlanMember', window );">Directors' and Executive Officers' Deferred Compensation Plan</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-based Compensation Arrangement by Share-based Payment Award [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_DeferredCompensationPlanAnnualInterestRate', window );">Deferred compensation plan annual interest rate</a></td>
<td class="nump">4.28%<span></span>
</td>
<td class="nump">3.99%<span></span>
</td>
<td class="nump">3.68%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredCompensationLiabilityCurrentAndNoncurrent', window );">Aggregate liability under the plan</a></td>
<td class="nump">$ 186,000<span></span>
</td>
<td class="nump">$ 330,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PlanNameAxis=rvsb_StockOptionPlansMember', window );">Stock Option Plans</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-based Compensation Arrangement by Share-based Payment Award [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardExpirationPeriod', window );">Maximum term</a></td>
<td class="text">10 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriodDescription', window );">Vesting period</a></td>
<td class="text">Zero to five years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockCapitalSharesReservedForFutureIssuance', window );">Number of shares reserved for common stock</a></td>
<td class="nump">1,800,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue', window );">Total intrinsic value of stock options exercised</a></td>
<td class="nump">$ 153,000<span></span>
</td>
<td class="nump">$ 257,000<span></span>
</td>
<td class="nump">$ 5,000<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_DeferredCompensationPlanAnnualInterestRate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents deferred compensation plan annual interest rate percentage.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_DeferredCompensationPlanAnnualInterestRate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriodDescription">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents period which an employee's right to exercise an award is no longer contingent on satisfaction of either a service condition, market condition or a performance condition.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriodDescription</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockCapitalSharesReservedForFutureIssuance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Aggregate number of common shares reserved for future issuance.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.29)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommonStockCapitalSharesReservedForFutureIssuance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredCompensationLiabilityCurrentAndNoncurrent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Aggregate carrying value as of the balance sheet date of the liabilities for all deferred compensation arrangements. Represents currently earned compensation under compensation arrangements that is not actually paid until a later date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredCompensationLiabilityCurrentAndNoncurrent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedContributionPlanCostRecognized">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of cost for defined contribution plan.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 70<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=49170846&amp;loc=d3e28014-114942<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedContributionPlanCostRecognized</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of accumulated difference between fair value of underlying shares on dates of exercise and exercise price on options exercised (or share units converted) into shares.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (d)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=109197908&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardExpirationPeriod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Period from grant date that an equity-based award expires, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=109197908&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardExpirationPeriod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PlanNameAxis=rvsb_RetirementPlanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PlanNameAxis=rvsb_RetirementPlanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PlanNameAxis=rvsb_DirectorsAndExecutiveOfficersDeferredCompensationPlanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PlanNameAxis=rvsb_DirectorsAndExecutiveOfficersDeferredCompensationPlanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PlanNameAxis=rvsb_StockOptionPlansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PlanNameAxis=rvsb_StockOptionPlansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>112
<FILENAME>R97.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6850023568">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>EMPLOYEE BENEFIT PLANS (Detail Textuals 1)<br></strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th">
<div>Mar. 31, 2019 </div>
<div>USD ($) </div>
<div>service </div>
<div>shares</div>
</th>
<th class="th">
<div>Mar. 31, 2018 </div>
<div>USD ($)</div>
</th>
<th class="th">
<div>Mar. 31, 2017 </div>
<div>USD ($)</div>
</th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_EmployeeStockOwnershipPlanAbstract', window );"><strong>Employee Stock Ownership Plan [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_NumberOfHoursOfService', window );">Number of hours of service | service</a></td>
<td class="nump">1,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EmployeeStockOwnershipPlanESOPCompensationExpense', window );">Employee Stock Ownership Plan compensation expense | $</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 148,000<span></span>
</td>
<td class="nump">$ 143,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_NumberOfPurchasesShareFromOpenMarketToEsop', window );">Bank purchased common stock on open market and contributed such shares to ESOP | shares</a></td>
<td class="nump">25,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EmployeeBenefitsAndShareBasedCompensation', window );">Employee benefits expense | $</a></td>
<td class="nump">$ 197,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharesHeldInEmployeeStockOptionPlanAllocated', window );">Shares held by the ESOP | shares</a></td>
<td class="nump">441,966<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_EmployeeStockOwnershipPlanAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_EmployeeStockOwnershipPlanAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_NumberOfHoursOfService">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents number hours of services.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_NumberOfHoursOfService</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:integerItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_NumberOfPurchasesShareFromOpenMarketToEsop">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents number of share related to esop.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_NumberOfPurchasesShareFromOpenMarketToEsop</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EmployeeBenefitsAndShareBasedCompensation">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of expense for employee benefit and equity-based compensation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EmployeeBenefitsAndShareBasedCompensation</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EmployeeStockOwnershipPlanESOPCompensationExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of plan compensation cost recognized during the period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 40<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=109244661&amp;loc=d3e17540-113929<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EmployeeStockOwnershipPlanESOPCompensationExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SharesHeldInEmployeeStockOptionPlanAllocated">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of allocated shares held by the Employee Stock Option Plan at balance sheet date. Allocated shares are shares that have been assigned to individual participant accounts based on a known formula.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 40<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=109244661&amp;loc=d3e17540-113929<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SharesHeldInEmployeeStockOptionPlanAllocated</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>113
<FILENAME>R98.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6866804400">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>SHAREHOLDERS' EQUITY AND REGULATORY CAPITAL REQUIREMENTS: Compliance with Regulatory Capital Requirements under Banking Regulations (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Mar. 31, 2019</div></th>
<th class="th"><div>Mar. 31, 2018</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_ShareholdersEquityAndRegulatoryCapitalRequirementsAbstract', window );"><strong>Shareholders Equity And Regulatory Capital Requirements [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Capital', window );">Total capital to risk weighted assets actual amount</a></td>
<td class="nump">$ 140,062<span></span>
</td>
<td class="nump">$ 123,061<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalToRiskWeightedAssets', window );">Total capital to risk weighted assets actual ratio</a></td>
<td class="nump">16.88%<span></span>
</td>
<td class="nump">15.41%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalRequiredForCapitalAdequacy', window );">Total capital to risk weighted assets for capital adequacy purposes amount</a></td>
<td class="nump">$ 66,379<span></span>
</td>
<td class="nump">$ 63,868<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets', window );">Total capital to risk weighted assets for capital adequacy purposes ratio</a></td>
<td class="nump">8.00%<span></span>
</td>
<td class="nump">8.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalRequiredToBeWellCapitalized', window );">Total capital to risk weighted assets for capital adequacy purposes well capitalized under prompt corrective action amount</a></td>
<td class="nump">$ 82,974<span></span>
</td>
<td class="nump">$ 79,835<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets', window );">Total capital to risk weighted assets for capital adequacy purposes well capitalized under prompt corrective action ratio</a></td>
<td class="nump">10.00%<span></span>
</td>
<td class="nump">10.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapital', window );">Tier 1 to risk weighted assets actual amount</a></td>
<td class="nump">$ 129,671<span></span>
</td>
<td class="nump">$ 113,066<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets', window );">Tier 1 to risk weighted assets actual ratio</a></td>
<td class="nump">15.63%<span></span>
</td>
<td class="nump">14.16%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy', window );">Tier 1 to risk weighted assets for capital adequacy purposes amount</a></td>
<td class="nump">$ 49,784<span></span>
</td>
<td class="nump">$ 47,901<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets', window );">Tier 1to risk weighted assets for capital adequacy purposes ratio</a></td>
<td class="nump">6.00%<span></span>
</td>
<td class="nump">6.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized', window );">Tier 1 to risk weighted assets well capitalized under prompt corrective action amount</a></td>
<td class="nump">$ 66,379<span></span>
</td>
<td class="nump">$ 63,868<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets', window );">Tier 1 to risk weighted assets well capitalized under prompt corrective action ratio</a></td>
<td class="nump">8.00%<span></span>
</td>
<td class="nump">8.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_CommonEquityTier1Capital', window );">Common equity Tier 1 capital to risk weighted assets actual amount</a></td>
<td class="nump">$ 129,671<span></span>
</td>
<td class="nump">$ 113,066<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_CommonEquityTier1CapitalToRiskWeightedAssets', window );">Common equity Tier 1 capital to risk weighted assets actual ratio</a></td>
<td class="nump">15.63%<span></span>
</td>
<td class="nump">14.16%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_CommonEquityTier1CapitalForAdequacy', window );">Common equity Tier 1 to risk weighted assets for capital adequacy purposes amount</a></td>
<td class="nump">$ 37,338<span></span>
</td>
<td class="nump">$ 35,926<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_CommonEquityTier1CapitalForAdequacyToRiskWeightedAssets', window );">Common equity Tier 1 to risk weighted assets for capital adequacy purposes ratio</a></td>
<td class="nump">4.50%<span></span>
</td>
<td class="nump">4.50%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_CommonEquityTier1CapitalRequiredToBeWellCapitalized', window );">Common equity Tier 1 to risk weighted assets well capitalized under prompt corrective action amount</a></td>
<td class="nump">$ 53,933<span></span>
</td>
<td class="nump">$ 51,893<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_CommonEquityTier1CapitalToBeWellCapitalizedToRiskWeightedAssets', window );">Common equity Tier 1 to risk weighted assets well capitalized under prompt corrective action ratio</a></td>
<td class="nump">6.50%<span></span>
</td>
<td class="nump">6.50%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapital', window );">Tier 1 capital leverage to average tangible assets actual amount</a></td>
<td class="nump">$ 129,671<span></span>
</td>
<td class="nump">$ 113,066<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalToAverageAssets', window );">Tier 1 capital leverage to average tangible assets actual ratio</a></td>
<td class="nump">11.56%<span></span>
</td>
<td class="nump">10.26%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy', window );">Tier 1 capital leverage to average tangible assets for capital adequacy purposes amount</a></td>
<td class="nump">$ 44,874<span></span>
</td>
<td class="nump">$ 44,093<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets', window );">Tier 1 capital leverage to average tangible assets for capital adequacy purposes ratio</a></td>
<td class="nump">4.00%<span></span>
</td>
<td class="nump">4.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized', window );">Tier 1 capital leverage to average tangible assets well capitalized under prompt corrective action amount</a></td>
<td class="nump">$ 56,092<span></span>
</td>
<td class="nump">$ 55,116<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets', window );">Tier 1 capital leverage to average tangible assets well capitalized under prompt corrective action ratio</a></td>
<td class="nump">5.00%<span></span>
</td>
<td class="nump">5.00%<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_CommonEquityTier1Capital">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the monetary value of Common Equity Tier 1 Capital, as on the indicated date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_CommonEquityTier1Capital</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_CommonEquityTier1CapitalForAdequacy">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the monetary value of Common Equity Tier 1 Capital for adequacy, as on the indicated date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_CommonEquityTier1CapitalForAdequacy</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_CommonEquityTier1CapitalForAdequacyToRiskWeightedAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the ratio of common equity Tier 1 Capital for adequacy to Risk-weighted Assets, as of the indicated date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_CommonEquityTier1CapitalForAdequacyToRiskWeightedAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_CommonEquityTier1CapitalRequiredToBeWellCapitalized">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the monetary value of Common Equity Tier 1 Capital for adequacy, as on the indicated date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_CommonEquityTier1CapitalRequiredToBeWellCapitalized</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_CommonEquityTier1CapitalToBeWellCapitalizedToRiskWeightedAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the ratio of common equity Tier 1 Capital to be well capitalized, to Risk-weighted Assets, as of the indicated date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_CommonEquityTier1CapitalToBeWellCapitalizedToRiskWeightedAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_CommonEquityTier1CapitalToRiskWeightedAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the ration of common equity Tier 1 Capital to Risk-weighted Assets, as of the indicated date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_CommonEquityTier1CapitalToRiskWeightedAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_ShareholdersEquityAndRegulatoryCapitalRequirementsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_ShareholdersEquityAndRegulatoryCapitalRequirementsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Capital">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of total capital as defined in the regulations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 948<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -URI http://asc.fasb.org/extlink&amp;oid=6490092&amp;loc=d3e47304-110998<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1H<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=84167132&amp;loc=d3e65071-112826<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 948<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6490092&amp;loc=d3e47080-110998<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1H<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=84167132&amp;loc=d3e65071-112826<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Capital</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalRequiredForCapitalAdequacy">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The minimum amount of Total Capital required for capital adequacy purposes under the regulatory framework for prompt corrective action.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1H<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=84167132&amp;loc=d3e65071-112826<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=84167132&amp;loc=SL5958568-112826<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CapitalRequiredForCapitalAdequacy</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The minimum Total risk based capital ratio (total capital divided by risk weighted assets) required for capital adequacy purposes under the regulatory framework for prompt corrective action.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=84167132&amp;loc=SL5958568-112826<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1B<br> -URI http://asc.fasb.org/extlink&amp;oid=84167132&amp;loc=SL5958570-112826<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1H<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=84167132&amp;loc=d3e65071-112826<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalRequiredToBeWellCapitalized">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of Total Capital required to be categorized as well as capitalized under the regulatory framework for prompt corrective action.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=84167132&amp;loc=SL5958568-112826<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CapitalRequiredToBeWellCapitalized</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The Total risk based capital ratio (total capital divided by risk weighted assets) required to be categorized as "well capitalized", in the regulatory framework for prompt corrective action.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=84167132&amp;loc=SL5958568-112826<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalToRiskWeightedAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Total Capital divided by risk weighted assets as defined in the regulations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=84167132&amp;loc=SL5958568-112826<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1H<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=84167132&amp;loc=d3e65071-112826<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CapitalToRiskWeightedAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneLeverageCapital">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tier 1 Leverage Capital as defined in the regulations. Also called Core Capital.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=84167132&amp;loc=SL5958568-112826<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1H<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=84167132&amp;loc=d3e65071-112826<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TierOneLeverageCapital</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The minimum amount of Tier 1 Leverage Capital required for capital adequacy purposes under the regulatory framework for prompt corrective action.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1H<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=84167132&amp;loc=d3e65071-112826<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=84167132&amp;loc=SL5958568-112826<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The minimum amount of Tier 1 Leverage Capital for capital adequacy purposes divided by average assets as defined in the regulations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1H<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=84167132&amp;loc=d3e65071-112826<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1B<br> -URI http://asc.fasb.org/extlink&amp;oid=84167132&amp;loc=SL5958570-112826<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=84167132&amp;loc=SL5958568-112826<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of Tier 1 Leverage Capital required to be categorized as well capitalized under the regulatory framework for prompt corrective action.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=84167132&amp;loc=SL5958568-112826<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of Tier 1 Leverage Capital required to be categorized as well capitalized divided by average assets as defined in the regulatory framework for prompt corrective action.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=84167132&amp;loc=SL5958568-112826<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneLeverageCapitalToAverageAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tier 1 Leverage Capital divided by average assets as defined in the regulations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=84167132&amp;loc=SL5958568-112826<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1H<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=84167132&amp;loc=d3e65071-112826<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TierOneLeverageCapitalToAverageAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneRiskBasedCapital">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tier 1 Risk Based Capital as defined in the regulations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=84167132&amp;loc=SL5958568-112826<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1H<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=84167132&amp;loc=d3e65071-112826<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TierOneRiskBasedCapital</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The minimum amount of Tier 1 Risk Based Capital required for capital adequacy purposes under the regulatory framework for prompt corrective action.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=84167132&amp;loc=SL5958568-112826<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1H<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=84167132&amp;loc=d3e65071-112826<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The minimum Tier One Capital Ratio (Tier one capital divided by risk-weighted assets) required for capital adequacy purposes under the regulatory framework for prompt corrective action.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1B<br> -URI http://asc.fasb.org/extlink&amp;oid=84167132&amp;loc=SL5958570-112826<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=84167132&amp;loc=SL5958568-112826<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1H<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=84167132&amp;loc=d3e65071-112826<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of Tier 1 Risk Based Capital required to be categorized as well capitalized under the regulatory framework for prompt corrective action.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=84167132&amp;loc=SL5958568-112826<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The Tier 1 capital ratio (Tier 1 capital divided by risk weighted assets) required to be categorized as "well capitalized" under the regulatory framework for prompt corrective action.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=84167132&amp;loc=SL5958568-112826<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tier 1 capital divided by risk weighted assets as defined by regulations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1H<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=84167132&amp;loc=d3e65071-112826<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=84167132&amp;loc=SL5958568-112826<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>114
<FILENAME>R99.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6831627968">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>EARNINGS PER SHARE: Earnings Per Share, Basic and Diluted (Details) - USD ($)<br> $ / shares in Units, $ in Thousands</strong></div></th>
<th class="th" colspan="16">3 Months Ended</th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th" colspan="2"><div>Mar. 31, 2019</div></th>
<th class="th" colspan="2"><div>Dec. 31, 2018</div></th>
<th class="th" colspan="2"><div>Sep. 30, 2018</div></th>
<th class="th" colspan="2"><div>Jun. 30, 2018</div></th>
<th class="th" colspan="2"><div>Mar. 31, 2018</div></th>
<th class="th" colspan="2"><div>Dec. 31, 2017</div></th>
<th class="th" colspan="2"><div>Sep. 30, 2017</div></th>
<th class="th" colspan="2"><div>Jun. 30, 2017</div></th>
<th class="th"><div>Mar. 31, 2019</div></th>
<th class="th"><div>Mar. 31, 2018</div></th>
<th class="th"><div>Mar. 31, 2017</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareBasicAbstract', window );"><strong>Basic EPS computation:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Numerator-net income (in dollars)</a></td>
<td class="nump">$ 4,207<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 4,388<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 4,229<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 4,442<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 3,009<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 1,520<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 3,059<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 2,654<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 17,266<span></span>
</td>
<td class="nump">$ 10,242<span></span>
</td>
<td class="nump">$ 7,404<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic', window );">Denominator-weighted average common shares outstanding</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">22,588,395<span></span>
</td>
<td class="nump">22,531,480<span></span>
</td>
<td class="nump">22,478,306<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareBasic', window );">Basic EPS (in dollars per share)</a></td>
<td class="nump">$ 0.19<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 0.19<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 0.19<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 0.20<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 0.13<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 0.07<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 0.14<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 0.12<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 0.76<span></span>
</td>
<td class="nump">$ 0.45<span></span>
</td>
<td class="nump">$ 0.33<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareDilutedAbstract', window );"><strong>Diluted EPS computation:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Numerator-net income (in dollars)</a></td>
<td class="nump">$ 4,207<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 4,388<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 4,229<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 4,442<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 3,009<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 1,520<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 3,059<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 2,654<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 17,266<span></span>
</td>
<td class="nump">$ 10,242<span></span>
</td>
<td class="nump">$ 7,404<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic', window );">Denominator-weighted average common shares outstanding</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">22,588,395<span></span>
</td>
<td class="nump">22,531,480<span></span>
</td>
<td class="nump">22,478,306<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements', window );">Effect of dilutive stock options</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">72,000<span></span>
</td>
<td class="nump">92,000<span></span>
</td>
<td class="nump">70,000<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding', window );">Weighted average common shares and common stock equivalents</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">22,659,594<span></span>
</td>
<td class="nump">22,623,455<span></span>
</td>
<td class="nump">22,548,340<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareDiluted', window );">Diluted (in dollars per share)</a></td>
<td class="nump">$ 0.19<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 0.19<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 0.19<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 0.20<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 0.13<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 0.07<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 0.14<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 0.12<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 0.76<span></span>
</td>
<td class="nump">$ 0.45<span></span>
</td>
<td class="nump">$ 0.33<span></span>
</td>
</tr>
<tr><td colspan="20"></td></tr>
<tr><td colspan="20"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Quarterly earnings per common share may vary from annual earnings common per share due to rounding.</td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareBasic">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(19))<br> -URI http://asc.fasb.org/extlink&amp;oid=114873790&amp;loc=SL114874131-224263<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 7<br> -URI http://asc.fasb.org/extlink&amp;oid=109260490&amp;loc=d3e1337-109256<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 55<br> -Paragraph 52<br> -URI http://asc.fasb.org/extlink&amp;oid=109256448&amp;loc=d3e4984-109258<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(21))<br> -URI http://asc.fasb.org/extlink&amp;oid=115205541&amp;loc=SL114868664-224227<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 250<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=109234566&amp;loc=d3e22694-107794<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=109260490&amp;loc=d3e1252-109256<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(23))<br> -URI http://asc.fasb.org/extlink&amp;oid=114873765&amp;loc=SL114874048-224260<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 60B<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=109260490&amp;loc=SL5780133-109256<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EarningsPerShareBasic</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareBasicAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EarningsPerShareBasicAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareDiluted">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 55<br> -Paragraph 52<br> -URI http://asc.fasb.org/extlink&amp;oid=109256448&amp;loc=d3e4984-109258<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=109260490&amp;loc=d3e1252-109256<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(23))<br> -URI http://asc.fasb.org/extlink&amp;oid=114873765&amp;loc=SL114874048-224260<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 250<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=109234566&amp;loc=d3e22694-107794<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 7<br> -URI http://asc.fasb.org/extlink&amp;oid=109260490&amp;loc=d3e1337-109256<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(21))<br> -URI http://asc.fasb.org/extlink&amp;oid=115205541&amp;loc=SL114868664-224227<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 60B<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=109260490&amp;loc=SL5780133-109256<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(19))<br> -URI http://asc.fasb.org/extlink&amp;oid=114873790&amp;loc=SL114874131-224263<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EarningsPerShareDiluted</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareDilutedAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EarningsPerShareDilutedAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Additional shares included in the calculation of diluted EPS as a result of the potentially dilutive effect of share based payment arrangements using the treasury stock method.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28A<br> -URI http://asc.fasb.org/extlink&amp;oid=109260490&amp;loc=d3e1500-109256<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1A<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=114867106&amp;loc=SL7669619-108580<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(22))<br> -URI http://asc.fasb.org/extlink&amp;oid=114873765&amp;loc=SL114874048-224260<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1B<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=114867106&amp;loc=SL7669625-108580<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(18))<br> -URI http://asc.fasb.org/extlink&amp;oid=114873790&amp;loc=SL114874131-224263<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(20))<br> -URI http://asc.fasb.org/extlink&amp;oid=115205541&amp;loc=SL114868664-224227<br><br>Reference 6: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -URI http://asc.fasb.org/extlink&amp;oid=109223946&amp;loc=d3e3602-108585<br><br>Reference 7: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetIncomeLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The average number of shares or units issued and outstanding that are used in calculating diluted EPS or earnings per unit (EPU), determined based on the timing of issuance of shares or units in the period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 16<br> -URI http://asc.fasb.org/extlink&amp;oid=109260490&amp;loc=d3e1505-109256<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of [basic] shares or units, after adjustment for contingently issuable shares or units and other shares or units not deemed outstanding, determined by relating the portion of time within a reporting period that common shares or units have been outstanding to the total time in that period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 10<br> -URI http://asc.fasb.org/extlink&amp;oid=109260490&amp;loc=d3e1448-109256<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_WeightedAverageNumberOfSharesOutstandingBasic</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>115
<FILENAME>R100.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6831049840">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>EARNINGS PER SHARE (Detail Textuals) - shares<br></strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Mar. 31, 2018</div></th>
<th class="th"><div>Mar. 31, 2017</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareAbstract', window );"><strong>Earnings Per Share [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount', window );">Antidilutive securities excluded from computation of earnings per share, amount</a></td>
<td class="nump">8,000<span></span>
</td>
<td class="nump">59,000<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Securities (including those issuable pursuant to contingent stock agreements) that could potentially dilute basic earnings per share (EPS) or earnings per unit (EPU) in the future that were not included in the computation of diluted EPS or EPU because to do so would increase EPS or EPU amounts or decrease loss per share or unit amounts for the period presented.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EarningsPerShareAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>116
<FILENAME>R101.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6852295232">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>FAIR VALUE MEASUREMENTS: Fair Value, Assets and Liabilities Measured on Recurring Basis (Details) - Recurring basis - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Mar. 31, 2019</div></th>
<th class="th"><div>Mar. 31, 2018</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsFairValueDisclosure', window );">Total assets measured at fair value on a recurring basis</a></td>
<td class="nump">$ 178,226<span></span>
</td>
<td class="nump">$ 213,221<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Municipal securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsFairValueDisclosure', window );">Total assets measured at fair value on a recurring basis</a></td>
<td class="nump">8,881<span></span>
</td>
<td class="nump">8,732<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Agency securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsFairValueDisclosure', window );">Total assets measured at fair value on a recurring basis</a></td>
<td class="nump">12,341<span></span>
</td>
<td class="nump">22,102<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Real estate mortgage investment conduits</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsFairValueDisclosure', window );">Total assets measured at fair value on a recurring basis</a></td>
<td class="nump">40,162<span></span>
</td>
<td class="nump">46,955<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Residential mortgage-backed securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsFairValueDisclosure', window );">Total assets measured at fair value on a recurring basis</a></td>
<td class="nump">75,821<span></span>
</td>
<td class="nump">89,074<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Other mortgage-backed securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsFairValueDisclosure', window );">Total assets measured at fair value on a recurring basis</a></td>
<td class="nump">41,021<span></span>
</td>
<td class="nump">46,358<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Level 1</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsFairValueDisclosure', window );">Total assets measured at fair value on a recurring basis</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Level 1 | Municipal securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsFairValueDisclosure', window );">Total assets measured at fair value on a recurring basis</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Level 1 | Agency securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsFairValueDisclosure', window );">Total assets measured at fair value on a recurring basis</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Level 1 | Real estate mortgage investment conduits</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsFairValueDisclosure', window );">Total assets measured at fair value on a recurring basis</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Level 1 | Residential mortgage-backed securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsFairValueDisclosure', window );">Total assets measured at fair value on a recurring basis</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Level 1 | Other mortgage-backed securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsFairValueDisclosure', window );">Total assets measured at fair value on a recurring basis</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Level 2</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsFairValueDisclosure', window );">Total assets measured at fair value on a recurring basis</a></td>
<td class="nump">178,226<span></span>
</td>
<td class="nump">213,221<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Level 2 | Municipal securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsFairValueDisclosure', window );">Total assets measured at fair value on a recurring basis</a></td>
<td class="nump">8,881<span></span>
</td>
<td class="nump">8,732<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Level 2 | Agency securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsFairValueDisclosure', window );">Total assets measured at fair value on a recurring basis</a></td>
<td class="nump">12,341<span></span>
</td>
<td class="nump">22,102<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Level 2 | Real estate mortgage investment conduits</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsFairValueDisclosure', window );">Total assets measured at fair value on a recurring basis</a></td>
<td class="nump">40,162<span></span>
</td>
<td class="nump">46,955<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Level 2 | Residential mortgage-backed securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsFairValueDisclosure', window );">Total assets measured at fair value on a recurring basis</a></td>
<td class="nump">75,821<span></span>
</td>
<td class="nump">89,074<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Level 2 | Other mortgage-backed securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsFairValueDisclosure', window );">Total assets measured at fair value on a recurring basis</a></td>
<td class="nump">41,021<span></span>
</td>
<td class="nump">46,358<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Level 3</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsFairValueDisclosure', window );">Total assets measured at fair value on a recurring basis</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Level 3 | Municipal securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsFairValueDisclosure', window );">Total assets measured at fair value on a recurring basis</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Level 3 | Agency securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsFairValueDisclosure', window );">Total assets measured at fair value on a recurring basis</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Level 3 | Real estate mortgage investment conduits</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsFairValueDisclosure', window );">Total assets measured at fair value on a recurring basis</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Level 3 | Residential mortgage-backed securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsFairValueDisclosure', window );">Total assets measured at fair value on a recurring basis</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Level 3 | Other mortgage-backed securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsFairValueDisclosure', window );">Total assets measured at fair value on a recurring basis</a></td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentsFairValueDisclosure">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value portion of investment securities, including, but not limited to, marketable securities, derivative financial instruments, and investments accounted for under the equity method.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 820<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=99377789&amp;loc=d3e19207-110258<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InvestmentsFairValueDisclosure</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=rvsb_MunicipalSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=rvsb_MunicipalSecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_USGovernmentAgenciesDebtSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_USGovernmentAgenciesDebtSecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=rvsb_RealEstateMortgageInvestmentConduitsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=rvsb_RealEstateMortgageInvestmentConduitsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageBackedSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_ResidentialMortgageBackedSecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=rvsb_OtherMortgageBackedSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=rvsb_OtherMortgageBackedSecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>117
<FILENAME>R102.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6852728768">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>FAIR VALUE MEASUREMENTS: Assets measured at fair value on a non-recurring basis (Details 1) - Nonrecurring basis - Impaired loans - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Mar. 31, 2019</div></th>
<th class="th"><div>Mar. 31, 2018</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Total estimated fair value</a></td>
<td class="nump">$ 394<span></span>
</td>
<td class="nump">$ 2,143<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsNonrecurringMember', window );">Level 1</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Total estimated fair value</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsNonrecurringMember', window );">Level 2</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Total estimated fair value</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsNonrecurringMember', window );">Level 3</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Total estimated fair value</a></td>
<td class="nump">$ 394<span></span>
</td>
<td class="nump">$ 2,143<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AssetsFairValueDisclosure">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value portion of probable future economic benefits obtained or controlled by an entity as a result of past transactions or events.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 820<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=99377789&amp;loc=d3e19207-110258<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AssetsFairValueDisclosure</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsNonrecurringMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsNonrecurringMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=rvsb_ImpairedLoansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=rvsb_ImpairedLoansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>118
<FILENAME>R103.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6677542640">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>FAIR VALUE MEASUREMENTS: Level 3 inputs for financial instruments measured at fair value (Details 2) - Nonrecurring basis - Level 3 - Impaired loans - Appraised value or discounted cash flows - Adjustment for market conditions or discount rate<br></strong></div></th>
<th class="th"><div>Mar. 31, 2019</div></th>
<th class="th"><sup>[1]</sup></th>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsNonrecurringMember', window );">Minimum</a></td>
<td colspan="2" class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td colspan="2" class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_ImpairedLoansMeasurementInput', window );">Impaired Loans Measurement Input</a></td>
<td colspan="2" class="nump">5.25%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsNonrecurringMember', window );">Maximum</a></td>
<td colspan="2" class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td colspan="2" class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_ImpairedLoansMeasurementInput', window );">Impaired Loans Measurement Input</a></td>
<td colspan="2" class="nump">8.00%<span></span>
</td>
</tr>
<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">There were no adjustments to appraised values of impaired loans as of March 31, 2019 and 2018.</td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_ImpairedLoansMeasurementInput">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Value of input used to measure servicing asset.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_ImpairedLoansMeasurementInput</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsNonrecurringMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsNonrecurringMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=rvsb_ImpairedLoansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=rvsb_ImpairedLoansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ValuationTechniqueAxis=us-gaap_ValuationTechniqueDiscountedCashFlowMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ValuationTechniqueAxis=us-gaap_ValuationTechniqueDiscountedCashFlowMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MeasurementInputTypeAxis=us-gaap_MeasurementInputDiscountRateMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MeasurementInputTypeAxis=us-gaap_MeasurementInputDiscountRateMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_RangeAxis=srt_MinimumMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_RangeAxis=srt_MinimumMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_RangeAxis=srt_MaximumMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_RangeAxis=srt_MaximumMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>119
<FILENAME>R104.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6850789648">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>FAIR VALUE MEASUREMENTS: Fair Value, Option, Quantitative Disclosures (Details 3) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Mar. 31, 2019</div></th>
<th class="th"><div>Mar. 31, 2018</div></th>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementBasisAxis=us-gaap_EstimateOfFairValueFairValueDisclosureMember', window );">Estimated Fair Value | Cash and cash equivalents</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Assets</a></td>
<td class="nump">$ 22,950<span></span>
</td>
<td class="nump">$ 44,767<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementBasisAxis=us-gaap_EstimateOfFairValueFairValueDisclosureMember', window );">Estimated Fair Value | Certificates of deposit held for investment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Assets</a></td>
<td class="nump">746<span></span>
</td>
<td class="nump">5,959<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementBasisAxis=us-gaap_EstimateOfFairValueFairValueDisclosureMember', window );">Estimated Fair Value | Loans held for sale</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Assets</a></td>
<td class="nump">909<span></span>
</td>
<td class="nump">210<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementBasisAxis=us-gaap_EstimateOfFairValueFairValueDisclosureMember', window );">Estimated Fair Value | Investment securities available for sale</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Assets</a></td>
<td class="nump">178,226<span></span>
</td>
<td class="nump">213,221<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementBasisAxis=us-gaap_EstimateOfFairValueFairValueDisclosureMember', window );">Estimated Fair Value | Investment securities held to maturity</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Assets</a></td>
<td class="nump">35<span></span>
</td>
<td class="nump">43<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementBasisAxis=us-gaap_EstimateOfFairValueFairValueDisclosureMember', window );">Estimated Fair Value | Loans receivable, net</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Assets</a></td>
<td class="nump">862,429<span></span>
</td>
<td class="nump">792,916<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementBasisAxis=us-gaap_EstimateOfFairValueFairValueDisclosureMember', window );">Estimated Fair Value | FHLB stock</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Assets</a></td>
<td class="nump">3,644<span></span>
</td>
<td class="nump">1,353<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementBasisAxis=us-gaap_EstimateOfFairValueFairValueDisclosureMember', window );">Estimated Fair Value | Certificates of deposit</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesFairValueDisclosure', window );">Liabilities</a></td>
<td class="nump">84,455<span></span>
</td>
<td class="nump">120,940<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementBasisAxis=us-gaap_EstimateOfFairValueFairValueDisclosureMember', window );">Estimated Fair Value | FHLB advances</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesFairValueDisclosure', window );">Liabilities</a></td>
<td class="nump">56,586<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementBasisAxis=us-gaap_EstimateOfFairValueFairValueDisclosureMember', window );">Estimated Fair Value | Junior subordinated debentures</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesFairValueDisclosure', window );">Liabilities</a></td>
<td class="nump">15,468<span></span>
</td>
<td class="nump">15,274<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementBasisAxis=us-gaap_EstimateOfFairValueFairValueDisclosureMember', window );">Estimated Fair Value | Capital lease obligation</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesFairValueDisclosure', window );">Liabilities</a></td>
<td class="nump">2,403<span></span>
</td>
<td class="nump">2,431<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementBasisAxis=us-gaap_CarryingReportedAmountFairValueDisclosureMember', window );">Carrying Amount | Cash and cash equivalents</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Assets</a></td>
<td class="nump">22,950<span></span>
</td>
<td class="nump">44,767<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementBasisAxis=us-gaap_CarryingReportedAmountFairValueDisclosureMember', window );">Carrying Amount | Certificates of deposit held for investment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Assets</a></td>
<td class="nump">747<span></span>
</td>
<td class="nump">5,967<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementBasisAxis=us-gaap_CarryingReportedAmountFairValueDisclosureMember', window );">Carrying Amount | Loans held for sale</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Assets</a></td>
<td class="nump">909<span></span>
</td>
<td class="nump">210<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementBasisAxis=us-gaap_CarryingReportedAmountFairValueDisclosureMember', window );">Carrying Amount | Investment securities available for sale</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Assets</a></td>
<td class="nump">178,226<span></span>
</td>
<td class="nump">213,221<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementBasisAxis=us-gaap_CarryingReportedAmountFairValueDisclosureMember', window );">Carrying Amount | Investment securities held to maturity</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Assets</a></td>
<td class="nump">35<span></span>
</td>
<td class="nump">42<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementBasisAxis=us-gaap_CarryingReportedAmountFairValueDisclosureMember', window );">Carrying Amount | Loans receivable, net</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Assets</a></td>
<td class="nump">864,659<span></span>
</td>
<td class="nump">800,610<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementBasisAxis=us-gaap_CarryingReportedAmountFairValueDisclosureMember', window );">Carrying Amount | FHLB stock</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Assets</a></td>
<td class="nump">3,644<span></span>
</td>
<td class="nump">1,353<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementBasisAxis=us-gaap_CarryingReportedAmountFairValueDisclosureMember', window );">Carrying Amount | Certificates of deposit</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesFairValueDisclosure', window );">Liabilities</a></td>
<td class="nump">86,006<span></span>
</td>
<td class="nump">123,144<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementBasisAxis=us-gaap_CarryingReportedAmountFairValueDisclosureMember', window );">Carrying Amount | FHLB advances</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesFairValueDisclosure', window );">Liabilities</a></td>
<td class="nump">56,586<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementBasisAxis=us-gaap_CarryingReportedAmountFairValueDisclosureMember', window );">Carrying Amount | Junior subordinated debentures</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesFairValueDisclosure', window );">Liabilities</a></td>
<td class="nump">26,575<span></span>
</td>
<td class="nump">26,484<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementBasisAxis=us-gaap_CarryingReportedAmountFairValueDisclosureMember', window );">Carrying Amount | Capital lease obligation</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesFairValueDisclosure', window );">Liabilities</a></td>
<td class="nump">2,403<span></span>
</td>
<td class="nump">2,431<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member', window );">Level 1 | Cash and cash equivalents</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Assets</a></td>
<td class="nump">22,950<span></span>
</td>
<td class="nump">44,767<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member', window );">Level 1 | Certificates of deposit held for investment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member', window );">Level 1 | Loans held for sale</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member', window );">Level 1 | Investment securities available for sale</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member', window );">Level 1 | Investment securities held to maturity</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member', window );">Level 1 | Loans receivable, net</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member', window );">Level 1 | FHLB stock</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member', window );">Level 1 | Certificates of deposit</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesFairValueDisclosure', window );">Liabilities</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member', window );">Level 1 | FHLB advances</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesFairValueDisclosure', window );">Liabilities</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member', window );">Level 1 | Junior subordinated debentures</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesFairValueDisclosure', window );">Liabilities</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member', window );">Level 1 | Capital lease obligation</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesFairValueDisclosure', window );">Liabilities</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member', window );">Level 2 | Cash and cash equivalents</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member', window );">Level 2 | Certificates of deposit held for investment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Assets</a></td>
<td class="nump">746<span></span>
</td>
<td class="nump">5,959<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member', window );">Level 2 | Loans held for sale</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Assets</a></td>
<td class="nump">909<span></span>
</td>
<td class="nump">210<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member', window );">Level 2 | Investment securities available for sale</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Assets</a></td>
<td class="nump">178,226<span></span>
</td>
<td class="nump">213,221<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member', window );">Level 2 | Investment securities held to maturity</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Assets</a></td>
<td class="nump">35<span></span>
</td>
<td class="nump">43<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member', window );">Level 2 | Loans receivable, net</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member', window );">Level 2 | FHLB stock</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Assets</a></td>
<td class="nump">3,644<span></span>
</td>
<td class="nump">1,353<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member', window );">Level 2 | Certificates of deposit</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesFairValueDisclosure', window );">Liabilities</a></td>
<td class="nump">84,455<span></span>
</td>
<td class="nump">120,940<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member', window );">Level 2 | FHLB advances</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesFairValueDisclosure', window );">Liabilities</a></td>
<td class="nump">56,586<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member', window );">Level 2 | Junior subordinated debentures</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesFairValueDisclosure', window );">Liabilities</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member', window );">Level 2 | Capital lease obligation</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesFairValueDisclosure', window );">Liabilities</a></td>
<td class="nump">2,403<span></span>
</td>
<td class="nump">2,431<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member', window );">Level 3 | Cash and cash equivalents</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member', window );">Level 3 | Certificates of deposit held for investment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member', window );">Level 3 | Loans held for sale</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member', window );">Level 3 | Investment securities available for sale</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member', window );">Level 3 | Investment securities held to maturity</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member', window );">Level 3 | Loans receivable, net</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Assets</a></td>
<td class="nump">862,429<span></span>
</td>
<td class="nump">792,916<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member', window );">Level 3 | FHLB stock</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member', window );">Level 3 | Certificates of deposit</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesFairValueDisclosure', window );">Liabilities</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member', window );">Level 3 | FHLB advances</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesFairValueDisclosure', window );">Liabilities</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member', window );">Level 3 | Junior subordinated debentures</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesFairValueDisclosure', window );">Liabilities</a></td>
<td class="nump">15,468<span></span>
</td>
<td class="nump">15,274<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member', window );">Level 3 | Capital lease obligation</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesFairValueDisclosure', window );">Liabilities</a></td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AssetsFairValueDisclosure">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value portion of probable future economic benefits obtained or controlled by an entity as a result of past transactions or events.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 820<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=99377789&amp;loc=d3e19207-110258<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AssetsFairValueDisclosure</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesFairValueDisclosure">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of financial and nonfinancial obligations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 820<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=99377789&amp;loc=d3e19207-110258<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LiabilitiesFairValueDisclosure</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByMeasurementBasisAxis=us-gaap_EstimateOfFairValueFairValueDisclosureMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByMeasurementBasisAxis=us-gaap_EstimateOfFairValueFairValueDisclosureMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_CashMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_CashMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_CertificatesOfDepositMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_CertificatesOfDepositMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=rvsb_LoansHeldForSaleMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=rvsb_LoansHeldForSaleMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_AvailableforsaleSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_AvailableforsaleSecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_HeldtomaturitySecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_HeldtomaturitySecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_LoansReceivableMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_LoansReceivableMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_InvestmentInFederalHomeLoanBankStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_InvestmentInFederalHomeLoanBankStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=rvsb_CertificatesOfDeposit1Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=rvsb_CertificatesOfDeposit1Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_FederalHomeLoanBankAdvancesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_FederalHomeLoanBankAdvancesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_SubordinatedDebtObligationsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_SubordinatedDebtObligationsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=rvsb_CapitalLeaseObligationMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=rvsb_CapitalLeaseObligationMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByMeasurementBasisAxis=us-gaap_CarryingReportedAmountFairValueDisclosureMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByMeasurementBasisAxis=us-gaap_CarryingReportedAmountFairValueDisclosureMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>120
<FILENAME>R105.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6848972208">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>REVENUE FROM CONTRACTS WITH CUSTOMERS (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="8">3 Months Ended</th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Mar. 31, 2019</div></th>
<th class="th"><div>Dec. 31, 2018</div></th>
<th class="th"><div>Sep. 30, 2018</div></th>
<th class="th"><div>Jun. 30, 2018</div></th>
<th class="th"><div>Mar. 31, 2018</div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Sep. 30, 2017</div></th>
<th class="th"><div>Jun. 30, 2017</div></th>
<th class="th"><div>Mar. 31, 2019</div></th>
<th class="th"><div>Mar. 31, 2018</div></th>
<th class="th"><div>Mar. 31, 2017</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EntityWideInformationRevenueFromExternalCustomerLineItems', window );"><strong>Revenue from External Customer [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BankOwnedLifeInsuranceIncome', window );">BOLI</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 734<span></span>
</td>
<td class="nump">$ 819<span></span>
</td>
<td class="nump">$ 760<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnSalesOfLoansNet', window );">Net gains on sales of loans held for sale</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">317<span></span>
</td>
<td class="nump">641<span></span>
</td>
<td class="nump">656<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_LoanServicingFees', window );">FHLMC loan servicing fees</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">141<span></span>
</td>
<td class="nump">122<span></span>
</td>
<td class="nump">114<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncomeOther', window );">Other, net</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">792<span></span>
</td>
<td class="nump">714<span></span>
</td>
<td class="nump">750<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncome', window );">Total non-interest income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 3,008<span></span>
</td>
<td class="nump">$ 2,782<span></span>
</td>
<td class="nump">$ 3,016<span></span>
</td>
<td class="nump">$ 3,052<span></span>
</td>
<td class="nump">$ 2,663<span></span>
</td>
<td class="nump">$ 2,890<span></span>
</td>
<td class="nump">$ 2,713<span></span>
</td>
<td class="nump">$ 2,738<span></span>
</td>
<td class="nump">11,858<span></span>
</td>
<td class="nump">11,004<span></span>
</td>
<td class="nump">10,014<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_srt_ProductOrServiceAxis=us-gaap_AssetManagement1Member', window );">Asset management fees</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EntityWideInformationRevenueFromExternalCustomerLineItems', window );"><strong>Revenue from External Customer [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RevenueFromContractWithCustomerIncludingAssessedTax', window );">Non-interest income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">3,791<span></span>
</td>
<td class="nump">3,448<span></span>
</td>
<td class="nump">2,988<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_srt_ProductOrServiceAxis=us-gaap_DebitCardMember', window );">Debit card and ATM fees</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EntityWideInformationRevenueFromExternalCustomerLineItems', window );"><strong>Revenue from External Customer [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RevenueFromContractWithCustomerIncludingAssessedTax', window );">Non-interest income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">3,104<span></span>
</td>
<td class="nump">2,961<span></span>
</td>
<td class="nump">2,535<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_srt_ProductOrServiceAxis=us-gaap_DepositAccountMember', window );">Deposit related fees</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EntityWideInformationRevenueFromExternalCustomerLineItems', window );"><strong>Revenue from External Customer [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RevenueFromContractWithCustomerIncludingAssessedTax', window );">Non-interest income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,721<span></span>
</td>
<td class="nump">1,628<span></span>
</td>
<td class="nump">1,486<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_srt_ProductOrServiceAxis=rvsb_LoanRelatedFeesMember', window );">Loan related fees</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EntityWideInformationRevenueFromExternalCustomerLineItems', window );"><strong>Revenue from External Customer [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RevenueFromContractWithCustomerIncludingAssessedTax', window );">Non-interest income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 1,258<span></span>
</td>
<td class="nump">$ 671<span></span>
</td>
<td class="nump">$ 725<span></span>
</td>
</tr>
<tr><td colspan="13"></td></tr>
<tr><td colspan="13"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Not within the scope of ASC 606</td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_LoanServicingFees">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of fees received for servicing loans on behalf of FHLMC.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_LoanServicingFees</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BankOwnedLifeInsuranceIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Earnings on or other increases in the value of the cash surrender value of bank owned life insurance policies.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.13)<br> -URI http://asc.fasb.org/extlink&amp;oid=114873765&amp;loc=SL114874048-224260<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BankOwnedLifeInsuranceIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EntityWideInformationRevenueFromExternalCustomerLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EntityWideInformationRevenueFromExternalCustomerLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainLossOnSalesOfLoansNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net gain (loss) resulting from a sale of loans, including adjustments to record loans classified as held-for-sale at the lower-of-cost-or-market and fair value adjustments to loan held for investment purposes.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.13(h))<br> -URI http://asc.fasb.org/extlink&amp;oid=114873765&amp;loc=SL114874048-224260<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=109223946&amp;loc=d3e3602-108585<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04.3(a))<br> -URI http://asc.fasb.org/extlink&amp;oid=114873790&amp;loc=SL114874131-224263<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GainLossOnSalesOfLoansNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total amount of noninterest income which may be derived from: (1) fees and commissions; (2) premiums earned; (3) insurance policy charges; (4) the sale or disposal of assets; and (5) other sources not otherwise specified.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.13)<br> -URI http://asc.fasb.org/extlink&amp;oid=114873765&amp;loc=SL114874048-224260<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NoninterestIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestIncomeOther">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the total of noninterest income derived from certain activities and assets including (for example): (1) venture capital investments; (2) bank owned life insurance; (3) foreign currency transactions; and (4) mortgage servicing rights.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.13)<br> -URI http://asc.fasb.org/extlink&amp;oid=114873765&amp;loc=SL114874048-224260<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NoninterestIncomeOther</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RevenueFromContractWithCustomerIncludingAssessedTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount, including tax collected from customer, of revenue from satisfaction of performance obligation by transferring promised good or service to customer. Tax collected from customer is tax assessed by governmental authority that is both imposed on and concurrent with specific revenue-producing transaction, including, but not limited to, sales, use, value-added and excise.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 606<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=109196051&amp;loc=SL49130539-203045<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 606<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -URI http://asc.fasb.org/extlink&amp;oid=109196051&amp;loc=SL49130545-203045<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 606<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=109196051&amp;loc=SL49130543-203045<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RevenueFromContractWithCustomerIncludingAssessedTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_ProductOrServiceAxis=us-gaap_AssetManagement1Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_ProductOrServiceAxis=us-gaap_AssetManagement1Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_ProductOrServiceAxis=us-gaap_DebitCardMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_ProductOrServiceAxis=us-gaap_DebitCardMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_ProductOrServiceAxis=us-gaap_DepositAccountMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_ProductOrServiceAxis=us-gaap_DepositAccountMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_ProductOrServiceAxis=rvsb_LoanRelatedFeesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_ProductOrServiceAxis=rvsb_LoanRelatedFeesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>121
<FILENAME>R106.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6846382400">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>COMMITMENTS AND CONTINGENCIES: Significant off-balance sheet commitments (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Mar. 31, 2019</div></th>
<th class="th"><div>Mar. 31, 2018</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueOffBalanceSheetRisksDisclosureInformationLineItems', window );"><strong>Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueDisclosureOffbalanceSheetRisksFaceAmountLiability', window );">Contract or Notional Amount</a></td>
<td class="nump">$ 182,989<span></span>
</td>
<td class="nump">$ 190,468<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_LoanOriginationCommitmentsMember', window );">Commitments to originate loans: | Adjustable-rate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueOffBalanceSheetRisksDisclosureInformationLineItems', window );"><strong>Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueDisclosureOffbalanceSheetRisksFaceAmountLiability', window );">Contract or Notional Amount</a></td>
<td class="nump">30,579<span></span>
</td>
<td class="nump">20,065<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_LoanOriginationCommitmentsMember', window );">Commitments to originate loans: | Fixed-rate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueOffBalanceSheetRisksDisclosureInformationLineItems', window );"><strong>Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueDisclosureOffbalanceSheetRisksFaceAmountLiability', window );">Contract or Notional Amount</a></td>
<td class="nump">10,158<span></span>
</td>
<td class="nump">14,989<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_StandbyLettersOfCreditMember', window );">Standby letters of credit</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueOffBalanceSheetRisksDisclosureInformationLineItems', window );"><strong>Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueDisclosureOffbalanceSheetRisksFaceAmountLiability', window );">Contract or Notional Amount</a></td>
<td class="nump">2,410<span></span>
</td>
<td class="nump">2,432<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_UnusedLinesOfCreditMember', window );">Undisbursed loan funds and unused lines of credit</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueOffBalanceSheetRisksDisclosureInformationLineItems', window );"><strong>Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueDisclosureOffbalanceSheetRisksFaceAmountLiability', window );">Contract or Notional Amount</a></td>
<td class="nump">$ 139,842<span></span>
</td>
<td class="nump">$ 152,982<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueDisclosureOffbalanceSheetRisksFaceAmountLiability">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The face amount of financial liabilities, which are not recognized in the financial statements (off-balance sheet) because they fail to meet some other criterion for recognition.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueDisclosureOffbalanceSheetRisksFaceAmountLiability</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueOffBalanceSheetRisksDisclosureInformationLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueOffBalanceSheetRisksDisclosureInformationLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_LoanOriginationCommitmentsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_LoanOriginationCommitmentsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentTypeAxis=us-gaap_AdjustableRateLoansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InvestmentTypeAxis=us-gaap_AdjustableRateLoansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentTypeAxis=rvsb_FixedRateLoansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InvestmentTypeAxis=rvsb_FixedRateLoansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_StandbyLettersOfCreditMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_StandbyLettersOfCreditMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_UnusedLinesOfCreditMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_UnusedLinesOfCreditMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>122
<FILENAME>R107.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6854896656">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>COMMITMENTS AND CONTINGENCIES (Detail Textuals)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th">
<div>Mar. 31, 2019 </div>
<div>USD ($)</div>
</th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommitmentsAndContingenciesDisclosureAbstract', window );"><strong>Commitments and Contingencies Disclosure [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_ThresholdLimitForHonoringOfCommitments', window );">Threshold limit for honoring of commitments</a></td>
<td class="text">45 days<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableCommitmentsToPurchaseOrSell', window );">Commitments to sell</a></td>
<td class="nump">$ 1,700,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_LoansUnderWarranty', window );">Loans under warranty</a></td>
<td class="nump">111,400,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_AllowanceForFederalHomeLoanMortgageCorporationLoans', window );">Allowance for FHLMC loans</a></td>
<td class="nump">$ 13,000<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_AllowanceForFederalHomeLoanMortgageCorporationLoans">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents amount of Allowance for FHLMC loans Federal Home Loan Mortgage Corporation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_AllowanceForFederalHomeLoanMortgageCorporationLoans</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_LoansUnderWarranty">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Loans reflecting that if the underlying assets do not conform to the specifications, the Bank may have an obligation to repurchase the assets or indemnify the purchaser against loss.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_LoansUnderWarranty</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_ThresholdLimitForHonoringOfCommitments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represent the threshold limit for honoring of commitments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_ThresholdLimitForHonoringOfCommitments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommitmentsAndContingenciesDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommitmentsAndContingenciesDisclosureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableCommitmentsToPurchaseOrSell">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Reflects the carrying amount of loans and leases for which agreements to acquire or dispose exist.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 825<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=108315417&amp;loc=d3e61044-112788<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 825<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=108315417&amp;loc=d3e61082-112788<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoansAndLeasesReceivableCommitmentsToPurchaseOrSell</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>123
<FILENAME>R108.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6831665936">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>RIVERVIEW BANCORP, INC. (PARENT COMPANY ONLY) BALANCE SHEETS (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Mar. 31, 2019</div></th>
<th class="th"><div>Mar. 31, 2018</div></th>
<th class="th"><div>Mar. 31, 2017</div></th>
<th class="th"><div>Mar. 31, 2016</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsAbstract', window );"><strong>ASSETS</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and cash equivalents</a></td>
<td class="nump">$ 22,950<span></span>
</td>
<td class="nump">$ 44,767<span></span>
</td>
<td class="nump">$ 64,613<span></span>
</td>
<td class="nump">$ 55,400<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">TOTAL ASSETS</a></td>
<td class="nump">1,156,921<span></span>
</td>
<td class="nump">1,151,535<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquityAbstract', window );"><strong>LIABILITIES AND SHAREHOLDERS' EQUITY</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccruedLiabilitiesAndOtherLiabilities', window );">Accrued expenses and other liabilities</a></td>
<td class="nump">12,536<span></span>
</td>
<td class="nump">9,391<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Shareholders' equity</a></td>
<td class="nump">133,122<span></span>
</td>
<td class="nump">116,901<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquity', window );">TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY</a></td>
<td class="nump">1,156,921<span></span>
</td>
<td class="nump">1,151,535<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_srt_ConsolidatedEntitiesAxis=srt_ParentCompanyMember', window );">RIVERVIEW BANCORP, INC. (PARENT COMPANY ONLY)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsAbstract', window );"><strong>ASSETS</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and cash equivalents</a></td>
<td class="nump">4,178<span></span>
</td>
<td class="nump">6,479<span></span>
</td>
<td class="nump">$ 5,188<span></span>
</td>
<td class="nump">$ 1,467<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures', window );">Investment in the Bank</a></td>
<td class="nump">155,041<span></span>
</td>
<td class="nump">136,497<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherAssets', window );">Other assets</a></td>
<td class="nump">1,445<span></span>
</td>
<td class="nump">1,166<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">TOTAL ASSETS</a></td>
<td class="nump">160,664<span></span>
</td>
<td class="nump">144,142<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquityAbstract', window );"><strong>LIABILITIES AND SHAREHOLDERS' EQUITY</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccruedLiabilitiesAndOtherLiabilities', window );">Accrued expenses and other liabilities</a></td>
<td class="nump">63<span></span>
</td>
<td class="nump">80<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsPayableCurrentAndNoncurrent', window );">Dividend payable</a></td>
<td class="nump">904<span></span>
</td>
<td class="nump">677<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongTermDebt', window );">Borrowings</a></td>
<td class="nump">26,575<span></span>
</td>
<td class="nump">26,484<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Shareholders' equity</a></td>
<td class="nump">133,122<span></span>
</td>
<td class="nump">116,901<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquity', window );">TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY</a></td>
<td class="nump">$ 160,664<span></span>
</td>
<td class="nump">$ 144,142<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccruedLiabilitiesAndOtherLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of expenses incurred but not yet paid nor invoiced, and liabilities classified as other.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccruedLiabilitiesAndOtherLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Assets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Sum of the carrying amounts as of the balance sheet date of all assets that are recognized. Assets are probable future economic benefits obtained or controlled by an entity as a result of past transactions or events.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(11))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 280<br> -SubTopic 10<br> -Section 50<br> -Paragraph 22<br> -URI http://asc.fasb.org/extlink&amp;oid=115929826&amp;loc=d3e8736-108599<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(12))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Assets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AssetsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AssetsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsAtCarryingValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=109223946&amp;loc=d3e3044-108585<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=82887183&amp;loc=d3e6676-107765<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashAndCashEquivalentsAtCarryingValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DividendsPayableCurrentAndNoncurrent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Carrying value as of the balance sheet date of dividends declared but unpaid on equity securities issued by the entity and outstanding.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(24))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(15)(5))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(20))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(15)(5))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DividendsPayableCurrentAndNoncurrent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of investment in equity method investee and investment in and advance to affiliate.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.12)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesAndStockholdersEquity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of liabilities and equity items, including the portion of equity attributable to noncontrolling interests, if any.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(23))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(25))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(32))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LiabilitiesAndStockholdersEquity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesAndStockholdersEquityAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LiabilitiesAndStockholdersEquityAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LongTermDebt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount, after unamortized (discount) premium and debt issuance costs, of long-term debt. Includes, but not limited to, notes payable, bonds payable, debentures, mortgage loans and commercial paper. Excludes capital lease obligations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 470<br> -SubTopic 20<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (b)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=109500613&amp;loc=SL6031897-161870<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(16))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(16))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(22))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LongTermDebt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of assets classified as other.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(17))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(10))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(10))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Total of all stockholders' equity (deficit) items, net of receivables from officers, directors, owners, and affiliates of the entity which are attributable to the parent. The amount of the economic entity's stockholders' equity attributable to the parent excludes the amount of stockholders' equity which is allocable to that ownership interest in subsidiary equity which is not attributable to the parent (noncontrolling interest, minority interest). This excludes temporary equity and is sometimes called permanent equity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SAB Topic 4.E)<br> -URI http://asc.fasb.org/extlink&amp;oid=27010918&amp;loc=d3e74512-122707<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(31))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(29))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(30))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockholdersEquity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_ConsolidatedEntitiesAxis=srt_ParentCompanyMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_ConsolidatedEntitiesAxis=srt_ParentCompanyMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>124
<FILENAME>R109.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6865369552">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>RIVERVIEW BANCORP, INC. (PARENT COMPANY ONLY) STATEMENTS OF INCOME (Details 1) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="8">3 Months Ended</th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Mar. 31, 2019</div></th>
<th class="th"><div>Dec. 31, 2018</div></th>
<th class="th"><div>Sep. 30, 2018</div></th>
<th class="th"><div>Jun. 30, 2018</div></th>
<th class="th"><div>Mar. 31, 2018</div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Sep. 30, 2017</div></th>
<th class="th"><div>Jun. 30, 2017</div></th>
<th class="th"><div>Mar. 31, 2019</div></th>
<th class="th"><div>Mar. 31, 2018</div></th>
<th class="th"><div>Mar. 31, 2017</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndDividendIncomeOperatingAbstract', window );"><strong>INCOME:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndFeeIncomeLoansAndLeases', window );">Interest on loan receivable from the Bank</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 44,187<span></span>
</td>
<td class="nump">$ 39,659<span></span>
</td>
<td class="nump">$ 31,609<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestExpenseAbstract', window );"><strong>EXPENSE:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherNoninterestExpense', window );">Other expenses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,870<span></span>
</td>
<td class="nump">2,450<span></span>
</td>
<td class="nump">2,504<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestExpense', window );">Total non-interest expense</a></td>
<td class="nump">$ 8,962<span></span>
</td>
<td class="nump">$ 8,803<span></span>
</td>
<td class="nump">$ 8,915<span></span>
</td>
<td class="nump">$ 9,019<span></span>
</td>
<td class="nump">$ 9,127<span></span>
</td>
<td class="nump">$ 8,558<span></span>
</td>
<td class="nump">$ 8,759<span></span>
</td>
<td class="nump">$ 9,174<span></span>
</td>
<td class="nump">35,699<span></span>
</td>
<td class="nump">35,618<span></span>
</td>
<td class="nump">32,981<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments', window );">LOSS BEFORE INCOME TAXES AND EQUITY IN UNDISTRIBUTED INCOME OF THE BANK</a></td>
<td class="nump">5,580<span></span>
</td>
<td class="nump">5,659<span></span>
</td>
<td class="nump">5,453<span></span>
</td>
<td class="nump">5,720<span></span>
</td>
<td class="nump">4,193<span></span>
</td>
<td class="nump">5,128<span></span>
</td>
<td class="nump">4,679<span></span>
</td>
<td class="nump">3,997<span></span>
</td>
<td class="nump">22,412<span></span>
</td>
<td class="nump">17,997<span></span>
</td>
<td class="nump">10,791<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">BENEFIT FOR INCOME TAXES</a></td>
<td class="nump">1,373<span></span>
</td>
<td class="nump">1,271<span></span>
</td>
<td class="nump">1,224<span></span>
</td>
<td class="nump">1,278<span></span>
</td>
<td class="nump">1,184<span></span>
</td>
<td class="nump">3,608<span></span>
</td>
<td class="nump">1,620<span></span>
</td>
<td class="nump">1,343<span></span>
</td>
<td class="nump">5,146<span></span>
</td>
<td class="nump">7,755<span></span>
</td>
<td class="nump">3,387<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">NET INCOME</a></td>
<td class="nump">$ 4,207<span></span>
</td>
<td class="nump">$ 4,388<span></span>
</td>
<td class="nump">$ 4,229<span></span>
</td>
<td class="nump">$ 4,442<span></span>
</td>
<td class="nump">$ 3,009<span></span>
</td>
<td class="nump">$ 1,520<span></span>
</td>
<td class="nump">$ 3,059<span></span>
</td>
<td class="nump">$ 2,654<span></span>
</td>
<td class="nump">17,266<span></span>
</td>
<td class="nump">10,242<span></span>
</td>
<td class="nump">7,404<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_srt_ConsolidatedEntitiesAxis=srt_ParentCompanyMember', window );">RIVERVIEW BANCORP, INC. (PARENT COMPANY ONLY)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndDividendIncomeOperatingAbstract', window );"><strong>INCOME:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndDividendIncomeSecurities', window );">Interest on investment securities and other short-term investments</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">35<span></span>
</td>
<td class="nump">26<span></span>
</td>
<td class="nump">21<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndFeeIncomeLoansAndLeases', window );">Interest on loan receivable from the Bank</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">6<span></span>
</td>
<td class="nump">15<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeOperating', window );">Total income</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">35<span></span>
</td>
<td class="nump">32<span></span>
</td>
<td class="nump">36<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestExpenseAbstract', window );"><strong>EXPENSE:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherGeneralAndAdministrativeExpense', window );">Management service fees paid to the Bank</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">143<span></span>
</td>
<td class="nump">143<span></span>
</td>
<td class="nump">143<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherNoninterestExpense', window );">Other expenses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,298<span></span>
</td>
<td class="nump">1,020<span></span>
</td>
<td class="nump">587<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestExpense', window );">Total non-interest expense</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,441<span></span>
</td>
<td class="nump">1,163<span></span>
</td>
<td class="nump">730<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments', window );">LOSS BEFORE INCOME TAXES AND EQUITY IN UNDISTRIBUTED INCOME OF THE BANK</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(1,406)<span></span>
</td>
<td class="num">(1,131)<span></span>
</td>
<td class="num">(694)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">BENEFIT FOR INCOME TAXES</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(294)<span></span>
</td>
<td class="num">(513)<span></span>
</td>
<td class="num">(235)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossAttributableToParent', window );">LOSS OF PARENT COMPANY</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(1,112)<span></span>
</td>
<td class="num">(618)<span></span>
</td>
<td class="num">(459)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_UndistributedEarningOfDomesticSubsidiary', window );">EQUITY IN UNDISTRIBUTED INCOME OF THE BANK</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">18,378<span></span>
</td>
<td class="nump">10,860<span></span>
</td>
<td class="nump">7,863<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">NET INCOME</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 17,266<span></span>
</td>
<td class="nump">$ 10,242<span></span>
</td>
<td class="nump">$ 7,404<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_UndistributedEarningOfDomesticSubsidiary">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents Undistributed Earnings Of Domestic Subsidiaries.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_UndistributedEarningOfDomesticSubsidiary</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossAttributableToParent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount, before tax, of income (loss) attributable to parent. Includes, but is not limited to, income (loss) from continuing operations, discontinued operations and equity method investments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.20)<br> -URI http://asc.fasb.org/extlink&amp;oid=115205541&amp;loc=SL114868664-224227<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeLossAttributableToParent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of income (loss) from continuing operations before deduction of income tax expense (benefit) and income (loss) attributable to noncontrolling interest, and addition of income (loss) from equity method investments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(h)(1)(i))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxExpenseBenefit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 280<br> -SubTopic 10<br> -Section 50<br> -Paragraph 22<br> -Subparagraph (h)<br> -URI http://asc.fasb.org/extlink&amp;oid=115929826&amp;loc=d3e8736-108599<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(h))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 20<br> -Section 45<br> -Paragraph 2<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=109238882&amp;loc=d3e38679-109324<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxExpenseBenefit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestAndDividendIncomeOperatingAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestAndDividendIncomeOperatingAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestAndDividendIncomeSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of operating dividend and interest income, including amortization and accretion of premiums and discounts, on securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestAndDividendIncomeSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestAndFeeIncomeLoansAndLeases">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate interest and fee income generated by: (1) loans the Entity has positive intent and ability to hold for the foreseeable future, or until maturity or payoff, including commercial and consumer loans, whether domestic or foreign, which may consist of: (a) industrial and agricultural; (b) real estate; and (c) real estate construction loans; (d) trade financing; (e) lease financing; (f) home equity lines-of-credit; (g) automobile and other vehicle loans; and (h) credit card and other revolving-type loans and (2) loans and leases held-for-sale which may include mortgage loans, direct financing, and sales-type leases.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.1)<br> -URI http://asc.fasb.org/extlink&amp;oid=114873765&amp;loc=SL114874048-224260<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestAndFeeIncomeLoansAndLeases</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeOperating">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of operating interest income, including, but not limited to, amortization and accretion of premiums and discounts on securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.1(e))<br> -URI http://asc.fasb.org/extlink&amp;oid=115205541&amp;loc=SL114868664-224227<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestIncomeOperating</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1A<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=114867106&amp;loc=SL7669619-108580<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(22))<br> -URI http://asc.fasb.org/extlink&amp;oid=114873765&amp;loc=SL114874048-224260<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1B<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=114867106&amp;loc=SL7669625-108580<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(18))<br> -URI http://asc.fasb.org/extlink&amp;oid=114873790&amp;loc=SL114874131-224263<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(20))<br> -URI http://asc.fasb.org/extlink&amp;oid=115205541&amp;loc=SL114868664-224227<br><br>Reference 6: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -URI http://asc.fasb.org/extlink&amp;oid=109223946&amp;loc=d3e3602-108585<br><br>Reference 7: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetIncomeLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Total aggregate amount of all noninterest expense.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.14)<br> -URI http://asc.fasb.org/extlink&amp;oid=114873765&amp;loc=SL114874048-224260<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NoninterestExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestExpenseAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NoninterestExpenseAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherGeneralAndAdministrativeExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of general and administrative expense classified as other.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.4)<br> -URI http://asc.fasb.org/extlink&amp;oid=115205541&amp;loc=SL114868664-224227<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherGeneralAndAdministrativeExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherNoninterestExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of noninterest expense classified as other.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.14)<br> -URI http://asc.fasb.org/extlink&amp;oid=114873765&amp;loc=SL114874048-224260<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherNoninterestExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_ConsolidatedEntitiesAxis=srt_ParentCompanyMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_ConsolidatedEntitiesAxis=srt_ParentCompanyMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>125
<FILENAME>R110.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6867505568">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>RIVERVIEW BANCORP, INC. (PARENT COMPANY ONLY) STATEMENTS OF CASH FLOWS (Details 2) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="8">3 Months Ended</th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Mar. 31, 2019</div></th>
<th class="th"><div>Dec. 31, 2018</div></th>
<th class="th"><div>Sep. 30, 2018</div></th>
<th class="th"><div>Jun. 30, 2018</div></th>
<th class="th"><div>Mar. 31, 2018</div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
<th class="th"><div>Sep. 30, 2017</div></th>
<th class="th"><div>Jun. 30, 2017</div></th>
<th class="th"><div>Mar. 31, 2019</div></th>
<th class="th"><div>Mar. 31, 2018</div></th>
<th class="th"><div>Mar. 31, 2017</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract', window );"><strong>CASH FLOWS FROM OPERATING ACTIVITIES:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
<td class="nump">$ 4,207<span></span>
</td>
<td class="nump">$ 4,388<span></span>
</td>
<td class="nump">$ 4,229<span></span>
</td>
<td class="nump">$ 4,442<span></span>
</td>
<td class="nump">$ 3,009<span></span>
</td>
<td class="nump">$ 1,520<span></span>
</td>
<td class="nump">$ 3,059<span></span>
</td>
<td class="nump">$ 2,654<span></span>
</td>
<td class="nump">$ 17,266<span></span>
</td>
<td class="nump">$ 10,242<span></span>
</td>
<td class="nump">$ 7,404<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract', window );"><strong>CASH FLOWS FROM FINANCING ACTIVITIES:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsOfDividends', window );">Dividends paid</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">3,163<span></span>
</td>
<td class="nump">2,140<span></span>
</td>
<td class="nump">1,799<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromStockOptionsExercised', window );">Proceeds from exercise of stock options</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">179<span></span>
</td>
<td class="nump">245<span></span>
</td>
<td class="nump">11<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease', window );">NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(21,817)<span></span>
</td>
<td class="num">(19,846)<span></span>
</td>
<td class="nump">9,213<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">CASH AND CASH EQUIVALENTS, BEGINNING OF YEAR</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">44,767<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">64,613<span></span>
</td>
<td class="nump">44,767<span></span>
</td>
<td class="nump">64,613<span></span>
</td>
<td class="nump">55,400<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">CASH AND CASH EQUIVALENTS, END OF YEAR</a></td>
<td class="nump">22,950<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">44,767<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">22,950<span></span>
</td>
<td class="nump">44,767<span></span>
</td>
<td class="nump">64,613<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_srt_ConsolidatedEntitiesAxis=srt_ParentCompanyMember', window );">RIVERVIEW BANCORP, INC. (PARENT COMPANY ONLY)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract', window );"><strong>CASH FLOWS FROM OPERATING ACTIVITIES:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">17,266<span></span>
</td>
<td class="nump">10,242<span></span>
</td>
<td class="nump">7,404<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract', window );"><strong>Adjustments to reconcile net income to net cash provided by (used in) operating activities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_EquityInUndistributedEarningsLossOfBank', window );">Equity in undistributed income of the Bank</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(18,378)<span></span>
</td>
<td class="num">(10,860)<span></span>
</td>
<td class="num">(7,863)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdjustmentForAmortization', window );">Amortization</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">91<span></span>
</td>
<td class="nump">94<span></span>
</td>
<td class="nump">22<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredIncomeTaxesAndTaxCredits', window );">Provision for deferred income taxes</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">10<span></span>
</td>
<td class="nump">174<span></span>
</td>
<td class="nump">666<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_EarnedEsopShares', window );">Earned ESOP shares</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">148<span></span>
</td>
<td class="nump">143<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract', window );"><strong>Changes in assets and liabilities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOtherOperatingAssets', window );">Other assets</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(447)<span></span>
</td>
<td class="nump">1,770<span></span>
</td>
<td class="num">(1,031)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities', window );">Accrued expenses and other liabilities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">141<span></span>
</td>
<td class="num">(132)<span></span>
</td>
<td class="num">(19)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations', window );">Net cash provided by (used in) operating activities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(1,317)<span></span>
</td>
<td class="nump">1,436<span></span>
</td>
<td class="num">(678)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract', window );"><strong>CASH FLOWS FROM INVESTING ACTIVITIES:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_rvsb_ProceedsFromAssumptionOfJuniorSubordinatedDebt', window );">Proceeds from assumption of junior subordinated debt (see Note 3)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">3,687<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashDividendsPaidToParentCompanyByConsolidatedSubsidiaries', window );">Dividend from the Bank</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2,000<span></span>
</td>
<td class="nump">1,750<span></span>
</td>
<td class="nump">2,500<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations', window );">Net cash provided by investing activities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2,000<span></span>
</td>
<td class="nump">1,750<span></span>
</td>
<td class="nump">6,187<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract', window );"><strong>CASH FLOWS FROM FINANCING ACTIVITIES:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsOfDividends', window );">Dividends paid</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(3,163)<span></span>
</td>
<td class="num">(2,140)<span></span>
</td>
<td class="num">(1,799)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromStockOptionsExercised', window );">Proceeds from exercise of stock options</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">179<span></span>
</td>
<td class="nump">245<span></span>
</td>
<td class="nump">11<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations', window );">Net cash used in financing activities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(2,984)<span></span>
</td>
<td class="num">(1,895)<span></span>
</td>
<td class="num">(1,788)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease', window );">NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(2,301)<span></span>
</td>
<td class="nump">1,291<span></span>
</td>
<td class="nump">3,721<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">CASH AND CASH EQUIVALENTS, BEGINNING OF YEAR</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 6,479<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 5,188<span></span>
</td>
<td class="nump">6,479<span></span>
</td>
<td class="nump">5,188<span></span>
</td>
<td class="nump">1,467<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">CASH AND CASH EQUIVALENTS, END OF YEAR</a></td>
<td class="nump">$ 4,178<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 6,479<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 4,178<span></span>
</td>
<td class="nump">$ 6,479<span></span>
</td>
<td class="nump">$ 5,188<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_EarnedEsopShares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Value of earned shares for all classes of common stock and nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer) held by an employee stock ownership plan (ESOP).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_EarnedEsopShares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_EquityInUndistributedEarningsLossOfBank">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the equity in distributions in excess of undistributed earnings of subsidiaries, during the indicated time period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_EquityInUndistributedEarningsLossOfBank</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_rvsb_ProceedsFromAssumptionOfJuniorSubordinatedDebt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents Proceeds from assumption of junior subordinated debt.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">rvsb_ProceedsFromAssumptionOfJuniorSubordinatedDebt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>rvsb_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdjustmentForAmortization">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate amount of recurring noncash expense charged against earnings in the period to allocate the cost of assets over their estimated remaining economic lives.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 30<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=66006027&amp;loc=d3e16323-109275<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=109223946&amp;loc=d3e3602-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AdjustmentForAmortization</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsAtCarryingValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=109223946&amp;loc=d3e3044-108585<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=82887183&amp;loc=d3e6676-107765<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashAndCashEquivalentsAtCarryingValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of increase (decrease) in cash and cash equivalents. Cash and cash equivalents are the amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Includes effect from exchange rate changes.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashDividendsPaidToParentCompanyByConsolidatedSubsidiaries">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This element represents disclosure of the aggregate cash dividends paid to the entity by consolidated subsidiaries.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.12-04(b))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e24072-122690<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashDividendsPaidToParentCompanyByConsolidatedSubsidiaries</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredIncomeTaxesAndTaxCredits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of deferred income tax expense (benefit) and income tax credits.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -URI http://asc.fasb.org/extlink&amp;oid=109223946&amp;loc=d3e3602-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredIncomeTaxesAndTaxCredits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of increase (decrease) in accrued expenses, and obligations classified as other.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=109223946&amp;loc=d3e3602-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInOperatingCapitalAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInOtherOperatingAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of increase (decrease) in operating assets classified as other.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=109223946&amp;loc=d3e3602-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInOtherOperatingAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of cash inflow (outflow) of financing activities, excluding discontinued operations. Financing activity cash flows include obtaining resources from owners and providing them with a return on, and a return of, their investment; borrowing money and repaying amounts borrowed, or settling the obligation; and obtaining and paying for other resources obtained from creditors on long-term credit.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 24<br> -URI http://asc.fasb.org/extlink&amp;oid=109223946&amp;loc=d3e3521-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of cash inflow (outflow) of investing activities, excluding discontinued operations. Investing activity cash flows include making and collecting loans and acquiring and disposing of debt or equity instruments and property, plant, and equipment and other productive assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 24<br> -URI http://asc.fasb.org/extlink&amp;oid=109223946&amp;loc=d3e3521-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of cash inflow (outflow) from operating activities, excluding discontinued operations. Operating activity cash flows include transactions, adjustments, and changes in value not defined as investing or financing activities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 24<br> -URI http://asc.fasb.org/extlink&amp;oid=109223946&amp;loc=d3e3521-108585<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 25<br> -URI http://asc.fasb.org/extlink&amp;oid=109223946&amp;loc=d3e3536-108585<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -URI http://asc.fasb.org/extlink&amp;oid=109223946&amp;loc=d3e3602-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1A<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=114867106&amp;loc=SL7669619-108580<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(22))<br> -URI http://asc.fasb.org/extlink&amp;oid=114873765&amp;loc=SL114874048-224260<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1B<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=114867106&amp;loc=SL7669625-108580<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(18))<br> -URI http://asc.fasb.org/extlink&amp;oid=114873790&amp;loc=SL114874131-224263<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(20))<br> -URI http://asc.fasb.org/extlink&amp;oid=115205541&amp;loc=SL114868664-224227<br><br>Reference 6: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -URI http://asc.fasb.org/extlink&amp;oid=109223946&amp;loc=d3e3602-108585<br><br>Reference 7: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetIncomeLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsOfDividends">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Cash outflow in the form of capital distributions and dividends to common shareholders, preferred shareholders and noncontrolling interests.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 15<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=109223946&amp;loc=d3e3291-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsOfDividends</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromStockOptionsExercised">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of cash inflow from exercise of stock options granted under share-based compensation arrangement.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2A<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=109197908&amp;loc=SL79508275-113901<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 14<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=109223946&amp;loc=d3e3255-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromStockOptionsExercised</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_ConsolidatedEntitiesAxis=srt_ParentCompanyMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_ConsolidatedEntitiesAxis=srt_ParentCompanyMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>126
<FILENAME>R111.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.19.2</span><table class="report" border="0" cellspacing="2" id="idp6852680432">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>RIVERVIEW BANCORP, INC. (PARENT COMPANY ONLY): SELECTED QUARTERLY FINANCIAL DATA (UNAUDITED) (Details 3) - USD ($)<br> $ / shares in Units, $ in Thousands</strong></div></th>
<th class="th" colspan="16">3 Months Ended</th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th" colspan="2"><div>Mar. 31, 2019</div></th>
<th class="th" colspan="2"><div>Dec. 31, 2018</div></th>
<th class="th" colspan="2"><div>Sep. 30, 2018</div></th>
<th class="th" colspan="2"><div>Jun. 30, 2018</div></th>
<th class="th" colspan="2"><div>Mar. 31, 2018</div></th>
<th class="th" colspan="2"><div>Dec. 31, 2017</div></th>
<th class="th" colspan="2"><div>Sep. 30, 2017</div></th>
<th class="th" colspan="2"><div>Jun. 30, 2017</div></th>
<th class="th"><div>Mar. 31, 2019</div></th>
<th class="th"><div>Mar. 31, 2018</div></th>
<th class="th"><div>Mar. 31, 2017</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SelectedQuarterlyFinancialInformationAbstract', window );"><strong>Selected Quarterly Financial Information [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndDividendIncomeOperating', window );">Interest and dividend income</a></td>
<td class="nump">$ 12,464<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 12,336<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 12,213<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 12,105<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 11,244<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 11,378<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 11,315<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 11,023<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 49,118<span></span>
</td>
<td class="nump">$ 44,960<span></span>
</td>
<td class="nump">$ 35,627<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpense', window );">Interest expense</a></td>
<td class="nump">930<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">656<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">611<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">618<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">587<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">582<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">590<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">590<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,815<span></span>
</td>
<td class="nump">2,349<span></span>
</td>
<td class="nump">1,869<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeExpenseNet', window );">Net interest income</a></td>
<td class="nump">11,534<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">11,680<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">11,602<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">11,487<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">10,657<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">10,796<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">10,725<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">10,433<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">46,303<span></span>
</td>
<td class="nump">42,611<span></span>
</td>
<td class="nump">33,758<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanAndLeaseLosses', window );">Provision for (recapture of) loan losses</a></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">250<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(200)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">50<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncome', window );">Non-interest income, net</a></td>
<td class="nump">3,008<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,782<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">3,016<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">3,052<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,663<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,890<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,713<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,738<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">11,858<span></span>
</td>
<td class="nump">11,004<span></span>
</td>
<td class="nump">10,014<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestExpense', window );">Non-interest expense</a></td>
<td class="nump">8,962<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">8,803<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">8,915<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">9,019<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">9,127<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">8,558<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">8,759<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">9,174<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">35,699<span></span>
</td>
<td class="nump">35,618<span></span>
</td>
<td class="nump">32,981<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments', window );">Income before income taxes</a></td>
<td class="nump">5,580<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">5,659<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">5,453<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">5,720<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">4,193<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">5,128<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">4,679<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">3,997<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">22,412<span></span>
</td>
<td class="nump">17,997<span></span>
</td>
<td class="nump">10,791<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Provision for income taxes</a></td>
<td class="nump">1,373<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,271<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,224<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,278<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,184<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">3,608<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,620<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,343<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">5,146<span></span>
</td>
<td class="nump">7,755<span></span>
</td>
<td class="nump">3,387<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
<td class="nump">$ 4,207<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 4,388<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 4,229<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 4,442<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 3,009<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 1,520<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 3,059<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 2,654<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 17,266<span></span>
</td>
<td class="nump">$ 10,242<span></span>
</td>
<td class="nump">$ 7,404<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareBasic', window );">Basic earnings per common share (in dollars per share)</a></td>
<td class="nump">$ 0.19<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 0.19<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 0.19<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 0.20<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 0.13<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 0.07<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 0.14<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 0.12<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 0.76<span></span>
</td>
<td class="nump">$ 0.45<span></span>
</td>
<td class="nump">$ 0.33<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareDiluted', window );">Diluted earnings per common share (in dollars per share)</a></td>
<td class="nump">$ 0.19<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 0.19<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 0.19<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 0.20<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 0.13<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 0.07<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 0.14<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 0.12<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 0.76<span></span>
</td>
<td class="nump">$ 0.45<span></span>
</td>
<td class="nump">$ 0.33<span></span>
</td>
</tr>
<tr><td colspan="20"></td></tr>
<tr><td colspan="20"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Quarterly earnings per common share may vary from annual earnings common per share due to rounding.</td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareBasic">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(19))<br> -URI http://asc.fasb.org/extlink&amp;oid=114873790&amp;loc=SL114874131-224263<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 7<br> -URI http://asc.fasb.org/extlink&amp;oid=109260490&amp;loc=d3e1337-109256<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 55<br> -Paragraph 52<br> -URI http://asc.fasb.org/extlink&amp;oid=109256448&amp;loc=d3e4984-109258<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(21))<br> -URI http://asc.fasb.org/extlink&amp;oid=115205541&amp;loc=SL114868664-224227<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 250<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=109234566&amp;loc=d3e22694-107794<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=109260490&amp;loc=d3e1252-109256<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(23))<br> -URI http://asc.fasb.org/extlink&amp;oid=114873765&amp;loc=SL114874048-224260<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 60B<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=109260490&amp;loc=SL5780133-109256<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EarningsPerShareBasic</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareDiluted">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 55<br> -Paragraph 52<br> -URI http://asc.fasb.org/extlink&amp;oid=109256448&amp;loc=d3e4984-109258<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=109260490&amp;loc=d3e1252-109256<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(23))<br> -URI http://asc.fasb.org/extlink&amp;oid=114873765&amp;loc=SL114874048-224260<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 250<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=109234566&amp;loc=d3e22694-107794<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 7<br> -URI http://asc.fasb.org/extlink&amp;oid=109260490&amp;loc=d3e1337-109256<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(21))<br> -URI http://asc.fasb.org/extlink&amp;oid=115205541&amp;loc=SL114868664-224227<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 60B<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=109260490&amp;loc=SL5780133-109256<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(19))<br> -URI http://asc.fasb.org/extlink&amp;oid=114873790&amp;loc=SL114874131-224263<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EarningsPerShareDiluted</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of income (loss) from continuing operations before deduction of income tax expense (benefit) and income (loss) attributable to noncontrolling interest, and addition of income (loss) from equity method investments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(h)(1)(i))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxExpenseBenefit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 280<br> -SubTopic 10<br> -Section 50<br> -Paragraph 22<br> -Subparagraph (h)<br> -URI http://asc.fasb.org/extlink&amp;oid=115929826&amp;loc=d3e8736-108599<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(h))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 20<br> -Section 45<br> -Paragraph 2<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=109238882&amp;loc=d3e38679-109324<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxExpenseBenefit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestAndDividendIncomeOperating">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the total of interest and dividend income, including any amortization and accretion (as applicable) of discounts and premiums, earned from (1) loans and leases whether held-for-sale or held-in-portfolio; (2) investment securities; (3) federal funds sold; (4) securities purchased under agreements to resell; (5) investments in banker's acceptances, commercial paper, or certificates of deposit; (6) dividend income; or (7) other investments not otherwise specified herein.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.1-5)<br> -URI http://asc.fasb.org/extlink&amp;oid=114873765&amp;loc=SL114874048-224260<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestAndDividendIncomeOperating</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of the cost of borrowed funds accounted for as interest expense.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 835<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6450988&amp;loc=d3e26243-108391<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 835<br> -SubTopic 30<br> -Section 45<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=114775744&amp;loc=d3e28555-108399<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 280<br> -SubTopic 10<br> -Section 50<br> -Paragraph 22<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=115929826&amp;loc=d3e8736-108599<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (210.5-03(11))<br> -URI http://asc.fasb.org/extlink&amp;oid=115205541&amp;loc=SL114868664-224227<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.9)<br> -URI http://asc.fasb.org/extlink&amp;oid=114873765&amp;loc=SL114874048-224260<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeExpenseNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net amount of operating interest income (expense).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.10)<br> -URI http://asc.fasb.org/extlink&amp;oid=114873765&amp;loc=SL114874048-224260<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestIncomeExpenseNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1A<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=114867106&amp;loc=SL7669619-108580<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(22))<br> -URI http://asc.fasb.org/extlink&amp;oid=114873765&amp;loc=SL114874048-224260<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1B<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=114867106&amp;loc=SL7669625-108580<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(18))<br> -URI http://asc.fasb.org/extlink&amp;oid=114873790&amp;loc=SL114874131-224263<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(20))<br> -URI http://asc.fasb.org/extlink&amp;oid=115205541&amp;loc=SL114868664-224227<br><br>Reference 6: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -URI http://asc.fasb.org/extlink&amp;oid=109223946&amp;loc=d3e3602-108585<br><br>Reference 7: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetIncomeLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Total aggregate amount of all noninterest expense.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.14)<br> -URI http://asc.fasb.org/extlink&amp;oid=114873765&amp;loc=SL114874048-224260<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NoninterestExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total amount of noninterest income which may be derived from: (1) fees and commissions; (2) premiums earned; (3) insurance policy charges; (4) the sale or disposal of assets; and (5) other sources not otherwise specified.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.13)<br> -URI http://asc.fasb.org/extlink&amp;oid=114873765&amp;loc=SL114874048-224260<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NoninterestIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProvisionForLoanAndLeaseLosses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of expense related to estimated loss from loan and lease transactions.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=109223946&amp;loc=d3e3602-108585<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 220<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.11)<br> -URI http://asc.fasb.org/extlink&amp;oid=114873765&amp;loc=SL114874048-224260<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11B<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=84173941&amp;loc=SL6953423-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProvisionForLoanAndLeaseLosses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SelectedQuarterlyFinancialInformationAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SelectedQuarterlyFinancialInformationAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EXCEL
<SEQUENCE>127
<FILENAME>Financial_Report.xlsx
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 Financial_Report.xlsx
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MMWF\81AU8\K(XK%T-8943OTJDH\ Q:X831F:3LTXXFBD(3^ G/,6+V2?$9/
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M=-A1 EYR8'*<&$Y#V\ 5,,((HTO?!30S<:K^B9TZP,[)(=DYU?=]V==3+N_
MX>WI\65:M[!=(M5IS+^2%70*N&:7R:_UPV:W97)1\?NB6A5\N>-+4=^*^NY]
M=/WA=Q5VWMB]_<?&%T'9P*^[D%]02P,$%     @ G'3.3IE<G",0!@  G"<
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M.AQG0GS/]O:1I24RS^_Y"NM./&<?5I:P7<_/Y)Z,<B.[W?98??9/1VXCUZG
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MA7<KL1H[66GWC'9G;60]1+%+J?E[_RX;][[V?S(ZT' "'0AT)-#/"6P@L)%
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M]P!TO-,]&!Z4NM2@)(U4@5.=?*Q38G+]!HILH!)(?[+; "!*_2H%HA!K%@8
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MHA],_4;Q;ABZP3CYU_\ 4$L#!!0    ( )QTSD[K;AE#)0(  "T&   8
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M)&TQX2#+J.N[3Q'[*>)A%<X;C6:-1E.CX2A)&DW:,3;Z*6(_1>#Q^T>#2\-
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M6Q!O_C#"_5? >#M]5-T.@9*:'9,'9="CE^\2,*9-@-L"@@C#B,H9PFQ!?*\
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M%<0'Q-QVDT: M$E4M5(K15MU^^S <-':F-I.V/Y]?5L6"-H7[!F?<^:"Q^G
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M=0?-3:D8DZ!R##9JG!KUV(P&@4KJ[5;MN1TY:TC6N]<$C4]:_A]02P,$%
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MJ99$9=-^._Y=;<>_;U/]WXOA C05H%,!2^\6L%,!>RI@_+L%W%3 _2C@WBW
M4P$6!9;'OH^#6;=#>WN]Z]]FN^-\>&D/T\Y<<7I=]X>'X]L9?TOCN4]/O]Z:
MX*^77P\539CJB*%SS FQ3+6?FB#41$6J.%TV4&N$*RXAC89$PB0L[*<=R]N+
M?@9<@8,5N+$"=UZ!)%D=,7[$;*=&R(OAK &J("?&I-&HX J'&3-DS*#+):[
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MG.1>$=<PLN=.=$D<VX(#MB"W-BN']HQ"88-T!@2$U%&%[W#/G#< =Y!Y9^6
MH*L!!Q@5I -0F3EL<-@7'/ %(W<HG?:%!:DEB4#282 H(T4.^XL#_F)D,N2
MOZA-/@ B)T,&5%..,/8I!WS*2)]RZ(0CZ/@7X(P-,L!O ,R'<-:Y2^+8KQSP
M*YEL50[YE2GE.5&-<"D+D-%G W#Q?$9>$L=NY70.1))0Y71NXUSPBK>&>>?E
M$FD C-GEQ(.Q13*P2'DJ5['VM!19RARH!C#0O0; +KMWR1L[)!L='9B,63$V
M*P9F)8/\BH&[>+E57B.4.AUO ,IXSBP0QD;%P*A(&A5K7_&E/):L <J2\BB
MHC+'&1L4._VN*!/',O8,!IXAE;YBK?11I@$U 'EU8@M +G><RM@S&'@&2<]@
M=)0M]W)K@%I85COJ".8HYMX5=@X&SB&//ZH)='[E8.'5WAE E2I<9F N3#G.
MV#2X!/,KD]@QEF\&\BVW,1M&Y]^.;9EIRV/)]4!R96C33*"+NQ_6E28S";U4
MR<M?L0!Z<%0LTZ,[!+(R#5N>72+:=+NG\4;7?G;?OVZ'0]FSIZ=;8W?CO2CQ
MO#)7C0'//WIS57OT2R*8?AGK6OYH^GA][;=V][3:[F>?^V'H-^/EI<>^'[K4
MK^)#>HW/7?MP^K+N'H?#QY ^[X[7QHY?AOYENA*W/-W+N_T/4$L#!!0    (
M )QTSDZ?PMJ/M $  -(#   9    >&PO=V]R:W-H965T<R]S:&5E=#$P+GAM
M;'U3VV[4,!#]%<L?4&>=%,HJB=0M0B"!M"JB/'N3R47U)=C.IOP]8R<-$41]
ML3WC<\Y</,XG8Y]=!^#)BY+:%;3S?C@RYJH.E' W9@"--XVQ2G@T;<O<8$'4
MD:0DXTGRCBG1:UKFT7>V96Y&+WL-9TO<J)2POT\@S530 WUU//9MYX.#E?D@
M6O@._L=PMFBQ5:7N%6C7&TTL- 6]/QQ/6<!'P%,/D]N<2:CD8LQS,+[4!4U"
M0B"A\D%!X':%!Y R"&$:OQ9-NH8,Q.WY5?U3K!UKN0@'#T;^[&O?%?2.DAH:
M,4K_:*;/L-1S2\E2_%>X@D1XR 1C5$:ZN))J=-ZH10534>)EWGL=]VF^R=*%
MMD_@"X&OA+L8A\V!8N8?A1=E;LU$[-S[080G/APY]J8*SMB*>(?)._1>2\X_
MY.P:A!;,:<;P#>:P(ABJKR'X7H@3_X_.]^GI;H9II*=;>IKL"V2[ ED4R-XL
M<0>3_ELDV_14@6WC-#E2F5''2=YXUX&]Y_%-_L+G:?\F;-MK1R[&X\O&_C?&
M>,!4DAL<H0X_V&I(:'PXOL>SG<=L-KP9EA_$UF]<_@%02P,$%     @ G'3.
M3I 0T:&T 0  T@,  !D   !X;"]W;W)K<VAE971S+W-H965T,3$N>&UL?5/;
M;MP@$/T5Q >$7>RDT<JVE$U4)5(KK5*U?6;M\47AX@!>IW_? 3NNVUIY 6:8
M<^;,,&2CL2^N!?#D34GM<MIZWQ\8<V4+2K@KTX/&F]I8)3R:MF&NMR"J"%*2
M\=WNABG1:5IDT7>R168&+SL-)TO<H)2POXX@S9C3/7UW/'=-ZX.#%5DO&O@&
M_GM_LFBQA:7J%&C7&4TLU#F]VQ^.:8B/ 3\Z&-WJ3$(E9V->@O%4Y707!(&$
MT@<&@=L%[D'*0(0R7F=.NJ0,P/7YG?USK!UK.0L']T;^["K?YO26D@IJ,4C_
M;,9'F.NYIF0N_@M<0&)X4((Y2B-=7$DY.&_4S()2E'B;]D['?9QNDNL9M@W@
M,X O@-N8ATV)HO('X46163,2._6^%^&)]P>.O2F#,[8BWJ%XA]Y+P1.>L4L@
MFF..4PQ?Q>R7"(;L2PJ^E>+(_X/S;7BRJ3")\.0OA<DV0;I)D$:"],,2MV+2
M?Y*P54\5V"9.DR.E&72<Y)5W&=@['M_D3_@T[5^%;3KMR-EX?-G8_]H8#RAE
M=X4CU.('6PP)M0_'3WBVTYA-AC?]_(/8\HV+WU!+ P04    " "<=,Y.3N'$
MA+4!  #2 P  &0   'AL+W=O<FMS:&5E=',O<VAE970Q,BYX;6Q]4]N.W" ,
M_17$!RPS9/:B41)I9ZNJE5IIM%7;9R9Q$K1<4B"3[=_7D&R:ME%? !N?XV-C
M\M&Z%]\!!/*JE?$%[4+HCXSYJ@,M_(WMP>!-8YT6 4W7,M\[$'4":<7X;G?'
MM)"&EGGRG5V9VR$H:>#LB!^T%N[G"90="[JG;XYGV78A.EB9]Z*%+Q"^]F>'
M%EM8:JG!>&D-<= 4]'%_/!UB? KX)F'TJS.)E5RL?8G&Q[J@NR@(%%0A,@C<
MKO $2D4BE/%CYJ1+R@A<G]_8WZ?:L9:+\/!DU7=9AZZ@#Y34T(A!A6<[?H"Y
MGEM*YN(_P144AD<EF*.RRJ>55(,/5L\L*$6+UVF7)NWC=)-E,VP;P&< 7P /
M*0^;$B7E[T009>[L2-S4^U[$)]X?.?:FBL[4BG2'XCUZKR7/;G-VC41SS&F*
MX:N8_1+!D'U)P;=2G/@_<+X-SS859@F>_:'P;IO@L$EP2 2'_Y:X%7/_5Q*V
MZJD&UZ9I\J2R@TF3O/(N _O(TYO\#I^F_;-PK32>7&S ETW];ZP-@%)V-SA"
M'7ZPQ5#0A'B\Q[.;QFPR@NWG'\26;US^ E!+ P04    " "<=,Y.R8'6(K8!
M  #2 P  &0   'AL+W=O<FMS:&5E=',O<VAE970Q,RYX;6Q]4]MNW" 0_17$
M!P2;==+MRK:4356U4BNM4C5Y9NVQC<+% ;Q._[Z '<=MK+P ,\PY<V88\E&;
M)]L!./0BA;(%[ISK#X38J@/)[)7N0?F;1AO)G#=-2VQO@-41) 6A27)#).,*
MEWGTG4R9Z\$)KN!DD!VD9.;/$80>"YSB5\<];SL7'*3,>];"+W"_^Y/Q%EE8
M:BY!6:X5,M 4^#8]'+,0'P,>.(QV=4:ADK/63\'X7A<X"8) 0.4" _/;!>Y
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MV&((:%PX?O)G,XW99#C=SS^(+-^X_ M02P,$%     @ G'3.3C@\5>RS 0
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MLYO&;#*"[><?Q)9O7/X"4$L#!!0    ( )QTSDY!:JH5M0$  -(#   9
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M3J#,F-,]?7<\R:;UP<&*K!<-? /_O3];M-C"4DD-G9.F(Q;JG-[MCZ<TQ,>
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M!GS9U/_&V@ H97>#(]3A!UL,!4V(Q_=X=M.834:P_?R#V/*-R]]02P,$%
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MV/\*T8&7LKGR(]3X#S8;$BH7CC?^;,8Q&PV'W?2#V/R-\P]02P,$%     @
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MCK=XMM.8388W_?R#V/*-B]]02P,$%     @ G'3.3G4(Q[ZU 0  T@,  !D
M  !X;"]W;W)K<VAE971S+W-H965T,C@N>&UL?5-M;]L@$/XKB!]0$N)T461;
M:EI-K;1)4:=MGXE]?E&!<P''W;\?8-?S-JM?@#ON>>ZYXT@'-"^V 7#D34EM
M,]HXUQT9LT4#2M@;[$#[FPJ-$LZ;IF:V,R#*"%*2\<WFEBG1:IJGT7<V>8J]
MDZV&LR&V5TJ87R>0.&1T2]\=SVW=N.!@>=J)&KZ!^]Z=C;?8S%*V"K1M41,#
M54;OML=3$N)CP(\6!KLXDU#)!?$E&$]E1C=!$$@H7& 0?KO"/4@9B+R,UXF3
MSBD#<'E^9_\<:_>U7(2%>Y0_V](U&3U04D(E>NF><7B$J9X])5/Q7^ *TH<'
M)3Y'@=+&E12]=:@F%B]%B;=Q;W7<A_%FSR?8.H!/ #X##C$/&Q-%Y0_"B3PU
M.! S]KX3X8FW1^Y[4P1G;$6\\^*M]UYS?MBE[!J(IIC3&,,7,=LY@GGV.05?
M2W'B_\'Y.GRWJG 7X;N_%";K!,DJ01()D@]+7(O9_Y.$+7JJP-1QFBPIL-=Q
MDA?>>6#OXB.R/^'CM'\5IFZU)1=T_F5C_RM$!U[*YL:/4.,_V&Q(J%PX?O)G
M,X[9:#CLIA_$YF^<_P902P,$%     @ G'3.3O,U7B2U 0  T@,  !D   !X
M;"]W;W)K<VAE971S+W-H965T,CDN>&UL?5-A;]L@$/TKB!]0$N*V461;:EI5
MG;1)4:MMGXE]ME'!YP*.NW]?P*[G;=:^ '?<>_?N.-(!S:MM !QYUZJU&6V<
MZPZ,V:(!+>P5=M#ZFPJ-%LZ;IF:V,R#*"-**\<WFAFDA6YJGT7<R>8J]4[*%
MDR&VUUJ87T=0.&1T2S\=S[)N7'"P/.U$#2_@OG<GXRTVLY120VLEML1 E=&[
M[>&8A/@8\$/"8!=G$BHY([X&XTN9T4T0! H*%QB$WRYP#TH%(B_C;>*D<\H
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M^@" ?+^B".<! :MSYNH@D"=W".<! :MS-W<@R),[A/. @-6YFSL0Y,D=CO.
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M)F8OIZF< BWZ^<$ARZN7_P902P,$%     @ G'3.3K]PF)JX 0  T@,  !D
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MO/5G,X[9:#CLIA_$YF^<_P902P,$%     @ G'3.3H?8*@NV 0  T@,  !D
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MLYG';#8<#LL/8NLWKOX 4$L#!!0    ( )QTSDZ3P>I_X $   $%   9
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M+)UMPC;^6<0@D4?# [CYM<@3MS'7%I]!%'5M\H6;S"=1GD&49(X[0W#$J ]
MEP'F"@>P,(#M ]BK 'HR&H--U-L4PVC$*HXF(W*3U9>;K)Z!E7.QP1USL&,.
M=$P($,$ $1A:8:'%,$ ,6F GJSEF'=5&*V$&$RB3 !F' \QA@#GH:(0#:(6Y
M5: -\13<P<A=3;T6E80,H8$22Q&:*6GM3"+,GH9YXD$;+A7-IU*&20F3IS'
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M[_^3#@"XLQO_YDBK!,)2]*4+8:4VM72"$582D(:KA)YRF*"YLTOJ8 B(ZP)
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M$"^N1;)*-$P<9Y[J<#G6.#^^Q]T92HV&4H.A9&$H71N*38;6.#\R&4*S9]H
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M!O%@$(\UD(.!= RB?K*ZV5^E3;J85>5U4O4+Z)RVZY2^2)O?;?NR2V?WGTU
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MAU.,X:'5I_&$)K@>$ZW^ %!+ P04    " "<=,Y.:=YQM0,'  !<+   &0
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M'9%+Y@)D1,8[7(Z%Y=B\'"L,P'  +F^(@P.X@H8<-7PY4V=M,$E#<IF/6L>
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MCV/2<40Z.T3\/ND6)7,CCFT7)5VH'/],.<83%X^'B&.F<,04.T2< B/B]N8
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M:K]7P^'F<-&8RWAPZ]].C[?_ U!+ P04    " "<=,Y.6SU!J5L#   '#P
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M;@\V-8)HDA0W0D+\T0\=MD<ONNT%$X4AM;BQ@(@@.\3268)3A-R!$8)SA+B
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M+W=O<FMS:&5E=',O<VAE970W-2YX;6QM4]N.TS 0_17+'[!VTVY;JB02781
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M99J%;HOA_C!T%._'NU$T7=!6_P%02P,$%     @ G'3.3N>B+[1U @  5@@
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MUE,$20=(X@0,*C)011;B\3L5&"; ( $.!.2* .5TE$:'H0'3!$R1Y2GEHUP
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M6]]EKJ^[:[T;6-7V3Y9D>#>M_@%02P,$%     @ G'3.3F:=8P($ @  P@4
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M$ST78S,8%XKW4Y]#<[,M_@%02P,$%     @ G'3.3E%9T(7A 0  H@0  !D
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M!QPZX/<O@"ET, 493(UV $SB6*9D@LDVN6.=#:#KAB:4)(Y #E83D"LQ5AH
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M>YOH^[K_F- _*'D</I0$X]>:Y3]02P,$%     @ G'3.3G8MCJ)N @  W @
M !D   !X;"]W;W)K<VAE971S+W-H965T.#<N>&ULE5;MCILP$'P5Q ,<F&\B
M@I2DJEJIE:*KVOYVB!/0&4QM)US?OK;A.!*6-LV/8)O9V=F!U9)UC+^(DA!I
MO=:T$6N[E+)=.8XH2E)C\<1:TJ@[)\9K+-66GQW1<H*/)JBFCN>ZD5/CJK'S
MS)SM>9ZQBZ150_;<$I>ZQOSWEE#6K6UDOQT\5^=2Z@,GSUI\)M^(_-[NN=HY
M(\NQJDDC*M98G)S6]@:M=BC6 0;QHR*=F*PM7<J!L1>]^7Q<VZY61"@II*;
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MQ/>&ZK^S*ZNTW)#H-?:\DMVOM[](Q>LABT:IZ4=_+9ON>AORW\/P #($D#$
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M)\8D41Z])W43U.KQ,0\H.4G=352?CQ5X'$C63Z\+-#]Q\K]02P,$%     @
MG'3.3@!G$,FB @  F D  !D   !X;"]W;W)K<VAE971S+W-H965T.3$N>&UL
ME59MDYHP$/XK##_@("$@WJ@SOM1I9]H9YSK7?HX:E3D@-(EZ_?=- H<25L]^
M@61YGMUG$[+9T9F+-WE@3'GO15[*L7]0JGH. KDYL(+*)UZQ4G_9<5%0I:=B
M'\A*,+JUI"(/<!@F04&STI^,K&TE)B-^5'E6LI7PY+$HJ/@[8SD_CWWD?QA>
MLOU!&4,P&55TSWXR]5JMA)X%K9=M5K!29KST!-N-_2EZ7B)B"!;Q*V-G>37V
M3"IKSM_,Y-MV[(=&$<O91AD75+].;,[RW'C2.OXT3OTVIB%>CS^\+VWR.IDU
ME6S.\]_95AW&?NI[6[:CQUR]\/-7UB04^UZ3_7=V8KF&&R4ZQH;GTCZ]S5$J
M7C1>M)2"OM?OK+3O<_V%) T-)N"&@%N"CGV/$#6$Z%$":0CD0K@O*6X(\85
M[A*2AI XA*!>++OZ"ZKH9"3XV1/U#U11\Y^BYT3O[\88[7;:;WH#I+:>)BF)
M1L').&HPLQJ#KS#$Q<S[F"1$7<RBC[D@ JVRE8HAJ3/<HZ>$.#+ZF"1T,(L^
M!G<17_H($G8ARSYDB.%D(G#=(\N/.LG$L ,".B#6 >DX2)Q, 0QV<X4PSN8N
M(0R!Q<:@V!@0.W"VKL8D%E/6BXYUA0SA. D8)P'BI$["22\.1F%X,]  ##0
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M/+ (S\1[-T5$,($/$OB&P+\AB">[T&$"@ZF[77"PYTUK 6 ^]L( EA. <@)
MSF(BI\-$HSS>BSLYN2T$NK<S(2@EG$N)G8F4#A..LOC84;^)F#DL4ES.G9..
M0#D1( =/Y "8T?9W6B >%Q82@T+BN>5B#R98@ 2+)RRW>,YR .R!Y; #7P3.
M$Z;K01^X#D3=LQV^<R_A)XS7@SYT'H![9#T,WF-K[#YA/@@T<Q_(-+4?&EWA
M%>4GT^V$E;%S+?5E.5H=.NK:--3)^D9W6M,:_M-T;?H[X:>B%M:>2=5@3!LX
M,B:ITNB\*#_EZLM@F)3T*/4P4F/>M<=N(EG3MWXT?'^D_P!02P,$%     @
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M%MH,CWOB2@@-)LGPP>37F*6?# J5MM>-N4L_^M[0HANW&D]_+?D_4$L#!!0
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MONMFVW1'W[<KJ=;1>U]HTGP>-?1&0^>*G:G@\542=0U<NZ"P"SJ,9[,N5K@
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M1V(9 L=RO"5Q((%Y(/K%DB1])-;@+8GZ2"S#VPB>]0(1?*RC&7PAZ2&!\:%
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MP_ILWCG('=O]1",&T[8/A!"T-SWWH%%7"F.\ABF4[Z,0)P2*Q5%D4$V_(]P
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M,E3797<NT=W4\M"?N3C#P<_\#U!+ P04    " "<=,Y.9DPSFE "   R"
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MP'7KO1":&4[\9#A+<X&/"\[VVDX79B[[6ZQ?:-$.-S0:/Q.*?U!+ P04
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MQ5HI3?/_:)5!K3*DE5]IE;>NLEL=M/HM&<BS:T@5-6+D[C)819>>?W1]@/[
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M:V+>F^$*,#2TVMOK372^8RW^ 5!+ P04    " "<=,Y.J'R^N_P$  #4&
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M")D+%C8D*61Y>VE#4219\EH!PX.3,]>+;-,YPE;-!TF9G]L.ZI5/X3-JBJB
M;Y,9U"78,;E&5!BR$S '5.#[3-<-H$CRV-U"759N!I10DB?GCNH?3:%XD!'F
M"[[*%<"BT%5ZR=62DQ5G<=(M]'7@;OJ*Q&]T:^3H^"A R23A'@Q Y>+NLQFA
MN.\ X\A]Y.@OZ:P&LZ-.)^)M%D L<VV$'%TA.3I+DL#<Q.?FRC/\"QAK;P+&
MM:L<?2RIW^B%R=%:$N@M_<1ZG;0['>+Y>7D.M/H"ZMOL:)D(]DR\@R=0P$UW
MQHU&99[GN!6@I+-@.'H! LT +\X+ I70O'!QHU%Y5I:K02T,?&RT<%0Y :J<
MU9XNA)UH_Z"0OSDO(48!6]T*82IQI&WA2-O"3MMVZ[7HJ-Y4(@FYW8"2Q-T-
M=06.XR@<E4((=!P%-UL@1UI]+L+LEQA$A=+Q5BX<Q4F@XL3?!A;"+BH4![SY
M7"+,G&_K#L7&HE@Y<HEP%"D!BA1OXQ;"OKE ;0G"0%L",-"6>">7AKDNG]OK
M\6KP6+SLZB;IGXP>K^"O1'/IR,8G='%'8'Q!%ZO#!?N'^L-]__>T?-[NJL%#
M4==%WMY'/A5%K8WQ_C?C[HU.U\>'3#_5S=?(?"\/]^R'A[K8=[\A>,<?,L;_
M U!+ P04    " "<=,Y.U4TSCU %  "3&P  &@   'AL+W=O<FMS:&5E=',O
M<VAE970Q,3 N>&ULC9EM;Z-(#,>_2I3WNV /#%"ED9KN=AO"2=6>[NXU;:9-
MM"3D@+9[W_YX:@JVI^5-D]"?_WAF//88%J]Y\:O<&5/-?A^R8WDYWU75Z<)Q
MRH>=.:3EU_QDCO5_'O/BD%;US^+)*4^%2;>MT2%ST'6U<TCWQ_ERT5Z[*Y:+
M_+G*]D=S5\S*Y\,A+?Y;F2Q_O9S#_.W"S_W3KFHN.,O%*7TR?YKJK]-=4?]R
MSBK;_<$<RWU^G!7F\7)^!1>)4HU!2_R]-Z_EX/NL&<I]GO]J?JRWEW.W\<AD
MYJ%J)-+ZX\5<FRQKE&H__NU%Y^=[-H;#[V_J-^W@Z\'<IZ6YSK-_]MMJ=SD/
MY[.M>4R?L^IG_GIK^@'Y\UD_^L2\F*S&&T_J>SSD6=G^G3T\EU5^Z%5J5P[I
M[^YS?VP_7WO]-S/9 'L#/!O4]_[(0/4&ZMW ^]# ZPV\J09^;^!/-="]@9YJ
M$/0&P52#L#<(IQI$O4$TU0#<MY5SWTWTQR;GQ8;)=WE;;D!BXG2!U4;JM[1*
MEXLB?YT5W68[I<V>AHO:JA9OKK:QW_ZSCM:ROOJR!#?R%LY+(]5#JP[" :1=
M&#,Q9]X)I_;A[ B*CJR0V>/X#M><T"YAOG&&C.6[I*+&S(V@XHZ1'Y(,N=6M
MQ/AC9BTQFDSMIU.S^=SAA",1R@NDY$A1K8 :+G 0R J>K."U"MY0@;JYZAC=
M,L=N).@&)!($2(4A"05)"2,2#0+D>61V;SBD7)<H_> 0^$A&=RLI^41IS2'4
M/HFM6+A=@)I$SD:@7*3C2S@5>(-@'BVM+R^MSX)CN&HC!2TK:!8<2.<X[AA_
M.'V@R>;=< A9F"4<@B"*9(<#V>& .PQTE0+I-L1?SJ!'LD0BZ%BR:R@[&PK.
MTC03LIM\00B!;+Z-@$$4>D0MX5B$H&2G(]GI2'":>/,]8K?QO$ 3:LTI[6D@
MD1-/TMI,TDHXY?N>Z\KC;\X*8G%VA1D@>6[50Z, PL@G$7\C8,+HXFEJFVEJ
MB8"-)VL\#;8S"O!I"+5%0SY>7 %.+U]@J8"@/B]@<0_YGV1F"1-2LX#9<S-8
MZBYX?.QNY%M$+!D>?#YX-Z(YI*?&V2%404B'+W%NJ&F>EK@@U+8 LM06X,6E
M]IV%/B\*$5"_!<:C/@L5R'+4 DMM 5Y<:H=#ZK!0%MA&E4H0\YA#6MLVF*7"
M "\QK#;'P*L"<Y@CX(7480FR!86END D[0K+&0 M&1IYA@:7EO@8>1K\4J=+
M>HCG5)VBV#E>T )7V9HM2TI%GE(U4J]!F&2Z(03H"RB:QD3*-M66#([(IQI<
MFGY[BOC##C$"5@<0/<-(8GJ0R\9^6ZH&"HU39(E5M&1P%%HG8"UX3WVTNSY'
M$@%1.K242K14"Q2J!=!N/4:>W=&E2[H1* CHB221M'S;@0LMA0*%0@'T\4",
M0H(7W)9Z#.XVIS189]M2+C"8WGZA)7^CT"*P!@R%P[_0@DF8T(1)F+T-0TL>
M1ZE-H(T8\O,X[\0$B+=BDI(E^2I+T5!"T0#Z]"A60J+'NM$B3DL8A!%U6\2"
MT)++E*5L*.$DSOI()21[5#1;;00,D!ZX$H%2 =HFW%(Z%"\=O)/LH>%C$.W1
M&%D+E _TV5.L>.'@6AN!XEJ)0(&G+;M;V1[>\=:%=Y(]-'H:!O3H?B-0?&SQ
M)*W-)*U$H$;SU,V ,WCF?3#%4_MVIYP]Y,_'JLF-@ZOG-TA7V#PS)]=7<+$&
MX7H,%TGW?NA=OGM=]4=:/.V/Y>P^KZK\T#Y.?\SSRM3.NU_KA=N9='O^D9G'
MJOD:U-^+[C51]Z/*3_TK,.?\'F[Y/U!+ P04    " "<=,Y..I0>,/<%   K
M(0  &@   'AL+W=O<FMS:&5E=',O<VAE970Q,3$N>&ULC9I1<]HX%(7_"L/[
MQKZR)=E,DID02BDEE *[^^PF3L(4,&L[H?WW:QN;XJM#4!X"B$_G2CJZLF1S
MO4_2G]EK'.>=7YOU-KOION;YKN<XV>-KO(FRJV07;XMOGI-T$^7%Q_3%R79I
M'#U5E39K1[BN<C;1:MN]O:[*9NGM=?*6KU?;>)9VLK?-)DI_]^-ULK_I4K<I
MF*]>7O.RP+F]WD4O\2+._][-TN*3<U1Y6FWB;;9*MITT?K[IWE%O2:JL4!'_
MK.)]=O*^4W;E1Y+\+#]\>;KINF6+XG7\F)<24?'R'M_'ZW6I5+3COUJT>XQ9
M5CQ]WZ@/J\X7G?D19?%]LOYW]92_WG2#;N<I?H[>UOD\V8_BND.RVZE[/XG?
MXW6!ERTI8CPFZZSZWWE\R_)D4ZL43=E$OPZOJVWUNJ_UFVJX@J@K"-L*7EW!
M.U;P/^3]FO>//'U<0=85I&4 5?/*-H"N*VC+ $'-![8!PKI":!F W,8UUS8$
M'8TFVR"-TR2L@S1>DZW9U+A-UG93XS?9&DZ-XV1M.36>DZWIU+A.)[:KCZLT
MOE-HVR[1."^X\\XAT:N58Q#ET>UUFNP[Z6'QVT7E&DL]42Y.CV5IM1957Q:K
M1U:4OM\2N?+:>2^E:JA_@,0)I%QJ,W.3^4,X11N.#1&P(7UAU!?M" .34"YC
MAB;CMXD14O':S!BHN&UD@F18J"EBV-#.$*/8T%X<FL7E!B]-)!38( _/%*\2
M\-HS16$)'TOXE83?EM!LLAT@54'; R1\Q<9V@"C/8R,W1)0@9O<(4482C %5
M-(RU:X(H3P=L9D"*^-Q E"M8Z^<FY8=$+.("4'ZH^"0Q*4\JH;')$ILLD<FL
M.?T#)$\"A1YKS,!DE.0& X;8RC1"#&O/V&1DP";F!#$L$:> "5F_9A;,W&1$
MP.?' D">'S)+38@"%6)'%794F8[R);.OS# D/9ZUB%(!Z_P04GRI'R'*YZ:-
M >4JR:U%E [99)M"2O"L193O\:PU*5]Y?%07@!+&!%^:E.=I&6"/-?98&QXK
M(VFU$8>G[$5B:!)",F9D,G\5YSQF[,50DXO$]"(QNTC,38+W9W%19/D1T7(O
MP.X%:,UE*T$_,*>)RST>F)#0?)4;(B5BV3)"D&1*8Q!.*98%$P %?,6<HH;S
M*_T,01X;@KD)%9=3R2^HB'+Y%G )*-<E'YL;8G-#8"ZQ[O=#(U 0*KZ#!E#
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MY=W\9GY[1S?V[/R7\[,Y_,(S5*BWN1Y$N!X2W,":$+'8(Q;9E^#9M$YVA8T
M3_W>5X'L-[Q]170NU6M>IM_295(#(Z9UM<^*E-4(N/F_7<\O;_< "Q:_;)!1
M]#,L9=01[]+B1*"IF!J2K7NF?LW7>?8M+8 $%F42<L!@0?P ?\.5E#'>'.+J
MLFV!U(!0.,TC<"Y")%122.)?O:T$_7M4H=TH5=:B0*U\RC %Y&F7MEG[M+>7
MI@._C8&XI$:"?]ZLLE<0JD"P2QYJCOX*.#)HUHM71K8$2!UPJ3K1[BS>Q@AV
MD"6+.BF!-3,V*P+T0":O$6I1)2V(H\%LSW'^6[*M&>OSV?FI$M4WJ)/LGFOY
M*PVTRM"*01)Q!<#)*@%X/H.TNZ"U59X ;'S +9& @]2D(O7#'6=I%Z[\=KM*
MZC1F.N(#3K?AU@@M_33_?'4S-Y3U;O9O\XH.<GUS]<OY[?G590"/[GWR<FX0
MOF):$?&,.-!". *R@@HR?8J+='$@TSI+5SL4[ Y[^M<$-4"4/@$I4#=<[Y[O
MX6E ';TBCSGM61X_O'=-#8]\3N2NL'*:! MX[K&&D%0O:07!47<'M%[#?HA%
MU*$3J#?!2[I]@A4!S@3%(MN0?#:[/0U&W=$[&# <[36(MD %SG^9OY<=6^F4
M:-VI)X:?U^Z.B7'=-U<UHKQ0ZV.DRB>U%'>WSI-X15H."O9(%9 (RRO!0YX]
M W*4[4<-'!A('M&5)7P /Q"R&[)J$B'%+0)YP!_''T:]Z0EH89-Q),:<<#@!
ML03.=9,LMK#V546SN$D6JQAHQ(,0$="J_V,GB\"%L2ZS?0(N!$#=9#F:XM-G
M4)=R>N;XZ.KN[OSHA*Q,AVSIU9/T%4M0._G0A5UT:0_''R;#D^_> 8RU%@[(
M4*=%';I4A/Z[%ONA-]T/;2:;=?JAAU1[&&K=6[6/O_=V?;<R> =@2!X>8,L(
MC>]$?0?Q_</G_QO0]?N7^%^!C^\X^#J#07#\=1WOEBGPDL//7!E.KM%P<KX.
M3M\PG,P;#"=?UV@*@ ?$T77.EAO0V>=&PB/_1G#ULD[RXBG=!-<K.-[CH_GM
MU775RJD-,4R]ZSA <'R!^%A[QZJL>$7"6KP-M*97X6?F.<61WWP'5I.3X?'X
M+.'?3A#PM&-K$YJ332CX]QL0/8+/6?X2Y\N*=$Z.%ZM2 =HME#X,1]KM="<A
M_!MUQ7\ OPZ=%$-X]V5V<_JSU63%O(8/HX7.IVP5T,U_3_)%6A V\YS9IE8J
M;7QPGR@S9QS!(Y='WLVI&ZSHM6=;T>(/.-O*.Q7&A (@J EX^<FGO_0\#$)"
M@.'#_Q#6NQ41#!#:UH^X%Y"YV/^QR'*D;-M$OTU_'Q?6RERU+R&LV_> 8DL"
M$\"(E]4@N#> IN('/  TC>^4GJNX<P\8N_+.N^E?E?%]"'YLP#+/\EE_2QMM
MGV?F<MI+]QZ>/;O].?A\<?7KX=Y;]<KGFZLOP=7U_&:&+HE@=GIW_DN]LV=F
MF56!-!B86;9>I,".UE9&QL_Q+[+2DK4"$?G^%>XQAD.P51>H1+W?]$PIXD1;
M8J5>5U3"70[HCQC+)@O];' <+X!DXJ_U=]L:8X)CL1&<$)5;UGGWJE2*+@4
M@%D)\B,@/HWT&S5#,R[9;+(\?43G$QER$G$?$JO?L]\K]=)A=IIK-%LDR\*)
M$X=:>'[-D>=C6 H\?S._JA@'@&B27=!)3_!@C83TW3:GT'W;H/J@[BH24LT*
MA973SNN,4_@9G$J\?3)&(CRFY'>T\Q!E100N*%P(KG"]K_Z4J&]!7@FAW=J;
MS48:YQ2L50</NBAOW=[SRU_FMV_=7G**HP=>?*O'"@L;.*"Y8NJ0FDW-UZ""
M+M(-\" U2:/MN"K4[IW\NP?QK@#0\!5<-G'XI'CQ#!K]P5G>L_6RWVGOQC>U
MD0D214-2->E31?:P?:GA&C<@%CQOM(3QG;$QWJ+(Q2[.E#KUDN)\%K!8H'B6
MMA&F \<HTB5A."R)HD'@UMQ+.!7*'O>"DOM/TK^Y,%3='6^@?T M"'[UH&V\
MI+O":%8(H_==T,_GE[/+TS<NJ%B:1.9?:IF_R85AQ(:"0+E__\TNCAN#M B=
MYL?VK"_^1P1NN%ND[]#BP!@,?[/)H1I'+0T^EK,&F8 =V'L/6RS.-_/9[1QT
MM3G_=@*?L61& 1_X"PJ5O\PN4&RK19BZ!\/@T_RG\\M+Q!T0]?XVG]V\XUUT
M)S:]19O&"ZB,AZ\84 G'U>A/:V"SM6+2Y=4EK4AQ)UC.05?!X?42%:5<PC5B
M&P_V=BS1FSI?\U:,P4;)=V^:Y2KR10U)*U2D3S5 SX];,"*$4-']#RLPX(N[
MYQJ?_M<OH,'_C32=\Y\NSS^?G\XN[^ ,3J^^4BQ2< T4%,.1:HPF&(6!*'*=
MK=(%3M*LR$2=UN%3!7+EA3"? HA@AB4SA]FV' 8DUH9)2+AZEX,R8D)D@Z<8
MO@N'W6[I<]^*H".%7IY2&!S?NT^2=?"(@?1\V#CZ-6 [HB"SVM.G-'D(YK\#
M$T<31W#U %R4W3:5I72"L]*%2DB;?\=F "@[TA8^# 84(45&F<F$(J8\4TMH
M"=P>[5TC,DR&5)'AT0%<W LO(-^)I:452E'4[LPW#8T[P=4Z^)S<YSLTMXKE
M"/Z]@?7GW]+D!0,UT6H1HOFM0^_A!!3#B+M9)>0O"S8B@3 E0"QGN0:M)052
M9Q*XY%CM"!NK)1H170GG<E?L5_H> 5R_X A\/B^@RJ]>VQQ36>SN 3=2W \^
ME> ,R*UD(\$QOG%$;^O5'9UT8(O *]D^&J(Q9Q/G6X-%E1?V $D6CJ\YEECH
MY9@W?@!=G4Y8A?-86;03W-5-'+R@G8GO?<*2(1F>ZN0TA'"QPPD!NV)'*S;N
M:C^"F):#Z/V*WR>;+5-P7/O7->J9E/C!()\])SG(I\'Q4<U+M:,?@38='/TT
MFUTC?'$[;!ZCX429$M#@C(:@UJ&!/OZG^%O"A$%;U7$$N2D_%"3,,KU"(-E0
MM\+Y&&.:EP)V4 :R[KDB $""O&17),%Q.%0G<$R"0>\,ZLNT6.S(:\];==0/
M3ODIA_<4;A)%PVGQ^ NY&'RC88F -<63A-1EZW4B!Y]NZ?*T,(Z*1#J$6R/^
M:*-B3] ;#BE?TJLT&)Y,*!N5<#ZZX@[;[-G(0M'BO,ZV%<#C^[1=1( W80^T
M#?4KVL"50X-SS+0!;"*ONZ._?XS:8$J([ $' M2XR-:/>&_#X%>0LV#!6PPR
M0K'WR0KS?!:P"R+,<2 !&UL0G7$U3TF\_#L0312\" 9F3#YZ6C&]'&] =OV=
M$@+@MGSH=WK!<[I:B<YG9\.-H,GN<4T:8\R>)C'#R/*+Q#V/B.N//.:07=ET
MZCN<6$*JB>EY^_@*SRDO;YD+T\A!$0RPAD,.:@E2KL(HCD PWC6X/F3:" .9
M,?E=S.KRK5"*+/?Y@_,F&I#I@X%K""HE[ D QT?\E-@3-)BPHC7#_^]WZ4JR
M7X*S9.&PLWIJ'_K#(<D$^O@./Q,C$AQ^*.\[$ROW%LDC'^E7UL+FDK-2F*DI
M&R1WD5-Z<A<WK (V;/H0_3)7Z4/EG!_)2@A^-G8-E;;#>3#VFUM$@Y_8(IG;
MQ)?]MDFB4/I0MDR^TF?6-^D1/%G*W # /Y.7$Q1+?&R9@G:1)T@@[Y/M"[(8
M_!BM)#SIQFBR1A3"#)T%P05DO+1P=Y77ANCELP-G&2IL '0E"P5X[)?;F^+H
MQ/%$8"'9[O')NQ_&2@A?VZ%X7D$&PPU<$%SI.6(#E=ES<?YV@J\;181*[Y9L
MP@1FB74HK.#$CRY!8'_DA3H_>:& AR:WFI4AE/$7T T"!$C @G1&QP):%@G/
M*/2[7"LC-^'3>,CVSI&4A#<J6Y=<^F\B56E(E_(%UP4P@G)D<4T9)RY\2X18
MV50PEBP,3 B=+,Q-$"D:.W?(L+2O),7#>%B!!%"[ _)8U Y5HC8X[=MT?1^K
MZ.B+>NND#(W;,<A!K_])9,0\6K")[-ZSLB)<,9X#X1X'PDA7KWR%.OQ5BF2*
MB! GF1$7AHN0;A4(<*>PUO+GG>"T_*10#Z8.>& ,ESJ>^/(DUYYR>N!=J\LC
M@::3>-B1^$+&J8=5]H*Q[<$*22N'L#PEI;Q U.8JR_07A:*99@U[#!INB0;R
MQ]%)L,Q@+&:E6W17 L@*S%15A. 5"<-Q[P27BT\^8P+;*OT-10A:.7X([Y&$
M7?L^"/=(6S+OTQ^0'FY3-! B=' O< = VSY_\%:)0)+)9.S8,\2C!N@A"Z98
MPGLU1UR&G2'W0MK?....L)H;EW+)'_"[* ?0/AYWJQ@1DV[4%M?O:QFB" 4;
M-+X0" $G^5:B^!/#A,N=8!2_W^^"(O%*/MK)E']=)JMT3?((">DR9LAON=&F
MW?+C>)CTT (48%$2R"UA;+69CO+?;,@LL,QV]]N''8S/"]JLX@635(036?%$
M5M\5E),I2CLR4)%*Z FB&C+V(HF-K9XB(# 1CBXY1I41+A"(XW+**$ROU1UR
MG%"H*_Q.A'FKM,1.,$/Z9T&.)JYTD83.(LW^K^IF5O9H 0BKE-D-X--.M#QM
M>7+ NY<8!J)1Q-(,7@?/"; DX(ZS59$Q5:ZNRAT<WJD\><YP960 KP(Z0-5Y
M1;J*.EZ[EK#E)6"@P8BS3)PF?$_2 1R%5%$P\HFQ]),:NH15K-$XR'H4B.B@
M@Y*A!*!,-2U(\B$>N]MDEFV0.1%7B_*250EA7W"19GH8ZV+S!G3F@I=LMT*;
M'DP.<E?ZO'LFH2S]'2@1EO;@>^GYX DI0/M*MS9^F3\3N] 2I*/%MNJ[QQ,K
M1,P3W5A%+0@W+0?YD0"=(NN7/XQU#H>'O1IAC(G%__U_37I1]&<OX\R>MY!S
MD3^KA@0[EL/.!!D-34? U^_0CB4JB=>>I,0EE V-*&2;W?Z4Z'U]2A&3^B%$
MO=*#G0">LQYDDC4,HR4!.<U$$6"SB(8QR2M$](26Y-D]W_2MMWIZ1#,"3*9&
M--BMZ7&XCD+"Z HHC .<R1,!E+GG+(VY< !"4L>)+9.&4>\3,W B<EEL=XM&
MHCC/2;MB#I\6U@=J7S<D+]G22ADY1,#2?*>H9 75B(&4\"TK-LL(=H6QV[)K
M [D]3V/(3'6[NS5:F\0$J"^H$*V"V(Y=P2'0:=H\8(S:OU.0>%E-WR(E8.FI
MS#(--.S),:K)]='+RQ9 S%@%,&1#K9#$2M;?+/P:2B\X/23V;8V^9<^:!8QX
M4WZ&A1'C9BTX*$76JT L8,^*Q'TM^&\-(DN. E3'JI9,G(KHDM+[8A-0:!=7
M0DKB4W #C0/"2-,S]!RXO1G?<./RX^TV3^]W6WLSZVA!2>RZ?Q6*QXE4S74K
MRJ91I$B*_O#Y-'AC.AA#NY^6&6O1'EU>PQD&WJW)SUK#]AW>-!%Q4F$M/T%K
M,)T)8V\C.=!$@)9;<T0:U&@$YB, 16E%D>W%=\+>3Y0F5GO!]PY/!1$'+35*
MR&;V1](J'Q!+N+E_$RTC^2P3ZN<\IF4>#?V%EN1 J]UH(J?N5TYD"Q:&$I<D
M,9/RY0@ *A=L-BNPID?ZP*+? I'ZQ$#?PQI23DA2LBI<B3W06_%69 &$F)'Z
M',!(0"Q8Y?!PTK-<*'*8I\5O@025%:]PXY\)+5FFPL!6.CRZJ'E*R&PI YXA
MHX2Q@2S@G:)L;EHM=GR(:#@NCYO3-XX%F=0W@Y^HP3QDNUPIZ;U!FX0UXRYI
MG(_$+1*X]\U]CQ25XM^-J!YL7S=,GO M^@25N0?0L3*:#.AG_5@>X2R#AR*)
MUM_2/%NC&(&IE09@LS5*(M88Y8X3< *+UTDJ!(DI>(UW:Y$^R9I1D6[N081/
MOAGQG%U>)CY)G,?"[NA5>@J%QM=DR\*\9Q>SUS)9.8/-5F$?68XJ=]=QNF9Z
M<(ORFT#!&N#]S2&3@+N>/=/8:_9VP8VJ/$4.^?2![@LPD,?'A/S1  >6 6"C
M+*H#"@&U8LI"^W.$SQUE*-R.AD971TQ.;GL1=QCYN1++N*$%(=\FLZ$J<$$=
M >(K;#5Y!B+QC6>@B07J%/@K0[QQ%9>8@$S3/,>O- O%2!>)V6,!9V'#%HQJ
MYF,TDK,:"/.MJL?*RL&*V,ZBUG.,M<Q(/W_FY3 7>4IRL;&(!&D Z!PSA0VD
MHX%(_,Q6V:.QV0E])5IE$ Y!9##1Z$!KQSK]F\M>*V"VE"=MU[\"+%D)%Q "
MKI10?1C;G"*/!-E29[FW)DB+]TLE9#ZDQ V,R/FV?_)7LKW8X-)4%:B$MQ]2
M5(/IX"T<K-U=K,%T&'F"?JJ<+I78:.[15J[6#P($.U[SI&+\>./ZLEX Z)F(
MP%*0H)%KGR? ?D4A@R!$I"A6Q*Q\.9U<]N.,5T5!Q@+C8">"]=&=*!IF4Y ]
MT*=#+C1EL:BU.N"]\"P/M"URUKT:$Q4+W?<VA(5FD@OS9^^ >402>79Y8<5A
M,R-Y"H'=H\2:)2(*>LO!&$<,$4IIP>P_A$% NV2T2>YA1MC(CUE9?:O7*K0P
M4H$-L(+LI7K[1<@,#<#RA&VCF,N/&UACID:<MU&_L3(]1P$_8S DH2G:7LR)
MU(ACVNIH%?-W:N(&.5&;/'8R,H>*LGQ[(E$%='+9?HL1"]./>2+KOWO=(%W%
M4"ESR0T!TKH=2F]VIW9[PJ_" '05&Y>P2I]3YIMD/Q4_L,-<8T0%2#YS\3:#
MNR'O:$UW0OFK &.00Z%],,Y)RG^!=<*TM193_%ZIOL =0'L#P"[9K(T RW>+
M+<=J'1_=G=V8R)CG^#\RMM![-O,?BJ D2):D;X5]RV2#CE^$[*^^[?B-YT.=
M+((R#RB(.WQ8V2;L+? N0 ,?)FD<T8O=!2 .K26>GXW:5A:71QL$=]8H2ONW
MJ@6>]W?NYAV>G5!K(7)YQ'PDIK"5,MRX:HAD4_C5:#)N@^C\XU1KNG >-*L*
MB>=24CXB[3*Q^*TJ=99-[1SI[V<Z<9VBW.A(K T[?59JG. 3!@(GI+?YT/4U
M49:^E2;J4BC?E$7+YA>X_%ODR_XP;@C[F*<]A!YY0[D,,^$DM,1:*K4<(NER
M^9)M+,"!V]G#0^5,C)=7T3)[S]1K A(\I] =C;$JT+?H>%A:7NDD*4\?1DI&
M%*@3_&1XM?4)U:&]HY ,M]6KP_P'>XULAHKAS&B#B:V,':^<D.2XVMHI@\Y6
M[P,ZN]^2)QT-FAN6K+B83L!&;0J+NU61-_[K3APY8*":)9*)'/ZW9B,H&;[N
M_$?<ZX@4;%PD'O"0VVB@U/=7V@ 1I^0QIR:WY=+D!UNFJA::T"RD?6"8/$=3
MU(3@^:1>_(B/NY084T**%OE"/?*OA#>6& GS"#?6F?.'.>^0]8QQE! &(R)+
M,"'3?* PE=!M0$5BA:PWLV-QLS+8)>2N0V%!NV<J)0;<;[5Z-ECH.2D=QEBN
MZVMF=G%H6TD0R<;#/\D94XR'V/]I$-BSW9_&2\/8E1B-0"E%]<KB@)R)I(T)
M3O'ZMWRWV2Y>370/%2*J#,0^'V)XI7>V.D!3'X '=C*CU$"],M%=R26I+))Q
MH)%!"%KA&Y)-A$D3DZEEV3A*/5;!E=!;$L-O:5M 0A]P2]7M=8*?0?+^AH*Y
M(Y(\S ;XSH;*JJ. IS".0FJ %$DFLQ&94.:ZYS!Q%W7[N(LYE+:H^]8$$A<>
MK4 OT"9#I8/4/A=BV0 ;=C](9C_F\^]6*IO0O*N/3--\#+)'LQT227;9N:D!
M=@N..G+#D2?P]Z>8K%CAFSP(3J[EH<]-\@B"ZDJPP0C!3A9T!,4SI"('1Z&6
MEBJ"/SZN@N38*10;C=%@(6F,S%;-M:*%S)I+XNEGC;+K!R_!(2;6<M)<!MM:
M5256@TZ\*#P[6:T=HG'$<EB:S3\@58]["J1)R9YKX]#( (4[ ZH)RC:(0@L4
MK:@*EU]50NRCK"65#4L-*__U"3/Z534O9.)JM7LW!GOY%H,XOBO;5&TX:%@:
MP=$$"J/AD&US/E[B;76QQGR+F)XGV]=.\,4N&[V %6:^]T0LL+/U8P87+%3V
MZ)H3YZX-K*6*V0L/IM$R12GSULR4)TW&^CVF0 Y7=)3'3Z:EHU85&I[C)>]3
M63EKS:SJ>P(27TN)B:! VC(YL-L*'1,&-E6UJI9]*/!M07TNE*6L,N(N]R4P
M,6JXY)/7!1741[(!"$)B;KQZE<C8LB9KZXY;V".]29"R* '=V/SU ;E0B?H0
MP@OMW*BQ$B(BDQ3#&KX/9C67S:FE^A/R.P7QR)1XK>37DJS!%(DB8P#OUPM.
M:1?9$<@(A0NY%".0=)+?XV>;N<-E+4/QLK"91$+32EC9?'.XI*4-H?! 0$GN
MOR5VP465V):";?]CMWQD#G6/\;C:)NJH 0_R7(Z[KFRPXHW\NG[84=0ZN25/
M;<0/!ND!I.;<P^!*]S (&AH+<-TIKV_ W&;GSU@DH/A>%N9\:.K,?<IK=@5
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M:&A*A96: Z?/MHJ2[2A#UC$UK,\AXF6V8><58 NN#<O+ 0!6@=0@I[Q?:]Z
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M;KU4\77"E44?<S*+&--TS,,QV2 V_-<)\PPF]R+=H[T V;W>:2?X*KH EDY
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M,MS:FA<DET+"-Q7-*&1%AL)+5)18O#Q]SUN*TPQ56$RM#JBDMQ_JM<'Z0C-
M:3FTZ"VF,P&FX\H5.Z9SF0&5PZA $E ^F_*HIH4V@.4CIT+LGH.9#M:!_[DV
MK:> T33 &8KIKKRWSY(F/DN:(-[GVV1=F'OM1A=#&*D9(HHOS!QE58 4*RH^
M8VH.B.4-L IM?%MZU8@A:OH_)K=/_H#WLAYG)O]M.*/=AOLLPN0VE.@CUP/9
MX,Z-)2JG-;W6*:RDT@G[5$[S#LC87-.VPQJX>U9GSWDY8;<!UZ!$*NY/+3&U
M;HY]5=*/9E=4^Y:\*653+0GQIH^W)M&EP D2U^#KTYW(#7_-[@O8YE::2.%W
M\!=,HSKM]*T9W:?>I=VXBJ;.C989;Z?K(]%4Q%(9$JD$?O("5#59QXQSTE6\
M\+LFX\>>(+*V0I'RPZ2 (A;[$8K^^?S!@($)>U,2Y@+F#N&@RMFAYQ/&>N]*
M=TO=XT9[.U?@V7HANZ@$87B@/.UU(G-)$L1]/76[VKC==FSW*I^4S)TK>_?5
M1GTTQSAVI?^$"D/@S0_]08\B4;&F5QVF\H6#TZG'<+/\;)>#\*:")-E[8 ^L
M+E1X0O1EMGO$6+BW_$UDHT1I[!>2'[4%TOB?>MV3C\&9L\)\SD'3?,GRWYP9
MTQB.F.BK9V^T;HS(5C^7[\GJ>S0%M.CG;.FTIB8;$J&RDX251B44W^D)34-0
MRRBOT+N*ONAU[7[K-_&1H@*V'NE@=Q7FY$I4E@U?-,3@@BKGL6N$?^_9<W:[
M>4H!C>&,7_],GGV.ZR0S"8V*"B*G_%;&I\I\Q9^M_QU?=1JWLSI0/5F:O]\,
M1GTHV#G4G(JIGJ*PQY67?-7P3L4<1<VX%EQ#N1SW@4/IU].U-[(K$.A$:I8L
MZJRRM%;XE%V3^Y#'[+YYR_\S5L:Y3VLK\C5G*3#24N#TDFF0YR]O$'G,MOY;
M1)Y:DM2JD*1AR3C3KC'+P(?G4NRMC2VP;J5#=W!\N[O?TH7M#[OM0?<D!.X/
MK/8YR7\H='0O-:[RC54D:Z.4PW9+TN]/5]F.8X79E#)SL4@ 4\#[<^0!MY0_
MA8!AUYY/SX;UGGGU #9_B)<B&A2+;),8UU5I.Q+21<6PN#^"-;/B-V8_V!HB
MDRI>:L&FVDPL"5\NG[2ROGB5/IK*&*5[8C.="8]]$);61"!\WTJ</?./3$S&
M*3*VXI60LC*F/" %:1468\A&6UVCT#4#[;CI?:#"&(-S8LI5F:85.B$\RTVH
MSE+*?1&]EMYDMI/BU@T@^;Y GRE/ VX2"#62)V1%GU>3MTZ;#MEZ45 M3F<5
M]E&^?@]2JV\_COK1VS*/W:55+VH/ANQ2[T0$ST3^_E,._@M/N014NK6R?*GQ
M_%T[%D)LZUI(S8O&(^EXY_,_PYV:&<OPOX>QE%7<2J_RF_GMW<WYZ=W\#!9W
M.Z^VAV>.<H-EJE):I^18-/?A[G5:E5&Q;!-%(JF>JY\RJCCZ !SL&R"59"X1
MZQ/%Y$9Z+=URY7A7YT-$*DJE,17,;<L=TZ')-@L1G0K ^$3>:_I5PI\=+2A/
M2H/#@FX![3]CTTS,BP?6]?GFTY$JK4!9H@N\A!QUXW?D-(DZJ.E@"*)=T]Y6
M$"QK?X@Z$YL]21E\46=L/BCWXE8M=M.U=8#I,GQE\'C^XDH/^:^WYY?SV]O@
M].K+I_/+V=WYU64%-6K3H/<@1K_3JAVWH4VW]AA;?\-WM-*N-,DV84@-G;5#
MSD#M2"*JA 8NC5PN37(I2YEI5,&"AZG3R:LROH]$U%GS3D;]VUTK4I#15Z0O
M7^7)(X>)844 C *E/B2Q- ;S/8DU#;LUN+@0-'L#>:\<9;=(#I^7=O& *G:"
MJ1;HZF;1V;0M )8JPJ/.)Z"; <@O)4UTF2AJ1>)2HZJ]OPWK)*KP(>IU(B][
M."[8VPPX3HB^SI1*AT$<<$#8MHG[R(M'W"7<N BCAE3D&J :4<,&5$D[7U.+
M#^TA9GQ.2*?1JS@'RQ&L8A9Y6"MPT;E=[T2?#W@,P O(,5[NA@H/NE50Y>;Y
M_8OCK:OC;2UI]7W.W]VXO+9+IVM/7EY';6<L#\,,.N0Z%K]:OL+4IR=S/6;
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MX<H4\=SF#0,'F7M-A5WI7"!P2CEI?(HIWC]^Q'KC1%N1&ON3/"1HMACU1\J
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MKP@BUN;:3_>.:FMCUOEG*SRCM-42RV+^;>N@^?"H=(OVR_O:)95G1(EKTI>
M012#0<IHA$O)@;V1,, :![80[T,AX4=@J#AZHW )[OK$J#)T7>.U>L-172@=
M^UQM#0>C0JMHR2H!J&)1DVYP#D=+^R:/C_OS#.-^9\Q3K]Q<K1L4_,G$<2Z^
M8OS$9 /S'Z8G @]R@VW2OZ7)B^W[?8NQT5O,:V8WTWDKZOW8ZW8Y):L'VN4O
MH-P00*@P=F>"&D6_,QWC#WBR/SIDU/-6=X3#4K7'P6B@1NV=M,:=;I]''<&/
M*8XZ;E5[E%=&#8X')S)P7_I7NG'[)ZU!)\(!AYUQ!#_P.5!H>^,0L)D[HI;[
MH-& V)]RY$IPNZ-$8Q H9..A5:7VD$;T22,O$ZH./-LJ0(1)3R!\M2GF-+@X
M![F5^5?4Z8_^U/&::OS#Y^AWHB[.,3BI*.;GEZ>H+=_-_JVN2Q+EJ]S%OQ_D
M6/Y+U,>F2&Z\X+JY5/ >B]\?JA%6MI281/D/A"UC"D/L4MYE;S)HG0F(I:9
MG[*#^F'4[:N$-ZPH0^'LE*5$:9M\3 "7!(3BA0BDIJ*US=VQEG;T=P3D(\?Z
M<2HI0@KW%5X)71Q7M4_V/O>ZK'Y7TXG]YHBSZB(^N@_120B4EZ,8L2L:PF5<
M*CNCZ__TPLFHA^E;@WZEL6PK@M.*>M1Q]L# 2>P@,![VW8)TF%<K&E';M]:U
MU4UL*$$+4Q*B89<LY:6BYI1#=6"UZ18FN484BTFEU5J] 7;<-?5=:XX038S1
M ),D %IG#4?YL:6L"T94:AU/QU1C:L@!+1Y7!80=4#FEB)HO7)BJRS]2PS33
M'>%XU)M8JM:$1TC]$!/@\4D?B]_5X(")0QV$$:7 81???C!KJ-+FA V^'NDW
MK_XX6:^LY4+*/+8*2^KM,^DA]M/##*:.D9BRDJ4%M7I1!TUF_6Z'V-V _KJU
MA4VY,F;YI3X\U>L,6U$'^T1Y7>M1F:Z[TN)D1*(Z6VS1A1-U, MG?GMU;5*\
MRDRJ==SM4!,2_(G1\-B/&GZ?( )TAE2:K&-;D/!A\2OR OS DYW;XVB$0I_V
M/0".@5# I?TIN%H#2UQ(;&TO5$&R9AA5T3Q9Q]Q[_BDQFV1I2_Z /2X3CPB6
M>G)^[=QV&$?CE\"VN0R1$J"TM>6^"6B(^.@EY(GL9Y9DNRQ74(\L&S&LXW<*
M!X.SZ@\[W3_A_(@$?U)8^]=XS6V&F3S^N;Q6''.+#G2C'E)M<A?AA^2%''.
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M8,1$]IPN%&Q+W44%1XHW2:%8<G';*[0+K;%XU3<.D]I[E#X?7'H5C)J4$T+
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MZASL**PVFG3TJT6.29RU,ZH':[]6(D=57A0/X9IQO]6TWNTGM5:OI4@MQ<Q
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M]'X(4SZ,G%JY.+>R<*-Q=#L^'TUGD]'[VQDLAEP(*X;+!'OU?V'1SE:S0Q5
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MO*K>H<G+$\9H_'$X]0CC!H.<$-*::YSJ0W,.-@F>Y;QRU4 *5\M.Z"PGBSO
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MY@G?"[Z/L>()*&=NIAPCCPA$2 =+Z3CQW&!,RC[%^[%$ _+;B15N>P;-Y*E
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MQ^OT)-DP_^$L,+=(JA+FO*G-I9Y(1Q)+!(\FUT'L=P=FUI1Q49B9:[2@F&S
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M_*>%@_ZM?/[V AFH^7"TS:5]N!'P$B(ADQ;#%KX[S=:SEABC01BKF"@M[^D
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MD)J@"*1Q-\$V>C".;JLBQ73C7K>'HP!Z2Q/N00;Z1 G!I* =M](NO,.%K7=
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M&2UT*U,!-\FL>-,H :9PRST6Y'UB[ !<=R!J#49R3Y#=F(WRR, D CCD5)1
MKI1OOXMY$5YN$R%2;!$Q1OSYWM3\9J496G[_O===KE=/E(_,,QH]4T8C_+L3
M;)E?N)TB8 "-J("L+Q9WI[K4J_=0R2B_?HSLTV6KD/G-^GEYC\O]K\LE*#HC
M4'RV_Z]7<H$-("SE!9R\0?3J!02Z=>:=6K[)_HLWN<*[9 K._Y#40E'+!]=G
M(S9)L5:SQ50+VG]Y>;::D_YT&LW42TI>W6_H, 87V;+J\C:?YT)'(:6.(>RJ
M\_\=>;GE7A_U4:"I*\G )]C9HI8]SMH,XFG\_>Q\5+6S<?2$]0*]1;=R=^U4
MW;WC<+E3R5C\,M,^,E_:_#<_SZ?5/_=Y'BW^R<_+_LW/:_VZY\7H3!#\%H_3
M*TBO/(98\>/!;'_<88GB;_ZVNGU!/M-JAS=7 <I8_K(,VT@+-F@8S,S;WFUJ
M0_H1X]&8":KA\V/V83^R1]N?F& T807V-!FBOY5L<3XF\;4\(Y2BM\@YK[CB
MD:]"B>P7KZ@Z9?*6,%Q:G9_J/VVF[/TRC<T[] Q4R_9$O5]&VGO$OME3A7]
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M03O(N:Z@+<D(OUL@4F_I)K@Y)"=[>5\2[G%8;,OQ[?QMNWW]^_\'4$L#!!0
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M><=Z[P$3=C$1=9KM6"*^U\\J)C*0U<7PR1%5:S<M9""+V$ 84PTV+&0@B]A
M$%.[TRUD(8O80A"3J=T7%ARM)[;0F8S[5-U$%K*(+80QM;J)+&016PABZG43
M6<@BMA#&5"UD(0M9Q!;"F*J%;&0AFSS[ 9C:G6XC"]G$%OJUU^J>S8HTKU@I
MUB+[JL[#LI&%['?N7+MGWN-C*1XE#ML5&B:RD/W. _MZY*%A(@O978WSW[-(
MK L5$UG()K80P/3W!ZTTX:PQ8@L!3"]/U7Y5&UG()K80P)QFN5::R$(VL84
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MO=X>]/9ZO0/H'?1Z!] [Z/4.H'?0ZQU []#@K)L.N_5Z!] [Z/4.H'?0ZQU
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M\:"[\5]1?D[3X65]L7PQ?_L;4$L! A0#%     @ G'3.3A\CSP/     $P(
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M4$L! A0#%     @ G'3.3C%UQOV$ @  4PD  !@              ( !D1
M 'AL+W=O<FMS:&5E=',O<VAE970S+GAM;%!+ 0(4 Q0    ( )QTSDX?=6EA
M!08  ,D@   8              "  4L3  !X;"]W;W)K<VAE971S+W-H965T
M-"YX;6Q02P$"% ,4    " "<=,Y.U&9'GG,"   %"   &
M@ &&&0  >&PO=V]R:W-H965T<R]S:&5E=#4N>&UL4$L! A0#%     @ G'3.
M3NMN&4,E @  +08  !@              ( !+QP  'AL+W=O<FMS:&5E=',O
M<VAE970V+GAM;%!+ 0(4 Q0    ( )QTSDY I;$5A 0  ,P6   8
M      "  8H>  !X;"]W;W)K<VAE971S+W-H965T-RYX;6Q02P$"% ,4
M" "<=,Y.Q'T1D/ !  #>!   &               @ %$(P  >&PO=V]R:W-H
M965T<R]S:&5E=#@N>&UL4$L! A0#%     @ G'3.3B]L_(TJ!P  HR<  !@
M             ( !:B4  'AL+W=O<FMS:&5E=',O<VAE970Y+GAM;%!+ 0(4
M Q0    ( )QTSDZ?PMJ/M $  -(#   9              "  <HL  !X;"]W
M;W)K<VAE971S+W-H965T,3 N>&UL4$L! A0#%     @ G'3.3I 0T:&T 0
MT@,  !D              ( !M2X  'AL+W=O<FMS:&5E=',O<VAE970Q,2YX
M;6Q02P$"% ,4    " "<=,Y.3N'$A+4!  #2 P  &0              @ &@
M,   >&PO=V]R:W-H965T<R]S:&5E=#$R+GAM;%!+ 0(4 Q0    ( )QTSD[)
M@=8BM@$  -(#   9              "  8PR  !X;"]W;W)K<VAE971S+W-H
M965T,3,N>&UL4$L! A0#%     @ G'3.3C@\5>RS 0  T@,  !D
M     ( !>30  'AL+W=O<FMS:&5E=',O<VAE970Q-"YX;6Q02P$"% ,4
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M+GAM;%!+ 0(4 Q0    ( )QTSDY]G]J&M $  -(#   9              "
M 1$^  !X;"]W;W)K<VAE971S+W-H965T,3DN>&UL4$L! A0#%     @ G'3.
M3A>=ODZU 0  T@,  !D              ( !_#\  'AL+W=O<FMS:&5E=',O
M<VAE970R,"YX;6Q02P$"% ,4    " "<=,Y.J;CFF[0!  #2 P  &0
M        @ 'H00  >&PO=V]R:W-H965T<R]S:&5E=#(Q+GAM;%!+ 0(4 Q0
M   ( )QTSD[&+5B0M0$  -(#   9              "  =-#  !X;"]W;W)K
M<VAE971S+W-H965T,C(N>&UL4$L! A0#%     @ G'3.3D"NT@RV 0  T@,
M !D              ( !OT4  'AL+W=O<FMS:&5E=',O<VAE970R,RYX;6Q0
M2P$"% ,4    " "<=,Y.6DHX5+0!  #2 P  &0              @ &L1P
M>&PO=V]R:W-H965T<R]S:&5E=#(T+GAM;%!+ 0(4 Q0    ( )QTSD[JX$@_
MM $  -(#   9              "  9=)  !X;"]W;W)K<VAE971S+W-H965T
M,C4N>&UL4$L! A0#%     @ G'3.3MWQ?WRU 0  T@,  !D
M ( !@DL  'AL+W=O<FMS:&5E=',O<VAE970R-BYX;6Q02P$"% ,4    " "<
M=,Y.62O,1K,!  #2 P  &0              @ %N30  >&PO=V]R:W-H965T
M<R]S:&5E=#(W+GAM;%!+ 0(4 Q0    ( )QTSDYU",>^M0$  -(#   9
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M970S,BYX;6Q02P$"% ,4    " "<=,Y.W7SQZL0!   W!   &0
M    @ &06@  >&PO=V]R:W-H965T<R]S:&5E=#,S+GAM;%!+ 0(4 Q0    (
M )QTSD[NK,2C"P(  #0&   9              "  8M<  !X;"]W;W)K<VAE
M971S+W-H965T,S0N>&UL4$L! A0#%     @ G'3.3B6(*[ZW 0  T@,  !D
M             ( !S5X  'AL+W=O<FMS:&5E=',O<VAE970S-2YX;6Q02P$"
M% ,4    " "<=,Y./ZC'=L4!   W!   &0              @ &[8   >&PO
M=V]R:W-H965T<R]S:&5E=#,V+GAM;%!+ 0(4 Q0    ( )QTSDXW?L*\MP$
M -(#   9              "  ;=B  !X;"]W;W)K<VAE971S+W-H965T,S<N
M>&UL4$L! A0#%     @ G'3.3JC'G:C3 0  G 0  !D              ( !
MI60  'AL+W=O<FMS:&5E=',O<VAE970S."YX;6Q02P$"% ,4    " "<=,Y.
MUH9%6;8!  #2 P  &0              @ &O9@  >&PO=V]R:W-H965T<R]S
M:&5E=#,Y+GAM;%!+ 0(4 Q0    ( )QTSD[:LI1VN $  -(#   9
M      "  9QH  !X;"]W;W)K<VAE971S+W-H965T-# N>&UL4$L! A0#%
M  @ G'3.3N(NHS_0 0  G 0  !D              ( !BVH  'AL+W=O<FMS
M:&5E=',O<VAE970T,2YX;6Q02P$"% ,4    " "<=,Y./5RSV^(!   !!0
M&0              @ &2;   >&PO=V]R:W-H965T<R]S:&5E=#0R+GAM;%!+
M 0(4 Q0    ( )QTSDY):X2OMP$  -(#   9              "  :MN  !X
M;"]W;W)K<VAE971S+W-H965T-#,N>&UL4$L! A0#%     @ G'3.3IQC;>&X
M 0  T@,  !D              ( !F7   'AL+W=O<FMS:&5E=',O<VAE970T
M-"YX;6Q02P$"% ,4    " "<=,Y.+U4W!MT!   !!0  &0
M@ &(<@  >&PO=V]R:W-H965T<R]S:&5E=#0U+GAM;%!+ 0(4 Q0    ( )QT
MSDZ_<)B:N $  -(#   9              "  9QT  !X;"]W;W)K<VAE971S
M+W-H965T-#8N>&UL4$L! A0#%     @ G'3.3H?8*@NV 0  T@,  !D
M         ( !BW8  'AL+W=O<FMS:&5E=',O<VAE970T-RYX;6Q02P$"% ,4
M    " "<=,Y.D\'J?^ !   !!0  &0              @ %X>   >&PO=V]R
M:W-H965T<R]S:&5E=#0X+GAM;%!+ 0(4 Q0    ( )QTSDY8Z4R[@P(  +H(
M   9              "  8]Z  !X;"]W;W)K<VAE971S+W-H965T-#DN>&UL
M4$L! A0#%     @ G'3.3O#-VI%= P  F \  !D              ( !27T
M 'AL+W=O<FMS:&5E=',O<VAE970U,"YX;6Q02P$"% ,4    " "<=,Y.Y5]+
M@K$!  #0 P  &0              @ '=@   >&PO=V]R:W-H965T<R]S:&5E
M=#4Q+GAM;%!+ 0(4 Q0    ( )QTSDZ=1&7"KP0  +$8   9
M  "  <6"  !X;"]W;W)K<VAE971S+W-H965T-3(N>&UL4$L! A0#%     @
MG'3.3@WPRQK\ 0  \P0  !D              ( !JX<  'AL+W=O<FMS:&5E
M=',O<VAE970U,RYX;6Q02P$"% ,4    " "<=,Y.".^RACL"  !^!P  &0
M            @ '>B0  >&PO=V]R:W-H965T<R]S:&5E=#4T+GAM;%!+ 0(4
M Q0    ( )QTSD[#SKS1R0$  !@$   9              "  5",  !X;"]W
M;W)K<VAE971S+W-H965T-34N>&UL4$L! A0#%     @ G'3.3O0J<9;4!
MGQD  !D              ( !4(X  'AL+W=O<FMS:&5E=',O<VAE970U-BYX
M;6Q02P$"% ,4    " "<=,Y.,C;C5%L"   ?"   &0              @ %;
MDP  >&PO=V]R:W-H965T<R]S:&5E=#4W+GAM;%!+ 0(4 Q0    ( )QTSDXZ
M"V-C00(  $D'   9              "  >V5  !X;"]W;W)K<VAE971S+W-H
M965T-3@N>&UL4$L! A0#%     @ G'3.3JA5G#\@ @  )0<  !D
M     ( !99@  'AL+W=O<FMS:&5E=',O<VAE970U.2YX;6Q02P$"% ,4
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M+GAM;%!+ 0(4 Q0    ( )QTSDZ@JAWDM@,  #(2   9              "
M :*I  !X;"]W;W)K<VAE971S+W-H965T-C0N>&UL4$L! A0#%     @ G'3.
M3FG><;4#!P  7"P  !D              ( !CZT  'AL+W=O<FMS:&5E=',O
M<VAE970V-2YX;6Q02P$"% ,4    " "<=,Y.NL/"5<H%  "8(P  &0
M        @ ')M   >&PO=V]R:W-H965T<R]S:&5E=#8V+GAM;%!+ 0(4 Q0
M   ( )QTSD[O'.< *@(  #(&   9              "  <JZ  !X;"]W;W)K
M<VAE971S+W-H965T-C<N>&UL4$L! A0#%     @ G'3.3@ ?7VP*!@  [24
M !D              ( !*[T  'AL+W=O<FMS:&5E=',O<VAE970V."YX;6Q0
M2P$"% ,4    " "<=,Y.E<HYV" '   _,0  &0              @ %LPP
M>&PO=V]R:W-H965T<R]S:&5E=#8Y+GAM;%!+ 0(4 Q0    ( )QTSDY2U-/U
M*P0  $D6   9              "  </*  !X;"]W;W)K<VAE971S+W-H965T
M-S N>&UL4$L! A0#%     @ G'3.3EL]0:E; P  !P\  !D
M ( !)<\  'AL+W=O<FMS:&5E=',O<VAE970W,2YX;6Q02P$"% ,4    " "<
M=,Y.8#'Y*S<#  "]#P  &0              @ &WT@  >&PO=V]R:W-H965T
M<R]S:&5E=#<R+GAM;%!+ 0(4 Q0    ( )QTSDX+4=-+-P(  )H&   9
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M970W-RYX;6Q02P$"% ,4    " "<=,Y.YZ(OM'4"  !6"   &0
M    @ &IX@  >&PO=V]R:W-H965T<R]S:&5E=#<X+GAM;%!+ 0(4 Q0    (
M )QTSD[(J/RX'P(  #T&   9              "  57E  !X;"]W;W)K<VAE
M971S+W-H965T-SDN>&UL4$L! A0#%     @ G'3.3EF0#5R# @  0PD  !D
M             ( !J^<  'AL+W=O<FMS:&5E=',O<VAE970X,"YX;6Q02P$"
M% ,4    " "<=,Y.9IUC @0"  #"!0  &0              @ %EZ@  >&PO
M=V]R:W-H965T<R]S:&5E=#@Q+GAM;%!+ 0(4 Q0    ( )QTSDYT:>AK60(
M (\'   9              "  :#L  !X;"]W;W)K<VAE971S+W-H965T.#(N
M>&UL4$L! A0#%     @ G'3.3DBBT\"R 0  T@,  !D              ( !
M,.\  'AL+W=O<FMS:&5E=',O<VAE970X,RYX;6Q02P$"% ,4    " "<=,Y.
M;3.J"0D"  !X!0  &0              @ $9\0  >&PO=V]R:W-H965T<R]S
M:&5E=#@T+GAM;%!+ 0(4 Q0    ( )QTSDY16="%X0$  *($   9
M      "  5GS  !X;"]W;W)K<VAE971S+W-H965T.#4N>&UL4$L! A0#%
M  @ G'3.3D?'';VN P  N1$  !D              ( !<?4  'AL+W=O<FMS
M:&5E=',O<VAE970X-BYX;6Q02P$"% ,4    " "<=,Y.=BV.HFX"  #<"
M&0              @ %6^0  >&PO=V]R:W-H965T<R]S:&5E=#@W+GAM;%!+
M 0(4 Q0    ( )QTSD[EGJ7X- (  #L&   9              "  ?O[  !X
M;"]W;W)K<VAE971S+W-H965T.#@N>&UL4$L! A0#%     @ G'3.3MI8%X36
M @  ,0L  !D              ( !9OX  'AL+W=O<FMS:&5E=',O<VAE970X
M.2YX;6Q02P$"% ,4    " "<=,Y.'VM0W70"  #N"   &0
M@ %S 0$ >&PO=V]R:W-H965T<R]S:&5E=#DP+GAM;%!+ 0(4 Q0    ( )QT
MSDX 9Q#)H@(  )@)   9              "  1X$ 0!X;"]W;W)K<VAE971S
M+W-H965T.3$N>&UL4$L! A0#%     @ G'3.3I/ @R7* @  'PH  !D
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M=#DV+GAM;%!+ 0(4 Q0    ( )QTSDY[+_U%+@(  %T&   9
M  "  5\5 0!X;"]W;W)K<VAE971S+W-H965T.3<N>&UL4$L! A0#%     @
MG'3.3B6(S(QO P  G!   !D              ( !Q!<! 'AL+W=O<FMS:&5E
M=',O<VAE970Y."YX;6Q02P$"% ,4    " "<=,Y.!U$(A7H$   S%P  &0
M            @ %J&P$ >&PO=V]R:W-H965T<R]S:&5E=#DY+GAM;%!+ 0(4
M Q0    ( )QTSD[ZAOV!W@$  &8$   :              "  1L@ 0!X;"]W
M;W)K<VAE971S+W-H965T,3 P+GAM;%!+ 0(4 Q0    ( )QTSDX+Z.Q@B00
M '8<   :              "  3$B 0!X;"]W;W)K<VAE971S+W-H965T,3 Q
M+GAM;%!+ 0(4 Q0    ( )QTSDX/D367& (  /0&   :              "
M ?(F 0!X;"]W;W)K<VAE971S+W-H965T,3 R+GAM;%!+ 0(4 Q0    ( )QT
MSDXXK>V1' (  #D&   :              "  4(I 0!X;"]W;W)K<VAE971S
M+W-H965T,3 S+GAM;%!+ 0(4 Q0    ( )QTSDXT5+)DA0@  %(^   :
M          "  98K 0!X;"]W;W)K<VAE971S+W-H965T,3 T+GAM;%!+ 0(4
M Q0    ( )QTSDXT5.A2Y0,   02   :              "  5,T 0!X;"]W
M;W)K<VAE971S+W-H965T,3 U+GAM;%!+ 0(4 Q0    ( )QTSDYF3#.:4 (
M #((   :              "  7 X 0!X;"]W;W)K<VAE971S+W-H965T,3 V
M+GAM;%!+ 0(4 Q0    ( )QTSDX9TDAT\ $  !4%   :              "
M ?@Z 0!X;"]W;W)K<VAE971S+W-H965T,3 W+GAM;%!+ 0(4 Q0    ( )QT
MSDZ0AS/:+@,  &\-   :              "  2 ] 0!X;"]W;W)K<VAE971S
M+W-H965T,3 X+GAM;%!+ 0(4 Q0    ( )QTSDZH?+Z[_ 0  -08   :
M          "  89  0!X;"]W;W)K<VAE971S+W-H965T,3 Y+GAM;%!+ 0(4
M Q0    ( )QTSD[533./4 4  ),;   :              "  ;I% 0!X;"]W
M;W)K<VAE971S+W-H965T,3$P+GAM;%!+ 0(4 Q0    ( )QTSDXZE!XP]P4
M "LA   :              "  4)+ 0!X;"]W;W)K<VAE971S+W-H965T,3$Q
M+GAM;%!+ 0(4 Q0    ( )QTSDYE+N/-AM<  /(Q P 4              "
M 7%1 0!X;"]S:&%R9613=')I;F=S+GAM;%!+ 0(4 Q0    ( )QTSDY"%\M1
M2 (  'X+   -              "  2DI @!X;"]S='EL97,N>&UL4$L! A0#
M%     @ G'3.3DLB6,#;!P  "$D   \              ( !G"L" 'AL+W=O
M<FMB;V]K+GAM;%!+ 0(4 Q0    ( )QTSDY_<P?,-@,  +U!   :
M      "  :0S @!X;"]?<F5L<R]W;W)K8F]O:RYX;6PN<F5L<U!+ 0(4 Q0
M   ( )QTSD[>(T_>A (  #D_   3              "  1(W @!;0V]N=&5N
B=%]4>7!E<UTN>&UL4$L%!@    !X '@ !B$  ,<Y @    $!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>128
<FILENAME>Show.js
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
// Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission.  Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105.
var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0);
e.removeAttribute('id');a.parentNode.appendChild(e)}}
if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'}
e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>129
<FILENAME>report.css
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
/* Updated 2009-11-04 */
/* v2.2.0.24 */

/* DefRef Styles */
..report table.authRefData{
	background-color: #def;
	border: 2px solid #2F4497;
	font-size: 1em;
	position: absolute;
}

..report table.authRefData a {
	display: block;
	font-weight: bold;
}

..report table.authRefData p {
	margin-top: 0px;
}

..report table.authRefData .hide {
	background-color: #2F4497;
	padding: 1px 3px 0px 0px;
	text-align: right;
}

..report table.authRefData .hide a:hover {
	background-color: #2F4497;
}

..report table.authRefData .body {
	height: 150px;
	overflow: auto;
	width: 400px;
}

..report table.authRefData table{
	font-size: 1em;
}

/* Report Styles */
..pl a, .pl a:visited {
	color: black;
	text-decoration: none;
}

/* table */
..report {
	background-color: white;
	border: 2px solid #acf;
	clear: both;
	color: black;
	font: normal 8pt Helvetica, Arial, san-serif;
	margin-bottom: 2em;
}

..report hr {
	border: 1px solid #acf;
}

/* Top labels */
..report th {
	background-color: #acf;
	color: black;
	font-weight: bold;
	text-align: center;
}

..report th.void	{
	background-color: transparent;
	color: #000000;
	font: bold 10pt Helvetica, Arial, san-serif;
	text-align: left;
}

..report .pl {
	text-align: left;
	vertical-align: top;
	white-space: normal;
	width: 200px;
	white-space: normal; /* word-wrap: break-word; */
}

..report td.pl a.a {
	cursor: pointer;
	display: block;
	width: 200px;
	overflow: hidden;
}

..report td.pl div.a {
	width: 200px;
}

..report td.pl a:hover {
	background-color: #ffc;
}

/* Header rows... */
..report tr.rh {
	background-color: #acf;
	color: black;
	font-weight: bold;
}

/* Calendars... */
..report .rc {
	background-color: #f0f0f0;
}

/* Even rows... */
..report .re, .report .reu {
	background-color: #def;
}

..report .reu td {
	border-bottom: 1px solid black;
}

/* Odd rows... */
..report .ro, .report .rou {
	background-color: white;
}

..report .rou td {
	border-bottom: 1px solid black;
}

..report .rou table td, .report .reu table td {
	border-bottom: 0px solid black;
}

/* styles for footnote marker */
..report .fn {
	white-space: nowrap;
}

/* styles for numeric types */
..report .num, .report .nump {
	text-align: right;
	white-space: nowrap;
}

..report .nump {
	padding-left: 2em;
}

..report .nump {
	padding: 0px 0.4em 0px 2em;
}

/* styles for text types */
..report .text {
	text-align: left;
	white-space: normal;
}

..report .text .big {
	margin-bottom: 1em;
	width: 17em;
}

..report .text .more {
	display: none;
}

..report .text .note {
	font-style: italic;
	font-weight: bold;
}

..report .text .small {
	width: 10em;
}

..report sup {
	font-style: italic;
}

..report .outerFootnotes {
	font-size: 1em;
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>130
<FILENAME>FilingSummary.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version='1.0' encoding='utf-8'?>
<FilingSummary>
  <Version>3.19.2</Version>
  <ProcessingTime/>
  <ReportFormat>html</ReportFormat>
  <ContextCount>489</ContextCount>
  <ElementCount>611</ElementCount>
  <EntityCount>1</EntityCount>
  <FootnotesReported>true</FootnotesReported>
  <SegmentCount>96</SegmentCount>
  <ScenarioCount>0</ScenarioCount>
  <TuplesReported>false</TuplesReported>
  <UnitCount>8</UnitCount>
  <MyReports>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R1.htm</HtmlFileName>
      <LongName>001 - Document - Document and Entity Information</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/idr_DocumentDocumentAndEntityInformation</Role>
      <ShortName>Document and Entity Information</ShortName>
      <MenuCategory>Cover</MenuCategory>
      <Position>1</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R2.htm</HtmlFileName>
      <LongName>002 - Statement - CONSOLIDATED BALANCE SHEETS</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/CONSOLIDATEDBALANCESHEETS</Role>
      <ShortName>CONSOLIDATED BALANCE SHEETS</ShortName>
      <MenuCategory>Statements</MenuCategory>
      <Position>2</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R3.htm</HtmlFileName>
      <LongName>003 - Statement - CONSOLIDATED BALANCE SHEETS (Parentheticals)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/CONSOLIDATEDBALANCESHEETSParentheticals</Role>
      <ShortName>CONSOLIDATED BALANCE SHEETS (Parentheticals)</ShortName>
      <MenuCategory>Statements</MenuCategory>
      <Position>3</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R4.htm</HtmlFileName>
      <LongName>004 - Statement - CONSOLIDATED STATEMENTS OF INCOME</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/CONSOLIDATEDSTATEMENTSOFINCOME</Role>
      <ShortName>CONSOLIDATED STATEMENTS OF INCOME</ShortName>
      <MenuCategory>Statements</MenuCategory>
      <Position>4</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R5.htm</HtmlFileName>
      <LongName>005 - Statement - CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/CONSOLIDATEDSTATEMENTSOFCOMPREHENSIVEINCOME</Role>
      <ShortName>CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME</ShortName>
      <MenuCategory>Statements</MenuCategory>
      <Position>5</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R6.htm</HtmlFileName>
      <LongName>006 - Statement - CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (Parentheticals)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/CONSOLIDATEDSTATEMENTSOFCOMPREHENSIVEINCOMEParentheticals</Role>
      <ShortName>CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (Parentheticals)</ShortName>
      <MenuCategory>Statements</MenuCategory>
      <Position>6</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R7.htm</HtmlFileName>
      <LongName>007 - Statement - CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY (Unaudited)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/CONSOLIDATEDSTATEMENTSOFSHAREHOLDERSEQUITYUnaudited</Role>
      <ShortName>CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY (Unaudited)</ShortName>
      <MenuCategory>Statements</MenuCategory>
      <Position>7</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R8.htm</HtmlFileName>
      <LongName>008 - Statement - CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY (Parentheticals)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/CONSOLIDATEDSTATEMENTSOFSHAREHOLDERSEQUITYParentheticals</Role>
      <ShortName>CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY (Parentheticals)</ShortName>
      <MenuCategory>Statements</MenuCategory>
      <Position>8</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R9.htm</HtmlFileName>
      <LongName>009 - Statement - CONSOLIDATED STATEMENTS OF CASH FLOWS</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/CONSOLIDATEDSTATEMENTSOFCASHFLOWS</Role>
      <ShortName>CONSOLIDATED STATEMENTS OF CASH FLOWS</ShortName>
      <MenuCategory>Statements</MenuCategory>
      <Position>9</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R10.htm</HtmlFileName>
      <LongName>010 - Disclosure - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/SummaryOfSignificantAccountingPolicies</Role>
      <ShortName>SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES</ShortName>
      <MenuCategory>Notes</MenuCategory>
      <Position>10</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R11.htm</HtmlFileName>
      <LongName>011 - Disclosure - RESTRICTED ASSETS</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/RestrictedAssets</Role>
      <ShortName>RESTRICTED ASSETS</ShortName>
      <MenuCategory>Notes</MenuCategory>
      <Position>11</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R12.htm</HtmlFileName>
      <LongName>012 - Disclosure - BUSINESS COMBINATIONS</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/BusinessCombinations</Role>
      <ShortName>BUSINESS COMBINATIONS</ShortName>
      <MenuCategory>Notes</MenuCategory>
      <Position>12</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R13.htm</HtmlFileName>
      <LongName>013 - Disclosure - INVESTMENT SECURITIES</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/INVESTMENTSECURITIES</Role>
      <ShortName>INVESTMENT SECURITIES</ShortName>
      <MenuCategory>Notes</MenuCategory>
      <Position>13</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R14.htm</HtmlFileName>
      <LongName>014 - Disclosure - LOANS RECEIVABLE</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/LOANSRECEIVABLE</Role>
      <ShortName>LOANS RECEIVABLE</ShortName>
      <MenuCategory>Notes</MenuCategory>
      <Position>14</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R15.htm</HtmlFileName>
      <LongName>015 - Disclosure - ALLOWANCE FOR LOAN LOSSES</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/ALLOWANCEFORLOANLOSSES</Role>
      <ShortName>ALLOWANCE FOR LOAN LOSSES</ShortName>
      <MenuCategory>Notes</MenuCategory>
      <Position>15</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R16.htm</HtmlFileName>
      <LongName>016 - Disclosure - REAL ESTATE OWNED</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/RealEstateOwned</Role>
      <ShortName>REAL ESTATE OWNED</ShortName>
      <MenuCategory>Notes</MenuCategory>
      <Position>16</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R17.htm</HtmlFileName>
      <LongName>017 - Disclosure - PREMISES AND EQUIPMENT</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/PremisesAndEquipment</Role>
      <ShortName>PREMISES AND EQUIPMENT</ShortName>
      <MenuCategory>Notes</MenuCategory>
      <Position>17</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R18.htm</HtmlFileName>
      <LongName>018 - Disclosure - GOODWILL</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/GOODWILL</Role>
      <ShortName>GOODWILL</ShortName>
      <MenuCategory>Notes</MenuCategory>
      <Position>18</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R19.htm</HtmlFileName>
      <LongName>019 - Disclosure - DEPOSITS</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/Deposits</Role>
      <ShortName>DEPOSITS</ShortName>
      <MenuCategory>Notes</MenuCategory>
      <Position>19</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R20.htm</HtmlFileName>
      <LongName>020 - Disclosure - FEDERAL HOME LOAN BANK ADVANCES</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/FederalHomeLoanBankAdvances</Role>
      <ShortName>FEDERAL HOME LOAN BANK ADVANCES</ShortName>
      <MenuCategory>Notes</MenuCategory>
      <Position>20</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R21.htm</HtmlFileName>
      <LongName>021 - Disclosure - JUNIOR SUBORDINATED DEBENTURES</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/JUNIORSUBORDINATEDDEBENTURES</Role>
      <ShortName>JUNIOR SUBORDINATED DEBENTURES</ShortName>
      <MenuCategory>Notes</MenuCategory>
      <Position>21</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R22.htm</HtmlFileName>
      <LongName>022 - Disclosure - INCOME TAXES</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/IncomeTaxes</Role>
      <ShortName>INCOME TAXES</ShortName>
      <MenuCategory>Notes</MenuCategory>
      <Position>22</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R23.htm</HtmlFileName>
      <LongName>023 - Disclosure - EMPLOYEE BENEFIT PLANS</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/EmployeeBenefitPlans</Role>
      <ShortName>EMPLOYEE BENEFIT PLANS</ShortName>
      <MenuCategory>Notes</MenuCategory>
      <Position>23</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R24.htm</HtmlFileName>
      <LongName>024 - Disclosure - SHAREHOLDERS' EQUITY AND REGULATORY CAPITAL REQUIREMENTS</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/ShareholdersEquityAndRegulatoryCapitalRequirements</Role>
      <ShortName>SHAREHOLDERS' EQUITY AND REGULATORY CAPITAL REQUIREMENTS</ShortName>
      <MenuCategory>Notes</MenuCategory>
      <Position>24</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R25.htm</HtmlFileName>
      <LongName>025 - Disclosure - EARNINGS PER SHARE</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/EarningsPerShare</Role>
      <ShortName>EARNINGS PER SHARE</ShortName>
      <MenuCategory>Notes</MenuCategory>
      <Position>25</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R26.htm</HtmlFileName>
      <LongName>026 - Disclosure - FAIR VALUE MEASUREMENTS</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/FAIRVALUEMEASUREMENTS</Role>
      <ShortName>FAIR VALUE MEASUREMENTS</ShortName>
      <MenuCategory>Notes</MenuCategory>
      <Position>26</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R27.htm</HtmlFileName>
      <LongName>027 - Disclosure - REVENUE FROM CONTRACTS WITH CUSTOMERS</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/RevenueFromContractsWithCustomers</Role>
      <ShortName>REVENUE FROM CONTRACTS WITH CUSTOMERS</ShortName>
      <MenuCategory>Notes</MenuCategory>
      <Position>27</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R28.htm</HtmlFileName>
      <LongName>028 - Disclosure - COMMITMENTS AND CONTINGENCIES</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/COMMITMENTSANDCONTINGENCIES</Role>
      <ShortName>COMMITMENTS AND CONTINGENCIES</ShortName>
      <MenuCategory>Notes</MenuCategory>
      <Position>28</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R29.htm</HtmlFileName>
      <LongName>029 - Disclosure - RIVERVIEW BANCORP, INC. (PARENT COMPANY ONLY)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/RiverviewBancorpIncParentCompanyOnly</Role>
      <ShortName>RIVERVIEW BANCORP, INC. (PARENT COMPANY ONLY)</ShortName>
      <MenuCategory>Notes</MenuCategory>
      <Position>29</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R30.htm</HtmlFileName>
      <LongName>030 - Disclosure - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/SummaryOfSignificantAccountingPoliciesPolicies</Role>
      <ShortName>SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies)</ShortName>
      <MenuCategory>Policies</MenuCategory>
      <Position>30</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R31.htm</HtmlFileName>
      <LongName>031 - Disclosure - BUSINESS COMBINATIONS (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/BUSINESSCOMBINATIONSTables</Role>
      <ShortName>BUSINESS COMBINATIONS (Tables)</ShortName>
      <MenuCategory>Tables</MenuCategory>
      <ParentRole>http://www.riverviewbank.com/role/BusinessCombinations</ParentRole>
      <Position>31</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R32.htm</HtmlFileName>
      <LongName>032 - Disclosure - INVESTMENT SECURITIES (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/INVESTMENTSECURITIESTables</Role>
      <ShortName>INVESTMENT SECURITIES (Tables)</ShortName>
      <MenuCategory>Tables</MenuCategory>
      <ParentRole>http://www.riverviewbank.com/role/INVESTMENTSECURITIES</ParentRole>
      <Position>32</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R33.htm</HtmlFileName>
      <LongName>033 - Disclosure - LOANS RECEIVABLE (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/LOANSRECEIVABLETables</Role>
      <ShortName>LOANS RECEIVABLE (Tables)</ShortName>
      <MenuCategory>Tables</MenuCategory>
      <ParentRole>http://www.riverviewbank.com/role/LOANSRECEIVABLE</ParentRole>
      <Position>33</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R34.htm</HtmlFileName>
      <LongName>034 - Disclosure - ALLOWANCE FOR LOAN LOSSES (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/ALLOWANCEFORLOANLOSSESTables</Role>
      <ShortName>ALLOWANCE FOR LOAN LOSSES (Tables)</ShortName>
      <MenuCategory>Tables</MenuCategory>
      <ParentRole>http://www.riverviewbank.com/role/ALLOWANCEFORLOANLOSSES</ParentRole>
      <Position>34</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R35.htm</HtmlFileName>
      <LongName>035 - Disclosure - REAL ESTATE OWNED (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/RealEstateOwnedTables</Role>
      <ShortName>REAL ESTATE OWNED (Tables)</ShortName>
      <MenuCategory>Tables</MenuCategory>
      <ParentRole>http://www.riverviewbank.com/role/RealEstateOwned</ParentRole>
      <Position>35</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R36.htm</HtmlFileName>
      <LongName>036 - Disclosure - PREMISES AND EQUIPMENT (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/PremisesAndEquipmentTables</Role>
      <ShortName>PREMISES AND EQUIPMENT (Tables)</ShortName>
      <MenuCategory>Tables</MenuCategory>
      <ParentRole>http://www.riverviewbank.com/role/PremisesAndEquipment</ParentRole>
      <Position>36</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R37.htm</HtmlFileName>
      <LongName>037 - Disclosure - GOODWILL (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/GOODWILLTables</Role>
      <ShortName>GOODWILL (Tables)</ShortName>
      <MenuCategory>Tables</MenuCategory>
      <ParentRole>http://www.riverviewbank.com/role/GOODWILL</ParentRole>
      <Position>37</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R38.htm</HtmlFileName>
      <LongName>038 - Disclosure - DEPOSITS (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/DepositsTables</Role>
      <ShortName>DEPOSITS (Tables)</ShortName>
      <MenuCategory>Tables</MenuCategory>
      <ParentRole>http://www.riverviewbank.com/role/Deposits</ParentRole>
      <Position>38</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R39.htm</HtmlFileName>
      <LongName>039 - Disclosure - FEDERAL HOME LOAN BANK ADVANCES (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/FEDERALHOMELOANBANKADVANCESTables</Role>
      <ShortName>FEDERAL HOME LOAN BANK ADVANCES (Tables)</ShortName>
      <MenuCategory>Tables</MenuCategory>
      <ParentRole>http://www.riverviewbank.com/role/FederalHomeLoanBankAdvances</ParentRole>
      <Position>39</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R40.htm</HtmlFileName>
      <LongName>040 - Disclosure - JUNIOR SUBORDINATED DEBENTURES (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/JUNIORSUBORDINATEDDEBENTURESTables</Role>
      <ShortName>JUNIOR SUBORDINATED DEBENTURES (Tables)</ShortName>
      <MenuCategory>Tables</MenuCategory>
      <ParentRole>http://www.riverviewbank.com/role/JUNIORSUBORDINATEDDEBENTURES</ParentRole>
      <Position>40</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R41.htm</HtmlFileName>
      <LongName>041 - Disclosure - INCOME TAXES (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/IncomeTaxesTables</Role>
      <ShortName>INCOME TAXES (Tables)</ShortName>
      <MenuCategory>Tables</MenuCategory>
      <ParentRole>http://www.riverviewbank.com/role/IncomeTaxes</ParentRole>
      <Position>41</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R42.htm</HtmlFileName>
      <LongName>042 - Disclosure - EMPLOYEE BENEFIT PLANS (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/EmployeeBenefitPlansTables</Role>
      <ShortName>EMPLOYEE BENEFIT PLANS (Tables)</ShortName>
      <MenuCategory>Tables</MenuCategory>
      <ParentRole>http://www.riverviewbank.com/role/EmployeeBenefitPlans</ParentRole>
      <Position>42</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R43.htm</HtmlFileName>
      <LongName>043 - Disclosure - SHAREHOLDERS' EQUITY AND REGULATORY CAPITAL REQUIREMENTS (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/ShareholdersEquityAndRegulatoryCapitalRequirementsTables</Role>
      <ShortName>SHAREHOLDERS' EQUITY AND REGULATORY CAPITAL REQUIREMENTS (Tables)</ShortName>
      <MenuCategory>Tables</MenuCategory>
      <ParentRole>http://www.riverviewbank.com/role/ShareholdersEquityAndRegulatoryCapitalRequirements</ParentRole>
      <Position>43</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R44.htm</HtmlFileName>
      <LongName>044 - Disclosure - EARNINGS PER SHARE (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/EARNINGSPERSHARETables</Role>
      <ShortName>EARNINGS PER SHARE (Tables)</ShortName>
      <MenuCategory>Tables</MenuCategory>
      <ParentRole>http://www.riverviewbank.com/role/EarningsPerShare</ParentRole>
      <Position>44</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R45.htm</HtmlFileName>
      <LongName>045 - Disclosure - FAIR VALUE MEASUREMENTS (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/FAIRVALUEMEASUREMENTSTables</Role>
      <ShortName>FAIR VALUE MEASUREMENTS (Tables)</ShortName>
      <MenuCategory>Tables</MenuCategory>
      <ParentRole>http://www.riverviewbank.com/role/FAIRVALUEMEASUREMENTS</ParentRole>
      <Position>45</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R46.htm</HtmlFileName>
      <LongName>046 - Disclosure - REVENUE FROM CONTRACTS WITH CUSTOMERS (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/REVENUEFROMCONTRACTSWITHCUSTOMERSTables</Role>
      <ShortName>REVENUE FROM CONTRACTS WITH CUSTOMERS (Tables)</ShortName>
      <MenuCategory>Tables</MenuCategory>
      <ParentRole>http://www.riverviewbank.com/role/RevenueFromContractsWithCustomers</ParentRole>
      <Position>46</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R47.htm</HtmlFileName>
      <LongName>047 - Disclosure - COMMITMENTS AND CONTINGENCIES (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/COMMITMENTSANDCONTINGENCIESTables</Role>
      <ShortName>COMMITMENTS AND CONTINGENCIES (Tables)</ShortName>
      <MenuCategory>Tables</MenuCategory>
      <ParentRole>http://www.riverviewbank.com/role/COMMITMENTSANDCONTINGENCIES</ParentRole>
      <Position>47</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R48.htm</HtmlFileName>
      <LongName>048 - Disclosure - RIVERVIEW BANCORP, INC. (PARENT COMPANY ONLY) (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/RiverviewBancorpIncParentCompanyOnlyTables</Role>
      <ShortName>RIVERVIEW BANCORP, INC. (PARENT COMPANY ONLY) (Tables)</ShortName>
      <MenuCategory>Tables</MenuCategory>
      <ParentRole>http://www.riverviewbank.com/role/RiverviewBancorpIncParentCompanyOnly</ParentRole>
      <Position>48</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R49.htm</HtmlFileName>
      <LongName>049 - Disclosure - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Detail Textuals)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/SUMMARYOFSIGNIFICANTACCOUNTINGPOLICIESDetailTextuals</Role>
      <ShortName>SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Detail Textuals)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <ParentRole>http://www.riverviewbank.com/role/SummaryOfSignificantAccountingPoliciesPolicies</ParentRole>
      <Position>49</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R50.htm</HtmlFileName>
      <LongName>050 - Disclosure - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Detail Textuals 1)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/SUMMARYOFSIGNIFICANTACCOUNTINGPOLICIESDetailTextuals1</Role>
      <ShortName>SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Detail Textuals 1)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <ParentRole>http://www.riverviewbank.com/role/SummaryOfSignificantAccountingPoliciesPolicies</ParentRole>
      <Position>50</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R51.htm</HtmlFileName>
      <LongName>051 - Disclosure - RESTRICTED ASSETS (Detail Textuals)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/RestrictedAssetsDetailTextuals</Role>
      <ShortName>RESTRICTED ASSETS (Detail Textuals)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <ParentRole>http://www.riverviewbank.com/role/RestrictedAssets</ParentRole>
      <Position>51</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R52.htm</HtmlFileName>
      <LongName>052 - Disclosure - BUSINESS COMBINATIONS (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/BUSINESSCOMBINATIONSDetails</Role>
      <ShortName>BUSINESS COMBINATIONS (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <ParentRole>http://www.riverviewbank.com/role/BUSINESSCOMBINATIONSTables</ParentRole>
      <Position>52</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R53.htm</HtmlFileName>
      <LongName>053 - Disclosure - BUSINESS COMBINATIONS (Details 1)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/BUSINESSCOMBINATIONSDetails1</Role>
      <ShortName>BUSINESS COMBINATIONS (Details 1)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <ParentRole>http://www.riverviewbank.com/role/BUSINESSCOMBINATIONSTables</ParentRole>
      <Position>53</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R54.htm</HtmlFileName>
      <LongName>054 - Disclosure - BUSINESS COMBINATIONS (Details 2)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/BUSINESSCOMBINATIONSDetails2</Role>
      <ShortName>BUSINESS COMBINATIONS (Details 2)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <ParentRole>http://www.riverviewbank.com/role/BUSINESSCOMBINATIONSTables</ParentRole>
      <Position>54</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R55.htm</HtmlFileName>
      <LongName>055 - Disclosure - BUSINESS COMBINATIONS (Detail Textuals)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/BusinessCombinationsDetailTextuals</Role>
      <ShortName>BUSINESS COMBINATIONS (Detail Textuals)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <ParentRole>http://www.riverviewbank.com/role/BUSINESSCOMBINATIONSTables</ParentRole>
      <Position>55</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R56.htm</HtmlFileName>
      <LongName>056 - Disclosure - INVESTMENT SECURITIES (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/INVESTMENTSECURITIESDetails</Role>
      <ShortName>INVESTMENT SECURITIES (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <ParentRole>http://www.riverviewbank.com/role/INVESTMENTSECURITIESTables</ParentRole>
      <Position>56</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R57.htm</HtmlFileName>
      <LongName>057 - Disclosure - INVESTMENT SECURITIES (Details 1)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/INVESTMENTSECURITIESDetails1</Role>
      <ShortName>INVESTMENT SECURITIES (Details 1)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <ParentRole>http://www.riverviewbank.com/role/INVESTMENTSECURITIESTables</ParentRole>
      <Position>57</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R58.htm</HtmlFileName>
      <LongName>058 - Disclosure - INVESTMENT SECURITIES (Details 2)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/INVESTMENTSECURITIESDetails2</Role>
      <ShortName>INVESTMENT SECURITIES (Details 2)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <ParentRole>http://www.riverviewbank.com/role/INVESTMENTSECURITIESTables</ParentRole>
      <Position>58</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R59.htm</HtmlFileName>
      <LongName>059 - Disclosure - INVESTMENT SECURITIES (Details 3)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/INVESTMENTSECURITIESDetails3</Role>
      <ShortName>INVESTMENT SECURITIES (Details 3)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <ParentRole>http://www.riverviewbank.com/role/INVESTMENTSECURITIESTables</ParentRole>
      <Position>59</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R60.htm</HtmlFileName>
      <LongName>060 - Disclosure - INVESTMENT SECURITIES (Details 4)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/INVESTMENTSECURITIESDetails4</Role>
      <ShortName>INVESTMENT SECURITIES (Details 4)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <ParentRole>http://www.riverviewbank.com/role/INVESTMENTSECURITIESTables</ParentRole>
      <Position>60</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R61.htm</HtmlFileName>
      <LongName>061 - Disclosure - INVESTMENT SECURITIES (Detail Textuals)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/INVESTMENTSECURITIESDetailTextuals</Role>
      <ShortName>INVESTMENT SECURITIES (Detail Textuals)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <ParentRole>http://www.riverviewbank.com/role/INVESTMENTSECURITIESTables</ParentRole>
      <Position>61</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R62.htm</HtmlFileName>
      <LongName>062 - Disclosure - LOANS RECEIVABLE: Loans receivable, excluding loans held for sale (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/LOANSRECEIVABLELoansReceivableExcludingLoansHeldForSaleDetails</Role>
      <ShortName>LOANS RECEIVABLE: Loans receivable, excluding loans held for sale (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>62</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R63.htm</HtmlFileName>
      <LongName>063 - Disclosure - LOANS RECEIVABLE: Aggregate loans to officers and directors (Details 1)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/LOANSRECEIVABLEAggregateLoansToOfficersAndDirectorsDetails1</Role>
      <ShortName>LOANS RECEIVABLE: Aggregate loans to officers and directors (Details 1)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>63</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R64.htm</HtmlFileName>
      <LongName>064 - Disclosure - LOANS RECEIVABLE (Detail Textuals)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/LOANSRECEIVABLEDetailTextuals</Role>
      <ShortName>LOANS RECEIVABLE (Detail Textuals)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <ParentRole>http://www.riverviewbank.com/role/LOANSRECEIVABLETables</ParentRole>
      <Position>64</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R65.htm</HtmlFileName>
      <LongName>065 - Disclosure - ALLOWANCE FOR LOAN LOSSES: Reconciliation of the allowance for loan losses (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/ALLOWANCEFORLOANLOSSESReconciliationOfTheAllowanceForLoanLossesDetails</Role>
      <ShortName>ALLOWANCE FOR LOAN LOSSES: Reconciliation of the allowance for loan losses (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>65</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R66.htm</HtmlFileName>
      <LongName>066 - Disclosure - ALLOWANCE FOR LOAN LOSSES: Impaired Financing Receivables (Details 1)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/ALLOWANCEFORLOANLOSSESImpairedFinancingReceivablesDetails1</Role>
      <ShortName>ALLOWANCE FOR LOAN LOSSES: Impaired Financing Receivables (Details 1)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>66</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R67.htm</HtmlFileName>
      <LongName>067 - Disclosure - ALLOWANCE FOR LOAN LOSSES: Analysis of loans by aging category (Details 2)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/ALLOWANCEFORLOANLOSSESDetails1</Role>
      <ShortName>ALLOWANCE FOR LOAN LOSSES: Analysis of loans by aging category (Details 2)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>67</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R68.htm</HtmlFileName>
      <LongName>068 - Disclosure - ALLOWANCE FOR LOAN LOSSES: Financing Receivables, Aging of Loans (Details 3)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/ALLOWANCEFORLOANLOSSESFinancingReceivablesAgingOfLoansDetails2</Role>
      <ShortName>ALLOWANCE FOR LOAN LOSSES: Financing Receivables, Aging of Loans (Details 3)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>68</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R69.htm</HtmlFileName>
      <LongName>069 - Disclosure - ALLOWANCE FOR LOAN LOSSES: Credit Quality Indicators (Details 4)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/ALLOWANCEFORLOANLOSSESCreditQualityIndicatorsDetails4</Role>
      <ShortName>ALLOWANCE FOR LOAN LOSSES: Credit Quality Indicators (Details 4)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>69</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R70.htm</HtmlFileName>
      <LongName>070 - Disclosure - ALLOWANCE FOR LOAN LOSSES: Impaired Financing Receivables (Details 5)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/ALLOWANCEFORLOANLOSSESImpairedFinancingReceivablesDetails4</Role>
      <ShortName>ALLOWANCE FOR LOAN LOSSES: Impaired Financing Receivables (Details 5)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>70</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R71.htm</HtmlFileName>
      <LongName>071 - Disclosure - ALLOWANCE FOR LOAN LOSSES: Impaired Loans, Average Recorded Investment and Interest Recognized (Details 6)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/ALLOWANCEFORLOANLOSSESImpairedLoansAverageRecordedInvestmentAndInterestRecognizedDetails6</Role>
      <ShortName>ALLOWANCE FOR LOAN LOSSES: Impaired Loans, Average Recorded Investment and Interest Recognized (Details 6)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>71</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R72.htm</HtmlFileName>
      <LongName>072 - Disclosure - ALLOWANCE FOR LOAN LOSSES: TDRs by Interest Accrual Status (Details 7)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/ALLOWANCEFORLOANLOSSESTDRsByInterestAccrualStatusDetails7</Role>
      <ShortName>ALLOWANCE FOR LOAN LOSSES: TDRs by Interest Accrual Status (Details 7)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>72</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R73.htm</HtmlFileName>
      <LongName>073 - Disclosure - ALLOWANCE FOR LOAN LOSSES (Detail Textuals)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/ALLOWANCEFORLOANLOSSESDetailTextuals</Role>
      <ShortName>ALLOWANCE FOR LOAN LOSSES (Detail Textuals)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <ParentRole>http://www.riverviewbank.com/role/ALLOWANCEFORLOANLOSSESTables</ParentRole>
      <Position>73</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R74.htm</HtmlFileName>
      <LongName>074 - Disclosure - REAL ESTATE OWNED: Activity in REO (Real Estate Owned) (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/REALESTATEOWNEDActivityInREORealEstateOwnedDetails</Role>
      <ShortName>REAL ESTATE OWNED: Activity in REO (Real Estate Owned) (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>74</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R75.htm</HtmlFileName>
      <LongName>075 - Disclosure - REAL ESTATE OWNED (Detail Textuals)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/RealEstateOwnedDetailTextuals</Role>
      <ShortName>REAL ESTATE OWNED (Detail Textuals)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <ParentRole>http://www.riverviewbank.com/role/RealEstateOwnedTables</ParentRole>
      <Position>75</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R76.htm</HtmlFileName>
      <LongName>076 - Disclosure - PREMISES AND EQUIPMENT (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/PremisesAndEquipmentDetails</Role>
      <ShortName>PREMISES AND EQUIPMENT (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <ParentRole>http://www.riverviewbank.com/role/PremisesAndEquipmentTables</ParentRole>
      <Position>76</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R77.htm</HtmlFileName>
      <LongName>077 - Disclosure - PREMISES AND EQUIPMENT (Details 1)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/PremisesAndEquipmentDetails1</Role>
      <ShortName>PREMISES AND EQUIPMENT (Details 1)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <ParentRole>http://www.riverviewbank.com/role/PremisesAndEquipmentTables</ParentRole>
      <Position>77</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R78.htm</HtmlFileName>
      <LongName>078 - Disclosure - PREMISES AND EQUIPMENT (Detail Textuals)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/PremisesAndEquipmentDetailTextuals</Role>
      <ShortName>PREMISES AND EQUIPMENT (Detail Textuals)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <ParentRole>http://www.riverviewbank.com/role/PremisesAndEquipmentTables</ParentRole>
      <Position>78</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R79.htm</HtmlFileName>
      <LongName>079 - Disclosure - GOODWILL (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/Goodwilldetails</Role>
      <ShortName>GOODWILL (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <ParentRole>http://www.riverviewbank.com/role/GOODWILLTables</ParentRole>
      <Position>79</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R80.htm</HtmlFileName>
      <LongName>080 - Disclosure - DEPOSITS: Summary of Deposit Accounts (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/DEPOSITSSummaryOfDepositAccountsDetails</Role>
      <ShortName>DEPOSITS: Summary of Deposit Accounts (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>80</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R81.htm</HtmlFileName>
      <LongName>081 - Disclosure - DEPOSITS: Maturities of certificates of deposit for future years (Details 1)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/DEPOSITSMaturitiesOfCertificatesOfDepositForFutureYearsDetails1</Role>
      <ShortName>DEPOSITS: Maturities of certificates of deposit for future years (Details 1)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>81</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R82.htm</HtmlFileName>
      <LongName>082 - Disclosure - DEPOSITS: Interest Expense by Deposit Type (Details 2)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/DEPOSITSInterestExpenseByDepositTypeDetails2</Role>
      <ShortName>DEPOSITS: Interest Expense by Deposit Type (Details 2)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>82</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R83.htm</HtmlFileName>
      <LongName>083 - Disclosure - DEPOSITS (Detail Textuals)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/DepositsDetailTextuals</Role>
      <ShortName>DEPOSITS (Detail Textuals)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <ParentRole>http://www.riverviewbank.com/role/DepositsTables</ParentRole>
      <Position>83</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R84.htm</HtmlFileName>
      <LongName>084 - Disclosure - FEDERAL HOME LOAN BANK ADVANCES (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/FEDERALHOMELOANBANKADVANCESDetails</Role>
      <ShortName>FEDERAL HOME LOAN BANK ADVANCES (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <ParentRole>http://www.riverviewbank.com/role/FEDERALHOMELOANBANKADVANCESTables</ParentRole>
      <Position>84</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R85.htm</HtmlFileName>
      <LongName>085 - Disclosure - FEDERAL HOME LOAN BANK ADVANCES (Detail Textuals)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/FederalHomeLoanBankAdvancesDetailTextuals</Role>
      <ShortName>FEDERAL HOME LOAN BANK ADVANCES (Detail Textuals)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <ParentRole>http://www.riverviewbank.com/role/FEDERALHOMELOANBANKADVANCESTables</ParentRole>
      <Position>85</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R86.htm</HtmlFileName>
      <LongName>086 - Disclosure - JUNIOR SUBORDINATED DEBENTURES: Terms of the current Debentures (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/JUNIORSUBORDINATEDDEBENTURESTermsOfTheCurrentDebenturesDetails</Role>
      <ShortName>JUNIOR SUBORDINATED DEBENTURES: Terms of the current Debentures (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>86</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R87.htm</HtmlFileName>
      <LongName>087 - Disclosure - JUNIOR SUBORDINATED DEBENTURES (Detail Textuals)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/JUNIORSUBORDINATEDDEBENTURESDetailTextuals</Role>
      <ShortName>JUNIOR SUBORDINATED DEBENTURES (Detail Textuals)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <ParentRole>http://www.riverviewbank.com/role/JUNIORSUBORDINATEDDEBENTURESTables</ParentRole>
      <Position>87</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R88.htm</HtmlFileName>
      <LongName>088 - Disclosure - INCOME TAXES: Components of Income Tax Expense (Benefit) (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/INCOMETAXESComponentsOfIncomeTaxExpenseBenefitDetails</Role>
      <ShortName>INCOME TAXES: Components of Income Tax Expense (Benefit) (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>88</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R89.htm</HtmlFileName>
      <LongName>089 - Disclosure - INCOME TAXES: Deferred Tax Assets and Liabilities (Details 1)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/INCOMETAXESDeferredTaxAssetsAndLiabilitiesDetails1</Role>
      <ShortName>INCOME TAXES: Deferred Tax Assets and Liabilities (Details 1)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>89</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R90.htm</HtmlFileName>
      <LongName>090 - Disclosure - INCOME TAXES: Effective Income Tax Rate Reconciliation (Details 2)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/INCOMETAXESEffectiveIncomeTaxRateReconciliationDetails2</Role>
      <ShortName>INCOME TAXES: Effective Income Tax Rate Reconciliation (Details 2)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>90</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R91.htm</HtmlFileName>
      <LongName>091 - Disclosure - INCOME TAXES (Detail Textuals)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/IncomeTaxesDetailTextuals</Role>
      <ShortName>INCOME TAXES (Detail Textuals)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <ParentRole>http://www.riverviewbank.com/role/IncomeTaxesTables</ParentRole>
      <Position>91</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R92.htm</HtmlFileName>
      <LongName>092 - Disclosure - EMPLOYEE BENEFIT PLANS: Activity related to options under all plans (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/EMPLOYEEBENEFITPLANSActivityRelatedToOptionsUnderAllPlansDetails</Role>
      <ShortName>EMPLOYEE BENEFIT PLANS: Activity related to options under all plans (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>92</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R93.htm</HtmlFileName>
      <LongName>093 - Disclosure - EMPLOYEE BENEFIT PLANS: Additional information regarding options outstanding, by exercise price range (Details 1)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/EMPLOYEEBENEFITPLANSAdditionalInformationRegardingOptionsOutstandingByExercisePriceRangeDetails1</Role>
      <ShortName>EMPLOYEE BENEFIT PLANS: Additional information regarding options outstanding, by exercise price range (Details 1)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>93</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R94.htm</HtmlFileName>
      <LongName>094 - Disclosure - EMPLOYEE BENEFIT PLANS: Stock Options Outstanding, less estimated forfeitures (Details 2)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/EMPLOYEEBENEFITPLANSStockOptionsOutstandingLessEstimatedForfeituresDetails2</Role>
      <ShortName>EMPLOYEE BENEFIT PLANS: Stock Options Outstanding, less estimated forfeitures (Details 2)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>94</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R95.htm</HtmlFileName>
      <LongName>095 - Disclosure - EMPLOYEE BENEFIT PLANS: Employee Stock Ownership Plan (ESOP) Disclosures (Details 3)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/EMPLOYEEBENEFITPLANSEmployeeStockOwnershipPlanESOPDisclosuresDetails3</Role>
      <ShortName>EMPLOYEE BENEFIT PLANS: Employee Stock Ownership Plan (ESOP) Disclosures (Details 3)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>95</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R96.htm</HtmlFileName>
      <LongName>096 - Disclosure - EMPLOYEE BENEFIT PLANS (Detail Textuals)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/EMPLOYEEBENEFITPLANSDetailTextuals</Role>
      <ShortName>EMPLOYEE BENEFIT PLANS (Detail Textuals)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <ParentRole>http://www.riverviewbank.com/role/EmployeeBenefitPlansTables</ParentRole>
      <Position>96</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R97.htm</HtmlFileName>
      <LongName>097 - Disclosure - EMPLOYEE BENEFIT PLANS (Detail Textuals 1)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/EMPLOYEEBENEFITPLANSDetailTextuals1</Role>
      <ShortName>EMPLOYEE BENEFIT PLANS (Detail Textuals 1)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <ParentRole>http://www.riverviewbank.com/role/EmployeeBenefitPlansTables</ParentRole>
      <Position>97</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R98.htm</HtmlFileName>
      <LongName>098 - Disclosure - SHAREHOLDERS' EQUITY AND REGULATORY CAPITAL REQUIREMENTS: Compliance with Regulatory Capital Requirements under Banking Regulations (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/SHAREHOLDERSEQUITYANDREGULATORYCAPITALREQUIREMENTSComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsDetails</Role>
      <ShortName>SHAREHOLDERS' EQUITY AND REGULATORY CAPITAL REQUIREMENTS: Compliance with Regulatory Capital Requirements under Banking Regulations (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>98</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R99.htm</HtmlFileName>
      <LongName>099 - Disclosure - EARNINGS PER SHARE: Earnings Per Share, Basic and Diluted (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/EARNINGSPERSHAREEarningsPerShareBasicAndDilutedDetails</Role>
      <ShortName>EARNINGS PER SHARE: Earnings Per Share, Basic and Diluted (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>99</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R100.htm</HtmlFileName>
      <LongName>100 - Disclosure - EARNINGS PER SHARE (Detail Textuals)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/EARNINGSPERSHAREDetailTextuals</Role>
      <ShortName>EARNINGS PER SHARE (Detail Textuals)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <ParentRole>http://www.riverviewbank.com/role/EARNINGSPERSHARETables</ParentRole>
      <Position>100</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R101.htm</HtmlFileName>
      <LongName>101 - Disclosure - FAIR VALUE MEASUREMENTS: Fair Value, Assets and Liabilities Measured on Recurring Basis (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/FAIRVALUEMEASUREMENTSFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisDetails</Role>
      <ShortName>FAIR VALUE MEASUREMENTS: Fair Value, Assets and Liabilities Measured on Recurring Basis (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>101</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R102.htm</HtmlFileName>
      <LongName>102 - Disclosure - FAIR VALUE MEASUREMENTS: Assets measured at fair value on a non-recurring basis (Details 1)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/FairValueMeasurementsAssetsMeasuredAtFairValueOnNonRecurringBasisDetails1</Role>
      <ShortName>FAIR VALUE MEASUREMENTS: Assets measured at fair value on a non-recurring basis (Details 1)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>102</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R103.htm</HtmlFileName>
      <LongName>103 - Disclosure - FAIR VALUE MEASUREMENTS: Level 3 inputs for financial instruments measured at fair value (Details 2)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/FairValueMeasurementsLevel3InputsForFinancialInstrumentsMeasuredAtFairValueDetails2</Role>
      <ShortName>FAIR VALUE MEASUREMENTS: Level 3 inputs for financial instruments measured at fair value (Details 2)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>103</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R104.htm</HtmlFileName>
      <LongName>104 - Disclosure - FAIR VALUE MEASUREMENTS: Fair Value, Option, Quantitative Disclosures (Details 3)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/FairValueMeasurementsFairValueOptionQuantitativeDisclosuresDetails3</Role>
      <ShortName>FAIR VALUE MEASUREMENTS: Fair Value, Option, Quantitative Disclosures (Details 3)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>104</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R105.htm</HtmlFileName>
      <LongName>105 - Disclosure - REVENUE FROM CONTRACTS WITH CUSTOMERS (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/REVENUEFROMCONTRACTSWITHCUSTOMERSDetails</Role>
      <ShortName>REVENUE FROM CONTRACTS WITH CUSTOMERS (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <ParentRole>http://www.riverviewbank.com/role/REVENUEFROMCONTRACTSWITHCUSTOMERSTables</ParentRole>
      <Position>105</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R106.htm</HtmlFileName>
      <LongName>106 - Disclosure - COMMITMENTS AND CONTINGENCIES: Significant off-balance sheet commitments (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/COMMITMENTSANDCONTINGENCIESSignificantOffBalanceSheetCommitmentsDetails</Role>
      <ShortName>COMMITMENTS AND CONTINGENCIES: Significant off-balance sheet commitments (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>106</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R107.htm</HtmlFileName>
      <LongName>107 - Disclosure - COMMITMENTS AND CONTINGENCIES (Detail Textuals)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/COMMITMENTSANDCONTINGENCIESDetailTextuals</Role>
      <ShortName>COMMITMENTS AND CONTINGENCIES (Detail Textuals)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <ParentRole>http://www.riverviewbank.com/role/COMMITMENTSANDCONTINGENCIESTables</ParentRole>
      <Position>107</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R108.htm</HtmlFileName>
      <LongName>108 - Disclosure - RIVERVIEW BANCORP, INC. (PARENT COMPANY ONLY) BALANCE SHEETS (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/RIVERVIEWBANCORPINCPARENTCOMPANYONLYBALANCESHEETSDetails</Role>
      <ShortName>RIVERVIEW BANCORP, INC. (PARENT COMPANY ONLY) BALANCE SHEETS (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <ParentRole>http://www.riverviewbank.com/role/RiverviewBancorpIncParentCompanyOnlyTables</ParentRole>
      <Position>108</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R109.htm</HtmlFileName>
      <LongName>109 - Disclosure - RIVERVIEW BANCORP, INC. (PARENT COMPANY ONLY) STATEMENTS OF INCOME (Details 1)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/RIVERVIEWBANCORPINCPARENTCOMPANYONLYSTATEMENTSOFINCOMEDetails1</Role>
      <ShortName>RIVERVIEW BANCORP, INC. (PARENT COMPANY ONLY) STATEMENTS OF INCOME (Details 1)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <ParentRole>http://www.riverviewbank.com/role/RiverviewBancorpIncParentCompanyOnlyTables</ParentRole>
      <Position>109</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R110.htm</HtmlFileName>
      <LongName>110 - Disclosure - RIVERVIEW BANCORP, INC. (PARENT COMPANY ONLY) STATEMENTS OF CASH FLOWS (Details 2)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/RIVERVIEWBANCORPINCPARENTCOMPANYONLYSTATEMENTSOFCASHFLOWSDetails2</Role>
      <ShortName>RIVERVIEW BANCORP, INC. (PARENT COMPANY ONLY) STATEMENTS OF CASH FLOWS (Details 2)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <ParentRole>http://www.riverviewbank.com/role/RiverviewBancorpIncParentCompanyOnlyTables</ParentRole>
      <Position>110</Position>
    </Report>
    <Report instance="rvsb-20190331.xml">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R111.htm</HtmlFileName>
      <LongName>111 - Disclosure - RIVERVIEW BANCORP, INC. (PARENT COMPANY ONLY): SELECTED QUARTERLY FINANCIAL DATA (UNAUDITED) (Details 3)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.riverviewbank.com/role/RIVERVIEWBANCORPINCPARENTCOMPANYONLYSELECTEDQUARTERLYFINANCIALDATAUNAUDITEDDetails3</Role>
      <ShortName>RIVERVIEW BANCORP, INC. (PARENT COMPANY ONLY): SELECTED QUARTERLY FINANCIAL DATA (UNAUDITED) (Details 3)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <ParentRole>http://www.riverviewbank.com/role/RiverviewBancorpIncParentCompanyOnlyTables</ParentRole>
      <Position>111</Position>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <LongName>All Reports</LongName>
      <ReportType>Book</ReportType>
      <ShortName>All Reports</ShortName>
    </Report>
  </MyReports>
  <InputFiles>
    <File>rvsb-20190331.xml</File>
    <File>rvsb-20190331.xsd</File>
    <File>rvsb-20190331_cal.xml</File>
    <File>rvsb-20190331_def.xml</File>
    <File>rvsb-20190331_lab.xml</File>
    <File>rvsb-20190331_pre.xml</File>
  </InputFiles>
  <SupplementalFiles/>
  <BaseTaxonomies>
    <BaseTaxonomy>http://fasb.org/srt/2018-01-31</BaseTaxonomy>
    <BaseTaxonomy>http://fasb.org/us-gaap/2018-01-31</BaseTaxonomy>
    <BaseTaxonomy>http://xbrl.sec.gov/dei/2018-01-31</BaseTaxonomy>
  </BaseTaxonomies>
  <HasPresentationLinkbase>true</HasPresentationLinkbase>
  <HasCalculationLinkbase>true</HasCalculationLinkbase>
</FilingSummary>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>ZIP
<SEQUENCE>133
<FILENAME>0000939057-19-000262-xbrl.zip
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 0000939057-19-000262-xbrl.zip
M4$L#!!0    ( )QTSDZB?-'V.B8# $M02  1    <G9S8BTR,#$Y,#,S,2YX
M;6SLO7MSXSBR)_K_1,QWT'K/[NF.L*OTEET]W1MVV>[VG'+947;/[,2]-RIH
M$K(Y19%JD+1+O1'[V2\2 $F0(B5*?(B4\IR)&9?XRDS\,I%(9";^]K^^SZS.
M*Z&NZ=@_'_7>=8\ZQ-8=P[2??S[Z_?'ZY/3H?_WRU[_\[;^=G'1^)3:AFD>,
MCN^RZYVK/T_^]\673\'CG=-WW7?]=]W._],=O^_UWO>[O;-.K_MA,/DPZ';.
M;_^_SLE)\*H+S66O8<_P%_3?]:)K_)=+1_=GQ/8ZMXR4J<GN?3.]%_CBE6%Z
M#NW\0WZS]PZ^.H17/;[XU#6TQ7'G[[Y-.KW!<4>0T/\P8E2<=NYOY5>^/U'+
M_ #_W6'LV^X'^NH^_7STXGGS#^_?O[V]O:,F8^K5)&]/FOWMG>[,.#?=P:!W
M)!^Q3/M;[!%XW3N'/K,[NX/W</F),1G<#E<-,WQ O7G\7EP,;UUZ]=N W]L[
M.SM[SZ^&M[IFVHWLI;WW__OVTX/^0F;:B6F[GF;K,5K,%;0G[S==9]CO358]
M(>X('K =V_9GZ?<;'GWO+>;D/;OIA-U%J*F'SZU_*/X %YR7*M61D*H7W*H[
MONW11?Q>E^COGIW7]_(B#/+DI-L[B899]REE"I'UG+R:\J!!S/1GV 6X_31^
M._FNOZ3?#U=2'C#M5^)ZZ8^(:_#0(/Z0K9FZF_X,OY3"AVOJZ0^P"W![+W&[
M-Z<9][,K*7SX[LFSILW#9Z::^\3'4%Y(?P3 X*8^PZ^D//3=6H'?__U)42K?
MHYFWGKUG5T->J9=%2'@IA1)V+?4!]5:P4J#H'URNPE_(M,,5_X-&=>I89+5Y
M>#^GSIQ0SV3?5PP1?P%0]?.1:\[F5OC;"R73GX_ ")X$9N[==]<X>A^8ZX^.
M[9'O7N>!Z!Y8W9@=U>5%T_CY2-[X]=S]>C?].NA]O=7H5_;.[F.W^U7\Y_$N
M]?>CZ(7,[IO>(OJW:< O;!:@'2Z../<!OC[>_-?1+UUF^;K#WF!\^K?WR8?A
MA>_3O\"$93J&\D5N 3WV ]!XTAVP,8F>CJX&OT3/OX_)9+60/OJNY\R^=MLJ
M)28%ZETRAT"14U>1DWH])-I(/* *-KI:3+#7_[H"J9[/N?1&&5(=1[]?@$-#
M7/=<_\,W71,P?O[==+_>$JJ_L*%V+]A\Z-#Y+9D]$5K/($@9DF?P@X(?#/;)
M[W/+U$U/T-(Q3'9=>&_28G[(X.;H%]#P#^D\_>U]ZNL5R2N4;(>/T4EWN!$^
MQE7A0UBGWN3K-7D")$QB"$G]?3.$?+W63/H/S?+)Q>*6:*Y/"<B.>;VFRQ_[
MJ%&Z8#[T%S)W*/.HSV?@@81/79JN;CGPV$$B+O=WUXCYZ)?@Q@WE784VQ.84
MYF3U3WJ3\N>4!D";/?-,+GW*Q'W/>4!85P;K_+)N.*1S.DI5H?K D%C6E,['
M?),I?0DD&TWI.X?)6N-WY7KFC/%S-PWO1.M7E?7;1-C[IPRYUS_CC/7/I!6K
MRO&FJX9)/:O*]5+]>FW:3#>XUZD3\U5[LL@]\SZGCF4Z#P)MPF-R;!?BFLF+
M[3 3.;E4G):5[-:@J < J=]MS;(<'39K4AYQ]Q19N;A&@*T"V(/'/@O<7[%)
MWUM\=&9SQV;_%.[-N6%P/T"S[C73N+$_:G/3TZQVP&DE:Q&(5O*(X-D>/%^(
MIS&'TKC2J,T4LR5&*"=JTIE#N&P/ETLR)902 WYF@Z*!3CZ\:)3PW(%[;0%/
M[A>(-F$9H55@&M-U?^9;X"?<>2^$PF5*7F#47LD-6\[.6K)$SSNEY>470;4]
MJ-@_9TQ=/4?_ME?@6>(+0;(*)+"Z90L4 Y3M"K@VB<#'/;/CM@=2UNQ%LQ'B
M4N]#%A]'O\#5%&80%JM@<6]I]F=M1@)/V!113?BYV5@(S(#*@ P!I[&!*,B-
M@DLF/-USJ'MN&U??B>Y[;#:^FTY-G5 WS15L-5@*<(N8RHTI/DW?S0/YM61Y
ME *7=$80">7L-\QFA.JF9GTAFG7E@A^8'HQ/>R7[RZ$&,6YXDC'?FEM\M#37
MO9NFW)WXX">G+29LBVV-O%(M99.TC(%)(SX:(52VEBM;]$%4N2:K7'*<4/%:
MJ7B?--M 16N>HD7C@HK52L6Z]2V&>FUF6@V/FQV6?D$<<&EH4,5:J6(0[?6H
MSZO[8 70DL#!82B:FCB7,DBH<JM4#NL $!\KPZ?4,9A*W=$':/B@R] \F3M,
MNN<Z;PS0;&CP[;@4)M2TDF5N$!0;@^+<=8EWJ]G:,]_SZK4=%NG\(#"VL!9/
MIO=1HPU?_><Q%#%&$ H;0P'<LB^$9UI=DZ;GV6<#@GL3J;P@)C;&!'/&OHE_
M,]^^K8@('=!E9@X*$LG&-I.UH&A4<5VR8KM 8YN58AK<JIJ3$%+WZ]]]N\%"
M6J[KW!A\XY-!MWSP2:G^W;=2I?I YJV2ZF13J9Y5*=4[W4M5Z$NBMTFJT%5I
M(ZGV^I48R@"K&M?TTPPS>=H*J?*N;)M(];0>CR1K\FF'5#>VJXV1*E9V-[2R
M^P @A97=NZSL;C' L+)[UY7=>PL>K.Q&N&P %ZSLWG5E]]Y""RN[=U?9O;>@
MPLIN!$D7*[L1%JFPP,IN1 %6=C>VLGM?,(65W0>,A ;7#6!E=].+!G92V8W*
MAI7=J'([J.Q&Q</*[D-1M%HKNU&QL++[0/1K5Y7=J&)8V7U0BK;[RNX6JQQ6
M[B(H\H$"*W<1&%BYBU# REW$Q":8P,K=/8)$LG*W925IL<K=)2&5>WSX)D+"
M6JBFU$*U'B%8VE1K:5-C\8*52K57*K44"UAX=,BCC\4>-19[M!0C6+NQCV..
MI1B',,J84]^4G/K&0J3!V^Z8&-WT/?=Z$J-1=S#/>=\UJ(X\9]0C3%O>#[VI
M-FT9]02SD/="76K+0D:-P:3B/=*;'205-U>#-)/^0[-\<L'LA^;ZHJG%-25_
M^,36%QS,X3W*'2X3JD]IF"FCOBC\\S<&2(WJ+XM/Y)58\7?=V'/?<_F%04N4
M8[VH(FSED5DI*I%+["ET+<O_L'!?^LS1>/CNQ+;O+7(TZX;/'A%2-/>EN"UL
M>.I] DQ)(2C@":71%"M781% ^[!***  <JJ8HR2+:(J#M[\OX,T63U/0W$<T
MAVCFOOMOQ#*N'?J@602!'!8Y+(L% =P\ )^_:J8%#MG4H2X;J0=8)_!<!X1R
MF-NU1D:(Z\/"=5N"!ON"ZP,.$BSA&B95SYEI'HS4 JWU,JI72Z@IF$9;G7"B
MH] 0&NAP,SI-,$U!,%KE",'1%M"-?4T,)DCK-V=&8/QX:6^4"HX6>OXAO[2:
M@G6TUA'6'_PGAQKLHD>,2_+DW3U9YC//<T;7.@316B$U!=EHQ=5M%%[)^8EH
M+HD&#.TV#^FM$DY3P'S 9KI@BX>2<H_.?;;R<IY,B^QU9<66W2.*D%0DV2AM
M5%!'-M>1&T8 M37K(R6&Z4&C-]<-G[UG8X& WQ+PJR0;T1&)&-%;,GH?Y@1F
M_EL0DH.&NUH<IPD;$5TVHOTGX,]H? /)]L,Y*6G$<LE8OG3\)V_JMZ2/4FN!
M'!<SHKAD%']RT$.N",$RZ0K=XU(#(.X]YX$M.[Q+7P0XTNX:=!^=T[-+;>'*
M.Q'DY<4]EL= HGV#D4!UJ%,=KO[P->O1^942C9FLQQ?-/NNB<M2F'*MNSS4T
MAZ4MJ85U%YIKBIYE5ZYGSIBP[J;AG>$?EZ:K6PX\$]>9%>4YC8?]:G%$Z-I$
M+B6"OV#1#^)W._QFUZ0@H"L#]%:%0(CPK1"^+A,:85X5S ODH"/6M\+ZZOQH
M1'I52-\Z+QUQOA7.4Y.G$=Y5P7O37'5$]5:HSI\[C5"O"NJEY*\C_K?"_]K$
M:H1]5; ODM..:-_>AUGJHX 0+QOBVS6M0%!O&0[/KB1 :%<"[2V+-PX/X!\U
M2A=\TVSN4#;/G<_@<'?$>"K&-Q06PGSO8+[G_DGC (XN2FW0/IR%9I-0CFO-
M76+^ (.+300_QA=W[]3L[<91$P&/>T=U8?M -O^;"'+<_Z\=[0>3UM5$O&-F
MUR[BC@>0JMM$L&.V;MWQ];TKJ6@DK ^TJB(#=;_;ODN,3Z8-2BXJ<5L"PG4#
MG<D9CKN,"-Q1\QGBD4RN<#J5R>,S0<?+*&+SN)C+5FC&OWW&"+3N8I-"^PYB
M7+U:7R6-,BS3LD 5QS)+LHC5+;%Z;7XG!L*T')C*ZO1EB2(\85L-.@4]+3X1
MSR-TWV;15<P=XN@?=#,-[%Q1&VCVM>4$]G<HBJD]:=F*_5&W'>,V-C;%+J(E
MC'O;VG]BK\WU(WY/'?8M;W%O,0+.;8/-=^:<AU,7X5KV$Y-..T8\!S?*:C9D
M"T<\,>(7OLG$83^SR\&?-[,Y=5Z)LMK?*S#DXAAQDK0,4!;PXEC&GJ-C!9^(
MB0S;X?YN&X3*^A'S3V)P(>X3.GCH(1>[")($2*"WHT=]'?SL&YL]\4R9<];;
M-W"L9/.@0"'S-]P0 9]!(LP_)ZYW033*-*C9@\_',\F%'.8L7@Y[A .1?'PA
M^K=6CV\Z)X<]NK>.31;LOF^DX5M-JP9VB8G#'M,'[14\F7-=ASRIAKMJJ\8U
ME9'#'MO4=,J&.URKAG@5/P<UTGG<[6N?VJ;G4\*N7YO?X:^&:_=6R_1L-@\*
M$8TZO_0+T:PK)@J/W-GDT;EV?'JMS4QKT0[\M>/4@FV.,N56=,WHH-KL2FWN
MO!="(2E*LZSHY:@M.]66]$%!)4E5DAD;5MA-CTQ,I0H3?3 ZD1F3YG(H8-YQ
M:I R+A.?ZQ3N(F1BZB$:BH-*E$2S4979P'33/;,CT0?1[3@L^Y$<>70^T&C4
M;S30!4$3@H[(P=J4*(\9'8_]MAJY,M;1T4"C4))10,<"300Z$@=C,VY]BRF<
MLOV+_L1^&@N7>A^6!AM="C0/M9D']"S06*!S<4C60RV%4CIXH8NQGU9#3?!*
M&79T-M!<U&PNT.5 XX'.QZ%:D\QMUSUI9W9HAJ'*[5-L#7=(.M[&=G:H[75K
M^\&W!MP_O6];.T-4^MJ5_J!;0^Z=QE\Z_I,W]2U4=U3W-'6/XP-UO<VZ_LG!
ME3OJ>5S/^4Y ! Q4\"8HN)*HB*&X%BITN0F'&'K;9QW&4!MJ,X;6]E"O,92&
M2HVALSW2: R5H3IC:&P_=!E#8:C'&/IJH (O%]1@!*Q%>EQ980P&P0Y FS$6
MAGJ-X;"]UG",BJ%Z8V!L+W4;XV.HV!@BVS>MQD@9:C0&RYJIRED%X1@R:Y%"
MUU#8C<&S@]%N#*&AGF,P[: T'D-JJ.X87#L(7<<0&RHZ!MOV7<LQY(8:CL&W
MYJMVRIF9&'EKI5Y7<_8EAMT.0Z\QYH8:C@&W ]%UC+:AHF.H;<^U'.-LJ.(8
M9-M?_<8(&^HVAM?@/WLT#:(!+S+6[3&)!Z;,)VP@3^(#>>&[ILVX/M?_\$W7
MA*B"2.UFMO.%?=N]8&;6H?-HEC4]\LE\!:/,:'LVP? RN;$;%[?:OQW*[;.<
M2RFY)'.'O;5.."P!(C\<,H0AD9 NDI*FOKQ252>XI'C;#]!-7$C-I/_0+)]<
M+,(_?V,(T-@@+3Z15V)Q$(;7;NRY[[G\0B_N,FK6#=^,B[Q.0@%-.G-WF*<A
M9=P.@Y9/*LK!2]GB*=&G2TI8 7&VJ!'-Y:"9;R__1BSCVJ$/FM66D]A: F3I
M(Z2)& %<#H#/7S73@@7>U*$ND^X#T7W*)F?2$B>S+5 .;E@G;\1U.;@&@^$Y
M,\T#Z2X0U=6B>K6T$=,E.AM12 ZA7 644X6,""X'P5&L^<:^)@9[I_6;,R,@
M<[;N__;@.?HWA'45L,XO><1Z.5A_\)\<:K"+'C$NR9-W]V29SQJ$O= )J03B
M:P6.R"XIA*?-34^S/A'-)9&0$=2EASY6"1K!G _,_;5@=E\.![K].L//H601
MJ^5@]6 7@'7"%A> %2(8G>*:T8Q.<4G('J ?L2P-]"/:B=7#SL&H%;R8@U$U
MF@\W!Z,.(&,.1N4 QKWJ.BTR[E77@6G<Z=L5OG&GK_ZEWV'OA]3FAN!^2+S$
M<PF)OS_\ZKP2:O,?G@F[A;@0]6F=3['.R.5E%%'!4!$5F-XZU'O6GDDT1[#/
M&7Z]-415X(*;A_Q\(BP8+.Z\%T(#25UH^C=B[(V=X'C(P2 "@=L'5PR(9NTI
M'((;<G.*N. G$-F,];EF[0T.1*EI%EN'->B1XW_+_&F?$N#LFI(_?.9.+>*+
M(>4.V!KW*37MYV!55%VB67L!N%ZX*4NJ%5(N96W5IM0W5-*V*.G>K#E19W%=
M?K!:O$<Q M1CC*,<KAKORU(>M1C#'8>KQ_L0FT4-QOCUWBGNN@('#%DU35WK
MJ+; D%6KE!1#5JBS&+)JNQ9CR KU&$-6>Z#&&+)"+<:05=OU&$-6AZW!&+)J
MJ.*N*U_!D%73U+6V@AH,6;5%23%DA3J+(:NV:S&&K%"/,62U!VJ,(2O48@Q9
MM5V/,61UV!J,(:M*%1?C377H&@9X=@]IC,[L N$8#MDEYC&6L4.[CL&#78$>
M5_X[M/2XU-X)ZG&=O L;CPO3YD64^HCVAB<R(>ZSQA!!BRA)$=IGQZ;U%3;?
MS.;L*6+P$P4.!9?+(FZ*/:VMECEEW%$]ZU?/=4G<J)Z-4L_:\K91/1NAGFM/
MU4#U;))ZUK9'C>I9HGJB;E6N6PCF56#. .#YJV9:<.3PU*&N9I'6A5C71>_7
M,7A8*&A -+/7$F#M:S1S_>J[%;CO#4_^[MLG[$-G(;[KP=2&P@ *3[KCD]ZP
M;$$,;J^^=GM?S^=IZM_]RL03_[U1XF$BH-ZEYI$0+<.3KH(6]7I(M!%[8'PR
MZ*H?#*Z6(M6_^U:J5!_(O%52G6PJU;-*I"HGJQ3YM4*N2<L6%U)9"OW1=SUG
M!NAKIY26T7?6#/1)G;[3O51'Z9+H;9)JK[NA5'O]V$1<MJ74^#QSEN%^-G1Z
M3D@5@+J15,^2[DU94KW^UXI9O652W7A6;XQ4@P6S_<S<>&*^P@KRWJ'>U+%,
MYT%XQGR)PS[@LF4G35YLR2HG'Y?1BF(UNU4L*@X/4K_;FF4Y.J/12'FD78&9
M_,C*Q34";!7 'B W&[B_^L-G+']T9G/'AE"$"/49A@E'%VO6O68:-[8\V+@=
M<%K)FA+M6\4C@F=[\'PAGF;:Q+C2J,T4LR5&*"=JTIE#N!2P-;KNSWP+C#G/
M*(;+E+S ^+R2&UMW9F2O$)2;7P35]J!B_YPY]H/GZ-_V"CQ+?"%(5H$$EB#,
MBS1 V:Z :Y,(?-QKE$ EVFRNV8MF(\2EWH<L/HY^@:LIS" L5L'BWM+LS]J,
M!.Z**;;AX.=F8R$P RH#8<7E,AN(@MPHN&3"TSV'NN>V<?6=Z+['9N.[Z=34
M"74OR9102@Q0,384&BP;6@V6 MPBIG)CBD_3=_- ?BU9"*7 )9T11$(Y0>'9
MC%!(2XIJYM,CIFFO9'\YU"!&5%U_L?AH::Y[-TVY._%!2'!K!R:WB#WGE>H*
M%!<A;_.!22,^&B%4MI8KF](1 U6NP2J7'"=4O%8JWB?--E#1FJ=HT;B@8K52
ML6Y]BZ%>FYE6P^-FAZ5?$ =<&AI4L5:J&$1[/>KKL-YN4[7702B:FMV4,DBH
M<JM4[L)W39NX[KG^AV^Z//U"3"H,!B^:[;D73.@.G;<#\!G<!*UM4WE"?)2'
MCZ]BMSS<.OT$*6'!(P^:I5'8)K.-J]G<<A:$7!";3 .)'QBX<G]WA4R#:/ :
MR2+$:X+XG:[[<PTJ#!DS9$X)FTKA(@*\&,!7RQ7A71.\&0/:/75T]K;6](AK
M+JC3I(E0K@G*3/!3$#QD&U^3MN3E-Q?,Z?)$.*],3: .^Y*W@!U\#WPW-JAS
ML>9]7,QEU)QH+GEQ+.-F-J?.JVA.T ZPYF!/B4)G\XD@*@JB:Y_:IN=3PJY?
MF]_AKWW$4#:;"*'JJR5+"K5&@<<[FSPZUXY/K_=[;V/+FLPB)&T39DV<(I(Z
M.@>E9[T^+Z$_88IVDJ)H)TS13@KYKVPH3(]\,E]AH#S-?C9A,%R7L!L7M]J_
M'<K'3.HF)6QE[+CUGJ&SI"O-]V4WD*JJI4GQ[A_4E=$L95JY<5V?#1YYI+XK
MS\)A0J>O)GF3@PH+"M]SZ(+?<M-L"R\Z$29Y"NQB'L[V#S([A<L>XP4!LQ5@
MDI/&_MB77)PA7%;!Y?Q-HT:X) [VR91""NEU/;QHE%QH;KS<AO_JGOO>BT/-
M/XGQNVT0FJS"N%A<?8?T"9?<4U,G7YAS(1<U\-?=-':5.=#-!F18'JT*+G*)
M,B58AI-6P2 $EG?54* &M4F#'M\<U*!F:% X%*A!)6C0 >$909$K@G_AFTQ^
M]O.>[P)ELXD0:FGB=%85U]=H;K_5OILS?]8./!]:3O4657AKB872",6KX)42
M*@90V?=8V4T;E?W0E5W% "I[*Y7]B_8&E:-8#=4P999+].3@H):U4LM@%-FB
M"?ZG?4N_PU XM8X^<ZA0_?8E >V UJV'D9B&JU74[13=WO-E*NHV+DX+Z_9G
M\G:NZX[/&+:?[ZECLS]UT3-;H];BW'#F88[KN?%O7XRZ>^W0Q),F&_RY16)/
MM4/U-A"!>M#%5K) ,*[91C-\W;NC#Y!9I\LFPB)G5\JWV9#BC<-3F(APD\8-
M@F)C4/!D[UO-UIZYHC;\3./UL$CG!X&QA;5X,KV/&FUXG\(\AB+&"$)A8RA
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M! 1(\JY-5]>L?Q&-7MG&)9L"2Z+A1,Q:@I"L;\6%P>G[R'Y^=FA9L&2N&['
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M51,34MW;LR>3\2AAIO+35QE7Q6MQ1J-$[+L!7!6NR^D/SR9EC%5:W1WWC>I
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MN\*,B'($.2R!V_M$%HYT9:,@$*^Z<7@B@_*"Q,!$MXORR^=%N&6C9CS(P5I
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M"X>5>1\OCL@E^I67N?(H, \ PQYE%(,*BFZFP4&9S)_5* 01P\I6E_L=?%E
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M;&_!6YVDC5DQPH9.9&339CIFICC-2RH+O&W+/*>N+1<?F,7 IZN*9*3TOE$
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M#E?X*K,8 '^!-%+3F1FY)9;^GE_QZL"ER6ENCE%^:6FL6ZQQ[1+5F P[2W%
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M</H]9'=NI+HH_S=Q%UMU$^B6,:.57:^M)F29YV<7FIOUY'0Z4*?3Z()0DYQ
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MF3$'S##>L>LPL<-'X,VF6$X<%!\ W\-R%@S>!VS]\=3XQ8T<+XC@:-3>[3O
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MYIW&F/MO-#P[@JT;A-6:301H\!QP*0G^46S+S[>=J LV.J.N-QUJG-41@ A
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M#J]$7;#1X=9.ZKL2\HZ-2QIGD 0@ A !B !$ -(.0'6J!G0.A*@$( (0 8@
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MWV1B31]0XNLM,Q(_9'#<_P,&Y@51!  .?".&'Y #VO[CWZ+\N)T<UWM@(3.
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M\P.?/1DG%B#&A^/%X9WM+45%N>&QW;$]W+HQ.XD6MI-[:! N;F%9?)4>BV-
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MQ2PKB(ZH)4M0:"449$%A#15#E7KK\J(@F:"T-+6U/\J4PN21N).X SGOHB"
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MS$7I$Z_PM]N@O)ES&-%U_7M@GR;5D-"6P"U @Q;"ER%NTVC,LS4&FI#=<BW
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MWCL?GO,>@$CX^M['ME$X/CB=$1 KI*>KO67>#_DN_.,F "%+?Z?+=P&GEKZ
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MO?,72^8]:',F@(&^ZSY<^_<>!PT9385C.RQXT&YA84.L7!0 ((06SEFHW?.
M:UR@]G#$')Y/2QLMHP"<+XX;THX0$5YBE;_3E@&?\2# H;F5]M7#_IR6OUCX
MWL:G'0TI>^I7EA5$7/YXR1XT&VQ?X$PCG*C0EH &'PLKP5RP(RBV_71F#HS
M/ ^;D 9RPQSFNPS\.P<+@3B>QIDU3U[);@/.%X#"#3J$%@EX$"?H<:3*!W_7
M%MH,H!C_%N:+W_HS(%<>30Q]Y(4%C 5*081^\*3'*3[Z'^ER(I-7/J=FITZG
MT%[@4%<K+U1<O4S'3]8K)FW]@&PRB-\+'PL("<'C5JKA:@+Q+Y*?_PV^G$I
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M'Y)7]]BKV[0\X(2ATM\VO(E^V?;L]+C1.NJVG[K#SG"[TSI\,CBZT[HN+73
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M3$?]>,Q>]U-=$V,.]/ZP2.G/)J&3L@\[V8=N:=F'LS9,;5 $HXY1<GN3TM5
M(X(N$H2&"T*O4ZBP+ D""4([!&&"V8<&!RXE]A5J\MF+SQSOR>,EW<-G+RIT
M,?OY7,R<*U.;EE&7OC1+DI="U5(G1;S26E:I\@8M]1PG*:E!2SV +ZM!2W/V
M @:Z.2AR7JJ=HD 9G1USVR-S>Q)/_X0 KJI'8,<LL\%*;?I&O>!87?"2<)WL
MK->HS$X.)%P*@I>$ZU2]##%QU;:P\51G:<K:>Z7T;TGI7T7X0J=(&H"5NC1N
M=Z2/RSZHJ"PZ*Q)9)<!X)G*A"%^J1"EAA;!"6"&LE%"CIW^H1L\Y;)__RIP
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MYLL=-&^<&L'ATE>5D47#WN^R7,0RX#,>!!Q6@5O8-\V!T0*^#!R+:W]&+ "
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M3('I\*^^_)=\X*?^>!)_#,A;QKNP[L,12172]TV4;-+WI.\5TO?O0=M;H1^
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MSHZW]E8#IQ_C!7DON?F.XQV16$DHETN54I[<R'+$C^M9P/EZ9RZ^TRZ/O$N
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M*M/:1OPK*QZD.E#1AL= &SCA.!D#O(FB&2UJ-HIP81>'Q8:/,SKZP9R,L2,
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M0LG\N/?)W.K#>N>B$9,@P(U=/(FE9HW$4O0$^EICS_DK$CBP[\X$H*&:B:3
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M7U)O4.E27XJ7EA=)I381\>FQ<*=,>'AZ<3Z=1+^JPXM<^IYR]F910!C%@CE
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M?J*WO\'>YZ+(R5$TKI6#,V*PY8K6?&8&J'I??-FFC"N;+!GRC*LO=RI?O8O
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MOTMK3B;%$V&$6*?13JDL[I-*C4! 8;F^JC*H2A?"?X=I*<AY9450JF-'AGZ
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MG/$@> 1Z/J6_-D,\G8 8VOQ:^E.89X+,SH8A 357%'P2]\)E)L& 8."R%L&
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M*/$H]9_""O&K<(G(D<29PXI.9(J9N%DU"M>%3@.$9NQW!>*OR,$>H!T93:>
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M9I1;^#V94/K[.A L07CK=,('L?3-F=BHS](7]ZGH6-4S?6+#::<YB/C_1#P
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MOAI=S11&Y4+BQ*5Z<.G^XMXQB)&WYC#>,."M+$ ';3PKC3D?^X$CO&5F<SS
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ME3JB=E2Y*MH*,:4E!#:E7Y%.R!6PNGF@[CPL=@K=I%(KJ]>(1(@'>1#TL;U
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MUEI?5W),"3=[@^WZ:O1VPPT^3;*&U96O.UE)(4FU'ZC9/7>Y48R>FH$6ICC
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MR!4,&T]C$NE ^)461FG42ZL-6_&8+$)8B01I4QNT@>CGUH<;/;NIM?II3T'
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MZ7(.O1U3EJN<PEQAG!5/R>+]XNHIS;?1 8X*J_0DV\BUJ_EFG/X ]JY"1N!
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M'0!^#Q2JU,V"ZF!.0:4DM]V"I0+]SK^Y#K"=-K3A&T"7LVKS@*+3R,.HIH3
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M&FRMJY!?8,^;4C8[I,7+L,C/"73J%^XA/W##A_BUU9<! RY307P31MQ'#L*
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MS$62T*8P!,D!R0') <F! 7+0Z$37TG)@</!O5*9785]6.\RTX%I61X)@J"!
M*MK\(X$D@23!M"-A/"S3R&FB).R1M=ER]O;19&W>!;-]!GSL.]*\46-TTU3Z
MHX+ZW9$VG2B=<^QQJ=+[1KB[LE.?9(]DSQSJ#.W+4EC<)'LD>R1[^TY&J;)"
M@B2/)(\D;SOJ3/I]DCR2/)*\YJ-:I69$DN0=7O*Z,#"@-LDS.)[LV)->E5G&
M;;G[,+F56E9'LD>RM^>\LS* L21YSZ_FY0N2/9*]#;-T+L95IE)-$+]<*O7G
MQ.5;]SQ1Q^<3)"I?8/@0O[;Z<K>3R WBFS#B[Q:$ 7LR3RQ(##>'BZ.YZZ]D
M1='UV&W;'NZ\A)W%"W>JW32,%G=\6;A*GR4)9UNX@F]$=HU:G&#C_/X/TG4\
MR-<?PB4/7 *R&V6+O7<CS^7_Y9OBPNR=.'M*[ONIN]"^XO>^_N%Q"@(%XB0*
M?[ SN?UX:_Q\QJ9AY"9>&"C">8&7>"GEM._E"ZGOB[@@Q\.X\6JORVSK^A:F
MDMW[:=?]W&;KUE+>!1M3-W4M2^C#7TYZ)]:4^;Y\?/JWE'SX^[G"A5*J;\OJ
M@W+*,"\,UZ$_D_S%U[*$?WQRH^F=-7!LJ]]S!&3L4EVPE>JLW(S>6GGRG>5[
MQS_HE^EEK]U4(@(1@8A 1" B$!&("-0Q FU1W;IU?2KM0RL8M7#_B#I$'1(N
M(A#)%U''6.JT4[AHY,HNO4)O&/\\V*==J%T@P%TH!>M<G9=C]X:FC].H"FN5
M9*$26<A2^)V3AJ'=OR@#?472<'32T%E9&%0]/)LD@22AE9)PX93I0B%)($GH
MBB0,G8J'UI,D'$=!:^>J5?OVL%>SIT S2D@66B$+%\8/1"%)($EHXM4O[<FD
M9J_YP,!O-)DGS=O\'H7W7NR% ?]-9)U&;.HNH"7!"F\*YB*U\ 4U3DG_Y8=N
M8/EA'.\PC^A@:,H&889W#A'\U.D[U6JZRO&_&Z-%J5F5) IM%X7+?L51D<,@
MX1O!$,2;%:OIT:ABYZQE:OKE"U+4) Q2&(:E\!W:+PPD"B0*,GY]:?JQT$&;
MY9 3MELT4>&4"TZ]S-F="=L[B<(!P]<D"ON)0BGH89($DH2N2$*9<5/FS].A
M=I@TZ_#VCG_#SL*;FU(9!H,+>@[IHK2HV.RTXOQ"Y;5F[3CZ2!#:+P@2YHM$
M@43AN$6A8BN0RH]-6 IQ)G$F<29Q9G<X\W QG9<O6E4P>SH85AS@K+Q>MIVF
M;9LKU6M4TP:+0LUJFGHHB#/W+ININH:LNTIZBUC_ZIR*_H8Y%2LIBJ-) 'QA
MTY"_I;=#A\&>)&UVHAM?E!6'OC?;<K"-B8OM1.W3\++*J:*U\%IE4YY($D@2
MGJ@")#DPD+5(#AH_$<9E<LTD"20)79&$,E$(D@.2 Y(#D@,#Y*#1<=&EY<#@
MV)\SK'(DZ[:\=IB)R+6LCB2A(Y)PB!.A?7+P\@5)0M<EP;&=WB'\Y0/W:.PY
M7_QH\C;O@MD^0TSV'=O>J#W*%V7-PN6US[94/EV$,]Z1-ITHGG/LH5,F^=T(
M=U=V\I/LD>R90YV1W9L,2?9(]DCVFL\,]^G4(\DCR3N Y%V6:?8DR2/)(\G;
M=\X369OMEKPN#$6H3?(,CBCW[=[EY0%D[S#YE5I61[)'LK<7=<:30WAZ)'DD
M>;O1YN6+[LF>T[-'!PFT-)9*_3EQ^>;!WW__.;J/KU]_G=ZQV=)GGV^N?#]\
M@%3A^S#Z&+K!53#[R-R8?<3I,E]"W^=?/+C1[!O<XAM_]S=^./WQCY<O_KYR
MIP_SA>M%;/;>"_C].#V^L"GS[N%G<?['UI1O __C"[OYY>2M^/?W]_]Y][WG
M?+]:1-_[/6?RK=?[+O[W[?/W@?/]DXN?7Z:?G_P#MP5NK':&TS5\B%];?2G"
M2>0&\4T8\2T)PH ]F=[.)6[1.THYM_?3KFP61HL[_FA<B<^2A,M4O'"!)K"2
M:.[Z!2G=!RY\V66XA+,'=OW#XR\"BXN3*/S!SN2R\'O\?,:F8>0F7AB<(1U>
M6U[@)1X\8_5[^=+J^Q/+$A+_RTGOQ)HRWY>/3_^6G U_[YJ8[]>BO9MYRO/E
M)%M++2<Y)RK_P.D5:S5=G4PY][%HI;3@<I\B@C7NP@\>Y"VO0W\F=%\J_C@^
M"Q2 ]7&WN5);5I8<IGZ*.&-OSH &8/ZN,^M#<,_B9,X7P!4'LDA;F&/?-O!2
M5LHSA4*U[ADL90G_X*?E],X:.+8%9R;28JDNV+^7NQ72U#=1F#X$?"G>;.GZ
M_N/Z'ABSS'><JDLWX4+/3P.#URE,35!)+=%$SPB6,C4'!Y*R-,[L[$0#LV7N
M+?==V#3Q[AG)',D<'6:5<<*W,'%]8H+C9@*R:$B[DF"1V4*"18+5#L%JD]FR
M1>2J<D:H_8:%S7:K3+,GSFCMPEBOB_ZT ]YJPAV,3XE Q#XMH<[+%T2?9D_/
MYZLSAH/R%2M-Y(*DTS"?LVCJN;YUO8SY,V(:V[=5&5%U6[!]E=5^!53#\JG)
MFMZ<1ILT+@45%].1%%2!43#IU0S03Y) YP%)@E&2T.8Y*IV1A)VJ%AJ5A+'I
M<[5(#D@.FI"#OCT>E,$P)5D@6>B.+%Q<UBP+!\Y-/0\CV=;H6L3X_V-QXB;;
M8RL>#-;;(/#Z_>!7S?5Q*HYY'0:$W@ANV)HF.RN,HV3,D=T;#8@Y26L2<QZ6
M.0_H!32_E!V8\TG#_.6+0[)GWQY.R@SC,V:6@!$\T4'V/"1S#D<3^W)4<3R1
MV-.$I72"/<>./1S4K#W-"VNTN6CHHQO,R@0QNI05KE!FVY.HI<(=\PMWCI(Q
M^Z,R&+#$FJ0SB36/.HU9)VL::X)?E (QI P[L6:-26^[7PI;FKB3N+,^[KRP
M>_TR\SZH(J/AT,6GI9]X\AYE0AB446QY1I'J,*@.PTC&K-P8)]8T82F-L.;+
M%\2<E$<\SCRB8X\N:V9.2G(3<^Z9Y+ZT+R^H0HBXTTCN'''=>5%S@9!Y88PV
M5V!\R;I)8"9.G$3+*0QJ*1/2H QCRS.,5)5!51E&,J9C#T<U1\F).4EK$G,>
M/JM'"<8V'>F4^2;&W(\Q+WOVI.J6)^).$Y9"W$EU&8= R@CBY9P5#(2@_*(Y
M^<6Z2Z1KCI ;DUPTB#,[4I11>^:;NXG]$;$G*4X3%2=GSF'%,0QCF9.RBRW+
M+HXO:V9-2GP3:^[I)SKVA4-E&<2=9G)GWQ[V*NY],JPLHW T7L=J-?X(7-\/
MIS#R<NN]W),N-9G+ST]Z-"@_N=MBNY#!+),D:H31JAUDVA+..G -R?&)P853
MIH21!.'@@F#"8DD0NBD(]7@<-0F""8OM0AKX$(91,^X^B0&) 8D!B0&)@=EB
M -<!-+DQ ;;AAH6WN7;H6YBX_MZAM2TITJQWPA=ES<+EM<^V5!JE5]N4%&X_
MOVM'TG0ACU^J *H1QJ[LJ.ZFV'5@O/81BIT#"/1EBKM(] XO>G3BM57T2K7?
M=5/T&O7Y2HM>!X;%UB=ZQOK#(WL\/L2A=YC0$$D>29XIQ)E<]/BIYY#LD>R1
M[#4N>V/;<<I,4=^7NQLKM?PY<?G6/4_4"9"4KRY\B%];?;G52>0&\4T8\1<+
MPH ]^6:"P'!GN#B:N[Z\B1?,6,"?T(-7WFW3'NZ\A)W%"W>JW32,%G=\6;A*
MGR4)YUFX@N]"=HU:G.#A_.X/TG4\R'<?PB4/G/VS&V6+O7<CS^7_Y3OB)LN(
MQ=E3<M]/W87V%;_W]0^/4Q H$"=1^(.=R;W'6^/G,S8-(Q>@NA3AO,!+O)1R
MVO?RA=3W12R08^!-V^R<<U5%.]VAG4;Y5GM=9EO7MU IJU[OIUWW<YNM6U7)
M11M3-W4M2QQ[OYST3JPI\WWY^/1OJ>#A[^?2:\8GR/*R<!WZ,\E>?"E+^,<G
M-YK>60/'MOH]1^#G+M4%6QV0E=MK6Q^1?&/YUO$/^F7:56JWAE<>\/(%D8AX
MB A$!"("'9Y 6Y30'(QR1[851" B$!&("$0$,IA QP>U_S:<SUDT]5S?NE[&
M_!EQO'U\W020YOKZ[\Q+:'2ME8\@_4D*2 H<>SRN>4(Y20)) DF"49+09M3M
MSDB"L74<CMWK#>N5!,*?)TEH@R0,QO6?"B0+) NMD(4+>USUH-6B?3]H4W?'
M^K>U"%N4S;4L$V1KII.- ,W;$O<Z3/.7$=Q C%GM(&_[TJG8[2#F-&$IQ)SM
M8DY",V]9XTW?GDP&]3(G0>T3<^ZI.8<7]D7=NI/8D]AS3_8<]>Q1F\?H'%_9
MT$<WV'[<0\?SPA7*;'M2M52Z0XQI)&/V^V7@X8DUB36)-8\ZC5DG:QIK@E^,
M*PY>4(;=A*5T@36=H3VZ.$ MU!.=[,2?Q)\9?X[LP:#BX$63VO/X*C(^+?W$
MD_<H$\2@C&++,XI4AT&,:21C3DJ-2B#6)-8DUJ0\XK'E$1U[/*0D-S&GD<PY
MABDL98!YB3N).^OCSH'=FU2<G: *C#J#&%^R7A)K&@9Q$BVG  A;)J!!&<:6
M9QBI*H,8TTC&'#O'@NM K$FL:2AK4FJQ9:G%FH_S)S<!6L")-8DU-[#FX-(>
M30BAAKB3N-.8<$:;:S+>AD&\G+.H3/B"<HLMSRV.+X\DM4B<V3+.=.R+8<WA
M<6).8LY]F7/2.Q;-29G%EF46'7O8KSC 1FEO$Y;2">;L#>SQ!;$GL:>A[#FR
MG5Z+BX:VB&.LSAM'*ZMCM1I_!*[OAU,W8=N#9NQ)EYI,9C%3.%V,'$X-B[+B
MT/=F<BZQ&1G*W1;;A1QFF411(XRV][%&8D!BL'T7NS,B03"0MXP5A)<O2!2.
M1Q3J<3IJ$@43%MN%5/ A3*-F/'X2 Q(#$@,2 Q*#XQ6#/0)LPPW+;G/UT+<P
M<?V]0VM;4J19[X0ORIJ%RVN?;:DR2J^V*1G<?G[7CJ3I0BZ_5 E4(XQ=V4%-
M8D=B9PIQG)X]+H5 3Z)'HD>BMZ?H78S+Y+B[*7J->GRE1:\#PV+K$SUCO>$+
M^Z(4FE<CO$V21Y+7.<F;0.'AJ$R'&LF>X;*WWD!-TF>*]#F./;@XA,W96"SX
MY\3E6P=___WGZ#Z^?OUU>L=F2Y]]OODP7[A>Q&;OO< -IOPMOK I\^[A^O@;
M_/]O_'7?^.'TQS]>OOC[RH_?WKG!+8L_!%>^'S[PW[/W8?1'<,-?FLT^AFX
MX\Z]9,Z"9.5F@%(%A/S";GXY>2O^_?W]?]Y][SG?KQ;1]W[/F7SK];Z+_WW[
M_'W@?/_DXN>7Z><G_\"=@1NKS>&D#1_BUU9?\FD2N4%\$T9\5X(P8$]N"_[
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M!AJ;EJ/XU (]QX7.F1A?EF$6K*\AXL! #%'S&.+0-JTITB^ 3I+H' PE:Q5
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MZV,*,H ,C;3S!0U  TUIX(Q%4GB[281&^UJ+$H'"8+L0#&Y#'[33WATT  U
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MJM*)U;-^K@QW3T.9RMIL->,DEU1 G^)@NQ",<J8B6[)&H*:\DP1%;($(C6\
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MZT/WJ%:@KAZUA/'_L#3SLBV9%>57BV:*(1.JRTRE +DT16:.+)%S1F1JC9-
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M# %-"D,!-)&)T;#+XLLRS(+U-41<%X@B:AY%M,WA5/)&G&P4$>#4#)R2-^(
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MRV\)FP<I2Q\FEYC\,A4R3*0(DW:ATPX>6)-6_D8?'X ]- ?#\D>Q28"GOIM
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M5D)0U675"[W(9X:7&>?L,HBB/+(37Q@_^5:B8LEE"EV!^E0LN6N5D)VIY!(
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M+30MU"CF.S*'8YD9Z9V@7E-&-9V57FPR6]M4EM9$;6TJE4BP<4W4EE%#9WS
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M3L'!,\/6)[GLY2.(+)I5/GQ84T;-FCOW2X(32FVH.-HN9#_8EFVZKLS]HQ+
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M ]\S:$*R$J8U-BBJJO"J7/0+PT\3$ (%BE!PDILO $&_08"E "C 4@ 08"D
M"K1;"DK8)](RZK;&]&K,PX,R[M:]J.#+<[/Y7;)ZSST8W8\'+O,_MO1@658*
MQT@G35U*U Q$*U]J(" (" *"@" @<@(22WBLM4O8W6E]G_#LIN"TR%I9>_&%
MRE35$9%H9E_#D)0Q$@7YC9 X) Z)0^*0."0.B<L\V#*PQU)/6SZ_YWN0_S@Z
ML&H<M13;"+XYC8V3(/VQ?WLX\S!-68;:V<].K'Q7:R,GO%WI)^ED/;D]L$QK
MA )]]+F@\#0287B.#B:*BW4+@[,I6?P"K0"MT,R3CT:F.YX2YQV40D^5PN2
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M2<\KTL/#P\:;SXP_H'?)_M*Q<\0DE!%.Y9"8H&=DLKL#M  M6%F %6(R 5:
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M8F5W!V@!6K"R "O "K#2A$Q0$QLUL3N2W('RDNW[E>P\/0(ECP&9\I 9'-@
M# !3ON+QV)Q:*,,/Q%1HSXD:V8!+<]D\_4 ,:F1+RK A8G)2.FK0I.'Y(9[/
MX\A@_UH&V4]^96DQ3<)9$GHGSA&12T\R:H 58 58 5:Z@Y6\ESG00F**-$ +
ML*(;5O3. 28BEVX;F _"G9,#5[]HIUZ4U'OYUB=\"HT!>)(-U0*< *<R<+I#
M<^H G4 G270.#G 6%- D"<VA;4ZF+M!)VAHGYZ5H+G='\<))SRG2P[/#QIO/
MC#^@=\G^@F/$.)33]T,YP JP JP *RIDDC<^!UJ %@I# 5:Z@A4<(\8QXB=Q
M=>M@('J,>'S@E+(K[>']R/KARI8T3KWH,C@/&8X2ZW<*!T>) 9GJ50V%(H
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M:T)R8%81$CZS:Q8:(B>O (/.P$!Z?C9@H",,9#HC6M[Y28=":Q>DW9@8 H*
M(* .]/ZN8^U.#FQ)GO!/T35+L]P'P;_F+Y/"FVMXUUX0%A[6BS@Q4B]DY<OA
M-IG_HR"_5IOT8T@<$H?$(7$*.F\3/5M'I<;C 4E_[]Q++H-H/[\<UX&3VPL\
M5HI?EE'@!PLOO*<31?3?(_'80R4V<Z4DA=I#H9>Q4"T=8?/@KCA$%3WYQ)Q,
M)!=FVC;KNSNM%LX$%\"%UY]\7ST/P *P@#@+&M((8 *8L&*"2_7)%>N#2BM
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M>S2_@8U18\?PZYZUZJ@'(G^<_-!JMLKUG+%%G :9<<7"67$N)(BNV2H_5$:
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MEU%,3)9X47H1)_-W7(H1>]&@+WX01#-^Q7>&E<_0>KHFPU^J BM.%E?\SL5
M0I;Q(>ZG"\\/HLM\(,G<"[<DXM[$R>SN:\4(]F_8^8^ /T<^MC1+XA]L?SVJ
MXO/B_1GSXZ2PDO<+,;PS@BC(@OP>CS]?/_/F\SW#R$.T+/EMS]HS?!:&Z]O?
MOEYXL]GZ]6N>B/57]U>PY8]^3X139ZID[7GIGK:BRBF%P&[O^'^LXI_\SD8:
MA\&L K'Y;'!Y\S=&KWM=5D!7X7?9<FITY8KA;R>>GW$P&U_C'#Y>:!S..7?*
MIX _71U?G+%QN[XT(+@V@AV*".8*Q+\R7-LT<C6B"K25)JGV3A,X:0@GDXXN
M;O77L1:C 7?;R;Q+;LS-BR*=S CS7D?ERQ:HY4E=%M0T])I==YH5718OE,NM
M91Z^;AYJ1=%[PA#XZW#VSV5:&';[W%)A,J-]:H!;R^P7C\,JFL3_J*7SRCM[
MAC;5)W<M<S@6V1K*GG:5KDA0@0 5R+KD'<NT1D.U5*"G>Q^E\_10]WX,_LUF
MPFKW<5I4BVM-\T,IGRM'5Q/:EFD/18Q?V3.A,I,3Z-R.3K+*R1Z8TXGD?=KC
MIZ>GG'0V#+]G7C0[_[D.?Q4%9/R$S>36C]%Y1ZLPN$Y7RSCF0'5#ZKZ96^4J
M0Y"")UDUD^=^.)TV@;:&*#IF%_TMF@7I^3))V:R(%!@7_,E2@^LC8QDMBW?Y
MC6NII%=#8JWM^%X?&J'M:;7!=L*\<J?F9""RMM1D;IOQ:4WPU54RD%6S]M#A
MYEP;9""F?0?/#%L3P^]!?5';/1AN*S!:#.<TSKQ05,UR:1FS>'D>;D_D;&;+
M6V)L?8V(5!1-%^Q9>^((.J9J+@DMJ74EHP/W*'./[BYB:IF#D<Q\O;+H;FP7
M<?_\AO@AC/PH1YID]R[R(<[/.W"+^/[O%9_<4'E4P[8LG-4H<59#Y4[2M@Z<
MH3C%GTO6?7_X^?#KAR/C^U^/CDZ_ER:_[EF?RC4]!%37J-.83(??C>./QI?#
MDP]_O3TG81Q^_:-:(CR@ VZI"HI+.X-"D'UO/D5&=A4O4R^:I7^1&(3H]%$@
MQ9-2Z:A8'3^S^M T\*$6'^4U(R%\B&4@/1[4/)C-0D9JE5UO:+Y7L0HJ/+$X
M1\3O)4F=RQB)@KP92+QUNC\.E]E3<<][6?8_<.I,I=633*^*Q \__X/]:QGP
M(>>>,9$EHDO9Q"\[:V4NS;)/UCPIQ.K0??:!:8_[DEM/J$IRY:%TB V20Z8R
MGWUD#F2?N12:^39R^?57K9^B:Y86828CR/T8S'CO13]D;+T)Z%7*Z=.4%9T]
M')K60''Y/#(9_H1J.U(J.TI9]]@NUS[3L5J OC@9NSMDL_SU5TK'7 \EAI>F
MK(*)A]QE<KG+I'6<.1B(U$GH9B*_&@6DB P4!ML-6\XV[=&H!3*T;.#5S1QL
M4L%*F-W3X]/#ST;%H IRAK7Q+2G+&B:MOT>6.1J)M 7K9LY^HTI1F'^=\.VJ
MXQ_E+<-@8-I2C\(J0;BV =>M$[=M^ ^$W\X&X_.GP_>?/G\Z_73TO<@[_?[7
MPY.COQY__N/HY/M_&D?_\[=/IW\B5*N\\%-U=4U$+@AD-H^5RBL4$;D@S%<K
MH\[WDR6;&>S?B_RDV*J,2ERX6</ .P_"( N84#I-E\)^%#>9W;/@1BX"C.0#
MC!VB F%C:J*XFAX]#=NYF.4?P77 KSCC9NW/XKBW?O;.]AJ$W;)XFN/TU!)Q
M3L+$ZJ&)U>#>:RPY>08V7>,:YWV<)/%-$%W";NMWNJ8S,H=CQ3T_8$PA6U,
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M%_C2A7]E(>!'#9HU,U&(^Y<2MB/YV*Y1A1FY\;,?'J&70.$=6_-'E)#GI9]
M#B54H6IT6U =S)HV9]0U*?(]"%VVJ C$!>("<8$XW:OM; );A3662+O.V,E2
M"R0F\0J%4R!))3?T)*^XDD?RPT$T DU61SHM&2ST6Q )/BON][+1R$2.<T4]
MU,TF0RF9:5D2IM"Y*90<EL.R,6B:N2?&P/.L'!Z,H8LF'Z*FH"J$KX7KIIE.
MF((PA::FH,A-1@>SU-E&]$* CA(S13[6"<EVEH2![V/4UE=:RF+\>.>GM]N>
M_4_.@SCD-S&8.?PJ#$$80OEC&T:3[*J?AL#"B PQ$Y^V(5"Y=JJ;(^["$(0A
M5# $+N^%Z.F6EZH0O6K-GV978E>KI2$9'-76E4-#$QM-0CM9U4[3;I*D\Z2=
M/)>[V]1.9H,DI)VRRF\%FD7M++=7+?2SI'[J=I/AE.SOD.S#9LAM'+WZB1^%
M\,^Q]&,,!NX8'6R6HN$_I2!R0_@_25+A@F0FIA'R.1B1V4CIB*R9BXF=+) B
M%),?Q13C03DK<:H&X<123*YE@90^J.:/JLRZ;M*"@LK]R_SG"%^B\&BEK'\(
MGY&*VOX>5T^U0UENLHW'4_%4*"=GRJD>6G;+M5-FE%-4]CFKG$+/J;1\X&C?
M"OM".0DJI\'QKI,X]U RC!=G'Q@EM@]E6?O0,9LXD7XV?=/4K@\_"&-@QAAL
MN<FAVGX: PN]U*+QF_ZZH#0Y5,MBZ[<P!6$*=8Z''LH*C4O?.SP%,25^=M$(
MNFOA8*WX6=U$(7@VX@KOFTA/8!C%H-A%D5+W>[/6*E&IYKQ2;1P:>].#+I23
M.^4TC2:+%$_**2K5G%6JC4/=$,.JA'(RJIR6VO*R+K916#@Q42N0YZ&"+.K'
MC+@2Y5"S1/V81>T2ID#=%%2KBQDZ;)L""R5943^F;PIJD\D:5)3MPP_"&%@G
MMB?&8(F14F2V342QE[%B+R.XB(T!H2LLZ(HHA1(JA3*"B] 5H2OL5+%U>E7L
MLLTG>>\^J#Q0LR9K=(M5D"C)B[*G - JK='*2<K?G5(1FCX4\O1#56XR.XR*
M;A.K70C+$Y;'"CCZH6:3+)7TP_*H%N(:6UX/[@MKS_*8+5+"-4\EV?'=BFX+
MRQ.6UT/+TW62QU%9L#RQ/2!*OBSALD?; Q]^$-K"L+:(HN]>%WV%K@A=V9,-
M@J*I'7_[U$W\@03<.(34)M(8Q-(@&HVB4$I>W!@L@Y!DX[4O498"Z&3D!@&(
MWW.!B4BC<3%/5LG'J,*'8KC%_H2HDO)>)96/B1[.[T>15!B>,#QA>*)&*FJD
M/:R1=F1X8G-"&-Z^&UZC@^(L&I[8FQ![$RSALD=[$T)7&-8546W>ZVJST!6A
M*\SO3*#-;=)[$^=^D*7 $[L3S*6,HD@JBJ0]*9(*PQ.&)PQ/%$E%D;2715*Q
M.R$,3QB>V)T0NQ.BXBPJSD)7A*Z(BK.H. M=$;K"YNX$G2,2-6X".)*/;:-Z
M=#QRXV<_/$(O@> >6_-'+(3,^2_>BK<_18&71]&7?@(YE%19L3^6SS:ZJGDR
M-.*<5@&1$5Q(NFRA*T)7ZNI*A\M[NZ1\^*&AMG2XP'=3G-QG;1&ZPG(]C40P
M:->YWK54*(A)O I3$(,DE=S0DR"E/GRK5W6.)Q.UE?;*/.R5^?MVBZ>B'*IZ
MD[M">*IB"5,0IK#5%+1&-X7P9 H\%^EZ8PK,[NPB4U",=DU!U*N%*?!A"K+*
M\572XK;>S;*=I6#@^QB$2?WK$\3%I"T1VX?&8,,F>9M!/ZXE94&WA"%0-P22
M@Y;[80@LW/(IKB2E;0@.R;Y9%BXD%88@#$$8 J4-KY+'L&OD5L6M<B1$FU]*
M5^178E>+V>9E:G44^= TFB1"/%77A7;RIYV68^Z)=O)<\&:J09NF=JIB.T9H
M)ZO:J6O]WB'9A\V0VSAZ]1,_"N&?8RF(W!#^3Y* I$G8+AK-.:_9'I&U:V:[
MVH5B"L5D4C%% SUG-<V6%5.<[!"*N7>*R?,Q$H(A^I<H/%JIJ1_"9Z2BL+['
MI4OUT#1;SKZ9J5P*Y>1..>U&6[P\*:<H7)(N7,Y/9+>FGI;"<>52J&>?Z^I0
M.;66CZ.)@P<,!/+B\ &CQ/:A3.H<*JHX?L"B=@E3H&P*]J%A-%E/^VD*++0R
MB[YKZJ9@&21GYK/0>2U,09A"O0#):C+_AD53X'F[A. 1A"N\0R(]@6$4@V*_
M1$K=[\U:FD1-FO.:M'ZH.&+#1"@GD\IIP'Q=S* 2%6DFE5,_-*TF:8/8+A'*
MV9IR:H>.T_+Y0K%=PL+1A%J!?"O%N_4'L46MF/]:L7*HV%U4!=BN%;.@7<(4
MJ*^KIBRV35@LOXI:,?55P21ZXRD+M6)A"L(4:IF"IC<IHK)H"N+R7U'L90D7
ML3$@=(4%71&E4$*E4$9P$;HB=(6=*K9.KXI=MODD[]$'E>=6UF2-;JD*$B5Y
M4?84 %J%-5HY2?E+2BI"TX\RGBR3;/EL1;>)U2Z$Y0G+8P4<Y= @6C7LA^51
M+<0UMKP>7,RU'IH//Y"P/6;+E'#5(WK0H17M%K:WG[;7:\M3#TV#9 <%"Y8G
M-@A$T9<E7,0&@= 5%G1%%'WWNN@K=$7HRIYL$!1-[?C;IV[B#R3@QB&D-I'&
M()8&T6@4A5+RXL9@&80D&Z]]B;(4/B<C-PA _)X+3$0:C?,W_ZC\$V,)'XKA
M%OL3HDK*>Y54/FXTB:^?15)A>,+PVC<\F>2 L'X8GJB0]L;PF*V0PA6O;P52
M87B,Z)8PO.V&I_;,\,3.Q.*+YW/#1;VYC_5FL3<A=$74FT6]6>B*T!6Q-[%N
M;^+<#[(4>&)W@KF4411)^2R2BMT)87C"\,3N! N&)XJDO3$\EHND8G="&)XP
M/+$[03:Q_BEUH=QV(ZKEXV,A?=%;\E%2"TFGL1LFPRB&K(51"+86#7)\T;/1
MAV.8OJZDS#)BNIK,WE[\%!PE8W>P\- H'K] LC"5 4A3J++H$U .\\],B<M5
M>%GXVHR.MX)['7WD#6K__$%S8E_=V'?A?Z%,W#2+03)_R]+?!^YXX4_PV4_?
M?(@@0B!)X^@;."JDCQ^-?^^!012[J1^%4^#\T$_]&7(+?R\8FOY]G1(LJ7#E
M<<)[(7IYYC;Z(_KV_M5VK6K#.]&#IR\EX.+_+W-CJ"C!9'-]3AJY$^AUXXDT
MA ^6W##,W&#^\>*CZ%OYQ[T,2&DD86. GSC&7*&7KY;@?ODI2XZ>77?\\7[P
M KPL #?#&3V7?NB& RC2JQ#9&1;V W+7#Q"UTR :?/OTX8=?I@^XC2-(0#JY
M#:#&G83>Q7\R?SR"UG610!#<%'A?$S#,@L_^*T DAPC[.S#\]> L__?CY5\7
MC[+R>#*.'U59L1]D^3'__P\WCYKR>.WBWSOSWV]\Y>GD83(&)]_]Y/$S<!/P
M$@7>U6@<1Z\ _3FY!J,G$!]\4@P$DVI($X@E%%,42V!*+;1?^$VH(?%(\H<0
MV BA,@>L$K\< '6906U"3@3^_=+_CMW)%"<-PR3G,/47@M/,#Y"]K%.5KV.$
M@6X0P^ 2^4N ?NU=A:D;/OO0LDZ2!*3)'1BY/C+MDQ%4.O^_V/)NH0N)/&4M
M&HIZC> X@G <K8'C",)QM S':99 =YDD)P-(;^*C%V (KD$\@"M8FIQ"TX>K
M6<[^XQ9B3R?7[K^C^"QPX=/0(\ZB&)R#<02?.D/O5I'_FF-6DW6$7OR:/'V<
M$G\6C9Z@CT(?N8/+T7,(/:MWA59T?^B[LV=B'F/@0>E\AK_V \@N2.#?LA'P
MSCQ_+:0GR>/-\%&Q'B_!$U(E:PG3M;^OBJGKQW^X008@@M#50'O#ZN@F?H&C
M&\<3B,0=Q!*Z'@\BDH7I[%OG?C(((O2U F0I@ZAB'K[>GQ](<(&&^A<DOQX<
M:0>?Y%]^:@.Z?1,)_,XS.,]B*)9<*6N*0]%,#09_/1+*$03_:!G\76A./>3-
M</;)C7!6E&2WZ*_W\HM^\;<X2M8O;#F><Y]M=^6S-R.H8P1EC& 9/@DCTMDJ
M1@&15;).!H-LE 5N[OYG"R*GFB,??%(WHU22]Y(Q5!/DV-,PB)RN:Y206_C*
MQ?<Q"!/P!:+T\ :"5W -(7OAU4XABDH%_=N-0WU$_X)9Q,-;Q#&0>A,@"_8;
MXO<2 \ Q@JK1%$$$0#,,+Z,LYAA";,Y-($3\-T00?I9C!&6[*8+PL_41/!FF
M(.8?1M52&L"X!,(L>[MPXV!RXD5C],F;(<Q)$'4P%QFX^6\>W.\7PR$8I,EE
M'(U.HH'_$-V!U(68>!?SVC"!XMD7\ 9C"E1^0(EO'(7PGP.<S2T1B9$[\?Z=
M)2FNG5U&\<HW_7#@CP.P]*T2\&JZ.L_7B."RJ+&Y7'X' 9350PR)WZJ'4W@V
MP3;__9:$P8#QG(T#ND6M>4=(<RJ=G<+=3J6IFW(9*K%DKJ'6C[+1'4A _ I.
MW0":WW:C)@6F8A5$;J:# )5-P53L4E3.2LON!)O10U34'*;^#FS)EL^@0*(1
M,N^VJF0[>%25%7W9Q09.AMEGFV@Y:T=]2L6K<C4,9_@1K6>YR4NQJ?'J!H@"
M5BNS)(OE<#5WE@/+=C$5TB-55]\WD?%4=>_"JH@7^#]';IC ;P/X%O@-5NV)
MI#=4%$.U6]HO68%SGT5&R@4>::IA[X>T>/)^"@SJBH(?#;FTX6(WMKJP:E)$
MO:!E.JTM7AN1%:(D[!TU9^^ER)/75!73[D9>Q)TTY/K;S5L(O;4_!%<A!&Q'
MW:DWKE-5E);"Q_68"O&1S*?W3&A\><<>&-;)8!!G>)L,Q"!)YV$L_/1-^@+B
M_!FL6AI)1ZEK2COB+(FQD&][GM21A6AY][>&VKU]MA$(LVV!1+-XW;0<M;6,
M8I_%1*Q^J>AR>]L$G4N()W^GZ(9FTY %<8<Z;=UBU5B(^C1--BRUG85IBN->
M"HF41U.UENK^W4N'*V^FR;9L<2B)?T&NHO@^0^-OT+/0ZY[@$R!,S-H.20=G
M*$9+!K0-62%*\H&=V=+&-#]RY,EA:J;=DKND+J\BP2[Z[9-I6KWP05:MC^A&
MC--2N7@WO$*J+8660J"<.M?BZ%I'HFLCG^? [LCFW::LRJU51X3 R :?^;F4
MWLN*)Q^H:+K-MU2^ &8[YHBZ.MFRVMLU@2#NH7S(>;863U5T*!JN')EL6-2%
ML$!X<AM'EVA$YQUX!6&VOL-I^=2WL>$LJ]G"L5#4VF*HIK(6H2ULD.?:W,!U
M&X=A$=>.ZJQ?WPAP#=7B"E(R I\W'8KM5.+VZJBGTKRT!0!EX3NJ99$#8,&1
M+'S_#N I3V=1LF&CIO*H!Y((6/K.YNT-O/"#P&,NMOL44H%6H\]1/H8"?^7>
M#=S8QTGXQ6@<1!, 3D$(AGY:JKBS<TGI-WHW@T$VAI^>0/C.P3B&X. _EL%N
MSZ$[=U,7NI8!?!J,+TL!INTW8A"M(4(K"MW@$H#=,Q\19@8)T- DE8?H&@WP
M]]/)/1B@_R*G,9_B]S6,9\'C[Q&>4?V;ZV\?9EA^M,KCPJ#W)(TSA W&Y XD
M/@Y5W> :)I'/[C,X=0??@#<GL@1,DN_]>G 916D8I>!(><3Q\B)L]0&@"./N
MV2^48=27IAUTB>'&\(MY530(8+@:L+6,(7-Z:%+$<);-\ZEN%CKB4<KUS1@E
MCPIS"F0??-*,^JB<O+I^@"HI,(^"\3:8?_P</*7%0^!/?_KIBQ_>A'AH83&$
M+U^-VY_]A4L!*_6/YG0W1H&TXNQ"0'>:(]!(!_"@1?B@AY<XRIY?T+A%],R$
MOCK8AFW4 J,4"R2QH:LD$!6RN#37%_2HXJD/(.Q(7W0;XU(7F%T\D 2'LE>Q
M-$LC"DQSC>E.3115EILX%K+*T8U&*(JU.N6C&=5U^+^'46T IB',.8Q[ER#%
M>U9TT+ 5TZX7>93A@0PV=)"P;'6EI%J?XC)Q^98HY@M(IQOT^<8\%01*A-A5
M:&Z( 5VOT(SW2OE8N<"D&Q70U%*95DT6R*%#5SF(HM)45]:$))RXB]+DDT.&
M<2=2*<:L\,AN%:-<#:L*V0UAH.PMFK+?0/K,Q)4E2W;-(LJZ3Z6L#V2@J)AO
MX+GO=\ -$'IH(P<5T3<UU55MA-EZ&X>ME@RB-Y$X.SMR&P#O>3H(X!Z,W1CB
M$$RF/:OS)\T^>!8%:!,A=H.3M'IZW6!'8,;E,(J3)2[+W(J@+=U/09#MSJ!L
ML(W0#$K#;A'*V7T+C1Y+;9NJH5*:JS=UD.&Z*R"[4TFK?2#QC&?4'HQNI5\8
M]HQ];(T8L-&-.ZA0KRC:2L]S!1*[Y6RJ!NATQ/1MMU RPRCPHWOP/%,+^ K4
M@1VO_K%D3[@B]Q^@$80'&11:YB\2U%JU'JQUCT0=\;&'YIZ]@OS*L-,)OH+M
M9KCFTRLO1*B4.V1DF2N'5X0<",IA_L)RYP!DP[&$-,A*X[,;>J5LP= T 3YA
M\*^S(/6'[L@/)B4;;5<N]Q(R(.".<#PW0'VV&)=R=P$8MBXD42J:L613M?JO
MMMO"/4*J>I*ET2AZ\@-0*H+!5RHZ\IY#CR?CAFYP%@//3U%>E22S[]Y"O,M%
MY+JM.@+(C4#>C]$1F^ :M7B6.V8CH-P$9?8$?6WHN7&IP&SUJ*  <Q',\RA[
M2H=9(#2R 8BH]MY; (FL#Y:CJH[-J1T2=NR*8AI&+Z&HYI@M7=4XA8&IJ'>>
M?:".F>@RRN++TBFS(RORGL=M9*2 )\&AK0\W"$IF?LNG=;1'!8V%=T0)CUY!
ME<SBINNRL@>NC!.I55^0+=WNOPOD17H5DSO'YC64ZIWH1"K)F\1ZG;<R*ZWY
MCB*AVJMN6&*OI2,AB;HN)W*J6)LP13S?D:1$&,&ZA$38P$0O#)GHP91M2V2_
MW<JJ>A"A*D[_VQ88%UJUB$)1A+PZE9>(*S@1E @O&&KS)!-DB'905B0FZA4\
M"JU:J"$DUKG$1+#!E;A$R,'*@4-"6R*:JNU!6Q/S\JK1'.GLP<EG]N56+>#0
M-%LTK74N-!%S\".K7@<<^ZVE/95[X^GCEJDH3"[MY6?;M#K4Q%%U-D-6HO@P
MX)EW!*"F:CG]UU-F.A1WM-:;BJXQ.6&&9VF4GFEBR2J3@3W/X%><:6(H!IO#
M(7B60:V9)HYLV\(5E9QI8FN6W'_7P>1,D]D4S[U%GD@-V5$5I__Q^'Y/-&$%
MRHJ'WA1AWWTM,#$"8I_K5&26!]O4=9O)0R)-$:CNV V-VS21I%\V-3:'$O,6
M\C8::&+KLL&K63(E!0(#350H#LWHOTTP4TPE-,_$T&6E_S;$B=2J+\>ZK/4_
M0>!%>I4[:?I?<^!$="*1Y$UBO<Y:F946\7DFIKH'A5=&A22JNIS(J>(\$Y7)
MX;O[("D11K N(1$V,-$'0R9Z,!39$;4+WN:9Z :O&PB]D5G%/6A181+C3(2@
M1'3!J)!:'6<B.D%9D9@H5_ H--['F>R=Q$2PP96X1,C!REE#0CLBAL/HM4#[
M):_JT0:>>B?$QM4T$\4QQ/9CYT(3(0<_LNIUO+'?6LJXW$^"('J#6@Q*\6MM
MX'?^^UVWG!LE]]%G=)%G8O<(FEU,6&:YENQ.F: R<T6Q2XY<X0.*K]!0@V@
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MY!)Z@65+5T90 ;;Q+9C3"6J,4$OU6@?^>&9^#12HMKC\Z3+%@)5GA*O>HR
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MREA*'H'X#-P$O$2!5YE]T^1?YZ>R3[Z&'HC/W+$/5RS_O\##L)3"074,_G%
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MATQV9,1& WY)*G)'9MP2^U?A()]5Y ;%<?R\?3C-.X71/*V'Z/WAV_G1W/4
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M%^AMQ =5*:UIPMC QQ6D%CI&)+"I**_" 8PAY@>-2X0 Y@;FK%:86UT0=G)
MGF&+KE9VS_#N((\@PRMC_VHRG'_F9@Q0]!L^LZ;&VGJIKE!-AC&JZKI2$VV5
M,1;4<@MC..#Y#80H,8/:>^*-_-!/4O3!5W#Q?0S"9/V^:(=ZN7HY5!D>6N"9
MJLHRPC-5;6[*<Z[VGZ,D.4G3V'_*< 7W(<H)84VKC_25(;S;R2?**%55/C(5
MNRM&J>KOD:(HJRO-+DYQ >IKZ"&]1G^'-+AQB&M/Y_"K2>H/9H6$]?7(#E78
MLLV%TE]9+MI@FZYOEG$K#0M\T_7/MF;9#?B^^$_FIY.K<-T7$V0D-T/4UL2V
MEI=DH@6FN]3Q[KCN4L,K<#V;&H-WCO$XFR@^&45QZO\7;W6PIM7J\DJUD6Y2
MS%'5WM51/FTS1U5)':4Z<^=@".(8%%6*!_<[WHF _\TWEIFKJ)DKFPV[Z"?,
M*UU7NS+!AC*O=!VL7)G5W!-#IPO?G43C^Q=WT\8@ R6*M<0VX8)RT<%NAPNJ
M.K:-@87$+$8M(N<@_^]5B(L-LY+9E@W,+DL&BJRM;C64X:,5SBG[2$MFA7&Z
M-05=7VW,:,[XR6 09ZA[='8"!'K=Y<<L_(T]*WA7-VO$'V6LZ-;>E'=['UR!
M1;G^O,NYUL?J"TC1//K;.$+;A=[IY&N"PIZYV0Y2_Q5_"P'AAQDJIN1_C#9T
M\75I@J:U7-)MQAY5H&AOXYB\ D6Y=JXI%F&D<!0(OS\ P$LNXV@$U\9L-$9_
MOQG^"U(3Q:M3"U@S-,VTK7E(7HV7]B"@:D*L,=])+E.=^:D9(1M::(GSO>GN
M4T'%Z621VL6F5=9L0356FOWKLT8-(,I)DL$=0%2M295;T: -*U7>%\Y=;&<J
M=JF%N"1[5('JUMPX JI;LVL=J.)8'6^F=Z18=JF\JB1_5)&B7->P'8-7I.@F
M5JJS<H" (%(9>O_-<):3W8/GLF?T=JO+ E_%<Q=YN_IR"3W+ E>;:"%%<*6S
MJDT)QD'_]!.G,13,"[&#@PMDYD]^1Z7B%&G'*@7-2*MTS'03:799TO#U:C<X
M3TINLC1!)ZHARNCRNM/)0YPEI$[[+!"=X(VF]U(W9BE\>>K:8JB2%$@S-&M:
M"()H@&-J]()3%WH@Y-- F& O0[(I>^O1Y97EMAQ9K3#2Y"@\9$37:S*"A7CM
MA_XH&]V">  ]D/L,;H;7D,J78'+K3K!3.H//>0;>S7!X&<5H=<I&($9#"]P@
M0!] )[E)BVN<Q6"13?7@DWQL&87BD:&9/@25!$T+ @_X'W&<,;F'+PI.LP1-
MEB%UUCZ-,_#+3QO>L?SZ"TC?,_0;O\716_I2Q#F$R!A"")?H6/NRI0$AFX?N
M38\O4AEP]'YZ7PG*2C(R'POR $D_A7Z#3%OFP:>_!^G/GO\J)>DD +\>O/E>
M])9\E-2?)?3 HQ2NW,DPBD<?I3 *P<_2DSOX]AQ'6>@=#:(@BC]*_S/$__>S
M-(1$'.'GH _'$)GB(7[H037^*,GC[\6GAN[(#R8?I7^D_@@&)B%XD^)HY(;_
M.)3P;PZE!,0^?.;;BY^"HV3L#A8>&L7C%T@6IC+ TU?P)Z"2S#\S)2Y/:Z?$
M^?^%CU&T&1UOP']^@93IZ"-O4>S-'S0G]M6-?1?^%P_^A2)(YF]9^OO '2_\
M"3[[Z9L/$40()&D<?0-'$-WTI7@T_CW4H&+*QA0XZ"U2?X;<PM\+AJ9_/_C[
M<_KSAQ^0^/!YA04!HE<HLORWJE@O0B2/TY\/)&D0N E4;R\9#P,_2?&;#B14
MR 8Q6M*D 0B" K+9SV/7\XJ?%XB,%_[MK5)KP]=)K^C>ZX$;'+D0Z?"CE$;C
M1387M!1C4WPJ $/XW0"ZJ:.70IJ*?&P;Z(G5^!^YR-$<H0="&1U;LR<L8+*L
M-D]1X.4D*LHQHO$G2.2<XI]2;PO3;I9&W3-=EL'+B_.+NY//TN\WUQ?2YYN3
M+]+IR9?_3SHY_^/DR]G%_0[F?UH4_T]8C19^7OK> L=+_.G'!F9/>"B>/-3?
MW='XY_]13/GGK9(NJ]OM"G_!Y.F+?\G[J.JQOMO]<*H3E[]_/I7<(K*1<@VQ
M547!8 Y>4&"3P,5&BH92!-UCB)A%:PX, -&9CJ5OP,1)@O$R! ^"Y$EN IE#
MTZT2Z4</_L.-$_AN*7V)L@3FNLD_/PJ'(QS.JJ2UW-B$H/LBZ#PBQNO)KP<H
M[48%> (9SGN)%EPY9N5HNXP@W[G_-6)J&VN)8+A??/3H*4K3" *N+D)HZ>BG
MM?&P]%K(,O_B.OFO#[6WO5"5U[TO_V2#5^9HS=Y8&"%ZLX1WB\J_$MDQ!#M$
M%:6=45.NY2MQDU,GHBF;$5RC^R8D33F44$FA=/;S/M0C)R1H.&^Q._[U(/\O
M(3U1A)X0TQ.[+3VI)*2*>K*4O:[W;&L6C<$  +1H;/=OV_2H:II$1(SO0_32
M(ML-0DL^]STN;9"R/8@D!_[_UK*1&)%1AG'%,5CEW# /#=MLX")(B[WV@E*"
MD':6E5J85":%@D)L6DY:MPZ3(S".VK45]A;5:2;&XZ+Z)WXBJE)!>MUG '.L
M?!2@!%,O($6AM+SL+F&79..UZJ4LO2Q!F[8HO'N71N%4=[JW\*/R3RP"^% L
MI08+_(I NES@Z9.RV:NLT+)^S?WP0]=^!;]'/3::A.6D);'.C]""XF\D3:'#
M!9X^*15,@<4%-M_$/3;E=@VA\8+*BB&46+TK11SKRWZSPH9=@GF[V*\AP#V-
M!9?H\U?,M7@-:I9"T] @\ G\WPAMA('Y3IKDYDWD$_C"&/]I M"&&<!-H=)R
M?4]R0P\7< XE&+*, ?HJ"";ENQ[8#D!7>Q(V*9E)92-:[!5UWH6 YK7YPTDW
MC0@=RG^I#2'OR^IE$\(#='=XNN6+FTBN-,"SS+"PH6S3%^P.<3H&_I.Y 5R/
M)-WX&VI)2*,4_NSB"3Z'\ LC'WO8"<SJ7#_ &X\#U'F0HE[.8^DD77&DAW-O
M//\<<F49$F<Z)POFB1ZD"3( _SYWVA J"#-TVI"6_U5LZ) DJ",!FH$XA+HQ
M(WR-9Q9.33@UX=1Z[-26.ZM0;]3<Q>#^J&77!IW6 ,96KA_"QTSO1\.!WJBX
M!O (21Q^+YE=F7*8?S5!)XFDZ"W,?=_4;1U*'AA'"1IJN?2J0_S4Z<NF3T^0
M$_30R SL6/'IJ/Q-T,\E&72:XS@:H^@/<9.@G_!IR+RE"TCN<PQ ?C1PZ6UK
MO6Z0W[3HQK&/2G"I]+^ZK!Y;,^?Y!B!<XP!XSWD?V8)SALY_K5<MU>F_IG5_
ML>G_#KR", -H9@AJXH]A3/XGY.4,8@$?%HMV?^'Q1;M_IYWOBDVUM7_'&MT.
MCW<7?UQ\^7HA7=[=7$MG-U\>[D[.'NZE/Z\>?I?.OMX_W%Q?W%'H\1>!*(]N
M202B(A!=48FK4'('\!,>"H%P<+:L)(B\J5X0J->>W)])IIPWCJ /H-^A.B4.
MK?) .(8$/X=Y$/P"0NDYBE#8&:/GOOK3<#E7-#SN?!KU#8I(# 6=X/L BOP9
MS JF^*B"5XS=P+^9GH8%WU&--$%/>0(20$=9@_RA,;[P'!Q+J 01H*._,.P=
MHRL!X"-0'#Q_RC^2*1.2G^3I_6S/V,?CV ^+,Q/PSV&48J2+X#@9P- 9/:\
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M4/>#%^!E ;@9WK^X,<Q2$NABX<= F& /?)]&@V\W8_3/Y&20^J_P60\H4'Z
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M36W)HJDM!@"6B!(<L $8R + @ ' 0 0 B[U<M619KK(Y0&"Y"E1.!%.5A0>
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M%=^WS&&K8#4*9P.Q5!S.;UW'7]J;*)RW)?0J9G^QV1$CL5@>>W!EJ <<V#8
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M:C&BW\;]$\X)I+AO('B<V>CG&P>O;MA3-^E4;AA[CNTYH<?U,*#,G+ )G@*
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M1(\@^U4GR$8$K&WH=I_6 /F,;2Y()EC"81K#)!8W NB#3@#U40 (\(/#8B"
M)>%AC<%($BV"X*-.$/0 Y<GVON(58 OTG8U^3@+L_!0 D3I$8SC2Q=SO9'5"
M943PFF[GMB//1@%]D]E6?,T"?_1C*5RY!,,T1D<L;HR05L&&>S 'A "WCQQJ
M4U/[:2>A&!_!((W1$8D:8Z-5/&'"HIP.1 O.:#N@;B4)X'^!FQ4"RABH,499
M(L<X:15*^(*Q^P@]3X#(_A&-=7\0(]:R5E&!'D14N@'<L#<XL-$"4F=$9K7*
M&*@Q(EDBQSAI%2A@/HGUB( [@'/01WY(HL.R-'Q2!FB,2YJ(,1Y:;?@'T)Y!
M+RN =OS4S6_U>B \PB]B;O\(Y:PIBTA0XZ6#$4LB=ZQ4:[C;<4C(#'8O1;RQ
MEK,/N?%ZXR.I [FCI5K!<S=L@1G96[:9\.^V=Y@0_ B(W\.$.K)<$)FE5I&0
MYG J:D7N%*I.7'\/$<1D$LXH:Q#9 7"'.!"^AFDC]$8J54ZY@XZ&XTB1G?D#
MC!930%8B5U-BM-Y02<DO=VA8;VK+&@:VQ\]DK)D'%UP=HC<I;83>\*3**7?4
M5&OT@L4EE]BC?/DL$!9L11&+RX?KY79$HN@0YR0KP)+T=(.&DZ[JA+.52S'U
M\U8[>+7"2 J*BT>-P.%20!V]3A?N>!C9D#I2T=ISQ+K0T\P<; 10,DK0S[$<
M@\"&"+A=FR"(%C[=^80KIFC@WH,Y=* H7B8QV CH9)2@GR=SQ"7?FE)+6Q.P
M!,B'&[ [NAA@G\7_K#G=Y(BW[$J4C !563WZ;3%.XP]*;E+F4#V\5Z%8%_E4
M";$7S5P1&/ ( Q6K@U% UQ* ''&X3#3*0(R$2I#T7$R3.>E)R2_]S=GUEM_^
M^I?=_TJZEC.9TO]_Z ZG$ZO7'W:LAV[NNSD)I&JYH),P;T-)6]0H[N$&N@!%
MF0'6&A";&;A$$I=@<%-):"RM$>P_A<>YJG+RI UN]#Q.'JRT!#:16G2\!13S
MO>/XD!U.G1K)!,.TD88#F:H0':\$"9CN/H'56K0/RQ[[_)",E:+CC2&^WTB5
M6@!DQD!#4<Q2AXXWBV)VH]QRB9<O?K+>3<?9[!(I$FDC&G2\4Y2=MAI<R*K?
M7O",U=UY,PLMR0-S-,8X:([EU2]<??I5B5@69P:F#M$ FC0Q!/YMZ@(N^2:9
M)O+>>K.-\5H+:VS/Z2]'!&\@*V[2PX1M1%BX4M5&TPGI!F.FR&+G\-@8]/L>
M7,C%]I/[G#(JI'#/+3/:>#BE5*3A^SO$")XH0 #DY;-UG_9M  I!CT+(0K/$
M=H(?,%AV0C^@S% ?W?%"-[I30?]SQ<=&>:@U:*:I0%T>!^;0DGYKSA<;\A?.
M0JR4@V_->3!+[.>DCS$!.('$^GFAR5<#,I<0X3 30!++K5^&Q(5@_(.T]YG5
MU_S$\28@)ZD)_3(ECAC/CN<D/%SSJ;\]PX0Z/F/ DQ>R.4X9H(=)900.TH35
M[W-J.4ZXIDO55OP%/7G," A.!=/O0]E'<TQV,D^!LT38PXLM"V+8@4TW#0[U
MP;*.8*4(& &6K#+T^XY&%[0YZ];\_):J*#M-/- (V+*$U^^;^6"3GX!]UJEQ
MM=T-*[7(+"O[:Y0QT BXLH37+U4PNHT3G8GLW>H.)FM,N')&!*Q@N,H&4)F4
M$9"J*TB_BS+=)P?RF!C?WO*+BP(<DYXV JI$,>7*K=6=[QDBN*O1O;M!FO!M
MSDC]E"!@!&:RRI KRE9S:'[.O";&10]DQ>%/'S4"FDL!Y<JRU9OI'D0W%"<@
M"#S $H@E-KZ"449 (Q1;LDY;[8E-2M&4M!%&P),JKF2!MGIWR?&-EOC< J*0
M^JQ1>(XNRG> KLA@7],,^ \08590^"@QX)3*+IG] 01+3/]E0Q_AB?W"K79]
M7#1ZXEF[LJ5.OP6'KMIG=C2NT80XN.875O12VOGJ*(@]U7](#X*#F*+@_\ES
M37ZDDAB^7 -JQ%^_B/Q>K#CK$" P%UY83AMA!M )DLKFPZ3>,ZOPOEG'>AB-
MNU^[PTG_>[?$RV=)=&N_B9;$1!.W##)N-8]8V)E:=! 0. L#=OUEBD<V <+N
M"T4I-W+?(H'?;X@ VV-%8;]BCV7L'"6([.^2M F/[=[3OZ+%"!"(78DK\Y5-
MV>@=CY),*G$?50D^.M['X]).ES::@A6++9-M?[6V(6'?T5T>X]%W-=)F'\FH
M?I]YEH@!=<4<EJZ&/8]G8T0?^+BE#W4$?-GN1<:(\&S?%A.4+^M]Z/$Q8(H8
M \>S?7_7-(XIP/UWN%,D<WW;5J<?-;ZRY@<Y"WP-BL_Y; V\&H0DMYXUMVF\
M%%7"ID2C7C?/0KN54/A%'.-41LVC93D$+/PN2\;"$G>:5>PNVY.OO8'U(W^S
MX61J]>\D]U/7O"Q1U%G36QXNIO+<;;_YK'O /I^W[01PD^4I*A"I>]G-NVPU
M^,%5AZ24=:SN1D)T#7+@3KM'>7$LU\IQ"& _9W45DJ-@.);2BBJWGLGE&LQ^
M\^<H),[2IC+L:N(<\R-&366TH8@I*4C'BB5UW$\U$EDE!>E9R(3:GLVJ9>S^
M[*.+[F89];YDQAN.KJ22LM-^FXIWL-@-58%\/L[QTX:#EZ@ '1LJ3Y9T*W7'
MOA!L'T;YY/H1@)4RP'"\TM2@8T/ERX6!?]Q/5P>EU3-IO.& 2BHI._6W@=4S
M[@E$/^L6@0O6<V;G8<?>7'R+_"OPW"CT*/*$\I S'/Y\*LS.06["&M@-.N#R
M1)A=D%D%^^S!IB,MH9Z2NTNG;$;/EYPQL+VN']@!X*4%6*>,G8(]#S^FM#K+
M2<A0#/.J3<M>U'F.2,? P0O$D@WZ*&[TD'&5N\19#+6:2A2N90OMT]HQUIQ+
MG'DW633*<,B%"I'HKMW Y[N:DCI&HRA5;4?4OEL)QI2O]1WVX#VP@V64MTK7
M@R=6J<":,^DF(=TE(,I(6@,O=1J&@I9#61*-O1MX$2]WA","Z/?"C?>$\7V5
M*(":N<[F)&BH'115HT1W<2V,(FJS'*>:48<!P W+.L@JQJM$Z-D9@5AM,?B"
M.)HNX..0>8OVEO$>V_!>,W+=QHO1?8ZF(:_4V%(R+N-KD96RVUX4S$I)(E)S
ML8%#K.PXF"+=?4=N?+/7F13A$X0312K*SFRI_9)A"N?1$7$QA).(/$>8$Y6E
M8=7G8YX?["!*1.;NV7;?_<[V/.JV[S/HHQBIU V,<NB;;2'EJ%B_2GBQZ4]Q
MV_E/" G(9R$*5,RV Q5U9:?@-+I4,':IV4;FO"UA<5"A:+89Y%6C?L7Z%%8V
M=K8VQ;&@97\Z4JD_&TO)K5[]JO]=K(-43KJO"[8CST:LD ,KW;!>B:]V*Q Q
MVP84E)6=>*3PS4C+GKXX.N^PJJ+\FAM+D(CJ4D9'Z8?#M-1\ZKSTC$2UH HU
M+#J8O/N)BI1^C3K/LL,;WEQ:?;^82LE(_'.K33++J-;;H%0%T9KD\CNM[&=J
MM^)44-$HHR$5JJ/4$HAI*W.R31T?P5F('<JE+L72!(P$2E5)$@E#C6_!K#D5
M!#@>IDK(/'N4&&PDL"K*D4S9T>"@H >1C9R"!P5)1&JO;79Q(T6BM6_J(/TL
M5 "4S/4<?7O_QFLE]4BC-JLR8;SCIXT&*U%\S2/X_-1ALL0DF )"OVHSX19:
M/-!L\#*4HE\P?;R/ZK =H!"XBT>-ANI2< UCWPD9"NZ&92#&J\3==M<K'!#F
M6_)[EKPD:92HJ);YH4;::/2+*U:_L/BY1?,P[1H&ML</@JV9%Q7+%WU/%8@8
M;0 JRLJ.93>[(V.Q&HOSY'>? &'=7US)#W#R6*.1E5"-ALUP6!B'F:"_9)'U
M#=U'LC0T7J[S?*W*"G/)DFFR %<.<1-*]4CG_^E>CZPZ=20&,C2ORU^A.A+7
M$4FO/+4(>('R;/WA]^YDRDN9=3O?QOUIOSNY!X$-/5^I,)N(3F4EV423UISV
M>I[ P#[I1S60=\6$6,4$/[BS?2CLEZE*JNX4WPP&'2=<A;P;\!>"??]0))K=
M2-LU-!!7SBR'?J.YX7G-X:+O:#FJEDRV-<.,V*7&*LWHE/Z+-J,S59=;IZX:
M*SJ(=2JD@J&DDGB6MI"N,.E"=PF.234NR;NR?))WC3@E[YKV2DZQ/N363:A#
MZH$XC>Z>K@2%/)9"T^BU@!R8_P&#)406 O\';'+"=PF:$1#7:M$IPX#4%B0Y
M '2LDRLK%V_Z1\6:+@D.%\L>75:8A'[9-B8WSZNYJ<%BGD]T)B(3+))Q"E!U
MEI<YSZOEJ<&B8QUB)1$K-;=7&\L-@(YED//KKA*_M>;3F5PN4L^&J25Y2B+<
M8(R^N$&4XH<>*5F_3+:BKDZ9%I0]QXLT)@G52QZ6Z6I7"8Y,Z78EG./EVI58
M]?KE N9R7DHWIE<+$BI9SCLLO8^8(*SZOJRH\/M&HL+OZXX*IUV:+C4F7.(D
M=>\UY%@_<0-YM@<A6Y;8L6(5O IK)H-\HQO9\@WH?)$J!P(=H\)RDJ6YA>7;
MF?Q,KR:G!HR.D6$%(1.<QXJL3VJF5^M3 T;'Z+""D!6;W*N=%8) QPAQ7MW)
M[!^+TZYW(YW#?2I/#?K%BDLSC1+<5*T#QL5\H/),2.M@<</69&3$N)A[4[)A
MZ1HMUL&P3 L9Y_!G2K:F5Q,R,6;\2UDQXU\:B1G_4G?,^"S;_.P,X?3&P AG
MED/+1:[N'868R0Y& 40A#OUD=@? ]UG'M=MW#_3)I2A67O)$C6YABQC*^:)3
M-@ ZQH.+R1C+9I$!1@M *C.RBXE>C2P% !W#OGGT=70KC/VZY,7\G'J]7F.Y
M"TM9FBHZ;X-^9XD&5NU'X&)2_8(PY2Y(=1EGUKROQID#*\E 3MG[IKMOD_ZP
M.YETK(>[_K ][5O#7$4A1'0JVS6))JV[GVWH0T07H Y>S2#B8AXU578!8M7/
M>9\W7J8U+J/,.B<=^KS1?PM7$F5N*YBL]OZ_)8H0U7 YJM]2D^X2)F[45Z[.
M""]Z%5<,7[G;M[1>QR4*P?N@'=I[)AA@Y5,^<].K'K)RMW,U&%W'3:UT7_8T
MK\:5 QH=$W/*%#)/5Z-ZYG_FYEHSF.7F -6P,+*V,M8CHFL\G -1A>*Z9G[F
M]E@;@'*5D#6RQ-0&\'&_[]3-7F.LO-IJ11#+]2DTUQTXZ5A?BP-P/&/!WE)E
MLB7H_U+=7 U&72LVHLK>W&I:T]1@8+^'"&(R"6>4;T:+B3*C%$*2^.K5._^K
M(9:,9YDYGO6Y/-VG-4 ^;V7!OX+BKT,37+P::B78ZI<Y6J8&AJ"NZ :;Z9F8
MZ)'2J@QAG+= U+3G@(&:37K!,SO$I30Q*'!:/;#:P\FXV^GVO[?O!MVS"'[W
MR?%"^OU<\-]'S:5W]9/5#[0+3E79F7=!OFK>7G(VF$6Q_AE'?%*S'5/GFU!/
M)_.NISR-NC?/:9SQTNK2=UE5J#0:FU$&\WQ%4M*7CAF\:0*T/0\_9C3!RQ[[
M/,$]THWDAZ/T,O/MP<#ZT1YVNCUKS-;/@369="?3^[%_MXW#=MRSM;U)8 >A
M'ZV6ORI],?+/4MG'(C]+16/H4Y?<;4](3W' D$[>^:4]7CB6?TDX^HL\)_&
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MUJ0_G1Q*J%OS#B#L$@8U2O:WZ#IJ#Y.=6#R(F.L<O^A<E1WU%V6LYE#9%*Z
MX#)WXF-UA_..)C]HE6G-0B('13BLT2AMDM+/%P&QT#H>PZ=R+(XZ"8>9"Y-"
ML$@7F#*B0AD##89*)9BC"5@941OQ.'.A4@FVZ(*4>!LM'F<P4@K!$ V0XGMU
M^5B8/ TS$4Q6A_19;[G)O[%+'>]ZHMH,=]N([2FE%?G/[W)M(J0(5[YCD.*B
MYG?EC">)G4+:B+K?\C,^AF"! UX+P&)&;,U9'TN7V(^V-[1^J,LE2:_1MS\#
MO/.%(*?&=-R*G(GR@!'8/MCD)PC4D4X:;#"LB;K0<9]RQO?$WM!OD:^.W_E
M@[&[T(&.6Y8SGB4#3*)1!B-V*KWTOJ5<_ZD_[%@/W6G[C^ZD@U=KN@"@P+?F
M?41=$#"UGV*' R PA[FNS^:;H<)>DWG8*7HO?$]^1/ &^E2@:(+H\DP;N?=@
M#NC/;L*+H$RB]J3*'0LI2A0=\(@'-G?[/0=@%T<U&4K1T3F*95)',FNDT5!F
MJJ6A$@='BUG,(F4NJFAV4LDLUT%:#O)UK-NRO#3T[NS9RJHMD#*@J7=^SP;]
M(?Y=9.?L2TG_M*,+X9'9*\DF3[3AAJLB$-/6A3RJTWGY%\@S!CY]/?EU]:C
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M^//I+/ZPY-F3WK#Y9Y11^I?_!U!+ P04    " "<=,Y.F]J)<^Q"  !Z9 4
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M[.Z09:<-CV.:H 9 =GKH B;W_G%+=N-,2G+$N#\B]C$V$<;3LP]:0&$Q#9F
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MS>S*1*"D,H".%8'G.F[$5$=F=F4B3%(9'E1\>,M8M@=N1!P@=;]]WV1V93(
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M!Z/I,Q7+<V:0NGHV@08E@98#,YM$LTDTFT1KPMBQ2;2JDVA-C.9>;EJNB"W
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M,*#4S&BX2)E  \2JQ"=M8_8ZF088A9I6L4(+]K]=0)9N"Z*][^A!31?!ZH>
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MN N3QWB1^%(\CA\TRQ\O#,:Y$E6<JSA\</I% /%=K?T39AG;N>W)D![.J<8
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M99E5EY2OL\PJRZSZOB"&F^:RS"K+K%+/>%AF56/!M,PJRZRRS"J0)!AP#B!
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M?ANC-"5E7U)%#3C)^V-!VP[&:TI>7-+#GK)_?]S,*'.II,M_I@F<7/FQH-L
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M6Z7F.# E'!>SE9.KF%4*"DJN8\/)*DZFK6DGO9PV[)*_#^\[F]3B5:VYQ5Y
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M=3AHET1<(+XB77I'.*3))O=V_9!NL_MLTSSV7E(E6:$4E9Q-)2]H-.&A,A,
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M,\CYZ8(0Z=^H%T Q#M@DHW+#NL"4'%ILC)W$M<&B>&MW;I0U@&!-BYKX:]>
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M(0L\AM!.&VN_-KTFNQU:WB?Z3I3E7UC^%]KRMV4^0RU8W4ZE./K\<,>QTDC
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MN7:+9J<<2+IM*1?)4[[+!Z-TM$:/NCN\,O<XP@_;JIQO[<:FF1?%TK.:&''
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M(2,E-G8?8='*1K@*A&YK6XU6.1*2C3+9='+V2+ I<=T&#9A)$%A^!'EE$8@
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M*GUE^5]&,)=\$O[MD/GDVXY+>^-IT>;]:A^>[]N3JAON6-QN[<H%TUU]5G>
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M$I,0>ZS!;85H:+[4$\+CFJR;7>DQ*X#LC14^&!COY(F.X(U>K=RTS/">,QX
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M96PO?>4;V*FF=VV+[)-3I4S$0KE.A-==)P*>"C*WM)P60TND^2C:H)V(+/$
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M/<\X9.NZCOUD0XN'%E]H_I)HEYHVG 6QV9<31U,;E,"(@,;40_$L5  \%7]
MDR8ETB %SW'X=T8>YA94I+I!U2K+CKR,=1.&A65$GL!CD)[ME\UWJ#IO0OM'
M.\DBD"'3"C-=W).G?25TXO-*".>M@#H.DZF6K)]UH+/JX6>5\AU"_V)R4++Z
M,QR&Q,JJO$N?@?<77)4"<EHL>0!%144PY8-FPW+(FHC5!080%376Q,%82S2V
M#YFF,!0I%6="53"MZ@]^7V/H+8BQ2'R%$A%%!3%-'RG-1E@:6"!I>Z6^8F/9
MYP"12;VZ-!AX!TTQ&B';AP>-JR2ESXSFJ[C6'_QXIN4FJ,)TZC&H(]Y[GA5#
M23F6K&(P015K=IYKG1SI;2$<"H37)<(,V;BVN=T]KQWZ'=-@S+%D>.>$X\V.
M[7^"KN;/-*8IJ*"W%QH33_15"+.J!&Y V<+_V$'F4Y**C\IV? PH4UK;ZDX4
MVO&5"_"V6^JE;'CQ5F!!PAS ;B//%W&4Y@YDA3:$)H OH?]"\G!#1?>'X@LV
M407;IQXT.X.Z-!X!M9N^ELTA4NHG$+J$JC9\*&]P7A(E(^Q?[&]A]L)^#^/]
M%R]]AI^?O3!FGR1;-A@PR_Y$[KR]Z"R1\O!&>]6"HE!9F&$;A>R#/&$?!SM?
MK#W9Y?RI$$33:BI5O1"!VKZ7O7QZ\C*VM V/DOR)+!G(<E?8,(\1&M+NZIV!
M+4SI)H$5@=+NH"2C1!Y&T#JCN7_5&A:-?6)$@)L=LJ:,I"\>H^0397O\E":[
MYQ=&:U'J@G\'.#TE:9I G>07#WB#&3IHG [FRB,O8<;4]YXS!4W9AFPXH@P]
M]N?=-A']/)CQX:W6>6U9FFXJR\?PPN;E:EJ988=7S\0XK1;T)0G@0E1(PUUZ
M\-_M>X'O5>_:+,R$J**J/I'4Z@L=P%T0!OE3\U=HK^4F(1%@OVEBWU2L:4F)
ML$[1%5ZW<]?9OG#I%G8UDRQ$:B?)<GV]HULY2GM*U]=^=LAFIHD8:'2JR &Q
M.!U.1"E-+@\ZEX?VY&\^-75/O>@2/&NZ>HMI4*6(U8\:I$VN.XV"%DQ7'H\F
MXNVH&//QQ7C" 71EUSEN6CT+WFA<$1-.ECH=!FP\(NIW-%M_RG[_D:X'A-.8
M7B]:@XRU('4'YJER[A7:25M K?@+A(">*I22-=E3+UV0F-IW*@8[2]O%BL;!
MM/B8!QPU^._@FJ,*9:U)6]5_N+]<?<1UL:&M%93C.E*M8D_A+8,@Y%Z2TAUF
M[V GEY@25!347/6YZVPG#32F6[/^5:86]2LA]\K/(++=)^*=C9=Y -]A]V4-
M:1B\Q!R0(WOB?1%FVR3KE7!E]74 !Y-G<X2@@MPW1Z (*QB@-2D.UJS^X-Y4
M6B%H?"FS_=J*P9P8/PIBQ/09)G&YH:C\F"Z%HNW,=&@3>RKOMS1D&Y:\F;DT
MC=$8?)H#9!246_V]^TIQ.JA,N.[1GLW 'E1*[*WZ[J14V%0;A\(G:RL#9:>L
MI0EFO,1*4NI'3-@"*'J?Z[<C/![O_'JIC= Q(WU)TOP9'D[R= 4F&^0N37R:
M<6$JQ^]2>"G6>>WA]D9H&+]S+TWW(/EU N>Z&@4Y1V$ -:^9TDA!<U"A.;8I
MY _E(<7C%0PQJ=J=33>'SECBVW^AP2ZBJ_6=(/'^CFU7OHR#RS]VX18,QB/<
M)*E>OBC#<U807!WA=K:$&+ @? C/W*H&D:]\F/M*JJ8[*Z_-K;>M\_'OV2Z,
MX&*8K:3\\7K#M,4KY1F&9I6\U8"Z-B:JJ+<BY\7'G'^K_V@.1653QJ(ITEE#
M"7K.38@6$RO9%1T.'G'DK&C\2QS0]-S;AKD7P7/N&YY(K%%Z7 V2DZ.H*I+]
M#,@'DL9((H8B*F<^%DFRXSCZ#1PC&.G<'.KS:?_)2(=)1TC5.4_]WO%W -<Q
M,[C/C 6RSWJV3 &2T_CU$)*M<T/C>WA=48[ U;UB/&KLP+<M1J"Q4^I<.1P"
M56')&7O9]7FS-V%,KW.Z4>[^J0#)6>\[%20U#SLPE/"Q>$X\ZILI;U&GNI,(
MV/2G-,FTPV(#T%R?:P:1U6+5!>'#$%1O,,:O\]&V\T.+&D\JG5:4&'(^:5OZ
M_FZSXU49+^!:PP_YG0G[.:(\ S,.EILDS<._\]_WKE[5=%B;SY6!L4BPCK)&
M)6C2A+T@%70N[TWX\*KK0",L#E6"TYNE&6AV VZQUR!<T)A /.YM0$9COFV+
MG=3(6Y:Y^9332KRCCI_%F?-JE^]2^B6,P\UN4[ZKOMC1Y5/&WP+K^@:ZX%T[
M"_KD.):6"D(1E%D0 8044.K7Z@P.^V.8^5Y$_DJ]E'SQV(=AOB=?2_@X3J'3
M$0>=%V(H#DINB9DLH%,%YZ+0@*HWH@G5E<^AC?Q(N;^EWW+R^$:C5_9%$N<O
M;C.+K)'A^^^^_PZ-"V#&T5)#;\3.Z&3X.GY\2\#F:!_V]2<X$9-^0!)CX5Z
M=$/0E0'C1AW7Y:<-6C )_WRJ=KO-]S8M=XOI,<H]FY7V2?X8)7H &KD5/R*#
M!6D'<&[D?4(Z,$G__M1L>1>'VS#H'>R-4+JO&'=-:];K&4[&KC>),E[4 =HI
M6W89-9C _W"ZIKW%_'9M^S'G8Q3_\'4BVUY#1F_:FT2P(.X,VBD:=AD5F)C_
MK].SZRWFMF/6CSD;G5@_OM"4>NM</^]8?X(3L>D')!DIXS6L4[3G4DKTHW8J
M1KW-^S9M>HOQT<F^93N.W7B/#:L[;)PP'E/1HGQ3H,6SG<FV&'%JUMJFB9Y=
M-HM$[&DNQ/6 N[;'NJ1HO\[DX]_?5;A5PJ"SSD82H&293=@?D^3#M>U]$K&9
MG\7EK;B[5;73YA.XLMQC2&*H#8K+\0(FPDMRFS1!=5\^FO^E]GXL\V/2 SQT
M4"P5#-;C6S*))]":Y"0\@@[2&.N"(@Y7:@/N'3"0I^<-*! %Y=7Z*&&PYQ3T
M2 )JI0 WAO9<@V[P>!V#/G+8504 ]$2\ E6"H+IW'\GV(ST"&<]C%GVX+)S>
M(>"SG)Y'4!#'JAX F(@>Y5DC"LHK^7'R,)%/T! &U)HA?)W0)^#03\<E*(AA
M5Q,PF"?J$/20 ]5]_3B.M^P.--@=J\POX7Y1(O@6%>WA5*?E%QR3R99*X->[
M[A3#C!1"?-MO06(F<!JZQ 69%K'J*.#V"\;='IZ.P1_"<T%T$@$<9#B88GD2
M^0U:4CG>F4&H=1J-KZ,=;^=8_L6^\R*9"[_W(B64L?M20B4E6%ZRV[KTCVC#
M,1&%1)414<0[+:O_@P<7%E!.T*L9EB5+;LV@(&'2,'=B;Z$#)5VM;VE^]'=[
M3L_@3'@](@4B&>N8 C;O\<I[ C+PK<].PM,PH%*)_&N)?,R0/WFO1%6F1KHL
MB@(UHE@MFV$3LNF;19&:%94NOVUIG.EUDE6%Z;2 K3KB'1S-1QX7*FR.)E0,
M1Q'_&(GOA:S\V&2(FK=O,\?TJ(MKT+&AT.V$='- =T\DAZT>QTNHBM=D(/*6
M]56STEN_OFJ7%5>%Y:1LO3JBJOII.8?8:E>N-\=S%GSTVZZ9(W2D?KK4["FI
M'W.!DSE/!I)K6]W4M2>;<UXE:=.A&^TQ*4Z#SHE2)H^RWFJ40CV0"9"%HF-%
M=[<*7-Z6,6$<$L"N%V9,@6/-*"-(CW8\/*T3CS?D.]25 ?OG"3AJ>OK'S'?3
M4CXC].OM#OI&K-9GJ1?[+S<PDDWSD$2!D@<G&>[$:9.B<\S4XF.R6A/Q.2F_
M)S!@WN0Z.Z@PB7H2J$0E*MD4J.@[95K8-+1-+$4,B5LU+$3]GM2@!(T0[@NZ
MIFE*@Y^\,+Y)LFP5G[-):!3Q.59K?3])#:)3ET@5Z7:418PC,)# 2+**27,L
M:(K.]ZO3JH8)47T&5"- E6'G-U%E H?-H3'%MJ%-ZIZY&B1 YI%H"?6P\Z$C
MT?-=JO%9F3]T#YP2*<:4Y(-=77WUH3)<^ -&D$L$<2)=5/C">P)"SNZ4I"PE
MO2:2\=-\(O%3D@1O811!,A\[!KQY:9>++KW [P+A.N^D&ZUCCBJ_(E_A.U)\
MZ*1UFC:%=3(?^G=H?D9;^NPPRBS#!0]KWO$XIJH*EL)PI8D'$.OC.0B B0%$
MC"!B" J5K(G3ES,O_IT\LK-&YHE^F1\R2LEMDE/RPT<TNEJ%!:4J6X'_YA.H
M*QHPTQ[]G&SH3>+%L 7+X!6\K.PW&CZ_0(R'[;WW3,NTIGLOUWXZ83B+:_UO
M3)QCUBX $8!$ !0!6$QX"V@+4L(C!< Z]Q! HHA=6Z=*A;-7X%QF%Q+F;%(X
M\US]?'-&O (X.H,Z3G:4;.XHP1D5G=DF69@_>D^1VG7YP0 GX=6C)7<DJL"?
MR5?^@?T"9OIAQX$%-T(#F?]"@UW$,^3">)VDFR+?YBG9Y9") G R) ''+M;I
M#S%V\,UXMLT>V<CEMU Y2[Y[L.-080N5'I;."'Q#OL)7>$X=TOU0"?UT;H8E
MWKA(-E[8DE(9.S>'N51OA\N7<@0J==!!]D&ET*;YF,M$:$DO3.09]<#C/NQN
MKZ0B>H$X5142U%IW<4G\J?2R/CV)CW&IC*%]&E8= YLT@H=*L.<OU/]=QD%M
M,>@9ZD25]*)QS"W71YQ"_&($#M4BWXY^]2+=BQ'L\26)Z?Z+E_Y.<P/=TA[M
M5*ET(=.*V, W9,,_PJ5%>K=B6'WT[<,(QGCP7AF;94O?ARN^3$-M=(]THC7Z
MD#AFBN([R,/B'^+0%=(MZ%<5,OJ/8(ASFN;AFF>69:MUX>Y\-E :,D#__=FM
M!AE LO5BKO$Y''2+8ZW60=W&NI0I<I 888B-6RTYP#W**E-*T7_]#^?9&9J<
M^/@29F3#_TJR'#)%>2YM]XXVHBYV#J@W84RO<[H9?'K;/<CEX;2Y]-[X&WQ$
M^%>(@G"RE?,%A_#'^BT\68>Q%_NA%Y%"^C(2-HH$>"2'B-:?H*-11NMOO)22
M7<:^R1,2A)D?)>RO#&J2\N\/HWM9EL +*?;U6YB_D("?A O&S!C_L36(V9C'
M0AB';KQX3[QOC#T9=,A>%FO 88#[N'LP"G#,VN,EK+3F9UX$D723(.$Q" RA
MPC9:?3)8?KD@Q;<H[I?T<.$5;%!E "HN_.BYPI/XL&%1*L]Y<2H/$>1RI1SL
M[1:J^>["'\,-+992M+P):08UR5:Q<GZ?%(:KY)(!Q%JBQ3XGI:ZH!Q2M0*9M
M :+^$,$0.50]/E0X3II+HL!N".3'H"&'%);KO) !1)7E"67_#$WD4+;)4.%$
MI?P+!3;$(%\ZO2T&H*"S47V-&0:D"DTK"FW$4'6<4.,Y,QOEIG]$[W),VD3(
M@:&U4SW]#>0B-4E7ATDLU2FU;U!BQW&VRDDSAO[5:/1<D -!9ZKZBH'+Q0I+
MBP1=M%!U0E!B-S,SY:0B>>=J>)'T^\'V)?KZIA,P2NO50P)ED1,M".Y=]RB9
M#G&\C0>T6=K<ZDGXV8D(*Y?1/1B#P+YUW8<U90M#9=JAY79=%&"P4VIU8#LX
M8CX6+C/EBG?%M_0YR4.X5%RE 10&^2W,7X+4>_.BV]5O$EZ7Z@6S25Q;)U/2
M].58EH_I&U7GSWNR+:<-LL^*-8K,T@FX4\>"C>%_9ZJ@D26I:^,4(+FR?$I(
M#DNPR(L5 R>TE-I794;HN4[R->4A%>.JS(K.Y*Q(0+5D6X^A(3.B;62'9:U,
M-YY,S,:<Y+3QPY \/8:A1MB];MYT)G@FIS<9""0F;>"PU):O1NZLJ$VFGY4]
M5<!2#S5$&=G:S&-@RPS/C3V9DTUH7Y*4/KYX\?=__H[]3]4B#8%QFD$I14\:
M_R#P.8'O"1NP8"-0&"!#K,I2 F0#6.538F6>::F'%E2$?GY.>6^U1HW%O($N
MB=AQ*XQXY!#2J0,:)YLPYBOCJN*?"R+P)&LV([+TRV'A'$[!')3,^0SQ!7W*
MK^,L3SE_*)4@D0UU97B[T6@Y?(W2'C=)_/R)*?$-@;&D'ISU52UQ9JPD>R0U
M4OT;-.99=I;M(&'X,=UEN7;9C_9HIZ:H"YF6EU9\0_A'*"M_].[)L"KJVQ!;
M'*)1_*-KG)LG^YT(R/G"N;(8(KWDA7XOW4<PP7W(/*G7D+Z=,=!)NGU@OL>.
M#=[S6:X-7M^J072J3E21;KU2*<>18B"I1A9:YYI\%:/M/^,S]G@GQ!:7>M7B
MY6&5J\/(TTE@OPBVU8HB*"?*6AE- S8L!KMOS38IDCA,EQZ[]ELS+5X=4W^&
MICX[ML$#.DL&3@VBVSHUBDBWKK7*<2=EX";$%E&$QQ3+QM-:!82117&TI%>A
MC)&&Z+J*[=RHEKH8&HXCQG,C+7]Q$-&1EL% $M5I[8Y&9.=X:T85;6@"OO!R
MNEJ7YT,M8R8%Y+B @Q3% 5Y:\)( O#9P,0:/O=+$K I@7$Q1]'Q,<0?-#<K\
M--R6G9IXNW#8(M$WG&U>6"N"-R_C^T:QM0%7D3N5T@Z#0N?*^IQ[:;H/X^<E
MOQ0R,T%','#8H19BK8I&!Q<-"_)3FF2S)\[80$3\@:QV.:_3A:$RJ0ZO:1C4
M3D9S)3G-7@./C(VTT]*&P+G.2QM&=] F'_3O('P8"K-LCJ) Q%%A\5'LI&*M
M]%@3@^3!B8X&=^R<!S[-L^$EN10B#GLV@+2>*"Z( $%J& @MGR;*UW&80RW"
MKEY!2"R@"N=JV$,%ML4@HY?K-?7S\)5*Q=10N74!QVLYNTFA*[P5%(?R.RD!
MSG=I"N="5Z)LD1?MF-U^+G<EX,4[XSV<9AM'?3/[VP<,A^GM1W50<,NA/):S
M((W1".VM.IX':"&UM0,,JF%FY=PY8\_M.D/WR@O37[UH1Y?!WW99#JO4-:D#
MT%S;T$%DVQ6JJP$+ D,('T/J0:A,I#9^'*57CI(W 4H_"I1BGB,>($+)N;U7
M$SLE Z\D<^.NB1B<'=OX:QY-?TQ^2KV8C>;WG:K%].4P'-76'T*LPQ07(XJ;
M!:@'_RP&D9R/0E%Y7Q<O_I:C?L$A+E..,'W:\S_XR68+U?"+0OB'R*.IB*_$
ML;("^2KL.J9-3;+9)/$#]8NR.F*:L_V09$DZCBA!=-NV1A'IUL&-CR/U0")&
MDK,]*<:*S!,<<6 ;N&8UKK7X.58T]I%='J@<7X)Z6]4L"+2/>7L)_1?RQHZT
M9+N#M)RL_OY<:"KQ8;.%R#:E6R\,"!7O.3/^0<*&I- 9A/*&(P6$.$NB,.!1
MS:)V/GEXH=21IALK_<IWRSK*Q%6LX,S+PNR![:47K.)?O907=H&PQN<ACT0;
M'HZ(@13AP: !'TW$<&@ 7P+H#(>-1E._@LH(7*M YA/',:MP?"UQ3/%&%(;9
M6".H,,C#KH2U$>%8K9L+XRL>%[@?@.TZYJ!)B$%!/DJ!.I!C(>6(JIJ-1OX
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M#'9LFU+X[^)/'^ QQD<"FAZN5O(PW@%<>!G-R9.QXT^>AD^[G#_)8.-3)?Y
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M^+\+UU&OOED_ &?U["4HM5B]^);PCXL3'JZ*9SKH""P2<0) 8[\&>4Q>6WZ
MP5S;-?&T9KG+7Y(4'LS] H_>&HL% 6>:X##M %2$277?*9: TZJ-)6L[ZG"0
MRL0_Q5IS>$)&&V'9;'#920AK&P.]&LI33(TK=#N6C*K1V47Q<)'44Y$=S'5H
MK_ETB^-LQ4+$L=6&GI Q#2**-KAR1-D?#FRU/IA@%5.] M0*D)S6'!M"LE45
MCS/N:GW,T%""#%6!:B/L_OGSG[[[CGPB__P#^S>BPF':NU17_N$G/HB4EK?/
M9,LW+(FQ%3M5DK?AJF JPF99*SR^)6H'4P4(3DJ!#2&EJ@78&!P'5".L0.H_
M@_3_V87T6]B58:G/WQ(DU;V4Y*B_N)>*$-F6<C;"EO5OPD)G_P\1599]&'4B
M/H <0Y!_K@?^@M\+&-@K!8T  $[ $^B0/C-?H"UZEO7$%6.)D>Y  P0:?^
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M/5W-%_A^STS]6X+#-E3K(]4""5_A/\B90GU_:DJ%%:5>NRCUCD\  PK&\9%
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M;GE_>?M(SE=?[I:W?R6KVYN_?D2A@27TZ%6^_1SETN/,SCU1*Z.5+3'>_>R
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MAYO5P\-'LKHBA^E%J,RW)FJ TAP8C;#?DV"$P*"K2)QJLYYA<1OQUHH7OA6
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MB95[!*0JYJY!?#0J9A#M Q4S(,P"B1LV[#_8S^Q?3\P#8G_X_P%02P,$%
M  @ G'3.3H#\M%Y9@0  MNT) !4   !R=G-B+3(P,3DP,S,Q7W!R92YX;6SL
MO5N7XCBV(/P^:\U_J*_F=:JK(K*NO>;,+()+)GT(3 .1>>J)Y0 !/F5L6K8C
MDO[UG^0+&+!DR9:];:5GSNJ*C)!D[8ND?=__Y_]]/=C?O2'L6:[S']\__.VG
M[[]#SMK=6,[N/[Y_68Y^^/W[__=__^?_^#__WP\__-?3?/+=P%T'!^3XWSV3
M,5L+;;Y[M_S]=\-__S#<6+Z+O_L<K?7=P]]^_]M/?_OY._+C<A]@;V.>_O=W
M_P@<]-W#A__]W>-/#W]\]_#X]U]^^ON'W[^;/7_WPP_T*[;E_/5J>N@[LBO'
M^X_O][Y__/N//[Z_O__MZRNV_^;BW8^//_WTX<=DX/?1R+]_]:RKT>\?DK$/
M/_[7\V2QWJ.#^8/E>+[IK"^SZ#)9\Q[^^../'\._DJ&>]7<OG#]QUZ8?XBEW
M7]\Q1]!__9 ,^X'^ZH>'QQ\^//SMJ[?YGN( NS::H^UWX>?_[I^.Z#^^]ZS#
MT:;;#G^WQVC[']_C-^_U!XK'GSY$L__7"&T0-NU/[@%-7--Y,IV_>ILW"K W
M0+YIV4OTU0],V_O^._J1E_GX"A)L$3YXL]#[*YGXM[5[^)&.^E%\U1_+;=_:
MX%7"7LE_>\YFZ/B6?QH[6Q<?0O1+[5YXT9*;[QO3A3$9#WK+X>"I-^E-^\/%
MI^%PN9#:+7N5JK8W,S'!R![YUEJ6,4375+CUQ9+\[_-PNEP8H_&T;SP/"^\X
M8ZF*-DK6GLV'GX;3Q?CS4.&NL]:M#P1%C"/WE8K 6WSJD>\:D\%POAC^\V6\
M_//%,0/RGJ&-$L!XZ]<&4@4$R_U(5>S86WP:38POQ2_7[-5*;G<1' XF/AG;
MA;5SB'"T-LE;LUZ[ 7ELG-W,M:VUA>0P+[ADR8W/D>=C:TW8L>=YR)?;XMWD
MDIMY"CS+09[7=P^OEA,^SG(;RER@Y*;&T\_#Q3)DF&&?[&,Y'LHQ7^8")3<U
M,7K3Q7S8'XX_]YXF<H_*[=R26^E-R &B$L#(F-.E)\9B(8DAQA*E6=NTAT3J
M]Y'Q[DA>Y[=S2VYEAM'!\I!'Q<]_!=:1BJ)2^\E<H.2F/AK&X,MX,I':R'E2
MR8]S5 M5*DK9+0[0T?4LR2OQ/*GDQ__Q,AT;\\7+DS$?C*?TW1H,G\@5\C*7
M/%O<A<I>C0[Y#%J:7R6)EIY7<@M#,L@](?2$'+2U_)EM2CX9F0O03963!_9$
M&MJ[-F%.CQY8_T1.[ASM MOT77SJFT?+-^TY(G\B)YL<9DG90'[YLG@VL4/$
M#F^&</AQ.1S?3BY[>?3&\\^]R0L1XWH+PLCAVRIW;62N4/K!>4-.@$;8/?1=
MQ\?FVO>^6/Z^'W@^X7<L*USEK59:Q'Y^'D=R26\Z("+R<CS].)SV9>4;WCIE
M,9I\D=SK:Q<?R<41J1E$P#N:SLEP[),<4D46K$47J% G4*4;/+TLQM/A8D$(
M_$2?CC'1HI;FJRVY:<XR%8CF!3;(64:MF%Y@;]DK5"*R%]@==R&UXGN!W66O
M4($H7V!OG&44B?4%-G4S59'\7& C-U/+B@O#P7#>FWPRGH>429]ZT__L#3Z'
M1NL">\M?K4+1O\!^!993IP84N7WO9E>@$A38%V<9 /6@  "%/U(6_[WYE$B
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M" GAY5?W<FCK9<T9=M<(;3Q:9R@#\B<78_>=JJD</A5>8_78(F8H EW"$@]
M/,$XZ&$0V<Q&FQW-ONB[-C6?$SB6[FAOO;(..'_6ZD.+:"D&3T*]Q[+4\]./
M,,'1C[?/W2WBE#V!PD7/R[(4;W'.TR8\5^I]HWCQDKO00^N_[=RW'S?(BJY!
M\L/M[4=^M8H^/4<[BW[1\:?F 67LF#44Z&&30>#-(>! PGS*:J%!']'Z=O:8
M,/S7_T19 @=S+-"+HH0*]Z"PGX^*Z;#$)O61+4Z'5]=FX/]J#-#M7Q+OMR"P
M+_QZ^#X*Q9FCHXMI ;\HOIG/_IE35C^WD1HY$"7$^0!#G,^N'1!4XM/(LL/:
MG1RJW(Q=_=)><MR#DM#AY[KI$'/&R/+6IDU#'H?.9D!$-@8I6,-7O[:1&AQH
M$H+\ G,P0L;HDZWL7,Q_JZ]&KGYK(QFR 4DH\"L,!;X@V_Y/QWUW%LCT7 =M
MQIX7(,RE!6/.ZO?V4H4-4D*?WX#>=?=P<)TPHB7T[*?#D/BO.V?BZH_V4BH'
MKH1<OY?5N^T")K2"-)X%K[:U'MFNF:7F9HY;/?S47A+>P)&0[(^Z3U@"!TT>
M8" ^/63UT$HU_1:$BV((A>^S3Y0C@66.73VT4D5GPG(F1>U*>H_L9T/W-+)-
MUCMR-6;UT$HM_0Z&,\IKU],3("YB^(C\AJ4,,D:O'EJIGG.@.1.D=MW\>E/1
MX10G26K\ZJ&52CH7GC-9:E?5(R@6!].VDVI*7*GH:N3JH94:.@.2,Q& U//A
M 6%:X^0C=M_]?5QVF$N,S!FKAQ;KZTR(SL0!TMP7>Z*SBM D/7#UT&(E_1:0
M,P7*Z.8,G^32\FUD;!\>7Q>T^"HG=B5C9,LPS 0XP>^],EVS*YK=T;KF$!?J
M40AS2(SMN33MC*9Z\UW5,M.EO=7EH8I3;//W?ST0.!Y+$)DWS,X$154(5A'#
M47D2]DUO3\N6O)DVHO6D_;Z)\8F\6V$E80Y)^1.!HZSNB91-S%P@M(BORRSD
M(4%I@>G D5C"]!8#15D('<R9OBFXFBJQVCO0 C4<6N=-!?+RR])9  QE@78P
M-'XV\5_(I\#%8I>%1!YBWC2@D %9VN: P [9:-.5W7LS+9O"&+/M!52>E,6<
M!!1_($HRAJ3% Z?=4A>]D)9N7&SK)$1<UA2@F(9RI.4 H\/;2XL.(=-#J2=H
MBN+P,K01>X1%U@"*G"CT&@O"PX[T:M/U;?A[A"_%0 GLY Y#M(Q(TGJ"0_[\
MR4!Q&+)T%P*$'4E6,N&A1G+/,#J:UB:NG4;@#"'/)31O&E2@ABR-\V!@AZFU
MXCI/5;:.+RT./>\'0X5^R%(Q>^?L$+96T"XC/2L,_^)0D#4%*H!$EHZ\_8-&
MN"E)$CTB[)]H62X_76N92!'<.Y8]#2HV1?Z.Y</ #H1K!663FIWGFI$17OAT
M94^""G61I2H? DZT79L$X07URM'6&2%P/9_(^=BG#2+RC,[\B5"1,[(TSH>"
M$\K7BL.;U)?GD#(9 A5C(TNT]'XY87^M(,_(<BP?3:PW>L_XIK.SB&PG<K_R
M)T)%YDC+0[E0<,((VW3/4DDO;#DRL;9H['@!IB5G./3-G@ 5YB-+5_;N.?&'
M;:)GKNT@T;#;80FZ[)83FBAK[TE7[JK9R'NI*$_$\5##VKLV@<NCHKE_$G#$
MB2ZQ>H2U Y4+EI&!LNV&_Q2H<N0_XP#65B1%JWQRIZ!JMZ\NZ<G"54:C(:M'
M6#,1"_\L!?2RZY8?OK Y']I<LW!HB4[]BO>:BLQ?/<*:B^2H*PR2LD 86($I
M*K(X,T]A5>RG4U03C=Q>(Q>'?4C"/I7Y@K'<0JM'6&.3)$](PZ8LF@;0._>/
MP+%<O A>7=J5)"REZOK<ZX Q8_4(:W62(S8'"&4^U\8X=I(:JQ/7V=$^8W(^
MGMO9JT=82Y4<H04!4A99 7B4XYX<82")\6I;NZ@!!S=,/7/&ZA'6@"5'80X0
MROSK@%05D]&NQ!98,Y4<]6XVKLRK#F@ 2?4?(1)#WW5HU33DK/D4Y,Q:/<(:
MLA0HOSG009?E597'5L#6Q4'G!UCKE@*R\X%K>9;!+-EC"&6>SS9C].H#=*X?
MESJL>(M,.%29L2#EITL1K-RLKYNAJP^PMJU"E,P"0H^+^-)Y<V9:1&>/1<04
MP%P;1][DU0=86U<A:HN!I8>]:TZ;B3AHDW3PZZW7P2$(6](.T-9:6[P'.7_R
MZ@.L7:L0_<7 4F;2 C-U)T"%UEQ:UP*C/7*\<W_HB>O1\ 9CNS2_\HW>,BNM
M/L!:OXI="?(PZF GN<>5E'B^^@!K_RI$ZFPPU*67-#?<H$28P>I#<^Q@"IS.
M+!#5N3%NN* !I6QF(:+WR+?6 &W%]"QLD^3#/"$3$TDB\92/HQX_''CX$UM=
M^"87M':'>3R[V-^9._1DKO\BFO\Y)?DZ57ED6CC4)"]=X3G<4'A-X/(YY1BE
M#-0MCT.)L46[PR>)=#W;=M^I,V[DXKB%'Q$XN79RB56 Z^Z48Q0Y./70VZ]M
MB^3M-G"(Q"@C9(9P6)Q>V,C*6@"X3D\YOA &L>6J_#6<45>"7N#O74Q3A(1Y
MX'8B<!T?E;3/ $V9>MX<FH<]0V3I'4T"+NRCGM9GL%H>HY0%&[\%B^!,X'H_
MZBE^#5O+ZT6D? T%WG:!V< E?\J17PR^EI>=N&LT)/2D<V8!5_M11O(,N%I>
MD^(.N-R7G#$#NMJ/8AI?@&IY:0K)+FHBTZ!+ BDF]0UDZLI6I @.8V1?+,G_
M/@^GRX4Q&D_[QO.P;MMZY)\\$TS G,Z8 6!!/^]AF5,TZWH@L(6<C3^FT_%F
M]XTR@GO83U&,_.N66N17M+K0)EC[1!H+BY6@WE<KRSC)&MH44_69 ->$XFR[
MM:0*_9P1*-[ /9B6PZ?7_7@@LS&/&$RR9>Z^4;23OAS#NFQ)::!G='C-;)S+
M&0UDWLVE2O8EF0V %JT5PL(6SZ9C[L)+Z"&7F-D3@$RV!>G)A$&9]PXT="I^
M4(A0B<;D1YZG[GYP4PRRC.>0N_&6.U^3  7"R0/KS=H@)ZZM9QP1-FDVCI $
M+;I(4PRQ5Q3DAVX( =7NIS4%Z@B=(SS3]<?%B,^8#&Q^E2-D+C.P@=3B<4X@
MC;6Z<R#*TOPJ6,F9,1/8(JN2"]@0ZO"8<Z <?D6'H\A+P)P+;;2MF TN0"J+
MO 'DA##ZGXDQ#AOP)T);<U7P0#Z$+8^SR4=2*8$0NCB\8J&  Z6ZU!BX9(H$
MTJ1CA;A*<#,#NGI\$04@ P1-E+X8,H%B?8P9T&7C>202(FH:$#UTN!BPJ$@9
M3>@4I^IE#G2I^-)TO09%K^,J3E#HXO&ER9BN)E]>D(9_/R/Q( :.7TN>-06Z
MBGQQFF9!4EF.8:U1J^Z;Y9%=CUQ,;4*A/>A<-S0O;T5@-G2!>7F2"P*E1]_"
M3/[N;<DO[]! ()<]\LR%H,O8*[H(N/#ID(@^=1WK"G ![8DYIS&5[07T)RX0
M+:_Q-4=OR G0B""(%JVC4'VQ_'T_\'P"*";PVL$F;F%$_F_#+RI28#7HPO=\
MXF8S1$$P-2@A]M&TPCO-<&A/;L_8AKXCO@#(G -=,+\(Z;G M%P]R^ZKDVLC
MYTV#KII?A,1Y\.C@$+G#2RC0GLV]N307F@]='K\(\84!4Z;P@8K\=^#*T!RZ
M(KX2^J8KXK?9LY$"3-RYP9X$702_H'R> 47+W9=D:R[N.9LY"NO8Y9M.LR=
ME[S/H5$V8=F@M-O%8:S7P9$(%2>^X)P>!EWTOA#];@%HN7P\=K8N/H287Z+U
MWG%M=W>B/G/3-V?871-=+R^:0&0!Z&KXA4@M#EK+#29Q$^<04F-[VU>6%_O/
MG0A="[\0T?-!TD-*?C;Q7R@,I7$VO0W9BF]1;LY_B_D3H<OC%Z)Y/D@MK]$3
M-U2* RK.^G_?Q4<7AR2:872P@D,^^667@JZR7X@AB@#9\O(^PZ]K*W0#AC;
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M65.0MDQ86E[8:Q!OD>*!R.Y1$GV<BX$V,_,4JJ2YI)99IBGMHN480!)"/4J
M]=;KX!"$92A92E[^12^Z1E.\'Y*7O@1X>C1,R8Z9R.4#WC3@%M,%29\#4=O+
M?5WC8N >R /(2U[+&@_<-;H@85F@M+SHUWWJEH@.?1X,W?M96G.^VGG+A>_;
M&(VQ<V\?FI.+:.3B=Q/SDDPE5X+N]LR@9C;I"\#6;CO*/7A%XAVYUX"*#\"W
MBY;G"];EH@H?JACO&/K(R3'!/HP\*).>>)^&!]Q16B%G9(&F[-4!IS(MGFCY
M.3ENET'PK:55T?4:)F7F'MC2WC=5K1(L49_L'&W0(02*1VG!%> [4:MB PF
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M?$W0)]X!/34:.-&T7M[(AE]9$C)0QE-FF%&>U^!N G!B:KV,P$2!'MV,[^_
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MU3/9 BK1I-6'1EIB\V@H&CJ5!K/=5203V8JHXTFM6@$U-#5Z]:&1MM!BE&;
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M.F/1&8MS\@S2\!AG33 05360YQ_Y9<'S_DHQ42%XE:FI<+Z1I!1:?,V&9?"
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M[&=%%+@E7%UX%I0IDPJUIJS=G4/M*9]<FQ;K_,B768HO"NS[K91QA*#7H==
M,0104YURGJ*+ GN2 7DJAKZRK@,-X*ES 8T"K'.>"^PHKI1#TD#J;=A\[ R;
M]?H9+HU:%^2RL5'"? -R'=T[G 5P4<7G-#"95H06#1IBB6*&5H&Q',,).P9?
M(44!-[(7!S;=5L4WY;B4BZYOB"=[6[))@H;E'KO!;C\B[UW8SUHU>PI]!]@R
MW$Q.%<6<#CJ;%$XH)F*D+)%3'=?F?0?82MU@KA7 G Y:H11.*F75;"S#FK\;
MS)\L=%6FH3:0*4707I.R!&RO;R:C"B).68)&@Z*H)5!2J5:?T!+6*P"LPU^0
M\"T)FE=JHHB5M]S"P$X"->RA4#%/(Z93RH7<#,J^ >R.: (OBN#H6[H-64J=
M<K[D?0,Z4ZXQC)F'I&]6M5;.CAGHA?7G-(8',S'S;:O/E>@@T ET36"X;*Q4
MIO@V(IK@0Q=-4%<,3R6Q!.H_ID$D025(T4 ]%,/+E8(\17[?Q/A$&WX=W, I
MSXO\Y8%C":KAG#)<FHNN;X8O6<JR>A85_A)P/$'SN%4&<SH8-B2PDJ%-5\2Y
M(E\"CBEH*.<*8DX'PX<$5BIF5S:F8>,*&LJC/'3I8!A1A_9:U";@F(+F,>DW
M%$]0%"&75LO5*?AWW] @ND E+KX=Z5,ZQ*#,LL !!DHY1)G:KEF403E54!T'
M-CW"H#',^*V$&933]!0S9I-##)K%F=]"G$$!!4\Q/S8NQJ!93*AMH$%I-%>I
MG$"''32&!W-PI'<0PL]=$()J"+N&FEU#30JC+O59NX::76W6KC9KUU"30=>N
MH6;YVZ1KJ-DUU.P::NK64!-&,NDZ:7:=-+M.FETGS:Z39ETZ[C?629./*_*<
M^I83N,%-C[196(G<=2;(\Y9[TWEX?"8C]SP&4OLA:,>?HC9CZI&BA0:E%BVI
MHM<Y1<,K_2ZTF["1+)N!H_(7:A-:+I9#4X(> T]<9\>5[M5^"-J/V @FS4**
M#K$3:K%2U[6:\UU-&HY6CJ/RNFSSK]5LY!3FS.SE5@^P)OI:&(X-N@[Y!D5@
M5W7=":V^>FA*)[3:>2P#$PG+_:+HZEHV,'9G298,3-OK(GBZ")XN@J>+X.DB
M>+H(GBZ"I['\=CYV6Q=[5V)1KCLV;ZK6$4 22-#"D@WC?H-5'FITO[6^B3(;
MR(^8:#_S6$&BW5ZI-C1%Q2KGLQ9K3.-E06+G7"8R< -?+XS0CC,H/Q!8?L@!
M9NP0Q9(<J*^L:(]BJS6FJ7(AIB@'>$,#"&<VVNS0IN=YR/<6B"#2])%]FJ.C
MB_UT],IY8-^UJ0T%FW;/S^M@I/H3C>F@7)R!U&)#F?,(5)8IAQ.1-$A%7VA,
M?^92KYHZ9%08QEB?Z734&\\_]R8OP^=A;_$R'X9&U$OZ:(@EHK),+//5LF--
MPO0" IKAS"FN,-%CPJ))<;)DW9;6\UX'EK>V7;HU$=LJ;QJ -546XV3 U*6M
MYE,$R+.Y*OL&L&4VAW0L$YU"Z-MM9#ECXND4PTUM"R.,_A4@9WW*L][FSP:V
MY"JE= XS<9&@"9MD09AKTA68#6VI%:-A#@-PP=./ ;SSJ<DUR(I,!S;*"E)1
MG 4RX-/"WII]5J*ZG$6>B_-,8)LJV%.11D#+;:TSJI03JEUTHPP!+?>VD%@%
MV+HJ0%"&YBD%8KO?CJ'G6P>B-!O;4EPALPRP?562NMDL(@FO!L4Z4Z?I_.,G
M"V&"_/UI@MZ0+?[ <!8 MIW6^\[P\=#RU.U,L>L>XD(*"G,=8-.G.&TE1%4.
MK.U^>\Z C9UCX'LA?A[$U97[6=!9D=+DR^&"; CU4E12,#X6HOUC@IF&&#O5
MTSX%(;1_MCKB?RA$_ \):AIBR51/_!2$>KA1U<4A V>^U2$KLB%7YM3L I9%
MHSF!$]]XS)#-/JJAU[?J('"^F7)"983T<('70J:LL_#@@T9EYNX9I@@ZH$73
M)M0>?-"H@ASC&I'#1LMM6/66'WS0J/(<^TZ1PL>W68'P =:*6<<U(H@&/8H0
MJM 4)P)94DJ_LWILB#&U!E>,*GPI8U>8YRZ52I_AS>0P'G_BZK$AIEEE9,YF
MIWPL5*=FU1B(GF7KC#";X#+E6S<<@LK,^/.'+@"]"T#O M";_!YT >A= 'H7
M@-X%H!<*]4F?E&(QZ/<K:!>&G@FB%L;X+A*]BT3O(M&[2/0N$IW)%ETD>A>)
MWI!WIHM$[R+1NTCT+A*]BT3O(M&[2/0N$KV+1.\BT;M(]"X2G<%O723Z=3S8
M^' D1Y!V["!@\N._,H9^"]'G#+#UDB!;%=X%','>NO"N5(A[2\.[(C3(178Q
MYT#'NJLG;C83<1&@ZOHZALV?WAH4T!5)_)'T/W)QUH6?$>T5AW8]=J%=76A7
M%]K5Y+>@"^WJ0KNZT*XNM*L+[>I"NYKJ@/^6 KWX>&AYO!>, [XA]HU<VJIP
MP+<]^$N]'ZXAU@E1ZLF[X=19'S1QPND?K\4$O.4!6FUTP0&'=[%9H08''%RX
M5T7^-]A@+=6T$76_:1+ 16_=D&1+M-X[%E'9<AZ0[ F-"=NJ[@%A ][R&(Y[
MP'(? ]84Z  N#HU$B7H!I-U*009DEK=V \='F[[I[4>V^YZK(X@O AW%Q26D
M,.TYP&EQVZ<4JE IHB]BSGW/F@(>1E7]C<\#O>71#%F@Y=[Z[$G005A<2HD3
M]P),N^_^6]B2>VU."P_FW?GYDZ&CGW)()T;O;+":>,M[V$^1GOSKENSD5ZNY
MZ>Q85_G5WW4(/6+<VW=P)M3\I1''6)R.S#-Z,P*JZ.4]HAF$N*]%V1Y*/%N.
M=0@.7%I<C8&J/)F%[7MZW&VUM5?=L_DUGS#I,5#%& 4)<[M59?[*)J29MRJJ
M6X-2B_46[;S8OGYMIC'[6N83-&M?3UH]MC\8[YID^2;N>PQ4\'X#!VE?JFR&
MH/PS,!W?HA]^2X?%QD'9'[J@["XHNPO*;K+1HZ[ NO:_!FH"Z]KN((&)JVM,
MQ'8.:7-80Q!633A$66&;AKA,1*F7PP29 #;1K*"$\N7*VC0D'%L]Y2\ =D5M
MLF--&Q)*K9[T%P U*6F3F<^DHNJNMBX7<02T/ NC_JJ[#8G(9A,TFQ/D0&RW
M@ A1=1<V=%J2NMDL(@FO%A)EW\3X1"[3.3H2%*)-[T"##XIPB^1*T/'92CBF
M ,R:2*/JJNPUQ+H)4&7OH4OQJ3_%![J4)X<9LME'-?3M%FUH +3 4Y0,@@[_
M5DX\UCN4!EB'0(T^(L_SUB+K4Z0,4%A,*Y_P[%G0<>%U<0(? ] &$49T1.C>
M_X3LS<C%"]-F"YN<T="QWA43. =R9;E>@&>^]V9:-I6EMB[V"'02_=CSID*'
MAM=T^D70H$?W;7H(?((.G\)WDN 4_D3H*/2:^"0?"<I"U$&Y)+POB>Z&K#=Z
M*G*9(W,\5#1[S3S!A%U9*"4H*USZ>(^=$2( F?8G]X HU$^F\]?"=]=_Y?*'
M^")00?<U,XT<0A).^JW5G#1 !]/9Q*)U_H.3-1PJ\K]F[F"!GO#![\W20I;6
M >62E3$2.D:_#NTC&^J$F'^T^E!G7%Z]S1M!D(!(F3L7.E2_IN,NA(>S<:K=
M#I!%\$H (5CR$;G@7GWCU;9V(5WS^25W[NKQF[!:"N'AS"^E35:%+!N,IZ)O
M'BW?M"?(]-!EV_Q'@S=G]:BU=5((_C.E2]NPFA&MU:X4PX8$@K8FQ5"AR17&
MDZ:V<<QC0Z))E1&786#E(4"#-MPIK,EQ!G_BZK']D:8B[)&/!5C?+$N:R7(:
MLC-*\N=H+\IP$78FL6H:UY>9/!]^'DY?AJ.Y\=PWILMYK[]<?!DO/_5?%DOC
M>3A?Q/G'=:<?S]$;<@(T(E3ONTZ8@_K%\O?]P/.)UHD%,I$%5P!(2EZL]V@3
MV,C8#FG&]^F+M4%C9^OB0TC;U,:'A*J8\%.R:>_I-,/N)EC[%Z9'N0G*E7P/
M.%E9G+HLG;0BI#0JZDJHG$T,C(%C4#A%O+*& N<C5T;':[;A0-]:BJ?!9L9F
M<L<#91/SB,$D6^;N&T6[8IK=L^F8NS Y)C\U.'L"4%9P+FTXFED6#!IH90/T
M:OE]$V\$G(U7(X'2>PN2\'[S.D2RQMI!;QV6]12@X/UPH%3=PF3,A$!9Z*E*
MS9?ZJ>;(IAZ($>*X^MB#@7)H)6G#W;\.L:.R4IZ(A;WPFL YLC7)OBK0U/+L
MZQQU<^RL[6!#[8E$."'_MUF:7XN;)K)6 TZ[+47Z;&XJA@0-A#P:+F&\.V2C
MUI:@TPLPC9P@\!*P.4S#FP:=8UL!>^2!JX/$^)$\X1/7\PR'YGAXQC8,S9TB
MGEF3.0<ZP;8"'N#"VN ,I[,W@DI?/"'S:B!TQJI" K(!U$$$G;J.Y9#O(\^/
M[B/#WW-5O>P)T"FK%1Q8-J#*DI&:1'<9DD.GI=9![73B:07Y1/5Y11<OS\^]
M^9_&:#'^.!V/QOW>=-GK]XV7Z7(\_3@S)N/^>!B[1I?D(X%9OX<T-KN0NW7F
MVN2.%2K/S)XDY0=EO'W3@!H:C&V8#1)5M?:,P/=\TZ&2/$U&>SHM,>$PUJ,H
MO@*P_Y&+R*S74 HR:-E&$8?:X>)HL]@3G#Z91(GKNX<C<KR06L.O]$=N%)K0
M L .2!E.D 9,F;BD5LA-F/F)*F5[MHQ[.PZX^G#A0YO:OQ:"3 R6<438I.A8
MH%T8#,43:%AS@&L*%SE^/%B4R2\JO1=Q[Z09PFN*XATRML^NX^_MT\P\A3OO
MDXMDAS;&=CMR<9^\+4%H0R//BVW3 5098YU2-:L#5QB6/MO*H(9.FV;P3)B6
MZ]KGK$P6]6_' 9<+EJ9CQOZ5I1^K/,/4F!49LO(H<C\2N'ZO-$TR(5"6#-P8
MBZVQG6&7O"'^:6:;CC_\5V =Z<4@;+YE+0#L5RSRI@H#5ET:,?W_#3<2/'16
M@M4B.!Q,?"*JL+5SPN!ZQ[__(BNH67:)MMD)Y$!K=_QB=?7N84P"10B8?9OF
MP]=NRM=?S;XQ?8]8],QF!#D0V\T4$-7L88T7DM3-9A%)>+6H9G\E7?:<S5G
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M7>XO)0E&+J:XF;BT^8ITYQ$&!V:OSLDX$9C599[4?OC$J,)X\+H,E"X#I<M
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M^RLBP<)\HZ6@$P&13X;,P4 I_W*D8.U<F<]6$3GZ"/M1PW'DG:7WO-K6G#E
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M\R:V\;',A4B#*C5W,%(<Q;^+'PHJG)+_1B1S-O$MP]=4BBX*[M_,H[@@I\@
MK)7(Q<' G) 4OR%Z5_?6:TR#-\Y/U\C%M'<9[4K.C=]1^1GPPCJ5\9H,"G2H
MO%0,)>%_45IN4,YX]Y\ +_93)]-E@J^'1>\&'>1X'1'V3S/;#"7OX;\"ZY@3
M="J^"'@M(45,PP.P,H,>)%LDO_AH6H[A+$P;39#IH5=S_=<2FT0:6.>&I1=:
M$;QNKB*&$886.HF!Z;:]/0$!#2KP4-SGQ')V;-=M[E1P5[L<E27 TB,=X0[6
M%P<CT[;^338?BE^&TWLS+9LZ-[8NINQ]<8^&R)2Y&:07!_?^*[HDB@"NK*1S
MLQC,\/>9L5G\">!A!(H8(0&FP@P(<$.<M $./CI $77/T"3D_5VU*1N&N"GM
M2,[*FC$1VNU?ULS*  G61I$OVZ7S[?;VZ\)WUW\-K#=K@QRF:TIP.GS^<2YQ
M^%)>'G"EK9]-2$3,AG>&T=&T$ON(X-7-G@^??2S)"M+0E3_GY9A!ZJ13*^H(
MA?:NOLN-P169#9]CK.Z<9\%6WNK7W',N?;#ATXV5GN1TUG%Q\]TU?9>-D,TB
MR3,%ZA1)672O9ZX>&F.6*TQV%EP:U(I/Q9><2Z6<!5H:?#I':]=9$[C#[T*U
M2](AR$0$OSU_A A+F?8Y\>IJ, =6!:NW,5Q%#=@:Q+2(("(LDT6CQL@V[/,X
M[EM>9MDV!HZ6A+>12KL(3'/T9MJ!&24?3&F;JENO5("6+OT7NS"(ZN^T+CJU
M @3H$#@@@I:I2Z67@ Q[M5'23&M/Z/1D>FB3CB.CVE7)"TON8\#1*Y5=8])8
M4*WNM(L;)]:63"'H9Y125KH^</!+K3QW"WAYK:HM;!;Z[BXUZLK*8;?+ 0?$
M5,9$&7#J$3N1#7S?I1$B@>7LC"/18BA<\IR2M0AP*(U"_F! IT$/ZY1Z =O.
M#]8"DY<MQRKWES&J35:.[.U#E?Q0PT@T>0]AR]TP:@!FC@,R)3#PGWTUW6Y8
M$S(QBP0R1@)K[7=4R"$6>(5 9>3Z$YF8_/4W9K$RYEA@#3>#%DRBW6U<BT2R
M"9%A/#\&+Y=^&:.!]45A"F9OO>FY^!-.93C&2-!R?SD/%GO+8!7@OA4/&XS&
MQ2%X=5ZUWZ"O9E9C</-K/PB+)_S#??5Z:W^*Z(646RU%?#)0CH$PE:4@:>C=
M;#B(]COO[TV\0TLWG>G+=VQ*S 9*$9"CHS HT"5;&82DS@8J#/1LVWVG%N"\
MK'B!65#A_W*4RX=!EQ96=Q%8IZGKT]=DY] ,IJASG[&E.4W)[[(F/9FT*X(?
MYUP3;%&Q,\!'E^8_;?\9F+:UM0A&J*%-,"&HQ@U!I2E(/_YPZ*DPH;4^B^WP
M>38Q_AS2SBW#T7@YF_2FBQX5I@A&YLB.XCR-$##OA4).SC_-#?> BAU>[)#&
M-NWTC?<:!C.';N%7ZA:>F:?0YR*2M5-J88  O6SG=P]CT]FAL&KKZ3(DWF_O
MW<2;F)H&D:=\T]E8SF[NVC9A>/I'#H:J^2"P@;LTV1G74F7(TL*"I! [TR#'
M_J3\6\"!@M5Q5N6<?,:?*B8^AF8\HM)C'XB1::Y<5"9]$& "8F18#!'BA7^,
ML3#\BO#:\C+K8!9?#-A[43LK%D$0=,9:,V[,X=>C%8<:C)T(;17>F1E? _;:
MM.W6S,:@'BEZ[7[]87U7;>/C+/PI,Q1%S__0:3\??T'6;D\.9(^(Y>8.)>_7
M#%MK1.FTK5,[$]P,= 6SYFMNXHB$]ENTZD# GP+@6%08%@4]+@H=M/!*8Q[*
MO%SA,,+,632LZK0HW0AP,;M6'1K5B->AA+0"I-WI5' '1VHKP.7_-#LZLJB'
MCD7HA#,Y40&XG&*K3HLZE%>JU0,[Q#<;*X)E[!"4'V(]<T?P%"9QW:+JZ71-
M*8ILJ(9'G</\?!;6>[0);++=XF\(*W-+^3=T=8LKQ$^[4V B4,A7<A++KL9!
MNYY54B^;06[!;3>1BZ/I@@=G0^.MIN8!Y>:V5?$Y8!?S'3^HU@JXD+>;^X:'
MH^V>$$IYQG.SM9ASFNZ_+4C@;';B84'C *PHD*(7^'L7TS#9,. SA8,P\#-+
MN,UYPRKX&K0;MOJ7L!JDM3QGK@12,E2R8N]IJ:\!.TTK8BKE',Q!']2;S,@(
M"C=G;*\V;#B(^=#F3VJD<[$TU:Y91 @+S<S(S-KU\MV5)_AY4B,=8W41/(T%
MZ"@(&8J3&04.>6I:(WTZM5']"@_0#A8)NH_<@%WR0F!6,YT3=9']&@]Z)(P6
M=K%,.'4ZU"T.W6\*3%.219*R2T@#S6CBOB,<_60=,NM+U/%9Z,9:BOBJ!N4H
M W'?NIGJ'DDOQR,$4]]\%KI%6'N8.@-QVH2QO2K"42KH( Y#N G3F",JHI$_
MTZ*SU#<;F/82X<-C'OO#[Q"ZWUKU)Z49.(;6OAKX5$2I2L;V'K%UO1KL'4!W
MIFO/ \+'H3+M\YMY2ZZF/*&=Y= KY<FT:3FHA\8\*/QM0G?XT^A5R4=TA262
MVOZTQ'^AE@V@I^5^!ZN')KJ>FORT9.-0C_X>2B^3>T3Q+I/:'A/);:T>FNBJ
M:^+C40"QROJ?-*V>7KHR3>I1G2#/&WJ^=: 1U2,7;Y'E!SCIG%)_U]HN4T!5
MULQGY%%&=S:T/O$Z+*%(?R6 JHJ_K&M60>58T]B:7AI-=9;C$=T"=*)$]0Q9
MZTFHLH8?M/FD4FP!9<J6VUC+JPHV^/#D8!TZ_JTMIZJWV^&P@-W8\;'E>-;Z
MLVD'L >*L:>FI\VT]RRQ$:Z10^M.';_'X*NJVXCE))0WQD!L$CHA"/2@-84"
MT!&=C$#>M %F%-CVZ0QT/\"4NO8I9:_BJ.DE5M.L6F(Y3'2"#N?HI5 &I4_?
M;0&R%5QQ+JM5-,G"66<V$L)7L[1DP8U!]LUKWY&HJSZAYB>E,9IO_IX@^Q&V
M[WRPD=AILX5NF 9ILP4V"=H3LI+3TQBT5JBCPH891'$#2[(D ;=KS-?5&>SJ
M#'9U!E=)R:N<$DWI8=#.\^HSAF^@U8/"N>6,&E78[Y8$?$*!5^1CE8A OH5#
M5J0[S2D,D3$6V#V85P^/M^]F5N<9D*VNR6 O%!?1.O") &5LM]8:82]I^YR^
M3?+I5F))8*>4$'G+@0=MN,GW^(0!RGP*9X\&]M@($8^Y<XVL!@VNK0*<+M.*
MTBJ_M;WF)+D#"3";T)9@O0;)6:.ZR1RMW9U#TR)X"JS(_$;6@).E<S8/B<+?
M4(&"\0+V'">@_2!\1"CFSXFVRI0?A%=H9$FX<DP@CP%HB4+9I7$'\L0R7RW;
M\D^Q&94(7%/764?_X%\@<FLUL\B<LMM$'AD:24-%[.B7EE=BG;]5? .\[ER%
M/*@424V-F2N*O_!_J'_&<G81E /DK;$50L74P"KYF@8%Y+(?U.K0I4?%!H*5
M@^N$RG'?/%J^:4=IS'/"!O@MS+8=!339=NQY :U6P;D1I=?2H,(;\^8KA QE
MY1!:G"IVU[!UZ?JAZ%M/%(_(YS6HM\9_L6O G[8U#*X[XKP[Y"3NK2-5XH8+
M8W9QXR;5"SZ(QQ\P!!#V%_,"]/-G2D4%2.]OZ+G'1$V)KL>1:>&01^:N;8^B
MIIWRNQ=;%\BC+X[Y+(%& =#M=N+FG*]L!' >C$+K 3G^E7% ]MU?%!6J&"KJ
M9[OP3>S#R"Y\!"2EK*AH9_EA=-T3FB,;T:<PPDIA/A-8&R@, 93GQ-"BS!#:
M$@;LV>$6E#'=S7I H1:-8+1[5"BSB#:<N2* Q^'/A3DJO0A02 <H&]W K[C3
M>\-YY^RWI->T C:Z6P\HSJ0!')6%BO(&R#\BYG+"=)J-(G,X'U$1..=;MN=L
MDM?\&D0RM)C:)_$!R%1=]>RD'#=ZU&9MAKH(F ';-'518?G2Z%4<.M)7U[>@
M+0(FE4(+\7RT).SWVS?!?E7KBI#IE]!\EH&+A+E^UYJYU.N*0#$P#1#M+PA(
M>.>/*GBG21FW#_JXO.HX;6E'+$WL=KSB FK&6FUS@Y4!5)DQ#SK PON$[ VY
M.JYP<,YN.3],>8$2@LLTT]TE6.Y<'$9HC9=QV27BQB<WP)ZQ7=!+-S,0BS.Z
MF<ZC'%\W$Q0](M\3O#PA!VTMGZ859D??"-SVN6LTTZDC?LN+  @=DIES?F<!
M7N_)MJ,Z#2."(X/L_MG$?R&?;_(47Z&93A?!<RX$GA95:1:?>O/A)V,R&,X7
MPW^^C)=_]J:#^?#CRZ2W-.9_]GNS\;(WF=,_S8?/P^ER05G=MFB@Z!?+W\_1
M+K I Y[BX-(Y^E<0YYY[8>.A)_(]R]G% VED7AQO5EKV#HFS=VWR$6](ONJ?
M0D,R9T.Y=6(+KP@@J\>[X<5!1R,@Y>I2&&7<Q!>PM"C6&8.S=.>6]]>Y+);G
M(9]G)./,@A22*Z0W U0=&HQ?HX6&Y,>_Z6W(K\SU*9\1V',A)>X*V8$+L![9
M@[F0%KLSY-:#E-=!V(>!!.BDOTI8BOJEOB#;CG^=4Q8A?S*DU%\#LV1##*WM
MU<49Y6X;P04A0ZM@.(B!!6@;H!JN6EI$GW80A3 RE.0J+8P9H.T,*N +-IC*
MHE)@TF(8@$E>'A*K@%;UKX\S&* K"R)IXC512"&27@NT['U]#,1%@+)PD49=
M.LHT)R7KPU:(;P*CL;"B+."DR9>8G*XEOQAHZ!( >S%0<+$'?F/,I/9*$U54
M@.KU-(CI6&@Y,V+#"NU&!6$B?%%H']@Z&7<\5-$<Y:3/A?),22ASLB0E!6\"
MZ36@RLW42W$6Y&<N*&T!+N1IDN0!(GQQ="71J:L'30RZ,@"?"=VP\!V![:LX
M^3G+K1XTL="61<*931H6I<D"24X/*;K4ZD$30VT9!)Q9HX*B8M4(#$6U"17+
MKAXTL>"J0L:9?;0PZDY0U.)/V/5S,V'UH*=]-@/,,^%+FV$;2/BE&_=Z%#5-
M\.>O'O6TIN9#?>:2TN924&/]#:!E?#W"2ZT>];212B'@$ARGX2W#<SZ4NW^$
M5UX]ZFD3+8./,\^U.U.*CXE"'A[QM5:/FAA<2V'@S$GMCNV5AEW5]96_].I1
M$S.O2H2<V:[5Z5[#WGPZGGY<S(;S,/-K:&+:=-V;(9PD,UIK@O"!9=,27-*9
M6HKR46]V)=!RG#4%HH9")D[E0;B:!]STFX->QIG+@T:+U*TI\L<..5QHXGJ\
M&_EJ''"O[ES"9-/S%@15]/LWPBX,\<YVM^BJ3W)_HU(-1N![ONEL"*9"!'&(
M*[4.< OO@L27!5&'G+Q,5,E>W\#-P@N2FP6*#D5K;F&+)9T"[_/-3.#&X>5?
MZ'MX]*AN4NR1ANTD+D ;D6?ZU^Z9+OB&P;8)+TQ^62!U>*@)OT>6 -..>]U%
MU:7]J) T[9:^=.];A:4ZK7.XIOSBP&W""[.2$LCUR,-GG*H8E7>'2_X28JT$
MW%U<]37$ 5-9=KU/N_PU2K24%RFAFX$7ICL''F5)\K<O#9SQ]+J6;&<DE=E]
MS_&M#>4.@NH%6O__[5U1<^(X$OY)5Y.KN]M]-&!VV"*8!3)3\Y1R;)'HEM@I
MVV3#_OIMR3@8D&39R+2MX2E%L(2^[K;4ZO[4VB8THR1U/X+-%C3#*JZQ.F/;
M7(/>^FSDK_$V4D$UTG_O@JZF4+<7G+W>VSKT[N\G*UZRSIF-AMYL!>^N.QM.
MW.62/D=T30,_RKSU>N!O6#6[Y0LA65ZPGWLO2+F/T@B<B%^' AHB40!Z/%S9
MJO&NU^H'80)8!B\DW&Z(M_ZL9'ZB"\:-3%?,SU3 K-,-\NM<5R.2=[PFXG[?
ML3JF$<"B[-YFD,N6[S ^J&K#)FF!G'2IJS2QZN78^JWE%>P94Q@EKZG+:RO#
MFP&B.H>;KF LJ?BK4?SJ4U6)8I,_@YS'45B"A )A%GN_[6T:^Y&7T&= R(9=
MFICO"=NI*FRHJBERPL>TFL7&I"$$*]+[2Q:?>-I-2<8VG=YZ"*.F6:6-J)HA
M9XFN8Q\5 K CK?00P=A#V*X0?<N0MD%.-UW'+%3H[0@43Z)WDO*9D(FIPE,]
M?Q@YZV3&217",O;*XS@,QYB&?D:>XX3^S154^=)7-T9.$8DUIJ-="9A^>X=.
M^/]MRO-;"X#'?)UJMU#:!CF#HZ<N23!1@0G9O9,<;Q[3#Q)6*TWZ+';>I8FV
ME&!L2.\KUZ)#X&P2K>/DM0@ADTE&7I5AHN:]8M59,QQ+NDP QOPUI+AB@?Z
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MZQ'=L*(*-;2];X%]MK@E?9?0'0)&YM=F85;H7VR$3["#A0__ %!+ 0(4 Q0
M   ( )QTSDZB?-'V.B8# $M02  1              "  0    !R=G-B+3(P
M,3DP,S,Q+GAM;%!+ 0(4 Q0    ( )QTSDXQ1,<[,B$  -UC 0 1
M      "  6DF P!R=G-B+3(P,3DP,S,Q+GAS9%!+ 0(4 Q0    ( )QTSDZ.
M:>0P@QH  -NL 0 5              "  <I' P!R=G-B+3(P,3DP,S,Q7V-A
M;"YX;6Q02P$"% ,4    " "<=,Y.F]J)<^Q"  !Z9 4 %0
M@ & 8@, <G9S8BTR,#$Y,#,S,5]D968N>&UL4$L! A0#%     @ G'3.3CJ/
M=+P=V   '[$, !4              ( !GZ4# ')V<V(M,C Q.3 S,S%?;&%B
M+GAM;%!+ 0(4 Q0    ( )QTSDZ _+1>68$  +;M"0 5              "
M >]]! !R=G-B+3(P,3DP,S,Q7W!R92YX;6Q02P4&      8 !@"* 0  >_\$
#

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
